Mijar
Topics at Banking Nexus: the pages in this section are listed below, each with its own scope and status.
Topics at Banking Nexus.
The Global Risks Alliance (GRA) is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.
Banking Nexus topics, and the question each answers.
- Credit risk and counterparty risk in banksPirsCredit risk is the chance that a borrower or counterparty fails to pay in full and on time, and it remains the main source of loss for most banks.
- Bank capital and liquidity requirementsPirsCapital absorbs losses and liquidity keeps a bank paying its obligations as they fall due.
- Bank operational resilience and DORAPirsOperational resilience is a bank’s ability to keep delivering critical services through disruption, whether from a cyber attack, a failed technology change, a third-party outage or a pandemic.
- Climate and nature risk in bankingPirsClimate change and nature loss reach banks through their borrowers, their collateral and the markets they depend on.
- Payment systems risk and CCPs for banksPirsEvery bank depends on payment systems, central counterparties, securities settlement systems, correspondent banks and messaging networks to move money and collateral.
- Model risk and AI in bank credit decisionsPirsBanks rely on models to grant credit, set provisions, price products, compute capital and detect fraud, and a growing share of those models use machine learning.
- Banking and the real economyPirsBanks turn deposits into loans for households, small and medium enterprises and the providers of essential services.
- Bank governance, risk culture and controlsPirsMany bank failures trace back to governance: boards that did not understand the risks being taken, incentives that rewarded growth over prudence, or control functions without the standing to challenge.
- Housing and property financePirsMortgages and property lending are among the largest exposures on many bank balance sheets, and real estate busts have featured in many banking crises.
- Islamic banking risk and IFSB standardsPirsIslamic banks operate under contracts and governance structures designed to comply with Islamic commercial law, using sale, lease and partnership-based instruments in place of interest-bearing loans.
Topic pages in Banking Nexus share one structure: mechanisms, indicators, sources, methods, decisions and limits, written for credit risk officers and collateral valuers and treasury and liquidity managers.
Where this page’s references lead.
Sazî û belgeyên ku ev rûpel li hember wan tê xwendin. Rewş û çap diguherin; her girêdan diçe ba saziya derxistinê.
Pages in Topics.
Credit and counterparty risk
Credit quality, concentration and contagion.
MijarCapital and liquidity
Buffers, funding and stress.
MijarBank operational resilience
Third-party, cyber and process continuity.
MijarClimate and nature risk in banking
Financial exposure across horizons.
MijarPayment dependencies
Critical market infrastructure and digital services.
MijarModel and AI risk
Credit automation and validation.
MijarBanking and the real economy
Households, SMEs and essential systems.
MijarBank governance
Boards, risk culture and controls.
MijarHousing and property finance
Mortgage, housing, property and broader credit exposures.
MijarIslamic banking
Islamic banking structure and professional risk research without religious rulings.
Ji vê rûpelê delîl bidin.
rêzeya Pergalên Stratejîk is the Consortium’s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.
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Bring an exposure or capital question to the Alliance.
Agahî û pirs îro vekirî ne. Pirsek referansekê distîne û gava piştî wê dide nasîn; serlêdan, drav, veqetandina hesabkirinê û tomarkirin tenê dema ku tîm, mercên wê û kapasîteya vekolînê hebin vedibin.
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