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F5\/s9XCNR1uN\/AxTKs3WvWkdlU7cCiV5Zv5L+e+Iz8kNRstXuIBMKEoNJuW9iBEaiBD7GUrJUA8K54DZlvngEyrwjEkdxY4yR02YTXK5RtRVWEND6RpPmTI+ZAi50O\/cgcSQq4Bw6BQKsFvYE+WbGhpDJOInEljC5g7DH0mjmkzwx5b0QnTmsAs0b9QQYMnwLRFrUoOPbPsfIPzwCkoA6uJ7T8lig+dB0LIiZjRQ3YWOEmJn8WbklDLKd42uTG6\/2PkqThEnuDVQjspPSXyIyCIZ6WHPcxpkjF0PaaaB2cpqGcvpG0b3Gv212tvY2leAhYhsyjMeAgniT1C0rUaJms1Klur4UvWaoRXY8GoRwJNRgXuxaxB4k23GhVQO\/2mo2Z64Omq550LDa\/ghTvUDo\/HqZqTm3mYEQyHMWUfuLY43brM4MYVY+L6QrFEkDAdzsg477r3V6bf\/otKLrzB+gkMQEXuPULGOfR2h9oYUHkXn8YrgJTrT7OdwqmE2hinE2MgElIEgK\/XmxOSKk1P9GSWYi44bewjaZof1cY+isY+po3Neh+Fg+k5FQ1GcBTWtG3V23r9W7OJfzZ+40t4ctwEXUYRimJMrq+d6OnwzmlxfLiOwLjM+72Vp\/tnz6CKsOsOtdvOXjfZ6F31YHuht9408zqVz7JKuvq3QkN5oXEL0bPG+qcXGOtnmWAJqHGyR8gsAfqJRIdZ72TbXP8EopEd+L5QOnzO9GVFA33rMLXQZz9BP\/eUmuEZTpV0clYR\/T6lMTvx3QmnKBeRNcmUgKVftc9S\/fAZdFOZjy0\/06ePyaEj2nE+Gnvq0cgiTdM6ihKoWACVqGf1K07+Yw+p3VMtwitfS4\/2BduSEAYjw6aex0VvU8iDzIiCeZyOYUGa5uIoTMawkCsT9hZ9XjXueX28yj2Wcdox6PY916d8iLmjnyUq5g6A8l1v\/GxjUWUBaAGVSzph4AJKBTMaKdtEIi+AqsCyoi2WxRyFUYGCSrOwEDO2e+Myuev\/f9CTnJdHLTim+EJZ\/FhpPXfcGcLmY4VujblhJhoVC3H7IFhrAg\/KQQFJHzmhmOYs348KaWF8UzzmD9WofBC2FTnQCY0mUp3lk14PibEJv169VFnGbIT7elqSQTGlQ+WTU9WCg3A\/4\/GUNE2aHbhp4mbi92i\/1+orXKmgdCt6P4aWDzZHxfGWN9HsmzlFG5ENm485QEZiRa3n2rdUx1450yGSW\/6Zunl9h1YOnUd51K1XfI+EEOVE1pChDqp9XZz+u8af9Jrr1+gipBGrgUstnaM2kqsbVo5tgLAZ5gZW3m8M3ipVX+qo9nV62Prt36iN3tPFNK51meU7VuTEyQfTysHbw4UXIS6siKVgvmDLgmhOK5XkgvCxnd+HXP4YssaC\/4GdP6w\/SpHgL65hXwhNe+NXvBqS5CFXpPGrNO6Npcq9sQANfP1XaC55l7YqBI16683xtiCDV9AIWAJ5C418ncavm0cp1sBgMynrV30o5BYz+c6CkIyEKJOxKW4t1YXrGFjQ\/84Y+mMFp+OEASCfw4iylYieWQmL+I2Ij7veeiU3CG1EHFCtN5zkFgAfZYDPKhcg33pVCRKrBCReASR\/a0AhFXqafbqiOR+UMlSXWirhOytgUL5LPTqjnnSyxUYcei7T0BolgNky0IlK3ONKrXLwNa4fZEIL2D69IyshlV5yGAqJxWUD0U1DOoL1mqA4lHanBXk\/nQxopIVAU9OdssunJDn4gzsJlb4kcgd1xip6GCxyJxpu0+RcO6yjdg3Vtai36K\/XiAOjhuoLnBx2kbIiNznzTGYOLeg\/mBv29VovBVS5SbTGXR5AX1t21OHsNI13o17b12Ea7dLV4IU30lvDr9L99pTlls42ihMSH81Wd1fC\/Ua0\/ZNUkFWLHLBL\/6kJGVTu0ISEoa1CTThw+HuE\/IRXPxHfZFTzE0vLRo5LTB\/WKHXdlVNUaAmlGuUIoUPfQAY+p7++YBFM8YxApRyoZM9\/a1U1tzWWwuWKpdq72LZC0OwpTVW0tS1A\/i\/hm0LVVLR09CUtZ0iP8u5tCtgTx7YqIsyXpQqzdUmaJc09ONQjybfwLlAFU4b0vxWh06e7bS0AIY+OqO\/UjmsgB8kd09drFZ9YQmhouQlp6FLPkVstERvX62zXSbjkvdgsLaGDLyPsY0IrT5KS\/OS1VEfjEh1V5isAhsCp5wG718bbiqqd9D\/VsC\/qqIHqEch\/De7uArosaKxEwHfcSeZnyU\/QvGQ504fCyuER9FfdTCTvpjawbqkGyQOiyj+WmKfCiMYxWKcSEHSkKwmvUAYFLt\/KQhHGqTVrkw1QMEI\/xwj97eOxPEkNpoxBEIrJi6TmsKZZUiU\/Zl6gjJEgvGVr42WfV94u8CrUFgVTyaay+jatW\/C1WGSWCkYjtF6nL2oIrxbbJoqSTlWTaZi2Wz5dgdGwK8q+0yiyXL8RDIdiX45xpbtIrmziWVIWD6CUy\/yFczvOz+04jqDDfuX4\/e2Nkl\/scXFJE2lFyvqLCmw1owxbCSGjDvdoleLWCIxD5ZqSxFJpiSLpUtzlKKoiZ5mJLMK9tLWD3len3\/vq6Eb\/54OC5JHwBjj9CpFTjifKIkZ0ES4iaqYOpRbOteERLUoESwPhXqsv6JOEvJA+o8wbREdgxpFW5gXxpU2mqVNRJhE9kw\/ydT3RxCUiZp56j7QLAZFbcmGw4MJdUH6CBDEXr27JbTarr6dah2hfndUvG1zXOntfHYxhonrmRHKbwboLDcMRkCT0eUgupCo4VR+3dO2iMcQHoHLmw\/tMWg3+NQzmWqtxq\/8COiP1wLSojzTr58+4PoYx3h61AKhl6s2u3AP56j6gXkVxHrxa7usm2FMYBTaNY9cfSR77GLqx+MUiy6biJ+ei4ueEssi1RWUbgnX76XvwFxJO\/Z0dmmnVwS2iL1BQs0xBXeaGx0+rPX9bP51TBQlHPSk5maVExM1iDWAWpcSLzxgIxB14U28iqoSsUe6OzMYRjceB57SNw9dKFNoSHN2W7MhNR7\/kHqERTXXgLust2VYw2glUPFErnojoKtY7Yf1nJqKooU+fkb3yxj9JPp7xdRHU4iX2Vu4Ss9vPFCeKVWFwW4GE04Z6ukSNtrWpcpUR1Cc9hITE7zX7UtH+PnCoalJ+EuOekSe1ADfoC9dioV+YyTMJfwJDvvh4ndMjNHX1ff2p0n2bKydmuz8fvlLXawwDdYfaEyEkdVXbeOSJb7EnvArVETVTdjcjTXOWGaxnqbF+Bshiy2CGJ7zibwDIZYxOcv9sR6j1q8K8i3UWWtpHwr3TPrcYfq7bQn\/VIfJJeTUfjXSw\/zOjG0+kaT5lMHlKYfKkwuRPvBprfypWLAHOdLEhRENv4vrhK\/1EJONJ3e8UJV09751\/TF4WMXC409tCmES5w0UCkx2BAtz16ojM8OokVyc1sV13Ph5tj\/xn401CnAv1NmPtRHq8y2OKwhQFCR7BaYXbHHZa6JSje9oUnN03mxET+767w2FXQAzp3WLYx\/NG2C5+UXjzRTVD6qrEvdfUW32FvN+SpnmbLdotLNpFStlp7zZbuJJTat7nfL1WywuSJwd+x2eTH\/JnPuT8F4Di54yxlPTJz69MoYB405VRDRYtFRiYNfBoqtCaWCxyF+rJ9hwY1Tk7slIonHNGdU81i\/bOgbPx8+IucaTEL9WDZj121E35n8ekb2qX9TwmvFPlTxGZ9pLxg2NanDC6CyGHQBQI30FX3VsppeNUJm01FYcoGNMDOwqyXcqSbXrGSEB7D6xfNoRICk5cc6POMoYWY3Z0ls4yTlt0KTljvZiVnoBFU0JkcWnHpUcXacCMrKUqsKXzIa0Mf9gRoZeM9RHG+siOvHT2j3ysp1TzaO8xWYYpI8gH845BJwPqgPfvhKKMctxmsRjlAczJmGhjHIDfs+6r8ogwBbKcKVCa9Xu0r2R8Wa\/hRWp9L90KQvTwpeQBvgvtSPcXlIsc2yHwMZelcpH4W8S95JTKAaCzxGHUB79oPhUwveofYEbw+OkHI3TtwAuiRmxD8+2aY0WPONEDcicfRkRAVAb6KR9\/4lgGigBeoPOp8ymJ6u0gaAi1kcedL9O\/SiDbd+45fQ0WHy6UMSxalBbiqYyurAKRWRVMIuHk48oSE2FyFnI6zx4ymDrOcoGSEVAl2EYIDxoP4eRz6oi5iFba\/J34jXP1LMfJVcrKtdUG5GGhZGsO5ECFY3\/pXJIiMFk15BtigYSWIh0Azn0sjFPOv8HHKOCHTc7tq2pJqJRVVF1n+BJzdJerCrt2pzkeLOawqXbuAGkP42Vht1UQI16+wYLRyKO1VDO3wy2He+XsVCxCgZK1EgsFrvlbih2O5vm0G8+5lQPVa8vJrhzKLNdri5RRbLNJHca9ZP\/\/IU4u0MUfRHGk9LosiKwRR64rRifaNKUdDK9ELRAO\/oAdIPZnh\/8WGMt\/ilBONY7yj+ycdFkepa2CXXLIq1zyp3v+qTsO5r7wVkx113tXDK+KruAyaFg4g++i9ZKSzV0gQZFeM2xv0Nh6KVFWvOErp9eM0JVIDM\/yG8I5S03i9AdOlVEAng9L8L2JQ88C52Ofp0lA7iQMImbxQ4VgZA6tzLDBV5qLbTRK2OU4TdWRQuWy46RM+TLnoHP5o2MyL9Nl37vs7F2xzp5D83GyPK1WRQD+mEZB7ZhrbKTjMWhtIF1CmVhqU5\/u\/tpwwV+2skxkTXiXoJOoKEOLg+HRywyvblhZriY1LZO+f+S4sxonasK\/RkXcGrdPo1EUTENU42TAswaQnuQkDKkVWb5Na8FQBA2F1oii4yNBY2qAtSQxBdRSApFssppKU4gkFMfX8O3o64Go9nxbfJOWN\/XWih5\/oCW+x8tb6vL0NkpbXw8cd3a8D3h0w57f\/Pzwcdm5YhXomyLjZSFPZ0ogSJox4pIWD493bGe6CMlc9wqCRdVmLJCPth8wrfCuMQkGrgfZSxL9eKfyJJ1JUBGhHZpG1ApfkqPWYbOzlYXBx7mMEUPQPaPtaFpu5eMEqcRnMohZAxAfFCnQEw9kKqESDZCE1NJcUWFT19OoCPatt94IL5dUb1zhsJo1gjebuxcF1t7l46zvmN56DSpvnmVUQQTAptPIdUY0jyDZe4FJ6aKW2D4ydtrgEy0zvwsu20l+GJzbptZ1kjFITpkVuS575ttIiPVlTDhOmTD4Y6SJsjb3DDwhRM6ey85lQobzGyXRvFwqO0igwuX\/OBOA2Oi9lDwUfF+UnQTWoUpRyHwBGGgChkiAgSYc83Tnfj5NpsOqdWPlkUmOsFAmgmqSZWvPZ529vZykq\/LCL6RCCNYvfmwEqUAPnX5RovgFbgZjl3NC9cs8bKgfsc+I+plLLOLkBlbi3JErxZkLlmLrei0eRAlo7YKl5Ur7lcJSGJX0XiL7V42htG1gNT5zLR4uU2g7kceKAFFOW4W+hKzFyB\/rtfhgnu46RjucAGmOPEzcVmd02H2KsEGbYbOj21SVYIM245b1bLb7LCGL7DpNOFvHiSKBvAxidh+E1SnhqkTMQlYUpS1BcbhpFPKT6DPI1PSBKd6Y7ylRI7CZkhHH5HXMZ\/Uy\/5qHljNx\/YEV6TXYVrXj2s\/Zr+0n8UbMQ6\/1+Cb8mYhncNZznfRJWZ3diTfE0TslfYquSJB1qubn6p7dXX24R2VfeMpcnBgMJc+vyrREMx7P+XjG6EXTkZIrCg+lVhuMg7xdOwf6dFXcoabkoJmxY2Cm76n0jt1BphQjle4roV3iaD4s048NuYKsyhGMpzUTsg772Xjd4T64R+RVs5P4fB376c+jwzfNbfEG+yQpUPST36nge7Hvaqrb6xSey5lOyv9CHO6WpFgQSjlKRJP5ifwkFm+YqOjGjOSjuvY+ML6az1tAbOCaaoqTIcXmkKqRYPm92Xy+Pf3V6ybePG83GbMfN5wUBzNmWi6\/4nZNFlm+2B88X+6W42VBhNnblmEUnJAYxXsVYdOq2DmG9D4byshplcggljUvL1CGV98ZZx3uUPsk7cG0sKTXmWIUfwf\/Tf6LZ8n9tJ2N8VOZGCdzEs0oThkpL5evlVaYUSE+Xaq0epwbV+7Tywm0AUkxJBNpzCOInIgSYqx+40r25gt07JVp6Hq0\/yP0UboQPEeRLEGEWh0rpUEpqUlebTYfcpGgPpYJdosLu3fJOCCf36tjTrbHVHuBTXJCf3xvTahUYRNFhc2HuCNbkEDpwSLxs3vPnk3y\/h4yFRG1LrzKhX6N2cQT\/NpxZ8ZgIdVuXJsmRCe99nyZ0pcSt1ZSrdUGpdYG7cjQ+p6p4a03U2blDbWgcC2+1QopZf4LyV5jxeNiJoDjDpgbplS7ZqkE9oKTUs7mw5XqkLQ7TXZdMVJ9ZSXjFKlJ9PT5gsfUt3v54ffBkC50yk\/V8vDEChUzbigjEZ5YLoH8E4WMpt2rd+9rMiM630xvlc2kRmLAukXUfy5Qz5f7fJtQDxuxB\/eeAKQnVphldoAqad4Drm0SSWnUgaiROCUqrYkVNsZTpxGJU1MWz8BKPZS5c7cacF\/mfT2jeW8x8FvKbajrq0\/nIt7u4vbj+7d3X9Amy8S397Key9U1olhpr09USipvWQE8H3nAUiXseT54DnyRiwNv0qX8CFz\/IztKEcT8yM292jYivOWGonzewbciW6\/532xo2YayZfwX741serA7nlUzARY2hq7nUVV0SfwVCZX6JbgUKzUpU0h4LC0hkQEtJFjciXgCt2lkw0GjEvxJmUTckZ5wybQheZb2xHofuXcg9PqtcnMDcvCt1MttLLnJv+X2+BemGtTfkab57igpYb6r1\/EXeXqBeKRvvXd9HZriv3ZvYv3R9Z2d5aAAxJXIie8sm0FHZy7zdhfmJRDWRS7DNs+ce+UzbVcdUZbLh69+bSJw9dCBUbbPMybOA1XPwZGh6wUsJlr5+\/W618eg7rAtpn35R3ZDAGGs2A35c\/sLS4aUGRBZYkBcUFJhV9P2J5RZPT+JQPbcQWNgxRT19+GKKVvQjTZc3mXIh\/UaHczDhnw6CL3pyPXjA6GHGIJoFS0PxI1yB547OBCM4QslC1pH4CFF\/2\/TaP362mgd8CdQxU49anyLRclv1SXtIMrKhZSsRNU2isfW4es3jenBZ3Z+8PqtffDXb7fXF7ffb79M\/cWnp99\/C\/+6vf3lXfPVl\/rZ9YW\/tG2CdGgtrfp+8W14PmmF8+7Hwz9GN82zu5vR3eXbL4s\/r159ubj48\/Xn+ol7\/vbfTuuRIOWGvZEM9EyiFSkHvC4vALKDKEa6HVFHKsLaKJi4DOncNSOi0YfAc+1lG\/lBI3mFdIhlG0UuW7b9TTGDoIy\/pUbwWJILUIDpW1xDdWoAVZvGqX+K4ARa7t6xuero8fHuWgqI4kK5j3fXHAdPvWCg9VhfX4GFqY2gmYNv1sySF1QBwmUpOqm2dYcYmHV7I6p9o3ooFhHrI6p94Y9iCXG\/ONFsXEsAMdo38kiwj3IzWeYCbmFevVYSxepjcbccv8Iw5o5b7nCp8ULNPgbX4iQVNjekgjYmbfikMoIiu6\/mLYUbAUDv5wZ+l0XUmpD8lTViWBYLBpqP9YgU0jumDssF5wW6lVOEUJ7jCtJFnjBIMZFIPsLHLwz8mCqrFvUxzJhaEw0boRvS+3EUTEdjXqRk2BpyKM8S2YisuUjvKZBm61o4kXa0JL2kj8W1EDlrTkTp7dwvmHjES7J1dV3tG8slaPnGtoX2siypHD8agB\/8nPqCsgL5EjPieq0E\/yojvbZYLncqPG\/1qH+TdweU3ZrY41iknwB0+iVbOsN0qu+jHKZPXB9I3n4O26MMIsq43l2v11rumVNIPir9Wxz47dVGB+relpe5CUlzEjgJggOkTf6GWz5lfs6t9YFNvsFt+CNKb5eUjfB+0ltc4J3Q+FWfPkaekExGnpRJrPzB452iEt2+Luqd12XWiMaF7accwdRSmqtPdYvpb\/WIYfOdOPJnzDPpSgQVvFMCTf4CmfcvdpSOzfyLy7wW6\/1VHnQx8kpv8OLQmOzINj0sQGOSQaMUAN2L3VPvXvBJT+Sks8kmU\/sEU\/vEjtKOzE98ahPW+1Q+tXhYPrXyC\/4u3BGMMOAsRmgz8l+3hnzhjowJBNbwkb\/NSTdCvGGkoERM16Wz9zY5hitqQWmMllZvoDXl2HRjhQVoLnLa18JAb6xQc3PDq7jJtCtgsGOV3JHmFqZa3pJNfStygx8ZZlIHesjjQOWAP4zpYveIocTLhnzuj1yf\/siARY2t1quAu4xPp67n0OiHgJLWKgcLR5V3VI2tfPeCZPGDzEl60H+eK8UDfj2rJMxpOLqfC2SqsMsn6Z9Bi61HRVcaC9Is73S8U67jGG0nKxQ7fZDu9KlvzSzXA5956SzTJaNSN7BBI35sTOKRmFYXr7rFTM1gdeWgV1Iy86tFspzMtTvKkzSzMeW+WDUW1Fi0rFkjy\/UNYRu+qB4AqA5sMYCLzt5FRbGh5Xr5DPu3lapTyKV1W0jfBPmoa0pT5m1upkPzIqfGvM1HTXsSm4bPooi4XTdNkJJL604XrPisDdWs7kJuG+bTxe9M+h4P8vnTc5He4p6jFD8joTX\/HyKavKQKpH0Zzqvu2sF1YDnrtacVharRf529fbSVvb37T7O3d0X2dlqevR3gm+Zuf4ak7W0fKy6ev0D4ovoC4YvnLnAd7bor7QJvihcIb60OGZrDAiB\/kBKVqzlTHIFeX0rNR5A9dyfJcX3h8TmA9Io0MjnJiRkN45o1CGa05lCA64DW5mOL1VxWcwIaGyDxqLbQbTBwI3NClwuDKM1RPx9Tv7YMprWIWvYYetqRtf4Hxqns30Um02\/l5w4mdGs5hpmio+oWruMmMOYXOK0N08QmRYvvcDuDTS7JfmqvH3X2ohLxLm\/OW8A1kSG\/DKqZ5CNGZRF8yE1OfUmCiueDz4ci4p9Dq4z4jAph5xsMGYNziVHF0HIJUX9Vk6C+dKsMoeVE\/z3EiczCm4dpF8Ciym5wb1x8xrIw4rKPmdvQewIcMwaX0FDmApgrD5HVYAPleT5p8JvpZCIAYWwRD9a44frDIH0IA1ln5PGk38GUyW8x49nkZA\/BlNFItKqELZ1rdnLhs13Iojofux7VAvF5Trbs0kHeKD0Xlg7P4pl8hOaev7MGceBNWe5daquWax5sAhLk+8\/Zp7IwK3W8BZGkHdtBSKUrfmiDkptxxQYML8j1VZmMMXFlC4yca7gZFOQWpXkoqwpn4KJd43CO4Zvqshq8YI8n8LZ3RXSGtohSdFTHriWkQziap8kQ4Ag67y371bHeaTMIb3Ij3WDTznGtIJWdgmwxXFgMd6jZFY4ioY3y2UyCbSyy81gU7OUwhj+qLt9pc3ZFHFtoIx21pHw9fyY\/7Hx7VQdWhMy5chvMfnmsQBYhEdqNieujGvcMIGji+g3u69U+\/DVcmPAoDSfwnI+aOAs8zwpjmgRMwN4UBegitHwHog64QfT46\/Sw2frluQCG3KAW\/2xIgA\/qeI6\/Lt7+O+t437Tz19vPdVu93t4UmDgvOy9ISGH9rvL7AmFz+YJd8h0unI5ZEILLmTWyxNYxxeXUdkWe9aR\/QLQzvLJ3bgxeUvCDalzjpfgdXcsyv9ZkFZF+tuW0usxRjbMOEkuM2qgOLOzunwNhx3DlbteTtLRnBBiAhMdUO8M5R3rJ+QuMoVN4zvmYNeaTlGclbEkmvHnM3rF5yqISPib+yvCotsgF9AK4m8\/AvQLcAOOMjn2oZCpAdd9nFHYOnoNHQUJh59wFQwt6834uwhOa+yDhuldpoc\/RRS6ePWezV9nYJqhwb5RtQf8b\/RCcGDMTv62vuFsJoJSw8MMRL6Lp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ysWqXTCdv8uFa11JS3HYDwZX7qIFgqsOgTPmvUNn6uUd9HoqTCjRtXz4ckKdI38DvVQm7BjBLIlRLDj1fr\/NMYUmDukbb3V95022R6RfnDs\/npkKybvuNoAKIfcEv3qEjNUoyqh01TqHKt+U+9X3CcGgJ4pHwXUGX\/lohjg4XG3Ri087vhqPsBjV9E8ve5C28igfXleyrjmfh+xBMN6Bc6zu1cQCXgzAKpiqOLIkTqW8AOQJAYQhkUfRfxpfmOpsuHmApXZMJEoEVR69XYcSd\/psfs29U3eaYXyXbEbF33KEwqK6t8\/PV5DS7ktMcrCZ6jCVZQyIpp2aTx+UIfpfvAoFseZHpKZ5s0TVs0gkNm7SfIsn8elPUMiuqKrVNxx8aVOYYVua6BpUZT9N0ZW9aYqw4Ty5NdrfTbVBUUd6O7JaTrlwwtXJllc6hj+5sYlHVcd7eiX1wp8558wbaIz8cLJuZnAj84txjD9+vpneVy3OEjbOerJ1IocXnBwfh33HfuzO+dyXfezO+98Tvj3O+9yXfB+up3Vm3x9VZsqidsKKT7Xy9bDdfuNKhnnGfWOYyhi7OXiESjYhm3z\/G6ZCPkkYGtoevHxZpjLWMyCOa6P3DZY7k8k6Lscg3BoVumaDQYDIo9E7YU4aj+8I5mFsf3BQb8nh7mPfCYV6p4NTvP37IuGH3oxvWB+Wysbj2B3VGhJ5wWWRPN5wJGWHethhtT8K879HcucjbD6RwAUM0tjzRCO5E8sgoprFC7tAWysT0MNcHlI8AMfdiHL+cwOG+29B+1G3n3nE57n7ZGezbj7nfFOP5gOtN19IH326Gg7zz5TZzwHe723TtzrnaHP+jTswHXjB52cDW5IB+UFsdXudwTW\/d+1wDqrZMU01tP6gPIgRHqPYBpDveyauvKM\/AIW9aWNMOhyRXwI++9G7u9lWKPb3ETcW8TQRyOGVEu0MjgwPp4Ok5eJ33Ex1NZR40a4iJF55lBHXl+e5dpRNj9nLtFET7Ryd2Ez947hQ++0fX87db0P329o9uFoLY6377+8cg3SUw7H4H+0cQJWkWkd9HZ\/\/oxW7ipN1vd\/8YJr7nOt1vD70fALer\/+jvH6G93Xr9+8H+MctidwvJ7wTVt4u2sOtf4u4f012wc7v2E2\/\/6Ox2EOeZQL\/9\/WOyi5BxlPwO9o9pEDhR134S7h93dhTAHfkd2\/b+0Y3d2IV9AZqRzIeB2xegKQERiJKuwLH3j8HWs\/2sL3D2j37sx9uoL3D3jx7YZqCv1LX3j7vEH+twnf1j5AURSPsCd\/+4TaMk6zreQLB\/tLf2zu4+QcaE\/aMTOcCBY4m7f3Rsx3X66UH21\/1jEIde2LdNXCoevdBLfJ+UHWrQ7h8d1wmd+HnUV+8ffRCFcdpX\/wLRS67n9ZvhCFIudcfWXXdvY3qLn7lBYPX\/h3BDuzeOoKj2j3ZsJ3bXNazF3MtgGntt8F7h3Dtoi\/dKB+RRibeXhmQMTiV7dVzT6Hiyn6S9vYJ3P+Yhk6FN9L5BY4Xkfn7tm0P2rfFhAi6IfnTPSnigHtU5jqQcZiOrxofoV\/eg58dZGtKVWpJUfd13KEpin1ziPNnE8Pcc1p\/sJxcvu4N49F5sIWrRv\/dxoYggPUv8A+VuNLdmQveD0X9RmayR5LbBG7RHNaWoXxrDXRaO1A+ESQyjkfohapf6I\/VzQZjG0Uj97NTLonCkflkKdz21RNQvi+MsTEfql3lR7Ecj9Ut3geNmI\/UDoeu78Uj9XLCN0nCkfjAOI8+nqF8Msp5aI+oHU+DQ1A9G2xj4I\/UL3cDu68PUD0boH0X9QAJ96FPULwBJlEQU9UuzeKwDUT8QgDT1KOoXhLso3lHUL4ahDxjql4QuABT182J\/t\/Mp6gdh5mYBTf2yJEuymKF+mZu5Pc3sqF8U7wLgsNQvCZOk7yChftCBIWSpX5iBsB8WoX5pAIPMFaifG1leZAWuZT8FU\/RvGzD0jwzhphROTLKmv\/bzX\/v5T7CflWxml9wx+fzQODi1WH9Baq2TzHeu8J1r9J0nfOcZfecL3\/lG3wXCd4HJd0dhXo5G83IU5uVoNC9HYV6ORvNyFOblaDQvR2FejkbzkgjzkhjNSyLMS2I0L4kwL4nRvCTCvCRG85II85KYzUsofBeafBfbNv9hbNtmXzril47Zl674pdFqxI7YW8est47YW8est47YW8est67YW9est67YW9est67YW9eot+eq4b\/URCvQXyLhhP9UF1JBf1vCA\/+pxmGZ\/hIJM\/ynWMAx+BYkCf+pJlyCbfVFbPTF8EthabS+7\/THSNzkP9aGGdEfF8RmxnyMGQuzxcUqKX51NY6m6Os52GiI9iOV9IxAV\/wQ23zMEE1wAiRfoqPDSanMImI1s4X7j7JP0AEgeARIle+sfFedl3cIBxxD7iTy7yixM9Kvaxtk13TlYeVCRobeFZnLl6nud3OJh16TbBtsphFPpnn3A0UUEd3uVtvuyznfvF5nzFJokoNUlZNTPkmLNdld\/y\/XG+Oru3ruGGB985i6PAmHqhqh9GYEwMlqyUDRyKrR3hF0NWlef364nGXprR\/+0w3+yf1P2\/5v9gM9SZEEkMzRnV++ubR6K5UN\/vMdGjznRSEHx9TBARhE9M8Njuv68iXv0ZdCKio1VESlygIZ+x2ISab+rkANDgAcKDH3CVnhvuSW+RcohPNLro7enNE4Ql2f2Tphl1Tt6xknSQequaPHLJeqef3BEuoiTJiqMj07JlmXLBMqwxgxZ4BgoBdHJ2OrQgkL9n7W5LqbRMeYaGg2QzOEt5uwM1EP7dG5JwyddbVEA3dsOa\/hBKbJnhzFpTnVN5qfcCX8xLJbMjmCupWBE+gTh2qgKei87Tw8BYUk3IE+TZoztG0TAKkRG1ZPG4cPbgGV9bX5pLWNd2LD6fMDcmd5+CrGKBBsGbOAI75O8J43qjrdpZUiV3wxRGA5fPItTBTTsQLEsND3jGbqDGutFdVSlrfRe8CwztfpOo3507vOYF7CoVeSIKDEYsiTMuSPC56Vh7jO6lPHLILmODDK0mBh47hTXTNvnx\/aY16ObYyRQabVgRoCbn2FyTMJaOPr7bx5jesNGczD7snKiUYgv85EvZ7VAfLzWA2JJqz5X1flsJR00KHpTLzOnAo7Mqz4twuYVe92xszNIFHGxOQE6hfsA4W28FV5YJG6br34eJzUFGspwaKZojPIy3bTMaukj4aR5ejunRWyz48sReKAarXpSZvqienGPWvaa\/z1jJB6+dkOxbNtmGFA1lP+rFpzP6WIxNUkkt90GhNQFNWl1W1JRoXzZ9pzKLmHKRW4oZ+eMQ0pIEix0np+0LQx9asntr3pZjZlU2sg41MnhFF2i1VlKdu18omQxkGb7uY0BwdzTn1W6L8wKlgUmqVw7r8Ur+C+N4eW1X3uaNwGvsKybQwEQK6j5FdevgzObtc58ER8ncduvpeR4O5rngrzq2ktqC251Krq7kqomUap22BRo6bkpq7ejGclqW5Yn3zcH5TizfQo1lXTyDk3xfBvIjJ9c0leJwXUc7j35XkQesXduJ5lKwXTg6lsS4iuBBcioBn\/cFbD\/ZlrNfKrt\/LoBvwZk3tYvIO7rzXHkyyetaA6GcHqtoIRhTEWT0ilgsnCFDCl8cXFNl3e0lg\/dDMzp1KvLL3x0vwkE8FdU0k5RU63i5hGKQNjfKHA90qcb+Kf8XxfXSdpqtvMb6PCgm57CEvYNFXWro3gaswF70uZiGOVIuXYZkg5tzGP+F5VH+5eWWrNrk1KeepJrQMl0JmMANt3h1UEZX7qc+m8k3pXniuyuau4ajXeFW+4lzziiyTNn9yJgE5aSQzQ3\/\/xAr9hGOxm6Ng1q6sTdUq\/t9X4y1E7Dm8KeIBluhQUH3mpYJcfGb71s4CCzQfTSc3lU33dsIA7rtr\/ojPnjdljNC4H8NsCBwBk8eqXkHaHovNpqhNM5uUR1nmLZ2X8ZeYsQBIeUp3nbncdgi+FBixHK+IrJ0laroYmSOHrmw1ojlEvudSTKk8XpXnTrL4vOaOO1u6oL\/nchH6aVRMdAiiWlAzKzN8DDY1wQkdwhr1p40t+HXay2BFn4uwwFaKbg6lwyJGBQ3vRuqNXYKoSLoQDw\/XGntEX4s3Ru9NE1IRHUnca86rrvDzQdWMM\/WE17WlnHWpo+MrnzgM\/LeY9i6t3we1jZmOzNkBSXcq58Ocf4zU35qrgfQr43BXPTVJXRRGDun8N2fQmar7SNVLuDr5PLXdSFQU4NxDnEMN\/SZwubh4kCsunMSfy5OVbn1nh901epthXlqb12Gk3IilrJjMWTDvvCpe5oEE3YGiIy\/Es\/7h+9F2Orctp2vTQR\/4Ln1zpvkCdfr5vtU+oPI9XuBNrYCzBc72dd38r6rj5FncXusHwHZHk+Rhc0IQbh8096lF0T\/SDY9IbTryKT5o\/vJFcavT0n9EM0zoanUPAsJExn9FUdfv5ATQJLFN8sXDDpdsVck5NdcSZ14sUKrsxo0oqJVzUZV3vyY9hxiy5Ny3v2XvK07SA3xec\/tngH4tOUNdwDEbJsldgRcwtstVKKH1tq+YEaG9lwlHemFpkrL9LdcykEhyp1EZMi9lLwdYySxDbLJkqwtLM0FhqKtGmhlV8StukVTh1uNqZ4zIxk8u+o0wx8v7QCqalXeKQcRb3kEfYwUmTjiBFHpwY4al3RV2ZhYpJ21OoJsPQtJrbr7ON0WmdNaVHZuLk6bNDXas1oJNWMyInRWeQe\/bznbh1jVZtKpu9IC6x2ezxLRzdQSbm74vNhCxzQjf9dR6+ovPkIYTFLh2ix6dDFPj\/yfa\/\/FJXBexUoGNnOqanmfx+RX\/\/5W\/jVbztbuHtrJvYzLVb2nZHUofjysB82cZSA9NTITfXVDyhpmd3ZwieOaHiJllP0\/G0DzGeFxKmr5GED8+LDjNZ9u6aqIqvU0oxXkUjoQrhbKqg6X1azD3r6KRjFQIX9WF2wNPiS5q\/zjnSabFKW\/YEo8038wjPpd+o1fQq0etv52e9\/VMdqTY\/XyWJIQelSdSrUfpUkfTVGdgcTHbEZM7sBZ3bUuzp1DMahC8apZA1LnnBTCNwm\/cZosVYHSZEyjdR\/EyISfl5dcMhJOjLgh1qqr25hxB\/1SqsCc+zTUdTDRmrrJcTPtxQqg9dmxv4\/BGHdXUe+hh2QWw6zbFhDE8towFUItrh8FCbCnGOVDwawWR4Tor8vEG5TTr55lNg\/zQz5jcB5wkL7GhtdWXW1s2YzlbUNZsCBmj79wWlnmbkk5nGW1RHL16XsGm\/fb3e8dSItUvzEs+Iqp4MjeXB5WqYXhKYbk5VHxeJfqsS12Qvq78pBULG9QCphWltjCLX6BWf1rfTpkogKPePNnBCF8GvkdIO2DR1Q88dC\/MWQcV5AYYsJWUEsAzhnYZONpTiFIb7Ry\/Z+mCsFFHp\/aMTuD4GLyWFHQIp2zxCGX2EOwizsaWkR1Dz0ijDCGp9eQ2TS43g4GIfQ8j25TgLGIKu9bMdoMrLCi39\/jGMt2E0Du+3jb1\/TPxoR\/Xut42zf4RhkkQZVYYQ\/DxAEPr6Mm\/\/uM1SJ9lSZQjJLwNwR3+L1kNougZ5iVp3Up\/g\/FHFCJ4v2WbJji12949+FnsYlo4qRlC+u12cZWyxjzABYUQVN2X1loGiQM16sedvbfGRs38MgyCIJY\/c\/ePOj7w0Fh95+8fEi8PMFR8h6MAM7uhuVDnuQgQC4NpssYOWYwd8wBYjUN4MQGqecLGH4HSBF7tssb9\/RNsFjk0eIWhRk37suL7NFjsIEtjd+g5bjACO4wBgPGKqGCMtAt8P2WIfAzSGgJ0APNF+EGwTthhNcrzzEp8txnss8WHIFnv7xzSEUbZli1GT+H9jcVvVELWZRsALAFeOsBFBCKjDTcoxrLJneyFXjhGnt+nW58r9\/WPop2EynoSmwZMbZrEHAVOKNnIa0PsblaIWQzfxPKbUQ\/3zaeKDStEo3cgPxhk8FKBpCCKiY1vk\/9lPUbRmCFT1xgIk+wH1\/OVbR36oVQS\/w\/2j6\/heSNGNHsZ5a0c7mlKhIcRunCXpUNojQm79KATjFsuqw\/7RzpyMHi2+8x9tzw7thC1FFdupE1PbDscQNHgrARdQE9E9cPaPW88Ltxn\/wEVnKXDDgH+A9nCwA37EPyBbyqHo9ys84HMDfOAmTCnaw1mU+QFTig9qnFFziEoR3GkQ21uHKfX3j7sM2vRtcT7jcaZMa6jU2T8GqDW2FIGau3FEbVFU6mEymVGLgEpRazH00rEUwLobm+2xpf1RAUwpogguM2JUiibTBlHI1oBnMt1RfUgv5JT4wMs8rhi1Z4c+dcfiYrSA9s4Oubc9BNUe2xFXjJqM0iSmJgN028YLApspxdMZgAgwpS6im5GfsDV4+8d4ByBFlVApIuthCjOaUCNmnUyoS13spBxP6danTzcudzG18r2EK0fT6sdZwNePJxZ61MQmRXVJUbtu5tH1kHIECZ8EXgC5crRRvW0cRVw5ukxdsKNmkZQjRN0wBZBq91iQK8UFNMk44kvMByGgNjYqdTFnsKOuCFSKeAg3DaktjErJdQKorYYkXTK5aMezxWg14Q5QWxsXY9Dh1E8BW4xmNky9CLLFJAGATU14lpPbJMvSMAzZYgRInAGb2rG4GAHnZiHwUrYY71gv8ri68Vru4l1MM3BVDRHN9bPYDjPqQXOsLzFKKsCwAcmmAa+gLMH+MU2THcXRJAiPt2n2j7GfRjuGp4Qt4XVDN6Y3e7JJ6uqMaGMcUdQ62VzqGPHLWbbNXJqpPFUNyJP9I\/R2IKGWdZMj8p5kaQTp0hggy\/v+MYJRRHMELXIgxGubhTFz3eIHiCXaxX4Q8Q9cTHlsT6gKk6RQ8gBPuBf7kJ7wCyw2WdU0eUF4ry3gn5aXpICglgwUPz5+S+tKxoujh\/jUSuYUP3zL0TJ4GWqWfxbnFV5tj7rxukcHWElWgzTXVjU4QMwRQ\/qwksdVe8R3NNiywwRYTAnSIPTHzXiG1bmAHc0GFM3uHjiEhfWFB4im2RF9lLoH5K6wt8IDcl3YsW8Gns9LckmQhhR97kCtw8yHkJXkeIaRSHJplDqJx0tyAYggtdhEkkMHJg05SY6rFUtyTuwGniNKcm4cJrFtLsmlkROHtkSSi8AuBB4ryUVJ4NicJJdGsUexQESSA7EXJ6wkF4CYAIlTkpzthCF1c\/SSHNd0L8ntYAKgI0hyPthFqSdIcq4ThlR7vSTnxx7YQUGS2wInA65Ukkt3SZTJJbnY38VQLslFaZglUCrJhcCPqSuGluT8wLMjUZKLo21Acay9JJduYz8UJbldkgQ7IEpy2Q7yxT6Sj4M0SgRJLkuhB7aCJJdtwY46d70kB5FckQmSXBy5wEsESS7InJC6entJLtmlCcwESW7nxQl0BUkuiHdBkgmSnJuFW064xqOMPUZK6iU5bkcPkhy3qwdJDiYwTBNRkuN29yDJcTu8k+S4vdlJcjs3CVLIS3IQZg6lsukkucwHQSRIcrHrRG4sk+TcwLb6\/5sW5hyXE+bgFmZZxAlziZ9uYcILc1sQ7SiOoxPm\/DBwg0wQ5vBJD1hhLs1gRCs6iDCX+dk2i0VhLt3BIHMkwpwbOwml5hiFuQAxlFAizIHI94JMIszBJKK3MSXMxdCLAC\/MZS6EScwLc0mYJhRP2AtzSRyHO16Y8\/wI+hkvzNlpQOvROmEOgsxNQl6YA2HqRoAX5oIIJCHghTnXi+ww5oU5x\/UhxRp0wlwWZ14a8MJc5iYpxen3wly2i\/wdL8zFYWi7gBfmtpHnOaEgzGUh3KWOIMzBMAl2W1GYS3dRkArCHLDD0NsJwlzoewmlX+2EOZjBNAt4YS7x45Q69p0wt3OiKLF5YS7IAnuX8MKc57tOkInCXJZlYZKIwlyWplkUicJcFsUeNamDMAe9LXR3ojAX2z5JfsUJc5mfBZTGaxDm0ihNqEt2EOZiP46TQBTmonjn0yJXL8yFdrjbbgVhzredwOeFOS8O3CgWhDln51AXUyfMBTDZha5EmNu6ojDnJh6kquiFOQ+RkkAQ5qIscSiV8CDM2UlIjaQX5hI\/8LxYFObCxKfutl6Yg1lEq1x6YS7dBfRh6IU5YDuJkwjCXJDYwAYSYc6Jw9gDojAHwgiEvkyY4ySeQZjbJYnDcO6DMOdlUbbLBGEOhrvMtkVhLg0CyJT3wlySbHcUY9EJc9gw4UmEuSRK3NiXCHO7LE4SmTCXuam7BXOEOW4VRmEOeK7rKIW5EPrA85XCnDBQWpiz7a0buwphTphTSpiz7R3celJhLkrClBEJRmFOWA1WmNvGYRarhLkd\/p8gzEE\/TSj17CjMZWlmUxRkFOayMKE5g1GYg9GOvnhHYS4JAuDFEmEOiaaud7\/sUn8JfH8JfH8JfH8JfH8JfH8JfH8JfH8JfH8JfH8JfH8JfH8JfH8JfH8ugU\/iftohwp82zdvnhxq8cRGayK0V1Gi3pzks20+OF6TwMKYD76S7NVOCpcABgkN0QVWnR5\/qYAtrJIFMdTKyhU7mLdtHLGp+SB8JkVFFulJ0aLImTJW0FeE3pushVExfE3lnsi5M97Q14Tcm6+nopLam7p3JuhBl1VaEXpisBRNibTX4jcl6COHWVkRemawpT6C2mjyBk3WQe0FbDXllel\/jG1tTE3lhbYZJJFbtTFXtLK7anaraXVy1N1W1t7hqf6pqf0nVPUegqbx\/ZW1YlzNdl2Nalztdl2talzddl2dalz9dlz9ZFyA5kNRHEb1w7zupfP\/8EL\/dYcX7im5e7r6im9e6r+jmhe4runmVUUXgUN9nslFFd5lsVNFdJhtVdJfJRhXdZbKJ\/lVTE3nBrB5nqh7HrB53qh7XrB5vqh7PrB5\/qp5p0kVJcnrWdnxv0cVHiYTT7XQvLm4IC5fTzeDXFjeChdTpRvBrixtBwu50G+itxU3EucFUxfnyiTpAgwYO8IaVIPK7wVqQFxc3hDUB083g1xY1gmyR+vrRG5OHGts6tfXgN6aFuS4lPF0PMSaf8vdPeblq6kNsccIdzhi\/CoKfLAqebrIpYm6d2Rb5aL3ybLYxhtNiIF25L6d69Zv2CvrNgJX+TXv5\/GbAQP+mvXZ+M2Cbf9NeOL8ZMMu\/aa+a3wzuGWLT5iqZwH6lreGSBq40dCoKdld5safVCeQl8WZIsdsAs7GqlwKMOyvdxOtV4P40bjUMG3Cu8xOov62p8GoCXIF2KagbZTw1dqjYtNXhUPRQzlcanttDcd6mAeffDWD40O8iL1+u5kDz3bcD9BrCSlsM6AbqunqT5VZgICDF9CjSZJvG+cqIqwpAuO4Q7B9t6PhOp6xFhUR379qu1wdfotKkxVF\/rr+jyzYn8GuFXEXi0OmthOhJXYF0\/5i4yWCowqUA6cAzO3N7cxkqjYsUOWoAt4\/G6go32E4RgCANPapNWBTICBxlO6p3nSfLNou9lO4gAjVGyvrY7YMvUfG5Kr4hJ5AgoGvGqCooDCra9aZNXEfRbACJbQwAW0yCnaIgYYuT\/eMOoH9scYr9d7I4mxNBMqwS9GGSefwqZW7mwJRdpWSXbHsTI7tKYAe2u4xfJS\/zPR\/wq+QkDnRdbpVCuHV6uxazSvEujpk28SptwRZGgbBKbhZmdDe6VQJeGDgpv0pJlCSpuEpx5ANXXCUv2w4xodQqgSgKe2cYapXoICNqlUj\/7u0a9tdK\/mErqaC+CCAXqpKg93fOKS8\/RaF9frcSUCSfHNt+Pa42KwQWjpLE8kAyKqjRBJSvoJlE5hbVW+vnHIlFpIfkT6gbzyYv27rSgmO5HSoWQmHyh5Ghof202qwcD412vfr7CuXHwpg0CNS2h11B8+Ez84E+ish0zACoojq7Atb0Ox07wLeATphBC+g3\/AZjdN2yYFjajxHMFw+e1YOG+RT+zIjn04H4YEAaNVOw1rZK3hkAkxxXhpjUM1sUbBLmXPDrf3eeAin6UwFbNHvIFYrgmD\/ZPjxpe9PmbQHHzvi6zvScH9WdpACn8ycPbRjvyX99s\/yQ7C7nyeb72ICyEfu4sZ9sD54IJBWBU4pBAcoEkqIemBbB0aJVkZ077QgLmFID7PGpKIC4wE2O8gE3MKnKdBhyj9kkQWwKxc4iDFdZZy08kgUDGfc6SNDhb670pkRzM1xqTGoF9ETFkxMiKQG2SvMaJoTEEGg3hmzas2gUyueWJ8+ddOP2Zwxjww24fHhtyfI8zyYD9C6WA22hLcqu0ST1whtH\/GScZAp00HaDqUnmr52t6toxmFuKWgeYxvv2T2vVRQgbSQ9s9cukCQM8WVRxfjDbPT06mraqHtCQO4x5RzMtns6KKcTIEmMNSFbVp\/3qcj7DOgENlBBHx4Unw5Tt\/Rx2SVzQn8hX472loX+NYBG3CBZx+BVkBDDycio3eIoCdLcw8i7C5xuRPRHhQJ+i46K52Vd+tGQs04eYPrsUlcGbmU6gMeMIm\/UHH3HrlhoU53l2lfuyaj\/tj6D5NNaNZqdZr68moJh3bVFYMWpRIsS3ye6EnW2rqZVuqyuG52T1c129kR3sRvROQEodQtZR+RSJ4pkzGZOlpgYyyryzHelQyegONTidUNYH0Bag6XaLbgJ6MMeRxZYcRIw4iw\/i6udV6BPeufuwy3Rn8iW+t5VUvSEElnSyg+78\/HDAnNPY0T0mBCsb05VFNdGvbBA0P8t1aMlMlh+Ye4SmGJFrT3yK\/0QGneqN3tXyQ0uk8PNhz7vK7RhPObgBw9\/nTVIgDEe4Aes19UZMvVHnzcsmXksv5X1On0e0Xy3yc\/y7E0o2dfWGRzM8yI4EfFmuWzyrsLybzaXMN2mVvAigv7Qi1aVyXRFuaFoQneY6vvBKXPF2WCa\/CRUzIKYcnLHjT21kXB2CFAV5CWux13yF0i3cI5U27QZDxn5+QEdeckNywvYwv+OnFjrTmrt6Ftdu3C95bgrUT0SNlf1cd9oDvHLfzRX5Ava5IWOl0tLoX6chdd3A1teu27eD+oQckx0S+2sqW+igVQmndD+zerD6X6u\/kfNcnWFpzfx0+PA66G9kewjzZFqZxOBEDzjGSKINp5aRgTr2Z68LI6UTWVDt0Y3oZMIlq\/DkxIH+gPp7c8rLr18wc\/VECmJQr0fKqmAPdbWJBi02mcaM6pKiamD6dbI7qOvHE7JcNeR0gvgqyciguak7uonus468nL5aQ1fSSzX8ajYF+FZd2s8P8SUvUmQSR5t3c6xOcAPfz0VVk0xOpCQDv61HyhCQBf0hfVgvZlvQtOflgd1XAb2S\/cWBWap\/DBfNCtXAnD9Xd\/5+zJyjMyg\/RMpOGNbd5deLJBPjR2a8ZgzKdLCicAyr4nv0yZdul6Pc1VchaSgFy04w3WelEeXrH06UOVh8N8S+ts0ZlLC4snoum0u4K6aZnFP5L8Q6YUYqpDWwLBPPbT\/LeQmbL8d0xp7T7opjkpePgDnvRB1IMSD4LufTuQeL6xfpiS8jBbR+0J6mBb\/k6f\/z+YH8Rrr2V5B82ygT0ck+amF9auZ9UsADKDb0+fPcaTKt6Cq7jRZ0fHEF\/TC4jTxPNeczqrmIV81hWseo5vBBWDRTwnZaMFm31NHPl35b27ePTae2Mx7c3EqkoxOJgiwNz\/fvc1RFBsR0SHIxQdoUrTx2QyrrzQG08A18YwZ1hCDliegX6jebrlCnzBVyPv8RXexz2M64BjDz0i8+nvWkRSRwLEM\/ebbFl7EtvhGHPN3WTYfKtI3ey826Z21Hdpp2klna6SWsuIAw\/Ur\/TIdkuqPUjF7avK2feUajmyeiguBeL9b945rLIN37FXMppdVTTUR2wiWOWvUSa+aSEzhvshwWKTsIixvi+jp6h3Q5SufKivTx68aE\/+6nuvvxPmWv6M5lgd6roeL2b9AJO6uexe2MhOm\/Xpo2z75thrQ9dA4gkgDrHdFYzE4MLjHvrI6StRcRldH8sDDTXFt0fvBp3wZFii3iwCBmbxKMkOylIks0xSeKJ+Q3hUlVq5IKaVM8I3KKUzx386F5Q\/1oemvpUjWTDaZ\/I277TPf6pM3P9DBUS\/Vd0w2SK\/2MQqxgqs\/M3FW3iQ\/KZulXVM8UGfT4CWSSGmsn0uhNNKE350lWp0k+QzN\/qjPcNEdYCCkCEUEYWm+89Xjix9LAJBwUJbq4FO3MnIxkSzWXOgOJ0sLR932WFH2GGxhzifkYBy1P6qBl7p3wZIfw9GzsCKHuJuvgxeRBlUrFLDUL7QlfMHXDCVDcNuhhVlWtvFM4R+SUNxbiG3plBP5qZydHzfq28NxY+serqpClUkXEHLn2tt8K2BFl7R53NTNSAOTHMLRCH4wh1zr66az\/xPsJTZaZXI11j8g1YMj\/KSMFJLUwO4WDHy161Kub1MShucRtoTvfJXFcQMLGCiVJXHn0BHsaj8qJjaibpuu9DhKJX0HzOXTWv3NnT9eZJ\/C7\/mRrj4jDrX2\/wDfsgP56kHXrjHwDzr3f7d7AqQy\/jgJ7hJdxqSWNAeo+q0rqo6q0JJbC7s28fN075M8E1OnmbU8yFY8lx73DxkQZ590lU24bebV2GyuUngLC8pq5vd96f4\/yFAphM1FIoMWV5+hE5b3mRf2cKBvk0oqitf3bEdbw09G1jp519K2zVRXWpbDSwkpTK8sPlxqupReJvkJcy\/rKXzaKj5rXw1N+ZW5A4pROjstYII04EyLSlgafYWOLtqPd6IiTgAWsvDxfWuuXFsTYrv51bcq9DgfYmH09Q6x6kkWALD1QzI3NcLCiWljO6qp++BzFw6YUk+O0gOdFE4O+OWNjNbOJ7OcJyq2oz8zgMpO1lMrNQkgO\/mQshUWRn5u8UXS0uSDd5Tf6RvXnXv90KmttzuwPHMAqvhqoMSZCXvGZIpEEukOC9UCiKGekGSKovDFs3yAkIQTsftN3q8sXDZL28wPqy8PX60hxnlknh45HUHmcneHmVzT\/XQXOyul8mDVHAA9cGBI2MJMjzq+lquHqUpfwWyPXsDEj4sQa5C72wdJxf4ePBurz+8CxTwyod\/6alyWc4QTR\/NO3Fu09POhxJZyhRP07jhYrUGYqAAWuiJINXClXxKvwDF0ExPkz1zyI33bqND0x0CvbDDtprlGj7p8JCk8rt7EPIvYzs\/FWF6Q8JRAY7u2pquV8kc\/zRb56X59geZF5B+K+scLIGB\/5M7Oj193LjE8E7UcouWFxgCFPiFzsdCSQBByhiUzRFmqcqELo4YX265EiTGyQFXP0punKTCW7dAPQSzw2jwvwrVeAb2vdcvSHw9K8s+gcUR\/yztQiDZbMoIwUsXfRyMPS1OdjqRbF0vhSqiWIVTwdM5gvtZKff5Hl7ieU\/rP1I\/z6YxKVHGHyQpGoGXwSYkklK8naA0ZJRNGl+9nSmM3G35SelGrgUvX96f8oZbtxBDG5Yo0u2AU2sqHa9FJvMtC062mbV7eGRoYqzeeIh31V7\/nuJtXVkOYNMsun8i3cP1WvRSeo9NNYVujgF9UbTNWN9ksk6TclgsvsZNRjvrwq19MtauY7724iUfNGLihd7c3pKj05Oh5TUV3+Zz7ZruxkG90792OUzU7xTefVuu1c58YW6CWXUX77uc+XHnxm3YxPfJo3yT3FN\/NNav9ZNqRmZj5OuEK1E3YFvp9BmZryK4rqZgk\/zAkcjIeLjxRqWz6UrkeUfbKuWtDCLn2BtMKmlstf9KD4MZ3fRa0aMiFszgBptbE89ilAwpJMRJ+DYkfuFEt321jqc22p94JlJIMbcNzCZYddHYXLBPs6qpS5IG6uWu0fZcHTsJh3VmU\/C6EeQ8G3YdmNYz26ca5+qasChXeDmEZyoAmheF\/LSKN02tWT5EkIITVdcsmxD1wd39s4HBLRJLEUAYV845vbXMElTK0JJTWtixCbBhYwaY3lPH6OZ8p0GPpsln4BfyHsKKzzORdIKS7uH1b9Y2s3kHMfQa7TOVDbwZnrYEB2lGIWSPATfzhs3duzZvmMDHxSnzKtIWuw2I2GCrWFGXm8n4\/X+UbDHh0LLaXlhq9vlhehqG7m9iLvBBgMaOu+Hi0Stqsy\/7TgIAW100DVCe6MtOV+fCs\/ocxPK7RHQDHiJyR5nRTQUm0ttPtoxGFk58NDHCseLYLELNiTlUMN4ue2uiTHzt6zX51Bufn2PBiBNQuPJ+Ipb9CeKVG8Jl1rnJcHxXdvVc1EQrAB4HYX\/W4\/D0zLpqrzPgL6+S0vik1yBCWaqeEVXVOoi4ciRxv0asB3FUicZfkuUqZoA7mUGSqsBe94GSQ061GlvJNhAV8Bvkh0\/hzI96z9tl89bRW9RxAYtXH3ab06Hg593dp0sL5rDNQ4i0MRzpgpIGLv+8f5I+iHq+XAOq0BZ7nUC178dMnYGPm8KHbJMDGCt6L7Ed6KgrRnYl6fWg7sD3i90Sg\/1saZ5SmdmKFBHqYH2Cj3CFpkIexkzjZE1csQqVUaBtE\/6BUmbVVvYJbBpMW1bJoEFGjbkZcZ8bKjAQyRE1Q65DvtO5rhdJC8387w88MBTU7ZQSB1fUebF9Q1OknhyjesCIMCQ1U9yF1EVxMi+lV5ZSeX2gvsrLoTNaVVCa\/yhdLyXsP3+ek60mJVv2mw8nmmV\/xlN2T6+0mmGhYgRqHxkst4JBL4T8RkfdoE9k8W+s96hXYc\/DQ0k5ev6zUdTWTEJ4v6bCOb3G3WDh18q4yezTjbZZVKeQFzfEaZhK\/0emN+uGtWRzPMMHFtZW8f9uHxR1mip64T0TJK1i0vj7DOW60i24jOMbFZ05ruuxmz0Mbold6auCq9d3dXj0hQQs3bCqeRHglWcyBl1ifsZz3uS+yBwezHDdpBa+MHbv9AM4LV0zHllGEGmnGJUQfL8xP6aTmKMwZxfl6+ZKunhvfIl2kgWB1rxCtZUQHlqnZbd5Bm+DrdoLaWsroauGAu0TiR+l\/Sq5phNVeFkcoOxVXprsjOPGbNmYlwDWZ+4NgmeoEnftLbhWkeFcx0I9d2om2ZYJNQAsIw11F4GNDmDcYveYujjfu\/ceVYy7J3n6kXkGCPA0Jg3eYJKETxbtAvEzghUH7D3uy8xyZzyp9CeNIO\/8QO35MMP7iL5KOSYSad9ruOZu2VUTjTO3YJQbx3zE+voxCCo9x7BUcNU4EYY+I2LJO6jSd+LtHIK41Fgo2nc+RWCQMCSbGCRVubbo68kpBwV0a5ZkegSIOo8\/rzQ90WCHaF6oPEHrZHeJafqA\/W7IRS1BwLEf\/xCWVdvpR5UqVwE+dprs3DMXIFsDZVvG0cRNIZr1Bh93t\/IvGFU1p0\/IqtEVxmKna0E3uu6tZwYgP7J\/by4nmIaEzcwa6IbwQ2oRA6ULMLwECZET7l5VW2IzbBBNeDP64u7VX0Mp74lqg3XnKEuYdwegZGvI83I1o+wxpwf8cqGHfJ7iyPk6zxppzBktHNQ5IMlDfqdS17Y8vjs36U1UUO1SJrJoVJ3uRVybfFjFNojTxd1B5oQQPbB5W3s7AK1aVOoH4ZPONdcapSSEgsOoMTRMWwTlC3MAOJ+ZBq5N+JFpfy4EAZpg5V+cle2UxeInTBrFc29oTHP7q\/bPsny8b\/n\/F+eod1kjfiVM6exKYFiKNIjQecFOBCNyzbzZNt43i+r31E62DVfHh4VquSkUEO0QzyHzOSaOIaPJhhNs7S+MRxYAipDH5+SHHKTCzJ3kY+uvry8t\/q6oD0EuPEz\/MI0FYpdnR+fW8gb\/PyQCqzDD9ChD2daJ\/PfFfD9JLAdHOqeq\/qzXnQf6vcoCaHj\/lDUCKAfWLaRZxvXormzs0JvK9XBLZ\/lZdZXuYtyrLzAr9lNTjBpv\/02lYyX7L2UpdrlS\/T71V1muImILM5kf+Snlfz18\/zPCZtNrjuBzngD8fQ08zN6NcsDcQTvVIiM6+UudcG7kt1ac8XE1WV6M4WDco1f9CyLxEDDSQmlRtkXuY37jTZYybCn1cN7cI\/YjsJinBDmyuaIYnUKFU4TaNO9RU+nTalwmylRwUZP19iu2I+xhY6rg\/T9rm+ile+ZaLnNrQeOtMWWRUIQF6aSlqcoUdHHd21PNxwKlThQzYtTxLm+7VNk1FkxNI6h9XVmwAnIXjEySMIPw4BApvectrzQRUpSvvSzbAg+hMtf\/nbdVLX1L2KjljzBs6j0cmeGNWUaW6O9YwYKa\/LgDHQx6ujx6h8o9s13ko\/FGRP\/zHYYQYEDnGGl0aWH5Ao1LHaWpjJaV9rXn8u4G8umbtz1WhMNAIh8T4AL0QN+SHAc3H7J1io3u7Oy9DMxxhSDBpHQSQEKtnIt3qkCygNjth9YtiSdByrnE2Ae1XNSDqKCIImNoa8LdpDuCWdrMG0vSs5Mg0sMgasRKYIxcqUjbP6G9O1tRxaRfGyqiuwBTcB12lJC7pTzTyyEY\/MXb53QxfsOrJKVfI5eTq4qE9jHU64otI2L40F0dd3VrwhwptvCF9\/Q0hThRiE3PYTqLf\/aoxynO1W0czL6yz3frSnLGT67RRtawRzqaxavT3QM83mcISF1rVx\/YDpRyL77AtcU5d5qKnojGWAHeTTmOKsgdS9a7zMcmhxEybCBPZAM8mzXL0Whq9WSbOQIy7y8qWxlNXipE5yiBxdhStwnfKXN4nacwXoU0rulsNPmJ3QrpPzvM2lbh7GGGpdk2Q3kIaFEVzKFGI8fdKF4eeArfjkKs21w5BMw47n3fKXgtoRqyK\/mk004tlK8DrfZc9ZPyvdXT7IdUXF7w8gdarT11klr1JUIjXaCxPGYeI+sJ7CujZkYutLOe8SURzXKZdkfylu8FItSn0pVxxGobswhL+tQfIii+wbAQuJAphdEsk0afqK4Vd\/6UIcUBTbw1eJNrYDV1HRQTlcSY94qxIHQP2ijmuhoroEfbkvceqY4RWPG16ZqeZtVuHuqt1JOK8NPgx7jiRzKXvDx10MGHLbCM1OGfuGKekThKlRZ1U3R3UwJ11z3QHn6IRvQH4XT0GoIn+EQLy3ICbeayxCumbrTkOpGyjbfzhNRL1GiXTnig0zSFnfxK14jwU8wDJVd7RjuQTNNp+7wGaXRACqkKJSsImEDJJemLuPknFNICeCuLrMgzQg1RJW0gQqQ+WUOqX279u5x+Kunpq3KaB09xZvwNnOlpPdvc1RT16Pxl0POxjxYzayNkhbknvmkUaIL9zM8EJ5M1rPvPu31vvlLXO0U8zUYp8zeX1IvzXpzdRv3z72dLKNopw4Prb8fkGZ0aS7SssNja0qw3o1rpYm54KtmY7z1flwtq2yYkxH52U8EW4MAeV368rzGZG8SoiPFaJIllqAcG2r+KpJfEc4oruY2cqqZRIFqG++CdMiPDdfivy6BMhBV2dvrP1oAyp1IpX6X39toqMl3U5hC\/Kiud5VEYFr7lMmmOd8crvET4T5McscIOBnRRRSTK8JFVJxaewqJmPa73sTYTd9WFo0yT8r1HQDWCxT0RDXSG\/AOxnNuIbae6SoEqt9Meu++vQsHdgTNpNSYTQ2e5aw\/RJv0J\/JFv155TLGTG89ofDyJJQ6spWUus1PEL0pOzroaGy6bEed\/8xQzJubXBvDvUvT0IjCBqusNLX0vIFXOClryjCzppSjnlz+dKf4bE0\/v4y+LtrBOrpKBOh3Fo5\/Sj\/h\/UmAtFWgBeGIA+\/dgIJKzdQ9EASo6ogYebtfjfLsJS+85XIiO41cu30LHX6+l91\/gnPB2buvqswxaK0KcG4gJjX4L0O9fZ8V3NI+Tq8Gh0Xcp0v8HnoXo76mtjpPdB2BMrXHP8Anbt74et3CFN6afrTpU3JVaXo1nL220o5MAuShfEEKc4Erm5dgwaCxjtKorZUmdXxkXjl4OrffrtO5jFXoetNgNtqNtXCToEl9zeGbGSdfwzME7SfCp+RFYXXMCDZCYWZkbezyixxBjSVkTYj0RJYVQ9d91JtO3iX3pEdIwgzyzu7uJUaUAqYoK7NE7F8oyMO6ruolWKjuGBGG+tOHFdiu94TRSq86UFTF5kFZf0VTps6BXh2miHYgSQvFqJ2C8X5j94M913A0nMbpREVjNICvGYxCqS6b5m24NZhletxb+\/WoC0EyF10ZeYmfRE1GTWsSileKCq5NHcnZNuoTKO6D6qLNBajJ7afNEMbZrLtMgrLkfd8noy3Jb8X6q5Lb6rBlUXxDd2HazTMVgclswnONon80m85SmqvV3KDKr6tL52iZGgwnbUOWkSoWraYWaZoogkGM7CPw3NAI8Lq4M0bj9uVJ4p393RSYhPYeQfc6SZpgLfkc9Ur5OYegYtys5ruxPTmoyqS\/gzUZCqrI3Ew6UX9+wJ4IeNUYDBtTNBcFVkznQtY1c6gM50b+3ay5wbTQ0iZ+VT+1lM4Wllb1b6kV9Xqvdksb8mSQq8Is6QVWFFh6RDFLj7hlTYA7sRvmXAAk2Lwr7oB93nzaF6A8fAL12iJ\/Xer1+spqWPYsMwlqEKPE7zRzKXtF0SZuJQMTjWRgookMrM0HlQF6eCv0yqB4sxjYY4tGzbNo6ESLRUyy6JCJ0Tuetr5YMpWyJYr01qDlWQs4fdg2wEvsqgTscZpfjfGfyvdN79ATFxCm+ORfOWB1IbWRbVZVP8PDlOIrtb91+8PcX5lrBbeFLvALGrpFywBr49FoGLlbqv5CijbNERYcGKJYvT2ruyUsNu9fnprTVZlcyp5dH1mN5tStRnPatFVVNPivD55+tv0TaOv8HfGruG1kA1tfdcKyrAf+Wp2hI\/1yVvnjYxbnOsc63X0yJcMOolBeUhKnRhDCs7IvK3RfD1wbZlQfvq6vUnRhMpFHC3Hnaz4lLvpJ3LI2MTyC1xx1V5M8vFsVTothGOlIbVHSe3iKYZrC9OtVEgjOYyHIosmxUMxEtSk3GDVp6Bq4FEXH5\/RDErOR+BHS8fRIS+nrcbUZlxIxTZu2OlsoTcnwoCNbmyMp\/pkvzlMofIDI2+Zo+QiCd23tbE3eE\/UMrtChwCw4PY4htzubdmaRpkO\/9fhGhO2HR6VS2iAFKoeSg8tWrmufmlVyifNkE8Pfc1h\/enIt27ItZ72Kq\/bIAeSQmrK6oqCZbSmO+v\/9CY31e1uNLzrP3OX5fT4kvQhQQUFEz0S8L+F7a4ye\/yzi8\/urcB6w1FWWiHyDnMjsOfhNQ99l\/nrPi2GmVk+o0hYclgNOcpZRQ7jJ2QEjd4fLvyfq5F1wr5gtyh5cdBGg9EfNFJgVehGBWVEbt7c5bFz7u87t\/qBHhP0AoCltb6h4ADP8KG9ELJoLEcW3qMCWv23ryegA+ufQwaRmjgq67E+Yxt6kGRSvDiXd1nMBXE6iBolU32RUhQXPn+AC+uue0phHTMIEoYEVOjgIh2X+EHDCyluH8LOckTEZ2dZ0ZDesOJ4BrQp+fAPPh7DdVPv0COU5WJSAuyL6EyqfSNkyzlY4xoqZe9nMcp3hs5MZUUA+NYPKbUZLPmRxac88P8bhEun2fb8+ZNdX5VeKZ7uRfpB1N9wlK5Jt89obWsD5DEGNHLL3SJ+HZNJnqoyw32JuQTwdVDGxMeObl\/wpxSkgyKQjXZ4EJ6\/epPYkLsoa4cveKXMAB7\/hzkSfwMaoTqkN8uLrdVGm2wHahhNrUSXIwAWUiXD59ke32KERI9sMXw+jzRW1CCR8no+2WlJ376RCJWYwD5aS14yRdBR3Cr05bYNUg+PW3URYpIgYbmIKNfzXBoI6ORrdcPZIZx1JYg9Z0KIkrbA8D5T9h0D4GUNqqPMY4xXIf8eD6H0Dqnf9bJv6D+GWkksjug85SvehXzFa8zyUC\/LNREjfr2jrzwrp+\/XQZ\/ng7mCbFifkCSWFpMF\/FM4cHvZ1gqvgXR617UjUk9swUquIMBNtlBIYk3MNtoHoKurpPSeoYSGn9u9a66EhiEZnr1f4R8Ay1X\/3hYNEePgqR9ZTiroUST7nycvXjrDbK4e9DqcA3Ph62AtpJGx0LnY5ss+sBvDdoSC13B3oTaT5\/rO4mRvyX+r5uB35ZnaTREEA38+gTIXsc2JSbBOhXshFLyyzrziDxPiF0zVPOUJKCNkE3qnsOmhO+KniEYZZGiNOOojaEdHsu\/Sz62bTnDot4GBZzruC0drUqQkVaXWecSUI41ioApfy9RA4ZMGJ0YDYGoF9d9xDKFU0dvyDUTLpW0+o\/GzQLvPyRZH7iKHy\/T6GWVVD9XOSLsKcP2pOqz2WZD4dXevoWUffOluXwqoKK8sPlxqur6a7d6wKf7++8sF9+o86DxJgYUgbi8in1i8tiDH7+3VtysANG9rYAbyzCc9FNGIRJCZiUQzRj5gI0WBhWvMlgAVoDggXO8ITkbtMgsW4ACgOmdtl7M3NqQJvyZyn6CjNWy0Flulc+z+ud3xmclXqg4kM5c1pg0IImh9uhliScavvrP7GnkhpQUm69n1xIYWLSJkX1jhiTzriLpxmgsGbHbksbYvwXIQa\/+msMr0Pz0dh0bl\/IDXOwOkeOK2Ia1TitC7D1PRc0\/P1BwOz3uX40QCsS44U+p6zbGagwCAx+sS\/z6YYQV0jq6fyBsA5tT4GXTmwuGUD3QgfcBetEhlFZ\/awVC9gtaxuv\/\/plabK7f5dO2YKk3LnyvQabhTJeUFligXNXpJWIwu2mVpIo5pc11fy\/WKoh5Eg2rnVYQbZcsPXN8vDDmfPoutdgMMrt+Hr0YqQUKpaCOxdJvEeNPFI7D831xSjWWzBAcrwSQV\/xSlxuSekhxrEz211SY6d4nC\/OoNy8+15kNWmunMHGW+jFvJwEyvS6\/k50xWVYu\/5RhPuaCuMyGbrKrXktxVOQlfADNcvEzLe8qLYJEcECdtdnIisqhqZtXGKJ1gOWoGN52MLmN0bw9GpQalr7Z8YjYFZCuQbGYTbXNM8tcZIMxPIIwjvWqkektqo86LqJePqlGzqzhSvV2oJbLwIzz8CKIEa5RStUOwI5ZgO9VXcVj8S\/EEfp414r7b4yISUM\/iswVLsqru60Tkc\/iF5LRV9xTksjbNLCNo3VT6AJUkw\/6tpDNDUGYks89HBmpMUxVVAYEUFvb93cqnRDPwzauuZZEbENyCX9vAp6EtQzQnaj7jjdOmvFbpzSLEedbY5IUkquc5L7KrNRmIu99qm5+EP2iBoZj5OiYRqV5jqFuw3XN1N0MEo5OpPkkar64p8drpBSjIiR3YKD1SeZ7K4yAsM1I3cIbAjA5Z6Ti21KsFarHv1fRl9RaXfVRLYR5B5ksFA8FXXH2D\/TyXNB3oXqMU5hciU36LRittylrwQt2U\/uKuUq+WiUAwZ6HxTlZaExVR1+0f5Rf\/lDG3qDN0vyr2doYfFNnKGRpZPg8TJs1N9GydNXmIdu0ciZNOcK81pU1aHYnZmaW9KzPHW90HlNIBfu40kf1e742g1dnfPwPxDk0p3I5zM69y9tyylcvfxD0qpTMznNyffff5xaXW7+RlT1nZD4NSXRg6UzQnXoWCEdfrNRbn4\/lRamuL1agCRil9cxfzsLtlnZ9ChlE43mSndx2WJgX5E0rqhU196X5hJ5HZZ5kWjqpdjtkuqIv5vg3jw8PPDsz4HuDZBwnwbI+nPL+iYfVX36j9d13EfVHftdRqDckHPUIbPFdAnmaCY7TnyBKl6EcjrMGWrS7Hw+ui+L\/L5GX+98Ke1zJ2\/d3vS0LgYNBgK3iRdKN3Jp3PVWFPvlPBgAFzHf6LyCGOhxTXZQsdHY56Ui\/ouqQ29Ahy1WwlnuhUc7rwlmdwU3T1U98M8njOVer\/0uXla8UDkR00lOKur+UiP2rog7ujk4O1X7urvK\/8msWVyhZs6uc6iZyaHtxDVUxKLsesbJVFyFSmUaDWvltfukx1l4PT5oWckF+ZQYuo6VnX+OwoqVdTWa+lHtIflbSV11TQL8zMx+FlXwVVhWvby19pqrwLEfgPPoEZhDv3BHfDnDGk\/qXjVp3kSgfMXJPgQqpWw6hherweFfO7+\/02Tp1CJsz9W26Py7bO8blqkFS7Sq0yct6fNjqcmqc7wLk6ag3KNsR97hsGAdLZPUwi0of+jVdJc7zY1x5b+eXpdklOB1RGYfWS2GeZHLBsoMRkLDlo6PidEXLVtdZLr08z6Lc9wScj4W5236PCdKnQuhrbr4llpiBElW3dRxlnDmDhqPMhdTbMOAm76lNZLSYt0WkuZuxHDIPnKUINxY4v2d7lVXjDei+kwptq6xdbBTXzPSMq3kuh5iIIHn2+JkRQOwylPUyVHLt32omclnsdbolBSOo2xmimKlOm2aUZCSp0mNSxp1dLcSw5r5Mf6TRWaMLM+mrNabrEy6LeE6+rV14Hc5ZCtgGOlptmnWq7Gp7cHb1aXbRaEtYJVXF38xidk+vquCU1dwKlN5bkI5PnLNL1AWuZ5QhL5yp+ZV4\/xKWAtHkZeb6hRaf7Hmy5zXG2vz5OFOS9yOjPzOKGHZKDqeVYk\/fO4oEtD\/ep\/vbTrXa8\/Mu06WpU\/Vbp0c3boh+QtH9uRpkzWfqKDdUE0Z16m9v6Lq3bapV++YV2icbr0vmZZtm0zi+iiVMazpDFNXiRljOClNjLvs3CCiNr8vApcFNfBJohhJM9B2vHMEA1EpGdpWl2e+BiGLHrruR5N97Cem6Ra0izOrKOAPtiU1x\/r167rS8ts99DYnjxxlnDdsd7y6qxn56Dqz4M60ZfOScZkgZBDPH9L6bGLv6trGnwEzW8H5J9mDiXLByark6EOLwka\/TFofTYceR+Dpsm7xsOga+O5TDKL9a4rd8m2NrA5aMh066G6dSoDgkZk4CvEw1my31UAq0MKiEVoO5aG2ZybNk0MZDcPRZRdHq4uqpwxyzirv682zvOcDJKuxXRgPS8QXWL2mwSloxgVbQB0exMelcQiqW1tBlfYx2cvCJbtI11Ng2PxPvrSfdxp76ts0347w6vxADWV9P0ZI4a1\/cfRxbIdp0YPNYhaFcNsPcSnWaH7erQCH4fiSqwqgWYDtcVVzE+p8jcXZSQ5ROGPlRjp63JcHvt55pHTejtyNJkLZdU7n42eGsaEbaqmwRFBssUMDdPalxfeVAF9Uy3yYF79TfBefjbBhm9OPz6dWXP64HRm8kHJ0pn1VlCro11WHxlr9eGk1ihDWKIH2S2px5rTvNRjPSSWpcV5Uj+1tDK4pXW2tbTyjHn6PCZlYj\/VZokZJSHLG3Sv4SBfVezhfwHUcmQlPp02v07ogNA78D1vDV6jRWTNa0lRNXCOKE3sCPnpBOsmf4VfKR1Jlr\/DdEQwGLMkU+BvcuCE1zceOSF9PU6GM5i5QvMdlkB4kE7p0BjMxClpUwSjQ1P53LpuWS0FO4SNKzQih2Ft2ux0QgNSPmDggRzEaGGfqJVj+4z9aMaM9z1CEpXVayDWi6cKnSKScaSb9LVsJamsFqoAMEFtiKFxZGFh\/\/GJhIQxZ+SUl59Cn87H9vq22uDgRFXsWmfwa75ezU6bIAVNHT9lRjqFsnKim3NSuM3YG33NCqgck08V50WMH0WovwuUOVOtbdH6fJ+ZLVFIkUclzhk3+ZoqzZruhhUWQZ0PEDsrrK1taCtBihZ3wyhSSsXPSlthbz0zwCMk7Ku0Ns1kkJOSPknyiSYt4TyxConpqZ7oBHeJQLYCDEVlED+q1tqf0rU8ntMLSECnNRC8sWwGNWYBd2dqu3qxvLOGEM8lmYFE4p6GFfQy0t494Ci1r6LU1G1no3sOXXNYEYZygag1VcrJ+NJvJ8w8WiMg79pcXFVWzsDaSlLpzKmORwl2VVkKVPcwDwPsbGd9j+dnwH+TulzN4gqQ2tVonxDnCynqP9opkSvsFB9xBvRWCftNgv6YlYxB131Wucp7zC2ubfWkECInvm1g8YU1zc\/m1FBV6Dx0cI2jKnF9vyEyyIcoE4UT2mPyHD6xxeIl0eMFWf7EZSvZ\/EhqvHbXxG434+NBx0kzr66toIcCBgJ+HdNfDdAbs8ONckGpO0thVs3I4qGqD7EgsnOOUUHkPL3i+AtHH4M\/6i8J1xbEoMXB3HJRo2\/+p9XPfesUNoN5sD8\/e+T3EXQwd9Rs8loyKv0w39xMQXtk7GQr5suz4eIYHDoroQYXHJ\/4eTcFhj2k9yE2A29O+funvFw19SG2pGzWKrR\/sqg9u57VZvGq2vvEtNXzbxg92zVPQ6Za5zwtJlnb9fWOG4s0OEpLveqCyahqbuxVM5uSw+yqWEGeJNDlcsPVsK8w+3crRxTch4fBVEYgbVues9EOTDR1Ce59ckZG44xrdjMvZR+k15yw1l0RdZXh4Sosfksvrn0BhuipxeMZbi7GNsksFdGtcEq5IMCqV62YKPy2lVnmHTv4aX0vIi7fmvgOw91G3LPNe96NS3kPpeYowKHrklBPfLfcaLq7l6LAFL1oJh6Xggwrf48UVJR479gCIWI0H3nHyjFG681VS2Gzpw0ME8pyWxle31yKtqGh2XHcRKcfmszCcydsJTao8I4Ar934Zvl+dt+Qv0sqNdXtcFgTLV4KaSIsEQdlpre+iecFPepDddXztQJsxZ8kGYc\/iT1nFEjCzkUf2mfgtWlW381JYucp\/vozbrD35WpwGX6\/sd\/5nIYG9SSyKFi9WW6GblKjxmcvFy5rrTrjmi4hm7fWcaWmigldn2k1qK31gtPUInL+ystJU4ssF+zEPpyw4dBD\/NHxgrrpwjzCZICSO333+Wv1zpnVLTlvt74uSRWlCnihQ7QW4Oyo8a+mnC1x8BPhMBV2s3N13sRXcf5nYmdzAA7erGiwvpcYm2EGEvDNMA50wzMiDuIDTo\/yCi0xDH06cdrCXLedA0Q8i906V2fZBTO5b87VCBxnlgWU\/uQmQLhzxaGvmaUHXoZ0LjRGILxpoV+N5q0+UGetjTiSaaZo5a8viM1DaMdUEKwEg8GmmcsfmPrK2Eytm0gxk944cLUv+PgptuDoGAlJ2iBmu03aKrjG9AytGVlia1wSdoBqKOErrBfhfk7dvYitWwZVKYQML8IJ03FSbGYx8SIRsDR27hKGDTmsm8Ib5mUqI8LGmPkji4oToYln3FEb8HHrXV4CZQAtu60i1bLMR53GjVMKYfGwyVXWgqDOddGzF6yZ3s20X5bZ1RJfNrNcY5pqsI5Yd2v49K2hQ+kWgjMl5s6Q9nT4abVZ8X4OPzCpgrk7E2d95YHrBYMqztYnB73HCoK8wJ\/3gWYa8HvaV6ovGqtY2Q0qnrPmSOrg7bIWKcBQ3JgpoXYGZZnljbYySy0zvk4ZMneA93Dmo0mb3m1OxRJxwfyR3KKgfHV5aukPi\/IymcE5TP4EUdkcr7JgiO2Sa48zzHGwBZRFSJMwQIGUz1x8TVvDNjmaBsXqe7w5XBVtTlKkJc0tkmQnbQl9FIl5FL1OL4SAAFhTKnICklv0mMUT\/YbucFzGC+CmVCQ6dg2nJh1JLizOXy3qfVgewAGmX9eEe6dmicpnMrdREkeuIXrexGRPHiWpF2Mg3O3YLZ1GZKLTnM1xy5oY7P4Imk9DEB+G0bEG6Js1G7mxvt7FuHUXvmPRYDGwU9c\/d3ENY5o76UV1zwxCC3S1l\/pqhLDj+yLCTjhhXM6a\/7+9a+Ft3EjSf4WnYIHRLOmVZMkzseDBzSSbzW6QXLC5O+wi6zu0pJbIMUUyJGV7Quz+9kN1N8lu9pOUZDuHSZCY4qO7+lVVXV31lcZyXWlDWRyOPixlt\/uAI8LVwJp7tI8ptRKJXUZdQ47Mm2TAvCAMTfZJGBAk4zRyav\/\/U54tCacBHYsEmayTo09QuModCu5z8sGDDvSAGXHfQhYlKqO1wsvIsJdQbRuU+4sOv52IrrDX6tGQom+Xg9XbvvsnwQx2xM5G6t7atkiT8eBk0xgvDFOVRUv1d460TrDj2klMVWp3lUXvwrR80gQ3Anqt5xp74LJTETzuuvuAPH3o5y\/Ye6eRpw\/DFEdJ8F4NsXlxMlx5Zid7WU4m2kyftslXw81YA\/FsBRmRcwYd03MTm9hRJ5qYk+QxyDAtYhVjvLn1LjJMTXzBYw9BJWy1J6euSfC0M2wQBvY+fZbfjGJ8jwHXWDaaX70dEl173jZnONgdAOXD55ntuNdkZvoj8SH65RDhklcOzIa5kxghz0Zrr0BbtRtln145WYDLyZTT\/m0QO0qPatOtyu+ETlN\/0zI9rEPiNmDJxSXnaKaeCZQXHueawOtfhPVTuUh2j8a05TxytjZdXlIngiWXN6MsRsnotoPY4JI2U1dDjBKSNEZELlu6JvCUjZYza5rWQXiQDaFqWKkeu8S6IC0wh66rYCvWOTMXLUXosdZ4DL3dPS7TBJjos\/BRx1AxjRT9mcPo6PLNZCsE8jqCbF89HJKzdZonOJeTa2hMbo1XhdrXQvSM5MieWmeNhj6qImipm6mp03aflY7l6bDnMzDEONDu3IkzV+JPkQYnMyCIqlumX1i6YuJ7lbWXsNzoV7J469FIH10zx2a7XDxwmXTc01X+AjrMQ72xYeqQEceQX5wTFnJylz4Anv\/Ud624iXHpBls+gE4qBxm01AhOregOPsteHWFHbT0o+fQQ4hyb0w6rMgwrUxIr88ga0idkMeOlhF2Dw9wdNowhfaGRdq2OdjFfaGu42ET7Vhm+mLzVvxmmZSUSwfVcp\/KLq6XtCCbIksot9CBLvHWUr8FhWytaNN3T+G926Zvr64IPeZTzKUwk5TTqkCPWmAF4X8DMMLR6mUiObYoUgicuuwNz6GMaEavEIdn0ceTJEnoyxvpPxwITyHIdRmXdzY6jrFUDSHlEZ1cNnFSeM+p7lnSm66UuGUT6kJ027Z17UFe\/nHE9EzYY2tsfyz9T4gMLR99tgoraZDzTnm+JDXOUlJQQL+qqrBJSWAdH15gdij8s4b7zpm8ne3YUfdxpTUO1Q6go3SGg6fTTv25GRZlmQQMnW4xuLcVZMFnDqEZiXSX11b7BaU1wffWxQWz9Nayv7tL6qgxfBopr63dYh2edyx1b8uaAgy74zCd+15oj+jkBGvpycv9g943uCzTnflzCw7xxZpGx5hhFMiVz58Emn0Lv96LO9dqbjY\/ALVGAQFpcICiQ05wQY9x8k9ITfDOKwdYx4kFDnII2XsxQ0d2\/ePZyxGCZbAyUgATlefpw2yjrvDCCaDKFFntp3o6oVVy9mzP18NEEf9rQ6MXvrq\/RtsR51WyfRiMjHC3HSGpvDEP+7T5Kl8ai9k6REqk57G2OvGznkJfjZZ8MMgqV73WlTgvW3jUvGIvD0es2jKgpsWL1gHNMnZ6n6yjTv1SQM+u76thCwsN+VRlVGluiJhql7Vohs3b1cOECPRCtdLlPMgxPC3lUdXO0LU5BnqEG1cDalE3GaEiNIAroVdUfG8W57L6h5K3Fna1159jy5DHYYJyByg92z5r3lWnWcVimiZT1kHlNQZY9i7BDWaECA5Ut+KVQJ6GCppyjfU1vaDckIYpyKG5sbmnYwX7QGJAp6kNXnghHEovJRFYML6YzvDfkDuuJI9HQLaS+1O8Hm150gpww14iqvqnRye8NXqc5SzZxSDaYDEr3kY5D14PYsCzyXVNMM6EV+zoHbsY3jsXL9UZ+4It4hoV6Vw2dQcGj2ivmsp7X3DwfXIc6S3CtlHLCUxvrDzvXdfmKng9OnFOdx7gKghiznm2Sg0TshqLr+0MIW+c\/h1dyRYy3C6XVzSEp4in8j10MGDH2Xvua+9fXK7xNc6x\/TvVV9UmDprZrYo9+Fc788NLP\/DT2D7EfR\/4m9jelv9n42wjHmwKXPnXkHivBc8yFk0LHTvHjMfbqCqvWOd0t21WMPXeTVUvd6lCWaeIjP0qyQ+kzoNo6Z8vPJVoRtf527MpemlnvzE5irETRdsHCWIx1P9SOozEO8Eo9g4JdrHkQau7jGOnK2tw55vVUE9lapHBjh9o2dihc1FebxiIVlfVV1lwlcW2Hos1mjaRNolTKBiZLXlFtp4qCoJ0Emg8kwBgS0tvJNzpb9ktXrqlLk2IIegOiByS9QjJWfTlRJ\/GNidQqD8VxtvFG83RScLjc7O5kwlSVwhFZ7G\/jU9EfcMtxJ2fDArEcgDvLXNJM5tVO7K43oyJBWRGmJTgK1TQTFrxBRYg3ulHNz4gW1KM9Yfpg5YpMixIsRLZYQVq0l8ZVn3yZYE4JtlFZp80kgPnq1JnGauPIrVri3iOqPJaVRLEsnj2kqp643fXcYW\/zxSB2Fsq54kkvZjFaYylvhJBSoDNn6Q2xfYCWLreLE+odkqMgTXxF42v186qBy3MXf4FgCXFhqZeiHiDOCohGsGUYX4w7mePPFPccY0jRYkO8dNX4gl1c2XYB7twGeHVPUeaA+8gKrpxxPhxAuK5EAHRhTCfnEmLWfZIdPVIQ7nZfDdZ1NZZOb2Qn9r1HVPsO6sjbrvwSzTR0tQcapa4X8ah4RQggpzfX6xCv7\/BmPLZO3B7y2lgRlegPlc1\/B8pJKhc33xgHcSInIZ6tQxm\/9dIdv1XjP6ZJpAKNUmQP06+N0yyGk6wD1kNzm4ddUKxDvMfXHjmK9DYov9N0xQaVuLcariurHMyspuN+SrxO\/pWJOwk6P0flzJBxF65sgIYvZ9IsmknjArzbQ\/KtygT+RCsp4f1EGM+3WgPGqkwAXkpOpC4y2StTAcfwefh8ExVoFeONmrPWT23Yi87qTdPf7Astk9op57L+9WYJdKNr7Z+wFO8UsrCZnSgv2f+VU5O+hpON\/iWHmjmsRKFiKNdSre4VpYE8mGYOfdcDxtMJmFN8SZo6VqVXRB1zT5NH0zxeQjimfzm5f\/Av3+rSOsY42KMoMdbSyQjqrmjf996SdFGenVg3YVbBCpcPGCcO4L+nimyAyROmD0nl5D9ps7d1Mgs0UH+oyPAa1lcZpdfezPuDN1VELVlTLPP+LI7HCpQmahrapxt8M9rF6QqWBJ9heClGp2UoCT6ZyjuBSTzQ28RJFR5tdWVJVv27pQvyHlkhWf+ylocCpg85GmDdXnsu8E\/0hw1QLeNQSOF0bggX4r7d5ag0OvA7TfO6tFgRWtXVwrkdw0xX3J1QCOwhxj3c0qfOG8H93TuyryEWoKikVnwUp+PqHq\/LNA\/wdlsPT1CsUQxaDK1MWyLz9wtRhm9GeZTsRrfvqIO5pipt79N2y5To6\/ZY6axMPgtDXbTxe6os6frEHL2gLRT87Enkvjik5qOM5rPzEHPSQTK3BL53+bwbt5A9LgdPQjiYMMZ9mBaTPiZEivKwRmdKR02uLoqEmaxwXBiT6Sgj3x2FV6wqmfgfgcvPtmyi7jlIumA6V+HKkoTgA5KscIP\/hHayy66TE4yLYlsnn7xoou00Hfxrmu6NzvHKkFSh40zYs7OxLceRgS5uN6R3kYeWxsikkZUax4kgSUs8HJ9vZsPnmykOKgVUPu+1qN5CtmECFWGNW3wxlgluupoGgHFyuLwZxSnaEGYuQ9xIAJS6RLbcfWn5L3Qq4PUmyl\/lZTy2EsaVaS5SUQrO8zQf3cqu2bI79kI7a6MNdt3NiceE4oaiu8Xg4e375qzVmQxJggfrWS3dA7a7Pd1x5eURuzyr\/casbYfVgJA5ooMkZV8PzX9qnWfsYc1y5w6srIy7eYu657SXPd1QdGHPOgpiTVYHSRRK58e6EnM3U8uX69B2vq6twduUA2cKfLupTtmDRb52N5dL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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n2gk3zcd.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Reinsurance and Catastrophe<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Research and industry programmes<\/h1><p class=\"nx-scene-lede\">Reinsurance and Catastrophe programmes follow how catastrophe risk is governed: international capital and monitoring frameworks, regional pools and markets, and national schemes and supervisors. Owners and supervisors decide; the platform contributes modelling evidence only.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/programmes\/global\/\">Open Global industry questions <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/\">Back to Reinsurance and Catastrophe<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Workspace<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">The workspace for research and industry programmes.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"console\"><div><div class=\"nx-window\"><div class=\"nx-window-bar\" aria-hidden=\"true\"><span class=\"nx-window-dots\"><span><\/span><span><\/span><span><\/span><\/span><span><strong>GRA<\/strong> \u00b7 Reinsurance and Catastrophe \u00b7 Workstream tracker<\/span><span class=\"nx-window-note\">Illustrative<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-cat-workstreams\" data-cx=\"cat.workstreams\" data-variant=\"hero\" aria-label=\"Workstream tracker: illustrative console with example names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h3 class=\"nx-fk-title\">Workstream tracker<\/h3><p class=\"nx-fk-sub\">Research and industry \u00b7 Programme year 2 \u00b7 Example interface, not a record<\/p><\/div><\/div><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Two milestones at risk<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Reinsurance and Catastrophe<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"4\" data-t=\"table\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Workstreams<\/h4><p class=\"nx-fk-panel-sub\">owner \u00b7 stage \u00b7 status<\/p><\/div><\/div><div class=\"nx-fk-tablewrap\" data-fk-view=\"table:cx-cat-workstreams-t0\"><table class=\"nx-fk-table\" data-fk-table=\"cx-cat-workstreams-t0\" aria-label=\"Workstreams\"><thead><tr><th scope=\"col\" data-col=\"c0\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c0\">Workstream<\/button><\/th><th scope=\"col\" data-col=\"c1\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c1\">Owner<\/button><\/th><th scope=\"col\" data-col=\"c2\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c2\">Stage<\/button><\/th><th scope=\"col\" data-col=\"c3\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c3\">Next milestone<\/button><\/th><th scope=\"col\" data-col=\"c4\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c4\">Status<\/button><\/th><\/tr><\/thead><tbody><tr data-fk-key=\"cx-cat-workstreams:r0-0\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Cat bond trigger analysis<\/td><td>Broker<\/td><td>Build<\/td><td>M6 \u00b7 week 17<\/td><td><span class=\"nx-fk-pill\" data-state=\"not\"><i aria-hidden=\"true\"><\/i>Blocked<\/span><\/td><\/tr><tr data-fk-key=\"cx-cat-workstreams:r0-1\" tabindex=\"0\" role=\"row\" aria-selected=\"false\" aria-current=\"true\" data-cur=\"true\"><td>Non-modelled peril load<\/td><td>Chief risk officer<\/td><td>Review<\/td><td>M5 \u00b7 week 22<\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>At risk<\/span><\/td><\/tr><tr data-fk-key=\"cx-cat-workstreams:r0-2\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Model change impact study<\/td><td>Reinsurance buyer<\/td><td>Review<\/td><td>M3 \u00b7 week 32<\/td><td><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>On track<\/span><\/td><\/tr><tr data-fk-key=\"cx-cat-workstreams:r0-3\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Post-event loss review<\/td><td>Chief risk officer<\/td><td>Scoping<\/td><td>M4 \u00b7 week 27<\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>At risk<\/span><\/td><\/tr><tr data-fk-key=\"cx-cat-workstreams:r0-4\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Treaty structure optimisation<\/td><td>Cat modeller<\/td><td>Scoping<\/td><td>M3 \u00b7 week 15<\/td><td><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>On track<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"2\" data-t=\"bullets\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Effort against plan<\/h4><p class=\"nx-fk-panel-sub\">person-weeks<\/p><\/div><\/div><div class=\"nx-fk-chart\"><svg class=\"nx-fk-svg\" viewBox=\"0 0 360 120\" width=\"360\" height=\"120\" role=\"img\" focusable=\"false\" preserveAspectRatio=\"xMidYMid meet\" aria-label=\"Effort against plan\" data-fk-chart=\"bars\"><g data-m=\"row\" data-k=\"r-b0\"><text data-m=\"rlabel\" x=\"104\" y=\"17\" text-anchor=\"end\">Cat bond trigger<\/text><rect data-m=\"bar\" data-k=\"b-b0-v\" data-c=\"acc\" x=\"112\" y=\"4\" width=\"49.2\" height=\"18\"\/><rect data-m=\"bar\" data-k=\"b-b0-r\" data-c=\"rule\" x=\"162.2\" y=\"4\" width=\"0.3\" height=\"18\"\/><text data-m=\"vlabel\" data-k=\"v-b0\" x=\"168.5\" y=\"17\">26 pw of 26 pw required<\/text><rect data-m=\"hit\" x=\"0\" y=\"-1\" width=\"360\" height=\"28\"\/><\/g><g data-m=\"row\" data-k=\"r-b1\"><text data-m=\"rlabel\" x=\"104\" y=\"45\" text-anchor=\"end\">Non-modelled peril<\/text><rect data-m=\"bar\" data-k=\"b-b1-v\" data-c=\"acc\" x=\"112\" y=\"32\" width=\"63.9\" height=\"18\"\/><rect data-m=\"bar\" data-k=\"b-b1-r\" data-c=\"rule\" x=\"176.9\" y=\"32\" width=\"6.2\" height=\"18\"\/><text data-m=\"vlabel\" data-k=\"v-b1\" x=\"189.1\" y=\"45\">34 pw of 37 pw required<\/text><rect data-m=\"hit\" x=\"0\" y=\"27\" width=\"360\" height=\"28\"\/><\/g><g data-m=\"row\" data-k=\"r-b2\"><text data-m=\"rlabel\" x=\"104\" y=\"73\" text-anchor=\"end\">Model change impact<\/text><rect data-m=\"bar\" data-k=\"b-b2-v\" data-c=\"acc\" x=\"112\" y=\"60\" width=\"64.7\" height=\"18\"\/><rect data-m=\"bar\" data-k=\"b-b2-r\" data-c=\"rule\" x=\"177.7\" y=\"60\" width=\"15.5\" height=\"18\"\/><text data-m=\"vlabel\" data-k=\"v-b2\" x=\"199.2\" y=\"73\">34 pw of 42 pw required<\/text><rect data-m=\"hit\" x=\"0\" y=\"55\" width=\"360\" height=\"28\"\/><\/g><g data-m=\"row\" data-k=\"r-b3\"><text data-m=\"rlabel\" x=\"104\" y=\"101\" text-anchor=\"end\">Post-event loss review<\/text><rect data-m=\"bar\" data-k=\"b-b3-v\" data-c=\"acc\" x=\"112\" y=\"88\" width=\"48.7\" height=\"18\"\/><rect data-m=\"bar\" data-k=\"b-b3-r\" data-c=\"rule\" x=\"161.7\" y=\"88\" width=\"4.1\" height=\"18\"\/><text data-m=\"vlabel\" data-k=\"v-b3\" x=\"171.7\" y=\"101\">26 pw of 28 pw required<\/text><rect data-m=\"hit\" x=\"0\" y=\"83\" width=\"360\" height=\"28\"\/><\/g><\/svg><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"6\" data-t=\"tl\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Milestones<\/h4><\/div><\/div><ol class=\"nx-cx-tl\"><li data-s=\"ok\"><span class=\"nx-cx-tt\">W<span class=\"nx-cx-n\">9<\/span><\/span><span class=\"nx-cx-tag\">M1<\/span><span class=\"nx-cx-tx\">Cat bond trigger analysis: scoping note signed<\/span><\/li><li data-s=\"ok\"><span class=\"nx-cx-tt\">W<span class=\"nx-cx-n\">14<\/span><\/span><span class=\"nx-cx-tag\">M2<\/span><span class=\"nx-cx-tx\">Inputs qualified at the gate<\/span><\/li><li data-s=\"live\"><span class=\"nx-cx-tt\">W<span class=\"nx-cx-n\">25<\/span><\/span><span class=\"nx-cx-tag\">M3<\/span><span class=\"nx-cx-tx\">Non-modelled peril load: build review<\/span><\/li><li><span class=\"nx-cx-tt\">W<span class=\"nx-cx-n\">28<\/span><\/span><span class=\"nx-cx-tag\">M4<\/span><span class=\"nx-cx-tx\">Controlled test with observers<\/span><\/li><li><span class=\"nx-cx-tt\">W<span class=\"nx-cx-n\">38<\/span><\/span><span class=\"nx-cx-tag\">M5<\/span><span class=\"nx-cx-tx\">Publication and decision record<\/span><\/li><\/ol><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Workstream tracker.<\/span><span data-honesty=\"true\">Illustrative interface; not live data.<\/span><\/figcaption><\/figure><\/div><\/div><p class=\"nx-caption\"><strong>Reinsurance and Catastrophe \u00b7 Workstream tracker.<\/strong> <span>Workstream tracker: example names and illustrative values, not a record.<\/span><\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-levels\" class=\"nx-section\" data-hue=\"climate\" data-tone=\"alt\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Levels<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Three levels of work.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><span class=\"nx-eyebrow\">Global<\/span><h3 class=\"nx-h4 nx-mt-2\">Global work<\/h3><p class=\"nx-p nx-mt-1\"><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/programmes\/global\/\">See global work in Reinsurance and Catastrophe<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">Regional<\/span><h3 class=\"nx-h4 nx-mt-2\">Regional work<\/h3><p class=\"nx-p nx-mt-1\"><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/programmes\/\">See regional work in Reinsurance and Catastrophe<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">Regions<\/span><h3 class=\"nx-h4 nx-mt-2\">Regions work<\/h3><p class=\"nx-p nx-mt-1\"><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/programmes\/regions\/\">See regions work in Reinsurance and Catastrophe<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">National<\/span><h3 class=\"nx-h4 nx-mt-2\">National work<\/h3><p class=\"nx-p nx-mt-1\"><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/programmes\/\">See national work in Reinsurance and Catastrophe<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">Countries<\/span><h3 class=\"nx-h4 nx-mt-2\">Countries work<\/h3><p class=\"nx-p nx-mt-1\"><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/programmes\/countries\/\">See countries work in Reinsurance and Catastrophe<\/a><\/p><\/div><\/div><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"workflow\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/A-P02\/programmes\/#workflow\" data-nxf-title=\"Programme state\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-ap02-pr\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">What each level examines<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">What each level examines.<\/h2><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th>Level<\/th><th>Questions<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Level\">Global<\/td><td data-label=\"Questions\">Model transparency, reinsurance capacity cycles, <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 catastrophe-bond\" data-tk=\"Nexus risk vocabulary\" data-td=\"A security that transfers a defined catastrophe risk to investors, whose principal is reduced if a specified event occurs.\" data-ts=\"NRS-C1\" data-tr=\"draft\">catastrophe bond<\/a> market structure<\/td><\/tr><tr><td data-label=\"Level\">Regional<\/td><td data-label=\"Questions\">Pool trigger design and model choice, regional peril catalogues<\/td><\/tr><tr><td data-label=\"Level\">National<\/td><td data-label=\"Questions\">Public reinsurance schemes, residual markets, building codes and vulnerability<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Process<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">How the process runs.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-launch\" id=\"explore-nx-pe-programme-gates\" data-kind=\"explorer\" data-js><div class=\"nx-launch-row\"><div class=\"nx-launch-text\"><p class=\"nx-launch-eb\">Process explorer \u00b7 Process<\/p><h3 class=\"nx-launch-t\" id=\"explore-nx-pe-programme-gates-t\">Research and industry programmes: Programme through eight gates<\/h3><p class=\"nx-launch-facts\"><span>11 steps<\/span><span class=\"nx-launch-sep\" aria-hidden=\"true\">\u00b7<\/span><span>4 stages<\/span><span class=\"nx-launch-sep\" aria-hidden=\"true\">\u00b7<\/span><span>8 gates<\/span><\/p><\/div><button type=\"button\" class=\"nx-launch-open\" aria-expanded=\"false\" aria-controls=\"explore-nx-pe-programme-gates-body\" data-open-label=\"Open explorer\" data-close-label=\"Close explorer\"><svg class=\"nx-launch-i nx-launch-play\" viewBox=\"0 0 14 14\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.5 1v12L13 7z\"\/><\/svg><svg class=\"nx-launch-i nx-launch-x\" viewBox=\"0 0 14 14\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m2.5 2.5 9 9m0-9-9 9\"\/><\/svg><span>Open explorer<\/span><\/button><\/div><div class=\"nx-launch-body\" id=\"explore-nx-pe-programme-gates-body\" role=\"region\" aria-labelledby=\"explore-nx-pe-programme-gates-t\" tabindex=\"-1\"><div class=\"nx-pe\" id=\"nx-pe-programme-gates\" data-nx-pe=\"nx-pe-programme-gates\" data-active=\"programme-gates\"><div class=\"nx-pe-shell\"><p class=\"nx-pe-eb\">Process<\/p><h2 class=\"nx-pe-title\">Research and industry programmes: Programme through eight gates<\/h2><p class=\"nx-pe-cap\">The Global Risks Forum (GRF) records eight yearly gates, each a programme decision; a gate not passed stops its work, and the competent authority decides outside.<\/p><ol class=\"nx-pe-steps\"><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">01 Q1 \u00b7 Planning<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">01<\/span><span class=\"nx-pe-st\">G0 \u00b7 Annual programme authorised<\/span><span class=\"nx-pe-k\">Gate \u00b7 The Global Risks Forum<\/span><span class=\"nx-pe-sm\">GRF authorises the annual mandate. It never sets a national agenda.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">03<\/span><span class=\"nx-pe-st\">Route the candidate mission to standards<\/span><span class=\"nx-pe-k\">Step \u00b7 <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a><\/span><span class=\"nx-pe-sm\">Nexus Standards routes each candidate mission to the standards and profiles that apply.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">02 Q2 \u00b7 Readiness and build<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">04<\/span><span class=\"nx-pe-st\">G1 \u00b7 Missions admitted<\/span><span class=\"nx-pe-k\">Gate \u00b7 The Global Risks Forum<\/span><span class=\"nx-pe-sm\">GRF admits missions with reasons recorded. It cannot admit a mission without an accountable owner.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">05<\/span><span class=\"nx-pe-st\">G2 \u00b7 Data and resources qualified<\/span><span class=\"nx-pe-k\">Gate \u00b7 The Global Risks Forum<\/span><span class=\"nx-pe-sm\">Readiness preparation closes when data, people and resources are qualified.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">06<\/span><span class=\"nx-pe-st\">G3 \u00b7 Build accepted for exercise<\/span><span class=\"nx-pe-k\">Gate \u00b7 The Global Risks Forum<\/span><span class=\"nx-pe-sm\">GRF records whether the build is accepted for exercise. A gate not passed stops the work it governs.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">03 Q3 \u00b7 Action Week<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">07<\/span><span class=\"nx-pe-st\">G4 \u00b7 Controlled live operation authorised<\/span><span class=\"nx-pe-k\">Gate \u00b7 The Global Risks Forum<\/span><span class=\"nx-pe-sm\">GRF authorises controlled live operation for Action Week.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">08<\/span><span class=\"nx-pe-st\">G5 \u00b7 Evidence sealed and stand-down recorded<\/span><span class=\"nx-pe-k\">Gate \u00b7 The Global Risks Forum<\/span><span class=\"nx-pe-sm\">The evidence is sealed with its provenance and the stand-down is recorded.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">04 Q4 \u00b7 Reporting and renewal<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">02<\/span><span class=\"nx-pe-st\">Competent authority decides and acts<\/span><span class=\"nx-pe-k\">Actor \u00b7 The competent authority<\/span><span class=\"nx-pe-sm\">The competent authority decides and acts under its own rules. The programme informs it and never decides for it.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">09<\/span><span class=\"nx-pe-st\">Scientific and editorial review<\/span><span class=\"nx-pe-k\">Step \u00b7 Reviewers and the publisher<\/span><span class=\"nx-pe-sm\">Qualified, conflict-managed reviewers and the publisher decide what is accepted. Institutions cannot decide a scientific conclusion.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">10<\/span><span class=\"nx-pe-st\">G6 \u00b7 Publication authorised<\/span><span class=\"nx-pe-k\">Gate \u00b7 The Global Risks Forum<\/span><span class=\"nx-pe-sm\">GRF authorises publication of results that have passed scientific and editorial review. It cannot publish personal data.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">11<\/span><span class=\"nx-pe-st\">G7 \u00b7 Renewal reviewed<\/span><span class=\"nx-pe-k\">Gate \u00b7 The Global Risks Forum<\/span><span class=\"nx-pe-sm\">GRF reviews renewal and sets the next cycle&#8217;s mandate.<\/span><\/li><\/ol><\/li><\/ol><p class=\"nx-pe-foot\"><span><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/the-programme-year\" rel=\"noopener\">The programme year<\/a> \u00b7 The Global Risks Forum \u00b7 Decision rights<\/span><span>Designed programme process, not a record of operation. No cycle has run and every programme is at service level R0. A gate is a programme decision, never a public-authority approval, certification or deployment authorisation.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"climate\" aria-label=\"Status, Sources, Pages, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Status, Sources, Pages, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-status\" aria-selected=\"true\" data-key=\"p1\">Status<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"false\" data-key=\"p2\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-s-7-sec\" aria-selected=\"false\" data-key=\"p3\">Pages<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-4\" aria-controls=\"nx-s-8-sec\" aria-selected=\"false\" data-key=\"p4\">Questions<\/button><\/div><section id=\"nx-sec-status\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" data-variant=\"band\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Status<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Every programme shows where it stands.<\/h2><p class=\"nx-lede\">A programme is shown as exploring, forming, constituted, active, paused or archived, according to its record. A plan is never presented as an activity.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"systemic\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.iais.org\/activities-topics\/standard-setting\/icps-and-comframe\/\"><span>IAIS Insurance Core Principles and ComFrame, including the Insurance Capital Standard (adopted December 2024)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.ccrif.org\/\"><span>CCRIF SPC parametric policy documentation<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-7-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Pages<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Pages in Research and industry programmes.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cards\" data-cols=\"3\"><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/programmes\/global\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Global industry questions<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/programmes\/regions\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Regional exposures<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/programmes\/countries\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Country readiness contexts<\/h3><\/a><\/div><\/div><\/div><\/section><section id=\"nx-s-8-sec\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" aria-labelledby=\"nx-s-8\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>How does a country take part?<\/summary><div class=\"nx-answer\">Through its national programme. Country enquiries go to the Consortium Secretariat at <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/write-to-us\/contact\/\">the contact form<\/a> or a regional desk.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-kalliance-com-reinsurance-catastrophe-programmes-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-kalliance-com-reinsurance-catastrophe-programmes-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-kalliance-com-reinsurance-catastrophe-programmes-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/model\/scenarios\/storm-surge\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Coastal storm surge<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/disaster-risk-finance\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Disaster risk finance<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-9\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Reinsurance and Catastrophe<\/span><h2 id=\"nx-close-9\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/write-to-us\/readiness-request\/\">Propose a readiness pilot <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-legal-10\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Legal<\/span><h2 id=\"nx-legal-10\" class=\"nx-h3 nx-mt-2\">Legal documents.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Legal documents\"><a href=\"https:\/\/globalriskalliance.com\/legal\/terms\/\">Platform Terms of Use <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/privacy\/\">Platform Privacy Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/cookies\/\">Platform Cookie and Storage Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/legal-notice\/\">Legal Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/acceptable-use\/\">Acceptable Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/participation-terms\/\">Participation and Events Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/contribution-terms\/\">Contribution Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/research-and-data-terms\/\">Research and Data Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/ai-use\/\">AI-use Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/intellectual-property\/\">Intellectual Property and Licensing <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/trademark-policy\/\">Trademark and Name Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/disclaimer\/\">Disclaimers and Data Notices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/corrections\/\">Corrections and Right of Reply Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/complaints-and-integrity\/\">Complaints and integrity reporting <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/security\/\">Security and responsible disclosure <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/code-of-conduct\/\">Code of Conduct <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\">Accessibility Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/third-party-notices\/\">Third-party notices and attributions <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><p class=\"nx-note nx-mt-3\">Maps, data and figures on this site are shown for context and general information. They are not advice, forecasts or warnings; the limits of the information are set out in the Disclaimers and Data Notices.<\/p><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script><script class=\"_iub_cs_skip\">(function(){var n=600;function t(){var h=document.querySelector('.nxe-host[data-nxe-embed=\"n-a-p02-programmes\"]');if(typeof window.__nxLaunch===\"function\" ? (h ? !!h.shadowRoot : false) : false){window.__nxLaunch(h.shadowRoot);return;}n=n-1;if(n){requestAnimationFrame(t);}}t();})();<\/script>\n\n<!-- nx-rev:bdf0bce32c555612 -->\n<!-- nx-shared:10d6dd44d142 -->\n<!-- nx-path:\/programmes\/ -->","protected":false},"excerpt":{"rendered":"<p>Reinsurance and Catastrophe programmes follow how catastrophe risk is governed: international capital and monitoring frameworks, regional pools and markets, and national schemes and supervisors. 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