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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n2asejj5.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Payments and Market Infrastructure<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">STEM foundation of Payments and Market Infrastructure<\/h1><p class=\"nx-scene-lede\">The science, technology, engineering and mathematics Payments and Market Infrastructure rests on. Each method has a canonical page in the STEM Commons, hosted by the Global Centre for Risk and Innovation (GCRI), and a page here on how it is applied in this field.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/payments-technology\/\">Open Payment and financial market technology at Payments and Market Infrastructure <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/\">Back to Payments and Market Infrastructure<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Register<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">Six pages under STEM foundation of Payments and Market Infrastructure.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"ledger\"><div class=\"nx-hero-panel\"><div class=\"nx-register\" data-variant=\"ledger\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Payments and Market Infrastructure<\/strong><\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/payments-technology\/\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">Method<\/span><span class=\"nx-register-v\">Payment and financial market technology at Payments and Market Infrastructure<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/network-science\/\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">Method<\/span><span class=\"nx-register-v\">Network science and contagion for payments and market infrastructure<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/resilience-engineering\/\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Method<\/span><span class=\"nx-register-v\">Reliability and resilience engineering for payments and market infrastructure<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/cybersecurity\/\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Method<\/span><span class=\"nx-register-v\">Cybersecurity and cryptography for payments and market infrastructure<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/distributed-ledgers\/\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Method<\/span><span class=\"nx-register-v\">Distributed ledgers and digital assets for payments and market infrastructure<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/quantum-technology\/\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Method<\/span><span class=\"nx-register-v\">Quantum computing, sensing and communication for payments and market infrastructure<\/span><\/a><\/li><\/ol><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"infrastructure\" aria-label=\"Methods, Methods, Why it matters\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Methods, Methods, Why it matters\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-methods\" aria-selected=\"true\" data-key=\"p1\">Methods<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-pg-nx-gra-a-p05-st\" aria-selected=\"false\" data-key=\"p2\">Methods<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-sec-why-it-matters\" aria-selected=\"false\" data-key=\"p3\">Why it matters<\/button><\/div><section id=\"nx-sec-methods\" class=\"nx-section nx-band-panel\" data-hue=\"infrastructure\" aria-labelledby=\"nx-s-2\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The methods behind the field.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/payments-technology\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Payment and financial market technology<\/span><span class=\"nx-mledger-role\">Liquidity-saving mechanisms \u00b7 ISO 20022 data quality \u00b7 Settlement cycle design<\/span><span class=\"nx-mledger-meta\">Steward \u00b7 Payments and Market Infrastructure<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/payments-technology\/\" aria-label=\"Canonical \u00b7 STEM Commons: Payment and financial market technology\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/network-science\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Network science and contagion<\/span><span class=\"nx-mledger-role\">Payment flow networks \u00b7 Shared provider mapping \u00b7 CCP membership networks<\/span><span class=\"nx-mledger-meta\">Steward \u00b7 Systems Science and Modelling<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/network-science\/\" aria-label=\"Canonical \u00b7 STEM Commons: Network science and contagion\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/resilience-engineering\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Reliability and resilience engineering<\/span><span class=\"nx-mledger-role\">Impact tolerance setting \u00b7 Recovery design \u00b7 Learning from incidents<\/span><span class=\"nx-mledger-meta\">Steward \u00b7 Critical Infrastructure<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/engineering\/resilience-engineering\/\" aria-label=\"Canonical \u00b7 STEM Commons: Reliability and resilience engineering\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/cybersecurity\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">04<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Cybersecurity and cryptography<\/span><span class=\"nx-mledger-role\">Endpoint control frameworks \u00b7 Threat-led testing \u00b7 Destructive attack recovery<\/span><span class=\"nx-mledger-meta\">Steward \u00b7 Cybersecurity and Digital Resilience<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/cybersecurity\/\" aria-label=\"Canonical \u00b7 STEM Commons: Cybersecurity and cryptography\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/distributed-ledgers\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">05<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Distributed ledgers and digital assets<\/span><span class=\"nx-mledger-role\">Settlement finality on ledgers \u00b7 Tokenised settlement experiments \u00b7 Governance of shared ledgers<\/span><span class=\"nx-mledger-meta\">Steward \u00b7 Fintech Nexus<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/distributed-ledgers\/\" aria-label=\"Canonical \u00b7 STEM Commons: Distributed ledgers and digital assets\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/quantum-technology\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">06<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Quantum computing, sensing and communication<\/span><span class=\"nx-mledger-role\">Cryptographic inventory \u00b7 Migration planning \u00b7 Harvest now, decrypt later<\/span><span class=\"nx-mledger-meta\">Steward \u00b7 Quantum Technologies<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/quantum-technology\/\" aria-label=\"Canonical \u00b7 STEM Commons: Quantum computing, sensing and communication\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><\/div><\/div><\/div><\/section><section id=\"nx-sec-pg-nx-gra-a-p05-st\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"band\" aria-labelledby=\"nx-s-3\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The STEM methods Payments<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">The STEM methods Payments and Market Infrastructure applies, and why.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><ul class=\"nx-dir\" data-cols=\"2\" aria-label=\"Method\"><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/payments-technology\/\"><span class=\"nx-dir-name\">Payments technology and system design<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Role in Payments and Market Infrastructure<\/span><span class=\"nx-dir-v\">Payments technology covers the systems, messages and settlement mechanisms that move money and securities.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/network-science\/\"><span class=\"nx-dir-name\">Network analysis of payment systems<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Role in Payments and Market Infrastructure<\/span><span class=\"nx-dir-v\">Network science represents payment and market infrastructure as nodes and links: participants, systems, settlement banks and providers.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/resilience-engineering\/\"><span class=\"nx-dir-name\">Resilience engineering for infrastructure<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Role in Payments and Market Infrastructure<\/span><span class=\"nx-dir-v\">Resilience engineering studies how systems anticipate, absorb, recover from and adapt to disruption.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/cybersecurity\/\"><span class=\"nx-dir-name\">Cybersecurity for financial infrastructure<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Role in Payments and Market Infrastructure<\/span><span class=\"nx-dir-v\">Cybersecurity protects systems and data against attack.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/distributed-ledgers\/\"><span class=\"nx-dir-name\">Distributed ledgers in settlement<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Role in Payments and Market Infrastructure<\/span><span class=\"nx-dir-v\">Distributed ledger technology records transactions on shared ledgers maintained by several parties.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/quantum-technology\/\"><span class=\"nx-dir-name\">Quantum risk to payment cryptography<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Role in Payments and Market Infrastructure<\/span><span class=\"nx-dir-v\">Quantum technology could eventually break public-key cryptography that secures payments and settlement.<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><p class=\"nx-p\">Each Payments and Market Infrastructure method is described once in the STEM Commons at GCRI and applied here to settlement dependencies and recovery.<\/p><\/div><\/div><\/section><section id=\"nx-sec-why-it-matters\" class=\"nx-section nx-band-panel\" data-hue=\"infrastructure\" data-variant=\"stack\" aria-labelledby=\"nx-s-4\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Why it matters<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Grounding makes claims checkable.<\/h2><p class=\"nx-lede\">When a finding names the methods it depends on, a reader can see its assumptions and limits, and an expert in that method can challenge it.<\/p><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-2\" data-tone=\"alt\" data-hue=\"finance\" aria-label=\"Sources, Pages, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Sources, Pages, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-1\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"true\" data-key=\"p1\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-2\" aria-controls=\"nx-s-6-sec\" aria-selected=\"false\" data-key=\"p2\">Pages<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-3\" aria-controls=\"nx-s-7-sec\" aria-selected=\"false\" data-key=\"p3\">Questions<\/button><\/div><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.bis.org\/cpmi\/info_pfmi.htm\"><span>CPMI-IOSCO Principles for Financial Market Infrastructures (2012) and cyber resilience guidance (2016)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.fsb.org\/work-of-the-fsb\/financial-innovation-and-structural-change\/cross-border-payments\/\"><span>G20 roadmap for enhancing cross-border payments and CPMI targets<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-6-sec\" class=\"nx-section nx-band-panel\" data-hue=\"infrastructure\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Pages<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Pages in STEM foundation of Payments and Market Infrastructure.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cards\" data-cols=\"3\"><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/payments-technology\/\"><span class=\"nx-eyebrow\">Method<\/span><h3 class=\"nx-h4 nx-mt-2\">Payment and financial market technology at Payments and Market Infrastructure<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/network-science\/\"><span class=\"nx-eyebrow\">Method<\/span><h3 class=\"nx-h4 nx-mt-2\">Network science and contagion for payments and market infrastructure<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/resilience-engineering\/\"><span class=\"nx-eyebrow\">Method<\/span><h3 class=\"nx-h4 nx-mt-2\">Reliability and resilience engineering for payments and market infrastructure<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/cybersecurity\/\"><span class=\"nx-eyebrow\">Method<\/span><h3 class=\"nx-h4 nx-mt-2\">Cybersecurity and cryptography for payments and market infrastructure<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/distributed-ledgers\/\"><span class=\"nx-eyebrow\">Method<\/span><h3 class=\"nx-h4 nx-mt-2\">Distributed ledgers and digital assets for payments and market infrastructure<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/quantum-technology\/\"><span class=\"nx-eyebrow\">Method<\/span><h3 class=\"nx-h4 nx-mt-2\">Quantum computing, sensing and communication for payments and market infrastructure<\/h3><\/a><\/div><\/div><\/div><\/section><section id=\"nx-s-7-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>What is a steward platform?<\/summary><div class=\"nx-answer\">The platform that maintains the canonical description of a method and reviews how it is applied across the Consortium.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> is the Consortium&#8217;s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Payments and Market Infrastructure<\/span><span class=\"nx-chip\">Strategic Systems<\/span><span class=\"nx-chip\">Scenario and Stress-Test<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/write-to-us\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. Curators review it; the DOI stays yours.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/contribute\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Reports<\/span><span class=\"nx-dest-host\">Global Risks Alliance<\/span><\/span><span class=\"nx-dest-title\">See every way to contribute<\/span><span class=\"nx-dest-why\">The contribution types, how each is reviewed, what credit you receive, the licence and what is never accepted.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><div class=\"nx-live-slot\" data-nxf-slot=\"contribute\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/payments-market-infrastructure\/stem#contribute\" data-nxf-title=\"Contribute evidence\" data-nxf-height=\"480\" hidden><\/div><p class=\"nx-note nx-mt-3\">Never send personal data, sensitive infrastructure detail or anything you have no right to share. A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-alliance-com-payments-market-infrastructure-stem-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-alliance-com-payments-market-infrastructure-stem-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-alliance-com-payments-market-infrastructure-stem-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/institutions\/gcri#gcri-canada-and-gcri-us\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Gcri<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/payments-fintech\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Payments, market infrastructure and fintech<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-8\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Payments and Market Infrastructure<\/span><h2 id=\"nx-close-8\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/write-to-us\/readiness-request\/\">Propose a readiness pilot <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-legal-9\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Legal<\/span><h2 id=\"nx-legal-9\" class=\"nx-h3 nx-mt-2\">Legal documents.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Legal documents\"><a href=\"https:\/\/globalriskalliance.com\/legal\/terms\/\">Platform Terms of Use <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/privacy\/\">Platform Privacy Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/cookies\/\">Platform Cookie and Storage Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/legal-notice\/\">Legal Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/acceptable-use\/\">Acceptable Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/participation-terms\/\">Participation and Events Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/contribution-terms\/\">Contribution Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/research-and-data-terms\/\">Research and Data Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/ai-use\/\">AI-use Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/intellectual-property\/\">Intellectual Property and Licensing <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/trademark-policy\/\">Trademark and Name Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/disclaimer\/\">Disclaimers and Data Notices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/corrections\/\">Corrections and Right of Reply Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/complaints-and-integrity\/\">Complaints and integrity reporting <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/security\/\">Security and responsible disclosure <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/code-of-conduct\/\">Code of Conduct <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\">Accessibility Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/third-party-notices\/\">Third-party notices and attributions <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><p class=\"nx-note nx-mt-3\">Maps, data and figures on this site are shown for context and general information. They are not advice, forecasts or warnings; the limits of the information are set out in the Disclaimers and Data Notices.<\/p><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"DefinedTermSet\",\"@id\":\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/#terms\",\"name\":\"Key terms: STEM foundation of Payments and Market Infrastructure\",\"inLanguage\":\"en\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/#webpage\"},\"hasDefinedTerm\":[{\"@type\":\"DefinedTerm\",\"name\":\"Steward platform\",\"description\":\"The platform that maintains the canonical description of a method in the STEM Commons and reviews how other platforms apply it.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/#terms\"}},{\"@type\":\"DefinedTerm\",\"name\":\"Payment and financial market technology\",\"description\":\"Payment and financial market technology covers the systems that clear and settle transactions and support trading.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/#terms\"}}]}]}<\/script>\n\n<!-- nx-rev:1ee2f08a879d15ee -->\n<!-- nx-shared:186c43af6248 -->\n<!-- nx-path:\/stem\/ -->","protected":false},"excerpt":{"rendered":"<p>The science, technology, engineering and mathematics Payments and Market Infrastructure rests on. 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