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unofGSCu4NzElHh\/9pu9c90Pnjqqa+Ib2SeS0rtUUNeDRahGIHYOjnmS55jc6vjqszzCFT0FRr1eAbDct9Yy6bcgGhyx6jC3Tti6aZnWIzZkfZIh6IB0pZH7fG3mxZSjxjHhz3rk4Z+e3Ys3z0BfOMLc0eoUwOiX5GByKhhDuMGJl+fmuoKBxsVWQFDbd2d2zNh8aT7+ntYlM0X8qiCIPn4vpFvIFXEFTLQfH06VqA9LLL+drsPQdBqvJkkmYtlbi0\/6FLUtFeoM6yHp9DpGyLhNY1A\/zvmAHdXupmH6I46uR6vMexRTXuYiu35DozGpuLstvv91nY8ck18mMgexh49ETcNYnoiDNhuIsxDnFgG\/+cuTWxstpRq9uearGrZ6Cm0IX7t0LttkPUx5UJqBf4T\/HRDZyiQA8mMYwWSEPEhUOG\/M1g0X\/ZmAo9bqsmG+hFtVp73E\/UglgWE8XZO6TUjqXzCnfJyrwcZuEa\/MxnS2HHA9btC3vM2GGj1C46xwmdKURokZE4lYTEX9PBiPH1vBTZEQC\/o2kWVf1mj77MxRpvAtL5JXPwtSk3qgtZwEfSUJQksxsaWGeBWN+WFZ86ZAba842ozDiQaARLNARKPAIm1gTQgGhOgLSbYAXma\/97fEsU39L\/Q97ec\/eVdwoKGOCGynnUD4peOuFb4xrauIDQCouLDYdmwskeHJ0rHkIyOQejenA+cxGwxYr+pjkBUwBGDYEDTVF9wgxxEMN8cpOHFtFD4OH3BHJH4FCGJsgDEH6NX3xZeG8SOW\/5qIE3u47fVTi7bqSJa9OTQn9rWZPAVc1dwKgz1xt0s1Aj2oVvsntVtqKAQvYgUfI1PN5C2U4zn6Q8S7VOkJT19dJ7aS2JZRKq1lVSrg9ytApm9MktsBaD4wC5gnYvvpytUSBz0ma6WeiAt9SDTktK29H3Z8X7Z6AoKF1A3MF8C6TJyrEPqWJce8QqI0QjEaKs8qjVQqIilGIJxtpNgZBE8i7CP9sHXp\/z49F0WINoyTdflrwvOuXB4f7itZ\/40ZyacddCmpW\/0gyCqz4\/xbHtzoItheNJY1KzAF4Sx3UaczoAUxIDGb1hOUqFE6uzR15qdYHcTcs7eOFB8ryob0MAvhoMYyObH31\/gR1qBM6xXiOnl5dutKVvqMxJQn7rL0Ybt\/hBFz6zoz2KUmGRM9BzymlCRis54mHMXaDjvps+BfGBgs5sCuiBW7C7vyrnt\/GB8bl1alX5mgam6OsRHywXBdJaUWUlKujtTaty5d9ySQqil\/secbrv6eUVB4ELUHUqL5oLX77ojNYEBRw8D7W0rXn84sNevCCKUF8a+\/W318+pvfyAO9DaRJiGw0Y908hJ\/YvNYJjL5j+2ei7aYLuUh7nS6o\/7rvb9kp3n+ZCoNASd4VKPxRB\/oGtAlh+\/i7Vghkd9Y5km9a7SfmVay\/0ZnnmPoYjK8SNKpOGL2I9PX7rBT7KZ6sWVJW8ZgunowrRkwu7RSOgo4UmUEnUe7J8luE3RxW+Pe2Qj44WBlci1K0GN6M\/CDMmXwSNdujHx3040pr0x2+S6zVf5uZEWCvH0ubYGwfZN25eHLk+bDb6XdFRM+z\/lny2jCFSnx0Hr4DPgKi6YetRoyeP2V2HS\/67m1UCoDI66u56j+jkOO8aEGyCOUM5LYyrG57OvTvyD3GX719H0zaczso5engpWnMgu1F5uSsmlgsjDvkNO90kk6xPtGRHF\/tTPZVESq+Y9mDhq+YAPYRxCAiXxsFtNjnqQc\/CMGFXKJwAolluAuIQFy97DTcs9Z8cVBvpptDPL4i2War28rA8tZm42QeJO7J+6y23gse0mb5np8f3aJp7eSTbth0pH2H\/SpsLdoYAvworvHJBaC0c4wT+xc+yeYXx6xTWbtg\/sy9P2aJd9vJOTDoGU7TBo9aMxvmvKyRYrs6mcs+W0En28Fk2sME+NcdshDv2Xi7eJ8vXTQBIktKVA8Xf97VLRMyjPICj42LdEOP6OhyO2S7e+waE7kBv4XZ8PHXiSqPEd59gqNOi8bLX9T\/3VH9ClSixoUOoiCJWguwHhJhuSG+gfx+DZu6ydsuNvopsJRMDFs0f0znN2k9WsG31Dq9le4Qn+u\/r\/\/d\/WvaGTVx5PgGhpsCS3zEoPBZtrEla6lh3nyJtG0yrBpil9kMVmIyp+AuC3JZjKZWo6M41gB5If5+gSaHNTtJgLG8YpwGCJ1\/65AEB78aEEPthYGXZyKr4XhJOifWAtjZ6J\/GqU6zP2MWh2Wv5GUFmEriFClRVAREfeHNrL5RJzTrkI5IM5mQOdQtgOTS5Ln6lODqLHNz+oyq6\/xLLP8VrcDnTyy3mgi2VnDEnLJ4tHwuWQFV+lkKv55C8z6bq1AZw0mVH55P+5tYireuE4qhXiZpHR73npInNOuyjgghSJ6h2cCYDzGjE45KzfZdA+Mh1ixBWfBRpYG+pB3fJZR4OCFqXyZlBtcgx8oTSHSQXY5ShlZBw1MEeauwidKyMNINkxSBKQQ7fRnrR1KYgbznPLTHHKw9Hojlt5pGHr56JW3tac7+cYcTeEJ1F++8Wns27TOtFl6syTvBom5R4JhN\/hOktmwft+RPFAaBxOfdV9l05kEJCSZH1LGzyVsFVghrJPNdLmwJ8F5YB4oR4i5GKaYp9t3ZZFPCnCyyEI6bzD+oeNLn+pDFlEiaoha8ZWKrsTQKmf2WSfJEmjS1p+VOcXZXLmE58LzQX2DQNuKMT18OoGf1Q\/fwsOfvgOkAX9pvj135tlLR8ANU\/KFdZCLkbO7Ggmcmy8yDTmJuDw\/805hPi7Ax2GzOJnOnfb\/u1MvTQ9bnZBHs\/14mp4lUuJo5p7pwhsyfcGD5wk0016hudz5ruRAyzOPLx4Rk89H6yIaR42zqq8oggv2pjzq6BOFsCmxy0mrzfBrn1ab5VIV7ot0Ea6sxXB6l0HdZPEL7d7EDz4OGtZwxIk7kbGGeXqPxIjlJGZu9mI4w8pRpr4Nh7nVLyvDOiy0\/wnoxF3+LJfSJgdB4x40WXyYJ9SL1MVEvQlC\/qdPcmDd7IKSmSBfAZ45quK3sln7\/MIlENg4Nsku0xg1fGBzWYl+blbfXYYBjnXNyadqeMSC0d5Dxr9IclWHcp7yOVX54HMrYKLPxxj36AebzeP0w8csoRT2N9rjRUvBEuwSJBoeEtcIpp0Bnzi6j066DItkfoqFB89CM\/S5IoKRgYJkycx2w8T2Ool4H6HsTE6QrQT3UBPEKALR1W3MJv833WSzuQk8vkUXTnWgkXz7jxpoRwJ3460XMNqkfv11t8VbTOZTvtNm8Flj7cvsSohfauno2ayzTNVk+f8SfeubNKBWdjwpLpsG+\/1DZO\/tnxcF9mNP6D+WP\/3p2JCU24zdnUT+cKMpj0dJhc8hm4z54EhLzevn9Oh0A66EhiuSIfYGLhcIKhSU0xWJFisJeXxgqfmwBDBj14Elhk1lyIiQH4bLBaOPkdXPHWoW3oiYiAqTdElCSS8VrGs668InFHqTdH5\/sWnDlrHqR5hJZumC37Ck0SmEvP47ttVPsCqNCyhgflN7S9oD4JjViDDZpAWYJUykfGf8XRGoIQ5VlCWCxzb0vk7xwwKemLHTbJNxZtO2yCVpjVgM8VnMEJPuMpnNHeZNkvJpNOVH3Qg14qU10g5LvZrWBNErbyTi8c0sJKaYKoq8YGlRg5RRQxy7KzMZSHLRJVlFdh+OC7+eCyHqmZSLp3z5+AHrTXGDnrj\/oPo5VP44Lry3JQum4udkLU+tmqBTKF9WF3I8HH9IkL\/yp8Pv2aHczf5tZXyGqv+mvDyylEa\/v1cG8q2sVDfucP8VzBcWg1IEqfzpikGZixJTHOZxW2yxv33+mN0FyTQIrUkLZyjKsD9rFmK\/q3wKHtrb6UO7PLujn1yzg\/2NXaPWCD7c6FemEur5BAeFDYpWNT6Wt3HDXnsItKIN+iHdjyrs6FY67+hlZZtLGTZHTdtZrHVuY67HY7m0u2M5s6bO54yB2rD4TyT1\/K8vDrrlol9aiF7sRSvKVRtSJkphvxdnRg1JPq\/lt3emUT6FHWLeWJCtbSooZyT5mars8DKQYsozuaeNaIbp9AULhfe2TjfbOd9TemfXXuZvHR0sKp+sulhCS9BKIKsLaE5b5RdxVsWj\/Kb9Bon2t1cYN2VlwDSFcYMpyKhjkCPDJInNU4+ErOIZxWegXLBplucdy0lfjBqCjWb7HBSJCAA93Ry6zET9YyJBbbjoQXM0q5usM1vemz2jO0+zu7gEuEA76Q7rH0If+Buxi0B7Ri9QNqEXqLsAFSoNMDFIXAiBH6TV\/UZH9z9LJIxj3UW73\/NEr8jRZgu9aoL\/vSx4xMSbA\/pplEjEbD5IaDjXbdz3R33listzoPIWgapCG9tdOZpjQ6MQxjarbXt9Mjv3BkR+ZrpjQYunWocuXVn6gk2NwnI8+zQZxEg\/w1RwH3EgtN41KluyQN7K1abN4ijuqgu4oF3AY9rzRNJFgxLGpEu6Sdnw1CGfrjg2AQ2aXV5ygC7xbjXRA49ZWWh\/3tVemZcdAilkLP6z4sVu7TqgiE9IyD1nSZKjoJesaIxWIyc4EFF0AnnJY8gZQtEXcrEWFbfpe7D4Ggo3JWXRYCUeW1tn1oA8i3mwhF+PgiWRyS\/GGVyQIHZk8z9OFyCsU+NcDnfyWvVu3Mpbp0YOQVXoKZJ12t5umDZr1qlxvGYJvM0srNoeLpsJsMbLPKu\/zDrVVkafXVRD536nq3+xWoPW2imvognfQMuExgHVDaRruQ9JM9p7mxLDvGbl5ha40agsiZy7xeSWw5evRvpitDDZtdjpGIbkeZlsPpBbC3NGcaNqffAWEoxMzK05i+Vo1soxQ+UgYEnSTN5PrpKJ21Mz7+7Nh9w9DFmxeHkH\/K3gqQ5XYsYm6ZKR4bRB6UZxPcMqi8NVAyKUqww9qMe7opP\/sFAFH0WfqaTNX8LvXlU+EyZrymwbfTvO1lmhzI2SviCb0hSgR7gapphVAV5lhX8CSdEkDVDdsTh5NZfPe+HMBU+O9NYUrR8DMOJCujNMYM4YVXWbu66UxZtHOgu7csw3Wu3yeppu8x+pSa4el0fPsDmVXEp9f6JuVickcOW2zDmLj4fV3TWbGl5\/J40hPpu2k486rPhqSHLuqFlTix84u5d1p\/HJHICMMMmXX1Vm66uRq7\/mahIpScNbHw93Ckwt3IQ6\/uTCm643aKD4jnY7SdidDjKZFo7bdR6O6xZzuqP26GM6UB3TrbE4Nf5Zs8GzrZT5Lc9IWSscVNWG2Wok5aOhI1Xm6xN8v8CqGcATvWI+HKzoPH1f9SN\/7\/n7cmAto0S0vV3QDhvbdZUvBRyk9lQo3fHdM3m5ZFRir+JnZ\/MQmPXcOBvGZZK+aEWyTYxEVHa1+VL3C2cN2jo4qIjNNO7zOfRH4mmnx0jou9UN7IP8nh59Rk7Vs1H21mpt9Lm5V\/l3esp9ZU2VL\/3OOn99gskRbasxA25vBHO8AyVV7O7rFDvfRMMy1UHgLemhTa94HS4JyOdJGzSdlXNg5KUHd9zN9Y4+ijKBRxometB12qZgS0GWQ4kTqIDHUUvn40eRQHTpTDaON1AVjxoITiHLmwsVqciRdJDLbCnmvYaUJmciCVVMCid1kYVFMsnN9lgI2HMJTblbDrNlDTzMjkYrvkodDd2QqthSVYWuBqjVdQHf+\/1BbwdPqzUshkDvuVa5JjeKebWJhHpdgyDGajKd4LrUrJGvxgw2ssAlb65JqMlX9Rnk+W22MWoBjmM+NpAJATTF+m7SexFoIEOCZz3LklDHdtQmpM5YG29UOaFtZU5oNWo+W5HLjZjsk7LotslW4+tT2ahNJ8wuvy88p+eXYtTNVOGXqfz02IovFDGbim6mFCjX7NwAJPb+UsGm+VAXyFNlRQzkafT9sbQk8lH5QXzSH1V7K2E7jkxl2XB5WiB\/1MBxadNtsIlazee9LD+emBFgO1rdj5pwBHJ00WosWew7ljuu9UQl+NFa335nvWBTSmm7vg4TaROn2GaMDH5lsqRs3tx+kFSiJ6i0ap6vqtZkj4eLoTmxkV04l4SvVBM9X1WN6t24EG719vXJGeVrzGcoQEkchPNjubLKgHel4N0fi0dm\/xhtS8nAOgFw6LboJCwcRIiTLPfVEN8nm8Yoh338slV+kUe5Uc8i6D2JG5\/h0x+6ui2pmyoEREz3Y8TzpsSbM5HgIg2Eme75VDZL0MkbUyVqobrvGoIZEYndgEGRaIYhzozZaztAEWnKeDd5uKE1K9SM6ougX6JS8wFMli2OhdK97xoIji6cH1toDwFc94SV0YMwmgUhjqPDoO09E8SYNfAmjWTSDeLypjsYXesH9XEE1yMciYfTC36z1R0gjQE2tzlxTG3L6FrfZvPFIyykazLBIrCk\/HoTZtyq1\/ycXS1wxim7SchxsDn1m0IDXFNll5vObp4XINnhGh3dd8ZqT2yXE\/hdTgUC23IC3V082aOt2aXla3YpjxB2prhlmpdlYurO39cAZmkCs20NYNpomgb2pmTGI\/vJ1rHjU31QXFHej+yUk66cN7VyyKA8gz\/as5lFWUVZ8yDxwZ7a5\/UbaE78dFDMj9aOwB\/O3fbw\/aYd1MxLhLW1mYROlJj865Mlua5iz2gvuT9SOzPaO2L705z2rqS9t5mizqo54dtDN7myIqqWlH3J26tUy\/nK1WTgzNBkq69jqLIhj6hEg8l41Iz32kazziruNL+8Ylf3aWIY38pclsBBJ\/mF6n48BV43xWObydHqMvW1oabE5oR\/jCR4XJhIhxritzz7BpR5LGb6smjrEI7t6xOX2Lx\/C99aXpR5YmJeRnGTZjHVzlgghKZzccF0Bn7b\/cPqhvYFzR6SEWDcCK00uvRIbm5\/RDIF1QV2xgM3zqv6ESdi5QGhZKq3KHcPv6OoO9IDUW4124r3pSnCloetyvMVLivfoDGoP1euKz7JOQrQevr+aYnCMZsbuJq\/LNWgfNBiKvE7807vmLzT3mTe6QcVl9Gc3TcuBeH2k7tiU1Hfn6V94TTp0+nHHz9l3LH92R2rc4uzKcXNTxqMWDnCZovd2f7Mig\/6fYvJ8scyG8zv7pJnzSdyOI9hGjueaXgPYnlkFtOlPh7QV0QSI8wrqcKLavqJBIeWs1WUhVP7o047+4HL8fDDToNuP+d8G5nPJxxvqp4++XTTnOSDD7eZE37Y2abqd87RZrmftWM+8YDJiho2Ohv0k\/pqC\/L1x\/TOfswxMNaXpLKrL9MOd580BrE0iq8I6KcG3hoyX0nuhBqnNBiyQ5Hy2X\/0oXf3sG\/ScqyLAmu1+0T1BKfMGQ\/oZLhD1l934y+V6SXgmuyIySg\/O+RZYi2yR8P50pdb6zkI11Zkx653aD0B4dp23N0OtL+dcG2nPoic9rcbrr1kH0O\/\/e2FaxDESRqQ3ycrXDuRHVtJ+9sO137sOrbV\/nbQ9x6wW\/gnN1xDc7dzuu+9cJ2mkb2D5HeM4O2DHWzHF9vhOtl7e7vtP3bCtbXfQ1x6Hf12w3W8D1DUDPnthevE86yg7T\/2w\/XeDDy4J78j0wzXdmRHNuweIIykLvTs7gFCCQhAELcPLDNcezvHdNPugRWu3ciNdkH3wA7XDtiloANqm+F6H7sDDNsK14HjBSDpHtjhepcEcdoOvIYgXJs7c2+2TZCXOVxbgQUsODyxw7VlWrbVoQcF5oRrL\/Idv+ubmDnXju\/ErkueHSvQhGvLtnwrOgyOzHDtgsCPkkOfQwt9ZDtORwwnkHDV7Hf2pv0a81v8zva8bfdflKSj\/QKlnwnXZmTGZjs07N4KZVUWOzdhOBLm2rsRw1Ej9ODdCaWGyD4SNBx3ZAxJIsJJ3tt5\/vovM6l9j0y8rAeA5Hx+7bpDgQ\/DyxhcEf9o3xXwSL2qsiaLQd5jIy2Hl+hX+6KTx1ke0j7dStIQte1QYskwvkZZbETw9wxWX8xnGy+7hWT0Tm0h\/rJfOvs8YkgHiW9CcR9bNyOSIzX99q6esXMeVwFAl72Op6a\/LDlwvySC+9QfuB\/w4wgGA\/dD3C5xB+5nAz+JgoH7mYmTBv7A\/dIE7jtuibhfGkWpnwzcL3WCyA0G7pfsPctOB+4HfNu1o4H72WAXJP7A\/WDkB45Lcb8IpB23RtwPJsCiuR8MdhFwB+7n257ZwcPcDwboH8X9QAxd6FLczwNxEAcU90vSaICBuB\/wQJI4FPfz\/H0Q7SnuF0HfBQz3i30bAIr7OZG737sU94MwtVOP5n5pnMZpxHC\/1E7tjme23C+I9h6wWO4X+3HcDZBwP2hBH7Lcz0+B302LcL\/Eg15qC9zPDrZOsPXsrfnsTfG\/ncfwPzIF4TYGyXZex4hWURG446kZtau3BI0ifv+i57\/o+U9Bz6NiZnv1M\/76VKPAE8PoDkhl2ArTzhba2VrtHKGdo9XOFdq5Wu08oZ2n0+4k4OWkhZeTgJeTFl5OAl5OWng5CXg5aeHlJODlpIWXWMBLrIWXWMBLrIWXWMBLrIWXWMBLrIWXWMBLrIcXX2jn67SLTJNvGJmmXktLbGnptbTFllqrEVniaC290VriaC290VriaC290driaG290driaG290driaG2t0V7Kmm95KWudlm84qQXbFEdqa7QtUAYCtqniJgvdEikzfFOs4Gi0BXHMN1XkbmN7fRE7fdFsKSyNMj6HbozUTb4xyVOo0bhNJs40Jsm9tRaXpFflVldxAwG1nlOSD\/F+sZSY8sonfol9PnrJR9EdUBzexdvoLP3MTwps4fFnxZFJznog+SqtlbVy7fHqIujuHjYaczkDtPJw2qZGHk5bfsHaG8nDqZksEkky16gftdvmupodlzXEtdNuAmW\/8Sm7TN0Q7gtzdQMk94AXpQVpu9Svk9R3zoQWUrkSg+kMpMq4wqnEFsSOol++qJ3hN40ktxMsywDYtF1PV1TrkSTB4Dh4lIXy7ujPgTj4lILUBnZsLr+luSRtrDoadIjmH7eEcZkz2LvpfJYMuo6bqkpba8nbbBWvRgvBdV8oV0mVE7Mv1TYnI2AL9hOzbrQZPnHSPPh+AUVClyKVhGv2yUrmzuIbuvrdhYK7dA13t7\/PzFxnaXP4\/QN1JN5SfMSlULS1YXGVFar63ciKBJ1lPolqj0Eef0FX1Fc\/o1206SpZmfT2sU1TntaapC3mQvM\/a1+pJ9tVuVVcwu+HHUgKAOsNSawNrLG\/nS4zDV0hWrOiLzs7shG3Wp+ym2vB3j30G1J9nuJOSR4jDvl3JsboMh7OSYzB5z\/UyyGmnTBUlaACx0OM3SLSy97o8tkblcDaxF3kwpUasLMMsDcJ2NOs60ogyyQJRs5mq6sihJK\/TCVYQ0l5tkx0dZaQIma\/c3QbNlE\/Otf4xN2u6gRDXb7eZqgQvoYKYUlViLFM\/svDPNrxX293puFp4TwwD8\/dc0ra+KKyHM96p7S3iFBSkNcyMEoDCg0myaqvT9fL03fJ\/bb\/sL1\/sf\/DNP+L+UQjCdHiK6ywj7k7m6wpeqS7S8q3YrTDfzyoQ+FIp7ePzaUqtxdQF6oE86KSGyhl1kIZa9nqE3ym7C5nT7hqz96JnqlCc1OVqsbvjXuHpdXuJMMAlaziHREJqMJinj5Esd7TlJXOuGR5vkBLn2Y2C\/RpNJZvWSfk08YAXywWjYqLSKXYjvn0pU\/UHTKpW88oOvFbttVvUaLbVtlNLk8reZMAqoCgmtk7MSOP9a82KEsGUM6dPTZFj3Wv5qkCLGKcHgOmNlNL1iVNBWBUPSqV9jTFyPSzyEky3SokrAsoYH4bkdNIYnzbvDvrftfRbANyL2TpmI8DtiTCMFilKYEMbLlt1\/J06l1hU+68ikr92Gj7rS2x3yoFr8Vp91qia+NewUeJcmyfQVYYdYbST09eZAnUNyFtRYlcMes\/nTqaUMhACVjl1qi3hq2noGqmNBXFoMRMgLQAwWcDFOWFyZg5Zd9E779p6u59g3uscK54CE5XY+LzhqPFE1Ld9\/ZzvXRHPEzwntVjMO2lQFEiEFGYoTWLmRkP71BG2GT3XeL18ZFppGPnoVYjYKnwzkH21oT5Og1zdmW2h2Dwvkqx9oiVVm7SnTWmVukC9alXOKWpCrWz3qm6efv61JyyYuhjyEukC06iQgjI00mnxcONxFraSrg+40Zp36ysYI4DRDIAIT33dn7rIRU4nW7f0cXE60xUmIEm4N+uYBbc3QzMzWBR2szkDKoXfNEGG+dGNyzSNjeLt8d5nGNtHlBKUqu6rzRXmDu3vC8\/M2UpZhppUyPRJdyLor\/anVH52ZPvbV\/c2\/q+FmGkmmn7x5vSOfx18ojqojEGeV5eGxVJMqbQPxPNFWUDdbnAHeN0tHlIDkFCCk\/PNr1pc79qgux1iVlXTK2ATE6d0MBZEiuLQka1ckRIszDqUnOSgaO+pD4r8agwK5jniqWwHr8Ur+CxJ4dS1D20PM6Ar7Boag0FkBso+ZUVL\/2Nqtuc5Og8zFOL72UsuG3Nc2F+NbcLoFG1lgTieCSjZjqlToNFneqyG1zVbKu7ze9Yn2ygD8qKqbsVq7Ku5ZLbyPTvYjJdd3FWxTlUS7iPlXlIMbYHST3LVqotsaej2xKmK8lKy1QZ9Gd1LNTg0yj2NwO5x8UU3LZWbE+yeNsF4GQMqyUFLQ6jrZ5Iiv2VL2OMWyS12hUXW3d5C2370N3C3Jh5ZemJl2RnmQpu62rKCbrZuUholAow2gcKfC9FfJNLAIfH2jpJVy0xvw0GC7pvrgyZVrJsfcX7WsRyz7GQp9vUy9N9n\/CIz9Xxzd0ZS7ezoUk5TzVpdZiudM70iZ3l\/SqCIjt3+XvfCdyVI4kNXkVlowjhf8Oj5PNNizcXRoJx6MjINmL87y\/wI63AGdb9wG5pVZ6pXfqjKYdflspHBI\/yMALpLQMmTtz+xCBx5YC\/tbGsdEi7HShC2O+LX6UUb1WAuiRk4lOD1nVQ1Eamz\/OYDs1JfPilgnVNh4fLYmXbzCRGdBRS+PbvdLu93+WmNI\/GTa5H8urSe+ZEH0b+gNA+seD6vJHiq0AWszcse06VQMV6xdU10ounQI5crtA59u2ODhtdsbJscdQKN38OPm6PypWO78Mwl2X+yMswM+yxeLY6t08mQHzuTRPUBXMNhEYv\/kEOcPrmxzS01c+r+vW4VX4nZWDfsFefyjSmeXNTCZCMhotsUGyePEtgJYuiYMhOOD\/Ka3xq751NCvK4i5nxDlSbO8lhUcgDtsrqFIrE2JkRSooBU5IjyHJte6o910FNd5a+GIi4NTXaO3tqTtdz9P2OKm22NgbrprzoG7+1wWIddcLhNg7sFTBxeL7bmYTvqZyO0URL4bBIdAzNs0JoUdRMzadnZc\/8ifC9BaE1c4WRHB5hkSwVRfCZ7sovykmuHGnd+50aq8GWBhoPf+\/iHdvrfcrj7AV+LIi8ZpQV9o60qqB8O1xa7Rh+6ZEYEaqpwfOnikJ0oTQq+VUcHvg8jUNo\/UmSP98Pd4yP3S4Z3RB68L5lTOiKkqK+ZQJNsaefIDPNEjgpHkompRdoj6ZGrKYncIFdGNS37NZTsjgQa2LvMACRlYkB2Csm3f2VFfoEJmOOCGHDcKMxZ4yFhNF3UipdLymQ3mPQB11lxZGGbdHXZChTxegtCfbmMOLezH7g0aI\/sqh8F+LtZ3Y2iwDi8lrMLMJkfc5NtaGMOB9\/zJcVP9RxVeZ5BKruMxT\/NwH5xlyRGoQS16WWOy7zHFxqdOu9\/UtiWLp7kihPNJ0EPYtfPsj1dnO48G7x1jN8F8BUKq+62WSEw1wz9YbkWvg8qaqdfXth93qeDlPqUlELTW6cCDjdq3DlXktWeJBooG1C4Ea7yGLIw\/jP0x+5gYQgbfBshlKG\/R0d4cTpEvgiOgtXDsX3xAtI3ccQrcbEp91F5vYLJr8F7VfzNAgZyxl1WTVfn0AdwyLBBws3XbpfwdA3NRBr3igSODqMGSD7FPND8omO\/eiZKUeuMfK3ac9ZkijNBKO7\/yFqpG7HERi8UH35RuYU2Sk1lA7aZ6WdaOHjKhRNdZvv1VgWNcZ221s9XuDHjOgGBZCp9CGypnT86lITrAyuTkitrB0VtiUfD+2MXjokrlTD4hHyJR+i8h1n5UUmPVxypLurp3srWtbfSBiD7+uCeVAZycndOgulJwZxXa4\/9gjzVb1WoHgZUTkpPoNdRw+S1hVm57cJ5VdQl1pzDX0KBw\/QifnzwpjQZc7opJ97p\/jZQQ6wkcwzovw\/2f+3X6syh224xDCYVuipJ9uv6Pbf\/jYcxbv2FN7NOok1b5HK+m5Zar9dmbozprbWwIxUSGM2leBSMbKHCwQL7MqLBp50OW\/npWFRQyT5bOdlZNFZ9vaYKPPvU0Yx3kQj4Qr+bK6gSqR2zZvsksM7c24Rz3yXwemu6+X9iPqcVO5kTir9LFoi9AWptNTgR\/ImKBVf0SrA6b6sYqxv7lYP9SE3wdVdGM1tltOny9nAp2tw9VO9TA1opZEoVa3btHBQPfsFSarUcAXJlBv7VqM1LZDyU+dnqhY\/NWBKZFwTy4f6Qu7Qy5hoO942yRdkQCFGUC6xh56IkuTfkux1jlCS5KukYWUQHPuzu8scMCWBol6Tm8QzOa\/bP59Q0GQXZZ7ToDME5zDl85panslVng5M2jop5An9A1MFM4X\/uNyF3syQ9ya7rEgVs5FcagJbXc4MUV93bMI+USLrSZ\/qb+4mxK2aEX\/oYbbze6ojbafbctENd5SosxPNTZf4GZt1denH6Ld5ilS+L82TElyWJ+w5g4sRle8SAOo2dQOOUNYt7RgD9QXGjVGhOHskE69+WVkmFdhFiivMZh81BBsuWO4CCuOjlwWPFYgO1xqll4J5lxEQHow3GL1kjUG\/YV404GKcsuMJX\/1sVUv6Yp8oyw\/c0\/MnZHlwIcc6xsZ3EZcsstzVLyvn2f\/xYxpgUoGjII70YGmcRFlx1FjWeVGFXLNPizPt+\/mmDAwdPiPVNmXnI5bMEJvQiEVEPzQWIc9e4egi4PBYjJcsx1IcIXz1XJsSRYarTneHnO74kK4o85kkhCvJKthuFXIAfd6pzm9vjVl2vtTJAG02fmS84MS9ScvFnMkzMpZzs+Js4JTzbgaMT6hBII7zcw3hQ39\/SM2Auc5BlC8WKreb3W8yQpKttqC948TCP0ii6G9ePSDEk5D1zBuhaN60KY6wwm5NPLUCQHqcQdWLo0x181vajBLTFctRD6p8nVh4oj7hpR5YLnX4D4UkDOy8pUIr\/Tbv+T1VclTs9s5IWjL9+81AdSVDYbdL6U1OaTbIASOKg3GeXYwLQA3xQf3FM3\/SzVnce3zbi+B5CdroBUEw0rzN38DLIwzCpiww2sLFpsToaBxGh2gBYr6avqBR\/CFlGsh0Z1qYJ7D3Lc9u3YyyIq7gGe\/fdlaaeUURICHkavJWmpVWlFKNNu2YiMexDLwyhHmMCB\/2YuFDeuN0skQKe7uUqWgUjN8snZfrj0KymNe+XcIvZN02BO8V2rfI9ktfaGgNB3h1Ljni0iwr7+xNNp9NfrZMigJpP99\/TdCixSHtSTiDoXzcxuVqrhGW+yR27AlWTYP4XJ2NdJVnraJaFoOO1O7lYUsZi9CpgN2T8EjqckpykQtSgjt16vI6hdiRy9Xjs8XZGhahQNHhgAL5PHGnUvRIh3M3AmbTagwuOvUR+xvFwiHbaoq21GWmW9FROb5vaEczSt7MVUQwunCzAtbNx\/fbA22wInRJyZI+cFanvMNkjv6\/n2GSgdWXS4VyxNRGBZNrDBPjXHa2QvR7XApZ\/W3UvMOk7cDeYupUxIqOiIkbZl9vZ6OMISjCtQks3w4O3VNSq95KbN+xh4dZE65t4Hiu2z8jFeXXlmn5Vto\/rbJXVIzeiXcuGICisy9cW57tOqB\/SErKc91nxUu4hnsI06GnuCtx7yRBikvcd88rGF+rcO35kQv31PM0L8skXKepm+4B9bwo0dKHaz\/a+cEwvd8MM1zHbrCnRvebYYVr6MdxkFLP7HANHJBEAfXMCde7NLHiHfXMDdd2CuCebovWQ+i6QgnyTYRwNw189rEVru14l8Z79rEdrt00clKTfeyEa7DfR2nKPnbDderAgHpcF+VbCvIcdetEjrszxVdWuPY9z4skr+xwvXcDJ4nEV064jp3IT23xlRuuYQr39DDKDA8hAB6wTfaxhZZjD1zAPrYRpgGk8IQfO+Ha8YET2exjN1wjcoFDlycIGtSlG1m2a7KPrXC9j+2da7GP7XCdRB6wIfvYQVgFruuzjxGyE+gDFgEY0a7n7WL2MUJytHdil32MaSx2oc8+dsJ14sMg3bGPUZf4P8Pjpqwg6jMJgOMB7rmFMO4DanOT5zbe4Kbjc88dRMm7ZOdyz91w7buJHw87oa4xcv00ciBgniJCTjyavtFT1KNvx47DPHXQ+Fya+aCnaJZ24HoDBo85qOuwOkbgi2Vuyf+Zz0GwYRhU+UY+Mbf437PrUe9fPlr2Q60i+B2Ga9tyHZ\/iGyWom3DtRTsz2NOcCk0hsqM0Tvqn7XGw3rmBDwYSS8tjuDZTK6Vni5X3temYvhmzTxFgM7EiiuywE6bGpARsQCGifWGF653j+LuUf2GjveTZvse\/QDTs7YEb8C8ISVkU\/36FR7xvgAvsmHmKaDgNUtdjnuKNGqUUDtFTJ1wjlrKzmKduuN6n0KRPi8sFzzNhekNPrXDtod7Yp3a49u0ooEgUPXUwm0ypRUBPUW8RdJLhKYBVOzfTYZ92WwUwTxFHsJkZo6cImSYIfBYCxmSyp8aQXMkucYGTOtxj1J\/pu9QZix+jBTT3ps997YRraEZmwD1GXQZJHFHIAC3ZOJ5nMk8xOj0QAOapjfhm4MYsBCdcR3sAKa6EniK27icwpRk1cv0ShNrUwU6eY5TuXHp34+c25lauE3PPEVrdKPV4+Bix0KEQG+flNUH92qlDwyHPrXDtxp7jQe45IlRnFwUB9xwdpjbYU1gkz13EhBMAqX5POTlSbECzjBM+xFzgA4qw0VMbSwZ76ohAT5EMYSc+RcLoKTlOAEVqyLBDkIsonn2MVhPuAUXa+DE6TvzETQD7GGHWT5wAso\/Rgpo7k0J4mpHTJE0T3\/fZxxZ6DEyKYvFjGz32gZOwjzHFOoHDwcZruY\/2ES3AlRVEPNdNI9NPqRf1qbpG4TreM2JAbNTgFRQFCNdJEu8piSY2jhU6KNaRmwR7RqaEDZF1fTuiiT024qq8IN4YBRS3jo1rFSF5OU13qU0LleeyBlkcrqGzBzG1rEaG2HucJgGkn0YAuW\/CdQCDgJYIGqQb4rVN\/Yg5bvELJBLtI9cL+Bc25jymI4DCLMmXvMAIdyIX0gi\/wtxIy7rOciJ77QD\/trjGOQSVZKL49ekjqUqZLI5e4l0rwSl++ZahZXBS1C3\/LspKvNoOdeK1r46wlKwG6a4pK+SCRxIxpDcreV02J3xGgx07TYDVFC\/xfHcgxgssLzlseTageHb7wiIirCu8QDzNDOit1L4gZ4W5E16Q48KMJAYvorM2J3iGQy5uTpOLvcSn+DOh7tRPXQhZTY4XGIkmlwSJFTu8JueBAFKLTTQ5tGESn9PkOKhYk7Mi23MsUZOzIz+OTH1NLgmsyDclmlwA9j5wWE0uiD3L5DS5JIgcSgQimhyInChmNTkPRC6IWU3OtHyfOjk6TY7rutPk9jAG0BI0ORfsg8QRNDnb8n2qv06TcyMH7KGgye2AlQJbqskl+zhI5Zpc5O4jKNfkgsRPYyjV5HzgRtQRQ2tyrueYgajJRcHOoyTWTpNLdpHri5rcPo69PRA1uXQP+ccu0o+9JIgFTS5NoAN2giaX7sCe2nedJgeRXpEKmlwU2MCJBU3OSy2fOno7TS7eJzFMBU1u70QxtAVNzov2XpwKmpyd+jtOucazjBxGS+o0OY6ie02Oo+pek4Mx9JNY1OQ46u41OY7CW02Oo81Wk9vbsZdAXpODMLUok02ryaUu8AJBk4tsK7AjmSZne+a2+++0MmfZnDIHdzBNA06Zi91kB2NemduBYE9JHK0y5\/qe7aWCMod3uscqc0kKA9rQQZS51E13aSQqc8keeqklUebsyIopM8egzHlIoIQSZQ4EruOlEmUOxgFNxpQyF0EnALwyl9oQxhGvzMV+ElMyYafMxVHk73llznED6Ka8MmcmHm1Ha5U5CFI79nllDviJHQBemfMCEPuAV+ZsJzD9iFfmLNuFlGjQKnNplDqJxytzqR0nlKTfKXPpPnD3vDIX+b5pA16Z2wWOY\/mCMpf6cJ9YgjIH\/djb70RlLtkHXiIoc8D0fWcvKHO+68SUfbVV5mAKk9TjlbnYjRJq27fK3N4KgtjklTkv9cx9zCtzjmtbXioqc2ma+nEsKnNpkqRBICpzaRA5FFJ7ZQ46O2jvRWUuMl3fikRlLnVTj7J49cpcEiQxdcj2ylzkRlHsicpcEO1dWuXqlDnf9Pe7naDMuablubwy50SeHUSCMmftLepgapU5D8Z735YocztbVObs2IEUiE6ZcxAr8QRlLkhjizIJ98qcGfvUTDplLnY9x4lEZc6PXeps65Q5mAa0yaVT5pK9R2+GTpkDphVbsaDMebEJTCBR5qzIjxwgKnPAD4DvypQ5TuPplbl9HFuM5N4rc04apPtUUOagv09NU1TmEs+DzPNOmYvj3Z4SLFplDjsmHIkyFwexHbkSZW6fRnEsU+ZSO7F3YI4yx63CoMwBx7atUWXOhy5w3FFlTpgorcyZ5s6O7BFlTsAppcyZ5h7uHKkyF8R+wqgEgzInrAarzO0iP43GlLk9\/o+gzEE3iSnz7KDMpUlqUhxkUOZSP6Ylg0GZg8GePngHZS72POBEEmUOqaa2IzgAsUPUqGOkzIUrfE5LvH+MxofCd\/5S+P5S+P5S+P5S+P5S+P5S+P5S+P5S+P5S+P5S+P5S+P5S+P5S+P5sCt\/oTRy0im+oIscbl7EQhbWCClF7ksGi+WI5XgKP2z7avNXuNswTrAX2KanFEFR0G5IErJ5AVrXJ8lDmh83UABtYIQ1kapCBKQwya9gxYlXzU8ZImMxY5keKD01CwlxJCQh\/MQ2HcDE1JPLNJCzM95SQ8BeTcFo+qYTUfjMJC3FWJSD0wSQUzIiVYPAXk3AI41YCIp9MQspiqASTxXASBjkXlGDIJ9N0jU9sBSTywUYvR78I2poCbS0GbU+BtheDdqZAO4tBu1Og3SWgO4lAAbz7ZKMJy5qGZenCsqdh2bqwnGlYji4sdxqWOwkLSQLKrYg+ePSZVLx\/fYreHrDiHaC7l7sDdPdad4DuXugO0N2rjACBY\/UYZCNAD0E2AvQQZCNAD0E2AvQQZBP7qwIS+UAPjjUFx9KDY0\/BsfXgOFNwHD047hScadZFaXJq0Xb4btHBR6mE0\/20Hy7uCCuX093gzxZ3gpXU6U7wZ4s7QcrudB\/oq8VdRJkGqqJsOaKOUKODI7xjJYj+rrEW5MPFHWFLwHQ3+LNFnSBfpBo++mJyU2NfpxIO\/mJamUO+VA4OcSafs\/cvWbGqq2O05ZQ71Gaz8ryftlTutsmuiLt1Zl+k0WblmGxnjKTFlDjjWk6N6jflEfSbhij9m\/Lw+U1DgP5Neez8piE2\/6Y8cH7TEJZ\/Ux41v2mcM8SnzQGZqIVGe8MlHdzoUmIoa81YFHtSnkFWkGiGBIcNMIRVvuRgoKzEiDYrz\/5pIDWcG6Qts74ZrldT+Yd8VSLxCh6zGiVfOUGQ4CfwA0ZV+XbjcupUZ5D\/GII3SN4RtAlAVY9e18bxGkZTHo95VznxRlfDdHw6P9bEffYfGlVv0O88K16EfByTbftKJ6g0yeL6KaBCqHtUmjLq6T9LlLlgpCYwiYQBKFEQBOHahJZrtbZg9JC4BmzTdrq7nehp3OBLhba7p58ZZ\/DPEkWiRL7VOSHRm6oESbiO7bj3g+GnAJnYUzO1O28cehrlCYoDAXZ32at9aGA3iAe8xHeoPmGeIx9zkO6p0bWBMrs0chJ6gCjPDPIFRHZ3txM9vpT5B4ox8TwaMs5xhm5ZBfvOc4ph5LUByNVJD7CPyV2qwIvZx3G43gP0j32c4PCgNErnXFDpVwm6ME4dfpVSO7Vgwq5SvI93nQeTXSWwB7t9yq+Sk7qOC\/hVsmIL2ja3Sj7cWZ3bjFmlaB9FTJ94lXZgBwNPWCU79VN6GO0qAcf3rIRfpTiI40RcpShwgS2ukpPu+iun1CqBIPC7WBtqleg7TNQqkfE9OvLsr5X8T1vJEe5b1EZ9jUYyeXeJuaZyiLtsnpfuiFUme0GF8OBYnuUO9DkrvgQoEfC2ywj4eloZK1QUdLORJD4eyedJMtdOVuAUzXabQ4bUPTJC8idUzcfIiqYqtZIfooRvbj+zLtmh5eC0x6tfVvZmQ3IjovyHXToZhA+XwQdqFBB0zMhTSQ12BbbT37RyCN8D2toaPdAiEktoysYoRdlNnlHYptOcDnmK2uREONHOuDSipMj2mz6tuGXL8oqzFN6mnvNME3\/+i\/XsSROn5bBB2EPyISnb8my68KwcTZM1ORwG46oG00m01HDiHJwvXxxEMM6z+\/q2dX1CXdazyY+xBkUtjtEwn00Hnkk+PZImKgI5KOK2sExXnAOVnUOrItt3yhnmMKEm2GVxpxOB2\/FJPuEaxmWR9FMeTzb87IuDRbXaZIPd4pksmMhA6ySJen1juCiqZiPRNCwTvRlTBgiT1MqGS7NNcxaPQqk9s\/jQam12t8dwBYU+iyNeW7I8h9lsgKZieQIxB6eCpddoknthwhGbDEimSnOYtjeFZP7Y2Y0dOxq4pbi1h3m8a\/60UZzAzVtWLCw50LY2yCLOSqyKls1Is6ZLP2qjXKZ0jlWbqa5sq2qXyI7O2ZWjakLSbfms2sjBR3lFBUPfUCTJN\/RJn4p1\/IfmEaPsi\/4Eq\/l01fOdH5\/uh4rKZbJVz4cesBrMcI9gNCUdrCUEbI5\/TChUg7IQ4Oyox3y6pIFKUF3VGI6XZ+2Ru+WP6Y1YPQZvd2wYTMvqHK6ulwusYlBDydlq2fDM5yqdwCFZN\/wnCmF6b+gKkVq1Z3ao9kz\/y0tJFvnruTAwijwkmjB2GpSyfCifhM4dvBVdpWC4coMlc5k+A2jWz1C8ydZZn3EC6I0HnxDbeyCMHAezQYZF2XwJT6D+MsBG2Kk3m5tO5aGH9iisGLUoQWDKRQplFUQVqY9MDyV9rso3QsGIEw2UgIyRbW1GRJETc+dle5mMPs4NZAf73rSkUyWzO1bgfEbFwUGTg7qlFhUCuhyng4Ym2Yi4rBfeiKufV75LVK+2YVvQQKclFvtkQoFi7GPHC6wRQiB\/RmKa+sYfZaufhXNoc9+Z2Xf\/6GNTDnjWyemM51Nmem1rUH19OmLlZiCGEDPblYl59yJI4uD1j\/Y0O7I1P2kGgOuhjli2L8eQj7bdM8G20AD93xcjzlEaWGiAzYb6IqK+qLL6xYg2Uvk3zGjehfb2lvwc\/m71f5TgnDhRuhfpieR5l\/sPLmPlcWvjWmRGUsYvgu2KdpZQQqu8xo1EcJ0W8L\/xjhrxJF1mKhEAM3mQufp6ljtFkCw7EEfNA5SSYpfsuG4MXD7i6xNijxJpgrNr9fgdmm4R\/1PINbMUZO1xycu9o3Gik2t0nJvWUIdXbgTPl9xIymak7DKSlVuOpF+BORhJEi3ZHPQOJgaRJKuRZ05Wm918Nr1RW5PM5yjUFNWUpcfsuurP6eTitmeqoau2X29wJbt97w61vLA629th\/Slr8awRrP736m+ELZUXWGxnNu0b3nqLr2wr7FQl8SYx0zKmPqM7soH5U8vIJH13Z68LY9cj1qPxuy1oP8VcGXtHzuPoBtTfxjkrvn\/D8vQzeRCBihJuRjQCFTTR986Mz5wBLs7LGibfJ4dDzDrZ8TYIciv0e\/VLx1\/QJjxwimlXJZ1K2T9hNFV0vfqVeFT0B9sWAcIqBKggwPR2hIcJqxZVJqav09qyP5or6pibLrDCFR+zV4hpdZxY8Xib8rKgerhYEmrcFYBriv1iPTuazgBssBi3cCwulUqmm+XNrYfbVUdC5SRg9QoNJ2Ey\/\/cfomJO9Sq+RllsRPD3DFZfzGd7az7vtuj\/WxslSbwebxoVIXlrg+t21cC6L7onHefCLQbvX1ttRTWUo3mrhSohg3J5wC+pClamq4RmzYNmq4BVR1nwyzidc5EwKtAoUu7Wfo\/+BlWFlsJeeWpSiV\/mDKm72zBnZPFpUQ80jZJGK\/PZ8eot3XX7qMU\/+aUeS\/9nWdyEsQyLirvQKHPGQ61yESrrsRNh7zxN4GmpP2RLE2aSnelybrZyLKeska0lFb7JE4arWfwTg0dxEy38a5V\/Wfd7cHOYmnfnLH62tcPChn6LMhmK\/XY1w3RK+BIMlh1SaMkS5vAV4GNCTg\/tGSLGutF0j8AyVD9N4TXMlUNj8abtMCfLD\/JSuZfli2IdBgI7DOdSVL6TGaK\/qOdllWHe34Y16s4VD46iZO9A17tpP4oqCJoTXDnPdr1CJd2MrDDKa7PKijQrska50GmlnHxb5Gs0epHhyg6FkynSbGuV0au6nWrC1CZjCUKPP3Ub6sfCntLqpseLchDxNMoLWSMl6kgUA6WqYguQ6EiSbihtuhobHxOC0Xfom8rlbOKFcxXL8Tko9EEULEcVfzKzC6heRliC8sBoHjZuVz5utxOIQRGfEB8mRYfHhWTlcAuNJdMcsBNIiUoyVA2p\/e8v8COtwBnWPEu6mT9tkah8o+aK6wt\/sTYHmq398KQfPXse\/d0PpRiKzPWU+oZ+czomcVwO6hEuqzmoRSN6HVb9A7Uy9nKb0FpF7cqap1v5Kt1Kyc\/AebBj2NrxV6PcxzdNPjrJ8qRhVxPbFgHpB+Y+IG7KkdfwU+6pkgreMhnTu\/WMwsbGNCRqIYNZC2kGaqygEQ2\/yjS9zQ9N7ewZzbxCxQ5fqHhAzEwPxIJA1cmprJLs9cZU0Ta12qx+pltyRnSJvaZ785AhNzddW8s8buAu5QbtuBKeI0y3kQe\/jEZuttvCHj+JFpuC2vGcQZ7z5plpbLtDkKsU20qlCDYgyxmLquVNmOmS0422WAdj5jcZ88Xm0Cnm66h1WyoUePpoYjip+rDNb5L65WLp8gkgqzybGaCEONPKdduIDXJ6Bxd5MdR+XB5Vt3tW9Pzs42d6voxH9DGe3R56pLE9NW7IEREOVLKQTm7D9Z6FsZD1OVOIQLXKRn1haAHJypmtZ9M89OLagnD5rss26uHrk\/X0fZUNgRk\/6baz6Xa2fjuHbufot3Ppdq5+O49u5+m38+l2vn67Hd1up98uoNsF+u32dLu9fjvLZBde3fJV\/whUHDOtrkV82yiG8r4jsYvY1yiNPaHJRE1xA5cLBBUK\/mnNQj0jDTpf+vzMQXxUALtncTfaiLVaz5Q9Q+hWeKZmWHOjpiCWK2kFdX7ME5AGG3GVjcFrQRnRcSNncvQHY40VNdVlY+lmqOoOfzIFlLWjqex7MagS9utbb6u2RRprzZLtJ0hNqmF7k4onM7UkWWUX2miAxJeD9nWV4fRZ5PH9MYEPcR9qiUoo5ICVl1obhzkiJpE4H2tlcVdmdvxmXyRCKbe93Lmgwwey4gSrrGH4KDHo8D4P2lQ69I3dQvXUEqh2QnTU2AQIyK+IqxvIVV3D5OtTU11HM8NopBvowa7G3dMOfb3QcdUcH8Mafr0U+jETcXHmR8Bbc6fUF6UtPo6TqZu9GgYaa\/ZZoRwTjSC9MSm1UHuuFnquPtu5fb7IremELrU9ZM\/+ArflOXmY31HdzfBnWTzSn1iUDWNSpOKdzTGDpkwFRyF0fQAViZ9iLkkEilg66nCbYwB0eQOg5FwzDw\/UWfEpt\/DwVGLHd6exg8K9VBN8lPHy9UjfInDsCYMRJZOMLpTNLdSkK5Iy6PsTYWXxjbuLPBY6fILvRt3AS32bR1U\/hKQcFUyuMUyMc9kZG9Bv9fIJXnLaMT5xbKFYMqUwetqqQyO2anxPCbo3WiQhl37HcSyNJJkvMJz6NUMdSoOqXNVKg0rgyxoxTpOu6RY2HcA0y5GL27eGRG15WHWZAQPMkpu2XKHt+PFH5Qrc5+V005QbLH2zgqrDpIT1XUbcHgpC\/nDbaKmtVdeWirs9ljorNGmASWBcVi3XuBYJxEMhr\/qftHapXkBQw5skqtnn8nsEfBB28LA7Pu1ATksjg3tyUMN\/uf15nNxkSMVDrHLTR90ccSrgxamJW+Z9N5OKfwunX9cRt4dPbcUHKOvjNrqRhZcuu56xrcfFKtMJwbY13Q+KNOZMryMqu9xE1zGeJaZAdY+r7LbAsdHD\/OMNaheQVfVt\/r2N7gIm8WRlxbHeDqILpuotG+5Vb26a6aIY0Ci0KSGwW8mjKt8WwjplDTVKFDYoAaSQNMhcG51UFoTHIfFPL5ARf3+6McY+bBwbG0pyLUkCgsEWiC97Hxb6jvWjcJJrucQDLP2Fh7zFGtaGA4PMu3W4ekKKIpaqUXjY0+N4o9RaocJ2DY\/z7ii1jZgbSvB4YNo+UHVtu+tuUwon0kAodKycOWoynnsb6nEn0UxfkfUIVxGLPflpohZYovK9TwSC7\/SuzJVBgnV0rVHsIO4\/DIyZp0E\/iJROwzMRiRkwTEekLJq8HuVwacfY3nVEvy4AZdWos2OXVaTdcNlxLgzEbFgg6IkCCoEA8D3Adggao9zqAiTj0RqzjARnU6DigiXrbRoEVVMPHGdXEy7d4dNACxRvIttptmtibdbNRp1Tx+Vesy8U\/T0083SnJng4MdLvMgrjbWqKHH5ucOjD4i1ZPCH7mo4I0c2DCRLzP4O3iG67rfbHcleYPrEVZ4ba8GEoBv7zPjlvCjhl8KAtG6qdKw\/Q18kQ2DXmYv1ZyUe8h72Ex3bAyQdpWd3DXiXAWs7K7D+thZSEnuqxSRz+T5NAwDmW3uEMvxKS1vU2l1z6hscnLIM\/rQgqVk9YDp+QYHBChE5a3rC2rVlNSaoKiVAysaGUZ\/JULw8+sGd3N4fmeKntk\/1jygPdFg50lD7kh4p4PXuCeO90s6mSZSTX8rvgBR7P6xXwWclV0cOMem5EoM5qdaAiM9XWPcJZ6IXOhcByT094Qtd4eM+13rDQedBFJt19uON7WpIT3qPz\/aFvvBmdKWJscHB+jy1\/DtDx41lyjRDdpFKkPhLBj9kuH6FPDof\/K8jHhFOUo1s6DXt6FhLYrLzsq83n4HLJP2ROGPORHhZwOSV3u1jYQDsTE+p\/SmYW9UyLOXcKxm8Kt9B4D8rd\/kegGeJi21Iv8ERopPwGibamo2szHeG\/ylBGDJtEMW41wxpbhN0T1NiCGLtpwl+N0aaLnFvFS452D7sYndHbpmsnPCYYncrt3e4zX+nFUk9G2z06dx+bw4Xy4eYAV7QLRfqrhpejY3dZZq2+\/dRFo8n2zMpPuNUmA2UPDxvLy\/JpoVSlk8ve7wdXffcqxsxLGQiJc4xQV+j39uNSL6kO+gF36DYoVwFBGYdWguTGRcrq3tBhLuhMnTDMncKxdMDEJk6fIoKHg83QKxxT6ERwZZ6OuXYwhYuDDXXXOTGEcHiduS89EARA\/Z9NBWI4HeIu8XI45D6yjlAqzuMhLo4p3q5bu1AUCbH2hlh2FxY00RV7GbPPLqdul2SVMjRK90yOYBGfBqXR4shdQuA9wx4\/W3WuPndyH64+qRigJo1Ngph1GC0+H5LsfDnRqZycYCIKGNb1WFw6z\/wt9zAj7ZvrCbmsaMESCZWep0yaOKdUF\/GU9IhelrFJeck9zrNXuOyeSCsPSkp3tN8rCv62n652wWhpVjHDg31\/Ya3BmD7tU11qUh80qcFrNAlrfjwDavaNs3Fvtb\/vLr0OmiMpMGbZM4z\/vHlVNqR5E5oy\/k\/m3xWhkSjnk+D1eJCLg3daTC7ELJ8H1\/dclB6rC5esxHD\/ZJYSYp9FTGh+uJQlDZdSdfQK8lpu4Vqcr2eqO5xBZ36UVmtcoQ2wu4XR4dMj\/KxUO4sJggwr0cMbYrAc8hiRMgI1xLHpZKmJxWoqWnsYxszkPTaJkba8B2fvGcZzAcVtTnIVub4z3Q9OEoRxTlCNQtZ+WRnWQTC7LwK9Akqqm7pjMLwSBM7R2zVz7yYII261vUWJCxAsxLBbgtpOfja6zuoEZpI4g4XbiFh5ZepZH27GHMgajhzxkkUrdNV6LYt5gRwDDsR8HzocgAdCjmai8MTN1yeQ55fT0\/cFg8J3FVi34v3eWWrJtcqVLe5x8Bf1BRd6Q9WGcTBouxR+3NnTC8uqbIk5R8sN2JHHhJ2BbYQyvzCOUt5FbRIePOdmG7uq3V0xkbEPBdkUef3YKluUx11Wm6nPq2RzlZZp0Yg1uanrTWV0tZpOTaTexuLbMXo4nY0GRDUpXQOim6SMjqKq1iCAx+X5UtZIAgdZRe9gogI\/ptbpaJh7fa1SEEOxjLnq8Iib9yWC5AKBUWALdNW9CUaEhzkWZ4B4Cs+D1KBeOF+x7DQajXn2NZQd7TzFY1t4WULJMUJkJv8JCQnEawUzgkgVdGFZU4Qxf7rzrgj+eCSqZ9tjFD300Td0BKJn06wb5wYzH3j3Y1aWoQkmdd+sZ2Tw6f0lOjc4MiOS1AlVMBM0uAX88z5miDvVupXlu3NYoxrxTBzi6K0BUrvVbP+HJj3Ol7Z8Y4kxlWw01X2biot6FGsH4fqCXO2g5d2JVaO0PFdLK0ndfzAtNr+A6A5PHRdxYtIypCkvfGhNlJfnr3fd4yPTxaolDfbnkazCYlRlyRFyJ8hd3KSFqEotq8q7p+9o5S6VsaUA9+qQ03aUYRjBtKzgrYf89HTQz0+LC18+\/rJLOzhD6SppvwEyRPc1JK0Dn7Zj+THaj+r2KKawX8QTDm9V1qCFPqNCLqu+jmiVH6jPq7IBDfxiBUjH05kWeBg3YTRS5zHxa4jSOLQzsgXrltSZLo587gte0aHO7nih9DZQ\/QiLZCIVrcogR4L6ZAqRzZ7zn1mPQD92cypsH2GDGEK1KWgqUS8FOJMX71W1fLH6JMnUuu71C\/fOFltf7JsseJP1U4lROvP7cdQzGz+Y24UVEbBcbhzzqOvdS7zrkNUZ2fw0Cz\/uw4Uy1kB6IXzY+EG78R85gtXP3Ig+4ajWGNS3uW53TWi9DVji\/Lqfo86d8z1BF1MMbULlYVd+ZviBBmx5IMVoyIbCXRHs93ft6+VXJTXWTCMTAZn+9qGkMZ6X4a4lnB8e87hpjcXIPIIo72F15mNsNQNzcdub2OTW1l2uwUcbXu0Zhlejyd+YyPUpma\/J30J4vjQfM2\/sk7a3mb5tWeV01odgPjQiiB4rnx5PomwuyZFnLuq+d3fyefFQMG0Tn6grZljNMJksFjqR89NjWGW3B+ekm+pPaqOQX1ndUULxjktKaRBH7KPresw0IoxP9IH58RZ11KN5+W0ldSh6nt94RyqdPBxfQ5kXVDiV5sMhND\/0CvM8u9RZPfdK2TjamOktjThi1moyeoXSrVUnzk4vVYCaJesEf0yxzA79xnvr29BkmHv\/8t7yzM602Zk3FBaaNoYCJTIkmDydv2+ZiIruV23k4KO8Nl+fomuWJ7AiIpBxKs\/QgO+XvKxgNTxJwW+b4ej3\/Ok4jkeNYUMDNaIy+WCvmY3bUeK8rLPiyEZko6ELGPX8pbqnLLNFIPh4zAlzNCvScaU9x2s9kTKMB72qmSP9fGNif0WTFRuZ6tPd6aX0knVKV6ic3bYNdtVLYz+EVM8sjtoh2J8GjVGom+lICBuetOe1LTgbo1iOxZ4XaM4wQHn5VGw54F6R8CXzch\/3VS6JDtv9gxidi+XrWdxWEzbhRm4g4UbuOEtjYuQiUCRfn9ChMlw7Ia1HSRA1+dbGpaE0DOLxRDEaIhkc6rgq8zwCVbe6zSkrNOH3MXD6Ikc7xQ4atgnkw\/RsV6LxaMcDSIHPCqSRQsBT7reDkBhIvrtM6dYy5\/TLh0cunwFzyDZZkzNJfxDStbPITcMXD3FXxk+oyC1TZRLvNkWW\/D9fn8hvJHe+gvjDGDXsyBo1sDrX85rk8Ahyg95\/jq0R4yofKktGCwa+GEA3DY6Q57k3XMalEKQk2OF6LgyS0V6o46vSw9WYEshpAbLugdHhS03W5v1zw1vx3snNBSKdncgUbNm9GnHK5LA6VuB8BtXXJ9DkoGZhq5hpr5hPsLaRXtbtlIrKOIIGvoEPZlKnTr6kmOg36jdTzXmwfiFBNIs7uws+NzXsS58\/xDAEaUPv2+ljAAsv3eJjrMcNYoHDM\/STF1tcmdjiToktmn3dtal0+0ACClw1yfaR0E4smvYSLI0nBI5P2WU7Z\/egBrfRSDP8WiI+f\/vbjVR6BUf4FlqmGf+WqVHKbshvXZWEM7jg+ghvZ\/z\/jjn+f0lh1DEsIP6RvvRfxfQfRprBPCF1GtBhEp5A\/eVbB\/RbC+4bgb7ZdF7\/wdqYQ5gYb0P0AJ7MZnMYSclIBCwBQL6NQR5\/8cyfVsaKg7X6ZWVvNoOcSdk\/aeeKnB57RQT3853+mXwfm83o6Em0GT\/2Tfe64qItZo0UrwgoXkFNhH60EHjp44JbLXYSW26KG8q62SZomUVUAsf7ua\/GMUY52vS36fgH1pk78bvHZ+1vVEt4ib9TfxvnrOhXEDP+Fv34726Ttz8mg4jbzZ2j7yo4InfWI5yBvIuaYoSFJbBuUCGtuwPb+hhLPKPsdyzm9iFX7wf6zoBjMhaiR1UTH7uwhEP+LqCCRbM8sLYGRS27jjxhYJeZ0cWUfvwVYbyx5TWLidMB3UA618MQIajhZku7JeRfjL+aJjxyZ1hFfuov+rLpalLUSkR1WF55nQx1xm0Opvr6dIH2mfXXeSRrVEtvka31pVCAfWEFKBkuL\/BmGBfYerZC6pIkfiBJqIM\/RxmZhI\/x0600eVPbrCyoRmWxpYmCHE7dl1nxGlrkT3Rxx3gLSR2j4ckptBxkpV4cmXfQyVvQlmr0cR4FT8pPxqi8nZAGU0xgCq65OuPWcOrGeXbR83Jf4Opv25Hnnbo1\/p5oGPKjYKS38O0EK\/jlZG9Pzvbkbi\/bMt9e822Sb5Nkm2bHawU30lqVaoAYyuamk0\/2AlHE83N262xwfbrhQysVDA+61FXxtUIHyz8QPRyEmtxDHWyProMdIyLCyz5SHbstraQYaDs7kv9uC7ZZcbk2218bEOG4\/u8b3W3fb+AZ+x5LX8rrGzM31CBnORvqh7eR2IKGlac\/HPvhDoHfeAknLiAO22lBAANCDGpzwY4ehohMWfnGYZTWGDw9K6uQ1G9CzpEJJULgwUhgwMhA6yvSPT9uFONzpYyvrQA5FcWgzC3ziROYSmsrCHwj4PrEZFN3nAT6X3IbT6Q39bC+9ZGJX5\/QWJ6+3waOw91sa1WhsTuHF2j8E+GfKhuINRvVFpBnS6dubOmkE0Adl9eqgB+1XH1hZvTODgaH0jzmdJ06wwev1KVd7XG+2k2oK7k377YIzU8w\/ulTyw4EPy3dwpZcrB+zF83TrgSpCGfgcqSpEIlUxOtHmn5BEX\/6TjuxrU6KpMP8\/OmSQc66WN5n3JhfOhD9Q6TOE7ki9hCN9lxWcrnI5eUid5yuz7C43iS3JvHYWJsLNreh\/bn6maHoTfsxW4imv8foy05YfImMZ0S257exN8zjc1Z8cZH\/aYs6J4Y2enq++XqiGBN7B53ZetN8ZaYFQ0oA9BIP3eMH+NTLwcdGtRzd5tgqvlm0j6iGfCiKyIMlGLQnc3wMMizNfT6Xa1EijSvlWoJapVMolMPXuIGE\/5CV7iesJbPNJPz6YxYVn2D8ol28VBBJJSvJGlIGTWRkSCg71WMMlQyx8SelI+Uajq08P93NJ4sTmoyfP2K1DtgFBsgebHKtjBTUzWbaoNiu4eLaI21zcp9mtH17kqogJFmNfHEjNTC6t+Nr0SoqHRqLEm38vHyDyXin3RJJxk2p4DIDI\/Waf14Wm+keFfjORpJfdweUCnp9vkl3jkrGHAGX\/Zl3ti3b2VrnzuMEZb1dfNd+3d63rzPdjb3oMMru3\/fZ0o3PrJv2jk+yOn6k+qZPpOafhSAVmPk85QpBJ+IKfL+AItGVV0bAzVJ+mB3YJxpZvKVQ3\/KptCOalcukruT6Fz0pfk6Xd9GqhlwIxgUgqzbWx1BkhNSi+OPvZ5hkYPWlJQeUvgdUNZRGaJIzZas6bbbj+3o7TgtbLR1cQ+IWDjsc3yQcJu7YxRtkzAURf2VD3PgaIuaDTdkHIb67f\/DRL7t2gHc7z9WvVZnDr08NiEZuZknOa2lSTBnax5HkSBghhS655siEfuDvDIu7uTnJLMUk8672ya1v4BJQuzSTtwwWYTY1zGHcaOt5PI5n6nRxeS2aWfYF3EKgqNGKgaL5x1QSkPUYRa61OVDkYEltB5PukBEskBsP\/OYwVV\/PwvIFOfhkjja1I6v32E3XoLmgRQOX04L8OKs4B+fLF1weemv7r29bJ3Av7xvm9CLfeCh14nZnv562O\/TnGD7rBsgz0gkHIC9aj3juh6+yMzjCcIVoBORDauk4q+IcbsdIC1HfluI6yM+HpzgAHjyCxC3YsZVjBaJDU17jU+vvCVcXUBgfh94JrFh4jIjnrEY0U6CbkTTUKCuOI+3eyooJf+YT45EARXNIwGaUVdbmszQPb6iaVXwCBcJU\/4mqKzTEY54hAr1pyF2oVCEnd5FnI33koICaBmshhhLxjQTUJygx\/F6jJlfkqh2KO6riObo6Xs+7kdGj7OeV9vBpuzqeDn3cIm7ZG9ltzYiVmRKKsMd0a4u1C8XHI6inq5TAWqsB57lUK148umRijBwvI1TSI4Y6PmxF7bDxRIh85kScqH9S29Nxr08tB7mKeqdTfoDGueUpm5imQx4mR1iP0ghaZCE4eQ4ZIvA3If5n3MIgxge9wrgpKwOmKYwbDMWoY5AjsiMfM+plywMYJieYdEg75TeK6ZAYgebjAr8+HRFyClQZ9el7W7bPQMQLqgrtJH\/lagKqYAorOAYHhYuoICGmXxZc3UCKFlis2hOQkrKAIzUIlbJX3z47D9Ucn8fGDSp06ZKv46vjesUt2ynT7SeFapiDCN2HlRzGA5PAfyIh64vhmT9t0f9sVoji4Je+m6x43WzoUG0tOVm0Z2v55O7zdtiKaCMZP5uxt4sykcoCWsmKRzX80ag35oe9YW00PYZJaCt7+rAvT3+UJ3rqOBE9o2xRY5UhW4vPMYHv05buhzmzEGF0Rm9FQLq6qHoLR2QovuLrkaCRdrkVMZ5S7xMpxNzTJY7AYOjRQBS00X5hdy8UM1g9nxKNNPTTTh2sz0\/Yp+WV\/XCF1cPyJVs91w2nvcosEKyNNeCNrLjE0hCqdt9wcMrm6Q6VUIryphGCucTiROC\/JDdF5m5tUxgBdsxvo+GKLOaxaM4gwtbAfC+xTYwCI34y2oXpHj2YGUauHETTMPlufMnN67mBwv2EjDcYvWQNvsrV\/Y2BYytLaB+oD5Bijy+EtGnXRfWuty+THCKg+MDR7HzEJrPLn0cqjPXTP7PTdyTT9x6i+YymTJsK2m8HmjbSu4aYYpcwxP72sPzmos0p5ZNJjTsbBRX35CiUz3sYFhKMSdiwTOvWRvxcppGVCo+ETYdIInlNtgoaDJISBfOm0iWOrJSwcFvGuWbfQJHePsuqr09Vk6Pb4tQYJP6w8FTWzReqwYZFKMXNsRLxv74Y1uZwLbK4TKARZUkWrrK6RAqHWiqAla7hzcD1VpioUIH6nf+\/vS\/hcRy50vwrXBkNlKqpNHVWVgpVmG57bM8Y9jamdxc7aOcuKDEksZIiaZJSZjVR89sXL4JH3AelzMpelAfTpSQZ9\/XiHd\/3iq4vnNKC4SJeXkOxo+3YPCsqy44F0H9mBvIyxG2PHMqOyMIqklfDYGHQLxpbeBOntWxGTJYGqQcnzk5VLXoZG9IS9cZDDEBbAM7RCeJtvBnR8lnmgOvbZ8G4S7YEUT1Wu9qb0kEko4tHadQX3hv1WtjCvuT+XdvK7KQI6JcUE6FtXMZZypfFtFMojbwdVF5YhSWqRipvZ2EUslOxRfphmFvPCqChIVssrEFnNA5pnmFRoV24tW9SAf6dMLiUB0eeJZ\/3Wfom8AK\/97uf4ANm7AXYEx7\/0fwKgu\/8AP9jPZ+eULGNS7ErnTuxrEKQKCLrBm+T8EQXLJvNxrJxPN99G9Fq4IBqVMlgkIM9g\/zHbku0cQ3uzDCT6dD4xL5hAE+EPoxABwozs6zqy7aPJr84\/anI9qCX6DvezSNAm6VYUff8HkNMDkUy8y0TwcYeGcrvHJ6wkrucFCg6bVE0OWatV\/Uk7\/TfKjcoY\/OxfBim8bHx1Qb9TR6norlzcgyfxg2jsRenuziNK\/Tly788oM+7Ijyisk1aV5nMl6w6FelY5cv0a5YdTdIEYiYn+C\/pZbUFdeG08pgM2OC6F3LA75bhXNM3vV+zNBBP9Eq5tfNKcT02cF2yU5WfbFRVojvbbadcW3Ra9iHXQIsbk8oNMk7jC2ea7DUT4c+rht6vvsZ0EhThljZX6CHJrVGqcDJDCrcZ3hwnqcJs1bbblHyI7YpJjC10XB3M9rk2izNfMtFzW1oPp2aLrAoEIE5tb1qcoUe3O87G8nBDU6jCs0xafktw92szb6OYa1rnHFZkjwKchOAR58q+eSkCBDa9xbTngypSlPalc7AgLgwlf3xbG3VNzaewxMrHMO+NToGhVSbTnIv1jBgp62HAGJDYO8wZle\/t5RpvpR8K2NMFa\/P8+bxxtBscSIYnK\/R\/9Uah1GpS+nMB3GxI3+VZqTHRCBvJ\/BnwQtSQH8z8kUCrLAeqt5v10hXzPIYUi8IhiITgo1r5Vvf7QpYjSfWJYUtScaxytoJ3VBQjqShsCJrYGPK1aA\/hhtSYg215NVkyJUp2DFiJTBGKlSmTqfeWqdpYDq2i+FhVFVSFtWCbuZZfOZypdh7ZICNzh+8gO5OmIl6kup+Tt52LOilSZ\/UyuKLSNi+NBXGhr6x4QqwuPiEW+hNCyg9gEXLbdqDe\/qsxynG2W0UxD2cn935MaASm30bRNvamu0KZtXp6wDvN5JgKA60ro36G7ocru\/MBrsnLPtRUdMaywA5a0ICtrIF0dtV4meG4rTZChA3sgaaTnVy9BoavZttyoEScxOlD6SuzxUwucogcXYZeWJv85W2i9kh8isIYKoefsFuhTSXdvM2lbh7WGGpNkWQ2kIKFFpzSCGGwYlKF7s8OW\/FmpjTXdk2yDTt2O+VPCTUjvCSu7ToaZLY0PLu77E3Ha6W7yzO5rqjk\/Q6kTrX6GqtkLUUlUqO9MGEcNu4Dhig6ayG2OKVuh4hiuZpckheuA3GpFqU4pR6HUTgbGMJfFeH2QRbZ1wMWEgWwjI2e6SZNXTH86i9NiANEsY3uJdrYBlxFtQ\/K4Up0FHhwHQiLB3VcCxXVJejLFxKnDgeveFywZ6eaD1iF+0ztTsJ5bUxVBLoWN5lT2ho+rmLAkNtGaHHK2jdMuT8hFFlVVnVyZHv7rcvVHdBFJzx3hX7l+plZBSvV9kc2iKcq3BDvtV2WVVZqDvZDxQ5sUra\/+J4ItZ5swsL12uCwlbVFXIr3mKA9SiN1RRuRS9Bsr7krW8AOiQBUIUWlEAgvBzj9attlQE4MN9nJDdKAZMuRd2qgMlROqSa1f1vONQbXuykfTUDps0u8AZ2dLY3VvcxRT56Pxl0POxjxbbayNkhLknvmkUKIL5xjeKG8GK1n3vVLa\/3yhjnaKXpqsM+ZPD\/Qbxm9mdrp28aeGstIUsPyCeTnC9DOSGeVVhrqS1WG9WpcLW3WBZszHeer8+GsKmXGeB81KUMMJ4aA8vtutj0ob7g5yLFCFMlQCxDOzdvUGlYhIhFdxcyWZhVDFKA++QymRZSXH5O4HgLkoMuzNdY+twGVWpFK\/e9ibKOjJdWOUBXGSVlfVRGBc24pE6wU5JhkGkIdQSNOhB875gABP+uWQoppNaE8O8paY1exadPdXWsibLoP3xZtSCeFnC4Ai2Uy6uIa6Ql4JaMZV1AbiHep1wGX7YNd9dWrZ2jDbrCZlAqjCdi1hO2XeIJ+T6bo996MMWbOxwaF11yyU98Gyp26io8IvpQtHVgak4btqPGf6R7z5qZZgOHepTQ04mWDVVbaWnoewzMy3jVlmFkm5ehcfv+cmeRsTT0\/9r4u2sZOdZkI0O8sHL9JPzF\/JUDaKtCCVY8DP78ABZXqqWsgCFDZkWvk5X41yrW3feAtlwZ2Grl2+5J9eH0tu79BcsGUvbWKOQbGKgnzEuGtBv+y1Nu3VMC+9nVUWywWcZ4O8XtoXYzanKosN1QdQJmqw1fwiXNrX6tbMOGt6Vsb3WxrlaZXI9lrM222yRA8lE+gMBekMjeCBYvCmp1Gba20yeM5eeXQMa8+K3AnlQY3JzAb7cQaOEmgU88xerST5AuUo7B6Q+SUOEn8RhjBRigsjIytXX7BEdT6hqwJkTawrFi67kNtmvsuOSfnZEtw2N7Z2T3EiJKgCNXSa\/\/AizwqiqwYgoU66yPCKNLuaTCb32C00loHiqqYPNNdsRZNmToHenWYIsxAQgvFqJ2W\/fnGzofA1XDUrUYzUVEfDbDQNEahVJd187vVO4teptv9LjgfdCFI9ldX5r7Ed6KGUdM3QvFKUcG11JGcbaM4hsl1UF20XIAabj8tQxhns26YBGXkfV+M0Zbkb8X4q8htddiyEN\/QHJhBuaYiMJlJmBcQ\/aOZdL7SXK2WBlV+XQ2do29rMDTahnwrVSyMphZpmiiCww3YR1Be0gjwurgzRuP28Ubinf3FFpiE9h6Bc52QJvhDkkOtlMk5BBXrYjXp+vLkoCpGfwffGAqqYG4mlSg+jLAnAh41BsPGFs1FgRXTuJC1nOeZZd\/I0zn1Dd4LfS3xq\/qtr3S28LWqf1+tqNd7tfvakCcLrgo70gusKPD1iGK+HnHLN4A7sRMmT0K42DwpzoC7uHxzl4Tp\/k1YjH3y61SMxzWrYbljhcmwCDdA\/E4Ll7JPFGXiUnahoZBdaChiF47tG7UL6eZ58EmnePMZ2GOfRs3zaehEn0VM8umQid47nra++DKVsi9e6f1OyzMWcPqwbYC\/sasI2DdRXLvgP+Vh9DFXOTDjM6F2Mec1SUxCfyc7xiklomskR3zC3aUZbHDdMYdP9tH9uJbCseIkk4MP4syY5xCFP4kfy2SDDuE5hupq2JZJZk\/ctc8yNKxJ\/PGmPJLao+MGRRGK7mtJ5CwfPC4Lv8W3CCYMyLlo76Y8klAsusSORZoluBh0p9KPGV+IMG6YN0J1PQRVDYfHgZ95s1lwLL3taRNvJxv0a4yKNzczP\/ADfzr2Nll14KA4SE67IqNAYAMpYvN\/voG2fqmy\/sPpmlumX9zBr8VQeAqM1hFbO0VPlTVO91pEAl94KzcIm1pGeTwBd5XABSmmq7vMM2g9GNDGu4FMq3A\/HNqOs8FYAts5u6ZfHZj7mvh2V0HYYaYou3BhBwWildIEmwMfAmwONXFb7eZkFnzROfju9diTzwBpo60N5Xlsh1Qz77FRXMFo+BJfOfW5lmcG77EX6SDEo0O3bz8ekBzSX4nfKIKJwHMDAwBNqN6FHtgbbZ0ssTzZjdU055G+VVZY7RyRhTms+UOXg7mAXQHgLHTjQ86lLL2nDuYLJwkZd2HmKWRuQt5Wt3q7MM9RWIB\/3x1cD8HNZ009IzKWSFWFu4N6TEwWeHslP6VhrwTorl98Rqzb7FGqnuSC9gCu8EpA1Fw098wxmBnrNhsdSRgn9\/Ug4sQOKYET+iET0JeGSl5Fvvzey6orxErVx+fDKAfEOxaJxuSd94fk3do8KZxve997ec4YmKHfFUu4uH6WCE6BBXNVP3Unt1huvGWODBMI7acShcX2oKoNx0LV7bNTCU68LAZGwlIppxUJvgoilHWEtpoWE49A\/CtuRGtqyp70vW1rjsYlbU+laI2eKq3RnzD4p1vQNEljiBD5BFPfKULk074FjefO4MAzEkMLHJRfC7YIN7s2SBW8B422HIny5t3qVq0HwDxxVgyTeDvXhMqKnkdzvSGOahb4SH7RKqMtY7Ib84\/C3IbSSJ\/uIxdhO7qXAzUp7zPUlpzH24f7ZmMPvCl7HJrwgPh82AOp39hoal85UIRTAfjsUGy13Bk4N7DGvhavRUv5S90flwMpOBepoGtX+ENa3dxEBmrBDT7QIh1MYqllpDzit4pXGGKj9zZu4Al7NBspLfuxnkzKY6OX6awKcfOgp4dtFDcKSoU1zgTwLYUs8FM+HwKFKTiwWOyMVkCvzVG\/kqp+msPeikj00uUkn8i0u6R8UOT+AfD87m6DdlmB1O8JVLi9MFMevTt87XhzmPmHuX9Y+Ll\/Svws8Xfx\/lSgsezMDPRZ4fTjmg\/s0CdqrIehj+EMfHKZ9H+pwg2WVe\/HttJWN6Gtnf\/KIzmcHdEs2Ohhgx+yJfIFEx20HEhpOyRYFfqAiJw9NAU5eCQ4XANAgsqjXBa5mCbqEtYkRUVpQWgoqEDj1vl8teNZaVWw1wZ22vI4AffR8sUVw0PYVtrK6o9XA5w5dS0NrosJJhxESk5A62gNaYsbV2qDNOYctSYtiwhIZDd+dXpy2FSyLCmfC4do9hV34114vAZGH0iNSoy+YXhq85nt+vrKoHxXWX40+N6QJQXpOVvTLkwwQICe9HFtiw\/RFOLdpBeADamVJ3DkoOSSCXRh6OhVVECkFY2Nwld9gHWouvn+6jWcyun+RdtmCo\/s\/UymhJjd3splQSW8tmYuSbOROVqbBtIqp9lsoZT7RTdfq4uohy0+b7CA7M9W50d\/jl2AGLcl8s0Sh9a8W50P\/i1cSlUDgf19JI5QNs5VbXJ7tS70YhXukQybTnC9Ml2X2410X4SbdZWdtodGy3fn5WE6+bzu7mqm6lzhjjdRX\/JwER6ptTtfriJT7DlZakJdAoXF125cpWb3KsMERAna4fxll4zHOEkm2wPAATYHJ2yrqkKcJk5yg9JOKzCZL7C5Kmgt17BqgLYw+I7RGNjRX14oIFzmLDRXa4w0PQE+GnjWSpWG1ER1i6iUtKtRsqkrk5xraggCPAjrlwiSpVpp2isUM0LZpn1Ri9PqJQN\/9TF6IHtVyXOSkTnIWZ1Zd6au6kTnAvZVOM0UdcX8ZdbI4oL2TYUFPYQA7bemMYCus7qyuCPDlEcpgp+AvrcaQhLdPoGctzAfccXpp58yOHPIYz3iYHmEm9S2diP10yLR2997A9v18JUmCPTM8ymRIHeFXW3AfMPZXQQbWR5fDYVKUxV57zSNlLBh3gYR2lMcn2RwwWUrLEq5916zDfjqPvXVqgR\/sO51sZDtr\/D0i+oG9hzbPEGvFryH9Qt48apu80u9v9JgPgnS5ZdotDZV6nRf2FRp27haKtVycQGWAnQ8yVJfImKqqv1STszfPJdtPZfbQbm253I32Faey2D5tCDNdKZ5tSbMHGIduwYJpi3efnmcpNk+cWYVnZuuOfPxdRDZLKB3LtuSv6jdcbQau6uzb74ooWjTQiOnZ\/PdMDrNJvEL0WkS8\/nFxIvrl6NUbPqnpytsmsCpL628HcsjzkMhCOv0m4N4mF6VliY51xbwePhDb8P37pB5locNQp25yJ3S11tGCvEShEVdpT62vjBG1F4Z65ZV1sPxeiVZEf+37now+n601vO\/asGx3W2MpD6\/wDK7V9fqH7PZdDZSnbW1GX9sQM2A3c0L9QDjlLDtcp8gWQ8C+Ou6zDslA4+PJn0Su7M9zlffjWW+963bk2aP24QlhgG2oYqjK3mTZ6Vv+iZFewvQIj6JyiOMhZXVMMX1r3qM\/JP6LCksvQKmarcSznQrONzNh7D4KKq7z66Hd+nSlXoncleOPtwQ+VJTXZzV2TynR22REHd0svDuvJn3e29x0bXFOMJlsa2d9jObxZuI6imJxXi2sCLQmCnoM2g1r1bWbokuduHxw6gVJAfyZzB5HbIi\/hUiQBW5tVr6Pv5+eFnbIivLgdwcoEENqyJ+wlh\/gquC+e61GGuzrQV45RLlYQFhDu3C7bCHLPd+krHXUnyIoMkDwN2FbCWiOoZWagHB1s2\/kzKOkBJjuc+2RWS628VFWYFWOIlq2XU+MJsdj+U2y9FVnDQ75RpjP55bRu7RTG+2aE5d\/XurpL3ezdTHvv59VA\/B02Z1BHaJ7CaDe3ixhRKTseDA0PF44JusqrKjXJ9mV285uxnZxh+LuILFd8xgXXRlF8laaYgRb7azQWyDlgFsVHvAXU0zDgJmrknrpdyLdFpLmbsRIyAtlKEG\/cQW7e9yq7xgvBeh0E1lXWLr4Dq+FSTlU0n0PIRIv\/VFzND8YjjGUaSUyKXTXvSsxP14SRRKRFNYqoWiWyXVKi1ISHcno4YlyipaeolRAX6sn1WhCY750ZLVcIuVRb0lUlervl7KXQ7ZDDhRyiw+FXI1Pj09eLO6bLIAMApWcTXxG2\/A9PVFE5o6QFIzYZwv5dw1mlqAltntkkRSLRw5lRifAiWx9VRbqJT766LDHGfb6vNkMcmDnM7sPE7oJlmoetYKwieeGNxSv\/rbo9xtav2clLswKq+KKtdeHHoRztq+HCldpjaJDoMF9hw3lt42Ra3tdmnKR6xLtKbKbXOWMa3aWUQH0Vg63cY0nBjKGMFTYWXex55czG7zvbecQVwHSw7A3Dy7287cDtFABK2VUirym49lyOJ87OrRdA3ruQ3NhmZwnJYCJJik9cv6tevqUjHTfWVtTzasJZz3Rm95nY6d+Ufa9aAmedE5ydgMEDjE86eUHk32izqnzkfQ\/nQA\/zR7cE8+MFlNhNd9JGj0+6B1Z4DoNgZNw7nDA1Nr47lsWGVa15WrMO10Yg40mS59pS691+Dq0Gz4DHFzhsx3Fb9NGz4+DG3H1wibrpQ5YiC7fSii7PCY6aLKGbPM1Pu9N5muXdjDZj5TgbFbILrE7GdEkKMEFW0AdHUReJTEIqktzUEqbOOzBwTLtpGutsGxeB59bBI32vtsh5nRa+sGajJp69NHDGvrj6OLZTNODfVpEbUqhtnOQU7zV7PzwV8ucCiuxKqy1EygKqlFbjKVv7l4R5LjCb7sjZE+LvvhCdaOS07r7cjtyVwoq975rPfUsN7YTDl1jgiSKWZpmNZ+PPCkWtIn1SAPZu+t4L28tkHrLo8vT2VTHp+ZykbeKBmVTWsF9Zu9y28jY\/02nNTv7xC+6EF2Ce1MeXSjnWkhsXwtzpP6ra+9g\/taZ1tfe5+xp05i6LLarrYj5ZKELE\/gXMNBvqrYw98AxDhYiY\/HySeDDgi+QU9xZfEZfUXWfLZNshK5XKWJHSE+HlFRxmd0T+lIdvETinoEg54hkwJ\/kwMnnB955ITofDCGM9i5QvMVlkB4kErp0BjsrlPSoghGhyZz17wuGS2FOISNKzQih2Vu7fZJnXjt+TYWC5DKAZ0MNAVBC\/tEedNgwdiPHHq8rRHcqPxWAzEe3FWwiggNU9PpY9lIUhQUqgAwQW2IoXFkYWH\/+w0JCWPWyDFO36zA3OJjdSNeMt4EByeqYtcag195X9utNuEWZFp+SnIthbLSUE0XUi2HudHmrIDKsUmqWC9i\/ChA9A5Q5phKewfj88WR+E0gLaPYxPpJPqae7srmhBUGgdyWFrf0\/IvOB29CnBXG\/rtVoAQpGlwNq0gplTwrLYU99ewAj+Cyr9LalMYgJ+X+RMgSO2VScxPzOxUSU1P9prO8SgSyv8RQVBbxo2qt\/TEay+M550sS0Ol3G17\/zGE3ZgF3HbVd7bW8sYYQzyWZgUTinoYV9LKtvXnB7dQL1U5NnXYBnHNwzGFFGBB3qDVVys742E4nLDz6PSDv2P66qsycgbWV8N64ZMejBM9UlAKqc5iHAZ6+c0qP+6fDf5O6XDlJBaB2tZonxPlCCtEPM+V2JsyUBUgG9FRZtZMEfjgxJ+iqzypXeY+5wbl5N4pLpCFtiZKPrGneWVKDrGA9NHCNvSpxfL0mMsiHQBsxXQU90w3PQjF4SPR4Qf7CcNhKJj\/cGuvmmHj\/3iFxp+OkhddZoNgPBQwE\/DnefzVAb8wMtyJuUleWwqxyoNxQ5QciiGydY1QQuUyvWP7C0sfgj\/pDYhYI16DBwdzyq0Zb\/Hfe923pFDaDfbA\/33vk70PYwNxRvclryShCWL44x4t2L9jJRmwh5yfFMTg0haAGFxyveLeTAsMe0vMQm4Enx\/jpTZx6ZbHf+FIxy1sF3\/nUnB07lZmcVXOfmLZa+Q2jZ8\/sOcNU4xxHiVG0HddXnFikwP621KouGI5Le2OvWtiULOaZShTktwT6udxw1c0rLP5dKhEtryPD4F1G2Nre8ZKNtmGiqUtw75MLMhpnXLuTeaj4ID3mhLFuHlFHGW6uwuI39OC6S8Iuempwe7qTi7FNMkNFdCucUm65xKpX7TVR+DtQ8n5Pg+V342tt4vKpic8wXG2QngPe864fymsoNfsLHByXZPfEZ8uFprtrKQps0Ysc8bgU27Dy734HFW+8VyyBbGK0HHnFzDFG68VZS2GzzQYGg7I8UIbXl6ekKmlodhw30eiHjCw8V8JWYoMKrwjw2rTPyfezSUN+pxQ11eVwWIYST4mUCEvEQXH01rfxvKBbvc9qvVwrwFa8EjKOhRF7ziqQhO2LNrTPwmvTLr+LGV3dFH\/tGreY+3I1uAy\/39rv3KWgTj0JFgW\/Ncs56CY1anz2cOEoZtWMazpCtvlYJ5XaKiZ0dabVoIHWC06Tiyj5Kw8nTS4y4lbDPDTYcOgmvnS8oK67sIxgDFCamc++xVg9c5yqJZftxvUQqihVwAsdojUAZ0eNf2VytsTBT0TCVNjN8iyfbGqx\/x2xszkAh7lTNFhbS4zN4IAEfDGMA12wQ8TBZo\/pUc7IF8PQzcRpA4lpGweIjZO4lWe57IAxzps864Hj7FhA6SQXAcLlGYe+ZsflOwzpXCiMQHjTl341mrd6QeVaG\/GtTDNFK38XwrW5C+0wBcFKMBgCWrh8QeorazO1riNFJr2+4Wpf8D4ptuDoBAkJbRAz3Yy2Cq4wvUBrty2xOQ4JO4AcUnRGxSDcT9PZC2LdMKhKIWR4EE6YTpJimcXEg0TA0ng\/GyKwgcO6LbxhnEayTdgaM78XUTERmrjGp2oDPi694SVQBtCy0+pWNSzuqNO4cEohLC42ucpauKhzVZwHA8ZM72baDotztsSXzY5rTJMN1hHrTo0FfWroULqF4EyJuXNFezp850083s\/hBUkV7N2ZOOsrD1wvGFQxW58c9B4rCOIEJ28DzTTg97SvVPuoz8ILSnjsMuZw6+Dtsj55gKG4sVBCzQzKMssbbWWWWqZ9jTLEtYHXcOajtza925xKJOKC+W\/lFgXlp8OppZ8tysumB12EfMOmMjnUsmCId0OOPc4wx8EWUBYhDWGAAimfOfjKqkDV9mAbFKuv8WRfK8o07khDiht0kzXaEtooEvsoep1eCIAAWFMqOAHJLXrM4Il+Q1dYLv0BcBEViU5cw9Sk\/ZaLkvzep75H6T7co+h+TKR3qpcoPhPXQkkcuWbTmxs627iUpF6MS+Fsx27pNCITTXPm4pZlaOzdISzfdEF8GEbH76Bvxmzkxri+inHrKnLHoMZiYKemfrPBOfQ0d9KD6poMQgN0taeitkLYWSxEhJ2Vwbi8KxWa61oZymJh+jDk3d8DLghXA23uxT6mREvEdhlxDbmQN0mDeYE3NNEnYUCQjNXIyf3\/r2lbYqwBnEYCT9bgYgsKVbhFxi6WDxp0wAFmxP4KWVZhFW8lXkaau4Ts2iC9X3D7bcC6wt7JR0OIvl0PFm9d70+MGuyCm43Qva1ukZDxoDTqlBeaqdpES7k7Rxon2GXtxKoqubvK0jkz5T6pgxsBudazjT2wuakwHnf8PaDIHt38BZ1vGkX2OExwFA7e1RCdF3WGS212opdlECiZPk2Tr4WbMQbimTLSIucMMtNTExvrUYPbQZ0JdSPvig+jBJ0RoP6KKuWVY+6N1II9V\/55ilFFH0l6ddBVVF\/PVlen8E65855Lr1wtrOJqIpF7G9iOUmOp8EX5XMAu8XKsstP2gI3VBgYokRmY2MPJCrzMIE6f+njDIbsxvrNoybJpvGYlSVva0o\/inx9GeRKmo3sOJ8CGrFFVQhKmmKqExcta29JGiqqymZEcdBAKYVdROZiRw92kzUgJB6HqKrgAcJZaVj8RPrXnrKa3eSONIqxBzf1G3BFZ8iLyZwGjo2I5yTchnBKY397BDTbfZkWKCpHSQaHo6Wz5cgs\/649HVXtqnDWK+pFLjLJ2M3ntlN1nrMf6eojnOVz\/Lepu3Ykz28pfg3wl1+BWylumXliqbJKzTMeIt9z4V7x429HInmz5SvN9war5A84p2oXZXX3FnVrwsGhYranDQqQUcYGN\/KLuWlZ0tukGEwo9RyAgQmVqIZEl3UFzu7VxXUTDEKafHw+oQHqyWxmvrZQIV8peqgHtz5NmL8XbNbhpPSDNGJIPutOul9FuFktlCTdRfOyF4ZvgVv3lIatqthJUz3GF36zWJsX\/JE9rO4f3PPW2cbEFN2Hl0aLons5rkK\/fQl0WJKSxtacwkaTTiKsORxUPkHGT5vJPihcrSW2bbA3B\/7N5AnPoUxbju\/ApjVzcR\/KU2GOa\/lNtgSlwKx\/iqu1my1FWigE4PyyzywZOyM8aazxPuek6V1EQZI\/5dcnW7EOJ3JjKHGkCNO11R5DPpai0jMG1p0VoFZUzpVWFbZjlSUkq4sW8yCrgU3HorVpOIlpFT6XzprfBsTGAXmYj6GptEaBIbgjhdPr5vz6MyirLJx2IaTm6N2RnQAI9xC3+5yZtfx07dNAUtb8+dTihvx7aXw9Z+6s6vA7s0N7brQ0Kei4nYMGHAMwrkMzH3r4Kw\/ACw9u8D86PZo9cV3gzeyU9DS5GqUXGCuW9oMCkrJA6Tzbve1bmeuvNxhegZUigBw2GdwIftMCV0V6+ce4p+jBKQNcxoqEqrEIFXs1Qkds\/q\/G\/YLB0OgZSgTQsiuzxvhPW6cMIYpgkUuxcfx2Ri7hq51riV6IIOTRhoLPpRI75kRYEldpIWh8ADeuzi9Cl0Kh9lBDxdCbGztBisn7Nx2sX3hKJyPe2lpNR9U\/1C8bg5vK2D17pcqybcsAloyWF4d0z3HOFc2b7UF+ayeF03NRakcZED0Rig20LbLRdDo5DIAeGGxXjRo7gbSmOqmqO9tlJqqcpQTawJmGz2WhwiXAUkF+1OyKHdd6uAcy9xr1Z69YRzenTJEIoB5Ef9J7t3ldlOecmS+h71UBtXUaGOwtzQ9mEJYJa9pCLTJm4FoTojPQ1eaC8kBzCuIDsxvqWHjjEAYUCmWAN8OcJY5JYBoEoGN5MZ+ioYaxyRC\/o6s0QLqrvg10vWgEd6EsMa1dCbvx3hLZZ0VAcnNII4UHhX6l26HYQuy0Lp+uy6Sa05F5nsZvRjWuitJzxBugsvsJCfaiHzqDJk9wXY97Oa2qeDy5Dzk3bCqXU4amMMIeb67Z6Q+yDgTXBdoLqySRBTc92lBRx80DS9e7Atcb5T6FkrLDydinVullQ8V3D69VGgZEg762veH53t0G7rEDq90RelVsaFKXdYX30m8PMP8z93M8S\/5T4SexHiR9VfhT5uxglUYkqn7gPj6WQLfrMcaZjq6jlBHltgXXvEm3HsZQgz15l1dduc6qqLPVDP07zU+U38KgtU8gvVbjBYv392HZ76Wa99XaSICl2sw0Cw3Ks+kPurpigCdrIZ9BknyheHBTPURKq8ooeLNkk5ZXsNVKo00PtOj0UKttfUaeRiqv2V979SpNWD0Wa3TSSNInUUlQwGdgslZ3KHgT9JFAkEGBKcCApx3I5W7uRZCvKUhDbQG+Az7ogVwjKqveBnDo2wadWdSov0413kqeVgEMxgttXE6aqEATXRJx2PhXuME+WNzkTAoXBAG595uJmNr7UWO\/6YVSmYV4eskoktA\/Lg5zQHkb1OTntHdpzyB6NuyJNDC8G5czG6qy9LKldWBpBnTLZxVVL1ohh2uWEjdpik9iuWOzew4o8hpVEEBS+eiBPO3H59cxtb4vloO3sIDKU417Mk3CLBLYCBsiem7PkAds+wOgW20Ud6lyV40mW+pLGt+LnqgNpsz\/+3Dnq56wcwM4K8IE38Vovxxxf+TNF2yYIiEFMOIu2Et9kn9SmW4D9bgN7teNRZoE22GRcW6NLWEA\/rVjYbWZMg+c6xIz3JDNmIXO4m301mq5rEVyc8YSa9B4W7Tmsi1v+\/GLVNGS1TxRCnVPlw\/INrgC23txtD2j7gKLx2DhxHc5rbUHkRH+sTf47kA8hgTe5+SZokqQi9e1sexBRQ+f2qKEK\/zEFfQc0SsJZpV4b11kMV1kHTQ8tTB52k3J7QEd052FTpBeFxYOiK6KwQs5iuCqvavBmNR27CfGq869K7aug8nOUzgwx2n9lgtF7PZNm2U0aG7hXh5NvU6XwT7wRaNYDZjxvlQqMTZUCqJFI381usitdBpfs85A8istwk6BIvrO2b02If9biTdffTQrlJrWXzmX1590S4GM6zUkaYnEClNfNzrComv9Kpyb5DKWR+iOLkimEPqZgyNdQrOoTqYJ8Ms0t+s4BPNIKDpL9SJg6RqGXxbqyJ2drqNghCNCfB+dHf36rIhNM0OQYxqm2FI6H0l7QPjtfSXhsYautG29Wkw2qHhFKLSBnrxXZAJPnkD2mtZX\/pEnfxuHZdwBzYZmjLayvKs7uvJn3e28qiVoyEvvS\/iyWZgVSJ6IaOmYR+jDaJ9kGlgTNa7tmo9PyMJ181uV3BZX4RK0Tx0V4pNW1gSL5u7UN3hteIbl7XutTCdMHmwaabm89F+g3amMDFNvsUKHE6VwTLkSl3RdhpXXgt5rmbW6JJLSKl8KpG8NMld0DkwncIcYObulT64vg8eEjvtdgDVBcES1+mGTj+oy2VVZM0G7XDs+k3IYJSDGkMGWOjb\/fIczRh1ERp\/vR\/UfiYK4oStn7pN1iTdRle03uTZ409n+btTY9EZZUfaKPXlBmCn72OF6cHVK9KaNL9jyVueog6VsC6W2S83EL+dN68CQEw4Q27kO3mNQxIUKUhzE6UzA12boo4s1kg5JSS+EijXy3PLykBPHY\/whcfnZVF3VPAaFNpgsZmimmoR5A7UEN\/gvqyea8kxOMi+RaJ1peFNF2ig7+NcuOWud4aUgq03E6xNPZ2MSso6kXdRtSu8hDS5NQJ5FVCseJSZpVaDgq3MyECjeTGCoZLDjvLSveAscthoowxi2+Gs0ENV11A9Ds5PDzwyjJwghv5iKwigB7qKJPpZ4Ly3+pEgHvorh4U1TJ2FgxKk99lpJcUFFkxehedM0W3bGXylkbR8j2NseaCdkLBX\/FoEHVXZlSVSpDTCtgtNWSO2B\/21OZK+cX3PKM+hu9tH2oB4TMYRkkrVw9NL8onWfMYc1i5w4srEp4thzeTjt3dENRhT2rapAouASEo1CwH6tyLOxULe+3B5N9XVmCF1UDZwqkjepr9mBZbO3V5QKupTBRKVmHn9DCRFA7BKtcVM7lsD1NbiVmdzppuJCJiIhUqln8rvh\/IJ3GZVXzSOhnVJCghskGHcJzDL0L+14Yp2K9VbU65tXn2mJ7vIbJBSZJHcI95ARHrAqwwmpdwSZidFyRUA9w\/QIops46QGviCzu1A3RLa0CVeRqpJ3q8man2NWutK5R+iVUE0ttrwlvv7EmZ7SpL4Kh5\/oRdw+1u2KzspamdUM7ErSDSc8+qnowrwVZucniaL696cKq8Osv6Eu5O4\/mFNRZ85M2QLadzVmx8FavMO6Mi3n0G2VsZu+JFWVWpPRcfKbDDtdkauTZpL8mzfntvZpOyeIm6ilIpKZIV4P7tto0ZBHLI0Wv5uszSpH7rDVhHMd7ObHFBVC2SpXJ5QQMmG3uf+EDtCL++xME5KWgfVHMYncovwkJWNywXAl9v9OO75Gzs7k78rd4Z\/q41eQ5FoG6vvyLzs2gvk91kg\/VVlxOW8XgYP4zfIAUNXr5\/r+0aFQxZ4\/o5QAgV4wkCdbAJcX2+YGgYY7C1MVs1r4+tM5cqmKRSvujcwARp0s5PSivF7gp5DLzgJGVkwGsN6Do\/I1fDLWtMBrCdqU67q9XfTvX62+nY1DpGUStlTpDwIHI3\/JV2wiZxrcTvnNqcgr7unPHNW658NV4C\/ANRewJEz7pD81EjznaB6rtTktA6xl38hCIJJMVsuni3uJ2vFivh2nV+5M3d5wP\/JDofbHnhJLCr2ruwu5KObfwd\/LfcFgiltU3TFPGyu9zN5xAvh5U9p25XBHaSU0qofIACBvNzBaWnygLY9hcO5FG0Pi3jPUYQ7\/7AxlZ+sksSo6yeTFD2LZTYLZQYZfJQYniuCyUm711DiVGmCiW2jxj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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-nqprurxu.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Reinsurance and Catastrophe<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Ocean and coastal science for reinsurance and catastrophe<\/h1><p class=\"nx-scene-lede\">Ocean science explains <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h11\" data-tc=\"NHS-1 water.coastal.storm-surge\" data-tk=\"Water systems \u00b7 Coastal and sea-level hazards\" data-td=\"Sea level pushed above the tide by storm wind and low pressure, flooding the coast.\" data-ts=\"NRS-H11\" data-tr=\"draft\">storm surge<\/a>, sea level rise, ocean warming and <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/hazards\/geophysical-hazard-standards\/\" data-tc=\"NHS-1 water.coastal.tsunami\" data-tk=\"Water systems \u00b7 Coastal and sea-level hazards\" data-td=\"A train of long sea waves from a sudden displacement of the sea floor or water column, flooding coasts even far from the source.\" data-ts=\"NRS-H11\" data-tr=\"draft\">tsunami<\/a>. In catastrophe reinsurance it supplies <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h11\" data-tc=\"NHS-1 water.coastal.coastal-flood\" data-tk=\"Water systems \u00b7 Coastal and sea-level hazards\" data-td=\"Seawater overtopping or breaching the shoreline and flooding land, from surge, waves, high tides or a raised sea level.\" data-ts=\"NRS-H11\" data-tr=\"draft\">coastal flood<\/a> hazard and the ocean conditions that influence how intense tropical cyclones become.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/stem\/\">Back to STEM foundation of Reinsurance and Catastrophe<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contents<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">Ocean and coastal science for reinsurance and catastrophe in five parts.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"protocol\"><div class=\"nx-hero-panel\"><div class=\"nx-lv-steps\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Protocol<\/strong><\/span><span class=\"nx-eyebrow\">5 steps<\/span><\/div><ol><li><a href=\"#nx-sec-application\"><span class=\"nx-lv-steps-n\">01<\/span><span class=\"nx-lv-steps-t\">Application<\/span><span class=\"nx-lv-steps-d\">What ocean and coastal science does here<\/span><\/a><\/li><li><a href=\"#nx-sec-data\"><span class=\"nx-lv-steps-n\">02<\/span><span class=\"nx-lv-steps-t\">Data<\/span><span class=\"nx-lv-steps-d\">What the method consumes<\/span><\/a><\/li><li><a href=\"#nx-sec-checks\"><span class=\"nx-lv-steps-n\">03<\/span><span class=\"nx-lv-steps-t\">Validation<\/span><span class=\"nx-lv-steps-d\">How results are checked<\/span><\/a><\/li><li><a href=\"#nx-sec-connections\"><span class=\"nx-lv-steps-n\">04<\/span><span class=\"nx-lv-steps-t\">Connections<\/span><span class=\"nx-lv-steps-d\">Topics that rely on this method<\/span><\/a><\/li><li><a href=\"#nx-sec-stewardship\"><span class=\"nx-lv-steps-n\">05<\/span><span class=\"nx-lv-steps-t\">Stewardship<\/span><span class=\"nx-lv-steps-d\">Who maintains the method<\/span><\/a><\/li><\/ol><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-application\" class=\"nx-section\" data-hue=\"climate\" data-tone=\"alt\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Application<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">What ocean and coastal science does here.<\/h2><p class=\"nx-lede\">Ocean science studies the physics, chemistry, biology and geology of the oceans and coasts. It informs <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h11\" data-tc=\"NHS-1 water.coastal.sea-level-rise\" data-tk=\"Water systems \u00b7 Coastal and sea-level hazards\" data-td=\"A long-term rise of mean sea level that raises the baseline for floods, erosion and saltwater intrusion.\" data-ts=\"NRS-H11\" data-tr=\"draft\">sea-level rise<\/a>, <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h11\" data-tc=\"NHS-1 water.coastal.storm-surge\" data-tk=\"Water systems \u00b7 Coastal and sea-level hazards\" data-td=\"Sea level pushed above the tide by storm wind and low pressure, flooding the coast.\" data-ts=\"NRS-H11\" data-tr=\"draft\">storm surge<\/a>, marine heatwaves, acidification and fisheries change, all of which affect coastal populations and trade. In insurance and catastrophe, climate and hazards and disaster and crisis, ocean projections guide coastal defence, port planning and fisheries management. They link marine hazards to food security, shipping routes and coastal economies. The canonical description is on <a class=\"nx-link\" href=\"https:\/\/therisk.global\/stem\/science\/ocean-science\/\">the STEM Commons<\/a>.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cols\"><article><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\" data-size=\"lg\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M2 21c.6.5 1.2 1 2.5 1 2.5 0 2.5-2 5-2 1.3 0 1.9.5 2.5 1 .6.5 1.2 1 2.5 1 2.5 0 2.5-2 5-2 1.3 0 1.9.5 2.5 1\"\/><path d=\"M19.38 20A11.6 11.6 0 0 0 21 14l-9-4-9 4c0 2.9.94 5.34 2.81 7.76\"\/><path d=\"M19 13V7a2 2 0 0 0-2-2H7a2 2 0 0 0-2 2v6\"\/><path d=\"M12 10v4\"\/><path d=\"M12 2v3\"\/><\/svg><\/span><\/div><h3 class=\"nx-h3 nx-mt-2\">Storm surge modelling<\/h3><p class=\"nx-p nx-mt-1\">Hydrodynamic models estimate surge heights from <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h2\" data-tc=\"NHS-1 atmo.cyclone.tropical-cyclone\" data-tk=\"Atmosphere and weather \u00b7 Cyclonic storm systems\" data-td=\"A warm-core rotating storm over tropical oceans whose winds, rain and surge threaten coasts and inland river basins.\" data-ts=\"NRS-H2\" data-tr=\"draft\">cyclone<\/a> tracks, with tide and wave set-up, for <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h11\" data-tc=\"NHS-1 water.coastal.coastal-flood\" data-tk=\"Water systems \u00b7 Coastal and sea-level hazards\" data-td=\"Seawater overtopping or breaching the shoreline and flooding land, from surge, waves, high tides or a raised sea level.\" data-ts=\"NRS-H11\" data-tr=\"draft\">coastal flood<\/a> losses.<\/p><\/article><article><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\" data-size=\"lg\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 2v2\"\/><path d=\"m4.93 4.93 1.41 1.41\"\/><path d=\"M20 12h2\"\/><path d=\"m19.07 4.93-1.41 1.41\"\/><path d=\"M15.947 12.65a4 4 0 0 0-5.925-4.128\"\/><path d=\"M3 20a5 5 0 1 1 8.9-4H13a3 3 0 0 1 2 5.24\"\/><path d=\"M11 20v2\"\/><path d=\"M7 19v2\"\/><\/svg><\/span><\/div><h3 class=\"nx-h3 nx-mt-2\">Sea level rise scenarios<\/h3><p class=\"nx-p nx-mt-1\">Projected sea level rise is added to surge to estimate how coastal flood return periods change.<\/p><\/article><article><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\" data-size=\"lg\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 12h-2.48a2 2 0 0 0-1.93 1.46l-2.35 8.36a.25.25 0 0 1-.48 0L9.24 2.18a.25.25 0 0 0-.48 0l-2.35 8.36A2 2 0 0 1 4.49 12H2\"\/><\/svg><\/span><\/div><h3 class=\"nx-h3 nx-mt-2\">Ocean heat and cyclone intensity<\/h3><p class=\"nx-p nx-mt-1\">Sea surface temperature and ocean heat content are examined as conditions for rapid intensification of tropical cyclones.<\/p><\/article><\/div><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Spatial finance<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">A parametric trigger, read on the map.<\/h2><p class=\"nx-lede\">How a storm crossing a trigger zone would set a payment. Real geography; synthetic storm and design terms.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><figure class=\"nx-fk nx-sf\" data-fk=\"parametric-cyclone\" data-gl=\"sf:parametric-cyclone\" data-sf=\"parametric-cyclone\" data-sx-credit=\"Natural Earth (public domain) | relief: GEBCO 2020 Grid | synthetic storm and design terms\" data-sx-src=\"Natural Earth ~ public domain ~ https:\/\/www.naturalearthdata.com\/ | GEBCO Compilation Group (2020) GEBCO 2020 Grid (doi:10.5285\/a29c5465-b138-234d-e053-6c86abc040b9), relief ~ public domain, not for navigation ~ https:\/\/www.gebco.net\/data-products\/gridded-bathymetry-data | Design scenario values by the Global Risks Alliance ~ illustrative, not data\" data-sf-learn-views=\"compare\" aria-label=\"Interactive map: a synthetic tropical cyclone passing Jamaica, with a trigger zone coloured by modelled wind. The panel steps the storm and shows whether the illustrative trigger is met.\" data-nx-z=\"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\"><figcaption class=\"nx-fk-cap\"><span>A tropical cyclone passing Jamaica, read against two ways of triggering a payment.<\/span><span data-honesty=\"true\">Synthetic storm and design terms, not a policy or a price.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P02\/stem\/ocean-science\/#map\" data-nxf-title=\"Reinsurance and Catastrophe live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"finance\" aria-label=\"Data, Monitor, Validation\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Data, Monitor, Validation\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-data\" aria-selected=\"true\" data-key=\"p1\">Data<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-s-5-sec\" aria-selected=\"false\" data-key=\"p2\">Monitor<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-sec-checks\" aria-selected=\"false\" data-key=\"p3\">Validation<\/button><\/div><section id=\"nx-sec-data\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-4\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Data<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">What the method consumes.<\/h2><p class=\"nx-lede\">Datasets and records used by ocean and coastal science on this platform, with the role each plays and the label its values carry. Sources are listed in <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/research\/sources\/\">the source register<\/a>.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Data<\/th><th scope=\"col\">Role<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Data\">Tide gauge records<\/td><td data-label=\"Role\">Observed sea level and surge<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OBSERVED<\/span><\/td><\/tr><tr><td data-label=\"Data\">IPCC sea level projections<\/td><td data-label=\"Role\">Scenarios<\/td><td data-label=\"Label\"><span class=\"nx-chip\">MODELLED<\/span><\/td><\/tr><tr><td data-label=\"Data\">Sea surface temperature analyses<\/td><td data-label=\"Role\">Ocean state<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OBSERVED<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"data\" data-nxf-kind=\"data\" data-nxf-resource=\"nexus:\/\/gra\/A-P02\/stem\/ocean-science\/#data\" data-nxf-title=\"Method record\" data-nxf-height=\"520\" hidden><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A-P02\/stem\/ocean-science\/#evidence\" data-nxf-title=\"Evidence\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-s-5-sec\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Monitor<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Forecast verification.<\/h2><p class=\"nx-lede\">The screen a team would use to follow this method: its measures, states and decisions. Names are examples and values are illustrative.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-cat-method-forecast\" data-cx=\"cat.method-forecast\" data-variant=\"section\" aria-label=\"Forecast verification: illustrative console with example names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h3 class=\"nx-fk-title\">Forecast verification<\/h3><p class=\"nx-fk-sub\">Reinsurance and catastrophe \u00b7 Ocean and coastal science \u00b7 Run R-8822<\/p><\/div><div class=\"nx-fk-actions\"><button type=\"button\" class=\"nx-fk-btn\" data-fk-act=\"menu\" aria-haspopup=\"true\" aria-expanded=\"false\" hidden><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11\"\/><path d=\"m7 10 5 5 5-5\"\/><path d=\"M5 20h14\"\/><\/svg>Export<\/button><ul class=\"nx-fk-menu\" data-fk-menu=\"true\" hidden><li><button type=\"button\" data-fk-act=\"export-png\">Image<small>PNG of the map or chart<\/small><\/button><\/li><li><button type=\"button\" data-fk-act=\"export-csv\">Data<small>CSV of the figure&#8217;s values<\/small><\/button><\/li><\/ul><\/div><\/div><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Skill above reference<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Reinsurance and Catastrophe<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"4\" data-t=\"chart\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Forecast with range<\/h4><\/div><\/div><svg class=\"nx-fk-svg\" viewBox=\"0 0 460 210\" width=\"460\" height=\"210\" role=\"img\" aria-label=\"Forecast with range\" focusable=\"false\" tabindex=\"0\" preserveAspectRatio=\"xMidYMid meet\" data-fk-chart=\"cx-cat-method-forecast-c0\" data-fk-xs=\"lin,0,23,36,446\" data-fk-ys=\"lin,0,100,180,20\" data-fk-series=\"Observed|ink|l||0:47;1:44.4;2:44.1;3:41.5;4:42;5:45.2;6:49.4;7:43.9;8:43.8;9:40.7;10:43.3;11:43.5;12:44.2;13:40.3~Forecast median|acc|l||13:40.3;14:41.4;15:42.5;16:43.599999999999994;17:44.699999999999996;18:45.8;19:46.9;20:48;21:49.099999999999994;22:50.199999999999996;23:51.3~80 pct range, upper|s3|l||13:40.3;14:43.6;15:46.9;16:50.199999999999996;17:53.5;18:56.8;19:60.1;20:63.400000000000006;21:66.69999999999999;22:70;23:73.3~80 pct range, lower|s3|l||13:40.3;14:39.4;15:38.5;16:37.599999999999994;17:36.699999999999996;18:35.8;19:34.9;20:34;21:33.099999999999994;22:32.199999999999996;23:31.299999999999997\" data-nx-z=\"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\"><\/svg><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"2\" data-t=\"kv\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Method card<\/h4><\/div><\/div><dl class=\"nx-fk-dl\"><div><dt>Method<\/dt><dd>Ocean and coastal science<\/dd><\/div><div><dt>Reference<\/dt><dd>climatology<\/dd><\/div><div><dt>Lead times<\/dt><dd>1 to 10 steps<\/dd><\/div><div><dt>Label<\/dt><dd><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>MODELLED<\/span><\/dd><\/div><\/dl><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"6\" data-t=\"table\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Verification by lead time<\/h4><p class=\"nx-fk-panel-sub\">held-out period<\/p><\/div><\/div><div class=\"nx-fk-tablewrap\" data-fk-view=\"table:cx-cat-method-forecast-t2\"><table class=\"nx-fk-table\" data-fk-table=\"cx-cat-method-forecast-t2\" aria-label=\"Verification by lead time\"><thead><tr><th scope=\"col\" data-col=\"c0\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c0\">Lead<\/button><\/th><th scope=\"col\" data-col=\"c1\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c1\">CRPS<\/button><\/th><th scope=\"col\" data-col=\"c2\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c2\">Brier score<\/button><\/th><th scope=\"col\" data-col=\"c3\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c3\">Skill vs reference<\/button><\/th><th scope=\"col\" data-col=\"c4\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c4\">State<\/button><\/th><\/tr><\/thead><tbody><tr data-fk-key=\"cx-cat-method-forecast:r2-0\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>T+2<\/td><td data-num=\"true\" data-sv=\"0.2\">0.20<\/td><td data-num=\"true\" data-sv=\"0.28\">0.28<\/td><td data-num=\"true\" data-sv=\"0.33\">0.33<\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Marginal<\/span><\/td><\/tr><tr data-fk-key=\"cx-cat-method-forecast:r2-1\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>T+4<\/td><td data-num=\"true\" data-sv=\"0.16\">0.16<\/td><td data-num=\"true\" data-sv=\"0.18\">0.18<\/td><td data-num=\"true\" data-sv=\"0.36\">0.36<\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Marginal<\/span><\/td><\/tr><tr data-fk-key=\"cx-cat-method-forecast:r2-2\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>T+6<\/td><td data-num=\"true\" data-sv=\"0.41\">0.41<\/td><td data-num=\"true\" data-sv=\"0.24\">0.24<\/td><td data-num=\"true\" data-sv=\"0.27\">0.27<\/td><td><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Skilful<\/span><\/td><\/tr><tr data-fk-key=\"cx-cat-method-forecast:r2-3\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>T+8<\/td><td data-num=\"true\" data-sv=\"0.14\">0.14<\/td><td data-num=\"true\" data-sv=\"0.19\">0.19<\/td><td data-num=\"true\" data-sv=\"0.36\">0.36<\/td><td><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Skilful<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Forecast verification: the screen&#8217;s structure, terms and states for Reinsurance and catastrophe.<\/span><span data-honesty=\"true\">Example names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><\/section><section id=\"nx-sec-checks\" class=\"nx-section nx-band-panel\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Validation<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">How results are checked.<\/h2><p class=\"nx-lede\">Models are checked against tide gauge records, altimetry and in situ profiles. Hindcasts of past storms and heatwaves test predictive skill.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Check<\/th><th scope=\"col\">How it is done<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Check\">Surge hindcasts<\/td><td data-label=\"How it is done\">Models reproduce observed surges<\/td><\/tr><tr><td data-label=\"Check\">Scenario range<\/td><td data-label=\"How it is done\">Several sea level scenarios are shown<\/td><\/tr><tr><td data-label=\"Check\">Coastal defence data<\/td><td data-label=\"How it is done\">Defence heights are documented<\/td><\/tr><\/tbody><\/table><\/div><p class=\"nx-note nx-mt-3\">Coastal processes at fine scale and ice sheet contributions to sea level remain uncertain. Observations of the deep ocean and polar seas are sparse.<\/p><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-2\" data-tone=\"alt\" data-hue=\"finance\" aria-label=\"Loss model, Connections\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Loss model, Connections\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-1\" aria-controls=\"nx-sec-instrument\" aria-selected=\"true\" data-key=\"p1\">Loss model<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-2\" aria-controls=\"nx-sec-connections\" aria-selected=\"false\" data-key=\"p2\">Connections<\/button><\/div><section id=\"nx-sec-instrument\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-ns-layout=\"es-wide\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Loss model<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Loss exceedance, average annual loss and probable maximum loss.<\/h2><p class=\"nx-lede\">The loss a portfolio in the footprint can expect per year and at the 1 in 100 and 1 in 250 levels that insurers and lenders price, from the same three blocks every <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 catastrophe-model\" data-tk=\"Nexus risk vocabulary\" data-td=\"A model combining a stochastic hazard event set, exposure and vulnerability functions to estimate the distribution of losses from rare, severe events.\" data-ts=\"NRS-C1\" data-tr=\"draft\">catastrophe model<\/a> uses. Teaching model with stated illustrative values, not a prediction. The map on this page shows The Gulf of Mexico coast; the model itself is not tied to a place.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-in nx-fk\" id=\"nx-in-insurance-catastrophe-stem-ocean-science-0\" data-nxi=\"hevl\" data-nxi-id=\"hevl\" data-nxi-z=\"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\" aria-label=\"Loss exceedance, average annual loss and probable maximum loss\"><div class=\"nx-in-body\"><div class=\"nx-in-main\"><div class=\"nx-in-tabs\" data-nxi-tabs=\"true\" aria-label=\"Views of the model\" hidden><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"result\">Result<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"fan\">Uncertainty<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"tornado\">Sensitivity<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"loops\">Loops<\/button><\/div><div class=\"nx-in-stage\" id=\"nx-in-insurance-catastrophe-stem-ocean-science-0-stage\" data-nxi-stage=\"true\" data-view=\"result\"><svg class=\"nx-in-svg\" viewBox=\"0 0 720 340\" role=\"img\" aria-label=\"Loss exceedance curve\" data-nx-z=\"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\"><\/svg><\/div><p class=\"nx-in-tip\" data-nxi-tip=\"true\" aria-live=\"polite\"><\/p><div class=\"nx-in-bar\" data-nxi-bar=\"true\" role=\"group\" aria-label=\"Play over time\" hidden><button type=\"button\" class=\"nx-in-btn\" data-nxi-prev=\"true\" aria-label=\"Step back\">&#8249;<\/button><button type=\"button\" class=\"nx-in-btn\" data-nxi-play=\"true\" aria-pressed=\"false\">Play<\/button><button type=\"button\" class=\"nx-in-btn\" data-nxi-next=\"true\" aria-label=\"Step forward\">&#8250;<\/button><span class=\"nx-in-step\" data-nxi-step=\"true\" aria-live=\"polite\"><\/span><\/div><\/div><div class=\"nx-in-side\"><p class=\"nx-eyebrow\">Controls<\/p><div class=\"nx-in-ctl\" data-nxi-ctl=\"true\"><dl class=\"nx-in-pv\"><div><dt>Typical annual hazard intensity (location)<\/dt><dd>1.00 intensity index<\/dd><\/div><div><dt>Spread of extremes (scale)<\/dt><dd>0.80 intensity index<\/dd><\/div><div><dt>Intensity at which half the value is lost<\/dt><dd>4.00 intensity index<\/dd><\/div><div><dt>Dispersion of vulnerability<\/dt><dd>0.55<\/dd><\/div><div><dt>Share of value in the hazard footprint<\/dt><dd>40%<\/dd><\/div><div><dt>Protection standard (return period)<\/dt><dd>50 years<\/dd><\/div><\/dl><\/div><p class=\"nx-eyebrow\">Readouts<\/p><dl class=\"nx-in-out\" data-nxi-out=\"true\" aria-live=\"polite\"><div><dt>Average annual loss<\/dt><dd>0.51% of value<\/dd><\/div><div><dt>Loss at 1 in 100 years<\/dt><dd>24.5% of value<\/dd><\/div><div><dt>Loss at 1 in 250 years<\/dt><dd>28.4% of value<\/dd><\/div><div><dt>Intensity at 1 in 100 years<\/dt><dd>4.68 intensity index<\/dd><\/div><\/dl><\/div><\/div><details class=\"nx-in-more\"><summary>Numbers, methods and sources<\/summary><div class=\"nx-in-more-in\"><div class=\"nx-in-tblw\" data-nxi-table=\"true\"><table class=\"nx-in-tbl\"><thead><tr><th scope=\"col\">Return period (years)<\/th><th scope=\"col\">Intensity (intensity index)<\/th><th scope=\"col\">Loss (% of value)<\/th><\/tr><\/thead><tbody><tr><th scope=\"row\">1<\/th><td>0.09<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">2<\/th><td>1.27<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">4<\/th><td>1.91<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">7<\/th><td>2.47<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">13<\/th><td>3.00<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">24<\/th><td>3.51<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">44<\/th><td>4.02<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">82<\/th><td>4.53<\/td><td>23.55<\/td><\/tr><tr><th scope=\"row\">154<\/th><td>5.03<\/td><td>26.44<\/td><\/tr><tr><th scope=\"row\">287<\/th><td>5.53<\/td><td>28.87<\/td><\/tr><tr><th scope=\"row\">536<\/th><td>6.03<\/td><td>30.88<\/td><\/tr><tr><th scope=\"row\">1,000<\/th><td>6.53<\/td><td>32.53<\/td><\/tr><\/tbody><\/table><\/div><button type=\"button\" class=\"nx-in-btn\" data-nxi-csv=\"true\" hidden>Download the numbers (CSV)<\/button><h4 class=\"nx-h4\">Methods<\/h4><ol class=\"nx-in-meth\"><li>Gumbel extreme-value hazard <span class=\"nx-in-cite\">Gumbel (1958), Statistics of Extremes, Columbia University Press<\/span><\/li><li>Lognormal fragility (vulnerability) <span class=\"nx-in-cite\">FEMA (2003), HAZUS-MH Technical Manual<\/span><\/li><li>Exceedance-probability curve and average annual loss <span class=\"nx-in-cite\">Grossi and Kunreuther (2005), Catastrophe Modeling, Springer<\/span><\/li><li>Levee effect <span class=\"nx-in-cite\">Di Baldassarre and others (2013), Socio-hydrology, HESS 17<\/span><\/li><li>Uncertainty fan (parameter Monte Carlo) <span class=\"nx-in-cite\">Spiegelhalter, Pearson and Short (2011), Visualising uncertainty about the future, Science 333<\/span><\/li><li>One-at-a-time sensitivity (tornado) <span class=\"nx-in-cite\">Saltelli and others (2008), Global Sensitivity Analysis: The Primer, Wiley<\/span><\/li><\/ol><h4 class=\"nx-h4\">Data<\/h4><p class=\"nx-p\">The model runs on the teaching values set by the controls. To calibrate it for a place, read it against these admitted layers and series, which this page&#8217;s map can draw:<\/p><ul class=\"nx-in-src\"><li>Rivers <span class=\"nx-in-cite\">Natural Earth<\/span><\/li><li>Urban extents <span class=\"nx-in-cite\">Natural Earth<\/span><\/li><li>Cities <span class=\"nx-in-cite\">Natural Earth<\/span><\/li><li>Earthquakes M4.5+, past week (USGS) <span class=\"nx-in-cite\">U.S. Geological Survey \u00b7 register usgs.earthquake.summary-feeds<\/span><\/li><li>Rain rate, last half hour (IMERG) <span class=\"nx-in-cite\">NASA GPM IMERG Early \u00b7 register nasa.gibs.context-live-layers<\/span><\/li><li>River discharge forecast, 30 days with range (GloFAS via Open-Meteo) <span class=\"nx-in-cite\">Open-Meteo.com (CC BY 4.0), Copernicus GloFAS \u00b7 register open-meteo.public-pages<\/span><\/li><li>Built-up and settlement extent, 2010 (HBASE, Landsat) <span class=\"nx-in-cite\">CIESIN\/Columbia, NASA SEDAC HBASE \u00b7 register sedac.context-urban-layers<\/span><\/li><\/ul><\/div><\/details><figcaption class=\"nx-caption\">Loss exceedance, average annual loss and probable maximum loss. Illustrative teaching model: it runs on the values set by the controls, not on measured data. Methods: Gumbel extreme-value hazard (Gumbel (1958), Statistics of Extremes, Columbia University Press); Lognormal fragility (vulnerability) (FEMA (2003), HAZUS-MH Technical Manual); Exceedance-probability curve and average annual loss (Grossi and Kunreuther (2005), Catastrophe Modeling, Springer).<\/figcaption><div class=\"nx-in-pls\"><p class=\"nx-eyebrow\">Across the six pillars, led by Nexus Consortium<\/p><ul class=\"nx-in-pl\" aria-label=\"Where this instrument connects across the pillars\"><li data-pillar=\"labs\" data-hue=\"social\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Experiments<\/span> <a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-labs\/\">Labs<\/a><\/li><li data-pillar=\"foundry\" data-hue=\"infrastructure\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Built in<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/foundry\/\">Reinsurance and Catastrophe in Foundry<\/a><\/li><li data-pillar=\"universe\" data-hue=\"water\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Tested at<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/universe\/\">Reinsurance and Catastrophe in Universe<\/a><\/li><li data-pillar=\"standards\" data-hue=\"biodiversity\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Codified in<\/span> <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/\">Finance, Insurance and the Economy in Standards<\/a><\/li><li data-pillar=\"reports\" data-hue=\"energy\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Published in<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/reports\/\">Reinsurance and Catastrophe in Reports<\/a><\/li><li data-pillar=\"academy\" data-hue=\"risk\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Taught in<\/span> <a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/\">Faculty of Finance and Economics in Academy<\/a><\/li><\/ul><\/div><span class=\"nx-in-keep\" hidden><i data-c=\"c1\"><\/i><i data-c=\"c2\"><\/i><i data-c=\"c3\"><\/i><i data-c=\"c4\"><\/i><i data-c=\"c5\"><\/i><i data-c=\"c6\"><\/i><i data-c=\"l0\"><\/i><i data-c=\"l1\"><\/i><i data-c=\"l2\"><\/i><i data-c=\"l3\"><\/i><i data-c=\"l5\"><\/i><i data-c=\"h3\"><\/i><i data-c=\"neg\"><\/i><i data-c=\"on0\"><\/i><i data-c=\"on1\"><\/i><i data-l=\"0\"><\/i><i data-l=\"1\"><\/i><i data-l=\"2\"><\/i><i data-l=\"3\"><\/i><i data-l=\"4\"><\/i><i data-l=\"5\"><\/i><i data-on=\"0\"><\/i><i data-on=\"1\"><\/i><i data-pol=\"p\"><\/i><i data-pol=\"n\"><\/i><i data-k=\"R\"><\/i><i data-k=\"B\"><\/i><i data-k=\"dash\"><\/i><i data-dash=\"true\"><\/i><i data-view=\"result\"><\/i><i data-nxi-live=\"on\"><\/i><i data-nxi-live=\"off\"><\/i><i class=\"nx-in-svg nx-in-grid nx-in-ax nx-in-tk nx-in-at nx-in-ln nx-in-band nx-in-lbl nx-in-lk nx-in-ref nx-in-reft nx-in-mk nx-in-x nx-in-rect nx-in-val nx-in-rowl nx-in-cl nx-in-arrow nx-in-pol nx-in-cln nx-in-loop nx-in-edge nx-in-node nx-in-nl nx-in-reach nx-in-trib nx-in-agent nx-in-flow nx-in-legend nx-in-sw nx-in-note nx-in-loops nx-in-3d nx-in-cv nx-in-field nx-in-fl nx-in-fv nx-in-range nx-in-btn nx-in-err nx-in-tbl nx-in-cite\"><\/i><\/span><\/figure><\/div><\/div><\/section><section id=\"nx-sec-connections\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" aria-labelledby=\"nx-s-8\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Connections<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Topics that rely on this method.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/climate-and-natcat\/\">Climate and natural catastrophe<\/a><\/li><\/ul><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-twin\" class=\"nx-section\" data-hue=\"systemic\" data-span=\"wide\" data-ns-layout=\"twin\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Twin and cascade simulator<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Trace a shock to the balance sheet.<\/h2><p class=\"nx-lede\">Assembled from the <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a> area profile <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/insurance-and-reinsurance\/\">Insurance and reinsurance<\/a>: the shocks it names, the <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\">systems<\/a> and sectors that carry the loss, the controls that dampen it and the data that observe it. Pick an initiating shock and step through the cascade to see which exposures it reaches and where losses could concentrate. The Map view places the run on an example geography with open data. Every weight is a stated assumption. An exercise, not a forecast, a valuation, a rating or investment advice. To model a place of your own choosing, open the full <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/system-builder\/\">System Builder<\/a>.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-ns-twin\" data-ns-data=\"nx-twin-es-stem-ocean-science-A-P02\" data-ns-credits=\"Nexus Standards registry and area profiles; Nexus Hazard Standard NHS-1 1.1.0\"><div class=\"nx-ns-twin-static\"><div><p class=\"nx-eyebrow\">Hazards<\/p><ul class=\"nx-list\"><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/hazards\/hydrometeorological-hazard-standards\/\" data-tc=\"NHS-1 atmo.cyclone.tropical-cyclone\" data-tk=\"Atmosphere and weather \u00b7 Cyclonic storm systems\" data-td=\"A warm-core rotating storm over tropical oceans whose winds, rain and surge threaten coasts and inland river basins.\" data-ts=\"NRS-H2\" data-tr=\"draft\">Tropical cyclone<\/a><\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/hazards\/geophysical-hazard-standards\/\" data-tc=\"NHS-1 geo.seismic.earthquake\" data-tk=\"Solid Earth \u00b7 Fault shaking and rupture\" data-td=\"Sudden slip on a fault releasing seismic waves that shake the ground and damage structures and lifelines.\" data-ts=\"NRS-H17\" data-tr=\"draft\">Earthquake<\/a><\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h9\" data-tc=\"NHS-1 water.flood.ice-jam-flood\" data-tk=\"Water systems \u00b7 Freshwater inundation\" data-td=\"River water backing up behind an ice blockage and flooding adjacent land, sometimes with ice and debris.\" data-ts=\"NRS-H9\" data-tr=\"draft\">Ice-jam flood<\/a><\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/hazards\/wildfire-and-vegetation-fire-standards\/\" data-tc=\"NHS-1 eco.wildfire.wildfire\" data-tk=\"Land and ecosystems \u00b7 Vegetation and peat fire\" data-td=\"An uncontrolled fire in forest, scrub or grass that burns structures, crops and habitat and fills the air with smoke.\" data-ts=\"NRS-H24\" data-tr=\"draft\">Wildfire<\/a><\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h11\" data-tc=\"NHS-1 water.coastal.storm-surge\" data-tk=\"Water systems \u00b7 Coastal and sea-level hazards\" data-td=\"Sea level pushed above the tide by storm wind and low pressure, flooding the coast.\" data-ts=\"NRS-H11\" data-tr=\"draft\">Storm surge<\/a> (set off downstream)<\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h4\" data-tc=\"NHS-1 atmo.precipitation.heavy-rain\" data-tk=\"Atmosphere and weather \u00b7 Precipitation extremes\" data-td=\"Rain falling fast or long enough to overwhelm drainage, soils and streams and to trigger floods and slope failures.\" data-ts=\"NRS-H4\" data-tr=\"draft\">Intense rainfall<\/a> (set off downstream)<\/li><li>River flood (set off downstream)<\/li><li>Flash flood (set off downstream)<\/li><li>Dangerous surf (set off downstream)<\/li><li>Widespread power outage (set off downstream)<\/li><li>Mass displacement (set off downstream)<\/li><li>Coastal flood (set off downstream)<\/li><li>Aftershock sequence (set off downstream)<\/li><li>Fault surface rupture (set off downstream)<\/li><li>Soil liquefaction (set off downstream)<\/li><li>Slope slide (set off downstream)<\/li><li>Rockfall (set off downstream)<\/li><li>Tsunami (set off downstream)<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Systems and couplings<\/p><ul class=\"nx-list\"><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/insurance-and-reinsurance\/\">Insurance and reinsurance<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/banking\/\">Banking<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/development-finance-institutions\/\">Development finance institutions<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/humanitarian\/humanitarian-sector-standards\/\">Humanitarian and civil society<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/water-food\/agriculture-sector-standards\/\">Agriculture and land use<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Controls<\/p><ul class=\"nx-list\"><li><code>NS-0<\/code> Constitution and principles<\/li><li><code>NS-3<\/code> Risk record UNIs (grammar, legacy crosswalk, allocation authority)<\/li><li><code>NS-9<\/code> Contextual UNIs (deployments, instances, programme instances)<\/li><li><code>NS-10<\/code> Policies and clauses (machine-readable obligations: definition, binding, evaluation and enforcement)<\/li><li><code>NS-11<\/code> Verification and monitoring (evidence, attestations, zero-trust conformance observation)<\/li><li><code>NS-14<\/code> Conformance and crosswalk to external standards<\/li><li><code>NRS-F3<\/code> Insurance, catastrophe risk and protection gaps<\/li><li><code>NRS-H113<\/code> Hazard family: Financial-system fragility (NHS-1 soc.financial-system)<\/li><li><code>NRS-U17<\/code> <a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/universe\">Universe<\/a> platform profile: Insurance Nexus<\/li><li><code>NRS-H71<\/code> Hazard family: Deep-time and cosmic catastrophes (NHS-1 planet.deep-time)<\/li><li><code>NRS-H65<\/code> Hazard family: Planetary boundary transgressions (NHS-1 planet.boundary)<\/li><li><code>NRS-F8<\/code> Parametric and index-based risk transfer<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Observation<\/p><ul class=\"nx-list\"><li>OECD Data Explorer (incl. Creditor Reporting System, insurance and pension statistics) (listed for reference)<\/li><li>Insurance statistics (listed for reference)<\/li><li>USGS earthquake GeoJSON summary feeds (listed for reference)<\/li><li>Direct economic loss attributed to disasters in relation to global gross domestic product (GDP)<\/li><li>Direct economic loss attributed to disasters in relation to global gross domestic product<\/li><li>(a) Number of commercial bank branches per 100,000 adults and (b) number of automated teller machines (ATMs) per 100,000 adults<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Example geography<\/p><ul class=\"nx-list\"><li>Western Europe: 152 hexagonal cells<\/li><li>Rain rate, last half hour (IMERG), NASA GIBS<\/li><li>Night lights tonight, outages (VIIRS Day\/Night Band), NASA GIBS<\/li><li>Surface water through cloud, 30 m (OPERA DSWx-S1 radar), NASA GIBS<\/li><li>Carbon monoxide, smoke transport (AIRS), NASA GIBS<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-stewardship\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Stewardship<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Who maintains the method.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/therisk.global\/oceans-coasts\/\">Oceans and Coasts<\/a> stewards ocean and coastal science for the Consortium and reviews how it is applied across platforms.<\/p><\/div><div class=\"nx-section-body\"><p class=\"nx-p\"><a class=\"nx-link\" href=\"https:\/\/therisk.global\/stem\/science\/ocean-science\/\">Canonical page: Ocean and coastal science<\/a><\/p><\/div><\/div><\/section><section id=\"nx-sec-nexus\" class=\"nx-section\" data-hue=\"climate\" data-variant=\"stack\" data-nx-duo=\"true\" aria-labelledby=\"nx-sec-nexus-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Risk and response<\/span><\/div><h2 id=\"nx-sec-nexus-h\" class=\"nx-section-title\">Coupled risk, applied response.<\/h2><p class=\"nx-lede nx-nduo-lede\" data-lede=\"The sectors that carry exposure in {s} and how a loss in one passes to the others, across portfolios and public finances.\">The sectors that carry exposure in coastal <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h11\" data-tc=\"NHS-1 water.coastal.storm-surge\" data-tk=\"Water systems \u00b7 Coastal and sea-level hazards\" data-td=\"Sea level pushed above the tide by storm wind and low pressure, flooding the coast.\" data-ts=\"NRS-H11\" data-tr=\"draft\">storm surge<\/a> and how a loss in one passes to the others, across portfolios and public finances.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-nduo\" data-active=\"sig\" data-compose=\"pair\"><div class=\"nx-nduo-seg\" role=\"group\" aria-label=\"Show\" hidden><button type=\"button\" data-nduo=\"sig\" aria-pressed=\"true\">A \u00b7 Risk<\/button><button type=\"button\" data-nduo=\"phex\" aria-pressed=\"false\">B \u00b7 Response<\/button><\/div><div class=\"nx-nduo-ctx\"><p class=\"nx-nduo-ctxk\">Choose a context<\/p><div class=\"nx-nsig-strip\" role=\"group\" aria-label=\"Signatures in context\" hidden><\/div><\/div><div class=\"nx-nduo-pair\"><figure class=\"nx-nsig nx-nduo-fig\" data-nx-sig=\"WEIHB\" data-sig-ctx=\"storm-surge\" data-sig-name=\"Coastal storm surge\" data-sig-line=\"Mangroves and dunes absorb the surge; where they are gone, ports, substations and water intakes take it.\" data-sig-inst=\"The Global Risks Alliance\" data-nduo-pane=\"sig\"><div class=\"nx-nsig-stage\"><div class=\"nx-nsig-top\"><span><b class=\"nx-nduo-ab\">A<\/b>Coupled risk across six sectors<\/span><span class=\"nx-nsig-pairs\">10 \/ 15 relations<\/span><\/div><div class=\"nx-nsig-tilt\"><svg class=\"nx-nsig-svg\" viewBox=\"-370 -290 740 580\" role=\"img\" aria-label=\"Sector signature hexagon: Water, Energy, Infrastructure, Health and Biodiversity selected, 10 of 15 relations in play, coupling 0.64. Teaching values.\" focusable=\"false\" data-nx-z=\"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\"><\/svg><\/div><\/div><div class=\"nx-phex-apply nx-nsig-load\"><p class=\"nx-phex-aphd\"><span>Sectors \u00b7 <b class=\"nx-phex-apn\">Coastal storm surge<\/b><\/span><span>Stress<\/span><\/p><ol class=\"nx-phex-aps\"><li><button type=\"button\" class=\"nx-phex-ap nx-phex-lead\" data-k=\"0\" data-key=\"W\" aria-pressed=\"true\"><span class=\"nx-phex-apl\">W<\/span><span class=\"nx-phex-aph\"><b>Water<\/b> depends on infrastructure for pipes, dams and treatment works<\/span><span class=\"nx-phex-apk\"><span class=\"nx-nsig-bar\" data-v=\"4\" aria-hidden=\"true\"><i><\/i><\/span>0.36<\/span><\/button><\/li><li><button type=\"button\" class=\"nx-phex-ap nx-phex-lead\" data-k=\"1\" data-key=\"E\" aria-pressed=\"true\"><span class=\"nx-phex-apl\">E<\/span><span class=\"nx-phex-aph\"><b>Energy<\/b> depends on water for cooling water and hydropower<\/span><span class=\"nx-phex-apk\"><span class=\"nx-nsig-bar\" data-v=\"3\" aria-hidden=\"true\"><i><\/i><\/span>0.28<\/span><\/button><\/li><li><button type=\"button\" class=\"nx-phex-ap nx-phex-lead\" data-k=\"2\" data-key=\"I\" aria-pressed=\"true\"><span class=\"nx-phex-apl\">I<\/span><span class=\"nx-phex-aph\"><b>Infrastructure<\/b> first hit, then depends on energy for power for transport and telecoms<\/span><span class=\"nx-phex-apk\"><span class=\"nx-nsig-bar\" data-v=\"8\" aria-hidden=\"true\"><i><\/i><\/span>0.79<\/span><\/button><\/li><li><button type=\"button\" class=\"nx-phex-ap\" data-k=\"3\" data-key=\"F\" aria-pressed=\"false\"><span class=\"nx-phex-apl\">F<\/span><span class=\"nx-phex-aph\"><b>Food<\/b> outside this context<\/span><span class=\"nx-phex-apk\">\u2013<\/span><\/button><\/li><li><button type=\"button\" class=\"nx-phex-ap nx-phex-lead\" data-k=\"4\" data-key=\"H\" aria-pressed=\"true\"><span class=\"nx-phex-apl\">H<\/span><span class=\"nx-phex-aph\"><b>Health<\/b> depends on water for drinking water and sanitation<\/span><span class=\"nx-phex-apk\"><span class=\"nx-nsig-bar\" data-v=\"4\" aria-hidden=\"true\"><i><\/i><\/span>0.37<\/span><\/button><\/li><li><button type=\"button\" class=\"nx-phex-ap nx-phex-lead\" data-k=\"5\" data-key=\"B\" aria-pressed=\"true\"><span class=\"nx-phex-apl\">B<\/span><span class=\"nx-phex-aph\"><b>Biodiversity<\/b> first hit, then depends on water for environmental flows<\/span><span class=\"nx-phex-apk\"><span class=\"nx-nsig-bar\" data-v=\"8\" aria-hidden=\"true\"><i><\/i><\/span>0.75<\/span><\/button><\/li><\/ol><\/div><figcaption class=\"nx-nsig-note\">Illustrative: a teaching cascade over teaching values, not measurements.<\/figcaption><\/figure><div class=\"nx-nduo-bridge\" aria-hidden=\"true\"><span class=\"nx-nduo-bridge-l\">applied to<\/span><span class=\"nx-nduo-bridge-a\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/div><figure class=\"nx-nsig nx-phex nx-nduo-fig\" data-nx-phex=\"01234\" data-phex-ctx=\"whole\" data-phex=\"{&quot;S&quot;:[{&quot;id&quot;:&quot;labs&quot;,&quot;c&quot;:&quot;L&quot;,&quot;name&quot;:&quot;Labs&quot;,&quot;full&quot;:&quot;Labs&quot;,&quot;verb&quot;:&quot;Experiments&quot;,&quot;url&quot;:&quot;https:\/\/therisk.global\/nexus-labs\/&quot;,&quot;home&quot;:&quot;https:\/\/therisk.global\/nexus-labs\/&quot;,&quot;does&quot;:[&quot;Turns open questions into designed experiments&quot;,&quot;Prototypes new methods, data pipelines and tools&quot;,&quot;Records failures and limits alongside results&quot;,&quot;Hands reproducible prototypes to the Foundry&quot;]},{&quot;id&quot;:&quot;foundry&quot;,&quot;c&quot;:&quot;F&quot;,&quot;name&quot;:&quot;Foundry&quot;,&quot;full&quot;:&quot;Foundry&quot;,&quot;verb&quot;:&quot;Builds&quot;,&quot;url&quot;:&quot;https:\/\/globalriskalliance.com\/nexus-cycle\/build\/&quot;,&quot;home&quot;:&quot;https:\/\/therisk.global\/nexus-foundry\/&quot;,&quot;does&quot;:[&quot;Builds the cycle's software, data and environments&quot;,&quot;Simulates scenarios and runs benchmarks&quot;,&quot;Monitors hazards, systems and evidence&quot;,&quot;Develops and tracks the National Portfolio&quot;]},{&quot;id&quot;:&quot;universe&quot;,&quot;c&quot;:&quot;U&quot;,&quot;name&quot;:&quot;Universe&quot;,&quot;full&quot;:&quot;Universe&quot;,&quot;verb&quot;:&quot;Convenes and tests&quot;,&quot;url&quot;:&quot;https:\/\/globalriskalliance.com\/engagement\/nexus-universe\/&quot;,&quot;home&quot;:&quot;https:\/\/universe.nexus\/&quot;,&quot;does&quot;:[&quot;Sets the annual mandate and admits missions&quot;,&quot;Runs readiness, the controlled build and Action Week&quot;,&quot;Stands down temporary capacity and seals evidence&quot;,&quot;Reviews the year and renews the mandate&quot;]},{&quot;id&quot;:&quot;standards&quot;,&quot;c&quot;:&quot;S&quot;,&quot;name&quot;:&quot;Standards&quot;,&quot;full&quot;:&quot;Nexus Standards&quot;,&quot;verb&quot;:&quot;Codify and correct&quot;,&quot;url&quot;:&quot;https:\/\/nexustandards.com\/&quot;,&quot;home&quot;:&quot;https:\/\/nexustandards.com\/&quot;,&quot;does&quot;:[&quot;Identifies every artefact with a UNI&quot;,&quot;Routes work to the standards that apply&quot;,&quot;Validates and monitors conformance evidence&quot;,&quot;Takes cycle findings as change proposals&quot;,&quot;Records national adoption&quot;]},{&quot;id&quot;:&quot;reports&quot;,&quot;c&quot;:&quot;R&quot;,&quot;name&quot;:&quot;Reports&quot;,&quot;full&quot;:&quot;Reports&quot;,&quot;verb&quot;:&quot;Publishes&quot;,&quot;url&quot;:&quot;https:\/\/globalriskalliance.com\/nexus-cycle\/publish\/&quot;,&quot;home&quot;:&quot;https:\/\/therisk.global\/nexus-reports\/&quot;,&quot;does&quot;:[&quot;Publishes four editions a year, with Q4 as the annual flagship&quot;,&quot;Maintains country and regional profiles&quot;,&quot;Publishes exponential technology streams&quot;,&quot;Records corrections and method changes&quot;]},{&quot;id&quot;:&quot;academy&quot;,&quot;c&quot;:&quot;A&quot;,&quot;name&quot;:&quot;Academy&quot;,&quot;full&quot;:&quot;Risk Academy&quot;,&quot;verb&quot;:&quot;Teaches&quot;,&quot;url&quot;:&quot;https:\/\/risksacademy.com\/&quot;,&quot;home&quot;:&quot;https:\/\/risksacademy.com\/&quot;,&quot;does&quot;:[&quot;Publishes a course for every system, standard and programme role&quot;,&quot;Assesses learning on real cycle tasks&quot;,&quot;Issues microcredentials and achievements through accountable issuers&quot;,&quot;Feeds qualified people into the next cycle&quot;]}],&quot;H&quot;:[{&quot;id&quot;:&quot;F01&quot;,&quot;f&quot;:2,&quot;t&quot;:1,&quot;ph&quot;:&quot;READINESS_PREPARATION&quot;,&quot;art&quot;:&quot;Admitted mission becomes a cycle project with a decision case&quot;},{&quot;id&quot;:&quot;F02&quot;,&quot;f&quot;:1,&quot;t&quot;:2,&quot;ph&quot;:&quot;CONTROLLED_BUILD&quot;,&quot;art&quot;:&quot;Core Build Report and go or no-go evidence&quot;},{&quot;id&quot;:&quot;F03&quot;,&quot;f&quot;:1,&quot;t&quot;:4,&quot;ph&quot;:&quot;CLOSEOUT&quot;,&quot;art&quot;:&quot;Sealed observations and indicator series behind a profile&quot;},{&quot;id&quot;:&quot;F04&quot;,&quot;f&quot;:2,&quot;t&quot;:4,&quot;ph&quot;:&quot;AFTER_ACTION_REVIEW&quot;,&quot;art&quot;:&quot;After-action and scenario findings for chapters 10 and 13&quot;},{&quot;id&quot;:&quot;F05&quot;,&quot;f&quot;:1,&quot;t&quot;:4,&quot;ph&quot;:&quot;AFTER_ACTION_REVIEW&quot;,&quot;art&quot;:&quot;National Portfolio movement for chapter 11&quot;},{&quot;id&quot;:&quot;F06&quot;,&quot;f&quot;:4,&quot;t&quot;:3,&quot;ph&quot;:&quot;CORRECTION&quot;,&quot;art&quot;:&quot;Method and correction findings as change proposals&quot;},{&quot;id&quot;:&quot;F07&quot;,&quot;f&quot;:2,&quot;t&quot;:3,&quot;ph&quot;:&quot;DOCKET_REVIEW&quot;,&quot;art&quot;:&quot;Docket items that need a standard or a profile&quot;},{&quot;id&quot;:&quot;F08&quot;,&quot;f&quot;:3,&quot;t&quot;:1,&quot;ph&quot;:&quot;READINESS_PREPARATION&quot;,&quot;art&quot;:&quot;Composed mission profiles and national adoption records&quot;},{&quot;id&quot;:&quot;F09&quot;,&quot;f&quot;:3,&quot;t&quot;:5,&quot;ph&quot;:&quot;RENEWAL&quot;,&quot;art&quot;:&quot;Each adopted standard or profile becomes a course module&quot;},{&quot;id&quot;:&quot;F10&quot;,&quot;f&quot;:2,&quot;t&quot;:5,&quot;ph&quot;:&quot;CLOSEOUT&quot;,&quot;art&quot;:&quot;Assessed cycle tasks become completion evidence&quot;},{&quot;id&quot;:&quot;F11&quot;,&quot;f&quot;:5,&quot;t&quot;:2,&quot;ph&quot;:&quot;RENEWAL&quot;,&quot;art&quot;:&quot;Qualified participants for the next cycle's roles&quot;},{&quot;id&quot;:&quot;F12&quot;,&quot;f&quot;:4,&quot;t&quot;:2,&quot;ph&quot;:&quot;RENEWAL&quot;,&quot;art&quot;:&quot;Q4 synthesis informs the next-year mandate&quot;},{&quot;id&quot;:&quot;F13&quot;,&quot;f&quot;:1,&quot;t&quot;:3,&quot;ph&quot;:&quot;CONTROLLED_BUILD&quot;,&quot;art&quot;:&quot;Validation and monitoring evidence for conformance review&quot;},{&quot;id&quot;:&quot;F14&quot;,&quot;f&quot;:1,&quot;t&quot;:5,&quot;ph&quot;:&quot;PLANNING&quot;,&quot;art&quot;:&quot;Each system's rooms become a learning-by-doing course&quot;},{&quot;id&quot;:&quot;R1&quot;,&quot;f&quot;:3,&quot;t&quot;:4,&quot;ph&quot;:null,&quot;art&quot;:&quot;Applied in editions&quot;},{&quot;id&quot;:&quot;R2&quot;,&quot;f&quot;:4,&quot;t&quot;:5,&quot;ph&quot;:null,&quot;art&quot;:&quot;Taught in the open&quot;},{&quot;id&quot;:&quot;R3&quot;,&quot;f&quot;:5,&quot;t&quot;:0,&quot;ph&quot;:null,&quot;art&quot;:&quot;Questions become experiments&quot;},{&quot;id&quot;:&quot;R4&quot;,&quot;f&quot;:0,&quot;t&quot;:1,&quot;ph&quot;:null,&quot;art&quot;:&quot;Tested prototypes are built&quot;}],&quot;PH&quot;:[[&quot;PLANNING&quot;,&quot;Planning&quot;],[&quot;READINESS_PREPARATION&quot;,&quot;Readiness preparation&quot;],[&quot;CONTROLLED_BUILD&quot;,&quot;Controlled build&quot;],[&quot;CLOSEOUT&quot;,&quot;Closeout&quot;],[&quot;AFTER_ACTION_REVIEW&quot;,&quot;After-action review&quot;],[&quot;CORRECTION&quot;,&quot;Correction&quot;],[&quot;DOCKET_REVIEW&quot;,&quot;Docket review&quot;],[&quot;RENEWAL&quot;,&quot;Renewal&quot;]],&quot;L&quot;:[[1,3],[1,2],[2,5],[2,4],[1,5,2],[1,4,3],[1,4,2],[1,2,3],[2,3,5],[1,5,2,3],[1,4,2,3],[1,3,5,2],[1,2,4,3],[2,4,3,5],[1,5,2,4,3],[1,4,3,5,2],[0,1,2,3,4,5]],&quot;CTX&quot;:[{&quot;id&quot;:&quot;whole&quot;,&quot;n&quot;:&quot;The whole programme&quot;,&quot;s&quot;:[0,1,2,3,4,5],&quot;t&quot;:&quot;Every pillar hands its work to another; together they close the year's feedback loops.&quot;},{&quot;id&quot;:&quot;practice&quot;,&quot;n&quot;:&quot;From prototype to practice&quot;,&quot;s&quot;:[0,1,2,3],&quot;t&quot;:&quot;A Labs prototype is built in the Foundry, tested in a Universe mission and codified as a standard.&quot;},{&quot;id&quot;:&quot;build-test&quot;,&quot;n&quot;:&quot;Build and test&quot;,&quot;s&quot;:[1,2],&quot;t&quot;:&quot;The Foundry builds what a mission needs; Universe returns the go or no-go evidence.&quot;},{&quot;id&quot;:&quot;conformance&quot;,&quot;n&quot;:&quot;Conformance&quot;,&quot;s&quot;:[1,3],&quot;t&quot;:&quot;Validation evidence goes to Standards for review; composed profiles come back for the next build.&quot;},{&quot;id&quot;:&quot;correction&quot;,&quot;n&quot;:&quot;A finding becomes a correction&quot;,&quot;s&quot;:[1,4,3],&quot;t&quot;:&quot;Observations are published, a method finding becomes a change proposal, the corrected profile returns to the build.&quot;},{&quot;id&quot;:&quot;mandate&quot;,&quot;n&quot;:&quot;Setting the next mandate&quot;,&quot;s&quot;:[2,4],&quot;t&quot;:&quot;After-action findings go into the editions; the Q4 synthesis informs next year's mandate.&quot;},{&quot;id&quot;:&quot;people&quot;,&quot;n&quot;:&quot;People for the next cycle&quot;,&quot;s&quot;:[2,5],&quot;t&quot;:&quot;Assessed cycle tasks become completion evidence; qualified participants take roles in the next cycle.&quot;},{&quot;id&quot;:&quot;learning&quot;,&quot;n&quot;:&quot;Learning by doing&quot;,&quot;s&quot;:[1,2,5],&quot;t&quot;:&quot;Each system's rooms become a course; learners join missions, and missions return to the Foundry.&quot;}],&quot;AP&quot;:{&quot;urban-flood&quot;:{&quot;lead&quot;:[&quot;labs&quot;,&quot;foundry&quot;,&quot;universe&quot;,&quot;standards&quot;,&quot;academy&quot;],&quot;slots&quot;:[{&quot;key&quot;:&quot;disrupt&quot;,&quot;slot&quot;:&quot;risk&quot;,&quot;v&quot;:&quot;$390B&quot;,&quot;k&quot;:&quot;a year at least, in infrastructure disruption costs to households and firms in low- and middle-income countries&quot;,&quot;t&quot;:&quot;At least, by households and firms in low- and middle-income countries to infrastructure disruptions&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},{&quot;key&quot;:&quot;roi4&quot;,&quot;slot&quot;:&quot;ret&quot;,&quot;v&quot;:&quot;4 : 1&quot;,&quot;k&quot;:&quot;benefit to cost&quot;,&quot;t&quot;:&quot;Net benefit of more resilient infrastructure in developing countries, over the life of the assets&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},{&quot;key&quot;:&quot;warn30&quot;,&quot;slot&quot;:&quot;avoid&quot;,&quot;v&quot;:&quot;30%&quot;,&quot;k&quot;:&quot;less damage with 24 hours' warning of a storm or heatwave&quot;,&quot;t&quot;:&quot;With 24 hours' warning of a coming storm or heatwave&quot;,&quot;s&quot;:&quot;Global Commission on Adaptation, Adapt Now, 2019&quot;,&quot;url&quot;:&quot;https:\/\/gca.org\/reports\/adapt-now-a-global-call-for-leadership-on-climate-resilience\/&quot;}],&quot;head&quot;:{&quot;key&quot;:&quot;roi4&quot;,&quot;slot&quot;:&quot;ret&quot;,&quot;v&quot;:&quot;4 : 1&quot;,&quot;k&quot;:&quot;benefit to cost&quot;,&quot;t&quot;:&quot;Net benefit of more resilient infrastructure in developing countries, over the life of the assets&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},&quot;P&quot;:{&quot;labs&quot;:{&quot;how&quot;:&quot;Flood-depth nowcast from rain gauges and terrain&quot;,&quot;kpi&quot;:&quot;Warning lead time&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WI&quot;,&quot;bench&quot;:&quot;30%&quot;},&quot;foundry&quot;:{&quot;how&quot;:&quot;City twin links substations, pumps and clinics to flood depth&quot;,&quot;kpi&quot;:&quot;Lifelines modelled&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WEIH&quot;,&quot;bench&quot;:null},&quot;universe&quot;:{&quot;how&quot;:&quot;Exercise: keep water and power running through a 1-in-100 flood&quot;,&quot;kpi&quot;:&quot;Hours to restore&quot;,&quot;dir&quot;:&quot;down&quot;,&quot;sec&quot;:&quot;WEH&quot;,&quot;bench&quot;:null},&quot;standards&quot;:{&quot;how&quot;:&quot;Shared asset records so utilities exchange outage data&quot;,&quot;kpi&quot;:&quot;Agencies sharing records&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WEI&quot;,&quot;bench&quot;:null},&quot;reports&quot;:{&quot;how&quot;:&quot;City flood profile of exposed lifelines&quot;,&quot;kpi&quot;:&quot;Assets profiled&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;I&quot;,&quot;bench&quot;:&quot;$390B&quot;},&quot;academy&quot;:{&quot;how&quot;:&quot;Course for utility and emergency operators&quot;,&quot;kpi&quot;:&quot;Operators qualified&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WEH&quot;,&quot;bench&quot;:null}},&quot;n&quot;:&quot;Urban flood&quot;},&quot;hydropower&quot;:{&quot;lead&quot;:[&quot;labs&quot;,&quot;foundry&quot;,&quot;standards&quot;,&quot;reports&quot;],&quot;slots&quot;:[{&quot;key&quot;:&quot;disrupt&quot;,&quot;slot&quot;:&quot;risk&quot;,&quot;v&quot;:&quot;$390B&quot;,&quot;k&quot;:&quot;a year at least, in infrastructure disruption costs to households and firms in low- and middle-income countries&quot;,&quot;t&quot;:&quot;At least, by households and firms in low- and middle-income countries to infrastructure disruptions&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},{&quot;key&quot;:&quot;roi4&quot;,&quot;slot&quot;:&quot;ret&quot;,&quot;v&quot;:&quot;4 : 1&quot;,&quot;k&quot;:&quot;benefit to cost&quot;,&quot;t&quot;:&quot;Net benefit of more resilient infrastructure in developing countries, over the life of the assets&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},null],&quot;head&quot;:{&quot;key&quot;:&quot;roi4&quot;,&quot;slot&quot;:&quot;ret&quot;,&quot;v&quot;:&quot;4 : 1&quot;,&quot;k&quot;:&quot;benefit to cost&quot;,&quot;t&quot;:&quot;Net benefit of more resilient infrastructure in developing countries, over the life of the assets&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},&quot;P&quot;:{&quot;labs&quot;:{&quot;how&quot;:&quot;Inflow forecasts and sediment models for the reservoir&quot;,&quot;kpi&quot;:&quot;Forecast skill&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WB&quot;,&quot;bench&quot;:null},&quot;foundry&quot;:{&quot;how&quot;:&quot;Basin twin trades power, flood storage and river flows&quot;,&quot;kpi&quot;:&quot;Release options tested&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WEI&quot;,&quot;bench&quot;:null},&quot;universe&quot;:{&quot;how&quot;:&quot;Release-rule exercise with operators and downstream users&quot;,&quot;kpi&quot;:&quot;Users at the table&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WE&quot;,&quot;bench&quot;:null},&quot;standards&quot;:{&quot;how&quot;:&quot;Common records for releases, flows and fish passage&quot;,&quot;kpi&quot;:&quot;Flow records shared&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WB&quot;,&quot;bench&quot;:null},&quot;reports&quot;:{&quot;how&quot;:&quot;Basin profile: storage, output and river health&quot;,&quot;kpi&quot;:&quot;Basin indicators&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WEB&quot;,&quot;bench&quot;:&quot;4 : 1&quot;},&quot;academy&quot;:{&quot;how&quot;:&quot;Course on multi-purpose reservoir operation&quot;,&quot;kpi&quot;:&quot;Operators qualified&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WE&quot;,&quot;bench&quot;:null}},&quot;n&quot;:&quot;Hydropower reservoir&quot;},&quot;drought&quot;:{&quot;lead&quot;:[&quot;labs&quot;,&quot;foundry&quot;,&quot;universe&quot;,&quot;standards&quot;,&quot;reports&quot;,&quot;academy&quot;],&quot;slots&quot;:[null,{&quot;key&quot;:&quot;adapt71&quot;,&quot;slot&quot;:&quot;ret&quot;,&quot;v&quot;:&quot;$7.1T&quot;,&quot;k&quot;:&quot;net benefits&quot;,&quot;t&quot;:&quot;From $1.8T invested in five adaptation areas from 2020 to 2030, water management among them&quot;,&quot;s&quot;:&quot;Global Commission on Adaptation, Adapt Now, 2019&quot;,&quot;url&quot;:&quot;https:\/\/gca.org\/reports\/adapt-now-a-global-call-for-leadership-on-climate-resilience\/&quot;},null],&quot;head&quot;:{&quot;key&quot;:&quot;adapt71&quot;,&quot;slot&quot;:&quot;ret&quot;,&quot;v&quot;:&quot;$7.1T&quot;,&quot;k&quot;:&quot;net benefits&quot;,&quot;t&quot;:&quot;From $1.8T invested in five adaptation areas from 2020 to 2030, water management among them&quot;,&quot;s&quot;:&quot;Global Commission on Adaptation, Adapt Now, 2019&quot;,&quot;url&quot;:&quot;https:\/\/gca.org\/reports\/adapt-now-a-global-call-for-leadership-on-climate-resilience\/&quot;},&quot;P&quot;:{&quot;labs&quot;:{&quot;how&quot;:&quot;Drought index from rainfall, soil moisture and river flow&quot;,&quot;kpi&quot;:&quot;Lead time to trigger&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WF&quot;,&quot;bench&quot;:null},&quot;foundry&quot;:{&quot;how&quot;:&quot;Allocation model for irrigation, cooling and drinking water&quot;,&quot;kpi&quot;:&quot;Demand met in drought&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WEFH&quot;,&quot;bench&quot;:&quot;$7.1T&quot;},&quot;universe&quot;:{&quot;how&quot;:&quot;Early-action exercise with water and agriculture ministries&quot;,&quot;kpi&quot;:&quot;Days from trigger to action&quot;,&quot;dir&quot;:&quot;down&quot;,&quot;sec&quot;:&quot;WF&quot;,&quot;bench&quot;:null},&quot;standards&quot;:{&quot;how&quot;:&quot;Trigger thresholds and records agencies can share&quot;,&quot;kpi&quot;:&quot;Triggers adopted&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WF&quot;,&quot;bench&quot;:null},&quot;reports&quot;:{&quot;how&quot;:&quot;Seasonal drought outlook and food-price signals&quot;,&quot;kpi&quot;:&quot;Outlooks issued&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;FH&quot;,&quot;bench&quot;:null},&quot;academy&quot;:{&quot;how&quot;:&quot;Course for basin and food-security officers&quot;,&quot;kpi&quot;:&quot;Officers qualified&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WFB&quot;,&quot;bench&quot;:null}},&quot;n&quot;:&quot;Drought&quot;},&quot;heatwave&quot;:{&quot;lead&quot;:[&quot;foundry&quot;,&quot;universe&quot;,&quot;reports&quot;,&quot;academy&quot;],&quot;slots&quot;:[null,null,{&quot;key&quot;:&quot;heat&quot;,&quot;slot&quot;:&quot;avoid&quot;,&quot;v&quot;:&quot;1,190&quot;,&quot;k&quot;:&quot;deaths avoided a year&quot;,&quot;t&quot;:&quot;Estimated after Ahmedabad's heat action plan, the first in South Asia&quot;,&quot;s&quot;:&quot;Hess et al., J. Environ. Public Health, 2018&quot;,&quot;url&quot;:&quot;https:\/\/doi.org\/10.1155\/2018\/7973519&quot;}],&quot;head&quot;:{&quot;key&quot;:&quot;heat&quot;,&quot;slot&quot;:&quot;avoid&quot;,&quot;v&quot;:&quot;1,190&quot;,&quot;k&quot;:&quot;deaths avoided a year&quot;,&quot;t&quot;:&quot;Estimated after Ahmedabad's heat action plan, the first in South Asia&quot;,&quot;s&quot;:&quot;Hess et al., J. Environ. Public Health, 2018&quot;,&quot;url&quot;:&quot;https:\/\/doi.org\/10.1155\/2018\/7973519&quot;},&quot;P&quot;:{&quot;labs&quot;:{&quot;how&quot;:&quot;Heat-health thresholds from temperature and admissions&quot;,&quot;kpi&quot;:&quot;Threshold accuracy&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;H&quot;,&quot;bench&quot;:null},&quot;foundry&quot;:{&quot;how&quot;:&quot;Grid peak and river temperature model for the heat season&quot;,&quot;kpi&quot;:&quot;Peak hours foreseen&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WE&quot;,&quot;bench&quot;:null},&quot;universe&quot;:{&quot;how&quot;:&quot;Heat action plan exercise with health and grid operators&quot;,&quot;kpi&quot;:&quot;Alert-to-action hours&quot;,&quot;dir&quot;:&quot;down&quot;,&quot;sec&quot;:&quot;EH&quot;,&quot;bench&quot;:&quot;1,190&quot;},&quot;standards&quot;:{&quot;how&quot;:&quot;Shared heat-alert levels and response records&quot;,&quot;kpi&quot;:&quot;Agencies on one scale&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;EH&quot;,&quot;bench&quot;:null},&quot;reports&quot;:{&quot;how&quot;:&quot;Heat season review of health and power outcomes&quot;,&quot;kpi&quot;:&quot;Excess deaths tracked&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;H&quot;,&quot;bench&quot;:null},&quot;academy&quot;:{&quot;how&quot;:&quot;Course for health and utility planners&quot;,&quot;kpi&quot;:&quot;Planners qualified&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;EHF&quot;,&quot;bench&quot;:null}},&quot;n&quot;:&quot;Heatwave&quot;},&quot;blackout&quot;:{&quot;lead&quot;:[&quot;foundry&quot;,&quot;universe&quot;,&quot;standards&quot;,&quot;academy&quot;],&quot;slots&quot;:[{&quot;key&quot;:&quot;disrupt&quot;,&quot;slot&quot;:&quot;risk&quot;,&quot;v&quot;:&quot;$390B&quot;,&quot;k&quot;:&quot;a year at least, in infrastructure disruption costs to households and firms in low- and middle-income countries&quot;,&quot;t&quot;:&quot;At least, by households and firms in low- and middle-income countries to infrastructure disruptions&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},{&quot;key&quot;:&quot;roi4&quot;,&quot;slot&quot;:&quot;ret&quot;,&quot;v&quot;:&quot;4 : 1&quot;,&quot;k&quot;:&quot;benefit to cost&quot;,&quot;t&quot;:&quot;Net benefit of more resilient infrastructure in developing countries, over the life of the assets&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},null],&quot;head&quot;:{&quot;key&quot;:&quot;roi4&quot;,&quot;slot&quot;:&quot;ret&quot;,&quot;v&quot;:&quot;4 : 1&quot;,&quot;k&quot;:&quot;benefit to cost&quot;,&quot;t&quot;:&quot;Net benefit of more resilient infrastructure in developing countries, over the life of the assets&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},&quot;P&quot;:{&quot;labs&quot;:{&quot;how&quot;:&quot;Cascade model of what fails when the grid does&quot;,&quot;kpi&quot;:&quot;Dependencies mapped&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;EI&quot;,&quot;bench&quot;:null},&quot;foundry&quot;:{&quot;how&quot;:&quot;Twin of backup fuel, water treatment and cold chains&quot;,&quot;kpi&quot;:&quot;Hours of autonomy&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WEFH&quot;,&quot;bench&quot;:null},&quot;universe&quot;:{&quot;how&quot;:&quot;Black-start exercise across utilities and hospitals&quot;,&quot;kpi&quot;:&quot;Hours to restore&quot;,&quot;dir&quot;:&quot;down&quot;,&quot;sec&quot;:&quot;EIH&quot;,&quot;bench&quot;:&quot;$390B&quot;},&quot;standards&quot;:{&quot;how&quot;:&quot;Interdependency records shared by operators&quot;,&quot;kpi&quot;:&quot;Operators sharing&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WEI&quot;,&quot;bench&quot;:null},&quot;reports&quot;:{&quot;how&quot;:&quot;Lifeline resilience profile&quot;,&quot;kpi&quot;:&quot;Outage hours a year&quot;,&quot;dir&quot;:&quot;down&quot;,&quot;sec&quot;:&quot;EI&quot;,&quot;bench&quot;:null},&quot;academy&quot;:{&quot;how&quot;:&quot;Course on interdependent infrastructure&quot;,&quot;kpi&quot;:&quot;Operators qualified&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;EI&quot;,&quot;bench&quot;:null}},&quot;n&quot;:&quot;Grid blackout&quot;},&quot;pandemic&quot;:{&quot;lead&quot;:[&quot;foundry&quot;,&quot;universe&quot;,&quot;reports&quot;,&quot;academy&quot;],&quot;slots&quot;:[{&quot;key&quot;:&quot;ghrf&quot;,&quot;slot&quot;:&quot;risk&quot;,&quot;v&quot;:&quot;$60B+&quot;,&quot;k&quot;:&quot;expected losses a year&quot;,&quot;t&quot;:&quot;Expected annual cost of pandemics, against about $4.5B a year to prepare&quot;,&quot;s&quot;:&quot;Commission on a Global Health Risk Framework, 2016&quot;,&quot;url&quot;:&quot;https:\/\/doi.org\/10.17226\/21891&quot;},null,null],&quot;head&quot;:{&quot;key&quot;:&quot;ghrf&quot;,&quot;slot&quot;:&quot;risk&quot;,&quot;v&quot;:&quot;$60B+&quot;,&quot;k&quot;:&quot;expected losses a year&quot;,&quot;t&quot;:&quot;Expected annual cost of pandemics, against about $4.5B a year to prepare&quot;,&quot;s&quot;:&quot;Commission on a Global Health Risk Framework, 2016&quot;,&quot;url&quot;:&quot;https:\/\/doi.org\/10.17226\/21891&quot;},&quot;P&quot;:{&quot;labs&quot;:{&quot;how&quot;:&quot;Workforce-absence scenarios for essential services&quot;,&quot;kpi&quot;:&quot;Scenarios tested&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;EIH&quot;,&quot;bench&quot;:null},&quot;foundry&quot;:{&quot;how&quot;:&quot;Continuity board for clinics, grid and logistics&quot;,&quot;kpi&quot;:&quot;Services monitored&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;EIFH&quot;,&quot;bench&quot;:null},&quot;universe&quot;:{&quot;how&quot;:&quot;Continuity exercise across health, energy and food&quot;,&quot;kpi&quot;:&quot;Services kept running&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;EFH&quot;,&quot;bench&quot;:&quot;$60B+&quot;},&quot;standards&quot;:{&quot;how&quot;:&quot;Shared surveillance and continuity records&quot;,&quot;kpi&quot;:&quot;Days to share data&quot;,&quot;dir&quot;:&quot;down&quot;,&quot;sec&quot;:&quot;H&quot;,&quot;bench&quot;:null},&quot;reports&quot;:{&quot;how&quot;:&quot;After-action findings on essential services&quot;,&quot;kpi&quot;:&quot;Findings acted on&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;EIFH&quot;,&quot;bench&quot;:null},&quot;academy&quot;:{&quot;how&quot;:&quot;Course for continuity managers&quot;,&quot;kpi&quot;:&quot;Managers qualified&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;IH&quot;,&quot;bench&quot;:null}},&quot;n&quot;:&quot;Pandemic&quot;},&quot;pollinator&quot;:{&quot;lead&quot;:[&quot;labs&quot;,&quot;foundry&quot;,&quot;standards&quot;,&quot;reports&quot;],&quot;slots&quot;:[{&quot;key&quot;:&quot;pollin&quot;,&quot;slot&quot;:&quot;risk&quot;,&quot;v&quot;:&quot;$235\u2013577B&quot;,&quot;k&quot;:&quot;crop output at risk a year&quot;,&quot;t&quot;:&quot;Annual global crop output that depends on animal pollination&quot;,&quot;s&quot;:&quot;IPBES, Assessment report on pollinators, 2016&quot;,&quot;url&quot;:&quot;https:\/\/www.ipbes.net\/assessment-reports\/pollinators&quot;},null,null],&quot;head&quot;:{&quot;key&quot;:&quot;pollin&quot;,&quot;slot&quot;:&quot;risk&quot;,&quot;v&quot;:&quot;$235\u2013577B&quot;,&quot;k&quot;:&quot;crop output at risk a year&quot;,&quot;t&quot;:&quot;Annual global crop output that depends on animal pollination&quot;,&quot;s&quot;:&quot;IPBES, Assessment report on pollinators, 2016&quot;,&quot;url&quot;:&quot;https:\/\/www.ipbes.net\/assessment-reports\/pollinators&quot;},&quot;P&quot;:{&quot;labs&quot;:{&quot;how&quot;:&quot;Maps of pollinators and the yields that depend on them&quot;,&quot;kpi&quot;:&quot;Area mapped&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;FB&quot;,&quot;bench&quot;:&quot;$235\u2013577B&quot;},&quot;foundry&quot;:{&quot;how&quot;:&quot;Yield and diet-quality model by crop&quot;,&quot;kpi&quot;:&quot;Crops modelled&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;FH&quot;,&quot;bench&quot;:null},&quot;universe&quot;:{&quot;how&quot;:&quot;Landscape mission with farmers and conservation agencies&quot;,&quot;kpi&quot;:&quot;Hectares in the mission&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;FB&quot;,&quot;bench&quot;:null},&quot;standards&quot;:{&quot;how&quot;:&quot;Common biodiversity monitoring records&quot;,&quot;kpi&quot;:&quot;Sites reporting&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;B&quot;,&quot;bench&quot;:null},&quot;reports&quot;:{&quot;how&quot;:&quot;Nature and nutrition profile&quot;,&quot;kpi&quot;:&quot;Indicators tracked&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;FHB&quot;,&quot;bench&quot;:null},&quot;academy&quot;:{&quot;how&quot;:&quot;Course on nature-dependent farming&quot;,&quot;kpi&quot;:&quot;Advisers qualified&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;FB&quot;,&quot;bench&quot;:null}},&quot;n&quot;:&quot;Pollinator decline&quot;},&quot;storm-surge&quot;:{&quot;lead&quot;:[&quot;labs&quot;,&quot;foundry&quot;,&quot;universe&quot;,&quot;standards&quot;,&quot;reports&quot;],&quot;slots&quot;:[{&quot;key&quot;:&quot;disrupt&quot;,&quot;slot&quot;:&quot;risk&quot;,&quot;v&quot;:&quot;$390B&quot;,&quot;k&quot;:&quot;a year at least, in infrastructure disruption costs to households and firms in low- and middle-income countries&quot;,&quot;t&quot;:&quot;At least, by households and firms in low- and middle-income countries to infrastructure disruptions&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},{&quot;key&quot;:&quot;roi4&quot;,&quot;slot&quot;:&quot;ret&quot;,&quot;v&quot;:&quot;4 : 1&quot;,&quot;k&quot;:&quot;benefit to cost&quot;,&quot;t&quot;:&quot;Net benefit of more resilient infrastructure in developing countries, over the life of the assets&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},{&quot;key&quot;:&quot;mangrove&quot;,&quot;slot&quot;:&quot;avoid&quot;,&quot;v&quot;:&quot;$80B&quot;,&quot;k&quot;:&quot;flood losses avoided a year&quot;,&quot;t&quot;:&quot;Coastal flood losses that mangroves already prevent worldwide&quot;,&quot;s&quot;:&quot;Global Commission on Adaptation, Adapt Now, 2019&quot;,&quot;url&quot;:&quot;https:\/\/gca.org\/reports\/adapt-now-a-global-call-for-leadership-on-climate-resilience\/&quot;}],&quot;head&quot;:{&quot;key&quot;:&quot;roi4&quot;,&quot;slot&quot;:&quot;ret&quot;,&quot;v&quot;:&quot;4 : 1&quot;,&quot;k&quot;:&quot;benefit to cost&quot;,&quot;t&quot;:&quot;Net benefit of more resilient infrastructure in developing countries, over the life of the assets&quot;,&quot;s&quot;:&quot;World Bank, Lifelines, 2019&quot;,&quot;url&quot;:&quot;https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805&quot;},&quot;P&quot;:{&quot;labs&quot;:{&quot;how&quot;:&quot;Surge model with mangrove and dune buffers&quot;,&quot;kpi&quot;:&quot;Coast modelled&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;IB&quot;,&quot;bench&quot;:&quot;$80B&quot;},&quot;foundry&quot;:{&quot;how&quot;:&quot;Coastal twin of ports, substations and water intakes&quot;,&quot;kpi&quot;:&quot;Assets in the twin&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;WEI&quot;,&quot;bench&quot;:null},&quot;universe&quot;:{&quot;how&quot;:&quot;Evacuation and port-recovery exercise&quot;,&quot;kpi&quot;:&quot;Days to reopen port&quot;,&quot;dir&quot;:&quot;down&quot;,&quot;sec&quot;:&quot;IH&quot;,&quot;bench&quot;:null},&quot;standards&quot;:{&quot;how&quot;:&quot;Shared records for coastal assets and defences&quot;,&quot;kpi&quot;:&quot;Defences recorded&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;IB&quot;,&quot;bench&quot;:null},&quot;reports&quot;:{&quot;how&quot;:&quot;Coastal risk profile, built and natural defences&quot;,&quot;kpi&quot;:&quot;Coast profiled&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;IB&quot;,&quot;bench&quot;:&quot;$390B&quot;},&quot;academy&quot;:{&quot;how&quot;:&quot;Course for port and coastal managers&quot;,&quot;kpi&quot;:&quot;Managers qualified&quot;,&quot;dir&quot;:&quot;up&quot;,&quot;sec&quot;:&quot;IH&quot;,&quot;bench&quot;:null}},&quot;n&quot;:&quot;Coastal storm surge&quot;}}}\" data-phex-applied=\"storm-surge\" data-nduo-pane=\"phex\"><div class=\"nx-nsig-stage\"><div class=\"nx-nsig-top\"><span><b class=\"nx-nduo-ab\">B<\/b>Applied response across six pillars<\/span><span class=\"nx-nsig-pairs\">12 \/ 18 handoffs<\/span><\/div><div class=\"nx-nsig-tilt\"><svg class=\"nx-nsig-svg\" viewBox=\"-370 -290 740 580\" role=\"img\" aria-label=\"The six pillars of the Consortium's programme: 12 of 18 handoffs in play, 8 feedback loops closed.\" focusable=\"false\" data-nx-z=\"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\"><\/svg><\/div><\/div><div class=\"nx-phex-apply\"><p class=\"nx-phex-aphd\"><span>Pillars \u00b7 <b class=\"nx-phex-apn\">Coastal storm surge<\/b><\/span><span>KPI<\/span><\/p><ol class=\"nx-phex-aps\"><li><button type=\"button\" class=\"nx-phex-ap nx-phex-lead\" data-k=\"0\" data-sec=\"IB\" aria-pressed=\"true\"><span class=\"nx-phex-apl\">L<\/span><span class=\"nx-phex-aph\"><b>Labs<\/b> Surge model with mangrove and dune buffers<\/span><span class=\"nx-phex-apk\">Coast modelled <span class=\"nx-phex-dir\" role=\"img\" aria-label=\"higher is better\">\u2191<\/span><em class=\"nx-phex-bench\">$80B<\/em><\/span><\/button><\/li><li><button type=\"button\" class=\"nx-phex-ap nx-phex-lead\" data-k=\"1\" data-sec=\"WEI\" aria-pressed=\"true\"><span class=\"nx-phex-apl\">F<\/span><span class=\"nx-phex-aph\"><b>Foundry<\/b> Coastal twin of ports, substations and water intakes<\/span><span class=\"nx-phex-apk\">Assets in the twin <span class=\"nx-phex-dir\" role=\"img\" aria-label=\"higher is better\">\u2191<\/span><\/span><\/button><\/li><li><button type=\"button\" class=\"nx-phex-ap nx-phex-lead\" data-k=\"2\" data-sec=\"IH\" aria-pressed=\"true\"><span class=\"nx-phex-apl\">U<\/span><span class=\"nx-phex-aph\"><b>Universe<\/b> Evacuation and port-recovery exercise<\/span><span class=\"nx-phex-apk\">Days to reopen port <span class=\"nx-phex-dir\" role=\"img\" aria-label=\"lower is better\">\u2193<\/span><\/span><\/button><\/li><li><button type=\"button\" class=\"nx-phex-ap nx-phex-lead\" data-k=\"3\" data-sec=\"IB\" aria-pressed=\"true\"><span class=\"nx-phex-apl\">S<\/span><span class=\"nx-phex-aph\"><b>Standards<\/b> Shared records for coastal assets and defences<\/span><span class=\"nx-phex-apk\">Defences recorded <span class=\"nx-phex-dir\" role=\"img\" aria-label=\"higher is better\">\u2191<\/span><\/span><\/button><\/li><li><button type=\"button\" class=\"nx-phex-ap nx-phex-lead\" data-k=\"4\" data-sec=\"IB\" aria-pressed=\"true\"><span class=\"nx-phex-apl\">R<\/span><span class=\"nx-phex-aph\"><b>Reports<\/b> Coastal risk profile, built and natural defences<\/span><span class=\"nx-phex-apk\">Coast profiled <span class=\"nx-phex-dir\" role=\"img\" aria-label=\"higher is better\">\u2191<\/span><em class=\"nx-phex-bench\">$390B<\/em><\/span><\/button><\/li><li><button type=\"button\" class=\"nx-phex-ap\" data-k=\"5\" data-sec=\"IH\" aria-pressed=\"false\"><span class=\"nx-phex-apl\">A<\/span><span class=\"nx-phex-aph\"><b>Academy<\/b> Course for port and coastal managers<\/span><span class=\"nx-phex-apk\">Managers qualified <span class=\"nx-phex-dir\" role=\"img\" aria-label=\"higher is better\">\u2191<\/span><\/span><\/button><\/li><\/ol><\/div><figcaption class=\"nx-nsig-note\">Illustrative applications; the values are published benchmarks, cited in the readout.<\/figcaption><\/figure><\/div><p class=\"nx-nduo-legend\"><span><i class=\"nx-nduo-k1\"><\/i>In this context<\/span><span><i class=\"nx-nduo-k2\"><\/i>Dependence or handoff, heavier is stronger<\/span><span><i class=\"nx-nduo-k3\"><\/i>Outside this context<\/span><\/p><div class=\"nx-nduo-tlw\" data-phex-for=\"nx-sec-nexus-phex\"><div class=\"nx-phex-phase nx-nduo-tl\" data-phex-tl=\"true\" hidden><p class=\"nx-phex-phh\"><span class=\"nx-phex-phk\">Programme year<\/span><span class=\"nx-phex-pn\">All phases<\/span><\/p><div class=\"nx-phex-steps\" role=\"group\" aria-label=\"Phases of the programme year\"><\/div><div class=\"nx-nsig-actions\"><button type=\"button\" class=\"nx-nsig-btn\" data-phex-act=\"play\">Play the year<\/button><button type=\"button\" class=\"nx-nsig-btn\" data-phex-act=\"allph\">All phases<\/button><\/div><\/div><\/div><div class=\"nx-nduo-read\"><div class=\"nx-nsig-read\" data-for=\"sig\"><div><p class=\"nx-nsig-k\">Context<\/p><p class=\"nx-nsig-name\">Coastal storm surge<\/p><p class=\"nx-nsig-line\">Mangroves and dunes absorb the surge; where they are gone, ports, substations and water intakes take it.<\/p><\/div><p class=\"nx-nsig-code\" aria-live=\"polite\"><span>W<\/span> \u00b7 <span>E<\/span> \u00b7 <span>I<\/span> \u00b7 <span class=\"nx-nsig-off\">F<\/span> \u00b7 <span>H<\/span> \u00b7 <span>B<\/span><\/p><p class=\"nx-nduo-grp\">Risk<\/p><dl class=\"nx-nsig-stats\"><div><dt>Sectors<\/dt><dd><strong>5<\/strong> <small>of 6<\/small><\/dd><\/div><div><dt>Relations<\/dt><dd><strong>10<\/strong> <small>of 15<\/small><\/dd><\/div><div><dt>Coupling<\/dt><dd><strong>0.64<\/strong> <small>share of total<\/small><\/dd><\/div><\/dl><p class=\"nx-nduo-live\" hidden><\/p><div class=\"nx-nsig-detail\"><p class=\"nx-nsig-hint\">Hover a corner, a line or a row to trace it across both sides.<\/p><\/div><div class=\"nx-nsig-actions\" hidden><button type=\"button\" class=\"nx-nsig-btn\" data-sig-act=\"all\">Select all<\/button><button type=\"button\" class=\"nx-nsig-btn\" data-sig-act=\"clear\">Clear<\/button><button type=\"button\" class=\"nx-nsig-btn nx-nsig-pri\" data-sig-act=\"copy\">Copy brief<\/button><\/div><\/div><div class=\"nx-nsig-read\" data-for=\"phex\"><div class=\"nx-phex-rhead\"><p class=\"nx-nsig-k\">Route<\/p><p class=\"nx-nsig-name\">Applied to coastal storm surge<\/p><p class=\"nx-nsig-line\"><\/p><\/div><p class=\"nx-nsig-code nx-phex-rhead\" aria-live=\"polite\"><span>L<\/span> \u00b7 <span>F<\/span> \u00b7 <span>U<\/span> \u00b7 <span>S<\/span> \u00b7 <span>R<\/span> \u00b7 <span class=\"nx-nsig-off\">A<\/span><\/p><p class=\"nx-nduo-grp\">Response<\/p><dl class=\"nx-nsig-stats\"><div><dt>Pillars<\/dt><dd><strong>5<\/strong> <small>of 6<\/small><\/dd><\/div><div><dt>Handoffs<\/dt><dd><strong>12<\/strong> <small>of 18<\/small><\/dd><\/div><div><dt>Loops<\/dt><dd><strong>8<\/strong> <small>closed<\/small><\/dd><\/div><\/dl><p class=\"nx-nduo-grp\">Expected value<\/p><dl class=\"nx-nduo-vals\"><div><dt>What is at stake<\/dt><dd><strong>$390B<\/strong><span>a year at least, in infrastructure disruption costs to households and firms in low- and middle-income countries<\/span><small><a href=\"https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805\" rel=\"noopener\" target=\"_blank\">World Bank, Lifelines, 2019<\/a><\/small><\/dd><\/div><div><dt>Return on resilience<\/dt><dd><strong>4 : 1<\/strong><span>benefit to cost<\/span><small><a href=\"https:\/\/openknowledge.worldbank.org\/handle\/10986\/31805\" rel=\"noopener\" target=\"_blank\">World Bank, Lifelines, 2019<\/a><\/small><\/dd><\/div><div><dt>Avoided loss<\/dt><dd><strong>$80B<\/strong><span>flood losses avoided a year<\/span><small><a href=\"https:\/\/gca.org\/reports\/adapt-now-a-global-call-for-leadership-on-climate-resilience\/\" rel=\"noopener\" target=\"_blank\">Global Commission on Adaptation, Adapt Now, 2019<\/a><\/small><\/dd><\/div><\/dl><div class=\"nx-nsig-detail\"><p class=\"nx-nsig-hint\">Hover a pillar, a line or a row to read how it is applied.<\/p><\/div><div class=\"nx-nsig-actions\" data-phex-acts=\"true\" data-phex-acts-off=\"true\" hidden><button type=\"button\" class=\"nx-nsig-btn\" data-phex-act=\"all\">Whole ring<\/button><button type=\"button\" class=\"nx-nsig-btn\" data-phex-act=\"clear\">Clear<\/button><button type=\"button\" class=\"nx-nsig-btn nx-nsig-pri\" data-phex-act=\"copy\">Copy route<\/button><\/div><\/div><\/div><\/div><\/div><p class=\"nx-nsig-note\">A: a teaching cascade (shock 0.6, gain 0.35, four rounds) over teaching values for a typical city-region, not measurements. B: illustrative applications and the KPI each pillar answers for; values are published benchmarks, cited, not forecasts. Open events: NASA EONET, live.<\/p><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-3\" data-hue=\"systemic\" aria-label=\"Connected, Exposure, loss and capital, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Connected, Exposure, loss and capital, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-3-tab-1\" aria-controls=\"nx-s-11-sec\" aria-selected=\"true\" data-key=\"p1\">Connected<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-3-tab-2\" aria-controls=\"nx-sec-audience\" aria-selected=\"false\" data-key=\"p2\">Exposure, loss and capital<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-3-tab-3\" aria-controls=\"nx-s-13-sec\" aria-selected=\"false\" data-key=\"p3\">Questions<\/button><\/div><section id=\"nx-s-11-sec\" class=\"nx-section nx-band-panel\" data-hue=\"systemic\" aria-labelledby=\"nx-s-11\" role=\"tabpanel\" data-band-tab=\"nx-band-3-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Connected<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Where this page leads across the Consortium.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/therisk.global\/oceans-coasts\/stem\/ocean-science\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Steward platform<\/span><span class=\"nx-dest-host\"><abbr title=\"The Global Centre for Risk and Innovation\">GCRI<\/abbr><\/span><\/span><span class=\"nx-dest-title\">Ocean science for coastal risk<\/span><span class=\"nx-dest-why\">Oceans and Coasts stewards this method.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-audience\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-12\" role=\"tabpanel\" data-band-tab=\"nx-band-3-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Exposure, loss and capital<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">What it means for exposure, loss and capital.<\/h2><p class=\"nx-lede\">The exposure, loss, scenario and capital views a risk officer, supervisor or ministry of finance would ask for, with the frameworks they report against. Structures follow supervisory and actuarial practice. Values are illustrative: never prices, ratings or advice.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-au\" data-au-voice=\"finance\" data-au-n=\"1\"><figure class=\"nx-au-c\" data-au-fig=\"exposure-loss\"><h3 class=\"nx-h4\">Exposure and loss at return periods<\/h3><p class=\"nx-p nx-au-what\">How losses from ocean and coastal science for reinsurance and catastrophe grow with severity, gross and net of reinsurance, against capital.<\/p><div class=\"nx-au-cols\"><div class=\"nx-au-fig\"><svg class=\"nx-au-svg\" viewBox=\"0 0 560 214\" role=\"img\" aria-label=\"Exceedance probability curve, gross and net loss by return period\" focusable=\"false\"><line class=\"nx-au-ax\" x1=\"50\" y1=\"186\" x2=\"540\" y2=\"186\"\/><line class=\"nx-au-ax\" x1=\"50\" y1=\"16\" x2=\"50\" y2=\"186\"\/><path class=\"nx-au-ln\" d=\"M50 156.3l163.3-40.4 163.4-27.6 163.3-46.8\"\/><path class=\"nx-au-ac\" d=\"M50 164.8l163.3-23.4 163.4-12.8 163.3-25.5\"\/><text class=\"nx-au-t\" x=\"50\" y=\"202\" text-anchor=\"middle\">1 in 10<\/text><circle class=\"nx-au-nd nx-au-nd-ac\" cx=\"50.0\" cy=\"164.8\" r=\"3.5\"\/><text class=\"nx-au-t\" x=\"213.33\" y=\"202\" text-anchor=\"middle\">1 in 50<\/text><circle class=\"nx-au-nd nx-au-nd-ac\" cx=\"213.3\" cy=\"141.4\" r=\"3.5\"\/><text class=\"nx-au-t\" x=\"376.67\" y=\"202\" text-anchor=\"middle\">1 in 100<\/text><circle class=\"nx-au-nd nx-au-nd-ac\" cx=\"376.7\" cy=\"128.6\" r=\"3.5\"\/><text class=\"nx-au-t\" x=\"540\" y=\"202\" text-anchor=\"middle\">1 in 250<\/text><circle class=\"nx-au-nd nx-au-nd-ac\" cx=\"540.0\" cy=\"103.1\" r=\"3.5\"\/><text class=\"nx-au-t\" x=\"534\" y=\"33.5\" text-anchor=\"end\">gross<\/text><text class=\"nx-au-t\" x=\"526\" y=\"129.13\" text-anchor=\"end\">net of reinsurance<\/text><text class=\"nx-au-t\" x=\"44\" y=\"20\" text-anchor=\"end\">80<\/text><text class=\"nx-au-t\" x=\"44\" y=\"190\" text-anchor=\"end\">0<\/text><\/svg><\/div><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Return period<\/th><th scope=\"col\">Annual probability<\/th><th scope=\"col\">Gross loss<\/th><th scope=\"col\">Net loss<\/th><th scope=\"col\">Net, capital = 100<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Return period\">1 in 10<\/td><td data-label=\"Annual probability\">0.10<\/td><td data-label=\"Gross loss\">14<\/td><td data-label=\"Net loss\">10<\/td><td data-label=\"Net, capital = 100\"><span class=\"nx-au-num\">10<\/span><\/td><\/tr><tr><td data-label=\"Return period\">1 in 50<\/td><td data-label=\"Annual probability\">0.02<\/td><td data-label=\"Gross loss\">33<\/td><td data-label=\"Net loss\">21<\/td><td data-label=\"Net, capital = 100\"><span class=\"nx-au-num\">21<\/span><\/td><\/tr><tr><td data-label=\"Return period\">1 in 100<\/td><td data-label=\"Annual probability\">0.01<\/td><td data-label=\"Gross loss\">46<\/td><td data-label=\"Net loss\">27<\/td><td data-label=\"Net, capital = 100\"><span class=\"nx-au-num\">27<\/span><\/td><\/tr><tr><td data-label=\"Return period\">1 in 250<\/td><td data-label=\"Annual probability\">0.004<\/td><td data-label=\"Gross loss\">68<\/td><td data-label=\"Net loss\">39<\/td><td data-label=\"Net, capital = 100\"><span class=\"nx-au-num\">39<\/span><\/td><\/tr><tr><td data-label=\"Return period\">Average annual loss<\/td><td data-label=\"Annual probability\"><\/td><td data-label=\"Gross loss\">3.1<\/td><td data-label=\"Net loss\">2.2<\/td><td data-label=\"Net, capital = 100\">2.2<\/td><\/tr><\/tbody><\/table><\/div><\/div><figcaption class=\"nx-caption\"><span>Illustrative loss index for a example portfolio (capital = 100): the exceedance-probability form insurers and supervisors read. Not data on any institution, not a price or a rating.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-chips nx-au-fw\" aria-label=\"Frameworks cited\"><span class=\"nx-chip\">NGFS climate scenarios \u00b7 Network for Greening the Financial System<\/span><span class=\"nx-chip\">IFRS S2 Climate-related Disclosures \u00b7 ISSB<\/span><span class=\"nx-chip\">TCFD recommendations \u00b7 Financial Stability Board TCFD<\/span><span class=\"nx-chip\">Principles for the effective management of climate-related financial risks \u00b7 Basel Committee on Banking Supervision<\/span><\/div><\/div><\/div><\/section><section id=\"nx-s-13-sec\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" aria-labelledby=\"nx-s-13\" role=\"tabpanel\" data-band-tab=\"nx-band-3-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">14<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>What are the limits of ocean and coastal science in this field?<\/summary><div class=\"nx-answer\">Coastal processes at fine scale and ice sheet contributions to sea level remain uncertain. Observations of the deep ocean and polar seas are sparse.<\/div><\/details><details><summary>How are results checked?<\/summary><div class=\"nx-answer\">Models are checked against tide gauge records, altimetry and in situ profiles. Hindcasts of past storms and heatwaves test predictive skill.<\/div><\/details><details><summary>Are the values on this page real?<\/summary><div class=\"nx-answer\">The data names, roles and checks are real descriptions of practice. The canvas shows a design of the method&#8217;s use, not a run; no result is reported here.<\/div><\/details><details><summary>Where else is this method applied?<\/summary><div class=\"nx-answer\">The <a class=\"nx-link\" href=\"https:\/\/therisk.global\/stem\/science\/ocean-science\/\">canonical method page<\/a> lists every platform that applies it.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"systemic\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> is the Consortium&#8217;s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Reinsurance and Catastrophe<\/span><span class=\"nx-chip\">Finance and Insurance Readiness<\/span><span class=\"nx-chip\">Methods and Technical<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/write-to-us\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. Curators review it; the DOI stays yours.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/contribute\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Reports<\/span><span class=\"nx-dest-host\">Global Risks Alliance<\/span><\/span><span class=\"nx-dest-title\">See every way to contribute<\/span><span class=\"nx-dest-why\">The contribution types, how each is reviewed, what credit you receive, the licence and what is never accepted.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><div class=\"nx-live-slot\" data-nxf-slot=\"contribute\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/reinsurance-catastrophe\/stem\/ocean-science#contribute\" data-nxf-title=\"Contribute evidence\" data-nxf-height=\"480\" hidden><\/div><p class=\"nx-note nx-mt-3\">Never send personal data, sensitive infrastructure detail or anything you have no right to share. A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-e-com-reinsurance-catastrophe-stem-ocean-science-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-e-com-reinsurance-catastrophe-stem-ocean-science-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-e-com-reinsurance-catastrophe-stem-ocean-science-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/model\/scenarios\/storm-surge\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Coastal storm surge<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/disaster-risk-finance\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Disaster risk finance<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-14\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Reinsurance and Catastrophe<\/span><h2 id=\"nx-close-14\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. 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They are not advice, forecasts or warnings; the limits of the information are set out in the Disclaimers and Data Notices.<\/p><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"TechArticle\",\"@id\":\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/stem\/ocean-science\/#article\",\"headline\":\"Ocean and coastal science for reinsurance and catastrophe\",\"description\":\"Ocean science for storm surge risk: hydrodynamic surge modelling, sea level rise scenarios and ocean heat as a condition for cyclone intensification.\",\"inLanguage\":\"en\",\"about\":{\"@type\":\"Thing\",\"name\":\"ocean science for storm surge risk\"},\"author\":{\"@id\":\"https:\/\/globalriskalliance.com\/#organization\",\"@type\":\"Organization\",\"name\":\"The Global Risks Alliance\",\"url\":\"https:\/\/globalriskalliance.com\/\",\"alternateName\":\"GRA\"},\"publisher\":{\"@id\":\"https:\/\/globalriskalliance.com\/#organization\"},\"mainEntityOfPage\":{\"@id\":\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/stem\/ocean-science\/#webpage\"},\"isAccessibleForFree\":true,\"mentions\":[{\"@type\":\"Thing\",\"name\":\"Tide gauge records\"},{\"@type\":\"Thing\",\"name\":\"IPCC sea level projections\"},{\"@type\":\"Thing\",\"name\":\"Sea surface temperature analyses\"}]}]}<\/script>\n\n<!-- nx-rev:174c4071eb115054 -->\n<!-- nx-shared:bc0c15369fe9 -->\n<!-- nx-path:\/stem\/ocean-science\/ -->","protected":false},"excerpt":{"rendered":"<p>Ocean science explains storm surge, sea level rise, ocean warming and tsunami. 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