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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-na9943wu.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"compact\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">System<\/button><\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr><\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Payments and Market Infrastructure<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Payments and Market Infrastructure \u00b7 Topics<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Topics<\/h1><p class=\"nx-tagline\">Topics at Payments and Market Infrastructure: the pages in this section are listed below, each with its own scope and status.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/retail-and-wholesale-payments\/\">Open Retail and wholesale payments <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/\">Back to Payments and Market Infrastructure<\/a><\/div><dl class=\"nx-facts\"><div><dt class=\"nx-eyebrow\">Publisher<\/dt><dd>The Global Risks Alliance<\/dd><\/div><div><dt class=\"nx-eyebrow\">Field<\/dt><dd>Financial stability, Cyber and digital resilience, Digital public infrastructure<\/dd><\/div><\/dl><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-about-this-section\"><span>01<\/span>About this section<\/a><a href=\"#nx-sec-pg-nx-gra-a-p05-tp\"><span>02<\/span>Topic map<\/a><a href=\"#nx-sec-pg-sources\"><span>03<\/span>Sources<\/a><a href=\"#nx-s-5-sec\"><span>04<\/span>Pages<\/a><a href=\"#nx-sec-nr-gateway\"><span>05<\/span>Contribute<\/a><\/div><\/nav> <section id=\"nx-sec-about-this-section\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">About this section<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Topics at Payments and Market Infrastructure.<\/h2><p class=\"nx-lede\">GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-nx-gra-a-p05-tp\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"band\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Topic map<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Payments and Market Infrastructure topics, and the question each answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><ul class=\"nx-dir\" data-cols=\"2\" aria-label=\"Topic\"><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/retail-and-wholesale-payments\/\"><span class=\"nx-dir-name\">Retail and wholesale payment systems<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">Payment systems carry everything from card purchases to interbank settlements worth large sums each day.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/clearing-and-settlement\/\"><span class=\"nx-dir-name\">Securities clearing and settlement risk<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">After a trade, clearing confirms and nets obligations and settlement delivers securities against cash.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/central-counterparty-risk\/\"><span class=\"nx-dir-name\">Central counterparty risk and margin<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">A central counterparty steps between buyers and sellers, guaranteeing trades and netting exposures.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/cross-border-payments\/\"><span class=\"nx-dir-name\">Cross-border payments: cost and speed<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">Cross-border payments are slower, costlier and less transparent than domestic ones.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/payment-cyber-security\/\"><span class=\"nx-dir-name\">Payment system cyber security<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">Payment and settlement systems are prime targets for cyber attack: theft through compromised endpoints, ransomware that halts operations and attacks on data integrity that corrupt balances.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/third-party-concentration\/\"><span class=\"nx-dir-name\">Third-party concentration risk in finance<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">Payment and market infrastructures and their participants depend on a few technology providers: cloud platforms, messaging networks, software vendors and data centres.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/cash-and-digital-resilience\/\"><span class=\"nx-dir-name\">Cash and digital payment resilience<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">As cash use falls, payments depend more on digital systems that can fail together through outages, cyber attacks or power loss.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/operational-test-methods\/\"><span class=\"nx-dir-name\">Operational resilience test methods<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">The question<\/span><span class=\"nx-dir-v\">Infrastructures and participants test their resilience through scenario tests, failover and recovery tests, threat-led penetration tests and market-wide exercises.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><p class=\"nx-p\">Topic pages in Payments and Market Infrastructure share one structure: mechanisms, indicators, sources, methods, decisions and limits, written for FMI risk and operations staff and payment system overseers.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.bis.org\/cpmi\/info_pfmi.htm\"><span>CPMI-IOSCO Principles for Financial Market Infrastructures (2012) and cyber resilience guidance (2016)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.fsb.org\/work-of-the-fsb\/financial-innovation-and-structural-change\/cross-border-payments\/\"><span>G20 roadmap for enhancing cross-border payments and CPMI targets<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-5-sec\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Pages<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Pages in Topics.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cards\" data-cols=\"3\"><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/retail-and-wholesale-payments\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Retail and wholesale payments<\/h3><p class=\"nx-p nx-mt-1\">Payment rails and economic continuity.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/clearing-and-settlement\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Clearing and settlement<\/h3><p class=\"nx-p nx-mt-1\">Settlement exposures and infrastructure.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/central-counterparty-risk\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Central counterparty risk<\/h3><p class=\"nx-p nx-mt-1\">CCPs, collateral and liquidity.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/cross-border-payments\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Cross border payments<\/h3><p class=\"nx-p nx-mt-1\">Interoperability and failure modes.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/payment-cyber-security\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Payment cyber security<\/h3><p class=\"nx-p nx-mt-1\">Operational integrity and threat exposure.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/third-party-concentration\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Third party concentration<\/h3><p class=\"nx-p nx-mt-1\">Cloud, identity and outsourced systems.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/cash-and-digital-resilience\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Cash and digital resilience<\/h3><p class=\"nx-p nx-mt-1\">Fallbacks and financial access.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/operational-test-methods\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Operational test methods<\/h3><p class=\"nx-p nx-mt-1\">Failure exercises and recovery assumptions.<\/p><\/a><\/div><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> is the Consortium&#8217;s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Payments and Market Infrastructure<\/span><span class=\"nx-chip\">Strategic Systems<\/span><span class=\"nx-chip\">Scenario and Stress-Test<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/write-to-us\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. Curators review it; the DOI stays yours.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/contribute\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Reports<\/span><span class=\"nx-dest-host\">Global Risks Alliance<\/span><\/span><span class=\"nx-dest-title\">See every way to contribute<\/span><span class=\"nx-dest-why\">The contribution types, how each is reviewed, what credit you receive, the licence and what is never accepted.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><div class=\"nx-live-slot\" data-nxf-slot=\"contribute\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/payments-market-infrastructure\/topics#contribute\" data-nxf-title=\"Contribute evidence\" data-nxf-height=\"480\" hidden><\/div><p class=\"nx-note nx-mt-3\">Never send personal data, sensitive infrastructure detail or anything you have no right to share. A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-liance-com-payments-market-infrastructure-topics-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-liance-com-payments-market-infrastructure-topics-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-liance-com-payments-market-infrastructure-topics-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/decision-rights#the-nexus-standards-decision-rights\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Decision rights<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/payments-fintech\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Payments, market infrastructure and fintech<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-6\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Payments and Market Infrastructure<\/span><h2 id=\"nx-close-6\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. 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