{"id":1811,"date":"2026-10-15T00:44:55","date_gmt":"2026-10-15T04:44:55","guid":{"rendered":"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/?page_id=1811"},"modified":"2026-10-18T19:31:50","modified_gmt":"2026-10-18T23:31:50","slug":"macroprudential-policy","status":"publish","type":"page","link":"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/macroprudential-policy\/","title":{"rendered":"Macroprudential policy"},"content":{"rendered":"\n<!-- Nexus network page \u00b7 https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/macroprudential-policy\/ \u00b7 source authored \u00b7 generated by integrations\/wordpress\/network\/build.mjs, never edit this file --><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-fig-engine\" data-nx-run=\"fig\">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<\/script><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nxe-gl-sf-climate-stress\" data-nx-pack=\"deflate\">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<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-sf-engine\" data-nx-run=\"sf\">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<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-mount\" data-nx-run=\"mount\">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<\/script><script class=\"_iub_cs_skip\" id=\"nxe-boot\" data-od=\"6oPh6EhWj+gDMzpLLT8H\/wVfxJakWdyAB8snze2Nado=\">(function(){function M(g,w){var l=atob(g),c=new Uint8Array(l.length),r;for(r=0;r< l.length;r++){c[r]=l.charCodeAt(r)}var o=0,e=0,b=0,f=new Uint8Array(Math.max(1024,c.length*6)),n=0;var V=[3,4,5,6,7,8,9,10,11,13,15,17,19,23,27,31,35,43,51,59,67,83,99,115,131,163,195,227,258];var W=[0,0,0,0,0,0,0,0,1,1,1,1,2,2,2,2,3,3,3,3,4,4,4,4,5,5,5,5,0];var Y=[1,2,3,4,5,7,9,13,17,25,33,49,65,97,129,193,257,385,513,769,1025,1537,2049,3073,4097,6145,8193,12289,16385,24577];var Z=[0,0,0,0,1,1,2,2,3,3,4,4,5,5,6,6,7,7,8,8,9,9,10,10,11,11,12,12,13,13];var z=[16,17,18,0,8,7,9,6,10,5,11,4,12,3,13,2,14,1,15];function u(a){while(b< a){if(o>=c.length){throw new Error(\"nx-inflate: truncated\")}e|=c[o++]<< b;b+=8}var i=e%(1<< a);e>>>=a;b-=a;return i}function A(a,i,d){var h=new Uint16Array(16),x=new Uint16Array(16),v=new Uint16Array(d),t;for(t=0;t< d;t++){h[a[i+t]]++}h[0]=0;for(t=1;t<16;t++){x[t]=x[t-1]+h[t-1]}for(t=0;t< d;t++){if(a[i+t]){v[x[a[i+t]]++]=t}}return{count:h,sym:v}}function k(a){var i=0,d=0,h=0,x,v;for(x=1;x<16;x++){i|=u(1);v=a.count[x];if(i-v< d){return a.sym[h+(i-d)]}h+=v;d+=v;d<<=1;i<<=1}throw new Error(\"nx-inflate: bad code\")}function I(a){if(n+a<=f.length){return}var i=new Uint8Array(Math.max(f.length*2,n+a));i.set(f.subarray(0,n));f=i}var L=null,R=null,T=0;while(!T){T=u(1);var O=u(2),S,$;if(O===0){e=0;b=0;var E=c[o]|c[o+1]<<8;o+=4;I(E);f.set(c.subarray(o,o+E),n);n+=E;o+=E;continue}if(O===1){if(!L){var X=new Uint8Array(288),J=new Uint8Array(30);for(r=0;r<288;r++){X[r]=r<144?8:r<256?9:r<280?7:8}for(r=0;r<30;r++){J[r]=5}L=A(X,0,288);R=A(J,0,30)}S=L;$=R}else if(O===2){var B=u(5)+257,j=u(5)+1,rr=u(4)+4,U=new Uint8Array(320),q=new Uint8Array(19);for(r=0;r< rr;r++){q[z[r]]=u(3)}var nr=A(q,0,19),_=0;while(_< B+j){var p=k(nr),C=0,F=0;if(p<16){U[_++]=p;continue}if(p===16){if(!_){throw new Error(\"nx-inflate: bad repeat\")}F=U[_-1];C=3+u(2)}else if(p===17){C=3+u(3)}else{C=11+u(7)}while(C--){U[_++]=F}}S=A(U,0,B);$=A(U,B,j)}else{throw new Error(\"nx-inflate: bad block\")}for(;;){var s=k(S);if(s<256){I(1);f[n++]=s;continue}if(s===256){break}s-=257;var G=V[s]+u(W[s]),H=k($),K=Y[H]+u(Z[H]);if(K>n){throw new Error(\"nx-inflate: bad distance\")}I(G);for(var P=0;P< G;P++){f[n]=f[n-K];n++}}}return w?f.subarray(0,n):new TextDecoder(\"utf-8\").decode(f.subarray(0,n))}if(typeof window.__nxInflate!==\"function\"){window.__nxInflate=M}function Q(g){var w=M(g,true),l=w[0]|w[1]<<8|w[2]<<16|w[3]<<24;var c=w.subarray(4+l);function r(o,e){var b=\"\",f=c.subarray(o,o+e);for(var n=0;e>n;n+=8192){b+=String.fromCharCode.apply(null,f.subarray(n,n+8192))}return btoa(b)}return JSON.parse(new TextDecoder(\"utf-8\").decode(w.subarray(4,4+l)),function(o,e){return e?e.$b?r(e.$b[0],e.$b[1]):e:e})}if(typeof window.__nxUnpack!==\"function\"){window.__nxUnpack=Q}var N=document.querySelectorAll(\"script[data-nx-run]\");for(var D=0;D< N.length;D++){var y=N[D];if(y.hasAttribute(\"data-nx-ran\")){continue}y.setAttribute(\"data-nx-ran\",\"true\");try{var m=document.createElement(\"script\");m.className=\"_iub_cs_skip\";m.setAttribute(\"data-nx-runtime\",y.getAttribute(\"data-nx-run\"));m.textContent=window.__nxInflate(y.textContent);(document.head||document.documentElement).appendChild(m)}catch(g){y.setAttribute(\"data-nx-ran\",\"failed\")}}})();<\/script><div class=\"nxe-host\" data-nxe-embed=\"n-a09-topics-macroprudential-policy\"><div class=\"nxe\" id=\"nxe-n80edn4e\" data-inst=\"gra\" data-theme=\"light\" data-grammar=\"atlas\" data-domain=\"finance\" data-arche=\"topic\" lang=\"en\" data-nx-css=\"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\"><style>#nxe-n80edn4e.nxe{display:block;box-sizing:border-box;max-width:1180px;margin:0 auto;padding:0 16px;font-family:ui-sans-serif,system-ui,-apple-system,\"Segoe UI\",sans-serif;line-height:1.55;overflow-wrap:break-word}#nxe-n80edn4e.nxe :where(*,*::before,*::after){box-sizing:inherit}#nxe-n80edn4e.nxe :where(section,header,footer,nav,aside){display:block;margin:0 0 32px}#nxe-n80edn4e.nxe :where(h1,h2,h3,h4){line-height:1.2;margin:24px 0 12px;font-weight:600}#nxe-n80edn4e.nxe :where(p,ul,ol,dl,table,figure,details){margin:0 0 16px}#nxe-n80edn4e.nxe :where(ul,ol){padding-left:20px}#nxe-n80edn4e.nxe a{color:inherit;text-decoration:underline;text-underline-offset:2px}#nxe-n80edn4e.nxe table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}#nxe-n80edn4e.nxe :where(th,td){padding:6px 8px;text-align:left;vertical-align:top;border-bottom:1px solid;border-color:inherit}#nxe-n80edn4e.nxe svg{display:none}#nxe-n80edn4e.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-n80edn4e.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n80edn4e.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"editorial\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A09 \u00b7 TOPIC \u00b7 macroprudential-policy<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Financial Regulation Nexus<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Established<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Topic dossier \u00b7 Financial Regulation Nexus<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Macroprudential policy<\/h1><p class=\"nx-tagline\">Macroprudential policy aims to keep the financial system as a whole resilient, by leaning against the build-up of system-wide risk and by making sure buffers can be released when a stress arrives. Its tools include countercyclical and systemic risk buffers, surcharges for systemic institutions and limits on borrower leverage. This page explains how systemic risk builds and spreads, how authorities read the macroprudential stance, and the limits of the evidence they act on.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/\">Back to Topics<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\" data-variant=\"contents\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>In this dossier<\/strong><\/span><span class=\"nx-eyebrow\">7 parts<\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"#nx-sec-brief-answer\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">In brief<\/span><span class=\"nx-register-v\">The short answer<\/span><\/a><\/li><li><a href=\"#nx-sec-question\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">The question<\/span><span class=\"nx-register-v\">Macroprudential policy: how the risk develops<\/span><\/a><\/li><li><a href=\"#nx-sec-terms\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Key terms<\/span><span class=\"nx-register-v\">Terms used on this page<\/span><\/a><\/li><li><a href=\"#nx-sec-indicators\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Indicators<\/span><span class=\"nx-register-v\">What is measured, and how well<\/span><\/a><\/li><li><a href=\"#nx-sec-pipeline\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Canvas<\/span><span class=\"nx-register-v\">From sources to decisions<\/span><\/a><\/li><li><a href=\"#nx-sec-sources\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Sources<\/span><span class=\"nx-register-v\">Where the evidence comes from<\/span><\/a><\/li><li><a href=\"#nx-sec-decisions\"><span class=\"nx-register-n\">07<\/span><span class=\"nx-register-k\">Decisions<\/span><span class=\"nx-register-v\">Who decides, and what the evidence serves<\/span><\/a><\/li><\/ol><p class=\"nx-register-foot\">GRA \u00b7 Established \u00b7 service level R0<\/p><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-sec-field\"><span>02<\/span>A loan book under scenario families<\/a><a href=\"#nx-s-4-sec\"><span>03<\/span>Supervisory review console, in outline<\/a><a href=\"#nx-sec-question\"><span>04<\/span>Macroprudential policy: how the risk\u2026<\/a><a href=\"#nx-sec-terms\"><span>05<\/span>Terms used on this page<\/a><a href=\"#nx-sec-indicators\"><span>06<\/span>What is measured, and how well<\/a><a href=\"#nx-sec-pipeline\"><span>07<\/span>From sources to decisions<\/a><a href=\"#nx-sec-sources\"><span>08<\/span>Where the evidence comes from<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Macroprudential policy aims to keep the financial system as a whole resilient by leaning against the build-up of system-wide risk and making sure buffers can be released when stress arrives. Its tools include countercyclical capital buffers, borrower-based limits on lending and buffers for systemically important institutions.<\/p><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Spatial finance<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">A loan book under scenario families.<\/h2><p class=\"nx-lede\">How physical and transition risk could reach a loan book under different scenarios. Illustrative design values.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><figure class=\"nx-fk nx-sf\" data-fk=\"climate-stress\" data-gl=\"sf:climate-stress\" data-sf=\"climate-stress\" data-sx-credit=\"Natural Earth (public domain) | relief: Mapzen Terrain Tiles | design values; NGFS names as labels only\" data-sx-src=\"Natural Earth ~ public domain ~ https:\/\/www.naturalearthdata.com\/ | Mapzen Terrain Tiles relief (SRTM, GMTED2010, ETOPO1) ~ attribution as published by Mapzen ~ https:\/\/github.com\/tilezen\/joerd\/blob\/master\/docs\/attribution.md | Design scenario values by the Global Risks Alliance ~ illustrative, not data\" data-sf-learn-views=\"waterfall\" aria-label=\"Interactive map: a design loan book over Europe, coloured by a design loss-sensitivity score. The panel chooses layers, a scenario family and a horizon.\" data-nx-z=\"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\"><figcaption class=\"nx-fk-cap\"><span>A loan book across Europe under physical and transition risk.<\/span><span data-honesty=\"true\">Design values; NGFS scenario names are labels only, not stress test results.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A09\/topics\/macroprudential-policy\/#map\" data-nxf-title=\"Financial Regulation Nexus live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Console<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Supervisory review console, in outline.<\/h2><p class=\"nx-lede\">The working screen behind this subject: its structure, terms and states. Names are placeholders and values illustrative.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-regulation-supervision\" data-cx=\"regulation.supervision\" data-variant=\"section\" aria-label=\"Supervisory review console: illustrative console with placeholder names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h3 class=\"nx-fk-title\">Supervisory review console<\/h3><p class=\"nx-fk-sub\">Macroprudential policy \u00b7 Bank supervision \u00b7 Cycle 1<\/p><\/div><div class=\"nx-fk-actions\"><button type=\"button\" class=\"nx-fk-btn\" data-fk-act=\"menu\" aria-haspopup=\"true\" aria-expanded=\"false\" hidden><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11\"\/><path d=\"m7 10 5 5 5-5\"\/><path d=\"M5 20h14\"\/><\/svg>Export<\/button><ul class=\"nx-fk-menu\" data-fk-menu=\"true\" hidden><li><button type=\"button\" data-fk-act=\"export-png\">Image<small>PNG of the map or chart<\/small><\/button><\/li><li><button type=\"button\" data-fk-act=\"export-csv\">Data<small>CSV of the figure's values<\/small><\/button><\/li><\/ul><\/div><\/div><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>8 findings overdue<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Financial Regulation Nexus<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"4\" data-t=\"table\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Firms by risk rating<\/h4><\/div><\/div><div class=\"nx-fk-tablewrap\" data-fk-view=\"table:cx-regulation-supervision-t0\"><table class=\"nx-fk-table\" data-fk-table=\"cx-regulation-supervision-t0\" aria-label=\"Firms by risk rating\"><thead><tr><th scope=\"col\" data-col=\"c0\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c0\">Firm<\/button><\/th><th scope=\"col\" data-col=\"c1\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c1\">Impact<\/button><\/th><th scope=\"col\" data-col=\"c2\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c2\">Risk rating<\/button><\/th><th scope=\"col\" data-col=\"c3\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c3\">Open findings<\/button><\/th><th scope=\"col\" data-col=\"c4\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c4\">Intensity<\/button><\/th><\/tr><\/thead><tbody><tr data-fk-key=\"cx-regulation-supervision:r0-0\" tabindex=\"0\" role=\"row\" aria-selected=\"false\" aria-current=\"true\" data-cur=\"true\"><td>Bank B<\/td><td><span class=\"nx-fk-pill\" data-state=\"not\"><i aria-hidden=\"true\"><\/i>High<\/span><\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>3<\/span><\/td><td data-num=\"true\" data-sv=\"3\">3<\/td><td>Enhanced<\/td><\/tr><tr data-fk-key=\"cx-regulation-supervision:r0-1\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Bank D<\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Medium<\/span><\/td><td><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>2<\/span><\/td><td data-num=\"true\" data-sv=\"2\">2<\/td><td>Standard<\/td><\/tr><tr data-fk-key=\"cx-regulation-supervision:r0-2\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Insurer Alpha<\/td><td><span class=\"nx-fk-pill\" data-state=\"not\"><i aria-hidden=\"true\"><\/i>High<\/span><\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>3<\/span><\/td><td data-num=\"true\" data-sv=\"3\">3<\/td><td>Enhanced<\/td><\/tr><tr data-fk-key=\"cx-regulation-supervision:r0-3\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Fintech F1<\/td><td><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>Low<\/span><\/td><td><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>2<\/span><\/td><td data-num=\"true\" data-sv=\"0\">0<\/td><td>Light<\/td><\/tr><\/tbody><\/table><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"2\" data-t=\"kanban\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Findings<\/h4><\/div><\/div><div class=\"nx-cx-kb\" data-n=\"3\"><div class=\"nx-cx-kc\"><div class=\"nx-cx-kh\"><span>Open<\/span><span class=\"nx-cx-ref\">01<\/span><\/div><div class=\"nx-cx-card\" data-s=\"watch\"><span class=\"nx-cx-ct\">Model validation gaps<\/span><span class=\"nx-cx-cm\">Bank B<\/span><\/div><\/div><div class=\"nx-cx-kc\"><div class=\"nx-cx-kh\"><span>Remediating<\/span><span class=\"nx-cx-ref\">01<\/span><\/div><div class=\"nx-cx-card\" data-s=\"live\"><span class=\"nx-cx-ct\">Climate data quality<\/span><span class=\"nx-cx-cm\">Insurer Alpha<\/span><\/div><\/div><div class=\"nx-cx-kc\"><div class=\"nx-cx-kh\"><span>Closed<\/span><span class=\"nx-cx-ref\">01<\/span><\/div><div class=\"nx-cx-card\" data-s=\"ok\"><span class=\"nx-cx-ct\">Liquidity reporting<\/span><span class=\"nx-cx-cm\">Bank D<\/span><\/div><\/div><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"6\" data-t=\"bullets\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Climate expectations met<\/h4><p class=\"nx-fk-panel-sub\">share of firms, thematic review<\/p><\/div><\/div><div class=\"nx-fk-chart\"><svg class=\"nx-fk-svg\" viewBox=\"0 0 460 128\" width=\"460\" height=\"128\" role=\"img\" focusable=\"false\" preserveAspectRatio=\"xMidYMid meet\" aria-label=\"Climate expectations met\" data-fk-chart=\"bars\"><g data-m=\"row\" data-k=\"r-b0\"><text data-m=\"rlabel\" x=\"124\" y=\"19\" text-anchor=\"end\">Governance<\/text><rect data-m=\"bar\" data-k=\"b-b0\" data-c=\"neg\" x=\"132\" y=\"4\" width=\"112.9\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b0\" x=\"250.9\" y=\"19\">54 pct \u00b7 req 100<\/text><rect data-m=\"hit\" x=\"0\" y=\"0\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b1\"><text data-m=\"rlabel\" x=\"124\" y=\"49\" text-anchor=\"end\">Risk management<\/text><rect data-m=\"bar\" data-k=\"b-b1\" data-c=\"neg\" x=\"132\" y=\"34\" width=\"121.3\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b1\" x=\"259.3\" y=\"49\">58 pct \u00b7 req 100<\/text><rect data-m=\"hit\" x=\"0\" y=\"30\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b2\"><text data-m=\"rlabel\" x=\"124\" y=\"79\" text-anchor=\"end\">Scenario analysis<\/text><rect data-m=\"bar\" data-k=\"b-b2\" data-c=\"neg\" x=\"132\" y=\"64\" width=\"96.7\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b2\" x=\"234.7\" y=\"79\">47 pct \u00b7 req 100<\/text><rect data-m=\"hit\" x=\"0\" y=\"60\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b3\"><text data-m=\"rlabel\" x=\"124\" y=\"109\" text-anchor=\"end\">Disclosure<\/text><rect data-m=\"bar\" data-k=\"b-b3\" data-c=\"neg\" x=\"132\" y=\"94\" width=\"106.9\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b3\" x=\"244.9\" y=\"109\">51 pct \u00b7 req 100<\/text><rect data-m=\"hit\" x=\"0\" y=\"90\" width=\"460\" height=\"30\"\/><\/g><\/svg><\/div><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Supervisory review console: the screen's structure, terms and states for Macroprudential policy.<\/span><span data-honesty=\"true\">Placeholder names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><\/section><section id=\"nx-sec-question\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Macroprudential policy: how the risk develops.<\/h2><p class=\"nx-lede\">System-wide buffers and risk controls. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 12h-2.48a2 2 0 0 0-1.93 1.46l-2.35 8.36a.25.25 0 0 1-.48 0L9.24 2.18a.25.25 0 0 0-.48 0l-2.35 8.36A2 2 0 0 1 4.49 12H2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Credit cycles build leverage<\/h3><p class=\"nx-p nx-mt-1\">Rising asset prices raise collateral values, which supports more borrowing, which raises prices again. Risk looks lowest at the point it is highest, so measures based on current losses are procyclical.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"4.5\" r=\"2.5\"\/><path d=\"m10.2 6.3-3.9 3.9\"\/><circle cx=\"4.5\" cy=\"12\" r=\"2.5\"\/><path d=\"M7 12h10\"\/><circle cx=\"19.5\" cy=\"12\" r=\"2.5\"\/><path d=\"m13.8 17.7 3.9-3.9\"\/><circle cx=\"12\" cy=\"19.5\" r=\"2.5\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Common exposures and fire sales<\/h3><p class=\"nx-p nx-mt-1\">Firms holding similar assets and funded the same way sell together under stress. Forced sales lower prices, impose losses on every holder and tighten margins, turning an individual problem into a system one.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"16\" y=\"16\" width=\"6\" height=\"6\" rx=\"1\"\/><rect x=\"2\" y=\"16\" width=\"6\" height=\"6\" rx=\"1\"\/><rect x=\"9\" y=\"2\" width=\"6\" height=\"6\" rx=\"1\"\/><path d=\"M5 16v-3a1 1 0 0 1 1-1h12a1 1 0 0 1 1 1v3\"\/><path d=\"M12 12V8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Leakage weakens measures<\/h3><p class=\"nx-p nx-mt-1\">Tighter rules on banks can push lending to non-banks, branches of foreign banks and cross-border lenders. Without reciprocity and coverage of non-banks, a measure can shift risk rather than reduce it.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 22h14\"\/><path d=\"M5 2h14\"\/><path d=\"M17 22v-4.172a2 2 0 0 0-.586-1.414L12 12l-4.414 4.414A2 2 0 0 0 7 17.828V22\"\/><path d=\"M7 2v4.172a2 2 0 0 0 .586 1.414L12 12l4.414-4.414A2 2 0 0 0 17 6.172V2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">The bias towards acting late<\/h3><p class=\"nx-p nx-mt-1\">The costs of tightening are visible and immediate, the benefits are an avoided crisis no one sees. Authorities face pressure to wait, so buffers are often built late and released reluctantly.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"inset\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Countercyclical capital buffer<\/td><td data-label=\"Definition\">An extra capital requirement raised in credit booms and released in stress.<\/td><\/tr><tr><td data-label=\"Term\">Reciprocity<\/td><td data-label=\"Definition\">One authority applying another's macroprudential measure to exposures in that country, to limit leakage.<\/td><\/tr><tr><td data-label=\"Term\">Leakage<\/td><td data-label=\"Definition\">Activity moving outside the reach of a measure, such as lending shifting to unregulated lenders.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Countercyclical capital buffer rate<\/td><td data-label=\"Unit\">percent of domestic risk-weighted exposures<\/td><td data-label=\"Cadence\">quarterly<\/td><td data-label=\"Source type\">Designated authority announcements<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Credit-to-GDP gap<\/td><td data-label=\"Unit\">percentage points from long-run trend<\/td><td data-label=\"Cadence\">quarterly<\/td><td data-label=\"Source type\">BIS credit statistics<\/td><td data-label=\"Label\"><span class=\"nx-chip\">ESTIMATED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Private non-financial debt service ratio<\/td><td data-label=\"Unit\">percent of income<\/td><td data-label=\"Cadence\">quarterly<\/td><td data-label=\"Source type\">BIS debt service statistics<\/td><td data-label=\"Label\"><span class=\"nx-chip\">ESTIMATED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Borrower-based measures in force<\/td><td data-label=\"Unit\">type and calibration of loan-to-value and debt-service limits<\/td><td data-label=\"Cadence\">quarterly<\/td><td data-label=\"Source type\">Macroprudential measure databases<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Systemic risk and O-SII buffer rates<\/td><td data-label=\"Unit\">percent of risk-weighted exposures<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">National notifications to the ESRB<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Reciprocated measures<\/td><td data-label=\"Unit\">count of foreign measures reciprocated by each authority<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">ESRB reciprocity records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Residential property price-to-income ratio<\/td><td data-label=\"Unit\">index<\/td><td data-label=\"Cadence\">quarterly<\/td><td data-label=\"Source type\">Property price and income statistics<\/td><td data-label=\"Label\"><span class=\"nx-chip\">ESTIMATED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Macroprudential stance assessment<\/td><td data-label=\"Unit\">qualitative category against assessed systemic risk<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Authority stance frameworks<\/td><td data-label=\"Label\"><span class=\"nx-chip\">MODELLED<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A09\/topics\/macroprudential-policy\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-pipeline\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">From sources to decisions.<\/h2><p class=\"nx-lede\">The topic as a computational graph: named sources feed the methods, an evidence review gates the outputs, and the decisions stay with the authorities that hold them.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Pipeline canvas<\/strong> \u00b7 Macroprudential policy as a run graph<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a09-topics-macroprudential-policy-policy--t nx-dag-a09-topics-macroprudential-policy-policy--d\" data-nx-z=\"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\"><title id=\"nx-dag-a09-topics-macroprudential-policy-policy--t\">Macroprudential policy: the policy cycle<\/title><desc id=\"nx-dag-a09-topics-macroprudential-policy-policy--d\">A problem reaches the agenda, options are formulated and appraised, consultation tests them, the mandate holder decides, implementation and monitoring follow, and evaluation feeds the next agenda. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig. 02<\/strong><span>Nodes carry their type, two metric rows and a state; connectors show what feeds what; dashed frames name the owners; the timeline is the cadence. Design of the pipeline, not a record of a run.<\/span><\/p><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">ESRB national macroprudential measures database<\/td><td data-label=\"What it gives\">Measures notified by EU and EEA authorities, with rates, scope and reciprocity<\/td><td data-label=\"Licence class\">Public, reuse with attribution<\/td><\/tr><tr><td data-label=\"Source\">ECB Macroprudential Database<\/td><td data-label=\"What it gives\">Harmonised indicators of credit, property, banking and financial cycle conditions<\/td><td data-label=\"Licence class\">Public, ECB reuse policy with attribution<\/td><\/tr><tr><td data-label=\"Source\">BIS credit-to-GDP gaps, total credit and debt service ratios<\/td><td data-label=\"What it gives\">Long-run cross-country series on private credit and its burden<\/td><td data-label=\"Licence class\">Public, BIS terms of use with attribution<\/td><\/tr><tr><td data-label=\"Source\">IMF Integrated Macroprudential Policy database<\/td><td data-label=\"What it gives\">Cross-country record of macroprudential actions by tool and direction<\/td><td data-label=\"Licence class\">Public, IMF terms<\/td><\/tr><tr><td data-label=\"Source\">BIS residential property price statistics<\/td><td data-label=\"What it gives\">Comparable house price series across many economies<\/td><td data-label=\"Licence class\">Public, BIS terms of use with attribution<\/td><\/tr><tr><td data-label=\"Source\">Financial stability reports and policy committee records<\/td><td data-label=\"What it gives\">Published reasoning of authorities such as the Bank of England Financial Policy Committee<\/td><td data-label=\"Licence class\">Public, terms per authority<\/td><\/tr><tr><td data-label=\"Source\">IMF Global Financial Stability Report<\/td><td data-label=\"What it gives\">Global assessment of systemic vulnerabilities and policy<\/td><td data-label=\"Licence class\">Public, IMF copyright and terms<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A09\/topics\/macroprudential-policy\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-decisions\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"inset\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Financial Regulation Nexus prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"ledger\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">Designated macroprudential authorities and financial policy committees<\/td><td data-label=\"The question\">When to build or release countercyclical and systemic buffers<\/td><td data-label=\"Evidence this page serves\">Credit and property indicators with their stated weaknesses; peer stance comparisons<\/td><\/tr><tr><td data-label=\"Who decides\">Legislatures and finance ministries<\/td><td data-label=\"The question\">Which mandate, tools and accountability a macroprudential authority should have<\/td><td data-label=\"Evidence this page serves\">Comparative institutional designs and IMF assessments of macroprudential frameworks<\/td><\/tr><tr><td data-label=\"Who decides\">European Systemic Risk Board<\/td><td data-label=\"The question\">Whether to issue warnings, recommendations or reciprocity requests<\/td><td data-label=\"Evidence this page serves\">Measure databases and cross-border leakage evidence<\/td><\/tr><tr><td data-label=\"Who decides\">Central bank boards<\/td><td data-label=\"The question\">How macroprudential and monetary stances interact<\/td><td data-label=\"Evidence this page serves\">Credit cycle indicators and published stance frameworks<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Comparative maps of macroprudential mandates, tools and authorities<\/li><li>Briefs on how buffers are set, released and reciprocated<\/li><li>Guides to systemic risk indicators with their known weaknesses<\/li><li>Learning material on leakage to non-banks and across borders<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-core-questions\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">What experts ask.<\/h2><p class=\"nx-lede\">Macroprudential researchers ask how to see and contain risks that no single firm creates alone.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"columns\"><ul class=\"nx-list\"><li>How can authorities identify the build-up of system-wide risk in time to act?<\/li><li>Which tools, such as countercyclical buffers or borrower-based measures, work best for which risks?<\/li><li>How should macroprudential policy interact with monetary and fiscal policy?<\/li><li>How can risks outside the banking sector, in non-bank finance, be addressed?<\/li><li>How is macroprudential policy governed and held accountable?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-mechanisms-and-drivers\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms and drivers<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">When individual prudence adds up to system risk.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Actions that are prudent for each firm can be destabilising together. In booms, rising asset prices and easy credit reinforce each other; in busts, firms sell assets and cut lending at the same time, deepening the downturn. Common exposures and interconnections mean that one institution's problems can spread to others. Microprudential supervision, focused on individual firms, can miss these dynamics.<\/p><p class=\"nx-p\">Macroprudential tools address them by building buffers in good times that can be released in bad times, limiting borrower leverage through measures such as loan-to-value limits, and requiring additional resilience from systemically important institutions. Evidence suggests borrower-based measures can slow credit growth, though effects vary and activity can shift to less regulated channels.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods-and-data\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and data<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">How the evidence is built, and where it stops.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Systemic risk indicators<\/h3><p class=\"nx-p nx-mt-1\">Tracking credit, asset prices and leverage with <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/stem\/financial-economics\/\">financial economics and macro-finance<\/a>. Indicators can signal late or falsely.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Network analysis<\/h3><p class=\"nx-p nx-mt-1\">Mapping interconnections between institutions. Data on exposures is often confidential.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Policy evaluation<\/h3><p class=\"nx-p nx-mt-1\">Estimating effects of macroprudential measures. Few episodes and many confounders limit evidence.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Scenario analysis<\/h3><p class=\"nx-p nx-mt-1\">Exploring system responses to shocks. See <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/tools\/scenarios\/\">scenario tools<\/a>.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-14\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/stem\/financial-economics\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Financial economics and macro-finance<\/span><span class=\"nx-mledger-role\">Costs and benefits of capital requirements \u00b7 Tracing leakage of macroprudential measures<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/science\/financial-economics\/\" aria-label=\"Financial economics and macro-finance: canonical page on the STEM Commons\" target=\"_blank\" rel=\"noopener\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/stem\/policy-science\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Policy, institutional and decision science<\/span><span class=\"nx-mledger-role\">Regulatory impact assessment \u00b7 Comparing supervisory architectures<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/science\/policy-science\/\" aria-label=\"Policy, institutional and decision science: canonical page on the STEM Commons\" target=\"_blank\" rel=\"noopener\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/stem\/game-theory\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Game theory and mechanism design<\/span><span class=\"nx-mledger-role\">Home-host cooperation in resolution \u00b7 Regulatory competition between jurisdictions<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/game-theory\/\" aria-label=\"Game theory and mechanism design: canonical page on the STEM Commons\" target=\"_blank\" rel=\"noopener\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/stem\/data-engineering\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">04<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Data engineering, interoperability and stewardship<\/span><span class=\"nx-mledger-role\">Mapping templates to a common model \u00b7 Entity resolution with identifiers<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/data-engineering\/\" aria-label=\"Data engineering, interoperability and stewardship: canonical page on the STEM Commons\" target=\"_blank\" rel=\"noopener\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Systemic risk is not directly observable, and indicators such as the credit gap perform poorly at turning points and in fast-growing economies. The effects of tools are estimated from few episodes, with leakage hard to measure. Stance frameworks rely on judgement. Non-bank and cross-border exposures are only partly visible in public data. Financial Regulation Nexus sets no buffers and gives no policy or investment advice.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-15-sec\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-15\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">14<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-15\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>How is macroprudential different from microprudential?<\/summary><div class=\"nx-answer\">Microprudential supervision asks whether each firm is safe. Macroprudential policy asks whether the system is safe, recognising that actions that are prudent for one firm, such as selling assets in a stress, can harm the system when all do it.<\/div><\/details><details><summary>Why release a buffer in a crisis?<\/summary><div class=\"nx-answer\">A released buffer lets banks absorb losses and keep lending without breaching requirements, which avoids a credit squeeze that would deepen the downturn.<\/div><\/details><details><summary>What is reciprocity?<\/summary><div class=\"nx-answer\">An agreement that a measure set in one country also applies to exposures held there by foreign banks and branches, so that lending does not simply move to institutions outside the measure.<\/div><\/details><details><summary>Can macroprudential policy prevent crises?<\/summary><div class=\"nx-answer\">It can reduce the likelihood and severity of crises, but evidence suggests it cannot eliminate them, particularly as risks shift outside the regulated sector.<\/div><\/details><details><summary>Does GRA comment on specific macroprudential decisions?<\/summary><div class=\"nx-answer\">It publishes research on frameworks and evidence. It does not advise authorities or firms on specific decisions.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-16\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-16\" class=\"nx-h3 nx-mt-2\">Around Financial Regulation Nexus.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/prudential-regulation\/\">Prudential regulation <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/market-conduct-and-consumer-protection\/\">Market conduct and consumer protection <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/financial-technology-regulation\/\">Financial technology regulation <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/supervisory-data\/\">Supervisory data <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/cross-border-supervision\/\">Cross-border supervision <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/financial-crisis-management\/\">Financial crisis management <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/\">Financial Regulation Nexus home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-17\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Financial Regulation Nexus<\/span><h2 id=\"nx-close-17\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Financial%20Regulation%20Nexus%3A%20Macroprudential%20policy\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/macroprudential-policy\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/macroprudential-policy\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How is macroprudential different from microprudential?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Microprudential supervision asks whether each firm is safe. Macroprudential policy asks whether the system is safe, recognising that actions that are prudent for one firm, such as selling assets in a stress, can harm the system when all do it.\"}},{\"@type\":\"Question\",\"name\":\"Why release a buffer in a crisis?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A released buffer lets banks absorb losses and keep lending without breaching requirements, which avoids a credit squeeze that would deepen the downturn.\"}},{\"@type\":\"Question\",\"name\":\"What is reciprocity?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"An agreement that a measure set in one country also applies to exposures held there by foreign banks and branches, so that lending does not simply move to institutions outside the measure.\"}},{\"@type\":\"Question\",\"name\":\"Can macroprudential policy prevent crises?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It can reduce the likelihood and severity of crises, but evidence suggests it cannot eliminate them, particularly as risks shift outside the regulated sector.\"}},{\"@type\":\"Question\",\"name\":\"Does GRA comment on specific macroprudential decisions?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It publishes research on frameworks and evidence. It does not advise authorities or firms on specific decisions.\"}}]},{\"@type\":\"DefinedTermSet\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/macroprudential-policy\/#terms\",\"name\":\"Key terms: Macroprudential policy\",\"inLanguage\":\"en\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/macroprudential-policy\/#webpage\"},\"hasDefinedTerm\":[{\"@type\":\"DefinedTerm\",\"name\":\"Countercyclical capital buffer\",\"description\":\"An extra capital requirement raised in credit booms and released in stress.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/macroprudential-policy\/#terms\"}},{\"@type\":\"DefinedTerm\",\"name\":\"Reciprocity\",\"description\":\"One authority applying another's macroprudential measure to exposures in that country, to limit leakage.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/macroprudential-policy\/#terms\"}},{\"@type\":\"DefinedTerm\",\"name\":\"Leakage\",\"description\":\"Activity moving outside the reach of a measure, such as lending shifting to unregulated lenders.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/macroprudential-policy\/#terms\"}}]}]}<\/script>\n\n<!-- nx-rev:c847535ef6f18d67 -->\n<!-- nx-path:\/topics\/macroprudential-policy\/ -->","protected":false},"excerpt":{"rendered":"<p>LightDarkAuto A09 \u00b7 TOPIC \u00b7 macroprudential-policyGRA dossier \u00b7 service level R0 GRA\u00b7Financial Regulation Nexus\u00b7Established Topic dossier \u00b7 Financial Regulation Nexus Macroprudential policy Macroprudential policy aims to keep the financial system &hellip; <a href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/macroprudential-policy\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Macroprudential policy&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1786,"menu_order":621,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_buddyx_sub_header_visibility":"","_buddyx_sub_header_title_visibility":"","_hide_show_side_panel":"","_buddyxpro_page_sidebar":"","_buddyxpro_page_disable_header":"","_buddyxpro_page_disable_footer":"","_buddyxpro_page_content_width":"","_buddyxpro_page_header_style":"","_buddyxpro_page_color_mode":"","_buddyxpro_page_loader":"","inline_featured_image":false,"footnotes":""},"class_list":["post-1811","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/wp-json\/wp\/v2\/pages\/1811","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/wp-json\/wp\/v2\/comments?post=1811"}],"version-history":[{"count":2,"href":"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/wp-json\/wp\/v2\/pages\/1811\/revisions"}],"predecessor-version":[{"id":1915,"href":"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/wp-json\/wp\/v2\/pages\/1811\/revisions\/1915"}],"up":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/wp-json\/wp\/v2\/pages\/1786"}],"wp:attachment":[{"href":"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/wp-json\/wp\/v2\/media?parent=1811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}