{"id":48,"date":"2026-11-01T18:08:53","date_gmt":"2026-11-01T18:08:53","guid":{"rendered":"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/?page_id=48"},"modified":"2026-11-01T18:08:53","modified_gmt":"2026-11-01T18:08:53","slug":"fiduciary-governance","status":"publish","type":"page","link":"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/topics\/fiduciary-governance\/","title":{"rendered":"Fiduciary governance"},"content":{"rendered":"\n<!-- Nexus network page \u00b7 https:\/\/globalriskalliance.com\/institutional-funds-nexus\/topics\/fiduciary-governance\/ \u00b7 source authored \u00b7 generated by integrations\/wordpress\/network\/build.mjs, never edit this file --><script>window.nexusLiveStrings={\"label\":\"Load the live map\",\"note\":\"Imagery and feeds come from other services (NASA, USGS, OpenStreetMap) and load only when you ask.\"};<\/script><script>(function(){\"use strict\";var n=window,l=document,y=\"nexus.live-map\",$=\"nexus.live-map.reload\";if(n.NXLive){return}var E=[\/(^|\\.)gibs\\.earthdata\\.nasa\\.gov$\/i,\/(^|\\.)eonet\\.gsfc\\.nasa\\.gov$\/i,\/(^|\\.)power\\.larc\\.nasa\\.gov$\/i,\/(^|\\.)earthquake\\.usgs\\.gov$\/i,\/(^|\\.)open-meteo\\.com$\/i,\/(^|\\.)openfreemap\\.org$\/i,\/(^|\\.)openstreetmap\\.org$\/i,\/(^|\\.)cartocdn\\.com$\/i,\/(^|\\.)arcgisonline\\.com$\/i,\/(^|\\.)maplibre\\.org$\/i,\/(^|\\.)protomaps\\.com$\/i,\/(^|\\.)versatiles\\.org$\/i,\/(^|\\.)amazonaws\\.com$\/i,\/(^|\\.)raw\\.githubusercontent\\.com$\/i,\/(^|\\.)media\\.githubusercontent\\.com$\/i,\/(^|\\.)geoboundaries\\.org$\/i,\/(^|\\.)jsdelivr\\.net$\/i,\/(^|\\.)unpkg\\.com$\/i,\/(^|\\.)cdn[j]s\\.cloudflare\\.com$\/i,\/(^|\\.)googleapis\\.com$\/i,\/(^|\\.)gstatic\\.com$\/i];var C=[\/(^|\\.)amazonaws\\.com$\/i];var b=n.nexusLiveStrings?n.nexusLiveStrings:{};var A={label:b.label?b.label:\"Load the live map\",note:b.note?b.note:\"Imagery and feeds come from other services (NASA, USGS, OpenStreetMap) and load only when you ask.\"};var I=[\"experience\",\"external\",\"optional-content\",\"embeds\",\"media\"];var p=[],u=[],k=0;function j(){try{if(n.localStorage.getItem(y)===\"1\"){return true}}catch(e){}try{return n.sessionStorage.getItem(y)===\"1\"}catch(e){return false}}function S(){var e=n.nexusConsent;if(!e){return null}return typeof e.allows===\"function\"?e:null}function z(){var e=n.nexusConsent;if(!e){return false}if(typeof e.granted!==\"function\"){return false}for(var t=0;t<I.length;t++){try{if(e.granted(I[t])){return true}}catch(r){}}return false}function d(e){var t=S();if(t){try{return t.allows(e?e:\"maps\")===true}catch(r){return false}}return j()?true:z()}function D(e){try{var t=e?typeof e===\"string\"?e:e.url?e.url:e.href?e.href:String(e):\"\";var r=new URL(t,l.baseURI);if(r.protocol!==\"http:\"){if(r.protocol!==\"https:\"){return\"\"}}return r.origin===n.location.origin?\"\":r.hostname}catch(o){return\"\"}}function X(e){for(var t=0;t<C.length;t++){if(C[t].test(e)){return\"globe\"}}return\"maps\"}function f(e){var t=D(e);if(!t){return false}var r=false;for(var o=0;o<E.length;o++){if(E[o].test(t)){r=true;break}}if(!r){return false}if(d(X(t))){return false}k++;return true}var w=0;function c(){if(w){return}w=setTimeout(function(){w=0;L()},250)}function v(e){setTimeout(function(){try{e.dispatchEvent(new Event(\"error\"))}catch(t){}},0)}var N=n.fetch;if(N){n.fetch=function(e){if(f(e)){c();return Promise.reject(new TypeError(\"Blocked until the live map is loaded\"))}return N.apply(this,arguments)}}var g=n.XMLHttpRequest?n.XMLHttpRequest.prototype:null;if(g){var K=g.open,_=g.send;g.open=function(e,t){this.__nxLiveUrl=t;return K.apply(this,arguments)};g.send=function(){if(f(this.__nxLiveUrl)){c();v(this);return}return _.apply(this,arguments)}}var h=n.HTMLImageElement?Object.getOwnPropertyDescriptor(n.HTMLImageElement.prototype,\"src\"):null;if(h){if(h.set){Object.defineProperty(n.HTMLImageElement.prototype,\"src\",{configurable:true,enumerable:h.enumerable,get:h.get,set:function(e){if(f(e)){c();v(this);return}h.set.call(this,e)}})}}var O=n.Element?n.Element.prototype.setAttribute:null;if(O){n.Element.prototype.setAttribute=function(e,t){if(e===\"src\"){if(this.tagName===\"IMG\"){if(f(t)){c();v(this);return}}}return O.apply(this,arguments)}}function M(e){if(!e){return false}if(e.tagName===\"SCRIPT\"){return f(e.src)}if(e.tagName===\"LINK\"){return f(e.href)}return false}if(n.Node){var G=n.Node.prototype.appendChild,Y=n.Node.prototype.insertBefore;n.Node.prototype.appendChild=function(e){if(M(e)){c();v(e);return e}return G.apply(this,arguments)};n.Node.prototype.insertBefore=function(e){if(M(e)){c();v(e);return e}return Y.apply(this,arguments)}}var R='[data-nx-map=\"ctx-field\"],[data-nx-le],[data-nx-eo],[data-grx-globe],[data-grx-obs],.nx-sb[data-nx-sb]';function T(){var e=[l];var t=l.querySelectorAll(\"*\");for(var r=0;r<t.length;r++){if(t[r].shadowRoot){e.push(t[r].shadowRoot)}}return e}function B(){var e=S();if(e){if(typeof e.enable===\"function\"){try{e.enable(\"maps\",\"site\")}catch(t){}try{e.enable(\"globe\",\"site\")}catch(t){}m();return}}try{n.localStorage.setItem(y,\"1\")}catch(t){try{n.sessionStorage.setItem(y,\"1\")}catch(r){}}m()}function F(e,t){var r=e.createElement(\"button\");r.type=\"button\";r.textContent=A.label;r.setAttribute(\"style\",\"pointer-events:auto;min-height:44px;min-width:44px;padding:0 18px;cursor:pointer;font:inherit;font-weight:600;font-size:14px;line-height:1.2;border-radius:2px;border:1px solid var(--nx-border-strong,#8a8a8a);background:var(--nx-text-primary,#111);color:var(--nx-bg-canvas,#fff)\");var o=\"nx-live-note-\"+Math.floor(Math.random()*1e9);r.setAttribute(\"aria-describedby\",o);r.addEventListener(\"click\",B);r.addEventListener(\"focus\",function(){r.style.outline=\"2px solid var(--nx-focus,#4c9aff)\";r.style.outlineOffset=\"2px\"});r.addEventListener(\"blur\",function(){r.style.outline=\"\"});var a=e.createElement(\"span\");a.id=o;a.textContent=A.note;a.setAttribute(\"style\",\"pointer-events:none;font-size:12px;line-height:1.4;padding:3px 7px;border-radius:2px;background:var(--nx-bg-canvas,#fff);color:var(--nx-text-secondary,#333);border:1px solid var(--nx-border-hairline,#bbb);max-width:34em\");t.appendChild(r);t.appendChild(a)}function W(e){var t=e.ownerDocument;var r=t.createElement(\"div\");r.className=\"nx-live-gate\";r.setAttribute(\"style\",\"position:absolute;inset-block-start:10px;inset-inline-start:10px;z-index:6;display:flex;flex-direction:column;align-items:flex-start;gap:6px;max-width:calc(100% - 20px);pointer-events:none;font:inherit\");var o=S();var a=false;if(o){if(typeof o.placeholder===\"function\"){try{var s=t.createElement(\"div\");s.setAttribute(\"style\",\"pointer-events:auto\");r.appendChild(s);o.placeholder(s,\"maps\");a=s.childNodes.length>0;if(!a){r.removeChild(s)}}catch(i){a=false}}}if(!a){F(t,r)}return r}function L(){if(d(\"maps\")){return}var e=T();for(var t=0;t<e.length;t++){var r=e[t].querySelectorAll(R);for(var o=0;o<r.length;o++){var a=r[o];if(a.getAttribute(\"data-nx-live-gate\")){continue}if(a.closest(\".nx-live-gate\")){continue}var s=a.getBoundingClientRect();if(s.width<120){continue}var i=a.querySelector(\".le-stage,.eo-stage\");if(!i){if(a.hasAttribute(\"data-nx-le\")||a.hasAttribute(\"data-nx-eo\")){continue}i=a}a.setAttribute(\"data-nx-live-gate\",\"1\");var H=n.getComputedStyle(i);if(H.position===\"static\"){i.style.position=\"relative\"}var U=W(i);i.appendChild(U);u.push({host:a,wrap:U,stage:i})}}J()}function J(){for(var e=0;e<u.length;e++){var t=u[e].stage,r=t?t.querySelector(\".nx-wm-presets\"):null;var o=r?r.getBoundingClientRect():null;if(o?o.height>0:false){var a=Math.round(o.bottom-t.getBoundingClientRect().top+8)+\"px\";if(u[e].wrap.style.insetBlockStart!==a){u[e].wrap.style.insetBlockStart=a}}}}function Q(){for(var e=0;e<u.length;e++){try{u[e].wrap.remove()}catch(t){}try{u[e].host.removeAttribute(\"data-nx-live-gate\")}catch(t){}}u=[]}function V(e,t,r){p.push({name:e,selector:t,fn:r});if(x){try{r(\"on\")}catch(o){}}}function Z(e){for(var t=0;t<p.length;t++){try{p[t].fn(e)}catch(r){}}}function ee(){var e=[],t=T();for(var r=0;r<t.length;r++){var o=t[r].querySelectorAll(R);for(var a=0;a<o.length;a++){var s=false;for(var i=0;i<p.length;i++){try{if(o[a].matches(p[i].selector)){s=true;break}}catch(H){}}if(!s){e.push(o[a])}}}return e}function te(e){if(k===0){return}if(ee().length===0){return}var t=e?\"on\":\"off\";try{if(n.sessionStorage.getItem($)===t){return}n.sessionStorage.setItem($,t)}catch(r){return}n.location.reload()}var x=d(\"maps\");function m(){var e=d(\"maps\");if(e===x){if(!e){c()}return}x=e;if(e){Q()}Z(e?\"on\":\"off\");if(!e){c()}try{l.dispatchEvent(new CustomEvent(\"nexus:live-map\",{detail:{granted:e}}))}catch(t){}te(e)}function q(){L();if(n.MutationObserver){var e=new n.MutationObserver(function(){if(x){return}c()});e.observe(l.documentElement,{childList:true,subtree:true});setTimeout(function(){e.disconnect()},2e4)}}if(l.readyState===\"loading\"){l.addEventListener(\"DOMContentLoaded\",q)}else{q()}n.addEventListener(\"load\",function(){setTimeout(L,400)});l.addEventListener(\"nexus-consent:ready\",m);l.addEventListener(\"nexus-consent:change\",m);var P=0;var re=setInterval(function(){P++;m();if(P>40){clearInterval(re)}},400);n.NXLive={allowed:d,blocked:f,grant:B,register:V,hosts:E.length}})();<\/script><style>.clb-color-switcher, .bx-color-mode-toggle, .color-switcher, .page-headline { display: none !important; }<\/style><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-fig-engine\" data-nx-run=\"fig\" data-nx-src=\"nexus-embed-fig.e0043d1c48f4.js\" data-nx-sri=\"sha256-4AQ9HEj0t7DeCXoXRqlCRLwincTWj8Q0KfAo+eCw1Xc=\"><\/script><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nxe-water-data\" data-nx-pack=\"deflate\" data-nx-on-sight=\".nx-wm[data-nx-water], [data-nx-map=ctx-field], [data-ra-map]\" data-nx-asset=\"water-data.9372b3bafaa9.txt\" data-nx-sri=\"sha256-k3KzuvqpDhy1whpImbVvXWJSI0E1WOeRqwDjyWsm3TQ=\"><\/script><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nxe-water-gibs\" data-nx-pack=\"deflate\">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<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-water-engine\" data-nx-run=\"water\" data-nx-on-sight=\".nx-wm[data-nx-water], [data-nx-map=ctx-field], [data-ra-map]\" data-nx-src=\"nexus-embed-water.21a920c677d0.js\" data-nx-sri=\"sha256-IakgxnfQOS3Et8veS9OBTlQodyTd1wFQ1YBcJYmxRHg=\"><\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-maplibre-feeds\" data-nx-run=\"mlfeeds\" data-nx-on-sight=\".nx-wm[data-nx-water], [data-nx-map=ctx-field], [data-ra-map]\" data-nx-src=\"nexus-embed-maplibre-feeds.8d92e0c96819.js\" data-nx-sri=\"sha256-jZLgyWgZI4wziyBWYPrmUwdSxY8n5P\/JhAJRI5rIEFE=\"><\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-maplibre-sources\" data-nx-run=\"mlsources\" data-nx-on-sight=\".nx-wm[data-nx-water], [data-nx-map=ctx-field], [data-ra-map]\">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<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-maplibre-engine\" data-nx-run=\"maplibre\" data-nx-on-sight=\".nx-wm[data-nx-water], [data-nx-map=ctx-field], [data-ra-map]\" data-nx-src=\"nexus-embed-maplibre.9487647c6757.js\" data-nx-sri=\"sha256-lIdkfGdXABSFOJQRzVOxdJRPAeeZ3UC1fjiVRxJLSl0=\"><\/script><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nx-twin-es-topics-fiduciary-governance-A08\" data-nx-pack=\"deflate\">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<\/script><script data-digest=\"1HDcdXHFCxvm20tlR9FHTN8XvrJhNFlbW03tKxwWJ8I=\" type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-es-load\" data-nx-run=\"estates\">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<\/script><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nxe-assets\">{\"nxe-es-code\":{\"f\":\"es-code.d470dc7571c5.txt\",\"s\":\"sha256-1HDcdXHFCxvm20tlR9FHTN8XvrJhNFlbW03tKxwWJ8I=\",\"a\":\"\"},\"nxe-gl-base-od\":{\"f\":\"gl-base-od.e0622a96e899.txt\",\"s\":\"sha256-4GIqluiZJntyAGfMYGNoAXwwxMKhdab+7YEFBoLlZ5o=\",\"a\":\" data-nx-pack=\\\"deflate\\\"\"},\"nxe-map-context\":{\"f\":\"map-context.a965226720a1.txt\",\"s\":\"sha256-qWUiZyChbKiTtLWpFCZROVpB5QISXNBKfepOJ+zOkWA=\",\"a\":\" data-nx-pack=\\\"deflate\\\"\"},\"nxe-map-pool\":{\"f\":\"map-pool.c31dae84875a.txt\",\"s\":\"sha256-wx2uhIda8fEz4BK1sUQO7edPcs22Bvn4FE0NpYLDyEo=\",\"a\":\" data-nx-pack=\\\"deflate\\\"\"},\"nxe-ml-src-code\":{\"f\":\"ml-src-code.5a99eb24c979.txt\",\"s\":\"sha256-WpnrJMl5+Rt6GCPchYzz9V8Fw\/mt0BVdtedF3t\/o0+o=\",\"a\":\"\"},\"nxe-xt-code\":{\"f\":\"xt-code.371023489e89.txt\",\"s\":\"sha256-NxAjSJ6JoGGZsXu22d+kvA4nR9AJ6Njy+\/Xy2FIyELw=\",\"a\":\"\"}}<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-mount\" data-nx-run=\"mount\">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<\/script><script class=\"_iub_cs_skip\" id=\"nxe-boot\" data-od=\"NxAjSJ6JoGGZsXu22d+kvA4nR9AJ6Njy+\/Xy2FIyELw=\">if(typeof window.__nxStill!==\"function\")window.__nxStill=function(){try{if(document.documentElement.hasAttribute(\"data-nx-still\"))return true;if(document.body?\/(?:^|\\s)mdp-readabler-stop-animations(?:\\s|$)\/.test(document.body.className):false)return true;var g=JSON.parse(window.localStorage.getItem(\"readabler\")||\"{}\");return g?g.stopAnimations===true||g.stopAnimations===\"true\"||g.stopAnimations===1:false}catch(G){return false}};(function(){function g(e,a){var f=atob(e),s=new Uint8Array(f.length),r;for(r=0;r< f.length;r++){s[r]=f.charCodeAt(r)}var o=0,i=0,u=0,n=new Uint8Array(Math.max(1024,s.length*6)),t=0;var c=[3,4,5,6,7,8,9,10,11,13,15,17,19,23,27,31,35,43,51,59,67,83,99,115,131,163,195,227,258];var d=[0,0,0,0,0,0,0,0,1,1,1,1,2,2,2,2,3,3,3,3,4,4,4,4,5,5,5,5,0];var m=[1,2,3,4,5,7,9,13,17,25,33,49,65,97,129,193,257,385,513,769,1025,1537,2049,3073,4097,6145,8193,12289,16385,24577];var y=[0,0,0,0,1,1,2,2,3,3,4,4,5,5,6,6,7,7,8,8,9,9,10,10,11,11,12,12,13,13];var ct=[16,17,18,0,8,7,9,6,10,5,11,4,12,3,13,2,14,1,15];function b(w){while(u< w){if(o>=s.length){throw new Error(\"nx-inflate: truncated\")}i|=s[o++]<< u;u+=8}var h=i%(1<< w);i>>>=w;u-=w;return h}function S(w,h,A){var v=new Uint16Array(16),_=new Uint16Array(16),p=new Uint16Array(A),x;for(x=0;x< A;x++){v[w[h+x]]++}v[0]=0;for(x=1;x<16;x++){_[x]=_[x-1]+v[x-1]}for(x=0;x< A;x++){if(w[h+x]){p[_[w[h+x]]++]=x}}return{count:v,sym:p}}function X(w){var h=0,A=0,v=0,_,p;for(_=1;_<16;_++){h|=b(1);p=w.count[_];if(h-p< A){return w.sym[v+(h-A)]}v+=p;A+=p;A<<=1;h<<=1}throw new Error(\"nx-inflate: bad code\")}function B(w){if(t+w<=n.length){return}var h=new Uint8Array(Math.max(n.length*2,t+w));h.set(n.subarray(0,t));n=h}var j=null,W=null,Y=0;while(!Y){Y=b(1);var q=b(2),J,H;if(q===0){i=0;u=0;var D=s[o]|s[o+1]<<8;o+=4;B(D);n.set(s.subarray(o,o+D),t);t+=D;o+=D;continue}if(q===1){if(!j){var Z=new Uint8Array(288),k=new Uint8Array(30);for(r=0;r<288;r++){Z[r]=r<144?8:r<256?9:r<280?7:8}for(r=0;r<30;r++){k[r]=5}j=S(Z,0,288);W=S(k,0,30)}J=j;H=W}else if(q===2){var F=b(5)+257,tt=b(5)+1,dt=b(4)+4,N=new Uint8Array(320),nt=new Uint8Array(19);for(r=0;r< dt;r++){nt[ct[r]]=b(3)}var lt=S(nt,0,19),U=0;while(U< F+tt){var O=X(lt),R=0,et=0;if(O<16){N[U++]=O;continue}if(O===16){if(!U){throw new Error(\"nx-inflate: bad repeat\")}et=N[U-1];R=3+b(2)}else if(O===17){R=3+b(3)}else{R=11+b(7)}while(R--){N[U++]=et}}J=S(N,0,F);H=S(N,F,tt)}else{throw new Error(\"nx-inflate: bad block\")}for(;;){var E=X(J);if(E<256){B(1);n[t++]=E;continue}if(E===256){break}E-=257;var rt=c[E]+b(d[E]),at=X(H),it=m[at]+b(y[at]);if(it>t){throw new Error(\"nx-inflate: bad distance\")}B(rt);for(var ot=0;ot< rt;ot++){n[t]=n[t-it];t++}}}return a?n.subarray(0,t):new TextDecoder(\"utf-8\").decode(n.subarray(0,t))}if(typeof window.__nxInflate!==\"function\"){window.__nxInflate=g}function G(e){var a=g(e,true),f=a[0]|a[1]<<8|a[2]<<16|a[3]<<24;var s=a.subarray(4+f);function r(o,i){var u=\"\",n=s.subarray(o,o+i);for(var t=0;i>t;t+=8192){u+=String.fromCharCode.apply(null,n.subarray(t,t+8192))}return btoa(u)}return JSON.parse(new TextDecoder(\"utf-8\").decode(a.subarray(4,4+f)),function(o,i){return i?i.$b?r(i.$b[0],i.$b[1]):i:i})}if(typeof window.__nxUnpack!==\"function\"){window.__nxUnpack=G}if(typeof window.__nxLate!==\"function\"){window.__nxLate=function(e,a){if(document.readyState!==\"loading\"){return null}if(!document.querySelector('template[data-nx-libs-last~=\"'+e+'\"]')){return null}return new Promise(function(f,s){document.addEventListener(\"DOMContentLoaded\",function(){var r=a();if(r){f(r)}else{s(new Error(\"nx-late: \"+e))}},{once:true})})}}if(typeof window.__nxAsset!==\"function\"){var I={};window.__nxAsset=function(e,a){if(I[e]){return I[e]}var f=document.getElementById(\"nxe-boot\"),s=[],r=window.NX_ASSET_BASE,o=f?f.getAttribute(\"data-nx-asset-base\"):\"\";if(r){s.push(String(r))}if(o){s.push(o)}s.push(\"\/wp-content\/uploads\/nexus-assets\/\");function i(t){if(!a){return t}return crypto.subtle.digest(\"SHA-256\",new TextEncoder().encode(t)).then(function(c){if(\"sha256-\"+btoa(String.fromCharCode.apply(null,new Uint8Array(c)))!==a){throw new Error(\"nx-asset: integrity\")}return t})}function u(t){if(t>=s.length){return Promise.reject(new Error(\"nx-asset: \"+e))}var c=s[t].charAt(s[t].length-1)===\"\/\"?s[t]:s[t]+\"\/\";return fetch(c+e,{credentials:\"omit\"}).then(function(d){if(!d.ok){throw new Error(\"nx-asset: \"+d.status)}return d.text()}).then(i).then(null,function(){return u(t+1)})}var n=u(0);I[e]=n;n.then(null,function(){delete I[e]});return n}}if(typeof window.__nxText!==\"function\"){window.__nxText=function(e){if(!e){return Promise.reject(new Error(\"nx-text: none\"))}var a=e.getAttribute(\"data-nx-asset\");if(a?!e.textContent:false){return window.__nxAsset(a,e.getAttribute(\"data-nx-sri\")||\"\")}return Promise.resolve(e.textContent)}}function ut(e){var a=e.getAttribute(\"data-nx-asset\");if(a?!e.textContent:false){return window.__nxAsset(a,e.getAttribute(\"data-nx-sri\")||\"\").then(function(n){return window.__nxInflate(n)})}var f=e.getAttribute(\"data-nx-src\");if(f?!e.textContent:false){var s=window.NX_RUNTIME||{},r=s.base||window.NX_RUNTIME_BASE||\"\",o=(s.files||{})[f.replace(\/\\.[0-9a-f]{12}(\\.js)$\/,\"$1\")]||null,i=[];if(r){i.push([r+f,e.getAttribute(\"data-nx-sri\")||\"\"])}if(o?!!o.url:false){i.push([o.url,o.sri||\"\"])}var u=function(n){if(n>=i.length){return Promise.reject(new Error(\"nx-lazy: \"+f))}var t={credentials:\"same-origin\"};if(i[n][1]){t.integrity=i[n][1]}return fetch(i[n][0],t).then(function(c){if(!c.ok){throw new Error(\"nx-lazy: \"+c.status)}return c.text()}).then(null,function(){return u(n+1)})};return u(0)}return Promise.resolve(window.__nxInflate(e.textContent))}function st(e){var a=e[0].getAttribute(\"data-nx-on-sight\")||\"[data-nx-map]\",f=null,s=false;function r(){if(s){return}s=true;if(f){f.disconnect()}var i=document.querySelectorAll(\"script[data-nx-on-sight][data-nx-asset]:not([data-nx-run])\"),u=[];for(var n=0;n!==i.length;n++){(function(t){if(t.textContent){return}u.push(window.__nxAsset(t.getAttribute(\"data-nx-asset\"),t.getAttribute(\"data-nx-sri\")||\"\").then(function(c){t.textContent=c;t.removeAttribute(\"data-nx-asset\")},function(){t.setAttribute(\"data-nx-ran\",\"failed\")}))})(i[n])}Promise.all(u.concat(e.map(function(t){return ut(t).then(null,function(){return null})}))).then(function(t){var c=t.slice(u.length);for(var d=0;d!==e.length;d++){if(c[d]===null){e[d].setAttribute(\"data-nx-ran\",\"failed\");continue}var m=document.createElement(\"script\");m.className=\"_iub_cs_skip\";m.setAttribute(\"data-nx-runtime\",e[d].getAttribute(\"data-nx-run\"));m.textContent=c[d];(document.head||document.documentElement).appendChild(m);e[d].setAttribute(\"data-nx-ran\",\"true\")}try{document.dispatchEvent(new CustomEvent(\"nexus:lazy-ready\"))}catch(y){}})}function o(){if(s){return}var i=[document],u=document.querySelectorAll(\".nxe-host\"),n=[],t,c;for(t=0;t!==u.length;t++){if(u[t].shadowRoot){i.push(u[t].shadowRoot)}}for(t=0;t!==i.length;t++){c=i[t].querySelectorAll(a);for(var d=0;d!==c.length;d++){n.push(c[d])}}if(!n.length){return}if(!window.IntersectionObserver){r();return}f=f||new IntersectionObserver(function(m){for(var y=0;y!==m.length;y++){if(m[y].isIntersecting){r();return}}},{rootMargin:\"800px 0px 800px 0px\"});for(t=0;t!==n.length;t++){if(!n[t].__nxLazySeen){n[t].__nxLazySeen=true;f.observe(n[t])}}}document.addEventListener(\"DOMContentLoaded\",o);document.addEventListener(\"nexus:runtime-ready\",o);window.addEventListener(\"load\",o);setTimeout(o,0)}var K=document.querySelectorAll(\"script[data-nx-run]\"),C=[],$=[];for(var z=0;z< K.length;z++){var l=K[z];if(l.hasAttribute(\"data-nx-ran\")){continue}if(l.hasAttribute(\"data-nx-on-sight\")){l.setAttribute(\"data-nx-ran\",\"waiting\");$.push(l);continue}if(l.hasAttribute(\"data-nx-src\")?!l.textContent:false){l.setAttribute(\"data-nx-ran\",\"loading\");C.push(l);continue}if(l.hasAttribute(\"data-nx-asset\")?!l.textContent:false){l.setAttribute(\"data-nx-ran\",\"loading\");C.push(l);continue}l.setAttribute(\"data-nx-ran\",\"true\");try{var L=document.createElement(\"script\");L.className=\"_iub_cs_skip\";L.setAttribute(\"data-nx-runtime\",l.getAttribute(\"data-nx-run\"));L.textContent=window.__nxInflate(l.textContent);(document.head||document.documentElement).appendChild(L)}catch(e){l.setAttribute(\"data-nx-ran\",\"failed\")}}if($.length){st($)}if(!C.length){return}var Q=window.NX_RUNTIME||{},V=Q.base||window.NX_RUNTIME_BASE||\"\",T=window.__nxMount,P=[];if(typeof T===\"function\"){window.__nxMount=function(e){P.push(e)}}function ft(){if(typeof T===\"function\"){window.__nxMount=T;for(var e=0;e< P.length;e++){try{T(P[e])}catch(a){}}}try{document.dispatchEvent(new CustomEvent(\"nexus:runtime-ready\"))}catch(a){}}function M(e){if(e>=C.length){ft();return}var a=C[e],f=a.getAttribute(\"data-nx-src\")||\"\",s=Q.files||{},r=[];if(a.hasAttribute(\"data-nx-asset\")){window.__nxAsset(a.getAttribute(\"data-nx-asset\"),a.getAttribute(\"data-nx-sri\")||\"\").then(function(u){var n=document.createElement(\"script\");n.className=\"_iub_cs_skip\";n.setAttribute(\"data-nx-runtime\",a.getAttribute(\"data-nx-run\"));n.textContent=window.__nxInflate(u);(document.head||document.documentElement).appendChild(n);a.setAttribute(\"data-nx-ran\",\"true\")}).then(null,function(){a.setAttribute(\"data-nx-ran\",\"failed\")}).then(function(){M(e+1)});return}var o=s[f.replace(\/\\.[0-9a-f]{12}(\\.js)$\/,\"$1\")]||null;if(V){r.push([V+f,a.getAttribute(\"data-nx-sri\")||\"\"])}if(o?!!o.url:false){r.push([o.url,o.sri||\"\"])}function i(u){if(u>=r.length){a.setAttribute(\"data-nx-ran\",\"failed\");M(e+1);return}var n=document.createElement(\"script\");n.className=\"_iub_cs_skip\";n.setAttribute(\"data-nx-runtime\",a.getAttribute(\"data-nx-run\"));if(r[u][1]){n.integrity=r[u][1]}n.onload=function(){a.setAttribute(\"data-nx-ran\",\"true\");M(e+1)};n.onerror=function(){if(n.parentNode){n.parentNode.removeChild(n)}i(u+1)};n.src=r[u][0];(document.head||document.documentElement).appendChild(n)}i(0)}M(0)})();<\/script><div class=\"nxe-host\" data-nxe-embed=\"n-a08-topics-fiduciary-governance\"><div class=\"nxe\" id=\"nxe-n23dn2qx\" data-inst=\"gra\" data-theme=\"dark\" data-grammar=\"atlas\" data-domain=\"finance\" data-arche=\"topic\" data-density=\"airy\" lang=\"en\" data-nx-css=\"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\"><style>#nxe-n23dn2qx.nxe{display:block;box-sizing:border-box;max-width:1180px;margin:0 auto;padding:0 16px;font-family:ui-sans-serif,system-ui,-apple-system,\"Segoe UI\",sans-serif;line-height:1.55;overflow-wrap:break-word}#nxe-n23dn2qx.nxe :where(*,*::before,*::after){box-sizing:inherit}#nxe-n23dn2qx.nxe :where(section,header,footer,nav,aside){display:block;margin:0 0 32px}#nxe-n23dn2qx.nxe :where(h1,h2,h3,h4){line-height:1.2;margin:24px 0 12px;font-weight:600}#nxe-n23dn2qx.nxe :where(p,ul,ol,dl,table,figure,details){margin:0 0 16px}#nxe-n23dn2qx.nxe :where(ul,ol){padding-left:20px}#nxe-n23dn2qx.nxe a{color:inherit;text-decoration:underline;text-underline-offset:2px}#nxe-n23dn2qx.nxe table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}#nxe-n23dn2qx.nxe :where(th,td){padding:6px 8px;text-align:left;vertical-align:top;border-bottom:1px solid;border-color:inherit}#nxe-n23dn2qx.nxe svg{display:none}#nxe-n23dn2qx.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-n23dn2qx.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n23dn2qx.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Institutional Funds Nexus<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Fiduciary governance<\/h1><p class=\"nx-scene-lede\">Fiduciary duty asks the people who control a fund to act prudently and in the interest of its members or beneficiaries, not their own or the sponsor&#8217;s. In practice the duty is carried through boards, investment committees, consultants, managers and custodians, each with its own incentives. This page sets out how governance strengths and failures develop along that chain, how they are evidenced in public records, and what the evidence serves for the boards, appointing bodies and supervisors who hold accountability.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/topics\/\">Back to Topics<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contents<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">Fiduciary governance in seven parts.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"editorial\"><div class=\"nx-hero-panel\"><div class=\"nx-register\" data-variant=\"contents\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>In this dossier<\/strong><\/span><span class=\"nx-eyebrow\">7 parts<\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"#nx-sec-question\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">The question<\/span><span class=\"nx-register-v\">Fiduciary governance: how the risk develops<\/span><\/a><\/li><li><a href=\"#nx-sec-indicators\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">Indicators<\/span><span class=\"nx-register-v\">What is measured, and how well<\/span><\/a><\/li><li><a href=\"#nx-sec-sources\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Sources<\/span><span class=\"nx-register-v\">Where the evidence comes from<\/span><\/a><\/li><li><a href=\"#nx-sec-decisions\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Decisions<\/span><span class=\"nx-register-v\">Who decides, and what the evidence serves<\/span><\/a><\/li><li><a href=\"#nx-sec-core-questions\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Core questions<\/span><span class=\"nx-register-v\">What experts ask<\/span><\/a><\/li><li><a href=\"#nx-sec-mechanisms\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Mechanisms<\/span><span class=\"nx-register-v\">Mechanisms and drivers<\/span><\/a><\/li><li><a href=\"#nx-sec-methods-and-data\"><span class=\"nx-register-n\">07<\/span><span class=\"nx-register-k\">Methods and data<\/span><span class=\"nx-register-v\">How it is studied, and where the methods stop<\/span><\/a><\/li><\/ol><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-question\" class=\"nx-section\" data-hue=\"social\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Fiduciary governance: how the risk develops.<\/h2><p class=\"nx-lede\">Mandates, controls and accountability. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"16\" y=\"16\" width=\"6\" height=\"6\" rx=\"1\"\/><rect x=\"2\" y=\"16\" width=\"6\" height=\"6\" rx=\"1\"\/><rect x=\"9\" y=\"2\" width=\"6\" height=\"6\" rx=\"1\"\/><path d=\"M5 16v-3a1 1 0 0 1 1-1h12a1 1 0 0 1 1 1v3\"\/><path d=\"M12 12V8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Delegation lengthens the chain<\/h3><p class=\"nx-p nx-mt-1\">Trustees delegate to executives, consultants and external managers, who delegate further to sub-advisers and service providers. Each link adds cost and distance from members, and accountability weakens unless mandates, reporting and oversight are explicit.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21.42 10.922a1 1 0 0 0-.019-1.838L12.83 5.18a2 2 0 0 0-1.66 0L2.6 9.08a1 1 0 0 0 0 1.832l8.57 3.908a2 2 0 0 0 1.66 0z\"\/><path d=\"M22 10v6\"\/><path d=\"M6 12.5V16a6 3 0 0 0 12 0v-3.5\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Capacity lags complexity<\/h3><p class=\"nx-p nx-mt-1\">Portfolios now include derivatives, private markets and sustainability obligations, while many boards meet a few times a year with part-time members. When skill and time fall behind complexity, boards rely on advice they cannot fully test.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"m14.5 12.5-8 8a2.119 2.119 0 1 1-3-3l8-8\"\/><path d=\"m16 16 6-6\"\/><path d=\"m8 8 6-6\"\/><path d=\"m9 7 8 8\"\/><path d=\"m21 11-8-8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Conflicts shape decisions<\/h3><p class=\"nx-p nx-mt-1\">Sponsor-appointed trustees, political appointments in public funds, fee arrangements and adviser incentives can pull decisions away from members&#8217; interests. Conflicts are managed by disclosure, independence and recusal, and fail quietly when those are missing.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 22h14\"\/><path d=\"M5 2h14\"\/><path d=\"M17 22v-4.172a2 2 0 0 0-.586-1.414L12 12l-4.414 4.414A2 2 0 0 0 7 17.828V22\"\/><path d=\"M7 2v4.172a2 2 0 0 0 .586 1.414L12 12l4.414-4.414A2 2 0 0 0 17 6.172V2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Outcomes arrive late<\/h3><p class=\"nx-p nx-mt-1\">The consequences of a governance decision on funding or returns may appear years after the board that made it has changed. Long feedback loops weaken learning and let short-term measures crowd out long-term objectives.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Geography<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">People and hazards in Oceania and the Pacific.<\/h2><p class=\"nx-lede\">Population density, night lights and flood water over Oceania and the Pacific, from NASA GIBS. Each layer carries its own date.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"oceania:governance\" data-ml-feeds=\"eonet|https:\/\/eonet.gsfc.nasa.gov\/api\/v3\/events\" data-ml-src=\"governance\" data-ml-plan=\"p-8df76c99\" data-ml-view=\"2d\" data-ml-ctx=\"theme:governance\" data-ml-list=\"gibs.health.people gibs.energy.ntl gibs.water.flood gibs.health.lstd gibs.water.true gibs.food.cover ev.eonet r.hbase ev.usgs r.dnb r.labels\" data-ml-tools=\"inspect export\"><div class=\"nx-wm\" data-nx-water=\"ctx-governance\" data-wm-domain=\"ctx-governance\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"110,-48,180,0\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"People and hazards, Oceania and the Pacific: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,people||||\" aria-pressed=\"false\">People and floods<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,ntl||||\" aria-pressed=\"false\">Floods and lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl,people||||\" aria-pressed=\"false\">Lights and people<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"people||||\" aria-pressed=\"false\">Population<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">3<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">People and hazards, for this page<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Population density\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"estimated\" data-wm-lic=\"CC BY 4.0\" data-wm-unit=\"people\/km\u00b2\">Estimated<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.health.people\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Estimated<\/dd><dt>Source<\/dt><dd>Gridded Population of the World v4.11 (NASA SEDAC (CIESIN, Columbia University))<\/dd><dt>Provider<\/dt><dd>NASA SEDAC (CIESIN, Columbia University)<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener noreferrer\">CC BY 4.0<\/a><\/dd><dt>Vintage<\/dt><dd>null; Census-based estimate, static (2020)<\/dd><dt>Resolution<\/dt><dd>about 1 km grid<\/dd><dt>Uncertainty<\/dt><dd>Census-based estimate of people per square kilometre in 2020, shown as exposure context; not a count of people affected by any hazard.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-short=\"Night lights\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"nW\/(cm\u00b2 sr)\">Observed<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.energy.ntl\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed<\/dd><dt>Source<\/dt><dd>VIIRS Black Marble (VNP46A2) (NASA LAADS DAAC)<\/dd><dt>Provider<\/dt><dd>NASA LAADS DAAC<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite radiance, corrected for moonlight and atmosphere<\/dd><dt>Newest at build<\/dt><dd>2026-10-12<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite night-time radiance for the date shown; lights are a proxy for electricity use and outages, not a measurement of supply or access.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"flood\" aria-pressed=\"true\" data-wm-z=\"22\" data-wm-lag=\"0\" data-wm-short=\"Flood water\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite detection; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Flood water, 3-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS Global Flood Product \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\">Observed (clouds leave gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"flood\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.water.flood\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (clouds leave gaps)<\/dd><dt>Source<\/dt><dd>VIIRS Global Flood Product (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite detection; clouds leave gaps<\/dd><dt>Newest at build<\/dt><dd>2026-10-14<\/dd><dt>Resolution<\/dt><dd>about 250 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite detection; clouds leave gaps. Satellite or model raster as the provider publishes it. Clouds, swath gaps and retrieval error leave gaps and noise; values are indicators, not measurements at a place.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"lstd\" aria-pressed=\"false\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Land temperature, day\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite 8-day composite; persistent cloud still leaves gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land surface temperature, day, 8-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 Level 3, 8-day \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"\u00b0C\">Observed (persistent cloud still leaves gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"lstd\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.health.lstd\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (persistent cloud still leaves gaps)<\/dd><dt>Source<\/dt><dd>VIIRS NOAA-20 Level 3, 8-day (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>8-day; Satellite 8-day composite; persistent cloud still leaves gaps<\/dd><dt>Newest at build<\/dt><dd>2026-09-14<\/dd><dt>Resolution<\/dt><dd>about 1 km grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite skin temperature of the ground over the 8 days ending on the date shown, a heat exposure indicator; not air temperature, heat index or a heat warning.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"true\" aria-pressed=\"false\" data-wm-z=\"5\" data-wm-lag=\"1\" data-wm-op=\"0.6\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite image\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">True colour<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 corrected reflectance \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\">Observed<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"true\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.water.true\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed<\/dd><dt>Source<\/dt><dd>VIIRS NOAA-20 corrected reflectance (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite image<\/dd><dt>Newest at build<\/dt><dd>2026-10-14<\/dd><dt>Resolution<\/dt><dd>about 250 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite image. Satellite or model raster as the provider publishes it. Clouds, swath gaps and retrieval error leave gaps and noise; values are indicators, not measurements at a place.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"cover\" aria-pressed=\"false\" data-wm-z=\"25\" data-wm-lag=\"0\" data-wm-time=\"latest\" data-wm-op=\"0.7\" data-wm-short=\"Land cover\" data-wm-prov=\"NASA LP DAAC\" data-wm-kind=\"Satellite classification; latest year GIBS publishes\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land cover type (IGBP), yearly<\/span><span class=\"nx-wm-layer-src\">NASA LP DAAC MODIS Terra and Aqua land cover (MCD12Q1) \u00b7 <span data-wm-date=\"cover\">2024<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"modelled\" data-wm-lic=\"NASA open data\" data-wm-unit=\"class\">Modelled (latest year GIBS publishes)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"cover\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.food.cover\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Modelled (latest year GIBS publishes)<\/dd><dt>Source<\/dt><dd>MODIS Terra and Aqua land cover (MCD12Q1) (NASA LP DAAC)<\/dd><dt>Provider<\/dt><dd>NASA LP DAAC<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>yearly; Satellite classification; latest year GIBS publishes<\/dd><dt>Newest at build<\/dt><dd>2024-01-01<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite land cover classes for the year shown, including croplands; a classification with known errors, not a farm register.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert tools\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 4.5l10 0m-10 3.5 10 0m-10 3.5 10 0m-7.5-8.5 0 3m5 .5 0 3m-3.5.5 0 3\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><span class=\"nx-wm-sep\" aria-hidden=\"true\"><\/span><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"in\" aria-label=\"Zoom in\" title=\"Zoom in\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 3v10M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"out\" aria-label=\"Zoom out\" title=\"Zoom out\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"reset\" aria-label=\"Reset the view\" title=\"Reset the view\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.2 8a4.8 4.8 0 1 0 1.5-3.5M3.2 2.6v2.6h2.6\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"full\" aria-label=\"Full screen\" title=\"Full screen\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.5 6l0-3.5 3.5 0m7.5 3.5 0-3.5-3.5 0m-7.5 7.5 0 3.5 3.5 0m7.5-3.5 0 3.5-3.5 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-menu\" id=\"nx-wm-menu\" role=\"menu\" aria-label=\"Expert tools\" hidden><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\" aria-valuemin=\"0\" aria-valuemax=\"30\" aria-valuenow=\"30\" aria-valuetext=\"Latest available\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Blue Marble (NASA) \u00b7 \u00a9 OpenStreetMap contributors (ODbL) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>People and hazards, framed on Oceania and the Pacific.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date. They are indicators, not assessments of any place.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Blue Marble \u00b7 <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">\u00a9 OpenStreetMap contributors<\/a> \u00b7 Natural Earth \u00b7 NASA EONET \u00b7 CIESIN\/Columbia, NASA SEDAC HBASE \u00b7 U.S. Geological Survey<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/doi.org\/10.7927\/H49C6VHW\" rel=\"noopener\">doi:10.7927\/H49C6VHW<\/a>. <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.modis-viirs.land\">MODIS land products (vegetation indices, gross primary production, land cover), NASA LP DAAC and LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). Cite as: NASA\/METI\/AIST\/Japan Spacesystems and U.S.\/Japan ASTER Science Team (2019). ASTER Global Digital Elevation Model V003. <a class=\"nx-link\" href=\"https:\/\/doi.org\/10.5067\/ASTER\/ASTGTM.003\" rel=\"noopener\">doi:10.5067\/ASTER\/ASTGTM.003<\/a>. <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li data-wm-credit=\"nasa.gibs.reference-osm\">\u00a9 OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">ODbL<\/a><\/li><li data-wm-credit=\"nasa.earth-observatory.blue-marble\">Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li>Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, \u00a9 OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.<\/li><li><\/li><li>Live events: NASA Earth Observatory Natural Event Tracker (EONET); events are indicative and keep their original source links.<\/li><li>Live: NASA EONET Events are indicative, not authority warnings.<\/li><li>Context: CIESIN\/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.<\/li><li>Live: U.S. Geological Survey Events are indicative, not authority warnings.<\/li><li>NASA GIBS: We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS).<\/li><li>Optional layers (5 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a> \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/li><li>Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/li><li>True colour: VIIRS NOAA-20 corrected reflectance, NASA LANCE \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/li><li>Land cover type (IGBP), yearly: MODIS Terra and Aqua land cover (MCD12Q1), NASA LP DAAC \u00b7 <span data-wm-date=\"cover\">2024<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A08\/topics\/fiduciary-governance\/#map\" data-nxf-title=\"Institutional Funds Nexus live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"social\" aria-label=\"Indicators, Monitor, Sources\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Indicators, Monitor, Sources\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-indicators\" aria-selected=\"true\" data-key=\"p1\">Indicators<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-s-5-sec\" aria-selected=\"false\" data-key=\"p2\">Monitor<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-sec-sources\" aria-selected=\"false\" data-key=\"p3\">Sources<\/button><\/div><section id=\"nx-sec-indicators\" class=\"nx-section nx-band-panel\" data-hue=\"social\" data-variant=\"stack\" aria-labelledby=\"nx-s-4\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Independent members on the governing board<\/td><td data-label=\"Unit\">percent of board seats<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Governance statements and annual reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Trustee knowledge and training<\/td><td data-label=\"Unit\">hours per board member per year<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Governance statements<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Total investment cost<\/td><td data-label=\"Unit\">basis points of average assets<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Cost disclosures and benchmarking surveys<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Conflicts of interest declared and managed<\/td><td data-label=\"Unit\">count of register entries per year<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Conflicts registers and board minutes<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Time since last review of the investment policy statement<\/td><td data-label=\"Unit\">months<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Statements of investment principles<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Santiago Principles addressed in self-assessment<\/td><td data-label=\"Unit\">principles addressed against principles applicable<\/td><td data-label=\"Cadence\">per self-assessment<\/td><td data-label=\"Source type\">IFSWF self-assessments<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Supervisory findings on governance<\/td><td data-label=\"Unit\">count per year<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Regulator enforcement and supervision reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">Published statistics<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A08\/topics\/fiduciary-governance\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-s-5-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Monitor<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Asset-liability console.<\/h2><p class=\"nx-lede\">The screen a team would use to follow this subject: its measures, states and decisions. Names are examples and values are illustrative.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-funds-alm\" data-cx=\"funds.alm\" data-variant=\"section\" aria-label=\"Asset-liability console: illustrative console with example names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h3 class=\"nx-fk-title\">Asset-liability console<\/h3><p class=\"nx-fk-sub\">Fiduciary governance \u00b7 Pension fund P \u00b7 Valuation date Q3<\/p><\/div><div class=\"nx-fk-actions\"><button type=\"button\" class=\"nx-fk-btn\" data-fk-act=\"menu\" aria-haspopup=\"true\" aria-expanded=\"false\" hidden><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11\"\/><path d=\"m7 10 5 5 5-5\"\/><path d=\"M5 20h14\"\/><\/svg>Export<\/button><ul class=\"nx-fk-menu\" data-fk-menu=\"true\" hidden><li><button type=\"button\" data-fk-act=\"export-png\">Image<small>PNG of the map or chart<\/small><\/button><\/li><li><button type=\"button\" data-fk-act=\"export-csv\">Data<small>CSV of the figure&#8217;s values<\/small><\/button><\/li><\/ul><\/div><\/div><ul class=\"nx-fk-kpis\" data-n=\"4\"><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Funding ratio, % of liabilities<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k0\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">102<\/span><span class=\"nx-fk-kpi-d\" data-dir=\"up\" data-good=\"na\">0<\/span><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Normal<\/span><\/div><div data-fk-view=\"spark:k0\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,16.3L10.2,22.3L18.4,23L26.5,16.1L34.7,8.2L42.9,8.9L51.1,6.8L59.3,6.2L67.5,10.7L75.6,8.2L83.8,11L92,3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,16.3L10.2,22.3L18.4,23L26.5,16.1L34.7,8.2L42.9,8.9L51.1,6.8L59.3,6.2L67.5,10.7L75.6,8.2L83.8,11L92,3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"3\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Surplus at risk, 1-in-20<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k1\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">7<\/span><span class=\"nx-fk-kpi-u\">pct of liabilities<\/span><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Watch<\/span><\/div><div data-fk-view=\"spark:k1\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,8L10.2,14.4L18.4,15.2L26.5,15.5L34.7,15.5L42.9,17.3L51.1,19.3L59.3,14.9L67.5,18.5L75.6,23L83.8,18.5L92,3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,8L10.2,14.4L18.4,15.2L26.5,15.5L34.7,15.5L42.9,17.3L51.1,19.3L59.3,14.9L67.5,18.5L75.6,23L83.8,18.5L92,3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"3\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Interest rate hedge<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k2\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">75<\/span><span class=\"nx-fk-kpi-u\">pct of liabilities<\/span><\/div><div data-fk-view=\"spark:k2\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,8.2L10.2,11.9L18.4,15.9L26.5,19.7L34.7,23L42.9,21.1L51.1,18.7L59.3,14.7L67.5,12.5L75.6,9.1L83.8,8.4L92,3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,8.2L10.2,11.9L18.4,15.9L26.5,19.7L34.7,23L42.9,21.1L51.1,18.7L59.3,14.7L67.5,12.5L75.6,9.1L83.8,8.4L92,3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"3\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Collateral cover<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k3\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">1.6<\/span><span class=\"nx-fk-kpi-u\">\u00d7<\/span><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Normal<\/span><\/div><div data-fk-view=\"spark:k3\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,8L10.2,10.7L18.4,17.7L26.5,23L34.7,16.1L42.9,19.2L51.1,15.9L59.3,8.7L67.5,10.5L75.6,11.5L83.8,9.8L92,3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,8L10.2,10.7L18.4,17.7L26.5,23L34.7,16.1L42.9,19.2L51.1,15.9L59.3,8.7L67.5,10.5L75.6,11.5L83.8,9.8L92,3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"3\" r=\"2.4\"\/><\/svg><\/div><\/li><\/ul><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Funding ratio above trigger<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Institutional Funds Nexus<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"chart\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Funding ratio projection<\/h4><\/div><\/div><svg class=\"nx-fk-svg\" viewBox=\"0 0 460 210\" width=\"460\" height=\"210\" role=\"img\" aria-label=\"Funding ratio projection\" focusable=\"false\" tabindex=\"0\" preserveAspectRatio=\"xMidYMid meet\" data-fk-chart=\"cx-funds-alm-c1\" data-fk-xs=\"lin,0,23,36,446\" data-fk-ys=\"lin,0,100,180,20\" data-fk-series=\"History|ink|l||0:45.4;1:40.8;2:36.2;3:38.4;4:34;5:31.9;6:36.6;7:34.7;8:37.1;9:38.7;10:41.4;11:41.7;12:42.5;13:47.8~Median|acc|l||13:47.8;14:48.9;15:50;16:51.099999999999994;17:52.199999999999996;18:53.3;19:54.4;20:55.5;21:56.599999999999994;22:57.699999999999996;23:58.8~5th to 95th percentile, upper|s3|l||13:47.8;14:51.1;15:54.4;16:57.699999999999996;17:61;18:64.3;19:67.6;20:70.9;21:74.19999999999999;22:77.5;23:80.8~5th to 95th percentile, lower|s3|l||13:47.8;14:46.9;15:46;16:45.099999999999994;17:44.199999999999996;18:43.3;19:42.4;20:41.5;21:40.599999999999994;22:39.699999999999996;23:38.8\" data-nx-z=\"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\"><\/svg><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"table\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Collateral waterfall<\/h4><\/div><\/div><div class=\"nx-fk-tablewrap\" data-fk-view=\"table:cx-funds-alm-t2\"><table class=\"nx-fk-table\" data-fk-table=\"cx-funds-alm-t2\" aria-label=\"Collateral waterfall\"><thead><tr><th scope=\"col\" data-col=\"c0\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c0\">Tier<\/button><\/th><th scope=\"col\" data-col=\"c1\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c1\">Assets<\/button><\/th><th scope=\"col\" data-col=\"c2\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c2\">Available (local m)<\/button><\/th><th scope=\"col\" data-col=\"c3\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c3\">Days<\/button><\/th><\/tr><\/thead><tbody><tr data-fk-key=\"cx-funds-alm:r2-0\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>1<\/td><td>Cash and gilts<\/td><td data-num=\"true\" data-sv=\"220\">220<\/td><td>0<\/td><\/tr><tr data-fk-key=\"cx-funds-alm:r2-1\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>2<\/td><td>Index-linked<\/td><td data-num=\"true\" data-sv=\"515\">515<\/td><td>1<\/td><\/tr><tr data-fk-key=\"cx-funds-alm:r2-2\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>3<\/td><td>Credit<\/td><td data-num=\"true\" data-sv=\"405\">405<\/td><td>5<\/td><\/tr><tr data-fk-key=\"cx-funds-alm:r2-3\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>4<\/td><td>Illiquid<\/td><td data-num=\"true\" data-sv=\"609\">609<\/td><td>over 30<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Asset-liability console: the screen&#8217;s structure, terms and states for Fiduciary governance.<\/span><span data-honesty=\"true\">Example names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section nx-band-panel\" data-hue=\"social\" data-variant=\"inset\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">OECD Guidelines for Pension Fund Governance and related surveys<\/td><td data-label=\"What it gives\">Governance structures, accountability and suitability requirements across OECD jurisdictions<\/td><td data-label=\"Licence class\">Free reuse, attribution<\/td><\/tr><tr><td data-label=\"Source\">IOPS working papers and supervisory guidelines<\/td><td data-label=\"What it gives\">Supervisory practice on governance, internal controls and risk management<\/td><td data-label=\"Licence class\">Free to read, IOPS terms<\/td><\/tr><tr><td data-label=\"Source\">IFSWF Santiago Principles self-assessments<\/td><td data-label=\"What it gives\">Members&#8217; own accounts of legal basis, governance, investment and accountability<\/td><td data-label=\"Licence class\">Free to read, IFSWF terms<\/td><\/tr><tr><td data-label=\"Source\">The Pensions Regulator governance surveys and enforcement reports<\/td><td data-label=\"What it gives\">Governance practice and regulatory action across UK occupational schemes<\/td><td data-label=\"Licence class\">Open Government Licence<\/td><\/tr><tr><td data-label=\"Source\">US Department of Labor Form 5500 data sets<\/td><td data-label=\"What it gives\">Annual returns of private employee benefit plans, including service providers and fees<\/td><td data-label=\"Licence class\">Public domain<\/td><\/tr><tr><td data-label=\"Source\">National audit office reports on public pension and sovereign funds<\/td><td data-label=\"What it gives\">Independent examinations of governance, controls and performance<\/td><td data-label=\"Licence class\">Public records, terms per office<\/td><\/tr><tr><td data-label=\"Source\">Annual reports and governance statements of funds<\/td><td data-label=\"What it gives\">Board composition, committee structures, costs and policies<\/td><td data-label=\"Licence class\">Public records, terms per fund<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A08\/topics\/fiduciary-governance\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-2\" data-tone=\"alt\" data-hue=\"finance\" aria-label=\"Scenario model, Decisions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Scenario model, Decisions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-1\" aria-controls=\"nx-sec-instrument\" aria-selected=\"true\" data-key=\"p1\">Scenario model<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-2\" aria-controls=\"nx-sec-decisions\" aria-selected=\"false\" data-key=\"p2\">Decisions<\/button><\/div><section id=\"nx-sec-instrument\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-ns-layout=\"es-wide\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Scenario model<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Policy paths and what they do to the risk.<\/h2><p class=\"nx-lede\">How three families of instruments change a risk outcome over time with adoption lags, coverage and compliance, the policy scenarios behind transition and physical risk assessments. Scenario: named assumptions about the future, not a forecast. The map on this page shows Oceania and the Pacific; the model itself is not tied to a place.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-in nx-fk\" id=\"nx-in--funds-nexus-topics-fiduciary-governance-0\" data-nxi=\"policy\" data-nxi-id=\"policy\" data-nxi-z=\"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\" aria-label=\"Policy paths and what they do to the risk\"><div class=\"nx-in-body\"><div class=\"nx-in-main\"><div class=\"nx-in-tabs\" data-nxi-tabs=\"true\" aria-label=\"Views of the model\" hidden><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"result\">Result<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"fan\">Uncertainty<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"tornado\">Sensitivity<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"loops\">Loops<\/button><\/div><div class=\"nx-in-stage\" id=\"nx-in--funds-nexus-topics-fiduciary-governance-0-stage\" data-nxi-stage=\"true\" data-view=\"result\"><svg class=\"nx-in-svg\" viewBox=\"0 0 720 340\" role=\"img\" aria-label=\"Outcome by option\" data-nx-z=\"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\"><\/svg><\/div><p class=\"nx-in-tip\" data-nxi-tip=\"true\" aria-live=\"polite\"><\/p><div class=\"nx-in-bar\" data-nxi-bar=\"true\" role=\"group\" aria-label=\"Play over time\" hidden><button type=\"button\" class=\"nx-in-btn\" data-nxi-prev=\"true\" aria-label=\"Step back\">&#8249;<\/button><button type=\"button\" class=\"nx-in-btn\" data-nxi-play=\"true\" aria-pressed=\"false\">Play<\/button><button type=\"button\" class=\"nx-in-btn\" data-nxi-next=\"true\" aria-label=\"Step forward\">&#8250;<\/button><span class=\"nx-in-step\" data-nxi-step=\"true\" aria-live=\"polite\"><\/span><\/div><\/div><div class=\"nx-in-side\"><p class=\"nx-eyebrow\">Controls<\/p><div class=\"nx-in-ctl\" data-nxi-ctl=\"true\"><dl class=\"nx-in-pv\"><div><dt>Baseline trend of the outcome<\/dt><dd>2.0% a year<\/dd><\/div><div><dt>Coverage of the instrument<\/dt><dd>70%<\/dd><\/div><div><dt>Compliance<\/dt><dd>75%<\/dd><\/div><div><dt>Effect size, against the teaching value<\/dt><dd>100%<\/dd><\/div><div><dt>Years ahead<\/dt><dd>20 years<\/dd><\/div><\/dl><\/div><p class=\"nx-eyebrow\">Readouts<\/p><dl class=\"nx-in-out\" data-nxi-out=\"true\" aria-live=\"polite\"><div><dt>Largest reduction at the horizon<\/dt><dd>Regulation<\/dd><\/div><div><dt>Its reduction against the baseline<\/dt><dd>21%<\/dd><\/div><\/dl><\/div><\/div><details class=\"nx-in-more\"><summary>Numbers, methods and sources<\/summary><div class=\"nx-in-more-in\"><div class=\"nx-in-tblw\" data-nxi-table=\"true\"><table class=\"nx-in-tbl\"><thead><tr><th scope=\"col\">Year<\/th><th scope=\"col\">Baseline<\/th><th scope=\"col\">Regulation<\/th><th scope=\"col\">Economic incentive<\/th><th scope=\"col\">Information and capacity<\/th><\/tr><\/thead><tbody><tr><th scope=\"row\">0<\/th><td>100.0<\/td><td>99.5<\/td><td>98.8<\/td><td>99.1<\/td><\/tr><tr><th scope=\"row\">1<\/th><td>102.0<\/td><td>101.2<\/td><td>100.1<\/td><td>99.8<\/td><\/tr><tr><th scope=\"row\">2<\/th><td>104.0<\/td><td>102.5<\/td><td>101.1<\/td><td>99.9<\/td><\/tr><tr><th scope=\"row\">3<\/th><td>106.1<\/td><td>103.5<\/td><td>101.6<\/td><td>100.0<\/td><\/tr><tr><th scope=\"row\">4<\/th><td>108.2<\/td><td>103.7<\/td><td>101.8<\/td><td>100.7<\/td><\/tr><tr><th scope=\"row\">5<\/th><td>110.4<\/td><td>103.2<\/td><td>101.7<\/td><td>102.1<\/td><\/tr><tr><th scope=\"row\">6<\/th><td>112.6<\/td><td>102.0<\/td><td>101.6<\/td><td>103.9<\/td><\/tr><tr><th scope=\"row\">7<\/th><td>114.9<\/td><td>100.4<\/td><td>101.6<\/td><td>105.9<\/td><\/tr><tr><th scope=\"row\">8<\/th><td>117.2<\/td><td>99.2<\/td><td>102.1<\/td><td>108.0<\/td><\/tr><tr><th scope=\"row\">9<\/th><td>119.5<\/td><td>98.6<\/td><td>102.9<\/td><td>110.1<\/td><\/tr><tr><th scope=\"row\">10<\/th><td>121.9<\/td><td>98.9<\/td><td>104.2<\/td><td>112.3<\/td><\/tr><tr><th scope=\"row\">11<\/th><td>124.3<\/td><td>99.7<\/td><td>105.7<\/td><td>114.5<\/td><\/tr><tr><th scope=\"row\">12<\/th><td>126.8<\/td><td>101.1<\/td><td>107.4<\/td><td>116.8<\/td><\/tr><tr><th scope=\"row\">13<\/th><td>129.4<\/td><td>102.7<\/td><td>109.4<\/td><td>119.2<\/td><\/tr><tr><th scope=\"row\">14<\/th><td>131.9<\/td><td>104.5<\/td><td>111.4<\/td><td>121.6<\/td><\/tr><tr><th scope=\"row\">15<\/th><td>134.6<\/td><td>106.5<\/td><td>113.5<\/td><td>124.0<\/td><\/tr><tr><th scope=\"row\">16<\/th><td>137.3<\/td><td>108.5<\/td><td>115.7<\/td><td>126.5<\/td><\/tr><tr><th scope=\"row\">17<\/th><td>140.0<\/td><td>110.7<\/td><td>118.0<\/td><td>129.0<\/td><\/tr><tr><th scope=\"row\">18<\/th><td>142.8<\/td><td>112.9<\/td><td>120.4<\/td><td>131.6<\/td><\/tr><tr><th scope=\"row\">19<\/th><td>145.7<\/td><td>115.1<\/td><td>122.8<\/td><td>134.2<\/td><\/tr><tr><th scope=\"row\">20<\/th><td>148.6<\/td><td>117.4<\/td><td>125.2<\/td><td>136.9<\/td><\/tr><\/tbody><\/table><\/div><button type=\"button\" class=\"nx-in-btn\" data-nxi-csv=\"true\" hidden>Download the numbers (CSV)<\/button><h4 class=\"nx-h4\">Methods<\/h4><ol class=\"nx-in-meth\"><li>Tools of government <span class=\"nx-in-cite\">Hood (1983), The Tools of Government, Macmillan<\/span><\/li><li>Carrots, sticks and sermons <span class=\"nx-in-cite\">Bemelmans-Videc, Rist and Vedung (1998), Transaction<\/span><\/li><li>Diffusion of innovations <span class=\"nx-in-cite\">Rogers (2003), Diffusion of Innovations, Free Press<\/span><\/li><li>Uncertainty fan (parameter Monte Carlo) <span class=\"nx-in-cite\">Spiegelhalter, Pearson and Short (2011), Visualising uncertainty about the future, Science 333<\/span><\/li><li>One-at-a-time sensitivity (tornado) <span class=\"nx-in-cite\">Saltelli and others (2008), Global Sensitivity Analysis: The Primer, Wiley<\/span><\/li><\/ol><h4 class=\"nx-h4\">Data<\/h4><p class=\"nx-p\">The model runs on the teaching values set by the controls. To calibrate it for a place, read it against these admitted layers and series, which this page&#8217;s map can draw:<\/p><ul class=\"nx-in-src\"><li>Borders <span class=\"nx-in-cite\">Natural Earth<\/span><\/li><li>Cities <span class=\"nx-in-cite\">Natural Earth<\/span><\/li><\/ul><\/div><\/details><figcaption class=\"nx-caption\">Policy paths and what they do to the risk. Illustrative teaching model: it runs on the values set by the controls, not on measured data. Methods: Tools of government (Hood (1983), The Tools of Government, Macmillan); Carrots, sticks and sermons (Bemelmans-Videc, Rist and Vedung (1998), Transaction); Diffusion of innovations (Rogers (2003), Diffusion of Innovations, Free Press).<\/figcaption><div class=\"nx-in-pls\"><p class=\"nx-eyebrow\">Across the six pillars, led by Nexus Consortium<\/p><ul class=\"nx-in-pl\" aria-label=\"Where this instrument connects across the pillars\"><li data-pillar=\"labs\" data-hue=\"social\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Experiments<\/span> <a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-labs\/\">Labs<\/a><\/li><li data-pillar=\"foundry\" data-hue=\"infrastructure\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Built in<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/foundry\/\">Institutional Funds Nexus in Foundry<\/a><\/li><li data-pillar=\"universe\" data-hue=\"water\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Tested at<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/universe\/\">Institutional Funds Nexus in Universe<\/a><\/li><li data-pillar=\"standards\" data-hue=\"biodiversity\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Codified in<\/span> <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/\">Finance, Insurance and the Economy in Standards<\/a><\/li><li data-pillar=\"reports\" data-hue=\"energy\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Published in<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/reports\/\">Institutional Funds Nexus in Reports<\/a><\/li><li data-pillar=\"academy\" data-hue=\"risk\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Taught in<\/span> <a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/\">Faculty of Finance and Economics in Academy<\/a><\/li><\/ul><\/div><span class=\"nx-in-keep\" hidden><i data-c=\"c1\"><\/i><i data-c=\"c2\"><\/i><i data-c=\"c3\"><\/i><i data-c=\"c4\"><\/i><i data-c=\"c5\"><\/i><i data-c=\"c6\"><\/i><i data-c=\"l0\"><\/i><i data-c=\"l1\"><\/i><i data-c=\"l2\"><\/i><i data-c=\"l3\"><\/i><i data-c=\"l5\"><\/i><i data-c=\"h3\"><\/i><i data-c=\"neg\"><\/i><i data-c=\"on0\"><\/i><i data-c=\"on1\"><\/i><i data-l=\"0\"><\/i><i data-l=\"1\"><\/i><i data-l=\"2\"><\/i><i data-l=\"3\"><\/i><i data-l=\"4\"><\/i><i data-l=\"5\"><\/i><i data-on=\"0\"><\/i><i data-on=\"1\"><\/i><i data-pol=\"p\"><\/i><i data-pol=\"n\"><\/i><i data-k=\"R\"><\/i><i data-k=\"B\"><\/i><i data-k=\"dash\"><\/i><i data-dash=\"true\"><\/i><i data-view=\"result\"><\/i><i data-nxi-live=\"on\"><\/i><i data-nxi-live=\"off\"><\/i><i class=\"nx-in-svg nx-in-grid nx-in-ax nx-in-tk nx-in-at nx-in-ln nx-in-band nx-in-lbl nx-in-lk nx-in-ref nx-in-reft nx-in-mk nx-in-x nx-in-rect nx-in-val nx-in-rowl nx-in-cl nx-in-arrow nx-in-pol nx-in-cln nx-in-loop nx-in-edge nx-in-node nx-in-nl nx-in-reach nx-in-trib nx-in-agent nx-in-flow nx-in-legend nx-in-sw nx-in-note nx-in-loops nx-in-3d nx-in-cv nx-in-field nx-in-fl nx-in-fv nx-in-range nx-in-btn nx-in-err nx-in-tbl nx-in-cite\"><\/i><\/span><\/figure><\/div><\/div><\/section><section id=\"nx-sec-decisions\" class=\"nx-section nx-band-panel\" data-hue=\"social\" data-variant=\"split\" aria-labelledby=\"nx-s-8\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Institutional Funds Nexus prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"ledger\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">Boards of trustees and fund governing boards<\/td><td data-label=\"The question\">How to structure delegation, oversee managers and manage conflicts<\/td><td data-label=\"Evidence this page serves\">Delegation maps, cost disclosures, conflict registers and comparable governance practice<\/td><\/tr><tr><td data-label=\"Who decides\">Appointing bodies: sponsors, governments and member nomination processes<\/td><td data-label=\"The question\">Who sits on the board and what skills and independence the board needs<\/td><td data-label=\"Evidence this page serves\">Board composition and skill evidence against the fund&#8217;s complexity<\/td><\/tr><tr><td data-label=\"Who decides\">Pension regulators and supervisory authorities<\/td><td data-label=\"The question\">Whether governance and internal controls meet the code, and when to intervene<\/td><td data-label=\"Evidence this page serves\">Governance statements, supervisory findings and comparable practice<\/td><\/tr><tr><td data-label=\"Who decides\">Legislatures<\/td><td data-label=\"The question\">What governance and accountability law to set for public pension and sovereign funds<\/td><td data-label=\"Evidence this page serves\">Comparative governance frameworks and documented failures and remedies<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Governance maps tracing delegation from members to managers and back<\/li><li>Guides to fiduciary standards across ERISA, IORP II, UK codes and the Santiago Principles<\/li><li>Research notes on board capacity, costs and conflicts drawn from public governance disclosures<\/li><li>Question sets boards can use to test the advice they receive<\/li><\/ul><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-twin\" class=\"nx-section\" data-hue=\"finance\" data-span=\"wide\" data-ns-layout=\"twin\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Twin and cascade simulator<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Trace a shock in fiduciary governance to the balance sheet.<\/h2><p class=\"nx-lede\">Assembled from the <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a> area profile <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/asset-owners-and-asset-management\/\">Asset owners and asset management<\/a>: the shocks it names, the <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\">systems<\/a> and sectors that carry the loss, the controls that dampen it and the data that observe it. Pick an initiating shock and step through the cascade to see which exposures it reaches and where losses could concentrate. The Map view places the run on an example geography with open data. Every weight is a stated assumption. An exercise, not a forecast, a valuation, a rating or investment advice. To model a place of your own choosing, open the full <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/system-builder\/\">System Builder<\/a>.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-ns-twin\" data-ns-data=\"nx-twin-es-topics-fiduciary-governance-A08\" data-ns-credits=\"Nexus Standards registry and area profiles; Nexus Hazard Standard NHS-1 1.1.0\"><div class=\"nx-ns-twin-static\"><div><p class=\"nx-eyebrow\">Hazards<\/p><ul class=\"nx-list\"><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h3\" data-tc=\"NHS-1 atmo.wind.windstorm\" data-tk=\"Atmosphere and weather \u00b7 Damaging wind\" data-td=\"Damaging non-convective wind from a steep pressure gradient, bringing treefall, structural damage and power-line failure.\" data-ts=\"NRS-H3\" data-tr=\"draft\">Windstorm<\/a><\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h22\" data-tc=\"NHS-1 space.solar-storm.geomagnetic-storm\" data-tk=\"Space and near-Earth \u00b7 Solar-terrestrial storms\" data-td=\"A disturbance of Earth's magnetic field driven by the solar wind that disrupts power grids, satellites, navigation and radio.\" data-ts=\"NRS-H22\" data-tr=\"draft\">Geomagnetic storm<\/a><\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h47\" data-tc=\"NHS-1 infra.structural.dam-failure\" data-tk=\"Built systems \u00b7 Structural and civil failure\" data-td=\"Breach or collapse of a dam, sending a sudden flood wave downstream.\" data-ts=\"NRS-H47\" data-tr=\"draft\">Dam failure<\/a><\/li><li>Widespread power outage (set off downstream)<\/li><li>Large forest disturbance (set off downstream)<\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/hazards\/wildfire-and-vegetation-fire-standards\/\" data-tc=\"NHS-1 eco.wildfire.wildfire\" data-tk=\"Land and ecosystems \u00b7 Vegetation and peat fire\" data-td=\"An uncontrolled fire in forest, scrub or grass that burns structures, crops and habitat and fills the air with smoke.\" data-ts=\"NRS-H24\" data-tr=\"draft\">Wildfire<\/a> (set off downstream)<\/li><li>Geomagnetically induced current (set off downstream)<\/li><li>Ionospheric disturbance (set off downstream)<\/li><li>Satellite space-environment anomaly (set off downstream)<\/li><li>River flood (set off downstream)<\/li><li>Flash flood (set off downstream)<\/li><li>Mass displacement (set off downstream)<\/li><li>Shoreline ice shove (set off downstream)<\/li><li>Thermospheric drag surge (set off downstream)<\/li><li>Radiation-belt electron enhancement (set off downstream)<\/li><li>Seiche (set off downstream)<\/li><li>Satellite-navigation disruption (set off downstream)<\/li><li>Uncontrolled re-entry (set off downstream)<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Systems and couplings<\/p><ul class=\"nx-list\"><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/asset-owners-and-asset-management\/\">Asset owners and asset management<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/banking\/\">Banking<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/energy-infrastructure\/energy-utilities-sector-standards\/\">Energy utilities and grids<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/central-banks-and-supervisors\/\">Central banks and financial supervisors<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/industry-trade\/mining-and-extractives\/\">Mining and extractives<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Controls<\/p><ul class=\"nx-list\"><li><code>NS-0<\/code> Constitution and principles<\/li><li><code>NS-3<\/code> Risk record UNIs (grammar, legacy crosswalk, allocation authority)<\/li><li><code>NS-9<\/code> Contextual UNIs (deployments, instances, programme instances)<\/li><li><code>NS-11<\/code> Verification and monitoring (evidence, attestations, zero-trust conformance observation)<\/li><li><code>NS-14<\/code> Conformance and crosswalk to external standards<\/li><li><code>NRS-U1<\/code> <a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/universe\">Universe<\/a> platform profile: Asset Management Nexus<\/li><li><code>NRS-H113<\/code> Hazard family: Financial-system fragility (NHS-1 soc.financial-system)<\/li><li><code>NRS-N6<\/code> Infrastructure risk and resilience<\/li><li><code>NRS-C3<\/code> Hazard, exposure, vulnerability and capacity data<\/li><li><code>NRS-M3<\/code> Method fabric: Exposure and asset intelligence<\/li><li><code>NRS-N5<\/code> Biodiversity and nature risk and resilience<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Observation<\/p><ul class=\"nx-list\"><li>OECD Data Explorer (incl. Creditor Reporting System, insurance and pension statistics) (listed for reference)<\/li><li>NGFS Scenario Explorer (listed for reference)<\/li><li>GLEIF Golden Copy (LEI Level 1 and Level 2 data) (listed for reference)<\/li><li>World Development Indicators (listed for reference)<\/li><li>Number of companies publishing sustainability reports<\/li><li>Market capitalisation of listed domestic companies (% of GDP)<\/li><li>Total greenhouse gas emissions per year<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Example geography<\/p><ul class=\"nx-list\"><li>Western Europe: 152 hexagonal cells<\/li><li>Rain rate, last half hour (IMERG), NASA GIBS<\/li><li>Night lights tonight, outages (VIIRS Day\/Night Band), NASA GIBS<\/li><li>Vegetation disturbance alerts, 30 m (OPERA DIST-ALERT), NASA GIBS<\/li><li>Carbon monoxide, smoke transport (AIRS), NASA GIBS<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-3\" data-hue=\"social\" aria-label=\"Core questions, Exposure, loss and capital, Mechanisms\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Core questions, Exposure, loss and capital, Mechanisms\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-3-tab-1\" aria-controls=\"nx-sec-core-questions\" aria-selected=\"true\" data-key=\"p1\">Core questions<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-3-tab-2\" aria-controls=\"nx-sec-audience\" aria-selected=\"false\" data-key=\"p2\">Exposure, loss and capital<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-3-tab-3\" aria-controls=\"nx-sec-mechanisms\" aria-selected=\"false\" data-key=\"p3\">Mechanisms<\/button><\/div><section id=\"nx-sec-core-questions\" class=\"nx-section nx-band-panel\" data-hue=\"social\" data-variant=\"stack\" aria-labelledby=\"nx-s-10\" role=\"tabpanel\" data-band-tab=\"nx-band-3-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">What experts ask.<\/h2><p class=\"nx-lede\">Governance questions ask whether the right people decide well.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"columns\"><ul class=\"nx-list\"><li>What duties do trustees and boards owe, to whom, and how are they interpreted?<\/li><li>Do boards have the expertise and information to oversee complex risks?<\/li><li>How are decisions delegated to staff, managers and advisers, and how is delegation monitored?<\/li><li>How are conflicts of interest identified and managed?<\/li><li>How are long-term and systemic risks incorporated into fiduciary decisions?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-audience\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-11\" role=\"tabpanel\" data-band-tab=\"nx-band-3-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Exposure, loss and capital<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">What fiduciary governance means for exposure, loss and capital.<\/h2><p class=\"nx-lede\">The exposure, loss, scenario and capital views a risk officer, supervisor or ministry of finance would ask for, with the frameworks they report against. Structures follow supervisory and actuarial practice. Values are illustrative: never prices, ratings or advice.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-au\" data-au-voice=\"finance\" data-au-n=\"1\"><figure class=\"nx-au-c\" data-au-fig=\"transmission\"><h3 class=\"nx-h4\">Transmission channels<\/h3><p class=\"nx-p nx-au-what\">How a shock in fiduciary governance reaches credit, market, underwriting, liquidity and operational risk, and feeds back.<\/p><div class=\"nx-au-fig\"><svg class=\"nx-au-svg\" viewBox=\"0 0 560 268\" role=\"img\" aria-label=\"Transmission channels from shocks through micro and macro channels to financial risks\" focusable=\"false\" data-nx-z=\"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\"><\/svg><\/div><figcaption class=\"nx-caption\"><span>Channel structure after the Basel Committee&#8217;s work on climate-related risk drivers and transmission channels; links shown are typical paths, not estimated exposures.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-chips nx-au-fw\" aria-label=\"Frameworks cited\"><span class=\"nx-chip\">NGFS climate scenarios \u00b7 Network for Greening the Financial System<\/span><span class=\"nx-chip\">IFRS S2 Climate-related Disclosures \u00b7 ISSB<\/span><span class=\"nx-chip\">TCFD recommendations \u00b7 Financial Stability Board TCFD<\/span><span class=\"nx-chip\">Principles for the effective management of climate-related financial risks \u00b7 Basel Committee on Banking Supervision<\/span><\/div><\/div><\/div><\/section><section id=\"nx-sec-mechanisms\" class=\"nx-section nx-band-panel\" data-hue=\"social\" data-variant=\"stack\" aria-labelledby=\"nx-s-12\" role=\"tabpanel\" data-band-tab=\"nx-band-3-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">Mechanisms and drivers.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Fiduciaries must act prudently and in the interests of beneficiaries. As portfolios and risks grow more complex, boards depend increasingly on delegated experts, which creates agency risks and requires strong oversight. Board composition, training, time and access to independent advice influence decision quality.<\/p><p class=\"nx-p\">Long horizons create tension with short-term performance measurement, and interpretations of fiduciary duty regarding long-term and systemic risks continue to evolve through law, regulation and practice. Clear mandates, documented decisions and regular review support accountability.<\/p><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-4\" data-tone=\"alt\" data-hue=\"finance\" aria-label=\"Methods and data, Methods, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Methods and data, Methods, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-4-tab-1\" aria-controls=\"nx-sec-methods-and-data\" aria-selected=\"true\" data-key=\"p1\">Methods and data<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-4-tab-2\" aria-controls=\"nx-sec-methods\" aria-selected=\"false\" data-key=\"p2\">Methods<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-4-tab-3\" aria-controls=\"nx-s-15-sec\" aria-selected=\"false\" data-key=\"p3\">Questions<\/button><\/div><section id=\"nx-sec-methods-and-data\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-13\" role=\"tabpanel\" data-band-tab=\"nx-band-4-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and data<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">How it is studied, and where the methods stop.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Method or data<\/th><th scope=\"col\">What it shows<\/th><th scope=\"col\">Limits<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Method or data\">Comparative governance analysis<\/td><td data-label=\"What it shows\">How governance structures differ<\/td><td data-label=\"Limits\">Structures do not show behaviour<\/td><\/tr><tr><td data-label=\"Method or data\">Board effectiveness reviews<\/td><td data-label=\"What it shows\">Expertise, processes and dynamics<\/td><td data-label=\"Limits\">Often confidential and self-reported<\/td><\/tr><tr><td data-label=\"Method or data\">Legal analysis of fiduciary duty<\/td><td data-label=\"What it shows\">How duties are interpreted<\/td><td data-label=\"Limits\">Varies by jurisdiction and changes over time<\/td><\/tr><tr><td data-label=\"Method or data\">Empirical studies of governance and outcomes<\/td><td data-label=\"What it shows\">Links between governance and performance<\/td><td data-label=\"Limits\">Causality is difficult to establish<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section nx-band-panel\" data-hue=\"social\" aria-labelledby=\"nx-s-14\" role=\"tabpanel\" data-band-tab=\"nx-band-4-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">14<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/stem\/decision-analysis\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Decision analysis under uncertainty<\/span><span class=\"nx-mledger-role\">Risk appetite and journey planning \u00b7 Robust strategic allocation<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/decision-analysis\/\" aria-label=\"Canonical \u00b7 STEM Commons: Decision analysis under uncertainty\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/stem\/financial-economics\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Financial economics and macro-finance<\/span><span class=\"nx-mledger-role\">Capital market assumptions \u00b7 Collateral and market feedback<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/science\/financial-economics\/\" aria-label=\"Canonical \u00b7 STEM Commons: Financial economics and macro-finance\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/stem\/actuarial-math\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Actuarial mathematics<\/span><span class=\"nx-mledger-role\">Liability valuation on several bases \u00b7 Mortality and longevity projection<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/actuarial-math\/\" aria-label=\"Canonical \u00b7 STEM Commons: Actuarial mathematics\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/stem\/scenario-stress\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">04<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Scenario design and stress testing<\/span><span class=\"nx-mledger-role\">Supervisory pension stress test \u00b7 Reverse stress test of funding<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/scenario-stress\/\" aria-label=\"Canonical \u00b7 STEM Commons: Scenario design and stress testing\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Governance disclosures are self-reported and describe structures more than behaviour. Good structure does not guarantee good decisions, and outcomes are confounded by markets over long horizons. Cost data vary in what they include, especially for private markets and fund-of-funds layers. Santiago Principles self-assessments are voluntary and not independently verified. Institutional Funds Nexus gives no legal advice and makes no judgement on any board.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-15-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-15\" role=\"tabpanel\" data-band-tab=\"nx-band-4-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">15<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-15\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>What does fiduciary duty require?<\/summary><div class=\"nx-answer\">Broadly, loyalty to members and beneficiaries, prudence in process, diversification where appropriate and attention to costs. The precise duty depends on the law of each jurisdiction and the fund&#8217;s trust deed or statute.<\/div><\/details><details><summary>Does delegation transfer the duty?<\/summary><div class=\"nx-answer\">No. A board can delegate tasks but remains responsible for selecting, instructing and monitoring those it delegates to.<\/div><\/details><details><summary>Why are costs a governance indicator?<\/summary><div class=\"nx-answer\">Costs are certain while returns are not, and layers of delegation each add fees. A board that cannot state its total cost cannot judge whether delegation adds value.<\/div><\/details><details><summary>What does prudence mean for a fiduciary?<\/summary><div class=\"nx-answer\">Broadly, acting with the care, skill and diligence that a prudent person with relevant expertise would use, following a sound process. Its precise meaning depends on the governing law.<\/div><\/details><details><summary>Can fiduciaries consider long-term systemic risks?<\/summary><div class=\"nx-answer\">Many legal frameworks and regulators recognise that financially material long-term risks are relevant to fiduciary decisions. Interpretation varies by jurisdiction.<\/div><\/details><details><summary>Why does delegation need oversight?<\/summary><div class=\"nx-answer\">Because those who manage money on a fund&#8217;s behalf may face incentives that differ from beneficiaries&#8217; interests, for example in fees, risk-taking or time horizon. Clear mandates, monitoring and periodic review help keep delegated decisions aligned with the fund&#8217;s purpose.<\/div><\/details><details><summary>Does the platform give legal advice on fiduciary duty?<\/summary><div class=\"nx-answer\">No. GRA does not give legal advice. Fiduciaries should rely on their own counsel.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"social\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> is the Consortium&#8217;s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Institutional Funds Nexus<\/span><span class=\"nx-chip\">Finance and Insurance Readiness<\/span><span class=\"nx-chip\">Scenario and Stress-Test<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/write-to-us\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. Curators review it; the DOI stays yours.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/contribute\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Reports<\/span><span class=\"nx-dest-host\">Global Risks Alliance<\/span><\/span><span class=\"nx-dest-title\">See every way to contribute<\/span><span class=\"nx-dest-why\">The contribution types, how each is reviewed, what credit you receive, the licence and what is never accepted.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><div class=\"nx-live-slot\" data-nxf-slot=\"contribute\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/institutional-funds-nexus\/topics\/fiduciary-governance#contribute\" data-nxf-title=\"Contribute evidence\" data-nxf-height=\"480\" hidden><\/div><p class=\"nx-note nx-mt-3\">Never send personal data, sensitive infrastructure detail or anything you have no right to share. A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-tutional-funds-nexus-topics-fiduciary-governance-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-tutional-funds-nexus-topics-fiduciary-governance-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-tutional-funds-nexus-topics-fiduciary-governance-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/decision-rights#the-nexus-standards-decision-rights\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Decision rights<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/asset-management-private-markets\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Asset management, private markets and institutional investors<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-16\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Institutional Funds Nexus<\/span><h2 id=\"nx-close-16\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/write-to-us\/readiness-request\/\">Propose a readiness pilot <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-legal-17\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Legal<\/span><h2 id=\"nx-legal-17\" class=\"nx-h3 nx-mt-2\">Legal documents.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Legal documents\"><a href=\"https:\/\/globalriskalliance.com\/legal\/terms\/\">Platform Terms of Use <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/privacy\/\">Platform Privacy Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/cookies\/\">Platform Cookie and Storage Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/legal-notice\/\">Legal Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/acceptable-use\/\">Acceptable Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/participation-terms\/\">Participation and Events Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/contribution-terms\/\">Contribution Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/research-and-data-terms\/\">Research and Data Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/ai-use\/\">AI-use Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/intellectual-property\/\">Intellectual Property and Licensing <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/trademark-policy\/\">Trademark and Name Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/disclaimer\/\">Disclaimers and Data Notices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/corrections\/\">Corrections and Right of Reply Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/complaints-and-integrity\/\">Complaints and integrity reporting <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/security\/\">Security and responsible disclosure <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/code-of-conduct\/\">Code of Conduct <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\">Accessibility Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/third-party-notices\/\">Third-party notices and attributions <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><p class=\"nx-note nx-mt-3\">Maps, data and figures on this site are shown for context and general information. They are not advice, forecasts or warnings; the limits of the information are set out in the Disclaimers and Data Notices.<\/p><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/topics\/fiduciary-governance\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/topics\/fiduciary-governance\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What does fiduciary duty require?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Broadly, loyalty to members and beneficiaries, prudence in process, diversification where appropriate and attention to costs. The precise duty depends on the law of each jurisdiction and the fund's trust deed or statute.\"}},{\"@type\":\"Question\",\"name\":\"Does delegation transfer the duty?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. A board can delegate tasks but remains responsible for selecting, instructing and monitoring those it delegates to.\"}},{\"@type\":\"Question\",\"name\":\"Why are costs a governance indicator?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Costs are certain while returns are not, and layers of delegation each add fees. A board that cannot state its total cost cannot judge whether delegation adds value.\"}},{\"@type\":\"Question\",\"name\":\"What does prudence mean for a fiduciary?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Broadly, acting with the care, skill and diligence that a prudent person with relevant expertise would use, following a sound process. Its precise meaning depends on the governing law.\"}},{\"@type\":\"Question\",\"name\":\"Can fiduciaries consider long-term systemic risks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Many legal frameworks and regulators recognise that financially material long-term risks are relevant to fiduciary decisions. Interpretation varies by jurisdiction.\"}},{\"@type\":\"Question\",\"name\":\"Why does delegation need oversight?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because those who manage money on a fund's behalf may face incentives that differ from beneficiaries' interests, for example in fees, risk-taking or time horizon. Clear mandates, monitoring and periodic review help keep delegated decisions aligned with the fund's purpose.\"}},{\"@type\":\"Question\",\"name\":\"Does the platform give legal advice on fiduciary duty?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. GRA does not give legal advice. Fiduciaries should rely on their own counsel.\"}}]}]}<\/script>\n\n<!-- nx-rev:273f348d4ff53821 -->\n<!-- nx-shared:1d0d6c0f93ec -->\n<!-- nx-path:\/topics\/fiduciary-governance\/ -->","protected":false},"excerpt":{"rendered":"<p>Fiduciary duty asks the people who control a fund to act prudently and in the interest of its members or beneficiaries, not their own or the sponsor&#8217;s. In practice the duty is carried through boards, investment committees, consultants, managers and\u2026<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":30,"menu_order":781,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_buddyx_sub_header_visibility":"","_buddyx_sub_header_title_visibility":"","_hide_show_side_panel":"","_buddyxpro_page_sidebar":"","_buddyxpro_page_disable_header":"","_buddyxpro_page_disable_footer":"","_buddyxpro_page_content_width":"","_buddyxpro_page_header_style":"","_buddyxpro_page_color_mode":"","_buddyxpro_page_loader":"","_nx_seo_description":"","_nx_seo_title":"","_nx_seo_image":"","_nx_seo_jsonld":"","_nx_i18n_locale":"","_nx_i18n_group":"","nexus_page_kind":"","footnotes":"","_nx_seo_image_alt":"","_nx_seo_canonical":"","_nx_seo_robots":"","_nx_seo_schema_type":""},"class_list":["post-48","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/wp-json\/wp\/v2\/pages\/48","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/wp-json\/wp\/v2\/comments?post=48"}],"version-history":[{"count":1,"href":"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/wp-json\/wp\/v2\/pages\/48\/revisions"}],"predecessor-version":[{"id":93,"href":"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/wp-json\/wp\/v2\/pages\/48\/revisions\/93"}],"up":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/wp-json\/wp\/v2\/pages\/30"}],"wp:attachment":[{"href":"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/wp-json\/wp\/v2\/media?parent=48"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}