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class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">System<\/button><\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr><\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Insurance Nexus<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Service desk<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Contact the industry platform<\/h1><p class=\"nx-tagline\">Write to Insurance Nexus about catastrophe exposure, protection gaps, insurance supervision or the platform&#8217;s methods and publications. A short note on the peril, the region and the kind of question helps the desk route it. The acknowledgement gives a reference and names the next step; enquiries are used to answer and keep a record, never for marketing.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/\">Back to Insurance Nexus<\/a><\/div><dl class=\"nx-facts\"><div><dt class=\"nx-eyebrow\">Publisher<\/dt><dd>The Global Risks Alliance<\/dd><\/div><div><dt class=\"nx-eyebrow\">Field<\/dt><dd>Insurance and catastrophe, Climate and hazards, Health and biosecurity<\/dd><\/div><\/dl><\/div><div class=\"nx-hero-panel\"><div class=\"nx-desk\"><div class=\"nx-desk-head\"><span class=\"nx-eyebrow\"><strong>Insurance Nexus desk<\/strong><\/span><span class=\"nx-eyebrow\">Service level Information and enquiries<\/span><\/div><dl><div><dt>Platform enquiries<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/contact\/\">Make an enquiry<\/a><\/dd><\/div><div><dt>Corrections and concerns<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/correction\/\">Report an error<\/a><\/dd><\/div><div><dt>Country and regional programmes<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/contact\/?topic=general\">Make a programme enquiry<\/a><\/dd><\/div><div><dt>Privacy and data rights<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/privacy-request\/\">Make a privacy request<\/a><\/dd><\/div><div><dt>Media<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/media\/\">Make a media enquiry<\/a><\/dd><\/div><div><dt>Publisher<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/contact\/\">GRA contact routes<\/a><\/dd><\/div><\/dl><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-routes\"><span>01<\/span>Routes<\/a><a href=\"#nx-sec-pg-nx-gra-a01-ct-send\"><span>02<\/span>Before you write<\/a><a href=\"#nx-s-4-sec\"><span>03<\/span>Process<\/a><a href=\"#nx-sec-pg-nx-gra-a01-ct-scope\"><span>04<\/span>Scope<\/a><a href=\"#nx-sec-response\"><span>05<\/span>Response<\/a><a href=\"#nx-sec-include\"><span>06<\/span>Enquiry<\/a><a href=\"#nx-sec-pg-sources\"><span>07<\/span>Sources<\/a><a href=\"#nx-s-9-sec\"><span>08<\/span>Questions<\/a><\/div><\/nav> <section id=\"nx-sec-routes\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Routes<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Choose the matter, and write to the right desk.<\/h2><p class=\"nx-lede\">Every route says who it is for, what happens, how long an answer takes and the first outcome, and opens its own form.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-desk-cards nx-cells\" data-cols=\"3\" data-nx-desk=\"nx-a01-desk\"><article class=\"nx-desk-card\" id=\"nx-a01-desk-field\" data-form=\"contact\"><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"20\" height=\"16\" x=\"2\" y=\"4\" rx=\"2\"\/><path d=\"m22 7-8.97 5.7a1.94 1.94 0 0 1-2.06 0L2 7\"\/><\/svg><\/span><span class=\"nx-eyebrow\">For \u00b7 Researchers and practitioners<\/span><\/div><h3 class=\"nx-h4\">A question about the platform or its field<\/h3><p class=\"nx-p\">Ask about Insurance Nexus or its field. The reference names the next step.<\/p><dl class=\"nx-router-facts\"><div><dt>Time to answer<\/dt><dd>5 days from receipt<\/dd><\/div><div><dt>First outcome<\/dt><dd>An answer or a referral<\/dd><\/div><div><dt>Handled<\/dt><dd>No fee today<\/dd><\/div><\/dl><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/contact\/?topic=general\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/div><\/article><article class=\"nx-desk-card\" id=\"nx-a01-desk-programme\" data-form=\"contact\"><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" x2=\"21\" y1=\"22\" y2=\"22\"\/><line x1=\"6\" x2=\"6\" y1=\"18\" y2=\"11\"\/><line x1=\"10\" x2=\"10\" y1=\"18\" y2=\"11\"\/><line x1=\"14\" x2=\"14\" y1=\"18\" y2=\"11\"\/><line x1=\"18\" x2=\"18\" y1=\"18\" y2=\"11\"\/><polygon points=\"12 2 20 7 4 7\"\/><\/svg><\/span><span class=\"nx-eyebrow\">For \u00b7 Governments and agencies<\/span><\/div><h3 class=\"nx-h4\">A country, basin or sector programme<\/h3><p class=\"nx-p\">Programme enquiries go to the Consortium Secretariat, which routes them; the owner keeps its authority.<\/p><dl class=\"nx-router-facts\"><div><dt>Time to answer<\/dt><dd>5 days from receipt<\/dd><\/div><div><dt>First outcome<\/dt><dd>A scoping dialogue<\/dd><\/div><\/dl><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/contact\/?topic=general\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/div><\/article><article class=\"nx-desk-card\" id=\"nx-a01-desk-correction\" data-form=\"correction\"><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21 12a9 9 0 0 0-9-9 9.75 9.75 0 0 0-6.74 2.74L3 8\"\/><path d=\"M3 3v5h5\"\/><path d=\"M3 12a9 9 0 0 0 9 9 9.75 9.75 0 0 0 6.74-2.74L21 16\"\/><path d=\"M16 16h5v5\"\/><\/svg><\/span><span class=\"nx-eyebrow\">For \u00b7 Anyone<\/span><\/div><h3 class=\"nx-h4\">A correction or a concern<\/h3><p class=\"nx-p\">A correction is a new version with its history, never a silent edit; see <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/trust\/corrections\/\">corrections and concerns<\/a>.<\/p><dl class=\"nx-router-facts\"><div><dt>Time to answer<\/dt><dd>3 days from receipt<\/dd><\/div><div><dt>First outcome<\/dt><dd>An acknowledged report<\/dd><\/div><div><dt>Handled<\/dt><dd>Reviewed by someone not involved in the work<\/dd><\/div><\/dl><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/correction\/\">Report an error <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/div><\/article><article class=\"nx-desk-card\" id=\"nx-a01-desk-media\" data-form=\"media\"><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M4 22h16a2 2 0 0 0 2-2V4a2 2 0 0 0-2-2H8a2 2 0 0 0-2 2v16a2 2 0 0 1-2 2Zm0 0a2 2 0 0 1-2-2v-9c0-1.1.9-2 2-2h2\"\/><path d=\"M18 14h-8\"\/><path d=\"M15 18h-5\"\/><path d=\"M10 6h8v4h-8V6Z\"\/><\/svg><\/span><span class=\"nx-eyebrow\">For \u00b7 Media<\/span><\/div><h3 class=\"nx-h4\">An interview, a quote or a figure<\/h3><p class=\"nx-p\">Figures are quoted with their evidence label and their limits.<\/p><dl class=\"nx-router-facts\"><div><dt>Time to answer<\/dt><dd>2 days from receipt<\/dd><\/div><div><dt>First outcome<\/dt><dd>A named contact<\/dd><\/div><div><dt>Handled<\/dt><dd>Illustrations are not findings<\/dd><\/div><\/dl><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/media\/\">Make a media enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/div><\/article><article class=\"nx-desk-card\" id=\"nx-a01-desk-privacy\" data-form=\"privacy-request\"><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"18\" height=\"11\" x=\"3\" y=\"11\" rx=\"2\" ry=\"2\"\/><path d=\"M7 11V7a5 5 0 0 1 10 0v4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">For \u00b7 Data subjects<\/span><\/div><h3 class=\"nx-h4\">Privacy and data rights<\/h3><p class=\"nx-p\">Personal data is used to answer you and run the community, and is not shared for marketing.<\/p><dl class=\"nx-router-facts\"><div><dt>Time to answer<\/dt><dd>30 days from receipt<\/dd><\/div><div><dt>First outcome<\/dt><dd>Confirmation of the request<\/dd><\/div><div><dt>Handled<\/dt><dd>Export and erasure on request<\/dd><\/div><\/dl><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/privacy-request\/\">Make a privacy request <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/div><\/article><\/div><p class=\"nx-note\">Each form opens on its own page. When you send it you get a reference, and you follow the answer on this site, not by email. A request creates no membership, role or commitment.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"agent\" data-nxf-kind=\"agent\" data-nxf-resource=\"nexus:\/\/gra\/A01\/contact\/#agent\" data-nxf-title=\"Ask about this platform\" data-nxf-height=\"620\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-a01-ct-send\" class=\"nx-section\" data-hue=\"climate\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Before you write<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">What to include and what never to send.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th>Include<\/th><th>Never send<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Include\">The peril and the country or region<\/td><td data-label=\"Never send\">Policyholder, claim or medical data<\/td><\/tr><tr><td data-label=\"Include\">Whether the question concerns capital, protection gaps, claims operations or disclosure<\/td><td data-label=\"Never send\">Your own rates, retentions, reinsurance terms or renewal plans<\/td><\/tr><tr><td data-label=\"Include\">The public sources or models you already use<\/td><td data-label=\"Never send\">Anything covered by a confidentiality agreement<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"workflow\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/A01\/contact\/#workflow\" data-nxf-title=\"Your enquiry\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"health\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Process<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">How the process runs.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-launch\" id=\"explore-nx-pe-enquiry\" data-kind=\"explorer\" data-js><div class=\"nx-launch-row\"><div class=\"nx-launch-text\"><p class=\"nx-launch-eb\">Process explorer \u00b7 Process<\/p><h3 class=\"nx-launch-t\" id=\"explore-nx-pe-enquiry-t\">After you write to us<\/h3><p class=\"nx-launch-facts\"><span>10 steps<\/span><span class=\"nx-launch-sep\" aria-hidden=\"true\">\u00b7<\/span><span>4 stages<\/span><\/p><\/div><button type=\"button\" class=\"nx-launch-open\" aria-expanded=\"false\" aria-controls=\"explore-nx-pe-enquiry-body\" data-open-label=\"Open explorer\" data-close-label=\"Close explorer\"><svg class=\"nx-launch-i nx-launch-play\" viewBox=\"0 0 14 14\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.5 1v12L13 7z\"\/><\/svg><svg class=\"nx-launch-i nx-launch-x\" viewBox=\"0 0 14 14\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m2.5 2.5 9 9m0-9-9 9\"\/><\/svg><span>Open explorer<\/span><\/button><\/div><div class=\"nx-launch-body\" id=\"explore-nx-pe-enquiry-body\" role=\"region\" aria-labelledby=\"explore-nx-pe-enquiry-t\" tabindex=\"-1\"><div class=\"nx-pe\" id=\"nx-pe-enquiry\" data-nx-pe=\"nx-pe-enquiry\" data-active=\"enquiry\"><div class=\"nx-pe-shell\"><p class=\"nx-pe-eb\">Process<\/p><h2 class=\"nx-pe-title\">After you write to us<\/h2><p class=\"nx-pe-cap\">An enquiry goes to the Consortium Secretariat; the acknowledgement gives a reference and the next step, and creates no membership, authority or commitment.<\/p><ol class=\"nx-pe-steps\"><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">01 You<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">01<\/span><span class=\"nx-pe-st\">Your enquiry<\/span><span class=\"nx-pe-k\">Step \u00b7 Anyone<\/span><span class=\"nx-pe-sm\">Enquiries go to the regional and country desks through the enquiry form, which gives each one a reference, or by email.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">02 Secretariat and desks<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">04<\/span><span class=\"nx-pe-st\">Consortium Secretariat<\/span><span class=\"nx-pe-k\">Step \u00b7 Consortium Secretariat (GCRI Canada)<\/span><span class=\"nx-pe-sm\">Programme enquiries go to the Consortium Secretariat. It keeps the records and routes correspondence to the regional and country desks.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">05<\/span><span class=\"nx-pe-st\">Acknowledgement<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">The acknowledgement gives a reference and names the next step.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">06<\/span><span class=\"nx-pe-st\">Regional and country desks<\/span><span class=\"nx-pe-k\">Step \u00b7 Regional and country desks<\/span><span class=\"nx-pe-sm\">Six regional desks receive mail and give each enquiry a reference. While no national structure exists, the Secretariat routes enquiries.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">07<\/span><span class=\"nx-pe-st\">Other routes, by kind of concern<\/span><span class=\"nx-pe-k\">Component<\/span><span class=\"nx-pe-sm\">Privacy and rights requests, security reports, safeguarding concerns, scientific corrections and decision complaints each have a route.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">03 Response<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">08<\/span><span class=\"nx-pe-st\">Information<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">At R0 visitors can understand the architecture and current programme state.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">09<\/span><span class=\"nx-pe-st\">Remedy or referral<\/span><span class=\"nx-pe-k\">Step<\/span><span class=\"nx-pe-sm\">An issue disposition and a remedy or referral are offered where appropriate.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">10<\/span><span class=\"nx-pe-st\">Country-scoping dialogue (designed)<\/span><span class=\"nx-pe-k\">Step \u00b7 National counterparts<\/span><span class=\"nx-pe-sm\">A national government can request a country-scoping dialogue. Its first outcome is three records and a decision on whether to proceed.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">04 What is not created<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">02<\/span><span class=\"nx-pe-st\">Not open at R0<\/span><span class=\"nx-pe-k\">Component<\/span><span class=\"nx-pe-sm\">Online applications, payments, computing allocations and event registration open once service team, terms and review capacity exist.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">03<\/span><span class=\"nx-pe-st\">What a submitted application is not<\/span><span class=\"nx-pe-k\">Standard<\/span><span class=\"nx-pe-sm\">A submitted application is not membership, and a claimed identity is not representative authority.<\/span><\/li><\/ol><\/li><\/ol><p class=\"nx-pe-foot\"><span><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/institutions\/gcri\" rel=\"noopener\"><abbr title=\"The Global Centre for Risk and Innovation\">GCRI<\/abbr><\/a> \u00b7 <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/status-and-service-levels\" data-tc=\"Status and service levels\" data-tk=\"Nexus Standards\" data-td=\"What is constituted, active or in formation\">Status and service levels<\/a> \u00b7 <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/national-nexus\" data-tc=\"National Nexus\" data-tk=\"Nexus Standards\" data-td=\"The national model: the NNC, the NLC and the NWG as its three participation pillars, with the National Desk, Model and Portfolio and the NSC as the standards function of the NNC (OR-13)\">National Nexus<\/a><\/span><span>Designed process, not a record of any case: no cycle has run and every programme is at service level R0, information and enquiries. A gate is a programme decision, never a public-authority approval, a certification or a deployment authorisation. The competent authority decides.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"finance\" aria-label=\"Scope, Response, Enquiry\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Scope, Response, Enquiry\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-pg-nx-gra-a01-ct-scope\" aria-selected=\"true\" data-key=\"p1\">Scope<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-response\" aria-selected=\"false\" data-key=\"p2\">Response<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-sec-include\" aria-selected=\"false\" data-key=\"p3\">Enquiry<\/button><\/div><section id=\"nx-sec-pg-nx-gra-a01-ct-scope\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Scope<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Questions the desk declines.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">The desk does not answer requests for quotes, cover recommendations, introductions to carriers or brokers, or views on a named insurer. It declines them with a reason and, where useful, names the kind of licensed institution that can help. Programme enquiries go to the Consortium Secretariat; GRA&#8217;s own contact details are at <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/contact\/\">contact GRA<\/a>.<\/p><\/div><\/div><\/section><section id=\"nx-sec-response\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" data-variant=\"split\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Response<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">What happens after you write.<\/h2><p class=\"nx-lede\">Four stages, each held by a named team and each leaving a record. The service level is Information and enquiries.<\/p><\/div><div class=\"nx-section-body\"><ol class=\"nx-steps\"><li><span class=\"nx-steps-n\">01<\/span><div class=\"nx-steps-body\"><h3 class=\"nx-h4\">Received<\/h3><p class=\"nx-p\">An acknowledgement with a reference.<\/p><\/div><dl class=\"nx-steps-meta\"><div><dt>Held by<\/dt><dd>The receiving desk<\/dd><\/div><div><dt>Record<\/dt><dd>Reference and date<\/dd><\/div><\/dl><\/li><li><span class=\"nx-steps-n\">02<\/span><div class=\"nx-steps-body\"><h3 class=\"nx-h4\">Routed<\/h3><p class=\"nx-p\">The name of the team that holds your enquiry and the next step.<\/p><\/div><dl class=\"nx-steps-meta\"><div><dt>Held by<\/dt><dd>The responsible team<\/dd><\/div><div><dt>Record<\/dt><dd>Route and owner<\/dd><\/div><\/dl><\/li><li><span class=\"nx-steps-n\">03<\/span><div class=\"nx-steps-body\"><h3 class=\"nx-h4\">Answered or referred<\/h3><p class=\"nx-p\">An answer, a conversation, or a referral to the institution that can act.<\/p><\/div><dl class=\"nx-steps-meta\"><div><dt>Held by<\/dt><dd>The responsible team<\/dd><\/div><div><dt>Record<\/dt><dd>Outcome, with its limits<\/dd><\/div><\/dl><\/li><li><span class=\"nx-steps-n\">04<\/span><div class=\"nx-steps-body\"><h3 class=\"nx-h4\">Closed on record<\/h3><p class=\"nx-p\">A closing note. A correction becomes a new version with its history.<\/p><\/div><dl class=\"nx-steps-meta\"><div><dt>Held by<\/dt><dd>The receiving desk<\/dd><\/div><div><dt>Record<\/dt><dd>Closure, never a silent edit<\/dd><\/div><\/dl><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-include\" class=\"nx-section nx-band-panel\" data-hue=\"health\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Enquiry<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">What to include, and what not to.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"4\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M17 18a2 2 0 0 0-2-2H9a2 2 0 0 0-2 2\"\/><rect width=\"18\" height=\"18\" x=\"3\" y=\"4\" rx=\"2\"\/><circle cx=\"12\" cy=\"10\" r=\"2\"\/><line x1=\"8\" x2=\"8\" y1=\"2\" y2=\"4\"\/><line x1=\"16\" x2=\"16\" y1=\"2\" y2=\"4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Who<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Who you are<\/h3><p class=\"nx-p nx-mt-1\">Your name, institution and role, and the capacity in which you write.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 10c0 6-8 12-8 12s-8-6-8-12a8 8 0 0 1 16 0Z\"\/><circle cx=\"12\" cy=\"10\" r=\"3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Where<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">What and where<\/h3><p class=\"nx-p nx-mt-1\">The question, and the country, basin, sector or institution it concerns.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><circle cx=\"12\" cy=\"12\" r=\"6\"\/><circle cx=\"12\" cy=\"12\" r=\"2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">What<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">What you need<\/h3><p class=\"nx-p nx-mt-1\">Information, a conversation, a correction, a referral or a programme discussion.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"18\" height=\"11\" x=\"3\" y=\"11\" rx=\"2\" ry=\"2\"\/><path d=\"M7 11V7a5 5 0 0 1 10 0v4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Not<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">What to leave out<\/h3><p class=\"nx-p nx-mt-1\">Confidential or sensitive personal information, unpublished data, anything under embargo. Ask for a secure route first.<\/p><\/div><\/div><p class=\"nx-note nx-mt-3\">An enquiry receives a reference and a named next step. It does not create membership, a role, an assignment, a contract or a commitment of any kind.<\/p><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-2\" data-tone=\"alt\" data-hue=\"finance\" aria-label=\"Sources, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Sources, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-1\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"true\" data-key=\"p1\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-2\" aria-controls=\"nx-s-9-sec\" aria-selected=\"false\" data-key=\"p2\">Questions<\/button><\/div><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-8\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li><a class=\"nx-link\" href=\"https:\/\/www.iais.org\/activities-topics\/standard-setting\/icps-and-comframe\/\">IAIS Insurance Core Principles and ComFrame, including the Insurance Capital Standard (adopted December 2024)<\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-9-sec\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" aria-labelledby=\"nx-s-9\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Is there an office for this platform?<\/summary><div class=\"nx-answer\">No separate office. The platform is published by The Global Risks Alliance (GRA); see <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/contact\/\">GRA contact routes<\/a>.<\/div><\/details><details><summary>How long does an answer take?<\/summary><div class=\"nx-answer\">The acknowledgement names the next step and who holds it. The service level is Information and enquiries; no response time is promised beyond that.<\/div><\/details><details><summary>Can I send data or documents?<\/summary><div class=\"nx-answer\">Not in a first message. Ask for a secure route; data is only received under stated terms and never republished.<\/div><\/details><details><summary>Who reads my message?<\/summary><div class=\"nx-answer\">The GRA secretariat routes it to the responsible team. Personal data is used to answer you and is not shared for marketing; see <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/trust\/\">trust, rights and status<\/a>.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-globalriskalliance-com-insurance-nexus-contact-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-globalriskalliance-com-insurance-nexus-contact-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-globalriskalliance-com-insurance-nexus-contact-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/programme\/the-programme-year\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> The programme year<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/insurance-reinsurance\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Insurance, reinsurance and protection gaps<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-10\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Insurance Nexus<\/span><h2 id=\"nx-close-10\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/write-to-us\/readiness-request\/\">Propose a readiness pilot <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/insurance-nexus\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-legal-11\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Legal<\/span><h2 id=\"nx-legal-11\" class=\"nx-h3 nx-mt-2\">Legal documents.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Legal documents\"><a href=\"https:\/\/globalriskalliance.com\/legal\/terms\/\">Platform Terms of Use <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/privacy\/\">Platform Privacy Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/cookies\/\">Platform Cookie and Storage Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/legal-notice\/\">Legal Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/acceptable-use\/\">Acceptable Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/participation-terms\/\">Participation and Events Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/contribution-terms\/\">Contribution Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/research-and-data-terms\/\">Research and Data Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/ai-use\/\">AI-use Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/intellectual-property\/\">Intellectual Property and Licensing <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/trademark-policy\/\">Trademark and Name Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/disclaimer\/\">Disclaimers and Data Notices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/corrections\/\">Corrections and Right of Reply Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/complaints-and-integrity\/\">Complaints and integrity reporting <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/security\/\">Security and responsible disclosure <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/code-of-conduct\/\">Code of Conduct <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\">Accessibility Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/third-party-notices\/\">Third-party notices and attributions <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><p class=\"nx-note nx-mt-3\">Maps, data and figures on this site are shown for context and general information. They are not advice, forecasts or warnings; the limits of the information are set out in the Disclaimers and Data Notices.<\/p><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script><script class=\"_iub_cs_skip\">(function(){var n=600;function t(){var h=document.querySelector('.nxe-host[data-nxe-embed=\"n-a01-contact\"]');if(typeof window.__nxLaunch===\"function\" ? (h ? !!h.shadowRoot : false) : false){window.__nxLaunch(h.shadowRoot);return;}n=n-1;if(n){requestAnimationFrame(t);}}t();})();<\/script>\n\n<!-- nx-rev:f087a43ac25e5734 -->\n<!-- nx-shared:7c3239d93276 -->\n<!-- nx-path:\/contact\/ -->","protected":false},"excerpt":{"rendered":"<p>Write to Insurance Nexus about catastrophe exposure, protection gaps, insurance supervision or the platform&#8217;s methods and publications. A short note on the peril, the region and the kind of question helps the desk route it. 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