{"id":37,"date":"2026-10-17T10:33:42","date_gmt":"2026-10-17T10:33:42","guid":{"rendered":"https:\/\/globalriskalliance.com\/financial-stability\/?page_id=37"},"modified":"2026-10-18T23:43:20","modified_gmt":"2026-10-18T23:43:20","slug":"about","status":"publish","type":"page","link":"https:\/\/globalriskalliance.com\/financial-stability\/about\/","title":{"rendered":"Industry scope and publisher"},"content":{"rendered":"\n<!-- Nexus network page \u00b7 https:\/\/globalriskalliance.com\/financial-stability\/about\/ \u00b7 source authored \u00b7 generated by integrations\/wordpress\/network\/build.mjs, never edit this file --><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nxe-water-data\" 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\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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n8q6azae.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"editorial\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P01 \u00b7 ABOUT \u00b7 about<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Financial Stability<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Financial Stability \u00b7 Industry scope and publisher<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Industry scope and publisher<\/h1><p class=\"nx-tagline\">Financial Stability is an industry platform of The Global Risks Alliance (GRA), a nonprofit corporation registered in Nevada, United States, operating as a business league for the financial services industry and one of the three pillar institutions of Nexus Consortiums. A business league works on the common interest of an industry, not the private business of any member. This page sets out the subject community of <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-stability\/\">Financial Stability<\/a>, its publisher and the legal limits that apply to everything published on it.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-stability\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-stability\/\">Back to Financial Stability<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\" data-variant=\"contents\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>In this dossier<\/strong><\/span><span class=\"nx-eyebrow\">7 parts<\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"#nx-sec-brief-answer\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">In brief<\/span><span class=\"nx-register-v\">The short answer<\/span><\/a><\/li><li><a href=\"#nx-sec-industry-scope\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">Industry scope<\/span><span class=\"nx-register-v\">The subject community<\/span><\/a><\/li><li><a href=\"#nx-sec-pg-nx-gra-a-p01-ab-frame\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Field and frame<\/span><span class=\"nx-register-v\">Financial Stability: the field and the rules it is read against<\/span><\/a><\/li><li><a href=\"#nx-sec-pg-nx-gra-a-p01-ab-bound\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Boundary<\/span><span class=\"nx-register-v\">What Financial Stability never discusses or produces<\/span><\/a><\/li><li><a href=\"#nx-sec-publisher\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Publisher<\/span><span class=\"nx-register-v\">A business league, organized for the common interest<\/span><\/a><\/li><li><a href=\"#nx-sec-legal-limits\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Legal limits<\/span><span class=\"nx-register-v\">What GRA is not, and never does<\/span><\/a><\/li><li><a href=\"#nx-sec-connections\"><span class=\"nx-register-n\">07<\/span><span class=\"nx-register-k\">Connections<\/span><span class=\"nx-register-v\">Where the platform sits<\/span><\/a><\/li><\/ol><p class=\"nx-register-foot\">GRA \u00b7 In development \u00b7 service level R0<\/p><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-s-3-sec\"><span>02<\/span>Mandate to authority<\/a><a href=\"#nx-sec-field\"><span>03<\/span>Activity and exposure in Europe<\/a><a href=\"#nx-sec-industry-scope\"><span>04<\/span>The subject community<\/a><a href=\"#nx-sec-pg-nx-gra-a-p01-ab-frame\"><span>05<\/span>Financial Stability: the field and\u2026<\/a><a href=\"#nx-sec-pg-nx-gra-a-p01-ab-bound\"><span>06<\/span>What Financial Stability never\u2026<\/a><a href=\"#nx-sec-publisher\"><span>07<\/span>A business league, organized for the\u2026<\/a><a href=\"#nx-sec-legal-limits\"><span>08<\/span>What GRA is not, and never does<\/a><\/div><\/nav> <div class=\"nx-signals\" role=\"group\" aria-label=\"Financial Stability in figures, from the registry\"><div class=\"nx-container\"><dl><div><dt class=\"nx-eyebrow\">STEM methods<\/dt><dd class=\"nx-metric\" data-count=\"true\">5<\/dd><dd class=\"nx-metric-note\">Canonical methods this field applies<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><div><dt class=\"nx-eyebrow\">Topics<\/dt><dd class=\"nx-metric\" data-count=\"true\">8<\/dd><dd class=\"nx-metric-note\">Subject pages in the field<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><div><dt class=\"nx-eyebrow\">Counterparts<\/dt><dd class=\"nx-metric\" data-count=\"true\">6<\/dd><dd class=\"nx-metric-note\">Platforms in shared fields at GCRI, GRF and GRA<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><div><dt class=\"nx-eyebrow\">Report series<\/dt><dd class=\"nx-metric\" data-count=\"true\">2<\/dd><dd class=\"nx-metric-note\">Nexus Reports series it contributes to<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><\/dl><\/div><\/div><section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Financial Stability is a specialist platform of The Global Risks Alliance for financial stability, risk management and systemic risk, and capital markets and investment. Its mandate covers system-wide vulnerabilities, contagion, nonbank intermediation and institutional recovery questions. GRA publishes it, answers for its content and takes no decision on anyone's behalf. It is in development at service level R0, and activities open as each is ready.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"signals\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A-P01\/about\/#signals\" data-nxf-title=\"Platform signals\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-s-3-sec\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Mandate to authority.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Canvas<\/strong> \u00b7 mandate to authority<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p01-governance-t nx-dag-a-p01-governance-d\" 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1wD2zyFPgk8kgb3Eju+HOXkY2Nbn39ML6b3Hzc19d5FMbet1Z9bUj1dXm9djP2\/z8=\"><title id=\"nx-dag-a-p01-governance-t\">How Financial Stability is governed<\/title><desc id=\"nx-dag-a-p01-governance-d\">A mandate sets the platform's scope; an editor and reviewers govern what it publishes; programmes and the community supply the work; the integrity route handles corrections; authority over decisions stays outside. Design of the governance, not a record.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig.<\/strong><span>How the platform is governed, from its mandate to the authorities who decide. Design, not a record.<\/span><\/p><\/div><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Geography<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Activity and exposure in Europe.<\/h2><p class=\"nx-lede\">For industry scope and publisher, in GRA's spatial-finance reading, the map opens on population density and night lights with built-up and settlement extent from NASA GIBS, framed on Europe; 3 further NASA layers wait in the list.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"europe:finance\" data-ml-points=\"on\" data-ml-src=\"finance\" data-ml-plan=\"p-3328ce69\"><div class=\"nx-wm\" data-nx-water=\"ctx-finance\" data-wm-domain=\"ctx-finance\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"-25,34,45,71\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Activity and exposure, Europe: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl,people||||\" aria-pressed=\"false\">Lights and people<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"people||||\" aria-pressed=\"false\">Population<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl||||\" aria-pressed=\"false\">Night lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood||||\" aria-pressed=\"false\">Floods this week<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">2<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Activity and exposure, for this page<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Population density\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-short=\"Night lights\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"flood\" aria-pressed=\"false\" data-wm-z=\"22\" data-wm-lag=\"0\" data-wm-short=\"Flood water\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite detection; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Flood water, 3-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS Global Flood Product \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"flood\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"fires\" aria-pressed=\"false\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-op=\"1\" data-wm-breaks=\"10,50,200\" data-wm-short=\"Fires and flares\" data-wm-prov=\"NASA LANCE FIRMS\" data-wm-kind=\"Satellite detection; clouds and overpass timing leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Active fires and thermal anomalies, last day<\/span><span class=\"nx-wm-layer-src\">NASA LANCE FIRMS VIIRS NOAA-20 375 m (FIRMS) \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"fires\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"lstd\" aria-pressed=\"false\" data-wm-z=\"24\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Land temperature, day\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite 8-day composite; persistent cloud still leaves gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land surface temperature, day, 8-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 Level 3, 8-day \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"lstd\" hidden><\/div><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert tools\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 4.5l10 0m-10 3.5 10 0m-10 3.5 10 0m-7.5-8.5 0 3m5 .5 0 3m-3.5.5 0 3\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><span class=\"nx-wm-sep\" aria-hidden=\"true\"><\/span><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"in\" aria-label=\"Zoom in\" title=\"Zoom in\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 3v10M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"out\" aria-label=\"Zoom out\" title=\"Zoom out\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"reset\" aria-label=\"Reset the view\" title=\"Reset the view\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.2 8a4.8 4.8 0 1 0 1.5-3.5M3.2 2.6v2.6h2.6\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"full\" aria-label=\"Full screen\" title=\"Full screen\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.5 6l0-3.5 3.5 0m7.5 3.5 0-3.5-3.5 0m-7.5 7.5 0 3.5 3.5 0m7.5-3.5 0 3.5-3.5 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-menu\" id=\"nx-wm-menu\" role=\"menu\" aria-label=\"Expert tools\" hidden><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"measure\">Measure distance<kbd>M<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"compare\">Compare two dates<kbd>C<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"xt\" data-wm-xt=\"nD8AHC9C+3M3ObZpd9R\/Lxb2bo29sfEuijTslQu3cAY=\">More expert tools<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Blue Marble (NASA) \u00b7 \u00a9 OpenStreetMap contributors (ODbL) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>For industry scope and publisher, in GRA's spatial-finance reading, the map opens on population density and night lights with built-up and settlement extent from NASA GIBS, framed on Europe; 3 further NASA layers wait in the list.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Blue Marble \u00b7 \u00a9 OpenStreetMap contributors \u00b7 Natural Earth \u00b7 GDACS \u00b7 CIESIN\/Columbia, NASA SEDAC HBASE<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.firms\">NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li data-wm-credit=\"nasa.gibs.reference-osm\">\u00a9 OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">ODbL<\/a><\/li><li data-wm-credit=\"nasa.earth-observatory.blue-marble\">Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li>Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, \u00a9 OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.<\/li><li>Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, \u00a9 MapLibre contributors.<\/li><li>Live: GDACS (EC JRC \/ UN OCHA) Events are indicative, not official warnings.<\/li><li>Context: CIESIN\/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.<\/li><li>Optional layers (5 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/li><li>Active fires and thermal anomalies, last day: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/li><li>Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P01\/about\/#map\" data-nxf-title=\"Financial Stability live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-industry-scope\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Industry scope<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">The subject community.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M19.07 4.93A10 10 0 0 0 6.99 3.34\"\/><path d=\"M4 6h.01\"\/><path d=\"M2.29 9.62A10 10 0 1 0 21.31 8.35\"\/><path d=\"M16.24 7.76A6 6 0 1 0 8.23 16.67\"\/><path d=\"M12 18h.01\"\/><path d=\"M17.99 11.66A6 6 0 0 1 15.77 16.67\"\/><circle cx=\"12\" cy=\"12\" r=\"2\"\/><path d=\"m13.41 10.59 5.66-5.66\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Field<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Scope<\/h3><p class=\"nx-p nx-mt-1\">System-wide vulnerabilities, contagion, nonbank intermediation and institutional recovery questions.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2\"\/><circle cx=\"9\" cy=\"7\" r=\"4\"\/><path d=\"M22 21v-2a4 4 0 0 0-3-3.87\"\/><path d=\"M16 3.13a4 4 0 0 1 0 7.75\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Community<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Who takes part<\/h3><p class=\"nx-p nx-mt-1\">Macroprudential researchers, systemic-risk analysts and bank and market professionals.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z\"\/><path d=\"M14 2v4a2 2 0 0 0 2 2h4\"\/><path d=\"M10 9H8\"\/><path d=\"M16 13H8\"\/><path d=\"M16 17H8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Outputs<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">What it publishes<\/h3><p class=\"nx-p nx-mt-1\">Systemic vulnerability briefings and cross-sector scenarios.<\/p><\/div><\/div><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"passport\" data-nxf-kind=\"passport\" data-nxf-resource=\"nexus:\/\/gra\/A-P01\/about\/#passport\" data-nxf-title=\"Source passports\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-a-p01-ab-frame\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"inset\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Field and frame<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Financial Stability: the field and the rules it is read against.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Financial Stability is a GRA platform in development. Its thesis concerns system-wide vulnerabilities, contagion, nonbank intermediation and institutional recovery questions. It serves macroprudential and stability analysts, systemic risk researchers, stress-test designers and resolution planners.<\/p><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th>Standard setter<\/th><th>Instrument that frames the work of Financial Stability<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Standard setter\">FSB<\/td><td data-label=\"Instrument that frames the work of Financial Stability\">vulnerability assessment, nonbank leverage and resolution standards<\/td><\/tr><tr><td data-label=\"Standard setter\">BIS and CGFS<\/td><td data-label=\"Instrument that frames the work of Financial Stability\">international banking statistics and committee reports<\/td><\/tr><tr><td data-label=\"Standard setter\">NGFS<\/td><td data-label=\"Instrument that frames the work of Financial Stability\">climate scenarios for central banks and supervisors<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-pg-nx-gra-a-p01-ab-bound\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Boundary<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">What Financial Stability never discusses or produces.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Assessments of any institution's systemic importance, in any Financial Stability setting.<\/li><li>Macroprudential policy recommendations, in any Financial Stability setting.<\/li><li>Market predictions, in any Financial Stability setting.<\/li><li>Use of confidential supervisory data, in any Financial Stability setting.<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-publisher\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Publisher<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">A business league, organized for the common interest.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Financial stability is a distinct macro-systemic professional domain, not a banking-only or capital-markets-only subject. It concerns how institutions of every kind, and the markets and infrastructures between them, behave together under stress. GRA gives it a dedicated platform so that bank, insurer, fund and market professionals can study shared vulnerabilities with researchers on neutral ground.<\/p><p class=\"nx-p\">GRA publishes Financial Stability and answers for its content and corrections. Editorial coverage of each topic requires named subject review, references and relevant independent specialist voices. Financial Stability is in development: its pages set out its scope, and its activities and records are published as each one opens. The current service level is R0: information and enquiries; membership applications open once terms are adopted, and no fee is charged today.<\/p><\/div><\/div><\/section><section id=\"nx-sec-legal-limits\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" data-variant=\"inset\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Legal limits<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">What GRA is not, and never does.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>GRA is not a fund, investment adviser, broker-dealer, insurer, insurance intermediary, rating agency or transaction platform.<\/li><li>GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, introduce counterparties or take transaction-based pay, and readiness work is not approval.<\/li><li>It does not perform members' own credit, risk-management or investment work, and assesses no individual firm.<\/li><li>Competing firms never exchange prices, terms, strategies or customer information in GRA work. Competition safeguards are designed and set out in a written policy that counsel reviews before membership opens.<\/li><li>Taking part confers no authority, appointment, endorsement, regulatory standing, data access or influence over findings.<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-connections\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Connections<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Where the platform sits.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Financial Stability is one of GRA's <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/industry-platforms\/\">industry platforms<\/a>. GRA's legal form is described on <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/about\/us-business-league\/\">US business league<\/a> and its limits on regulatory boundaries. Related pages: <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-stability\/sector\/\">financial discipline overview<\/a>, antitrust, independence and financial perimeter, and the governance dialogue of The Global Risks Forum (GRF) on Capital Nexus.<\/p><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Service level R0<\/td><td data-label=\"Definition\">The current service level of Nexus pages: information and enquiries only. An enquiry receives a reference and a named next step; it creates no membership, contract, assignment or commitment.<\/td><\/tr><tr><td data-label=\"Term\">Conflict of interest<\/td><td data-label=\"Definition\">A situation in which financial, professional or personal interests could compromise, or appear to compromise, judgement in research or review.<\/td><\/tr><tr><td data-label=\"Term\">Systemic risk<\/td><td data-label=\"Definition\">The risk of disruption to financial services caused by impairment of all or parts of the financial system, with serious consequences for the real economy, as the IMF, FSB and BIS define it.<\/td><\/tr><tr><td data-label=\"Term\">Macroprudential policy<\/td><td data-label=\"Definition\">Policy that aims to keep the financial system as a whole resilient by limiting system-wide risk.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"inset\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">Where this page's references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.fsb.org\/2025\/07\/fsb-publishes-recommendations-to-address-financial-stability-risks-created-by-leverage-in-nonbank-financial-intermediation\/\"><span>FSB Leverage in Nonbank Financial Intermediation: final report (July 2025)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/data.bis.org\/\"><span>BIS statistics: locational and consolidated banking, debt securities, derivatives<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.ngfs.net\/ngfs-scenarios-portal\/\"><span>NGFS climate scenarios: long-term Phase V (November 2024; Phase VI announced for 2026) and short-term scenarios (May 2025)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-13-sec\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Is Financial Stability a separate organization?<\/summary><div class=\"nx-answer\">No. It is an industry platform of GRA, which publishes it.<\/div><\/details><details><summary>Can GRA advise my institution?<\/summary><div class=\"nx-answer\">No. GRA gives no investment, credit or regulatory advice and performs no bespoke work for members. It publishes shared, precompetitive research.<\/div><\/details><details><summary>How do I enquire about membership?<\/summary><div class=\"nx-answer\">Write to <a class=\"nx-link\" href=\"mailto:membership@globalriskalliance.com?subject=Financial%20Stability%3A%20membership\">membership@globalriskalliance.com<\/a> or see <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/membership\/\">GRA membership<\/a>. The acknowledgement gives a reference and names the next step.<\/div><\/details><details><summary>Who handles compliance questions?<\/summary><div class=\"nx-answer\">Write to <a class=\"nx-link\" href=\"mailto:compliance@globalriskalliance.com?subject=Financial%20Stability%3A%20compliance\">compliance@globalriskalliance.com<\/a>. The competition policy is reviewed by counsel before membership opens.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-14\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-14\" class=\"nx-h3 nx-mt-2\">Around Financial Stability.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/sector\/\">Financial discipline overview <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/research\/\">Professional research <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/innovation\/\">Technology and emerging practices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/readiness\/\">Resilience and finance readiness <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/programmes\/\">Research and industry programmes <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/tools\/\">Analytical and data resources <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/\">Financial Stability home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-15\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Financial Stability<\/span><h2 id=\"nx-close-15\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Financial%20Stability%3A%20Industry%20scope%20and%20publisher\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-stability\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-stability\/about\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-stability\/about\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is Financial Stability a separate organization?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. It is an industry platform of GRA, which publishes it.\"}},{\"@type\":\"Question\",\"name\":\"Can GRA advise my institution?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. GRA gives no investment, credit or regulatory advice and performs no bespoke work for members. 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