{"id":46,"date":"2026-10-17T10:35:57","date_gmt":"2026-10-17T10:35:57","guid":{"rendered":"https:\/\/globalriskalliance.com\/financial-stability\/?page_id=46"},"modified":"2026-10-18T23:42:15","modified_gmt":"2026-10-18T23:42:15","slug":"participate","status":"publish","type":"page","link":"https:\/\/globalriskalliance.com\/financial-stability\/participate\/","title":{"rendered":"Membership and research participation"},"content":{"rendered":"\n<!-- Nexus network page \u00b7 https:\/\/globalriskalliance.com\/financial-stability\/participate\/ \u00b7 source template \u00b7 generated by integrations\/wordpress\/network\/build.mjs, never edit this file --><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nxe-water-data\" 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x4GQ0eXO4RyahKvhP2pebixt7vNdxxHQ0UW6s\/l5pV775wsbTlP5losPLnQjUZv3bOVjQpRtnpjtForebGy5KUqWdILUB7AdCF49vCw62xs7fKdtcTXruMs7mQNsm\/1sQlBHu0gT2Yk63eDd+se9W\/do0ExlKcIkWtbVXopyJpFLgepAadW0hzXijcjMRfenUH+jtei30aYNCR9\/+ES+BM3y1ORivuMg3D5wyw5y9OM5+LeDVgU2WMyc0r0O2ta1GryJEhH\/NP5yas0ztKEI3E4GwL5rY+dptW3mrfutzRM7KPEOBYC4zhWrNTBZZqjIDpPo4jnfZitpTR5FMixGHYcdQMWoKJcBgVtZ7Eg3R2+VRGhHLiHkMyLcJKwyAM1h3qUZAoB1TNPRMiiwrPSGPSDaMqS8\/wsjcLg3rOStKWTrMUydzVz5qhi0327lWqImZteO3Nxher5ihGEXTktGlZz5srHCjW43woY0aoGQKrQn7kc6kD7mRU140errA45PDcsJKc3c\/ozbzAbmsTESwAfMHCobqeGikDNT6F5TdT1oVha8Nj+xJyHBwsmxlDy9BG7JunMdlqhy0TvJOmHOHtysUsubrxOzfAJkSF0ZnXbRdk2wX4WuGfD8T0yf2XlRo1\/1UTfMFaYltu1XP6ts5Cn+bjCnDHLqmk4L4ueuxETC0cucotYDrn7uVJpYpbyJWEwZ8KrgEfkvkYBGT4eCPkC+1w\/qDSptD+kAbNh16\/UsxVKOe2QecREKKYj7s1IlCYT+XxHJGazltC1RTJWiK943m210b4hKBN+WzjLi\/TcmRfy\/KLnvno6ELQa2IIYm3bhqKPsB516hGafwK+WxqfWajxqoSVHmrPoK875FJGyJQt93bUIoOHvacI96\/X7j8oi4uZHwFVwsRyikCorAL3Y8yfA11mQTyCzUcu2AotaKU83CeZn4S1\/3CLSAF9HTHDvStjGftxqq7OT8GS0IoMj+7NYOacxFzijuOyemM+lbQUnyOCQ3AyXK0VkphaIM\/+U2BUGLEzs9D1RasBQWibGNbPEMX3PbQu0uKh4b6E0CjSD9eRJeFmojTZbqwcvBFgywCZelyNgyS2DilBJq+j3mfp7V+sYMCUTLtWrd6JvvthWd2RVyt9nRVlQD5GWppGHFKcf9Men6Yj3a2+242ndttpGJXSFIdKoj0U4ekV\/KsclQHhIzo2ULEws1FZVSRGf8GRUWKixqpLBJAwSv4tahTEH8zQeWaClMj7kqKgGTVWVCJZolgN6q0\/mZIipnjPB6WF9GP3DNVMk2GXEG+IyHd1rGEMNuTAwc3+8TBR7bTmlZTpQEvqZKrXzIdaRsKyfi30lrMfKOaffGSi\/WTJCnRm+ISIt5AD+ouusH0QY8cJygOlPE6t\/2wc6LB1LegVS9ZRaskGj2RtBb\/u37iwWhWdZvlK6qfLq+AxyzgQ\/idmEvwxFzLJalb5Uzc0X5AIoRHkulvpp4KDOBVhCgIFIyT+clyqe71R\/G5yLIfnj0b55PiiHmU4mEafW8+Z397r53Bo+l5vojyWtyEdB59fed\/eahCPvuxuOiIgL77sr4oLE7O6L9x0kZF8IvxPed5ffCZKzmXyCkcW3wupLOD2DnFlBMlHUv5MMbOm+u7dyIekHF5Mti2TTJMQyyxlkumURZBMLz\/5jzZzK72DUYlmOFrUSy3HHYSR4bq\/YpaAqsoCmBKJBCs4dAv335DCAtSEZz8MUwCIfoHoSsOCKQ1rEBC8EkX8khfDdK2W367r6HXu507ZAsEsiNvlxkYhNsFBZBhr8kET33h9r1ziYKgH8ZWaLgPGS94bbfzgPDzDZxVWai7Xl8Su0aZbIA+8vZv\/hkOswGa0tCh\/lRJA0eZSL5SFroSqFj2QHAfFaJM1YEIr1A0ozy+kjoFD\/ZD+Vz4HVjLsO6a9+R7+HMc8nVt\/d89wXsCYvuZw1nog85IXXJpM8ndVLkyj12uQq9DrkMuJgIVqk0zzgLbBTsxb+K25\/FI7\/h\/zz9+C7ez2kHwVonoF7Q6Wx0ujWD0jEdWAA9lqpJSu9gZBH9etqsb4WWMlyHVf8Th2NQh2Jwg14FBV1Yh8xJljw6K+E1S0ueGnHk1CBu+7hwe10d0hO2ySibZLSNpkCwpJKy7y506O8NO+JmpRV5jq50r2n9VRt24MYMKB8kDe3hySGSvMmrYx0RrTtj3qBPwKcF0soRhtJk5XGObmzkZC0ntTsOBuJAzV1F1MlMYqY8KKNBKhbL91ISODFC2fxWtCpJpmmIHl6A7pghVU9JYJWfZkI4NzLr9I26qdY+LIMmQhnCeNOBS0\/DyZiCOr4n8HjE2Gg8dmydptxwOMTQWBheVPhQt8QVyN2RqwsnxDJVcjNshALtU28AjOlEd0U6NwPY43n5qJMAUGuel4Ym+jJHWOiyJn4KRypUddMOA8PMEBEXWsLm7irLCJx10wo5LW2cB17Pcr2I\/S1tt5l\/PVkRqfCT8u8skMKmJEFrAE1x9ALMEAXhSWJhFMBe30qXKgTrTZqm\/1UlLs9rtkXnGrBLdh6gLHEsrY\/5hvblQECA2qFiV7MfYYEyrEYMLGxPaQjXu17Jjb29Nbf7LTbvsoFVnTL+Vbk6upcym4Qq9PmgDrT1pCe4uNec3fY1I+\/DTe6O7sLxl0JHXosSlsSA3SIES1nzrgLIrZCwQ6fncXfsEEp4xqfM7A0uXALkHhVRAXhFVnhfm9x97tis38HgnF+7VmXrOAWUFi3LjxqMku9lbSWei8JLvUOVBc84L5cVDR2wpEeHfEYGxnxWLUx4nHVBLwYLcCr0QC8aqrOwA86H9BzJZ4Y8ViihnKzLypBEyzJhDvzV2BX4SjrF6Dbq5PtDw4EmHCjtA2KE\/cqbNOOJOipwMYGbamq4eo8427Okol6465yOdKvSa9bYwEZ5W7S6pCEtklOWblUI9r2ox53Ez9SGgnuRukg0vqGvnqFQw3bG7SH2jQooSAt0zoO2YCf7oOuo9Wq6krrdaXD\/bKuTllXTlO0U8pbZs8lPOCXJptMgQV+ab7JDL0\/Ag+MFt2cKRZYuJkoaiDgwFsw2iaJKYHOadvPexLEmqvINVMRadjnQ5LC8o\/cfHLpkClNNULY8iNpjk5Zs+NHbkKnZd0BbftBb+oHUB9rNn0+SAfBxtYQ1cf42OwMQW0sn7vDIWV+og7p2MsJ9wKSTy49VY7oMqQssHAWCKb0eppR7guQiTCa+MJVK5EC3MARgZqSyCMOe5MwksiR5pRjpxj0JiER1XUOclx2UbmNowUCGmoc5DC1dTOcRvlpIZcFkEcd\/mIJKLKfGuCBBnhM5YdBMARIkxG1YzBo4M6GfmjaMdgzMEzBB0jpDlsJpuAD2uH1ps58Skd+SoNmB4Ck+kWnva12u596bX9ll9+KykpfsqzKUt62ioyBKCLna3NoqcyyiIXMZ2EUnXM2OkY\/0UQoWmLh+G8FiJKXz9KrcDRCbxo8RzGXTJICmdBlWcaTEXpB2G9Bz1YaAOB2gFrFfQS4O0pzat2y3G61pGDCagowglD4BbsaZ1PBRxdQAmqTpfwcEAtn+TmYjrVJm3RIB8RqwD1GmJmCkQZ+ajtW\/QvXr\/XSEh3l8oQDYQCcv+VnPJrVxAwYmAcyMPVhA1jr6L4lDTXHAk169Zj\/5LZcQYLOwWPQmy8WhOOiA2tA3kvLxYYmgWKQsgEfDukHbuOTVOFxoGpD9vMKqZAR7igrSROtJLTtJ70QavYT3P5yV3\/gNm9aLauZOM4C0FWcDfiQMlifN3QgBuisNCT40NEPXf2wpR+2we9HuNf8ng6Ei\/5kRKDQh4B17DWRdbvgmzjYHg6VhP+h0o4YRu9RBTyAI5p\/Q9XPKAVb+Hsq\/LGgmFQOECH1988D6m+E098DPnQjZWy7WHyu7E5fOfNXbs7FFY85aMwMkyBWYvdoakgp4E0hdm1CqMmxEvmBswKWHPG4Yl4YkGdLKIhpFJRonK8wERu68ZDktHrlJKIJHGV4KuTNTi9xk75MaXaGXuJehbjKpzTVRouRZ0fN1NnskoAaNkL4WNzkwl5tcDXd3Ntptx3HQVMknw8YUIdTZg8CEpBgSDqwigCgXM8rL4\/kmLb9eGmYsR7mSA8oHpJMD3kEQ52QA9oBqGWaqJAlTmiZMBi5fEiOqoTS3EXJBhygAib0fmAFLat5Mnx4wEfliTj0D+hR\/6QmiMA36b3Yd194bZmgCvTVq3To02\/S67Hv7ux4HWnyDN08o5mb7Hf6I5dv2hnQJI6UqMKJtt\/W1MFV2Os487M1hm72WQuyO5vlZ7fdJVBKpjvOYkLfcvte7uAM\/8Aoq11HzhwJREjBwbEwsWTzVaJ2Grac+QF1d3aa7vbOhtGRs42Ou4u2vhmgf\/6SR+nMOHTxwKIjlzc7vcxN+hmsQnwdelACTZo1\/fW2R41aNOl1QNuLxYIPYrW0JuRgxaKChtR2JV85lZLfyq4N5YdyM9qiR7f6nbYnenSn39nyOrvOhv2V97vutif347PPwpl\/FkCRhGP7s3CLdAxSx69cJsOr95Wrr4Cd9a7HN0XRLu\/67s6us4SAuzu7Ev1KGmfNZCetTnvb2ex2lXljVGVsdZZzbm87m1xlTGm03+7\/DusAUe+9G4XCLBBtdNyO43hmFvTzNTO1VC6fDRKcAcwtcXpKcgc2OY6b6oOxwaTJEm2T97RNjoTiFa7oHEQ6nS6IJLzOHim87QW5Xpn6cVUq1vKW0e6WwZv8zSs1YAmYy82t3TZ5v9nZ3TPV90KyMUUFQShdjfYtI8ItFPg4fb\/Z3RRuQRh90W5xktDWi3YTqNiICcp6Sb\/tlRUlVS0MzzrhOJAzTWgocHcnqw63X6rDbQYkx0tAvGEyeRWFPBFImjj+ZdXf7p5aHBJDC3cWjsSV4\/jvjTzbS3muOLjzO45\/JCpLWKX2GPHbMOBn4R2PzkGJ8\/DQId0SAFUtlxtHAuSP5vEASbBh7mQvnlGqGL471eQzSpkzV58p93U6UBSohhPUXqfuGafBdJVmAMT+lUDGICwzVoLysre7jVj1kxaNoAPRs7A4Zaf2JzHYGjqmCwmnnwTQ5p\/Q44NRzAFvHWQvOBiLcmks+lFPKeZt8s2u43\/EBWFj\/qasfbPrfyzXWZjYlxWu7hDukPfmO3OcDfeF\/1LYH\/UaUe2IfmfP67RVC6Lf6XqdXaxZ9GHpwtbc8eBJljas55kp3hhcbnabobB56wpX4saVW5D3m92mfQU1twSmGLbW33ituMxl89b7za6zCYVDYWNVTVu0LlWiI3HfL8DKnoC\/zBl61mXw+AVcIt8hl3vIaWfX2MGfWYWer9xiQxJEffe3Ha+E35EgAmUq\/a7XcXcQYF3CaFc7+yCTfPel\/1KeT1k6s7uEOZvdvb0e13PNms1FiaMq94eKQccW1BkMfVCPwLc\/E0qZVAoFpBX4iI\/ZNBKWZDwrWaxyrqLaMrIiDDFLXz+4wqvqWJtpxO57p7VX79Q7rcYgmOaYSW60dd20Nq0mx1+Gvwn+5lXJ2aqSNwKzCTccNa1N1b2yJgFiqcd1Ni0XvvE7A799MWonkZzllNZ6S6b0l0E69N\/xQTqkXwSKSJ351J0WfATvpdB\/SufX\/N5LyTtPEOFx8t1j5N5LyJ2Xk0J4bQJFvC9gbBh6EWHCay98qJxO\/RPebPpnytVv6lS1VluGS\/3Ns7NKRaJ24xlfEh1ywkpgcTfLwxaD34V2Pst4b69f1rNfc1gTFKq7CsdCcjPv+AC5FxBXfBHOfMQjLnjjF5Xqn\/BWq7JyfgPEjMGA4Ps8g9EBTy2JY+G+kxImacwHc+y+I8KFXfSdCPeeCPfOIfM4HXHPCtK8sP5rqz4ugcd\/YMXHl634eN0TS9d7mKxoIANQoPCMnsEk4DjzNHPk2Lu+cJmgGc\/RGSoJlOWN\/9V2fJjemgmOqqwQdKvKUCLg\/y8gdwlOcM6qClWWL7z\/yLDB5mSOApSLjAX8VZqA9QVadmGoEbDUjaeRCLPo\/iDKrphKX0gjkcW6acEhIHkFAC1lpGE8QcnfU9Mj3IxFIDH5F\/NU7YA\/jPPjR5Ivnyti5KXPNTHy0tcy6H8hFmPuKGczhKqNgwQZE3lJXsJoglsccnBHmd6NOZsBbAAaKFRQQ87ZzPINMXCidK81yRPUSnKaoPSJRPTlxkuS6orhyJKjny67byqb8RRk3r3IT4HVmAI2zAfpxvZwIdxJzu\/ptGJPAwqrPaaBFlHsd3d2+rrazq6u1\/uJliQfn25s+7Fsc9TcGvb2+m3viNsByQejIfyAvBj+dIfISAYu6PL7wv3eq7zMY\/o6sQMSE0zeAhoAmMDwjsaLCqaGu0kizxctM+HaUN2RohKpsCARUCMpmRKoemSMIHcTOYZokEv5eRNGUAoY0qEhHeh6yx+UoKDjtVHaIWXKL6UcGRKmtO1Pey\/9qQZTRvkg2HjZnA7JhEYD4NWlmdXEUBZDyRFtMX\/Uo0yq2aHsAQ2aI8h80FPig4N9+nKpXAzlYihXilhO6LQZQ7kTXe6kXg4dm+nBxsvmCWSzo0EyOBpC15zexJnDC81qXsbVBPxZScVgmVOKSxUoKlR2eWPhlIoQ\/I4bobLuA8sIN7h15ri3faOiesaF1kEFd6YBF+4c3DWP+XCOu8gwnIDdlD\/eTREFsYH73SEplRsFF4jUyCRSC8NAYB8NQNY2XFS7aEp\/x2PDIbCfwrs1BaeDQBbE7mdTY9dzlFgrJLEMugrMfzNJsZzwHj3kNX2SMOW9KA795efFob+gODQc27+ARLQQ+xgmQZJOv6A4Gjpdp4hM8jFB2q2V45+FoXpWok1JFfVP+P4h33D3lKUeUzo+AWJMKNmrU0OQXBJENRlsYpKwlfKw47NWtE+7UnsoSU+DO4gk6amJ0VZkuoQmm6ljvuebqeMgNzjtT+EsorRrEnUBfbmZas3AlOS\/phsBSfA3GFZbRJv1nD8SUr01hFQ6yADXXE13b2\/T6DlHdm3\/RbukK3nF2XDDh1HpuDUPq3K0F8sTIu3watJmLKO\/DFgl5GKLik2plTOoftWubAJHRhKKfBbJ6dJgmEMiU6ywtdvezGHXYVrAw8ju7EGSQgPIhAE7pgxbauyYNNQBNpIEFBlU4E43pySWb035Nqo48xdtgtxtE6Q9U4dkhnhNf2vJb0gnTB7J6eQCsV+0WyNnM3ccclDVnmoRXZUpk5lOTBMOO0DvVBj3US091um+lB4vgbzZIW+pEutCuEXyBhhuLqo+dtytSjK15XbJdPOF42zYR2K\/0++4cJKSz7hBP9O2\/7l35n+G2X8jN\/vv9ltuvyVn+53+5037DKTVHQeQA8L5pEQytbInClMMlNoKrc85nfhj3qMH\/pjrcxD3DacnfsB79MgPeKnZZtQO+K9RM3J+jciE07\/6yEgmhJExJxEjpYNtwFtKEKEA1ax8b3kL4I0ziDCvDMm1ZQL4yajwQbVz745TkJjY4BLcDPhGruUmU3LIqCE4gQbGfCN34NM3QfONKTkTdMKBRynx3i2Y3NyK3lnpYnkrmjr8zw2jd7x5Jga3YrjxTZBzRg+ZfG92IAV6fMN6LRUB54btXzbV83mVfM723ze3jXGciAHuf1lTd+gMVdgrRs4Z6rCWJw4VmJxCQWnNcV8xwmW1haFDfQMZC\/eST8LkjEEUAVym1wnlYsN295qfN9yuEfvkElDbJe+V9fqXvImxm9w4veUfU\/ueDy75sHmdEHxqQjiXwmV5oL6UyeQ6IWr\/nZ1sdB3VL9tkjX9hJfoTyDvVTK50dKuBDshoNSHbyA2iYsCHDw9KoeNo\/ZARtVEL+TF\/zLKB8ojkzrAUgldu\/WhqA+8WRp7sY234OPSUETp+TdCa2eqXqhtXhnMlzFnyov+jhmAB2yWahtHj1PZR8igslKzhWVTDlCmdL3B2pEIi0tNSaiWmVJlUDZKhqr824KkzNGKdlIsEWkoH06Ezh19wC4C\/ysO0wgoB0CXpvzDPTEmwbJUZU5zm0jgxANtDOdZ4zbL93Y4Jh3VViDy95jrx3oVopsTd2oFvEHP4L2QV3d2lNV6RcymYgizb5YyQJAyGQNyRDGTFIzyIJApp1d7KrTEBlWRv5Aa6uklTxxA7kLho5AaDSbMzbGYaGTE4RCpchBmGzgbynBMZHq7cWAfkREdewqHppEXhBlFacDm0chdBFWx\/ByqQQLJLj1XFGAhlnkcMLaW7tWOojtxdwjZ\/cxy1wI50oIBtPwEFbNLSMcreUiWePhokw2pwb8zBHQ0SQAZycG97rY5iWt7uXzb185sq+c3++2anvbRU6ueiigCC+m2oHcKNuO0XG2dNd89ZmnGJgt6SN4SLGtrx6+sKlyJUtjV0CAcZtc5hr1hTq5ffb9XKrGGzP+tMLclpq0MitF5au\/FT3PhkqmiptLD5hur8JpyXuE3SutV5hQ7SR+ggoOkgGeKEcBLD0pbvaQImT0BXxRtxM9gIpI1T5MwjOvJzmqCyNNrvui\/k\/OQGOVoSxZnEp+gNVWgMo\/FPPqxwa1bh1jKwkpct5D4qF+ZBRezvoc6i6xi4blINTq\/DEzrBVdbi5AjGNoHlyJyNNcAjZ\/Ro46h5soH88Zkc7Vk52lzz1dH+QX2sKpgLDhYOlWIwGeTNLeCtrTPoexVIBD50hwRjDL3\/ywgME\/Kls82Zq0PBr5hoZWb4pf6hcCdReskidEkvQsE\/ZFw6hAJ5CabfDw8122\/\/b1XBEyXr7hUVh1o7qFDT87\/gBP5\/ofJl8OP\/iNKvUbXkLTVJWfJmhRBVCk2kBmsNl7TEKxVuCBKHizhNxVWYTI4ScAkcKQlZv2Z2ClUpuZmWdnlSggP2fqWgQdCJzwWQ+VyYZP5neuJ\/BiK\/JDRPBLU\/axJ\/zCmS2p83chJwVLeLjdxXvAAef2Ne0eATbh4NAYe0Ow7Et3QFZVXcsc9Nd6d1ZnAFXEDKWwnmb8JkLbggJ4IcsqbWBLY9UDVWdttnQMeHY\/ub6H8TS0KAP5n9TTj+maDvRL\/jmXYZb1rfQPDtbHa32yjkPBNg3qM4A5RelM1Ln3uB9d2CirnadSiMp9wvDNEzZnGDW3ILymf47eLvlv6NGJlwcgf\/VNP7bWd+ztFOc1GlLDWycSZq7XwDcZwWcdcrXSzqZTvV7r9lj8hUY7syktd2gFrsW7vtEg+oL9WmZlWeFUSZPPJyP+1RQwg9pekGhH1atvFdYd47CIZLDk2xzjYq6bFMLsgYZdfNaUWwTMxVGQ9GmlwZLdFiGZks02KYBLPBIZ9JkZmCrgnI++oUhzTcgdVsc678KxTFYfFbnqSjkRlq6pekNJKA6eBU7G+3wRxqq72CIIEg\/8TtbNVpl84Klo8Z8yr0LOOMCcOYvcLjbJM7G9zPexQkorSUuZoWJwDLkvEWTtPd8UsQKlmdws8V1F+0Iavur5ExTOz3Rsamymh4CLR2QfRP4bfs0LRm71I1k+oOgTxwv92f9t5rPFB2sU2mRj8uyRSJ7ZKwq6JGy0ldhj06RRN3b4kZqWjtvWpkXXLlFiDXUVl\/T8OEWthrSyW9YlmZcsvsa05kf01aEzeHoHMjoEYVQwP1neDTXVylwgLd+qHoGwGixkZAJkB2RoQOabj1AeMncTBEJqeA78k3+HkvaKtTiUG\/ATQ+1KTXGKyrlwu\/dKfmhov6QIDFTiBky339MBAyZhBJ4FvMRV\/+0enS153Ob1QuvK5APiNFIx8z5Wgq\/xQqyIjHSOwlJIbAiV4ZMClAHF8Pqoj+Xkwv7pJHZRi6a8BcDKo2VNqpHfKbI6NG4lkujZUix5nnLjZFo0Xu3lDm3pQl\/dyVPafcvelz92ag8qpB5i4OhtpQ0IxQ+szWJffbjiMlFLl7s6lTARUl0HJGE\/dM0wAfmZ24Z46um9PEPap9Oyq\/FTTBEGSLD0oamJu8zH2pH1qyj2l1yh0pLeNf1i3joUjvJRiuQ0zD0gKjFElvGyZMgOpwufkmwis30LZrMKt7ZMvdbYrNHWc1PjNPI+MMWjrBDKxnnFN1byaljajwDiocRe24opSeKgklPH+rHt9L85h+hPGoIxkNuMbkBubeSMFT957ZH8QgHfbx162Wt2OcdQmoFfNKragOuQBHNILzs8TE9XMuQJp0A\/uV9VodFVU6A75cPU+q5Anw5cvS1gM67fNm1+Mrue4MbL6bIE14gvHWzPOLnRrDvaa2ek3h2I57eD4bZxweNks4eVDexlJDm+okr3fnZhAPq64spE3T+uFtLw\/uB11BLwr3Rb0fyotjHnopufMycu9NSO4dNHcWSEagBJYh4UfeM6l\/Igcq4dWSM\/u7xDTcklpyTSYNCnJJ3pMjMfS\/iGbTR7M+v1RpgcOG\/1VSmH5BhX9Juf+eMh8tga+0AWXq+LiC6NS\/cgsawFC4+AgBioCzsTtEet2gJnQZvGh\/rJNLD55L8t7xgUiCOf2r\/7tQfuEht38XYKhcp+0uKtquXPUXg9FQWsanSf8vbRAPG6q0a9cnfcjtjGSu8iFW8QIm9G\/3Mu7Dj5smSrOJKgdZF+jtdp05HPqLx7OKlyYRd2ftob9ryte2SbDZ2V596tfpQb1G0Nez\/1c\/4ZX\/pzMvaOJf0tx\/TyM5FRv5Jv\/p6ai5WK2akBAcS8G3CuteFBR85fxLCg5y\/nsKXnGwNOLB1tAvjffByMcH\/baW+Zwbek2R28587dJb6viRwJ7LP\/9qJanQDXXqUp0idUryyi2gWXbLV6CdXFZqEKzCgQYqupQ7rdpXKBVEYWY\/vZqBmFen1YpFV\/c1uHgky8vphRLq58Zaz9eu9ZzkxlqHJc1WLWm4wivN1VobCRfinwY58oFQ6Iszh4MZxYGi1C5lYPhXTfmlwk5QxTl35l9rglCwEpy\/N7I8O1A9efWsTk0oSwgj\/hAgnmtD\/k4YvcapxbnUB32UTuxrt0CbZmigEh5Ixburrh4p09ma9MTZd9vtrgY4Sgbc7naFBCXFAApEiQyblG3ksFE2ZE\/4XWYn8FVIhh3PGlkah6FQKI4B99e1W6DkT92NwiBEoAS3WIbjV2k8gr5tozAX9+VmW6hjAoH7niG08f1VYvMaIXcgJIdfGhSARkf8vKWJAOP3+fWADSnYdywWL4V9jTBX9M874fxwvF9NdirldduvbxyNdUn+hNPHtVsg1yiptAQcd20uzdpzktIEY5czafye+wfCnhdejvFJIvRPSReSeTqVHkjHnNajxZE\/qemyUnAjntGVgNDsx9xpCRVzrhrLhSaTwRoKo3qUZufK3lzK+SoHt4\/o3FbaVuFXUAqcdd5bhl24rMw0N5\/0ZUfKhlqYqrrk6eTV4fbfGU6Q\/4kBPI5T2XKhbLj07IK+a+v4PmbzjHNgxiubmXfaUuyZGdQBLPctFbLHqwPtEVjOwZZ1IQMDSLPtTqWkKJjNzcErCf0pllF5Xgl4KXt3bRjBQVAQxXn9tWTmJnuD9lWQiz4KHVLZ0soM0jJ5tYl+ZaqvjfTb8J82zCfzmIurdCQDEPStN0cHh5ZnvT76aJH\/sUWztqmFS24hJtqEC9uSF+hhzDsWiCmLZBikcrOyMhK85bbbcC+iJS1fDcj7OvZBtWjzpdWa+3px0bnw1u6S5NEW6edehOFxosViKVzjqqCMz4zFrKLu1LyKcMHW+sKx9tpKWiymMMl3Qtqpm5bN8GFeF4OU57ghDLmQMpAZtzloVw4fX99XhSWCWJYQlIiXweXqsSaSmjo7GeRD8\/I7cNzCoN\/O\/LuofdD7vG+9w8E22C0LI9AnWN4rYZ\/ixjrWkpAyt\/KgkwI2jQgTyO9sysn0j1fFH7iFSxWTdGYRpSb8sxU5T+WFvlrkh73UnpPH64ImlrcXW6BWfTob3GksF3jqzFMV8ECan2N\/N\/\/c6LTbTetXa6F9XmSeiI\/FoyyKuw9XXM5Yzm4heDY0bmiUTtbBCv\/qYBAP1wViEjyzHB9zjMJC6oRwiyQAxL4GojcyAtVVqSWMpcrptEcLbv\/paEG4LuDMsYFifZwmY7YwyoRnYY2WpD4vuDO\/4PXFmdfoG3hVsu6LRwEFK\/cd5kKQYTw5StRsXTDBoygUvCHjfTVYzhvpeNwA7uMqLBoZREBt2oeib\/kNlNU2tNSlAde04SWol9MwGjW00LSRjhtW85VYFpUuHSuu5Vl+I50K4OlUZafqeuIjlosr13IWRuyd2pgkGp1xm5VnaNJnLoTikgdW4sm30tGlPO361sVVOguTCbqayIgMfgNU0W4Dzk5Hjva8NlYPbrUAyWqKN4tZEcTZ7cs\/lbj4p0auhm5qK4RhE\/u8NwpvG7WL2SM+sRplsEU+AbwmEK\/t97JHWeU9sPvPmx8gQAyLudN83vtnM1uZF4IPyLxIYzjNOmlTrUzLs0hDfmmkSXQvIaWvdMW2IDaZ07SwLcvXgYAq4SV+GoW3+4o8kdp8eX5aFkmAw11twlZH3R95DXdray1lTvGRgz0S+EDS570ofDxkTLD2exBG5vHXYlaBuphBZFQetZ43sVYE+D+bUFCB91GzOMYo3LcWyk6+FIoiw6Csyv6FJZguQqJlg7C0ssqLkL1NzVgNSIMlg2holIJXyd\/8j4DzvCkbleZ+8o9nSWO+Vu0eoHRj23Gegl80fHiITPCVq+Z5bxqt6SgvYO0yLDWN9rVhY5IK3n++cmukotwaKmO5YuWCri9RNCvR9oHSIpkE5i2W8uCh09rJE\/yPll6Y89ZzE4q6mX68qR83tr3tJcDaMQjN++rqbKs5hWhhkFYWnw7iVgcuwoJL39GSxSuTRIpF4qG8lwsgJePfGpPz83MTIO6ZRvvrZ+OIBVeNUSoaYdFIE94YccERLZIGeO9Ncz5qXN435KSBEySsuOPzM6uPEGrkbBQyEd7yRpbOYCgyF6BZifb0jNaFovVgY4ZkVEdhGdair\/TXR1np1bxeJ+BsdWCukRPa9k96VXnV5Ilu0ojgMjjBVieDo6HcwUeP9vRRFYLF2NpQQm7tg\/\/V1j5a3q5fwRXq4eHIWAgcGvvBEjgot6dv2s0acW1+XMv\/YjfhZJUDOobXBgavkYP5HzQh\/eHKJs7hFYj2BratmvnBbvgLetS45PdpMmqEomhMiymLGvwOKD+3cRGzKAIijUlSDSxXkkYE9zJAxMvGLM2BEgtYxOXqf14BHcG8irhogQ32alqimF6q4eMSyCS6xmAVOK34RX638LtCFc\/Lb7gFV8PvkuUVADEWj\/W8KaPymGtvTWkRBtewwMp9dkbb\/lkvc\/GD3mVnepe9perL4GxI3lD7LQSyezK8EOzEN72W2253tLFtB16MbffGtJt4s9HhW85mh2\/5ykbsTc9t76JcJheW92bffbHdt3gCh2QcjiwfZ2T96Crg8NFEcrMQYrdMFZD0BkD1vIJ9\/+2gM6zECw2rqT6AjMF7Ky\/p06DFHVy9+WsjHGFP1y5azN2AuSvLqsOjXBBWI0mFXK5yYVoLFZcJw2dCcEmK4Q7bfQwtSTHCZLtuz\/d0L17haVE0EKByIclQmfpUy8qAl4965zeQey70zqv2FhPI4sBFB0Dew7OxvawyZOuqwFY\/2V+Rg6SLj6CXUL\/qSpg0bkM+a9g1GgDaAV7Z0aOqh8AJ1bdfdWezPB1NAyE77fgN5DrhSkJos8EmDO5+SnPMO55GUQNhVI5OLg95gK4g5KubSPN6mFnDcdgycC3RAIbmTNRmecJwKbaWcCeRf\/gIgBKnhWjcc5YXqpAKQWZ9wvqKaT5mAZftqRz6BLVOgUm7LHh+y0cNO4jS6aiR5o0JyxzLU4Gq2ZKKOM\/LyEs\/xZxpnvEp7kxyl2PYNjgFhVxl0ijlh9zaCk70neRELzQnCsv7R4yowb\/lovm8ZHZJAyqPIgDR6yg9PrhwZJeeOjx+GsXf\/Cxm\/xeYUWJYEzG2rf1RHuLh\/qOmlisD1Fyryu1a+213539S1TZUtfc\/qWrX2u+43f9Nt\/as\/W7jn7vD3\/6D2uBAM2vrWPszLoQB++ovYI3nTfvVU+zZSdLYOiQNBuT\/NE4aWSWH8RoylgXwCmgZhjehviga5e1UDTtKJwrZaQYCtxY21mCX6a2mjJYYvioQ51PyNCMEr6FNjlZpkxdw3yvEHAE1HDct\/er+4bWolwM2REWAaZKeaIv0Ko61Ep6oMD\/zay9xr2Ug+sTFAPME468mS94yfcWcA7NLipnxXcla+lLgMU6LIoww15WII08k4M5m3EH644ZRI2V5iVTAAKdmeXm\/DCEB33Ik9VRXzG\/5UxEt++rZs+DurEJALz0Ml1Drq1LCVx2t8LLsr1XhYEt22rrBnuhB5xilZyFVx5xCDN8kYMJ+5eINR3A7lhKmGo0oeaZu44N8lSIzYgzX6PCaQ+UJJuGnpLZPy1ZN1vh5dQupPAITZty7xFBsbRkR6MJcqYUStmSB8Hi\/BNXdZcZ+CVbvF9wlZEUIX7HCquNnrqQQ4LWlFEAkorDGVusCsjy9lUH44OIkDM6QDNUmA8VduRAjB0zolAVa5CxK+o8vZeFVFimtk9cpVZ7GqcxgnR5cHDRen7y8aGw2jj5cHJ5ceIZkmjQsuc7+qkocXHw8Om+8Pjx637DfH308IQ2ow7Equy8ZeaU0KcUALKo0G0yB\/LVfvWq8\/NzYdttQTu4VXb8880njFQgikzCYFo2j9xekcRuyxoeMJ633XPB0qYpyOOYysxw\/YTXdRarGpQgP+T0UEaf1jIbduNBKSLG02gBREw6yYyVArhsE6aDyK+LJy6DBEV6kw5jSXDEaubAh\/UTZoAD1fjkVAnYV3MZgyRervi0BGVTnH7zByotw2TVQ0cPvMpaM+EgKTJe1PGW2QN5tau53noxaWZpZDQki6x0meSgMi7RwHynCCHFpfxU7CV2SVNojZjt6xGw\/99ZWsUL6G7nF7OFBxqqp1QISgDXVVOoJPQLLIBAkiCV3+Cxx5ooah9dLgdf3hknC8zcf37+jfAGYyBdgG7ACaPihzMyUM50QKxSL7hKF4yzfHlBzopmCN7ShwTTuTcFPa+68shynVHKKMo78M\/MKhSq055PqT4ngTAWoNCIXNRty5boPoW3W9AirsUCXjn755QHZ\/+L9PWDDPvxUhnZY01N6zGR5afs\/xtS43kGGX14dBOF1SuCo0EfR+gsY0yn4karbEaIarlEq88eHUuUJnKJSVEcZsb9AMCvHVK4eGUHXfmIconaXXXkvCMbWwksCVlnusbXh3EbhrQUx2HAXnbKY62UOy5sZq3vVbkszdbliI08BeRRROOK51RDsEo8qYJIk5kGhHrU+SKtHkBzUtIcqF4olYrC97bRrSewOktorObY0k1YE+4+YgZV5b5mR9bnPa\/crMLmgwHxm9WIoRwzGNE9kUnYN0VN5btFopzK3s9F0SRmGGpbKtdDUhixmtNFtO5tdiNGQ10wiyko0MvDrq7YmzzGyOpg3+SkrkbV1ONL2prK8gWFJvUeyNi5zakNQBkz5u5UhznPMuL6Zjs68SFw2Gh3d8kS8CwvBE57bVpaGieD5KJ0lVmVqNHLm0LYPFzvjmM5ktlcsg7t57ZGryp2M9C3OmTNfJO7XryOp6Bi5hUgz0JayCZO2SgvHf6IH4K9W7wFyUl+\/qr4sni4+zSzTUkr2RBGuK8td8\/vHgwbrELwwglLrIM\/T2Ts+Fkq1U\/9wCGWdeVrNYMtt7zglwVnPfQ5s8cp6PmX1Wpqra3mTwpWM89R2Oyu+HsG1Y\/PUVt809hq5GbC4iTiU9ng4BUZb+ja9p\/Fb8Bi\/RYhRLT+o4bgfE2NxmIQVlZLmI2pNszqWO8zZTOE3ZFid5vPGVTi5QtQoySzMotL2\/5l2d152K9LkP+sFroQf9iNCDWatGzJJ9uLVf9ELDHgAwplaJ15CKor7Kqyve2Ptn2pxpGr0OSjYTcnEI195YOv\/\/TwpCXjVO0VSUEVI1LqsRdco1JHyHRT3rBqAymuMAIQ+S8dKIFdpTAeD+lWAlhy\/NSQDS0eKtYj1Xj9CehHkHC8IupAPw6EfrMAFQQRkZQ0TSKw7cgWIrYT0hS5EfznB1gA0wnplTrUBHyFBpcRhxarb+\/KR5Wg99UXJsQqI8pCtu\/EvV1cJTjOrP2l2vIl03DTjcF4sB5KWeu+LwcHQ\/e7LP1S4333hfqcn\/vIFdRBupiTJ3sANdQKvqCttRTU+WjcuXNx6ZEe0vaQTjGvaQPCDG5wNB+0hapmwrDM\/omeLxRG1j5od59eygPpM48ERFPCz2lGNqZ3hT3VRrXHdybeP4F2\/u\/GZvrvRz56kud8+ornhRm\/yFk4zw1lAaWdQzybvcysjy7Q9TMB73aTSrfrWQVUWxoIoTZ3Laxd3tx\/f8wNX21UMeBWO89lPxuPMl62cIvqLvvzMffeMUn2RbOSGd1r2CjE0VUzxWjTYyu8UcuspTZv0N+wTJA5SMBUbqMdhswkSpgUaXib7O21t\/NMmAfhwx\/AzMq4C1K1ktONnPVpCws+QT2xSNsiw80Gv3Z\/u02TDbZeRNAKaLaRPpvr0Yq8KBJxpNzuDzhrhPTp424YZtkVdIWSkBK2OM3T55sSRs2pQqI8zx1VmVGMq9XcPyAS5YNTa6GA0VH1vVDn2g38ddPVAB109GLrvYA86c3yWwbEXi0W57ytXEi1yPC5RzPEP2B\/DhPkppsMwYTYYj7oxOv3TF02686Pg2\/JiOp8\/JmdkIyha8LkpOhCV4bN\/XDuVuLNYb+Udh3DktK2nLMFjdldZjTsGK8OQxV55Dc+fJgeTA7fwktv5Pv1Tes6DgXMrd4x5SaAuuU+P1\/IPzLbzkn+IHvMPkeIfNv6EMf8sB5E7c\/hBDuJ4BQeRP+YgIme+OC45iAVA72e5hRyX37HkFhL08n+y+BK3cFzjFo5\/ilvIH3kR\/On92fqhHwE6Oq7hMPJVHAazo5ZB8+dr+Yr8MV\/B7Ki5qqziJpjdXvFRMhPM\/rPOTOQrmAnjUiNuhFI4LbHAKRV+uLQHKh+Qe4uI0oRZGeR7wvHrniiVx2UVR7jyrrLw7kWrjISJ+JO3OkNSXlLH3Hgo1XKlTZs2Ss+rxAGD+9oSbfEKb9LAPZcX2eFnkElw8zI7Jq8RS9Q1YskK85x+pO8Wi3o0Wb5bbOkel0u01bGayZKtTiJtYZSyQvWyr\/5CDqUYyZcd3dJmWedrbkdOrTY4Zh8XeM3tvJavaYEVRpzm3FKRje28GcHtQqZXatTKnV6Ft8r0qbPhdroEPVDNbrHLdAqWEDeJPa1361FP0JLmcfcrnFkGJTRM11UtZcBCVBX2X7mIfg+EaRWa0DJZZcbJfHxxqxJ45iqGXKRiyKXLMeTyMtphFUMu1ey2Dt2RkhjjqXF4HFHbiOEROL9Om1Pn16kOESeTYx0WTsULj0hOMjKSEcG1b\/+ziRve6ZidNVrghHb8vHUCscgN81aj2ycQTbCqu3VixpPLNo9qschHm0cqFvlZ\/8wN76q78s78vEVPfLTIlj7aS6EHJ\/TAXwEz34CNX8FG3jhbkUkvl+LcBa0a5JyNl45D3qzPH7dqIMX8pasnrBYA4ODNxsvm26F5mBpuIB8ggs\/DA16WPBj6SuE4UErr0tzBIryKeFPFiHxtc\/cGPvU67X7XQ2Ox+J+7l1ubBQT1KGuTDC7af1nNUzbgKqoO4TrejlG1TJGVy+cyGzTTWd\/MgTJxUjUQrsL1rOw3ftJZZP870lLp8Dddg1n5OVzz2IhYIRpb7caI3RfQQLa68kyGmIzjWhUXaRg14jQsgHAgjS1ABy8aQQwVFasrKshWNVr8hRofX7qVG\/qDWjCncj24ORjiC9T5ZkboY1GdRTd1V1pnflO7hVh9uzEIYuGXWaqoAIzeuOl4XHCB4TYeHuAGvaRMfIOmNQ8PnW5bKW7QeLKz12T7l629Pry1Onst5ql0YlzRaETpet9KWnsEzCxbySbc5nhjUrxGCcC82Z1VfhdpRiNMqsDwYR38CFMBfwQG\/BG1gD8kobiZ1DgeGRuJMGtdSSUkTtA6FynIV8h83A0Me7nPHDT5TBCO4RVKr6d6DKTSyRRDIeXN1R3J0xnqUiHKYv+5KRRLk4mSAkhjpecrGZgwa11LHbCsYU2eFepb1mv3dawfz7ppWU1WV+Niqx9scByCEI2GWffqNm4lrDB\/zdBYmZOqNW9cy\/a1FjrxsapuWuL1KdiPTNGuSNI1ypZk+iPbKzy62JKEyrLUPUTP1875Zxl6Vs8tyZfsC+Qcs9ocS+qJJTYbREOCwWSVZ5YkgUr5RC63bvLEmnhysj9gC6Wo8+fmBZ21JDnbx+LXppluUnnfcDCvkssiXT+L\/QRCDVSBm0U9IsVqNvn0wrauhMi8zc3ZbObOttw0n2x22+32ZnE7sYgMbsCd+bKmS\/piQHiVmnzpX1wTzlC8tFRvTuCSGmfV7T7TfOk8JoxudQFlvuiSnMKlrfRP4Puh3wraRcbya4vMwXL7ZXrnWe1Gu4EXCAJZSUAT61lhPLGUKy53x6C2XsHEI+GNQmjDurHgIF6q7g+PFL3O3bF7Q6ZUh7ImASahjSSJqT6n\/SdbOmRhdK+cfMsmiT5VG5csuEaPsd8aDKIdNOwRKyCEBmnMQnFlGDCXBuVITTTsUSoEHznKIGBET5JxmITinmS0VT5PcGPJ+PBTf6IktelgMix15kag4xGBL45vBDjOZBLSg\/HqMvFSgVia8IXFMfSB26OKf0CTk6w16nV464Uzz+io2VFR3ErkdFIxAXnzRJgyjWmr42zYrJXDnQ3kZGWZBE5T+0RApGVoytmwk9ZWV0ZTrEYQ1eRCsOCkhaG54loAeIvM7zpeTu66Hmvl5L7jndixQ+67+HehbjM5AlupM+2gtgrej7GVpI8P7InjivQ4vOMjuyM5pRMsYSajA1uPBs78qEnto771zvKs95bTfAsQnezDl7Mmtc\/ML\/DpaNVQMyauloYqRz8feUcLaRp39pMFxwEWO4NiPwnUmYTpgR04AFb8e9\/xtgGoMH0LFUnhDSICGXyh3ll2CVV4OVzg2dpeOP6bmgoB462MZZxMCIJc79cbR7sS\/aB6nG9ogGCuFkuCqzS3PDTOXjg+F2tbnbY6j9rlinT6\/DPDerFw\/M+16q2Y3WFY94xkK1iDpcY+G9isogu01d+5Sft+A8vK81XE7\/kaS44sTFqoTrWcWhdzZn9TsW0MsvLb0A1UOLQksb9J68InzbZXufhAm+sOcPimDnCw9f4hVQX5b438q6iqp8Z+mY7uLcc0mlM2NE8VAswPRlVJfVbB+sScuGluf3Mc\/7zGaRisTxk9ZvnKNgOm0nAtF6bJmjEhIDCDs5cjLwxS+Oc9ke\/3xFWjCFJQL0tA\/1jjnKez1qVIKho4RIc67T2XM5s7ErRaw\/7Pprja74kRejYyJP8hbaTS7GQ15524NySpOO\/HpdbyvuoT6Wp213pcOFtdEPjax5mL1ZmBd60y\/7Mp8n1rIbjJPlazOAbNyzcMUJhooSmKT79q8SnSwgk9FP3jxB5XaupD0MepMMX0DbOjRD4THTRsdUBlx\/FlCGP6GsvEXKwuEXOMROyQ9Z8AZ6y+eL1ooeMUKrbTxOofir66ogjDTiFdrEBg1eWofyV2SMbLcZKqm71rEdGkSg3HVgeGegQGQTtzSVcuH+MrU\/X9QMhABDGXwFRgwQfCidHSAiZqKZYTTs1I0Lm24cSoTBi77c5zdxYkFku+biqCodqIZpTyjRFeCJzQU\/+UjvBq7h+EgmTLoSBb7CeDQf44diWD2JVQ38\/FQZWm4BcrTMEvSu3yD7x5sNaIREZsSIgE6ZuRIE9p8qjvVQDbqvMtCC\/axZihYzsWzjwWpoiESRmIob7XmDSuTOBjsQaBF7Mw4y22dN5ZB1p0YZ8+0oiokFA\/qPJyucqXuspXwpYrwhBmjnKtr+nrcJX1oGFPWdNSuJZYWdGC36+L9jMQ9QgjbVLhH3Iq+lvdtvcKfzu7aKQg+s9kR3RT8g0iM\/0mg0P2n8WlYD4WPzBMi8VjVS7CwoJPT6uf9TQ8pXuWeSY5OBD8pI0uXEmDzsnhrcy5ZJq7zjL3R50wtN\/\/2nwrAGeC1pJlGaCmxksZ0YPdNzjLo1AZsrW3XvwXhmzY2tONRej6K5s6MIy\/\/FmNfomFDiv7g5WPMwTy4p\/VTYPjQmWpChpqtkJDnTzWUOdo47rKsJX9tKo6US5LqKqW2G+2VjcPWN2wZm4bseLdFzsEtZdScZ8rxX2urX3x8H+6Z0tacFbTgrOf0oInykz3kUYbN\/dS3yGlbiWbrNBm10qqgUJKZRmrkWzySCUtQxfC9v+xkV+iwZ8sG\/klj4z8BsbyHpq2fnmNdjYuV1jnyhbEmYX3K+gLpR4ZCyhcrS0GWpFfoUlDhGFYhaRAlaFx4VftE6mOLe2oIRblZ+ynvNlCHwbxY7JCXi4GOvRBe7gBd+Rw+RBRG3UHcNEPXCxj3GdchIlt563E2eyq28rMlGZ5f1li3GWWGzmjWjl405xnd2N36zeI7rG3JzMwyLFs2Y936AEsqmMOIjrP14WtXwpv3pUhu9+FCT9koHjaJdvDdff7oOVRs9Mro0ebkTAjJY2Ev83Osrck3d4zHSWTzW1Q1XAZ3ReUOChq2ICQvxgMIxQ2A4hzhHhOpvSK2RGREVASDCYl8B6G5atfILIUmUKppWt+jA\/mZTDL4x8u+1lFq24rgs7AjUV4lT0+dIarLz2AgOsEwq2T7R9forDmxsLu6ksI1lxWWFT3DLXrPG1t6pC5FU0a5zAUjuPAS1+11LnM2uv2rfecFdOce40CjyMZxgMQKkYgYY08nQruN46KgGUcdJVwXkBMwcOwEHBTGspeBBG9TrsUvlzHDRuTN9ydrRcvdn6rf07i0CGNCVBBjSDMA7CnvsXwYVX88hbK\/MA32Ujc7\/atQgVP88sepw02GpFHXUTc8A4EkH8Jw8U45snUcsjfZto1vy8sh5yYrsjgFAARJQxjtkwoMvOEOfOTuq+p8E+YgaAMwT7ya+8oGh+CybrwV9Kky153aWT63ElxEH90mzg4zdVtgKV75xUPrjlaKWOWFYJ4nYVghnVOe2mEbOu7leFCwUbWiuUCspw54mFMp0b6Soo8+WmKPAElSkWR57LyQFKm4Iu3xh4Lu07ePTxI1ZLjZ0IWDZMi44Gw+taJfCqXPpMLHxUKoM+7b7AAY70hfbtiD9THCdvTq\/WuryloDwhK3jhoAFXTsGGPYYLywnWIfH3ZyDHghC3p1oakKaWjfUmFOz4EC5qYSTLEZ928bGyYl50veQD+l57zRqSJxBSvScaXrWB8mfaBxkANeEGijCZgeZGM2SBRjt+4QkTAIEaf5bHEjqReM\/nPJZ+R1ltavct8v1dAUDOUss3AAksJRDHx5ySjpjRNNKKUjUCBaWo7ox+pOuWCWqnulAZpgFC3y\/tKOdkGwee\/kzkrhbL\/E6LX\/8rtKUizexBuTkG4+SrNIHji1BRtWv6\/EhknDw\/rZ\/o01VsSV4+OOlcXCvtwBVq1EYLq1ISr0mi4BteBWAyjMnRH4OMPtnUBi3nObMebw7UEeGMCXk0g77WYeZdwmcXCV5dxWTG1mtwpXwMKk8ewVNcpo6Rtks0JwROMqO9MrP1u0NTMnTlV5RG1mo+3cVKp+6SvcS2Usfn1euHoECNf+oPKG3voDYaODgdhSZniaakd1K2PqNU81fSE9X+Su1nsQTR8FeDYDDd8ZQS4kfbhszAZpTM3SgNsE46vKwzyJ+WXZRQWVS14p6y41xjvqNExpnYdt8iiUGDb7jjNIc7nihjOVWgNi8r2ErinE26N08GqEmdIRxyuR\/50foJ38iYcb5eTGZJmx0FGtIxhUgmhkurCBsPWUkeVjnQXyaNj\/WJFcJ6LARv6MIu0CvaRuNcQlEaa5sIdMNfMThz\/CH4Xiy80F\/vtfpW9mlUoZVybBPfFwAWBIFVfSJnvyOjxS25v\/t9Wf9BuvRg2f9l0QW4HWZx+yQ8KdwRcH5Lr2lp\/2bAfrGWXCzgOXHtRi3GOxYVbuwVDmyoLN4BbAAzI4Yo+ncaXPDfukIWbC+L+0yQF+MvH0l++ZHij\/rOoDMdeil5BQPtT7lKgCi5JEzBX7udqJimlW0Z9eB0MWGnYOXANOXAN+aCrWRm4\/AQwDH4EBIMZCu\/SVPLL\/Hq+rrT5z\/pBX4FED0Z9VUUJSPvpzw1Ndz6tBggBI0yVjEltzAzrFbE27A0vOBw3ajYfLLgpaB6hhR+aISBPOGdujKzigrkjygfdYR9+PL1gZMYtzBhQeMLrRQbbmHJF4WnxIxrzit8NB3XvTxy2Jjr7yZpBXPE7hBK0omFU0aejRMcNyJ8m7yUsTAJfGnjldSM+tLp6wiEPMki2Ypk6r6QhyRMBxvLKpORH11X9uwBjKiARaJFVnHwtvsekIg+qFAgGP2BDZymKVi6a1vIlAFjCiBQkgwctxQpygzQ24wURJLPBKBh8j8NxyEe1aEMxzyc8Ce4b71nCJiiTb1zw\/DYMeCNM8EJwhGS33d0t9Ro\/Ds\/\/49j8zppl+igYloIILkuDxjOj4gcqvmfOZSTR8rqEbHoZhWA5pf2XwYmkYWtIONaqoyyrFg3QQXpMtuPd+coq2GAoOIVFRsBfBaW16KsiY+dBaAwTidmvAJ+jkBclIN6l8\/BwuXRFfaezkS8JFKONjru9s+SG0Glv5D9y+g9YcssK9PuXETGYH6i+0aQ53eg2040yTlazo72zA9j+COY7YQNF6PixcXO3uvYuXinpic1b7+AOct1gK3lcBKU9sTtOQce12wbzPbRKbhQsKVpggTe2VKGP0Be7HCgS\/Q8P1nHIoxHMqnlFwith13XD1UKJWBg34L5oCHh6cvrx6PX5wcejQ4tMSdKcNqOyO4\/7UQ9qzmvxzI0+8sFoqGsD8I6QZgpckb6M0ssK+6irCbLaYpqsnUpmgef4p\/N36oM0w\/x0\/s7OHH\/iXuV8TA\/8iQsyfWDLqL2O1B+lMQsTJPbHAD2AXCtmWQsUlg8PjyDnZsnE8st+Ac9S0+1MoH11BvgTN+cgsgRRHxcfw5inU2HecQQjyPltem2M4MBZkG2+5SyI5I43oUWUWVhHd1maCy6j2GKMXlY0zk5fSztIiNoNF0uFonBrZHdiCsGN1jO4T2tNz2A23mEWuDFkQbq77bY0EEzYbThhIkXXyuwyZfmovyLNneWh4LAIlHL8yTy2UIYNjNQ7KIDOQcpIvlTDuq24ib\/XqdFAmNeKwkJFanomdJzk9YGRTP3qYCDVNwVEXwBlF0ReuLgKxwLtUZn+9hGdLyC6cBiJhr116GDOJqb9M+12O12LWF\/SNMZ0uHfrHA79ch4x+RSzn4HpLb+TLYAWKEynhT72MN8RaLgsYp2FUhhkfjuxiJZlaRkWpr+HESjpFLy\/skil0gViStaMUi34BOohazisM42VMx9EjtzvjcR+7\/pS2imhaB95fUiBAI9ivzfS37T12GhUXYugWUtzqU7ydYHIDILpDomlcKy5x69fk7ujO7C3duaPkuyQfOf\/r7arbU4bScJ\/BXO+Wqk8EHDs3GawQmXt7G52TZysveckLio1hsEoBolIA5jI+u9X3T0jjYREfHV1X2whzYxGPW\/98nR3luLNmgN7VtGL4EzORZBl\/0th2p+HAqyWFIUb22pgcJh20+1V1HXqeN0HCMC2ld2MFlavpr8gkaNdtlTjqtQXDMAJuqcsz1ZjKiPZIxC0WEC82mUwmkJo7TFsChatH55Oa3g1MFVAjngK74TJKXE3qiVHfxdBgF95Ak0u4WU4CXeSBYpB3\/y4khjLWDZQHSUaMz+4B5dP2kn19kmEsRutIYveVSLhQxgvQIKoWrFCjJTXpGhCtphpYrPtnH67g7OZuCw90S6o5qritfkjerBLMd6MH7CxHQh9HAfWGEHo13zoqQsYM0hUiZJU2y0HjFvdNbSXgodeCodHjcMjjavQyjuSYRrARniktG+QEcxrQnx2GSgIYh+Zuy3i55rd9jGErxVq2hh7zUH3sPF81T0c\/Kvx8+y4ddw4bhwPjhvdo9WLafdo1XrRfIZ63tXdq596sO3HMlK\/SIju6whwMZQP6tK\/BebITV3HMv78bfuEN3FFNI3ICzpGRF5MfYBnbYwy71IJJR3EwDXRm4RmcuAm6TRw6vRhkZxkQvI\/mi6YUiVrnsMsxqD9fkx8wChc+LTCs7wAGF0ZWIcEWPjifTJywRd8BFkdoll+zG3q2WVarAULN4Etungbpk\/yYG4naOTCyLHKTa5VATRNE9t\/4qLRqSsrZ6aJbdpkuaCbrp+E7DCaOYJC7Hne2nAFIxXN\/pQb8xM87v+Um5KAowDZgZoHNCHpGAX4423TTf6WTmZXygmFj+d22YEum9nMimVHzf41FTyFK61egAqZvatYoa\/bo6EtPtPneh+NdLoTH1U\/H+gi0hTMdi6M4zmOI0yRj4VxTAtgFVUVjC3PsatydVA9HIiaulEZ6ocgiczc+NRCN82hpWaysK+tLhNeV74s4RGkqAjfLMVNMDRC5nSzCJUDSJBW1H5gAP1oRe0NhfU88aJ21J+dCEMX4c160ovafloMW32vIPfShjCtbCW9Dts3PwICuq6fDOHamp0PNbm379WNyoFcQw8Jre3J2i0N5oJzrz3bcnXkoZ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\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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n94vb8hs.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"editorial\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P01 \u00b7 ENGAGE \u00b7 participate<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Financial Stability<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Participation paths<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Membership and research participation<\/h1><p class=\"nx-tagline\">How researchers, practitioners and institutions take part in Financial Stability, and what taking part does and does not mean.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-stability\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-stability\/\">Back to Financial Stability<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\" data-variant=\"contents\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>In this dossier<\/strong><\/span><span class=\"nx-eyebrow\">6 parts<\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"#nx-sec-brief-answer\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">In brief<\/span><span class=\"nx-register-v\">The short answer<\/span><\/a><\/li><li><a href=\"#nx-sec-paths\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">Paths<\/span><span class=\"nx-register-v\">Choose the route that fits<\/span><\/a><\/li><li><a href=\"#nx-sec-pg-nx-gra-a-p01-pa\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Contributions<\/span><span class=\"nx-register-v\">How macroprudential and stability analysts and others could contribute to Financial Stability<\/span><\/a><\/li><li><a href=\"#nx-sec-what-it-means\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">What it means<\/span><span class=\"nx-register-v\">Participation and its limits<\/span><\/a><\/li><li><a href=\"#nx-sec-terms\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Key terms<\/span><span class=\"nx-register-v\">Terms used on this page<\/span><\/a><\/li><li><a href=\"#nx-sec-pg-sources\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Sources<\/span><span class=\"nx-register-v\">Where this page's references lead<\/span><\/a><\/li><\/ol><p class=\"nx-register-foot\">GRA \u00b7 In development \u00b7 service level R0<\/p><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-s-3-sec\"><span>02<\/span>From enquiry to contribution<\/a><a href=\"#nx-sec-field\"><span>03<\/span>Activity and exposure in Europe<\/a><a href=\"#nx-sec-paths\"><span>04<\/span>Choose the route that fits<\/a><a href=\"#nx-sec-pg-nx-gra-a-p01-pa\"><span>05<\/span>How macroprudential and stability\u2026<\/a><a href=\"#nx-sec-what-it-means\"><span>06<\/span>Participation and its limits<\/a><a href=\"#nx-sec-terms\"><span>07<\/span>Terms used on this page<\/a><a href=\"#nx-sec-pg-sources\"><span>08<\/span>Where this page's references lead<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Taking part in Financial Stability is open to macroprudential researchers, systemic-risk analysts, and bank and market professionals and to institutions and national programmes working on financial stability. Experts contribute knowledge, review or data; institutions follow the GRA participation routes; countries go through the Consortium Secretariat. An enquiry receives a reference and creates no membership, role or influence over findings.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"workflow\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/A-P01\/participate\/#workflow\" data-nxf-title=\"Participation\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-s-3-sec\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">From enquiry to contribution.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Canvas<\/strong> \u00b7 from enquiry to contribution<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p01-participate-wg-lifecycle-t nx-dag-a-p01-participate-wg-lifecycle-d\" data-nx-z=\"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\"><title id=\"nx-dag-a-p01-participate-wg-lifecycle-t\">Membership and research participation: a working group from charter to sunset<\/title><desc id=\"nx-dag-a-p01-participate-wg-lifecycle-d\">A charter sets the question and the code of conduct; members join with declared interests; a workplan produces deliverables that are reviewed and credited; the group reports and sunsets or renews. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig.<\/strong><span>The path from an enquiry to a credited contribution. Design, not a record; no step creates membership.<\/span><\/p><\/div><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Geography<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Activity and exposure in Europe.<\/h2><p class=\"nx-lede\">For membership and research participation, in GRA's spatial-finance reading, the map opens on population density and night lights with built-up and settlement extent from NASA GIBS, framed on Europe; 4 further NASA layers wait in the list.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"europe:finance\" data-ml-points=\"on\" data-ml-src=\"finance\" data-ml-plan=\"p-c5abe822\"><div class=\"nx-wm\" data-nx-water=\"ctx-finance\" data-wm-domain=\"ctx-finance\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"-25,34,45,71\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Activity and exposure, Europe: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl,people||||\" aria-pressed=\"false\">Lights and people<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"people||||\" aria-pressed=\"false\">Population<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl||||\" aria-pressed=\"false\">Night lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood||||\" aria-pressed=\"false\">Floods this week<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">2<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Activity and exposure, for this page<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Population density\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-short=\"Night lights\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"flood\" aria-pressed=\"false\" data-wm-z=\"22\" data-wm-lag=\"0\" data-wm-short=\"Flood water\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite detection; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Flood water, 3-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS Global Flood Product \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"flood\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"lstd\" aria-pressed=\"false\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Land temperature, day\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite 8-day composite; persistent cloud still leaves gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land surface temperature, day, 8-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 Level 3, 8-day \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"lstd\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"true\" aria-pressed=\"false\" data-wm-z=\"24\" data-wm-lag=\"1\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite image\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">True colour<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 corrected reflectance \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"true\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"fires\" aria-pressed=\"false\" data-wm-z=\"25\" data-wm-lag=\"0\" data-wm-op=\"1\" data-wm-breaks=\"10,50,200\" data-wm-short=\"Fires and flares\" data-wm-prov=\"NASA LANCE FIRMS\" data-wm-kind=\"Satellite detection; clouds and overpass timing leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Active fires and thermal anomalies, last day<\/span><span class=\"nx-wm-layer-src\">NASA LANCE FIRMS VIIRS NOAA-20 375 m (FIRMS) \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"fires\" hidden><\/div><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert tools\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 4.5l10 0m-10 3.5 10 0m-10 3.5 10 0m-7.5-8.5 0 3m5 .5 0 3m-3.5.5 0 3\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><span class=\"nx-wm-sep\" aria-hidden=\"true\"><\/span><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"in\" aria-label=\"Zoom in\" title=\"Zoom in\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 3v10M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"out\" aria-label=\"Zoom out\" title=\"Zoom out\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"reset\" aria-label=\"Reset the view\" title=\"Reset the view\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.2 8a4.8 4.8 0 1 0 1.5-3.5M3.2 2.6v2.6h2.6\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"full\" aria-label=\"Full screen\" title=\"Full screen\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.5 6l0-3.5 3.5 0m7.5 3.5 0-3.5-3.5 0m-7.5 7.5 0 3.5 3.5 0m7.5-3.5 0 3.5-3.5 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-menu\" id=\"nx-wm-menu\" role=\"menu\" aria-label=\"Expert tools\" hidden><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"measure\">Measure distance<kbd>M<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"compare\">Compare two dates<kbd>C<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"xt\" data-wm-xt=\"nD8AHC9C+3M3ObZpd9R\/Lxb2bo29sfEuijTslQu3cAY=\">More expert tools<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Blue Marble (NASA) \u00b7 \u00a9 OpenStreetMap contributors (ODbL) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>For membership and research participation, in GRA's spatial-finance reading, the map opens on population density and night lights with built-up and settlement extent from NASA GIBS, framed on Europe; 4 further NASA layers wait in the list.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Blue Marble \u00b7 \u00a9 OpenStreetMap contributors \u00b7 Natural Earth \u00b7 GDACS \u00b7 CIESIN\/Columbia, NASA SEDAC HBASE<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.firms\">NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li data-wm-credit=\"nasa.gibs.reference-osm\">\u00a9 OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">ODbL<\/a><\/li><li data-wm-credit=\"nasa.earth-observatory.blue-marble\">Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li>Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, \u00a9 OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.<\/li><li>Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, \u00a9 MapLibre contributors.<\/li><li>Live: GDACS (EC JRC \/ UN OCHA) Events are indicative, not official warnings.<\/li><li>Context: CIESIN\/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.<\/li><li>Optional layers (5 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/li><li>Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/li><li>True colour: VIIRS NOAA-20 corrected reflectance, NASA LANCE \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/li><li>Active fires and thermal anomalies, last day: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P01\/participate\/#map\" data-nxf-title=\"Financial Stability live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-paths\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Paths<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Choose the route that fits.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2\"\/><circle cx=\"9\" cy=\"7\" r=\"4\"\/><path d=\"M22 21v-2a4 4 0 0 0-3-3.87\"\/><path d=\"M16 3.13a4 4 0 0 1 0 7.75\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Individuals<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Experts and practitioners<\/h3><p class=\"nx-p nx-mt-1\">Contribute expertise, review or data. Write to <a class=\"nx-link\" href=\"mailto:contact@globalriskalliance.com?subject=Financial%20Stability%3A%20expert%20contribution\">contact@globalriskalliance.com<\/a>.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 22V4a2 2 0 0 1 2-2h8a2 2 0 0 1 2 2v18Z\"\/><path d=\"M6 12H4a2 2 0 0 0-2 2v6a2 2 0 0 0 2 2h2\"\/><path d=\"M18 9h2a2 2 0 0 1 2 2v9a2 2 0 0 1-2 2h-2\"\/><path d=\"M10 6h4\"\/><path d=\"M10 10h4\"\/><path d=\"M10 14h4\"\/><path d=\"M10 18h4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Institutions<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Organizations<\/h3><p class=\"nx-p nx-mt-1\">Institutional participation follows <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/membership\/\">GRA participation routes<\/a>.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21.54 15H17a2 2 0 0 0-2 2v4.54\"\/><path d=\"M7 3.34V5a3 3 0 0 0 3 3v0a2 2 0 0 1 2 2v0c0 1.1.9 2 2 2v0a2 2 0 0 0 2-2v0c0-1.1.9-2 2-2h3.17\"\/><path d=\"M11 21.95V18a2 2 0 0 0-2-2v0a2 2 0 0 1-2-2v-1a2 2 0 0 0-2-2H2.05\"\/><circle cx=\"12\" cy=\"12\" r=\"10\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Countries<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">National programmes<\/h3><p class=\"nx-p nx-mt-1\">Country work goes through the Consortium Secretariat at <a class=\"nx-link\" href=\"mailto:contact@therisk.global?subject=Financial%20Stability%3A%20country%20programme\">contact@therisk.global<\/a>.<\/p><\/div><\/div><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"search\" data-nxf-kind=\"search\" data-nxf-resource=\"nexus:\/\/gra\/A-P01\/participate\/#search\" data-nxf-title=\"Find a group\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-a-p01-pa\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contributions<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">How macroprudential and stability analysts and others could contribute to Financial Stability.<\/h2><p class=\"nx-lede\">Participation in Financial Stability confers no authority, endorsement or access to any transaction.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"columns\"><ul class=\"nx-list\"><li>Public statistics analysis for Financial Stability, under its data and competition rules.<\/li><li>Model review for Financial Stability, under its data and competition rules.<\/li><li>Historical crisis case material for Financial Stability, under its data and competition rules.<\/li><\/ul><p class=\"nx-p\">Contributions to Financial Stability are reviewed before use and credited; Financial Stability never accepts bilateral exposure data.<\/p><\/div><\/div><\/section><section id=\"nx-sec-what-it-means\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">What it means<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Participation and its limits.<\/h2><\/div><div class=\"nx-section-body\" data-lv=\"columns\"><ul class=\"nx-list\"><li>An enquiry receives a reference; it does not create membership, a role or an assignment.<\/li><li>Taking part gives no authority, appointment or influence over findings.<\/li><li>Conflicts of interest are declared before work begins.<\/li><\/ul><p class=\"nx-note nx-mt-3\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Declaration of interests<\/td><td data-label=\"Definition\">A written statement in which an expert or participant discloses financial, professional and personal interests that could constitute a real, potential or apparent conflict of interest, so that others can judge and manage it; WHO uses this procedure for its experts.<\/td><\/tr><tr><td data-label=\"Term\">Service level R0<\/td><td data-label=\"Definition\">The current service level of Nexus pages: information and enquiries only. An enquiry receives a reference and a named next step; it creates no membership, contract, assignment or commitment.<\/td><\/tr><tr><td data-label=\"Term\">Community of practice<\/td><td data-label=\"Definition\">A group of people who share a concern or a craft and learn to do it better by interacting regularly; the term comes from Lave and Wenger's work on situated learning.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Where this page's references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"columns\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.fsb.org\/2025\/07\/fsb-publishes-recommendations-to-address-financial-stability-risks-created-by-leverage-in-nonbank-financial-intermediation\/\"><span>FSB Leverage in Nonbank Financial Intermediation: final report (July 2025)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/data.bis.org\/\"><span>BIS statistics: locational and consolidated banking, debt securities, derivatives<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.ngfs.net\/ngfs-scenarios-portal\/\"><span>NGFS climate scenarios: long-term Phase V (November 2024; Phase VI announced for 2026) and short-term scenarios (May 2025)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-10-sec\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Is there a fee?<\/summary><div class=\"nx-answer\">Any fee is stated with its terms before anything is agreed.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-11\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-11\" class=\"nx-h3 nx-mt-2\">Around Financial Stability.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/about\/\">Industry scope and publisher <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/sector\/\">Financial discipline overview <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/research\/\">Professional research <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/innovation\/\">Technology and emerging practices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/readiness\/\">Resilience and finance readiness <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/programmes\/\">Research and industry programmes <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/\">Financial Stability home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-12\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Financial Stability<\/span><h2 id=\"nx-close-12\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Financial%20Stability%3A%20Membership%20and%20research%20participation\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-stability\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-stability\/participate\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-stability\/participate\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is there a fee?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Any fee is stated with its terms before anything is agreed.\"}}]},{\"@type\":\"DefinedTermSet\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-stability\/participate\/#terms\",\"name\":\"Key terms: Membership and research participation\",\"inLanguage\":\"en\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-stability\/participate\/#webpage\"},\"hasDefinedTerm\":[{\"@type\":\"DefinedTerm\",\"name\":\"Declaration of interests\",\"description\":\"A written statement in which an expert or participant discloses financial, professional and personal interests that could constitute a real, potential or apparent conflict of interest, so that others can judge and manage it; WHO uses this procedure for its experts.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-stability\/participate\/#terms\"}},{\"@type\":\"DefinedTerm\",\"name\":\"Service level R0\",\"description\":\"The current service level of Nexus pages: information and enquiries only. 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