- Reports
- GRA Capital Readiness
- Baseline Edition 2026
Capital Readiness: Insurance, Protection Gaps and Insurability 2026
Readiness of finance and insurance: protection gaps, portfolio and disclosure readiness. This edition is in preparation: its frame is set and shared with the other five desks, and Global Risks Alliance writes its chapters from its own mandate. Nothing on these pages is a finding yet.
- Desk
- GRA Capital Readiness
- Publisher of record
- The Global Risks Alliance (GRA)
- Collection
- Reports Collection 2026
- Status
- In preparation; not released
GRA Capital Readiness
Insurance, Protection Gaps and Insurability 2026
Readiness of finance and insurance: protection gaps, portfolio and disclosure readiness.
01 · Contents
Eight chapters in the shared frame.
The same eight-chapter frame on every desk, so a reader can move across desks and the Collection can align them chapter by chapter. Each chapter title comes from this desk’s mandate.
- 1
Chapter 1. Exposure and capital
The exposures in scope and the capital that stands behind them, as public sources state them.
Frame: The question · In preparation
- 2
The readiness findings of the edition, each placed on the ladder of evidence with its source.
Frame: Findings · In preparation
- 3
Chapter 3. Protection gaps by sector
Where insured and uninsured losses diverge, by sector, from published loss and cover data.
Frame: By system and sector · In preparation
- 4
Chapter 4. Balance-sheet and insurance capacity
The capacity of public and private balance sheets and of insurance to absorb the risks in scope.
Frame: Risk and capability · In preparation
- 5
A conditional stress test under stated assumptions; never a forecast, a rating or advice.
Frame: Scenario · In preparation
- 6
Chapter 6. Readings from the other desks
Readings from the other desks: cross-references to their editions for the same scope, not copies of them.
Frame: Readings · Seeded from the Global Centre for Risk and Innovation (GCRI) edition
- 7
Actions markets and public finance could examine, stated as questions for evidence, never as recommendations.
Frame: Agenda · In preparation
- 8
Chapter 8. Instruments and products
The instruments and products in use or under discussion, described from their public documentation.
Frame: In depth · In preparation
Annex A (methodology), Annex B (data), Annex C (references and record), the complete edition for print and the citation forms are added at release, in the same form as every edition.
02 · Now
What exists today.
The evidence on Insurance, Protection Gaps and Insurability sits today in the GCRI Systems Evidence edition, a draft in stewardship review. This edition cross-references it chapter by chapter and does not copy it.
GCRI Systems Evidence
Insurance, Protection Gaps and Insurability 2026
12 findings, 48 sources; drafted, in stewardship review.
GRA reading
Capital Meaning
Printed in the GCRI edition and seeded here in chapter 6, attributed to this desk.
Subject collection
Insurance, Protection Gaps and Insurability 2026
Every desk edition for this subject, compiled by GCRI Canada for the Collection.
03 · This desk
What GRA Capital Readiness reports on Insurance, Protection Gaps and Insurability.
The Alliance reads an edition for capital readiness: whether insurers, banks, investors and public finance can read a finding without distorting it.
The Alliance deposits readiness editions of the series it leads, with the instruments and stress tests that support them.
If you price or allocate against these risks, send the case and say what you may disclose. The Alliance will cite the part you can share.
04 · Six desks
Every desk’s edition for Insurance, Protection Gaps and Insurability.
| Desk | Edition | State | Identifier |
|---|---|---|---|
| GRA Capital Readiness | Capital Readiness: Insurance, Protection Gaps and Insurability 2026 | In preparation | NR-GRA-SR-06-2026-BASELINE (reserved) |
| GCRI Systems Evidence | Systems Evidence: Insurance, Protection Gaps and Insurability 2026 | Drafted, in stewardship review | NR-STRATEGIC-INSURANCE-GLOBAL-2026-BASELINE-v1.0.0 |
| GRF Public Deliberation | Outside this desk’s remit | Not in remit | |
| Standards Progress | Outside this desk’s remit | Not in remit | |
| Academy Capability | Outside this desk’s remit | Not in remit | |
| Index Measurement | Outside this desk’s remit | Not in remit |
05 · Downloads
The print edition of the evidence on Insurance, Protection Gaps and Insurability.
This desk’s edition is in preparation and has no print of its own until release. The evidence it cross-references is in the GCRI Systems Evidence edition for Insurance, Protection Gaps and Insurability: its designed PDF (A4 or US Letter), its data and its citation files are here, from this site’s library.
Draft, not yet releasedThe print and files of the GCRI edition this desk’s edition cross-references. Review copies until release; the DOI is issued at deposit.
Print
PDF, A4
The GCRI Systems Evidence print edition for this subject, A4: cover, imprint, contents with page numbers, every chapter and annex.
PDF115 pages1.0 MBTagged, with bookmarks
SHA-256
75dd996818bd661a66253dd2d194bd08f74079e49b50f91f7e8817bc251247e3PDF, US Letter
The GCRI Systems Evidence print edition for this subject, US Letter: cover, imprint, contents with page numbers, every chapter and annex.
PDF121 pages1.0 MBTagged, with bookmarks
SHA-256
2596d2b41817ffa4f36c1e37e14d497a6a7dc04dd3e236449063a525e3364756
Web edition
Complete edition, one page
Every chapter and annex at one address, with running heads when printed from the browser
HTML
Edition home
Key messages, contents, citation and the readings of each desk
HTML
Data bundle
Indicators, CSV
16 indicators with unit, year, status and source
NR-STRATEGIC-INSURANCE-GLOBAL-2026-BASELINE-indicators.csv1 KB
SHA-256
4d5105f90799cb563378004d9663380368d138e2f6c6a1327af7868e53efb1baIndicators, JSON
The same indicators with the edition’s identity and licence
NR-STRATEGIC-INSURANCE-GLOBAL-2026-BASELINE-indicators.json2 KB
SHA-256
3d33c1906c7b4185a0de776c35567aed4b099ec45918cb68b4235e67eebbea2fFindings, CSV
12 findings with status, evidence-quality level and references
NR-STRATEGIC-INSURANCE-GLOBAL-2026-BASELINE-findings.csv3 KB
SHA-256
27a014733d3834b3269d10f1fcfd27431778faa0fdb37801e83fe0902d5c7502
Citation files
Citation, BibTeX
For LaTeX and reference managers
NR-STRATEGIC-INSURANCE-GLOBAL-2026-BASELINE.bib1 KB
SHA-256
61d51db437443671b4a85e0372a2f7a6b9e0c3b867ad9e138ae2c2af1cbf1e4bCitation, RIS
For Zotero, EndNote and Mendeley
NR-STRATEGIC-INSURANCE-GLOBAL-2026-BASELINE.ris1 KB
SHA-256
3a64e9f555351f218c7296fc892d22bccc757995d1cc39e509d4cbae3dd7de84Citation, CITATION.cff
Citation File Format 1.2.0, for GitHub, Zenodo and software catalogues
NR-STRATEGIC-INSURANCE-GLOBAL-2026-BASELINE.cff1 KB
SHA-256
ae89e191fd93496c16e1244bd6bc35cd53880e7afcda091da1164cfbed48afac
Check a file with its SHA-256: shasum -a 256 <file> (macOS, Linux) or Get-FileHash <file> (Windows). Text, tables and figures by Nexus: CC BY 4.0; each source keeps its own licence.
06 · Cite
Cite this report.
- Reserved identifier
- NR-GRA-SR-06-2026-BASELINE
- Part of
- NR-COL-2026-BASELINE
- DOI
- Not yet deposited
- Until release
- Cite the GCRI Systems Evidence edition, Insurance, Protection Gaps and Insurability 2026, which prints this desk’s reading in its chapter 6. Cite the GCRI edition
Contribute to Capital Readiness: Insurance, Protection Gaps and Insurability 2026.
Reports is the Consortium’s quarterly publication, written by six desks. This page sits with the GRA Capital Readiness desk. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work. Sent to the wrong desk, it is forwarded, not refused.
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Reports · GRA Capital Readiness
Bring evidence to this edition.
How far finance and insurance are ready for the risks in scope: protection gaps, disclosure practice, portfolio readiness and the capacity of balance sheets, read on a ladder of evidence and never as advice or a rating.
- NR-GRA-SR-06-2026-BASELINE
- CC BY 4.0
- In preparation
CC BY 4.0 Free to read. Text and figures: CC BY 4.0. Data: CC0 1.0. Authors keep copyright. Published by GCRI Canada.
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