A-P05 · ABOUT · aboutGRA dossier · service level R0
GRAPayments and Market InfrastructureIn development
Payments and Market Infrastructure · Industry scope and publisher

Industry scope and publisher

Payments and Market Infrastructure is published by The Global Risks Alliance (GRA), a nonprofit corporation registered in Nevada, United States, operating as a business league for the financial services industry. Its subject community is the payment and settlement community: researchers, professionals and technologists who work on payment systems and financial market infrastructures. This page sets out the platform's scope, its publisher and the legal limits that apply to its work.

Make an enquiry Back to Payments and Market Infrastructure
In this dossier7 parts
  1. 01In briefThe short answer
  2. 02Industry scopeWho and what the platform covers
  3. 03Field and framePayments and Market Infrastructure: the field and the rules it is read against
  4. 04BoundaryWhat Payments and Market Infrastructure never discusses or produces
  5. 05PublisherWho is responsible
  6. 06Legal limitsWhat GRA does not do
  7. 07Competition safeguardsDesigned before membership opens

GRA · In development · service level R0

STEM methods
6
Canonical methods this field applies
Topics
8
Subject pages in the field
Counterparts
5
Platforms in shared fields at GCRI, GRF and GRA
Report series
2
Nexus Reports series it contributes to
01In brief

The short answer.

Payments and Market Infrastructure is a specialist platform of The Global Risks Alliance for financial stability, cyber and digital resilience, and digital public infrastructure. Its mandate covers operational resilience of clearing, settlement, payment systems and financial market utilities. GRA publishes it, answers for its content and takes no decision on anyone's behalf. It is in development at service level R0, and activities open as each is ready.

02Canvas

Mandate to authority.

Canvas · mandate to authorityDesign, not a record
How Payments and Market Infrastructure is governedA mandate sets the platform's scope; an editor and reviewers govern what it publishes; programmes and the community supply the work; the integrity route handles corrections; authority over decisions stays outside. Design of the governance, not a record.

Fig.How the platform is governed, from its mandate to the authorities who decide. Design, not a record.

03Geography

Activity and exposure in the United Kingdom and Ireland.

For industry scope and publisher, in GRA's spatial-finance reading, the map opens on night lights and population density with night lights tonight from NASA GIBS, framed on the United Kingdom and Ireland; every other NASA layer, live feed and forecast waits in the layer list.

The interactive map needs JavaScript; the layer list and sources are below.

Layers 2

Activity and exposure, for this page

Latest available

NASA GIBS / EOSDIS · ASTER GDEM (METI, NASA) · Blue Marble (NASA) · © OpenStreetMap contributors (ODbL) · Natural Earth

Loading the latest NASA imagery.

Drag to move. Ctrl or ⌘ and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.

For industry scope and publisher, in GRA's spatial-finance reading, the map opens on night lights and population density with night lights tonight from NASA GIBS, framed on the United Kingdom and Ireland; every other NASA layer, live feed and forecast waits in the layer list.Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.

Data: NASA GIBS · ASTER GDEM · Blue Marble · © OpenStreetMap contributors · Natural Earth · GDACS · CIESIN/Columbia, NASA SEDAC HBASE · NASA/NOAA VIIRSSources and licences

  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). CC BY 4.0
  • VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. Public domain
  • © OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). ODbL
  • Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, © OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.
  • Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, © MapLibre contributors.
  • Live: GDACS (EC JRC / UN OCHA) Events are indicative, not official warnings.
  • Context: CIESIN/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.
  • Observed (EO): NASA/NOAA VIIRS (Suomi NPP). We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS).
  • Optional layers (35 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.

Layers and dates

  • Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC · 12 Oct 2026
  • Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 · static
  • Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE · 14 Oct 2026
  • Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE · 14 Sep 2026
  • Active fires and thermal anomalies, last day: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS · 13 Oct 2026

04Industry scope

Who and what the platform covers.

Field

Scope

Financial stability, with its links to cyber and digital resilience and digital public infrastructure.

Community

Who takes part

Payment-system researchers, financial market infrastructure professionals and settlement technologists.

Outputs

What it is designed to publish

Resilience guides for financial market infrastructures and payment concentration studies.

05Field and frame

Payments and Market Infrastructure: the field and the rules it is read against.

Payments and Market Infrastructure is a GRA platform in development. Its thesis concerns operational resilience of clearing, settlement, payment systems and financial market utilities. It serves FMI risk and operations staff, payment system overseers, settlement technologists and payment researchers.

Standard setterInstrument that frames the work of Payments and Market Infrastructure
CPMI-IOSCOPFMI and cyber guidance
FSB and CPMIcross-border payments roadmap
Central banksoversight
06Boundary

What Payments and Market Infrastructure never discusses or produces.

  • Operation of any system, in any Payments and Market Infrastructure setting.
  • Assessments of named FMIs, in any Payments and Market Infrastructure setting.
  • Vendor advice, in any Payments and Market Infrastructure setting.
  • Participant ratings, in any Payments and Market Infrastructure setting.
07Publisher

Who is responsible.

GRA publishes Payments and Market Infrastructure and answers for its content. As a business league, GRA works to improve conditions across the industry as a whole, not to serve any single firm.

  • Status: in development. Payments and Market Infrastructure is a platform of The Global Risks Alliance (GRA) in development. The current service level is R0: information and enquiries.
  • Why a dedicated platform: the payment and settlement community is distinct from fintech products and from banking, with its own engineering, legal and oversight disciplines.
  • Trust rules: regulated boundaries, data and research and competition and antitrust.
09Competition safeguards

Designed before membership opens.

Payment providers and infrastructures compete in many markets. GRA programmes are designed with competition safeguards: no discussion of fees, pricing, terms or commercial strategy, aggregated data only, agendas and minutes for meetings, and counsel review. These safeguards are set out in a written competition policy that counsel reviews before membership opens. See competition and antitrust.

10Key terms

Terms used on this page.

Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.

TermDefinition
Service level R0The current service level of Nexus pages: information and enquiries only. An enquiry receives a reference and a named next step; it creates no membership, contract, assignment or commitment.
Conflict of interestA situation in which financial, professional or personal interests could compromise, or appear to compromise, judgement in research or review.
Financial market infrastructureA system that clears, settles or records payments, securities or derivatives among participants.
Settlement finalityThe point at which a transfer becomes irrevocable and unconditional in law.
11Sources

Where this page's references lead.

The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.

12Questions

Questions and answers.

Is the platform a separate organization?
No. It is a specialist platform of GRA with no separate legal identity.
Does GRA speak for the payments industry?
No. It publishes shared understanding built through its programmes. It does not represent any firm or speak for the industry before authorities.
How do I contact the team?
Write to research@globalriskalliance.com or see contact the specialist team. The acknowledgement gives a reference and names the next step.
Related

Around Payments and Market Infrastructure.

Payments and Market Infrastructure

Bring your expertise to this field.

The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.

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