{"id":46,"date":"2026-11-01T17:35:26","date_gmt":"2026-11-01T17:35:26","guid":{"rendered":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/?page_id=46"},"modified":"2026-11-03T08:17:52","modified_gmt":"2026-11-03T08:17:52","slug":"consumer-scams","status":"publish","type":"page","link":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/","title":{"rendered":"Consumer scams"},"content":{"rendered":"\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why don't payment controls stop scams?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because scam victims authorise the payment themselves, often after being coached to ignore warnings, so controls designed to stop unauthorised transactions do not apply.\"}},{\"@type\":\"Question\",\"name\":\"Who is responsible for scam losses?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the jurisdiction. Some require payment firms to reimburse victims in many cases; others place more weight on platforms, telecoms or victims themselves.\"}},{\"@type\":\"Question\",\"name\":\"Where should a scam victim go for help?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To their bank or payment provider and the national police or fraud reporting service. This platform does not handle cases.\"}},{\"@type\":\"Question\",\"name\":\"What should I do if I have been scammed?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Contact your bank or payment provider immediately and report the scam to the police or national fraud reporting service. GRA cannot act on individual cases.\"}},{\"@type\":\"Question\",\"name\":\"Are only older people targeted?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. People of all ages are scammed. Different scams target different groups, and vulnerability often depends on circumstances rather than age alone.\"}},{\"@type\":\"Question\",\"name\":\"Why involve telecoms and platforms?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because many scams begin on phone networks, messaging apps and online platforms. Protecting people effectively requires action where scams start, not only where money moves.\"}}]}]}<\/script>\n\n\n<!-- Nexus network page \u00b7 https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/ \u00b7 source authored \u00b7 generated by integrations\/wordpress\/network\/build.mjs, never edit this file --><script>window.nexusLiveStrings={\"label\":\"Load the live map\",\"note\":\"Imagery and feeds come from other services (NASA, USGS, OpenStreetMap) and load only when you ask.\"};<\/script><script>(function(){\"use strict\";var n=window,l=document,y=\"nexus.live-map\",$=\"nexus.live-map.reload\";if(n.NXLive){return}var E=[\/(^|\\.)gibs\\.earthdata\\.nasa\\.gov$\/i,\/(^|\\.)eonet\\.gsfc\\.nasa\\.gov$\/i,\/(^|\\.)power\\.larc\\.nasa\\.gov$\/i,\/(^|\\.)earthquake\\.usgs\\.gov$\/i,\/(^|\\.)open-meteo\\.com$\/i,\/(^|\\.)gdacs\\.org$\/i,\/(^|\\.)openfreemap\\.org$\/i,\/(^|\\.)openstreetmap\\.org$\/i,\/(^|\\.)cartocdn\\.com$\/i,\/(^|\\.)arcgisonline\\.com$\/i,\/(^|\\.)maplibre\\.org$\/i,\/(^|\\.)protomaps\\.com$\/i,\/(^|\\.)versatiles\\.org$\/i,\/(^|\\.)amazonaws\\.com$\/i,\/(^|\\.)raw\\.githubusercontent\\.com$\/i,\/(^|\\.)media\\.githubusercontent\\.com$\/i,\/(^|\\.)geoboundaries\\.org$\/i,\/(^|\\.)jsdelivr\\.net$\/i,\/(^|\\.)unpkg\\.com$\/i,\/(^|\\.)cdnjs\\.cloudflare\\.com$\/i,\/(^|\\.)googleapis\\.com$\/i,\/(^|\\.)gstatic\\.com$\/i];var C=[\/(^|\\.)amazonaws\\.com$\/i];var b=n.nexusLiveStrings?n.nexusLiveStrings:{};var A={label:b.label?b.label:\"Load the live map\",note:b.note?b.note:\"Imagery and feeds come from other services (NASA, USGS, OpenStreetMap) and load only when you ask.\"};var I=[\"experience\",\"external\",\"optional-content\",\"embeds\",\"media\"];var f=[],p=[],N=0;function j(){try{if(n.localStorage.getItem(y)===\"1\"){return true}}catch(e){}try{return n.sessionStorage.getItem(y)===\"1\"}catch(e){return false}}function w(){var e=n.nexusConsent;if(!e){return null}return typeof e.allows===\"function\"?e:null}function z(){var e=n.nexusConsent;if(!e){return false}if(typeof e.granted!==\"function\"){return false}for(var t=0;t<I.length;t++){try{if(e.granted(I[t])){return true}}catch(r){}}return false}function d(e){var t=w();if(t){try{return t.allows(e?e:\"maps\")===true}catch(r){return false}}return j()?true:z()}function D(e){try{var t=e?typeof e===\"string\"?e:e.url?e.url:e.href?e.href:String(e):\"\";var r=new URL(t,l.baseURI);if(r.protocol!==\"http:\"){if(r.protocol!==\"https:\"){return\"\"}}return r.origin===n.location.origin?\"\":r.hostname}catch(o){return\"\"}}function X(e){for(var t=0;t<C.length;t++){if(C[t].test(e)){return\"globe\"}}return\"maps\"}function c(e){var t=D(e);if(!t){return false}var r=false;for(var o=0;o<E.length;o++){if(E[o].test(t)){r=true;break}}if(!r){return false}if(d(X(t))){return false}N++;return true}var L=0;function u(){if(L){return}L=setTimeout(function(){L=0;S()},250)}function v(e){setTimeout(function(){try{e.dispatchEvent(new Event(\"error\"))}catch(t){}},0)}var O=n.fetch;if(O){n.fetch=function(e){if(c(e)){u();return Promise.reject(new TypeError(\"Blocked until the live map is loaded\"))}return O.apply(this,arguments)}}var g=n.XMLHttpRequest?n.XMLHttpRequest.prototype:null;if(g){var K=g.open,_=g.send;g.open=function(e,t){this.__nxLiveUrl=t;return K.apply(this,arguments)};g.send=function(){if(c(this.__nxLiveUrl)){u();v(this);return}return _.apply(this,arguments)}}var m=n.HTMLImageElement?Object.getOwnPropertyDescriptor(n.HTMLImageElement.prototype,\"src\"):null;if(m){if(m.set){Object.defineProperty(n.HTMLImageElement.prototype,\"src\",{configurable:true,enumerable:m.enumerable,get:m.get,set:function(e){if(c(e)){u();v(this);return}m.set.call(this,e)}})}}var k=n.Element?n.Element.prototype.setAttribute:null;if(k){n.Element.prototype.setAttribute=function(e,t){if(e===\"src\"){if(this.tagName===\"IMG\"){if(c(t)){u();v(this);return}}}return k.apply(this,arguments)}}function M(e){if(!e){return false}if(e.tagName===\"SCRIPT\"){return c(e.src)}if(e.tagName===\"LINK\"){return c(e.href)}return false}if(n.Node){var G=n.Node.prototype.appendChild,Y=n.Node.prototype.insertBefore;n.Node.prototype.appendChild=function(e){if(M(e)){u();v(e);return e}return G.apply(this,arguments)};n.Node.prototype.insertBefore=function(e){if(M(e)){u();v(e);return e}return Y.apply(this,arguments)}}var R='[data-nx-map=\"ctx-field\"],[data-nx-le],[data-nx-eo],[data-grx-globe],[data-grx-obs]';function T(){var e=[l];var t=l.querySelectorAll(\"*\");for(var r=0;r<t.length;r++){if(t[r].shadowRoot){e.push(t[r].shadowRoot)}}return e}function q(){var e=w();if(e){if(typeof e.enable===\"function\"){try{e.enable(\"maps\",\"site\")}catch(t){}try{e.enable(\"globe\",\"site\")}catch(t){}h();return}}try{n.localStorage.setItem(y,\"1\")}catch(t){try{n.sessionStorage.setItem(y,\"1\")}catch(r){}}h()}function F(e,t){var r=e.createElement(\"button\");r.type=\"button\";r.textContent=A.label;r.setAttribute(\"style\",\"pointer-events:auto;min-height:44px;min-width:44px;padding:0 18px;cursor:pointer;font:inherit;font-weight:600;font-size:14px;line-height:1.2;border-radius:2px;border:1px solid var(--nx-border-strong,#8a8a8a);background:var(--nx-text-primary,#111);color:var(--nx-bg-canvas,#fff)\");var o=\"nx-live-note-\"+Math.floor(Math.random()*1e9);r.setAttribute(\"aria-describedby\",o);r.addEventListener(\"click\",q);r.addEventListener(\"focus\",function(){r.style.outline=\"2px solid var(--nx-focus,#4c9aff)\";r.style.outlineOffset=\"2px\"});r.addEventListener(\"blur\",function(){r.style.outline=\"\"});var a=e.createElement(\"span\");a.id=o;a.textContent=A.note;a.setAttribute(\"style\",\"pointer-events:none;font-size:12px;line-height:1.4;padding:3px 7px;border-radius:2px;background:var(--nx-bg-canvas,#fff);color:var(--nx-text-secondary,#333);border:1px solid var(--nx-border-hairline,#bbb);max-width:34em\");t.appendChild(r);t.appendChild(a)}function W(e){var t=e.ownerDocument;var r=t.createElement(\"div\");r.className=\"nx-live-gate\";r.setAttribute(\"style\",\"position:absolute;inset-block-start:10px;inset-inline-start:10px;z-index:6;display:flex;flex-direction:column;align-items:flex-start;gap:6px;max-width:calc(100% - 20px);pointer-events:none;font:inherit\");var o=w();var a=false;if(o){if(typeof o.placeholder===\"function\"){try{var s=t.createElement(\"div\");s.setAttribute(\"style\",\"pointer-events:auto\");r.appendChild(s);o.placeholder(s,\"maps\");a=s.childNodes.length>0;if(!a){r.removeChild(s)}}catch(i){a=false}}}if(!a){F(t,r)}return r}function S(){if(d(\"maps\")){return}var e=T();for(var t=0;t<e.length;t++){var r=e[t].querySelectorAll(R);for(var o=0;o<r.length;o++){var a=r[o];if(a.getAttribute(\"data-nx-live-gate\")){continue}if(a.closest(\".nx-live-gate\")){continue}var s=a.getBoundingClientRect();if(s.width<120){continue}var i=a.querySelector(\".le-stage,.eo-stage\");if(!i){if(a.hasAttribute(\"data-nx-le\")||a.hasAttribute(\"data-nx-eo\")){continue}i=a}a.setAttribute(\"data-nx-live-gate\",\"1\");var H=n.getComputedStyle(i);if(H.position===\"static\"){i.style.position=\"relative\"}var U=W(i);i.appendChild(U);p.push({host:a,wrap:U})}}}function J(){for(var e=0;e<p.length;e++){try{p[e].wrap.remove()}catch(t){}try{p[e].host.removeAttribute(\"data-nx-live-gate\")}catch(t){}}p=[]}function Q(e,t,r){f.push({name:e,selector:t,fn:r});if(x){try{r(\"on\")}catch(o){}}}function V(e){for(var t=0;t<f.length;t++){try{f[t].fn(e)}catch(r){}}}function Z(){var e=[],t=T();for(var r=0;r<t.length;r++){var o=t[r].querySelectorAll(R);for(var a=0;a<o.length;a++){var s=false;for(var i=0;i<f.length;i++){try{if(o[a].matches(f[i].selector)){s=true;break}}catch(H){}}if(!s){e.push(o[a])}}}return e}function ee(e){if(N===0){return}if(Z().length===0){return}var t=e?\"on\":\"off\";try{if(n.sessionStorage.getItem($)===t){return}n.sessionStorage.setItem($,t)}catch(r){return}n.location.reload()}var x=d(\"maps\");function h(){var e=d(\"maps\");if(e===x){if(!e){u()}return}x=e;if(e){J()}V(e?\"on\":\"off\");if(!e){u()}try{l.dispatchEvent(new CustomEvent(\"nexus:live-map\",{detail:{granted:e}}))}catch(t){}ee(e)}function B(){S();if(n.MutationObserver){var e=new n.MutationObserver(function(){if(x){return}u()});e.observe(l.documentElement,{childList:true,subtree:true});setTimeout(function(){e.disconnect()},2e4)}}if(l.readyState===\"loading\"){l.addEventListener(\"DOMContentLoaded\",B)}else{B()}n.addEventListener(\"load\",function(){setTimeout(S,400)});l.addEventListener(\"nexus-consent:ready\",h);l.addEventListener(\"nexus-consent:change\",h);var P=0;var te=setInterval(function(){P++;h();if(P>40){clearInterval(te)}},400);n.NXLive={allowed:d,blocked:c,grant:q,register:Q,hosts:E.length}})();<\/script><style>.clb-color-switcher, .bx-color-mode-toggle, .color-switcher, .page-headline { display: none !important; } nexus-header[data-nxh], nexus-footer[data-nxf] { display: block; position: relative; z-index: 1; }<\/style><nexus-header data-nxh data-nav=\"nxh-gra-financial-crime-fraud-nav\" data-css=\"nxh-gra-financial-crime-fraud-css\" data-current=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/\" data-page-title=\"Consumer scams\"><\/nexus-header><script type=\"application\/json\" id=\"nxh-gra-financial-crime-fraud-nav\">{\"$comment\":\"Generated by integrations\/wordpress\/network\/nav\/build-nav.mjs from the site registry and the publish manifests; do not edit.\",\"key\":\"gra-financial-crime-fraud\",\"org\":\"GRA\",\"inst\":\"gra\",\"kind\":\"subsite\",\"url\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\",\"code\":\"GRA\",\"menus\":[{\"id\":\"alliance\",\"label\":\"Alliance\",\"meta\":\"Consortium steward \u00b7 finance and capital\",\"all\":{\"t\":\"About GRA\",\"u\":\"https:\/\/globalriskalliance.com\/about\/\"},\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"About GRA\",\"descriptor\":\"Mission, people, governance\",\"items\":[{\"t\":\"About GRA\",\"d\":\"Read the Alliance's mandate\",\"u\":\"https:\/\/globalriskalliance.com\/about\/\",\"i\":\"institution\"},{\"t\":\"Mission\",\"d\":\"See the public value GRA serves\",\"u\":\"https:\/\/globalriskalliance.com\/about\/mission\/\",\"i\":\"target\",\"n\":\"Mission and public value\"},{\"t\":\"Leadership\",\"d\":\"Meet people in accountable roles\",\"u\":\"https:\/\/globalriskalliance.com\/about\/leadership\/\",\"i\":\"users\",\"n\":\"People and accountable roles\"},{\"t\":\"Governance\",\"d\":\"See how the board oversees GRA\",\"u\":\"https:\/\/globalriskalliance.com\/about\/board-and-governance\/\",\"i\":\"gavel\",\"n\":\"Board and governance\"},{\"t\":\"Strategy 2030\",\"d\":\"Follow the plan to 2030\",\"u\":\"https:\/\/globalriskalliance.com\/about\/strategy-2030\/\",\"i\":\"compass\",\"n\":\"Strategy 2026 to 2030\"},{\"t\":\"History\",\"d\":\"Trace how the Alliance formed\",\"u\":\"https:\/\/globalriskalliance.com\/about\/history\/\",\"i\":\"clock\",\"n\":\"Institutional history\"},{\"t\":\"US business league\",\"d\":\"Read the Alliance's legal form\",\"u\":\"https:\/\/globalriskalliance.com\/about\/us-business-league\/\",\"i\":\"flag\",\"n\":\"U.S. business-league identity\",\"fl\":[\"us\"]}]},{\"label\":\"Membership\",\"descriptor\":\"Join and contribute\",\"items\":[{\"t\":\"Membership\",\"d\":\"Choose how to take part\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/\",\"i\":\"userplus\",\"n\":\"Membership and participation\"},{\"t\":\"Institutions\",\"d\":\"Join as an institutional member\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/institutions\/\",\"i\":\"building\",\"n\":\"Institutional members\"},{\"t\":\"Professionals\",\"d\":\"Take part as a professional\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/professionals\/\",\"i\":\"briefcase\",\"n\":\"Professional participation\"},{\"t\":\"Industry councils\",\"d\":\"Sit on an industry council\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/industry-councils\/\",\"i\":\"vote\"},{\"t\":\"Working groups\",\"d\":\"Contribute to a working group\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/working-groups\/\",\"i\":\"workflow\",\"n\":\"Professional working groups\"},{\"t\":\"Professional learning\",\"d\":\"Build skills for the profession\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/learning\/\",\"i\":\"graduation\",\"n\":\"Skills and professional learning\"},{\"t\":\"Professional conduct\",\"d\":\"Read the conduct rules\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/ethics\/\",\"i\":\"clipboard\",\"n\":\"Professional conduct and complaints\"}]},{\"label\":\"Trust\",\"descriptor\":\"Integrity and boundaries\",\"items\":[{\"t\":\"Trust and integrity\",\"d\":\"See how GRA stays accountable\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/\",\"i\":\"shield\"},{\"t\":\"Boundaries\",\"d\":\"Know what GRA never does\",\"u\":\"https:\/\/globalriskalliance.com\/about\/regulatory-boundaries\/\",\"i\":\"lock\",\"n\":\"Regulated-activity boundaries\"},{\"t\":\"Membership and authority\",\"d\":\"Know what membership grants\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/membership-vs-authority\/\",\"i\":\"check\"},{\"t\":\"Conflicts and sponsors\",\"d\":\"Check neutrality rules\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/conflicts-and-sponsorship\/\",\"i\":\"eye\",\"n\":\"Conflicts, sponsors and neutrality\"},{\"t\":\"Competition safeguards\",\"d\":\"Read the antitrust safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/competition-law\/\",\"i\":\"scroll\"},{\"t\":\"Corrections\",\"d\":\"Raise a concern or see a fix\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/corrections-and-complaints\/\",\"i\":\"correction\",\"n\":\"Corrections and concerns\"},{\"t\":\"Legal\",\"d\":\"Read terms, licences and notices\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/\",\"i\":\"book\"}]}],\"views\":[{\"label\":\"Overview\",\"d\":\"Mandate and members\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"About GRA\",\"descriptor\":\"Mission, people, governance\",\"items\":[{\"t\":\"About GRA\",\"d\":\"Read the Alliance's mandate\",\"u\":\"https:\/\/globalriskalliance.com\/about\/\",\"i\":\"institution\"},{\"t\":\"Mission\",\"d\":\"See the public value GRA serves\",\"u\":\"https:\/\/globalriskalliance.com\/about\/mission\/\",\"i\":\"target\",\"n\":\"Mission and public value\"},{\"t\":\"Leadership\",\"d\":\"Meet people in accountable roles\",\"u\":\"https:\/\/globalriskalliance.com\/about\/leadership\/\",\"i\":\"users\",\"n\":\"People and accountable roles\"},{\"t\":\"Governance\",\"d\":\"See how the board oversees GRA\",\"u\":\"https:\/\/globalriskalliance.com\/about\/board-and-governance\/\",\"i\":\"gavel\",\"n\":\"Board and governance\"},{\"t\":\"Strategy 2030\",\"d\":\"Follow the plan to 2030\",\"u\":\"https:\/\/globalriskalliance.com\/about\/strategy-2030\/\",\"i\":\"compass\",\"n\":\"Strategy 2026 to 2030\"},{\"t\":\"History\",\"d\":\"Trace how the Alliance formed\",\"u\":\"https:\/\/globalriskalliance.com\/about\/history\/\",\"i\":\"clock\",\"n\":\"Institutional history\"},{\"t\":\"US business league\",\"d\":\"Read the Alliance's legal form\",\"u\":\"https:\/\/globalriskalliance.com\/about\/us-business-league\/\",\"i\":\"flag\",\"n\":\"U.S. business-league identity\",\"fl\":[\"us\"]}]},{\"label\":\"Membership\",\"descriptor\":\"Join and contribute\",\"items\":[{\"t\":\"Membership\",\"d\":\"Choose how to take part\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/\",\"i\":\"userplus\",\"n\":\"Membership and participation\"},{\"t\":\"Institutions\",\"d\":\"Join as an institutional member\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/institutions\/\",\"i\":\"building\",\"n\":\"Institutional members\"},{\"t\":\"Professionals\",\"d\":\"Take part as a professional\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/professionals\/\",\"i\":\"briefcase\",\"n\":\"Professional participation\"},{\"t\":\"Industry councils\",\"d\":\"Sit on an industry council\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/industry-councils\/\",\"i\":\"vote\"},{\"t\":\"Working groups\",\"d\":\"Contribute to a working group\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/working-groups\/\",\"i\":\"workflow\",\"n\":\"Professional working groups\"},{\"t\":\"Professional learning\",\"d\":\"Build skills for the profession\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/learning\/\",\"i\":\"graduation\",\"n\":\"Skills and professional learning\"},{\"t\":\"Professional conduct\",\"d\":\"Read the conduct rules\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/ethics\/\",\"i\":\"clipboard\",\"n\":\"Professional conduct and complaints\"}]},{\"label\":\"Trust\",\"descriptor\":\"Integrity and boundaries\",\"items\":[{\"t\":\"Trust and integrity\",\"d\":\"See how GRA stays accountable\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/\",\"i\":\"shield\"},{\"t\":\"Boundaries\",\"d\":\"Know what GRA never does\",\"u\":\"https:\/\/globalriskalliance.com\/about\/regulatory-boundaries\/\",\"i\":\"lock\",\"n\":\"Regulated-activity boundaries\"},{\"t\":\"Membership and authority\",\"d\":\"Know what membership grants\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/membership-vs-authority\/\",\"i\":\"check\"},{\"t\":\"Conflicts and sponsors\",\"d\":\"Check neutrality rules\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/conflicts-and-sponsorship\/\",\"i\":\"eye\",\"n\":\"Conflicts, sponsors and neutrality\"},{\"t\":\"Competition safeguards\",\"d\":\"Read the antitrust safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/competition-law\/\",\"i\":\"scroll\"},{\"t\":\"Corrections\",\"d\":\"Raise a concern or see a fix\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/corrections-and-complaints\/\",\"i\":\"correction\",\"n\":\"Corrections and concerns\"},{\"t\":\"Legal\",\"d\":\"Read terms, licences and notices\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/\",\"i\":\"book\"}]}]},{\"label\":\"Governance\",\"d\":\"Rules and records\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Governance\",\"descriptor\":\"How GRA is held\",\"items\":[{\"t\":\"Member governance\",\"u\":\"https:\/\/globalriskalliance.com\/about\/member-governance\/\",\"i\":\"gavel\"},{\"t\":\"Institutional annual review\",\"u\":\"https:\/\/globalriskalliance.com\/about\/institutional-review\/\",\"i\":\"report\"},{\"t\":\"Independence and conflicts\",\"u\":\"https:\/\/globalriskalliance.com\/about\/industry-independence\/\",\"i\":\"flag\"},{\"t\":\"GRA in the Consortium\",\"u\":\"https:\/\/globalriskalliance.com\/about\/consortium-role\/\",\"i\":\"institution\"},{\"t\":\"Regulated-activity boundaries\",\"u\":\"https:\/\/globalriskalliance.com\/about\/regulatory-boundaries\/\",\"i\":\"policy\"},{\"t\":\"Board and governance\",\"u\":\"https:\/\/globalriskalliance.com\/about\/board-and-governance\/\",\"i\":\"vote\"}]},{\"label\":\"Safeguards\",\"descriptor\":\"Claims and data\",\"items\":[{\"t\":\"Regulated boundaries\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/regulated-boundaries\/\",\"n\":\"Non-execution boundary\",\"i\":\"shield\"},{\"t\":\"Public claims\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/public-claims\/\",\"n\":\"Claims and programme status\",\"i\":\"check\"},{\"t\":\"Competition and antitrust\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/competition-and-antitrust\/\",\"n\":\"Antitrust and competition\",\"i\":\"eye\"},{\"t\":\"Data and research\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/data-and-research\/\",\"n\":\"Evidence and data standards\",\"i\":\"microscope\"},{\"t\":\"Readiness safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/safeguards\/\",\"n\":\"Rights and due diligence\",\"i\":\"cycle\"},{\"t\":\"Accessibility\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\",\"n\":\"Accessibility Statement\",\"i\":\"message\"}]},{\"label\":\"Legal\",\"descriptor\":\"Terms and licences\",\"items\":[{\"t\":\"All legal documents\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/\",\"n\":\"Legal\",\"i\":\"book\"},{\"t\":\"Terms of use\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/terms\/\",\"n\":\"Platform Terms of Use\",\"i\":\"scroll\"},{\"t\":\"Privacy policy\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/privacy\/\",\"n\":\"Platform Privacy Notice\",\"i\":\"lock\"},{\"t\":\"Rights and licences\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/rights-and-licences\/\",\"n\":\"Content and software rights\",\"i\":\"clipboard\"},{\"t\":\"Standards and IPR\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/standards-and-ipr\/\",\"n\":\"Standards and IPR policy\",\"i\":\"idcard\"},{\"t\":\"Code of conduct\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/code-of-conduct\/\",\"n\":\"Code of Conduct\",\"i\":\"compass\"},{\"t\":\"AI use\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/ai-use\/\",\"n\":\"AI-use Statement\",\"i\":\"ai\"}]}]},{\"label\":\"Membership\",\"d\":\"Members and professions\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Members\",\"descriptor\":\"Who takes part\",\"items\":[{\"t\":\"Membership\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/\",\"n\":\"Membership and participation\",\"i\":\"users\"},{\"t\":\"Institutions\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/institutions\/\",\"n\":\"Institutional members\",\"i\":\"institution\"},{\"t\":\"Professionals\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/professionals\/\",\"n\":\"Professional participation\",\"i\":\"userplus\"},{\"t\":\"Industry councils\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/industry-councils\/\",\"i\":\"factory\"},{\"t\":\"Working groups\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/working-groups\/\",\"n\":\"Professional working groups\",\"i\":\"handshake\"},{\"t\":\"Professional learning\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/learning\/\",\"n\":\"Skills and professional learning\",\"i\":\"graduation\"},{\"t\":\"Professional conduct\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/ethics\/\",\"n\":\"Professional conduct and complaints\",\"i\":\"book\"}]},{\"label\":\"Professions\",\"descriptor\":\"Rules of membership\",\"items\":[{\"t\":\"Professions\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/international-professions\/\",\"n\":\"International professional communities\",\"i\":\"flag\"},{\"t\":\"Member governance\",\"u\":\"https:\/\/globalriskalliance.com\/about\/member-governance\/\",\"i\":\"gavel\"},{\"t\":\"Membership and authority\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/membership-vs-authority\/\",\"i\":\"shield\"},{\"t\":\"Competition safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/competition-law\/\",\"i\":\"eye\"},{\"t\":\"Competition and antitrust\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/competition-and-antitrust\/\",\"n\":\"Antitrust and competition\",\"i\":\"check\"}]},{\"label\":\"Join\",\"descriptor\":\"First steps\",\"items\":[{\"t\":\"Contact\",\"u\":\"https:\/\/globalriskalliance.com\/contact\/\",\"n\":\"Contact GRA\",\"i\":\"mail\"},{\"t\":\"Events\",\"u\":\"https:\/\/globalriskalliance.com\/events\/\",\"n\":\"Events and professional dialogues\",\"i\":\"calendar\"},{\"t\":\"News\",\"u\":\"https:\/\/globalriskalliance.com\/news\/\",\"n\":\"News and industry notices\",\"i\":\"newspaper\"},{\"t\":\"National portfolios\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/national-portfolios\/\",\"n\":\"National portfolio interface\",\"i\":\"pin\"},{\"t\":\"Finance readiness\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/\",\"n\":\"Finance and insurance readiness\",\"i\":\"finance\"}]}]},{\"label\":\"Policies\",\"d\":\"Legal and trust\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Legal\",\"descriptor\":\"Terms and licences\",\"items\":[{\"t\":\"All legal documents\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/\",\"n\":\"Legal\",\"i\":\"book\"},{\"t\":\"Terms of use\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/terms\/\",\"n\":\"Platform Terms of Use\",\"i\":\"scroll\"},{\"t\":\"Privacy policy\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/privacy\/\",\"n\":\"Platform Privacy Notice\",\"i\":\"gavel\"},{\"t\":\"Cookies\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/cookies\/\",\"n\":\"Platform Cookie and Storage Notice\",\"i\":\"lock\"},{\"t\":\"Intellectual property\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/intellectual-property\/\",\"n\":\"Intellectual Property and Licensing\",\"i\":\"clipboard\"},{\"t\":\"AI use\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/ai-use\/\",\"n\":\"AI-use Statement\",\"i\":\"ai\"},{\"t\":\"Rights and licences\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/rights-and-licences\/\",\"n\":\"Content and software rights\",\"i\":\"compass\"}]},{\"label\":\"Conduct\",\"descriptor\":\"Rules for contributors\",\"items\":[{\"t\":\"Code of conduct\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/code-of-conduct\/\",\"n\":\"Code of Conduct\",\"i\":\"layers\"},{\"t\":\"Contribution terms\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/contribution-terms\/\",\"n\":\"Contribution Terms\",\"i\":\"blocks\"},{\"t\":\"Contributor terms\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/contributor-terms\/\",\"i\":\"target\"},{\"t\":\"Trademark policy\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/trademark-policy\/\",\"n\":\"Trademark and Name Use Policy\",\"i\":\"route\"},{\"t\":\"Third-party notices\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/third-party-notices\/\",\"n\":\"Third-party Notices and Attributions\",\"i\":\"boxes\"},{\"t\":\"Disclaimer\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/disclaimer\/\",\"n\":\"Disclaimers and Data Notices\",\"i\":\"bookopen\"},{\"t\":\"Standards and IPR\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/standards-and-ipr\/\",\"n\":\"Standards and IPR policy\",\"i\":\"idcard\"}]},{\"label\":\"Trust\",\"descriptor\":\"Claims and boundaries\",\"items\":[{\"t\":\"Trust and integrity\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/\",\"i\":\"check\"},{\"t\":\"Public claims\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/public-claims\/\",\"n\":\"Claims and programme status\",\"i\":\"correction\"},{\"t\":\"Regulated boundaries\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/regulated-boundaries\/\",\"n\":\"Non-execution boundary\",\"i\":\"policy\"},{\"t\":\"Conflicts and sponsors\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/conflicts-and-sponsorship\/\",\"n\":\"Conflicts, sponsors and neutrality\",\"i\":\"flag\"},{\"t\":\"Corrections\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/corrections-and-complaints\/\",\"n\":\"Corrections and concerns\",\"i\":\"shield\"},{\"t\":\"Data and research\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/data-and-research\/\",\"n\":\"Evidence and data standards\",\"i\":\"microscope\"},{\"t\":\"Accessibility\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\",\"n\":\"Accessibility Statement\",\"i\":\"eye\"}]}]}],\"viz\":\"network\",\"rail\":{\"featured\":{\"t\":\"About GRA\",\"d\":\"Independent consortium steward with GCRI. Finance, investment and insurance.\",\"u\":\"https:\/\/globalriskalliance.com\/about\/\"},\"primary\":{\"t\":\"Become a member\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/\"},\"secondary\":{\"t\":\"Contact GRA\",\"u\":\"https:\/\/globalriskalliance.com\/contact\/\"},\"points\":[{\"l\":\"Role\",\"v\":\"Consortium steward with GCRI\"},{\"l\":\"Voice\",\"v\":\"Finance, investment, insurance\"},{\"l\":\"Boundary\",\"v\":\"Evidence, never advice or approval\"}]},\"quick\":[{\"t\":\"News\",\"u\":\"https:\/\/globalriskalliance.com\/news\/\"},{\"t\":\"Events\",\"u\":\"https:\/\/globalriskalliance.com\/events\/\"},{\"t\":\"Accessibility\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\"}]},{\"id\":\"finance\",\"label\":\"Finance\",\"meta\":\"Readiness \u00b7 research \u00b7 innovation\",\"all\":{\"t\":\"Finance and insurance readiness\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/\"},\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Readiness\",\"descriptor\":\"Evidence to finance\",\"items\":[{\"t\":\"Finance readiness\",\"d\":\"Turn evidence into diligence\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/\",\"i\":\"target\",\"n\":\"Finance and insurance readiness\"},{\"t\":\"Protection gaps\",\"d\":\"See where losses go uncovered\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/protection-gaps\/\",\"i\":\"umbrella\"},{\"t\":\"Disaster risk finance\",\"d\":\"Layer finance before the shock\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/disaster-risk-finance\/\",\"i\":\"coinshand\"},{\"t\":\"Insurance\",\"d\":\"Prepare for insurance cover\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/insurance\/\",\"i\":\"shield\",\"n\":\"Insurance readiness\"},{\"t\":\"Sovereign context\",\"d\":\"Read the fiscal context first\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/sovereign\/\",\"i\":\"institution\",\"n\":\"Sovereign fiscal context\"},{\"t\":\"Stress testing\",\"d\":\"Test portfolios against scenarios\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/scenarios-and-stress\/\",\"i\":\"activity\",\"n\":\"Scenarios and stress testing\"},{\"t\":\"Readiness dossiers\",\"d\":\"Assemble the evidence lenders need\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/evidence-dossiers\/\",\"i\":\"clipboard\"}]},{\"label\":\"Research\",\"descriptor\":\"Intelligence and briefs\",\"items\":[{\"t\":\"Research\",\"d\":\"Browse research and intelligence\",\"u\":\"https:\/\/globalriskalliance.com\/research\/\",\"i\":\"research\",\"n\":\"Research and intelligence\"},{\"t\":\"Financial stability\",\"d\":\"Analyse stability and contagion\",\"u\":\"https:\/\/globalriskalliance.com\/research\/financial-stability\/\",\"i\":\"chart\",\"n\":\"Financial stability analysis\"},{\"t\":\"Sovereign risk\",\"d\":\"Assess public financial risk\",\"u\":\"https:\/\/globalriskalliance.com\/research\/sovereign-risk\/\",\"i\":\"finance\",\"n\":\"Sovereign and public financial risk\"},{\"t\":\"Catastrophe protection\",\"d\":\"Measure protection gaps\",\"u\":\"https:\/\/globalriskalliance.com\/research\/insurance-protection\/\",\"i\":\"piechart\",\"n\":\"Catastrophe and protection gaps\"},{\"t\":\"Country readiness\",\"d\":\"Compare country readiness views\",\"u\":\"https:\/\/globalriskalliance.com\/research\/country-readiness\/\",\"i\":\"globe\",\"n\":\"Country financial-readiness views\"},{\"t\":\"Sector reports\",\"d\":\"Read reports by sector\",\"u\":\"https:\/\/globalriskalliance.com\/research\/sector-reports\/\",\"i\":\"bars\",\"n\":\"Industry research\"},{\"t\":\"Publications\",\"d\":\"Read professional briefs\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/\",\"i\":\"newspaper\",\"n\":\"Publications and professional briefs\"}]},{\"label\":\"Innovation\",\"descriptor\":\"Technology and methods\",\"items\":[{\"t\":\"Innovation\",\"d\":\"Track financial technology change\",\"u\":\"https:\/\/globalriskalliance.com\/innovation\/\",\"i\":\"technology\",\"n\":\"Financial technology and transformation\"},{\"t\":\"AI and models\",\"d\":\"Govern models used in finance\",\"u\":\"https:\/\/globalriskalliance.com\/innovation\/ai-and-models\/\",\"i\":\"ai\",\"n\":\"AI and automation\"},{\"t\":\"Digital assets\",\"d\":\"Assess digital asset risk\",\"u\":\"https:\/\/globalriskalliance.com\/innovation\/digital-assets\/\",\"i\":\"blocks\",\"n\":\"Digital assets research\"},{\"t\":\"Quantum transition\",\"d\":\"Prepare finance for quantum\",\"u\":\"https:\/\/globalriskalliance.com\/innovation\/quantum-transition\/\",\"i\":\"quantum\",\"n\":\"Quantum and cryptographic transition\"},{\"t\":\"Research methods\",\"d\":\"See how the analysis is done\",\"u\":\"https:\/\/globalriskalliance.com\/research\/methods\/\",\"i\":\"workflow\",\"n\":\"Models and professional methods\"},{\"t\":\"Data rights\",\"d\":\"Check what data may be used\",\"u\":\"https:\/\/globalriskalliance.com\/research\/data-rights\/\",\"i\":\"lock\",\"n\":\"Financial data and rights\"},{\"t\":\"Research integrity\",\"d\":\"Read the research rules\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/data-and-research\/\",\"i\":\"eye\",\"n\":\"Evidence and data standards\"}]}],\"views\":[{\"label\":\"Overview\",\"d\":\"Readiness and research\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Readiness\",\"descriptor\":\"Evidence to finance\",\"items\":[{\"t\":\"Finance readiness\",\"d\":\"Turn evidence into diligence\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/\",\"i\":\"target\",\"n\":\"Finance and insurance readiness\"},{\"t\":\"Protection gaps\",\"d\":\"See where losses go uncovered\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/protection-gaps\/\",\"i\":\"umbrella\"},{\"t\":\"Disaster risk finance\",\"d\":\"Layer finance before the shock\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/disaster-risk-finance\/\",\"i\":\"coinshand\"},{\"t\":\"Insurance\",\"d\":\"Prepare for insurance cover\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/insurance\/\",\"i\":\"shield\",\"n\":\"Insurance readiness\"},{\"t\":\"Sovereign context\",\"d\":\"Read the fiscal context first\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/sovereign\/\",\"i\":\"institution\",\"n\":\"Sovereign fiscal context\"},{\"t\":\"Stress testing\",\"d\":\"Test portfolios against scenarios\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/scenarios-and-stress\/\",\"i\":\"activity\",\"n\":\"Scenarios and stress testing\"},{\"t\":\"Readiness dossiers\",\"d\":\"Assemble the evidence lenders need\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/evidence-dossiers\/\",\"i\":\"clipboard\"}]},{\"label\":\"Research\",\"descriptor\":\"Intelligence and briefs\",\"items\":[{\"t\":\"Research\",\"d\":\"Browse research and intelligence\",\"u\":\"https:\/\/globalriskalliance.com\/research\/\",\"i\":\"research\",\"n\":\"Research and intelligence\"},{\"t\":\"Financial stability\",\"d\":\"Analyse stability and contagion\",\"u\":\"https:\/\/globalriskalliance.com\/research\/financial-stability\/\",\"i\":\"chart\",\"n\":\"Financial stability analysis\"},{\"t\":\"Sovereign risk\",\"d\":\"Assess public financial risk\",\"u\":\"https:\/\/globalriskalliance.com\/research\/sovereign-risk\/\",\"i\":\"finance\",\"n\":\"Sovereign and public financial risk\"},{\"t\":\"Catastrophe protection\",\"d\":\"Measure protection gaps\",\"u\":\"https:\/\/globalriskalliance.com\/research\/insurance-protection\/\",\"i\":\"piechart\",\"n\":\"Catastrophe and protection gaps\"},{\"t\":\"Country readiness\",\"d\":\"Compare country readiness views\",\"u\":\"https:\/\/globalriskalliance.com\/research\/country-readiness\/\",\"i\":\"globe\",\"n\":\"Country financial-readiness views\"},{\"t\":\"Sector reports\",\"d\":\"Read reports by sector\",\"u\":\"https:\/\/globalriskalliance.com\/research\/sector-reports\/\",\"i\":\"bars\",\"n\":\"Industry research\"},{\"t\":\"Publications\",\"d\":\"Read professional briefs\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/\",\"i\":\"newspaper\",\"n\":\"Publications and professional briefs\"}]},{\"label\":\"Innovation\",\"descriptor\":\"Technology and methods\",\"items\":[{\"t\":\"Innovation\",\"d\":\"Track financial technology change\",\"u\":\"https:\/\/globalriskalliance.com\/innovation\/\",\"i\":\"technology\",\"n\":\"Financial technology and transformation\"},{\"t\":\"AI and models\",\"d\":\"Govern models used in finance\",\"u\":\"https:\/\/globalriskalliance.com\/innovation\/ai-and-models\/\",\"i\":\"ai\",\"n\":\"AI and automation\"},{\"t\":\"Digital assets\",\"d\":\"Assess digital asset risk\",\"u\":\"https:\/\/globalriskalliance.com\/innovation\/digital-assets\/\",\"i\":\"blocks\",\"n\":\"Digital assets research\"},{\"t\":\"Quantum transition\",\"d\":\"Prepare finance for quantum\",\"u\":\"https:\/\/globalriskalliance.com\/innovation\/quantum-transition\/\",\"i\":\"quantum\",\"n\":\"Quantum and cryptographic transition\"},{\"t\":\"Research methods\",\"d\":\"See how the analysis is done\",\"u\":\"https:\/\/globalriskalliance.com\/research\/methods\/\",\"i\":\"workflow\",\"n\":\"Models and professional methods\"},{\"t\":\"Data rights\",\"d\":\"Check what data may be used\",\"u\":\"https:\/\/globalriskalliance.com\/research\/data-rights\/\",\"i\":\"lock\",\"n\":\"Financial data and rights\"},{\"t\":\"Research integrity\",\"d\":\"Read the research rules\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/data-and-research\/\",\"i\":\"eye\",\"n\":\"Evidence and data standards\"}]}]},{\"label\":\"By instrument\",\"d\":\"Readiness topics\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Prepare\",\"descriptor\":\"Before the deal\",\"items\":[{\"t\":\"Finance readiness\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/\",\"n\":\"Finance and insurance readiness\",\"i\":\"finance\"},{\"t\":\"Readiness approach\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/approach\/\",\"n\":\"From risk evidence to diligence questions\",\"i\":\"cycle\"},{\"t\":\"Development finance\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/development-finance\/\",\"n\":\"Development readiness\",\"i\":\"chart\"},{\"t\":\"Infrastructure finance\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/infrastructure\/\",\"n\":\"Infrastructure preparedness\",\"i\":\"infrastructure\"},{\"t\":\"Sovereign context\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/sovereign\/\",\"n\":\"Sovereign fiscal context\",\"i\":\"institution\"},{\"t\":\"Protection gaps\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/protection-gaps\/\",\"i\":\"piechart\"}]},{\"label\":\"Transfer\",\"descriptor\":\"Risk transfer\",\"items\":[{\"t\":\"Insurance\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/insurance\/\",\"n\":\"Insurance readiness\",\"i\":\"umbrella\"},{\"t\":\"Disaster risk finance\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/disaster-risk-finance\/\",\"i\":\"activity\"},{\"t\":\"Scenarios and stress\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/scenarios-and-stress\/\",\"n\":\"Scenarios and stress testing\",\"i\":\"workflow\"},{\"t\":\"Evidence dossiers\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/evidence-dossiers\/\",\"n\":\"Readiness dossiers\",\"i\":\"route\"},{\"t\":\"Catastrophe protection\",\"u\":\"https:\/\/globalriskalliance.com\/research\/insurance-protection\/\",\"n\":\"Catastrophe and protection gaps\",\"i\":\"shield\"},{\"t\":\"Sovereign risk\",\"u\":\"https:\/\/globalriskalliance.com\/research\/sovereign-risk\/\",\"n\":\"Sovereign and public financial risk\",\"i\":\"microscope\"}]},{\"label\":\"Hand off\",\"descriptor\":\"Safeguards and records\",\"items\":[{\"t\":\"Readiness handoff\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/handoff\/\",\"n\":\"Lawful handoffs\",\"i\":\"compass\"},{\"t\":\"Safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/safeguards\/\",\"n\":\"Rights and due diligence\",\"i\":\"eye\"},{\"t\":\"Publication corrections\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/corrections\/\",\"n\":\"Corrections and updates\",\"i\":\"correction\"},{\"t\":\"Sector reports\",\"u\":\"https:\/\/globalriskalliance.com\/research\/sector-reports\/\",\"n\":\"Industry research\",\"i\":\"report\"},{\"t\":\"Country readiness\",\"u\":\"https:\/\/globalriskalliance.com\/research\/country-readiness\/\",\"n\":\"Country financial-readiness views\",\"i\":\"flag\"},{\"t\":\"Reports\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/\",\"n\":\"Reports at Global Risks Alliance\",\"i\":\"newspaper\"}]}]},{\"label\":\"By risk\",\"d\":\"Risk to platform\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Stability\",\"descriptor\":\"System and sovereigns\",\"items\":[{\"t\":\"Financial stability\",\"u\":\"https:\/\/globalriskalliance.com\/research\/financial-stability\/\",\"n\":\"Financial stability analysis\",\"i\":\"finance\"},{\"t\":\"Stability platform\",\"u\":\"https:\/\/globalriskalliance.com\/financial-stability\/\",\"n\":\"Financial Stability\",\"i\":\"cascade\"},{\"t\":\"Financial regulation\",\"u\":\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/\",\"n\":\"Financial Regulation Nexus\",\"i\":\"chart\"},{\"t\":\"Sovereign risk\",\"u\":\"https:\/\/globalriskalliance.com\/research\/sovereign-risk\/\",\"n\":\"Sovereign and public financial risk\",\"i\":\"institution\"},{\"t\":\"Sovereign debt\",\"u\":\"https:\/\/globalriskalliance.com\/public-finance-sovereign-debt\/\",\"n\":\"Public Finance and Sovereign Debt\",\"i\":\"piechart\"}]},{\"label\":\"Protection\",\"descriptor\":\"Insurance and loss\",\"items\":[{\"t\":\"Catastrophe protection\",\"u\":\"https:\/\/globalriskalliance.com\/research\/insurance-protection\/\",\"n\":\"Catastrophe and protection gaps\",\"i\":\"umbrella\"},{\"t\":\"Insurance Nexus\",\"u\":\"https:\/\/globalriskalliance.com\/insurance-nexus\/\",\"i\":\"shield\"},{\"t\":\"Reinsurance\",\"u\":\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/\",\"n\":\"Reinsurance and Catastrophe\",\"i\":\"compass\"},{\"t\":\"Protection gaps\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/protection-gaps\/\",\"i\":\"cycle\"},{\"t\":\"Disaster risk finance\",\"u\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/\",\"n\":\"Disaster Risk Finance\",\"i\":\"activity\"}]},{\"label\":\"Technology\",\"descriptor\":\"Models and assets\",\"items\":[{\"t\":\"AI and models\",\"u\":\"https:\/\/globalriskalliance.com\/innovation\/ai-and-models\/\",\"n\":\"AI and automation\",\"i\":\"ai\"},{\"t\":\"Model risk\",\"u\":\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/\",\"n\":\"AI and Financial Model Risk\",\"i\":\"robotics\"},{\"t\":\"Digital assets\",\"u\":\"https:\/\/globalriskalliance.com\/innovation\/digital-assets\/\",\"n\":\"Digital assets research\",\"i\":\"layers\"},{\"t\":\"Fintech Nexus\",\"u\":\"https:\/\/globalriskalliance.com\/fintech-nexus\/\",\"i\":\"banknote\"},{\"t\":\"Quantum transition\",\"u\":\"https:\/\/globalriskalliance.com\/innovation\/quantum-transition\/\",\"n\":\"Quantum and cryptographic transition\",\"i\":\"quantum\"},{\"t\":\"Cyber resilience\",\"u\":\"https:\/\/globalriskalliance.com\/financial-cyber-resilience\/\",\"n\":\"Financial Cyber and Operational Resilience\",\"i\":\"lock\"}]}]},{\"label\":\"Research\",\"d\":\"Evidence and use\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Research\",\"descriptor\":\"Briefs and data\",\"items\":[{\"t\":\"Research\",\"u\":\"https:\/\/globalriskalliance.com\/research\/\",\"n\":\"Research and intelligence\",\"i\":\"microscope\"},{\"t\":\"Methods\",\"u\":\"https:\/\/globalriskalliance.com\/research\/methods\/\",\"n\":\"Models and professional methods\",\"i\":\"research\"},{\"t\":\"Data rights\",\"u\":\"https:\/\/globalriskalliance.com\/research\/data-rights\/\",\"n\":\"Financial data and rights\",\"i\":\"bars\"},{\"t\":\"Sector reports\",\"u\":\"https:\/\/globalriskalliance.com\/research\/sector-reports\/\",\"n\":\"Industry research\",\"i\":\"report\"},{\"t\":\"Country readiness\",\"u\":\"https:\/\/globalriskalliance.com\/research\/country-readiness\/\",\"n\":\"Country financial-readiness views\",\"i\":\"flag\"},{\"t\":\"Publications\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/\",\"n\":\"Publications and professional briefs\",\"i\":\"newspaper\"},{\"t\":\"Corrections\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/corrections\/\",\"n\":\"Corrections and updates\",\"i\":\"correction\"}]},{\"label\":\"Intelligence\",\"descriptor\":\"Shared evidence\",\"items\":[{\"t\":\"Reports\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/\",\"n\":\"Reports at Global Risks Alliance\",\"i\":\"bookopen\"},{\"t\":\"Global Risks Index\",\"u\":\"https:\/\/risksindex.com\/\",\"i\":\"chart\"},{\"t\":\"Registry\",\"u\":\"https:\/\/therisk.global\/nexus-registry\/\",\"n\":\"Registry\",\"i\":\"idcard\"},{\"t\":\"Foundry\",\"u\":\"https:\/\/therisk.global\/nexus-foundry\/\",\"i\":\"blocks\"},{\"t\":\"Work cycle\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/\",\"n\":\"How Nexus works\",\"i\":\"cycle\"}]},{\"label\":\"Use\",\"descriptor\":\"From evidence to deal\",\"items\":[{\"t\":\"Evidence dossiers\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/evidence-dossiers\/\",\"n\":\"Readiness dossiers\",\"i\":\"workflow\"},{\"t\":\"Readiness handoff\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/handoff\/\",\"n\":\"Lawful handoffs\",\"i\":\"route\"},{\"t\":\"Safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/safeguards\/\",\"n\":\"Rights and due diligence\",\"i\":\"shield\"},{\"t\":\"Research integrity\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/data-and-research\/\",\"n\":\"Evidence and data standards\",\"i\":\"check\"},{\"t\":\"Contact\",\"u\":\"https:\/\/globalriskalliance.com\/contact\/\",\"n\":\"Contact GRA\",\"i\":\"mail\"}]}]}],\"viz\":\"orbit\",\"rail\":{\"featured\":{\"t\":\"Finance and insurance readiness\",\"d\":\"From risk evidence to the questions finance asks.\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/\"},\"primary\":{\"t\":\"Read the approach\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/approach\/\"},\"secondary\":{\"t\":\"Browse research\",\"u\":\"https:\/\/globalriskalliance.com\/research\/\"},\"points\":[{\"l\":\"Boundary\",\"v\":\"Readiness is not approval\"},{\"l\":\"Decision\",\"v\":\"Stays with the institution\"},{\"l\":\"Changes\",\"v\":\"Corrections stay on the record\"}]},\"quick\":[{\"t\":\"Methods\",\"u\":\"https:\/\/globalriskalliance.com\/research\/methods\/\"},{\"t\":\"Safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/safeguards\/\"},{\"t\":\"Corrections\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/corrections\/\"}]},{\"id\":\"platforms\",\"label\":\"Platforms\",\"meta\":\"32 sector platforms \u00b7 12 groups\",\"all\":{\"t\":\"Specialist financial network\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/\"},\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Balance sheets\",\"descriptor\":\"Insurers and banks\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/insurance-and-banking\/\",\"items\":[{\"t\":\"Insurance Nexus\",\"d\":\"Read insurance risk and protection\",\"u\":\"https:\/\/globalriskalliance.com\/insurance-nexus\/\",\"i\":\"umbrella\"},{\"t\":\"Reinsurance\",\"d\":\"Model catastrophe and reinsurance\",\"u\":\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/\",\"i\":\"layers\",\"n\":\"Reinsurance and Catastrophe\"},{\"t\":\"Actuarial risk\",\"d\":\"Quantify loss and capital\",\"u\":\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/\",\"i\":\"bars\",\"n\":\"Actuarial and Quantitative Risk\"},{\"t\":\"Banking Nexus\",\"d\":\"Read credit and banking risk\",\"u\":\"https:\/\/globalriskalliance.com\/banking-nexus\/\",\"i\":\"banknote\"},{\"t\":\"Private credit\",\"d\":\"Read private credit exposure\",\"u\":\"https:\/\/globalriskalliance.com\/private-credit\/\",\"i\":\"coinshand\",\"n\":\"Private Credit\"},{\"t\":\"Financial stability\",\"d\":\"Watch contagion across the system\",\"u\":\"https:\/\/globalriskalliance.com\/financial-stability\/\",\"i\":\"cascade\",\"n\":\"Financial Stability\"},{\"t\":\"Financial regulation\",\"d\":\"Follow supervision and rules\",\"u\":\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/\",\"i\":\"gavel\",\"n\":\"Financial Regulation Nexus\"}]},{\"label\":\"Investment\",\"descriptor\":\"Markets and funds\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/investment-and-markets\/\",\"items\":[{\"t\":\"Asset management\",\"d\":\"Value risk across portfolios\",\"u\":\"https:\/\/globalriskalliance.com\/asset-management-nexus\/\",\"i\":\"piechart\",\"n\":\"Asset Management Nexus\"},{\"t\":\"Capital markets\",\"d\":\"Price risk in capital markets\",\"u\":\"https:\/\/globalriskalliance.com\/capital-markets-nexus\/\",\"i\":\"chart\",\"n\":\"Capital Markets Nexus\"},{\"t\":\"Private equity\",\"d\":\"Assess risk in private assets\",\"u\":\"https:\/\/globalriskalliance.com\/private-equity-nexus\/\",\"i\":\"briefcase\",\"n\":\"Private Equity Nexus\"},{\"t\":\"Institutional funds\",\"d\":\"Steward long-term funds\",\"u\":\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/\",\"i\":\"library\",\"n\":\"Institutional Funds Nexus\"},{\"t\":\"Sovereign capital\",\"d\":\"Steward sovereign capital\",\"u\":\"https:\/\/globalriskalliance.com\/sovereign-capital-nexus\/\",\"i\":\"institution\",\"n\":\"Sovereign Capital Nexus\"},{\"t\":\"Sovereign debt\",\"d\":\"Assess public debt under shocks\",\"u\":\"https:\/\/globalriskalliance.com\/public-finance-sovereign-debt\/\",\"i\":\"finance\",\"n\":\"Public Finance and Sovereign Debt\"},{\"t\":\"Climate and nature\",\"d\":\"Price climate and nature risk\",\"u\":\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/\",\"i\":\"climate\",\"n\":\"Climate and Nature Financial Risk\"}]},{\"label\":\"Resilience\",\"descriptor\":\"Operations and integrity\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/technology-and-operations\/\",\"items\":[{\"t\":\"Development finance\",\"d\":\"Prepare for development finance\",\"u\":\"https:\/\/globalriskalliance.com\/development-finance-nexus\/\",\"i\":\"handshake\",\"n\":\"Development Finance Nexus\"},{\"t\":\"Disaster risk finance\",\"d\":\"Finance response before disaster\",\"u\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/\",\"i\":\"lifebuoy\",\"n\":\"Disaster Risk Finance\"},{\"t\":\"Fintech Nexus\",\"d\":\"Assess financial technology risk\",\"u\":\"https:\/\/globalriskalliance.com\/fintech-nexus\/\",\"i\":\"technology\"},{\"t\":\"Payments\",\"d\":\"Keep payments running\",\"u\":\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/\",\"i\":\"route\",\"n\":\"Payments and Market Infrastructure\"},{\"t\":\"Cyber resilience\",\"d\":\"Keep operations resilient\",\"u\":\"https:\/\/globalriskalliance.com\/financial-cyber-resilience\/\",\"i\":\"shield\",\"n\":\"Financial Cyber and Operational Resilience\"},{\"t\":\"Model risk\",\"d\":\"Validate AI and financial models\",\"u\":\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/\",\"i\":\"ai\",\"n\":\"AI and Financial Model Risk\"},{\"t\":\"Financial crime\",\"d\":\"Detect fraud and financial crime\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\",\"i\":\"search\",\"n\":\"Financial Crime and Fraud Risk\"}]}],\"views\":[{\"label\":\"By sector\",\"d\":\"Financial platforms\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Balance sheets\",\"descriptor\":\"Insurers and banks\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/insurance-and-banking\/\",\"items\":[{\"t\":\"Insurance Nexus\",\"d\":\"Read insurance risk and protection\",\"u\":\"https:\/\/globalriskalliance.com\/insurance-nexus\/\",\"i\":\"umbrella\"},{\"t\":\"Reinsurance\",\"d\":\"Model catastrophe and reinsurance\",\"u\":\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/\",\"i\":\"layers\",\"n\":\"Reinsurance and Catastrophe\"},{\"t\":\"Actuarial risk\",\"d\":\"Quantify loss and capital\",\"u\":\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/\",\"i\":\"bars\",\"n\":\"Actuarial and Quantitative Risk\"},{\"t\":\"Banking Nexus\",\"d\":\"Read credit and banking risk\",\"u\":\"https:\/\/globalriskalliance.com\/banking-nexus\/\",\"i\":\"banknote\"},{\"t\":\"Private credit\",\"d\":\"Read private credit exposure\",\"u\":\"https:\/\/globalriskalliance.com\/private-credit\/\",\"i\":\"coinshand\",\"n\":\"Private Credit\"},{\"t\":\"Financial stability\",\"d\":\"Watch contagion across the system\",\"u\":\"https:\/\/globalriskalliance.com\/financial-stability\/\",\"i\":\"cascade\",\"n\":\"Financial Stability\"},{\"t\":\"Financial regulation\",\"d\":\"Follow supervision and rules\",\"u\":\"https:\/\/globalriskalliance.com\/financial-regulations-nexus\/\",\"i\":\"gavel\",\"n\":\"Financial Regulation Nexus\"}]},{\"label\":\"Investment\",\"descriptor\":\"Markets and funds\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/investment-and-markets\/\",\"items\":[{\"t\":\"Asset management\",\"d\":\"Value risk across portfolios\",\"u\":\"https:\/\/globalriskalliance.com\/asset-management-nexus\/\",\"i\":\"piechart\",\"n\":\"Asset Management Nexus\"},{\"t\":\"Capital markets\",\"d\":\"Price risk in capital markets\",\"u\":\"https:\/\/globalriskalliance.com\/capital-markets-nexus\/\",\"i\":\"chart\",\"n\":\"Capital Markets Nexus\"},{\"t\":\"Private equity\",\"d\":\"Assess risk in private assets\",\"u\":\"https:\/\/globalriskalliance.com\/private-equity-nexus\/\",\"i\":\"briefcase\",\"n\":\"Private Equity Nexus\"},{\"t\":\"Institutional funds\",\"d\":\"Steward long-term funds\",\"u\":\"https:\/\/globalriskalliance.com\/institutional-funds-nexus\/\",\"i\":\"library\",\"n\":\"Institutional Funds Nexus\"},{\"t\":\"Sovereign capital\",\"d\":\"Steward sovereign capital\",\"u\":\"https:\/\/globalriskalliance.com\/sovereign-capital-nexus\/\",\"i\":\"institution\",\"n\":\"Sovereign Capital Nexus\"},{\"t\":\"Sovereign debt\",\"d\":\"Assess public debt under shocks\",\"u\":\"https:\/\/globalriskalliance.com\/public-finance-sovereign-debt\/\",\"i\":\"finance\",\"n\":\"Public Finance and Sovereign Debt\"},{\"t\":\"Climate and nature\",\"d\":\"Price climate and nature risk\",\"u\":\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/\",\"i\":\"climate\",\"n\":\"Climate and Nature Financial Risk\"}]},{\"label\":\"Resilience\",\"descriptor\":\"Operations and integrity\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/technology-and-operations\/\",\"items\":[{\"t\":\"Development finance\",\"d\":\"Prepare for development finance\",\"u\":\"https:\/\/globalriskalliance.com\/development-finance-nexus\/\",\"i\":\"handshake\",\"n\":\"Development Finance Nexus\"},{\"t\":\"Disaster risk finance\",\"d\":\"Finance response before disaster\",\"u\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/\",\"i\":\"lifebuoy\",\"n\":\"Disaster Risk Finance\"},{\"t\":\"Fintech Nexus\",\"d\":\"Assess financial technology risk\",\"u\":\"https:\/\/globalriskalliance.com\/fintech-nexus\/\",\"i\":\"technology\"},{\"t\":\"Payments\",\"d\":\"Keep payments running\",\"u\":\"https:\/\/globalriskalliance.com\/payments-market-infrastructure\/\",\"i\":\"route\",\"n\":\"Payments and Market Infrastructure\"},{\"t\":\"Cyber resilience\",\"d\":\"Keep operations resilient\",\"u\":\"https:\/\/globalriskalliance.com\/financial-cyber-resilience\/\",\"i\":\"shield\",\"n\":\"Financial Cyber and Operational Resilience\"},{\"t\":\"Model risk\",\"d\":\"Validate AI and financial models\",\"u\":\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/\",\"i\":\"ai\",\"n\":\"AI and Financial Model Risk\"},{\"t\":\"Financial crime\",\"d\":\"Detect fraud and financial crime\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\",\"i\":\"search\",\"n\":\"Financial Crime and Fraud Risk\"}]}]},{\"label\":\"By family\",\"d\":\"Platform families\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Families\",\"descriptor\":\"Five families\",\"items\":[{\"t\":\"All platforms\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/\",\"n\":\"Specialist financial network\",\"i\":\"blocks\"},{\"t\":\"Insurance and banking\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/insurance-and-banking\/\",\"i\":\"umbrella\"},{\"t\":\"Investment and markets\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/investment-and-markets\/\",\"i\":\"finance\"},{\"t\":\"Technology and operations\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/technology-and-operations\/\",\"n\":\"Technology and operational risk\",\"i\":\"factory\"},{\"t\":\"Public and development\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/public-and-development\/\",\"n\":\"Sovereign and development finance\",\"i\":\"target\"},{\"t\":\"Systemic risk specialists\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/systemic-risk-specialists\/\",\"n\":\"Specialist risk communities\",\"i\":\"cascade\"}]},{\"label\":\"Engage\",\"descriptor\":\"Councils and groups\",\"items\":[{\"t\":\"Industry councils\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/industry-councils\/\",\"i\":\"gavel\"},{\"t\":\"Working groups\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/working-groups\/\",\"n\":\"Professional working groups\",\"i\":\"users\"},{\"t\":\"Institutional members\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/institutions\/\",\"i\":\"userplus\"},{\"t\":\"Professionals\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/professionals\/\",\"n\":\"Professional participation\",\"i\":\"handshake\"},{\"t\":\"Professions\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/international-professions\/\",\"n\":\"International professional communities\",\"i\":\"flag\"}]},{\"label\":\"Shared\",\"descriptor\":\"Across the Consortium\",\"items\":[{\"t\":\"Foundry\",\"u\":\"https:\/\/therisk.global\/nexus-foundry\/\",\"i\":\"layers\"},{\"t\":\"Registry\",\"u\":\"https:\/\/therisk.global\/nexus-registry\/\",\"n\":\"Registry\",\"i\":\"idcard\"},{\"t\":\"Labs\",\"u\":\"https:\/\/therisk.global\/nexus-labs\/\",\"i\":\"microscope\"},{\"t\":\"Reports\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/\",\"n\":\"Reports at Global Risks Alliance\",\"i\":\"report\"},{\"t\":\"Work cycle\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/\",\"n\":\"How Nexus works\",\"i\":\"cycle\"}]}]},{\"label\":\"Readiness\",\"d\":\"Platform to finance\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Readiness\",\"descriptor\":\"Evidence to finance\",\"items\":[{\"t\":\"Finance readiness\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/\",\"n\":\"Finance and insurance readiness\",\"i\":\"finance\"},{\"t\":\"Approach\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/approach\/\",\"n\":\"From risk evidence to diligence questions\",\"i\":\"chart\"},{\"t\":\"Protection gaps\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/protection-gaps\/\",\"i\":\"piechart\"},{\"t\":\"Disaster risk finance\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/disaster-risk-finance\/\",\"i\":\"umbrella\"},{\"t\":\"Insurance\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/insurance\/\",\"n\":\"Insurance readiness\",\"i\":\"shield\"},{\"t\":\"Sovereign context\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/sovereign\/\",\"n\":\"Sovereign fiscal context\",\"i\":\"institution\"},{\"t\":\"Development finance\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/development-finance\/\",\"n\":\"Development readiness\",\"i\":\"target\"}]},{\"label\":\"Evidence\",\"descriptor\":\"Tests and dossiers\",\"items\":[{\"t\":\"Scenarios and stress\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/scenarios-and-stress\/\",\"n\":\"Scenarios and stress testing\",\"i\":\"cycle\"},{\"t\":\"Evidence dossiers\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/evidence-dossiers\/\",\"n\":\"Readiness dossiers\",\"i\":\"workflow\"},{\"t\":\"Infrastructure finance\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/infrastructure\/\",\"n\":\"Infrastructure preparedness\",\"i\":\"infrastructure\"},{\"t\":\"Readiness handoff\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/handoff\/\",\"n\":\"Lawful handoffs\",\"i\":\"route\"},{\"t\":\"Safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/safeguards\/\",\"n\":\"Rights and due diligence\",\"i\":\"eye\"}]},{\"label\":\"Public\",\"descriptor\":\"Sovereign platforms\",\"items\":[{\"t\":\"Development finance\",\"u\":\"https:\/\/globalriskalliance.com\/development-finance-nexus\/\",\"n\":\"Development Finance Nexus\",\"i\":\"globe\"},{\"t\":\"Disaster risk finance\",\"u\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/\",\"n\":\"Disaster Risk Finance\",\"i\":\"activity\"},{\"t\":\"Sovereign debt\",\"u\":\"https:\/\/globalriskalliance.com\/public-finance-sovereign-debt\/\",\"n\":\"Public Finance and Sovereign Debt\",\"i\":\"compass\"},{\"t\":\"Sovereign capital\",\"u\":\"https:\/\/globalriskalliance.com\/sovereign-capital-nexus\/\",\"n\":\"Sovereign Capital Nexus\",\"i\":\"blocks\"},{\"t\":\"Insurance Nexus\",\"u\":\"https:\/\/globalriskalliance.com\/insurance-nexus\/\",\"i\":\"layers\"}]}]},{\"label\":\"Consortium\",\"d\":\"The other pillars\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Institutions\",\"descriptor\":\"Across the Consortium\",\"items\":[{\"t\":\"GCRI\",\"u\":\"https:\/\/therisk.global\/\",\"n\":\"Home\",\"fl\":[\"us\",\"ca\"],\"i\":\"institution\"},{\"t\":\"GRF\",\"u\":\"https:\/\/globalriskforum.com\/\",\"n\":\"Home\",\"fl\":[\"ch\"],\"i\":\"dialogue\"},{\"t\":\"Nexus Standards\",\"u\":\"https:\/\/nexustandards.com\/\",\"i\":\"scroll\"},{\"t\":\"Risk Academy\",\"u\":\"https:\/\/risksacademy.com\/\",\"i\":\"graduation\"},{\"t\":\"Global Risks Index\",\"u\":\"https:\/\/risksindex.com\/\",\"i\":\"chart\"},{\"t\":\"Reports\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/\",\"n\":\"Reports at Global Risks Alliance\",\"i\":\"report\"}]},{\"label\":\"Systems\",\"descriptor\":\"Shared tools\",\"items\":[{\"t\":\"Foundry\",\"u\":\"https:\/\/therisk.global\/nexus-foundry\/\",\"i\":\"blocks\"},{\"t\":\"Registry\",\"u\":\"https:\/\/therisk.global\/nexus-registry\/\",\"n\":\"Registry\",\"i\":\"idcard\"},{\"t\":\"Labs\",\"u\":\"https:\/\/therisk.global\/nexus-labs\/\",\"i\":\"microscope\"},{\"t\":\"Work cycle\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/\",\"n\":\"How Nexus works\",\"i\":\"cycle\"},{\"t\":\"Finance interface\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/consortium\/\",\"n\":\"Consortium finance interface\",\"i\":\"finance\"}]},{\"label\":\"Learn\",\"descriptor\":\"Skills and practice\",\"items\":[{\"t\":\"Professional learning\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/learning\/\",\"n\":\"Skills and professional learning\",\"i\":\"bookopen\"},{\"t\":\"Professional conduct\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/ethics\/\",\"n\":\"Professional conduct and complaints\",\"i\":\"book\"},{\"t\":\"Professions\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/international-professions\/\",\"n\":\"International professional communities\",\"i\":\"flag\"},{\"t\":\"Events\",\"u\":\"https:\/\/globalriskalliance.com\/events\/\",\"n\":\"Events and professional dialogues\",\"i\":\"calendar\"},{\"t\":\"News\",\"u\":\"https:\/\/globalriskalliance.com\/news\/\",\"n\":\"News and industry notices\",\"i\":\"newspaper\"}]}]}],\"viz\":\"cube\",\"rail\":{\"featured\":{\"t\":\"Specialist financial network\",\"d\":\"Sector communities that publish evidence, never advice.\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/\"},\"primary\":{\"t\":\"Browse platforms\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/\"},\"secondary\":{\"t\":\"Industry councils\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/industry-councils\/\"},\"points\":[{\"l\":\"Established\",\"v\":\"32 communities publish now\"},{\"l\":\"Developing\",\"v\":\"0 communities in development\"},{\"l\":\"Boundary\",\"v\":\"No underwriting, lending or advice\"}]}},{\"id\":\"engagement\",\"label\":\"Engagement\",\"meta\":\"Countries \u00b7 professions \u00b7 programme\",\"all\":{\"t\":\"Global engagement\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/\"},\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Engagement\",\"descriptor\":\"Countries and regions\",\"items\":[{\"t\":\"Global engagement\",\"d\":\"See where the Alliance engages\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/\",\"i\":\"globe\"},{\"t\":\"Regions\",\"d\":\"Find a regional programme\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/regions\/\",\"i\":\"map\",\"n\":\"Regional programmes\"},{\"t\":\"Countries\",\"d\":\"Read country perspectives\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/countries\/\",\"i\":\"pin\",\"n\":\"Country financial perspectives\"},{\"t\":\"National portfolios\",\"d\":\"Connect a national portfolio\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/national-portfolios\/\",\"i\":\"flag\",\"n\":\"National portfolio interface\"},{\"t\":\"The Consortium\",\"d\":\"Read the finance interface\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/consortium\/\",\"i\":\"network\",\"n\":\"Consortium finance interface\"},{\"t\":\"Universe\",\"d\":\"Join the annual programme\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/nexus-universe\/\",\"i\":\"telescope\",\"n\":\"Universe finance-readiness programme\"},{\"t\":\"Work cycle\",\"d\":\"Follow work from question to record\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/\",\"i\":\"cycle\",\"n\":\"How Nexus works\"}]},{\"label\":\"Professions\",\"descriptor\":\"Communities and practice\",\"items\":[{\"t\":\"Professions\",\"d\":\"Join professional communities\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/international-professions\/\",\"i\":\"users\",\"n\":\"International professional communities\"},{\"t\":\"Professional learning\",\"d\":\"Build skills for the profession\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/learning\/\",\"i\":\"graduation\",\"n\":\"Skills and professional learning\"},{\"t\":\"Professional conduct\",\"d\":\"Read the conduct rules\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/ethics\/\",\"i\":\"clipboard\",\"n\":\"Professional conduct and complaints\"},{\"t\":\"Member governance\",\"d\":\"See how members decide\",\"u\":\"https:\/\/globalriskalliance.com\/about\/member-governance\/\",\"i\":\"vote\"},{\"t\":\"Consortium role\",\"d\":\"Read GRA's role\",\"u\":\"https:\/\/globalriskalliance.com\/about\/consortium-role\/\",\"i\":\"institution\",\"n\":\"GRA in the Consortium\"},{\"t\":\"Safeguards\",\"d\":\"Read the readiness safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/safeguards\/\",\"i\":\"shield\",\"n\":\"Rights and due diligence\"},{\"t\":\"Annual review\",\"d\":\"Read the year on the record\",\"u\":\"https:\/\/globalriskalliance.com\/about\/institutional-review\/\",\"i\":\"eye\",\"n\":\"Institutional annual review\"}]},{\"label\":\"Updates\",\"descriptor\":\"News and events\",\"items\":[{\"t\":\"Events\",\"d\":\"Find professional dialogues\",\"u\":\"https:\/\/globalriskalliance.com\/events\/\",\"i\":\"calendar\",\"n\":\"Events and professional dialogues\"},{\"t\":\"News\",\"d\":\"Read industry notices\",\"u\":\"https:\/\/globalriskalliance.com\/news\/\",\"i\":\"newspaper\",\"n\":\"News and industry notices\"},{\"t\":\"Publications\",\"d\":\"Read professional briefs\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/\",\"i\":\"bookopen\",\"n\":\"Publications and professional briefs\"},{\"t\":\"Reports\",\"d\":\"Read editions and findings\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/\",\"i\":\"report\",\"n\":\"Reports at Global Risks Alliance\"},{\"t\":\"Corrections\",\"d\":\"See corrections to briefs\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/corrections\/\",\"i\":\"correction\",\"n\":\"Corrections and updates\"},{\"t\":\"Contact\",\"d\":\"Write to the Alliance\",\"u\":\"https:\/\/globalriskalliance.com\/contact\/\",\"i\":\"mail\",\"n\":\"Contact GRA\"}]}],\"views\":[{\"label\":\"Overview\",\"d\":\"Countries and professions\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Engagement\",\"descriptor\":\"Countries and regions\",\"items\":[{\"t\":\"Global engagement\",\"d\":\"See where the Alliance engages\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/\",\"i\":\"globe\"},{\"t\":\"Regions\",\"d\":\"Find a regional programme\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/regions\/\",\"i\":\"map\",\"n\":\"Regional programmes\"},{\"t\":\"Countries\",\"d\":\"Read country perspectives\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/countries\/\",\"i\":\"pin\",\"n\":\"Country financial perspectives\"},{\"t\":\"National portfolios\",\"d\":\"Connect a national portfolio\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/national-portfolios\/\",\"i\":\"flag\",\"n\":\"National portfolio interface\"},{\"t\":\"The Consortium\",\"d\":\"Read the finance interface\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/consortium\/\",\"i\":\"network\",\"n\":\"Consortium finance interface\"},{\"t\":\"Universe\",\"d\":\"Join the annual programme\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/nexus-universe\/\",\"i\":\"telescope\",\"n\":\"Universe finance-readiness programme\"},{\"t\":\"Work cycle\",\"d\":\"Follow work from question to record\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/\",\"i\":\"cycle\",\"n\":\"How Nexus works\"}]},{\"label\":\"Professions\",\"descriptor\":\"Communities and practice\",\"items\":[{\"t\":\"Professions\",\"d\":\"Join professional communities\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/international-professions\/\",\"i\":\"users\",\"n\":\"International professional communities\"},{\"t\":\"Professional learning\",\"d\":\"Build skills for the profession\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/learning\/\",\"i\":\"graduation\",\"n\":\"Skills and professional learning\"},{\"t\":\"Professional conduct\",\"d\":\"Read the conduct rules\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/ethics\/\",\"i\":\"clipboard\",\"n\":\"Professional conduct and complaints\"},{\"t\":\"Member governance\",\"d\":\"See how members decide\",\"u\":\"https:\/\/globalriskalliance.com\/about\/member-governance\/\",\"i\":\"vote\"},{\"t\":\"Consortium role\",\"d\":\"Read GRA's role\",\"u\":\"https:\/\/globalriskalliance.com\/about\/consortium-role\/\",\"i\":\"institution\",\"n\":\"GRA in the Consortium\"},{\"t\":\"Safeguards\",\"d\":\"Read the readiness safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/safeguards\/\",\"i\":\"shield\",\"n\":\"Rights and due diligence\"},{\"t\":\"Annual review\",\"d\":\"Read the year on the record\",\"u\":\"https:\/\/globalriskalliance.com\/about\/institutional-review\/\",\"i\":\"eye\",\"n\":\"Institutional annual review\"}]},{\"label\":\"Updates\",\"descriptor\":\"News and events\",\"items\":[{\"t\":\"Events\",\"d\":\"Find professional dialogues\",\"u\":\"https:\/\/globalriskalliance.com\/events\/\",\"i\":\"calendar\",\"n\":\"Events and professional dialogues\"},{\"t\":\"News\",\"d\":\"Read industry notices\",\"u\":\"https:\/\/globalriskalliance.com\/news\/\",\"i\":\"newspaper\",\"n\":\"News and industry notices\"},{\"t\":\"Publications\",\"d\":\"Read professional briefs\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/\",\"i\":\"bookopen\",\"n\":\"Publications and professional briefs\"},{\"t\":\"Reports\",\"d\":\"Read editions and findings\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/\",\"i\":\"report\",\"n\":\"Reports at Global Risks Alliance\"},{\"t\":\"Corrections\",\"d\":\"See corrections to briefs\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/corrections\/\",\"i\":\"correction\",\"n\":\"Corrections and updates\"},{\"t\":\"Contact\",\"d\":\"Write to the Alliance\",\"u\":\"https:\/\/globalriskalliance.com\/contact\/\",\"i\":\"mail\",\"n\":\"Contact GRA\"}]}]},{\"label\":\"By region\",\"d\":\"Six regions\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Regions\",\"descriptor\":\"Regional programmes\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/regions\/\",\"items\":[{\"t\":\"All regions\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/regions\/\",\"n\":\"Regional programmes\",\"i\":\"map\"},{\"t\":\"Africa\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/regions\/africa\/\",\"n\":\"Africa region\",\"i\":\"globe\"},{\"t\":\"Asia-Pacific\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/regions\/asia-pacific\/\",\"n\":\"Asia and the Pacific region\",\"i\":\"pin\"},{\"t\":\"Europe and Eurasia\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/regions\/europe-eurasia\/\",\"n\":\"Europe and Eurasia region\",\"i\":\"compass\"},{\"t\":\"Latin America, Caribbean\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/regions\/latin-america-caribbean\/\",\"n\":\"Latin America and the Caribbean region\",\"i\":\"layers\"},{\"t\":\"Middle East, North Africa\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/regions\/middle-east-north-africa\/\",\"n\":\"Middle East and North Africa region\",\"i\":\"blocks\"},{\"t\":\"North America\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/regions\/north-america\/\",\"n\":\"North America region\",\"i\":\"target\"}]},{\"label\":\"Countries\",\"descriptor\":\"National work\",\"items\":[{\"t\":\"Country perspectives\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/countries\/\",\"n\":\"Country financial perspectives\",\"i\":\"flag\"},{\"t\":\"National portfolios\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/national-portfolios\/\",\"n\":\"National portfolio interface\",\"i\":\"route\"},{\"t\":\"Country readiness\",\"u\":\"https:\/\/globalriskalliance.com\/research\/country-readiness\/\",\"n\":\"Country financial-readiness views\",\"i\":\"cycle\"},{\"t\":\"Sovereign context\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/sovereign\/\",\"n\":\"Sovereign fiscal context\",\"i\":\"institution\"},{\"t\":\"The Consortium\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/consortium\/\",\"n\":\"Consortium finance interface\",\"i\":\"network\"},{\"t\":\"Universe\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/nexus-universe\/\",\"n\":\"Universe finance-readiness programme\",\"i\":\"telescope\"}]},{\"label\":\"Work cycle\",\"descriptor\":\"Question to record\",\"items\":[{\"t\":\"The work cycle\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/\",\"n\":\"How Nexus works\",\"i\":\"workflow\"},{\"t\":\"Question\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/question\/\",\"i\":\"clipboard\"},{\"t\":\"Evidence\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/evidence\/\",\"i\":\"boxes\"},{\"t\":\"Test\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/test\/\",\"i\":\"bookopen\"},{\"t\":\"Decide\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/decide\/\",\"i\":\"presentation\"},{\"t\":\"Publish\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/publish\/\",\"i\":\"filesearch\"},{\"t\":\"Renew\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/renew\/\",\"i\":\"clock\"}]}]},{\"label\":\"Professions\",\"d\":\"Practice and updates\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Professions\",\"descriptor\":\"Professional communities\",\"items\":[{\"t\":\"Professions\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/international-professions\/\",\"n\":\"International professional communities\",\"i\":\"flag\"},{\"t\":\"Professional learning\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/learning\/\",\"n\":\"Skills and professional learning\",\"i\":\"graduation\"},{\"t\":\"Professional conduct\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/ethics\/\",\"n\":\"Professional conduct and complaints\",\"i\":\"book\"},{\"t\":\"Professionals\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/professionals\/\",\"n\":\"Professional participation\",\"i\":\"users\"},{\"t\":\"Working groups\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/working-groups\/\",\"n\":\"Professional working groups\",\"i\":\"userplus\"},{\"t\":\"Industry councils\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/industry-councils\/\",\"i\":\"factory\"}]},{\"label\":\"Governance\",\"descriptor\":\"How members decide\",\"items\":[{\"t\":\"Member governance\",\"u\":\"https:\/\/globalriskalliance.com\/about\/member-governance\/\",\"i\":\"gavel\"},{\"t\":\"Membership and authority\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/membership-vs-authority\/\",\"i\":\"handshake\"},{\"t\":\"Competition safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/competition-law\/\",\"i\":\"shield\"},{\"t\":\"Competition and antitrust\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/competition-and-antitrust\/\",\"n\":\"Antitrust and competition\",\"i\":\"eye\"},{\"t\":\"Independence and conflicts\",\"u\":\"https:\/\/globalriskalliance.com\/about\/industry-independence\/\",\"i\":\"check\"}]},{\"label\":\"Updates\",\"descriptor\":\"News and events\",\"items\":[{\"t\":\"Events\",\"u\":\"https:\/\/globalriskalliance.com\/events\/\",\"n\":\"Events and professional dialogues\",\"i\":\"calendar\"},{\"t\":\"News\",\"u\":\"https:\/\/globalriskalliance.com\/news\/\",\"n\":\"News and industry notices\",\"i\":\"newspaper\"},{\"t\":\"Publications\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/\",\"n\":\"Publications and professional briefs\",\"i\":\"report\"},{\"t\":\"Reports\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/\",\"n\":\"Reports at Global Risks Alliance\",\"i\":\"bookopen\"},{\"t\":\"Contact\",\"u\":\"https:\/\/globalriskalliance.com\/contact\/\",\"n\":\"Contact GRA\",\"i\":\"mail\"}]}]},{\"label\":\"Work cycle\",\"d\":\"Question to record\",\"cols\":[[0],[1],[2]],\"groups\":[{\"label\":\"Frame\",\"descriptor\":\"Question to evidence\",\"items\":[{\"t\":\"The work cycle\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/\",\"n\":\"How Nexus works\",\"i\":\"cycle\"},{\"t\":\"Question\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/question\/\",\"i\":\"workflow\"},{\"t\":\"Organise\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/organize\/\",\"i\":\"route\"},{\"t\":\"Evidence\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/evidence\/\",\"i\":\"compass\"},{\"t\":\"Test\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/test\/\",\"i\":\"clipboard\"}]},{\"label\":\"Deliver\",\"descriptor\":\"Build to renewal\",\"items\":[{\"t\":\"Build\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/build\/\",\"i\":\"target\"},{\"t\":\"Decide\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/decide\/\",\"i\":\"layers\"},{\"t\":\"Publish\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/publish\/\",\"i\":\"blocks\"},{\"t\":\"Renew\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-cycle\/renew\/\",\"i\":\"boxes\"},{\"t\":\"Universe\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/nexus-universe\/\",\"n\":\"Universe finance-readiness programme\",\"i\":\"globe\"}]},{\"label\":\"Records\",\"descriptor\":\"What each cycle leaves\",\"items\":[{\"t\":\"Country readiness\",\"u\":\"https:\/\/globalriskalliance.com\/research\/country-readiness\/\",\"n\":\"Country financial-readiness views\",\"i\":\"flag\"},{\"t\":\"Evidence dossiers\",\"u\":\"https:\/\/globalriskalliance.com\/finance-readiness\/evidence-dossiers\/\",\"n\":\"Readiness dossiers\",\"i\":\"finance\"},{\"t\":\"Publications\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/\",\"n\":\"Publications and professional briefs\",\"i\":\"report\"},{\"t\":\"Reports\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/\",\"n\":\"Reports at Global Risks Alliance\",\"i\":\"newspaper\"},{\"t\":\"Annual review\",\"u\":\"https:\/\/globalriskalliance.com\/about\/institutional-review\/\",\"n\":\"Institutional annual review\",\"i\":\"bookopen\"}]}]}],\"viz\":\"globe\",\"rail\":{\"featured\":{\"t\":\"Global engagement\",\"d\":\"Regional programmes and national portfolios.\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/\"},\"primary\":{\"t\":\"Become a member\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/\"},\"secondary\":{\"t\":\"See events\",\"u\":\"https:\/\/globalriskalliance.com\/events\/\"},\"points\":[{\"l\":\"Scope\",\"v\":\"Finance, investment, insurance, public finance\"},{\"l\":\"Partners\",\"v\":\"Professions in every region\"},{\"l\":\"Boundary\",\"v\":\"Membership grants no authority\"}]}}],\"contact\":{\"t\":\"Contact\",\"u\":\"https:\/\/globalriskalliance.com\/contact\/\"},\"network\":{\"show\":true,\"label\":\"The Consortium\",\"title\":\"The Nexus Consortium\",\"items\":[{\"code\":\"GCRI\",\"t\":\"GCRI\",\"title\":\"The Global Centre for Risk and Innovation (GCRI)\",\"u\":\"https:\/\/therisk.global\/\"},{\"code\":\"GRF\",\"t\":\"GRF\",\"title\":\"The Global Risks Forum (GRF)\",\"u\":\"https:\/\/globalriskforum.com\/\"},{\"code\":\"GRA\",\"t\":\"GRA\",\"title\":\"The Global Risks Alliance (GRA)\",\"u\":\"https:\/\/globalriskalliance.com\/\",\"current\":true},{\"code\":\"NXS\",\"t\":\"Standards\",\"title\":\"Nexus Standards\",\"u\":\"https:\/\/nexustandards.com\/\"},{\"code\":\"RA\",\"t\":\"Academy\",\"title\":\"Risk Academy\",\"u\":\"https:\/\/risksacademy.com\/\"},{\"code\":\"GRX\",\"t\":\"Index\",\"title\":\"The Global Risks Index\",\"u\":\"https:\/\/risksindex.com\/\"},{\"code\":\"NR\",\"t\":\"Reports\",\"title\":\"Reports\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/\"}],\"foundry\":{\"t\":\"Foundry\",\"u\":\"https:\/\/therisk.global\/nexus-foundry\/\"}},\"links\":[{\"t\":\"Reports\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/\"}],\"footer\":{\"lead\":{\"t\":\"Financial crime\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\",\"d\":\"A specialist financial platform of The Global Risks Alliance (GRA) in the Nexus Consortium.\",\"docs\":{\"t\":\"Read the documentation\",\"u\":\"https:\/\/docs.therisk.global\/organization\/finance-readiness\"}},\"rows\":[{\"label\":\"On this site\",\"cols\":[{\"id\":\"explore\",\"label\":\"Explore\",\"i\":\"compass\",\"items\":[{\"t\":\"Industry groups\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/community\/groups\/\",\"i\":\"factory\"},{\"t\":\"Country readiness contexts\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/programmes\/countries\/\",\"i\":\"flag\"},{\"t\":\"Reader questions and safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/readiness\/checklist\/\",\"i\":\"cycle\"},{\"t\":\"Analysis and uncertainty\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/research\/methods\/\",\"i\":\"microscope\"},{\"t\":\"Financial-system transmission\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/sector\/risk-transmission\/\",\"i\":\"finance\"},{\"t\":\"Artificial intelligence and machine learning for financial crime and fraud risk\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/ai-ml\/\",\"i\":\"ai\"},{\"t\":\"Published scenarios\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/tools\/scenarios\/\",\"i\":\"workflow\"}]},{\"id\":\"work\",\"label\":\"Work and programmes\",\"i\":\"userplus\",\"items\":[{\"t\":\"Become a member\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/\",\"i\":\"users\"},{\"t\":\"Contact\",\"u\":\"https:\/\/globalriskalliance.com\/contact\/\",\"i\":\"mail\"},{\"t\":\"Working groups\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/working-groups\/\",\"i\":\"handshake\"},{\"t\":\"Industry councils\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/industry-councils\/\",\"i\":\"factory\"},{\"t\":\"Events\",\"u\":\"https:\/\/globalriskalliance.com\/events\/\",\"i\":\"calendar\"},{\"t\":\"National portfolios\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/national-portfolios\/\",\"i\":\"flag\"}]},{\"id\":\"audiences\",\"label\":\"Audiences\",\"i\":\"users\",\"items\":[{\"t\":\"Institutions\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/institutions\/\",\"i\":\"institution\"},{\"t\":\"Professionals\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/professionals\/\",\"i\":\"userplus\"},{\"t\":\"Professions\",\"u\":\"https:\/\/globalriskalliance.com\/engagement\/international-professions\/\",\"i\":\"flag\"},{\"t\":\"Professional learning\",\"u\":\"https:\/\/globalriskalliance.com\/membership\/learning\/\",\"i\":\"graduation\"},{\"t\":\"Central banks and supervisors\",\"u\":\"https:\/\/docs.therisk.global\/organization\/use-by\/central-banks-and-supervisors\",\"i\":\"banknote\"},{\"t\":\"Development banks\",\"u\":\"https:\/\/docs.therisk.global\/organization\/use-by\/development-banks\",\"i\":\"coinshand\"},{\"t\":\"Ministries of finance\",\"u\":\"https:\/\/docs.therisk.global\/organization\/use-by\/ministries-of-finance-and-planning\",\"i\":\"finance\"}]},{\"id\":\"resources\",\"label\":\"Resources\",\"i\":\"library\",\"items\":[{\"t\":\"GCRI: Cybersecurity and Digital Resilience\",\"u\":\"https:\/\/therisk.global\/cyber-digital-resilience\/\",\"i\":\"shield\"},{\"t\":\"GRF: Governance Nexus\",\"u\":\"https:\/\/globalriskforum.com\/governance\/\",\"i\":\"gavel\"},{\"t\":\"Research\",\"u\":\"https:\/\/globalriskalliance.com\/research\/\",\"i\":\"microscope\"},{\"t\":\"Publications\",\"u\":\"https:\/\/globalriskalliance.com\/publications\/\",\"i\":\"report\"},{\"t\":\"Sector reports\",\"u\":\"https:\/\/globalriskalliance.com\/research\/sector-reports\/\",\"i\":\"newspaper\"},{\"t\":\"Country readiness\",\"u\":\"https:\/\/globalriskalliance.com\/research\/country-readiness\/\",\"i\":\"flag\"},{\"t\":\"Observatory\",\"u\":\"https:\/\/globalriskalliance.com\/observatory\/\",\"i\":\"chart\"}]},{\"id\":\"updates\",\"label\":\"Updates\",\"i\":\"newspaper\",\"items\":[{\"t\":\"News\",\"u\":\"https:\/\/globalriskalliance.com\/news\/\",\"i\":\"mic\"},{\"t\":\"Reports\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/\",\"i\":\"report\"},{\"t\":\"Financial source and licence register\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/research\/sources\/\",\"i\":\"finance\"}]}]},{\"label\":\"Across the Consortium\",\"cols\":[{\"id\":\"consortium\",\"label\":\"The Consortium\",\"i\":\"institution\",\"items\":[{\"t\":\"How it works\",\"u\":\"https:\/\/therisk.global\/consortium\/\",\"i\":\"network\"},{\"t\":\"Across the Consortium\",\"u\":\"https:\/\/therisk.global\/ecosystem\/\",\"i\":\"layers\"},{\"t\":\"Three institutions\",\"u\":\"https:\/\/therisk.global\/consortium\/institutions\/\",\"i\":\"compass\"},{\"t\":\"Work cycle\",\"u\":\"https:\/\/therisk.global\/nexus-cycle\/\",\"i\":\"cycle\"},{\"t\":\"Global programme\",\"u\":\"https:\/\/therisk.global\/consortium\/global\/\",\"i\":\"globe\"},{\"t\":\"Foundry\",\"u\":\"https:\/\/therisk.global\/nexus-foundry\/\",\"i\":\"blocks\"},{\"t\":\"Regions\",\"u\":\"https:\/\/therisk.global\/consortium\/regions\/\",\"i\":\"map\"}]},{\"id\":\"institutions\",\"label\":\"Institutions\",\"i\":\"network\",\"items\":[{\"t\":\"GCRI\",\"u\":\"https:\/\/therisk.global\/\",\"i\":\"institution\"},{\"t\":\"GRF\",\"u\":\"https:\/\/globalriskforum.com\/\",\"i\":\"dialogue\"},{\"t\":\"GRA\",\"u\":\"https:\/\/globalriskalliance.com\/\",\"i\":\"finance\"}]},{\"id\":\"standards\",\"label\":\"Standards and Index\",\"i\":\"layers\",\"items\":[{\"t\":\"Nexus Standards\",\"u\":\"https:\/\/nexustandards.com\/\",\"i\":\"scroll\"},{\"t\":\"Standards catalogue\",\"u\":\"https:\/\/nexustandards.com\/standards\/\",\"i\":\"idcard\"},{\"t\":\"Global Risks Index\",\"u\":\"https:\/\/risksindex.com\/\",\"i\":\"chart\"},{\"t\":\"NXS-GRX\",\"u\":\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-s6\",\"i\":\"book\"},{\"t\":\"Registry\",\"u\":\"https:\/\/therisk.global\/nexus-registry\/\",\"i\":\"blocks\"}]},{\"id\":\"learning\",\"label\":\"Learning\",\"i\":\"graduation\",\"items\":[{\"t\":\"Risk Academy\",\"u\":\"https:\/\/risksacademy.com\/\",\"i\":\"bookopen\"},{\"t\":\"Faculties\",\"u\":\"https:\/\/risksacademy.com\/faculties\/\",\"i\":\"presentation\"},{\"t\":\"Course catalogue\",\"u\":\"https:\/\/risksacademy.com\/course-catalogue\/\",\"i\":\"chart\"},{\"t\":\"Programme\",\"u\":\"https:\/\/risksacademy.com\/programme\/\",\"i\":\"institution\"}]},{\"id\":\"trust\",\"label\":\"Trust and legal\",\"i\":\"shield\",\"items\":[{\"t\":\"Trust\",\"u\":\"https:\/\/therisk.global\/trust\/\",\"i\":\"eye\"},{\"t\":\"Claims register\",\"u\":\"https:\/\/therisk.global\/trust\/claims-and-status\/\",\"i\":\"check\"},{\"t\":\"Corrections\",\"u\":\"https:\/\/therisk.global\/trust\/corrections\/\",\"i\":\"correction\"},{\"t\":\"Privacy\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/privacy\/\",\"i\":\"lock\"},{\"t\":\"Cookies\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/cookies\/\",\"i\":\"clipboard\"},{\"t\":\"Terms\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/terms\/\",\"i\":\"book\"},{\"t\":\"Legal notice\",\"u\":\"https:\/\/globalriskalliance.com\/legal\/legal-notice\/\",\"i\":\"scroll\"},{\"t\":\"Accessibility\",\"u\":\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\",\"i\":\"message\"}]}]}],\"bar\":[{\"t\":\"Documentation\",\"u\":\"https:\/\/docs.therisk.global\/organization\"},{\"t\":\"Programme status\",\"u\":\"https:\/\/therisk.global\/consortium\/programme-status\/\"}],\"boundary\":\"Technology providers work with the Consortium at arm's length.\",\"holder\":\"The Global Risks Alliance (GRA)\"},\"icons\":{\"activity\":\"\\u003cpath d=\\\"M22 12h-2.48a2 2 0 0 0-1.93 1.46l-2.35 8.36a.25.25 0 0 1-.48 0L9.24 2.18a.25.25 0 0 0-.48 0l-2.35 8.36A2 2 0 0 1 4.49 12H2\\\"\/>\",\"ai\":\"\\u003cpath d=\\\"M12 5a3 3 0 1 0-5.997.125 4 4 0 0 0-2.526 5.77 4 4 0 0 0 .556 6.588A4 4 0 1 0 12 18Z\\\"\/>\\u003cpath d=\\\"M9 13a4.5 4.5 0 0 0 3-4\\\"\/>\\u003cpath d=\\\"M6.003 5.125A3 3 0 0 0 6.401 6.5\\\"\/>\\u003cpath d=\\\"M3.477 10.896a4 4 0 0 1 .585-.396\\\"\/>\\u003cpath d=\\\"M6 18a4 4 0 0 1-1.967-.516\\\"\/>\\u003cpath d=\\\"M12 13h4\\\"\/>\\u003cpath d=\\\"M12 18h6a2 2 0 0 1 2 2v1\\\"\/>\\u003cpath d=\\\"M12 8h8\\\"\/>\\u003cpath d=\\\"M16 8V5a2 2 0 0 1 2-2\\\"\/>\\u003ccircle cx=\\\"16\\\" cy=\\\"13\\\" r=\\\".5\\\"\/>\\u003ccircle cx=\\\"18\\\" cy=\\\"3\\\" r=\\\".5\\\"\/>\\u003ccircle cx=\\\"20\\\" cy=\\\"21\\\" r=\\\".5\\\"\/>\\u003ccircle cx=\\\"20\\\" cy=\\\"8\\\" r=\\\".5\\\"\/>\",\"banknote\":\"\\u003crect width=\\\"20\\\" height=\\\"12\\\" x=\\\"2\\\" y=\\\"6\\\" rx=\\\"2\\\"\/>\\u003ccircle cx=\\\"12\\\" cy=\\\"12\\\" r=\\\"2\\\"\/>\\u003cpath d=\\\"M6 12h.01M18 12h.01\\\"\/>\",\"bars\":\"\\u003cpath d=\\\"M3 3v18h18\\\"\/>\\u003cpath d=\\\"M18 17V9\\\"\/>\\u003cpath d=\\\"M13 17V5\\\"\/>\\u003cpath d=\\\"M8 17v-3\\\"\/>\",\"blocks\":\"\\u003crect width=\\\"7\\\" height=\\\"7\\\" x=\\\"14\\\" y=\\\"3\\\" rx=\\\"1\\\"\/>\\u003cpath d=\\\"M10 21V8a1 1 0 0 0-1-1H4a1 1 0 0 0-1 1v12a1 1 0 0 0 1 1h12a1 1 0 0 0 1-1v-5a1 1 0 0 0-1-1H3\\\"\/>\",\"book\":\"\\u003cpath d=\\\"M8 3H2v15h7c1.7 0 3 1.3 3 3V7c0-2.2-1.8-4-4-4Z\\\"\/>\\u003cpath d=\\\"m16 12 2 2 4-4\\\"\/>\\u003cpath d=\\\"M22 6V3h-6c-2.2 0-4 1.8-4 4v14c0-1.7 1.3-3 3-3h7v-2.3\\\"\/>\",\"bookopen\":\"\\u003cpath d=\\\"M2 3h6a4 4 0 0 1 4 4v14a3 3 0 0 0-3-3H2z\\\"\/>\\u003cpath d=\\\"M22 3h-6a4 4 0 0 0-4 4v14a3 3 0 0 1 3-3h7z\\\"\/>\",\"boxes\":\"\\u003cpath d=\\\"M2.97 12.92A2 2 0 0 0 2 14.63v3.24a2 2 0 0 0 .97 1.71l3 1.8a2 2 0 0 0 2.06 0L12 19v-5.5l-5-3-4.03 2.42Z\\\"\/>\\u003cpath d=\\\"m7 16.5-4.74-2.85\\\"\/>\\u003cpath d=\\\"m7 16.5 5-3\\\"\/>\\u003cpath d=\\\"M7 16.5v5.17\\\"\/>\\u003cpath d=\\\"M12 13.5V19l3.97 2.38a2 2 0 0 0 2.06 0l3-1.8a2 2 0 0 0 .97-1.71v-3.24a2 2 0 0 0-.97-1.71L17 10.5l-5 3Z\\\"\/>\\u003cpath d=\\\"m17 16.5-5-3\\\"\/>\\u003cpath d=\\\"m17 16.5 4.74-2.85\\\"\/>\\u003cpath d=\\\"M17 16.5v5.17\\\"\/>\\u003cpath d=\\\"M7.97 4.42A2 2 0 0 0 7 6.13v4.37l5 3 5-3V6.13a2 2 0 0 0-.97-1.71l-3-1.8a2 2 0 0 0-2.06 0l-3 1.8Z\\\"\/>\\u003cpath d=\\\"M12 8 7.26 5.15\\\"\/>\\u003cpath d=\\\"m12 8 4.74-2.85\\\"\/>\\u003cpath d=\\\"M12 13.5V8\\\"\/>\",\"briefcase\":\"\\u003cpath d=\\\"M16 20V4a2 2 0 0 0-2-2h-4a2 2 0 0 0-2 2v16\\\"\/>\\u003crect width=\\\"20\\\" height=\\\"14\\\" x=\\\"2\\\" y=\\\"6\\\" rx=\\\"2\\\"\/>\",\"building\":\"\\u003cpath d=\\\"M6 22V4a2 2 0 0 1 2-2h8a2 2 0 0 1 2 2v18Z\\\"\/>\\u003cpath d=\\\"M6 12H4a2 2 0 0 0-2 2v6a2 2 0 0 0 2 2h2\\\"\/>\\u003cpath d=\\\"M18 9h2a2 2 0 0 1 2 2v9a2 2 0 0 1-2 2h-2\\\"\/>\\u003cpath d=\\\"M10 6h4\\\"\/>\\u003cpath d=\\\"M10 10h4\\\"\/>\\u003cpath d=\\\"M10 14h4\\\"\/>\\u003cpath d=\\\"M10 18h4\\\"\/>\",\"calendar\":\"\\u003crect width=\\\"18\\\" height=\\\"18\\\" x=\\\"3\\\" y=\\\"4\\\" rx=\\\"2\\\"\/>\\u003cpath d=\\\"M16 2v4\\\"\/>\\u003cpath d=\\\"M3 10h18\\\"\/>\\u003cpath d=\\\"M8 2v4\\\"\/>\\u003cpath d=\\\"M17 14h-6\\\"\/>\\u003cpath d=\\\"M13 18H7\\\"\/>\\u003cpath d=\\\"M7 14h.01\\\"\/>\\u003cpath d=\\\"M17 18h.01\\\"\/>\",\"cascade\":\"\\u003ccircle cx=\\\"12\\\" cy=\\\"4.5\\\" r=\\\"2.5\\\"\/>\\u003cpath d=\\\"m10.2 6.3-3.9 3.9\\\"\/>\\u003ccircle cx=\\\"4.5\\\" cy=\\\"12\\\" r=\\\"2.5\\\"\/>\\u003cpath d=\\\"M7 12h10\\\"\/>\\u003ccircle cx=\\\"19.5\\\" cy=\\\"12\\\" r=\\\"2.5\\\"\/>\\u003cpath d=\\\"m13.8 17.7 3.9-3.9\\\"\/>\\u003ccircle cx=\\\"12\\\" cy=\\\"19.5\\\" r=\\\"2.5\\\"\/>\",\"chart\":\"\\u003cpath d=\\\"M3 3v18h18\\\"\/>\\u003cpath d=\\\"m19 9-5 5-4-4-3 3\\\"\/>\",\"check\":\"\\u003cpath d=\\\"M3.85 8.62a4 4 0 0 1 4.78-4.77 4 4 0 0 1 6.74 0 4 4 0 0 1 4.78 4.78 4 4 0 0 1 0 6.74 4 4 0 0 1-4.77 4.78 4 4 0 0 1-6.75 0 4 4 0 0 1-4.78-4.77 4 4 0 0 1 0-6.76Z\\\"\/>\\u003cpath d=\\\"m9 12 2 2 4-4\\\"\/>\",\"climate\":\"\\u003cpath d=\\\"M12 2v2\\\"\/>\\u003cpath d=\\\"m4.93 4.93 1.41 1.41\\\"\/>\\u003cpath d=\\\"M20 12h2\\\"\/>\\u003cpath d=\\\"m19.07 4.93-1.41 1.41\\\"\/>\\u003cpath d=\\\"M15.947 12.65a4 4 0 0 0-5.925-4.128\\\"\/>\\u003cpath d=\\\"M3 20a5 5 0 1 1 8.9-4H13a3 3 0 0 1 2 5.24\\\"\/>\\u003cpath d=\\\"M11 20v2\\\"\/>\\u003cpath d=\\\"M7 19v2\\\"\/>\",\"clipboard\":\"\\u003crect width=\\\"8\\\" height=\\\"4\\\" x=\\\"8\\\" y=\\\"2\\\" rx=\\\"1\\\" ry=\\\"1\\\"\/>\\u003cpath d=\\\"M16 4h2a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2V6a2 2 0 0 1 2-2h2\\\"\/>\\u003cpath d=\\\"m9 14 2 2 4-4\\\"\/>\",\"clock\":\"\\u003cpath d=\\\"M5 22h14\\\"\/>\\u003cpath d=\\\"M5 2h14\\\"\/>\\u003cpath d=\\\"M17 22v-4.172a2 2 0 0 0-.586-1.414L12 12l-4.414 4.414A2 2 0 0 0 7 17.828V22\\\"\/>\\u003cpath d=\\\"M7 2v4.172a2 2 0 0 0 .586 1.414L12 12l4.414-4.414A2 2 0 0 0 17 6.172V2\\\"\/>\",\"coinshand\":\"\\u003cpath d=\\\"M11 15h2a2 2 0 1 0 0-4h-3c-.6 0-1.1.2-1.4.6L3 17\\\"\/>\\u003cpath d=\\\"m7 21 1.6-1.4c.3-.4.8-.6 1.4-.6h4c1.1 0 2.1-.4 2.8-1.2l4.6-4.4a2 2 0 0 0-2.75-2.91l-4.2 3.9\\\"\/>\\u003cpath d=\\\"m2 16 6 6\\\"\/>\\u003ccircle cx=\\\"16\\\" cy=\\\"9\\\" r=\\\"2.9\\\"\/>\\u003ccircle cx=\\\"6\\\" cy=\\\"5\\\" r=\\\"3\\\"\/>\",\"compass\":\"\\u003ccircle cx=\\\"12\\\" cy=\\\"12\\\" r=\\\"10\\\"\/>\\u003cpolygon points=\\\"16.24 7.76 14.12 14.12 7.76 16.24 9.88 9.88 16.24 7.76\\\"\/>\",\"correction\":\"\\u003cpath d=\\\"M21 12a9 9 0 0 0-9-9 9.75 9.75 0 0 0-6.74 2.74L3 8\\\"\/>\\u003cpath d=\\\"M3 3v5h5\\\"\/>\\u003cpath d=\\\"M3 12a9 9 0 0 0 9 9 9.75 9.75 0 0 0 6.74-2.74L21 16\\\"\/>\\u003cpath d=\\\"M16 16h5v5\\\"\/>\",\"cycle\":\"\\u003ccircle cx=\\\"12\\\" cy=\\\"12\\\" r=\\\"3\\\"\/>\\u003ccircle cx=\\\"19\\\" cy=\\\"5\\\" r=\\\"2\\\"\/>\\u003ccircle cx=\\\"5\\\" cy=\\\"19\\\" r=\\\"2\\\"\/>\\u003cpath d=\\\"M10.4 21.9a10 10 0 0 0 9.941-15.416\\\"\/>\\u003cpath d=\\\"M13.5 2.1a10 10 0 0 0-9.841 15.416\\\"\/>\",\"dialogue\":\"\\u003cpath d=\\\"M14 9a2 2 0 0 1-2 2H6l-4 4V4c0-1.1.9-2 2-2h8a2 2 0 0 1 2 2z\\\"\/>\\u003cpath d=\\\"M18 9h2a2 2 0 0 1 2 2v11l-4-4h-6a2 2 0 0 1-2-2v-1\\\"\/>\",\"eye\":\"\\u003cpath d=\\\"M2 12s3-7 10-7 10 7 10 7-3 7-10 7-10-7-10-7Z\\\"\/>\\u003ccircle cx=\\\"12\\\" cy=\\\"12\\\" r=\\\"3\\\"\/>\",\"factory\":\"\\u003cpath d=\\\"M2 20a2 2 0 0 0 2 2h16a2 2 0 0 0 2-2V8l-7 5V8l-7 5V4a2 2 0 0 0-2-2H4a2 2 0 0 0-2 2Z\\\"\/>\\u003cpath d=\\\"M17 18h1\\\"\/>\\u003cpath d=\\\"M12 18h1\\\"\/>\\u003cpath d=\\\"M7 18h1\\\"\/>\",\"filesearch\":\"\\u003cpath d=\\\"M14 2v4a2 2 0 0 0 2 2h4\\\"\/>\\u003cpath d=\\\"M4.268 21a2 2 0 0 0 1.727 1H18a2 2 0 0 0 2-2V7l-5-5H6a2 2 0 0 0-2 2v3\\\"\/>\\u003cpath d=\\\"m9 18-1.5-1.5\\\"\/>\\u003ccircle cx=\\\"5\\\" cy=\\\"14\\\" r=\\\"3\\\"\/>\",\"finance\":\"\\u003ccircle cx=\\\"8\\\" cy=\\\"8\\\" r=\\\"6\\\"\/>\\u003cpath d=\\\"M18.09 10.37A6 6 0 1 1 10.34 18\\\"\/>\\u003cpath d=\\\"M7 6h1v4\\\"\/>\\u003cpath d=\\\"m16.71 13.88.7.71-2.82 2.82\\\"\/>\",\"flag\":\"\\u003cpath d=\\\"M4 15s1-1 4-1 5 2 8 2 4-1 4-1V3s-1 1-4 1-5-2-8-2-4 1-4 1z\\\"\/>\\u003cline x1=\\\"4\\\" x2=\\\"4\\\" y1=\\\"22\\\" y2=\\\"15\\\"\/>\",\"gavel\":\"\\u003cpath d=\\\"m14.5 12.5-8 8a2.119 2.119 0 1 1-3-3l8-8\\\"\/>\\u003cpath d=\\\"m16 16 6-6\\\"\/>\\u003cpath d=\\\"m8 8 6-6\\\"\/>\\u003cpath d=\\\"m9 7 8 8\\\"\/>\\u003cpath d=\\\"m21 11-8-8\\\"\/>\",\"globe\":\"\\u003cpath d=\\\"M21.54 15H17a2 2 0 0 0-2 2v4.54\\\"\/>\\u003cpath d=\\\"M7 3.34V5a3 3 0 0 0 3 3v0a2 2 0 0 1 2 2v0c0 1.1.9 2 2 2v0a2 2 0 0 0 2-2v0c0-1.1.9-2 2-2h3.17\\\"\/>\\u003cpath d=\\\"M11 21.95V18a2 2 0 0 0-2-2v0a2 2 0 0 1-2-2v-1a2 2 0 0 0-2-2H2.05\\\"\/>\\u003ccircle cx=\\\"12\\\" cy=\\\"12\\\" r=\\\"10\\\"\/>\",\"graduation\":\"\\u003cpath d=\\\"M21.42 10.922a1 1 0 0 0-.019-1.838L12.83 5.18a2 2 0 0 0-1.66 0L2.6 9.08a1 1 0 0 0 0 1.832l8.57 3.908a2 2 0 0 0 1.66 0z\\\"\/>\\u003cpath d=\\\"M22 10v6\\\"\/>\\u003cpath d=\\\"M6 12.5V16a6 3 0 0 0 12 0v-3.5\\\"\/>\",\"handshake\":\"\\u003cpath d=\\\"m11 17 2 2a1 1 0 1 0 3-3\\\"\/>\\u003cpath d=\\\"m14 14 2.5 2.5a1 1 0 1 0 3-3l-3.88-3.88a3 3 0 0 0-4.24 0l-.88.88a1 1 0 1 1-3-3l2.81-2.81a5.79 5.79 0 0 1 7.06-.87l.47.28a2 2 0 0 0 1.42.25L21 4\\\"\/>\\u003cpath d=\\\"m21 3 1 11h-2\\\"\/>\\u003cpath d=\\\"M3 3 2 14l6.5 6.5a1 1 0 1 0 3-3\\\"\/>\\u003cpath d=\\\"M3 4h8\\\"\/>\",\"idcard\":\"\\u003cpath d=\\\"M17 18a2 2 0 0 0-2-2H9a2 2 0 0 0-2 2\\\"\/>\\u003crect width=\\\"18\\\" height=\\\"18\\\" x=\\\"3\\\" y=\\\"4\\\" rx=\\\"2\\\"\/>\\u003ccircle cx=\\\"12\\\" cy=\\\"10\\\" r=\\\"2\\\"\/>\\u003cline x1=\\\"8\\\" x2=\\\"8\\\" y1=\\\"2\\\" y2=\\\"4\\\"\/>\\u003cline x1=\\\"16\\\" x2=\\\"16\\\" y1=\\\"2\\\" y2=\\\"4\\\"\/>\",\"infrastructure\":\"\\u003cpath d=\\\"M4.9 16.1C1 12.2 1 5.8 4.9 1.9\\\"\/>\\u003cpath d=\\\"M7.8 4.7a6.14 6.14 0 0 0-.8 7.5\\\"\/>\\u003ccircle cx=\\\"12\\\" cy=\\\"9\\\" r=\\\"2\\\"\/>\\u003cpath d=\\\"M16.2 4.8c2 2 2.26 5.11.8 7.47\\\"\/>\\u003cpath d=\\\"M19.1 1.9a9.96 9.96 0 0 1 0 14.1\\\"\/>\\u003cpath d=\\\"M9.5 18h5\\\"\/>\\u003cpath d=\\\"m8 22 4-11 4 11\\\"\/>\",\"institution\":\"\\u003cline x1=\\\"3\\\" x2=\\\"21\\\" y1=\\\"22\\\" y2=\\\"22\\\"\/>\\u003cline x1=\\\"6\\\" x2=\\\"6\\\" y1=\\\"18\\\" y2=\\\"11\\\"\/>\\u003cline x1=\\\"10\\\" x2=\\\"10\\\" y1=\\\"18\\\" y2=\\\"11\\\"\/>\\u003cline x1=\\\"14\\\" x2=\\\"14\\\" y1=\\\"18\\\" y2=\\\"11\\\"\/>\\u003cline x1=\\\"18\\\" x2=\\\"18\\\" y1=\\\"18\\\" y2=\\\"11\\\"\/>\\u003cpolygon points=\\\"12 2 20 7 4 7\\\"\/>\",\"layers\":\"\\u003cpath d=\\\"m12.83 2.18a2 2 0 0 0-1.66 0L2.6 6.08a1 1 0 0 0 0 1.83l8.58 3.91a2 2 0 0 0 1.66 0l8.58-3.9a1 1 0 0 0 0-1.83Z\\\"\/>\\u003cpath d=\\\"m22 17.65-9.17 4.16a2 2 0 0 1-1.66 0L2 17.65\\\"\/>\\u003cpath d=\\\"m22 12.65-9.17 4.16a2 2 0 0 1-1.66 0L2 12.65\\\"\/>\",\"library\":\"\\u003cpath d=\\\"m16 6 4 14\\\"\/>\\u003cpath d=\\\"M12 6v14\\\"\/>\\u003cpath d=\\\"M8 8v12\\\"\/>\\u003cpath d=\\\"M4 4v16\\\"\/>\",\"lifebuoy\":\"\\u003ccircle cx=\\\"12\\\" cy=\\\"12\\\" r=\\\"10\\\"\/>\\u003cpath d=\\\"m4.93 4.93 4.24 4.24\\\"\/>\\u003cpath d=\\\"m14.83 9.17 4.24-4.24\\\"\/>\\u003cpath d=\\\"m14.83 14.83 4.24 4.24\\\"\/>\\u003cpath d=\\\"m9.17 14.83-4.24 4.24\\\"\/>\\u003ccircle cx=\\\"12\\\" cy=\\\"12\\\" r=\\\"4\\\"\/>\",\"lock\":\"\\u003crect width=\\\"18\\\" height=\\\"11\\\" x=\\\"3\\\" y=\\\"11\\\" rx=\\\"2\\\" ry=\\\"2\\\"\/>\\u003cpath d=\\\"M7 11V7a5 5 0 0 1 10 0v4\\\"\/>\",\"mail\":\"\\u003crect width=\\\"20\\\" height=\\\"16\\\" x=\\\"2\\\" y=\\\"4\\\" rx=\\\"2\\\"\/>\\u003cpath d=\\\"m22 7-8.97 5.7a1.94 1.94 0 0 1-2.06 0L2 7\\\"\/>\",\"map\":\"\\u003cpath d=\\\"M14.106 5.553a2 2 0 0 0 1.788 0l3.659-1.83A1 1 0 0 1 21 4.619v12.764a1 1 0 0 1-.553.894l-4.553 2.277a2 2 0 0 1-1.788 0l-4.212-2.106a2 2 0 0 0-1.788 0l-3.659 1.83A1 1 0 0 1 3 19.381V6.618a1 1 0 0 1 .553-.894l4.553-2.277a2 2 0 0 1 1.788 0z\\\"\/>\\u003cpath d=\\\"M15 5.764v15\\\"\/>\\u003cpath d=\\\"M9 3.236v15\\\"\/>\",\"message\":\"\\u003cpath d=\\\"M21 15a2 2 0 0 1-2 2H7l-4 4V5a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2z\\\"\/>\\u003cpath d=\\\"M13 8H7\\\"\/>\\u003cpath d=\\\"M17 12H7\\\"\/>\",\"microscope\":\"\\u003cpath d=\\\"M6 18h8\\\"\/>\\u003cpath d=\\\"M3 22h18\\\"\/>\\u003cpath d=\\\"M14 22a7 7 0 1 0 0-14h-1\\\"\/>\\u003cpath d=\\\"M9 14h2\\\"\/>\\u003cpath d=\\\"M9 12a2 2 0 0 1-2-2V6h6v4a2 2 0 0 1-2 2Z\\\"\/>\\u003cpath d=\\\"M12 6V3a1 1 0 0 0-1-1H9a1 1 0 0 0-1 1v3\\\"\/>\",\"network\":\"\\u003crect x=\\\"16\\\" y=\\\"16\\\" width=\\\"6\\\" height=\\\"6\\\" rx=\\\"1\\\"\/>\\u003crect x=\\\"2\\\" y=\\\"16\\\" width=\\\"6\\\" height=\\\"6\\\" rx=\\\"1\\\"\/>\\u003crect x=\\\"9\\\" y=\\\"2\\\" width=\\\"6\\\" height=\\\"6\\\" rx=\\\"1\\\"\/>\\u003cpath d=\\\"M5 16v-3a1 1 0 0 1 1-1h12a1 1 0 0 1 1 1v3\\\"\/>\\u003cpath d=\\\"M12 12V8\\\"\/>\",\"newspaper\":\"\\u003cpath d=\\\"M4 22h16a2 2 0 0 0 2-2V4a2 2 0 0 0-2-2H8a2 2 0 0 0-2 2v16a2 2 0 0 1-2 2Zm0 0a2 2 0 0 1-2-2v-9c0-1.1.9-2 2-2h2\\\"\/>\\u003cpath d=\\\"M18 14h-8\\\"\/>\\u003cpath d=\\\"M15 18h-5\\\"\/>\\u003cpath d=\\\"M10 6h8v4h-8V6Z\\\"\/>\",\"piechart\":\"\\u003cpath d=\\\"M21.21 15.89A10 10 0 1 1 8 2.83\\\"\/>\\u003cpath d=\\\"M22 12A10 10 0 0 0 12 2v10z\\\"\/>\",\"pin\":\"\\u003cpath d=\\\"M20 10c0 6-8 12-8 12s-8-6-8-12a8 8 0 0 1 16 0Z\\\"\/>\\u003ccircle cx=\\\"12\\\" cy=\\\"10\\\" r=\\\"3\\\"\/>\",\"policy\":\"\\u003cpath d=\\\"m16 16 3-8 3 8c-.87.65-1.92 1-3 1s-2.13-.35-3-1Z\\\"\/>\\u003cpath d=\\\"m2 16 3-8 3 8c-.87.65-1.92 1-3 1s-2.13-.35-3-1Z\\\"\/>\\u003cpath d=\\\"M7 21h10\\\"\/>\\u003cpath d=\\\"M12 3v18\\\"\/>\\u003cpath d=\\\"M3 7h2c2 0 5-1 7-2 2 1 5 2 7 2h2\\\"\/>\",\"presentation\":\"\\u003cpath d=\\\"M2 3h20\\\"\/>\\u003cpath d=\\\"M21 3v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2V3\\\"\/>\\u003cpath d=\\\"m7 21 5-5 5 5\\\"\/>\",\"quantum\":\"\\u003ccircle cx=\\\"12\\\" cy=\\\"12\\\" r=\\\"1\\\"\/>\\u003cpath d=\\\"M20.2 20.2c2.04-2.03.02-7.36-4.5-11.9-4.54-4.52-9.87-6.54-11.9-4.5-2.04 2.03-.02 7.36 4.5 11.9 4.54 4.52 9.87 6.54 11.9 4.5Z\\\"\/>\\u003cpath d=\\\"M15.7 15.7c4.52-4.54 6.54-9.87 4.5-11.9-2.03-2.04-7.36-.02-11.9 4.5-4.52 4.54-6.54 9.87-4.5 11.9 2.03 2.04 7.36.02 11.9-4.5Z\\\"\/>\",\"report\":\"\\u003cpath d=\\\"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z\\\"\/>\\u003cpath d=\\\"M14 2v4a2 2 0 0 0 2 2h4\\\"\/>\\u003cpath d=\\\"M10 9H8\\\"\/>\\u003cpath d=\\\"M16 13H8\\\"\/>\\u003cpath d=\\\"M16 17H8\\\"\/>\",\"research\":\"\\u003cpath d=\\\"M10 2v7.527a2 2 0 0 1-.211.896L4.72 20.55a1 1 0 0 0 .9 1.45h12.76a1 1 0 0 0 .9-1.45l-5.069-10.127A2 2 0 0 1 14 9.527V2\\\"\/>\\u003cpath d=\\\"M8.5 2h7\\\"\/>\\u003cpath d=\\\"M7 16h10\\\"\/>\",\"robotics\":\"\\u003cpath d=\\\"M12 8V4H8\\\"\/>\\u003crect width=\\\"16\\\" height=\\\"12\\\" x=\\\"4\\\" y=\\\"8\\\" rx=\\\"2\\\"\/>\\u003cpath d=\\\"M2 14h2\\\"\/>\\u003cpath d=\\\"M20 14h2\\\"\/>\\u003cpath d=\\\"M15 13v2\\\"\/>\\u003cpath d=\\\"M9 13v2\\\"\/>\",\"route\":\"\\u003ccircle cx=\\\"6\\\" cy=\\\"19\\\" r=\\\"3\\\"\/>\\u003cpath d=\\\"M9 19h8.5a3.5 3.5 0 0 0 0-7h-11a3.5 3.5 0 0 1 0-7H15\\\"\/>\\u003ccircle cx=\\\"18\\\" cy=\\\"5\\\" r=\\\"3\\\"\/>\",\"scroll\":\"\\u003cpath d=\\\"M15 12h-5\\\"\/>\\u003cpath d=\\\"M15 8h-5\\\"\/>\\u003cpath d=\\\"M19 17V5a2 2 0 0 0-2-2H4\\\"\/>\\u003cpath d=\\\"M8 21h12a2 2 0 0 0 2-2v-1a1 1 0 0 0-1-1H11a1 1 0 0 0-1 1v1a2 2 0 1 1-4 0V5a2 2 0 1 0-4 0v2a1 1 0 0 0 1 1h3\\\"\/>\",\"search\":\"\\u003cpath d=\\\"m8 11 2 2 4-4\\\"\/>\\u003ccircle cx=\\\"11\\\" cy=\\\"11\\\" r=\\\"8\\\"\/>\\u003cpath d=\\\"m21 21-4.3-4.3\\\"\/>\",\"shield\":\"\\u003cpath d=\\\"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z\\\"\/>\\u003cpath d=\\\"m9 12 2 2 4-4\\\"\/>\",\"target\":\"\\u003ccircle cx=\\\"12\\\" cy=\\\"12\\\" r=\\\"10\\\"\/>\\u003ccircle cx=\\\"12\\\" cy=\\\"12\\\" r=\\\"6\\\"\/>\\u003ccircle cx=\\\"12\\\" cy=\\\"12\\\" r=\\\"2\\\"\/>\",\"technology\":\"\\u003crect width=\\\"16\\\" height=\\\"16\\\" x=\\\"4\\\" y=\\\"4\\\" rx=\\\"2\\\"\/>\\u003crect width=\\\"6\\\" height=\\\"6\\\" x=\\\"9\\\" y=\\\"9\\\" rx=\\\"1\\\"\/>\\u003cpath d=\\\"M15 2v2\\\"\/>\\u003cpath d=\\\"M15 20v2\\\"\/>\\u003cpath d=\\\"M2 15h2\\\"\/>\\u003cpath d=\\\"M2 9h2\\\"\/>\\u003cpath d=\\\"M20 15h2\\\"\/>\\u003cpath d=\\\"M20 9h2\\\"\/>\\u003cpath d=\\\"M9 2v2\\\"\/>\\u003cpath d=\\\"M9 20v2\\\"\/>\",\"telescope\":\"\\u003cpath d=\\\"m10.065 12.493-6.18 1.318a.934.934 0 0 1-1.108-.702l-.537-2.15a1.07 1.07 0 0 1 .691-1.265l13.504-4.44\\\"\/>\\u003cpath d=\\\"m13.56 11.747 4.332-.924\\\"\/>\\u003cpath d=\\\"m16 21-3.105-6.21\\\"\/>\\u003cpath d=\\\"M16.485 5.94a2 2 0 0 1 1.455-2.425l1.09-.272a1 1 0 0 1 1.212.727l1.515 6.06a1 1 0 0 1-.727 1.213l-1.09.272a2 2 0 0 1-2.425-1.455z\\\"\/>\\u003cpath d=\\\"m6.158 8.633 1.114 4.456\\\"\/>\\u003cpath d=\\\"m8 21 3.105-6.21\\\"\/>\\u003ccircle cx=\\\"12\\\" cy=\\\"13\\\" r=\\\"2\\\"\/>\",\"umbrella\":\"\\u003cpath d=\\\"M22 12a10.06 10.06 1 0 0-20 0Z\\\"\/>\\u003cpath d=\\\"M12 12v8a2 2 0 0 0 4 0\\\"\/>\\u003cpath d=\\\"M12 2v1\\\"\/>\",\"userplus\":\"\\u003cpath d=\\\"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2\\\"\/>\\u003ccircle cx=\\\"9\\\" cy=\\\"7\\\" r=\\\"4\\\"\/>\\u003cline x1=\\\"19\\\" x2=\\\"19\\\" y1=\\\"8\\\" y2=\\\"14\\\"\/>\\u003cline x1=\\\"22\\\" x2=\\\"16\\\" y1=\\\"11\\\" y2=\\\"11\\\"\/>\",\"users\":\"\\u003cpath d=\\\"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2\\\"\/>\\u003ccircle cx=\\\"9\\\" cy=\\\"7\\\" r=\\\"4\\\"\/>\\u003cpath d=\\\"M22 21v-2a4 4 0 0 0-3-3.87\\\"\/>\\u003cpath d=\\\"M16 3.13a4 4 0 0 1 0 7.75\\\"\/>\",\"vote\":\"\\u003cpath d=\\\"m9 12 2 2 4-4\\\"\/>\\u003cpath d=\\\"M5 7c0-1.1.9-2 2-2h10a2 2 0 0 1 2 2v12H5V7Z\\\"\/>\\u003cpath d=\\\"M22 19H2\\\"\/>\",\"workflow\":\"\\u003crect width=\\\"8\\\" height=\\\"8\\\" x=\\\"3\\\" y=\\\"3\\\" rx=\\\"2\\\"\/>\\u003cpath d=\\\"M7 11v4a2 2 0 0 0 2 2h4\\\"\/>\\u003crect width=\\\"8\\\" height=\\\"8\\\" x=\\\"13\\\" y=\\\"13\\\" rx=\\\"2\\\"\/>\",\"compute\":\"\\u003crect width=\\\"20\\\" height=\\\"8\\\" x=\\\"2\\\" y=\\\"2\\\" rx=\\\"2\\\" ry=\\\"2\\\"\/>\\u003crect width=\\\"20\\\" height=\\\"8\\\" x=\\\"2\\\" y=\\\"14\\\" rx=\\\"2\\\" ry=\\\"2\\\"\/>\\u003cline x1=\\\"6\\\" x2=\\\"6.01\\\" y1=\\\"6\\\" y2=\\\"6\\\"\/>\\u003cline x1=\\\"6\\\" x2=\\\"6.01\\\" y1=\\\"18\\\" y2=\\\"18\\\"\/>\",\"mic\":\"\\u003cpath d=\\\"M12 2a3 3 0 0 0-3 3v7a3 3 0 0 0 6 0V5a3 3 0 0 0-3-3Z\\\"\/>\\u003cpath d=\\\"M19 10v2a7 7 0 0 1-14 0v-2\\\"\/>\\u003cline x1=\\\"12\\\" x2=\\\"12\\\" y1=\\\"19\\\" y2=\\\"22\\\"\/>\"},\"langs\":[{\"code\":\"en\",\"tag\":\"en\",\"native\":\"English\",\"dir\":\"ltr\"},{\"code\":\"ar\",\"tag\":\"ar\",\"native\":\"\u0627\u0644\u0639\u0631\u0628\u064a\u0629\",\"dir\":\"rtl\"},{\"code\":\"zh\",\"tag\":\"zh-Hans\",\"native\":\"\u7b80\u4f53\u4e2d\u6587\",\"dir\":\"ltr\"},{\"code\":\"fr\",\"tag\":\"fr\",\"native\":\"Fran\u00e7ais\",\"dir\":\"ltr\"},{\"code\":\"ru\",\"tag\":\"ru\",\"native\":\"\u0420\u0443\u0441\u0441\u043a\u0438\u0439\",\"dir\":\"ltr\"},{\"code\":\"es\",\"tag\":\"es\",\"native\":\"Espa\u00f1ol\",\"dir\":\"ltr\"},{\"code\":\"pt\",\"tag\":\"pt-BR\",\"native\":\"Portugu\u00eas (Brasil)\",\"dir\":\"ltr\"},{\"code\":\"de\",\"tag\":\"de\",\"native\":\"Deutsch\",\"dir\":\"ltr\"},{\"code\":\"it\",\"tag\":\"it\",\"native\":\"Italiano\",\"dir\":\"ltr\"},{\"code\":\"ja\",\"tag\":\"ja\",\"native\":\"\u65e5\u672c\u8a9e\",\"dir\":\"ltr\"},{\"code\":\"ko\",\"tag\":\"ko\",\"native\":\"\ud55c\uad6d\uc5b4\",\"dir\":\"ltr\"},{\"code\":\"hi\",\"tag\":\"hi\",\"native\":\"\u0939\u093f\u0928\u094d\u0926\u0940\",\"dir\":\"ltr\"},{\"code\":\"id\",\"tag\":\"id\",\"native\":\"Bahasa Indonesia\",\"dir\":\"ltr\"},{\"code\":\"tr\",\"tag\":\"tr\",\"native\":\"T\u00fcrk\u00e7e\",\"dir\":\"ltr\"}],\"account\":{\"kind\":\"buddypress\",\"profile\":\"members\/me\/\",\"settings\":\"members\/me\/settings\/\",\"login\":\"login\/\"},\"inherits\":\"gra\",\"context\":{\"title\":\"Financial crime\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\",\"crumbs\":[{\"t\":\"GRA\",\"u\":\"https:\/\/globalriskalliance.com\/\"},{\"t\":\"Resilience\",\"u\":\"https:\/\/globalriskalliance.com\/industry-platforms\/technology-and-operations\/\"},{\"t\":\"Financial crime\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\"}],\"inline\":[{\"t\":\"Sector\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/sector\/\"},{\"t\":\"Topics\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/\"},{\"t\":\"Research\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/research\/\"},{\"t\":\"Data and tools\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/tools\/\"},{\"t\":\"STEM\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/\"},{\"t\":\"Readiness\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/readiness\/\"},{\"t\":\"Programmes\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/programmes\/\"},{\"t\":\"Participate\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/participate\/\"}],\"groups\":[{\"label\":\"Field\",\"descriptor\":\"Knowledge and methods\",\"items\":[{\"t\":\"Sector\",\"d\":\"Read the discipline at a glance\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/sector\/\",\"i\":\"compass\",\"n\":\"Financial discipline overview\"},{\"t\":\"Topics\",\"d\":\"Browse the field's topics\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/\",\"i\":\"layers\",\"n\":\"Topics\"},{\"t\":\"Research\",\"d\":\"Read research and evidence\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/research\/\",\"i\":\"research\",\"n\":\"Professional research\"},{\"t\":\"Data and tools\",\"d\":\"Use data and technical methods\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/tools\/\",\"i\":\"compute\",\"n\":\"Analytical and data resources\"},{\"t\":\"STEM\",\"d\":\"See the methods behind the field\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/\",\"i\":\"microscope\",\"n\":\"STEM foundation of Financial Crime and Fraud Risk\"},{\"t\":\"Readiness\",\"d\":\"Prepare for finance readiness\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/readiness\/\",\"i\":\"target\",\"n\":\"Resilience and finance readiness\"},{\"t\":\"Innovation\",\"d\":\"Follow practical technology\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/innovation\/\",\"i\":\"technology\",\"n\":\"Technology and emerging practices\"},{\"t\":\"Publications\",\"d\":\"Read published findings\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/publications\/\",\"i\":\"newspaper\",\"n\":\"Reports and sector briefs\"}]},{\"label\":\"Related\",\"descriptor\":\"Same field elsewhere\",\"items\":[{\"t\":\"Standards\",\"d\":\"Finance, Insurance and the Economy\",\"u\":\"https:\/\/nexustandards.com\/finance\/\",\"n\":\"Finance, Insurance and the Economy\"},{\"t\":\"Academy faculty\",\"d\":\"Finance and Economics\",\"u\":\"https:\/\/risksacademy.com\/finance-economics\/\",\"n\":\"Faculty of Finance and Economics\"},{\"t\":\"Index\",\"d\":\"Financial stability risk index\",\"u\":\"https:\/\/risksindex.com\/indices\/financial-stability-risk\/\",\"n\":\"Financial stability risk index\"},{\"t\":\"GRF dialogues\",\"d\":\"Governance Nexus\",\"u\":\"https:\/\/globalriskforum.com\/governance\/dialogues\/\",\"n\":\"Governance Nexus\"},{\"t\":\"GCRI research\",\"d\":\"Cybersecurity and Digital Resilience\",\"u\":\"https:\/\/therisk.global\/cyber-digital-resilience\/research\/\",\"n\":\"Cybersecurity and Digital Resilience\"},{\"t\":\"Reports area\",\"d\":\"Financial Crime and Fraud Risk\",\"u\":\"https:\/\/globalriskalliance.com\/nexus-reports\/areas\/financial-crime-fraud\/\",\"n\":\"Financial Crime and Fraud Risk in Reports\"},{\"t\":\"Courses\",\"d\":\"Financial stability and systemic financial\",\"u\":\"https:\/\/risksacademy.com\/course-catalogue\/financial-stability\/\",\"n\":\"Financial stability and systemic financial risk: courses\"}]},{\"label\":\"Cycle\",\"descriptor\":\"Build, test, publish\",\"items\":[{\"t\":\"Cycle\",\"d\":\"Follow how work moves here\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/cycle\/\",\"i\":\"cycle\",\"n\":\"How work moves in this field\"},{\"t\":\"Foundry loop\",\"d\":\"See how this field builds its tools\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/foundry\/\",\"i\":\"blocks\",\"n\":\"Build in Foundry\"},{\"t\":\"Universe loop\",\"d\":\"See how work is tested each year\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/universe\/\",\"i\":\"telescope\",\"n\":\"Test in Universe\"},{\"t\":\"Reports loop\",\"d\":\"See how findings are published\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/reports\/\",\"i\":\"report\",\"n\":\"Publish in Reports\"},{\"t\":\"Counterparts\",\"d\":\"Find the same field elsewhere\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/counterparts\/\",\"i\":\"network\",\"n\":\"The same field across the Consortium\"}]},{\"label\":\"Take part\",\"descriptor\":\"Community and programmes\",\"items\":[{\"t\":\"Community\",\"d\":\"Meet the specialist community\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/community\/\",\"i\":\"users\",\"n\":\"Professional community\"},{\"t\":\"Programmes\",\"d\":\"Browse programmes and projects\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/programmes\/\",\"i\":\"calendar\",\"n\":\"Research and industry programmes\"},{\"t\":\"Learning\",\"d\":\"Build skills in the field\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/learning\/\",\"i\":\"graduation\",\"n\":\"Professional learning\"},{\"t\":\"Events\",\"d\":\"Find events and dialogues\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/events\/\",\"i\":\"presentation\",\"n\":\"Professional meetings\"},{\"t\":\"Participate\",\"d\":\"Choose how to take part\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/participate\/\",\"i\":\"userplus\",\"n\":\"Membership and research participation\"},{\"t\":\"Contact\",\"d\":\"Write to the team\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\",\"i\":\"mail\",\"n\":\"Contact the industry platform\"}]},{\"label\":\"Record\",\"descriptor\":\"Mandate and trust\",\"items\":[{\"t\":\"Mandate\",\"d\":\"Read the mandate and publisher\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/about\/\",\"i\":\"institution\",\"n\":\"Industry scope and publisher\"},{\"t\":\"Trust\",\"d\":\"Check rights, status and safeguards\",\"u\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/trust\/\",\"i\":\"shield\",\"n\":\"Antitrust, independence and financial perimeter\"}]}],\"cols\":[[0],[1,2],[3,4]]}}<\/script><script type=\"text\/x-nexus\" id=\"nxh-gra-financial-crime-fraud-css\">:host { --h-canvas: #ffffff; --h-elevated: #fafafa; --h-sunken: #f4f4f5; --h-hover: #ededed; --h-line: rgba(0, 0, 0, 0.1); --h-line-strong: rgba(0, 0, 0, 0.2); --h-text: #000000; --h-text-2: #262626; --h-muted: #525252; --h-primary-bg: #000000; --h-primary-ink: #ffffff; --h-primary-hover: #262626; --h-shadow: 0 28px 64px -28px rgba(0, 0, 0, 0.28); --h-scrim: rgba(255, 255, 255, 0.92); --h-accent: var(--h-text); --h-a: var(--h-text); --h-b: var(--h-text); --h-c: var(--h-text); --h-sans: \"IBM Plex Sans\", \"IBM Plex Sans Variable\", system-ui, -apple-system, \"Segoe UI\", Roboto, Arial, sans-serif; --h-body: \"IBM Plex Sans\", \"IBM Plex Sans Variable\", system-ui, -apple-system, \"Segoe UI\", Roboto, Arial, sans-serif; --h-mono: \"IBM Plex Mono\", ui-monospace, SFMono-Regular, Menlo, Consolas, monospace; --h-fast: 120ms; --h-base: 180ms; --h-ease: cubic-bezier(0.2, 0, 0, 1); --h-gutter: 32px; --h-max: 1216px; --h-net-h: 32px; --h-bar-h: 56px; --h-ctx-h: 44px; } :host([data-theme=\"dark\"]) { --h-canvas: #000000; --h-elevated: #111111; --h-sunken: #0a0a0a; --h-hover: #1a1a1a; --h-line: rgba(255, 255, 255, 0.1); --h-line-strong: rgba(255, 255, 255, 0.2); --h-text: #ffffff; --h-text-2: #d4d4d4; --h-muted: #a3a3a3; --h-primary-bg: #ffffff; --h-primary-ink: #000000; --h-primary-hover: #e5e5e5; --h-shadow: 0 28px 64px -24px rgba(0, 0, 0, 0.9); --h-scrim: rgba(0, 0, 0, 0.88); } :host([data-inst=\"gcri\"]) {  --h-accent: #a46200; --h-a: #ffe66d; --h-b: #ffb300; --h-c: #ff8c00; } :host([data-inst=\"grf\"]) {  --h-accent: #e11d48; --h-a: #ffb3c1; --h-b: #ff4d6d; --h-c: #e11d48; } :host([data-inst=\"gra\"]) {  --h-accent: #2563eb; --h-a: #9ec5ff; --h-b: #4f8cff; --h-c: #2563eb; } :host([data-inst=\"ra\"]) {  --h-accent: #081df4; --h-a: #aab4ff; --h-b: #4a5cff; --h-c: #081df4; } :host([data-inst=\"nxs\"]) {  --h-accent: #b3122e; --h-a: #e0a800; --h-b: #d9480f; --h-c: #b3122e; } :host([data-inst=\"grx\"]) {  --h-accent: #c2410c; --h-a: #ea7a3a; --h-b: #c2410c; --h-c: #9a3412; } :host([data-inst=\"gcri\"][data-theme=\"dark\"]) {  --h-accent: #ffc233; --h-a: #fff1a8; --h-b: #ffc233; --h-c: #ff9f1c; } :host([data-inst=\"grf\"][data-theme=\"dark\"]) {  --h-accent: #ff5c75; --h-a: #ffd1da; --h-b: #ff8fa3; --h-c: #ff5c75; } :host([data-inst=\"gra\"][data-theme=\"dark\"]) {  --h-accent: #6ea8ff; --h-a: #cfe3ff; --h-b: #8fbaff; --h-c: #6ea8ff; } :host([data-inst=\"ra\"][data-theme=\"dark\"]) {  --h-accent: #8c9aff; --h-a: #c9cfff; --h-b: #8c9aff; --h-c: #5b6cff; } :host([data-inst=\"nxs\"][data-theme=\"dark\"]) {  --h-accent: #e4546f; --h-a: #ffc93d; --h-b: #ff7a45; --h-c: #e4546f; } :host([data-inst=\"grx\"][data-theme=\"dark\"]) {  --h-accent: #ff8a3d; --h-a: #ffc29a; --h-b: #ff8a3d; --h-c: #e8691f; } :host([data-inst=\"nxs\"]) {  --h-accent: #b3122e; --h-a: #e0a800; --h-b: #d9480f; --h-c: #b3122e; } :host([data-inst=\"index\"]) { --h-accent: #c94a00; --h-a: #ff8a4c; --h-b: #ff5f00; --h-c: #c94a00; } :host([data-inst=\"index\"][data-theme=\"dark\"]) { --h-accent: #ff8a4c; --h-a: #ffb07f; --h-b: #ff5f00; --h-c: #ff8a4c; } :host { --h-rule: linear-gradient(90deg, var(--h-a), var(--h-b), var(--h-c)); --h-focus: var(--h-accent); display: block; position: relative; z-index: 90; width: 100%; color-scheme: light; } :host([data-nxf]) { z-index: auto; } :host([data-theme=\"dark\"]) { color-scheme: dark; } :host([data-sticky]) { position: sticky; top: var(--nxh-top, 0px); } :host([data-float]) { position: fixed; top: var(--nxh-top, 0px); left: 0; right: 0; } :host([data-sticky]) { transition: transform 260ms cubic-bezier(0.2, 0, 0, 1), opacity 200ms ease; } :host([data-hide]) { transform: translateY(calc(-100% - var(--nxh-top, 0px))); opacity: 0; pointer-events: none; } @media (prefers-reduced-motion: reduce) { :host([data-sticky]) { transition: none; } } :host([hidden]) { display: none; } *, *::before, *::after { box-sizing: border-box; } a { color: inherit; text-decoration: none; } button { font: inherit; color: inherit; background: none; border: 0; margin: 0; padding: 0; cursor: pointer; } ul, ol { list-style: none; margin: 0; padding: 0; } svg { display: block; flex: none; } .ic { width: 15px; height: 15px; fill: none; stroke: currentColor; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; } .sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; } :focus { outline: none; } :focus-visible { outline: 2px solid var(--h-focus); outline-offset: 2px; border-radius: 5px; } .h { position: relative; background: var(--h-canvas); color: var(--h-text-2); font: 400 14px\/1.4 var(--h-sans); border-block-end: 1px solid var(--h-line); -webkit-font-smoothing: antialiased; } .wrap { max-width: var(--h-max); margin: 0 auto; padding: 0 var(--h-gutter); display: flex; align-items: center; min-width: 0; } .net { background: var(--h-sunken); border-block-end: 1px solid var(--h-line); height: var(--h-net-h); overflow: hidden; transition: height var(--h-base) var(--h-ease), border-color var(--h-base) var(--h-ease); } :host([data-stuck]) .net { height: 0; border-color: transparent; overflow: hidden; visibility: hidden; } :host([data-stuck]) { --h-bar-h: 48px; --h-ctx-h: 40px; box-shadow: 0 1px 0 var(--h-line), 0 8px 24px rgba(0, 0, 0, 0.18); } .net .wrap { height: var(--h-net-h); gap: 20px; } .eyebrow { font: 500 11px\/1 var(--h-mono); letter-spacing: 0.14em; text-transform: uppercase; color: var(--h-muted); white-space: nowrap; display: inline-flex; align-items: center; gap: 10px; } .rule { display: inline-block; width: 16px; height: 2px; background: var(--h-rule); flex: none; } .net ul { display: flex; align-items: center; gap: 2px; min-width: 0; flex: 1; } .net a { display: inline-flex; align-items: center; height: var(--h-net-h); padding: 0 8px; font-size: 12.5px; color: var(--h-text-2); position: relative; white-space: nowrap; transition: color var(--h-fast) var(--h-ease); } .net a:hover { color: var(--h-text); } .net a[aria-current] { color: var(--h-text); font-weight: 500; } .net a[aria-current]::after { content: \"\"; position: absolute; left: 8px; right: 8px; bottom: 0; height: 2px; background: var(--h-accent); } .net .foundry { margin-inline-start: auto; gap: 6px; } .bar .wrap { height: var(--h-bar-h); gap: 20px; } .main { flex: 1; min-width: 0; } .menus { display: flex; align-items: center; gap: 2px; } .trig, .link { display: inline-flex; align-items: center; gap: 6px; height: 40px; padding: 0 12px; border-radius: 5px; font: 400 14px\/1 var(--h-sans); color: var(--h-text-2); white-space: nowrap; position: relative; transition: color var(--h-fast) var(--h-ease), background-color var(--h-fast) var(--h-ease); } .trig:hover, .link:hover { color: var(--h-text); background: var(--h-hover); } .trig[aria-expanded=\"true\"] { color: var(--h-text); } .trig[aria-expanded=\"true\"]::after, .link[aria-current]::after { content: \"\"; position: absolute; left: 12px; right: 12px; bottom: -8px; height: 2px; background: var(--h-accent); } .link[aria-current] { color: var(--h-text); } .chev { width: 14px; height: 14px; transition: transform var(--h-base) var(--h-ease); } .trig[aria-expanded=\"true\"] .chev { transform: rotate(180deg); } .end { display: flex; align-items: center; gap: 12px; margin-inline-start: auto; flex: none; } .end .contact { height: 40px; } .end slot[name=\"a11y\"] { display: contents; } .end ::slotted([data-nx-a11y-slot]) { display: inline-flex; align-items: center; flex: none; } .end ::slotted([data-nx-a11y-slot]:empty) { display: none; } .theme { display: inline-flex; align-items: center; height: 32px; border: 0; padding: 0; gap: 2px; } .theme button { display: inline-flex; align-items: center; justify-content: center; gap: 0; width: 32px; height: 32px; padding: 0; border-radius: 5px; font: 400 12.5px\/1 var(--h-sans); color: var(--h-muted); transition: color var(--h-fast) var(--h-ease), background-color var(--h-fast) var(--h-ease); } .theme button:hover { color: var(--h-text); } .theme button[aria-pressed=\"true\"] { background: var(--h-hover); color: var(--h-text); font-weight: 500; } .theme .ic { width: 16px; height: 16px; } .theme .tl { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; } .theme button[aria-pressed=\"true\"] { color: var(--h-accent); } .acctm { position: relative; } .acctm > summary { list-style: none; cursor: pointer; } .acctm > summary::-webkit-details-marker { display: none; } .icob { display: inline-flex; align-items: center; justify-content: center; width: 32px; height: 32px; border-radius: 5px; color: var(--h-muted); transition: color var(--h-fast) var(--h-ease), background-color var(--h-fast) var(--h-ease); } .icob:hover, .acctm[open] > .icob { color: var(--h-text); background: var(--h-hover); } .icob:focus-visible { outline: 2px solid var(--h-accent); outline-offset: 2px; } .icob .ic { width: 18px; height: 18px; } .acctm__p { position: absolute; inset-inline-end: 0; top: calc(100% + 8px); z-index: 4; min-width: 176px; padding: 4px; background: var(--h-canvas); border: 1px solid var(--h-line); border-radius: 5px; box-shadow: var(--h-shadow); display: grid; } .acctm__p a { display: block; padding: 9px 12px; border-radius: 4px; color: var(--h-text-2); font: 400 13.5px\/1.2 var(--h-sans); text-decoration: none; } .acctm__p a:hover, .acctm__p a:focus-visible { background: var(--h-hover); color: var(--h-text); } .acct-pill { display: inline-flex; align-items: center; gap: 8px; min-height: 32px; max-width: 220px; padding-block: 0; padding-inline: 12px 14px; border: 1px solid var(--h-line-strong); border-radius: 999px; color: var(--h-text); font: 500 13px\/1 var(--h-sans); white-space: nowrap; transition: color var(--h-fast) var(--h-ease), background-color var(--h-fast) var(--h-ease), border-color var(--h-fast) var(--h-ease); } .acct-pill:hover, .acctm[open] > .acct-pill { background: var(--h-hover); border-color: var(--h-text-2); } .acct-pill:focus-visible { outline: 2px solid var(--h-accent); outline-offset: 2px; } .acct-pill .ic { width: 16px; height: 16px; flex: none; } .acct-pill--in { padding-inline: 4px 14px; } .acct-lbl { overflow: hidden; text-overflow: ellipsis; } .acct-av { width: 22px; height: 22px; border-radius: 50%; object-fit: cover; flex: none; background: var(--h-hover); } .acct-av--i { display: inline-flex; align-items: center; justify-content: center; font: 600 12px\/1 var(--h-sans); color: var(--h-canvas); background: var(--h-accent); } .acct-av--l { width: 36px; height: 36px; font-size: 15px; } .acct-panel { width: 288px; max-width: calc(100vw - 24px); padding: 8px; gap: 2px; } .acct-panel .acct-t { margin: 0; padding: 8px 10px 0; color: var(--h-text); font: 600 14px\/1.3 var(--h-sans); } .acct-panel .acct-d { margin: 0; padding: 4px 10px 10px; color: var(--h-muted); font: 400 13px\/1.45 var(--h-sans); } .acct-panel a.acct-go, .acct-panel a.acct-new { display: flex; align-items: center; justify-content: center; min-height: 40px; margin: 2px 2px 0; border-radius: 6px; font: 500 13.5px\/1 var(--h-sans); text-align: center; } .acct-panel a.acct-go { background: var(--h-text); color: var(--h-canvas); } .acct-panel a.acct-go:hover, .acct-panel a.acct-go:focus-visible { background: var(--h-text); color: var(--h-canvas); opacity: 0.88; } .acct-panel a.acct-new { border: 1px solid var(--h-line-strong); color: var(--h-text); margin-block-end: 2px; } .acct-who { display: flex; align-items: center; gap: 10px; padding: 8px 10px 10px; border-block-end: 1px solid var(--h-line); margin-block-end: 4px; } .acct-nm { color: var(--h-text); font: 600 14px\/1.25 var(--h-sans); overflow: hidden; text-overflow: ellipsis; } .acct-panel a { min-height: 40px; display: flex; align-items: center; } .acct-panel a.acct-out { margin-block-start: 4px; border-block-start: 1px solid var(--h-line); border-radius: 0 0 4px 4px; } @media (max-width: 640px) { .acct-pill, .acct-pill--in { width: 32px; max-width: 32px; padding: 0; justify-content: center; gap: 0; } .acct-lbl { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; } } .nx-lang { position: relative; display: inline-flex; } .nx-lang__menu { position: relative; } .nx-lang__btn { list-style: none; display: inline-flex; align-items: center; gap: 6px; height: 32px; padding: 0 9px; border: 1px solid var(--h-line-strong); border-radius: 5px; font: 400 12.5px\/1 var(--h-sans); color: var(--h-muted); cursor: pointer; white-space: nowrap; } .nx-lang__btn::-webkit-details-marker { display: none; } .nx-lang__btn:hover { color: var(--h-text); } .nx-lang__i, .nx-lang__chev { width: 14px; height: 14px; } .nx-lang__code { display: none; } .nx-lang__list { position: absolute; inset-inline-end: 0; top: calc(100% + 8px); z-index: 4; min-width: 176px; max-height: 60vh; overflow: auto; margin: 0; padding: 4px; background: var(--h-canvas); border: 1px solid var(--h-line); border-radius: 5px; box-shadow: var(--h-shadow); } .nx-lang__link { display: flex; align-items: center; min-height: 32px; padding: 0 8px; border-radius: 5px; color: var(--h-text-2); font-size: 13px; } a.nx-lang__link:hover { background: var(--h-hover); color: var(--h-text); } .nx-lang__item.is-current .nx-lang__link { color: var(--h-text); font-weight: 500; } .nx-lang__item.is-unavailable .nx-lang__link { color: var(--h-muted); justify-content: space-between; gap: 12px; cursor: default; } .flags { display: inline-flex; align-items: center; gap: 4px; margin-inline-start: 7px; vertical-align: middle; flex: none; } .flag { display: block; height: 10px; width: auto; border-radius: 1.5px; box-shadow: 0 0 0 0.5px var(--h-line-strong); } .flag-ch { width: 10px; } .flag-us { width: 19px; } .flag-ca { width: 20px; } .net .flags { margin-inline-start: 6px; gap: 3px; } .net .flag { height: 8px; } .net .flag-ch { width: 8px; } .net .flag-us { width: 15.2px; } .net .flag-ca { width: 16px; } .r-t .flags { margin-inline-start: 8px; } .f-site .flags { margin-inline-start: 12px; gap: 6px; } .f-site .flag { height: 14px; } .f-site .flag-ch { width: 14px; } .f-site .flag-us { width: 26.6px; } .f-site .flag-ca { width: 28px; } .f-copy .flags { margin-inline-start: 8px; } .nx-lang__vh { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; } .nx-lang__soon { font: 400 10.5px\/1 var(--h-mono); letter-spacing: 0.06em; text-transform: uppercase; color: var(--h-muted); white-space: nowrap; } .nx-lang__list { min-width: 248px; } .f-lang .nx-lang__btn { height: 40px; padding: 0 14px; } .rows.two { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); column-gap: 16px; } .end .acct { height: 32px; padding: 0 8px; } .burger { display: none; height: 40px; gap: 8px; padding: 0 14px 0 12px; align-items: center; justify-content: center; border: 1px solid var(--h-line-strong); border-radius: 5px; color: var(--h-text); font: 500 14px\/1 var(--h-sans); } .burger .ic { width: 18px; height: 18px; } .panel { --p-in: max(var(--h-gutter), calc((100vw - 1560px) \/ 2)); position: fixed; left: 0; right: 0; top: var(--nxh-bottom, 160px); z-index: 2; max-height: calc(100vh - var(--nxh-bottom, 160px)); overflow-y: auto; overscroll-behavior: contain; background: var(--h-canvas); color: var(--h-text-2); border-block: 1px solid var(--h-line); border-radius: 0; box-shadow: var(--h-shadow); } .panel[hidden] { display: none; } .panel::before { content: \"\"; position: sticky; top: 0; display: block; height: 2px; margin: -1px -1px 0; background: var(--h-rule); border-radius: 5px 5px 0 0; z-index: 1; } .p-head { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 14px var(--p-in); border-block-end: 1px solid var(--h-line); } .p-head .eyebrow:first-child { color: var(--h-text-2); } .p-meta { display: flex; align-items: center; gap: 12px; min-width: 0; } .p-meta .sep { width: 20px; height: 1px; background: var(--h-line-strong); flex: none; } .p-meta .eyebrow:last-child { overflow: hidden; text-overflow: ellipsis; } .all { display: inline-flex; align-items: center; gap: 6px; min-height: 28px; font: 500 12.5px\/1 var(--h-sans); color: var(--h-text-2); white-space: nowrap; } .all:hover { color: var(--h-text); } .arrow { width: 13px; height: 13px; } .p-body { display: grid; grid-template-columns: repeat(var(--cols, 3), minmax(0, 1fr)) 272px; gap: 0 28px; padding: 22px var(--p-in) 26px; } .p-body.tabbed { grid-template-columns: 200px minmax(0, 1fr) 272px; } .vtabs { display: flex; flex-direction: column; gap: 2px; padding-inline-end: 20px; border-inline-end: 1px solid var(--h-line); } .vtab { display: flex; flex-direction: column; align-items: flex-start; gap: 3px; width: 100%; min-height: 44px; padding: 9px 12px; border-radius: 5px; text-align: start; color: var(--h-text-2); box-shadow: inset 2px 0 0 transparent; transition: background-color var(--h-fast) var(--h-ease), box-shadow var(--h-fast) var(--h-ease), color var(--h-fast) var(--h-ease); } .vtab:hover { background: var(--h-hover); color: var(--h-text); } .vtab[aria-selected=\"true\"] { background: var(--h-elevated); color: var(--h-text); box-shadow: inset 2px 0 0 var(--h-accent); } .vtab[aria-selected=\"true\"]:dir(rtl) { box-shadow: inset -2px 0 0 var(--h-accent); } .arrow:dir(rtl) { scale: -1 1; } .vtab:focus-visible { outline-offset: -2px; } .vt-l { font: 500 13.5px\/1.2 var(--h-sans); letter-spacing: -0.005em; } .vt-d { font: 400 11.5px\/1.3 var(--h-body); color: var(--h-muted); } .vpane { display: grid; grid-template-columns: repeat(var(--cols, 3), minmax(0, 1fr)); gap: 0 28px; min-width: 0; animation: nxh-in var(--h-base) var(--h-ease); } .vpane[hidden] { display: none; } @keyframes nxh-in { from { transform: translateY(4px); } to { transform: none; } } .rail.slim { padding: 0; background: none; border: 0; } .viz { height: 200px; margin: -6px 0 18px; } .viz canvas { display: block; width: 100%; height: 100%; } .p-body[data-rail=\"none\"] { grid-template-columns: repeat(var(--cols, 3), minmax(0, 1fr)); } .col { display: flex; flex-direction: column; gap: 26px; min-width: 0; } .g-head { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding-block-end: 10px; border-block-end: 1px solid var(--h-line); } .g-head .eyebrow { color: var(--h-text-2); } .g-head a.eyebrow:hover { color: var(--h-text); } .g-desc { font: 400 11.5px\/1.25 var(--h-body); color: var(--h-muted); display: -webkit-box; -webkit-box-orient: vertical; -webkit-line-clamp: 2; white-space: normal; overflow: hidden; min-width: 0; } .rows { margin-top: 6px; } .row { display: flex; align-items: center; gap: 12px; min-height: 44px; padding: 5px 8px; margin: 0 -8px; border-radius: 5px; transition: background-color var(--h-fast) var(--h-ease); } .row:hover, .row:focus-visible { background: var(--h-hover); } .row:focus-visible { outline-offset: -2px; } .row[aria-current] .r-t { color: var(--h-accent); } .itile { display: inline-flex; width: 32px; height: 32px; align-items: center; justify-content: center; border: 1px solid var(--h-line); border-radius: 5px; color: var(--h-text-2); flex: none; transition: border-color var(--h-fast) var(--h-ease), color var(--h-fast) var(--h-ease); } .row:hover .itile, .row:focus-visible .itile { border-color: var(--h-line-strong); color: var(--h-text); } .r-txt { display: block; min-width: 0; flex: 1; } .r-t { display: block; font: 500 13.5px\/1.2 var(--h-sans); letter-spacing: -0.005em; color: var(--h-text); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; } .r-d { display: -webkit-box; -webkit-box-orient: vertical; -webkit-line-clamp: 2; margin-top: 3px; font: 400 12px\/1.35 var(--h-body); color: var(--h-muted); white-space: normal; overflow: hidden; } .row .arrow { opacity: 0; color: var(--h-muted); transition: opacity var(--h-fast) var(--h-ease), transform var(--h-fast) var(--h-ease); } .row:hover .arrow, .row:focus-visible .arrow { opacity: 1; transform: translateX(2px); } .row.compact { min-height: 38px; padding-block: 3px; gap: 10px; } .row.compact .itile { width: 28px; height: 28px; } .row.compact .itile .ic { width: 15px; height: 15px; } .vpane .row.compact .r-t { font-weight: 450; color: var(--h-text-2); } .vpane .row.compact:hover .r-t, .vpane .row.compact:focus-visible .r-t { color: var(--h-text); } .rail { display: flex; flex-direction: column; padding: 20px; background: var(--h-elevated); border: 1px solid var(--h-line); border-radius: 5px; min-width: 0; } .feat { display: block; margin-top: 10px; border-radius: 5px; } .feat-t { display: flex; align-items: center; gap: 8px; margin-top: 0; font: 500 15px\/1.25 var(--h-sans); letter-spacing: -0.01em; color: var(--h-text); } .feat-d { display: block; margin-top: 4px; font: 400 12.5px\/1.45 var(--h-body); color: var(--h-muted); } .feat:hover .feat-t .arrow { transform: translateX(2px); } .acts { display: flex; flex-direction: column; gap: 8px; margin-top: 18px; } .btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; height: 40px; padding: 0 16px; border-radius: 5px; font: 500 13px\/1 var(--h-sans); white-space: nowrap; transition: background-color var(--h-fast) var(--h-ease), border-color var(--h-fast) var(--h-ease); } .btn.primary { background: var(--h-primary-bg); color: var(--h-primary-ink); } .btn.primary:hover { background: var(--h-primary-hover); } .btn.secondary { border: 1px solid var(--h-line-strong); color: var(--h-text); } .btn.secondary:hover { border-color: var(--h-text); background: var(--h-hover); } .pts { margin: 18px 0 0; border-block-start: 1px solid var(--h-line); } .pt { display: flex; flex-direction: column; gap: 5px; padding: 10px 0; border-block-end: 1px solid var(--h-line); } .pt-v { font: 400 12px\/1.45 var(--h-body); color: var(--h-text-2); } .p-foot { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 20px; padding: 12px 24px; border-block-start: 1px solid var(--h-line); } .p-foot a { font: 400 12.5px\/1 var(--h-sans); color: var(--h-muted); min-height: 24px; display: inline-flex; align-items: center; } .p-foot a:hover { color: var(--h-text); } .ctx { border-block-start: 1px solid var(--h-line); } .ctx .wrap { height: var(--h-ctx-h); gap: 16px; } .crumbs { display: flex; align-items: center; gap: 8px; flex: none; min-width: 0; font-size: 13px; } .crumbs li { display: flex; align-items: center; gap: 8px; min-width: 0; white-space: nowrap; } .crumbs li + li::before { content: \"\/\"; color: var(--h-muted); } .crumbs a { color: var(--h-muted); min-height: 24px; display: inline-flex; align-items: center; } .crumbs a:hover { color: var(--h-text); } .crumbs a[aria-current] { color: var(--h-text); font-weight: 500; } .vsep { width: 1px; height: 18px; background: var(--h-line-strong); flex: none; } .inl { display: flex; align-items: center; gap: 2px; min-width: 0; flex: 1; overflow-x: auto; scrollbar-width: none; } .inl::-webkit-scrollbar { display: none; } .inl a[hidden] { display: none; } .inl a { display: inline-flex; align-items: center; height: 32px; padding: 0 10px; border-radius: 5px; font-size: 13px; color: var(--h-text-2); white-space: nowrap; } .inl a:hover { background: var(--h-hover); color: var(--h-text); } .inl a[aria-current] { color: var(--h-text); font-weight: 500; box-shadow: inset 0 -2px 0 var(--h-accent); border-radius: 0; } .ctx .trig { height: 32px; font-size: 13px; flex: none; border: 1px solid var(--h-line-strong); } .ctx .trig[aria-expanded=\"true\"]::after { display: none; } .drawer { position: fixed; inset: var(--nxh-bottom, 56px) 0 0 0; z-index: 3; background: var(--h-canvas); color: var(--h-text-2); overflow-y: auto; overscroll-behavior: contain; padding: 8px 20px 40px; border-block-start: 1px solid var(--h-line); } .drawer[hidden] { display: none; } .d-sec { border-block-end: 1px solid var(--h-line); } .d-btn { display: flex; align-items: center; justify-content: space-between; gap: 12px; width: 100%; min-height: 56px; padding: 8px 0; text-align: start; } .d-btn .d-l { display: block; font: 500 16px\/1.2 var(--h-sans); color: var(--h-text); letter-spacing: -0.01em; } .d-btn .eyebrow { display: block; margin-top: 6px; white-space: normal; line-height: 1.45; } .d-btn[aria-expanded=\"true\"] .chev { transform: rotate(180deg); } .d-body { padding: 0 0 18px; } .d-body[hidden] { display: none; } .d-group + .d-group { margin-top: 18px; } .d-group .g-head { margin-bottom: 4px; } .d-acts { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-top: 16px; } .d-links { display: flex; flex-direction: column; padding: 12px 0; border-block-end: 1px solid var(--h-line); } .d-links a { display: flex; align-items: center; justify-content: space-between; min-height: 44px; font: 500 15px\/1.2 var(--h-sans); color: var(--h-text); } .d-net { padding: 18px 0 0; } .d-net ul { margin-top: 10px; display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; } .d-net a { display: flex; align-items: center; min-height: 40px; font-size: 14px; color: var(--h-text-2); } .d-net a[aria-current] { color: var(--h-text); font-weight: 500; box-shadow: inset 2px 0 0 var(--h-accent); padding-inline-start: 10px; } .d-net a[aria-current]:dir(rtl) { box-shadow: inset -2px 0 0 var(--h-accent); } .d-crumbs { padding: 14px 0 4px; } @media (max-width: 1279px) { .panel .r-d, .panel .g-desc { display: none; } .p-body { grid-template-columns: repeat(var(--cols, 3), minmax(0, 1fr)) 232px; gap: 0 24px; } .p-body.tabbed { grid-template-columns: 184px minmax(0, 1fr) 232px; } .vpane { gap: 0 24px; } .vt-d { display: none; } .row { min-height: 38px; } } @media (max-width: 1199px) { .nx-lang__label { display: none; } .nx-lang__code { display: inline; } .theme .tl { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); } .theme button { padding: 0 7px; } .end .contact { display: none; } } @media (max-width: 959px) { :host { --h-gutter: 16px; --h-bar-h: 56px; --h-ctx-h: 40px; } .net, .main, .end .contact, .end .acct { display: none; } .bar .wrap { justify-content: space-between; } .burger { display: inline-flex; } .ctx .inl, .ctx .vsep, .ctx .trig { display: none; } .crumbs { flex: 1; overflow: hidden; } .crumbs li:not(:first-child):not(:last-child) { display: none; } .crumbs li:last-child { overflow: hidden; } .crumbs li:last-child a { overflow: hidden; text-overflow: ellipsis; display: block; line-height: 24px; } } @media (prefers-reduced-motion: reduce) { *, *::before, *::after { transition: none !important; animation: none !important; } } .f { position: relative; background: var(--h-elevated); color: var(--h-text); border-top: 1px solid var(--h-line); font: 400 14px\/1.5 var(--h-body); -webkit-font-smoothing: antialiased; } .f::before { content: \"\"; position: absolute; left: 0; right: 0; top: -1px; height: 2px; background: var(--h-rule); } .f-wrap { max-width: var(--h-max); margin: 0 auto; padding: 44px var(--h-gutter) 24px; } .f-head { display: grid; grid-template-columns: minmax(0, 1fr) auto; align-items: end; gap: 16px 40px; padding-bottom: 32px; } .f-id { min-width: 0; } .f-site { font: 500 22px\/1.25 var(--h-sans); letter-spacing: -0.015em; color: var(--h-text); text-decoration: none; } .f-site:hover { text-decoration: underline; text-underline-offset: 3px; } .f-role { margin: 8px 0 0; color: var(--h-text-2); font-size: 14px; line-height: 1.55; max-width: 76ch; } .f-acts { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; } .f-act { appearance: none; display: inline-flex; align-items: center; gap: 8px; min-height: 36px; padding: 0 14px; border: 1px solid var(--h-line-strong); border-radius: 5px; background: var(--h-canvas); color: var(--h-text); font: 500 13px\/1 var(--h-sans); text-decoration: none; cursor: pointer; white-space: nowrap; } .f-act:hover { background: var(--h-hover); } .f-docs { background: var(--h-primary-bg); border-color: var(--h-primary-bg); color: var(--h-primary-ink); } .f-docs:hover { background: var(--h-primary-hover); border-color: var(--h-primary-hover); } .f-row { border-top: 1px solid var(--h-line); padding: 26px 0 30px; } .f-row-h { margin: 0 0 22px; } .f-cols { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 28px 32px; } .f-col { min-width: 0; } .f-col > summary { list-style: none; cursor: default; display: flex; align-items: center; justify-content: space-between; gap: 8px; margin-bottom: 10px; } .f-col > summary::-webkit-details-marker { display: none; } .f-ch { display: inline-flex; align-items: center; gap: 10px; min-width: 0; font: 600 13.5px\/1.3 var(--h-sans); color: var(--h-text); } .f-ci { display: inline-grid; place-items: center; flex: none; width: 26px; height: 26px; border: 1px solid var(--h-line); border-radius: 5px; background: var(--h-canvas); color: var(--h-text-2); } .f-ci .ic { width: 14px; height: 14px; } .f-chev { display: none; } .f-col ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 0; } .f-col a { color: var(--h-text-2); text-decoration: none; font: 400 13.5px\/1.35 var(--h-body); display: inline-flex; align-items: center; min-height: 28px; padding: 3px 0; } .f-col a:hover { color: var(--h-text); } .f-col a:hover > span:last-child { text-decoration: underline; text-underline-offset: 3px; } .f-li { display: inline-flex; width: 16px; height: 16px; margin-inline-end: 10px; color: var(--h-muted); flex: none; transition: color var(--h-fast) var(--h-ease); } .f-li .ic { width: 15px; height: 15px; stroke-width: 1.6; } .f-col a:hover .f-li { color: var(--h-text); } .f-col a[aria-current=\"page\"] { color: var(--h-text); font-weight: 500; } .f-bar { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 24px; padding-top: 18px; border-top: 1px solid var(--h-line); color: var(--h-muted); font: 400 12.5px\/1.4 var(--h-body); } .f-copy { font: 500 12px\/1.4 var(--h-mono); letter-spacing: 0.02em; color: var(--h-text-2); } .f-links { list-style: none; margin-block: 0; margin-inline: auto 0; padding: 0; display: flex; flex-wrap: wrap; gap: 4px 20px; } .f-links a { color: var(--h-text-2); text-decoration: none; display: inline-flex; align-items: center; min-height: 24px; } .f-links a:hover { color: var(--h-text); text-decoration: underline; text-underline-offset: 3px; } @media (max-width: 1080px) { .f-cols { grid-template-columns: repeat(3, minmax(0, 1fr)); } .f-head { grid-template-columns: 1fr; align-items: start; } } @media (max-width: 720px) { .f-wrap { padding: 32px 16px 20px; } .f-head { gap: 14px; padding-bottom: 24px; } .f-site { font-size: 20px; } .f-row { padding: 14px 0 16px; } .f-row-h { margin-bottom: 6px; } .f-cols { grid-template-columns: 1fr; gap: 0; } .f-col { border-bottom: 1px solid var(--h-line); } .f-col > summary { cursor: pointer; min-height: 48px; margin: 0; } .f-chev { display: block; flex: none; transition: transform var(--h-fast) var(--h-ease); } .f-col[open] .f-chev { transform: rotate(180deg); } .f-col ul { padding-bottom: 10px; } .f-col a { min-height: 40px; } .f-links { margin-inline-start: 0; } } .itile.ccf { border-color: transparent; font: 14px\/1 \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Noto Color Emoji\", sans-serif; } .row.cty { gap: 7px; min-height: 26px; padding-block: 2px; align-items: flex-start; } .row.cty .itile.ccf { width: 16px; height: 16px; margin-top: 1px; } .row.cty .r-t { font: 400 11px\/1.35 var(--h-mono); letter-spacing: 0.01em; color: var(--h-text-2); white-space: normal; overflow: visible; text-overflow: clip; word-break: normal; overflow-wrap: normal; hyphens: none; } .row.cty:hover .r-t, .row.cty:focus-visible .r-t { color: var(--h-text); } .row.cty .arrow { display: none; } .onp { display: none; position: relative; border-block-start: 1px solid var(--h-line); background: inherit; } :host([data-stuck][data-onp]) .onp { display: block; } .onp .wrap { height: 40px; gap: 16px; } .onp-l { flex: 0 0 auto; } .onp-list { --onp-fs: 0px; --onp-fe: 0px; display: flex; align-items: center; gap: 2px; flex: 1; min-width: 0; margin: 0; padding: 0; list-style: none; overflow-x: auto; overflow-y: hidden; overscroll-behavior-x: contain; scroll-snap-type: x proximity; scroll-padding-inline: 40px; scrollbar-width: none; -webkit-mask-image: linear-gradient(to right, transparent 0, #000 var(--onp-fs), #000 calc(100% - var(--onp-fe)), transparent 100%); mask-image: linear-gradient(to right, transparent 0, #000 var(--onp-fs), #000 calc(100% - var(--onp-fe)), transparent 100%); } .onp-list:dir(rtl) { -webkit-mask-image: linear-gradient(to left, transparent 0, #000 var(--onp-fs), #000 calc(100% - var(--onp-fe)), transparent 100%); mask-image: linear-gradient(to left, transparent 0, #000 var(--onp-fs), #000 calc(100% - var(--onp-fe)), transparent 100%); } .onp-list[data-fade~=\"start\"] { --onp-fs: 40px; } .onp-list[data-fade~=\"end\"] { --onp-fe: 40px; } .onp-list > li { flex: none; scroll-snap-align: start; } .onp-list::-webkit-scrollbar { display: none; } .onp-list a { display: inline-flex; align-items: center; height: 30px; padding: 0 10px; border-radius: 5px; font: 400 13px\/1 var(--h-body); color: var(--h-muted); white-space: nowrap; text-decoration: none; transition: color var(--h-fast) var(--h-ease), background var(--h-fast) var(--h-ease); } .onp-list a:hover { background: var(--h-hover); color: var(--h-text); } .onp-list a:focus-visible { outline: 2px solid var(--h-accent); outline-offset: -2px; } .onp-list a[aria-current] { color: var(--h-text); font-weight: 500; box-shadow: inset 0 -2px 0 var(--h-accent); border-radius: 0; } .onp-n { flex: 0 0 auto; font: 500 11px\/1 var(--h-mono); letter-spacing: 0.08em; color: var(--h-muted); font-variant-numeric: tabular-nums; direction: ltr; unicode-bidi: isolate; } .onp-prog { position: absolute; inset-inline-start: 0; inset-block-end: -1px; height: 2px; width: var(--onp-p, 0%); background: linear-gradient(90deg, var(--h-a), var(--h-b), var(--h-c)); transition: width 120ms linear; pointer-events: none; } @media (max-width: 760px) { .onp-l { display: none; } .onp .wrap { height: 38px; gap: 10px; } } @media (prefers-reduced-motion: reduce) { .onp-prog, .onp-list a { transition: none; } } @media print { .onp { display: none !important; } } :host([data-a11y~=\"readable-font\"]) .h, :host([data-a11y~=\"readable-font\"]) .h * { font-family: Verdana, \"Atkinson Hyperlegible\", Tahoma, Arial, sans-serif !important; } :host([data-a11y~=\"dyslexia-font\"]) .h, :host([data-a11y~=\"dyslexia-font\"]) .h * { font-family: \"OpenDyslexic\", Verdana, Arial, sans-serif !important; } :host([data-a11y~=\"letter-spacing\"]) .h * { letter-spacing: var(--readabler-letter-spacing, 0.05em) !important; } :host([data-a11y~=\"font-sizing\"]) :is(.main .menus, .net ul, .inl, .crumbs, .onp-list, .end) { zoom: var(--a11y-font, 1); } :host([data-a11y~=\"highlight-links\"]) a { outline: 2px solid var(--readabler-color, #ffda00) !important; outline-offset: 2px; text-decoration: underline !important; } :host([data-a11y~=\"highlight-focus\"]) :focus-visible, :host([data-a11y~=\"highlight-focus\"]) :focus { outline: 3px solid var(--readabler-color, #ffda00) !important; outline-offset: 2px !important; } :host([data-a11y~=\"highlight-hover\"]) :is(a, button, summary):hover { outline: 2px dashed var(--readabler-color, #ffda00) !important; outline-offset: 2px; } :host([data-a11y~=\"dark-contrast\"]) { --h-canvas: #000000; --h-elevated: #0a0a0a; --h-sunken: #000000; --h-hover: #1f1f1f; --h-line: rgba(255, 255, 255, 0.55); --h-line-strong: #ffffff; --h-text: #ffffff; --h-text-2: #ffffff; --h-muted: #f0f0f0; --h-accent: #ffda00; color-scheme: dark; } :host([data-a11y~=\"light-contrast\"]) { --h-canvas: #ffffff; --h-elevated: #ffffff; --h-sunken: #ffffff; --h-hover: #e6e6e6; --h-line: rgba(0, 0, 0, 0.6); --h-line-strong: #000000; --h-text: #000000; --h-text-2: #000000; --h-muted: #111111; --h-accent: #0000cc; color-scheme: light; } :host([data-a11y~=\"stop-animations\"]) *, :host([data-a11y~=\"stop-animations\"]) *::before, :host([data-a11y~=\"stop-animations\"]) *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; } :host([data-a11y~=\"hide-images\"]) img { visibility: hidden !important; } :host { --h-code: \"IBM Plex Mono\", ui-monospace, \"SFMono-Regular\", Consolas, \"Liberation Mono\", monospace; } :host(:lang(ar)), :host(:lang(fa)), :host(:lang(ur)) { --h-sans: \"IBM Plex Sans Arabic\", \"IBM Plex Sans\", \"Noto Sans Arabic\", \"Segoe UI\", Tahoma, \"Geeza Pro\", sans-serif; --h-body: \"IBM Plex Sans Arabic\", \"IBM Plex Sans\", \"Noto Sans Arabic\", \"Segoe UI\", Tahoma, \"Geeza Pro\", sans-serif; --h-mono: \"IBM Plex Sans Arabic\", \"IBM Plex Sans\", \"Noto Sans Arabic\", \"Segoe UI\", Tahoma, \"Geeza Pro\", sans-serif; --h-code: \"IBM Plex Mono\", \"IBM Plex Sans Arabic\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; --nx-lh-body: 1.8; --nx-lh-heading: 1.45; --nx-weight-heading: 500; --nx-weight-strong: 500; font-synthesis-weight: none; font-synthesis-style: none; font-variant-numeric: lining-nums; text-justify: inter-word; } :host(:lang(ar)) *, :host(:lang(fa)) *, :host(:lang(ur)) * { letter-spacing: 0 !important; text-transform: none !important; } :host(:lang(ar)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]), :host(:lang(ar)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]) *, :host(:lang(fa)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]), :host(:lang(fa)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]) *, :host(:lang(ur)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]), :host(:lang(ur)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]) * { --h-mono: \"IBM Plex Mono\", \"IBM Plex Sans Arabic\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; font-weight: 400; unicode-bidi: isolate; } :host(:lang(ar)) :is(h1, h2, h3, h4, h5, h6, [role=heading]), :host(:lang(fa)) :is(h1, h2, h3, h4, h5, h6, [role=heading]), :host(:lang(ur)) :is(h1, h2, h3, h4, h5, h6, [role=heading]) { font-weight: var(--nx-weight-heading, 500); line-height: var(--nx-lh-heading, 1.45); } :host(:lang(ar)) :is(b, strong, th, dt, summary, legend), :host(:lang(fa)) :is(b, strong, th, dt, summary, legend), :host(:lang(ur)) :is(b, strong, th, dt, summary, legend) { font-weight: var(--nx-weight-strong, 500); } :host(:lang(ar)) :is(p, li, dd, blockquote, figcaption), :host(:lang(fa)) :is(p, li, dd, blockquote, figcaption), :host(:lang(ur)) :is(p, li, dd, blockquote, figcaption) { line-height: var(--nx-lh-body, 1.8); } :host(:lang(ar)) :is(.has-text-align-justify, [style*=\"text-align: justify\"], [style*=\"text-align:justify\"], [align=\"justify\"]), :host(:lang(fa)) :is(.has-text-align-justify, [style*=\"text-align: justify\"], [style*=\"text-align:justify\"], [align=\"justify\"]), :host(:lang(ur)) :is(.has-text-align-justify, [style*=\"text-align: justify\"], [style*=\"text-align:justify\"], [align=\"justify\"]) { text-align: start !important; } :host(:lang(zh)) { --h-sans: \"Nexus Page SC\", \"IBM Plex Sans SC\", \"IBM Plex Sans\", \"PingFang SC\", \"Hiragino Sans GB\", \"Microsoft YaHei\", \"Noto Sans CJK SC\", \"Source Han Sans SC\", sans-serif; --h-body: \"Nexus Page SC\", \"IBM Plex Sans SC\", \"IBM Plex Sans\", \"PingFang SC\", \"Hiragino Sans GB\", \"Microsoft YaHei\", \"Noto Sans CJK SC\", \"Source Han Sans SC\", sans-serif; --h-mono: \"Nexus Page SC\", \"IBM Plex Sans SC\", \"IBM Plex Sans\", \"PingFang SC\", \"Hiragino Sans GB\", \"Microsoft YaHei\", \"Noto Sans CJK SC\", \"Source Han Sans SC\", sans-serif; --h-code: \"IBM Plex Mono\", \"IBM Plex Sans SC\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; --nx-lh-body: 1.7; --nx-lh-heading: 1.4; --nx-weight-heading: 600; --nx-weight-strong: 600; font-synthesis-weight: none; font-synthesis-style: none; font-variant-numeric: lining-nums; line-break: strict; text-autospace: normal; } :host(:lang(zh)) * { letter-spacing: 0 !important; text-transform: none !important; } :host(:lang(zh)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]), :host(:lang(zh)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]) * { --h-mono: \"IBM Plex Mono\", \"IBM Plex Sans SC\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; font-weight: 400; unicode-bidi: isolate; } :host(:lang(zh)) :is(h1, h2, h3, h4, h5, h6, [role=heading]) { font-weight: var(--nx-weight-heading, 600); line-height: var(--nx-lh-heading, 1.4); text-wrap: balance; } :host(:lang(zh)) :is(b, strong, th, dt, summary, legend) { font-weight: var(--nx-weight-strong, 600); } :host(:lang(zh)) :is(p, li, dd, blockquote, figcaption) { line-height: var(--nx-lh-body, 1.7); } :host(:lang(zh)) :is(.has-text-align-justify, [style*=\"text-align: justify\"], [style*=\"text-align:justify\"], [align=\"justify\"]) { text-align: start !important; } :host(:lang(ja)) { --h-sans: \"IBM Plex Sans JP\", \"IBM Plex Sans\", \"Hiragino Sans\", \"Hiragino Kaku Gothic ProN\", \"Yu Gothic\", Meiryo, \"Noto Sans CJK JP\", sans-serif; --h-body: \"IBM Plex Sans JP\", \"IBM Plex Sans\", \"Hiragino Sans\", \"Hiragino Kaku Gothic ProN\", \"Yu Gothic\", Meiryo, \"Noto Sans CJK JP\", sans-serif; --h-mono: \"IBM Plex Sans JP\", \"IBM Plex Sans\", \"Hiragino Sans\", \"Hiragino Kaku Gothic ProN\", \"Yu Gothic\", Meiryo, \"Noto Sans CJK JP\", sans-serif; --h-code: \"IBM Plex Mono\", \"IBM Plex Sans JP\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; --nx-lh-body: 1.7; --nx-lh-heading: 1.4; --nx-weight-heading: 500; --nx-weight-strong: 500; font-synthesis-weight: none; font-synthesis-style: none; font-variant-numeric: lining-nums; line-break: strict; text-autospace: normal; } :host(:lang(ja)) * { letter-spacing: 0 !important; text-transform: none !important; } :host(:lang(ja)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]), :host(:lang(ja)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]) * { --h-mono: \"IBM Plex Mono\", \"IBM Plex Sans JP\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; font-weight: 400; unicode-bidi: isolate; } :host(:lang(ja)) :is(h1, h2, h3, h4, h5, h6, [role=heading]) { font-weight: var(--nx-weight-heading, 500); line-height: var(--nx-lh-heading, 1.4); text-wrap: balance; word-break: auto-phrase; } :host(:lang(ja)) :is(b, strong, th, dt, summary, legend) { font-weight: var(--nx-weight-strong, 500); } :host(:lang(ja)) :is(p, li, dd, blockquote, figcaption) { line-height: var(--nx-lh-body, 1.7); } :host(:lang(ja)) :is(.has-text-align-justify, [style*=\"text-align: justify\"], [style*=\"text-align:justify\"], [align=\"justify\"]) { text-align: start !important; } :host(:lang(ko)) { --h-sans: \"IBM Plex Sans KR\", \"IBM Plex Sans\", \"Apple SD Gothic Neo\", \"Malgun Gothic\", \"Noto Sans CJK KR\", sans-serif; --h-body: \"IBM Plex Sans KR\", \"IBM Plex Sans\", \"Apple SD Gothic Neo\", \"Malgun Gothic\", \"Noto Sans CJK KR\", sans-serif; --h-mono: \"IBM Plex Sans KR\", \"IBM Plex Sans\", \"Apple SD Gothic Neo\", \"Malgun Gothic\", \"Noto Sans CJK KR\", sans-serif; --h-code: \"IBM Plex Mono\", \"IBM Plex Sans KR\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; --nx-lh-body: 1.7; --nx-lh-heading: 1.4; --nx-weight-heading: 500; --nx-weight-strong: 500; font-synthesis-weight: none; font-synthesis-style: none; font-variant-numeric: lining-nums; line-break: strict; word-break: keep-all; overflow-wrap: anywhere; } :host(:lang(ko)) * { letter-spacing: 0 !important; text-transform: none !important; } :host(:lang(ko)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]), :host(:lang(ko)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]) * { --h-mono: \"IBM Plex Mono\", \"IBM Plex Sans KR\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; font-weight: 400; unicode-bidi: isolate; } :host(:lang(ko)) :is(h1, h2, h3, h4, h5, h6, [role=heading]) { font-weight: var(--nx-weight-heading, 500); line-height: var(--nx-lh-heading, 1.4); text-wrap: balance; } :host(:lang(ko)) :is(b, strong, th, dt, summary, legend) { font-weight: var(--nx-weight-strong, 500); } :host(:lang(ko)) :is(p, li, dd, blockquote, figcaption) { line-height: var(--nx-lh-body, 1.7); } :host(:lang(ko)) :is(.has-text-align-justify, [style*=\"text-align: justify\"], [style*=\"text-align:justify\"], [align=\"justify\"]) { text-align: start !important; } :host(:lang(hi)) { --h-sans: \"IBM Plex Sans Devanagari\", \"IBM Plex Sans\", \"Noto Sans Devanagari\", \"Kohinoor Devanagari\", \"Nirmala UI\", sans-serif; --h-body: \"IBM Plex Sans Devanagari\", \"IBM Plex Sans\", \"Noto Sans Devanagari\", \"Kohinoor Devanagari\", \"Nirmala UI\", sans-serif; --h-mono: \"IBM Plex Sans Devanagari\", \"IBM Plex Sans\", \"Noto Sans Devanagari\", \"Kohinoor Devanagari\", \"Nirmala UI\", sans-serif; --h-code: \"IBM Plex Mono\", \"IBM Plex Sans Devanagari\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; --nx-lh-body: 1.75; --nx-lh-heading: 1.45; --nx-weight-heading: 500; --nx-weight-strong: 500; font-synthesis-weight: none; font-synthesis-style: none; font-variant-numeric: lining-nums; } :host(:lang(hi)) * { letter-spacing: 0 !important; text-transform: none !important; } :host(:lang(hi)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]), :host(:lang(hi)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]) * { --h-mono: \"IBM Plex Mono\", \"IBM Plex Sans Devanagari\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; font-weight: 400; unicode-bidi: isolate; } :host(:lang(hi)) :is(h1, h2, h3, h4, h5, h6, [role=heading]) { font-weight: var(--nx-weight-heading, 500); line-height: var(--nx-lh-heading, 1.45); } :host(:lang(hi)) :is(b, strong, th, dt, summary, legend) { font-weight: var(--nx-weight-strong, 500); } :host(:lang(hi)) :is(p, li, dd, blockquote, figcaption) { line-height: var(--nx-lh-body, 1.75); } :host(:lang(bn)) { --h-sans: \"Noto Sans Bengali\", \"IBM Plex Sans\", \"Kohinoor Bangla\", \"Nirmala UI\", sans-serif; --h-body: \"Noto Sans Bengali\", \"IBM Plex Sans\", \"Kohinoor Bangla\", \"Nirmala UI\", sans-serif; --h-mono: \"Noto Sans Bengali\", \"IBM Plex Sans\", \"Kohinoor Bangla\", \"Nirmala UI\", sans-serif; --h-code: \"IBM Plex Mono\", \"Noto Sans Bengali\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; --nx-lh-body: 1.75; --nx-lh-heading: 1.45; --nx-weight-heading: 400; --nx-weight-strong: 400; font-synthesis-weight: none; font-synthesis-style: none; font-variant-numeric: lining-nums; } :host(:lang(bn)) * { letter-spacing: 0 !important; text-transform: none !important; } :host(:lang(bn)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]), :host(:lang(bn)) :is(code, kbd, samp, pre, var, data, .nx-code, .nx-uni, .nx-num, [data-nx-code], [data-num], [class*=\"-code\"], [class*=\"-uni\"], [class*=\"-num\"]) * { --h-mono: \"IBM Plex Mono\", \"Noto Sans Bengali\", ui-monospace, \"SFMono-Regular\", Consolas, monospace; font-weight: 400; unicode-bidi: isolate; } :host(:lang(bn)) :is(h1, h2, h3, h4, h5, h6, [role=heading]) { font-weight: var(--nx-weight-heading, 400); line-height: var(--nx-lh-heading, 1.45); } :host(:lang(bn)) :is(b, strong, th, dt, summary, legend) { font-weight: var(--nx-weight-strong, 400); } :host(:lang(bn)) :is(p, li, dd, blockquote, figcaption) { line-height: var(--nx-lh-body, 1.75); } :host(:not(:lang(ar)):not(:lang(fa)):not(:lang(ur))) :is(.nx-lang__list, .nx-lang-list, [data-nx-lang-list]) :lang(ar), :host(:not(:lang(ar)):not(:lang(fa)):not(:lang(ur))) :is(.nx-lang__list, .nx-lang-list, [data-nx-lang-list]) :lang(fa), :host(:not(:lang(ar)):not(:lang(fa)):not(:lang(ur))) :is(.nx-lang__list, .nx-lang-list, [data-nx-lang-list]) :lang(ur) { font-family: \"Segoe UI\", Tahoma, \"Geeza Pro\", \"Noto Sans Arabic\", system-ui, sans-serif; } :host(:not(:lang(zh))) :is(.nx-lang__list, .nx-lang-list, [data-nx-lang-list]) :lang(zh) { font-family: \"PingFang SC\", \"Hiragino Sans GB\", \"Microsoft YaHei\", \"Noto Sans CJK SC\", system-ui, sans-serif; } :host(:not(:lang(ja))) :is(.nx-lang__list, .nx-lang-list, [data-nx-lang-list]) :lang(ja) { font-family: \"Hiragino Sans\", \"Yu Gothic\", Meiryo, \"Noto Sans CJK JP\", system-ui, sans-serif; } :host(:not(:lang(ko))) :is(.nx-lang__list, .nx-lang-list, [data-nx-lang-list]) :lang(ko) { font-family: \"Apple SD Gothic Neo\", \"Malgun Gothic\", \"Noto Sans CJK KR\", system-ui, sans-serif; } :host(:not(:lang(hi))) :is(.nx-lang__list, .nx-lang-list, [data-nx-lang-list]) :lang(hi) { font-family: \"Kohinoor Devanagari\", \"Nirmala UI\", \"Noto Sans Devanagari\", system-ui, sans-serif; } :host(:not(:lang(bn))) :is(.nx-lang__list, .nx-lang-list, [data-nx-lang-list]) :lang(bn) { font-family: \"Kohinoor Bangla\", \"Nirmala UI\", \"Noto Sans Bengali\", system-ui, sans-serif; } :host(:not(:lang(ru))) :is(.nx-lang__list, .nx-lang-list, [data-nx-lang-list]) :lang(ru) { font-family: system-ui, -apple-system, \"Segoe UI\", Roboto, \"Noto Sans\", sans-serif; } :host :is(table, .nx-num, [data-num], [data-nx-num]) { font-variant-numeric: tabular-nums lining-nums; } :host :is(bdi, .nx-ltr, [data-nx-bidi]) { unicode-bidi: isolate; } :host .nx-ltr { direction: ltr; } :host :is(.nx-arrow, .nx-chev, .nx-dir, [data-nx-mirror], .lucide-arrow-right, .lucide-arrow-left, .lucide-chevron-right, .lucide-chevron-left, .lucide-move-right, .lucide-arrow-up-right):dir(rtl) { scale: -1 1; } :host :is(img, video, canvas, picture, iframe, .nx-logo, [data-nx-no-mirror], .maplibregl-map, .nx-figure, .nx-chart, .nx-map):dir(rtl) { scale: none; } :host :is(.footnote-backref, .nx-backref, a[href^=\"#fnref\"]):dir(rtl) { display: inline-block; scale: -1 1; } .f-ci { width: auto; height: auto; border: 0; background: none; }<\/script><script>if(typeof window.__nxStill!==\"function\")window.__nxStill=function(){try{if(document.documentElement.hasAttribute(\"data-nx-still\"))return true;if(document.body?\/(?:^|\\s)mdp-readabler-stop-animations(?:\\s|$)\/.test(document.body.className):false)return true;var l=JSON.parse(window.localStorage.getItem(\"readabler\")||\"{}\");return l?l.stopAnimations===true||l.stopAnimations===\"true\"||l.stopAnimations===1:false}catch(E){return false}};(function(){\"use strict\";var l=document,E=l.documentElement,c=window;var f=l.querySelector(\"nexus-header[data-nxh]\");if(!f?true:!!f.shadowRoot)return;var Ue=\"nexus.embed.theme\";var C=null;try{C=JSON.parse((l.getElementById(f.getAttribute(\"data-nav\")||\"nxh-nav\")||{}).textContent||\"null\")}catch(e){C=null}function qr(){var e=l.body,t=e?e.classList:null,n=l.documentElement.classList;if(!t)return\"\";if(t.contains(\"theme-ohio\")||t.contains(\"wp-theme-ohio\"))return t.contains(\"dark-scheme\")?\"dark\":\"light\";var a=l.documentElement.getAttribute(\"data-bx-mode\");if(a===\"dark\"||a===\"light\")return a;if(t.contains(\"wp-theme-buddyx-pro\")||t.contains(\"wp-theme-buddyx\"))return t.contains(\"buddyx-dark-theme\")||n.contains(\"dark-mode\")?\"dark\":\"light\";if(t.contains(\"wp-theme-essentials\")||t.contains(\"theme-essentials\"))return t.contains(\"pix-dark\")||n.contains(\"pix-dark\")||t.contains(\"dark-mode\")?\"dark\":\"light\";return\"\"}var Wt=l.querySelector(\"nexus-header[data-default-theme],nexus-footer[data-default-theme]\"),kr=Wt?Wt.getAttribute(\"data-default-theme\"):\"\";var Zt=\"dark\";l.documentElement.setAttribute(\"data-nx-default-theme\",Zt);try{if(c.localStorage.getItem(\"nexus.theme.default\")!==\"host\"){c.localStorage.removeItem(Ue);c.localStorage.setItem(\"nexus.theme.default\",\"host\")}}catch(e){}var it=l.getElementById(f.getAttribute(\"data-css\")||\"nxh-css\");if(!C?true:!it)return;E.setAttribute(\"data-nx-theme-control\",\"header\");var Oa=f.getAttribute(\"data-assets\")||\"\";var st=(it.content?it.content.textContent:it.textContent)||\"\";var Kt=st.match(\/@font-face\\s*\\{[^}]*\\}\/g)||[];if(Kt.length?!l.getElementById(\"nxh-fonts\"):false){var St=l.createElement(\"style\");St.id=\"nxh-fonts\";St.textContent=Kt.join(\"\\n\").replace(\/url\\(\"fonts\\\/\/g,'url(\"'+Oa+\"fonts\/\");l.head.appendChild(St)}st=st.replace(\/@font-face\\s*\\{[^}]*\\}\/g,\"\");function o(e){return String(e==null?\"\":e).replace(\/[\\u0026<>\"]\/g,function(t){return{\"\\u0026\":\"\\u0026amp;\",\"<\":\"\\u0026lt;\",\">\":\"\\u0026gt;\",'\"':\"\\u0026quot;\"}[t]})}var L={chev:'<path d=\"m6 9 6 6 6-6\"\/>',user:'<circle cx=\"12\" cy=\"8\" r=\"4\"\/><path d=\"M4 21a8 8 0 0 1 16 0\"\/>',arrow:'<path d=\"M5 12h14\"\/><path d=\"m12 5 7 7-7 7\"\/>',menu:'<path d=\"M4 6h16\"\/><path d=\"M4 12h16\"\/><path d=\"M4 18h16\"\/>',close:'<path d=\"M18 6 6 18\"\/><path d=\"m6 6 12 12\"\/>',light:'<circle cx=\"12\" cy=\"12\" r=\"4\"\/><path d=\"M12 2v2\"\/><path d=\"M12 20v2\"\/><path d=\"m4.93 4.93 1.41 1.41\"\/><path d=\"m17.66 17.66 1.41 1.41\"\/><path d=\"M2 12h2\"\/><path d=\"M20 12h2\"\/><path d=\"m6.34 17.66-1.41 1.41\"\/><path d=\"m19.07 4.93-1.41 1.41\"\/>',dark:'<path d=\"M12 3a6 6 0 0 0 9 9 9 9 0 1 1-9-9Z\"\/>',auto:'<rect width=\"20\" height=\"14\" x=\"2\" y=\"3\" rx=\"2\"\/><path d=\"M8 21h8\"\/><path d=\"M12 17v4\"\/>'};function q(e,t){return'<svg class=\"ic'+(t?\" \"+t:\"\")+'\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\">'+e+\"<\\\/svg>\"}function $t(e){return q((C.icons||{})[e]||\"\")}var ot=String(f.getAttribute(\"data-current\")||c.location.href).replace(\/[?#].*$\/,\"\");function We(e,t){if(!e)return\"\";if(e===ot)return' aria-current=\"page\"';return(t?ot.indexOf(e)===0:false)?' aria-current=\"true\"':\"\"}var Ha={us:{n:\"United States\",vb:\"0 0 19 10\",d:'<rect width=\"19\" height=\"10\" fill=\"#b22234\"\/><path d=\"M0 1.15h19M0 2.7h19M0 4.23h19M0 5.77h19M0 7.3h19M0 8.85h19\" stroke=\"#fff\" stroke-width=\".77\"\/><rect width=\"7.6\" height=\"5.38\" fill=\"#3c3b6e\"\/><g fill=\"#fff\"><circle cx=\"1.3\" cy=\"1.1\" r=\".35\"\/><circle cx=\"3.2\" cy=\"1.1\" r=\".35\"\/><circle cx=\"5.1\" cy=\"1.1\" r=\".35\"\/><circle cx=\"2.25\" cy=\"2.25\" r=\".35\"\/><circle cx=\"4.15\" cy=\"2.25\" r=\".35\"\/><circle cx=\"6.05\" cy=\"2.25\" r=\".35\"\/><circle cx=\"1.3\" cy=\"3.4\" r=\".35\"\/><circle cx=\"3.2\" cy=\"3.4\" r=\".35\"\/><circle cx=\"5.1\" cy=\"3.4\" r=\".35\"\/><circle cx=\"2.25\" cy=\"4.5\" r=\".35\"\/><circle cx=\"4.15\" cy=\"4.5\" r=\".35\"\/><circle cx=\"6.05\" cy=\"4.5\" r=\".35\"\/><\\\/g>'},ca:{n:\"Canada\",vb:\"0 0 20 10\",d:'<rect width=\"20\" height=\"10\" fill=\"#d52b1e\"\/><rect x=\"5\" width=\"10\" height=\"10\" fill=\"#fff\"\/><path fill=\"#d52b1e\" d=\"M10 1.6l.55 1.05.62-.28-.22 1.62.92-.9.2.55.95-.18-.33 1.12.45.2-1.5 1.25.17.5-1.38-.16V8.4h-.62V7.04l-1.38.16.17-.5-1.5-1.25.45-.2-.33-1.12.95.18.2-.55.92.9-.22-1.62.62.28z\"\/>'},ch:{n:\"Switzerland\",vb:\"0 0 10 10\",d:'<rect width=\"10\" height=\"10\" fill=\"#da291c\"\/><path fill=\"#fff\" d=\"M4.1 2h1.8v2.1H8v1.8H5.9V8H4.1V5.9H2V4.1h2.1z\"\/>'}};function Ze(e){if(!e?true:!e.length)return\"\";var t=\"\",n=[],a;for(a=0;a<e.length;a++){var i=Ha[e[a]];if(i){n.push(i.n);t+='<svg class=\"flag flag-'+e[a]+'\" viewBox=\"'+i.vb+'\" aria-hidden=\"true\" focusable=\"false\">'+i.d+\"<\\\/svg>\"}}return t?'<span class=\"flags\" title=\"'+o(n.join(\", \"))+'\">'+t+\"<\\\/span>\":\"\"}var Vt=0;function le(e){Vt+=1;return\"nxh-\"+e+\"-\"+Vt}function Da(e){var t=String(e).toUpperCase();return String.fromCodePoint(127462+t.charCodeAt(0)-65,127462+t.charCodeAt(1)-65)}function Na(e,t){return'<a class=\"row'+(t?\" compact\":\"\")+(e.cc?\" cty\":\"\")+'\" href=\"'+o(e.u)+'\"'+We(e.u)+(e.n?' title=\"'+o(e.n)+'\"':\"\")+\">\"+(e.cc?'<span class=\"itile ccf\" aria-hidden=\"true\">'+Da(e.cc)+\"<\\\/span>\":e.i?'<span class=\"itile\">'+$t(e.i)+\"<\\\/span>\":\"\")+'<span class=\"r-txt\"><span class=\"r-t\">'+o(e.t)+Ze(e.fl)+\"<\\\/span>\"+(e.d?'<span class=\"r-d\">'+o(e.d)+\"<\\\/span>\":\"\")+\"<\\\/span>\"+q(L.arrow,\"arrow\")+\"<\\\/a>\"}function Gt(e,t){var n=le(\"g\");var a=e.u?'<a class=\"eyebrow\" id=\"'+n+'\" href=\"'+o(e.u)+'\"><span class=\"rule\"><\\\/span>'+o(e.label)+Ze(e.fl)+\"<\\\/a>\":'<span class=\"eyebrow\" id=\"'+n+'\"><span class=\"rule\"><\\\/span>'+o(e.label)+Ze(e.fl)+\"<\\\/span>\";var i=\"\";for(var r=0;r<e.items.length;r++)i+=Na(e.items[r],t?!e.items[r].d:false);return'<div role=\"group\" aria-labelledby=\"'+n+'\"><div class=\"g-head\">'+a+'<span class=\"g-desc\">'+o(e.descriptor)+'<\\\/span><\\\/div><div class=\"rows'+(e.items.length>8?\" two\":\"\")+'\">'+i+\"<\\\/div><\\\/div>\"}function Qt(e,t,n){var a=\"\";for(var i=0;i<e.points.length;i++)a+='<div class=\"pt\"><span class=\"eyebrow pt-l\">'+o(e.points[i].l)+'<\\\/span><span class=\"pt-v\">'+o(e.points[i].v)+\"<\\\/span><\\\/div>\";return'<div class=\"rail'+(t?\" slim\":\"\")+'\" role=\"group\" aria-label=\"Start here\">'+(n?'<div class=\"viz\"><canvas data-viz=\"'+o(n)+'\" aria-hidden=\"true\"><\\\/canvas><\\\/div>':\"\")+'<span class=\"eyebrow\">Start here<\\\/span><a class=\"feat\" href=\"'+o(e.featured.u)+'\"'+We(e.featured.u)+'><span class=\"feat-t\">'+o(e.featured.t)+q(L.arrow,\"arrow\")+'<\\\/span><span class=\"feat-d\">'+o(e.featured.d)+'<\\\/span><\\\/a><div class=\"acts\"><a class=\"btn primary\" href=\"'+o(e.primary.u)+'\">'+o(e.primary.t)+q(L.arrow,\"arrow\")+'<\\\/a><a class=\"btn secondary\" href=\"'+o(e.secondary.u)+'\">'+o(e.secondary.t)+\"<\\\/a><\\\/div>\"+(t?\"\":'<div class=\"pts\">'+a+\"<\\\/div>\")+\"<\\\/div>\"}function Ya(e,t){var n=e.cols||[e.groups.map(function(s,u){return u})],a=\"\";for(var i=0;i<n.length;i++){a+='<div class=\"col\">';for(var r=0;r<n[i].length;r++)a+=Gt(e.groups[n[i][r]],t);a+=\"<\\\/div>\"}return a}function za(e){var t=\"\",n=\"\";for(var a=0;a<e.views.length;a++){var i=e.views[a],r=le(\"vt\"),s=le(\"vp\");t+='<button type=\"button\" class=\"vtab\" role=\"tab\" id=\"'+r+'\" aria-controls=\"'+s+'\" aria-selected=\"'+(a?\"false\":\"true\")+'\" tabindex=\"'+(a?\"-1\":\"0\")+'\"><span class=\"vt-l\">'+o(i.label)+\"<\\\/span>\"+(i.d?'<span class=\"vt-d\">'+o(i.d)+\"<\\\/span>\":\"\")+\"<\\\/button>\";n+='<div class=\"vpane\" role=\"tabpanel\" id=\"'+s+'\" aria-labelledby=\"'+r+'\" style=\"--cols:'+(i.cols||[0]).length+'\"'+(a?\" hidden\":\"\")+\">\"+Ya(i,true)+\"<\\\/div>\"}return'<div class=\"p-body tabbed\"><div class=\"vtabs\" role=\"tablist\" aria-orientation=\"vertical\" aria-label=\"'+o(e.label)+' views\">'+t+'<\\\/div><div class=\"vpanes\">'+n+\"<\\\/div>\"+(e.rail?Qt(e.rail,true,e.viz):\"\")+\"<\\\/div>\"}function Fa(e,t){if(e.views?e.views.length>1:false)return za(e);var n=e.cols||[e.groups.map(function(s,u){return u})];var a='<div class=\"p-body\" style=\"--cols:'+n.length+'\"'+(e.rail?\"\":' data-rail=\"none\"')+\">\";for(var i=0;i<n.length;i++){a+='<div class=\"col\">';for(var r=0;r<n[i].length;r++)a+=Gt(e.groups[n[i][r]],t);a+=\"<\\\/div>\"}if(e.rail)a+=Qt(e.rail,true,e.viz);return a+\"<\\\/div>\"}function Xt(e,t,n,a){var i=\"\";if(e.quick?e.quick.length:false){i='<div class=\"p-foot\" role=\"group\" aria-label=\"Also here\"><span class=\"eyebrow\">Also here<\\\/span>';for(var r=0;r<e.quick.length;r++)i+='<a href=\"'+o(e.quick[r].u)+'\">'+o(e.quick[r].t)+\"<\\\/a>\";i+=\"<\\\/div>\"}return'<div class=\"panel\" id=\"'+t+'\" role=\"region\" aria-labelledby=\"'+n+'\" hidden><div class=\"p-head\"><span class=\"p-meta\"><span class=\"eyebrow\">'+o(e.label)+Ze(e.fl)+'<\\\/span><span class=\"sep\"><\\\/span><span class=\"eyebrow\">'+o(e.meta)+\"<\\\/span><\\\/span>\"+(e.all?'<a class=\"all\" href=\"'+o(e.all.u)+'\">'+o(e.all.t)+q(L.arrow,\"arrow\")+\"<\\\/a>\":\"\")+\"<\\\/div>\"+Fa(e,a)+i+\"<\\\/div>\"}function Jt(e,t,n){return'<button type=\"button\" class=\"trig\" id=\"'+t+'\" aria-expanded=\"false\" aria-controls=\"'+n+'\">'+o(e)+q(L.chev,\"chev\")+\"<\\\/button>\"}var Ke=[[\"light\",\"Light\"],[\"dark\",\"Dark\"],[\"auto\",\"System\"]];function Ua(){var e=\"\";for(var t=0;t<Ke.length;t++)e+='<button type=\"button\" data-mode=\"'+Ke[t][0]+'\" aria-pressed=\"false\" aria-label=\"'+Ke[t][1]+' appearance\">'+q(L[Ke[t][0]])+'<span class=\"tl\">'+Ke[t][1]+\"<\\\/span><\\\/button>\";return'<div class=\"theme\" role=\"group\" aria-label=\"Appearance\">'+e+\"<\\\/div>\"}function Wa(){var e=l.querySelector(\"nav[data-nx-lang-switcher]\");if(e?!e.closest(\"nexus-header\"):false){var t=e.cloneNode(true);e.hidden=true;return t.outerHTML}return Za(C.langs,E.getAttribute(\"lang\")||\"en\")}function Za(e,t){if(!e?true:e.length<2)return\"\";var n=null,a=\"\",i;for(i=0;i<e.length;i++)if(String(t).toLowerCase().indexOf(e[i].code)===0)n=e[i];n=n||e[0];var r='<path d=\"M12 2a10 10 0 1 0 0 20 10 10 0 0 0 0-20Z\"\/><path d=\"M2 12h20\"\/><path d=\"M12 2a15 15 0 0 1 0 20 15 15 0 0 1 0-20Z\"\/>';for(i=0;i<e.length;i++){var s=e[i],u='<span lang=\"'+o(s.tag)+'\" dir=\"'+o(s.dir)+'\">'+o(s.native)+\"<\\\/span>\";if(s===n)a+='<li class=\"nx-lang__item is-current\"><span class=\"nx-lang__link\" aria-current=\"true\">'+u+\"<\\\/span><\\\/li>\";else if(s.url)a+='<li class=\"nx-lang__item\"><a class=\"nx-lang__link\" href=\"'+o(s.url)+'\" hreflang=\"'+o(s.tag)+'\">'+u+\"<\\\/a><\\\/li>\";else a+='<li class=\"nx-lang__item is-unavailable\"><span class=\"nx-lang__link\" aria-disabled=\"true\" title=\"In preparation\">'+u+'<span class=\"nx-lang__soon\">In preparation<\\\/span><\\\/span><\\\/li>'}return'<nav class=\"nx-lang\" aria-label=\"Language\" data-nx-lang-fallback><details class=\"nx-lang__menu\"><summary class=\"nx-lang__btn\">'+q(r,\"nx-lang__i\")+'<span class=\"nx-lang__vh\">Language: <\\\/span><span class=\"nx-lang__label\" lang=\"'+o(n.tag)+'\">'+o(n.native)+'<\\\/span><span class=\"nx-lang__code\">'+o(String(n.code).toUpperCase())+\"<\\\/span>\"+q(L.chev,\"nx-lang__chev\")+'<\\\/summary><ul class=\"nx-lang__list\">'+a+\"<\\\/ul><\\\/details><\\\/nav>\"}var Ka=\"#masthead, header.site-header, .site-header-wrapper, .pix-header, .pixfort-header-area, header.header, .c27-main-header, .bx-header, body > header\";function Lr(){var e=l.querySelectorAll('a[href*=\"\/login\"], a[href*=\"wp-login\"], a[href*=\"\/register\"], a[href*=\"\/account\"], #wp-admin-bar-my-account');for(var t=0;t<e.length;t++)if(e[t].closest(Ka))return true;return false}var jt=l.body?l.body.classList.contains(\"logged-in\")||!!l.getElementById(\"wpadminbar\"):false;var ea=String(C.url||\"\/\").replace(\/\\\/?$\/,\"\/\");var $=C.account||{};function Pe(e){return\/^https?:\/.test(e)?e:ea+String(e).replace(\/^\\\/\/,\"\")}function ta(){var e=l.querySelector(\"#wp-admin-bar-my-account > a.ab-item, #wp-admin-bar-my-account > .ab-item\");var t=e?e.getAttribute(\"href\"):\"\";return t?t:Pe($.profile||\"members\/me\/\")}function aa(){var e=\"\";try{e=String(c.location.href).split(\"#\")[0]}catch(n){e=\"\"}var t=Pe($.login||\"login\/\");return e?t+(t.indexOf(\"?\")>=0?\"\\u0026\":\"?\")+\"redirect_to=\"+encodeURIComponent(e):t}var lt=$.register===false?\"\":Pe($.register||\"register\/\");var $a=true;var ra=$.labels||{};function R(e,t){return ra[e]?String(ra[e]):t}function Va(){var e=l.querySelector(\"#wp-admin-bar-my-account > a.ab-item, #wp-admin-bar-my-account > .ab-item\");var t=e?e.querySelector(\".display-name\"):null,n=e?e.querySelector(\"img.avatar\"):null;return{name:t?String(t.textContent||\"\").trim():\"\",img:n?String(n.getAttribute(\"src\")||\"\"):\"\"}}function Ga(){if(!jt){return'<details class=\"acctm\"><summary class=\"acct-pill\" aria-haspopup=\"true\" aria-expanded=\"false\" aria-label=\"'+o(R(\"signInOrCreate\",\"Sign in or create an account\"))+'\">'+q(L.user)+'<span class=\"acct-lbl\">'+o(R(\"signIn\",\"Sign in\"))+'<\\\/span><\\\/summary><div class=\"acctm__p acct-panel\" role=\"group\" aria-label=\"'+o(R(\"accountTitle\",\"Your Nexus account\"))+'\"><p class=\"acct-t\">'+o(R(\"accountTitle\",\"Your Nexus account\"))+'<\\\/p><p class=\"acct-d\">'+o(R(\"accountLine\",\"One account for the Nexus Consortium\\u2019s sites: your profile, groups, messages and privacy choices.\"))+'<\\\/p><a class=\"acct-go\" href=\"'+o(aa())+'\">'+o(R(\"signIn\",\"Sign in\"))+\"<\\\/a>\"+(lt?'<a class=\"acct-new\" href=\"'+o(lt)+'\">'+o(R(\"createAccount\",\"Create an account\"))+\"<\\\/a>\":\"\")+\"<\\\/div><\\\/details>\"}var e=Va(),t=e.name?e.name:R(\"yourAccount\",\"Your account\");var n=e.img?'<img loading=\"lazy\" decoding=\"async\" class=\"acct-av\" alt=\"\" width=\"22\" height=\"22\" src=\"'+o(e.img)+'\">':'<span class=\"acct-av acct-av--i\" aria-hidden=\"true\">'+o(t.charAt(0).toUpperCase())+\"<\\\/span>\";var a=e.img?'<img loading=\"lazy\" decoding=\"async\" class=\"acct-av acct-av--l\" alt=\"\" width=\"36\" height=\"36\" src=\"'+o(e.img)+'\">':'<span class=\"acct-av acct-av--l acct-av--i\" aria-hidden=\"true\">'+o(t.charAt(0).toUpperCase())+\"<\\\/span>\";var i='<a href=\"'+o(ta())+'\">'+o(R(\"myProfile\",\"My profile\"))+\"<\\\/a>\";if($.notifications!==false)i+='<a href=\"'+o(Pe($.notifications||\"members\/me\/notifications\/\"))+'\">'+o(R(\"notifications\",\"Notifications\"))+\"<\\\/a>\";if($.messages!==false)i+='<a href=\"'+o(Pe($.messages||\"members\/me\/messages\/\"))+'\">'+o(R(\"messages\",\"Messages\"))+\"<\\\/a>\";if($.settings!==false)i+='<a href=\"'+o(Pe($.settings||\"members\/me\/settings\/\"))+'\">'+o(R(\"settingsPrivacy\",\"Settings and privacy\"))+\"<\\\/a>\";var r=l.querySelector('#wp-admin-bar-logout > a, a[href*=\"action=logout\"]');if(r)i+='<a class=\"acct-out\" href=\"'+o(r.getAttribute(\"href\"))+'\">'+o(R(\"signOut\",\"Sign out\"))+\"<\\\/a>\";return'<details class=\"acctm\"><summary class=\"acct-pill acct-pill--in\" aria-haspopup=\"true\" aria-expanded=\"false\">'+n+'<span class=\"acct-lbl\">'+o(t)+'<\\\/span><\\\/summary><div class=\"acctm__p acct-panel\" role=\"group\" aria-label=\"'+o(R(\"yourAccount\",\"Your account\"))+'\"><div class=\"acct-who\">'+a+'<span class=\"acct-nm\">'+o(t)+\"<\\\/span><\\\/div>\"+i+\"<\\\/div><\\\/details>\"}var ae=C.menus||[];var y=C.context||null;var M=C.network||{items:[]};var m=\"<style>\"+st+'<\\\/style><div class=\"h\" part=\"header\">';var ct=M.show!==false;if(ct)m+='<nav class=\"net\" aria-label=\"'+o(M.title||M.label)+'\"><div class=\"wrap\"><span class=\"eyebrow\"><span class=\"rule\"><\\\/span>'+o(M.label)+\"<\\\/span><ul>\";for(var pe=0;ct?pe<M.items.length:false;pe++)m+='<li><a href=\"'+o(M.items[pe].u)+'\"'+(M.items[pe].title?' title=\"'+o(M.items[pe].title)+'\"':\"\")+(M.items[pe].current?' aria-current=\"true\"':\"\")+\">\"+o(M.items[pe].t)+Ze(M.items[pe].fl)+\"<\\\/a><\\\/li>\";if(ct)m+=\"<\\\/ul>\"+(M.foundry?'<a class=\"foundry\" href=\"'+o(M.foundry.u)+'\">'+o(M.foundry.t)+q(L.arrow,\"arrow\")+\"<\\\/a>\":\"\")+\"<\\\/div><\\\/nav>\";m+='<div class=\"bar\"><div class=\"wrap\"><button type=\"button\" class=\"burger\" aria-expanded=\"false\" aria-controls=\"nxh-drawer\">'+q(L.menu)+'<span class=\"bl\">Menu<\\\/span><\\\/button>';m+='<nav class=\"main\" aria-label=\"'+o(C.code||\"Site\")+' navigation\"><ul class=\"menus\">';var ut=[];for(var ft=0;ft<ae.length;ft++){var na=le(\"t\"),Et=le(\"p\");ut.push(Et);m+='<li class=\"m\">'+Jt(ae[ft].label,na,Et)+Xt(ae[ft],Et,na,false)+\"<\\\/li>\"}var xe=C.links||[];for(var $e=0;$e<xe.length;$e++)m+='<li><a class=\"link\" href=\"'+o(xe[$e].u)+'\"'+(xe[$e].current?' aria-current=\"true\"':\"\")+\">\"+o(xe[$e].t)+\"<\\\/a><\\\/li>\";m+=\"<\\\/ul><\\\/nav>\";m+='<div class=\"end\">'+(C.contact?'<a class=\"link contact\" href=\"'+o(C.contact.u)+'\"'+We(C.contact.u)+\">\"+o(C.contact.t)+\"<\\\/a>\":\"\")+Ua()+'<slot name=\"a11y\"><\\\/slot>'+Wa()+Ga()+\"<\\\/div><\\\/div><\\\/div>\";if(y){f.setAttribute(\"data-crumbs\",\"\");var ia=function(){var e=document.querySelectorAll(\".nxe-host\");for(var t=0;t<e.length;t++){var n=e[t].shadowRoot;var a=n?n.querySelector(\".nxe\"):e[t].querySelector(\".nxe\");if(a){a.setAttribute(\"data-host-crumbs\",\"\")}}};ia();var sa=0,Qa=setInterval(function(){ia();sa++;if(sa>40){clearInterval(Qa)}},250)}if(y){var oa=le(\"t\"),Ct=le(\"p\");m+='<nav class=\"ctx\" aria-label=\"'+o(y.title)+'\"><div class=\"wrap\"><ol class=\"crumbs\">';for(var Be=0;Be<y.crumbs.length;Be++)m+='<li><a href=\"'+o(y.crumbs[Be].u)+'\"'+(Be===y.crumbs.length-1?' aria-current=\"'+(y.crumbs[Be].u===ot?\"page\":\"location\")+'\"':\"\")+\">\"+o(y.crumbs[Be].t)+\"<\\\/a><\\\/li>\";var la=f.getAttribute(\"data-page-title\")||\"\";var Xa=y.crumbs.length?y.crumbs[y.crumbs.length-1].u:\"\";if(la?Xa!==ot:false)m+='<li><span aria-current=\"page\">'+o(la)+\"<\\\/span><\\\/li>\";m+='<\\\/ol><span class=\"vsep\" aria-hidden=\"true\"><\\\/span><div class=\"inl\">';for(var Ve=0;Ve<y.inline.length;Ve++)m+='<a href=\"'+o(y.inline[Ve].u)+'\"'+We(y.inline[Ve].u,true)+\">\"+o(y.inline[Ve].t)+\"<\\\/a>\";m+=\"<\\\/div>\"+Jt(\"All sections\",oa,Ct)+Xt({label:y.title,meta:y.groups.reduce(function(e,t){return e+t.items.length},0)+\" pages\",all:{t:y.title+\" home\",u:y.u},groups:y.groups,cols:y.cols},Ct,oa,true)+\"<\\\/div><\\\/nav>\";ut.push(Ct)}function Ja(e){return'<a class=\"row'+(e.d?\"\":\" compact\")+'\" href=\"'+o(e.u)+'\"'+We(e.u)+\">\"+(e.i?'<span class=\"itile\">'+$t(e.i)+\"<\\\/span>\":\"\")+'<span class=\"r-txt\"><span class=\"r-t\">'+o(e.t)+\"<\\\/span>\"+(e.d?'<span class=\"r-d\">'+o(e.d)+\"<\\\/span>\":\"\")+\"<\\\/span><\\\/a>\"}function ca(e,t,n,a,i){var r=le(\"d\"),s=le(\"r\"),u=\"\";for(var h=0;h<n.length;h++){u+='<div class=\"d-group\"><div class=\"g-head\"><span class=\"eyebrow\"><span class=\"rule\"><\\\/span>'+o(n[h].label)+'<\\\/span><span class=\"g-desc\">'+o(n[h].descriptor)+\"<\\\/span><\\\/div>\";for(var v=0;v<n[h].items.length;v++)u+=Ja(n[h].items[v]);u+=\"<\\\/div>\"}if(a)u+='<div class=\"d-acts\"><a class=\"btn primary\" href=\"'+o(a.primary.u)+'\">'+o(a.primary.t)+'<\\\/a><a class=\"btn secondary\" href=\"'+o(a.secondary.u)+'\">'+o(a.secondary.t)+\"<\\\/a><\\\/div>\";return'<div class=\"d-sec\"><button type=\"button\" class=\"d-btn\" id=\"'+r+'\" aria-expanded=\"'+(i?\"true\":\"false\")+'\" aria-controls=\"'+s+'\"><span><span class=\"d-l\">'+o(e)+'<\\\/span><span class=\"eyebrow\">'+o(t)+\"<\\\/span><\\\/span>\"+q(L.chev,\"chev\")+'<\\\/button><div class=\"d-body\" id=\"'+s+'\" role=\"region\" aria-labelledby=\"'+r+'\"'+(i?\"\":\" hidden\")+\">\"+u+\"<\\\/div><\\\/div>\"}m+='<nav class=\"onp\" aria-label=\"On this page\"><div class=\"wrap\"><span class=\"eyebrow onp-l\"><span class=\"rule\"><\\\/span>On this page<\\\/span><ol class=\"onp-list\"><\\\/ol><span class=\"onp-n\" aria-hidden=\"true\"><\\\/span><\\\/div><span class=\"onp-prog\" aria-hidden=\"true\"><\\\/span><\\\/nav>';m+='<div class=\"drawer\" id=\"nxh-drawer\" role=\"dialog\" aria-modal=\"true\" aria-label=\"Site menu\" hidden>';if(y){m+='<ol class=\"crumbs d-crumbs\">';for(var dt=0;dt<y.crumbs.length;dt++)m+='<li><a href=\"'+o(y.crumbs[dt].u)+'\">'+o(y.crumbs[dt].t)+\"<\\\/a><\\\/li>\";m+=\"<\\\/ol>\"+ca(y.title,\"This site\",y.groups,null,true)}for(var ve=0;ve<ae.length;ve++)m+=ca(ae[ve].label,ae[ve].meta,ae[ve].views?ae[ve].views.reduce(function(e,t){return e.concat(t.groups)},[]):ae[ve].groups,ae[ve].rail,false);m+='<div class=\"d-links\">';for(var ht=0;ht<xe.length;ht++)m+='<a href=\"'+o(xe[ht].u)+'\">'+o(xe[ht].t)+q(L.arrow,\"arrow\")+\"<\\\/a>\";if(C.contact)m+='<a href=\"'+o(C.contact.u)+'\">'+o(C.contact.t)+q(L.arrow,\"arrow\")+\"<\\\/a>\";if($a)m+=jt?'<a href=\"'+o(ta())+'\">'+o(R(\"myProfile\",\"My profile\"))+q(L.arrow,\"arrow\")+\"<\\\/a>\":'<a href=\"'+o(aa())+'\">'+o(R(\"signIn\",\"Sign in\"))+q(L.arrow,\"arrow\")+\"<\\\/a>\"+(lt?'<a href=\"'+o(lt)+'\">'+o(R(\"createAccount\",\"Create an account\"))+q(L.arrow,\"arrow\")+\"<\\\/a>\":\"\");m+='<\\\/div><nav class=\"d-net\" aria-label=\"'+o(M.label)+' sites\"><span class=\"eyebrow\"><span class=\"rule\"><\\\/span>'+o(M.label)+\"<\\\/span><ul>\";for(var Ge=0;ct?Ge<M.items.length:false;Ge++)m+='<li><a href=\"'+o(M.items[Ge].u)+'\"'+(M.items[Ge].current?' aria-current=\"true\"':\"\")+\">\"+o(M.items[Ge].t)+\"<\\\/a><\\\/li>\";if(M.foundry)m+='<li><a href=\"'+o(M.foundry.u)+'\">'+o(M.foundry.t)+\"<\\\/a><\\\/li>\";m+=\"<\\\/ul><\\\/nav><\\\/div><\\\/div>\";function ja(e){if(!e.hasAttribute(\"lang\"))e.setAttribute(\"lang\",E.getAttribute(\"lang\")||\"en\");if(!e.hasAttribute(\"dir\"))e.setAttribute(\"dir\",E.getAttribute(\"dir\")||(c.getComputedStyle?c.getComputedStyle(E).direction:\"\")||\"ltr\")}function er(e,t){var n=t?t.fallback:null;if(!n?true:!n.length)return;var a={},i,r=e.querySelectorAll(\"a, button, summary, span, strong, h2, h3, p, li, dt\");for(i=0;i<n.length;i++)a[String(n[i]).replace(\/\\s+\/g,\" \").trim()]=1;for(i=0;i<r.length;i++){var s=r[i],u=(s.textContent||\"\").replace(\/\\s+\/g,\" \").trim();if(!u?true:!a[u])continue;if(s.closest?!!s.closest(\"[lang]\"):false)continue;s.setAttribute(\"lang\",t.source||\"en\")}}f.setAttribute(\"data-inst\",C.inst||\"\");ja(f);var x=f.attachShadow({mode:\"open\"});x.innerHTML=m;if(!f.querySelector(\":scope > [data-nx-a11y-slot]\")){var qt=l.createElement(\"span\");qt.setAttribute(\"data-nx-a11y-slot\",\"\");qt.setAttribute(\"slot\",\"a11y\");f.appendChild(qt)}er(x,C.i18n);var F=x.querySelector(\".h\");var Qe=c.matchMedia?c.matchMedia(\"(prefers-color-scheme: dark)\"):null;function ua(e){return e===\"light\"?true:e===\"dark\"?true:e===\"auto\"}function tr(){var e=null;try{e=c.localStorage.getItem(Ue)}catch(t){e=null}return ua(e)?e:Zt}function Xe(e){return e===\"auto\"?(Qe?Qe.matches:false)?\"dark\":\"light\":e}var Je=tr();var fa=l.body?l.body.classList.contains(\"theme-ohio\")?true:l.body.classList.contains(\"wp-theme-ohio\")?true:!!l.querySelector(\".color-switcher\"):false,da=false;function ha(){return l.body.classList.contains(\"dark-scheme\")}function ar(e){if(!fa?true:ha()===e)return;var t=da?l.querySelector(\".color-switcher\"):null;if(t){t.click();return}l.body.classList.toggle(\"dark-scheme\",e);var n=l.querySelectorAll(\".color-switcher\");for(var a=0;a<n.length;a++)n[a].classList.toggle(\"dark\",e)}function rr(){return E.hasAttribute(\"data-bx-mode\")?true:!!l.querySelector(\".bx-color-mode-toggle__btn\")}function nr(e){if(!rr())return;if(E.getAttribute(\"data-bx-mode\")===e)return;var t=l.querySelector(\".bx-color-mode-toggle__btn\");if(t?!!l.body:false){t.click();if(E.getAttribute(\"data-bx-mode\")===e)return}E.setAttribute(\"data-bx-mode\",e);try{c.localStorage.setItem(\"bx-color-mode\",e);c.localStorage.setItem(\"bx-color-mode-against\",E.getAttribute(\"data-bx-default\")||\"light\")}catch(n){}if(l.body){l.body.classList.toggle(\"buddyx-dark-theme\",e===\"dark\");l.body.classList.toggle(\"dark-mode\",e===\"dark\");l.body.classList.toggle(\"light-mode\",e!==\"dark\")}E.classList.toggle(\"dark-mode\",e===\"dark\");E.classList.toggle(\"light-mode\",e!==\"dark\")}function _r(){return l.body?l.body.classList.contains(\"wp-theme-essentials\")?true:!!l.querySelector(\".pixfort-header-area\"):false}function Te(e){Je=e;E.setAttribute(\"data-theme\",e);f.setAttribute(\"data-theme\",Xe(e));ar(Xe(e)===\"dark\");nr(Xe(e));var t=x.querySelectorAll(\".theme button\");for(var n=0;n<t.length;n++)t[n].setAttribute(\"aria-pressed\",t[n].getAttribute(\"data-mode\")===e?\"true\":\"false\")}Te(Je);x.querySelector(\".theme\").addEventListener(\"click\",function(e){var t=e.target.closest?e.target.closest(\"button[data-mode]\"):null;if(!t)return;var n=t.getAttribute(\"data-mode\");try{c.localStorage.setItem(Ue,n)}catch(a){}Te(n);try{l.dispatchEvent(new CustomEvent(\"nexus:theme-set\",{detail:{mode:n}}))}catch(a){}});if(fa?!!c.MutationObserver:false){c.addEventListener(\"load\",function(){da=true});new MutationObserver(function(){var e=ha();if(e===(Xe(Je)===\"dark\"))return;var t=e?\"dark\":\"light\";try{c.localStorage.setItem(Ue,t)}catch(n){}Te(t);try{l.dispatchEvent(new CustomEvent(\"nexus:theme-set\",{detail:{mode:t}}))}catch(n){}}).observe(l.body,{attributes:true,attributeFilter:[\"class\"]})}function pa(e){var t=x.querySelector(\".acctm[open]\");if(!t)return;if(e.type===\"keydown\"?e.key!==\"Escape\":e.composedPath?e.composedPath().indexOf(t)>=0:false)return;t.open=false;if(e.type===\"keydown\"){var n=t.querySelector(\"summary\");if(n)n.focus()}}var pt=x.querySelector(\".acctm\");if(pt)pt.addEventListener(\"toggle\",function(){var e=pt.querySelector(\"summary\");if(e)e.setAttribute(\"aria-expanded\",pt.open?\"true\":\"false\")});l.addEventListener(\"click\",pa,true);l.addEventListener(\"keydown\",pa);l.addEventListener(\"bx:color-mode-change\",function(e){var t=e.detail?e.detail.mode:null;if(!(t===\"dark\"?true:t===\"light\"))return;if(t===Xe(Je))return;try{c.localStorage.setItem(Ue,t)}catch(n){}Te(t);try{l.dispatchEvent(new CustomEvent(\"nexus:theme-set\",{detail:{mode:t}}))}catch(n){}});l.addEventListener(\"nexus:theme\",function(e){var t=e.detail?e.detail.mode:null;if(ua(t))Te(t)});if(Qe?!!Qe.addEventListener:false)Qe.addEventListener(\"change\",function(){if(Je===\"auto\")Te(\"auto\")});var ir=f.getAttribute(\"data-hero\")!==\"keep\";function va(){var e=l.querySelectorAll(\".nxe-host\");for(var t=0;t<e.length;t++){var n=e[t].shadowRoot||e[t];var a=n.querySelectorAll(\".nx-theme-toggle\");for(var i=0;i<a.length;i++){a[i].hidden=true;a[i].style.setProperty(\"display\",\"none\",\"important\")}var r=n.querySelector(\".nxe\");if(!r)continue;r.style.setProperty(\"--nx-host-top\",Math.round(D+(Ie?F.offsetHeight:0))+\"px\");if(ir?r.hasAttribute(\"data-top\"):false){r.setAttribute(\"data-top-was\",r.getAttribute(\"data-top\"));r.removeAttribute(\"data-top\")}}}var ga=\"#wpadminbar, .site-header-wrapper, header.site-header, #masthead, #mobile_head, .pix-header, .pix-header-sticky, .pixfort-header-area, #top-bar, .c27-main-header, header.header, .header.-sticky, .ohio-header, .bx-header, body > header\";var Ie=f.getAttribute(\"data-sticky\")!==\"off\";if(Ie)f.setAttribute(\"data-sticky\",\"\");if(Ie?f.getAttribute(\"data-theme-header\")!==\"pinned\":false){if(!l.getElementById(\"nx-unpin\")){var kt=l.createElement(\"style\");kt.id=\"nx-unpin\";kt.textContent=\"body.with-sticky-header #masthead,body.with-fixed-header #masthead,body.theme-ohio #masthead.header,body.wp-theme-ohio #masthead.header{position:absolute!important;top:0!important;transform:none!important}body.admin-bar.with-sticky-header #masthead,body.admin-bar.theme-ohio #masthead.header{top:32px!important}body.sticky-header .site-header-wrapper,.site-header-wrapper.is-pinned{position:relative!important;top:auto!important;transform:none!important}[data-grx-bar],.grx-net{display:none!important}\";(l.head||E).appendChild(kt)}}if(!l.getElementById(\"nx-theme-fit\")){var Lt=l.createElement(\"style\");Lt.id=\"nx-theme-fit\";Lt.textContent='ul.elements-bar>li:has(>.color-switcher),ul.elements-bar:not(:has(>li>:not(.color-switcher))){display:none!important}#masthead a:is(.favorites-global,[href*=\"\/my-account\"]):not(.menu-link),.buddypress-icons-wrapper .bp-icon-wrap:has(>:is(.btn-login,.btn-register)),.buddypress-icons-wrapper :is(a.btn-login,a.btn-register,a[href*=\"\/login\"],a[href*=\"\/register\"],a[href*=\"wp-login\"]){display:none!important}.mkb-floating-helper-wrap.helper-position-btm_right{bottom:86px!important;right:24px!important}a.back_to_top{bottom:103px!important;right:17px!important}a.back_to_top:not(.active){pointer-events:none}.circle-cursor{pointer-events:none!important}';(l.head||E).appendChild(Lt)}function ma(){var e=l.querySelectorAll(\"a.skip-link[href^='#'], a.screen-reader-text[href^='#'].skip-link\");for(var t=0;t<e.length;t++){var n=e[t].getAttribute(\"href\");if(n.length>1?!!l.getElementById(n.slice(1)):false)continue;var a=[\"main\",\"[role='main']\",\"#primary\",\"#content\",\".site-content\",\".entry-content\"],i=null;for(var r=0;i?false:r<a.length;r++){var s=l.querySelectorAll(a[r]);for(var u=0;u<s.length;u++)if(s[u].closest(\"nexus-header, nexus-footer, header, footer\")?false:!s[u].contains(e[t])){i=s[u];break}}for(var h=f.nextElementSibling;i?false:!!h;h=h.nextElementSibling)if(!h.matches(\"script, style, template, link, [data-nxh-holder], nexus-footer\"))i=h;if(!i)continue;if(!i.id)i.id=l.getElementById(\"main\")?\"nx-main\":\"main\";if(!i.hasAttribute(\"tabindex\"))i.setAttribute(\"tabindex\",\"-1\");e[t].setAttribute(\"href\",\"#\"+i.id)}}if(l.readyState===\"loading\")l.addEventListener(\"DOMContentLoaded\",ma);else ma();var D=0;function vt(){var e=l.querySelectorAll(ga),t=[];for(var n=0;n<e.length;n++){var a=e[n];if(a.contains(f)?false:a.offsetParent!==null?true:c.getComputedStyle(a).position===\"fixed\")t.push(a)}return t}function sr(){var e=vt(),t=[],n=0;for(var a=0;a<e.length;a++){var i=c.getComputedStyle(e[a]);if(i.position===\"fixed\"?true:i.position===\"sticky\"){var r=e[a].getBoundingClientRect();if(r.height>0?r.height<c.innerHeight*.5:false)t.push(r)}}t.sort(function(u,h){return u.top-h.top});for(var s=0;s<t.length;s++)if(t[s].top<=n+24?t[s].bottom>n:false)n=t[s].bottom;return n}var P=null;function ba(){return P?parseFloat(P.style.height||\"0\")*(P.currentCSSZoom?P.currentCSSZoom:1):0}function _t(e){if(!(e>0)?!!P:false){P.style.height=\"0px\";return}if(!(e>0))e=0;if(!P){P=l.createElement(\"div\");P.setAttribute(\"aria-hidden\",\"true\");P.setAttribute(\"data-nxh-spacer\",\"\");P.style.cssText=\"display:block;margin:0;padding:0;border:0;height:0px\";f.parentNode.insertBefore(P,f)}var t=P.currentCSSZoom?P.currentCSSZoom:1;P.style.height=(e<.5?0:Math.ceil(e\/t))+\"px\"}function ya(){if(!P)_t(.001);var e=ba();var t=f.getBoundingClientRect(),n=P.getBoundingClientRect().top+c.scrollY,a=n+Math.max(t.height,F.offsetHeight),i=0,r=vt();for(var s=0;s<r.length;s++){var u=r[s].getBoundingClientRect(),h=c.getComputedStyle(r[s]).position;if(h===\"fixed\"?c.scrollY>0:false)continue;var v=h===\"fixed\"?u.bottom:u.bottom+c.scrollY,B=h===\"fixed\"?u.top:u.top+c.scrollY;if(u.height>0?u.height<c.innerHeight*.5?B<a?v>n?u.width>=t.width*.5?v>i:false:false:false:false:false)i=v}var S=i>n+.5?i-n:0;if(Math.abs(S-e)>.5)_t(S);if(c.scrollY>2)return;for(var k=0;k<3;k++){var g=f.getBoundingClientRect();if(g.height<=0||g.top>=c.innerHeight||g.bottom<=0)return;var H=Math.max(1,g.top+Math.min(g.height,F.offsetHeight)\/2),w=null;var T=[.1,.3,.5,.7,.9];for(var _=0;_<T.length;_++){var A=l.elementFromPoint(g.left+g.width*T[_],H);if(A?A===f||f.contains(A)?false:!A.contains(f):false){w=A;break}}if(!w)return;var I=w,ue=\"\";while(I?I!==l.body:false){ue=c.getComputedStyle(I).position;if(ue===\"fixed\"||ue===\"absolute\"||ue===\"sticky\")break;I=I.parentElement}if(!I||I===l.body)return;var Y=I.getBoundingClientRect();if(Y.height>c.innerHeight*.5||Y.width<g.width*.5)return;var V=Math.ceil(Y.bottom-g.top);if(V<=0)return;var G=0,Q=vt();for(var X=0;X<Q.length;X++){var J=Q[X].getBoundingClientRect();if(J.height>0?J.height<c.innerHeight*.5:false)G=Math.max(G,J.bottom)}if(Y.bottom>G+1)return;_t(ba()+V)}}var U=null,we=false;function or(e){if(e===we)return;we=e;if(e){if(!U){U=l.createElement(\"div\");U.setAttribute(\"aria-hidden\",\"true\");U.setAttribute(\"data-nxh-holder\",\"\");U.style.cssText=\"display:block;margin:0;padding:0;border:0\"}U.style.height=f.offsetHeight+\"px\";f.parentNode.insertBefore(U,f);f.setAttribute(\"data-float\",\"\")}else{f.removeAttribute(\"data-float\");if(U?U.parentNode:false)U.parentNode.removeChild(U)}}function lr(){var e=vt(),t=0;for(var n=0;n<e.length;n++){var a=parseInt(c.getComputedStyle(e[n]).zIndex,10);if(a>t)t=a}return t>2?t-1:50}function ge(){D=sr();if(Ie)f.style.setProperty(\"--nxh-top\",Math.round(D)+\"px\");if(Ie){var e=we?U.getBoundingClientRect().top:f.getBoundingClientRect().top;or(e<D-1);f.style.setProperty(\"position\",we?\"fixed\":\"sticky\",\"important\");var t=f.currentCSSZoom?f.currentCSSZoom:1;f.style.setProperty(\"top\",Math.round(D\/t)+\"px\",\"important\");if(we){var n=f.getBoundingClientRect().top-D;if(Math.abs(n)>1)f.style.setProperty(\"top\",Math.round((D-n)\/t)+\"px\",\"important\")}f.style.setProperty(\"left\",we?\"0px\":\"auto\",\"important\");f.style.setProperty(\"right\",we?\"0px\":\"auto\",\"important\");f.style.setProperty(\"z-index\",String(lr()),\"important\")}var a=f.getBoundingClientRect();f.style.setProperty(\"--nxh-h\",F.offsetHeight+\"px\");f.style.setProperty(\"--nxh-bottom\",Math.round(Math.max(0,a.top)+F.offsetHeight)+\"px\");var i=Ie?a.top<=D+1?c.scrollY>0:false:false;if(i)f.setAttribute(\"data-stuck\",\"\");else f.removeAttribute(\"data-stuck\");if(Oe)Ae();Aa()}var cr=\"canvas, .maplibregl-map, [data-nx-pe], [data-nx-sb], [data-nx-map], [data-nx-water], [data-nx-phex], .nx-explorer, [data-nx-immersive]\";var Oe=[],gt=false,He=false,xa=c.scrollY,je=0,et=false,Rt=0;function ur(){var e=[l],t=l.querySelectorAll(\".nxe-host, [data-nx-embed]\"),n=[];for(var a=0;a<t.length;a++)if(t[a].shadowRoot)e.push(t[a].shadowRoot);for(var i=0;i<e.length;i++){var r=e[i].querySelectorAll(cr);for(var s=0;s<r.length;s++)if(!f.contains(r[s]))n.push(r[s])}Oe=n}function wa(e){return e.height>=240?e.width>=c.innerWidth*.6:false}function fr(){var e=D+F.offsetHeight;for(var t=0;t<Oe.length;t++){var n=Oe[t].getBoundingClientRect();if(wa(n)?n.top<e?n.bottom>e+80:false:false)return true}return false}function Pt(e){if(e===gt)return;gt=e;if(e){f.setAttribute(\"data-hide\",\"\");f.setAttribute(\"aria-hidden\",\"true\");f.setAttribute(\"inert\",\"\")}else{f.removeAttribute(\"data-hide\");f.removeAttribute(\"aria-hidden\");f.removeAttribute(\"inert\")}var t=Math.round(D+(e?0:F.offsetHeight));var n=l.querySelectorAll(\".nxe-host\");for(var a=0;a<n.length;a++){var i=(n[a].shadowRoot||n[a]).querySelector(\".nxe\");if(i)i.style.setProperty(\"--nx-host-top\",t+\"px\")}try{l.dispatchEvent(new CustomEvent(\"nexus:header\",{detail:{hidden:e,bottom:t}}))}catch(r){}Aa()}function Aa(){var e=f.getBoundingClientRect(),t=gt?D:e.top+F.offsetHeight;E.style.setProperty(\"--nxh-visible-bottom\",Math.round(Math.max(0,t))+\"px\")}function Ae(){if(E.hasAttribute(\"data-nx-fullpage\")){Pt(true);return}var e=f.hasAttribute(\"data-stuck\");if(!e?true:N?true:f.matches(\":focus-within\")){Pt(false);return}Pt(He?false:et?true:fr())}c.addEventListener(\"scroll\",function(){var e=c.scrollY,t=e-xa;xa=e;je=t>0===je>0?je+t:t;if(je<-6)He=true;if(je>24)He=false},{passive:true});l.addEventListener(\"pointermove\",function(e){if(e.pointerType===\"touch\")return;var t=D+F.offsetHeight+16;if(e.clientY<=t){et=false;c.clearTimeout(Rt);if(gt){He=true;Ae()}return}var n=e.target,a=false;for(var i=0;i<Oe.length;i++){var r=Oe[i].getBoundingClientRect();if(wa(r)?e.clientX>=r.left?e.clientX<=r.right?e.clientY>=r.top?e.clientY<=r.bottom:false:false:false:false){a=true;break}}if(a===et)return;c.clearTimeout(Rt);if(a)Rt=c.setTimeout(function(){et=true;He=false;Ae()},260);else{et=false;Ae()}},{passive:true});f.addEventListener(\"focusin\",function(){He=true;Ae()});if(c.MutationObserver)new MutationObserver(function(){Ae()}).observe(E,{attributes:true,attributeFilter:[\"data-nx-fullpage\"]});function dr(){var e=x.querySelector(\".inl\");if(!e)return;var t=e.querySelectorAll(\"a\");for(var n=0;n<t.length;n++)t[n].hidden=false;var a=e.getBoundingClientRect().right;for(var i=0;i<t.length;i++)if(t[i].getBoundingClientRect().right>a+.5)t[i].hidden=true}var ce=x.querySelector(\".onp\"),W=x.querySelector(\".onp-list\"),hr=x.querySelector(\".onp-n\"),re=[],Bt=-1;function pr(e){var t=e.querySelectorAll(\".nx-section-head .nx-eyebrow, .nx-eyebrow-row .nx-eyebrow\"),n=\"\";for(var a=t.length-1;a>=0;a--){var i=(t[a].textContent||\"\").replace(\/\\s+\/g,\" \").trim();if(i?!\/^\\d+$\/.test(i):false){n=i;break}}if(!n){var r=e.querySelector(\"h2\");n=r?(r.textContent||\"\").replace(\/\\s+\/g,\" \").trim().replace(\/[.:]$\/,\"\"):\"\";var s=n.split(\" \");if(s.length>5)n=s.slice(0,5).join(\" \")+\"\\u2026\"}return n.length>40?n.slice(0,38)+\"\\u2026\":n}function Ma(){mt=null;var e=[l],t=l.querySelectorAll(\".nxe-host, [data-nx-embed]\"),n=[],a={};for(var i=0;i<t.length;i++)if(t[i].shadowRoot)e.push(t[i].shadowRoot);for(var r=0;r<e.length;r++){var s=e[r].querySelectorAll(\"section.nx-section[id]\");for(var u=0;u<s.length;u++){var h=s[u],v=pr(h);if(!v||a[h.id]||f.contains(h))continue;if(h.getBoundingClientRect().height<120)continue;a[h.id]=1;n.push({el:h,t:v})}}n.sort(function(w,T){return w.el.getBoundingClientRect().top-T.el.getBoundingClientRect().top});var B=n.map(function(w){return w.el.id}).join(\"|\");if(B===re.map(function(w){return w.el.id}).join(\"|\"))return;re=n;Bt=-1;if(n.length<3){f.removeAttribute(\"data-onp\");W.innerHTML=\"\";for(var S=0;S<t.length;S++){var k=t[S].shadowRoot?t[S].shadowRoot.querySelector(\".nxe\"):t[S].querySelector(\".nxe\");if(k)k.removeAttribute(\"data-host-onp\")}return}W.innerHTML=n.map(function(w,T){return'<li><a href=\"#'+o(w.el.id)+'\" data-i=\"'+T+'\">'+o(w.t)+\"<\\\/a><\\\/li>\"}).join(\"\");f.setAttribute(\"data-onp\",\"\");c.requestAnimationFrame(tt);for(var g=0;g<t.length;g++){var H=t[g].shadowRoot?t[g].shadowRoot.querySelector(\".nxe\"):t[g].querySelector(\".nxe\");if(H)H.setAttribute(\"data-host-onp\",\"\")}Sa()}var vr=\".nx-pe,[data-nx-map],[data-nx-sm],[data-nx-le],[data-nx-eo],.nx-es-av,[data-av],[data-bleed=on],.nx-bleed,.nx-full\";var mt=null;function gr(){if(mt)return mt;var e=[l];function t(n){var a=n.querySelectorAll(\"*\");for(var i=0;i<a.length;i++){var r=a[i].shadowRoot;if(r?r!==x:false){e.push(r);t(r)}}}t(l);mt=e;return e}function mr(){if(!f.hasAttribute(\"data-onp\"))return;var e=ce.getBoundingClientRect(),t=l.documentElement.clientWidth,n=false;if(e.height>0){var a=gr();for(var i=0;i<a.length;i++){if(n)break;var r=a[i].querySelectorAll(vr);for(var s=0;s<r.length;s++){var u=r[s].getBoundingClientRect();if(u.width<t*.97?false:u.height>160?u.top<e.bottom?u.bottom>e.top:false:false){n=true;break}}}}if(n){ce.style.opacity=\"0\";ce.style.visibility=\"hidden\";ce.setAttribute(\"aria-hidden\",\"true\")}else if(ce.style.visibility){ce.style.opacity=\"\";ce.style.visibility=\"\";ce.removeAttribute(\"aria-hidden\")}}function Sa(){if(!re.length)return;var e=D+F.offsetHeight+24,t=0;for(var n=0;n<re.length;n++)if(re[n].el.getBoundingClientRect().top<=e)t=n;var a=re[0].el.getBoundingClientRect(),i=re[re.length-1].el.getBoundingClientRect();var r=Math.max(1,i.bottom-a.top-c.innerHeight*.5),s=Math.min(1,Math.max(0,(e-a.top)\/r));ce.style.setProperty(\"--onp-p\",(s*100).toFixed(2)+\"%\");mr();tt();if(t===Bt)return;Bt=t;var u=W.querySelectorAll(\"a\");for(var h=0;h<u.length;h++){if(h===t)u[h].setAttribute(\"aria-current\",\"location\");else u[h].removeAttribute(\"aria-current\")}hr.textContent=t+1+\" \/ \"+re.length;var v=u[t];if(v?!!v.scrollIntoView:false){var B=W.getBoundingClientRect(),S=v.getBoundingClientRect(),k=40;if(S.left<B.left+k?true:S.right>B.right-k){var g=c.scrollY,H=c.scrollX;try{v.parentNode.scrollIntoView({block:\"nearest\",inline:\"start\",container:\"nearest\",behavior:Tt()?\"auto\":\"smooth\"})}catch(w){v.scrollIntoView(false)}if(c.scrollY!==g?true:c.scrollX!==H)c.scrollTo(H,g)}}tt()}function tt(){var e=Math.abs(W.scrollLeft),t=W.scrollWidth-W.clientWidth,n=[];if(e>1)n.push(\"start\");if(e<t-1)n.push(\"end\");var a=n.join(\" \");if(W.getAttribute(\"data-fade\")!==a){if(a)W.setAttribute(\"data-fade\",a);else W.removeAttribute(\"data-fade\")}}W.addEventListener(\"scroll\",function(){tt()},{passive:true});c.addEventListener(\"resize\",function(){tt()});function Tt(){return(c.__nxStill?c.__nxStill():false)?true:c.matchMedia?c.matchMedia(\"(prefers-reduced-motion: reduce)\").matches:false}W.addEventListener(\"click\",function(e){var t=e.target.closest?e.target.closest(\"a[data-i]\"):null;if(!t)return;var n=re[+t.getAttribute(\"data-i\")];if(!n)return;e.preventDefault();var a=n.el.getBoundingClientRect().top+c.scrollY-(D+F.offsetHeight)+1;c.scrollTo({top:Math.max(0,a),behavior:Tt()?\"auto\":\"smooth\"});try{history.replaceState(null,\"\",\"#\"+n.el.id)}catch(r){}var i=n.el.querySelector(\"h2\");if(i){if(!i.hasAttribute(\"tabindex\"))i.setAttribute(\"tabindex\",\"-1\");c.setTimeout(function(){try{i.focus({preventScroll:true})}catch(r){}},Tt()?0:500)}});function at(){ya();ge();va();dr();ur();Ma();Ae()}var br=\/^mdp-readabler-([a-z-]+)$\/,yr=\/^(?:readable-font|dyslexia-font|highlight-titles|highlight-links|font-sizing|line-height|letter-spacing|align-left|align-center|align-right|dark-contrast|light-contrast|high-contrast|monochrome|high-saturation|low-saturation|hide-images|hide-emoji|stop-animations|highlight-focus|highlight-hover|big-black-cursor|big-white-cursor)$\/;var It=\"\";function bt(){var e=l.body?l.body.classList:[],t=[];for(var n=0;n<e.length;n++){var a=br.exec(e[n]);if(a?yr.test(a[1]):false)t.push(a[1])}var i={};try{i=JSON.parse(c.localStorage.getItem(\"readabler\")||\"{}\")||{}}catch(T){i={}}var r=1+(parseFloat(i.fontSizing)||0)\/100,s=1+(parseFloat(i.lineHeight)||0)\/100;var u=t.join(\" \"),h=u+\"|\"+r+\"|\"+s;var v=[f],B=l.querySelectorAll(\"nexus-footer\"),S=l.querySelectorAll(\".nxe-host, [data-nx-embed]\");for(var k=0;k<B.length;k++)v.push(B[k]);for(var g=0;g<S.length;g++){var H=S[g].shadowRoot?S[g].shadowRoot.querySelector(\".nxe\"):S[g].querySelector(\".nxe\");if(H)v.push(H)}for(var w=0;w<v.length;w++){if(u)v[w].setAttribute(\"data-a11y\",u);else v[w].removeAttribute(\"data-a11y\");v[w].style.setProperty(\"--a11y-font\",String(r));v[w].style.setProperty(\"--a11y-line\",String(s))}if(h===It)return;It=h;if(t.indexOf(\"stop-animations\")>=0)E.setAttribute(\"data-nx-still\",\"\");else E.removeAttribute(\"data-nx-still\");try{l.dispatchEvent(new CustomEvent(\"nexus:a11y\",{detail:{on:t,font:r,line:s}}))}catch(T){}ge()}if(c.MutationObserver?!!l.body:false)new MutationObserver(function(){bt()}).observe(l.body,{attributes:true,attributeFilter:[\"class\"]});l.addEventListener(\"click\",function(){c.setTimeout(bt,60)},true);var Ea=0,xr=c.setInterval(function(){Ma();It=\"\";bt();Ea++;if(Ea>20)c.clearInterval(xr)},500);bt();at();l.addEventListener(\"DOMContentLoaded\",at);c.addEventListener(\"load\",at);c.setTimeout(at,2e3);l.addEventListener(\"nexus:theme\",va);if(c.ResizeObserver)new c.ResizeObserver(ge).observe(F);x.addEventListener(\"transitionend\",function(){ge()});var Ot=false;var Ca=0;c.addEventListener(\"scroll\",function(){if(Ot)return;Ot=true;c.requestAnimationFrame(function(){Ot=false;if(c.scrollY<=2)ya();ge();Sa()});c.clearTimeout(Ca);Ca=c.setTimeout(ge,320)},{passive:true});l.addEventListener(\"transitionend\",function(e){var t=e.target;if(t?t!==f?t.closest?!!t.closest(ga):false:false:false)ge()},true);c.addEventListener(\"resize\",at);var De=c.matchMedia?c.matchMedia(\"(hover: hover) and (pointer: fine)\"):null;var N=null,yt=0;function Ht(e){return x.getElementById(e.getAttribute(\"aria-labelledby\"))}function xt(e){return Array.prototype.slice.call(e.querySelectorAll('a[href], [role=\"tab\"]')).filter(function(t){return!t.closest(\"[hidden]\")})}function Dt(e){var t=e.parentNode,n=t.querySelectorAll('[role=\"tab\"]');for(var a=0;a<n.length;a++){var i=n[a]===e,r=x.getElementById(n[a].getAttribute(\"aria-controls\"));n[a].setAttribute(\"aria-selected\",i?\"true\":\"false\");n[a].setAttribute(\"tabindex\",i?\"0\":\"-1\");if(r)r.hidden=!i}}var qa=c.matchMedia?c.matchMedia(\"(prefers-reduced-motion: reduce)\"):null;function wr(e){var t=e;return function(){t=t*16807%2147483647;return(t-1)\/2147483646}}function Me(e,t){var n=[];for(var a=0;a<=e;a++)n.push(t(a\/e*6.283185));return n}function Ar(e){var t=[],n=[],a=[],i=[],r,s,u=wr(11);if(e===\"globe\"){for(r=0;r<340;r++){var h=1-r\/339*2,v=Math.sqrt(1-h*h),B=r*2.399963;t.push([Math.cos(B)*v,h,Math.sin(B)*v,0])}[-.5,0,.5].forEach(function(d){var p=Math.cos(d);a.push(Me(72,function(K){return[Math.cos(K)*p,Math.sin(d),Math.sin(K)*p]}))});[0,1.047,2.094].forEach(function(d){a.push(Me(72,function(p){return[Math.cos(p)*Math.cos(d),Math.sin(p),Math.cos(p)*Math.sin(d)]}))});for(r=0;r<7;r++){var S=Math.floor(u()*340),k=Math.floor(u()*340);t[S][3]=1;t[k][3]=1;n.push([S,k,1])}}else if(e===\"network\"){for(r=0;r<42;r++){var g=u()*2-1,H=u()*6.283,w=Math.sqrt(1-g*g)*(.45+u()*.55);t.push([Math.cos(H)*w,g*.85,Math.sin(H)*w,r<6?1:0])}for(r=0;r<t.length;r++){var T=[];for(s=0;s<t.length;s++)if(s!==r)T.push([Math.pow(t[r][0]-t[s][0],2)+Math.pow(t[r][1]-t[s][1],2)+Math.pow(t[r][2]-t[s][2],2),s]);T.sort(function(d,p){return d[0]-p[0]});n.push([r,T[0][1],r<6?1:0]);n.push([r,T[1][1],0])}}else if(e===\"layers\"){for(var _=0;_<4;_++){var A=(_-1.5)*.38;i.push([[-.85,A,-.85],[.85,A,-.85],[.85,A,.85],[-.85,A,.85],_]);for(r=0;r<6;r++)for(s=0;s<6;s++)t.push([(r-2.5)\/3,A,(s-2.5)\/3,(_===2?(r+s)%5===0:false)?1:0,_])}for(_=0;_<3;_++)n.push([_*36+14,(_+1)*36+14,1])}else if(e===\"lattice\"){for(r=0;r<5;r++)for(s=0;s<5;s++)for(var I=0;I<5;I++)t.push([(r-2)\/2.4,(s-2)\/2.4,(I-2)\/2.4,(r*7+s*3+I)%13===0?1:0]);var ue=[[-1,-1,-1],[1,-1,-1],[1,1,-1],[-1,1,-1],[-1,-1,1],[1,-1,1],[1,1,1],[-1,1,1]].map(function(d){return[d[0]*.95,d[1]*.95,d[2]*.95]});[[0,1,2,3,0],[4,5,6,7,4],[0,4],[1,5],[2,6],[3,7]].forEach(function(d){a.push(d.map(function(p){return ue[p]}))});for(r=0;r<t.length;r++)if(t[r][3]){for(s=r+1;s<t.length;s++)if(t[s][3]?(r+s)%3===0:false)n.push([r,s,1])}}else if(e===\"orbit\"){t.push([0,0,0,2]);for(var Y=0;Y<3;Y++){var V=.5+Y*.22,G=(Y-1)*.85;a.push(Me(90,function(d){return[Math.cos(d)*V,Math.sin(d)*V*Math.sin(G),Math.sin(d)*V*Math.cos(G)]}));t.push([V,0,0,1,Y,G]);t.push([-V,0,0,0,Y,G])}for(r=0;r<90;r++){var Q=u()*2-1,X=u()*6.283,J=.95+u()*.1;t.push([Math.cos(X)*Math.sqrt(1-Q*Q)*J,Q*J,Math.sin(X)*Math.sqrt(1-Q*Q)*J,0])}}else if(e===\"torus\"){a.push(Me(220,function(d){var p=.62+.26*Math.cos(3*d);return[p*Math.cos(2*d),.26*Math.sin(3*d)*1.2,p*Math.sin(2*d)]}));for(r=0;r<24;r++){var j=r\/24*6.283185,At=.62+.26*Math.cos(3*j);t.push([At*Math.cos(2*j),.31*Math.sin(3*j),At*Math.sin(2*j),r%6===0?1:0])}for(r=0;r<24;r+=6)n.push([r,(r+9)%24,1])}else if(e===\"wave\"){for(r=0;r<14;r++)for(s=0;s<14;s++)t.push([(r-6.5)\/7,0,(s-6.5)\/7,(r*5+s*3)%29===0?1:0,0,\"w\"])}else if(e===\"bars\"){for(r=0;r<7;r++)for(s=0;s<7;s++){var me=.15+u()*.85,be=(r-3)\/3.6,Ee=(s-3)\/3.6;a.push([[be,.55,Ee],[be,.55-me,Ee]]);t.push([be,.55-me,Ee,me>.85?1:0])}i.push([[-1,.55,-1],[1,.55,-1],[1,.55,1],[-1,.55,1],0])}else if(e===\"spiral\"){for(r=0;r<420;r++){var Ye=r%3,fe=Math.pow(u(),.7),ye=fe*7+Ye*2.094+(u()-.5)*.5;t.push([Math.cos(ye)*fe,(u()-.5)*.08*(1-fe),Math.sin(ye)*fe,r%61===0?1:0])}t.push([0,0,0,2])}else if(e===\"radar\"){for(r=1;r<=4;r++){var Ce=r*.24;a.push(Me(90,function(d){return[Math.cos(d)*Ce,0,Math.sin(d)*Ce]}))}a.push([[-1,0,0],[1,0,0]]);a.push([[0,0,-1],[0,0,1]]);for(r=0;r<16;r++){var ie=u()*6.283,Z=.15+u()*.8;t.push([Math.cos(ie)*Z,0,Math.sin(ie)*Z,r%4===0?1:0,ie,\"r\"])}t.push([0,0,0,0,0,\"sweep\"])}else if(e===\"cube\"){[1,.66,.33].forEach(function(d,p){var K=[[-1,-1,-1],[1,-1,-1],[1,1,-1],[-1,1,-1],[-1,-1,1],[1,-1,1],[1,1,1],[-1,1,1]].map(function(z){var te=p*.4;return[(z[0]*Math.cos(te)-z[2]*Math.sin(te))*d*.8,z[1]*d*.8,(z[0]*Math.sin(te)+z[2]*Math.cos(te))*d*.8]});[[0,1,2,3,0],[4,5,6,7,4],[0,4],[1,5],[2,6],[3,7]].forEach(function(z){a.push(z.map(function(te){return K[te]}))});K.forEach(function(z,te){t.push([z[0],z[1],z[2],p===2?te%2===0?1:0:0])})});for(r=0;r<8;r++)n.push([r,16+r,r%2===0?1:0])}else if(e===\"geodesic\"){var b=(1+Math.sqrt(5))\/2,O=[[-1,b,0],[1,b,0],[-1,-b,0],[1,-b,0],[0,-1,b],[0,1,b],[0,-1,-b],[0,1,-b],[b,0,-1],[b,0,1],[-b,0,-1],[-b,0,1]].map(function(d){var p=Math.sqrt(d[0]*d[0]+d[1]*d[1]+d[2]*d[2]);return[d[0]\/p*.9,d[1]\/p*.9,d[2]\/p*.9]});O.forEach(function(d,p){t.push([d[0],d[1],d[2],p%4===0?1:0])});for(r=0;r<12;r++)for(s=r+1;s<12;s++){var qe=Math.pow(O[r][0]-O[s][0],2)+Math.pow(O[r][1]-O[s][1],2)+Math.pow(O[r][2]-O[s][2],2);if(qe<1)a.push([O[r],O[s]])}for(r=0;r<12;r+=4)n.push([r,(r+6)%12,1])}else if(e===\"streams\"){for(r=0;r<6;r++){var de=(r-2.5)\/3.2,ke=(r%3-1)\/2.4;a.push([[-1,de,ke],[1,de,ke]]);for(s=0;s<7;s++)t.push([-1+s\/3,de,ke,s===3?1:0,u(),\"s\"])}}else if(e===\"mobius\"){for(var Le=-1;Le<=1;Le+=1)a.push(Me(160,function(d){var p=Le*.22;return[(.7+p*Math.cos(d\/2))*Math.cos(d),p*Math.sin(d\/2),(.7+p*Math.cos(d\/2))*Math.sin(d)]}));for(r=0;r<18;r++){var Mt=r\/18*6.283185;t.push([.7*Math.cos(Mt),0,.7*Math.sin(Mt),r%6===0?1:0])}for(r=0;r<18;r+=6)n.push([r,(r+9)%18,1])}else if(e===\"tree\"){t.push([0,-.8,0,2]);for(r=0;r<4;r++){var se=r\/4*6.283;t.push([Math.cos(se)*.45,-.15,Math.sin(se)*.45,1]);n.push([0,t.length-1,1]);var oe=t.length-1;for(s=0;s<3;s++){var ee=se+(s-1)*.5;t.push([Math.cos(ee)*.9,.6,Math.sin(ee)*.9,0]);n.push([oe,t.length-1,0])}}}else{for(var he=0;he<2;he++)a.push(Me(140,function(d){var p=d\/6.283185;return[Math.cos(d*2+he*3.1416)*.62,p*1.8-.9,Math.sin(d*2+he*3.1416)*.62]}));for(r=0;r<9;r++){var _e=r\/8,Re=_e*6.283185*2;t.push([Math.cos(Re)*.62,_e*1.8-.9,Math.sin(Re)*.62,1]);t.push([Math.cos(Re+3.1416)*.62,_e*1.8-.9,Math.sin(Re+3.1416)*.62,0]);n.push([r*2,r*2+1,0])}}return{P:t,E:n,L:a,Q:i}}function Mr(e){var t=e.getAttribute(\"data-viz\"),n=Ar(t),a=e.getContext?e.getContext(\"2d\"):null;if(!a)return function(){};var i=0,r=0,s=c.getComputedStyle(f);var u=s.getPropertyValue(\"--h-text\").trim()||\"#fff\",h=s.getPropertyValue(\"--h-accent\").trim()||u;var v=e.getBoundingClientRect(),B=Math.min(2,c.devicePixelRatio||1);e.width=Math.round(v.width*B);e.height=Math.round(v.height*B);a.setTransform(B,0,0,B,0,0);var S=v.width,k=v.height,g=Math.min(S,k)*.4,H=S\/2,w=k\/2;function T(_){if(!r)r=_;var A=(_-r)\/1e3,I=A*.18+.7,ue=-.42+Math.sin(A*.16)*.06;var Y=Math.cos(I),V=Math.sin(I),G=Math.cos(ue),Q=Math.sin(ue);function X(Fe,Pa,Ba){var Er=Fe*Y-Ba*V,Ta=Fe*V+Ba*Y,Cr=Pa*G-Ta*Q,Ia=Pa*Q+Ta*G,Ut=3\/(3+Ia);return[H+Er*g*Ut,w+Cr*g*Ut,Ia,Ut]}a.clearRect(0,0,S,k);a.lineCap=\"round\";for(var J=0;J<n.Q.length;J++){var j=n.Q[J],At=Math.sin(A*.8+j[4]*.9)*.025,me=j.slice(0,4).map(function(Fe){return X(Fe[0],Fe[1]+At,Fe[2])});a.beginPath();a.moveTo(me[0][0],me[0][1]);for(var be=1;be<4;be++)a.lineTo(me[be][0],me[be][1]);a.closePath();a.globalAlpha=j[4]===2?.16:.06;a.fillStyle=j[4]===2?h:u;a.fill();a.globalAlpha=j[4]===2?.7:.22;a.strokeStyle=j[4]===2?h:u;a.lineWidth=1;a.stroke()}a.lineWidth=.8;for(var Ee=0;Ee<n.L.length;Ee++){var Ye=n.L[Ee],fe=null;for(var ye=0;ye<Ye.length;ye++){var Ce=X(Ye[ye][0],Ye[ye][1],Ye[ye][2]);if(fe){a.globalAlpha=.05+(1-(Ce[2]+1)\/2)*.22;a.strokeStyle=u;a.beginPath();a.moveTo(fe[0],fe[1]);a.lineTo(Ce[0],Ce[1]);a.stroke()}fe=Ce}}var ie=[];for(var Z=0;Z<n.P.length;Z++){var b=n.P[Z],O=b[0],qe=b[1],de=b[2];if(t===\"orbit\"?b.length>4:false){var ke=A*(.5+b[4]*.18)+(b[0]<0?3.1416:0),Le=Math.abs(b[0]);O=Math.cos(ke)*Le;qe=Math.sin(ke)*Le*Math.sin(b[5]);de=Math.sin(ke)*Le*Math.cos(b[5])}if(t===\"layers\")qe+=Math.sin(A*.8+b[4]*.9)*.025;if(b[5]===\"w\"){qe=Math.sin(O*3.2+A*.9)*.18+Math.cos(de*2.6+A*.6)*.12}if(b[5]===\"s\"){O=-1+(b[4]+A*.12+(b[0]+1)\/2)%1*2}if(b[5]===\"sweep\"){O=Math.cos(A*.9)*.98;de=Math.sin(A*.9)*.98}if(b[5]===\"r\"){var Mt=((A*.9-b[4])%6.283+6.283)%6.283;ie.push(X(O,qe,de));n.P[Z][3]=Mt<.5?1:0;continue}ie.push(X(O,qe,de))}for(var se=0;se<n.E.length;se++){var oe=ie[n.E[se][0]],ee=ie[n.E[se][1]],he=n.E[se][2];var _e=a.createLinearGradient(oe[0],oe[1],ee[0],ee[1]);_e.addColorStop(0,he?h:u);_e.addColorStop(1,u);a.strokeStyle=_e;a.globalAlpha=he?.5:.14;a.lineWidth=he?1:.7;a.beginPath();a.moveTo(oe[0],oe[1]);var Re=(oe[0]+ee[0])\/2,d=(oe[1]+ee[1])\/2-(t===\"globe\"?g*.28:0);a.quadraticCurveTo(Re,d,ee[0],ee[1]);a.stroke();if(he){var p=(A*.32+se*.23)%1,K=1-p;var z=K*K*oe[0]+2*K*p*Re+p*p*ee[0],te=K*K*oe[1]+2*K*p*d+p*p*ee[1];a.globalAlpha=.18;a.fillStyle=h;a.beginPath();a.arc(z,te,5,0,6.283);a.fill();a.globalAlpha=.95;a.beginPath();a.arc(z,te,1.6,0,6.283);a.fill()}}for(Z=0;Z<ie.length;Z++){var ze=ie[Z],nt=n.P[Z][3],Sr=1-(ze[2]+1)\/2,Ra=(nt===2?4:nt?2.1:1)*ze[3];if(nt){a.globalAlpha=.16;a.fillStyle=h;a.beginPath();a.arc(ze[0],ze[1],Ra*3.2,0,6.283);a.fill()}a.globalAlpha=nt?.95:.12+Sr*.55;a.fillStyle=nt?h:u;a.beginPath();a.arc(ze[0],ze[1],Ra,0,6.283);a.fill()}a.globalAlpha=1;if(qa?!qa.matches:true)i=c.requestAnimationFrame(T)}i=c.requestAnimationFrame(T);return function(){c.cancelAnimationFrame(i)}}var Nt=[];function ka(e){var t=e.querySelectorAll(\"canvas[data-viz]\");for(var n=0;n<t.length;n++)Nt.push(Mr(t[n]))}function La(){while(Nt.length)Nt.pop()()}l.addEventListener(\"visibilitychange\",function(){if(l.hidden)La();else if(N)ka(N)});var _a=0;function ne(e){if(!N)return;var t=N,n=Ht(t);N=null;La();t.hidden=true;n.setAttribute(\"aria-expanded\",\"false\");if(e)n.focus()}function wt(e,t){if(N===e){if(t)xt(e)[0].focus();return}ne(false);e.hidden=false;Ht(e).setAttribute(\"aria-expanded\",\"true\");N=e;ka(e);if(t)xt(e)[0].focus()}var Ne=Array.prototype.slice.call(x.querySelectorAll(\".main .trig, .main .link\"));for(var Yt=0;Yt<ut.length;Yt++){(function(e){var t=Ht(e),n=t.parentNode;t.addEventListener(\"click\",function(){if(N===e)ne(false);else wt(e,false)});t.addEventListener(\"keydown\",function(a){var i=a.key,r=Ne.indexOf(t);if(i===\"ArrowDown\"){a.preventDefault();wt(e,true)}else if(i===\"ArrowUp\"){a.preventDefault();wt(e,false);var s=xt(e);s[s.length-1].focus()}else if(i===\"ArrowRight\"?r>-1:false){a.preventDefault();ne(false);Ne[(r+1)%Ne.length].focus()}else if(i===\"ArrowLeft\"?r>-1:false){a.preventDefault();ne(false);Ne[(r-1+Ne.length)%Ne.length].focus()}});e.addEventListener(\"click\",function(a){var i=a.target.closest?a.target.closest('[role=\"tab\"]'):null;if(i)Dt(i)});e.addEventListener(\"focusin\",function(a){if(a.target.getAttribute?a.target.getAttribute(\"role\")===\"tab\":false)Dt(a.target)});e.addEventListener(\"mouseover\",function(a){if(De?!De.matches:true)return;var i=a.target.closest?a.target.closest('[role=\"tab\"]'):null;c.clearTimeout(_a);if(i?i.getAttribute(\"aria-selected\")!==\"true\":false)_a=c.setTimeout(function(){Dt(i)},120)});e.addEventListener(\"keydown\",function(a){var i=xt(e),r=i.indexOf(x.activeElement),s=a.key;if(s===\"ArrowDown\"){a.preventDefault();i[(r+1)%i.length].focus()}else if(s===\"ArrowUp\"){a.preventDefault();i[(r-1+i.length)%i.length].focus()}else if(s===\"Home\"){a.preventDefault();i[0].focus()}else if(s===\"End\"){a.preventDefault();i[i.length-1].focus()}else if(s===\"Escape\"){a.preventDefault();a.stopPropagation();ne(true)}});n.addEventListener(\"focusout\",function(a){if(N===e?!n.contains(a.relatedTarget):false)ne(false)});n.addEventListener(\"mouseenter\",function(){if(De?!De.matches:true)return;c.clearTimeout(yt);yt=c.setTimeout(function(){wt(e,false)},110)});n.addEventListener(\"mouseleave\",function(){if(De?!De.matches:true)return;c.clearTimeout(yt);yt=c.setTimeout(function(){if(N===e)ne(false)},220)})})(x.getElementById(ut[Yt]))}l.addEventListener(\"pointerdown\",function(e){var t=e.composedPath?e.composedPath():[];if(N?t.indexOf(N.parentNode)<0:false)ne(false)});l.addEventListener(\"keydown\",function(e){if(e.key===\"Escape\"?!!N:false)ne(true)});c.addEventListener(\"resize\",function(){ne(false)});x.addEventListener(\"keydown\",function(e){if(e.key!==\"Escape\")return;var t=x.querySelector(\"details.nx-lang__menu[open]\");if(!t)return;e.preventDefault();t.removeAttribute(\"open\");var n=t.querySelector(\"summary\");if(n)n.focus()});l.addEventListener(\"pointerdown\",function(e){var t=x.querySelector(\"details.nx-lang__menu[open]\"),n=e.composedPath?e.composedPath():[];if(t?n.indexOf(t)<0:false)t.removeAttribute(\"open\")});function zt(){var e=l.querySelectorAll('a[href*=\"\/wp-login\"]');for(var t=0;t<e.length;t++){var n=e[t].getAttribute(\"href\")||\"\";if(n.indexOf(\"action=logout\")>=0)continue;e[t].setAttribute(\"href\",ea+(n.indexOf(\"action=register\")>=0?\"register\/\":\"login\/\"))}var a=l.querySelectorAll(\".buddyx-footer-site-title, #colophon, footer.site-footer, .site-footer\");for(var i=0;i<a.length;i++){var r=l.createTreeWalker(a[i],4,null),s;while(s=r.nextNode()){if(\/Nexor[t]ium\/.test(s.nodeValue))s.nodeValue=s.nodeValue.replace(\/Nexor[t]ium\/g,\"Nexus Consortium\")}}}zt();if(l.readyState!==\"complete\")c.addEventListener(\"load\",zt);c.setTimeout(zt,2500);var rt=x.querySelector(\".burger\"),Se=x.getElementById(\"nxh-drawer\");function Ft(e){Se.hidden=!e;rt.setAttribute(\"aria-expanded\",e?\"true\":\"false\");rt.innerHTML=q(e?L.close:L.menu)+'<span class=\"bl\">'+(e?\"Close\":\"Menu\")+\"<\\\/span>\";if(e)ge();E.style.overflow=e?\"hidden\":\"\";if(e){var t=Se.querySelector(\"a, button\");if(t)t.focus()}}rt.addEventListener(\"click\",function(){Ft(Se.hidden)});Se.addEventListener(\"click\",function(e){var t=e.target.closest?e.target.closest(\".d-btn\"):null;if(!t)return;var n=t.getAttribute(\"aria-expanded\")!==\"true\";t.setAttribute(\"aria-expanded\",n?\"true\":\"false\");x.getElementById(t.getAttribute(\"aria-controls\")).hidden=!n});x.addEventListener(\"keydown\",function(e){if(Se.hidden)return;if(e.key===\"Escape\"){e.preventDefault();Ft(false);rt.focus();return}if(e.key!==\"Tab\")return;var t=function(r){return r.offsetParent!==null};var n=Array.prototype.slice.call(x.querySelectorAll(\".theme button, .nx-lang__btn, .nx-lang__menu[open] a, .acctm > summary, .acctm[open] a\")).filter(t);var a=n.concat([rt],Array.prototype.slice.call(Se.querySelectorAll(\"a[href], button:not([hidden]), summary, input, select\")).filter(t));var i=a.indexOf(x.activeElement);if(i<0){e.preventDefault();a[e.shiftKey?a.length-1:0].focus();return}if(e.shiftKey?i===0:i===a.length-1){e.preventDefault();a[e.shiftKey?a.length-1:0].focus()}});c.addEventListener(\"resize\",function(){if(Se.hidden?false:c.innerWidth>=960)Ft(false)})})();<\/script><script>(function () { var D = document; function fit() { var e = D.querySelector(\"nexus-header[data-nxh]\"); if (!e) { return; } var h = D.querySelector(\"#masthead, header.site-header, .site-header-wrapper\"); if (!h) { return; } var s = getComputedStyle(h); var fl = s.position === \"fixed\" ? true : s.position === \"absolute\"; if (!fl) { e.style.marginTop = \"\"; return; } var gap = Math.round(h.getBoundingClientRect().bottom - e.getBoundingClientRect().top + (parseFloat(e.style.marginTop) || 0)); e.style.marginTop = gap > 0 ? gap + \"px\" : \"\"; } if (D.readyState === \"loading\") { D.addEventListener(\"DOMContentLoaded\", fit); } else { fit(); } addEventListener(\"load\", fit); addEventListener(\"resize\", fit); })();<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-fig-engine\" data-nx-run=\"fig\">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<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-mount\" data-nx-run=\"mount\">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<\/script><script class=\"_iub_cs_skip\" id=\"nxe-boot\" data-od=\"NxAjSJ6JoGGZsXu22d+kvA4nR9AJ6Njy+\/Xy2FIyELw=\">if(typeof window.__nxStill!==\"function\")window.__nxStill=function(){try{if(document.documentElement.hasAttribute(\"data-nx-still\"))return true;if(document.body?\/(?:^|\\s)mdp-readabler-stop-animations(?:\\s|$)\/.test(document.body.className):false)return true;var x=JSON.parse(window.localStorage.getItem(\"readabler\")||\"{}\");return x?x.stopAnimations===true||x.stopAnimations===\"true\"||x.stopAnimations===1:false}catch(B){return false}};(function(){function x(m,d){var l=atob(m),c=new Uint8Array(l.length),t;for(t=0;t< l.length;t++){c[t]=l.charCodeAt(t)}var o=0,e=0,w=0,u=new Uint8Array(Math.max(1024,c.length*6)),n=0;var V=[3,4,5,6,7,8,9,10,11,13,15,17,19,23,27,31,35,43,51,59,67,83,99,115,131,163,195,227,258];var W=[0,0,0,0,0,0,0,0,1,1,1,1,2,2,2,2,3,3,3,3,4,4,4,4,5,5,5,5,0];var Y=[1,2,3,4,5,7,9,13,17,25,33,49,65,97,129,193,257,385,513,769,1025,1537,2049,3073,4097,6145,8193,12289,16385,24577];var Z=[0,0,0,0,1,1,2,2,3,3,4,4,5,5,6,6,7,7,8,8,9,9,10,10,11,11,12,12,13,13];var z=[16,17,18,0,8,7,9,6,10,5,11,4,12,3,13,2,14,1,15];function f(a){while(w< a){if(o>=c.length){throw new Error(\"nx-inflate: truncated\")}e|=c[o++]<< w;w+=8}var i=e%(1<< a);e>>>=a;w-=a;return i}function _(a,i,s){var h=new Uint16Array(16),b=new Uint16Array(16),y=new Uint16Array(s),r;for(r=0;r< s;r++){h[a[i+r]]++}h[0]=0;for(r=1;r<16;r++){b[r]=b[r-1]+h[r-1]}for(r=0;r< s;r++){if(a[i+r]){y[b[a[i+r]]++]=r}}return{count:h,sym:y}}function L(a){var i=0,s=0,h=0,b,y;for(b=1;b<16;b++){i|=f(1);y=a.count[b];if(i-y< s){return a.sym[h+(i-s)]}h+=y;s+=y;s<<=1;i<<=1}throw new Error(\"nx-inflate: bad code\")}function I(a){if(n+a<=u.length){return}var i=new Uint8Array(Math.max(u.length*2,n+a));i.set(u.subarray(0,n));u=i}var O=null,R=null,T=0;while(!T){T=f(1);var k=f(2),N,$;if(k===0){e=0;w=0;var E=c[o]|c[o+1]<<8;o+=4;I(E);u.set(c.subarray(o,o+E),n);n+=E;o+=E;continue}if(k===1){if(!O){var X=new Uint8Array(288),q=new Uint8Array(30);for(t=0;t<288;t++){X[t]=t<144?8:t<256?9:t<280?7:8}for(t=0;t<30;t++){q[t]=5}O=_(X,0,288);R=_(q,0,30)}N=O;$=R}else if(k===2){var M=f(5)+257,P=f(5)+1,tt=f(4)+4,p=new Uint8Array(320),j=new Uint8Array(19);for(t=0;t< tt;t++){j[z[t]]=f(3)}var nt=_(j,0,19),g=0;while(g< M+P){var S=L(nt),C=0,F=0;if(S<16){p[g++]=S;continue}if(S===16){if(!g){throw new Error(\"nx-inflate: bad repeat\")}F=p[g-1];C=3+f(2)}else if(S===17){C=3+f(3)}else{C=11+f(7)}while(C--){p[g++]=F}}N=_(p,0,M);$=_(p,M,P)}else{throw new Error(\"nx-inflate: bad block\")}for(;;){var v=L(N);if(v<256){I(1);u[n++]=v;continue}if(v===256){break}v-=257;var G=V[v]+f(W[v]),H=L($),K=Y[H]+f(Z[H]);if(K>n){throw new Error(\"nx-inflate: bad distance\")}I(G);for(var Q=0;Q< G;Q++){u[n]=u[n-K];n++}}}return d?u.subarray(0,n):new TextDecoder(\"utf-8\").decode(u.subarray(0,n))}if(typeof window.__nxInflate!==\"function\"){window.__nxInflate=x}function B(m){var d=x(m,true),l=d[0]|d[1]<<8|d[2]<<16|d[3]<<24;var c=d.subarray(4+l);function t(o,e){var w=\"\",u=c.subarray(o,o+e);for(var n=0;e>n;n+=8192){w+=String.fromCharCode.apply(null,u.subarray(n,n+8192))}return btoa(w)}return JSON.parse(new TextDecoder(\"utf-8\").decode(d.subarray(4,4+l)),function(o,e){return e?e.$b?t(e.$b[0],e.$b[1]):e:e})}if(typeof window.__nxUnpack!==\"function\"){window.__nxUnpack=B}if(typeof window.__nxLate!==\"function\"){window.__nxLate=function(m,d){if(document.readyState!==\"loading\"){return null}if(!document.querySelector('template[data-nx-libs-last~=\"'+m+'\"]')){return null}return new Promise(function(l,c){document.addEventListener(\"DOMContentLoaded\",function(){var t=d();if(t){l(t)}else{c(new Error(\"nx-late: \"+m))}},{once:true})})}}var J=document.querySelectorAll(\"script[data-nx-run]\");for(var D=0;D< J.length;D++){var A=J[D];if(A.hasAttribute(\"data-nx-ran\")){continue}A.setAttribute(\"data-nx-ran\",\"true\");try{var U=document.createElement(\"script\");U.className=\"_iub_cs_skip\";U.setAttribute(\"data-nx-runtime\",A.getAttribute(\"data-nx-run\"));U.textContent=window.__nxInflate(A.textContent);(document.head||document.documentElement).appendChild(U)}catch(m){A.setAttribute(\"data-nx-ran\",\"failed\")}}})();<\/script><div class=\"nxe-host\" data-nxe-embed=\"n-a-p08-topics-consumer-scams\"><div class=\"nxe\" id=\"nxe-nd3xtn7w\" data-inst=\"gra\" data-theme=\"dark\" data-grammar=\"atlas\" data-domain=\"finance\" data-arche=\"topic\" lang=\"en\" data-nx-css=\"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\"><style>#nxe-nd3xtn7w.nxe{display:block;box-sizing:border-box;max-width:1180px;margin:0 auto;padding:0 16px;font-family:ui-sans-serif,system-ui,-apple-system,\"Segoe UI\",sans-serif;line-height:1.55;overflow-wrap:break-word}#nxe-nd3xtn7w.nxe :where(*,*::before,*::after){box-sizing:inherit}#nxe-nd3xtn7w.nxe :where(section,header,footer,nav,aside){display:block;margin:0 0 32px}#nxe-nd3xtn7w.nxe :where(h1,h2,h3,h4){line-height:1.2;margin:24px 0 12px;font-weight:600}#nxe-nd3xtn7w.nxe :where(p,ul,ol,dl,table,figure,details){margin:0 0 16px}#nxe-nd3xtn7w.nxe :where(ul,ol){padding-left:20px}#nxe-nd3xtn7w.nxe a{color:inherit;text-decoration:underline;text-underline-offset:2px}#nxe-nd3xtn7w.nxe table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}#nxe-nd3xtn7w.nxe :where(th,td){padding:6px 8px;text-align:left;vertical-align:top;border-bottom:1px solid;border-color:inherit}#nxe-nd3xtn7w.nxe svg{display:none}#nxe-nd3xtn7w.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-nd3xtn7w.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-nd3xtn7w.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Financial Crime and Fraud Risk<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Consumer scams<\/h1><p class=\"nx-scene-lede\">Scams persuade people to hand over money or details: investment and crypto scams, romance scams, <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h51\" data-tc=\"NHS-1 cyber.intrusion.social-engineering\" data-tk=\"Information and cyber-physical systems \u00b7 Malicious compromise\" data-td=\"Deception such as phishing, impersonation or pretexting that tricks people into handing over access, money or data.\" data-ts=\"NRS-H51\" data-tr=\"draft\">impersonation<\/a> of banks, police or public servants, and fake purchases. Social media, messaging and online advertising help scammers reach victims at scale, often from organised operations abroad. This page sets out how scams develop, how harm is measured, and which institutions decide on prevention and redress.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/\">Back to Topics<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">How the work runs.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"dag\"><div class=\"nx-hero-canvas\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Systems<\/strong> \u00b7 around this subject<\/span><span class=\"nx-eyebrow\">Illustrative<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-fincrime-alerts\" data-cx=\"fincrime.alerts\" data-variant=\"section\" aria-label=\"Alert triage and investigations: illustrative console with example names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h3 class=\"nx-fk-title\">Alert triage and investigations<\/h3><p class=\"nx-fk-sub\">Consumer scams \u00b7 Bank B monitoring \u00b7 Today<\/p><\/div><div class=\"nx-fk-actions\"><button type=\"button\" class=\"nx-fk-btn\" data-fk-act=\"menu\" aria-haspopup=\"true\" aria-expanded=\"false\" hidden><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11\"\/><path d=\"m7 10 5 5 5-5\"\/><path d=\"M5 20h14\"\/><\/svg>Export<\/button><ul class=\"nx-fk-menu\" data-fk-menu=\"true\" hidden><li><button type=\"button\" data-fk-act=\"export-png\">Image<small>PNG of the map or chart<\/small><\/button><\/li><li><button type=\"button\" data-fk-act=\"export-csv\">Data<small>CSV of the figure's values<\/small><\/button><\/li><\/ul><\/div><\/div><ul class=\"nx-fk-kpis\" data-n=\"4\"><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Alerts today<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k0\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">2207<\/span><\/div><div data-fk-view=\"spark:k0\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,17.1L10.2,21.3L18.4,23L26.5,20.1L34.7,14.7L42.9,8.9L51.1,3.6L59.3,5.7L67.5,3L75.6,6.8L83.8,12.2L92,10L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,17.1L10.2,21.3L18.4,23L26.5,20.1L34.7,14.7L42.9,8.9L51.1,3.6L59.3,5.7L67.5,3L75.6,6.8L83.8,12.2L92,10\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"10\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Escalated to cases<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k1\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">6<\/span><span class=\"nx-fk-kpi-u\">pct of alerts<\/span><\/div><div data-fk-view=\"spark:k1\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,10L10.2,14.1L18.4,11.9L26.5,11.9L34.7,14.7L42.9,19.9L51.1,18.3L59.3,16.8L67.5,21.5L75.6,23L83.8,17.7L92,3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,10L10.2,14.1L18.4,11.9L26.5,11.9L34.7,14.7L42.9,19.9L51.1,18.3L59.3,16.8L67.5,21.5L75.6,23L83.8,17.7L92,3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"3\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Open cases older than 30 days<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k2\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">55<\/span><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Watch<\/span><\/div><div data-fk-view=\"spark:k2\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,23L10.2,21.1L18.4,15.3L26.5,13.1L34.7,16.9L42.9,16.9L51.1,12.3L59.3,12.6L67.5,13.3L75.6,4.7L83.8,3L92,18L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,23L10.2,21.1L18.4,15.3L26.5,13.1L34.7,16.9L42.9,16.9L51.1,12.3L59.3,12.6L67.5,13.3L75.6,4.7L83.8,3L92,18\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"18\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> filed this month<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k3\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">76<\/span><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Normal<\/span><\/div><div data-fk-view=\"spark:k3\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,21.8L10.2,23L18.4,17.4L26.5,18.1L34.7,10.2L42.9,10L51.1,10.1L59.3,8.3L67.5,12.6L75.6,5.5L83.8,3L92,11.4L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,21.8L10.2,23L18.4,17.4L26.5,18.1L34.7,10.2L42.9,10L51.1,10.1L59.3,8.3L67.5,12.6L75.6,5.5L83.8,3L92,11.4\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"11.4\" r=\"2.4\"\/><\/svg><\/div><\/li><\/ul><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Backlog above target<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Financial Crime and Fraud Risk<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"queue\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Alert queue<\/h4><\/div><\/div><ol class=\"nx-cx-q\"><li><span class=\"nx-fk-pill\" data-state=\"not\"><i aria-hidden=\"true\"><\/i>H<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Rapid in-out through new accounts<\/span><span class=\"nx-cx-qm\">Scenario TM-07 \u00b7 score <span class=\"nx-cx-n\">99<\/span><\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">1<\/span> h<\/span><\/li><li><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>M<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Trade invoice price outlier<\/span><span class=\"nx-cx-qm\">Scenario TB-03 \u00b7 score <span class=\"nx-cx-n\">64<\/span><\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">3<\/span> h<\/span><\/li><li><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>M<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Structuring below threshold<\/span><span class=\"nx-cx-qm\">Scenario TM-02 \u00b7 score <span class=\"nx-cx-n\">74<\/span><\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">8<\/span> h<\/span><\/li><li><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>L<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Name match, sanctions list<\/span><span class=\"nx-cx-qm\">Likely false positive<\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">3<\/span> h<\/span><\/li><\/ol><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"map\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Counterparty network, case CS-9372<\/h4><p class=\"nx-fk-panel-sub\">red: accounts under review<\/p><\/div><\/div><div class=\"nx-cx-map\"><svg class=\"nx-cx-svg\" viewBox=\"0 0 480 250\" role=\"img\" aria-label=\"Counterparty network, case CS-3063: schematic on example geography. Illustrative.\" focusable=\"false\" data-nx-z=\"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\"><\/svg><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"6\" data-t=\"steps\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Case path<\/h4><\/div><\/div><ol class=\"nx-cx-steps\" data-n=\"6\"><li data-st=\"done\"><span class=\"nx-cx-sn\">Alert<\/span><span class=\"nx-cx-snote\">scenario<\/span><\/li><li data-st=\"done\"><span class=\"nx-cx-sn\">Triage<\/span><span class=\"nx-cx-snote\">analyst<\/span><\/li><li data-st=\"now\"><span class=\"nx-cx-sn\">Investigate<\/span><span class=\"nx-cx-snote\">case<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Decide<\/span><span class=\"nx-cx-snote\">MLRO<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Report<\/span><span class=\"nx-cx-snote\">to FIU<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Feedback<\/span><span class=\"nx-cx-snote\">tuning<\/span><\/li><\/ol><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Alert triage and investigations: the screen's structure, terms and states for Consumer scams.<\/span><span data-honesty=\"true\">Example names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><p class=\"nx-caption\"><strong>Fig.<\/strong><span>Alert triage and investigations: example names and illustrative values, not a record or a live system.<\/span><\/p><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"infrastructure\" aria-label=\"The question, Exposure, loss and capital, Indicators, Sources\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"The question, Exposure, loss and capital, Indicators, Sources\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-question\" aria-selected=\"true\" data-key=\"p1\">The question<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-audience\" aria-selected=\"false\" data-key=\"p2\">Exposure, loss and capital<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-sec-indicators\" aria-selected=\"false\" data-key=\"p3\">Indicators<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-4\" aria-controls=\"nx-sec-sources\" aria-selected=\"false\" data-key=\"p4\">Sources<\/button><\/div><section id=\"nx-sec-question\" class=\"nx-section nx-band-panel\" data-hue=\"infrastructure\" aria-labelledby=\"nx-s-2\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Consumer scams: how the risk develops.<\/h2><p class=\"nx-lede\">Scam harm and protective controls. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2\"\/><circle cx=\"9\" cy=\"7\" r=\"4\"\/><path d=\"M22 21v-2a4 4 0 0 0-3-3.87\"\/><path d=\"M16 3.13a4 4 0 0 1 0 7.75\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Manipulation beats controls<\/h3><p class=\"nx-p nx-mt-1\">Scammers build trust and urgency so victims authorise payments themselves and override warnings. Technical controls designed for unauthorised fraud do not stop them.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"16\" y=\"16\" width=\"6\" height=\"6\" rx=\"1\"\/><rect x=\"2\" y=\"16\" width=\"6\" height=\"6\" rx=\"1\"\/><rect x=\"9\" y=\"2\" width=\"6\" height=\"6\" rx=\"1\"\/><path d=\"M5 16v-3a1 1 0 0 1 1-1h12a1 1 0 0 1 1 1v3\"\/><path d=\"M12 12V8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Platforms carry the approach<\/h3><p class=\"nx-p nx-mt-1\">Many scams begin with ads, social media posts, messages or dating profiles. Responsibilities of platforms, telecoms and banks are being redrawn.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21.54 15H17a2 2 0 0 0-2 2v4.54\"\/><path d=\"M7 3.34V5a3 3 0 0 0 3 3v0a2 2 0 0 1 2 2v0c0 1.1.9 2 2 2v0a2 2 0 0 0 2-2v0c0-1.1.9-2 2-2h3.17\"\/><path d=\"M11 21.95V18a2 2 0 0 0-2-2v0a2 2 0 0 1-2-2v-1a2 2 0 0 0-2-2H2.05\"\/><circle cx=\"12\" cy=\"12\" r=\"10\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Industrial scam operations<\/h3><p class=\"nx-p nx-mt-1\">Organised compounds run scams at scale, sometimes using trafficked workers. Proceeds move quickly across borders, often through crypto-assets.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><path d=\"m4.93 4.93 4.24 4.24\"\/><path d=\"m14.83 9.17 4.24-4.24\"\/><path d=\"m14.83 14.83 4.24 4.24\"\/><path d=\"m9.17 14.83-4.24 4.24\"\/><circle cx=\"12\" cy=\"12\" r=\"4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Harm goes beyond money<\/h3><p class=\"nx-p nx-mt-1\">Victims suffer lasting financial, emotional and health effects. Under-reporting driven by shame and stigma hides the true scale.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-audience\" class=\"nx-section nx-band-panel\" data-hue=\"project\" aria-labelledby=\"nx-s-3\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Exposure, loss and capital<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">What consumer scams means for exposure, loss and capital.<\/h2><p class=\"nx-lede\">The exposure, loss, scenario and capital views a risk officer, supervisor or ministry of finance would ask for, with the frameworks they report against. Structures follow supervisory and actuarial practice. Values are illustrative: never prices, ratings or advice.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-au\" data-au-voice=\"finance\" data-au-n=\"1\"><figure class=\"nx-au-c\" data-au-fig=\"transmission\"><h3 class=\"nx-h4\">Transmission channels<\/h3><p class=\"nx-p nx-au-what\">How a shock in consumer scams reaches credit, market, underwriting, liquidity and operational risk, and feeds back.<\/p><div class=\"nx-au-fig\"><svg class=\"nx-au-svg\" viewBox=\"0 0 560 268\" role=\"img\" aria-label=\"Transmission channels from shocks through micro and macro channels to financial risks\" focusable=\"false\" data-nx-z=\"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\"><\/svg><\/div><figcaption class=\"nx-caption\"><span>Channel structure after the Basel Committee's work on climate-related risk drivers and transmission channels; links shown are typical paths, not estimated exposures.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-chips nx-au-fw\" aria-label=\"Frameworks cited\"><span class=\"nx-chip\">NGFS climate scenarios \u00b7 Network for Greening the Financial System<\/span><span class=\"nx-chip\">IFRS S2 Climate-related Disclosures \u00b7 ISSB<\/span><span class=\"nx-chip\">TCFD recommendations \u00b7 Financial Stability Board TCFD<\/span><span class=\"nx-chip\">Principles for the effective management of climate-related financial risks \u00b7 Basel Committee on Banking Supervision<\/span><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-4\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Scam losses reported<\/td><td data-label=\"Unit\">currency per year<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Consumer protection and police reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Scam reports by contact method<\/td><td data-label=\"Unit\">count by channel<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Consumer reporting data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Investment scam losses<\/td><td data-label=\"Unit\">currency<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Regulator and police data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Scam ads removed by platforms<\/td><td data-label=\"Unit\">count<\/td><td data-label=\"Cadence\">periodic<\/td><td data-label=\"Source type\">Platform transparency reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Bank warnings shown before payment<\/td><td data-label=\"Unit\">count or share of payments<\/td><td data-label=\"Cadence\">periodic<\/td><td data-label=\"Source type\">Firm data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Victim reimbursement outcomes<\/td><td data-label=\"Unit\">share reimbursed<\/td><td data-label=\"Cadence\">periodic<\/td><td data-label=\"Source type\">Regulator data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">Published statistics<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/topics\/consumer-scams\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section nx-band-panel\" data-hue=\"infrastructure\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">FTC Consumer Sentinel Network data book<\/td><td data-label=\"What it gives\">Reported fraud and scams in the United States<\/td><td data-label=\"Licence class\">Public domain<\/td><\/tr><tr><td data-label=\"Source\">FBI Internet Crime Complaint Center annual report<\/td><td data-label=\"What it gives\">Reported internet-enabled crime<\/td><td data-label=\"Licence class\">Public domain<\/td><\/tr><tr><td data-label=\"Source\">Australian Competition and Consumer Commission Targeting Scams report<\/td><td data-label=\"What it gives\">Scam losses and channels in Australia<\/td><td data-label=\"Licence class\">Free, Australian government terms<\/td><\/tr><tr><td data-label=\"Source\">UNODC reports on scam centres in Southeast Asia<\/td><td data-label=\"What it gives\">Organised scam operations and trafficking links<\/td><td data-label=\"Licence class\">Free, UN terms<\/td><\/tr><tr><td data-label=\"Source\">Global Anti-Scam Alliance reports<\/td><td data-label=\"What it gives\">Cross-country scam surveys<\/td><td data-label=\"Licence class\">Free to read, terms to check<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/topics\/consumer-scams\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-2\" data-tone=\"alt\" data-hue=\"project\" aria-label=\"Decisions, Core questions, Mechanisms and drivers, Methods and data\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Decisions, Core questions, Mechanisms and drivers, Methods and data\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-1\" aria-controls=\"nx-sec-decisions\" aria-selected=\"true\" data-key=\"p1\">Decisions<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-2\" aria-controls=\"nx-sec-core-questions\" aria-selected=\"false\" data-key=\"p2\">Core questions<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-3\" aria-controls=\"nx-sec-mechanisms-and-drivers\" aria-selected=\"false\" data-key=\"p3\">Mechanisms and drivers<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-4\" aria-controls=\"nx-sec-methods-and-data\" aria-selected=\"false\" data-key=\"p4\">Methods and data<\/button><\/div><section id=\"nx-sec-decisions\" class=\"nx-section nx-band-panel\" data-hue=\"project\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Financial Crime and Fraud Risk prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"ledger\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">Legislators and regulators<\/td><td data-label=\"The question\">How responsibility for scam prevention and redress is shared<\/td><td data-label=\"Evidence this page serves\">Loss data, reimbursement outcomes and comparative laws<\/td><\/tr><tr><td data-label=\"Who decides\">Banks and payment firms<\/td><td data-label=\"The question\">Which warnings, delays and checks to apply<\/td><td data-label=\"Evidence this page serves\">Scam patterns and customer outcome evidence<\/td><\/tr><tr><td data-label=\"Who decides\">Platforms and telecoms<\/td><td data-label=\"The question\">How to block scam ads, messages and calls<\/td><td data-label=\"Evidence this page serves\">Takedown data and regulatory duties<\/td><\/tr><tr><td data-label=\"Who decides\">Law enforcement<\/td><td data-label=\"The question\">How to disrupt cross-border scam operations<\/td><td data-label=\"Evidence this page serves\">Intelligence and international cooperation<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Guide to scam types and how they bypass payment controls<\/li><li>Comparative notes on shared responsibility across banks, platforms and telecoms<\/li><li>Brief on warnings and friction at the point of payment<\/li><li>Questions for boards on scam prevention<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-core-questions\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">What experts ask.<\/h2><p class=\"nx-lede\">Scam researchers ask how to protect people from being persuaded to harm themselves.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Who is targeted by scams, and what makes people vulnerable at particular moments?<\/li><li>How do scams use psychology, such as urgency, authority and trust, to persuade victims?<\/li><li>Which interventions, such as warnings, delays or confirmation of payee, reduce losses?<\/li><li>How can telecoms, online platforms and financial institutions share responsibility?<\/li><li>How are victims supported, and how are reimbursement and redress handled?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-mechanisms-and-drivers\" class=\"nx-section nx-band-panel\" data-hue=\"infrastructure\" data-variant=\"stack\" aria-labelledby=\"nx-s-8\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms and drivers<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Persuasion across platforms.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Scams exploit normal psychology: trust in authority, fear of loss, hope of gain, loneliness and the pressure of urgency. Anyone can be deceived, though vulnerability increases with isolation, bereavement, financial stress and unfamiliarity with digital services. Scammers use spoofed calls, fake websites, social media advertising and messaging apps to reach victims at scale.<\/p><p class=\"nx-p\">Because victims authorise payments, traditional fraud controls may not trigger. Effective protection combines interventions at several points: blocking scam calls and ads, warnings and friction at the moment of payment, detection of mule accounts and support for victims. Responsibility across sectors is increasingly debated, since the financial system is often the last point of contact rather than the first.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods-and-data\" class=\"nx-section nx-band-panel\" data-hue=\"project\" data-variant=\"stack\" aria-labelledby=\"nx-s-9\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and data<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">How the evidence is built, and where it stops.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Victim research<\/h3><p class=\"nx-p nx-mt-1\">Surveys and interviews on scam experiences, drawing on behavioural science. Under-reporting is significant.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Intervention evaluation<\/h3><p class=\"nx-p nx-mt-1\">Testing warnings and friction. Effects vary and may wane.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Cross-sector analysis<\/h3><p class=\"nx-p nx-mt-1\">Mapping where scams originate with <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/network-science\/\">network science<\/a>. Data spans sectors with different rules.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Typology research<\/h3><p class=\"nx-p nx-mt-1\">Describing scam methods, including those using <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/ai-ml\/\">AI<\/a>-generated content. Must avoid enabling crime.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-3\" data-hue=\"finance\" aria-label=\"Methods, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Methods, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-3-tab-1\" aria-controls=\"nx-sec-methods\" aria-selected=\"true\" data-key=\"p1\">Methods<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-3-tab-2\" aria-controls=\"nx-s-11-sec\" aria-selected=\"false\" data-key=\"p2\">Questions<\/button><\/div><section id=\"nx-sec-methods\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-10\" role=\"tabpanel\" data-band-tab=\"nx-band-3-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/ai-ml\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Artificial intelligence and machine learning<\/span><span class=\"nx-mledger-role\">Real-time fraud scoring \u00b7 Alert prioritisation \u00b7 Fairness in fraud controls<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/ai-ml\/\" aria-label=\"Canonical \u00b7 STEM Commons: Artificial intelligence and machine learning\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/network-science\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Network science and contagion<\/span><span class=\"nx-mledger-role\">Mule network detection \u00b7 Ownership chain analysis \u00b7 Cross-institution patterns<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/network-science\/\" aria-label=\"Canonical \u00b7 STEM Commons: Network science and contagion\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/data-engineering\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Data engineering, interoperability and stewardship<\/span><span class=\"nx-mledger-role\">Screening data quality \u00b7 Monitoring coverage checks \u00b7 Retention and minimisation<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/data-engineering\/\" aria-label=\"Canonical \u00b7 STEM Commons: Data engineering, interoperability and stewardship\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/digital-identity\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">04<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Digital identity and public digital systems<\/span><span class=\"nx-mledger-role\">Assurance levels for onboarding \u00b7 Defending against deepfakes \u00b7 Inclusion testing<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/digital-identity\/\" aria-label=\"Canonical \u00b7 STEM Commons: Digital identity and public digital systems\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Scam losses are heavily under-reported, and reporting <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\">systems<\/a> differ across countries. Self-reported data on warnings and takedowns come from firms and platforms. Effects of interventions are rarely evaluated publicly. Financial Crime and Fraud Risk explains patterns and policy; it does not handle complaints, investigate scams or give advice to victims.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-11-sec\" class=\"nx-section nx-band-panel\" data-hue=\"infrastructure\" aria-labelledby=\"nx-s-11\" role=\"tabpanel\" data-band-tab=\"nx-band-3-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Why don't payment controls stop scams?<\/summary><div class=\"nx-answer\">Because scam victims authorise the payment themselves, often after being coached to ignore warnings, so controls designed to stop unauthorised transactions do not apply.<\/div><\/details><details><summary>Who is responsible for scam losses?<\/summary><div class=\"nx-answer\">It depends on the jurisdiction. Some require payment firms to reimburse victims in many cases; others place more weight on platforms, telecoms or victims themselves.<\/div><\/details><details><summary>Where should a scam victim go for help?<\/summary><div class=\"nx-answer\">To their bank or payment provider and the national police or fraud reporting service. This platform does not handle cases.<\/div><\/details><details><summary>What should I do if I have been scammed?<\/summary><div class=\"nx-answer\">Contact your bank or payment provider immediately and report the scam to the police or national fraud reporting service. GRA cannot act on individual cases.<\/div><\/details><details><summary>Are only older people targeted?<\/summary><div class=\"nx-answer\">No. People of all ages are scammed. Different scams target different groups, and vulnerability often depends on circumstances rather than age alone.<\/div><\/details><details><summary>Why involve telecoms and platforms?<\/summary><div class=\"nx-answer\">Because many scams begin on phone networks, messaging apps and online platforms. Protecting people effectively requires action where scams start, not only where money moves.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\">Reports is the Consortium's quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Financial Crime and Fraud Risk<\/span><span class=\"nx-chip\">Evidence Brief<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. Curators review it; the DOI stays yours.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/contribute\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Reports<\/span><span class=\"nx-dest-host\">Global Risks Alliance<\/span><\/span><span class=\"nx-dest-title\">See every way to contribute<\/span><span class=\"nx-dest-why\">The contribution types, how each is reviewed, what credit you receive, the licence and what is never accepted.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><div class=\"nx-live-slot\" data-nxf-slot=\"contribute\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/financial-crime-fraud\/topics\/consumer-scams#contribute\" data-nxf-title=\"Contribute evidence\" data-nxf-height=\"480\" hidden><\/div><p class=\"nx-note nx-mt-3\">Never send personal data, sensitive infrastructure detail or anything you have no right to share. A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper--com-financial-crime-fraud-topics-consumer-scams-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper--com-financial-crime-fraud-topics-consumer-scams-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper--com-financial-crime-fraud-topics-consumer-scams-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/decision-rights#the-nexus-standards-decision-rights\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Decision rights<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/financial-crime\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Financial crime and fraud<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-12\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Financial Crime and Fraud Risk<\/span><h2 id=\"nx-close-12\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">Propose a readiness pilot <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-legal-13\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Legal<\/span><h2 id=\"nx-legal-13\" class=\"nx-h3 nx-mt-2\">Legal documents.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Legal documents\"><a href=\"https:\/\/globalriskalliance.com\/legal\/terms\/\">Platform Terms of Use <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/privacy\/\">Platform Privacy Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/cookies\/\">Platform Cookie and Storage Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/legal-notice\/\">Legal Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/acceptable-use\/\">Acceptable Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/participation-terms\/\">Participation and Events Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/contribution-terms\/\">Contribution Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/research-and-data-terms\/\">Research and Data Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/ai-use\/\">AI-use Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/intellectual-property\/\">Intellectual Property and Licensing <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/trademark-policy\/\">Trademark and Name Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/disclaimer\/\">Disclaimers and Data Notices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/corrections\/\">Corrections and Right of Reply Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/complaints-and-integrity\/\">Complaints and integrity reporting <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/security\/\">Security and responsible disclosure <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/code-of-conduct\/\">Code of Conduct <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\">Accessibility Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/third-party-notices\/\">Third-party notices and attributions <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><p class=\"nx-note nx-mt-3\">Maps, data and figures on this site are shown for context and general information. They are not advice, forecasts or warnings; the limits of the information are set out in the Disclaimers and Data Notices.<\/p><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script><nexus-footer data-nxf data-nav=\"nxh-gra-financial-crime-fraud-nav\" data-css=\"nxh-gra-financial-crime-fraud-css\" data-current=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/\"><\/nexus-footer><script>(function(){\"use strict\";var l=document,m=l.documentElement,s=window;var u=l.querySelector(\"nexus-footer[data-nxf]\");if(!u?true:!!u.shadowRoot)return;var D=\"nexus.embed.theme\";function oe(){var e=l.body,t=e?e.classList:null,a=l.documentElement.classList;if(!t)return\"\";if(t.contains(\"theme-ohio\")||t.contains(\"wp-theme-ohio\"))return t.contains(\"dark-scheme\")?\"dark\":\"light\";var i=l.documentElement.getAttribute(\"data-bx-mode\");if(i===\"dark\"||i===\"light\")return i;if(t.contains(\"wp-theme-buddyx-pro\")||t.contains(\"wp-theme-buddyx\"))return t.contains(\"buddyx-dark-theme\")||a.contains(\"dark-mode\")?\"dark\":\"light\";if(t.contains(\"wp-theme-essentials\")||t.contains(\"theme-essentials\"))return t.contains(\"pix-dark\")||a.contains(\"pix-dark\")||t.contains(\"dark-mode\")?\"dark\":\"light\";return\"\"}var O=l.querySelector(\"nexus-header[data-default-theme],nexus-footer[data-default-theme]\"),ce=O?O.getAttribute(\"data-default-theme\"):\"\";var W=\"dark\";l.documentElement.setAttribute(\"data-nx-default-theme\",W);try{if(s.localStorage.getItem(\"nexus.theme.default\")!==\"host\"){s.localStorage.removeItem(D);s.localStorage.setItem(\"nexus.theme.default\",\"host\")}}catch(e){}var g=null;try{g=JSON.parse((l.getElementById(u.getAttribute(\"data-nav\")||\"nxh-nav\")||{}).textContent||\"null\")}catch(e){g=null}var w=l.getElementById(u.getAttribute(\"data-css\")||\"nxh-css\");var c=g?g.footer:null;if(!c?true:!w)return;var U=((w.content?w.content.textContent:w.textContent)||\"\").replace(\/@font-face\\s*\\{[^}]*\\}\/g,\"\");function o(e){return String(e==null?\"\":e).replace(\/[\\u0026<>\"]\/g,function(t){return{\"\\u0026\":\"\\u0026amp;\",\"<\":\"\\u0026lt;\",\">\":\"\\u0026gt;\",'\"':\"\\u0026quot;\"}[t]})}var $=String(u.getAttribute(\"data-current\")||s.location.href).replace(\/[?#].*$\/,\"\");function V(e){return'<a href=\"'+o(e.u)+'\"'+(e.u===$?' aria-current=\"page\"':\"\")+\">\"+(e.i?'<span class=\"f-li\">'+S(e.i)+\"<\\\/span>\":\"\")+\"<span>\"+o(e.t)+\"<\\\/span>\"+E(e.fl)+\"<\\\/a>\"}var Q={us:{n:\"United States\",vb:\"0 0 19 10\",d:'<rect width=\"19\" height=\"10\" fill=\"#b22234\"\/><path d=\"M0 1.15h19M0 2.7h19M0 4.23h19M0 5.77h19M0 7.3h19M0 8.85h19\" stroke=\"#fff\" stroke-width=\".77\"\/><rect width=\"7.6\" height=\"5.38\" fill=\"#3c3b6e\"\/><g fill=\"#fff\"><circle cx=\"1.3\" cy=\"1.1\" r=\".35\"\/><circle cx=\"3.2\" cy=\"1.1\" r=\".35\"\/><circle cx=\"5.1\" cy=\"1.1\" r=\".35\"\/><circle cx=\"2.25\" cy=\"2.25\" r=\".35\"\/><circle cx=\"4.15\" cy=\"2.25\" r=\".35\"\/><circle cx=\"6.05\" cy=\"2.25\" r=\".35\"\/><circle cx=\"1.3\" cy=\"3.4\" r=\".35\"\/><circle cx=\"3.2\" cy=\"3.4\" r=\".35\"\/><circle cx=\"5.1\" cy=\"3.4\" r=\".35\"\/><circle cx=\"2.25\" cy=\"4.5\" r=\".35\"\/><circle cx=\"4.15\" cy=\"4.5\" r=\".35\"\/><circle cx=\"6.05\" cy=\"4.5\" r=\".35\"\/><\\\/g>'},ca:{n:\"Canada\",vb:\"0 0 20 10\",d:'<rect width=\"20\" height=\"10\" fill=\"#d52b1e\"\/><rect x=\"5\" width=\"10\" height=\"10\" fill=\"#fff\"\/><path fill=\"#d52b1e\" d=\"M10 1.6l.55 1.05.62-.28-.22 1.62.92-.9.2.55.95-.18-.33 1.12.45.2-1.5 1.25.17.5-1.38-.16V8.4h-.62V7.04l-1.38.16.17-.5-1.5-1.25.45-.2-.33-1.12.95.18.2-.55.92.9-.22-1.62.62.28z\"\/>'},ch:{n:\"Switzerland\",vb:\"0 0 10 10\",d:'<rect width=\"10\" height=\"10\" fill=\"#da291c\"\/><path fill=\"#fff\" d=\"M4.1 2h1.8v2.1H8v1.8H5.9V8H4.1V5.9H2V4.1h2.1z\"\/>'}};function E(e){if(!e?true:!e.length)return\"\";var t=\"\",a=[],i;for(i=0;i<e.length;i++){var n=Q[e[i]];if(n){a.push(n.n);t+='<svg class=\"flag flag-'+e[i]+'\" viewBox=\"'+n.vb+'\" aria-hidden=\"true\" focusable=\"false\">'+n.d+\"<\\\/svg>\"}}return t?'<span class=\"flags\" title=\"'+o(a.join(\", \"))+'\">'+t+\"<\\\/span>\":\"\"}var X='<svg class=\"ic\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m18 15-6-6-6 6\"\/><\\\/svg>';function z(e,t){return'<svg class=\"ic'+(t?\" \"+t:\"\")+'\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\">'+e+\"<\\\/svg>\"}function S(e,t){var a=(g.icons||{})[e];return a?z(a,t):\"\"}var F=\"\",_=0;for(var b=0;b<c.rows.length;b++){var L=c.rows[b],N=\"\";for(var k=0;k<L.cols.length;k++){var p=L.cols[k],R=\"\";_+=1;for(var M=0;M<p.items.length;M++)R+=\"<li>\"+V(p.items[M])+\"<\\\/li>\";N+='<details class=\"f-col\" open><summary class=\"f-h\"><span class=\"f-ch\" id=\"nxf-c'+_+'\">'+(p.i?'<span class=\"f-ci\">'+S(p.i)+\"<\\\/span>\":\"\")+\"<span>\"+o(p.label)+\"<\\\/span>\"+E(p.fl)+'<\\\/span><svg class=\"ic f-chev\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m6 9 6 6 6-6\"\/><\\\/svg><\\\/summary><ul aria-labelledby=\"nxf-c'+_+'\">'+R+\"<\\\/ul><\\\/details>\"}F+='<section class=\"f-row\" aria-labelledby=\"nxf-r'+b+'\"><p class=\"f-row-h eyebrow\" id=\"nxf-r'+b+'\"><span class=\"rule\"><\\\/span>'+o(L.label)+'<\\\/p><div class=\"f-cols\">'+N+\"<\\\/div><\\\/section>\"}var A=\"\";var Y=c.bar||[];for(var q=0;q<Y.length;q++)A+=\"<li>\"+V(Y[q])+\"<\\\/li>\";function ee(){var e=l.querySelector(\"nav[data-nx-lang-switcher]\");if(e){var t=e.cloneNode(true);t.hidden=false;t.removeAttribute(\"data-nx-lang-switcher\");return t.outerHTML}var a=g.langs||[],i=String(l.documentElement.getAttribute(\"lang\")||\"en\").toLowerCase(),n=null,h=\"\",r;if(a.length<2)return\"\";for(r=0;r<a.length;r++)if(i.indexOf(a[r].code)===0)n=a[r];n=n||a[0];for(r=0;r<a.length;r++){var d='<span lang=\"'+o(a[r].tag)+'\" dir=\"'+o(a[r].dir)+'\">'+o(a[r].native)+\"<\\\/span>\";h+=a[r]===n?'<li class=\"nx-lang__item is-current\"><span class=\"nx-lang__link\" aria-current=\"true\">'+d+\"<\\\/span><\\\/li>\":a[r].url?'<li class=\"nx-lang__item\"><a class=\"nx-lang__link\" href=\"'+o(a[r].url)+'\" hreflang=\"'+o(a[r].tag)+'\">'+d+\"<\\\/a><\\\/li>\":'<li class=\"nx-lang__item is-unavailable\"><span class=\"nx-lang__link\" aria-disabled=\"true\" title=\"In preparation\">'+d+'<span class=\"nx-lang__soon\">In preparation<\\\/span><\\\/span><\\\/li>'}var ie='<path d=\"M12 2a10 10 0 1 0 0 20 10 10 0 0 0 0-20Z\"\/><path d=\"M2 12h20\"\/><path d=\"M12 2a15 15 0 0 1 0 20 15 15 0 0 1 0-20Z\"\/>';return'<nav class=\"nx-lang f-lang\" aria-label=\"Language (footer)\"><details class=\"nx-lang__menu\"><summary class=\"nx-lang__btn\">'+z(ie,\"nx-lang__i\")+'<span class=\"nx-lang__vh\">Language: <\\\/span><span class=\"nx-lang__label\" lang=\"'+o(n.tag)+'\">'+o(n.native)+'<\\\/span><svg class=\"ic nx-lang__chev\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"m6 9 6 6 6-6\"\/><\\\/svg><\\\/summary><ul class=\"nx-lang__list\">'+h+\"<\\\/ul><\\\/details><\\\/nav>\"}var te=c.lead.docs?'<a class=\"f-act f-docs\" href=\"'+o(c.lead.docs.u)+'\">'+S(\"book\")+\"<span>\"+o(c.lead.docs.t)+\"<\\\/span><\\\/a>\":\"\";var ae=\"<style>\"+U+'<\\\/style><div class=\"f\" part=\"footer\"><div class=\"f-wrap\"><div class=\"f-head\"><div class=\"f-id\"><a class=\"f-site\" href=\"'+o(c.lead.u)+'\">'+o(c.lead.t)+E(c.lead.fl)+'<\\\/a><p class=\"f-role\">'+o(c.lead.d)+'<\\\/p><\\\/div><div class=\"f-acts\">'+ee()+te+'<button type=\"button\" class=\"f-act f-up\">'+X+'<span>Back to top<\\\/span><\\\/button><\\\/div><\\\/div><nav class=\"f-map\" aria-label=\"Site map\">'+F+'<\\\/nav><div class=\"f-bar\"><span class=\"f-copy\">\\u0026copy; <span class=\"f-year\"><\\\/span> '+o(c.holder)+E(c.holderFl)+'<\\\/span><span class=\"f-boundary\">'+o(c.boundary)+\"<\\\/span>\"+(A?'<ul class=\"f-links\" aria-label=\"Documentation and access\">'+A+\"<\\\/ul>\":\"\")+\"<\\\/div><\\\/div><\\\/div>\";var G=\"#colophon, #pix-page-footer, .pix-page-footer, footer.site-footer, .site-footer, #footer, footer#footer, .elementor-location-footer, body > footer\";function ne(){var e=l.querySelectorAll(G),t;for(t=0;t<e.length;t++){var a=e[t];if(a===u?false:!a.closest(\"nexus-footer, nexus-header, .nx-embed, [data-nx-embed]\")){var i=a,n=a.parentElement;while(n?n!==l.body:false){if(n.matches(G))i=n;n=n.parentElement}return i}}return null}function T(){var e=ne();if(!e?true:!e.parentNode)return;if(e.previousElementSibling===u)return;e.parentNode.insertBefore(u,e)}T();if(l.readyState===\"loading\")l.addEventListener(\"DOMContentLoaded\",T);s.addEventListener(\"load\",T);function re(e){if(!e.hasAttribute(\"lang\"))e.setAttribute(\"lang\",m.getAttribute(\"lang\")||\"en\");if(!e.hasAttribute(\"dir\"))e.setAttribute(\"dir\",m.getAttribute(\"dir\")||(s.getComputedStyle?s.getComputedStyle(m).direction:\"\")||\"ltr\")}function le(e,t){var a=t?t.fallback:null;if(!a?true:!a.length)return;var i={},n,h=e.querySelectorAll(\"a, button, summary, span, strong, h2, h3, p, li, dt\");for(n=0;n<a.length;n++)i[String(a[n]).replace(\/\\s+\/g,\" \").trim()]=1;for(n=0;n<h.length;n++){var r=h[n],d=(r.textContent||\"\").replace(\/\\s+\/g,\" \").trim();if(!d?true:!i[d])continue;if(r.closest?!!r.closest(\"[lang]\"):false)continue;r.setAttribute(\"lang\",t.source||\"en\")}}re(u);var v=u.attachShadow({mode:\"open\"});v.innerHTML=ae;le(v,g.i18n);u.setAttribute(\"data-inst\",g.inst||\"\");v.querySelector(\".f-year\").textContent=String(new Date().getFullYear());var x=s.matchMedia?s.matchMedia(\"(min-width: 721px)\"):null,C=false;function P(){return(x?x.matches:true)?s.innerWidth>720:false}function H(){var e=P();var t=v.querySelectorAll(\"details.f-col\");for(var a=0;a<t.length;a++){if(e)t[a].setAttribute(\"open\",\"\");else t[a].removeAttribute(\"open\")}}H();if(x?x.addEventListener:false)x.addEventListener(\"change\",function(){C=false;H()});function Z(){if(!C)H()}if(l.readyState===\"loading\")l.addEventListener(\"DOMContentLoaded\",Z);s.addEventListener(\"load\",Z);v.addEventListener(\"click\",function(e){var t=e.target.closest?e.target.closest(\"summary.f-h\"):null;if(!t)return;if(P())e.preventDefault();else C=true});var f=v.querySelector(\".f-lang details.nx-lang__menu\");function j(){if(!f.open)return;var e=f.querySelector(\".nx-lang__list\"),t=f.querySelector(\"summary\").getBoundingClientRect(),a=s.innerHeight,i=m.clientWidth||s.innerWidth;e.style.top=\"\";e.style.bottom=\"\";e.style.left=\"\";e.style.right=\"\";e.style.insetInlineStart=\"\";e.style.insetInlineEnd=\"\";var n=a-t.bottom-16,h=t.top-16,r=n<Math.min(e.scrollHeight,320)?h>n:false;e.style.maxHeight=Math.max(160,Math.floor(r?h:n)-8)+\"px\";if(r){e.style.top=\"auto\";e.style.bottom=\"calc(100% + 8px)\"}var d=e.offsetWidth;if(t.right-d<8){e.style.insetInlineEnd=\"auto\";e.style.left=Math.max(8-t.left,0)+\"px\";e.style.right=\"auto\"}if(t.left+d>i-8?t.right-d<8:false)e.style.maxWidth=i-16+\"px\"}if(f){f.addEventListener(\"toggle\",j);s.addEventListener(\"resize\",j);v.addEventListener(\"keydown\",function(e){if(e.key===\"Escape\"?f.open:false){f.open=false;f.querySelector(\"summary\").focus()}});l.addEventListener(\"pointerdown\",function(e){var t=e.composedPath?e.composedPath():[];if(f.open?t.indexOf(f)<0:false)f.open=false})}v.querySelector(\".f-up\").addEventListener(\"click\",function(){var e=s.matchMedia?s.matchMedia(\"(prefers-reduced-motion: reduce)\").matches:false,t=l.scrollingElement||m,a=Date.now(),i=-1;try{s.scrollTo({top:0,behavior:e?\"auto\":\"smooth\"})}catch(r){s.scrollTo(0,0)}function n(){return Math.max(s.scrollY||0,t.scrollTop||0,l.body?l.body.scrollTop:0)}function h(){if(n()>1){s.scrollTo(0,0);t.scrollTop=0;if(l.body)l.body.scrollTop=0}var r=l.querySelector(\"nexus-header[data-nxh]\")||l.querySelector(\"main, #content, body\");if(r?r.focus:false){if(!r.hasAttribute(\"tabindex\"))r.setAttribute(\"tabindex\",\"-1\");r.focus({preventScroll:true})}}(function r(){var d=n();if(d<=1?true:Date.now()-a>1600?true:d===i?Date.now()-a>300:false){h();return}i=d;s.setTimeout(r,80)})()});var y=s.matchMedia?s.matchMedia(\"(prefers-color-scheme: dark)\"):null;function J(e){return e===\"light\"?true:e===\"dark\"?true:e===\"auto\"}function se(){var e=null;try{e=s.localStorage.getItem(D)}catch(t){e=null}return J(e)?e:W}var I=se();function B(e){I=e;u.setAttribute(\"data-theme\",e===\"auto\"?(y?y.matches:false)?\"dark\":\"light\":e)}B(I);function K(e){var t=e.detail?e.detail.mode:null;if(J(t))B(t)}l.addEventListener(\"nexus:theme-set\",K);l.addEventListener(\"nexus:theme\",K);if(y?y.addEventListener:false)y.addEventListener(\"change\",function(){if(I===\"auto\")B(\"auto\")})})();<\/script>\n\n<!-- nx-rev:4403def5fb59a0e7 -->\n<!-- nx-path:\/topics\/consumer-scams\/ -->","protected":false},"excerpt":{"rendered":"<p>Scams persuade people to hand over money or details: investment and crypto scams, romance scams, impersonation of banks, police or public servants, and fake purchases. Social media, messaging and online advertising help scammers reach victims at scale, often from organised\u2026<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":28,"menu_order":539,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_buddyx_sub_header_visibility":"","_buddyx_sub_header_title_visibility":"","_hide_show_side_panel":"","_buddyxpro_page_sidebar":"","_buddyxpro_page_disable_header":"","_buddyxpro_page_disable_footer":"","_buddyxpro_page_content_width":"","_buddyxpro_page_header_style":"","_buddyxpro_page_color_mode":"","_buddyxpro_page_loader":"","_nx_seo_description":"Consumer scams: investment, romance and impersonation scams, platform and telecom channels, organised scam centres and shared responsibility for harm.","_nx_seo_title":"Consumer scams and financial harm | GRA","_nx_seo_image":"","_nx_seo_jsonld":"{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/globalriskalliance.com\/#organization\",\"name\":\"The Global Risks Alliance\",\"alternateName\":\"GRA\",\"url\":\"https:\/\/globalriskalliance.com\/\",\"description\":\"The Global Risks Alliance (GRA) works on shared industry understanding of systemic risk across financial services. GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.\",\"address\":{\"@type\":\"PostalAddress\",\"streetAddress\":\"4500 Forbes Blvd., Suite 200\",\"addressLocality\":\"Lanham\",\"addressRegion\":\"MD\",\"postalCode\":\"20706\",\"addressCountry\":\"US\"},\"knowsAbout\":[\"Insurance protection gap\",\"Climate-related financial risk\",\"Disaster risk finance\",\"Financial stability\",\"Sustainability disclosure\",\"Financial regulation\"],\"contactPoint\":[{\"@type\":\"ContactPoint\",\"contactType\":\"General enquiries\",\"email\":\"contact@therisk.global\",\"availableLanguage\":[\"en\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/#website\",\"url\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\",\"name\":\"Financial Crime and Fraud Risk\",\"publisher\":{\"@id\":\"https:\/\/globalriskalliance.com\/#organization\"},\"inLanguage\":\"en\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/#webpage\",\"url\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/\",\"name\":\"Consumer scams\",\"headline\":\"Consumer scams and financial harm | GRA\",\"description\":\"Consumer scams: investment, romance and impersonation scams, platform and telecom channels, organised scam centres and shared responsibility for harm.\",\"inLanguage\":\"en\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/#website\"},\"publisher\":{\"@id\":\"https:\/\/globalriskalliance.com\/#organization\"},\"keywords\":\"consumer scams, investment scams, romance scams, impersonation scams, scam prevention, impersonation scam\",\"about\":{\"@type\":\"Thing\",\"name\":\"consumer scams\"},\"breadcrumb\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/#breadcrumb\"},\"mentions\":[{\"@type\":\"Dataset\",\"name\":\"FTC Consumer Sentinel Network data book\",\"description\":\"Reported fraud and scams in the United States\"},{\"@type\":\"Dataset\",\"name\":\"FBI Internet Crime Complaint Center annual report\",\"description\":\"Reported internet-enabled crime\"},{\"@type\":\"Dataset\",\"name\":\"Australian Competition and Consumer Commission Targeting Scams report\",\"description\":\"Scam losses and channels in Australia\"},{\"@type\":\"Dataset\",\"name\":\"UNODC reports on scam centres in Southeast Asia\",\"description\":\"Organised scam operations and trafficking links\"},{\"@type\":\"Dataset\",\"name\":\"Global Anti-Scam Alliance reports\",\"description\":\"Cross-country scam surveys\"}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"GRA\",\"item\":\"https:\/\/globalriskalliance.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financial Crime and Fraud Risk\",\"item\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Topics\",\"item\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Consumer scams\",\"item\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/\"}]},{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why don\\u0027t payment controls stop scams?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because scam victims authorise the payment themselves, often after being coached to ignore warnings, so controls designed to stop unauthorised transactions do not apply.\"}},{\"@type\":\"Question\",\"name\":\"Who is responsible for scam losses?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the jurisdiction. Some require payment firms to reimburse victims in many cases; others place more weight on platforms, telecoms or victims themselves.\"}},{\"@type\":\"Question\",\"name\":\"Where should a scam victim go for help?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To their bank or payment provider and the national police or fraud reporting service. This platform does not handle cases.\"}},{\"@type\":\"Question\",\"name\":\"What should I do if I have been scammed?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Contact your bank or payment provider immediately and report the scam to the police or national fraud reporting service. GRA cannot act on individual cases.\"}},{\"@type\":\"Question\",\"name\":\"Are only older people targeted?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. People of all ages are scammed. Different scams target different groups, and vulnerability often depends on circumstances rather than age alone.\"}},{\"@type\":\"Question\",\"name\":\"Why involve telecoms and platforms?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because many scams begin on phone networks, messaging apps and online platforms. Protecting people effectively requires action where scams start, not only where money moves.\"}}]}]}","_nx_i18n_locale":"","_nx_i18n_group":"","nexus_page_kind":"","footnotes":"","_nx_seo_image_alt":"","_nx_seo_canonical":"","_nx_seo_robots":"","_nx_seo_schema_type":""},"class_list":["post-46","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/pages\/46","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/comments?post=46"}],"version-history":[{"count":2,"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/pages\/46\/revisions"}],"predecessor-version":[{"id":171,"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/pages\/46\/revisions\/171"}],"up":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/pages\/28"}],"wp:attachment":[{"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/media?parent=46"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}