GRA · Banking Nexus
공간 금융자본이 재해, 노출, 전환과 만나는 곳
회복력과 금융 준비
Banking readiness asks what a lender’s credit, collateral and continuity teams would need to see before a programme, a region or a sector can be assessed on their own terms. Banking Nexus prepares hazard, collateral and dependency evidence and frames the diligence questions. It never sets lending terms, assesses a borrower or states that anything is fit for credit.
회복력과 금융 준비 태세를 위한 작업 공간.
Climate risk in the book
Mortgage book · Scenario: delayed transition · Example interface, not a record
Collateral and flood hazard
geocoded collateral · illustrative
Exposure by hazard band
| 높음 | 415 | 168 | 85 |
| 보통 | 4292 | 128 | 75 |
| 낮음 | 18,747 | 1680 | 59 |
Banking Nexus · Climate risk in the book. Climate risk in the book: example names and illustrative values, not a record.
준비 태세는 승인이 아닙니다.
A readiness file describes a programme’s evidence, risks and governance so that an institution can carry out its own review. The Global Risks Alliance (GRA) does not approve, rate, underwrite, lend or invest, and it recommends no counterparty.
What a lender reads in a resilience programme.
A readiness file arranges this evidence; the lender applies its own rating models, 리스크 성향 and pricing.
| Credit question | Climate or operational evidence that answers it |
|---|---|
| Probability of default over the loan’s life | Revenue and cost exposure of the borrower to hazards and transition pathways, by site |
| 부도 시 손실률 | Collateral location, hazard at relevant return periods, insurance cover on the collateral |
| 집중도 | Share of the book in one basin, coastline or supply corridor |
| Tenor and refinancing | Whether hazard or policy change falls inside the loan term or at refinancing |
| Operational continuity | Dependencies of the borrower and the bank on shared infrastructure |
프로세스가 진행되는 방식.
Process explorer · Process
Resilience and finance readiness: Damage assessment to recovery
8단계·3 stages
절차
Resilience and finance readiness: Damage assessment to recovery
The joint UN, World Bank and EU Post-Disaster Needs Assessment guides a government-led assessment that leads to a Recovery Strategy and later a Recovery Framework.
01 Assessment
- 01Damage and loss assessmentDataset · The affected governmentThe guide draws on the Damage and Loss Assessment (DaLA) method. Damages are valued in physical terms and then at replacement cost.
- 02Human recovery needs데이터셋The guide draws on the Human Recovery Needs Assessment (HRNA). The impact analysis covers economic and human development impact.
- 03Recovery needs and build back better모델링Recovery needs are identified and costed. The guide refers to assessing needs to reduce risk and build back better.
02 Recovery strategy
- 04Recovery StrategyStep · The affected governmentThe assessment yields a Recovery Strategy with priority needs, interventions, expected outputs and the cost of recovery and reconstruction.
- 05Resource mobilisation단계The Recovery Strategy provides the basis for mobilising resources for recovery, including a donor conference.
- 06Cross-cutting issues단계The guide asks that gender, environment, governance and human rights be mainstreamed in the assessment and the strategy.
03 Delivery
- 07Recovery Framework and implementationStep · Chief risk officerAfter the PDNA and Recovery Strategy, the government may develop a Recovery Framework with a sector plan, budget and monitoring plan.
- 08Monitoring and implementation plan단계The detailed plan may include a monitoring and implementation plan.
Neutral outline of a published external standard or method, from its issuing body. Not a record of operation. Nexus does not perform, certify or approve any step shown. A gate or decision belongs to the party the source names. The assessment covers damages, losses and recovery needs.
Where the evidence meets the capital rules.
Under the Basel Framework, climate drivers are not a separate capital charge; they enter through credit, market, liquidity and 운영 리스크, as the BCBS 2022 climate principles make explicit. Real-estate risk weights, collateral valuation rules and the output floor determine how a hazard-exposed exposure weighs in capital. EU banks apply the final reforms since January 2025; UK banks from 1 January 2027; the US package was re-proposed in March 2026 and is not final. Evidence on the borrower side comes from GCRI 핵심 인프라.
준비 태세 파일을 보는 사람.
A file is released only at the programme owner’s written direction, to a party the owner chooses, with no fee tied to any transaction.
Where this page’s references lead.
이 페이지를 읽을 때 기준이 되는 기구와 문서. 상태와 판은 바뀌며, 각 링크는 발행 기구로 연결됩니다.
회복력과 금융 준비 태세에 있는 페이지입니다.
질문과 답변.
준비 태세 파일이 있으면 자금 조달이 가능하다는 뜻입니까?
익스포저나 자본에 관한 질문을 얼라이언스에 가져오십시오.
정보와 문의는 오늘부터 열려 있습니다. 문의에는 참조 번호가 부여되고 다음 단계가 안내됩니다. 신청, 결제, 컴퓨팅 할당, 등록은 해당 팀, 약관, 심사 역량이 갖추어졌을 때만 열립니다.
법률 문서.
이 사이트의 지도, 데이터와 그림은 맥락과 일반 정보로 제시됩니다. 조언, 예보 또는 경보가 아니며, 정보의 한계는 면책 고지와 데이터 고지에 나와 있습니다.