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auto;padding:0 16px;font-family:ui-sans-serif,system-ui,-apple-system,\"Segoe UI\",sans-serif;line-height:1.55;overflow-wrap:break-word}#nxe-nk4793ez.nxe :where(*,*::before,*::after){box-sizing:inherit}#nxe-nk4793ez.nxe :where(section,header,footer,nav,aside){display:block;margin:0 0 32px}#nxe-nk4793ez.nxe :where(h1,h2,h3,h4){line-height:1.2;margin:24px 0 12px;font-weight:600}#nxe-nk4793ez.nxe :where(p,ul,ol,dl,table,figure,details){margin:0 0 16px}#nxe-nk4793ez.nxe :where(ul,ol){padding-left:20px}#nxe-nk4793ez.nxe a{color:inherit;text-decoration:underline;text-underline-offset:2px}#nxe-nk4793ez.nxe table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}#nxe-nk4793ez.nxe :where(th,td){padding:6px 8px;text-align:left;vertical-align:top;border-bottom:1px solid;border-color:inherit}#nxe-nk4793ez.nxe svg{display:none}#nxe-nk4793ez.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-nk4793ez.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-nk4793ez.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"ledger\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">System<\/button><\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr><\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Reinsurance and Catastrophe<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Reinsurance and Catastrophe \u00b7 Topics<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Topics<\/h1><p class=\"nx-tagline\">Topics at Reinsurance and Catastrophe: the pages in this section are listed below, each with its own scope and status.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/reinsurance-structures\/\">Open Reinsurance structures <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/\">Back to Reinsurance and Catastrophe<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\" data-variant=\"ledger\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Reinsurance and Catastrophe<\/strong><\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/reinsurance-structures\/\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">Topic<\/span><span class=\"nx-register-v\">Reinsurance structures<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/catastrophe-models\/\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">Topic<\/span><span class=\"nx-register-v\">Catastrophe models<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/aggregate-accumulation\/\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Topic<\/span><span class=\"nx-register-v\">Aggregate accumulation<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/protection-gaps\/\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Topic<\/span><span class=\"nx-register-v\">Protection gaps<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/climate-and-natcat\/\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Topic<\/span><span class=\"nx-register-v\">Climate and natural catastrophe<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/retrocession-and-capital\/\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Topic<\/span><span class=\"nx-register-v\">Retrocession and capital<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/model-validation\/\"><span class=\"nx-register-n\">07<\/span><span class=\"nx-register-k\">Topic<\/span><span class=\"nx-register-v\">Model validation<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/catastrophe-loss-data\/\"><span class=\"nx-register-n\">08<\/span><span class=\"nx-register-k\">Topic<\/span><span class=\"nx-register-v\">Catastrophe loss data<\/span><\/a><\/li><\/ol><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-about-this-section\"><span>01<\/span>About this section<\/a><a href=\"#nx-sec-pg-nx-gra-a-p02-tp\"><span>02<\/span>Topic map<\/a><a href=\"#nx-sec-pg-sources\"><span>03<\/span>Sources<\/a><a href=\"#nx-s-5-sec\"><span>04<\/span>Pages<\/a><a href=\"#nx-sec-nr-gateway\"><span>05<\/span>Contribute<\/a><\/div><\/nav> <section id=\"nx-sec-about-this-section\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">About this section<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Topics at Reinsurance and Catastrophe.<\/h2><p class=\"nx-lede\">The Global Risks Alliance (GRA) is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-nx-gra-a-p02-tp\" class=\"nx-section\" data-hue=\"climate\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Topic map<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Reinsurance and Catastrophe topics, and the question each answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><ul class=\"nx-dir\" data-cols=\"2\" aria-label=\"Topic\"><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/reinsurance-structures\/\"><span class=\"nx-dir-name\">Reinsurance structures and treaties<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">Reinsurance lets insurers pass part of their risk to reinsurers, limiting large and accumulated losses and freeing capital.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/catastrophe-models\/\"><span class=\"nx-dir-name\">Catastrophe models explained<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">Catastrophe models simulate many possible events, such as hurricanes, earthquakes and floods, and estimate the loss each would cause to a portfolio.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/aggregate-accumulation\/\"><span class=\"nx-dir-name\">Catastrophe accumulation and aggregates<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">Accumulation is the build-up of exposure to one event across many policies.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/protection-gaps\/\"><span class=\"nx-dir-name\">Catastrophe protection gap explained<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">The catastrophe protection gap is the share of economic loss from disasters that is not insured.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/climate-and-natcat\/\"><span class=\"nx-dir-name\">Climate change and natural catastrophe<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">A warming climate changes the frequency, intensity and location of natural catastrophes: heavier rainfall, more intense heat, shifting tropical cyclones and drier fuels for wildfire.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/retrocession-and-capital\/\"><span class=\"nx-dir-name\">Retrocession and cat bond capital<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">Reinsurers buy protection too, through retrocession, and draw capital from investors through catastrophe bonds, collateralised reinsurance, sidecars and industry loss warranties.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/model-validation\/\"><span class=\"nx-dir-name\">Catastrophe model validation<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">Catastrophe models inform capital, price and rating decisions, so they must be shown fit for purpose.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/catastrophe-loss-data\/\"><span class=\"nx-dir-name\">Catastrophe loss data and estimates<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">Every catastrophe model, price and parametric trigger depends on loss data: industry loss estimates, insurer claims, economic loss records and event footprints.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><p class=\"nx-p\">Topic pages in Reinsurance and Catastrophe share one structure: mechanisms, indicators, sources, methods, decisions and limits, written for catastrophe modellers and reinsurance underwriters and brokers&#8217; analysts.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.iais.org\/activities-topics\/standard-setting\/icps-and-comframe\/\"><span>IAIS Insurance Core Principles and ComFrame, including the Insurance Capital Standard (adopted December 2024)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2009\/138\/oj\"><span>Solvency II Directive 2009\/138\/EC as amended by the 2025 review (apply from 30 January 2027)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/oasislmf.org\/\"><span>Oasis Loss Modelling Framework (open-source catastrophe modelling)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-5-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Pages<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Pages in Topics.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cards\" data-cols=\"3\"><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/reinsurance-structures\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Reinsurance structures<\/h3><p class=\"nx-p nx-mt-1\">Treaty and facultative risk-sharing concepts.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/catastrophe-models\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Catastrophe models<\/h3><p class=\"nx-p nx-mt-1\">Event sets, vulnerability and limits.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/aggregate-accumulation\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Aggregate accumulation<\/h3><p class=\"nx-p nx-mt-1\">Concentrations across regions and perils.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/protection-gaps\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Protection gaps<\/h3><p class=\"nx-p nx-mt-1\">Coverage, affordability and systemic consequences.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/climate-and-natcat\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Climate and natural catastrophe<\/h3><p class=\"nx-p nx-mt-1\">Changing physical hazards and nonstationarity.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/retrocession-and-capital\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Retrocession and capital<\/h3><p class=\"nx-p nx-mt-1\">Layered risk-transfer market dependencies.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/model-validation\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Model validation<\/h3><p class=\"nx-p nx-mt-1\">Uncertainty, sensitivity and benchmarks.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/topics\/catastrophe-loss-data\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Catastrophe loss data<\/h3><p class=\"nx-p nx-mt-1\">Loss reporting and data quality.<\/p><\/a><\/div><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"climate\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> is the Consortium&#8217;s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Reinsurance and Catastrophe<\/span><span class=\"nx-chip\">Finance and Insurance Readiness<\/span><span class=\"nx-chip\">Methods and Technical<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/write-to-us\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. Curators review it; the DOI stays yours.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/contribute\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Reports<\/span><span class=\"nx-dest-host\">Global Risks Alliance<\/span><\/span><span class=\"nx-dest-title\">See every way to contribute<\/span><span class=\"nx-dest-why\">The contribution types, how each is reviewed, what credit you receive, the licence and what is never accepted.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><div class=\"nx-live-slot\" data-nxf-slot=\"contribute\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/reinsurance-catastrophe\/topics#contribute\" data-nxf-title=\"Contribute evidence\" data-nxf-height=\"480\" hidden><\/div><p class=\"nx-note nx-mt-3\">Never send personal data, sensitive infrastructure detail or anything you have no right to share. A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-lriskalliance-com-reinsurance-catastrophe-topics-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-lriskalliance-com-reinsurance-catastrophe-topics-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-lriskalliance-com-reinsurance-catastrophe-topics-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/decision-rights#the-nexus-standards-decision-rights\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Decision rights<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/disaster-risk-finance\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Disaster risk finance<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-6\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Reinsurance and Catastrophe<\/span><h2 id=\"nx-close-6\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. 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