GRA · Disaster Risk Finance

Spatial financeWhere capital meets hazard, exposure and transition

Disaster Risk Finance

Public and private preparedness for the fiscal and financial consequences of disaster events. Disaster Risk Finance is an established platform of The Global Risks Alliance.

STEM methods
4
Canonical methods this field applies
Topics
8
Subject pages in the field
Counterparts
6
Platforms in shared fields across the network
Report series
2
Reports series it contributes to
02Cycle

How work moves in this field.

A question becomes evidence, a governed build, an organised community, a controlled test, a reviewed publication and, finally, a decision taken by the competent authority under its own rules.

  1. Question Universe National, regional or institutional priority. Question in Disaster Risk Finance
  2. Evidence Foundry STEM foundation of the platform. Evidence in Disaster Risk Finance
  3. Build Foundry Foundry. Build in Disaster Risk Finance
  4. Organise Universe Nexus ecosystem. Organise in Disaster Risk Finance
  5. Test Universe Universe (independent site). Test in Disaster Risk Finance
  6. Publish Reports Reports. Publish in Disaster Risk Finance
  7. Decide Competent authority Competent authorities and institutions, through NXS-RLS. Decide in Disaster Risk Finance
  8. Renew Universe Corrections and the next annual agenda. Renew in Disaster Risk Finance

Each step of the cycle in the pillar it runs in; the decision stays with the competent authority, outside the programme.

03Monitor

Parametric trigger monitor.

The screen a team would use to follow this field: its measures, states and decisions. Names are examples and values are illustrative.

Parametric trigger monitor

Sovereign C · Season 1 · Index: rainfall deficit

Index approaching triggerGRA · Disaster Risk Finance

Index vs trigger

Payment structure

Attachment640Close
Mid7751Not met
Exhaustion92100Not met

Risk layers

local m, pre-arranged

Contingency budget56 mContingent credit148 mParametric cover97 mFunding gap, 1-in-5088 m

Payment to people

  1. Triggeragent confirms
  2. Payment19 days
  3. Treasurytransfer
  4. Social protectionscale-up
  5. Householdscash
Parametric trigger monitor: the screen’s structure, terms and states for Sovereign C.Example names and illustrative values; a design, not a record or a live system.
05Loss model

Loss exceedance, average annual loss and probable maximum loss.

The loss a portfolio in the footprint can expect per year and at the 1 in 100 and 1 in 250 levels that insurers and lenders price, from the same three blocks every catastrophe model uses. Teaching model with stated illustrative values, not a prediction.

Controls

Typical annual hazard intensity (location)
1.00 intensity index
Spread of extremes (scale)
0.80 intensity index
Intensity at which half the value is lost
4.00 intensity index
Dispersion of vulnerability
0.55
Share of value in the hazard footprint
40%
Protection standard (return period)
50 years

Readouts

Average annual loss
0.51% of value
Loss at 1 in 100 years
24.5% of value
Loss at 1 in 250 years
28.4% of value
Intensity at 1 in 100 years
4.68 intensity index
Numbers, methods and sources
Return period (years)Intensity (intensity index)Loss (% of value)
10.090.00
21.270.00
41.910.00
72.470.00
133.000.00
243.510.00
444.020.00
824.5323.55
1545.0326.44
2875.5328.87
5366.0330.88
1,0006.5332.53

Methods

  1. Gumbel extreme-value hazard Gumbel (1958), Statistics of Extremes, Columbia University Press
  2. Lognormal fragility (vulnerability) FEMA (2003), HAZUS-MH Technical Manual
  3. Exceedance-probability curve and average annual loss Grossi and Kunreuther (2005), Catastrophe Modeling, Springer
  4. Levee effect Di Baldassarre and others (2013), Socio-hydrology, HESS 17
  5. Uncertainty fan (parameter Monte Carlo) Spiegelhalter, Pearson and Short (2011), Visualising uncertainty about the future, Science 333
  6. One-at-a-time sensitivity (tornado) Saltelli and others (2008), Global Sensitivity Analysis: The Primer, Wiley

Data

The model runs on the teaching values set by the controls. To calibrate it for a place, read it against these admitted layers and series, which this page’s map can draw:

  • Rivers Natural Earth
  • Urban extents Natural Earth
  • Cities Natural Earth
  • Earthquakes M4.5+, past week (USGS) U.S. Geological Survey · register usgs.earthquake.summary-feeds
  • Rain rate, last half hour (IMERG) NASA GPM IMERG Early · register nasa.gibs.context-live-layers
  • River discharge forecast, 30 days with range (GloFAS via Open-Meteo) Open-Meteo.com (CC BY 4.0), Copernicus GloFAS · register open-meteo.public-pages
  • Built-up and settlement extent, 2010 (HBASE, Landsat) CIESIN/Columbia, NASA SEDAC HBASE · register sedac.context-urban-layers
Loss exceedance, average annual loss and probable maximum loss. Illustrative teaching model: it runs on the values set by the controls, not on measured data. Methods: Gumbel extreme-value hazard (Gumbel (1958), Statistics of Extremes, Columbia University Press); Lognormal fragility (vulnerability) (FEMA (2003), HAZUS-MH Technical Manual); Exceedance-probability curve and average annual loss (Grossi and Kunreuther (2005), Catastrophe Modeling, Springer).
06Coverage

The areas of disaster and crisis this platform takes on.

Disaster Risk Finance studies how governments, households and institutions pay for disasters, and how arranging money before an event changes what happens after it. Its pages cover risk layering, sovereign contingent liabilities, insurance and public pools, anticipatory finance triggered by forecasts, post-disaster financing, resilient public investment, the evidence behind financing decisions and the governance of disaster funds. Every source is labelled. Global Risks Alliance shares industry understanding and does not lend, insure, fund or advise any government.

Area

Risk layering

Matching instruments to the frequency and severity of losses: reserves for frequent events, contingent credit for medium ones, insurance for rare ones.

Area

Contingent liabilities

The disaster costs a government is likely or obliged to bear, explicit or implicit, and how they enter fiscal risk statements.

Area

Insurance and pools

Sovereign parametric insurance, regional risk pools, national schemes and public-private partnerships for households and farmers.

Area

Anticipatory finance

Funds released on forecasts before a hazard strikes, with pre-agreed triggers, actions and delivery channels.

Area

Post-disaster financing

Budget reallocation, emergency borrowing, debt pause clauses, humanitarian appeals and reconstruction finance.

Area

Resilient public investment

Building risk reduction into public investment appraisal and infrastructure, so that fewer losses need financing.

Area

Evidence and diligence

Risk models, loss data and evaluation that support financing choices, and the questions diligence asks of them.

Area

Governance

Legal frameworks, fund rules, transparency and accountability for disaster money from trigger to beneficiary.

07Twin and cascade simulator

Trace a shock in Disaster Risk Finance to the balance sheet.

Assembled from the Nexus Standards area profile Disaster and climate risk finance: the shocks it names, the systems and sectors that carry the loss, the controls that dampen it and the data that observe it. Pick an initiating shock and step through the cascade to see which exposures it reaches and where losses could concentrate. The Map view places the run on an example geography with open data. Every weight is a stated assumption. An exercise, not a forecast, a valuation, a rating or investment advice. To model a place of your own choosing, open the full System Builder.

Hazards

  • Tropical cyclone
  • Earthquake
  • Ice-jam flood
  • Storm surge (set off downstream)
  • Intense rainfall (set off downstream)
  • River flood (set off downstream)
  • Flash flood (set off downstream)
  • Dangerous surf (set off downstream)
  • Widespread power outage (set off downstream)
  • Mass displacement (set off downstream)
  • Coastal flood (set off downstream)
  • Aftershock sequence (set off downstream)
  • Fault surface rupture (set off downstream)
  • Soil liquefaction (set off downstream)
  • Slope slide (set off downstream)
  • Rockfall (set off downstream)
  • Tsunami (set off downstream)
  • Building collapse (set off downstream)

Controls

  • NS-0 Constitution and principles
  • NS-3 Risk record UNIs (grammar, legacy crosswalk, allocation authority)
  • NS-9 Contextual UNIs (deployments, instances, programme instances)
  • NS-10 Policies and clauses (machine-readable obligations: definition, binding, evaluation and enforcement)
  • NS-11 Verification and monitoring (evidence, attestations, zero-trust conformance observation)
  • NS-14 Conformance and crosswalk to external standards
  • NRS-F8 Parametric and index-based risk transfer
  • NRS-F7 Disaster risk finance and pre-arranged finance
  • NRS-H113 Hazard family: Financial-system fragility (NHS-1 soc.financial-system)
  • NRS-H114 Hazard family: Macroeconomic and fiscal shocks (NHS-1 soc.macro-fiscal)
  • NRS-D1 Risk-informed development and project screening
  • NRS-H28 Hazard family: Climate-state shifts (NHS-1 eco.climate-state)

Observation

  • ERA5 reanalysis (Copernicus Climate Data Store) (listed for reference)
  • CHIRPS quasi-global gridded precipitation (listed for reference)
  • USGS earthquake GeoJSON summary feeds (listed for reference)
  • Total public international support for national disaster risk reduction actions (Sendai indicator F-1)
  • Direct economic loss attributed to disasters in relation to global GDP

Example geography

  • Western Europe: 152 hexagonal cells
  • Rain rate, last half hour (IMERG), NASA GIBS
  • Night lights tonight, outages (VIIRS Day/Night Band), NASA GIBS
  • Surface water through cloud, 30 m (OPERA DSWx-S1 radar), NASA GIBS
  • Surface soil moisture (SMAP), NASA GIBS
08Overview

What Disaster Risk Finance does.

Disaster risk finance is the set of plans and instruments that governments, households and institutions use to pay for disasters, arranged before or after an event. Global Risks Alliance’s platform explains layering, contingent liabilities, insurance and pools, anticipatory finance, post-disaster funding, resilient investment, evidence and governance. It does not lend, insure or advise.

Who it serves

Its community

Disaster finance researchers; fiscal risk analysts; public sector risk teams.

How it works

Its methods

Risk-layering; contingent liability analysis; risk financing scenarios.

What it produces

Its outputs

Disaster finance dossiers; sovereign protection gap methods.

09Exposure, loss and capital

What Disaster Risk Finance means for exposure, loss and capital.

The exposure, loss, scenario and capital views a risk officer, supervisor or ministry of finance would ask for, with the frameworks they report against. Structures follow supervisory and actuarial practice. Values are illustrative: never prices, ratings or advice.

Financing instruments by layer

How retention and transfer instruments could share losses from Disaster Risk Finance, from frequent to extreme.

Retention and reservesFrequent, low severityContingent creditModerateParametric cover and risk poolsSevereReinsurance and catastrophe bondsRare, extremeResidual lossBeyond all layersseverity rises upward
LayerWho holds the riskSpeed of fundsMain limit
Retention and reservesBudget, contingency fundsImmediateSize of the budget
Contingent creditDevelopment banks, ministries of financeDays to weeksDebt capacity
Parametric cover and risk poolsRegional pools, insurersDays, on a triggerBasis risk
Reinsurance and catastrophe bondsReinsurers, capital markets investorsWeeks to monthsCost of capital
Residual lossHouseholds, firms, humanitarian fundingUncertainUnfunded
Risk layering as described in disaster risk finance practice; instruments are illustrative of the structure, not offers, prices or advice.

Exposure and loss at return periods

How losses from Disaster Risk Finance grow with severity, gross and net of reinsurance, against capital.

1 in 101 in 501 in 1001 in 250grossnet of reinsurance800
Return periodAnnual probabilityGross lossNet lossNet, capital = 100
1 in 100.10141010
1 in 500.02332121
1 in 1000.01462727
1 in 2500.004683939
Average annual loss3.12.22.2
Illustrative loss index for a example portfolio (capital = 100): the exceedance-probability form insurers and supervisors read. Not data on any institution, not a price or a rating.
NGFS climate scenarios · Network for Greening the Financial SystemIFRS S2 Climate-related Disclosures · ISSBTCFD recommendations · Financial Stability Board TCFDPrinciples for the effective management of climate-related financial risks · Basel Committee on Banking Supervision
10The problem

Why disaster costs become fiscal and financial crises.

Disasters impose costs on everyone at once. Homes, businesses, roads, schools and power lines are damaged together; incomes fall just as spending needs rise; tax revenues drop while governments are expected to fund relief, reconstruction and support for those without insurance. In many countries most disaster losses are uninsured, so the state becomes the insurer of last resort through implicit commitments that appear in no budget until the event occurs.

How the bill is paid matters as much as its size. Money that arrives months after an event, through budget reallocations, emergency appeals or new borrowing, often arrives after households have sold assets, children have left school and small firms have closed. Delays raise the eventual cost of recovery. Large events can also strain public debt, weaken credit standing and force cuts to other spending, turning a physical shock into a fiscal and financial one that lasts for years.

Disaster risk finance is the discipline of planning ahead: understanding the contingent liabilities a government or institution carries, deciding which risks to retain and which to transfer, arranging funds before they are needed, and linking money to clear plans for its use. It draws on actuarial science, public finance, development economics and decision analysis, and it depends on credible hazard and loss evidence.

11Spatial finance

Where projects sit, and which layer protects them.

Where development projects meet hazard and poverty, and which financing layer protects them. Hypothetical projects and design values.

Development projects in Mozambique and Malawi against hazard and poverty, with the financing layer that would protect each.Hypothetical projects and design values; no country’s strategy is shown.
12What the platform does

Shared understanding of preparedness, not transactions.

Disaster Risk Finance builds shared understanding of risk layering, contingent liability analysis and risk financing scenarios across the public sector, development institutions and the financial industry. It is a finance-instruments and fiscal-readiness community, not a disaster response organisation.

Dossiers

Disaster finance dossiers

Structured evidence on a country’s or sector’s disaster finance landscape, prepared as research for independent reviewers.

Methods

Protection gap methods

Methods for measuring the gap between economic losses and the finance available to cover them, including at sovereign level.

Scenarios

Financing scenarios

Scenarios that compare how different arrangements would perform across events, with assumptions stated.

GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval. Competition safeguards are designed and set out in a written policy.

13Foundation and counterparts

Grounded in quantitative methods, connected across three institutions.

The platform applies actuarial mathematics, economics and development economics, decision analysis under uncertainty and forecasting and time-series analysis. It sits in four fields: disaster and crisis, sovereign and public finance, development finance and insurance and catastrophe.

The Global Centre for Risk and Innovation (GCRI) supplies hazard and resilience science at Climate and Hazards and Disaster Resilience and Recovery, and development analysis at Economic Development. Global Risks Forum (GRF) convenes governance at Disaster and Crisis Governance and Capital Nexus. Within GRA, the platform works with Reinsurance and Catastrophe, Public Finance and Sovereign Debt and the disaster risk finance readiness track. Research feeds the Finance and Insurance Readiness and Portfolio and Readiness series, and the Universe theme pre-arranged finance for anticipatory action tests it in an exercise setting.

14Grounding

Built on named science, technology, engineering and mathematics.

Every claim on Disaster Risk Finance rests on methods with a canonical page in the STEM Commons, so readers can see what a finding depends on and where its limits lie.

Actuarial mathematicsEconomics and development economicsDecision analysis under uncertaintyForecasting and time-series analysis

See the STEM foundation of Disaster Risk Finance

15Six pillars

How this works across the six pillars.

Disaster Risk Finance works through six pillars of one annual programme, led by the Nexus Consortium, with GCRI, GRF and GRA each contributing in its role: explore, experiment and prototype in Labs, build, simulate and prepare in Foundry, convene and test in Universe, codify, correct and apply in Nexus Standards, publish in every format in Reports, teach in the open in Risk Academy.

Select pillars · hover lines18 / 18 handoffs

Route

The whole programme

Every pillar hands its work to another; together they close the year’s feedback loops.

L · F · U · S · R · A

Pillars
6 of 6
Handoffs
18 of 18
Loops
17 closed

Handoffs in play

  • F01Universe → Foundry · Admitted mission becomes a cycle project with a decision caseReadiness preparation
  • F02Foundry → Universe · Core Build Report and go or no-go evidenceControlled build
  • F03Foundry → Reports · Sealed observations and indicator series behind a profileCloseout
  • F04Universe → Reports · After-action and scenario findings for chapters 10 and 13After-action review

and 14 more

F01 to F14 are the recorded handoffs of the programme year, each with the artefact that moves and its phase; R1, R2, R3 and R4 carry work around the ring. A loop counts when every pillar on it is selected. Every pillar is led by the Nexus Consortium.
  1. LabsWhere questions become experiments and prototypes: new methods, data and tools are tried in the open, with their limits on record, before the Foundry builds them, under the Nexus Consortium.Labs
  2. FoundryWhere exposure and scenario evidence is built so supervisors, insurers and investors can read it.Disaster Risk Finance in FoundryFoundry
  3. UniverseWhere scenarios are tested in controlled exercises, and finance-readiness dialogues read what they mean for capital and cover.Disaster Risk Finance in Universeuniverse.nexus
  4. Nexus StandardsWhere disclosure and data rules are codified so risk evidence is comparable for finance and insurance.Hazards and Disaster Risk Reduction in Standardsnexustandards.com
  5. ReportsWhere sector analysis and the finance and insurance readiness series are published, with exposure and limits stated.Disaster Risk Finance in ReportsReports
  6. Risk AcademyWhere finance, insurance and public-finance professionals learn to read risk evidence, on Risk Academy.Faculty of Hazards, Disasters and Resilience in Academyrisksacademy.com
16Frameworks

What the work is read against.

The platform does not set standards. It reads its evidence against the frameworks that competent bodies have adopted, so a finding can be placed where a decision-maker already works.

Framework or standardBodyWhat it sets
Sendai Framework for Disaster Risk ReductionUNDRRPriorities for investing in disaster risk reduction for resilience, including risk transfer and financial protection mechanisms
Recommendation on Disaster Risk Financing StrategiesOECD CouncilPrinciples for governments to assess financial exposure, plan and manage disaster costs across households, businesses and the public sector
Disaster risk finance analytical framework and risk layering approachWorld Bank and the Global Facility for Disaster Reduction and Recovery (GFDRR)A method for combining retained and transferred instruments by loss layer, with attention to timing and cost
Global Shield against Climate RisksV20 and G7, with partners including the World Bank and GIZCountry-led packages of pre-arranged finance for climate and disaster risk in vulnerable countries
InsuResilience pro-poor principlesInsuResilience Global PartnershipPrinciples for climate and disaster risk finance and insurance that reaches poor and vulnerable people
Fiscal Transparency Code, fiscal risk pillarInternational Monetary FundDisclosure and management of fiscal risks, including contingent liabilities from natural disasters
Climate resilient debt clausesModel terms published with the International Capital Market Association, and in multilateral and bilateral loansClauses that let a borrower defer debt service after a qualifying disaster
Anticipatory action frameworksUN OCHA, the Central Emergency Response Fund and partnersPre-agreed triggers, financing and actions for humanitarian response before a forecast shock
Disaster Response Emergency Fund rulesInternational Federation of Red Cross and Red Crescent Societies (IFRC)Rapid funding for national societies, including a forecast-based action window
19Questions

Questions and answers.

Who publishes Disaster Risk Finance?
The Global Risks Alliance (GRA) publishes Disaster Risk Finance and is responsible for what it publishes. GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.
Is Disaster Risk Finance active?
Disaster Risk Finance is an established platform of The Global Risks Alliance. Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.
How can I contribute?
Start with the participation paths or write to the contact form. An enquiry receives a reference; it does not create membership, a role or an assignment.
Where are findings published?
Reviewed outputs appear on the publications page, and contributions to the Reports series are listed on Publish in Reports.
Which values on this platform are real?
Indicator names, units, sources, methods and frameworks are real. Levels in figures and canvases are examples in a design. A programme replaces them with labelled evidence it owns.
How do I report an error?
Use corrections and concerns, or write to the integrity concern form. A correction is recorded as a new version, never a silent edit.
Can GRA help a government buy disaster insurance?
No. GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval. It studies how arrangements work so that governments and their independent advisers can understand them.
Does the platform fund disaster response?
No. It is not a disaster response or funding organisation. It studies how finance for disasters is prepared and governed.
ReportsContribute

Contribute evidence from this page.

Reports is the Consortium’s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.

Global Risks AllianceDisaster Risk FinanceFinance and Insurance ReadinessPortfolio and Readiness
How it works

How Disaster Risk Finance works.

Choose a view and press Play to follow the platform’s process, its programme year, the standards it applies and how its findings are published. The outline shows how the work is designed to run, not the status of any decision.

Disaster Risk Finance

How Disaster Risk Finance works

Platforms · Programme year · Standards · Reports

A platform joins a field to named methods, labelled evidence and the outputs it publishes, without becoming the authority it serves.

  1. 01 Scope

    1. 01Field and familiesStart · The platform leadThe home states the field, its families and who it serves.
    2. 02Topic dossiersRecord · Platform authorsTopics explain the subject with labelled evidence.
  2. 02 Evidence

    1. 03Evidence labelsRecord · GCRIEach value is labelled: observed, published statistics, estimated, modelled, scenario or unknown.
    2. 04MethodsStep · Method ownersMethods come from the STEM Commons, each with one canonical page.
  3. 03 Work

    1. 05Scenarios on the systemsModel · Foundry pillarScenarios run on the Nexus systems, labelled as scenario.
    2. 06Standards that applyRecord · Nexus StandardsThe platform names the standards that apply. A validator report is evidence for review.
  4. 04 Publish

    1. 07EditionsRecord · ReportsFindings are published through Reports with their limits.
    2. 08Authority decidesOutcome · The competent authorityDecisions and execution stay with the government, operator or licensed institution.

Disaster Risk Finance home · Platforms · Shared methodsAn outline of how the work is designed to run; it does not report the status of any decision or record.

Take part

Take part in Disaster Risk Finance.

Start from who you are. Answer an open call. Or form and lead a competence cell on the Disaster Risk Finance platform.

Route

National institutions

Ministries, statistics offices and agencies: a national desk and chapter, and a seat in the working groups. National chapters

Route

Sectors and professions

Operators, regulators, banks, insurers and professional bodies whose work touches Disaster Risk Finance. Participate

Route

Learning

Courses and practice, with a record of every course completed. Free to study. Open learning

Route

Standards

Draft, review and adopt the methods and data standards with the working groups. Working groups

Route

Communities and research

Universities, civil society and individual experts: projects, data and review. Write to the team

The Global Risks Index

Every figure on this page is indexed: hazards, climate, conflict, the world.

The Index is the Consortium’s indexing system for risk data. Every indicator, hazard, series and country profile carries its Nexus Standards identifier, its source and its licence, so what this page shows can be traced, corrected and reused.

  1. 01 · Sources205 registered sourcesEvery value keeps its source and licence; withheld values are counted.Data and licences
  2. 02 · Nexus StandardsNIS-1 and NHS-1451 indicators, 905 hazards; every record carries a UNI.Nexus Standards
  3. 03 · The Index54 series, 195 country profilesComputed on the standards; no value is published until an edition is released.The Global Risks Index
  4. 04 · This pageDisaster Risk FinanceMaps, figures and feeds read the Index in the context of hazards, climate, conflict.Public API
Sources205registered, each with its licence
Indicators451NIS-1, 106 composites, 20 domain indices
Hazards905NHS-1, crosswalked to UNDRR-ISC HIPs
Series54global, sector, strategic, technology, thematic
Country profiles195one site per country

Series in this context hazards, climate, conflict

  1. GLBGlobal SystemsThe state of interdependent global risk: the twenty domain indices aggregated to the world, the five core systems (water, energy, food, health, biodiversity) and their couplings, the global tail register and the gap…NXS-GRX-AR-000002Hazards · Climate · Conflict
  2. THDisaster Risk Intelligence (DRI)Signals, observations, event streams, geospatial layers and scenario packs turned into structured risk intelligence for preparedness and planning.NXS-GRX-AR-000111Hazards · Climate · Conflict
  3. GSGlobal CitiesUrban exposure, heat, flooding, informal settlement, service dependency and the economic weight of cities at risk.NXS-GRX-AR-000068Hazards · Infrastructure · Climate
  4. GSGlobal ClimateChronic and acute physical climate hazard, transition exposure, adaptation gaps and scenario pathways to 2030, 2050 and 2100.NXS-GRX-AR-000065Climate · Hazards · Finance

All 54 series · The 20 domain indices

Country profiles the world

Every country profile carries the source and licence of each value. Correct a value or reply

Hazard domains NHS-1

Geodata and API open

Open layers on an equal-area hexagon grid, shown as densities per km² or as symbols: People · GHSL 2025People · WorldPop 2025Built-up areaPortsAirportsRoadsRailwaysRivers and lake centrelines

/api/v1/public/grix · https://nexustandards.com/uni/{uni}
Developers · Data · Made with Natural Earth, Public domain; GHSL and WorldPop, CC BY 4.0

Snapshot of the Index registries pinned 2026-10-23 · 22c6eed. Research and risk-analytics information: not a rating, an official classification, a warning, a benchmark or advice.

Disaster Risk Finance

Bring an exposure or capital question to the Alliance.

Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.

The Global Risks Alliance

Finance · trust · precision

Not for profit

Our articles, maps and twins are free to read and free to republish. Readers and partners keep it that way.

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Who funds us

GRA is a not-for-profit institution. To ask who funds a piece of work, use the funding questions form.

Independence

Editors and the expert reviewers named on each article decide what we publish. Funders and partners do not review or approve articles before publication.

Licence

Articles: CC BY 4.0. Figures, maps, twins and data: CC BY 4.0. Other uses: ask through the permissions form.