GRA · Banking Nexus
空間金融資本がハザード、エクスポージャー、移行と出会う場所
レジリエンスとファイナンスの準備
Banking readiness asks what a lender’s credit, collateral and continuity teams would need to see before a programme, a region or a sector can be assessed on their own terms. Banking Nexus prepares hazard, collateral and dependency evidence and frames the diligence questions. It never sets lending terms, assesses a borrower or states that anything is fit for credit.
The workspace for resilience and finance readiness.
帳簿の中の気候リスク
Mortgage book · Scenario: delayed transition · Example interface, not a record
担保と洪水ハザード
geocoded collateral · illustrative
ハザード帯域別のエクスポージャー
| 高 | 415 | 168 | 85 |
| 中 | 4292 | 128 | 75 |
| 低 | 18,747 | 1680 | 59 |
Banking Nexus · 帳簿の中の気候リスク。 帳簿の中の気候リスク：名前は例、値は例示であり、記録ではありません。
Readiness is not approval.
A readiness file describes a programme’s evidence, risks and governance so that an institution can carry out its own review. The Global Risks Alliance (GRA) does not approve, rate, underwrite, lend or invest, and it recommends no counterparty.
What a lender reads in a resilience programme.
準備ファイルはこのエビデンスを整理します。貸し手は独自の格付けモデル、 リスク選好 、価格設定を適用します。
| 与信の問い | それに答える気候または業務のエビデンス |
|---|---|
| Probability of default over the loan’s life | Revenue and cost exposure of the borrower to hazards and transition pathways, by site |
| デフォルト時損失率 | 担保の所在地、関連する再現期間でのハザード、担保に対する保険の補償 |
| 集中度 | Share of the book in one basin, coastline or supply corridor |
| Tenor and refinancing | Whether hazard or policy change falls inside the loan term or at refinancing |
| Operational continuity | 借り手と銀行の、共有インフラへの依存 |
プロセスの進め方。
Process explorer · Process
Resilience and finance readiness: Damage assessment to recovery
8 ステップ·3 stages
プロセス
Resilience and finance readiness: Damage assessment to recovery
The joint UN, World Bank and EU Post-Disaster Needs Assessment guides a government-led assessment that leads to a Recovery Strategy and later a Recovery Framework.
01 評価
- 01被害と損失の評価データセット · 被災国の政府The guide draws on the Damage and Loss Assessment (DaLA) method. Damages are valued in physical terms and then at replacement cost.
- 02Human recovery needsデータセットThe guide draws on the Human Recovery Needs Assessment (HRNA). The impact analysis covers economic and human development impact.
- 03Recovery needs and build back betterモデル化するRecovery needs are identified and costed. The guide refers to assessing needs to reduce risk and build back better.
02 復興戦略
- 04Recovery StrategyStep · The affected governmentThe assessment yields a Recovery Strategy with priority needs, interventions, expected outputs and the cost of recovery and reconstruction.
- 05Resource mobilisationステップThe Recovery Strategy provides the basis for mobilising resources for recovery, including a donor conference.
- 06横断的な課題ステップThe guide asks that gender, environment, governance and human rights be mainstreamed in the assessment and the strategy.
03 実施
- 07Recovery Framework and implementationStep · Chief risk officerPDNA と復興戦略の後、政府は部門計画、予算、モニタリング計画を伴う復興枠組みを策定することがあります。
- 08Monitoring and implementation planステップThe detailed plan may include a monitoring and implementation plan.
Neutral outline of a published external standard or method, from its issuing body. Not a record of operation. Nexus does not perform, certify or approve any step shown. A gate or decision belongs to the party the source names. The assessment covers damages, losses and recovery needs.
Where the evidence meets the capital rules.
Under the Basel Framework, climate drivers are not a separate capital charge; they enter through credit, market, liquidity and オペレーショナル・リスク, as the BCBS 2022 climate principles make explicit. Real-estate risk weights, collateral valuation rules and the output floor determine how a hazard-exposed exposure weighs in capital. EU banks apply the final reforms since January 2025; UK banks from 1 January 2027; the US package was re-proposed in March 2026 and is not final. Evidence on the borrower side comes from GCRI 重要インフラ.
Who sees a readiness file.
A file is released only at the programme owner’s written direction, to a party the owner chooses, with no fee tied to any transaction.
Where this page’s references lead.
このページの読解の基準となる機関と文書。状態と版は変わります。各リンクは発行機関へ移動します。
Pages in Resilience and finance readiness.
質問と回答。
準備ファイルがあれば資金が利用できるということですか？
エクスポージャーまたは資本に関する問いをアライアンスに持ち込む。
情報提供と問い合わせは本日から受け付けています。問い合わせには参照番号が付き、次の手順が示されます。申請、支払い、計算資源の割り当て、登録は、担当チーム、規約、審査体制が整ってから開始します。
法的文書。
このサイトの地図、データ、図表は、背景と一般的な情報として示すものです。助言、予報、警報ではありません。情報の限界は免責事項とデータに関する注意事項に記載しています。