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GRA · Pembayaran dan Infrastruktur Pasar

Keuangan spasialTempat modal bertemu bahaya, keterpaparan, dan transisi

Ketahanan dan kesiapan pembiayaan

Infrastructure readiness asks whether a payment system, central counterparty or settlement chain could keep its critical functions through a physical, operational or cyber shock, and what evidence an overseer would need to judge that. Payments and Market Infrastructure, a the Global Risks Alliance (GRA) platform, prepares dependency and site evidence and frames the questions. Oversight stays with central banks and regulators.

Open Reader questions and safeguards Kembali ke Pembayaran dan Infrastruktur Pasar
01Daftar isi

Resilience and finance readiness in five parts.

Dalam berkas ini5 bagian
  1. 01KesiapanKesiapan bukan persetujuan
  2. 02PFMI lensThe principles an FMI is assessed against
  3. 03Recovery objectiveThe two-hour planning objective
  4. 04RilisWho sees a readiness file
  5. 05SumberWhere this page’s references lead
02Kesiapan

Readiness is not approval.

A readiness file describes a programme’s evidence, risks and governance so that an institution can carry out its own review. GRA does not approve, rate, underwrite, lend or invest, and it recommends no counterparty.

See the readiness checklist
03PFMI lens

The principles an FMI is assessed against.

Principle groupContoh
Risiko kredit dan likuiditasAgunan, margin, dan sumber daya likuiditas untuk gagal bayar peserta terbesar
SettlementSettlement finality, money settlement, delivery versus payment
Manajemen gagal bayarRules and procedures, segregation and portability
General business and risiko operasionalKelangsungan usaha, pemulihan operasi kritis, ketahanan siber
Akses dan transparansiParticipation requirements, disclosure of rules and data
04Proses

Bagaimana proses berjalan.

Process explorer · Process

Resilience and finance readiness: Payment from instruction to finality

8 langkah4 tahap

Proses

Resilience and finance readiness: Payment from instruction to finality

Sistem RTGS memeriksa pembayaran, memasukkannya ke antrean jika dana kurang, menyelesaikannya secara bruto dan real time, serta memberikan penyelesaian final.

  1. 01 Penerimaan

    1. 01Payment instructionSource · ParticipantThe system should use, or at least accommodate, relevant internationally accepted communication procedures and standards.
    2. 04Validity and conditionality checksStep · System operatorPembayaran diterima setelah lolos pemeriksaan validitas dan persyaratan, seperti dana atau kredit. Pembayaran yang tidak valid umumnya ditolak.

  2. 02 Penyelesaian

    1. 02LikuiditasSet data · PesertaParticipants need liquidity for outgoing payments: central or commercial bank balances, incoming payments and intraday credit.
    2. 05QueueModel · System operatorPembayaran valid yang tidak lolos pemeriksaan persyaratan dimasukkan ke antrean atau ditolak. Antrean dan alat penghemat likuiditas lainnya dapat mengurangi kebutuhan likuiditas.
    3. 06Settle in real time, grossStep · System operatorRTGS settles payments continuously, without deferral, usually one by one. Money settlements should use central bank money where practical.

  3. 03 Finalitas

    1. 07Final settlementRecord · System operatorThe system gives clear, certain final settlement by the end of the value date at least, intraday or real time where needed.
    2. 08ReconciliationStep · System operatorReconciliation checks that records issued by two different entities match. The pages read state no timing for payment Sistem.

  4. 04 Ketahanan

    1. 03Kelangsungan usaha dan situs sekunderExercise · System operatorThe plan uses a secondary site and aims to resume critical IT within two hours and settle by end of day. Arrangements are regularly tested.

Outline of an external standard or method, from its public sources. It describes what the framework says, not a record of any run. It does not show that Nexus or any partner performs, certifies or approves a step. A gate is a step of the method, never a Nexus approval. The source is the CPMI-IOSCO Principles for financial market infrastructures. A business continuity plan covers disruption.

05Recovery objective

The two-hour planning objective.

Panduan siber CPMI-IOSCO meminta FMI merencanakan pemulihan operasi kritis dalam dua jam setelah gangguan dan menuntaskan penyelesaian pada akhir hari, bahkan dalam skenario ekstrem tetapi masuk akal. Bukti kesiapan mendokumentasikan geografi lokasi, diversitas daya dan jaringan terhadap sasaran tersebut. Pendalaman topik di kliring dan penyelesaian.

06Rilis

Who sees a readiness file.

A file is released only at the programme owner’s written direction, to a party the owner chooses, with no fee tied to any transaction.

07Sumber

Where this page’s references lead.

Badan dan dokumen yang menjadi acuan halaman ini. Status dan edisi berubah; setiap tautan menuju badan penerbitnya.

08Halaman

Pages in Resilience and finance readiness.

Halaman

Pertanyaan pembaca dan perlindungan

09Pertanyaan

Tanya jawab.

Does a readiness file mean finance is available?
No. It supports an independent review by the competent institution, which decides under its own rules.
Pembayaran dan Infrastruktur Pasar

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