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aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Institutional Funds Nexus<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Financial discipline overview<\/h1><p class=\"nx-scene-lede\">Institutional fund management is the discipline of meeting long-dated obligations from a pool of invested capital. It combines actuarial science, which values liabilities, with investment management, which seeks returns, and governance, which allocates responsibility for both. This page describes the sector as a field of research rather than execution: how funds are structured, which risks matter most over long horizons and what shared understanding the industry needs. It contains no advice to any fund.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/sector\/risk-transmission\/\">Open Financial-system transmission <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/\">Back to Institutional Funds Nexus<\/a><\/div><\/div><dl class=\"nx-scene-stats nx-es-stats\"><div><dt class=\"nx-eyebrow\">STEM methods<\/dt><dd>4<\/dd><dd class=\"nx-scene-stat-note\">Canonical methods this field applies<\/dd><\/div><div><dt class=\"nx-eyebrow\">Topics<\/dt><dd>8<\/dd><dd class=\"nx-scene-stat-note\">Subject pages in the field<\/dd><\/div><div><dt class=\"nx-eyebrow\">Counterparts<\/dt><dd>5<\/dd><dd class=\"nx-scene-stat-note\">Platforms in shared fields across the network<\/dd><\/div><div><dt class=\"nx-eyebrow\">Report series<\/dt><dd>2<\/dd><dd class=\"nx-scene-stat-note\">Reports series it contributes to<\/dd><\/div><\/dl><\/section><section id=\"nx-sec-structure\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Structure<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">How institutional funds work.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Defined benefit pensions<\/h3><p class=\"nx-p nx-mt-1\">The sponsor promises a benefit, typically linked to salary and service; the fund and sponsor bear investment and longevity risk. Funding levels compare assets with the value of liabilities.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Defined contribution pensions<\/h3><p class=\"nx-p nx-mt-1\">Members bear investment and longevity risk; the outcome depends on contributions, returns, costs and decisions at retirement.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Endowments and foundations<\/h3><p class=\"nx-p nx-mt-1\">Perpetual or long-lived funds with spending rules designed to preserve purchasing power across generations.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Public reserve funds<\/h3><p class=\"nx-p nx-mt-1\">Funds that hold reserves for future public pension or fiscal needs, under public mandates.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"social\" data-tone=\"alt\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Geography<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Activity and exposure in Oceania and the Pacific.<\/h2><p class=\"nx-lede\">Night lights, population density and flood water over Oceania and the Pacific, from NASA GIBS. Each layer carries its own date.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"oceania:finance\" data-ml-points=\"on\" data-ml-feeds=\"eonet|https:\/\/eonet.gsfc.nasa.gov\/api\/v3\/events\" data-ml-src=\"finance\" data-ml-plan=\"p-c12987e2\" data-ml-view=\"2d\" data-ml-ctx=\"theme:finance\" data-ml-list=\"gibs.energy.ntl gibs.health.people gibs.water.flood gibs.health.lstd gibs.energy.fires ev.eonet ev.usgs r.hbase r.dnb r.labels\" data-ml-tools=\"inspect measure aoi export\"><div class=\"nx-wm\" data-nx-water=\"ctx-finance\" data-wm-domain=\"ctx-finance\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"110,-48,180,0\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Activity and exposure, Oceania and the Pacific: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,people||||\" aria-pressed=\"false\">People and floods<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,ntl||||\" aria-pressed=\"false\">Floods and lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl,people||||\" aria-pressed=\"false\">Lights and people<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl||||\" aria-pressed=\"false\">Night lights<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">3<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Activity and exposure, for this page<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-short=\"Night lights\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"nW\/(cm\u00b2 sr)\">Observed<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.energy.ntl\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed<\/dd><dt>Source<\/dt><dd>VIIRS Black Marble (VNP46A2) (NASA LAADS DAAC)<\/dd><dt>Provider<\/dt><dd>NASA LAADS DAAC<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite radiance, corrected for moonlight and atmosphere<\/dd><dt>Newest at build<\/dt><dd>2026-10-12<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite night-time radiance for the date shown; lights are a proxy for electricity use and outages, not a measurement of supply or access.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Population density\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"estimated\" data-wm-lic=\"CC BY 4.0\" data-wm-unit=\"people\/km\u00b2\">Estimated<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.health.people\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Estimated<\/dd><dt>Source<\/dt><dd>Gridded Population of the World v4.11 (NASA SEDAC (CIESIN, Columbia University))<\/dd><dt>Provider<\/dt><dd>NASA SEDAC (CIESIN, Columbia University)<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener noreferrer\">CC BY 4.0<\/a><\/dd><dt>Vintage<\/dt><dd>null; Census-based estimate, static (2020)<\/dd><dt>Resolution<\/dt><dd>about 1 km grid<\/dd><dt>Uncertainty<\/dt><dd>Census-based estimate of people per square kilometre in 2020, shown as exposure context; not a count of people affected by any hazard.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"flood\" aria-pressed=\"true\" data-wm-z=\"22\" data-wm-lag=\"0\" data-wm-short=\"Flood water\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite detection; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Flood water, 3-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS Global Flood Product \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\">Observed (clouds leave gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"flood\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.water.flood\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (clouds leave gaps)<\/dd><dt>Source<\/dt><dd>VIIRS Global Flood Product (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite detection; clouds leave gaps<\/dd><dt>Newest at build<\/dt><dd>2026-10-14<\/dd><dt>Resolution<\/dt><dd>about 250 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite detection; clouds leave gaps. Satellite or model raster as the provider publishes it. Clouds, swath gaps and retrieval error leave gaps and noise; values are indicators, not measurements at a place.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"lstd\" aria-pressed=\"false\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Land temperature, day\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite 8-day composite; persistent cloud still leaves gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land surface temperature, day, 8-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 Level 3, 8-day \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"\u00b0C\">Observed (persistent cloud still leaves gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"lstd\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.health.lstd\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (persistent cloud still leaves gaps)<\/dd><dt>Source<\/dt><dd>VIIRS NOAA-20 Level 3, 8-day (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>8-day; Satellite 8-day composite; persistent cloud still leaves gaps<\/dd><dt>Newest at build<\/dt><dd>2026-09-14<\/dd><dt>Resolution<\/dt><dd>about 1 km grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite skin temperature of the ground over the 8 days ending on the date shown, a heat exposure indicator; not air temperature, heat index or a heat warning.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"fires\" aria-pressed=\"false\" data-wm-z=\"24\" data-wm-lag=\"0\" data-wm-op=\"1\" data-wm-breaks=\"10,50,200\" data-wm-short=\"Fires and flares\" data-wm-prov=\"NASA LANCE FIRMS\" data-wm-kind=\"Satellite detection; clouds and overpass timing leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Active fires and thermal anomalies<\/span><span class=\"nx-wm-layer-src\">NASA LANCE FIRMS VIIRS NOAA-20 375 m (FIRMS) \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"MW\">Observed (clouds and overpass timing leave gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"fires\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.energy.fires\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (clouds and overpass timing leave gaps)<\/dd><dt>Source<\/dt><dd>VIIRS NOAA-20 375 m (FIRMS) (NASA LANCE FIRMS)<\/dd><dt>Provider<\/dt><dd>NASA LANCE FIRMS<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite detection; clouds and overpass timing leave gaps<\/dd><dt>Newest at build<\/dt><dd>2026-10-13<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite hot-spot detections for the day shown, including gas flares and industrial heat; not a confirmed fire, an incident report or a warning.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert tools\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 4.5l10 0m-10 3.5 10 0m-10 3.5 10 0m-7.5-8.5 0 3m5 .5 0 3m-3.5.5 0 3\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><span class=\"nx-wm-sep\" aria-hidden=\"true\"><\/span><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"in\" aria-label=\"Zoom in\" title=\"Zoom in\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 3v10M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"out\" aria-label=\"Zoom out\" title=\"Zoom out\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"reset\" aria-label=\"Reset the view\" title=\"Reset the view\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.2 8a4.8 4.8 0 1 0 1.5-3.5M3.2 2.6v2.6h2.6\" fill=\"none\" stroke=\"currentColor\" 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data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"xt\" data-wm-xt=\"NxAjSJ6JoGGZsXu22d+kvA4nR9AJ6Njy+\/Xy2FIyELw=\">More expert tools<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\" aria-valuemin=\"0\" aria-valuemax=\"30\" aria-valuenow=\"30\" aria-valuetext=\"Latest available\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Blue Marble (NASA) \u00b7 \u00a9 OpenStreetMap contributors (ODbL) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>Activity and exposure, framed on Oceania and the Pacific.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date. They are indicators, not assessments of any place.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Blue Marble \u00b7 <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">\u00a9 OpenStreetMap contributors<\/a> \u00b7 Natural Earth \u00b7 NASA EONET \u00b7 U.S. Geological Survey \u00b7 CIESIN\/Columbia, NASA SEDAC HBASE<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/doi.org\/10.7927\/H49C6VHW\" rel=\"noopener\">doi:10.7927\/H49C6VHW<\/a>. <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.firms\">NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). Cite as: NASA\/METI\/AIST\/Japan Spacesystems and U.S.\/Japan ASTER Science Team (2019). ASTER Global Digital Elevation Model V003. <a class=\"nx-link\" href=\"https:\/\/doi.org\/10.5067\/ASTER\/ASTGTM.003\" rel=\"noopener\">doi:10.5067\/ASTER\/ASTGTM.003<\/a>. <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li data-wm-credit=\"nasa.gibs.reference-osm\">\u00a9 OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">ODbL<\/a><\/li><li data-wm-credit=\"nasa.earth-observatory.blue-marble\">Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li>Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, \u00a9 OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.<\/li><li><\/li><li>Live events: NASA Earth Observatory Natural Event Tracker (EONET); events are indicative and keep their original source links.<\/li><li>Live: NASA EONET Events are indicative, not authority warnings.<\/li><li>Live: U.S. Geological Survey Events are indicative, not authority warnings.<\/li><li>Context: CIESIN\/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.<\/li><li>NASA GIBS: We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS).<\/li><li>Optional layers (5 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a> \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/li><li>Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/li><li>Active fires and thermal anomalies: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A08\/sector\/#map\" data-nxf-title=\"Institutional Funds Nexus live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"finance\" aria-label=\"Types, Monitor, Long-horizon risks, Research, not execution\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Types, Monitor, Long-horizon risks, Research, not execution\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-pg-nx-gra-a08-se-types\" aria-selected=\"true\" data-key=\"p1\">Types<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-s-4-sec\" aria-selected=\"false\" data-key=\"p2\">Monitor<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-sec-long-horizon-risks\" aria-selected=\"false\" data-key=\"p3\">Long-horizon risks<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-4\" aria-controls=\"nx-sec-research-not-execution\" aria-selected=\"false\" data-key=\"p4\">Research, not execution<\/button><\/div><section id=\"nx-sec-pg-nx-gra-a08-se-types\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-3\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Types<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Different funds, different risks.<\/h2><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th>Fund type<\/th><th>Liability<\/th><th>Main risk<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Fund type\">Defined benefit pension<\/td><td data-label=\"Liability\">Promised benefits<\/td><td data-label=\"Main risk\">Funding shortfall, sponsor strength<\/td><\/tr><tr><td data-label=\"Fund type\">Defined contribution pension<\/td><td data-label=\"Liability\">Member account balances<\/td><td data-label=\"Main risk\">Member outcome and adequacy<\/td><\/tr><tr><td data-label=\"Fund type\">Endowment and foundation<\/td><td data-label=\"Liability\">Spending rule<\/td><td data-label=\"Main risk\">Purchasing power over time<\/td><\/tr><tr><td data-label=\"Fund type\">Public reserve fund<\/td><td data-label=\"Liability\">Future pension or fiscal needs<\/td><td data-label=\"Main risk\">Governance and drawdown rules<\/td><\/tr><\/tbody><\/table><\/div><p class=\"nx-p\">Shocks travel between these parts, and Institutional Funds Nexus studies the links: Does the funding path survive transition, physical and liquidity shocks together? The evidence base is allocations, liabilities and collateral positions.<\/p><\/div><\/div><\/section><section id=\"nx-s-4-sec\" class=\"nx-section nx-band-panel\" data-hue=\"social\" aria-labelledby=\"nx-s-4\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Monitor<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Field overview.<\/h2><p class=\"nx-lede\">The screen a team would use to follow this subject: its measures, states and decisions. Names are examples and values are illustrative.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-funds-field\" data-cx=\"funds.field\" data-variant=\"section\" aria-label=\"Field overview: illustrative console with example names and values\" data-nx-z=\"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\"><figcaption class=\"nx-fk-cap\"><span>Field overview: the screen&#8217;s structure, terms and states for Institutional funds.<\/span><span data-honesty=\"true\">Example names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><\/section><section id=\"nx-sec-long-horizon-risks\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Long-horizon risks<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">What the discipline studies.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 22h14\"\/><path d=\"M5 2h14\"\/><path d=\"M17 22v-4.172a2 2 0 0 0-.586-1.414L12 12l-4.414 4.414A2 2 0 0 0 7 17.828V22\"\/><path d=\"M7 2v4.172a2 2 0 0 0 .586 1.414L12 12l4.414-4.414A2 2 0 0 0 17 6.172V2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Liabilities<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Longevity, inflation and rates<\/h3><p class=\"nx-p nx-mt-1\">Changes in life expectancy, inflation and discount rates alter the value of what is owed. See <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/topics\/pension-system-resilience\/\">pension system resilience<\/a> and asset-liability management.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 3v18h18\"\/><path d=\"m19 9-5 5-4-4-3 3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Assets<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Systemic and structural change<\/h3><p class=\"nx-p nx-mt-1\">Climate, demographic and technological change alter the value of what is owned. See <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/topics\/long-term-risk\/\">long-term risk<\/a> and institutional concentration.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"m14.5 12.5-8 8a2.119 2.119 0 1 1-3-3l8-8\"\/><path d=\"m16 16 6-6\"\/><path d=\"m8 8 6-6\"\/><path d=\"m9 7 8 8\"\/><path d=\"m21 11-8-8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Governance<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Mandates and accountability<\/h3><p class=\"nx-p nx-mt-1\">How trustees, boards and managers share responsibility. See <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/topics\/fiduciary-governance\/\">fiduciary governance<\/a> and stewardship and sustainability.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-research-not-execution\" class=\"nx-section nx-band-panel\" data-hue=\"social\" data-variant=\"split\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Research, not execution<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">What shared understanding the industry needs.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Individual funds model their own positions. What no single fund can produce is a picture of exposures shared across the sector: how common assumptions, similar portfolios and shared counterparties could turn one shock into a sector-wide strain. That is precompetitive work suited to a business league, and it is the focus of this platform. How stress travels is set out on <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/sector\/risk-transmission\/\">financial-system transmission<\/a>.<\/p><p class=\"nx-p\">Methods include <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/stem\/actuarial-math\/\">actuarial mathematics<\/a>, scenario design and stress testing, financial economics and decision analysis. Sector scenarios appear on <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/tools\/scenarios\/\">the scenarios page<\/a> as they are reviewed.<\/p><p class=\"nx-note nx-mt-3\">Nothing on this platform is investment, actuarial, legal or tax advice, a recommendation to any fund, or a solicitation. Analysis is sector-level research.<\/p><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-2\" data-tone=\"alt\" data-hue=\"finance\" aria-label=\"Sources, Pages, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Sources, Pages, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-1\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"true\" data-key=\"p1\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-2\" aria-controls=\"nx-s-8-sec\" aria-selected=\"false\" data-key=\"p2\">Pages<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-3\" aria-controls=\"nx-s-9-sec\" aria-selected=\"false\" data-key=\"p3\">Questions<\/button><\/div><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.oecd.org\/en\/topics\/pensions.html\"><span>OECD Core Principles of Private Pension Regulation<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.ifswf.org\/santiago-principles-landing\/santiago-principles\"><span>Santiago Principles: Generally Accepted Principles and Practices for sovereign wealth funds (IFSWF)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-8-sec\" class=\"nx-section nx-band-panel\" data-hue=\"social\" aria-labelledby=\"nx-s-8\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Pages<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Pages in Financial discipline overview.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cards\" data-cols=\"3\"><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/sector\/risk-transmission\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Financial-system transmission<\/h3><\/a><\/div><\/div><\/div><\/section><section id=\"nx-s-9-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-9\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Does GRA advise funds in this sector?<\/summary><div class=\"nx-answer\">GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.<\/div><\/details><details><summary>Why focus on the sector rather than individual funds?<\/summary><div class=\"nx-answer\">Because systemic exposures arise from what funds have in common: similar assets, assumptions and counterparties. Sector-level research can show these without assessing or advising any single fund.<\/div><\/details><details><summary>Who are the professionals in this discipline?<\/summary><div class=\"nx-answer\">Trustees and board members, chief investment officers and their teams, actuaries who value liabilities, risk managers, consultants and the researchers who study long-horizon investment. Institutional Funds Nexus is designed to bring them together on questions they share, each acting in their own professional capacity.<\/div><\/details><details><summary>Which methods does the discipline use?<\/summary><div class=\"nx-answer\">Actuarial mathematics, financial economics and macro-finance, scenario design and stress testing, and decision analysis under uncertainty. See <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/stem\/\">the STEM foundation page<\/a>.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"social\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> is the Consortium&#8217;s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Institutional Funds Nexus<\/span><span class=\"nx-chip\">Finance and Insurance Readiness<\/span><span class=\"nx-chip\">Scenario and Stress-Test<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/write-to-us\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. Curators review it; the DOI stays yours.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/contribute\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Reports<\/span><span class=\"nx-dest-host\">Global Risks Alliance<\/span><\/span><span class=\"nx-dest-title\">See every way to contribute<\/span><span class=\"nx-dest-why\">The contribution types, how each is reviewed, what credit you receive, the licence and what is never accepted.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><div class=\"nx-live-slot\" data-nxf-slot=\"contribute\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/institutional-funds-nexus\/sector#contribute\" data-nxf-title=\"Contribute evidence\" data-nxf-height=\"480\" hidden><\/div><p class=\"nx-note nx-mt-3\">Never send personal data, sensitive infrastructure detail or anything you have no right to share. A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-iskalliance-com-institutional-funds-nexus-sector-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-iskalliance-com-institutional-funds-nexus-sector-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-iskalliance-com-institutional-funds-nexus-sector-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/finance-readiness\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Finance Readiness<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/asset-management-private-markets\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Asset management, private markets and institutional investors<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-10\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Institutional Funds Nexus<\/span><h2 id=\"nx-close-10\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/write-to-us\/readiness-request\/\">Propose a readiness pilot <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-legal-11\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Legal<\/span><h2 id=\"nx-legal-11\" class=\"nx-h3 nx-mt-2\">Legal documents.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Legal documents\"><a href=\"https:\/\/globalriskalliance.com\/legal\/terms\/\">Platform Terms of Use <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/privacy\/\">Platform Privacy Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/cookies\/\">Platform Cookie and Storage Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/legal-notice\/\">Legal Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/acceptable-use\/\">Acceptable Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/participation-terms\/\">Participation and Events Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/contribution-terms\/\">Contribution Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/research-and-data-terms\/\">Research and Data Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/ai-use\/\">AI-use Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/intellectual-property\/\">Intellectual Property and Licensing <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/trademark-policy\/\">Trademark and Name Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/disclaimer\/\">Disclaimers and Data Notices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/corrections\/\">Corrections and Right of Reply Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/complaints-and-integrity\/\">Complaints and integrity reporting <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/security\/\">Security and responsible disclosure <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/code-of-conduct\/\">Code of Conduct <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\">Accessibility Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/third-party-notices\/\">Third-party notices and attributions <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><p class=\"nx-note nx-mt-3\">Maps, data and figures on this site are shown for context and general information. They are not advice, forecasts or warnings; the limits of the information are set out in the Disclaimers and Data Notices.<\/p><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/sector\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/sector\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Does GRA advise funds in this sector?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"GRA is a nonprofit business league for the financial services industry. 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