GRA · Reinsurance and Catastrophe

Spatial financeWhere capital meets hazard, exposure and transition

Reinsurance and Catastrophe

Reinsurance, catastrophe modelling, protection gaps and accumulated physical risk in the insurance system. Reinsurance and Catastrophe is an established platform of The Global Risks Alliance.

STEM methods
8
Canonical methods this field applies
Topics
8
Subject pages in the field
Counterparts
11
Platforms in shared fields across the network
Report series
2
Reports series it contributes to
01Coverage

The areas of insurance and catastrophe this platform takes on.

Reinsurance and Catastrophe studies how the largest insured losses are modelled, accumulated, transferred and capitalised: reinsurance contracts and programmes, catastrophe models and their validation, portfolio accumulation, retrocession and insurance-linked securities, the protection gap and the effect of a changing climate on natural catastrophe risk. Its pages set out the mechanisms, data, methods and decisions, with every value labelled by its evidence. Global Risks Alliance shares industry understanding and does not underwrite, model portfolios, rate or advise.

Area

Reinsurance structures

Proportional and non-proportional treaties, facultative cover, layers, reinstatements and how programmes are built and renewed.

Area

Catastrophe models

Hazard, vulnerability, exposure and financial modules that simulate events and estimate the distribution of insured loss.

Area

Accumulation

How exposures concentrate by peril and region across a portfolio, and the controls that limit a single event’s loss.

Area

Protection gaps

Economic catastrophe losses left uninsured, why they persist and how public and private schemes address them.

Area

Climate and natural catastrophe

How warming changes the frequency and severity of perils, and how models and pricing take it into account.

Area

Retrocession and capital

Retrocession, catastrophe bonds, collateralised reinsurance, sidecars and the capital that backs the tail.

Area

Model validation

Testing catastrophe models against observations, other models and expert judgement before they inform capital and price.

Area

Loss data

Event loss records, industry loss estimates and claims data that calibrate models and trigger contracts.

02Monitor

Catastrophe model results.

The screen a team would use to follow this field: its measures, states and decisions. Names are examples and values are illustrative.

Catastrophe model results

Cedent C-07 · Peril: tropical cyclone · Model v19

  • AAL
    57local m
  • OEP 1-in-200
    310local m10Watch
  • TVaR 1-in-200
    646local mWatch
  • Rooftop geocoding
    81pct of TIVNormal
1-in-200 above retentionGRA · Reinsurance and Catastrophe

Exceedance probability

Programme layers

Retention069n/a
Layer 14299111-in-9
Layer 219916831-in-35
Layer 33012641.41-in-215

Model pipeline

  1. Event cataloguestochastic
  2. Hazardintensity
  3. ExposureTIV
  4. Vulnerabilitydamage curves
  5. Financialterms
  6. ELT · YLTlosses
  7. EP · TVaRmetrics
Catastrophe model results: the screen’s structure, terms and states for Cedent C-07.Example names and illustrative values; a design, not a record or a live system.
04Loss model

Loss exceedance, average annual loss and probable maximum loss.

The loss a portfolio in the footprint can expect per year and at the 1 in 100 and 1 in 250 levels that insurers and lenders price, from the same three blocks every catastrophe model uses. Teaching model with stated illustrative values, not a prediction.

Controls

Typical annual hazard intensity (location)
1.00 intensity index
Spread of extremes (scale)
0.80 intensity index
Intensity at which half the value is lost
4.00 intensity index
Dispersion of vulnerability
0.55
Share of value in the hazard footprint
40%
Protection standard (return period)
50 years

Readouts

Average annual loss
0.51% of value
Loss at 1 in 100 years
24.5% of value
Loss at 1 in 250 years
28.4% of value
Intensity at 1 in 100 years
4.68 intensity index
Numbers, methods and sources
Return period (years)Intensity (intensity index)Loss (% of value)
10.090.00
21.270.00
41.910.00
72.470.00
133.000.00
243.510.00
444.020.00
824.5323.55
1545.0326.44
2875.5328.87
5366.0330.88
1,0006.5332.53

Methods

  1. Gumbel extreme-value hazard Gumbel (1958), Statistics of Extremes, Columbia University Press
  2. Lognormal fragility (vulnerability) FEMA (2003), HAZUS-MH Technical Manual
  3. Exceedance-probability curve and average annual loss Grossi and Kunreuther (2005), Catastrophe Modeling, Springer
  4. Levee effect Di Baldassarre and others (2013), Socio-hydrology, HESS 17
  5. Uncertainty fan (parameter Monte Carlo) Spiegelhalter, Pearson and Short (2011), Visualising uncertainty about the future, Science 333
  6. One-at-a-time sensitivity (tornado) Saltelli and others (2008), Global Sensitivity Analysis: The Primer, Wiley

Data

The model runs on the teaching values set by the controls. To calibrate it for a place, read it against these admitted layers and series, which this page’s map can draw:

  • Rivers Natural Earth
  • Urban extents Natural Earth
  • Cities Natural Earth
  • Earthquakes M4.5+, past week (USGS) U.S. Geological Survey · register usgs.earthquake.summary-feeds
  • Rain rate, last half hour (IMERG) NASA GPM IMERG Early · register nasa.gibs.context-live-layers
  • River discharge forecast, 30 days with range (GloFAS via Open-Meteo) Open-Meteo.com (CC BY 4.0), Copernicus GloFAS · register open-meteo.public-pages
  • Built-up and settlement extent, 2010 (HBASE, Landsat) CIESIN/Columbia, NASA SEDAC HBASE · register sedac.context-urban-layers
Loss exceedance, average annual loss and probable maximum loss. Illustrative teaching model: it runs on the values set by the controls, not on measured data. Methods: Gumbel extreme-value hazard (Gumbel (1958), Statistics of Extremes, Columbia University Press); Lognormal fragility (vulnerability) (FEMA (2003), HAZUS-MH Technical Manual); Exceedance-probability curve and average annual loss (Grossi and Kunreuther (2005), Catastrophe Modeling, Springer).
05Overview

What Reinsurance and Catastrophe does.

Reinsurance and catastrophe risk covers how the largest insured losses are modelled, accumulated, transferred to reinsurers and capital markets, and capitalised. Global Risks Alliance’s platform explains treaty structures, catastrophe models and validation, accumulation, protection gaps, climate effects and loss data. It does not underwrite, model portfolios or advise.

Who it serves

Its community

Reinsurance analysts; catastrophe modellers; actuaries; insurance risk teams.

How it works

Its methods

NatCat modelling; exposure aggregation; recovery and uncertainty.

What it produces

Its outputs

Catastrophe-risk explainers; reinsurance evidence briefs.

06Twin and cascade simulator

Trace a shock in Reinsurance and Catastrophe to the balance sheet.

Assembled from the Nexus Standards area profile Insurance and reinsurance: the shocks it names, the systems and sectors that carry the loss, the controls that dampen it and the data that observe it. Pick an initiating shock and step through the cascade to see which exposures it reaches and where losses could concentrate. The Map view places the run on an example geography with open data. Every weight is a stated assumption. An exercise, not a forecast, a valuation, a rating or investment advice. To model a place of your own choosing, open the full System Builder.

Hazards

  • Tropical cyclone
  • Earthquake
  • Ice-jam flood
  • Wildfire
  • Storm surge (set off downstream)
  • Intense rainfall (set off downstream)
  • River flood (set off downstream)
  • Flash flood (set off downstream)
  • Dangerous surf (set off downstream)
  • Widespread power outage (set off downstream)
  • Mass displacement (set off downstream)
  • Coastal flood (set off downstream)
  • Aftershock sequence (set off downstream)
  • Fault surface rupture (set off downstream)
  • Soil liquefaction (set off downstream)
  • Slope slide (set off downstream)
  • Rockfall (set off downstream)
  • Tsunami (set off downstream)

Controls

  • NS-0 Constitution and principles
  • NS-3 Risk record UNIs (grammar, legacy crosswalk, allocation authority)
  • NS-9 Contextual UNIs (deployments, instances, programme instances)
  • NS-10 Policies and clauses (machine-readable obligations: definition, binding, evaluation and enforcement)
  • NS-11 Verification and monitoring (evidence, attestations, zero-trust conformance observation)
  • NS-14 Conformance and crosswalk to external standards
  • NRS-F3 Insurance, catastrophe risk and protection gaps
  • NRS-H113 Hazard family: Financial-system fragility (NHS-1 soc.financial-system)
  • NRS-U17 Universe platform profile: Insurance Nexus
  • NRS-H71 Hazard family: Deep-time and cosmic catastrophes (NHS-1 planet.deep-time)
  • NRS-H65 Hazard family: Planetary boundary transgressions (NHS-1 planet.boundary)
  • NRS-F8 Parametric and index-based risk transfer

Observation

  • OECD Data Explorer (incl. Creditor Reporting System, insurance and pension statistics) (listed for reference)
  • Insurance statistics (listed for reference)
  • USGS earthquake GeoJSON summary feeds (listed for reference)
  • Direct economic loss attributed to disasters in relation to global gross domestic product (GDP)
  • Direct economic loss attributed to disasters in relation to global gross domestic product
  • (a) Number of commercial bank branches per 100,000 adults and (b) number of automated teller machines (ATMs) per 100,000 adults

Example geography

  • Western Europe: 152 hexagonal cells
  • Rain rate, last half hour (IMERG), NASA GIBS
  • Night lights tonight, outages (VIIRS Day/Night Band), NASA GIBS
  • Surface water through cloud, 30 m (OPERA DSWx-S1 radar), NASA GIBS
  • Carbon monoxide, smoke transport (AIRS), NASA GIBS
07The problem

Catastrophe losses are rare, extreme and correlated.

Most insurance works because losses are numerous, small and largely independent: car accidents or house fires in one place are not much affected by those in another, so the law of large numbers makes the total predictable. Catastrophes break that logic. A single hurricane, earthquake or flood can damage many insured properties at once, across lines of business and across insurers. Losses are rare, so history offers few examples, and they sit in the extreme tail of the distribution, where statistics are least reliable.

The insurance system manages this through layers. Primary insurers buy reinsurance to cap their catastrophe exposure; reinsurers diversify across regions and perils and buy retrocession; and some risk is transferred to capital markets through instruments such as catastrophe bonds. Catastrophe models, which combine hazard science, engineering and actuarial methods, are used throughout to estimate how much could be lost and how often.

Failures cascade when exposures accumulate unseen, when models underestimate tails, or when hazards change faster than models and prices. After major events, reinsurance capacity can tighten and prices rise, leading primary insurers to raise premiums or withdraw from high-risk areas. Uninsured losses then fall on households, businesses and governments. This gap between economic and insured losses, the protection gap, is one of the clearest links between physical risk and economic resilience.

08Exposure, loss and capital

What Reinsurance and Catastrophe means for exposure, loss and capital.

The exposure, loss, scenario and capital views a risk officer, supervisor or ministry of finance would ask for, with the frameworks they report against. Structures follow supervisory and actuarial practice. Values are illustrative: never prices, ratings or advice.

Exposure and loss at return periods

How losses from Reinsurance and Catastrophe grow with severity, gross and net of reinsurance, against capital.

1 in 101 in 501 in 1001 in 250grossnet of reinsurance800
Return periodAnnual probabilityGross lossNet lossNet, capital = 100
1 in 100.10141010
1 in 500.02332121
1 in 1000.01462727
1 in 2500.004683939
Average annual loss3.12.22.2
Illustrative loss index for a example portfolio (capital = 100): the exceedance-probability form insurers and supervisors read. Not data on any institution, not a price or a rating.

Financing instruments by layer

How retention and transfer instruments could share losses from Reinsurance and Catastrophe, from frequent to extreme.

Retention and reservesFrequent, low severityContingent creditModerateParametric cover and risk poolsSevereReinsurance and catastrophe bondsRare, extremeResidual lossBeyond all layersseverity rises upward
LayerWho holds the riskSpeed of fundsMain limit
Retention and reservesBudget, contingency fundsImmediateSize of the budget
Contingent creditDevelopment banks, ministries of financeDays to weeksDebt capacity
Parametric cover and risk poolsRegional pools, insurersDays, on a triggerBasis risk
Reinsurance and catastrophe bondsReinsurers, capital markets investorsWeeks to monthsCost of capital
Residual lossHouseholds, firms, humanitarian fundingUncertainUnfunded
Risk layering as described in disaster risk finance practice; instruments are illustrative of the structure, not offers, prices or advice.
NGFS climate scenarios · Network for Greening the Financial SystemIFRS S2 Climate-related Disclosures · ISSBTCFD recommendations · Financial Stability Board TCFDPrinciples for the effective management of climate-related financial risks · Basel Committee on Banking Supervision
09What the platform does

Shared understanding of catastrophe risk, models and protection.

The platform is designed to bring the industry and scientists together on precompetitive questions: how catastrophe models work and fail, how exposures accumulate, and how protection gaps form.

Modelling

NatCat modelling

How hazard, vulnerability and financial modules combine, and where their uncertainty lies. See catastrophe models.

Exposure

Exposure aggregation

How concentrations build across regions, perils and portfolios. See aggregate accumulation.

Recovery

Recovery and uncertainty

How protection affects recovery, and what is uncertain. See protection gaps.

Signature outputs are designed to include catastrophe-risk explainers and reinsurance evidence briefs, released with their methods and limits. This page is general research for professional understanding. It is not underwriting, pricing, investment or legal advice, and it does not recommend any model, product or counterparty.

10Spatial finance

Exposure, hazard and the exceedance curve.

Which places drive loss in a severe year, and how far it reaches into reinsurance. Illustrative design values.

Coastal exposure under cyclone and earthquake zones, beside the loss curve it produces.Illustrative design values, not a model output or a price.
11Foundations and counterparts

How the platform connects to science and to the other institutions.

The platform is the steward of extreme value theory and tail risk in the Global Centre for Risk and Innovation (GCRI) STEM Commons and applies seven further methods: actuarial mathematics, climate and atmospheric science, Earth and geophysical science, uncertainty quantification and model validation, hydrology and water science, ocean and coastal science and structural and earthquake engineering. Its STEM applications show how each is used.

Hazard science comes from The Global Centre for Risk and Innovation (GCRI), notably Climate and Hazards, Disaster Resilience and Recovery and Oceans and Coasts. At the Global Risks Forum (GRF), Disaster and Crisis Governance convenes governance dialogue on disasters and crises. Within GRA, it works alongside the Insurance Nexus, Disaster Risk Finance and Actuarial and Quantitative Risk. See all counterparts.

Platform research is designed to feed the Reports Finance and Insurance Readiness series and Methods and Technical series, and a Universe exercise comparing catastrophe models for a hazard season, described on the platform’s Universe page.

12Grounding

Built on named science, technology, engineering and mathematics.

Every claim on Reinsurance and Catastrophe rests on methods with a canonical page in the STEM Commons, so readers can see what a finding depends on and where its limits lie.

Extreme value theory and tail riskActuarial mathematicsClimate and atmospheric scienceEarth and geophysical scienceUncertainty quantification and model validationHydrology and water scienceOcean and coastal scienceStructural and earthquake engineering

See the STEM foundation of Reinsurance and Catastrophe

13Cycle

How work moves in this field.

A question becomes evidence, a governed build, an organised community, a controlled test, a reviewed publication and, finally, a decision taken by the competent authority under its own rules.

  1. Question Universe National, regional or institutional priority. Question in Reinsurance and Catastrophe
  2. Evidence Foundry STEM foundation of the platform. Evidence in Reinsurance and Catastrophe
  3. Build Foundry Foundry. Build in Reinsurance and Catastrophe
  4. Organise Universe Nexus ecosystem. Organise in Reinsurance and Catastrophe
  5. Test Universe Universe (independent site). Test in Reinsurance and Catastrophe
  6. Publish Reports Reports. Publish in Reinsurance and Catastrophe
  7. Decide Competent authority Competent authorities and institutions, through NXS-RLS (participants, agreements and handoffs). Decide in Reinsurance and Catastrophe
  8. Renew Universe Corrections and the next annual agenda. Renew in Reinsurance and Catastrophe

Each step of the cycle in the pillar it runs in; the decision stays with the competent authority, outside the programme.

14Six pillars

How this works across the six pillars.

Reinsurance and Catastrophe works through six pillars of one annual programme, led by the Nexus Consortium, with GCRI, GRF and GRA each contributing in its role: explore, experiment and prototype in Labs, build, simulate and prepare in Foundry, convene and test in Universe, codify, correct and apply in Nexus Standards, publish in every format in Reports, teach in the open in Risk Academy.

Select pillars · hover lines18 / 18 handoffs

Route

The whole programme

Every pillar hands its work to another; together they close the year’s feedback loops.

L · F · U · S · R · A

Pillars
6 of 6
Handoffs
18 of 18
Loops
17 closed

Handoffs in play

  • F01Universe → Foundry · Admitted mission becomes a cycle project with a decision caseReadiness preparation
  • F02Foundry → Universe · Core Build Report and go or no-go evidenceControlled build
  • F03Foundry → Reports · Sealed observations and indicator series behind a profileCloseout
  • F04Universe → Reports · After-action and scenario findings for chapters 10 and 13After-action review

and 14 more

F01 to F14 are the recorded handoffs of the programme year, each with the artefact that moves and its phase; R1, R2, R3 and R4 carry work around the ring. A loop counts when every pillar on it is selected. Every pillar is led by the Nexus Consortium.
  1. LabsWhere questions become experiments and prototypes: new methods, data and tools are tried in the open, with their limits on record, before the Foundry builds them, under the Nexus Consortium.Labs
  2. FoundryWhere exposure and scenario evidence is built so supervisors, insurers and investors can read it.Reinsurance and Catastrophe in FoundryFoundry
  3. UniverseWhere scenarios are tested in controlled exercises, and finance-readiness dialogues read what they mean for capital and cover.Reinsurance and Catastrophe in Universeuniverse.nexus
  4. Nexus StandardsWhere disclosure and data rules are codified so risk evidence is comparable for finance and insurance.Finance, Insurance and the Economy in Standardsnexustandards.com
  5. ReportsWhere sector analysis and the finance and insurance readiness series are published, with exposure and limits stated.Reinsurance and Catastrophe in ReportsReports
  6. Risk AcademyWhere finance, insurance and public-finance professionals learn to read risk evidence, on Risk Academy.Faculty of Finance and Economics in Academyrisksacademy.com
15Frameworks

What the work is read against.

The platform does not set standards. It reads its evidence against the frameworks that competent bodies have adopted, so a finding can be placed where a decision-maker already works.

Framework or standardBodyWhat it sets
Insurance Core Principles, ComFrame and the Insurance Capital StandardInternational Association of Insurance Supervisors (IAIS)Supervisory baseline for insurers and reinsurers, and a group capital standard for internationally active insurance groups that includes catastrophe risk
Solvency II natural catastrophe standard formula and internal model approvalEuropean Union, with EIOPA technical standards and periodic reassessmentCatastrophe risk charges by peril and region, and the requirements for using an approved internal model
NAIC risk-based capital catastrophe risk chargeNational Association of Insurance Commissioners (United States)Catastrophe charges for modelled perils in the United States risk-based capital formula
Bermuda Solvency Capital Requirement and catastrophe returnBermuda Monetary AuthorityCapital and catastrophe reporting for the Bermuda reinsurance and insurance-linked securities market
Lloyd’s Realistic Disaster ScenariosLloyd’s of LondonPrescribed catastrophe scenarios that managing agents use to report and control exposure
Oasis Loss Modelling Framework open standardsOasis LMF, a not-for-profit companyOpen data formats and a platform for running catastrophe models with interchangeable components
Actuarial Standard of Practice on catastrophe modellingActuarial Standards Board (United States)Professional standards for actuaries using or reviewing catastrophe models
Sendai Framework for Disaster Risk ReductionUNDRRTargets for reducing disaster losses, including financial protection and risk transfer as part of risk reduction
Global Shield against Climate RisksV20 and G7, with partners including the World Bank and GIZA framework for pre-arranged climate and disaster risk finance and insurance in vulnerable countries
19Questions

Questions and answers.

Who publishes Reinsurance and Catastrophe?
The Global Risks Alliance (GRA) publishes Reinsurance and Catastrophe and is responsible for what it publishes. GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.
Is Reinsurance and Catastrophe active?
Reinsurance and Catastrophe is an established platform of The Global Risks Alliance. Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.
How can I contribute?
Start with the participation paths or write to the contact form. An enquiry receives a reference; it does not create membership, a role or an assignment.
Where are findings published?
Reviewed outputs appear on the publications page, and contributions to the Reports series are listed on Publish in Reports.
Which values on this platform are real?
Indicator names, units, sources, methods and frameworks are real. Levels in figures and canvases are examples in a design. A programme replaces them with labelled evidence it owns.
How do I report an error?
Use corrections and concerns, or write to the integrity concern form. A correction is recorded as a new version, never a silent edit.
Does the platform price or place reinsurance?
No. GRA does not underwrite, broker, place or price risk, and it does not introduce counterparties. The platform produces general research.
Does it endorse any catastrophe model?
No. It studies how models work, how they are validated and where they disagree, without endorsing any vendor or model.
ReportsContribute

Contribute evidence from this page.

Reports is the Consortium’s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.

Global Risks AllianceReinsurance and CatastropheFinance and Insurance ReadinessMethods and Technical
How it works

How Reinsurance and Catastrophe works.

Choose a view and press Play to follow the platform’s process, its programme year, the standards it applies and how its findings are published. The outline shows how the work is designed to run, not the status of any decision.

Reinsurance and Catastrophe

How Reinsurance and Catastrophe works

Platforms · Programme year · Standards · Reports

A platform joins a field to named methods, labelled evidence and the outputs it publishes, without becoming the authority it serves.

  1. 01 Scope

    1. 01Field and familiesStart · The platform leadThe home states the field, its families and who it serves.
    2. 02Topic dossiersRecord · Platform authorsTopics explain the subject with labelled evidence.
  2. 02 Evidence

    1. 03Evidence labelsRecord · GCRIEach value is labelled: observed, published statistics, estimated, modelled, scenario or unknown.
    2. 04MethodsStep · Method ownersMethods come from the STEM Commons, each with one canonical page.
  3. 03 Work

    1. 05Scenarios on the systemsModel · Foundry pillarScenarios run on the Nexus systems, labelled as scenario.
    2. 06Standards that applyRecord · Nexus StandardsThe platform names the standards that apply. A validator report is evidence for review.
  4. 04 Publish

    1. 07EditionsRecord · ReportsFindings are published through Reports with their limits.
    2. 08Authority decidesOutcome · The competent authorityDecisions and execution stay with the government, operator or licensed institution.

Reinsurance and Catastrophe home · Platforms · Shared methodsAn outline of how the work is designed to run; it does not report the status of any decision or record.

Take part

Take part in Reinsurance and Catastrophe.

Start from who you are. Answer an open call. Or form and lead a competence cell on the Reinsurance and Catastrophe platform.

Route

National institutions

Ministries, statistics offices and agencies: a national desk and chapter, and a seat in the working groups. National chapters

Route

Sectors and professions

Operators, regulators, banks, insurers and professional bodies whose work touches Reinsurance and Catastrophe. Participate

Route

Learning

Courses and practice, with a record of every course completed. Free to study. Open learning

Route

Standards

Draft, review and adopt the methods and data standards with the working groups. Working groups

Route

Communities and research

Universities, civil society and individual experts: projects, data and review. Write to the team

The Global Risks Index

Every figure on this page is indexed: hazards, climate, conflict, the world.

The Index is the Consortium’s indexing system for risk data. Every indicator, hazard, series and country profile carries its Nexus Standards identifier, its source and its licence, so what this page shows can be traced, corrected and reused.

  1. 01 · Sources205 registered sourcesEvery value keeps its source and licence; withheld values are counted.Data and licences
  2. 02 · Nexus StandardsNIS-1 and NHS-1451 indicators, 905 hazards; every record carries a UNI.Nexus Standards
  3. 03 · The Index54 series, 195 country profilesComputed on the standards; no value is published until an edition is released.The Global Risks Index
  4. 04 · This pageReinsurance and CatastropheMaps, figures and feeds read the Index in the context of hazards, climate, conflict.Public API
Sources205registered, each with its licence
Indicators451NIS-1, 106 composites, 20 domain indices
Hazards905NHS-1, crosswalked to UNDRR-ISC HIPs
Series54global, sector, strategic, technology, thematic
Country profiles195one site per country

Series in this context hazards, climate, conflict

  1. GLBGlobal SystemsThe state of interdependent global risk: the twenty domain indices aggregated to the world, the five core systems (water, energy, food, health, biodiversity) and their couplings, the global tail register and the gap…NXS-GRX-AR-000002Hazards · Climate · Conflict
  2. THDisaster Risk Intelligence (DRI)Signals, observations, event streams, geospatial layers and scenario packs turned into structured risk intelligence for preparedness and planning.NXS-GRX-AR-000111Hazards · Climate · Conflict
  3. GSGlobal CitiesUrban exposure, heat, flooding, informal settlement, service dependency and the economic weight of cities at risk.NXS-GRX-AR-000068Hazards · Infrastructure · Climate
  4. GSGlobal ClimateChronic and acute physical climate hazard, transition exposure, adaptation gaps and scenario pathways to 2030, 2050 and 2100.NXS-GRX-AR-000065Climate · Hazards · Finance

All 54 series · The 20 domain indices

Country profiles the world

Every country profile carries the source and licence of each value. Correct a value or reply

Hazard domains NHS-1

Geodata and API open

Open layers on an equal-area hexagon grid, shown as densities per km² or as symbols: People · GHSL 2025People · WorldPop 2025Built-up areaPortsAirportsRoadsRailwaysRivers and lake centrelines

/api/v1/public/grix · https://nexustandards.com/uni/{uni}
Developers · Data · Made with Natural Earth, Public domain; GHSL and WorldPop, CC BY 4.0

Snapshot of the Index registries pinned 2026-10-23 · 22c6eed. Research and risk-analytics information: not a rating, an official classification, a warning, a benchmark or advice.

Reinsurance and Catastrophe

Bring an exposure or capital question to the Alliance.

Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.

The Global Risks Alliance

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