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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n1ynic7w.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"dossier\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P05 \u00b7 TOPIC \u00b7 cross-border-payments<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Payments and Market Infrastructure<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Topic dossier \u00b7 Payments and Market Infrastructure<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Cross border payments<\/h1><p class=\"nx-tagline\">Cross-border payments are slower, costlier and less transparent than domestic ones. They pass through chains of correspondent banks, different messaging formats, time zones and compliance checks. The G20 roadmap set targets for cost, speed, access and transparency. This page sets out how cross-border payment frictions and risks arise, how they are measured, and who decides.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/\">Back to Topics<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Dossier<\/strong><\/span><span class=\"nx-eyebrow\">A-P05 \u00b7 topic<\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"#nx-sec-brief-answer\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">In brief<\/span><span class=\"nx-register-v\">Definition and scope<\/span><\/a><\/li><li><a href=\"#nx-sec-question\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">The question<\/span><span class=\"nx-register-v\">4 mechanisms<\/span><\/a><\/li><li><a href=\"#nx-sec-terms\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Key terms<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">3<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-field\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Field<\/span><span class=\"nx-register-v\">H3 field plate<\/span><\/a><\/li><li><a href=\"#nx-sec-indicators\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Indicators<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">6<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-pipeline\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Pipeline<\/span><span class=\"nx-register-v\">Run graph<\/span><\/a><\/li><li><a href=\"#nx-sec-sources\"><span class=\"nx-register-n\">07<\/span><span class=\"nx-register-k\">Sources<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">5<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-decisions\"><span class=\"nx-register-n\">08<\/span><span class=\"nx-register-k\">Decision holders<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">4<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-methods\"><span class=\"nx-register-n\">09<\/span><span class=\"nx-register-k\">Methods<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">3<\/span><\/span><\/a><\/li><\/ol><p class=\"nx-register-foot\">GRA \u00b7 In development \u00b7 service level R0<\/p><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-sec-field\"><span>02<\/span>Settlement dependencies, and what\u2026<\/a><a href=\"#nx-s-4-sec\"><span>03<\/span>RTGS operations console, in outline<\/a><a href=\"#nx-sec-question\"><span>04<\/span>Cross border payments: how the risk\u2026<\/a><a href=\"#nx-sec-terms\"><span>05<\/span>Terms used on this page<\/a><a href=\"#nx-sec-indicators\"><span>06<\/span>What is measured, and how well<\/a><a href=\"#nx-sec-pipeline\"><span>07<\/span>From sources to decisions<\/a><a href=\"#nx-sec-sources\"><span>08<\/span>Where the evidence comes from<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"band\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Cross-border payments are transfers of money between countries, often through chains of correspondent banks, different messaging formats and compliance checks, which make them slower and costlier than domestic payments. The G20 roadmap sets targets for improvement. Central banks, operators, banks and standard setters hold the decisions.<\/p><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Spatial finance<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Settlement dependencies, and what fails with a node.<\/h2><p class=\"nx-lede\">How a failure at one financial centre can spread through settlement links. Design links, not real dependencies.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><figure class=\"nx-fk nx-sf\" data-fk=\"payments-network\" data-gl=\"sf:payments-network\" data-sf=\"payments-network\" data-sx-credit=\"Natural Earth (public domain) | design links, not real dependencies\" data-sx-src=\"Natural Earth ~ public domain ~ https:\/\/www.naturalearthdata.com\/ | Design scenario values by the Global Risks Alliance ~ illustrative, not data\" data-sf-learn-views=\"timeline\" aria-label=\"Interactive map: sixteen financial centres joined by design dependency links. The panel chooses a centre to fail and steps the cascade.\" data-nx-z=\"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\"><figcaption class=\"nx-fk-cap\"><span>Sixteen financial centres, and how a failure at one spreads through settlement links.<\/span><span data-honesty=\"true\">Design links, not the real dependencies of any infrastructure.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P05\/topics\/cross-border-payments\/#map\" data-nxf-title=\"Payments and Market Infrastructure live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Console<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">RTGS operations console, in outline.<\/h2><p class=\"nx-lede\">The working screen behind this subject: its structure, terms and states. Names are placeholders and values illustrative.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-payments-rtgs\" data-cx=\"payments.rtgs\" data-variant=\"section\" aria-label=\"RTGS operations console: illustrative console with placeholder names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h3 class=\"nx-fk-title\">RTGS operations console<\/h3><p class=\"nx-fk-sub\">Cross border payments \u00b7 RTGS system \u00b7 Business day 163<\/p><\/div><div class=\"nx-fk-actions\"><button type=\"button\" class=\"nx-fk-btn\" data-fk-act=\"menu\" aria-haspopup=\"true\" aria-expanded=\"false\" hidden><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11\"\/><path d=\"m7 10 5 5 5-5\"\/><path d=\"M5 20h14\"\/><\/svg>Export<\/button><ul class=\"nx-fk-menu\" data-fk-menu=\"true\" hidden><li><button type=\"button\" data-fk-act=\"export-png\">Image<small>PNG of the map or chart<\/small><\/button><\/li><li><button type=\"button\" data-fk-act=\"export-csv\">Data<small>CSV of the figure's values<\/small><\/button><\/li><\/ul><\/div><\/div><ul class=\"nx-fk-kpis\" data-n=\"4\"><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Value settled today<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k0\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">136<\/span><span class=\"nx-fk-kpi-u\">local bn<\/span><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>Active<\/span><\/div><div data-fk-view=\"spark:k0\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,14.4L10.2,13.9L18.4,21.8L26.5,21.4L34.7,23L42.9,18.3L51.1,10.7L59.3,3L67.5,10.5L75.6,10.2L83.8,4.7L92,4.2L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,14.4L10.2,13.9L18.4,21.8L26.5,21.4L34.7,23L42.9,18.3L51.1,10.7L59.3,3L67.5,10.5L75.6,10.2L83.8,4.7L92,4.2\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"4.2\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Payments queued<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k1\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">110<\/span><span class=\"nx-fk-kpi-d\" data-dir=\"up\" data-good=\"na\">25<\/span><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Watch<\/span><\/div><div data-fk-view=\"spark:k1\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,10.4L10.2,11.6L18.4,16.7L26.5,20.9L34.7,23L42.9,19L51.1,13L59.3,16.9L67.5,20.3L75.6,18.8L83.8,20.3L92,3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,10.4L10.2,11.6L18.4,16.7L26.5,20.9L34.7,23L42.9,19L51.1,13L59.3,16.9L67.5,20.3L75.6,18.8L83.8,20.3L92,3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"3\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Availability, % this month<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k2\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">100.0<\/span><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Normal<\/span><\/div><div data-fk-view=\"spark:k2\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,9.4L10.2,13L18.4,15.6L26.5,16.6L34.7,20.6L42.9,22.6L51.1,23L59.3,20.9L67.5,20L75.6,19.1L83.8,17.1L92,3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,9.4L10.2,13L18.4,15.6L26.5,16.6L34.7,20.6L42.9,22.6L51.1,23L59.3,20.9L67.5,20L75.6,19.1L83.8,17.1L92,3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"3\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Participants below liquidity floor<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k3\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">3<\/span><span class=\"nx-fk-pill\" data-state=\"not\"><i aria-hidden=\"true\"><\/i>Alert<\/span><\/div><div data-fk-view=\"spark:k3\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,9.4L10.2,7.2L18.4,10.4L26.5,13.6L34.7,13.3L42.9,13.4L51.1,16.2L59.3,18.4L67.5,21.4L75.6,23L83.8,20.3L92,3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,9.4L10.2,7.2L18.4,10.4L26.5,13.6L34.7,13.3L42.9,13.4L51.1,16.2L59.3,18.4L67.5,21.4L75.6,23L83.8,20.3L92,3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"3\" r=\"2.4\"\/><\/svg><\/div><\/li><\/ul><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Queue building at peak<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Payments and Market Infrastructure<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"chart\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Intraday liquidity, system<\/h4><\/div><\/div><svg class=\"nx-fk-svg\" viewBox=\"0 0 460 210\" width=\"460\" height=\"210\" role=\"img\" aria-label=\"Intraday liquidity, system\" focusable=\"false\" tabindex=\"0\" preserveAspectRatio=\"xMidYMid meet\" data-fk-chart=\"cx-payments-rtgs-c1\" data-fk-xs=\"lin,0,23,36,446\" data-fk-ys=\"lin,0,100,180,20\" data-fk-series=\"Available|ink|l||0:41.9;1:46.9;2:49.5;3:48.1;4:48.4;5:50.8;6:47.4;7:45.5;8:46.9;9:44.5;10:49.6;11:44.7;12:44.5;13:42.6;14:44.9;15:39.9;16:40.7;17:41.4;18:46.4;19:46.3;20:48.7;21:47.4;22:44.9;23:46.6~Queued|acc|l||0:52.4;1:48.6;2:49.5;3:53.1;4:56.3;5:57.7;6:61.3;7:57.6;8:54;9:55.8;10:59.8;11:60.4;12:61.4;13:64.6;14:62.4;15:66.2;16:64.8;17:66.7;18:64.3;19:61.3;20:62.8;21:59.3;22:60.4;23:63.3\" data-nx-z=\"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\"><\/svg><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"tl\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Incident and failover log<\/h4><\/div><\/div><ol class=\"nx-cx-tl\"><li data-s=\"watch\"><span class=\"nx-cx-tt\">09:<span class=\"nx-cx-n\">49<\/span><\/span><span class=\"nx-cx-tag\">INC<\/span><span class=\"nx-cx-tx\">Participant P-12 message delay<\/span><\/li><li data-s=\"ok\"><span class=\"nx-cx-tt\">10:<span class=\"nx-cx-n\">49<\/span><\/span><span class=\"nx-cx-tag\">LSM<\/span><span class=\"nx-cx-tx\">Liquidity saving cycle released <span class=\"nx-cx-n\">74<\/span> payments<\/span><\/li><li><span class=\"nx-cx-tt\">14:00<\/span><span class=\"nx-cx-tag\">CUT<\/span><span class=\"nx-cx-tx\">Customer payment cut-off<\/span><\/li><li data-s=\"ok\"><span class=\"nx-cx-tt\">Q<span class=\"nx-cx-n\">3<\/span><\/span><span class=\"nx-cx-tag\">TEST<\/span><span class=\"nx-cx-tx\">Contingency site failover in <span class=\"nx-cx-n\">49<\/span> min<\/span><\/li><\/ol><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>RTGS operations console: the screen's structure, terms and states for Cross border payments.<\/span><span data-honesty=\"true\">Placeholder names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><\/section><section id=\"nx-sec-question\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Cross border payments: how the risk develops.<\/h2><p class=\"nx-lede\">Interoperability and failure modes. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"6\" cy=\"19\" r=\"3\"\/><path d=\"M9 19h8.5a3.5 3.5 0 0 0 0-7h-11a3.5 3.5 0 0 1 0-7H15\"\/><circle cx=\"18\" cy=\"5\" r=\"3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Correspondent chains add cost<\/h3><p class=\"nx-p nx-mt-1\">Each bank in a correspondent chain adds fees, time and compliance checks. Fewer correspondents in some corridors mean higher costs and less access.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M14 2v4a2 2 0 0 0 2 2h4\"\/><path d=\"M4.268 21a2 2 0 0 0 1.727 1H18a2 2 0 0 0 2-2V7l-5-5H6a2 2 0 0 0-2 2v3\"\/><path d=\"m9 18-1.5-1.5\"\/><circle cx=\"5\" cy=\"14\" r=\"3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Data formats differ<\/h3><p class=\"nx-p nx-mt-1\">Incompatible messaging formats truncate data, causing manual repairs and compliance hits. ISO 20022 adoption aims to carry richer, consistent data.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"m14.5 12.5-8 8a2.119 2.119 0 1 1-3-3l8-8\"\/><path d=\"m16 16 6-6\"\/><path d=\"m8 8 6-6\"\/><path d=\"m9 7 8 8\"\/><path d=\"m21 11-8-8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Compliance shapes access<\/h3><p class=\"nx-p nx-mt-1\">Anti-money laundering and sanctions checks are repeated along the chain. De-risking by banks withdraws services from whole corridors.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21.54 15H17a2 2 0 0 0-2 2v4.54\"\/><path d=\"M7 3.34V5a3 3 0 0 0 3 3v0a2 2 0 0 1 2 2v0c0 1.1.9 2 2 2v0a2 2 0 0 0 2-2v0c0-1.1.9-2 2-2h3.17\"\/><path d=\"M11 21.95V18a2 2 0 0 0-2-2v0a2 2 0 0 1-2-2v-1a2 2 0 0 0-2-2H2.05\"\/><circle cx=\"12\" cy=\"12\" r=\"10\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Interlinking fast payment systems<\/h3><p class=\"nx-p nx-mt-1\">Linking domestic instant payment systems across borders can cut cost and time, but needs agreement on governance, rules, liquidity and settlement.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Correspondent banking<\/td><td data-label=\"Definition\">An arrangement where one bank provides accounts and payment services to another, often abroad.<\/td><\/tr><tr><td data-label=\"Term\">De-risking<\/td><td data-label=\"Definition\">Banks ending relationships with whole categories of clients or regions to avoid risk rather than manage it.<\/td><\/tr><tr><td data-label=\"Term\">Fast payment system interlinking<\/td><td data-label=\"Definition\">Connecting domestic instant payment systems so payments can flow across borders.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"band\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Average cost of sending remittances<\/td><td data-label=\"Unit\">percent of amount sent<\/td><td data-label=\"Cadence\">quarterly<\/td><td data-label=\"Source type\">World Bank Remittance Prices Worldwide<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Share of payments credited within one hour<\/td><td data-label=\"Unit\">percent<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">FSB progress reports and SWIFT data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Active correspondent relationships<\/td><td data-label=\"Unit\">count by corridor<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">CPMI correspondent banking data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">ISO 20022 adoption in payment systems<\/td><td data-label=\"Unit\">count of systems migrated<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Operator records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Fast payment systems with cross-border links<\/td><td data-label=\"Unit\">count<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">BIS and operator records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Progress against G20 targets<\/td><td data-label=\"Unit\">status by target<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">FSB progress reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A-P05\/topics\/cross-border-payments\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-pipeline\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">From sources to decisions.<\/h2><p class=\"nx-lede\">The topic as a computational graph: named sources feed the methods, an evidence review gates the outputs, and the decisions stay with the authorities that hold them.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Pipeline canvas<\/strong> \u00b7 Cross border payments as a run graph<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p05-topics-cross-border-payments-settle-t nx-dag-a-p05-topics-cross-border-payments-settle-d\" data-nx-z=\"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\"><title id=\"nx-dag-a-p05-topics-cross-border-payments-settle-t\">Cross border payments: payment from instruction to finality<\/title><desc id=\"nx-dag-a-p05-topics-cross-border-payments-settle-d\">A payment instruction is validated and screened, queued and settled in central bank money when liquidity allows; settlement is final and reconciled; a contingency route takes over if the primary system fails. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig. 02<\/strong><span>Nodes carry their type, two metric rows and a state; connectors show what feeds what; dashed frames name the owners; the timeline is the cadence. Design of the pipeline, not a record of a run.<\/span><\/p><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">World Bank Remittance Prices Worldwide<\/td><td data-label=\"What it gives\">Cost of remittances by corridor<\/td><td data-label=\"Licence class\">CC BY 4.0<\/td><\/tr><tr><td data-label=\"Source\">FSB annual progress reports on the G20 cross-border payments roadmap<\/td><td data-label=\"What it gives\">Progress and key performance indicators<\/td><td data-label=\"Licence class\">Free, FSB terms<\/td><\/tr><tr><td data-label=\"Source\">CPMI correspondent banking data<\/td><td data-label=\"What it gives\">Trends in correspondent relationships<\/td><td data-label=\"Licence class\">Free, BIS terms<\/td><\/tr><tr><td data-label=\"Source\">BIS Innovation Hub project reports<\/td><td data-label=\"What it gives\">Experiments such as interlinking fast payments<\/td><td data-label=\"Licence class\">Free, BIS terms<\/td><\/tr><tr><td data-label=\"Source\">SWIFT gpi statistics<\/td><td data-label=\"What it gives\">Speed and tracking of cross-border payments<\/td><td data-label=\"Licence class\">Free to read, terms to check<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A-P05\/topics\/cross-border-payments\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-decisions\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Payments and Market Infrastructure prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"ledger\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">Central banks and payment system operators<\/td><td data-label=\"The question\">Whether and how to link systems across borders<\/td><td data-label=\"Evidence this page serves\">Interlinking experiments and governance options<\/td><\/tr><tr><td data-label=\"Who decides\">Banks and payment service providers<\/td><td data-label=\"The question\">Which corridors to serve and through which arrangements<\/td><td data-label=\"Evidence this page serves\">Cost, compliance and volume evidence<\/td><\/tr><tr><td data-label=\"Who decides\">Regulators and standard setters<\/td><td data-label=\"The question\">How to align data and compliance requirements<\/td><td data-label=\"Evidence this page serves\">Roadmap progress and data evidence<\/td><\/tr><tr><td data-label=\"Who decides\">The FSB and CPMI<\/td><td data-label=\"The question\">How to track and adjust the roadmap<\/td><td data-label=\"Evidence this page serves\">Key performance indicator data<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Guide to the G20 cross-border payments targets<\/li><li>Brief on correspondent banking and de-risking<\/li><li>Method note on payment speed and cost measures<\/li><li>Questions for operators considering cross-border links<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-core-questions\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"band\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">What the industry asks.<\/h2><p class=\"nx-lede\">International trade, remittances to families and humanitarian transfers depend on cross-border payments. Many countries rely on a small number of correspondent relationships, which have declined in some regions, leaving them more exposed. International efforts to make cross-border payments faster, cheaper, more transparent and more accessible are under way, and they raise new questions about interoperability and operational resilience.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Which chains of correspondent banks, payment systems and messaging networks does a payment pass through, and where are the single points of failure?<\/li><li>How interoperable are national payment systems and messaging standards, and what happens when links fail?<\/li><li>How do sanctions screening, anti-money laundering checks and data rules affect speed and reliability?<\/li><li>Which countries and corridors depend on few correspondent relationships, and what is the effect of their withdrawal?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-mechanisms\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"band\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">How the infrastructure works and fails.<\/h2><p class=\"nx-lede\">Cross-border payments depend on correspondent chains, system links and common standards.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"6\" cy=\"19\" r=\"3\"\/><path d=\"M9 19h8.5a3.5 3.5 0 0 0 0-7h-11a3.5 3.5 0 0 1 0-7H15\"\/><circle cx=\"18\" cy=\"5\" r=\"3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Correspondents<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Banking chains<\/h3><p class=\"nx-p nx-mt-1\">Banks hold accounts with each other across borders. Long chains add cost, delay and points of failure.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"18\" cy=\"18\" r=\"3\"\/><circle cx=\"6\" cy=\"6\" r=\"3\"\/><path d=\"M6 21V9a9 9 0 0 0 9 9\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Interlinking<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">System connections<\/h3><p class=\"nx-p nx-mt-1\">Links between national fast payment systems and multi-currency platforms can shorten chains but create new dependencies.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21 15a2 2 0 0 1-2 2H7l-4 4V5a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2z\"\/><path d=\"M13 8H7\"\/><path d=\"M17 12H7\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Standards<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Messaging and data<\/h3><p class=\"nx-p nx-mt-1\">Common message standards improve data quality and screening. Transitions between standards create operational risk.<\/p><\/div><\/div><p class=\"nx-p\">Efforts to interlink national fast payment systems offer a way to shorten chains, but they also connect the operational risks of each system to the others. A disruption in one could affect payments across the link, and differences in rules, hours and dispute processes must be reconciled. Resilience planning for interlinked systems is still developing and benefits from shared industry understanding.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods-and-evidence\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and evidence<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">How the evidence is built, and its limits.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Corridor analysis<\/h3><p class=\"nx-p nx-mt-1\">Study of payment routes and costs between country pairs, from published data.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Correspondent network data<\/h3><p class=\"nx-p nx-mt-1\">Aggregated data on correspondent relationships. Detailed data are held by banks and authorities.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Interoperability assessment<\/h3><p class=\"nx-p nx-mt-1\">Review of technical and legal interoperability between systems, applying <a class=\"nx-link\" href=\"https:\/\/therisk.global\/stem\/technology\/payments-technology\/\">payment and financial market technology<\/a>.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Incident review<\/h3><p class=\"nx-p nx-mt-1\">Published disruptions to cross-border flows and their causes.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-14\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/payments-technology\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Payment and financial market technology<\/span><span class=\"nx-mledger-role\">Liquidity-saving mechanisms \u00b7 ISO 20022 data quality \u00b7 Settlement cycle design<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/payments-technology\/\" aria-label=\"Payment and financial market technology: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/network-science\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Network science and contagion<\/span><span class=\"nx-mledger-role\">Payment flow networks \u00b7 Shared provider mapping \u00b7 CCP membership networks<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/network-science\/\" aria-label=\"Network science and contagion: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/stem\/distributed-ledgers\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Distributed ledgers and digital assets<\/span><span class=\"nx-mledger-role\">Settlement finality on ledgers \u00b7 Tokenised settlement experiments \u00b7 Governance of shared ledgers<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/distributed-ledgers\/\" aria-label=\"Distributed ledgers and digital assets: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Cost and speed measures cover parts of the market and use different methods. Correspondent data show counts, not quality of access. Linkage projects are early. Payments and Market Infrastructure explains frictions and measures; it does not operate payment services or advise on corridors.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-15-sec\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-15\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">14<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Connected<\/span><\/div><h2 id=\"nx-s-15\" class=\"nx-section-title\">Where this page leads across the Consortium.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskforum.com\/policy\/topics\/cross-border-policy\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Related topic<\/span><span class=\"nx-dest-host\">GRF<\/span><\/span><span class=\"nx-dest-title\">Cross-border policy<\/span><span class=\"nx-dest-why\">Payment infrastructure evidence informs cross-border institutional learning.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-16-sec\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-16\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">15<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-16\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>What is correspondent banking?<\/summary><div class=\"nx-answer\">An arrangement in which one bank provides accounts and payment services to another, often in another country, enabling cross-border payments.<\/div><\/details><details><summary>What are the G20 cross-border payment targets?<\/summary><div class=\"nx-answer\">Quantitative targets set under the G20 roadmap for the cost, speed, access and transparency of cross-border payments, monitored by the FSB.<\/div><\/details><details><summary>Why does ISO 20022 matter?<\/summary><div class=\"nx-answer\">It provides a common, richer data format for payments, reducing manual repairs and improving screening and transparency across borders.<\/div><\/details><details><summary>Why are cross-border payments slow and expensive?<\/summary><div class=\"nx-answer\">Because they often pass through several banks and systems, each with its own processing, compliance checks and fees, across different time zones and currencies.<\/div><\/details><details><summary>What is de-risking?<\/summary><div class=\"nx-answer\">The withdrawal of banks from correspondent relationships or customers perceived as high risk or low profit, which can cut some countries or sectors off from cross-border payments.<\/div><\/details><details><summary>Does GRA route or facilitate payments?<\/summary><div class=\"nx-answer\">No. It handles no payments and facilitates no transactions.<\/div><\/details><details><summary>Do remittances matter for resilience?<\/summary><div class=\"nx-answer\">Yes. Remittances are an important source of income for many households and often rise after disasters, making reliable channels a resilience issue.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-17\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-17\" class=\"nx-h3 nx-mt-2\">Around Payments and Market Infrastructure.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/retail-and-wholesale-payments\/\">Retail and wholesale payments <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/clearing-and-settlement\/\">Clearing and settlement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/central-counterparty-risk\/\">Central counterparty risk <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/payment-cyber-security\/\">Payment cyber security <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/third-party-concentration\/\">Third party concentration <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/cash-and-digital-resilience\/\">Cash and digital resilience <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/\">Payments and Market Infrastructure home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-18\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Payments and Market Infrastructure<\/span><h2 id=\"nx-close-18\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Payments%20and%20Market%20Infrastructure%3A%20Cross%20border%20payments\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/cross-border-payments\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/topics\/cross-border-payments\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is correspondent banking?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"An arrangement in which one bank provides accounts and payment services to another, often in another country, enabling cross-border payments.\"}},{\"@type\":\"Question\",\"name\":\"What are the G20 cross-border payment targets?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Quantitative targets set under the G20 roadmap for the cost, speed, access and transparency of cross-border payments, monitored by the FSB.\"}},{\"@type\":\"Question\",\"name\":\"Why does ISO 20022 matter?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It provides a common, richer data format for payments, reducing manual repairs and improving screening and transparency across borders.\"}},{\"@type\":\"Question\",\"name\":\"Why are cross-border payments slow and expensive?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because they often pass through several banks and systems, each with its own processing, compliance checks and fees, across different time zones and currencies.\"}},{\"@type\":\"Question\",\"name\":\"What is de-risking?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The withdrawal of banks from correspondent relationships or customers perceived as high risk or low profit, which can cut some countries or sectors off from cross-border payments.\"}},{\"@type\":\"Question\",\"name\":\"Does GRA route or facilitate payments?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. It handles no payments and facilitates no transactions.\"}},{\"@type\":\"Question\",\"name\":\"Do remittances matter for resilience?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. 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