The Global Risks Alliance (GRA)
Topics at Banking Nexus: the pages in this section are listed below, each with its own scope and status.
GRA · Established · service level R0
The Banking Nexus topics are the ten subject dossiers of its field, among them credit and counterparty risk, capital and liquidity, and bank operational resilience. Each dossier sets out how the risk develops, what is measured and in which units, the public sources and their licences, the methods, who decides and the limits of the evidence.
GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.
Topic pages in Banking Nexus share one structure: mechanisms, indicators, sources, methods, decisions and limits, written for credit risk officers and collateral valuers and treasury and liquidity managers.
Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.
| Term | Definition |
|---|---|
| Non-performing loan | A loan ninety days or more past due, or unlikely to be repaid in full without collateral. |
| Leverage ratio | Tier 1 capital divided by total exposure, a backstop that ignores risk weights. |
| DORA | The EU Digital Operational Resilience Act, which sets ICT risk, incident reporting, testing and third-party rules for financial entities. |
| Financed emissions | Greenhouse gas emissions attributed to a bank's loans and investments, measured with the PCAF standard. |
| Financial market infrastructure | A system that clears, settles or records payments, securities or derivatives among participants. |
The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.
Credit quality, concentration and contagion.
TopicBuffers, funding and stress.
TopicThird-party, cyber and process continuity.
TopicFinancial exposure across horizons.
TopicCritical market infrastructure and digital services.
TopicCredit automation and validation.
TopicHouseholds, SMEs and essential systems.
TopicBoards, risk culture and controls.
TopicMortgage, housing, property and broader credit exposures.
TopicIslamic banking structure and professional risk research without religious rulings.
The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.