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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n2p1g0vt.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Insurance Nexus<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Industry groups<\/h1><p class=\"nx-scene-lede\">Insurance Nexus subject groups are proposed specialist forums, each with a defined scope, a moderator and written terms before it opens. They compare methods and public evidence on questions the whole sector shares. None is open yet; each will be listed with its status, scope and how to join when its terms are in place.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/community\/\">Back to Professional community<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sequence<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">The order things happen in.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"timeline\"><div class=\"nx-hero-rail\"><ol class=\"nx-lv-rail\"><li><a href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/programmes\/\"><span class=\"nx-lv-rail-k\">01<\/span><span class=\"nx-lv-rail-t\">Question<\/span><span class=\"nx-lv-rail-n\">National, regional or institutional priority<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/stem\/\"><span class=\"nx-lv-rail-k\">02<\/span><span class=\"nx-lv-rail-t\">Evidence<\/span><span class=\"nx-lv-rail-n\">STEM foundation of the platform<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/foundry\/\"><span class=\"nx-lv-rail-k\">03<\/span><span class=\"nx-lv-rail-t\">Build<\/span><span class=\"nx-lv-rail-n\">Foundry<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/community\/\"><span class=\"nx-lv-rail-k\">04<\/span><span class=\"nx-lv-rail-t\">Organise<\/span><span class=\"nx-lv-rail-n\">Nexus ecosystem<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/universe\/\"><span class=\"nx-lv-rail-k\">05<\/span><span class=\"nx-lv-rail-t\">Test<\/span><span class=\"nx-lv-rail-n\">Universe (independent site)<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/reports\/\"><span class=\"nx-lv-rail-k\">06<\/span><span class=\"nx-lv-rail-t\">Publish<\/span><span class=\"nx-lv-rail-n\">Reports<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/trust\/\"><span class=\"nx-lv-rail-k\">07<\/span><span class=\"nx-lv-rail-t\">Decide<\/span><span class=\"nx-lv-rail-n\">Competent authorities and institutions, through NXS-RLS (participants, agreements and handoffs)<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/programmes\/\"><span class=\"nx-lv-rail-k\">08<\/span><span class=\"nx-lv-rail-t\">Renew<\/span><span class=\"nx-lv-rail-n\">Corrections and the next annual agenda<\/span><\/a><\/li><\/ol><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-how-it-works\" class=\"nx-section\" data-hue=\"climate\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">How it works<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Subject groups in Insurance Nexus.<\/h2><\/div><div class=\"nx-section-body\" data-lv=\"timeline\"><ul class=\"nx-list\"><li>Each entry shows its scope, host or owner, and terms.<\/li><li>Participation follows published rules, applied equally.<\/li><li>Taking part gives no authority or influence over findings.<\/li><\/ul><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"workflow\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/A01\/community\/groups\/#workflow\" data-nxf-title=\"Participation\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-a01-cg-list\" class=\"nx-section\" data-hue=\"health\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Proposed groups<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Three groups, what each would examine and what stays outside.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th>Proposed group<\/th><th>Would examine<\/th><th>Outside scope<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Proposed group\">Protection-gap measurement<\/td><td data-label=\"Would examine\">Definitions of insured and <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 economic-loss\" data-tk=\"Nexus risk vocabulary\" data-td=\"The monetary value of destroyed assets and lost flows of output and income resulting from an event.\" data-ts=\"NRS-C1\" data-tr=\"draft\">economic loss<\/a>, data sources by peril, how modelled and reported gaps are shown together<\/td><td data-label=\"Outside scope\">Any view on whether a market should write more cover, or at what price<\/td><\/tr><tr><td data-label=\"Proposed group\"><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 catastrophe-model\" data-tk=\"Nexus risk vocabulary\" data-td=\"A model combining a stochastic hazard event set, exposure and vulnerability functions to estimate the distribution of losses from rare, severe events.\" data-ts=\"NRS-C1\" data-tr=\"draft\">Catastrophe model<\/a> transparency<\/td><td data-label=\"Would examine\">How event sets, vulnerability functions and financial modules are documented, validated and compared<\/td><td data-label=\"Outside scope\">Comparison of named commercial models or vendor selection<\/td><\/tr><tr><td data-label=\"Proposed group\">Takaful and mutual risk sharing<\/td><td data-label=\"Would examine\">Fund separation, deficit funding through qard, retakaful dependence and governance<\/td><td data-label=\"Outside scope\">Religious rulings and any product&#8217;s compliance<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"search\" data-nxf-kind=\"search\" data-nxf-resource=\"nexus:\/\/gra\/A01\/community\/groups\/#search\" data-nxf-title=\"Find a group\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Process<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">How the process runs.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-pe\" id=\"nx-pe-wg-lifecycle\" data-nx-pe=\"nx-pe-wg-lifecycle\" data-active=\"wg-lifecycle\"><div class=\"nx-pe-shell\"><p class=\"nx-pe-eb\">Process<\/p><h2 class=\"nx-pe-title\">Industry groups: Working group, charter to sunset<\/h2><p class=\"nx-pe-cap\">A working group is chartered by record for a fixed timebox, delivers bounded assignments, drafts and recommends, then dissolves unless renewed; it does not adopt.<\/p><ol class=\"nx-pe-steps\"><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">01 Form<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">01<\/span><span class=\"nx-pe-st\">NLC proposes the group<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Leadership Council<\/span><span class=\"nx-pe-sm\">The NLC proposes working groups and nominates chairs, editors and experts from its leadership pools. It does not charter.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">02<\/span><span class=\"nx-pe-st\">Charter by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A working group is chartered by record for a timebox of at most twenty-four months. The charter sets its scope, roles and decision rule.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">03<\/span><span class=\"nx-pe-st\">Members join by competence<\/span><span class=\"nx-pe-k\">Step \u00b7 Members<\/span><span class=\"nx-pe-sm\">Experts, practitioners, students and volunteers join by competence. Members declare interests and recuse on conflict.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">02 Work<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">04<\/span><span class=\"nx-pe-st\">Workplan from the national agenda<\/span><span class=\"nx-pe-k\">Step<\/span><span class=\"nx-pe-sm\">Assignments come from the national agenda and the year&#8217;s missions. Each states the competence it needs and how the work will be reviewed.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">05<\/span><span class=\"nx-pe-st\">Drafts and deliverables, delivered monthly<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Groups deliver monthly. For standards they draft the national profile and deviation register and run national public comment and pilots.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">03 Review<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">06<\/span><span class=\"nx-pe-st\">Contribution record and review<\/span><span class=\"nx-pe-k\">Gate<\/span><span class=\"nx-pe-sm\">Each contribution is recorded and reviewed. A working group drafts and recommends; it does not adopt.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">07<\/span><span class=\"nx-pe-st\">Recognition follows the record<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Contribution records are kept, so that recognition follows the record.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">08<\/span><span class=\"nx-pe-st\">National adoption is decided elsewhere<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">The National Standards Council decides the adoption mode and the national profile. The working group proposes and never decides.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">04 Close<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">09<\/span><span class=\"nx-pe-st\">Dissolved by default, or renewed by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A group is dissolved by default at the end of the timebox. The National Standards Council renews or closes it, on the NLC&#8217;s proposal.<\/span><\/li><\/ol><\/li><\/ol><p class=\"nx-pe-foot\"><span><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/nwg\" rel=\"noopener\">National Working Groups<\/a> \u00b7 National Standards Council \u00b7 Decision rights<\/span><span>Designed programme process, not a record of operation. No cycle has run and every programme is at service level R0. A gate is a programme decision, never a public-authority approval, certification or deployment authorisation. No working group is constituted. The charter rules belong to the proposed <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a> working model.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"climate\" aria-label=\"How a group runs, Next step, Sources, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"How a group runs, Next step, Sources, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-pg-nx-gra-a01-cg-how\" aria-selected=\"true\" data-key=\"p1\">How a group runs<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-next-step\" aria-selected=\"false\" data-key=\"p2\">Next step<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"false\" data-key=\"p3\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-4\" aria-controls=\"nx-s-8-sec\" aria-selected=\"false\" data-key=\"p4\">Questions<\/button><\/div><section id=\"nx-sec-pg-nx-gra-a01-cg-how\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">How a group runs<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Moderation and records.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Each group would publish its scope and moderator, keep an agenda and a short record, and refer anything that touches commercial terms back to the moderator to stop. Related topic pages: <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/topics\/insurance-protection-gaps\/\">insurance protection gaps<\/a>, underwriting and pricing risk and takaful risk.<\/p><\/div><\/div><\/section><section id=\"nx-sec-next-step\" class=\"nx-section nx-band-panel\" data-hue=\"health\" data-variant=\"stack\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Next step<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Register your interest.<\/h2><p class=\"nx-lede\">Write to <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/contact\/\">the contact form<\/a>. The acknowledgement gives a reference and names the next step.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/oasislmf.org\/\"><span>Oasis Loss Modelling Framework (open-source catastrophe modelling)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.ifsb.org\/\"><span>Islamic Financial Services Board standards for takaful and Islamic banking<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.iais.org\/activities-topics\/financial-stability\/gimar\/\"><span>IAIS Global Insurance Market Report (GIMAR)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-8-sec\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" aria-labelledby=\"nx-s-8\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>When are entries added?<\/summary><div class=\"nx-answer\">When their hosting, terms and moderation are confirmed.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-iskalliance-com-insurance-nexus-community-groups-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-iskalliance-com-insurance-nexus-community-groups-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-iskalliance-com-insurance-nexus-community-groups-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/programme\/the-programme-year\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> The programme year<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/insurance-reinsurance\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Insurance, reinsurance and protection gaps<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-9\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Insurance Nexus<\/span><h2 id=\"nx-close-9\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. 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