A02 · PROCESS · globalGRA dossier · service level R0
GRABanking NexusEstablished
Global subject programme

Global industry questions

Priorities of Banking Nexus shared across countries, and the methods used to compare them. A global programme is a shared agenda, not a claim of global offices.

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Publisher
The Global Risks Alliance
Field
Financial stability, Capital markets and investment, Climate and hazards
Status
Established
Service level
R0: information and enquiries

Workstream tracker

Global industry questions · Programme year 1

Two milestones at riskGRA · Banking Nexus

Workstreams

owner · stage · status

Housing exposure reviewChief risk officerReviewM4 · week 19On track
Climate stress testSupervisorTestM7 · week 18Blocked
Operational resilience mappingTreasuryTestM6 · week 20On track
ICAAP refreshTreasuryReviewM7 · week 34On track
Liquidity contingency planChief risk officerScopingM6 · week 28On track

Effort against plan

person-weeks

Housing exposure…19 pw · req 34Climate stress test45 pw · req 40Operational…26 pw · req 33ICAAP refresh41 pw · req 39

Milestones

  1. W8M1Housing exposure review: scoping note signed
  2. W16M2Inputs qualified at the gate
  3. W24M3Climate stress test: build review
  4. W30M4Controlled test with observers
  5. W42M5Publication and decision record

Banking Nexus · Workstream trackerWorkstream tracker, in outline: domain structure with placeholder names and illustrative values, not a record.

01In brief

The short answer.

The Banking Nexus global programme is the shared agenda of priorities in the financial stability field that cut across countries, such as credit and counterparty risk and Islamic banking, with the methods used to compare them. It is an agenda, not a claim of global offices, and each element shows its status from the programme record.

02Canvas

Scoping to review.

Canvas · scoping to reviewDesign, not a record
Global industry questions: a programme through its gatesA request with a named owner becomes a scoping note; inputs are qualified at a gate; delivery runs in workstreams; a controlled test and an independent review precede publication; the owner decides. Design of the process, not a record of a run.

Fig.A programme from scoping to the owner's decision. Design, not a record.

03Geography

Activity and exposure in Western Europe.

For global industry questions, in GRA's spatial-finance reading, the map opens on night lights and population density with night lights tonight from NASA GIBS, framed on Western Europe; every other NASA layer, live feed and forecast waits in the layer list.

The interactive map needs JavaScript; the layer list and sources are below.

Layers 2

Activity and exposure, for this page

Latest available

NASA GIBS / EOSDIS · ASTER GDEM (METI, NASA) · Blue Marble (NASA) · © OpenStreetMap contributors (ODbL) · Natural Earth

Loading the latest NASA imagery.

Drag to move. Ctrl or ⌘ and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.

For global industry questions, in GRA's spatial-finance reading, the map opens on night lights and population density with night lights tonight from NASA GIBS, framed on Western Europe; every other NASA layer, live feed and forecast waits in the layer list.Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.

Data: NASA GIBS · ASTER GDEM · Blue Marble · © OpenStreetMap contributors · Natural Earth · GDACS · CIESIN/Columbia, NASA SEDAC HBASE · NASA/NOAA VIIRSSources and licences

  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). CC BY 4.0
  • VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • GPM IMERG precipitation, NASA Precipitation Processing System; distributed by the NASA Goddard Earth Sciences Data and Information Services Center (GES DISC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • GHRSST Level 4 MUR analyses, NASA Jet Propulsion Laboratory; distributed by the NASA Physical Oceanography DAAC (PO.DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. Public domain
  • © OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). ODbL
  • Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, © OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.
  • Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, © MapLibre contributors.
  • Live: GDACS (EC JRC / UN OCHA) Events are indicative, not official warnings.
  • Context: CIESIN/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.
  • Observed (EO): NASA/NOAA VIIRS (Suomi NPP). We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS).
  • Optional layers (35 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.

Layers and dates

  • Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC · 12 Oct 2026
  • Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 · static
  • Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE · 14 Oct 2026
  • Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE · 14 Sep 2026
  • Precipitation rate, daily mean: GPM IMERG, NASA GES DISC · 12 Oct 2026
  • Sea surface temperature anomaly: GHRSST MUR25, NASA JPL PO.DAAC · 12 Oct 2026

04Scope

Global subject programme in Banking Nexus.

  1. 01

    Credit and counterparty risk

    Credit quality, concentration and contagion.

  2. 02

    Capital and liquidity

    Buffers, funding and stress.

  3. 03

    Bank operational resilience

    Third-party, cyber and process continuity.

  4. 04

    Climate and nature risk in banking

    Financial exposure across horizons.

  5. 05

    Payment dependencies

    Critical market infrastructure and digital services.

  6. 06

    Model and AI risk

    Credit automation and validation.

05Global agenda

Banking Nexus questions that cut across countries.

  • How quickly do hazards show up in loan performance? (Banking Nexus)
  • Which banks share collateral geography without knowing it? (Banking Nexus)
  • What happens to credit when collateral insurance is withdrawn? (Banking Nexus)

The global Banking Nexus agenda is Basel implementation and climate supervision across jurisdictions, read against Basel Committee on Banking Supervision, IASB and FSB.

These Banking Nexus questions are framed for credit risk officers and collateral valuers, treasury and liquidity managers and operational resilience leads, with scenario designs such as a loan book run through NGFS scenario families.

06Status

Work is shown as its record stands.

Programmes are listed as exploring, forming, constituted, active, paused or archived. Country and regional entries appear when a programme record supports them.

All programmes in Banking Nexus

07Key terms

Terms used on this page.

Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.

TermDefinition
ProgrammeA group of related projects and activities managed together to obtain benefits that managing them separately would not, in the sense the Project Management Institute's programme standard uses.
Results-based managementA management approach in which everyone contributing to a set of results makes sure their processes, products and services serve those results, and measures progress against them, as the UN Development Group handbook sets out.
Theory of changeA stated chain of causes from a programme's activities to its intended outcomes, used to plan evaluation.
Liquidity coverage ratioHigh-quality liquid assets relative to net cash outflows over a thirty-day stress period.
08Sources

Where this page's references lead.

The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.

09Questions

Questions and answers.

How do I propose work at this level?
Write to contact@therisk.global or a regional desk. A proposal receives a reference.
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Around Banking Nexus.

Banking Nexus

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