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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-npyox2oc.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Financial Stability<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Professional learning<\/h1><p class=\"nx-scene-lede\">Stability analysts learn through central bank and supervisory training, university programmes and professional risk qualifications. Financial Stability learning material sits beside them, explaining amplifiers, system-wide scenarios and physical-shock transmission for non-specialists and boards.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-stability\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-stability\/\">Back to Financial Stability<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sequence<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">The order things happen in.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"timeline\"><div class=\"nx-hero-rail\"><ol class=\"nx-lv-rail\"><li><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/programmes\/\"><span class=\"nx-lv-rail-k\">01<\/span><span class=\"nx-lv-rail-t\">Question<\/span><span class=\"nx-lv-rail-n\">National, regional or institutional priority<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/stem\/\"><span class=\"nx-lv-rail-k\">02<\/span><span class=\"nx-lv-rail-t\">Evidence<\/span><span class=\"nx-lv-rail-n\">STEM foundation of the platform<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/foundry\/\"><span class=\"nx-lv-rail-k\">03<\/span><span class=\"nx-lv-rail-t\">Build<\/span><span class=\"nx-lv-rail-n\">Foundry<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/community\/\"><span class=\"nx-lv-rail-k\">04<\/span><span class=\"nx-lv-rail-t\">Organise<\/span><span class=\"nx-lv-rail-n\">Nexus ecosystem<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/universe\/\"><span class=\"nx-lv-rail-k\">05<\/span><span class=\"nx-lv-rail-t\">Test<\/span><span class=\"nx-lv-rail-n\">Universe (independent site)<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/reports\/\"><span class=\"nx-lv-rail-k\">06<\/span><span class=\"nx-lv-rail-t\">Publish<\/span><span class=\"nx-lv-rail-n\">Reports<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/trust\/\"><span class=\"nx-lv-rail-k\">07<\/span><span class=\"nx-lv-rail-t\">Decide<\/span><span class=\"nx-lv-rail-n\">Competent authorities and institutions, through NXS-RLS (participants, agreements and handoffs)<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-stability\/programmes\/\"><span class=\"nx-lv-rail-k\">08<\/span><span class=\"nx-lv-rail-t\">Renew<\/span><span class=\"nx-lv-rail-n\">Corrections and the next annual agenda<\/span><\/a><\/li><\/ol><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-paths\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Paths<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Start from the methods.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-chips\"><span class=\"nx-chip\">Financial economics and macro-finance<\/span><span class=\"nx-chip\">Network science and contagion<\/span><span class=\"nx-chip\">Complex systems and agent-based modelling<\/span><span class=\"nx-chip\">Scenario design and stress testing<\/span><span class=\"nx-chip\">Econometrics<\/span><\/div><p class=\"nx-p nx-mt-3\">Each method links to its canonical page, which lists teaching material as it is published.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"workflow\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/A-P01\/learning\/#workflow\" data-nxf-title=\"Participation\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-ap01-le\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Learning routes<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Where the field trains.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th>Route<\/th><th>Offered by<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Route\">Macroprudential and stress testing courses<\/td><td data-label=\"Offered by\">IMF Institute for Capacity Development and BIS Financial Stability Institute<\/td><\/tr><tr><td data-label=\"Route\">Financial Risk Manager<\/td><td data-label=\"Offered by\">GARP<\/td><\/tr><tr><td data-label=\"Route\">Climate scenario materials for supervisors<\/td><td data-label=\"Offered by\">NGFS<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"search\" data-nxf-kind=\"search\" data-nxf-resource=\"nexus:\/\/gra\/A-P01\/learning\/#search\" data-nxf-title=\"Find a group\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"risk\" data-tone=\"alt\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Process<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">How the process runs.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-pe\" id=\"nx-pe-wg-lifecycle\" data-nx-pe=\"nx-pe-wg-lifecycle\" data-active=\"wg-lifecycle\"><div class=\"nx-pe-shell\"><p class=\"nx-pe-eb\">Process<\/p><h2 class=\"nx-pe-title\">Professional learning: Working group, charter to sunset<\/h2><p class=\"nx-pe-cap\">A working group is chartered by record for a fixed timebox, delivers bounded assignments, drafts and recommends, then dissolves unless renewed; it does not adopt.<\/p><ol class=\"nx-pe-steps\"><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">01 Form<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">01<\/span><span class=\"nx-pe-st\">NLC proposes the group<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Leadership Council<\/span><span class=\"nx-pe-sm\">The NLC proposes working groups and nominates chairs, editors and experts from its leadership pools. It does not charter.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">02<\/span><span class=\"nx-pe-st\">Charter by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A working group is chartered by record for a timebox of at most twenty-four months. The charter sets its scope, roles and decision rule.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">03<\/span><span class=\"nx-pe-st\">Members join by competence<\/span><span class=\"nx-pe-k\">Step \u00b7 Members<\/span><span class=\"nx-pe-sm\">Experts, practitioners, students and volunteers join by competence. Members declare interests and recuse on conflict.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">02 Work<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">04<\/span><span class=\"nx-pe-st\">Workplan from the national agenda<\/span><span class=\"nx-pe-k\">Step<\/span><span class=\"nx-pe-sm\">Assignments come from the national agenda and the year&#8217;s missions. Each states the competence it needs and how the work will be reviewed.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">05<\/span><span class=\"nx-pe-st\">Drafts and deliverables, delivered monthly<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Groups deliver monthly. For standards they draft the national profile and deviation register and run national public comment and pilots.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">03 Review<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">06<\/span><span class=\"nx-pe-st\">Contribution record and review<\/span><span class=\"nx-pe-k\">Gate<\/span><span class=\"nx-pe-sm\">Each contribution is recorded and reviewed. A working group drafts and recommends; it does not adopt.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">07<\/span><span class=\"nx-pe-st\">Recognition follows the record<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Contribution records are kept, so that recognition follows the record.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">08<\/span><span class=\"nx-pe-st\">National adoption is decided elsewhere<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">The National Standards Council decides the adoption mode and the national profile. The working group proposes and never decides.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">04 Close<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">09<\/span><span class=\"nx-pe-st\">Dissolved by default, or renewed by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A group is dissolved by default at the end of the timebox. The National Standards Council renews or closes it, on the NLC&#8217;s proposal.<\/span><\/li><\/ol><\/li><\/ol><p class=\"nx-pe-foot\"><span><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/nwg\" rel=\"noopener\">National Working Groups<\/a> \u00b7 National Standards Council \u00b7 Decision rights<\/span><span>Designed programme process, not a record of operation. No cycle has run and every programme is at service level R0. A gate is a programme decision, never a public-authority approval, certification or deployment authorisation. No working group is constituted. The charter rules belong to the proposed <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a> working model.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"finance\" aria-label=\"Status, Sources, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Status, Sources, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-status\" aria-selected=\"true\" data-key=\"p1\">Status<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"false\" data-key=\"p2\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-s-7-sec\" aria-selected=\"false\" data-key=\"p3\">Questions<\/button><\/div><section id=\"nx-sec-status\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Status<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">How courses are added.<\/h2><p class=\"nx-lede\">Courses are listed once approved, with their provider, level and terms. Completing a course is a learning record, not a professional licence or certification.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"risk\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li><a class=\"nx-link\" href=\"https:\/\/www.ngfs.net\/en\/publications-and-statistics\/publications\">NGFS Guide for supervisors on integrating climate-related and environmental risks into prudential supervision<\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-7-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Are courses free?<\/summary><div class=\"nx-answer\">Each course states its own terms when it is listed.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-balriskalliance-com-financial-stability-learning-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-balriskalliance-com-financial-stability-learning-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-balriskalliance-com-financial-stability-learning-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/model\/scenarios\/urban-flood\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Urban flood<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/financial-stability\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Financial stability and systemic financial risk<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-8\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Financial Stability<\/span><h2 id=\"nx-close-8\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. 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