An insurance-readiness officer helps organize insurance-readiness work within the Council.
This may include protection-gap mapping, exposure information needs, risk engineering questions, resilience evidence, catastrophe risk context, cyber-physical risk, public-private risk-sharing questions, parametric-readiness concepts, reinsurance-relevance questions, insurance-readiness dockets, and Insurance-Readiness Room preparation.
The insurance-readiness officer does not provide insurance advice, underwriting, brokerage, placement, coverage approval, policy terms, premium guidance, claims advice, reinsurance capacity, or risk-transfer approval.
The role is to help identify what information may be needed before authorized insurance actors can conduct their own review elsewhere.
An insurance-readiness officer must prevent insurance-readiness from being misrepresented as coverage, underwriting interest, capacity, pricing, or insurability.
The role protects the Council from false insurance claims.
