A04 · PROCESS · globalGRA dossier · service level R0
GRAFintech NexusEstablished
Global subject programme

Global industry questions

Priorities of Fintech Nexus shared across countries, and the methods used to compare them. A global programme is a shared agenda, not a claim of global offices.

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Publisher
The Global Risks Alliance
Field
Capital markets and investment, Cyber and digital resilience, Digital public infrastructure
Status
Established
Service level
R0: information and enquiries

Programme portfolio

Fintech · Global industry questions

Portfolio viewGRA · Fintech Nexus

Where the work sits

placeholder geography

Portfolio

Fintech F1Operational resilience…BuildOn track
Token platformRegtech reporting pilotBuildAt risk
Digital walletAI credit scoring auditBuildBlocked
Regtech pilotOpen finance consent flowsScopingOn track

Decisions waiting on owners

  1. D-1Operational resilience mappingConsumer protection lead · decision record3 d
  2. D-2Regtech reporting pilotConsumer protection lead · decision record5 d
  3. D-3AI credit scoring auditSupervisor · decision record14 d

Fintech Nexus · Programme portfolioProgramme portfolio, in outline: domain structure with placeholder names and illustrative values, not a record.

01In brief

The short answer.

The Fintech Nexus global programme is the shared agenda of priorities in the capital markets and investment field that cut across countries, such as payments and innovation and digital assets risk, with the methods used to compare them. It is an agenda, not a claim of global offices, and each element shows its status from the programme record.

02Canvas

Scoping to review.

Canvas · scoping to reviewDesign, not a record
Global industry questions: a programme through its gatesA request with a named owner becomes a scoping note; inputs are qualified at a gate; delivery runs in workstreams; a controlled test and an independent review precede publication; the owner decides. Design of the process, not a record of a run.

Fig.A programme from scoping to the owner's decision. Design, not a record.

03Geography

Activity and exposure in East Africa.

For global industry questions, in GRA's spatial-finance reading, the map opens on night lights and population density with night lights tonight from NASA GIBS, framed on East Africa; every other NASA layer, live feed and forecast waits in the layer list.

The interactive map needs JavaScript; the layer list and sources are below.

Layers 2

Activity and exposure, for this page

Latest available

NASA GIBS / EOSDIS · ASTER GDEM (METI, NASA) · Blue Marble (NASA) · © OpenStreetMap contributors (ODbL) · Natural Earth

Loading the latest NASA imagery.

Drag to move. Ctrl or ⌘ and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.

For global industry questions, in GRA's spatial-finance reading, the map opens on night lights and population density with night lights tonight from NASA GIBS, framed on East Africa; every other NASA layer, live feed and forecast waits in the layer list.Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.

Data: NASA GIBS · ASTER GDEM · Blue Marble · © OpenStreetMap contributors · Natural Earth · GDACS · CIESIN/Columbia, NASA SEDAC HBASE · NASA/NOAA VIIRSSources and licences

  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). CC BY 4.0
  • VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. Public domain
  • © OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). ODbL
  • Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, © OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.
  • Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, © MapLibre contributors.
  • Live: GDACS (EC JRC / UN OCHA) Events are indicative, not official warnings.
  • Context: CIESIN/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.
  • Observed (EO): NASA/NOAA VIIRS (Suomi NPP). We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS).
  • Optional layers (35 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.

Layers and dates

  • Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC · 12 Oct 2026
  • Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 · static
  • Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE · 14 Oct 2026
  • Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE · 14 Sep 2026
  • Active fires and thermal anomalies, last day: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS · 13 Oct 2026

04Scope

Global subject programme in Fintech Nexus.

  1. 01

    Payments and innovation

    New payment services and resilience.

  2. 02

    Open finance

    Data portability, privacy and access.

  3. 03

    Digital assets and tokenisation

    Digital market infrastructure and risks.

  4. 04

    AI and automation

    Financial model and decision risk.

  5. 05

    Financial identity

    Onboarding, fraud and exclusion.

  6. 06

    Fintech operational risk

    Cloud, cybersecurity and vendors.

05Global agenda

Fintech Nexus questions that cut across countries.

  • Where is provider concentration highest? (Fintech Nexus)
  • Does digital inclusion survive disasters? (Fintech Nexus)
  • How will payment transparency change fraud? (Fintech Nexus)

The global Fintech Nexus agenda is cross-border payment targets, read against CPMI-IOSCO, FATF and European Union.

These Fintech Nexus questions are framed for payments and fintech risk officers, compliance and financial-crime teams and technology resilience engineers, with scenario designs such as a cloud region loss during a regional disaster.

06Status

Work is shown as its record stands.

Programmes are listed as exploring, forming, constituted, active, paused or archived. Country and regional entries appear when a programme record supports them.

All programmes in Fintech Nexus

07Key terms

Terms used on this page.

Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.

TermDefinition
ProgrammeA group of related projects and activities managed together to obtain benefits that managing them separately would not, in the sense the Project Management Institute's programme standard uses.
Results-based managementA management approach in which everyone contributing to a set of results makes sure their processes, products and services serve those results, and measures progress against them, as the UN Development Group handbook sets out.
Theory of changeA stated chain of causes from a programme's activities to its intended outcomes, used to plan evaluation.
TokenisationRecording claims on money, securities or other assets as tokens on a programmable ledger.
08Sources

Where this page's references lead.

The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.

09Questions

Questions and answers.

How do I propose work at this level?
Write to contact@therisk.global or a regional desk. A proposal receives a reference.
Related

Around Fintech Nexus.

Fintech Nexus

Bring your expertise to this field.

The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.

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