No. Insurers should not discuss premium levels in GRA settings.
Premium levels are pricing. Pricing discussions are prohibited because they can create competition-law, market-conduct, confidentiality, and reputational risk. This includes current premiums, future premiums, target premiums, minimum premiums, rate adequacy, pricing formulas, discounts, surcharges, commission effects, or expected rate movements for specific risks, sectors, geographies, or clients.
GRA may discuss affordability challenges, protection gaps, systemic risk drivers, evidence needs, loss drivers, risk-reduction benefits, and resilience economics at a high level. It must not host discussion about what premiums should be charged, what insurers are charging, or how pricing should move.
Even generalized premium statements can be unsafe if competitors are present or if project proponents may treat the comments as market indications.
Premium discussions belong in formal underwriting or market processes outside GRA.
The safe rule is: discuss risk drivers and readiness, not premium levels.
