{"id":63,"date":"2026-10-17T10:50:18","date_gmt":"2026-10-17T10:50:18","guid":{"rendered":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/?page_id=63"},"modified":"2026-10-21T13:28:21","modified_gmt":"2026-10-21T13:28:21","slug":"about","status":"publish","type":"page","link":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/about\/","title":{"rendered":"Industry scope and publisher"},"content":{"rendered":"\n<!-- Nexus network page \u00b7 https:\/\/globalriskalliance.com\/financial-crime-fraud\/about\/ \u00b7 source authored \u00b7 generated by integrations\/wordpress\/network\/build.mjs, never edit this file --><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nxe-water-data\" 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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n12el9yk.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"ledger\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P08 \u00b7 ABOUT \u00b7 about<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Financial Crime and Fraud Risk<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Mandate and publisher<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Industry scope and publisher<\/h1><p class=\"nx-tagline\">Financial Crime and Fraud Risk is published by The Global Risks Alliance (GRA), a nonprofit corporation registered in Nevada, United States, operating as a business league for the financial services industry, and one of the three pillar institutions of Nexus Consortiums. A business league works to improve conditions for an industry as a whole, not for individual firms. This page identifies the publisher, the subject community and the legal limits of the platform.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\">Back to Financial Crime and Fraud Risk<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\" data-variant=\"ledger\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Financial Crime and Fraud Risk<\/strong><\/span><span class=\"nx-eyebrow\">Register<\/span><\/div><ol class=\"nx-register-rows\"><li><div><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">Fields<\/span><span class=\"nx-register-v\">Financial stability, Cyber and digital resilience, Governance and institutions<\/span><\/div><\/li><li><div><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">STEM methods<\/span><span class=\"nx-register-v\">5 canonical methods applied<\/span><\/div><\/li><li><div><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Topics<\/span><span class=\"nx-register-v\">8 subject pages<\/span><\/div><\/li><li><div><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Counterparts<\/span><span class=\"nx-register-v\">10 platforms in shared fields<\/span><\/div><\/li><li><div><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Publisher<\/span><span class=\"nx-register-v\">The Global Risks Alliance<\/span><\/div><\/li><\/ol><p class=\"nx-register-foot\">GRA \u00b7 In development \u00b7 service level R0<\/p><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-s-3-sec\"><span>02<\/span>Mandate to authority<\/a><a href=\"#nx-sec-field\"><span>03<\/span>Activity and exposure in Mexico<\/a><a href=\"#nx-sec-mandate\"><span>04<\/span>Shared understanding of financial\u2026<\/a><a href=\"#nx-sec-pg-nx-gra-a-p08-ab-frame\"><span>05<\/span>Financial Crime and Fraud Risk: the\u2026<\/a><a href=\"#nx-sec-pg-nx-gra-a-p08-ab-bound\"><span>06<\/span>What Financial Crime and Fraud Risk\u2026<\/a><a href=\"#nx-sec-publisher-and-community\"><span>07<\/span>Who is responsible<\/a><a href=\"#nx-sec-legal-limits\"><span>08<\/span>What the platform does not do<\/a><\/div><\/nav> <div class=\"nx-signals\" role=\"group\" aria-label=\"Financial Crime and Fraud Risk in figures, from the registry\"><div class=\"nx-container\"><dl><div><dt class=\"nx-eyebrow\">STEM methods<\/dt><dd class=\"nx-metric\" data-count=\"true\">5<\/dd><dd class=\"nx-metric-note\">Canonical methods this field applies<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><div><dt class=\"nx-eyebrow\">Topics<\/dt><dd class=\"nx-metric\" data-count=\"true\">8<\/dd><dd class=\"nx-metric-note\">Subject pages in the field<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><div><dt class=\"nx-eyebrow\">Counterparts<\/dt><dd class=\"nx-metric\" data-count=\"true\">10<\/dd><dd class=\"nx-metric-note\">Platforms in shared fields at GCRI, GRF and GRA<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><div><dt class=\"nx-eyebrow\">Report series<\/dt><dd class=\"nx-metric\" data-count=\"true\">1<\/dd><dd class=\"nx-metric-note\">Nexus Reports series it contributes to<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><\/dl><\/div><\/div><section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Financial Crime and Fraud Risk is a specialist platform of The Global Risks Alliance for financial stability, cyber and digital resilience, and governance and institutions. Its mandate covers financial crime controls, fraud patterns, institutional integrity and protection of customers. GRA publishes it, answers for its content and takes no decision on anyone's behalf. It is in development at service level R0, and activities open as each is ready.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"signals\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/about\/#signals\" data-nxf-title=\"Platform signals\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-s-3-sec\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Mandate to authority.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Canvas<\/strong> \u00b7 mandate to authority<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p08-governance-t nx-dag-a-p08-governance-d\" data-nx-z=\"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\"><title id=\"nx-dag-a-p08-governance-t\">How Financial Crime and Fraud Risk is governed<\/title><desc id=\"nx-dag-a-p08-governance-d\">A mandate sets the platform's scope; an editor and reviewers govern what it publishes; programmes and the community supply the work; the integrity route handles corrections; authority over decisions stays outside. Design of the governance, not a record.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig.<\/strong><span>How the platform is governed, from its mandate to the authorities who decide. Design, not a record.<\/span><\/p><\/div><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"project\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Geography<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Activity and exposure in Mexico.<\/h2><p class=\"nx-lede\">Night-time lights and population, a proxy for economic activity, with the floods and fires that put assets at risk, framed on Mexico; each layer is a dated NASA product.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"mexico:finance\" data-ml-points=\"on\"><div class=\"nx-wm\" data-nx-water=\"ctx-finance\" data-wm-domain=\"ctx-finance\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"-117.3,14.5,-86.7,32.8\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Activity and exposure, Mexico: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl||||\" aria-pressed=\"false\">Night lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,ntl||||\" aria-pressed=\"false\">Floods and activity<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"fires||||\" aria-pressed=\"false\">Fires<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">2<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Activity and exposure<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-name=\"Night-time lights, daily\" data-wm-short=\"Night lights\" data-wm-src=\"NASA LAADS DAAC VIIRS Black Marble (VNP46A2)\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-name=\"Population density, 2020\" data-wm-short=\"Population density\" data-wm-src=\"NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"flood\" aria-pressed=\"false\" data-wm-z=\"22\" data-wm-lag=\"0\" data-wm-name=\"Flood water, 3-day composite\" data-wm-short=\"Flood water\" data-wm-src=\"NASA LANCE VIIRS Global Flood Product\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite detection; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Flood water, 3-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS Global Flood Product \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"flood\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"fires\" aria-pressed=\"false\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-op=\"1\" data-wm-breaks=\"10,50,200\" data-wm-name=\"Active fires and thermal anomalies, last day\" data-wm-short=\"Fires and flares\" data-wm-src=\"NASA LANCE FIRMS VIIRS NOAA-20 375 m (FIRMS)\" data-wm-prov=\"NASA LANCE FIRMS\" data-wm-kind=\"Satellite detection; clouds and overpass timing leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Active fires and thermal anomalies, last day<\/span><span class=\"nx-wm-layer-src\">NASA LANCE FIRMS VIIRS NOAA-20 375 m (FIRMS) \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"fires\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"lstd\" aria-pressed=\"false\" data-wm-z=\"24\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-name=\"Land surface temperature, day, 8-day composite\" data-wm-short=\"Land temperature, day\" data-wm-src=\"NASA LANCE VIIRS NOAA-20 Level 3, 8-day\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite 8-day composite; persistent cloud still leaves gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land surface temperature, day, 8-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 Level 3, 8-day \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"lstd\" hidden><\/div><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert tools\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 4.5l10 0m-10 3.5 10 0m-10 3.5 10 0m-7.5-8.5 0 3m5 .5 0 3m-3.5.5 0 3\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><span class=\"nx-wm-sep\" aria-hidden=\"true\"><\/span><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"in\" aria-label=\"Zoom in\" title=\"Zoom in\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 3v10M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"out\" aria-label=\"Zoom out\" title=\"Zoom out\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"reset\" aria-label=\"Reset the view\" title=\"Reset the view\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.2 8a4.8 4.8 0 1 0 1.5-3.5M3.2 2.6v2.6h2.6\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"full\" aria-label=\"Full screen\" title=\"Full screen\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.5 6l0-3.5 3.5 0m7.5 3.5 0-3.5-3.5 0m-7.5 7.5 0 3.5 3.5 0m7.5-3.5 0 3.5-3.5 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-menu\" id=\"nx-wm-menu\" role=\"menu\" aria-label=\"Expert tools\" hidden><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"measure\">Measure distance<kbd>M<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"compare\">Compare two dates<kbd>C<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><div><dt><kbd>Arrows<\/kbd><\/dt><dd>Move<\/dd><\/div><div><dt><kbd>Shift and arrows<\/kbd><\/dt><dd>Turn and tilt (3D)<\/dd><\/div><div><dt><kbd>+ and \u2212<\/kbd><\/dt><dd>Zoom<\/dd><\/div><div><dt><kbd>0<\/kbd><\/dt><dd>Reset the view<\/dd><\/div><div><dt><kbd>N and P<\/kbd><\/dt><dd>Next and previous station<\/dd><\/div><div><dt><kbd>Enter<\/kbd><\/dt><dd>Pin the station<\/dd><\/div><div><dt><kbd>I<\/kbd><\/dt><dd>Inspect a point<\/dd><\/div><div><dt><kbd>M<\/kbd><\/dt><dd>Measure<\/dd><\/div><div><dt><kbd>C<\/kbd><\/dt><dd>Compare dates<\/dd><\/div><div><dt><kbd>Escape<\/kbd><\/dt><dd>Close<\/dd><\/div><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>Night-time lights and population, a proxy for economic activity, with the floods and fires that put assets at risk, framed on Mexico.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Natural Earth<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.firms\">NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li>Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, \u00a9 MapLibre contributors.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/li><li>Active fires and thermal anomalies, last day: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/li><li>Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/about\/#map\" data-nxf-title=\"Financial Crime and Fraud Risk live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-mandate\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mandate<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Shared understanding of financial crime and fraud.<\/h2><p class=\"nx-lede\">The platform exists to build shared industry understanding of financial crime controls, fraud patterns, institutional integrity and customer protection, through research and learning that no single institution can produce alone.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><span class=\"nx-eyebrow\">Field<\/span><h3 class=\"nx-h4 nx-mt-2\">Scope<\/h3><p class=\"nx-p nx-mt-1\">Financial stability, cyber and digital resilience, and governance and institutions.<\/p><\/div><div><span class=\"nx-eyebrow\">Community<\/span><h3 class=\"nx-h4 nx-mt-2\">Who takes part<\/h3><p class=\"nx-p nx-mt-1\">Financial crime analysts, fraud specialists and compliance researchers.<\/p><\/div><div><span class=\"nx-eyebrow\">Outputs<\/span><h3 class=\"nx-h4 nx-mt-2\">What it is designed to publish<\/h3><p class=\"nx-p nx-mt-1\">Fraud research briefs and financial integrity learning.<\/p><\/div><\/div><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"passport\" data-nxf-kind=\"passport\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/about\/#passport\" data-nxf-title=\"Source passports\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-a-p08-ab-frame\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"band\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Field and frame<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Financial Crime and Fraud Risk: the field and the rules it is read against.<\/h2><\/div><div class=\"nx-section-body\" data-lv=\"register\"><p class=\"nx-p\">Financial Crime and Fraud Risk is a GRA platform in development. Its thesis concerns financial crime controls, fraud patterns, institutional integrity and protection of customers. It serves AML and fraud teams, sanctions specialists, FIU analysts and consumer protection researchers.<\/p><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th>Standard setter<\/th><th>Instrument that frames the work of Financial Crime and Fraud Risk<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Standard setter\">FATF<\/td><td data-label=\"Instrument that frames the work of Financial Crime and Fraud Risk\">Recommendations<\/td><\/tr><tr><td data-label=\"Standard setter\">Egmont Group<\/td><td data-label=\"Instrument that frames the work of Financial Crime and Fraud Risk\">FIU cooperation<\/td><\/tr><tr><td data-label=\"Standard setter\">National authorities<\/td><td data-label=\"Instrument that frames the work of Financial Crime and Fraud Risk\">sanctions regimes<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-pg-nx-gra-a-p08-ab-bound\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Boundary<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">What Financial Crime and Fraud Risk never discusses or produces.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Case handling, in any Financial Crime and Fraud Risk setting.<\/li><li>Screening services, in any Financial Crime and Fraud Risk setting.<\/li><li>Customer data, in any Financial Crime and Fraud Risk setting.<\/li><li>Naming suspects, in any Financial Crime and Fraud Risk setting.<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-publisher-and-community\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Publisher and community<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Who is responsible.<\/h2><p class=\"nx-lede\">The Global Risks Alliance (GRA) publishes Financial Crime and Fraud Risk and answers for its content under the rules in <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/trust\/\">trust, rights and status<\/a>.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Status: Financial Crime and Fraud Risk is in development. Activities, records and services are published as each one opens.<\/li><li>Service level: R0, information and enquiries. Membership and applications open only once their terms are adopted.<\/li><li>Why a dedicated platform: the integrity and fraud community has its own methods and evidence, distinct from generic banking or conduct law.<\/li><li>Participation, sponsorship or membership confers no authority, endorsement, data access or influence over findings.<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-legal-limits\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Legal limits<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">What the platform does not do.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>It does not lend, underwrite, rate, invest, advise on or arrange transactions, introduce counterparties or take transaction-based pay.<\/li><li>GRA is not a law enforcement body, financial intelligence unit or regulator. It does not investigate cases, receive reports of suspicious activity, screen customers or hold customer data.<\/li><li>It gives no legal or compliance advice to any firm and does not perform members' own financial crime controls for them.<\/li><li>Its programmes are designed around competition-law safeguards, set out in a written competition policy that counsel reviews before membership opens; see <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/topics\/compliance-and-competition\/\">compliance and competition at the Financial Regulation Nexus<\/a>.<\/li><\/ul><p class=\"nx-note nx-mt-3\">GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.<\/p><\/div><\/div><\/section><section id=\"nx-sec-how-it-is-designed-to-work\" class=\"nx-section\" data-hue=\"project\" data-variant=\"band\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">How it is designed to work<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">From question to reviewed brief.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Question<\/h3><p class=\"nx-p nx-mt-1\">Questions come from the topics and from practitioners, and are scoped in <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/research\/\">research and evidence<\/a>.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Evidence<\/h3><p class=\"nx-p nx-mt-1\">Sources are published, aggregated or anonymised; no customer-level data is collected.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Review<\/h3><p class=\"nx-p nx-mt-1\">Named specialists review outputs, including for material that could enable crime.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Publication<\/h3><p class=\"nx-p nx-mt-1\">Reviewed outputs appear on <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/publications\/\">the publications page<\/a>.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Service level R0<\/td><td data-label=\"Definition\">The current service level of Nexus pages: information and enquiries only. An enquiry receives a reference and a named next step; it creates no membership, contract, assignment or commitment.<\/td><\/tr><tr><td data-label=\"Term\">Conflict of interest<\/td><td data-label=\"Definition\">A situation in which financial, professional or personal interests could compromise, or appear to compromise, judgement in research or review.<\/td><\/tr><tr><td data-label=\"Term\">Money laundering<\/td><td data-label=\"Definition\">Processing criminal proceeds to disguise their illegal origin so they can be used as if legitimate.<\/td><\/tr><tr><td data-label=\"Term\">Financial intelligence unit<\/td><td data-label=\"Definition\">A national agency that receives, analyses and disseminates reports of suspicious financial activity.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"stack\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">Where this page's references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li><a class=\"nx-link\" href=\"https:\/\/www.fatf-gafi.org\/en\/publications\/Fatfrecommendations\/update-Recommendation-16-payment-transparency-june-2025.html\">FATF Recommendations, including revised Recommendation 16 on payment transparency (June 2025; implementation by end-2030)<\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-13-sec\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Is the platform a separate organization?<\/summary><div class=\"nx-answer\">No. It is a specialist platform of The Global Risks Alliance (GRA), which publishes it.<\/div><\/details><details><summary>Is the platform operating?<\/summary><div class=\"nx-answer\">It is in development. The current service level is R0: information and enquiries.<\/div><\/details><details><summary>Who can I contact?<\/summary><div class=\"nx-answer\">Write to <a class=\"nx-link\" href=\"mailto:research@globalriskalliance.com?subject=Financial%20Crime%20and%20Fraud%20Risk%3A%20enquiry\">research@globalriskalliance.com<\/a> or see <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">contact the specialist team<\/a>. Competition or compliance questions about GRA itself go to <a class=\"nx-link\" href=\"mailto:compliance@globalriskalliance.com?subject=Financial%20Crime%20and%20Fraud%20Risk%3A%20compliance%20question\">compliance@globalriskalliance.com<\/a>.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-14\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-14\" class=\"nx-h3 nx-mt-2\">Around Financial Crime and Fraud Risk.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/sector\/\">Financial discipline overview <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/research\/\">Professional research <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/innovation\/\">Technology and emerging practices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/readiness\/\">Resilience and finance readiness <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/programmes\/\">Research and industry programmes <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/tools\/\">Analytical and data resources <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\">Financial Crime and Fraud Risk home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-15\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Financial Crime and Fraud Risk<\/span><h2 id=\"nx-close-15\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Financial%20Crime%20and%20Fraud%20Risk%3A%20Industry%20scope%20and%20publisher\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/about\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/about\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is the platform a separate organization?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. It is a specialist platform of The Global Risks Alliance (GRA), which publishes it.\"}},{\"@type\":\"Question\",\"name\":\"Is the platform operating?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is in development. 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