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auto;padding:0 16px;font-family:ui-sans-serif,system-ui,-apple-system,\"Segoe UI\",sans-serif;line-height:1.55;overflow-wrap:break-word}#nxe-nd3xtn7w.nxe :where(*,*::before,*::after){box-sizing:inherit}#nxe-nd3xtn7w.nxe :where(section,header,footer,nav,aside){display:block;margin:0 0 32px}#nxe-nd3xtn7w.nxe :where(h1,h2,h3,h4){line-height:1.2;margin:24px 0 12px;font-weight:600}#nxe-nd3xtn7w.nxe :where(p,ul,ol,dl,table,figure,details){margin:0 0 16px}#nxe-nd3xtn7w.nxe :where(ul,ol){padding-left:20px}#nxe-nd3xtn7w.nxe a{color:inherit;text-decoration:underline;text-underline-offset:2px}#nxe-nd3xtn7w.nxe table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}#nxe-nd3xtn7w.nxe :where(th,td){padding:6px 8px;text-align:left;vertical-align:top;border-bottom:1px solid;border-color:inherit}#nxe-nd3xtn7w.nxe svg{display:none}#nxe-nd3xtn7w.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-nd3xtn7w.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-nd3xtn7w.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"dag\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P08 \u00b7 TOPIC \u00b7 consumer-scams<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Financial Crime and Fraud Risk<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Topic dossier \u00b7 Financial Crime and Fraud Risk<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Consumer scams<\/h1><p class=\"nx-tagline\">Scams persuade people to hand over money or details: investment and crypto scams, romance scams, impersonation of banks, police or officials, and fake purchases. Social media, messaging and online advertising help scammers reach victims at scale, often from organised operations abroad. This page sets out how scams develop, how harm is measured, and which institutions decide on prevention and redress.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/\">Back to Topics<\/a><\/div><\/div><div class=\"nx-hero-canvas\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Systems<\/strong> \u00b7 around this subject<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-fincrime-alerts\" data-cx=\"fincrime.alerts\" data-variant=\"section\" aria-label=\"Alert triage and investigations: illustrative console with placeholder names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h3 class=\"nx-fk-title\">Alert triage and investigations<\/h3><p class=\"nx-fk-sub\">Consumer scams \u00b7 Bank B monitoring \u00b7 Today<\/p><\/div><div class=\"nx-fk-actions\"><button type=\"button\" class=\"nx-fk-btn\" data-fk-act=\"menu\" aria-haspopup=\"true\" aria-expanded=\"false\" hidden><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11\"\/><path d=\"m7 10 5 5 5-5\"\/><path d=\"M5 20h14\"\/><\/svg>Export<\/button><ul class=\"nx-fk-menu\" data-fk-menu=\"true\" hidden><li><button type=\"button\" data-fk-act=\"export-png\">Image<small>PNG of the map or chart<\/small><\/button><\/li><li><button type=\"button\" data-fk-act=\"export-csv\">Data<small>CSV of the figure's values<\/small><\/button><\/li><\/ul><\/div><\/div><ul class=\"nx-fk-kpis\" data-n=\"4\"><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Alerts today<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k0\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">2207<\/span><\/div><div data-fk-view=\"spark:k0\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,17.1L10.2,21.3L18.4,23L26.5,20.1L34.7,14.7L42.9,8.9L51.1,3.6L59.3,5.7L67.5,3L75.6,6.8L83.8,12.2L92,10L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,17.1L10.2,21.3L18.4,23L26.5,20.1L34.7,14.7L42.9,8.9L51.1,3.6L59.3,5.7L67.5,3L75.6,6.8L83.8,12.2L92,10\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"10\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Escalated to cases<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k1\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">6<\/span><span class=\"nx-fk-kpi-u\">pct of alerts<\/span><\/div><div data-fk-view=\"spark:k1\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,10L10.2,14.1L18.4,11.9L26.5,11.9L34.7,14.7L42.9,19.9L51.1,18.3L59.3,16.8L67.5,21.5L75.6,23L83.8,17.7L92,3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,10L10.2,14.1L18.4,11.9L26.5,11.9L34.7,14.7L42.9,19.9L51.1,18.3L59.3,16.8L67.5,21.5L75.6,23L83.8,17.7L92,3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"3\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Open cases older than 30 days<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k2\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">55<\/span><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Watch<\/span><\/div><div data-fk-view=\"spark:k2\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,23L10.2,21.1L18.4,15.3L26.5,13.1L34.7,16.9L42.9,16.9L51.1,12.3L59.3,12.6L67.5,13.3L75.6,4.7L83.8,3L92,18L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,23L10.2,21.1L18.4,15.3L26.5,13.1L34.7,16.9L42.9,16.9L51.1,12.3L59.3,12.6L67.5,13.3L75.6,4.7L83.8,3L92,18\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"18\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Reports filed this month<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k3\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">76<\/span><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Normal<\/span><\/div><div data-fk-view=\"spark:k3\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,21.8L10.2,23L18.4,17.4L26.5,18.1L34.7,10.2L42.9,10L51.1,10.1L59.3,8.3L67.5,12.6L75.6,5.5L83.8,3L92,11.4L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,21.8L10.2,23L18.4,17.4L26.5,18.1L34.7,10.2L42.9,10L51.1,10.1L59.3,8.3L67.5,12.6L75.6,5.5L83.8,3L92,11.4\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"11.4\" r=\"2.4\"\/><\/svg><\/div><\/li><\/ul><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Backlog above target<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Financial Crime and Fraud Risk<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"queue\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Alert queue<\/h4><\/div><\/div><ol class=\"nx-cx-q\"><li><span class=\"nx-fk-pill\" data-state=\"not\"><i aria-hidden=\"true\"><\/i>H<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Rapid in-out through new accounts<\/span><span class=\"nx-cx-qm\">Scenario TM-07 \u00b7 score <span class=\"nx-cx-n\">99<\/span><\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">1<\/span> h<\/span><\/li><li><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>M<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Trade invoice price outlier<\/span><span class=\"nx-cx-qm\">Scenario TB-03 \u00b7 score <span class=\"nx-cx-n\">64<\/span><\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">3<\/span> h<\/span><\/li><li><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>M<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Structuring below threshold<\/span><span class=\"nx-cx-qm\">Scenario TM-02 \u00b7 score <span class=\"nx-cx-n\">74<\/span><\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">8<\/span> h<\/span><\/li><li><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>L<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Name match, sanctions list<\/span><span class=\"nx-cx-qm\">Likely false positive<\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">3<\/span> h<\/span><\/li><\/ol><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"map\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Counterparty network, case CS-9372<\/h4><p class=\"nx-fk-panel-sub\">red: accounts under review<\/p><\/div><\/div><div class=\"nx-cx-map\"><svg class=\"nx-cx-svg\" viewBox=\"0 0 480 250\" role=\"img\" aria-label=\"Counterparty network, case CS-3063: schematic on placeholder geography. Illustrative.\" focusable=\"false\" data-nx-z=\"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\"><\/svg><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"6\" data-t=\"steps\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Case path<\/h4><\/div><\/div><ol class=\"nx-cx-steps\" data-n=\"6\"><li data-st=\"done\"><span class=\"nx-cx-sn\">Alert<\/span><span class=\"nx-cx-snote\">scenario<\/span><\/li><li data-st=\"done\"><span class=\"nx-cx-sn\">Triage<\/span><span class=\"nx-cx-snote\">analyst<\/span><\/li><li data-st=\"now\"><span class=\"nx-cx-sn\">Investigate<\/span><span class=\"nx-cx-snote\">case<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Decide<\/span><span class=\"nx-cx-snote\">MLRO<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Report<\/span><span class=\"nx-cx-snote\">to FIU<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Feedback<\/span><span class=\"nx-cx-snote\">tuning<\/span><\/li><\/ol><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Alert triage and investigations: the screen's structure, terms and states for Consumer scams.<\/span><span data-honesty=\"true\">Placeholder names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><p class=\"nx-caption\"><strong>Fig.<\/strong><span>Alert triage and investigations. Design wireframe with placeholder names and illustrative values, not a record or a live system.<\/span><\/p><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-sec-field\"><span>02<\/span>Activity and exposure in Mexico<\/a><a href=\"#nx-sec-question\"><span>03<\/span>Consumer scams: how the risk develops<\/a><a href=\"#nx-sec-terms\"><span>04<\/span>Terms used on this page<\/a><a href=\"#nx-sec-indicators\"><span>05<\/span>What is measured, and how well<\/a><a href=\"#nx-sec-pipeline\"><span>06<\/span>From sources to decisions<\/a><a href=\"#nx-sec-sources\"><span>07<\/span>Where the evidence comes from<\/a><a href=\"#nx-sec-decisions\"><span>08<\/span>Who decides, and what the evidence\u2026<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Consumer scams are frauds that manipulate people into handing over money or details, such as investment, romance, impersonation and purchase scams, often run by organised groups abroad. They bypass payment controls because victims authorise payments. Legislators, banks, platforms, telecoms and law enforcement hold the decisions.<\/p><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Geography<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Activity and exposure in Mexico.<\/h2><p class=\"nx-lede\">Night-time lights and population, a proxy for economic activity, with the floods and fires that put assets at risk, framed on Mexico; each layer is a dated NASA product.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"mexico:finance\" data-ml-points=\"on\"><div class=\"nx-wm\" data-nx-water=\"ctx-finance\" data-wm-domain=\"ctx-finance\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"-117.3,14.5,-86.7,32.8\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Activity and exposure, Mexico: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl||||\" aria-pressed=\"false\">Night lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,ntl||||\" aria-pressed=\"false\">Floods and activity<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"fires||||\" aria-pressed=\"false\">Fires<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">2<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Activity and exposure<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-name=\"Night-time lights, daily\" data-wm-short=\"Night lights\" data-wm-src=\"NASA LAADS DAAC VIIRS Black Marble (VNP46A2)\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-name=\"Population density, 2020\" data-wm-short=\"Population density\" data-wm-src=\"NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"flood\" aria-pressed=\"false\" data-wm-z=\"22\" data-wm-lag=\"0\" data-wm-name=\"Flood water, 3-day composite\" data-wm-short=\"Flood water\" data-wm-src=\"NASA LANCE VIIRS Global Flood Product\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite detection; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Flood water, 3-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS Global Flood Product \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"flood\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"fires\" aria-pressed=\"false\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-op=\"1\" data-wm-breaks=\"10,50,200\" data-wm-name=\"Active fires and thermal anomalies, last day\" data-wm-short=\"Fires and flares\" data-wm-src=\"NASA LANCE FIRMS VIIRS NOAA-20 375 m (FIRMS)\" data-wm-prov=\"NASA LANCE FIRMS\" data-wm-kind=\"Satellite detection; clouds and overpass timing leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Active fires and thermal anomalies, last day<\/span><span class=\"nx-wm-layer-src\">NASA LANCE FIRMS VIIRS NOAA-20 375 m (FIRMS) \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"fires\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"lstd\" aria-pressed=\"false\" data-wm-z=\"24\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-name=\"Land surface temperature, day, 8-day composite\" data-wm-short=\"Land temperature, day\" data-wm-src=\"NASA LANCE VIIRS NOAA-20 Level 3, 8-day\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite 8-day composite; persistent cloud still leaves gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land surface temperature, day, 8-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 Level 3, 8-day \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"lstd\" hidden><\/div><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert tools\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 4.5l10 0m-10 3.5 10 0m-10 3.5 10 0m-7.5-8.5 0 3m5 .5 0 3m-3.5.5 0 3\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><span class=\"nx-wm-sep\" aria-hidden=\"true\"><\/span><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"in\" aria-label=\"Zoom in\" title=\"Zoom in\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 3v10M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"out\" aria-label=\"Zoom out\" title=\"Zoom out\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"reset\" aria-label=\"Reset the view\" title=\"Reset the view\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.2 8a4.8 4.8 0 1 0 1.5-3.5M3.2 2.6v2.6h2.6\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"full\" aria-label=\"Full screen\" title=\"Full screen\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.5 6l0-3.5 3.5 0m7.5 3.5 0-3.5-3.5 0m-7.5 7.5 0 3.5 3.5 0m7.5-3.5 0 3.5-3.5 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-menu\" id=\"nx-wm-menu\" role=\"menu\" aria-label=\"Expert tools\" hidden><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"measure\">Measure distance<kbd>M<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"compare\">Compare two dates<kbd>C<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><div><dt><kbd>Arrows<\/kbd><\/dt><dd>Move<\/dd><\/div><div><dt><kbd>Shift and arrows<\/kbd><\/dt><dd>Turn and tilt (3D)<\/dd><\/div><div><dt><kbd>+ and \u2212<\/kbd><\/dt><dd>Zoom<\/dd><\/div><div><dt><kbd>0<\/kbd><\/dt><dd>Reset the view<\/dd><\/div><div><dt><kbd>N and P<\/kbd><\/dt><dd>Next and previous station<\/dd><\/div><div><dt><kbd>Enter<\/kbd><\/dt><dd>Pin the station<\/dd><\/div><div><dt><kbd>I<\/kbd><\/dt><dd>Inspect a point<\/dd><\/div><div><dt><kbd>M<\/kbd><\/dt><dd>Measure<\/dd><\/div><div><dt><kbd>C<\/kbd><\/dt><dd>Compare dates<\/dd><\/div><div><dt><kbd>Escape<\/kbd><\/dt><dd>Close<\/dd><\/div><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>Night-time lights and population, a proxy for economic activity, with the floods and fires that put assets at risk, framed on Mexico.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Natural Earth<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.firms\">NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li>Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, \u00a9 MapLibre contributors.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/li><li>Active fires and thermal anomalies, last day: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/li><li>Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/topics\/consumer-scams\/#map\" data-nxf-title=\"Financial Crime and Fraud Risk live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-question\" class=\"nx-section\" data-hue=\"project\" data-variant=\"stack\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Consumer scams: how the risk develops.<\/h2><p class=\"nx-lede\">Scam harm and protective controls. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2\"\/><circle cx=\"9\" cy=\"7\" r=\"4\"\/><path d=\"M22 21v-2a4 4 0 0 0-3-3.87\"\/><path d=\"M16 3.13a4 4 0 0 1 0 7.75\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Manipulation beats controls<\/h3><p class=\"nx-p nx-mt-1\">Scammers build trust and urgency so victims authorise payments themselves and override warnings. Technical controls designed for unauthorised fraud do not stop them.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"16\" y=\"16\" width=\"6\" height=\"6\" rx=\"1\"\/><rect x=\"2\" y=\"16\" width=\"6\" height=\"6\" rx=\"1\"\/><rect x=\"9\" y=\"2\" width=\"6\" height=\"6\" rx=\"1\"\/><path d=\"M5 16v-3a1 1 0 0 1 1-1h12a1 1 0 0 1 1 1v3\"\/><path d=\"M12 12V8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Platforms carry the approach<\/h3><p class=\"nx-p nx-mt-1\">Many scams begin with ads, social media posts, messages or dating profiles. Responsibilities of platforms, telecoms and banks are being redrawn.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21.54 15H17a2 2 0 0 0-2 2v4.54\"\/><path d=\"M7 3.34V5a3 3 0 0 0 3 3v0a2 2 0 0 1 2 2v0c0 1.1.9 2 2 2v0a2 2 0 0 0 2-2v0c0-1.1.9-2 2-2h3.17\"\/><path d=\"M11 21.95V18a2 2 0 0 0-2-2v0a2 2 0 0 1-2-2v-1a2 2 0 0 0-2-2H2.05\"\/><circle cx=\"12\" cy=\"12\" r=\"10\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Industrial scam operations<\/h3><p class=\"nx-p nx-mt-1\">Organised compounds run scams at scale, sometimes using trafficked workers. Proceeds move quickly across borders, often through crypto-assets.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><path d=\"m4.93 4.93 4.24 4.24\"\/><path d=\"m14.83 9.17 4.24-4.24\"\/><path d=\"m14.83 14.83 4.24 4.24\"\/><path d=\"m9.17 14.83-4.24 4.24\"\/><circle cx=\"12\" cy=\"12\" r=\"4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Harm goes beyond money<\/h3><p class=\"nx-p nx-mt-1\">Victims suffer lasting financial, emotional and health effects. Under-reporting driven by shame and stigma hides the true scale.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Impersonation scam<\/td><td data-label=\"Definition\">A scam in which criminals pose as a bank, official or trusted contact to obtain money.<\/td><\/tr><tr><td data-label=\"Term\">Investment scam<\/td><td data-label=\"Definition\">A scam that persuades victims to invest in fake or worthless opportunities, often involving crypto-assets.<\/td><\/tr><tr><td data-label=\"Term\">Scam centre<\/td><td data-label=\"Definition\">An organised operation running scams at scale, sometimes with trafficked workers.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section\" data-hue=\"infrastructure\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Scam losses reported<\/td><td data-label=\"Unit\">currency per year<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Consumer protection and police reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Scam reports by contact method<\/td><td data-label=\"Unit\">count by channel<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Consumer reporting data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Investment scam losses<\/td><td data-label=\"Unit\">currency<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Regulator and police data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Scam ads removed by platforms<\/td><td data-label=\"Unit\">count<\/td><td data-label=\"Cadence\">periodic<\/td><td data-label=\"Source type\">Platform transparency reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Bank warnings shown before payment<\/td><td data-label=\"Unit\">count or share of payments<\/td><td data-label=\"Cadence\">periodic<\/td><td data-label=\"Source type\">Firm data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Victim reimbursement outcomes<\/td><td data-label=\"Unit\">share reimbursed<\/td><td data-label=\"Cadence\">periodic<\/td><td data-label=\"Source type\">Regulator data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/topics\/consumer-scams\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-pipeline\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">From sources to decisions.<\/h2><p class=\"nx-lede\">The topic as a computational graph: named sources feed the methods, an evidence review gates the outputs, and the decisions stay with the authorities that hold them.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Pipeline canvas<\/strong> \u00b7 Consumer scams as a run graph<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p08-topics-consumer-scams-aml-t nx-dag-a-p08-topics-consumer-scams-aml-d\" data-nx-z=\"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\"><title id=\"nx-dag-a-p08-topics-consumer-scams-aml-t\">Consumer scams: from customer due diligence to suspicious activity report<\/title><desc id=\"nx-dag-a-p08-topics-consumer-scams-aml-d\">Customer due diligence sets a risk rating; transaction monitoring scenarios raise alerts; analysts triage and investigate; the MLRO decides whether to report to the financial intelligence unit; feedback tunes the scenarios. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig. 02<\/strong><span>Nodes carry their type, two metric rows and a state; connectors show what feeds what; dashed frames name the owners; the timeline is the cadence. Design of the pipeline, not a record of a run.<\/span><\/p><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">FTC Consumer Sentinel Network data book<\/td><td data-label=\"What it gives\">Reported fraud and scams in the United States<\/td><td data-label=\"Licence class\">Public domain<\/td><\/tr><tr><td data-label=\"Source\">FBI Internet Crime Complaint Center annual report<\/td><td data-label=\"What it gives\">Reported internet-enabled crime<\/td><td data-label=\"Licence class\">Public domain<\/td><\/tr><tr><td data-label=\"Source\">Australian Competition and Consumer Commission Targeting Scams report<\/td><td data-label=\"What it gives\">Scam losses and channels in Australia<\/td><td data-label=\"Licence class\">Free, Australian government terms<\/td><\/tr><tr><td data-label=\"Source\">UNODC reports on scam centres in Southeast Asia<\/td><td data-label=\"What it gives\">Organised scam operations and trafficking links<\/td><td data-label=\"Licence class\">Free, UN terms<\/td><\/tr><tr><td data-label=\"Source\">Global Anti-Scam Alliance reports<\/td><td data-label=\"What it gives\">Cross-country scam surveys<\/td><td data-label=\"Licence class\">Free to read, terms to check<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/topics\/consumer-scams\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-decisions\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Financial Crime and Fraud Risk prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"ledger\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">Legislators and regulators<\/td><td data-label=\"The question\">How responsibility for scam prevention and redress is shared<\/td><td data-label=\"Evidence this page serves\">Loss data, reimbursement outcomes and comparative laws<\/td><\/tr><tr><td data-label=\"Who decides\">Banks and payment firms<\/td><td data-label=\"The question\">Which warnings, delays and checks to apply<\/td><td data-label=\"Evidence this page serves\">Scam patterns and customer outcome evidence<\/td><\/tr><tr><td data-label=\"Who decides\">Platforms and telecoms<\/td><td data-label=\"The question\">How to block scam ads, messages and calls<\/td><td data-label=\"Evidence this page serves\">Takedown data and regulatory duties<\/td><\/tr><tr><td data-label=\"Who decides\">Law enforcement<\/td><td data-label=\"The question\">How to disrupt cross-border scam operations<\/td><td data-label=\"Evidence this page serves\">Intelligence and international cooperation<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Guide to scam types and how they bypass payment controls<\/li><li>Comparative notes on shared responsibility across banks, platforms and telecoms<\/li><li>Brief on warnings and friction at the point of payment<\/li><li>Questions for boards on scam prevention<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-core-questions\" class=\"nx-section\" data-hue=\"project\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">What experts ask.<\/h2><p class=\"nx-lede\">Scam researchers ask how to protect people from being persuaded to harm themselves.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Who is targeted by scams, and what makes people vulnerable at particular moments?<\/li><li>How do scams use psychology, such as urgency, authority and trust, to persuade victims?<\/li><li>Which interventions, such as warnings, delays or confirmation of payee, reduce losses?<\/li><li>How can telecoms, online platforms and financial institutions share responsibility?<\/li><li>How are victims supported, and how are reimbursement and redress handled?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-mechanisms-and-drivers\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms and drivers<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Persuasion across platforms.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Scams exploit normal psychology: trust in authority, fear of loss, hope of gain, loneliness and the pressure of urgency. Anyone can be deceived, though vulnerability increases with isolation, bereavement, financial stress and unfamiliarity with digital services. Scammers use spoofed calls, fake websites, social media advertising and messaging apps to reach victims at scale.<\/p><p class=\"nx-p\">Because victims authorise payments, traditional fraud controls may not trigger. Effective protection combines interventions at several points: blocking scam calls and ads, warnings and friction at the moment of payment, detection of mule accounts and support for victims. Responsibility across sectors is increasingly debated, since the financial system is often the last point of contact rather than the first.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods-and-data\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"stack\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and data<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">How the evidence is built, and where it stops.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Victim research<\/h3><p class=\"nx-p nx-mt-1\">Surveys and interviews on scam experiences, drawing on behavioural science. Under-reporting is significant.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Intervention evaluation<\/h3><p class=\"nx-p nx-mt-1\">Testing warnings and friction. Effects vary and may wane.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Cross-sector analysis<\/h3><p class=\"nx-p nx-mt-1\">Mapping where scams originate with <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/network-science\/\">network science<\/a>. Data spans sectors with different rules.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Typology research<\/h3><p class=\"nx-p nx-mt-1\">Describing scam methods, including those using <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/ai-ml\/\">AI<\/a>-generated content. Must avoid enabling crime.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/ai-ml\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Artificial intelligence and machine learning<\/span><span class=\"nx-mledger-role\">Real-time fraud scoring \u00b7 Alert prioritisation \u00b7 Fairness in fraud controls<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/ai-ml\/\" aria-label=\"Artificial intelligence and machine learning: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/network-science\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Network science and contagion<\/span><span class=\"nx-mledger-role\">Mule network detection \u00b7 Ownership chain analysis \u00b7 Cross-institution patterns<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/network-science\/\" aria-label=\"Network science and contagion: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/data-engineering\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Data engineering, interoperability and stewardship<\/span><span class=\"nx-mledger-role\">Screening data quality \u00b7 Monitoring coverage checks \u00b7 Retention and minimisation<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/data-engineering\/\" aria-label=\"Data engineering, interoperability and stewardship: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/digital-identity\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">04<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Digital identity and public digital systems<\/span><span class=\"nx-mledger-role\">Assurance levels for onboarding \u00b7 Defending against deepfakes \u00b7 Inclusion testing<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/digital-identity\/\" aria-label=\"Digital identity and public digital systems: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Scam losses are heavily under-reported, and reporting systems differ across countries. Self-reported data on warnings and takedowns come from firms and platforms. Effects of interventions are rarely evaluated publicly. Financial Crime and Fraud Risk explains patterns and policy; it does not handle complaints, investigate scams or give advice to victims.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-14-sec\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-14\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Why don't payment controls stop scams?<\/summary><div class=\"nx-answer\">Because scam victims authorise the payment themselves, often after being coached to ignore warnings, so controls designed to stop unauthorised transactions do not apply.<\/div><\/details><details><summary>Who is responsible for scam losses?<\/summary><div class=\"nx-answer\">It depends on the jurisdiction. Some require payment firms to reimburse victims in many cases; others place more weight on platforms, telecoms or victims themselves.<\/div><\/details><details><summary>Where should a scam victim go for help?<\/summary><div class=\"nx-answer\">To their bank or payment provider and the national police or fraud reporting service. This platform does not handle cases.<\/div><\/details><details><summary>What should I do if I have been scammed?<\/summary><div class=\"nx-answer\">Contact your bank or payment provider immediately and report the scam to the police or national fraud reporting service. GRA cannot act on individual cases.<\/div><\/details><details><summary>Are only older people targeted?<\/summary><div class=\"nx-answer\">No. People of all ages are scammed. Different scams target different groups, and vulnerability often depends on circumstances rather than age alone.<\/div><\/details><details><summary>Why involve telecoms and platforms?<\/summary><div class=\"nx-answer\">Because many scams begin on phone networks, messaging apps and online platforms. Protecting people effectively requires action where scams start, not only where money moves.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-15\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-15\" class=\"nx-h3 nx-mt-2\">Around Financial Crime and Fraud Risk.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/payments-fraud\/\">Payments fraud <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/identity-fraud\/\">Identity fraud <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/money-laundering-risk\/\">Money laundering risk <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/suspicious-activity-controls\/\">Suspicious activity controls <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/financial-sanctions-risk\/\">Financial sanctions risk <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/cyber-enabled-financial-crime\/\">Cyber enabled financial crime <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\">Financial Crime and Fraud Risk home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-16\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Financial Crime and Fraud Risk<\/span><h2 id=\"nx-close-16\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Financial%20Crime%20and%20Fraud%20Risk%3A%20Consumer%20scams\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why don't payment controls stop scams?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because scam victims authorise the payment themselves, often after being coached to ignore warnings, so controls designed to stop unauthorised transactions do not apply.\"}},{\"@type\":\"Question\",\"name\":\"Who is responsible for scam losses?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the jurisdiction. 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