Insurance-readiness participants must not comment in a way that creates insurance advice, underwriting, brokerage, coverage approval, placement activity, premium guidance, reinsurance capacity, risk-transfer approval, legal advice, regulatory comfort, or endorsement.
They should not state whether a risk will be insured, whether coverage is available, what premium should apply, what exclusions are required, what limits are available, what deductible is suitable, what insurer has appetite, what reinsurer has capacity, what policy wording should be used, what broker should place coverage, or whether the matter is insurable.
They should not disclose insurer appetite, reinsurance appetite, internal underwriting views, portfolio strategy, pricing strategy, claims positions, capacity limits, account-specific views, or confidential market information.
They should not solicit clients, request submissions, offer quotes, negotiate terms, compare market options, or imply that a GRA discussion begins a placement process.
The role is to identify readiness questions, not make insurance decisions.
