GRA · Insurance Nexus

Spatial financeWhere capital meets hazard, exposure and transition

Insurance Nexus

Insurance-sector risk governance, underwriting-relevant knowledge and risk protection gaps without underwriting. Insurance Nexus is an established platform of The Global Risks Alliance.

STEM methods
5
Canonical methods this field applies
Topics
9
Subject pages in the field
Counterparts
13
Platforms in shared fields across the network
Report series
2
Reports series it contributes to
01Frameworks

What the work is read against.

The platform does not set standards. It reads its evidence against the frameworks that competent bodies have adopted, so a finding can be placed where a decision-maker already works.

Framework or standardBodyWhat it sets
Insurance Core Principles and ComFrameInternational Association of Insurance Supervisors (IAIS)The global baseline for insurance supervision, and the common framework for internationally active insurance groups, including the Insurance Capital Standard
Solvency IIEuropean Union, with EIOPA technical standards and guidelinesRisk-based capital, governance and disclosure requirements for insurers and reinsurers, calibrated to a one-in-two-hundred year loss over one year
IFRS 17 Insurance ContractsInternational Accounting Standards BoardMeasurement and presentation of insurance contract liabilities, including the risk adjustment and the contractual service margin
Own Risk and Solvency Assessment (ORSA)IAIS ICP 16, Solvency II, NAIC ORSA Model ActAn insurer’s own assessment of its risks and capital needs over its business planning horizon, reported to the supervisor
TCFD recommendations and IFRS S2 Climate-related DisclosuresFinancial Stability Board task force; International Sustainability Standards BoardDisclosure of climate-related governance, strategy, risk management, metrics and targets, including scenario analysis
Guidance on climate change materiality and scenarios in the ORSAEuropean Insurance and Occupational Pensions Authority (EIOPA)How insurers assess the materiality of climate risk and run long-term climate scenarios within the ORSA
Sendai Framework for Disaster Risk ReductionUNDRRPriorities and targets for understanding disaster risk and investing in resilience, including risk transfer and financial protection
InsuResilience pro-poor principlesInsuResilience Global PartnershipPrinciples for climate and disaster risk finance and insurance that reaches poor and vulnerable people with fair value
International Standards of Actuarial Practice and Actuarial Standards of PracticeInternational Actuarial Association; Actuarial Standards Board (United States)Professional standards for actuarial work, including risk classification, catastrophe modelling and reliance on models
Takaful governance, solvency and risk management standardsIslamic Financial Services Board (IFSB)Principles for the governance, solvency and risk management of takaful and retakaful undertakings
02Monitor

Underwriting and claims console.

The screen a team would use to follow this field: its measures, states and decisions. Names are examples and values are illustrative.

Underwriting and claims console

Insurer Alpha · Quarter 1

  • Combined ratio, % of NEP
    1116Watch
  • Solvency ratio, % of SCR
    182Normal
  • Rate adequacy
    1.08indexWatch
  • Claims in 30 days, %
    79Normal
Property book above appetiteGRA · Insurance Nexus

Lines of business

Property, commercial14966▲ 3Above
Property, household26563▲ 7Within
Motor24574▲ 6Within
Health5776▲ 9Watch

Loss ratio

Underwriting and claims console: the screen’s structure, terms and states for Insurer Alpha.Example names and illustrative values; a design, not a record or a live system.
04Loss model

Loss exceedance, average annual loss and probable maximum loss.

The loss a portfolio in the footprint can expect per year and at the 1 in 100 and 1 in 250 levels that insurers and lenders price, from the same three blocks every catastrophe model uses. Teaching model with stated illustrative values, not a prediction.

Controls

Typical annual hazard intensity (location)
1.00 intensity index
Spread of extremes (scale)
0.80 intensity index
Intensity at which half the value is lost
4.00 intensity index
Dispersion of vulnerability
0.55
Share of value in the hazard footprint
40%
Protection standard (return period)
50 years

Readouts

Average annual loss
0.51% of value
Loss at 1 in 100 years
24.5% of value
Loss at 1 in 250 years
28.4% of value
Intensity at 1 in 100 years
4.68 intensity index
Numbers, methods and sources
Return period (years)Intensity (intensity index)Loss (% of value)
10.090.00
21.270.00
41.910.00
72.470.00
133.000.00
243.510.00
444.020.00
824.5323.55
1545.0326.44
2875.5328.87
5366.0330.88
1,0006.5332.53

Methods

  1. Gumbel extreme-value hazard Gumbel (1958), Statistics of Extremes, Columbia University Press
  2. Lognormal fragility (vulnerability) FEMA (2003), HAZUS-MH Technical Manual
  3. Exceedance-probability curve and average annual loss Grossi and Kunreuther (2005), Catastrophe Modeling, Springer
  4. Levee effect Di Baldassarre and others (2013), Socio-hydrology, HESS 17
  5. Uncertainty fan (parameter Monte Carlo) Spiegelhalter, Pearson and Short (2011), Visualising uncertainty about the future, Science 333
  6. One-at-a-time sensitivity (tornado) Saltelli and others (2008), Global Sensitivity Analysis: The Primer, Wiley

Data

The model runs on the teaching values set by the controls. To calibrate it for a place, read it against these admitted layers and series, which this page’s map can draw:

  • Rivers Natural Earth
  • Urban extents Natural Earth
  • Cities Natural Earth
  • Earthquakes M4.5+, past week (USGS) U.S. Geological Survey · register usgs.earthquake.summary-feeds
  • Rain rate, last half hour (IMERG) NASA GPM IMERG Early · register nasa.gibs.context-live-layers
  • River discharge forecast, 30 days with range (GloFAS via Open-Meteo) Open-Meteo.com (CC BY 4.0), Copernicus GloFAS · register open-meteo.public-pages
  • Built-up and settlement extent, 2010 (HBASE, Landsat) CIESIN/Columbia, NASA SEDAC HBASE · register sedac.context-urban-layers
Loss exceedance, average annual loss and probable maximum loss. Illustrative teaching model: it runs on the values set by the controls, not on measured data. Methods: Gumbel extreme-value hazard (Gumbel (1958), Statistics of Extremes, Columbia University Press); Lognormal fragility (vulnerability) (FEMA (2003), HAZUS-MH Technical Manual); Exceedance-probability curve and average annual loss (Grossi and Kunreuther (2005), Catastrophe Modeling, Springer).
05Overview

What Insurance Nexus does.

Insurance risk is the uncertainty an insurer accepts when it promises to pay for future losses: how often they occur, how large they are and how they accumulate. Insurance Nexus, the Global Risks Alliance’s platform for the sector, explains how that risk is written, priced, reinsured and supervised, and where losses fall outside cover. It shares industry understanding and does not underwrite, price or advise.

Who it serves

Its community

Insurance risk professionals; brokers and insurers; actuaries; insurance researchers.

How it works

Its methods

Exposure analysis; risk transfer concepts; protection gap studies.

What it produces

Its outputs

Insurance-risk guides; sector resilience briefs; evidence-to-diligence methods.

06Twin and cascade simulator

Trace a shock in Insurance Nexus to the balance sheet.

Assembled from the Nexus Standards area profile Insurance and reinsurance: the shocks it names, the systems and sectors that carry the loss, the controls that dampen it and the data that observe it. Pick an initiating shock and step through the cascade to see which exposures it reaches and where losses could concentrate. The Map view places the run on an example geography with open data. Every weight is a stated assumption. An exercise, not a forecast, a valuation, a rating or investment advice. To model a place of your own choosing, open the full System Builder.

Hazards

  • Tropical cyclone
  • Earthquake
  • Ice-jam flood
  • Wildfire
  • Storm surge (set off downstream)
  • Intense rainfall (set off downstream)
  • River flood (set off downstream)
  • Flash flood (set off downstream)
  • Dangerous surf (set off downstream)
  • Widespread power outage (set off downstream)
  • Mass displacement (set off downstream)
  • Coastal flood (set off downstream)
  • Aftershock sequence (set off downstream)
  • Fault surface rupture (set off downstream)
  • Soil liquefaction (set off downstream)
  • Slope slide (set off downstream)
  • Rockfall (set off downstream)
  • Tsunami (set off downstream)

Controls

  • NS-0 Constitution and principles
  • NS-3 Risk record UNIs (grammar, legacy crosswalk, allocation authority)
  • NS-9 Contextual UNIs (deployments, instances, programme instances)
  • NS-10 Policies and clauses (machine-readable obligations: definition, binding, evaluation and enforcement)
  • NS-11 Verification and monitoring (evidence, attestations, zero-trust conformance observation)
  • NS-14 Conformance and crosswalk to external standards
  • NRS-F3 Insurance, catastrophe risk and protection gaps
  • NRS-H113 Hazard family: Financial-system fragility (NHS-1 soc.financial-system)
  • NRS-U17 Universe platform profile: Insurance Nexus
  • NRS-H71 Hazard family: Deep-time and cosmic catastrophes (NHS-1 planet.deep-time)
  • NRS-H65 Hazard family: Planetary boundary transgressions (NHS-1 planet.boundary)
  • NRS-F8 Parametric and index-based risk transfer

Observation

  • OECD Data Explorer (incl. Creditor Reporting System, insurance and pension statistics) (listed for reference)
  • Insurance statistics (listed for reference)
  • USGS earthquake GeoJSON summary feeds (listed for reference)
  • Direct economic loss attributed to disasters in relation to global gross domestic product (GDP)
  • Direct economic loss attributed to disasters in relation to global gross domestic product
  • (a) Number of commercial bank branches per 100,000 adults and (b) number of automated teller machines (ATMs) per 100,000 adults

Example geography

  • Western Europe: 152 hexagonal cells
  • Rain rate, last half hour (IMERG), NASA GIBS
  • Night lights tonight, outages (VIIRS Day/Night Band), NASA GIBS
  • Surface water through cloud, 30 m (OPERA DSWx-S1 radar), NASA GIBS
  • Carbon monoxide, smoke transport (AIRS), NASA GIBS
07The problem

Insurance absorbs shocks, until it cannot.

Insurance is one of the main ways societies share the cost of misfortune. By pooling many independent risks, insurers can pay the losses of the few from the premiums of the many, and reinsurers spread the largest risks across global capital. This mechanism lets households rebuild, firms resume trading and lenders extend credit against insured assets.

The mechanism depends on conditions that are under strain. Pooling works best when losses are independent, measurable and not too large relative to capital. Climate change is increasing the frequency and severity of some hazards and making past loss experience a weaker guide to the future. Cyber risk, pandemics and supply-chain failures produce correlated losses that strike many policyholders at once. Where risk rises faster than incomes, cover becomes unaffordable or is withdrawn, and losses fall back on households, firms and public budgets.

These failures cascade. Uninsured losses slow recovery after disasters, weaken borrowers, depress property values and add to public debt. Large insured losses, in turn, test insurer capital, raise reinsurance prices and transmit stress to the wider financial system. Understanding these channels is a shared problem for the whole industry, and no single firm can solve it alone.

08Sector signature

Where exposure in Insurance Nexus travels.

The sectors that carry exposure in Insurance Nexus and how a loss in one passes to the others, across portfolios and public finances.

Select corners · hover lines6 / 15 relations

Signature

Health and its partners

Health gives workforce for operations to infrastructure (0.3), farm labour to food (0.3) and utility workforce to water (0.2).

W · E · I · F · H · B

Sectors
4 of 6
Relations
6 of 15
Coupling
0.42 share of total

Strongest relations in play

  • Water → Food · irrigation0.8
  • Food → Health · nutrition0.7
  • Infrastructure → Water · pipes, dams and treatment works0.6
  • Water → Health · drinking water and sanitation0.7
Teaching values for a typical city-region, not measurements for any place. Coupling is the summed strength of the relations in play, as a share of all fifteen.
09What the platform does

Shared understanding, not underwriting.

Insurance Nexus is designed for insurance risk professionals, brokers and insurers, actuaries and insurance researchers who need common evidence and methods on systemic questions.

Guides

Insurance-risk guides

Sector-level explanations of exposures, risk transfer concepts and data limits, designed for shared professional use.

Briefs

Sector resilience briefs

Evidence on how the sector absorbs and transmits shocks, with uncertainty and limits stated.

Methods

Evidence-to-diligence methods

Ways to turn hazard and exposure evidence into material a competent institution can review independently.

GRA does not underwrite, sell, solicit, negotiate, place or broker insurance, and it does not rate, advise on or arrange transactions. Readiness work is not approval. Because members compete, GRA’s programmes are designed around competition-law safeguards that keep cooperation precompetitive, set out in a written competition policy.

10Exposure, loss and capital

What Insurance Nexus means for exposure, loss and capital.

The exposure, loss, scenario and capital views a risk officer, supervisor or ministry of finance would ask for, with the frameworks they report against. Structures follow supervisory and actuarial practice. Values are illustrative: never prices, ratings or advice.

Exposure and loss at return periods

How losses from Insurance Nexus grow with severity, gross and net of reinsurance, against capital.

1 in 101 in 501 in 1001 in 250grossnet of reinsurance800
Return periodAnnual probabilityGross lossNet lossNet, capital = 100
1 in 100.10141010
1 in 500.02332121
1 in 1000.01462727
1 in 2500.004683939
Average annual loss3.12.22.2
Illustrative loss index for a example portfolio (capital = 100): the exceedance-probability form insurers and supervisors read. Not data on any institution, not a price or a rating.

Scenario pathways

How Insurance Nexus could be stressed under the scenario families central banks and supervisors use.

OrderlyDisorderlyHot house world202520302035204020452050highlow
Scenario familyTransition riskPhysical riskWhat a stress test asks
OrderlyEarly, gradual policyLowerCan the book absorb a steady repricing?
DisorderlyLate, abrupt policyLower to mediumWhat breaks under a sudden repricing and credit migration?
Hot house worldLimited policyHigh and risingWhere do physical losses concentrate in collateral and insurance?
Scenario families as defined by the NGFS; the curves are an illustrative combined pressure index, not NGFS variables or forecasts.
NGFS climate scenarios · Network for Greening the Financial SystemIFRS S2 Climate-related Disclosures · ISSBTCFD recommendations · Financial Stability Board TCFDPrinciples for the effective management of climate-related financial risks · Basel Committee on Banking Supervision
11Foundations and counterparts

Methods from the STEM Commons, partners across the Consortium.

Insurance Nexus applies actuarial mathematics, extreme value theory and tail risk, probability and statistics, climate and atmospheric science and artificial intelligence and machine learning, each described with its assumptions on the STEM foundation of Insurance Nexus. Inside Foundry it works with the NXS-DSS (decision cases and deliberation), The Global Risks Index (NXS-GRX) and NXS-EOP (earth observation and digital twins) systems, and its work is designed for the Finance and Insurance Readiness and Global Sector Risk and Resilience report series. In the annual Universe programme, its planned theme is protection gap evidence for a national portfolio.

Hazard and exposure science comes from The Global Centre for Risk and Innovation (GCRI), including Climate and Hazards at The Global Centre for Risk and Innovation (GCRI), Disaster Resilience and Recovery at The Global Centre for Risk and Innovation (GCRI) and Health Nexus at The Global Centre for Risk and Innovation (GCRI). Governance of the same risks is convened at the Global Risks Forum (GRF) by Climate and Nature Governance at the Global Risks Forum (GRF) and Health and Biosecurity Governance at the Global Risks Forum (GRF). Within GRA, it works alongside Reinsurance and Catastrophe, Disaster Risk Finance and Actuarial and Quantitative Risk. All counterparts are listed on counterparts across the Consortium.

12Spatial finance

A parametric trigger, read on the map.

How a storm crossing a trigger zone would set a payment. Real geography; synthetic storm and design terms.

A tropical cyclone passing Jamaica, read against two ways of triggering a payment.Synthetic storm and design terms, not a policy or a price.
13Coverage

The areas of insurance and catastrophe this platform takes on.

Insurance Nexus studies how risk becomes insured loss and how insured loss travels: through carriers, brokers, reinsurers and capital markets, through households and firms left without cover, and through supervisors, pools and public budgets that carry what markets do not. Its pages set out the mechanisms, data, methods and decisions behind underwriting, catastrophe exposure, health and life risk, climate and protection gaps, with every value labelled by its evidence. It shares industry understanding and does not underwrite, price or advise.

Area

Market structure

Carriers, brokers, reinsurers, managing agents, mutuals, takaful operators, pools and capital-market vehicles, and how risk and responsibility pass between them.

Area

Underwriting and pricing

Risk factors, rating structures, data limits and the professional and regulatory boundaries on how risk is classified and priced.

Area

Property and catastrophe

Natural and man-made catastrophe exposure, accumulation, catastrophe modelling and the portfolio view of property and casualty risk.

Area

Health, life and longevity

Mortality, morbidity, longevity and pandemic risk, and the boundary between private cover and social protection.

Area

Claims and resilience

Claims handling after catastrophes, fraud, cyber and the operational continuity of the systems policyholders depend on.

Area

Protection gaps

The share of loss left uninsured, why it persists, and how it is transmitted to households, lenders and public budgets.

Area

Climate and nature

Changing physical hazard, nature-related risk and the conditions under which risks stay insurable at an affordable price.

Area

Insurtech and AI

Data, models and automation in distribution, underwriting and claims, and the governance of their effects on customers.

14Grounding

Built on named science, technology, engineering and mathematics.

Every claim on Insurance Nexus rests on methods with a canonical page in the STEM Commons, so readers can see what a finding depends on and where its limits lie.

Actuarial mathematicsExtreme value theory and tail riskProbability and statisticsClimate and atmospheric scienceArtificial intelligence and machine learning

See the STEM foundation of Insurance Nexus

15Cycle

How work moves in this field.

A question becomes evidence, a governed build, an organised community, a controlled test, a reviewed publication and, finally, a decision taken by the competent authority under its own rules.

  1. Question Universe National, regional or institutional priority. Question in Insurance Nexus
  2. Evidence Foundry STEM foundation of the platform. Evidence in Insurance Nexus
  3. Build Foundry Foundry. Build in Insurance Nexus
  4. Organise Universe Nexus ecosystem. Organise in Insurance Nexus
  5. Test Universe Universe (independent site). Test in Insurance Nexus
  6. Publish Reports Reports. Publish in Insurance Nexus
  7. Decide Competent authority Competent authorities and institutions, through NXS-RLS (participants, agreements and handoffs). Decide in Insurance Nexus
  8. Renew Universe Corrections and the next annual agenda. Renew in Insurance Nexus

Each step of the cycle in the pillar it runs in; the decision stays with the competent authority, outside the programme.

16Six pillars

How this works across the six pillars.

Insurance Nexus works through six pillars of one annual programme, led by the Nexus Consortium, with GCRI, GRF and GRA each contributing in its role: explore, experiment and prototype in Labs, build, simulate and prepare in Foundry, convene and test in Universe, codify, correct and apply in Nexus Standards, publish in every format in Reports, teach in the open in Risk Academy.

Select pillars · hover lines18 / 18 handoffs

Route

The whole programme

Every pillar hands its work to another; together they close the year’s feedback loops.

L · F · U · S · R · A

Pillars
6 of 6
Handoffs
18 of 18
Loops
17 closed

Handoffs in play

  • F01Universe → Foundry · Admitted mission becomes a cycle project with a decision caseReadiness preparation
  • F02Foundry → Universe · Core Build Report and go or no-go evidenceControlled build
  • F03Foundry → Reports · Sealed observations and indicator series behind a profileCloseout
  • F04Universe → Reports · After-action and scenario findings for chapters 10 and 13After-action review

and 14 more

F01 to F14 are the recorded handoffs of the programme year, each with the artefact that moves and its phase; R1, R2, R3 and R4 carry work around the ring. A loop counts when every pillar on it is selected. Every pillar is led by the Nexus Consortium.
  1. LabsWhere questions become experiments and prototypes: new methods, data and tools are tried in the open, with their limits on record, before the Foundry builds them, under the Nexus Consortium.Labs
  2. FoundryWhere exposure and scenario evidence is built so supervisors, insurers and investors can read it.Insurance Nexus in FoundryFoundry
  3. UniverseWhere scenarios are tested in controlled exercises, and finance-readiness dialogues read what they mean for capital and cover.Insurance Nexus in Universeuniverse.nexus
  4. Nexus StandardsWhere disclosure and data rules are codified so risk evidence is comparable for finance and insurance.Finance, Insurance and the Economy in Standardsnexustandards.com
  5. ReportsWhere sector analysis and the finance and insurance readiness series are published, with exposure and limits stated.Insurance Nexus in ReportsReports
  6. Risk AcademyWhere finance, insurance and public-finance professionals learn to read risk evidence, on Risk Academy.Faculty of Finance and Economics in Academyrisksacademy.com
20Questions

Questions and answers.

Who publishes Insurance Nexus?
The Global Risks Alliance (GRA) publishes Insurance Nexus and is responsible for what it publishes. GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.
Is Insurance Nexus active?
Insurance Nexus is an established platform of The Global Risks Alliance. Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.
How can I contribute?
Start with the participation paths or write to the contact form. An enquiry receives a reference; it does not create membership, a role or an assignment.
Where are findings published?
Reviewed outputs appear on the publications page, and contributions to the Reports series are listed on Publish in Reports.
Which values on this platform are real?
Indicator names, units, sources, methods and frameworks are real. Levels in figures and canvases are examples in a design. A programme replaces them with labelled evidence it owns.
How do I report an error?
Use corrections and concerns, or write to the integrity concern form. A correction is recorded as a new version, never a silent edit.
Can Insurance Nexus help me buy or place cover?
No. GRA does not sell, solicit, negotiate, place or broker insurance, and does not introduce counterparties. Licensed insurers and brokers do this under their own authority.
Is competitor data shared through the platform?
No. Because members compete, GRA’s programmes are designed around competition-law safeguards that keep cooperation precompetitive, set out in a written competition policy. Any firm data would be aggregated before use.
ReportsContribute

Contribute evidence from this page.

Reports is the Consortium’s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.

Global Risks AllianceInsurance NexusFinance and Insurance ReadinessGlobal Sector Risk and Resilience
How it works

How Insurance Nexus works.

Choose a view and press Play to follow the platform’s process, its programme year, the standards it applies and how its findings are published. The outline shows how the work is designed to run, not the status of any decision.

Insurance Nexus

How Insurance Nexus works

Platforms · Programme year · Standards · Reports

A platform joins a field to named methods, labelled evidence and the outputs it publishes, without becoming the authority it serves.

  1. 01 Scope

    1. 01Field and familiesStart · The platform leadThe home states the field, its families and who it serves.
    2. 02Topic dossiersRecord · Platform authorsTopics explain the subject with labelled evidence.
  2. 02 Evidence

    1. 03Evidence labelsRecord · GCRIEach value is labelled: observed, published statistics, estimated, modelled, scenario or unknown.
    2. 04MethodsStep · Method ownersMethods come from the STEM Commons, each with one canonical page.
  3. 03 Work

    1. 05Scenarios on the systemsModel · Foundry pillarScenarios run on the Nexus systems, labelled as scenario.
    2. 06Standards that applyRecord · Nexus StandardsThe platform names the standards that apply. A validator report is evidence for review.
  4. 04 Publish

    1. 07EditionsRecord · ReportsFindings are published through Reports with their limits.
    2. 08Authority decidesOutcome · The competent authorityDecisions and execution stay with the government, operator or licensed institution.

Insurance Nexus home · Platforms · Shared methodsAn outline of how the work is designed to run; it does not report the status of any decision or record.

Take part

Take part in Insurance Nexus.

Start from who you are. Answer an open call. Or form and lead a competence cell on the Insurance Nexus platform.

Route

National institutions

Ministries, statistics offices and agencies: a national desk and chapter, and a seat in the working groups. National chapters

Route

Sectors and professions

Operators, regulators, banks, insurers and professional bodies whose work touches Insurance Nexus. Participate

Route

Learning

Courses and practice, with a record of every course completed. Free to study. Open learning

Route

Standards

Draft, review and adopt the methods and data standards with the working groups. Working groups

Route

Communities and research

Universities, civil society and individual experts: projects, data and review. Write to the team

The Global Risks Index

Every figure on this page is indexed: hazards, climate, conflict, the world.

The Index is the Consortium’s indexing system for risk data. Every indicator, hazard, series and country profile carries its Nexus Standards identifier, its source and its licence, so what this page shows can be traced, corrected and reused.

  1. 01 · Sources205 registered sourcesEvery value keeps its source and licence; withheld values are counted.Data and licences
  2. 02 · Nexus StandardsNIS-1 and NHS-1451 indicators, 905 hazards; every record carries a UNI.Nexus Standards
  3. 03 · The Index54 series, 195 country profilesComputed on the standards; no value is published until an edition is released.The Global Risks Index
  4. 04 · This pageInsurance NexusMaps, figures and feeds read the Index in the context of hazards, climate, conflict.Public API
Sources205registered, each with its licence
Indicators451NIS-1, 106 composites, 20 domain indices
Hazards905NHS-1, crosswalked to UNDRR-ISC HIPs
Series54global, sector, strategic, technology, thematic
Country profiles195one site per country

Series in this context hazards, climate, conflict

  1. GLBGlobal SystemsThe state of interdependent global risk: the twenty domain indices aggregated to the world, the five core systems (water, energy, food, health, biodiversity) and their couplings, the global tail register and the gap…NXS-GRX-AR-000002Hazards · Climate · Conflict
  2. THDisaster Risk Intelligence (DRI)Signals, observations, event streams, geospatial layers and scenario packs turned into structured risk intelligence for preparedness and planning.NXS-GRX-AR-000111Hazards · Climate · Conflict
  3. GSGlobal CitiesUrban exposure, heat, flooding, informal settlement, service dependency and the economic weight of cities at risk.NXS-GRX-AR-000068Hazards · Infrastructure · Climate
  4. GSGlobal ClimateChronic and acute physical climate hazard, transition exposure, adaptation gaps and scenario pathways to 2030, 2050 and 2100.NXS-GRX-AR-000065Climate · Hazards · Finance

All 54 series · The 20 domain indices

Country profiles the world

Every country profile carries the source and licence of each value. Correct a value or reply

Hazard domains NHS-1

Geodata and API open

Open layers on an equal-area hexagon grid, shown as densities per km² or as symbols: People · GHSL 2025People · WorldPop 2025Built-up areaPortsAirportsRoadsRailwaysRivers and lake centrelines

/api/v1/public/grix · https://nexustandards.com/uni/{uni}
Developers · Data · Made with Natural Earth, Public domain; GHSL and WorldPop, CC BY 4.0

Snapshot of the Index registries pinned 2026-10-23 · 22c6eed. Research and risk-analytics information: not a rating, an official classification, a warning, a benchmark or advice.

Insurance Nexus

Bring an exposure or capital question to the Alliance.

Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.

The Global Risks Alliance

Finance · trust · precision

Not for profit

Our articles, maps and twins are free to read and free to republish. Readers and partners keep it that way.

Support our work

Who funds us

GRA is a not-for-profit institution. To ask who funds a piece of work, use the funding questions form.

Independence

Editors and the expert reviewers named on each article decide what we publish. Funders and partners do not review or approve articles before publication.

Licence

Articles: CC BY 4.0. Figures, maps, twins and data: CC BY 4.0. Other uses: ask through the permissions form.