GRA · Fintech Nexus
Spatial financeWhere capital meets hazard, exposure and transition
Global industry questions
Digital finance crosses borders faster than its rules. This page lists the global questions Fintech Nexus works on in 2026, with the instrument each is read against and its status, keeping adopted, proposed and voluntary texts apart.
The workspace for global industry questions.
Programme portfolio
Fintech · Global industry questions · Example interface, not a record
Where the work sits
example geography
Portfolio
| Fintech F1 | Operational resilience | Build | On track |
| Token platform | Regtech reporting pilot | Build | At risk |
| Digital wallet | AI credit scoring audit | Build | Blocked |
| Regtech pilot | Open finance consent flows | Scoping | On track |
Decisions waiting on owners
- D-1Operational resilience mappingConsumer protection lead · decision record3 d
- D-2Regtech reporting pilotConsumer protection lead · decision record5 d
- D-3AI credit scoring auditSupervisor · decision record14 d
Fintech Nexus · Programme portfolio. Programme portfolio: example names and illustrative values, not a record.
Global subject programme in Fintech Nexus.
- 01
Payments and innovation
New payment services and resilience.
- 02
Open finance
Data portability, privacy and access.
- 03
Digital assets and tokenisation
Digital market infrastructure and risks.
- 04
AI and automation
Financial model and decision risk.
- 05
Financial identity
Onboarding, fraud and exclusion.
- 06
Fintech operational risk
Cloud, cybersecurity and vendors.
Activity and exposure in East Africa.
Night lights, population density and flood water over East Africa, from NASA GIBS. Each layer carries its own date.
The interactive map needs JavaScript; the layer list and sources are below.
Layers 3
Activity and exposure, for this page
Keyboard, with the map focused
Hold Ctrl or ⌘ and scroll to zoom
Latest available
NASA GIBS / EOSDIS · ASTER GDEM (METI, NASA) · Blue Marble (NASA) · © OpenStreetMap contributors (ODbL) · Natural Earth
Loading the latest NASA imagery.
Drag to move. Ctrl or ⌘ and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.
Activity and exposure, framed on East Africa.Satellite and model products as NASA publishes them, each with its own date. They are indicators, not assessments of any place.
Data: NASA GIBS · ASTER GDEM · Blue Marble · © OpenStreetMap contributors · Natural Earth · NASA EONET · U.S. Geological Survey · CIESIN/Columbia, NASA SEDAC HBASESources and licences
- We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). NASA open data
- We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). NASA open data
- VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). NASA open data
- Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). doi:10.7927/H49C6VHW. CC BY 4.0
- VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). NASA open data
- NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). NASA open data
- ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). Cite as: NASA/METI/AIST/Japan Spacesystems and U.S./Japan ASTER Science Team (2019). ASTER Global Digital Elevation Model V003. doi:10.5067/ASTER/ASTGTM.003. NASA open data
- Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. Public domain
- © OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). ODbL
- Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). NASA open data
- Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, © OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.
- Live events: NASA Earth Observatory Natural Event Tracker (EONET); events are indicative and keep their original source links.
- Live: U.S. Geological Survey Events are indicative, not authority warnings.
- Context: CIESIN/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.
- NASA GIBS: We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS).
- Optional layers (5 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.
Layers and dates
- Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC · 12 Oct 2026
- Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 · static
- Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE · 14 Oct 2026
- Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE · 14 Sep 2026
- Active fires and thermal anomalies: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS · 13 Oct 2026
Questions and references.
| Question | Reference | Status, October 2026 |
|---|---|---|
| How should banks hold capital against cryptoasset exposures? | BCBS prudential treatment of cryptoasset exposures (SCO60) | Standard published; implementation reviewed by the Committee |
| How should payment messages carry originator and beneficiary information? | FATF Recommendation 16 as revised | Revised June 2025; implementation by end-2030 |
| How should crypto-asset service providers be authorised and supervised in the EU? | Markets in Crypto-Assets Regulation (MiCA) | Fully applicable since December 2024 |
| How should firms manage critical third parties? | FSB toolkit; EU DORA oversight of critical ICT providers | 2023 toolkit; DORA applying since January 2025 |
| When should financial cryptography migrate to post-quantum algorithms? | NIST FIPS 203, 204 and 205 | Published August 2024 |
How the process runs.
Process explorer · Process
Global industry questions: Programme through eight gates
11 steps·4 stages·8 gates
Process
Global industry questions: Programme through eight gates
The Global Risks Forum (GRF) records eight yearly gates, each a programme decision; a gate not passed stops its work, and the competent authority decides outside.
01 Q1 · Planning
- 01G0 · Annual programme authorisedGate · The Global Risks ForumGRF authorises the annual mandate. It never sets a national agenda.
- 03Route the candidate mission to standardsStep · Nexus StandardsNexus Standards routes each candidate mission to the standards and profiles that apply.
02 Q2 · Readiness and build
- 04G1 · Missions admittedGate · The Global Risks ForumGRF admits missions with reasons recorded. It cannot admit a mission without an accountable owner.
- 05G2 · Data and resources qualifiedGate · The Global Risks ForumReadiness preparation closes when data, people and resources are qualified.
- 06G3 · Build accepted for exerciseGate · The Global Risks ForumGRF records whether the build is accepted for exercise. A gate not passed stops the work it governs.
03 Q3 · Action Week
- 07G4 · Controlled live operation authorisedGate · The Global Risks ForumGRF authorises controlled live operation for Action Week.
- 08G5 · Evidence sealed and stand-down recordedGate · The Global Risks ForumThe evidence is sealed with its provenance and the stand-down is recorded.
04 Q4 · Reporting and renewal
- 02Competent authority decides and actsActor · The competent authorityThe competent authority decides and acts under its own rules. The programme informs it and never decides for it.
- 09Scientific and editorial reviewStep · Reviewers and the publisherQualified, conflict-managed reviewers and the publisher decide what is accepted. Institutions cannot decide a scientific conclusion.
- 10G6 · Publication authorisedGate · The Global Risks ForumGRF authorises publication of results that have passed scientific and editorial review. It cannot publish personal data.
- 11G7 · Renewal reviewedGate · The Global Risks ForumGRF reviews renewal and sets the next cycle's mandate.
The programme year · The Global Risks Forum · Decision rightsDesigned programme process, not a record of operation. No cycle has run and every programme is at service level R0. A gate is a programme decision, never a public-authority approval, certification or deployment authorisation.
Standards move.
Statuses are rechecked against the issuing body before republication; changes are logged at corrections and concerns. Payment infrastructure questions continue at Payments and Market Infrastructure.
Work is shown as its record stands.
Programmes are listed as exploring, forming, constituted, active, paused or archived. Country and regional entries appear when a programme record supports them.
Where this page's references lead.
The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.
- BCBS prudential treatment of cryptoasset exposures (SCO60)
- FATF Recommendations, including revised Recommendation 16 on payment transparency (June 2025; implementation by end-2030)
- EU Markets in Crypto-Assets Regulation (MiCA), Regulation 2023/1114
- EU Digital Operational Resilience Act, Regulation 2022/2554 (applies from 17 January 2025)
- FSB toolkit on enhancing third-party risk management and oversight (December 2023)
- NIST post-quantum cryptography standards FIPS 203, 204 and 205 (August 2024)
Questions and answers.
How do I propose work at this level?
Bring an exposure or capital question to the Alliance.
Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.
Legal documents.
Maps, data and figures on this site are shown for context and general information. They are not advice, forecasts or warnings; the limits of the information are set out in the Disclaimers and Data Notices.
