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class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><div class=\"nrp\"><div class=\"nrp-wrap\"><div class=\"nrp-reader\"><nav class=\"nrp-rail\" aria-label=\"Contents of Capital Readiness: Climate and Earth Systems 2026\"><p class=\"nf-ui-eyebrow\">Contents<\/p><ol class=\"nrp-toc\"><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/\"><span class=\"nrp-toc-n\">\u00b7<\/span><span>Edition home<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/exposure-and-capital\/\"><span class=\"nrp-toc-n\">1<\/span><span>Exposure and capital<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/readiness-findings\/\"><span class=\"nrp-toc-n\">2<\/span><span>Readiness findings<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/protection-gaps-by-sector\/\" aria-current=\"page\"><span class=\"nrp-toc-n\">3<\/span><span>Protection gaps by sector<\/span><\/a><ol class=\"nrp-toc-sub\"><li><a href=\"#nx-nrd-gs-07-c3-s1\">3.1 What this chapter will report<\/a><\/li><li><a href=\"#nx-nrd-gs-07-c3-s2\">3.2 Where the evidence sits now<\/a><\/li><li><a href=\"#nx-nrd-gs-07-c3-s3\">3.3 Contribute to this chapter<\/a><\/li><\/ol><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/balance-sheet-and-insurance-capacity\/\"><span class=\"nrp-toc-n\">4<\/span><span>Balance-sheet and insurance capacity<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/stress-test\/\"><span class=\"nrp-toc-n\">5<\/span><span>Stress test<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/readings\/\"><span class=\"nrp-toc-n\">6<\/span><span>Readings from the other desks<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/market-actions\/\"><span class=\"nrp-toc-n\">7<\/span><span>Market actions<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/instruments-and-products\/\"><span class=\"nrp-toc-n\">8<\/span><span>Instruments and products<\/span><\/a><\/li><\/ol><\/nav><article class=\"nrp-flow\" aria-labelledby=\"nx-nrd-gs-07-c3-top\"><header class=\"nrp-chap-head\" id=\"nx-nrd-gs-07-c3-top\"><ul class=\"nrp-eyerow\"><li class=\"nf-ui-eyebrow\"><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/\">Capital Readiness: Climate and Earth Systems 2026<\/a><\/li><li class=\"nf-ui-eyebrow\">Chapter 3 \u00b7 By system and sector<\/li><\/ul><span class=\"nrp-rule\" aria-hidden=\"true\"><\/span><h1 class=\"pp-hero-title\">Protection gaps by sector<\/h1><p class=\"nrp-lede\">Where insured and uninsured losses diverge, by sector, from published loss and cover data.<\/p><div class=\"nf-ui-banner\" data-tone=\"neutral\"><span class=\"nf-ui-dot\" data-tone=\"neutral\" aria-hidden=\"true\"><\/span><span>In preparation. This <abbr title=\"The Global Risks Alliance\">GRA<\/abbr> chapter is not written yet; it holds no findings.<\/span><\/div><details class=\"nrp-toc-m\"><summary>Contents<\/summary><ol class=\"nrp-toc\"><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/\"><span class=\"nrp-toc-n\">\u00b7<\/span><span>Edition home<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/exposure-and-capital\/\"><span class=\"nrp-toc-n\">1<\/span><span>Exposure and capital<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/readiness-findings\/\"><span class=\"nrp-toc-n\">2<\/span><span>Readiness findings<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/protection-gaps-by-sector\/\" aria-current=\"page\"><span class=\"nrp-toc-n\">3<\/span><span>Protection gaps by sector<\/span><\/a><ol class=\"nrp-toc-sub\"><li><a href=\"#nx-nrd-gs-07-c3-s1\">3.1 What this chapter will report<\/a><\/li><li><a href=\"#nx-nrd-gs-07-c3-s2\">3.2 Where the evidence sits now<\/a><\/li><li><a href=\"#nx-nrd-gs-07-c3-s3\">3.3 Contribute to this chapter<\/a><\/li><\/ol><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/balance-sheet-and-insurance-capacity\/\"><span class=\"nrp-toc-n\">4<\/span><span>Balance-sheet and insurance capacity<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/stress-test\/\"><span class=\"nrp-toc-n\">5<\/span><span>Stress test<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/readings\/\"><span class=\"nrp-toc-n\">6<\/span><span>Readings from the other desks<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/market-actions\/\"><span class=\"nrp-toc-n\">7<\/span><span>Market actions<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/nexus-reports\/editions\/gs-07\/instruments-and-products\/\"><span class=\"nrp-toc-n\">8<\/span><span>Instruments and products<\/span><\/a><\/li><\/ol><\/details><\/header><section class=\"nrp-block\" id=\"nx-nrd-gs-07-c3-s1\" aria-labelledby=\"nx-nrd-gs-07-c3-s1-h\"><h2 class=\"nrp-h2\" id=\"nx-nrd-gs-07-c3-s1-h\"><span class=\"nrp-num\">3.1<\/span><span>What this chapter will report<\/span><\/h2><p class=\"nrp-p\">Where insured and uninsured losses diverge, by sector, from published loss and cover data.<\/p><p class=\"nrp-p\">It answers the frame question &quot;by system and sector&quot; in the terms of the Global Risks Alliance (GRA) Capital Readiness, so the Collection can set it beside chapter 3 of the other desks&#8217; editions.<\/p><\/section><section class=\"nrp-block\" id=\"nx-nrd-gs-07-c3-s2\" aria-labelledby=\"nx-nrd-gs-07-c3-s2-h\"><h2 class=\"nrp-h2\" id=\"nx-nrd-gs-07-c3-s2-h\"><span class=\"nrp-num\">3.2<\/span><span>Where the evidence sits now<\/span><\/h2><p class=\"nrp-p\">The nearest material today is chapter 3 of the Global Centre for Risk and Innovation (GCRI) <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\" data-trl=\"[[&quot;Status and service levels&quot;,&quot;https:\/\/docs.therisk.global\/organization\/governance-in-operation\/status-and-service-levels&quot;],[&quot;Nexus Risk Standards&quot;,&quot;https:\/\/nexustandards.com\/standards\/nrs\/&quot;],[&quot;Nexus Observatory&quot;,&quot;https:\/\/docs.therisk.global\/organization\/organization\/architecture\/ii.-definitions\/iv.-nexus-observatory&quot;]]\">Systems<\/a> Evidence edition for Climate and Earth Systems: systems and sectors. It is a cross-reference, not a copy, and it is a draft in stewardship review.<\/p><div class=\"nrp-actions\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" href=\"https:\/\/therisk.global\/nexus-reports\/editions\/gs-07\/systems-and-sectors\/\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M5 12h14\"\/><path d=\"m12 5 7 7-7 7\"\/><\/svg>GCRI edition, chapter 3<\/a><\/div><\/section><div class=\"nrj-shared-mark\" data-nrj-shared=\"downloads\"><section class=\"nrp-block nrp-noprint\" id=\"nx-nrd-gs-07-c3-downloads\" aria-labelledby=\"nx-nrd-gs-07-c3-downloads-h\"><h2 class=\"nrp-h2\" id=\"nx-nrd-gs-07-c3-downloads-h\"><span>Downloads<\/span><\/h2><p class=\"nrp-note\">The print edition of the evidence this chapter cross-references: the GCRI Systems Evidence edition for Climate and Earth Systems.<\/p><div class=\"nrp-dlx\"><p class=\"nrp-dlx-status\"><span class=\"nf-ui-dot\" data-tone=\"caution\" aria-hidden=\"true\"><\/span><span class=\"nrp-dlx-sl\">Draft, not yet released<\/span><span>The print and files of the GCRI edition this desk&#8217;s edition cross-references. Review copies until release; the DOI is issued at deposit.<\/span><\/p><ul class=\"nrp-dlx-groups\"><li class=\"nrp-dlx-g\"><p class=\"nf-ui-eyebrow\">Print<\/p><ul class=\"nrp-dlx-list\"><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M7 3h7l5 5v13H7z\"\/><path d=\"M14 3v5h5\"\/><path d=\"M10 14h6M10 17h4\"\/><\/svg><span>PDF, A4<\/span><\/p><p class=\"nrp-dlx-x\">The GCRI <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\" data-trl=\"[[&quot;Status and service levels&quot;,&quot;https:\/\/docs.therisk.global\/organization\/governance-in-operation\/status-and-service-levels&quot;],[&quot;Nexus Risk Standards&quot;,&quot;https:\/\/nexustandards.com\/standards\/nrs\/&quot;],[&quot;Nexus Observatory&quot;,&quot;https:\/\/docs.therisk.global\/organization\/organization\/architecture\/ii.-definitions\/iv.-nexus-observatory&quot;]]\">Systems<\/a> Evidence print edition for this subject, A4: cover, imprint, contents with page numbers, every chapter and annex.<\/p><p class=\"nrp-dlx-m\"><span>PDF<\/span><span>114 pages<\/span><span>976 KB<\/span><span>Tagged, with bookmarks<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>3769b751e021f7dde888a6dadb0e60aae60ebb109c1bc7c81d531c5bc1123c32<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"https:\/\/globalriskalliance.com\/wp-content\/uploads\/nrp-media\/nr-print-gs-07-a4.pdf\" download=\"nexus-reports-nr-sector-climate-global-2026-baseline-v1-0-0-a4.pdf\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11M7 10l5 5 5-5M5 19h14\"\/><\/svg>Download<span class=\"nrp-vh\">: PDF, A4<\/span><\/a><\/div><\/li><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M7 3h7l5 5v13H7z\"\/><path d=\"M14 3v5h5\"\/><path d=\"M10 14h6M10 17h4\"\/><\/svg><span>PDF, US Letter<\/span><\/p><p class=\"nrp-dlx-x\">The GCRI Systems Evidence print edition for this subject, US Letter: cover, imprint, contents with page numbers, every chapter and annex.<\/p><p class=\"nrp-dlx-m\"><span>PDF<\/span><span>123 pages<\/span><span>993 KB<\/span><span>Tagged, with bookmarks<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>8b41d5660dc94b5d7c83acec7f056a3a479842f167aa27ef63c7ed1de4a96bdd<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"https:\/\/globalriskalliance.com\/wp-content\/uploads\/nrp-media\/nr-print-gs-07-letter.pdf\" download=\"nexus-reports-nr-sector-climate-global-2026-baseline-v1-0-0-letter.pdf\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11M7 10l5 5 5-5M5 19h14\"\/><\/svg>Download<span class=\"nrp-vh\">: PDF, US Letter<\/span><\/a><\/div><\/li><\/ul><\/li><li class=\"nrp-dlx-g\"><p class=\"nf-ui-eyebrow\">Web edition<\/p><ul class=\"nrp-dlx-list\"><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M3 12h18M12 3c3 3.5 3 14.5 0 18M12 3c-3 3.5-3 14.5 0 18\"\/><\/svg><span>Complete edition, one page<\/span><\/p><p class=\"nrp-dlx-x\">Every chapter and annex at one address, with running heads when printed from the browser<\/p><p class=\"nrp-dlx-m\"><span>HTML<\/span><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"https:\/\/therisk.global\/nexus-reports\/editions\/gs-07\/full\/\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M3 12h18M12 3c3 3.5 3 14.5 0 18M12 3c-3 3.5-3 14.5 0 18\"\/><\/svg>Open<span class=\"nrp-vh\">: Complete edition, one page<\/span><\/a><\/div><\/li><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M3 12h18M12 3c3 3.5 3 14.5 0 18M12 3c-3 3.5-3 14.5 0 18\"\/><\/svg><span>Edition home<\/span><\/p><p class=\"nrp-dlx-x\">Key messages, contents, citation and the readings of each desk<\/p><p class=\"nrp-dlx-m\"><span>HTML<\/span><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"https:\/\/therisk.global\/nexus-reports\/editions\/gs-07\/\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><path d=\"M3 12h18M12 3c3 3.5 3 14.5 0 18M12 3c-3 3.5-3 14.5 0 18\"\/><\/svg>Open<span class=\"nrp-vh\">: Edition home<\/span><\/a><\/div><\/li><\/ul><\/li><li class=\"nrp-dlx-g\"><p class=\"nf-ui-eyebrow\">Data bundle<\/p><ul class=\"nrp-dlx-list\"><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4 5h16v14H4z\"\/><path d=\"M4 10h16M4 15h16M10 5v14\"\/><\/svg><span>Indicators, CSV<\/span><\/p><p class=\"nrp-dlx-x\">19 indicators with unit, year, status and source<\/p><p class=\"nrp-dlx-m\"><span>NR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-indicators.csv<\/span><span>1 KB<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>141121e84f72cbe6595580bbb89901d0379c3c33011140434c0248df80674ad0<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"data:text\/csv;charset=utf-8,Indicator%2CValue%2CUnit%2CYear%2CState%2CSource%0A%22Global%20surface%20air%20temperature%20above%20pre-industrial%2C%20ERA5%22%2C1.47%2C%C2%B0C%2C2025%2CREPORTED%2C%5B1%5D%0A%22Global%20temperature%2C%20WMO%20consolidated%20estimate%22%2C1.43%2C%C2%B0C%2C2025%2CREPORTED%2C%5B2%5D%0AHuman-induced%20warming%2C1.37%2C%C2%B0C%2C2025%2CREPORTED%2C%5B7%5D%0ARate%20of%20human-induced%20warming%2C0.27%2C%C2%B0C%20a%20decade%2C2016%20to%202025%2CREPORTED%2C%5B7%5D%0A%22Carbon%20dioxide%2C%20WMO%20network%22%2C423.9%2Cppm%2C2024%2CREPORTED%2C%5B31%5D%0A%22Methane%2C%20WMO%20network%22%2C%221%2C942%22%2Cppb%2C2024%2CREPORTED%2C%5B31%5D%0A%22Nitrous%20oxide%2C%20WMO%20network%22%2C338.0%2Cppb%2C2024%2CREPORTED%2C%5B31%5D%0AFossil%20CO2%20emissions%2C37.8%2CGtCO2%2C2024%2CREPORTED%2C%5B6%5D%0A%22All-gas%20emissions%20excluding%20land%20use%2C%20EDGAR%22%2C53.2%2CGtCO2e%2C2024%2CREPORTED%2C%5B12%5D%0A%22Remaining%20budget%20for%201.5%20%C2%B0C%2C%20Global%20Carbon%20Budget%22%2C170%2CGtCO2%2Cfrom%202026%2CREPORTED%2C%5B6%5D%0A%22Remaining%20budget%20for%201.5%20%C2%B0C%2C%20indicators%20update%22%2C130%2CGtCO2%2Cfrom%202026%2CREPORTED%2C%5B7%5D%0ASea%20level%20above%20the%201993%20start%20of%20the%20record%2C%E2%89%8811%2Ccm%2C2025%2CREPORTED%2C%5B2%5D%0AExcess%20heat%20stored%20in%20the%20ocean%2C%3E91%2C%25%2C2025%2CREPORTED%2C%5B2%5D%0APeople%20facing%20hunger%2C645%2Cmillion%2C2025%2CREPORTED%2C%5B26%5D%0AClimate%20finance%2C1.9%2CUSD%20trillion%2C2023%2CREPORTED%2C%5B20%5D%0AAdaptation%20finance%2C65%2CUSD%20billion%2C2023%2CREPORTED%2C%5B20%5D%0ACountries%20with%20multi-hazard%20early%20warning%20systems%2C119%2Ccountries%2C2025%2CREPORTED%2C%5B25%5D%0A%22August%202026%20above%20pre-industrial%2C%20ERA5%22%2C1.65%2C%C2%B0C%2C2026%2CREPORTED%2C%5B47%5D%0A%22Chance%20of%20a%20very%20strong%20El%20Ni%C3%B1o%2C%20northern%20fall%20and%20winter%202026%20to%202027%22%2C%3E90%2C%25%2C2026%2CSCENARIO%2C%5B48%5D%0A\" download=\"NR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-indicators.csv\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11M7 10l5 5 5-5M5 19h14\"\/><\/svg>Download<span class=\"nrp-vh\">: Indicators, CSV<\/span><\/a><\/div><\/li><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4 5h16v14H4z\"\/><path d=\"M4 10h16M4 15h16M10 5v14\"\/><\/svg><span>Indicators, JSON<\/span><\/p><p class=\"nrp-dlx-x\">The same indicators with the edition&#8217;s identity and licence<\/p><p class=\"nrp-dlx-m\"><span>NR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-indicators.json<\/span><span>2 KB<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>bc0ebb0e11e36241ef4273f0ba15c929f3230d17b2c9cf7b60d96765db57b9c4<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"data:application\/json;charset=utf-8,%7B%0A%20%22edition%22%3A%20%22NR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE%22%2C%0A%20%22title%22%3A%20%22Global%20Climate%20Risk%20and%20Resilience%20Report%202026%3A%20Baseline%20Edition%2C%20The%20State%20of%20the%20World%E2%80%99s%20Climate%20and%20Earth%20System.%22%2C%0A%20%22status%22%3A%20%22Draft%20under%20stewardship%20review%3B%20not%20yet%20released%22%2C%0A%20%22licence%22%3A%20%22CC-BY-4.0%20for%20the%20edition%20table%3B%20each%20value%20keeps%20its%20source's%20licence%22%2C%0A%20%22columns%22%3A%20%5B%0A%20%20%22Indicator%22%2C%0A%20%20%22Value%22%2C%0A%20%20%22Unit%22%2C%0A%20%20%22Year%22%2C%0A%20%20%22State%22%2C%0A%20%20%22Source%22%0A%20%5D%2C%0A%20%22rows%22%3A%20%5B%0A%20%20%5B%0A%20%20%20%22Global%20surface%20air%20temperature%20above%20pre-industrial%2C%20ERA5%22%2C%0A%20%20%20%221.47%22%2C%0A%20%20%20%22%C2%B0C%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B1%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Global%20temperature%2C%20WMO%20consolidated%20estimate%22%2C%0A%20%20%20%221.43%22%2C%0A%20%20%20%22%C2%B0C%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B2%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Human-induced%20warming%22%2C%0A%20%20%20%221.37%22%2C%0A%20%20%20%22%C2%B0C%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B7%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Rate%20of%20human-induced%20warming%22%2C%0A%20%20%20%220.27%22%2C%0A%20%20%20%22%C2%B0C%20a%20decade%22%2C%0A%20%20%20%222016%20to%202025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B7%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Carbon%20dioxide%2C%20WMO%20network%22%2C%0A%20%20%20%22423.9%22%2C%0A%20%20%20%22ppm%22%2C%0A%20%20%20%222024%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B31%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Methane%2C%20WMO%20network%22%2C%0A%20%20%20%221%2C942%22%2C%0A%20%20%20%22ppb%22%2C%0A%20%20%20%222024%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B31%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Nitrous%20oxide%2C%20WMO%20network%22%2C%0A%20%20%20%22338.0%22%2C%0A%20%20%20%22ppb%22%2C%0A%20%20%20%222024%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B31%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Fossil%20CO2%20emissions%22%2C%0A%20%20%20%2237.8%22%2C%0A%20%20%20%22GtCO2%22%2C%0A%20%20%20%222024%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B6%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22All-gas%20emissions%20excluding%20land%20use%2C%20EDGAR%22%2C%0A%20%20%20%2253.2%22%2C%0A%20%20%20%22GtCO2e%22%2C%0A%20%20%20%222024%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B12%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Remaining%20budget%20for%201.5%20%C2%B0C%2C%20Global%20Carbon%20Budget%22%2C%0A%20%20%20%22170%22%2C%0A%20%20%20%22GtCO2%22%2C%0A%20%20%20%22from%202026%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B6%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Remaining%20budget%20for%201.5%20%C2%B0C%2C%20indicators%20update%22%2C%0A%20%20%20%22130%22%2C%0A%20%20%20%22GtCO2%22%2C%0A%20%20%20%22from%202026%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B7%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Sea%20level%20above%20the%201993%20start%20of%20the%20record%22%2C%0A%20%20%20%22%E2%89%8811%22%2C%0A%20%20%20%22cm%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B2%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Excess%20heat%20stored%20in%20the%20ocean%22%2C%0A%20%20%20%22%3E91%22%2C%0A%20%20%20%22%25%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B2%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22People%20facing%20hunger%22%2C%0A%20%20%20%22645%22%2C%0A%20%20%20%22million%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B26%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Climate%20finance%22%2C%0A%20%20%20%221.9%22%2C%0A%20%20%20%22USD%20trillion%22%2C%0A%20%20%20%222023%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B20%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Adaptation%20finance%22%2C%0A%20%20%20%2265%22%2C%0A%20%20%20%22USD%20billion%22%2C%0A%20%20%20%222023%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B20%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Countries%20with%20multi-hazard%20early%20warning%20systems%22%2C%0A%20%20%20%22119%22%2C%0A%20%20%20%22countries%22%2C%0A%20%20%20%222025%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B25%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22August%202026%20above%20pre-industrial%2C%20ERA5%22%2C%0A%20%20%20%221.65%22%2C%0A%20%20%20%22%C2%B0C%22%2C%0A%20%20%20%222026%22%2C%0A%20%20%20%22REPORTED%22%2C%0A%20%20%20%22%5B47%5D%22%0A%20%20%5D%2C%0A%20%20%5B%0A%20%20%20%22Chance%20of%20a%20very%20strong%20El%20Ni%C3%B1o%2C%20northern%20fall%20and%20winter%202026%20to%202027%22%2C%0A%20%20%20%22%3E90%22%2C%0A%20%20%20%22%25%22%2C%0A%20%20%20%222026%22%2C%0A%20%20%20%22SCENARIO%22%2C%0A%20%20%20%22%5B48%5D%22%0A%20%20%5D%0A%20%5D%0A%7D\" download=\"NR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-indicators.json\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11M7 10l5 5 5-5M5 19h14\"\/><\/svg>Download<span class=\"nrp-vh\">: Indicators, JSON<\/span><\/a><\/div><\/li><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4 5h16v14H4z\"\/><path d=\"M4 10h16M4 15h16M10 5v14\"\/><\/svg><span>Findings, CSV<\/span><\/p><p class=\"nrp-dlx-x\">12 findings with status, evidence-quality level and references<\/p><p class=\"nrp-dlx-m\"><span>NR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-findings.csv<\/span><span>3 KB<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>3f8f72a7932f79444a3ee9538efcde2577d2d76e4afb63bce2157df9bec0cbd4<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"data:text\/csv;charset=utf-8,id%2Csystem%2Cstatus%2Ceql%2Cfinding%2Creferences%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-CLI-001%2CClimate%20forcing%2CREPORTED%2C5%2C%222025%20was%20the%20third-warmest%20year%20in%20ERA5%20at%201.47%20%C2%B0C%20above%20pre-industrial%2C%20with%202023%20to%202025%20averaging%201.52%20%C2%B0C%3B%20WMO%20gives%20about%201.43%20%C2%B0C%2C%20and%20human-induced%20warming%20reached%201.37%20%C2%B0C%20at%20a%20rate%20of%200.27%20%C2%B0C%20a%20decade.%22%2C%5B1%5D%20%5B2%5D%20%5B7%5D%20%5B9%5D%20%5B10%5D%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-CLI-002%2CClimate%20forcing%2CREPORTED%2C4%2CAugust%202026%20was%201.65%20%C2%B0C%20above%20pre-industrial%20and%20the%2012-month%20mean%20to%20August%20was%201.48%20%C2%B0C%3B%20NOAA%20gives%20a%20chance%20above%2090%25%20of%20a%20very%20strong%20El%20Ni%C3%B1o%20in%20the%20northern%20fall%20and%20winter%20of%202026%20to%202027.%2C%5B47%5D%20%5B48%5D%20%5B4%5D%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-CLI-003%2CClimate%20forcing%2CREPORTED%2C4%2C%22Global%20carbon%20dioxide%20averaged%20423.9%20ppm%20in%202024%20on%20the%20WMO%20network%2C%2052%25%20above%20pre-industrial%3B%20methane%20at%201942%20ppb%20and%20nitrous%20oxide%20at%20338.0%20ppb%20were%20also%20at%20record%20levels.%20The%202025%20annual%20values%20are%20not%20bound%20at%20the%20close.%22%2C%5B31%5D%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-ENE-004%2CEnergy%2CREPORTED%2C4%2C%22Fossil%20CO2%20emissions%20were%2037.8%20GtCO2%20in%202024%2C%20up%201.1%25%2C%20and%20are%20projected%20up%20about%201.0%25%20in%202025%3B%20EDGAR%20gives%2053.2%20GtCO2e%20of%20all%20greenhouse%20gases%20in%202024%2C%20excluding%20land%20use.%22%2C%5B6%5D%20%5B12%5D%20%5B7%5D%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-CLI-005%2CClimate%20forcing%2CREPORTED%2C4%2C%22The%20remaining%20budget%20for%20a%2050%25%20chance%20of%20limiting%20warming%20to%201.5%20%C2%B0C%20is%20170%20GtCO2%20in%20the%20Global%20Carbon%20Budget%20and%20130%20GtCO2%20in%20the%20Indicators%20of%20Global%20Climate%20Change%2C%20both%20from%20the%20start%20of%202026.%22%2C%5B6%5D%20%5B7%5D%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-CLI-006%2CClimate%20forcing%2CREPORTED%2C4%2C%22More%20than%2091%25%20of%20the%20excess%20heat%20is%20stored%20in%20the%20ocean%2C%20ocean%20heat%20content%20was%20a%20record%20in%202025%2C%20global%20sea%20level%20was%20about%2011%20cm%20above%20its%201993%20level%2C%20and%20the%202025%20Arctic%20winter%20maximum%20was%20the%20lowest%20on%20record.%22%2C%5B2%5D%20%5B7%5D%20%5B1%5D%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-WAT-007%2CWater%2CREPORTED%2C4%2C%222025%20was%20one%20of%20the%20driest%20years%20for%20river%20discharge%20in%20more%20than%20three%20decades%2C%20and%20the%20past%20seven%20years%20have%20had%20the%20fewest%20rivers%20with%20normal%20flow%20since%201991.%22%2C%5B24%5D%20%5B2%5D%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-HLT-008%2CHealth%2CREPORTED%2C4%2C%22Modelled%20heat%20deaths%20in%20854%20European%20cities%20were%20430%2C365%20over%202000%20to%202025%2C%20with%20the%20attributed%20share%20rising%20from%2039%25%20in%202000%20to%2068%25%20in%202025%3B%20the%202022%20summer%20alone%20was%20estimated%20at%2061%2C672%20heat%20deaths%20in%20Europe.%22%2C%5B23%5D%20%5B22%5D%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-FOO-009%2CFood%2CREPORTED%2C4%2C%22About%20645%20million%20people%20faced%20hunger%20in%202025%2C%20down%20about%2014%20million%20on%202024%2C%20and%20the%20five-year%20projections%20do%20not%20include%20El%20Ni%C3%B1o%20effects%20in%202026%20and%202027.%22%2C%5B26%5D%20%5B3%5D%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-FIN-010%2CFinance%2CREPORTED%2C3%2C%22Climate%20finance%20reached%20USD%201.9%20trillion%20in%202023%2C%20of%20which%20adaptation%20was%20USD%2065%20billion%20and%20mitigation%20USD%201%2C780%20billion.%22%2C%5B20%5D%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-BIO-011%2CBiodiversity%2CREPORTED%2C4%2C%22Warm-water%20coral%20reefs%20are%20crossing%20a%20thermal%20tipping%20point%20at%201.4%20%C2%B0C%20of%20warming%2C%20and%20six%20of%20nine%20planetary%20boundaries%20are%20transgressed.%22%2C%5B16%5D%20%5B18%5D%20%5B17%5D%20%5B19%5D%0ANRF-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-SYS-012%2CSystemic%2CEXPERT%20INPUT%2C2%2C%22The%20leading%20compound%20pathway%20for%202027%20testing%20is%20a%20strong%20El%20Ni%C3%B1o%20that%20coincides%20with%20record%20warmth%2C%20river%20deficits%20and%20food%20stress%20in%20exposed%20regions.%22%2C%C2%A7%20scenario%0A\" download=\"NR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE-findings.csv\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11M7 10l5 5 5-5M5 19h14\"\/><\/svg>Download<span class=\"nrp-vh\">: Findings, CSV<\/span><\/a><\/div><\/li><\/ul><\/li><li class=\"nrp-dlx-g\"><p class=\"nf-ui-eyebrow\">Citation files<\/p><ul class=\"nrp-dlx-list\"><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M7 7h4v4H8c0 2 1 3 3 3v2c-3 0-5-2-5-5V7zM14 7h4v4h-3c0 2 1 3 3 3v2c-3 0-5-2-5-5V7z\"\/><\/svg><span>Citation, BibTeX<\/span><\/p><p class=\"nrp-dlx-x\">For LaTeX and reference managers<\/p><p class=\"nrp-dlx-m\"><span>NR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE.bib<\/span><span>1 KB<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>561087eca1a49d093ffdc4b30eefe56191541c5c039036485bd709ab76ca27c9<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" href=\"data:application\/x-bibtex;charset=utf-8,%40techreport%7BNR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE%2C%0A%20%20editor%20%20%20%20%20%20%3D%20%7BValadbaygi%2C%20Saeed%7D%2C%0A%20%20title%20%20%20%20%20%20%20%3D%20%7B%7BGlobal%20Climate%20Risk%20and%20Resilience%20Report%202026%3A%20Baseline%20Edition%2C%20The%20State%20of%20the%20World%E2%80%99s%20Climate%20and%20Earth%20System.%7D%7D%2C%0A%20%20institution%20%3D%20%7BThe%20Global%20Centre%20for%20Risk%20and%20Innovation%20(GCRI)%7D%2C%0A%20%20address%20%20%20%20%20%3D%20%7BToronto%7D%2C%0A%20%20year%20%20%20%20%20%20%20%20%3D%20%7B2026%7D%2C%0A%20%20type%20%20%20%20%20%20%20%20%3D%20%7BNexus%20Reports%2C%20Baseline%20Edition%202026%7D%2C%0A%20%20number%20%20%20%20%20%20%3D%20%7BNR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE%7D%2C%0A%20%20note%20%20%20%20%20%20%20%20%3D%20%7BDraft%20under%20stewardship%20review%3B%20not%20yet%20released.%20DOI%20assigned%20at%20deposit%7D%2C%0A%20%20url%20%20%20%20%20%20%20%20%20%3D%20%7Bhttps%3A%2F%2Ftherisk.global%2Fnexus-reports%2Feditions%2Fgs-07%2F%7D%0A%7D%0A\" download=\"NR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE.bib\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11M7 10l5 5 5-5M5 19h14\"\/><\/svg>Download<span class=\"nrp-vh\">: Citation, BibTeX<\/span><\/a><\/div><\/li><li class=\"nrp-dlx-row\"><div class=\"nrp-dlx-what\"><p class=\"nrp-dlx-t\"><svg class=\"nrp-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M7 7h4v4H8c0 2 1 3 3 3v2c-3 0-5-2-5-5V7zM14 7h4v4h-3c0 2 1 3 3 3v2c-3 0-5-2-5-5V7z\"\/><\/svg><span>Citation, RIS<\/span><\/p><p class=\"nrp-dlx-x\">For Zotero, EndNote and Mendeley<\/p><p class=\"nrp-dlx-m\"><span>NR-SECTOR-CLIMATE-GLOBAL-2026-BASELINE.ris<\/span><span>1 KB<\/span><\/p><p class=\"nrp-dlx-h\"><span class=\"nrp-dlx-hk\">SHA-256<\/span> <code>1ae2495066a2d30cafdabcb327f71d60f6198fe5edd19635c689f6afc35f6559<\/code><\/p><\/div><div class=\"nrp-dlx-go\"><a class=\"nf-ui-btn\" data-variant=\"secondary\" data-size=\"sm\" 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Text, tables and figures by Nexus: CC BY 4.0; each source keeps its own licence.<\/p><\/div><\/section><\/div><section class=\"nrp-block\" id=\"nx-nrd-gs-07-c3-s3\" aria-labelledby=\"nx-nrd-gs-07-c3-s3-h\"><h2 class=\"nrp-h2\" id=\"nx-nrd-gs-07-c3-s3-h\"><span class=\"nrp-num\">3.3<\/span><span>Contribute to this chapter<\/span><\/h2><p class=\"nrp-p\">How far finance and insurance are ready for the risks in scope: protection gaps, disclosure practice, portfolio readiness and the capacity of balance sheets, read on a ladder of evidence and never as advice or a rating. Material for this chapter goes to the GRA Capital Readiness desk; what belongs to another desk is forwarded, not refused.<\/p><p class=\"nrp-p\">The Alliance reads an edition for capital readiness: whether insurers, banks, investors and public finance can read a finding without distorting it.<\/p><p class=\"nrp-p\">If you price or allocate against these risks, send the case and say what you may disclose. 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