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QvcIAi9vvq3CbYuraQ16p9v+tv1uqf+uablubz65wSevQl66p+1taiLqVb\/PBhufVug\/q3tvvpnhw6kXtGof068jgOvp\/5t4tCijMit+meGPjWSRv0LXc9xgr7654cudbc16h+MN7SRplH\/oq1HH4ZG\/QOmFVphT\/3zQhOYQKD+WYEfOKCv\/gF\/A3xXpP5xOlKr\/m3D0GJk\/Vb9c+JNvI176h\/0t7Fp9tW\/yPMg096of2G43lKCRa3+wS2EsSNQ\/8JNaAeuQP3bxkEYitS\/2I7sNbhF\/eNWoVP\/gGPb1qD650MXOO6g+tcbKK3+mebaDuwB9a83p5T6Z5pbuHaE6t8m9CPHEqp\/vdVg1b914MfBkPq3xf\/01D\/oRmEYCdS\/OIpNioN06l\/sh9ttIFD\/4GZLX7yd+hd6HnACgfqHlFnbWRhqXwCq\/5eK+JeK+JeK+JeK+JeK+JeK+JeK+JeK+JeK+JeK+JeK+JeK+JeK+FlURIlVPdG6v3y5K8ALh8DXw213PAa3vdYHV0wL1htXq3cA98gfUgULpOVMDYuDoycaLTsqrM5+klER1jeElkhxRwV9Y+462jV+QkXPhH+P902eUdA7viNG+8ZPKOi5voVG+66fUdA7uulGu0YPKOgXX6WjHeMnFPRMLuvRrskjCvpOQjjacSIphY\/tlcgbox2TR1TwMiw7jvRNHuiBunnmT4qIsaaIsRYkxp4ixl6QGGeKGGdBYtwpYtxliGmk8hFymkdWynq3pnu31PVuT\/duq+vdme7dUde7O927q6B3pIeMMmz0wMdLq9nrl7vg5UNOR9P1BxyNpusPOBdN1x9wKJquP+BEoK7BofiobYa6\/qBthrr+oG2Guv6gbYa6\/qBtRnyEI32TB1T1bE31bKnq2Z7q2VbVszPVs6OqZ3eqZxVXO2VnHTfxdM8tJHZTJt5pyuoHFyQNm5enCcOPLUgWNmxPk4UfW5AsZFKfpgo9tSBRQTJjAYNkyeU7wBkkHeCiO4r4LmbsKfLggqRhv8k0YfixhchCsV7jFKEnFDByHH022jN+QoXJGMXDcT2P1CTpYuhWmucpqErCEEeC7G6kjvzRSnO4oimMhhuB8ggjTfiX8sfx+6gY+LsSc8\/vowLg70qMPL+Pin6\/KzHt\/D4q9P2uxKDz+6i497sSWY9EfXLd4upI7b5G1Sx4200bLyqFpGtbtOZ1p4Vpcu7Cj0mtOnQ8QVFKRBkXFf6jS8HgYuJzi8jIgw8n8ORxkqb1KiCj2BPcaXVp2X9AXKpubGCjEGx43YKoDBEoH15IuvW3HJUiws3yIJwAqv4Gwe7ehJZr1VEKqLGGcDJtx\/a71rDCkBq2u6XbjBP4LUcx0oFvNeFx6JsiBygk2w7bCC3cClDwR2zGdhMnhlqDNEIRysBuoA7qRgMH6HjAi3yH6hOmKYp+3MRbiro6hHsdB05EE5hfsgpFqQR2g2yCms95+oYBWTz6zfAZVYS6h+Zm28T04XekpQEIcIgH2GaCJLDxQrY53N1vAfphm1FuONjEQaw2PbtdV+jCMHb4dY3t2IIRu67hNlw30XjsuoItWG9jfl2d2HVcwK+rFVrQtrl19eHaakLAmHUNtkHA9InXdQ3WcOP11tWO\/Zgmo15X4PieFfHrGm7CMOqva7Bxgd1fVydetxAt1LqCzcZv4sapdaVz\/ql1JfR9fN7FX2v\/YWsv71BnhfGUVAOyRHAwQpA9g3KybqLsQg4c6uABv+Hu27UtuYaLRJrSIJ1n9C0CZOzANu2NHELI0Tofdnzg15aJ+4IGaH8\/G2GanBAiL1itqCcC6okiKZ+MYCWnzr22S8oHPBshzKBRXFKok4\/d7xT0K6mt0nwRH\/Hvq4HyufIK+ZbGJUuMKA+fuIpdTCE\/x+5qM8\/Fvpa+21m46a+9St31RqNLfymta92esjUqwmo3JerqWm+WpN5rBvRqnMP2YJMlcFyJAzzjiCBRWTXcF5LeMagpU0iOkem7wuioLOUfRpJF8FUSOjBFYj37usS3osDKvICCQuVdzRobDaqta+nSdS1NPA9yq1r+4EWDdyKukog35t8sYV1IVQXMmYUiRbgULFddyHe8lNJYmd\/mIUXjZkqDqRi\/jFrA0lkU9btxSrJvX3dZXj10s7PqrhlcKEx1\/30jBMNDTaUEhGlewuibgiFznEvAtlMYV3Xh5PZGtGnG7HfsbMOyM1QflL\/LBCVjzc0iJWO7Yf56TKIIZqrmsxYzkNhGFvF4+qa3yxld8vZTaaTgLb8gEPdLkkbIMo8OuHHMT9CAr+c0LwjLIy0x+H3VSQue3LrVkqlezRDge6XdOMh1eVbFhZbENfGSqF2TmdSQeXapI9lKtK5w8jsZxTJNFbP\/axL9P1\/uyGd0aT6D8M0g06usmwoWp1J1Jyk8gNSg9WVUpEr+2RyYQFafWWQ6F+yymVy2y+ttpXJcplTOhi+Vg0+JmlI5M9avxykXWcJle21WcfxWMD9ixuUWMZ095eq7Fc55v3qI3S8m73xXWO3kviYPvRxU8AW89UrDaJxNiy5vtIuTAlloj0kqqKBV32DIcE5ESnyq1Ze+kjio3Q7EFc3hlAmnzWbBXDWs0DXZtaGPvDDhioQJV75NeCZ1CzOTuVRVANXwriL9Y\/s\/sou3FazdVuLShcfkrLh+G+riyhm7pNseghTC6Bv9Mfp2rdlKZ0FDDxkvTNlvYukjG5Aozdzj6ar5uiCM1uQtd20DMY6qNitguwbNMWu68O\/NHqk\/vDaQSLLNLYcUvbmA0kT0UtpWJG8LKnlG4giWlXHIr3MDWPa\/Xcoqid\/wcUfuzqYdi60bbJN5RRc51jra4qCvrNPF5MwytlIzMxWEt59Rnz4GpyR923GG5RJk5YqxHdko3Iktae+ZJie57F+OSQVrdCwty1Eped48TeSCCIZ5AYjsgE8uJrsWJrrhEIuvZtnmqexIhKCEK522CYufGP5KxQGSayEnx0j2O4NKtiG\/PlK1FX\/I34G\/XdaMTybwV+TYNs4o6whGX+6q4jIYnV0TYASHQULpR4a+S7InNdtLiSOi3maK3o2226dxbzyeUbzBGRogRFx81\/Sb1A1dYDP5vEJwg2dolHncfxi38n+BG5s\/yzPqj\/JMF7j\/6ieT7HlnkV9DUETGy87eoDujaznuLDbwcpbVBZdfxjeVOdPR6CJHo48cjY+e8EaY8mdOX2uoJNUlrUavsybslQS9qlEk0XbQftalvWm3CyDC9pH5RqKIikUMaXOweznCAj4cbf3o6EdXP+t5ql9SPUr1KNLj5HAp4KrW7NBO6iQZ2STgflfXNEGhdtVbCmXq3meolc+Hx+Rai3y1WINd\/ihOhm4QBhf3go\/fG2e8R9Km5KHVM1jHVAA9yc6XSv+1AgH2En5bzWXDLXtUyof5AsQFTEGVPMN3M7iWe5TOivrgrQRm5W4H0w8OfejASsg2wQEzc9jbAKcsL0UMZIEF4alEvZyxf5zZ2iY\/mew8WfIo6Ns03b5N02Z1B980J7QTkSrRXQzEhUyuhq4VpmlyLpNS2tDKCzKDvF2p69EVXo91JI5oRKdLBaNamarjLI3scoJFEu6QseiCQFGzy6n8VEPWgusM7ZFSBaURALC1rRxlD12QGn3y56nwBKU5gNULhNm+f25kD+QrEeRBWH25Q9Tffbt2N0BjkmpIQAyKGH2kkfEb2kd1l5ZmEYvSGLvAk9ubNtRK6OvtSXmk5pcig2+l2EDDzNorS75lmj9Jkj6nZNz2+kB2HLwHZd6MzRQ00amzTVU9\/o7XmJZt6Pig1sTZ\/YXdie\/m8PxgffFGi5M4oNHBjNQW6hm8zUjAGVXNuMropH5v86IfR60qyiZivumEkmv2U4GcnSUbByJrJv5BR5Y\/rDKBr\/D4Tnkh1gJcXgtwZZ7oE8wuotA+Eohd90sYfwjS8AHxMu0X5iyvBFHbJh0DKJD1EHvqsXkbha312ecpyR5cFIaho86JX4WeEN98PlJsH18hAjHammMB+IGw6XaT0duo6x43YNkoBW8ruQvYsAVd6lsX4jlUV3x6SP8WFayr6GpgJZZOj6RvA7W3CCWOu8JbpGc4UhMqz82wTAM7\/2pWi5+wti9gZuf3Mb4ywiMMn6gr4wY9AqmFgv3FGuI7G4W0QQRVJskpyBwaXgJzhDwZtw7LZe5KsWA78+rmRbdZgts7nH3ta6NLYcSgrFYqnHf1qs\/yW0ntEGmFz8Nnt5a35PYZJSUKSonER7H5dniH1CaMZnGzHLHVNH+BkUwym60mmBvKLClyzVFf8+15tlJB48i+SWoJp+8dIoKPXHrK01XIZcb0PGkEJJ+Zb9oivjlLOpGn3s7jkT\/EDfWluWYyl20uJIAkH8FVk\/eyVWY3KeSnUVKGMo1H8w+b+VkOltS5\/EyGGkQPEbXh6xlk0VxZWxoBNxlSGP7WphguyLAQteLpqsdA5T0WeQUqWBcekkRCWYitP\/TE8fN2fu17flAwhHEGyOeMrUEPHjLViEyjamHCiOShy5VidJmcWZd50nRF9lUlFoKeMIiTBnqiE84akOcABgHlshH55qzVHAVXsot9T8PnYZNl2\/DWHqoyLPI0DUDRhHNUxySTOjPar0Wewi93FUDluYRXcl8CFl3SwqUdnlZHcCVTEyy22DXgK91zBuZNt1zblMO7vrLd2bKwSkdPbzHm3OnqeidXUglTGFazrWX8Oiq3jGFMMMX2adxH72RgT8Y5Rc76\/jlgnRrm6EGw5BjQaps1ta0toe15MhRE2rydQQbTHsc35b5f8dqfUSCYKCBrPHypjezqwjpkRoaivz8fr7eHo2lhCk7nBwy0pdv+84vubNzz64qR7sgzno+eWdvPR32NfpW3L8oKHKAofqYnUvLmhoGo3u6p5IRqs2rodIC0w2sLkyJMoT50qNC5o9GhUTwYnpTuxV3kGAkfay6GQwGCfZVfwmMdT7PTziAz3vZtCKPU7Yin7jEp0d7PkuxwpekIkuwgraeXvGAyaFmgLrMGfjH3rXJi5EVCYnA1c\/+SpKkRHkGGVqN9RC5xaBoOaYKO5nWGDpci4yarw5E2aVSlIIMzHem9VD4RDHnjkL4EVQqH5UmYwmeARZqxmHVC6057XEsbL4IOLGYPmI4QwBNAi4omg+U2M47\/Rnm8x11qoY5AhZaSTyraDHwc8fgEjWootdWZi4kbN3jxEywS2sUzObAT26nkcd96YVJEyBhEberBPD2aPjxNWtnmBKDKX0AUkZldFw907frnQl0pb5KyIFcYHWA5uHPR1utGXrv71R4nRJAIYH3Ipt3PgXiGYZUXBoxjGFb4LUYZghQdH\/IwYwis+SVzhfRcG+TvRp+ROgE1+vPbGX65O6AFyGok3nq06NiCokA8xNdcZV1jjGs41DMKPpfbN7ro8+zKLjl1Cti1tqX3HeUZvIo3nGSNqe0xOV27G1vebNJ1ClSHM+K+6qWje1RgBIApCGAqFFa7ywf\/ilSjB8Mzf9LRv1Ya4gDwoSUsyZ5XKzoZfpaW3vf+z4oo+7EYF3skz0N0TyrlzlkeCSVfVqTBIfpRUtR4JRpRUYdtsYN5U8wHe8X6Kto1IcmqrBzEfnlcKh50SrDpRwKSlU6yIyySatQlP+umYsAIpn32Hxj0hLZS474fSceXjXZf99xnvr7U9w8ErdebcCTbURhzhPO5u9OCo7OZU2Kgfb2a\/YXdfCF1zNrjMeLcLzN8\/IIwG7sBjB3xtBMG2Fcv3Gn1QvKgy4qzz4lsxayXdcO7WVEDlVa09ACQ\/\/k6TaLkfrP8OiMZcRmvCKHoKboOq7IqXUKk+0N6HUzDY3cQVvOZ5bFn7KBWa5JON95AkxH9DMGo4cYEd8lkVxWdLIwz7nkAxFuThdspMF5g8JRUGISp+R2\/HNvcd\/aeegAZVDEQCCyqJARp34DV+ovRpttpIHvDefZ8JiLDQx99eJI8YSd2whzBhHlSbDtDNhcFkAX10OLqyric6ZP3niuthdij3yYIU2MfGBFOa9swlXHijBjklr1AkKpJ0npFtsvZi6uewSb5SNyDTaf+Ie1EtNIzLixK8UmrQt2WTXLBtW2L7oWbcUQk4UYlxZe7okoRbCNFtZR4o90xL6sHqosVu8zUDY5V\/399MKzV\/pIlYR5BI0iiZKclqKJ2JXtZEGOe6QowcGUEJqOyxymcT2Sm4AzStXRujhgobnQMSF6Kc15UM5fCM39iBRZe\/t3gdNX+DWG4s1AUB4wLqNsJH5iCOXlMsqto1xmedBkfd5dfqms\/b1h6b8R0\/ZRk0Zc7hL7cKtwNihPxdinrE89i1ymTOFjz1m6zjOQVKlVyaIJhFnXkdqFcNa1OR2v3XTOT+SVIoTLCIhgmZZJnPHXMXPboI98uRCGoQAmrO3l52L3dlF+KEI5vJ0fhCTrlESRXN+KiExeJMipAUcEYhConukBZoeggUHHtqNToIc8eTM3UOywEA4tTK83E6AT4Q\/2baf6km\/g\/Ck\/rKyzCpOxviQU2Q1kBpDlECpchTMGFHpyIHykYH0Yt+9ZgHLZRfHd3+2GnOAoOQ7cX+dc8AWBOYnQbGGNYy+G2dVOBaifAL3cRLjiP7ZpLX0s1BUn2z0V+QLbzbjuoji8eJaI\/GUtQ8AKSKskOpHtdWTdIVIomxsiXvS5gdAlhZJzyJpveOLfRAvLSeyYXBWvAIEOFeElIJrIfJFk\/INA4gdeVRsr7akkWJ1lSwe\/f\/+4JvsUFOMGy+dNrlYvysKpLka3kZar8keenKc0EMkcfZaeMa4ouZX6clWdpshBiC4E7tEzOkTqbXR64EG6sH6u\/mRerr17kwdTnl+p8meNI6qdQbVpnmTtRn3VGbuu4bUteKmSSJT+4\/0VfM4i6vItk63\/EJu+59JXFMaI5FVgEhY4X1lUjl4THk5ENhB41cyu\/w2Xij5jucLQYN04VsWJNp8\/86EhUwMxoOWs6LlIeFHCSzbW7ceE9Y\/ebvRJDvU1BbSg54DzDvT37SsVFiIKdRpOFivylB1zdy9sSI6t9JqxpHNSV0LHaQ0iAdP7WDbFprnRav\/58VeAJql+O2FH5As5dOJMpfa6nQtHURouRML7rUlDiqDvt6DDu7s2PxwdIzBlAcbC9KFFHXXaG5EsN6XMXPlkfn00S4oDDAnrrO52bzscn9ApFLbM+57wcCeXpXR6OAhR3mUDszDkQgOp7iwUc1NyoJUxNwI0SchH8CylPqSh7vbsL8jMUTBEJyxJMDg4C6OX5KCVMMBmIpUvF2iHv78fmcJtZQZ\/qxnQlTK+EacxA4Ytc09hxYVjaz8zwV2Ko\/4GH5REPK3DtRS99HGYBkoTn5dUjuwEnMr8rdksq6VokzyJM3tfCH5BhjUWrTSTi0rFqI7GCruwJ6ctD\/g\/LQ+64PMRZEHmjlC170aMJWJaR8DsudlQaYU\/PN8FToNOko2DV2tW20qy4kEiMzIOB3jZyLKzeFpc7juun2HjI2H2zoC619\/nwkf30qhnVSFy6LC4bBGpLRex5f3XcOcrCHMBrqctyU\/LWYpCUeVguZiVIk+yp1CWSjkoOXsUlNOQSrYHrFArFHOQ3gpAzECIqhlxXxTHrYd2G4SBMRlBYiasmkpwcQmpvli5ZBHHBbUJ0+7Gtf\/hoSwyUbadtLoiqatn8klJnQUuTq6oNg7TSDDzfnrBorfaDqSKK0j7k2XLaAmzyOG4dq3kV1msZrh\/BQM\/MCVmfQGJTqNgXl+w2AWiAfU6lu7u3bo\/lPS\/FJdO4OoL2YnDPVQHCJxGeXFdUkLj92Y0iWAqp84GL3P5aQ6YgJLS7bwIffF18Yei2FJcaaKodyzPDgOJpGO+HQu3qRWK4goQIpVgTmFRtXpiIyQZ\/2MPJG1zGAw8qq9bmdMmaQB8pATviWCBaCZqdtSbxhoEwmjU8eTJMfph\/+dyacHlLJIBza0lebi2Z8+\/Lu8AIw36tQEAy8eI8rxQ5IdhXD9zTU2Ecf4J7EI3TCEBxq2FE6WXUELV8bckUHmAWDU9GrVr1oiz2nHHNZDdKDzhdiJLOyH32kI4ynoIueSakV2kEQX5RDX9NSCdq6Rx4+KEUaflhLg1lH7OttcfyhevVF6VZS4CYmpmWq2CASydPinseSaHECUD8vCqKrhHSJs6WJGSRbEPlUHtiwkazJT8DfU2u5FKpjAPrt2D+nJgC5HebzGhqmEODcqmAqjSbYGemWP569AZOoGQ9qaNzEAh1JPFXDZ9iaaGRUcdykKtKIilYBphybkxIVL2K22s7PEq0qZ7R3\/ZQgpaLDsP9awGhIAanJH3bCfWxDwoMzPIKXmfJq9IDLuG5\/Jom1\/dAqsulogmsVR26SvHUQR++u1LjNScDjWAFkrS8frDRH9NSXk64qO2sYA2EL4dhGFF0BlG9OE7jzKwNtaFqaDS+aeTaaXgkdgqORB6pmYXdrgmDrJcIWxthoUizYvtetNQz03WLuUgfvQ8LweNIa+D4lo+m5wh5mjdFw7xpucl7xOGmFECUyfI2HNWJD\/Mv5Dj\/otlMiKezmnCrOQKZYWNKlBmq5ATRu0WMCTEeg7jsmzydtpkPLLPNDYLjQOGZ\/SH0DEmso1Zd9NQLeIaT9lBRBakpV7IjtpHaU7YHqSP72uWijE6oJbfbpsakOFJmP+ULcBbLEhyP7BoCA\/fbUoU9qUhtfWFqbj8GmZsigJghfzxTRiKfCp\/4OMheJXlsUzYCWL1AmA1EKPzI3buXFaMtXbKvELKwKPW83UEpOJcQM3L8m7JoDUyJVh11yS+MrjMYS\/9MvydyvklMat5U5Wfp04MKDlXHD8ghvG1GGov5VE002fMTPYbXIU\/6iF1BMhn1RQdQ3v8FBT30dKnp4GFaoFZCXn1XDEcyquk1zsNLadTJate2DONIbYX6mTaSUqZtFZ7O1dtABdHBsLebio+MHqnFjgda6ucEvsyzIxTwDEH1QOT4JE31WljHYVpYWF8pTL1HScaz7aUjALxCb9TwPpNKf23LJFKhQ1j0DWIDywmWCQFKYQSvQkPzYoZgWBR58Z56vnaHdYZG0ICnmLbziOvnXuUW9h04NlZc7PthjnJhQobhDdFpxaYEtnan10lz7Ekwbw2tanndq1EeQYRzjtsVwA2YzaTgjUJJcaUOfyCUQrT4a3+tZO3puV2bz0e54FoqDZmM1YnfDPJQhCCIdAXlvQVob65MNbFK4ZWLMCpOIJVTG0Qanb+hqKdrT4HtUsrl9XSC2eXKxRcTK1zvkkAq4\/dJtEnyWdp51H7WF6hXjTByasHYLPcUZiXDeM4Fws6Symh0ieHLMnVqeZlzpCC7vPf1gzsVRLPpisIC0AmWh2MDMpjWgQ8gQPFZ8IxAeRXhBzJe06+PAiyN7+qKh9B5LUifuvuGAg71ZTpEI5fYIVd7ReHQRnrqxiQux6Igr0JXAMoq65311BRf7nCOBD5FTKUgddVpBqrl1CmQNWGHXNmuEPekeFdgSUyXiIKFFGmZ79MlJsDokkOodJkBT7KRanTJMH+6VFG3tk\/Ke2l+KTL4VtKOMV12JURddqVAXXqJOZY9nlOADOCv0vSUXVI+7FKQHR5AsdLJb5ditbqy3tcda3oDBQhWe9YUJ3pEGpWYrhhMkBWDCaJisFI5cTGgp1BDj7ShAjr5Las1fLr6qk6XEtbZmmo6DX3VYf3QUYW6KJhH7zu99Nafu+rVe8XxaLxPS5pRQwui5Kq2Ct0ZRF\/P8kBJsCx+VRs2XHcyZRxubXNJRhlmpVrmsL6zy3IkLLVKD9ai776trsIC8\/hPjKOODBqrPYdIjD6SnDUjgEfwnKABom\/kamjGK+fmUAZoWXf39bE8kRmCpwBGEYy+XQU40jzsvAiMGlubGXi9BYjVHssTgWqkaSQ2KX4Y3xfyCIzvPZ6s3v4zUTl3eQ4U5FzmKqvgNs22zVOphZcgCY0A\/pHA4uHR1k3d1K2VFuTVkSuqQt4UF\/mJQqfeUxwX\/4o2xP98QPP5vcq7B609x5oljjA6wBbGfwpEvyXo0edw9W3pBGXwtbrORPW3m8\/IrQyKAjEAV\/NVF4e60q4bbNnVTM1AiWam2vpI7fyIchP3C5aK0h4RGRU4vL\/UKxcjObPQ682wOe+q9DqAQie93usH1ZVijhrL5NCtqVmPdjlVLAo9iIpFUQewiSsxbPO7XECNw3jdagWFnCTTT2GDzKvP5HTVetSXYOJp\/BXFSaCdV5Yw+nJXFRfM9H7sCIl4JvqxaMhJVcHaw36p+l5d2OfWFzDk3u4vR4iC0m+o\/dwvPYPaRXLKg+GZP+noX1R4gt+BNc0PQL8pqryN5brlgFN82xmLKB\/duSKYpz0vzHGlQRAHRSVA5K4okUXy7BslIi6+dcne6p0gaTaCEqYwrK5NFAA4nyHAj+6QeRElz+2pNqK1dJvGSE7g0CTWUc0kFA9fqeRXIYQwKWbaMSqpjs\/WlCcKj+AgOlExXjkhEzzuuK0cEhvHVtTeHpCk36699KO24a2FKO1B27RVGTgDAnoJitcASaaM4i4\/siVLkTOc75kxefftTgRDlgcWWoaaJhq7A7hRiiQkpgUXgejutRKZMd8EioU5eI+EIHsGJSuPGBusu20YUaR9VN6QSgiK8DhEP3Mrm93dau37eSUivDQWl7WXgybWr+xPkg1GpTq5gtQgck\/jNUv+wINogi7zV9nrMze0HtMWXsp+ZL0lMbL+N1yiWzUsNulFOm7Xb4hNKMbt+u1QXRvhk5E4TVo3FIQ9sglp1p+shBie2uuE1M1nmY1SJnAwrP2NTBsvckBdxwtkEBs4ERNGQIT7GYCO7CBWaupQ7vh3yaEUypC963DAgeBWmEWye\/rKISLffRMXf5NoFaKEg3MSPn2rhRJTs1gBU341L75nVmDrrtj2VjWHCl8oJglLSgNiAidVOmh\/jzDKz5IxrkwzG57BHy+osACRxF4HX88gi2iDnTh7XZGNDYU0a78WeQq\/3FUguOt7RF1Tcv0CI5EUCVSe8PukvQwXMumwOuqyw13Vp++SOroaRnmqfSBthEtSN+jtitdOkpU4xHKPX4KqafdegVv595DC271Eshm3+iQyLaUE+EI3S60GTKp2MpiV+NDTye2yllFWBgZ6024XwDgvoMw3grjCYBjqlK\/ypO2wEerhaOtHRz+6+lm\/pHqe6nFyuBRwJZJ0Tdmd4x5XVx6gS3Y3dYQk0HHpBJ0YPPVfKxBgjf\/baq4G2h5+hcnd5YmI7TdWAGFxrieQQmZWC2HQ6rz3IX4sBC6MZo0o7l1xDiJmCWoULlKwqzyJ9ZofLeotLCI1V2CSNjRaqXpvOYIaTOAzjUcLrnPuTBrJUxoJCOagXNzxPnW5yx3euMCKXfOj9iNKyZNZ\/bAnEnUezOUQsYRzVIOdTOhpC2A7CqkjihC5T\/8dRC4glp3naamq+pb9p7pPY3D6mDqsSDscrMP6vsqRjj2Xs3xw4dUPYjx0gdVlmAnqkYt7ikGK4fKF8xQlJUqq6PC8FOCv12Rpj9kPFMyS6XZAgglMf+Qg\/CC07Ae5W8i468gUXd4rsTd4jDd8el\/tIGv4LnmWqBqHW1tkxLY3G7F2JfRFyEtCqc+EsGMRvIf8DTmrb9t2JVoE+tAEswyAGo5XesCKsG77zy+6g5NImFQZ8oyHIdLW\/vNR3yBjoLwNhTNGBOk6apKGmg5VOsHRbqjAAYpqg\/aSkKaMp82VfihAsK\/yS3is\/Xw77Qwy423fWqPkD0CC3cuQafjCRGlkZjjQD0FMDj\/V0sjAeaPlCGSZORCjqmpHC0OLq\/yMKElhjCkSmVFekjQ1wiMqEluLouiCl0eW4kOWPsKstUMbjouDxswmAhjxvZ2G4qIZG\/VwLotEsf7HUlqcYV+L1LlDEfj4hAtdk9Shvg3VVTATtUNLJvnp85VaZhMv9H4J+GBqXqZ498CukzgLh+La3+xLgijLRstEOlaVzqqyzHg0RBkTzAOsqWKedtSGfNoyB2eMpU+ZS9pwpduEkqAaKNYpmt6eF2rAOiNOyfoPbw1Gkz3LKLNE3ZryJKyH2qtMihqabOLwUqBZ\/gdE3R7hMddyEptUbD16TQt6c4hOCR4q3fpbjmQA0iy74mt5QtalcP6+7qM6v9\/eaM4913+abYvm8jO5LRA9AxFbi5wbTMDCxYTLk4HjEcnuLWEa01irbOJCfZni2k2GxZRrslcrsTln4GGpxIvXrJ5ISqwpcoQV8GBtzAgeuqjqeluj5CVQlLLy8Wq2rMvcG7pM47W+oL\/WdUX3Nmr9Ls\/ypULgwOy5nwM+zrTdT2UN9sYzd\/i6Hb1qGVKvz7mCiswOFdsegiprpvwq1Hc5JIyZqnVi5JkuUCXlTc1Sqeh\/5Z+ryz9vlvHj88\/bDaUo\/xzF7SEI8h+zB\/S\/FuxJayWsX\/aOmKh9r06ce3tlNcEmkzalWX6YywKYYzpuZHFWcmodzig+9GNX5HeZSQqjniu6uOdQ3ZcudIYCYG7qi\/LFiMQlTz5TWBCak68\/XxUo4TjF5HhdKjq3RuNl8gI3Px6fKzMk9cqnk3K0eZOWADmQFsocW2gNkJciP8OsHTTn+FOUW1iecK8DKrJcX+L1PcbpP7mVP32+Kim5iV+tBfwuWeZMnkFdw1LFsOJB5AFmr0xUarZXt9bHIlVAJQ\/ja5MhwGuifLJP3xsgf04bYjqcmbroh3ECxRMsFOmQfOckr6s1Ttz9cjccLDVZ+nORKDwygl8Ro\/w2PI7\/ZduWfSdPer1OVw9cZPRRHpYa4IEDBr3Fam0shJiFip+2S69d0sUEsrrHNLkp0m3rn191x\/9pJUK0aBJnRm7bAJQQTdxeCT4EPazHc17q8t+awYOSAkl8J0O5UWyBeeGm5L9qg7fzi0x5rpgZK20NJw1wYZ299LYbCsIrkKkOubzazLcs1zikAXm8\/es2NPDRhieJQxezviHDq8yOP1d2cJESqAPCCHearf1Nc3\/IJKVgp5ZFeL3pnlTDftO+80gQTWrzjlhxiVkBHlnP8S7ZKpJmxAQcg9OXu0Yd76BGKPJU5MMwvR\/zIvkD4UAO9N9Ec3Q4yktSFxZ5WY5PTF5VEhOFTqAqkldc1bQX8j1tH3RXkgmhIjxTcC7hTivhGRQIbqRh1m11GWWSDiFFq2t6XXv4HZzqylnt7ZUiQgRmGFygpyk+tq\/\/a5RJhOKk87NsQppKQLs4KcoK+enT6CoytpsqQhJPZZifoZSk1tbpx0S8OjNx7yhGqbDCTzviLmJxvgdR\/srrst8YXW\/JG66tO5xfYd4fqToGtwOyznASM3FUaAs212XDgoK8qvKT2DOoaqQEzkwsgrwUSYWY4SlHXKeltkj3g8FNfZuw\/R4pTx1sGjUDKGVtZK15vjfp8Ru8TcZ8vKKkGEYRciUCeHQHtB\/HLI5u7gVB04MkLFc+dctG6nDboVFjxUein0WJMOz2PwIH2GMDpySKJNochAe+n4mKV3dZVJsor+YoP\/w+3LTA1rQwL7wtFPhYoryidY4EFigb+W0IVEQ5BbTO9f4oMCVzI9DHmlAKT1YyJNslp2SpUKwKcdgKfZT4oGnRwULlHLCzrkaQeUAha9+lwk2+Q+vzVuPQY14jdHewbXJ90UlZoYgH1SYz0o97vRHYjI5KZ+OOFGXXITJrR+B7ZGq5hDT+UhGK67uS21Tld9DTNsM9RCdJmkOr6vY0SHk+jJy+B8d96oOipHurU\/0D4JryvDKYwinzMJtEe0feXoEHmI1gWdYyWj8MjoOd51BZegVuetVsqmOSMVsKxfarVHvISMX63g0+KAVhdTVlyBbey92T3IncehboZgryS6U40h\/3cR3dcJL6esG+2okESpszoO80VOiUeErVx7sSy+1oxMPi1jxYFHlxFcpTEnH\/LsWsIHSc+cbcYr9ono0wdWi7Bhc23VqynHko3v0i1VQ4w\/AVNROG0FndmtUkI2KbRnXsuscNWAVOwZvc5VTMNlAXRgMUtxQihVzqK+ag+7Pji6XzHUxNMB4la61EhdHX\/lpmXfSGEwycSysu5Ka9qNmaCGCDl\/vGa0F\/l9l3m7epUt5CGYDzy+byALPCQh3sQ72Ylw4SWbAPLdN2JG9EjPk2vBEZqUEuvB7GNqNfvzafj3KTaoRpLuZ7lSy0EDS9vkx6O0+\/3HolPNF4kpfhcchYrUuFTP68dWF0qYaEsfRwVSDU8+EeRUKiLRcRmgk9s7S\/aYY1T6YlVYAfbJ0heaUaRFoQ1DlZoZBSxSQDC1c\/VNpKEKEqmT6lNoIGW3kRgNgGq1UdICw+pV\/r7urInjw2qrczvCpcqJFumzF32L2SZxUjA4s4wHDhZCW4q334Wgfp4LpvPx91z8UQt4JYM0\/qga7Saw0HitV1gkw5hEDSt3mK64d+diszLd5328zc38hmJWdoc5IUB8YqO220y1OZfSnL77tNeBAcR2Wh5pJfv5hk7dGS9UK4GdrPPcyMPciSE1CAobFLyoddCrLDAyhWOvntUqxWVxb4ZMdapkABgtWetVSJHpFGJaYrBhNkxWCCqBisVE5cDOgp1NAjbQSxXt+7eoNRqzcwrXpnE9T7uZ+rK28AxPuBt\/3JK7AXRMlVWH1SbnEzXXL9LZnv0yV7RXTJwBO6ZFsuu9znFCC3\/6uc6JFfo6T4cldU6d23Fp5ZCv27Y15WD9TrV0L4ZwNJ7hj+WB6aKZGVm4RwcD5DgB\/dnWB2QffInmojqnUnZhnJCeHnk2NMNRMtF7XXv3JiEBFEcb6RkuLKKOL9dDJ+k+6JRW+Fr0ml5MW0u0bqi8M0L6FaRxCJj0tOJ1iUyTP8RnkR4+QVRl3NgNYL6FIlKMXFDZ5f+OoG0fNxEpZKFUwLP0RBSRIyjLGKCarM1ULiSM2REXLU977srhtQjnFgIl1hRFn\/jZhEyfSNPL7qkyTU2FqN2EKKOs7K1CzTZeI7le6cZgzI0qs3PrrVgguI+OAuy6uHZvOsRHu45SP+IHhjL2wBF2sSQTr+6wOBc2Q40CnJHnwUeKjjcAfMkDQDA6TKQ6qsA4vLb9d53K9nOZ1ih6x2TorCY1PNQHiF9IF1fJJnfvspUDk1tAyUYlLT2QA36mPxmufXZVyqU\/St0T6jXHBJRtEinxB4CmAUwegbOfIcQ1hRrXFZy8W9zUSsn+6GPqvR81EzSOrMSl+jul6Sz+w7CJ+FpCjPHiKki5UKVRUGQw4beT7HUgHQ4uC9h93CnUu3tvfqrVuWmb\/xq8mTgpWte7hY3QyE4OHYslO0EiP2Oh6B7NXba7FrU3rLo2l+t3e3cTDUUX4kE1IU+CdIqcUhXiKRof6CkwDcIQmAktRMJKMhEQ27cTfok0Qny+D0fW22LFZ2iayGDW4rlQbrQXJoExYf9VScQKqWAAIb2HljbHyjKpVTke2PCR5cK+4Rr3Nbf1OYJqpYMkchGbPOFEke8kU1U9Gp2ti9U+Ui6Zw+Vn5zoNAvPZci9iXCLFI\/YDaMgs9WXrB\/7VGa+XWitxKmX9kkjgW0PtQ54mh1wePO2b76yIlnKgGbiLUgWVIMWWkuuRnHq33ptnSBV8CMkC30Wos4263S7tpIA1qhR1xkQv2n+RGWHUbKZjIcpxesoHp4VOW8gZJXailAyomIt+OKMGJbygDL77F7XHB5XIiyzZ6J690w8GITT9P9T9ovTe9UPQuVpQj4+Safj6AuTErNP+8b7Spe9AhUbj7ulETRrnBN4fpjFDnKNiesckglw1qqZRZcPpc+Tzik3Tglrw9JppXFIdCF6pTmmz\/p1NlbKaYyfR469SQ4stHsUISVxYC5UjH5SvdrEqWTavLq+qFHipDY2bUaoz\/ueYmg8mFVV8Aq7SFFlGe4dLs4yLA9UVj5XF7z8T5K88D3RO9yWvP6yOjk9cMSe6nVYvVDKjDFPDl0OYFcKHD19mzdRAlVeEoHIkCXE6F2KWgxBhecs1aGYuJhmS1HPB+c68\/zsGt71ATY+9wWgedEnf\/5YJneT6uPEw7EhxLLX3igSNs3+WzhboN9jHu2M+ch4ZDcsVjKWTxoUpZpWl21MuWVBweu98HP3T3bt8p+KE3k4qI1zA8lB1ed\/wBiKJnslvCYiRAJUyJofnlJq5KyHxM0q9p7Y+5n4\/v8UE04Fqb0Q4vc1zOiGD+g7oX83iRFcTUH3llcUDqNl\/QqKPdp9mv53Ig9pCYnhJ7ZQ34d18N7xUFk+C2xHfLG8u1cfV93soapIngvdvYasNAZGfOqKJhZfQHPTngplRZfEDL3hoMq4RPiUAbqKilgCqrkGc7HklFLWuuaRbEqehNOp9QvOxLuwQpGzA1lDl1Y7qqfQ83eZyM6sTrj+dgoaRewKTnvc6TfvjVEomA10m\/jaleUrD0ryome+M+PWTq2iFhOnwTls6clPXc1fGYUD0SsJ65ugvWUXgOAgT58Rz2q4dqA8hOrMUQg0W+lRa+d87MRXPv7qB8C2klkYgA1HpBOJbJQMxO4coSQ1F6ys2OPA2Ur3GAtqTegIQUHA4RIZtD7wO8TpbWHsJNYoDipwGCBYkXsnJ9F4pSCM3bOu7KovOqkopOFy52ec65S6HXWZtkvVImgR55WPh8eE9pcPlh4QyYRxnk0cnYj8n\/RDny3Zz5u4bOmYI4FVShMWhmWrghLCN6VO\/UtjpFgqmSig3Sd4YilMYWhh1DD8VgFUTAceeNKvqrLi6VhGWAg1GcGn2HxrorsU\/IvUirfV3y7B1W9UJ3GMR2rw1ASC0G9GidbexnlD4GeqCtCnGSRSBwQyvHDCN4mjsN2RcKiJTM8G9NLLrJh+GL2QG2GthcxHiuNXSHkUk79PvMTByr0zM\/coBxzkb03nvTcbJYFCCGZfHxy3QIdYz\/\/mPzi0vILp8aNg9AKgid9Olb+J83Q+Ej5G4GsF5FY+FhOKi5MHJ6JrGbic7fHZu8kxX\/eAAaKkpnsfi5T09S9QjNL1Kx2lyBLDB\/lqZMGtHcMLIJTe4mK8+RDQEVxn8yM1E6BW6fkY9IM6YtjPHVuSAHgYOc34jiSwUfHHGFiMMxbDtRC3tk5c67WYDDBHI3jVQT5sl5GOOJC1zjYfyo6ib0+WWMb0k2ipIAh2aLEacMKO2VVwCo8qgObHR+jcbgOUDnJvZch8F0WRAXRHQ26jkos9jH\/CAK5Z4MmUeKJOEqO2YT9XBUJzKi7wvk7eeDyWEKdQaFB1KUJ0\/M3nXoeZgdwgNG3FdHSqXntbs4FyCTo1yPXljOxoJNsR5gt6fUkQAzEQFcVazeGuVecPDQxPbsjKB9auEBcEElvCwytWFyX1VVK2JQUeXah6cHFyeoR2Qv2iT9ESRmKI4HmiPtLO3ZGvbWX4jqrKpHr9qsS+dKDQuNywD9+HYTfURKMMkFNp70vCpKGPMAfkC9LvAzs0pOg\/KUDuuXWc8DXXj+2exHwoFm7XIzc8bFxTkx8BmefxszD\/IC4GYpcJaTcEu9Cw7ErLewx36xWVqBKQkH2zIi1RGQYEVpQOFnBZJONd+I90sMr3S+oXN9qU2KcO4tae3pL2Hj+SpjGOw1mUWvKHjmkNRrWEmmbkwdl6bnEDhhxMoK3QPeDN7bcUhpID9fU4YzMsRAxeXq8NaXIX1RnMt5s4Snyl6UU3Z6A7S\/jX6Kke2EcXD8r1cRpegsxg6bsjAJQuqmuR+v6LBTuTLEm7N81NwttCjR+8l3x5S6FzzC9+9ZHwbJ85fTUWhbOyPj9ksCKFvLG3TtSnF+faHSKgSTFaYW3zLw0KJgPVK9uHzW7GDLrhPDE6RzEKcnxrPJLeMThta1+KktoeE7gS6n9WuQp\/HJXgeDuG4n5JRzxx4J+aekeXzJELsA2r8Gy3zho6aWuFuyb8rwWBEAdTy\/+9cvdOQXZ3TcOG1uQbdhzCMmjKQUZ0hS56mqTSM57rrI862Adh7BeqNJsOzRx4SSllqqm60Hwd3kLiEw1XNwn628Ar42sK3XX8AFDA1AspLTRKUnfdsKETyaBziYfC7TLbHnUBgBJOEmaKk6xPod5kcGCUZeT8OltyJ3URjiL457Z3EJqaqzJEyZtRMSkNTgeWzyewUWdpHx\/S2pTHWYqb7TInD9jtLMXyp47XAYxZbnxSq2YLJ49mYxOHqnps8jri8WF5A\/MsJt9mL8qK0CDhsSGtZgc1IAoEneoFuewqddqsu+9Dn3BFmffj8dnE+A6TFTb7Q2Ffr\/LXD7WnDBn4gR+BIt1TQ+jOPQn0JmeQOQkD1HnXexkbZsH2dvLERaUtblJaUL7jfrdyIsELfIzLKokBGn7HWYXuEzCzuaKwraAjjKljLS+P\/GljlKcnuDIPiEPtLJdp4s9up5Emh6j5NSp4o\/mRua7j3l1ZQdKrSc3wEd\/Lz9sxThnV1VwGOdMC5MiRGnug2LRwDK3OZP8HLgyqUNdXalDZ6FDJzxy3ABYGs+oXKBRG9oJwf1hUdcxOyaUk1u3oPP2W55ge+0li9SmE5wzEhVVr5G8ay97TErjmFTN4s\/c3xJFcUwBtnyINmCPgv4XMklh2Ycj7dVp\/nK+3gQaZI\/lyjPwRFNxVTdJzr0M9IUStPAMKU6AxvVDz8K67kzgapvj3rqO7cH4KXbylMmFhHQt4VXsXtUprjZ5n2jqQNEBJtTfadbGPNVhoUtH0bTjVAJsSCwzwLLe\/u3LXVnlZ6MtVF3efZsgQHol5mPS1F8Osua3U1udOYPNb7+1dZr\/ODa\/PeXNb9Xxz1q7ucuRa4ClVKWL96LQUcgS+jMd54UPhOS6uIDJ1nx+mc7dVl9KbX7ACF2WjHIorAYCSXquWCrSciw3TfuF1ZR+1uzVomj6giKSE2HVpAiNi8mXbO7F9GTwy12KvAR3NDD9LCCRP\/EGIvZmNpbkB7aQXDs4ITkDRZG\/fGtNBbSQgzCqBDq0M24+ESvYMhOeSb7EACig3FJ+\/Z52OxBXsLi2JqW7u9GixxSbbqLIedxCSvBQqyoN+NS+tsxOEH7YhglNRa05qyH8QSuWp4wj0BytBX\/jFIUifzGwsmAq6e9rQEelbYVZXOaQ+UoNRa1owyH\/iQjrR4vgwDqV5GavxjlEGRhfg0tV5VndcEokIYwNvP\/1OmCdpu4QnPmBPh9r7zVuYD7gqWpapJiqpIz652sZFnmaBqBoBlMdk2zftY7fqNLzon7uUKZaGq41ZfSk8rk2S9CBhPbw6bp8t8fLKbiOasYN9tU4hLA6EmsHrNKMuTM0KhCU\/R0r72KruxDtQQXGkuzViCA8I36CHOWNsFPlZy6bPsirKj\/JrNbXdj1hLmOMYwEoIeJjXXVWhkpMNy5bVm9D0jBoCzuCpECvW8mezSMHfz4QB0GAz3khlYlC8kyzr5k\/WjY87Xkt\/nI+wyIEJVQPpd6OFCGpzzB3tis1C3VdNo2A0QPcaWMnmdoIhnkBiAB5ySKItwr\/1dDt1GytljHiv2tf02J5C4yQSngmPR01PNoC4Od0pzfCnndRfbU2oRAHvTu4T9flzo7xKk7McBoeQPGEBakqC5F9rrFVUALQIOgzMheH1QMJuDRX6gICUng1jBTWO2TXzE5SNwi20O1Vyid5BVXewMfxAZ7QWTmFJyMpOV6NZyKF2s+6tDftdgGM8wLKfCMxY4gVJWlzsMPK5MPR1o+OftbzVL+keproUapHlR5FepzANCphpRO0hJWwyohscjAZK0UAvCnUmkFdO1yKvj4urTeVvsFuzoiCrQM9yc6XSq\/rVNd2CP3XCgTYzvVtNffaarmQwmsqhSTPeAoVV+Ax9lZDH2RlA6fQgIGsE20cUmmvOkp7E0yBvBFGT9fJyDKsH8hans4hCVs3ZNy6IWHZ\/Ba1Dsmkan47t79laeOGJAteLxaZaDKuvn+x00x4VebR9OFJ4gZkxbfuUErrolchBGOisra1R7uXSbJfQNhOIaojIu8IIrCYnubUM7tuzfAoj\/4KVJfyxwJoWhvBLKWvjRdTOzDEOnrIiTXcapsocnvlrplWt6kSCBOR6grldzwxNcwGtvx\/uSszcC6PeYXyvppRYqEmAuURRvL2WqGwzI3SOTvmL5MyQK1ZMm5L+bCGhBgtT6+zFKsCniGoHpBLx4iTSq8VLRsHYCBla6UKf7EmNE3mEYqztVg1cILrEOj7D8dAa44sz\/u4C8r1FrqQjlmP6+F5P6cghFzII1vIweXOHmlgZ8RDtQV6M0GJ4twgEyPPdMF0NUq839YoVCmIGYwxf84V57DSO7vzEASLYN\/xf0PHiH4iANwUGnF5nSrJqk7fNA7pdcrCo5KXo\/v5RoFHSZnRmpTr7LIAM6pg+QwELLs3TVWizqSdbbpYKSM0qkjDqCe7KVOyQLmgukcNmzu4IgUbXsphHTWElxoDipXiCQLlAyYZh6rtwiMMn2C0Wk0eWaWS4yhpRLZ8ucpPfEI9Z1c1GAUpNFIC7czewuGxX77ZmV++eSCBEGYSxXiYXudzHjmsRgqXqefUnUrKNMrwCE9wp+GIUy0CxZO0yYtABW9Wt+X1Xr37urFWt6n38mS3KptP9FDCrnC\/9iHU\/akqkp9nK3vtVp5T21upRBVUGfpPElz5uTOZPbORaJYPqgzVLOIuVp+\/WH25XS4rP6AOo6QEQQoj8f3bfDtVVHO2itHum\/ovJF4aB+EpltlByy54eFIVnezipGirPrZnHxRV\/W\/hwSePwSwafkgJrVSBSoZURMkEoUOPCAMpDOusZEVvqEw7q9Ys+1Dv0ChQudmyX7NjITScMvHgIIxG3TGfX3QH51VJo+sEkmyULgp1fSAwXBotzzebaTjY23kiAb4EjQBWLxBmMyqSfxxMDjoEx\/wlu85KHZbv28JwdIJKhqA8wxBxryrJd5qt\/U2zBCBmUxZTJuVGWRgNGQVxeJzyCH65O6R5gNhHc9UdChDsWdC9M8iMN7kUSAhrMGTGNWCiNLIWfO6zoJ6skjKBmP+cb+99fynRUcMhJPX2aYK36W9khrEgQutbCQhwPKRigVG9HQpQjaLBKGI7Tf+pAM2NtzNQdhdbHgFPTLfIErO6AU3EUmhIPD19xRYo7G1JKhKJAdJ8dX2GYZUXBozjZmMaZQhSpBER8iTSUCfHHsEZfrkrkuxw9+0rQfkYIG5wF5G57dMuk1qtpqemgsoTaYmR3CNR1YZWahxuRyIZCIIFw12zm1l2kEzb0WcZsNTtKXu2UI9zOuShec6v+wWPOApgGQVcGmOHw2BMPXilSdjQXmiVuixjfOUEMC2vYznRQqhvZQJkKqIF5zmhRKG4aoHJqVqDhuWKClE7KO6iUznsufFH1JZc0Bvn8KlRaO0FhsR+hM4AUKG0Jfkjz0+jmCZCrFRmqscKSdu9tAU1xeLrkVB2q2EsFDSbKZCr3VXSEgKMLK\/g+4s72lPFHW1BuCBT0lH7mVXgDQ2DkcwAovw0Nn3q2Mld5PouRr9+uUtzEOHruF+hpFdTtV4GD6Nf9ZcHtfcYnydPOdxFSfFQVOlqcigUFbKJEPQLiyIv7r710S76CBeexPOaRHCupY4NpGPNMryhhmjYDDRyA7qyULVK5JiEFUjSyRhLYt\/rLHlDIYDOD1jwJn0lsnX943URJEAscWfVrZm53yWmX0zjBveXfDHyqpSZGr8fw+ncmGSgFhsF0Sw8MTaXzeqIolHl0VDMc2tsw+NUfK9EmrSoWuxUod6i68fuhLII5wdJ9IoY99gApW\/w7KJ3BIbT7OWlLDyX77v5xHGt7H0oxBujrxKZw6gZvvpSoUhvTcrqylWSQR8JvokRwCN4TtCao\/sUJFl\/buSN\/HSu3q4zLuqPCTFCx+MKkKXlgsTcodoEs\/gcujgmExn6Lg5+7lHp7Zt9k5NyW4Omq8o0jiayCccU5cPIZApJYA\/dfgp91GiEy0YBoR7nxz80SAxGmcfVzDpdzvkVA0eosreyetzIeHqUGapJI+v5yVyzSdWLOZ5KL3K8DxZF5WXBltde\/LP7nvhnmQbpaw8hapmLqU3VrDM1q1x7hkUSvyGbxyBikhblVSUzb\/OFqta6n4643E95bklbJ5rUJ08iwQL3E+XwkdZRgcAhbruCpZtOEA0toum0hj0uaJhsChsfRTzDiDnEtDyJDBIN2Qjmo3KYw1Ac+2XT7dOCziSeht8bisWfYSORzoxwWevpvMcfkU9b2xtvD1+gimUTpDknLFOuUZc+jgMFQYX2WXP\/wawHa5h8xU8M7v9dtGLedit5weTV1KuThBdRzPuIJqZMwCICD7DoNmYCd2cHN8vjTKcmMU0eWFAl8VVt2lxP71eVVzZqoYgLeZDqXFIZo4fLDQwfy8tSHyzMhjyj2kaW3GiG0XgFazxewVrJn3MmMKFnMd6IrCy4lfOhyAYTGSyFbamRqHW5MquuQhgT31bLVphCmJC9yk77tgiUxFJTWl145NWIL2lKe+Hj5BVGgsoZtuWu3Y3ju37P8Pr8wgeXPx\/5luj5OFBwW4itfIvFfQkXMztdO\/TvMiwgzK5zJkMa1m18vi2TFzM0ZExQlrnaEoUTSQctHDwsDq71KpBu1\/5apnRLUXcG2dLAWXJmGOZXw4D5X2jBqtGCYS4LLRi9SS5aMHmjerRgmA+hBasEBe56VQoKDHOlML3dKHiY3vfj87bnXiE+L8yV4PO+K15M2ohkgfrCXBqoL5pnaW+SB+oLc+TRXhTVF+ayUX3JiterRWa6HtgHwfpigth4pu4sS+viE8P64tk\/yTuES8P61mdsCv3W\/A+GfVtPywdg3wp7RvalNIXR3TddXSewrJAGjnrhxyfRR4yY1qdByCXE\/AkQcmtC\/0LIXRIhF036ByDkUsLwJ0TIhflfKGufG2WNrNCCgYd1h\/8u4MeQPKcUfox00J4jNfBjbCefG36Mo\/XPBz\/GDuBPDj+GBvEZ4cdgfjP8GPGpCNMAVQV9w\/xdwGTCi\/Mzg43V46z9RSCsvtwVsIRIMxIeNrQS8g7bENQYuzdEIhrrme\/ErULfaH\/TnNUnRSZrBk0HG5QVCJ\/6wQY+ijYwRRBlexrDTC5dNTQY+uxEGLOlMUCvRrE5PghKDOZGnIKKxxIT16xvZi0s8rJEdWOl0fC5wEsQQbeBl5iaYdnmTz9UImlaV5QPVWKLqjirlMYlomfAfBo9w14UPeM\/NmxGs7ofjfkAc+Nc5AGcrNVyKwDC7DRB\/ub0fJlzPA\/P4s8FZYH1hvBPn6xMhvEVW8sWiImW6l6cLi8k73L9JBnWtR90mg+w22upacLp1QOpuqpSnKUST26CPBtX\/SkFYirHVr4\/lcqxHSR6Kr1WgZe3fHkX6EvPkGyrwnPFNNZFmgZDAN9Rr4k2+CuiO6nePbesneRWWJupXGRpIyzAaaA+GrVU8xUSqXRpARs\/29sjMoOc5AUjlFdebZrphlNwL5w40aJh7kQ12ZxftV9YtUQqU8fSTalLf2WMgMw+amC4c36Fl3Groq47lelSfrlDLSjyQHY8qaCrMM9KmFVdX9fWOnz3v2z\/701Nu5M60h2BtFESi2nk53m2+r4SoXnhcaYtejwao1Mr5+7h\/QcUqcC8ODvA67iZ0XY\/w32dn7X8UmFBgwtYFMJbKCnfh5QW2hXK4eZI3hLyaD68E+jOWSqoJD0wgTzz5TGZFCS3ZbF8hOiEqKxD1BADpZQThcF36UELFJXxRBzoo0FAahr+I4GA1EP+E4KAoNDnIH1pzUbGq2RXahWk1y7uIAXnEln7698+6JKuglQLwRn9\/ZW+15gIxUHnxlL6CKISheRXR72KVtfZPpCbnPX7\/vifYVElIUib1io\/Sx1TFdEROJxcMVb+QW6I4bnIn\/v+2b7E0fPluRwXsadRi\/sn2N1IPMH\/zqFwmoCh5UA8Gn\/QnxMKp+8KaBDNFoDBaXLgFnHTKISu6eL2F912C2GL3BDuIw9bhBMMdbmil66Cm34GLAuUsbwQlsVj9no04uQgylAm2IqTKhqKX0JT9kNxFvIGw+bjYg1kogLrsHFqh51Tls8qJ8Rq0jL8vKry06wJkjdIBBgxGejWF0Fck9PCyRXXjrV1ICuAxazJ1pCgRCOsWoMGKFHtsdOlgtFKPkWP1Xm01pmCHvugriqGdbpy+m8\/TG25ceN8Y\/Qh1cl\/bPJfEIbkF2R3Ib8hzNTut+6JAGQR+a38fSUdUpXQJu1ViPTrUMnUhi20YWpcBVGJI7IniVDYO1rTgfKP5DTzXTef0R+CokAsztEceQShvSR1idEbeyPE\/fTG9ujJGwc6CrdMrMQpPOapoAhxGzQ5XuxT5ZxEeTVRLlhqX3jl2f7Iukvkm79fb5xOW2bngyPcz9zwEql5yvLwac6+k3shBPmrLvNlhCPecnwWvzFaKvus2JXJR1A\/\/Q02OhlL8NXiuoTsGYBiAf4RgrPIR0F7pHHJGJNR\/ey6pd55OGFjjgo44Q5dKLYHs64i7KkZPei1kUIO0jWNYmEMPSE65ABwoETUQGJOYHaSRFNFmaf5tafYer40K2AzgPYo7niQQBn91DmOlvX2byjLEUQojR1vSTloLGPv13AyXfl80JFK9rMe5hHUzwXUn4JIL8HprNdRxFfGM\/M\/YBGBDOh3f189JVmZZ9r\/8XaGRQoPyEZwp\/93cMxPQP\/7IgGpjtAJjBJVCtH+t+R0zosKZJX0iYveyhS+JkDVxHHvf+fE3f1fZ5j9Z\/Kq8E5v5nHJiWq4Mq5DgrXws54mehTpUaVXkV4ddcx3fr\/kFdTj5FD7SvWjpRMww6OrHz396CPV20hhBPEv8A0GRf6i46zDBqtvhadJTifsi7WfV1cEC92wajQ6vDa6Jf9UUjcXN2djY2koRziM1M1HIpQefXhqM90w8egh3VqtVC4+i9T2o+sPuMVZXXkkODK8hukUBvu9bj6aHjwpHTEx6KLsUm60IzutG\/+K8VCjt6inlVidf5xa8h719BaCY\/EOcvFrVFJ7TA7HFHVCHIdlTXKP1NUwjGi3kbGYSGEGowN8AsUTc3x7WKOuHMlkYFhpkj2hUQF1A0C+jpFaX4usHoZ8RYuHf9GX6qgPMuvIn9xlZhBjM9XbH+g1ym6LrlvkKfxyR1rvvjWfKxDcfVvVoE\/M\/iLxkfLmQMbAr2yfu\/s4joAcpworFYLiCbsSC1AicBI29253b+J\/9pwhg2tn9eZdcQjAg+15evN\/89HzVvuesQ8NCv2zF+jO7Hc15Hk9CUTFNcrwCE84vLV4UiAwoX02MjE0efTEMO2iiTF1\/PPoC2eEnld+RujvmhlBLWHIzQgmXvqUlFV+Nlq\/PeIrP+sL9PH\/t\/f1S44bR56vgqBiI4ZaogWCIIfTvJlYS5Zlr9eyQ9LGnUPbd1EEiiSmQQAGwO4eMeZe6\/6\/J7vIqgJQBRRIsDsLbPm02vB0g2xUZn1k5ecvMetdzo\/FkdUb2QnyeW9mMsiftSqVWUmJUYkYUDvck22lDIT77SQN\/eKQ0clDGNBkfGRiP4zC4lPpdhmOpJ9ZCvqX70d1ygT\/UCn75Y9a84lBW40vXSNI16jSNdK0DlU6O5Q\/FfX3AoE0XSqKWlNjfNx9Sne0rCpa2Y90fR8WdvmUPeS\/QFJWFO5DSCglWX5rLbDig8ZYlxROidE9iQ8karbGXWeU3NuPSRZwtUs85Sy8ai6FVlHsKsVCmIidHJpiRyFzXCZVyy4L+Pk+9O9pxs0UvS3r3DgeDqx5RSEj5h+KScT+yVmloDP9dsT\/\/Ub8+zvx73KERwYU6p0iw3F+9\/V\/uY77Bz62+4f\/cpyvv24Q9vsR7urVW1DZeOcpHbF\/TdFX7qdLyajXEXeaNOfuxG6qJ6PcRfzfdyM8lTvasWzt2+nNfL4qn0AaHhwhwNBnz3jGUfV8Uapl4jkPad4i1UXxCSLZGCVw+zO87Q71neIcEnwCkd7JX3YwMIOHbHxUcYxvR3\/6+i\/W3yL6ZP1I4tz6XUbW4CpXH48mo++TIml85Ue6Taj1n3+qAhCj7yj9hVh\/y5KR5F1f1SOWwdBBB4VA42Aj1gdyqTmP3lx7IOf6Azmval8+xcWO5mFe5Q6yrOTGZ1LjIf7RA0DXxoUdH\/Y0C32wtGJImYoP+5zrNyI7F8KZcPeiqQXlcWXhiC\/+F85GNvLW6uAaIBX5rdURNkCq9Na2IrZqtqJBy\/GplzTM37CYXhXPg+DeA8kmYK0xNZF9DD8c4pD9Gx\/2k6rBIXx6V\/562N9NfvYjkudfvh+xj0byg0McKr\/Hh\/3oDmk2r8+HhXsB11v5tyVCXiIsFaQ+wr8tEfISqQpTQ5P4SxInTRWiUhsOIfs6SwuajH78A3zZ\/oFuDxHJRpNvkjhPIpJPqu+0y14PcQjE2uswCG+tEL5fGBC77dghD0EI5eTOgBgZcshDTy7VipAqjqJqapO544zVxLrqm7WiNwFFb4y\/UusJVwzByxPU\/RkjuqVxYGCZBhvv0Ie\/0wsk\/hLWB3\/iT3tP8Sd+sPEOffg7du53sHQm05ulgSm\/2ZHcrvMVSktlUrno5VwG8SGIcc3H0qfswftR9cSU1v+rZuBwlRVoY4PgWaK\/7PBdKb\/s2q6U7+nTIbf+Bh0UfvympRm0H40mo7+F8fYPJN7yT\/8YZmQbxsID8d3Xo8noLyF0Kkg2hfV38kcaKi6Kb\/79z\/zvfkwOmU+tP5K4Huq0A+b1k8qVrVdNZ+3seatz9lzofDXn6+EdQCHyA0crC\/1CINEciqTKW8\/2JEI9cgZEk\/TW4d0UMPhvBhaygaWK0T4GFhzE129cic2CZHYs+podY0Nxa5UrBEV9gauoC8JeqMi+NUDSP5Ea9dFAyOwjOReR+ve\/ae545VaXf\/8zuT9Y3yXFLvQhQPP9aDL6e\/lgNPkLDbNPSfO+hxEuCVddkSJdLOs65DxH97lGnKu37rOC6Ff5TdYSOt1lJKcrsxk05SkwoC1Jbx1eW\/r4W8QAX1tSpWUfbQmO7uvXlj6SqzhpddpSlxjA5\/b1uTs\/klenRX0k\/2xa1H2Cr0XdJ+e0qD\/\/oFESfpemEbV+\/H2pD3xPQYD8hUTbQ1ypBA1dAF50ibJkfmCdTmR01F+x6iMLt3tKU5tE0RAKzn1iQsGR3jq8ggOD\/6bgICs4qiDro+DAAX39Co7YLK9BwcHn6vUpMoKw16TICJL+iRSZXYivyOzCc4rM7+kDicmWZOHJ7F3la39OdmGcJJn69PsQzH7CMnsv0WgGpECn2gwzvKTjzF91IjPqfjago0hvHV5HgcF\/01GQdRRVRvXRUeRT9\/p1FbFpftUZc4KH16eZCMJeqpngTBYnaR3j3+PrWJMdU91NX9N4SyLd\/VVdVF+TeBuRi25pQ+8XeSjoL3\/eDevpb1jvV3HDrmMTN6z01uFvWBj8txsW+YZVpYf+htUcyNd\/tYrdgnS1ele5WgUPCFerh3u1CsJex9XKcQ8Amql5TtjBKI8M\/CYmqyWCC7KGnctkMLY85pgRAT\/EUZHVFMHWvxsfDZ4E3ojCJlmJBeHv6AP7IQglQvZhliXZ3eQmOviA0sK+z9HvGs8AJ7B6BC\/LkrjxxfKp8tV98kC1Lzyk\/PH4NgizN1kRjY+5T+DGtKdIUN8l+g1DvRHgpRUUTrjJyJ5vnCjZJtJ2Sepp2ZM0CtcZ3Ub2nqTsy5twC3\/O55RkBftpT9I2H3i3IKwmNHGKk4LaAJKT0Q0bt\/yZ\/LzL6OZ\/vh99sYkzugHnVEVNBY4tIIV5Ox3kuRazl9n3YSGQsXibJHsf3EJXFvnRU37rlY94gyl7Q\/Liduo6+5w\/piRnvecA5yq49Q\/r0LfX9JeQZm+cG5fhZU0FWpafhby7I2Qb33LYq3349CaMrTzbrmu4tvKLY2vq\/suEqSspyVhLavb5Pw4kLg57g4DIYn74L7skL38sAKSLT1tY4ng1qVjJn3JeG19hD6vvdb1g3fWB3\/WBUH87Pk3i+hOBWWaH8T3+rFlfcuBdBblwzDCjgixJ7U0YFdDJiyncJbxS81P2IUdR25EAYMexTmlFa3pYy0hWKuy\/QFA+217zRNNQsHFUIPqFBogeq19AljYbcb2QNTS6LHJsDlXuzAacpw1R5\/uY5jnHnGcfVwifFU7jDA1jHYjrQth0210GOOhng4uJf8hAOH0DPI7HWtjSRkM6F5WBm3hjH0J7XYiWwjI8KmIDEnUofoqEmvZ+JATK6K611Nii5hwl1QbW0GKio9hJYrZwd3QRYuCoseDmEZqZcJD1W6tqDvi0qnrkipZ85e\/u0pF6cIjme1KbQdbZ9N8AT5OEMc0sGOwNtKOt2jYs8do2lDxI489Y54YTBHAODFIA7Qo\/4y2SvgNHyUz6tKquB6XfY7VEdmc\/Duj\/6RdvHNYc0tF34ygbaTp4DIXHkviFTD38An0vS99a1SOv6qUji852J53yCYhTH4L27DKTn35MYD7YYzxuwCVyPNcMfHUFM5VRt6NZUu9Nb8n643gO4o3ChrChQ0+zX0+PdsS8qQ87sqdOrON6qCe2JvkskTdzQB3UED2H\/ar0YEXLEdAt3cLjS7dElS30E82Sx0bfWfgfkffCRICu0SybAthNrKes3HYW5L8shqDDt+w0xybeikLrX60oLNGDj1W73NH\/\/T8jQRr3SfC2PgP0TaqJI8cTo63MKmAVDQIKfRj9xs4OEW0aF+IgwzGuBL7T7lYst+3SKNSIhnt9xKybVAgE3qRd1nWW\/k5qRzXQ\/NW02JFMjev5O7xRoMGF\/PaFI\/EKZ5j1UZPN0aXOHB3MLLSJz\/72jKwq5VLNCr\/yHHRCLMmQkvcM6MsNRYqVSLX7nTSTh0n86XFHM0QBsCF+kfe7ljOaUlK8YVUbm7CYiBtvCi3K2K03rqZ09swue8h8fQjCB7VhG+8IyJsAXq\/PeUmfFRRHWcJ5mEqXGCGoR1DOqtd1zeGLK9bO99J+i9dcHCD4An1VHAx3ouiA4yFN3Jri0zR6TRoNTJp66thFwU4dvzIMDMju5z2FGoymVlHufS7iF8Pu+Wo2bjdhlgOofxgpxHZ4MZGpgNhRc16a3UwHUXgZNXBUj7oGnqWGdxXScuo3beCL764hzVOFXm74fUadDZbgIGstb11Z0wUrbol5W5VDsuORU59774W6LZr5lkrFQEe4Iiltk9AMwgym4+ZpFBa6tseDe0g4JX1cODrfCLKXIksec61UaTkXrqeSAo0forCfTgG+I+28idtU6mi9uLoyC5zZYSmQ+NTOSlF+1ucpjtEZv0sP\/ygyQ0WH5lxdUmUC1twZTCZxwrp8RuV4pr1GJRUdXqOOYKzUWxGZlCcuhvjhubXc1YUmjwlBzQjbdxHmyfcI0gnBo92nUZTb7gT5hTPsF3q9rp9Tt+LCww30\/epnrsuWHVS1EEyfoXHWpHHgOTJoSwMBqgmN+25rh7yjrJ13VG3tJTrN6fEViHVGyXl\/w5S7xwd0sgFh9uH4ei8UG\/JYe\/rm1Zih1uoajnaSBbnO4mKK4EsvIGxHIKcWU7hPHQefQpEz+X40G91dKuZxl9aYmCVZYO1mx4ZEWKKPkSohhGXDg4YaUvB3YdorvLbQnd5BIv6MxDLwBr\/0irwZD7PlRSsbn81eZ+LE4lLzGVK49E0+z6Yca5K6sO2gchaQtY5ybjVraibaPsGNrnfsu5XSMRiJE3YigqQQhQdJTN+PeNbgg9qBWc61FZ+PDdIQxpuka3z4zOTYPjnA27qGFx+bpID7SroIwA0I6caP6aHISNRFgJnEp39Ex4tl2zC6HvNnaS64IMx4TOLW4vrJ6rKc6BlLiSZ5Sv3CZu6wW8udOtZXlvvubX0zslQUlwVL6yz\/Ps5cUaozbhYGVN+varLGnWUc+SHbEJ+OB7NYYLL5XoR1fj\/K96M7JZ1JTRScLqv8DVytBugAp3Vj4QXek11lC7L7xV7T4pHSWNgALj4lJ7LjZm47b4lN0tBpcdq1azFRqYAsRGFksu6bToGX6UtTl+5boAaHNKWZD2DVwwkhKfow1aTazTxdEKKRe+fMWxzazo0z61IJq\/CBcXX47PYpjhKzyIYZG6COFk49jXdh1s5k9AbMZDw7P5IVhmw\/sderrpra5VHbdVzUyJU9IqLqNaTRoIHImnoQ1vFlWoajt6DcruMi4pImDwuRuIrC+L55LWjjfD10ACPE8WigrEgJQoaKjVISyNpbvW0baUYs92BIl5egrMPP5bL8nY76EcwcCRJGDbEx6CQow\/P9W1et5UXo339acZFR183kNNqIshmmTpfi2CeR\/2bqOA87y2Za0ViqX1PrDatc5NzPkihak6xksdiFMd70Folv7xvzi\/r2RoCFVUr0SHQBUI6BxXCR+FYU1poZ7ptJvwyaWXcGTT1t8B2YzoUacxCTxuoiO6ZRQpE4pznMzmoOphM22LT1qfHpNA7Z3yJvEfIzZPPYombz\/SglW4CxMjpGkR2Yt6te1NPX0xlNuamC44qTGNVNoipqqLYYEJsf1tWJd8tYB7trh\/H8Cxpk8SAumSqvVxx2T0qYu71WWJFfF9WEeUrBDLLLB5nqDwKOrOEv0cUyzvhQQN8o5aSn3mcir\/aQ5bAWaRKy97UuuWYiwLUS85SJub0tUWgCWpAwyu09ye5l3RR\/69eDm4cfQab85ySl8V21q66Zycro0WtcvHwMlXtQV4+Szu20tVbMyChJeVa\/Ygy5y0Z19rLWea6yBBWdJ8puodB1dVldgCwp\/Ijs0zcwxZPZw+MEJI8ZBqpAnyym3uKG5AnLRSI9w\/JcrDYcs681DzXNkpw2i1CQX2+leAqnmorRqmZ62zYNFgM6FZk2VFHoOYpZbMtuvSUu+ofb2JtV5ERVGdYkpzA9ctzMcxpVR81JdRc9HOGu1g\/unvODI05BnQckojaMfXlzvOvBx0zLx3RAPjxlhzc3+PyKClh82B9lbKBLBNqsSbfXRbewpFpuYsxMIaiWlmEXls3CO6cx7YMWoLFq0q66QG2m5mBFnGAcnCxZlAunhEMHN7YEFCieL01G3nzI1Qqi50AunURdeWEpLHbCaxB1+tVZwbmaiYs5s4DeUCcnVGXuDk4k2llePxINPAa6skrurZg6zzIVLk7eH3Q3dawqD8Jf1TDiq6HS5qBmQ0dRp\/jk4A2NqlM59USI0\/aE9PMv04g+EOzEfaVoZKG5muaYwv9+37MC2U8O4MyyM8ocKvxvrxc0v9\/3rkpmyAiamMqiXZW8fOZ5qWYnjP2M7pnTkFOJzHEbDU6M\/IZ\/ZRJQP9yTyI54qwf7F5olDSe6h1zkjMliZ\/2yDqVrKC39ft+uie3ruPBSvY\/5BQlgQy3F\/jTKH6JHMYyD146DADSCxHk5goF53wXQKkf1X7pFsSuAGH1hgBsn1GcVmU4KVBka7LTYqsm4UPAcz2DtL4YSm5tY9iA7N2\/Bd6UQ46weaMa7YZT9aA8pzc6KROzliy2iB41XQnuYRwAcErm8hkvFZzhM8JkRYfVWozoSvqZKvvuzNagz6Sjns1GMi1U2XZemNwymO5WL+YHlkCrxuWGEIJ8eMJUuF+z6w6ekNS0wlzJIwsuX0TysabhVRILSkYDHVlcqROEz0EpX64ySe6AjDOitRR6SMBhCJYF2a6ezs4XrzkMe137ckeI1oDAALXnmd+CyXbIT+8lGdLjBh21HhQ8rHCvpYYmsdV6rSOlAxCl+OpaNE85mGTWaKUjNF\/DoYQCm5ygahhRIR75c+HJKDEc5yPp4UZOoWQdhJg7mA4kuvw10xJlAZM2Og42UW0UwQX4htNC0it2xqejvwyDAlArqaGXlofcvrRAp6pB+OdIcKmdrnesdqrYCvD1sj5XAR72ZDzG0zAusMpGtkbyIWMkRxop647nthkuIojBjiqh6dNZb\/LLwYEuPmp4+Wh+FtpMPLi28\/u7x\/ejHn3746\/ffje7aVxN6XW2cBNTyw8yPqGbGy0Z7+pmpYiyN+xGZOhjrtcp43h\/5ealwznmYmuuYo5wpxbnQF0IG0YlNP3X0k606oSiNW84UpJtxtNNP7TNbE2Ibh1uXCfjLX3\/\/7Q+\/++lblYS6J5uZUf\/7t7\/7c9eI0pqUmzog+Y4GmLppoCnBPIOiOGXlexzEGjUZhxFjhU1Lq7r8cSA2XBM08wVN4rpgqROdpQ6tD1ptW6yjxxa2llrOUrt5noQta9w5Uqyjo0xQPScRSXPK0FvYT\/rCkSu03yvWkeWTFF5wFP\/a3J9UJGmjPYJb+veE5g\/uPCOU8Op59dyYGUigEtFPdA1t5hrZpabG5A9UlImrZq8CecWumXjkviDxqBJXlzsxWlnIlyanNfdoKzbF2Rio0A6mFtEYZ+8rrWPEBRufnzaQCIP5WBU+L3I4ebqExtZ2EalQV6quZZui6s6KuzsaTV\/P2QuGpAlDQSmC4yU9FhqbFrP6LJSbEF3Y\/RUXNDUsqCXqMo\/91T8UaDVkLtDqcOuKnH+eilx5hoYuyFXG\/jXV48qHg5flWq+hLBfIsuEu0uJwqyiBdZdHVAUyzbRty\/hwnhzTLo2dgWSL3B7nJZHPMzmgKkpwmlHmUuuK5K8OOdz+NKI+xDGjCHkvqF1LT2LJo\/r3n9sHuywh0OxT5H2CG84IAzX\/pWnw18HpXRgENOZaXv2URlGY5mGuw5hGypzGvzmAcXWDyf7WEkQIb7xw3RqJSbc0gjta3U1lAbwjeVub\/dTbG0oGKzqzhZ5yVdTIf3oub8xYwCtcC\/CiDh9Xl+070IYJ17+qSz5ci38rV5kr7SZciAs4SymJacSKc+01ycO84SxcNAMv9Z36q1XPK7Z\/5nLxzpSmWQ10ptIJ17MePtCjbClMFRCRV1oSE0RgD99GpGzFezTa+ACGI9cM2QGcWvZsm3sqrShviAs3i\/YA6U\/iiyuFsXuz8fm4tDUO7vBt8MIycVOtnOOVlR3iqkwDMAwaKAgub96BgAHFqD9nNILuBE\/QG0F2jGYgcZCHe0WBAE4P3afFp+OZ9UdUCPL8QHUb0z2DlPsOGSOWE9JVz+85HYieTrPsigHGYjbE3tFoc2kPMCFSwBdgQ\/pLKVqmCyd94uJl6DKVNAvjwk7i6JMpfSQlmVQ\/X4EMtVCHLku1LxV6xC2\/Z3PRqnc3pjP5EWBZtXrMa7vucKlirzUWTPlZGN+PkYlrxmJPDb1K+Ct4MRo6IZoe8DX226IP9pvJeVJ6ii2cS8mR5245x19ESOxnc1f1QVsXMU8oEfkN70eCns6+TzK5Xbyst505J2Z3aR8GK6\/E6O70RlY5kM1w5KIuTj3psSQnJnxgmvrOIvIa25u+\/t0KhaQFpHs2jfOiejXpxH7+tz0NQmK9STO6oVluZzQ4+DSw9wnXwvnveFqR9eWROeFCqZ5PJFKt6Y48hLAsLOUb03h96lJ3UAcBuLPikD\/Xrb4s3eonIzNm2mi1Mh4urLJFnsfn1N30SPRZXI5ChW8UAYNwR6X5BPWdAjBuUBW85kVrcDnYB2z7YagUu2pGr4YsAhQAi8\/2eakROu+5kF+nAMtcBxmwjLPch0kelm4bymLreajdZoAwXi4sxQ9xX1\/0SHwpr4kOUI95D9RVb0gx91QD9Gq8+Ne\/Z3ph4XjlzauNSLzCwMCTvdPP+0UYjheUknfmTTwmWWAzXIFbi8MLoCZPMFYtPykhyV8MGWRqn+1E9fUZ9cSje+TrMlE3OGJp9O5Yt7si6zyJDgVdSeU51dZRo\/nlvmTNiFr5Fn4UQvUj9Ys3DrvSHW0\/77rbSWm+cPcXAnfcZIwzOz2s746qj\/r2iw37v1Uj0tp6XsI\/tj5gx+X2i4238TbzlRJ0aHxXvYRvs+2avHEm7L+bqTdendD31S\/PxHdlKX\/7hcP+b6XZ+bdfTAn8t2oc8tsvPAL\/raQ4P3zX2xDxntqwV98vmdYVk0qnwpt5WrT7U37GXs0Pt3FSvIHdO2Y\/5Q\/bsSnHMbSHm+D28cB7nXA3TXDDPBPEwlx2nCfoKVAT\/LS9Ca6vaIKb1WAqLKIJvCBXVYGYlx3TDdA1c302G122HOT+OCZeDF1l8DZOTv2jbDUW2KQ2OuFMzPfaUTtsFKvGvsJhrxXlUVFqC9QWJKrVVwjsLrIpQCti0F2o7T5UQ8bscPh9bBCFKg0Q9yugGk+w4T97aFarJEt3hHUVBY09eYSfkBcQmy9U+caExMRckxPc23YTblEr+h4nuNDjE2ws5QkqaD7m2zLEXeNTVNrAhpwYKitsA0Ni14pDI79KBSvIOqLsjNKMRxeQh8uMs\/R4NAh0CLAQkphfgpQ30PBvgptGxaecdym4tcBkVNKmSteQ+A03h+t2E2ZlnvQEVaH\/oM6ZPFCDY1wYM3beFcQS19nvVcUM5thMMSV3pYhayrExI1Bb3OwYKjuWKwAcuad6AV3KME8YFF\/q6w\/lUw1qtpTNZALhm\/y8y+jmf74f7YoiHd3d3rKNU7cQGVn\/bWSRosjewPfG1ujD6KJAwlumf3YFB4aIhnR1qqjqQA1nnTME+S6kLqRhymyn6hh2FWd0VM9LscWlWjM\/k1P5HSX9pE81Xleeye3c4S\/7aqpF32hERqArpDOneyUSIAIBfGrPd2dS6v54XV9Z8i9lI9V\/wDPoaup4NpS9IXkxrp9SklOu\/ZMsGE\/k5LsL\/\/QZf4O8ezpq\/pBK\/vCq8Cp6gzAHPRHrPq9yBiFb0C5fXiGWlTlzDtjPYgfFCdRxRMkjGujcJfmtJxKse+SGGkzHPMcEL8FhGkS1iOOTnPGqnDMMoJbunOUBYigP9BIm+F8YJlBOcdVPl9lahPNkdaz+KVqrNEbN7GLXbHUwsN0leVGlDRtOGjhNg34C+16EQ09cQOItzZq7kf2vvQ+f3oSxlWfbdX2d+FnIUMLGljf\/l4l0b7eEW\/XNYTjoL7ZKwuw82RRmqAP9+v0o34\/uZLtl5qj6mtpaGbECqCTmA8CPcwOU1Y4JOnhbc2hfjahN8zFJsKWYN76\/C9O+ijNoyIsbT9WRXVeZ86VORb4wQVsHYlHrzeDUb2vO3PZqaM56aMNmwrMeO02vO7dV8M\/Yi9GglgV+m3wpVuhpAD8p8W4QsU0qrPUiield2ZcTe89qhqjs9tFIJGJJR1Lqey122bt379SqbFmDN3h6a8rfj3gK2QMd3ZmbH3mU5jVZfjI2yqVPDvA+s0xWgzR5FB8YZlFceYZ5rEY5DqILNLkM401ilkM+QpM7eGqWM27Em+WtHKPJHS5wvZ6\/mB6KzPT2rAY5dl+sRrn8x4HExWFvlstqkCaX4oPxZyODc\/O59MegM8i8PmlG81xy+uitUtW2OvUh6kyQLDh2GHIl4lN\/zXN83lWLSXwQPoRBBXh2qwAmDFdTpRSO1Qr1FNTpG7efQj1dPE+hxmRBSi87pwKLggNNvQF41Zt9d6c30\/lgG5pxwc92RB8AHwfilaM7KbTtLnEt1vaQImNPGXVqfFQ4y+qQ8zbIOCzQFK0ghFGypwXhG99zeAOGr6Y3nnbjD3WDxbGUfHvK8FaqGZcCnh7d1G7g6slCtizqGJ+xJlf1BM\/YBM\/muigX\/jTqrYHefjdhJrTcboYJrVX6l3sIzZIqmZF9Sa3sy0FJvQO3nJKJwgkN4x3NwmKgnddBhGG7tHt\/naXHjAnZvYvOEWTIOdEkSJicfbc0s0UHPnmcxHPzhW4lB0nRdA3LTeJOeteg72flQ9NeKehXqqbm4QL1sFZG\/Ijs0zeAbTaZ3XgPjxNA9xo3FEXH0+krs3mpHbNcH0F7IwMoTrI9iVa7T+mOxvntnsQHEvHxk1QETsJf4JWswp8zQklxyKid06II421+O7qnWTyykngyynPHHVlJWVXY7Hol9bkSTH6Kix0F5F62NmUvBf7ZPkmKHRs7LkIShSSnwcreJ7\/YSf7U\/M42I59yn0RGK0h6ebn5ms34mrmwZgDM0MsGWLaNgPYSojG4p0UW+ic4ayaRgQ3wLFtGvxvMtkBLeacc6GpNowuYbHWq0jApbE91qdxuW\/R67PdjvH2k89yZ8iP9C80S\/lMRH\/bw05XYgST9GtqmQraZqpGTs+DBg\/k4SpI\/fNnlK0KFWy2Hq36wSVR0j12ZUIgJlkm2r8Aupi3wdY48bAQxazj4deDRvm+WqMrIR5WMfHVoJBuyvxw1nJvQ1lw4KU44KAbA79iQfSvCao1Gq5P9gyXd0Gorh9a0Cw\/b1BpwbXpD9u9H3\/3HX7\/+3X+M6rCxTMgX\/jvf3bimxv7h2+\/+9Nfvu0enS38RLE2N\/s1f\/\/P7n374e9fg63kwo9TU4D9++81Pf\/2hc+wNfRcQY2P\/BL2bv\/vTN53zvglm68DU8P\/jp2+\/+WPn0H6wWW8Qazr26bMR0xBLS\/KC6jHxeF+6Pih9Kz85gFi0M8q6ppSv7YfQXZQA3fswfgMdSiZTaE48Fp0AcBn9EIXHktow9jO6Z1KyolgzD0o3PgOdo87ez8PdIOUUta8RMWdvym9NAuqHexLZESUwMzYowuNnX4fYFwljxOI60nEgGLksiSggIz\/ZGYX9HhzlOkEXtXUVjMVAH9l4URjfm22qUo2nExQ1VlZbrdUIi6vBVFZMgBDQH3R+vlUs22dBUeISzUHZzhwsDUwbuBpOoeF1Iswi01+cqW1r4LpXUM8GATyVzdBxT03djO7PYnmuSU5h0T9jQ\/2gg4II4A15tpf+Dovsj3a+IxkNbOiAXALz1MKvPFXVMULsEakMzUQilI0e9dijA1mUfhfOcEtaoo3IUL3zfkrlWR3Mq3WwdmcqAy2pmprSXAO7iDxTH4Lw4ajrDDqQw0SQYQWFLN+n\/eX7M1DCkTd5yUGgxXEFce6w06\/JW5IiA01vqSW7S4eBAfbtR7LZRNp2TIiSig3zHLBsL6P7se4uqlUXN9U7qxq9dYYyJzirkdrItqPEHnXMPlDJM+QlteqmnnKL2KnTdqm5JyRMWdOSPMGNFoDkC+OcFhxi1lJEg+FeTYItUcVVkIK+HwUZ4C4Ene1ryjwAhQFMnAIdUX6y34d5HiYQVGmQppb895hU5FwPcQjiPvr7cyWhkOiVzixpd6idHGvR1Rv0HvdYs2H5aLfW1PrKsqdcbmawpO5nvNHWJFMRSTs73l\/aUW18RWPS58cGjItPZea4hl+YUryp3L6gdTsiFco1tMjofvWr1bg2\/cNUMlIQS0+o\/TJy\/We9i\/vcUXV6qSrUOjBSrtS83Lc3HaUSndGsRqWEyd6fvr1RYUwmaC8ukiTKrTBOD4WpIR6KC\/quq1NrsMG6YP1FPa0W6OTwlWBd2OHSmlpMk1dOpgJeZDmy0viSVIB5j1bG\/AR7AuWo\/\/nFt75YgGEANQnxEChAbDP3xCKela+ynirNweySNRlCpj4UXKjmNKJ+cU6qamoRjO+jh5A+Wv9a\/2wsCNOtTZ0kAdHbp4nH9AvXXikC4\/f3e8xv5qrr\/cYDm2I6bTxdsIi48g6SUZLfWiNotmPtCaSFg51oBaSg+Ug8h4YI\/H\/447qrZSMA5F05AMTm7Gfu\/bwz0yUBZG8gun\/D5N2yPkWvJJTr27CEMnHwuy5M7wq0E+yeZ76U4izmY36iWmooOVdVyA0d1rBjSoOT3dIG9TGywy3vD\/Zgdd5EKsN2ai7f9XiwQqEkMhHdLzvP7ZGdt5IsVfYjSMm\/v4G2Vtgs6H2FVnjGW2iSioZzsIsWfLcfu1fkfckedOUX6SOVqE5qNj6LePW6gb3mDVzlni3RqfpVB8AEB4EUbT6nnhsPglS1DcK2m17zAg\/C\/XGQgVjzcunEwe+rS9pmNs+exqX+zsF1qZ9wp+tP4Gldt9RvmfQrf2lpvqPPOta85WCs9eVpZI0EVyVDJS+CDTRi6T4tPjV8\/q2stqEUAn6DMZJUy7JBJSqIvW8X0ZnsPrd\/dl9EN8UlzitMLuxQ6vjJcjHDB7rqdeu97bz13LZt6LDpYP9MUS9FYEFbyaFpZMon2gbxxe15oLHMmZO0x7eXBaJLB2GvoKkRaQ6TwA\/C447GgLnCMGV1qfnDEhLTp36E1Ki2xqLhRWQHx5MOw5c5TfHt1iIqW3\/JLYaHGzxWw8juxVbfADcnE2F9rk6TMzNFvF1PZGMOaminYUpx0iNdp5Ue+fxyGVSRADza+fkbkDtDqtslL0hW1L4QxQP60jTO4fIpOfNcWrNZvmMw2NKD9yNndNeAcbc6cNyR6eqVBTSIpcTISYezuU2dZbv0Gywkt+w1vbKMqMddcryqiLNBolzHOcyGp0FeNqvCSzrIoPVRUDXBaoQ4+90phhYc+E2r+620Fvt6HpyqjNw7IRgQA0o0kmdUrdSos4KuEB4kfnFpE6xDHFBGRvOjM6Kdf7366yofBdXlSvyC92KYoL5Szb3p4FvGSMfP9ue\/7BUZAxZmo4PvYois1O1ROlui21blYX3i7QxbxUeg1eR+lkTRmmQlZYCVhJpzWCtheRH695+Ete6spEiPFLPkHr9zNjlmJqEccdLUj6LVZ5051icQQTAhKLOPbJccmT3OgbusKrRfeU1Av18p\/SqXctWWo2wo+B2KuiyAHvv8b6BOkzCmmQUjKvWLiyXirheMSERA\/pG1gPwWtMmyCFOeb9hyZftx9RvUG4+7mgUOIFmBMiOpjR\/53EJb3AsyHJ\/TZs5ytf44vI3+sDtqvIXllpZLVDR1dis\/ClOwHP3iDff3OeOVwQLzj\/ae5MXx4jQbXcMtoxYmJ7R9AiuaXalEQOScOZjLCsPLCEtMt2z2ybTYItlrWjxSGmvxl+S07UV\/22957XirmIHiKDM1bWRvsFR3RRWZeQ3YOrAYWwziAllXtD6vtWsHbJOS0u+hb63CIlxlPXar2shDbl7kkZsuAEqy4YfjBefVFsEm2AoKtBvH3vA0RMQ3lkXFeG+8f2inaPwq5cbGCgL0patTP1xNNpzXlEXsijgbZejWJKcO7G5EVVJIVIlosNBUor0FpmbJUIPw1oFkBetpX+vDHo\/Nsi7RtSa\/XKDexbtptfBLHgp21XuI1QSo99DygntIAre1UNFtGfHu6Su0RbqrIx2RntlRixPZ5VxwPaPkxMfu61fsplkd8LEzTkJDu4KuCsw4vJKjH85ZQBHP2TrHe1kq49C8df2dst6L1novzktNRdOdoppTZJ0LFCbl5A7iZf7Ik73PqfHL\/texdxoXCo9wP2SBX3Wdm4w0EFi84RD2RIb06esadR\/52WG\/7gNQsShDAwr0oDbXvi0XB1nbnPr1hesun1UMz12wtlwghVmD+ZG1TMv7zPeyb\/QemTaLHPsZejVNi0ZPIUS46Kd83EN51durA8lCMWvCSu062agdw7OPdpjnB3psnMVrRco+Qm5tfhx4u\/Yu3luwsOYmkxIn3ZcDZ6AyUuZXMeQQgBLJUxKLZDBZefOuqbwBnUVH2tRCJ\/dxh96fyNjqadBizwgzuF\/mLpqfdRe5TjPNubp5r7ZlSVYYSvv+aBeJbyXR0NIERiWNi7kG2em+\/HhBLuodhZ+GI9hjUqWR9HVlg7BI\/BNNKIwp4DWk6knP1hS1uqZxbE5JCxc8Q7q0fw8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class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><div class=\"nrp\"><div class=\"nrp-wrap\"><div class=\"nrp-reader\"><nav class=\"nrp-rail\" aria-label=\"Contents of Capital Readiness: Disaster and Resilience 2026\"><p class=\"nf-ui-eyebrow\">Contents<\/p><ol class=\"nrp-toc\"><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/\"><span class=\"nrp-toc-n\">\u00b7<\/span><span>Edition home<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/exposure-and-capital\/\"><span class=\"nrp-toc-n\">1<\/span><span>Exposure and capital<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/readiness-findings\/\"><span class=\"nrp-toc-n\">2<\/span><span>Readiness findings<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/protection-gaps-by-sector\/\"><span class=\"nrp-toc-n\">3<\/span><span>Protection gaps by sector<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/balance-sheet-and-insurance-capacity\/\" aria-current=\"page\"><span class=\"nrp-toc-n\">4<\/span><span>Balance-sheet and insurance capacity<\/span><\/a><ol class=\"nrp-toc-sub\"><li><a href=\"#nx-nrd-gs-08-c4-s1\">4.1 What this chapter will report<\/a><\/li><li><a href=\"#nx-nrd-gs-08-c4-s2\">4.2 Where the evidence sits now<\/a><\/li><li><a href=\"#nx-nrd-gs-08-c4-s3\">4.3 Contribute to this chapter<\/a><\/li><\/ol><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/stress-test\/\"><span class=\"nrp-toc-n\">5<\/span><span>Stress test<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/readings\/\"><span class=\"nrp-toc-n\">6<\/span><span>Readings from the other desks<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/market-actions\/\"><span class=\"nrp-toc-n\">7<\/span><span>Market actions<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/instruments-and-products\/\"><span class=\"nrp-toc-n\">8<\/span><span>Instruments and products<\/span><\/a><\/li><\/ol><\/nav><article class=\"nrp-flow\" aria-labelledby=\"nx-nrd-gs-08-c4-top\"><header class=\"nrp-chap-head\" id=\"nx-nrd-gs-08-c4-top\"><ul class=\"nrp-eyerow\"><li class=\"nf-ui-eyebrow\"><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/\">Capital Readiness: Disaster and Resilience 2026<\/a><\/li><li class=\"nf-ui-eyebrow\">Chapter 4 \u00b7 Risk and capability<\/li><\/ul><span class=\"nrp-rule\" aria-hidden=\"true\"><\/span><h1 class=\"pp-hero-title\">Balance-sheet and insurance capacity<\/h1><p class=\"nrp-lede\">The capacity of public and private balance sheets and of insurance to absorb the risks in scope.<\/p><div class=\"nf-ui-banner\" data-tone=\"neutral\"><span class=\"nf-ui-dot\" data-tone=\"neutral\" aria-hidden=\"true\"><\/span><span>In preparation. This <abbr title=\"The Global Risks Alliance\">GRA<\/abbr> chapter is not written yet; it holds no findings.<\/span><\/div><details class=\"nrp-toc-m\"><summary>Contents<\/summary><ol class=\"nrp-toc\"><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/\"><span class=\"nrp-toc-n\">\u00b7<\/span><span>Edition home<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/exposure-and-capital\/\"><span class=\"nrp-toc-n\">1<\/span><span>Exposure and capital<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/readiness-findings\/\"><span class=\"nrp-toc-n\">2<\/span><span>Readiness findings<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/protection-gaps-by-sector\/\"><span class=\"nrp-toc-n\">3<\/span><span>Protection gaps by sector<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/balance-sheet-and-insurance-capacity\/\" aria-current=\"page\"><span class=\"nrp-toc-n\">4<\/span><span>Balance-sheet and insurance capacity<\/span><\/a><ol class=\"nrp-toc-sub\"><li><a href=\"#nx-nrd-gs-08-c4-s1\">4.1 What this chapter will report<\/a><\/li><li><a href=\"#nx-nrd-gs-08-c4-s2\">4.2 Where the evidence sits now<\/a><\/li><li><a href=\"#nx-nrd-gs-08-c4-s3\">4.3 Contribute to this chapter<\/a><\/li><\/ol><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/stress-test\/\"><span class=\"nrp-toc-n\">5<\/span><span>Stress test<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/readings\/\"><span class=\"nrp-toc-n\">6<\/span><span>Readings from the other desks<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/market-actions\/\"><span class=\"nrp-toc-n\">7<\/span><span>Market actions<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-08\/instruments-and-products\/\"><span class=\"nrp-toc-n\">8<\/span><span>Instruments and products<\/span><\/a><\/li><\/ol><\/details><\/header><section class=\"nrp-block\" id=\"nx-nrd-gs-08-c4-s1\" aria-labelledby=\"nx-nrd-gs-08-c4-s1-h\"><h2 class=\"nrp-h2\" id=\"nx-nrd-gs-08-c4-s1-h\"><span class=\"nrp-num\">4.1<\/span><span>What this chapter will report<\/span><\/h2><p class=\"nrp-p\">The capacity of public and private balance sheets and of insurance to absorb the risks in scope.<\/p><p class=\"nrp-p\">It answers the frame question &quot;risk and capability&quot; in the terms of the Global Risks Alliance (GRA) Capital Readiness, so the Collection can set it beside chapter 4 of the other desks&#8217; editions.<\/p><\/section><section class=\"nrp-block\" id=\"nx-nrd-gs-08-c4-s2\" aria-labelledby=\"nx-nrd-gs-08-c4-s2-h\"><h2 class=\"nrp-h2\" id=\"nx-nrd-gs-08-c4-s2-h\"><span class=\"nrp-num\">4.2<\/span><span>Where the evidence sits now<\/span><\/h2><p class=\"nrp-p\">The nearest material today is chapter 4 of the Global Centre for Risk and Innovation (GCRI) <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\" data-trl=\"[[&quot;Status and service levels&quot;,&quot;https:\/\/docs.therisk.global\/organization\/governance-in-operation\/status-and-service-levels&quot;],[&quot;Nexus Risk Standards&quot;,&quot;https:\/\/nexustandards.com\/standards\/nrs\/&quot;],[&quot;Nexus Observatory&quot;,&quot;https:\/\/docs.therisk.global\/organization\/organization\/architecture\/ii.-definitions\/iv.-nexus-observatory&quot;]]\">Systems<\/a> Evidence edition for Disaster and Resilience: risks and capability. It is a cross-reference, not a copy, and it is a draft in stewardship review.<\/p><div class=\"nrp-actions\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" href=\"https:\/\/therisk.global\/nexus-reports\/editions\/gs-08\/risk-and-capability\/\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M5 12h14\"\/><path d=\"m12 5 7 7-7 7\"\/><\/svg>GCRI edition, chapter 4<\/a><\/div><\/section><div class=\"nrj-shared-mark\" data-nrj-shared=\"downloads\"><section class=\"nrp-block nrp-noprint\" id=\"nx-nrd-gs-08-c4-downloads\" aria-labelledby=\"nx-nrd-gs-08-c4-downloads-h\"><h2 class=\"nrp-h2\" id=\"nx-nrd-gs-08-c4-downloads-h\"><span>Downloads<\/span><\/h2><p class=\"nrp-note\">The print edition of the evidence this chapter cross-references: the GCRI Systems Evidence edition for Disaster and Resilience.<\/p><div class=\"nrp-dlx\"><p class=\"nrp-dlx-status\"><span class=\"nf-ui-dot\" data-tone=\"caution\" aria-hidden=\"true\"><\/span><span class=\"nrp-dlx-sl\">Draft, not yet released<\/span><span>The print and files of the GCRI edition this desk&#8217;s edition cross-references. Review copies until release; the DOI is issued at deposit.<\/span><\/p><ul class=\"nrp-dlx-groups\"><li class=\"nrp-dlx-g\"><p class=\"nf-ui-eyebrow\">Print<\/p><ul class=\"nrp-dlx-list\"><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M7 3h7l5 5v13H7z\"\/><path d=\"M14 3v5h5\"\/><path d=\"M10 14h6M10 17h4\"\/><\/svg><span>PDF, A4<\/span><\/p><p class=\"nrp-dlx-x\">The GCRI <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\" data-trl=\"[[&quot;Status and service levels&quot;,&quot;https:\/\/docs.therisk.global\/organization\/governance-in-operation\/status-and-service-levels&quot;],[&quot;Nexus Risk Standards&quot;,&quot;https:\/\/nexustandards.com\/standards\/nrs\/&quot;],[&quot;Nexus Observatory&quot;,&quot;https:\/\/docs.therisk.global\/organization\/organization\/architecture\/ii.-definitions\/iv.-nexus-observatory&quot;]]\">Systems<\/a> Evidence print edition for this subject, A4: cover, imprint, contents with page numbers, every chapter and annex.<\/p><p class=\"nrp-dlx-m\"><span>PDF<\/span><span>115 pages<\/span><span>1008 KB<\/span><span>Tagged, with bookmarks<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>a225b292b33f34aaa6b3982e2d8dd48154525d5cb73a44b53235c34bbcda49f5<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"https:\/\/globalriskalliance.com\/wp-content\/uploads\/nrp-media\/nr-print-gs-08-a4.pdf\" download=\"nexus-reports-nr-sector-disaster-global-2026-baseline-v1-0-0-a4.pdf\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11M7 10l5 5 5-5M5 19h14\"\/><\/svg>Download<span class=\"nrp-vh\">: PDF, A4<\/span><\/a><\/div><\/li><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M7 3h7l5 5v13H7z\"\/><path d=\"M14 3v5h5\"\/><path d=\"M10 14h6M10 17h4\"\/><\/svg><span>PDF, US Letter<\/span><\/p><p class=\"nrp-dlx-x\">The GCRI Systems Evidence print edition for this subject, US Letter: cover, imprint, contents with page numbers, every chapter and annex.<\/p><p class=\"nrp-dlx-m\"><span>PDF<\/span><span>121 pages<\/span><span>1020 KB<\/span><span>Tagged, with bookmarks<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>1d1afde5a2276a6f78900ddb90871e2ab0dc578555d890d710a4f01c9a96b36e<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"https:\/\/globalriskalliance.com\/wp-content\/uploads\/nrp-media\/nr-print-gs-08-letter.pdf\" download=\"nexus-reports-nr-sector-disaster-global-2026-baseline-v1-0-0-letter.pdf\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11M7 10l5 5 5-5M5 19h14\"\/><\/svg>Download<span class=\"nrp-vh\">: PDF, US Letter<\/span><\/a><\/div><\/li><\/ul><\/li><li class=\"nrp-dlx-g\"><p class=\"nf-ui-eyebrow\">Web edition<\/p><ul class=\"nrp-dlx-list\"><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M3 12h18M12 3c3 3.5 3 14.5 0 18M12 3c-3 3.5-3 14.5 0 18\"\/><\/svg><span>Complete edition, one page<\/span><\/p><p class=\"nrp-dlx-x\">Every chapter and annex at one address, with running heads when printed from the browser<\/p><p class=\"nrp-dlx-m\"><span>HTML<\/span><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"https:\/\/therisk.global\/nexus-reports\/editions\/gs-08\/full\/\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M3 12h18M12 3c3 3.5 3 14.5 0 18M12 3c-3 3.5-3 14.5 0 18\"\/><\/svg>Open<span class=\"nrp-vh\">: Complete edition, one page<\/span><\/a><\/div><\/li><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M3 12h18M12 3c3 3.5 3 14.5 0 18M12 3c-3 3.5-3 14.5 0 18\"\/><\/svg><span>Edition home<\/span><\/p><p class=\"nrp-dlx-x\">Key messages, contents, citation and the readings of each desk<\/p><p class=\"nrp-dlx-m\"><span>HTML<\/span><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"https:\/\/therisk.global\/nexus-reports\/editions\/gs-08\/\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M3 12h18M12 3c3 3.5 3 14.5 0 18M12 3c-3 3.5-3 14.5 0 18\"\/><\/svg>Open<span class=\"nrp-vh\">: Edition home<\/span><\/a><\/div><\/li><\/ul><\/li><li class=\"nrp-dlx-g\"><p class=\"nf-ui-eyebrow\">Data bundle<\/p><ul class=\"nrp-dlx-list\"><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4 5h16v14H4z\"\/><path d=\"M4 10h16M4 15h16M10 5v14\"\/><\/svg><span>Indicators, CSV<\/span><\/p><p class=\"nrp-dlx-x\">17 indicators with unit, year, status and source<\/p><p class=\"nrp-dlx-m\"><span>NR-SECTOR-DISASTER-GLOBAL-2026-BASELINE-indicators.csv<\/span><span>1 KB<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>a1c3b4353b22a79919ae8d5c317bb873a9ff712edff391fa52e1276633efd976<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"data:text\/csv;charset=utf-8,Indicator%2CValue%2CUnit%2CYear%2CState%2CSource%0ADisasters%20recorded%2C358%2Cevents%2C2025%2CREPORTED%2C%5B1%5D%0ADisaster%20deaths%20recorded%2C%2216%2C607%22%2Cpeople%2C2025%2CREPORTED%2C%5B1%5D%0APeople%20affected%20by%20recorded%20disasters%2C110.2%2Cmillion%2C2025%2CREPORTED%2C%5B1%5D%0AEconomic%20losses%20recorded%20(EM-DAT)%2C169.7%2CUSD%20billion%2C2025%2CREPORTED%2C%5B1%5D%0ANatural%20catastrophe%20economic%20losses%20(Swiss%20Re)%2C220%2CUSD%20billion%2C2025%2CREPORTED%2C%5B4%5D%0ANatural%20catastrophe%20insured%20losses%20(Swiss%20Re)%2C107%2CUSD%20billion%2C2025%2CREPORTED%2C%5B4%5D%0ADisaster%20displacement%20movements%2C29.9%2Cmillion%2C2025%2CREPORTED%2C%5B2%5D%0APeople%20in%20disaster%20displacement%20at%20year%20end%2C13.6%2Cmillion%2C2025%2CREPORTED%2C%5B2%5D%0ACountries%20reporting%20multi-hazard%20early%20warning%2C119%2Ccountries%2C2025%2CREPORTED%2C%5B3%5D%0A%22Hurricane%20Melissa%20damage%2C%20Jamaica%20(World%20Bank%20and%20IDB)%22%2C8.8%2CUSD%20billion%2C2025%2CREPORTED%2C%5B5%5D%0A%22Hurricane%20Melissa%20damage%2C%20Jamaica%20(NHC%20report)%22%2C12.2%2CUSD%20billion%2C2025%2CREPORTED%2C%5B6%5D%0A%22Heat-related%20deaths%20in%20Europe%2C%20summer%202022%22%2C%2261%2C672%22%2Cpeople%2C2022%2CREPORTED%2C%5B14%5D%0A%22Heat-related%20deaths%20in%20Europe%2C%202023%22%2C%2247%2C690%22%2Cpeople%2C2023%2CREPORTED%2C%5B15%5D%0APeople%20exposed%20to%20a%201-in-100-year%20flood%2C1.81%2Cbillion%2C2020%2CREPORTED%2C%5B16%5D%0A%22Annual%20cost%20of%20infrastructure%20disruption%2C%20low-%20and%20middle-income%20countries%22%2C391%20to%20647%2CUSD%20billion%2C2019%2CESTIMATED%2C%5B13%5D%0AGlobal%20mean%20temperature%20above%201850%20to%201900%20(ERA5)%2C1.47%2C%C2%B0C%2C2025%2CREPORTED%2C%5B23%5D%0AInsured%20losses%20in%20a%20modelled%20peak-loss%20year%2C320%2CUSD%20billion%2C2026%2CSCENARIO%2C%5B4%5D%0A\" download=\"NR-SECTOR-DISASTER-GLOBAL-2026-BASELINE-indicators.csv\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11M7 10l5 5 5-5M5 19h14\"\/><\/svg>Download<span class=\"nrp-vh\">: Indicators, CSV<\/span><\/a><\/div><\/li><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4 5h16v14H4z\"\/><path d=\"M4 10h16M4 15h16M10 5v14\"\/><\/svg><span>Indicators, JSON<\/span><\/p><p class=\"nrp-dlx-x\">The same indicators with the edition&#8217;s identity and licence<\/p><p class=\"nrp-dlx-m\"><span>NR-SECTOR-DISASTER-GLOBAL-2026-BASELINE-indicators.json<\/span><span>2 KB<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>5ad905742aa62c16cf6b9adc3fbe8871c71a7edcc18bc812c73ac03b36872f6a<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"data:application\/json;charset=utf-8,%7B%0A%20%22edition%22%3A%20%22NR-SECTOR-DISASTER-GLOBAL-2026-BASELINE%22%2C%0A%20%22title%22%3A%20%22Global%20Disaster%20and%20Resilience%20Risk%20and%20Resilience%20Report%202026%3A%20Baseline%20Edition%2C%20The%20State%20of%20Disaster%20Risk%20and%20Resilience%20Worldwide.%22%2C%0A%20%22status%22%3A%20%22Draft%20under%20stewardship%20review%3B%20not%20yet%20released%22%2C%0A%20%22licence%22%3A%20%22CC-BY-4.0%20for%20the%20edition%20table%3B%20each%20value%20keeps%20its%20source's%20licence%22%2C%0A%20%22columns%22%3A%20%5B%0A%20%20%22Indicator%22%2C%0A%20%20%22Value%22%2C%0A%20%20%22Unit%22%2C%0A%20%20%22Year%22%2C%0A%20%20%22State%22%2C%0A%20%20%22Source%22%0A%20%5D%2C%0A%20%22rows%22%3A%20%5B%0A%20%20%5B%0A%20%20%20%22Disasters%20recorded%22%2C%0A%20%20%20%22358%22%2C%0A%20%20%20%22events%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B1%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Disaster%20deaths%20recorded%22%2C%0A%20%20%20%2216%2C607%22%2C%0A%20%20%20%22people%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B1%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22People%20affected%20by%20recorded%20disasters%22%2C%0A%20%20%20%22110.2%22%2C%0A%20%20%20%22million%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B1%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Economic%20losses%20recorded%20(EM-DAT)%22%2C%0A%20%20%20%22169.7%22%2C%0A%20%20%20%22USD%20billion%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B1%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Natural%20catastrophe%20economic%20losses%20(Swiss%20Re)%22%2C%0A%20%20%20%22220%22%2C%0A%20%20%20%22USD%20billion%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B4%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Natural%20catastrophe%20insured%20losses%20(Swiss%20Re)%22%2C%0A%20%20%20%22107%22%2C%0A%20%20%20%22USD%20billion%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B4%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Disaster%20displacement%20movements%22%2C%0A%20%20%20%2229.9%22%2C%0A%20%20%20%22million%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B2%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22People%20in%20disaster%20displacement%20at%20year%20end%22%2C%0A%20%20%20%2213.6%22%2C%0A%20%20%20%22million%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B2%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Countries%20reporting%20multi-hazard%20early%20warning%22%2C%0A%20%20%20%22119%22%2C%0A%20%20%20%22countries%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B3%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Hurricane%20Melissa%20damage%2C%20Jamaica%20(World%20Bank%20and%20IDB)%22%2C%0A%20%20%20%228.8%22%2C%0A%20%20%20%22USD%20billion%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B5%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Hurricane%20Melissa%20damage%2C%20Jamaica%20(NHC%20report)%22%2C%0A%20%20%20%2212.2%22%2C%0A%20%20%20%22USD%20billion%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B6%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Heat-related%20deaths%20in%20Europe%2C%20summer%202022%22%2C%0A%20%20%20%2261%2C672%22%2C%0A%20%20%20%22people%22%2C%0A%20%20%20%222022%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B14%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Heat-related%20deaths%20in%20Europe%2C%202023%22%2C%0A%20%20%20%2247%2C690%22%2C%0A%20%20%20%22people%22%2C%0A%20%20%20%222023%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B15%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22People%20exposed%20to%20a%201-in-100-year%20flood%22%2C%0A%20%20%20%221.81%22%2C%0A%20%20%20%22billion%22%2C%0A%20%20%20%222020%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B16%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Annual%20cost%20of%20infrastructure%20disruption%2C%20low-%20and%20middle-income%20countries%22%2C%0A%20%20%20%22391%20to%20647%22%2C%0A%20%20%20%22USD%20billion%22%2C%0A%20%20%20%222019%22%2C%0A%20%20%20%22ESTIMATED%22%2C%0A%20%20%20%22%5B13%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Global%20mean%20temperature%20above%201850%20to%201900%20(ERA5)%22%2C%0A%20%20%20%221.47%22%2C%0A%20%20%20%22%C2%B0C%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B23%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Insured%20losses%20in%20a%20modelled%20peak-loss%20year%22%2C%0A%20%20%20%22320%22%2C%0A%20%20%20%22USD%20billion%22%2C%0A%20%20%20%222026%22%2C%0A%20%20%20%22SCENARIO%22%2C%0A%20%20%20%22%5B4%5D%22%0A%20%20%5D%0A%20%5D%0A%7D\" download=\"NR-SECTOR-DISASTER-GLOBAL-2026-BASELINE-indicators.json\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11M7 10l5 5 5-5M5 19h14\"\/><\/svg>Download<span class=\"nrp-vh\">: Indicators, JSON<\/span><\/a><\/div><\/li><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4 5h16v14H4z\"\/><path d=\"M4 10h16M4 15h16M10 5v14\"\/><\/svg><span>Findings, CSV<\/span><\/p><p class=\"nrp-dlx-x\">12 findings with status, evidence-quality level and references<\/p><p class=\"nrp-dlx-m\"><span>NR-SECTOR-DISASTER-GLOBAL-2026-BASELINE-findings.csv<\/span><span>4 KB<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>4186c9361f76870b9ef1f9e8f89bf0a3e6e932cf8c3db5da661f1013a89b2795<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"data:text\/csv;charset=utf-8,id%2Csystem%2Cstatus%2Ceql%2Cfinding%2Creferences%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-CLI-001%2CClimate%20forcing%2CREPORTED%2C4%2C%22EM-DAT%20recorded%20358%20natural-hazard%20disasters%20in%202025%20with%2016%2C607%20deaths%2C%20110.2%20million%20people%20affected%20and%20USD%20169.7%20billion%20in%20losses%2C%20below%20its%202005%20to%202024%20annual%20averages%20of%20377%20disasters%2C%2057%2C429%20deaths%2C%20169.0%20million%20affected%20and%20USD%20215.0%20billion.%22%2C%5B1%5D%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-GOV-002%2CGovernance%2CREPORTED%2C4%2C%22Two%20earthquakes%20caused%20most%20earthquake%20deaths%20in%202025%3A%20a%20magnitude%207.7%20event%20in%20Myanmar%20(3%2C820%20deaths%2C%20USD%2011%20billion)%20and%20a%20magnitude%206.0%20event%20in%20Afghanistan%20(2%2C200%20deaths).%22%2C%5B1%5D%20%5B9%5D%20%5B11%5D%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-HLT-003%2CHealth%2CREPORTED%2C4%2C%22Disasters%20triggered%2029.9%20million%20displacement%20movements%20in%202025%2C%2035%25%20fewer%20than%20in%202024%20and%2013%25%20above%20the%20decade%20average%3B%20storms%20caused%2017.9%20million%2C%20and%2013.6%20million%20people%20were%20living%20in%20disaster%20displacement%20at%20year%20end.%22%2C%5B2%5D%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-GOV-004%2CGovernance%2CREPORTED%2C4%2C%22119%20countries%20(60%25)%20report%20a%20multi-hazard%20early%20warning%20system%2C%20small%20island%20developing%20States%20report%2043%25%2C%20and%20disaster%20mortality%20is%20nearly%20six%20times%20lower%20where%20systems%20are%20comprehensive.%22%2C%5B3%5D%20%5B29%5D%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-FIN-005%2CFinance%2CREPORTED%2C4%2C%22Insured%20natural%20catastrophe%20losses%20were%20USD%20107%20billion%20in%202025%20against%20economic%20losses%20of%20USD%20220%20billion%3B%20wildfire%2C%20convective%20storm%20and%20flood%20made%20up%2092%25%20of%20insured%20losses%2C%20and%20the%20Los%20Angeles%20wildfires%20cost%20about%20USD%2040%20billion%20insured.%22%2C%5B4%5D%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-FIN-006%2CFinance%2CREPORTED%2C3%2C%22Hurricane%20Melissa%20made%20landfall%20in%20Jamaica%20as%20a%20category%205%20hurricane%20in%20October%202025%3B%20physical%20damage%20is%20put%20at%20USD%208.8%20billion%20by%20the%20World%20Bank%20and%20IDB%2C%20USD%2010%20billion%20by%20EM-DAT%20and%20USD%2012.2%20billion%20in%20the%20National%20Hurricane%20Center%20report.%22%2C%5B5%5D%20%5B6%5D%20%5B1%5D%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-HLT-007%2CHealth%2CREPORTED%2C4%2C%22Heat%20is%20the%20least%20counted%20hazard%3A%20an%20estimated%2061%2C672%20heat-related%20deaths%20occurred%20in%20Europe%20in%20summer%202022%20and%2047%2C690%20in%202023%2C%20while%20EM-DAT%20records%20no%20extreme-temperature%20deaths%20for%202025%20against%20a%202005%20to%202024%20annual%20average%20of%2013%2C586.%22%2C%5B14%5D%20%5B15%5D%20%5B1%5D%20%5B8%5D%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-INF-008%2CInfrastructure%2CREPORTED%2C4%2C%22Infrastructure%20disruption%20costs%20households%20and%20firms%20in%20low-%20and%20middle-income%20countries%20between%20USD%20391%20billion%20and%20USD%20647%20billion%20a%20year%2C%20and%20about%2027%25%20of%20global%20road%20and%20rail%20assets%20are%20exposed%20to%20at%20least%20one%20hazard.%22%2C%5B13%5D%20%5B20%5D%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-FIN-009%2CFinance%2CREPORTED%2C3%2C%22If%20all%20natural%20disasters%20could%20be%20prevented%2C%2026%20million%20fewer%20people%20would%20be%20in%20extreme%20poverty%2C%20and%20well-being%20losses%20from%20disasters%20equal%20a%20USD%20520%20billion%20fall%20in%20consumption%2C%2060%25%20more%20than%20asset%20losses.%22%2C%5B12%5D%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-CLI-010%2CClimate%20forcing%2CREPORTED%2C4%2C%22About%201.81%20billion%20people%20(23%25%20of%20the%20world)%20are%20directly%20exposed%20to%20a%201-in-100-year%20flood%2C%2089%25%20of%20them%20in%20low-%20and%20middle-income%20countries%2C%20and%20satellite%20records%20show%20the%20share%20of%20people%20exposed%20to%20floods%20rose%2020%20to%2024%25%20between%202000%20and%202015.%22%2C%5B16%5D%20%5B17%5D%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-CLI-011%2CClimate%20forcing%2CREPORTED%2C4%2C%22The%20year%202025%20was%20the%20third-warmest%20on%20record%20at%201.47%20%C2%B0C%20above%20the%201850%20to%201900%20level%20in%20the%20ERA5%20dataset%2C%20and%202023%20to%202025%20was%20the%20first%20three-year%20average%20above%201.5%20%C2%B0C%3B%20WMO%E2%80%99s%20consolidated%20value%20from%20several%20datasets%20is%20about%201.43%20%C2%B0C%2C%20the%20second%20or%20third%20warmest%20year.%22%2C%5B23%5D%20%5B28%5D%0ANRF-SECTOR-DISASTER-GLOBAL-2026-BASELINE-SYS-012%2CSystemic%2CEXPERT%20INPUT%2C2%2C%22The%20leading%20compound%20pathway%20for%202027%20testing%20is%20a%20major%20cyclone%20landfall%20in%20an%20island%20or%20delta%20setting%20where%20hospitals%2C%20power%20and%20communications%20fail%20together%20while%20the%20poorest%20households%20carry%20the%20largest%20well-being%20loss.%22%2C%C2%A7%20scenario%0A\" download=\"NR-SECTOR-DISASTER-GLOBAL-2026-BASELINE-findings.csv\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11M7 10l5 5 5-5M5 19h14\"\/><\/svg>Download<span class=\"nrp-vh\">: Findings, CSV<\/span><\/a><\/div><\/li><\/ul><\/li><li class=\"nrp-dlx-g\"><p class=\"nf-ui-eyebrow\">Citation files<\/p><ul class=\"nrp-dlx-list\"><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M7 7h4v4H8c0 2 1 3 3 3v2c-3 0-5-2-5-5V7zM14 7h4v4h-3c0 2 1 3 3 3v2c-3 0-5-2-5-5V7z\"\/><\/svg><span>Citation, BibTeX<\/span><\/p><p class=\"nrp-dlx-x\">For LaTeX and reference managers<\/p><p class=\"nrp-dlx-m\"><span>NR-SECTOR-DISASTER-GLOBAL-2026-BASELINE.bib<\/span><span>1 KB<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>aa86713983b7984c6921bfbe745af3c9b650c9614850713332bcf78d2d8dd61b<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"data:application\/x-bibtex;charset=utf-8,%40techreport%7BNR-SECTOR-DISASTER-GLOBAL-2026-BASELINE%2C%0A%20%20editor%20%20%20%20%20%20%3D%20%7BValadbaygi%2C%20Saeed%7D%2C%0A%20%20title%20%20%20%20%20%20%20%3D%20%7B%7BGlobal%20Disaster%20and%20Resilience%20Risk%20and%20Resilience%20Report%202026%3A%20Baseline%20Edition%2C%20The%20State%20of%20Disaster%20Risk%20and%20Resilience%20Worldwide.%7D%7D%2C%0A%20%20institution%20%3D%20%7BThe%20Global%20Centre%20for%20Risk%20and%20Innovation%20(GCRI)%7D%2C%0A%20%20address%20%20%20%20%20%3D%20%7BToronto%7D%2C%0A%20%20year%20%20%20%20%20%20%20%20%3D%20%7B2026%7D%2C%0A%20%20type%20%20%20%20%20%20%20%20%3D%20%7BNexus%20Reports%2C%20Baseline%20Edition%202026%7D%2C%0A%20%20number%20%20%20%20%20%20%3D%20%7BNR-SECTOR-DISASTER-GLOBAL-2026-BASELINE%7D%2C%0A%20%20note%20%20%20%20%20%20%20%20%3D%20%7BDraft%20under%20stewardship%20review%3B%20not%20yet%20released.%20DOI%20assigned%20at%20deposit%7D%2C%0A%20%20url%20%20%20%20%20%20%20%20%20%3D%20%7Bhttps%3A%2F%2Ftherisk.global%2Fnexus-reports%2Feditions%2Fgs-08%2F%7D%0A%7D%0A\" 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Text, tables and figures by Nexus: CC BY 4.0; each source keeps its own licence.<\/p><\/div><\/section><\/div><section class=\"nrp-block\" id=\"nx-nrd-gs-08-c4-s3\" aria-labelledby=\"nx-nrd-gs-08-c4-s3-h\"><h2 class=\"nrp-h2\" id=\"nx-nrd-gs-08-c4-s3-h\"><span class=\"nrp-num\">4.3<\/span><span>Contribute to this chapter<\/span><\/h2><p class=\"nrp-p\">How far finance and insurance are ready for the risks in scope: protection gaps, disclosure practice, portfolio readiness and the capacity of balance sheets, read on a ladder of evidence and never as advice or a rating. Material for this chapter goes to the GRA Capital Readiness desk; what belongs to another desk is forwarded, not refused.<\/p><p class=\"nrp-p\">The Alliance reads an edition for capital readiness: whether insurers, banks, investors and public finance can read a finding without distorting it.<\/p><p class=\"nrp-p\">If you price or allocate against these risks, send the case and say what you may disclose. 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