A01 · ABOUT · aboutGRA dossier · service level R0
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Insurance Nexus · Industry scope and publisher

Industry scope and publisher

Insurance Nexus is published by The Global Risks Alliance (GRA), a nonprofit corporation registered in Nevada, United States, operating as a business league for the financial services industry. This page sets out the industry scope of the platform, the professional community it serves and the legal limits on what it does. A business league works for the common interest of an industry, never the private business of any member. The current service level is R0: information and enquiries.

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In this dossier7 parts
  1. 01In briefThe short answer
  2. 02Industry scopeInsurance as a system
  3. 03Field and frameInsurance Nexus: the field and the rules it is read against
  4. 04BoundaryWhat Insurance Nexus never discusses or produces
  5. 05Publisher and communityWho answers for the platform and who takes part
  6. 06Legal limitsWhere GRA's work stops
  7. 07StatusEstablished, with activity being substantiated

GRA · Established · service level R0

STEM methods
5
Canonical methods this field applies
Topics
9
Subject pages in the field
Counterparts
13
Platforms in shared fields at GCRI, GRF and GRA
Report series
2
Nexus Reports series it contributes to
01In brief

The short answer.

Insurance Nexus is a specialist platform of The Global Risks Alliance for insurance and catastrophe, climate and hazards, and health and biosecurity. Its mandate covers insurance-sector risk governance, underwriting-relevant knowledge and risk protection gaps without underwriting. GRA publishes it, answers for its content and takes no decision on anyone's behalf. It is established and works at service level R0, information and enquiries.

02Canvas

Mandate to authority.

Canvas · mandate to authorityDesign, not a record
How Insurance Nexus is governedA mandate sets the platform's scope; an editor and reviewers govern what it publishes; programmes and the community supply the work; the integrity route handles corrections; authority over decisions stays outside. Design of the governance, not a record.

Fig.How the platform is governed, from its mandate to the authorities who decide. Design, not a record.

03Geography

Hazards and exposure in the Gulf of Mexico coast.

For industry scope and publisher, in GRA's spatial-finance reading, the map opens on night lights and population density with night lights tonight from NASA GIBS, framed on the Gulf of Mexico coast; every other NASA layer, live feed and forecast waits in the layer list.

The interactive map needs JavaScript; the layer list and sources are below.

Layers 2

Hazards and exposure, for this page

Latest available

NASA GIBS / EOSDIS · ASTER GDEM (METI, NASA) · Blue Marble (NASA) · © OpenStreetMap contributors (ODbL) · Natural Earth

Loading the latest NASA imagery.

Drag to move. Ctrl or ⌘ and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.

For industry scope and publisher, in GRA's spatial-finance reading, the map opens on night lights and population density with night lights tonight from NASA GIBS, framed on the Gulf of Mexico coast; every other NASA layer, live feed and forecast waits in the layer list.Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.

Data: NASA GIBS · ASTER GDEM · Blue Marble · © OpenStreetMap contributors · Natural Earth · GDACS · CIESIN/Columbia, NASA SEDAC HBASE · NASA/NOAA VIIRSSources and licences

  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). CC BY 4.0
  • VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • MODIS and VIIRS atmosphere products, NASA LANCE and LAADS DAAC; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • GPM IMERG precipitation, NASA Precipitation Processing System; distributed by the NASA Goddard Earth Sciences Data and Information Services Center (GES DISC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. Public domain
  • © OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). ODbL
  • Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). NASA open data
  • Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, © OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.
  • Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, © MapLibre contributors.
  • Live: GDACS (EC JRC / UN OCHA) Events are indicative, not official warnings.
  • Context: CIESIN/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.
  • Observed (EO): NASA/NOAA VIIRS (Suomi NPP). We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS).
  • Optional layers (35 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.

Layers and dates

  • Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC · 12 Oct 2026
  • Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 · static
  • Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE · 14 Oct 2026
  • Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE · 14 Sep 2026
  • Aerosol optical depth, daily: VIIRS NOAA-20 Deep Blue AOD, NASA LANCE · 13 Oct 2026
  • Precipitation rate, daily mean: GPM IMERG, NASA GES DISC · 12 Oct 2026

04Industry scope

Insurance as a system.

Insurance Nexus covers insurance-sector risk governance, the knowledge underwriting relies on, and the protection gaps between economic and insured losses. Its scope spans property and casualty, health and life, reinsurance links, claims operations, insurtech and takaful, studied at sector level.

Its methods are exposure analysis, risk transfer concepts and protection gap studies, grounded in actuarial mathematics and extreme value theory and tail risk. Its work is designed to reach readers through the Finance and Insurance Readiness and Global Sector Risk and Resilience report series, and through the finance and insurance readiness track planned for the annual Nexus Universe programme governed by The Global Risks Forum (GRF).

05Field and frame

Insurance Nexus: the field and the rules it is read against.

Insurance Nexus is an established GRA community. Its thesis concerns insurance-sector risk governance, underwriting-relevant knowledge and risk protection gaps without underwriting. It serves underwriters and portfolio managers, catastrophe and pricing actuaries, brokers and reinsurance buyers and insurance supervisors and protection-gap researchers.

Standard setterInstrument that frames the work of Insurance Nexus
IAISInsurance Core Principles, ComFrame and the Insurance Capital Standard
EIOPASolvency II technical standards and ORSA climate guidance
IASBIFRS 17 Insurance Contracts
06Boundary

What Insurance Nexus never discusses or produces.

  • Premiums, rates, deductibles or commissions, in any Insurance Nexus setting.
  • Which risks, regions or clients to write or decline, in any Insurance Nexus setting.
  • Reinsurance capacity or renewal terms, in any Insurance Nexus setting.
  • Claims handling of any named policyholder, in any Insurance Nexus setting.
07Publisher and community

Who answers for the platform and who takes part.

Publisher

GRA

The Global Risks Alliance publishes Insurance Nexus and answers for its content.

Community

Professionals

Insurance risk professionals, brokers and insurers, actuaries and insurance researchers.

Councils

Council model

Leadership through the National Leadership Council (NLC), institutional participation through the National Nexus Consortium (NNC) and expert work through the National Working Groups (NWG).

09Status

Established, with activity being substantiated.

Insurance Nexus is an established platform, preserved at its published address. Its existing community and activity are being confirmed against records, and events, members and results are shown only when a record supports them. Membership has not opened. Governance and corrections follow trust and status. The platform's wider role is set out on the Insurance Nexus home, and the sector it covers on the financial discipline overview.

10Key terms

Terms used on this page.

Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.

TermDefinition
Service level R0The current service level of Nexus pages: information and enquiries only. An enquiry receives a reference and a named next step; it creates no membership, contract, assignment or commitment.
Conflict of interestA situation in which financial, professional or personal interests could compromise, or appear to compromise, judgement in research or review.
Insurance riskThe risk that claims and related expenses differ from what was assumed when policies were priced and reserved, through frequency, severity, timing or accumulation.
Protection gapThe share of economic loss from an event or risk that is not covered by insurance and falls on households, firms or public budgets.
11Sources

Where this page's references lead.

The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.

12Questions

Questions and answers.

Is Insurance Nexus an insurer or broker?
No. It is a specialist platform of a business league. It holds no insurance licence and carries out no regulated insurance activity.
What is a business league?
A membership organization of an industry that works to improve conditions for that industry as a whole, not the private business of any one member.
Who do I contact about compliance or competition concerns?
Write to compliance@globalriskalliance.com. The acknowledgement gives a reference and names the next step.
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Around Insurance Nexus.

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