A01 · PROCESS · cycleGRA dossier · service level R0
GRAInsurance NexusEstablished
How work moves in this field

How work moves in this field

The Nexus cycle in Insurance Nexus: question, evidence, build, organize, test, publish, decide and renew, with the page and owner of each step.

Publisher
The Global Risks Alliance
Field
Insurance and catastrophe, Climate and hazards, Health and biosecurity
Status
Established
Service level
R0: information and enquiries

Exercise control

Climate scenario clinic · Day 1 of 5 · Controlled · observed

  • Injects delivered
    8of 18Active
  • Median response
    16minWatch
  • Observer notes
    12
  • Stand-down
    Day 5plannedNormal
Injects runningGRA · Insurance Nexus

Inject timeline

  1. 09:00INJ-1Scenario opens: Climate scenario clinic
  2. 10:30INJ-2Supervisor receives first signal
  3. 12:15INJ-3Escalation: second system affected
  4. 14:00INJ-4Media query and public message
  5. 16:30HOTHot wash, observers first

Player cells

Chief underwriting officer629Delayed
Claims director220Delayed
Supervisor653Responding
Reinsurance buyer615Active

Insurance Nexus · Exercise controlExercise control, in outline: domain structure with placeholder names and illustrative values, not a record.

01In brief

The short answer.

The Nexus cycle in Insurance Nexus is the eight-step path by which a question in the insurance and catastrophe field becomes evidence, a Foundry build, an organized community, a controlled test, a publication and a decision taken by the competent authority. Here the evidence step rests on actuarial mathematics as well as extreme value theory and tail risk, and findings feed Finance and Insurance Readiness.

02Canvas

Scoping to review.

Canvas · scoping to reviewDesign, not a record
How work moves in this field: an exercise from design to lessonsObjectives and a scenario are designed with the owner; injects are scripted; players respond in cells while controllers and observers watch; a hot wash and an after-action report turn observations into owned improvements. Design of the process, not a record of a run.

Fig.A programme from scoping to the owner's decision. Design, not a record.

03Geography

People and exposure in the Gulf of Mexico coast.

For how work moves in this field, in GRA's spatial-finance reading, the map opens on population density and night lights with built-up and settlement extent from NASA GIBS, framed on the Gulf of Mexico coast; every other NASA layer, live feed and forecast waits in the layer list.

The interactive map needs JavaScript; the layer list and sources are below.

Layers 2

People and exposure, for this page

Latest available

NASA GIBS / EOSDIS · ASTER GDEM (METI, NASA) · Blue Marble (NASA) · © OpenStreetMap contributors (ODbL) · Natural Earth

Loading the latest NASA imagery.

Drag to move. Ctrl or ⌘ and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.

For how work moves in this field, in GRA's spatial-finance reading, the map opens on population density and night lights with built-up and settlement extent from NASA GIBS, framed on the Gulf of Mexico coast; every other NASA layer, live feed and forecast waits in the layer list.Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.

Data: NASA GIBS · ASTER GDEM · Blue Marble · © OpenStreetMap contributors · Natural Earth · GDACS · CIESIN/Columbia, NASA SEDAC HBASESources and licences

  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). CC BY 4.0
  • VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • GPM IMERG precipitation, NASA Precipitation Processing System; distributed by the NASA Goddard Earth Sciences Data and Information Services Center (GES DISC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • GHRSST Level 4 MUR analyses, NASA Jet Propulsion Laboratory; distributed by the NASA Physical Oceanography DAAC (PO.DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. Public domain
  • © OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). ODbL
  • Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, © OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.
  • Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, © MapLibre contributors.
  • Live: GDACS (EC JRC / UN OCHA) Events are indicative, not official warnings.
  • Context: CIESIN/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.
  • Optional layers (35 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.

Layers and dates

  • Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 · static
  • Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC · 12 Oct 2026
  • Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE · 14 Sep 2026
  • Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE · 14 Oct 2026
  • Precipitation rate, daily mean: GPM IMERG, NASA GES DISC · 12 Oct 2026
  • Sea surface temperature anomaly: GHRSST MUR25, NASA JPL PO.DAAC · 12 Oct 2026

04The cycle

Eight steps, each with an owner.

  1. QuestionNational, regional or institutional priorityQuestion in Insurance Nexus
  2. EvidenceSTEM foundation of the platformEvidence in Insurance Nexus
  3. BuildNexus FoundryBuild in Insurance Nexus
  4. OrganizeNexus EcosystemOrganize in Insurance Nexus
  5. TestNexus Universe (independent site)Test in Insurance Nexus
  6. PublishNexus ReportsPublish in Insurance Nexus
  7. DecideCompetent authorities and institutions, through Nexus RailsDecide in Insurance Nexus
  8. RenewCorrections and the next annual agendaRenew in Insurance Nexus
05The cycle here

The Nexus cycle as Insurance Nexus runs it.

Each Insurance Nexus step leaves a record with its evidence label.

StepIn Insurance Nexus
QuestionWhere does insured loss stop and uninsured loss begin, and why?
EvidenceEvent loss records, exposure schedules and hazard layers
TestA hurricane replayed against today's exposure and a parametric trigger
DecideHeld by insurance supervisors and protection-gap researchers and other competent institutions, never by Insurance Nexus

The Insurance Nexus cycle ends with renewal: lessons from each test change the next question, and the record shows what changed and why.

06Owners

Who is responsible at each step.

StepOwner
QuestionNational, regional or institutional priority
EvidenceSTEM foundation of the platform
BuildNexus Foundry
OrganizeNexus Ecosystem: community, chapters, councils, national cells
TestNexus Universe (independent site)
PublishNexus Reports
DecideCompetent authorities and institutions, through Nexus Rails
RenewCorrections and the next annual agenda
07Key terms

Terms used on this page.

Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.

TermDefinition
Nexus cycleThe eight-step loop by which work moves in every Nexus field: question, evidence, build, organize, test, publish, decide and renew, each step with a named owner.
Competent authorityThe body that a law or regulation designates to exercise a given power or duty, such as a supervisor, a civil protection agency or a ministry; only it can take the decisions the law assigns to it.
Peer reviewEvaluation of a work by independent experts in the field before publication.
Solvency capital requirementThe capital a supervisor requires an insurer to hold so that it can absorb severe losses; Solvency II calibrates it to a one-year horizon at a stated confidence level.
08Sources

Where this page's references lead.

The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.

09Questions

Questions and answers.

Who takes the decision at the end?
The competent authority or institution, under its own rules. The cycle supplies evidence and options; it does not decide.
Insurance Nexus

Bring your expertise to this field.

The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.

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