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aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Financial Crime and Fraud Risk<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Professional learning<\/h1><p class=\"nx-scene-lede\">Professionals train through anti-money-laundering and fraud qualifications offered by professional associations. Platform learning material explains typologies and programme controls for non-specialists.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\">Back to Financial Crime and Fraud Risk<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sequence<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">The order things happen in.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"timeline\"><div class=\"nx-hero-rail\"><ol class=\"nx-lv-rail\"><li><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/programmes\/\"><span class=\"nx-lv-rail-k\">01<\/span><span class=\"nx-lv-rail-t\">Question<\/span><span class=\"nx-lv-rail-n\">National, regional or institutional priority<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/\"><span class=\"nx-lv-rail-k\">02<\/span><span class=\"nx-lv-rail-t\">Evidence<\/span><span class=\"nx-lv-rail-n\">STEM foundation of the platform<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/foundry\/\"><span class=\"nx-lv-rail-k\">03<\/span><span class=\"nx-lv-rail-t\">Build<\/span><span class=\"nx-lv-rail-n\">Foundry<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/community\/\"><span class=\"nx-lv-rail-k\">04<\/span><span class=\"nx-lv-rail-t\">Organise<\/span><span class=\"nx-lv-rail-n\">Nexus ecosystem<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/universe\/\"><span class=\"nx-lv-rail-k\">05<\/span><span class=\"nx-lv-rail-t\">Test<\/span><span class=\"nx-lv-rail-n\">Universe (independent site)<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/reports\/\"><span class=\"nx-lv-rail-k\">06<\/span><span class=\"nx-lv-rail-t\">Publish<\/span><span class=\"nx-lv-rail-n\">Reports<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/trust\/\"><span class=\"nx-lv-rail-k\">07<\/span><span class=\"nx-lv-rail-t\">Decide<\/span><span class=\"nx-lv-rail-n\">Competent authorities and institutions, through NXS-RLS (participants, agreements and handoffs)<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/programmes\/\"><span class=\"nx-lv-rail-k\">08<\/span><span class=\"nx-lv-rail-t\">Renew<\/span><span class=\"nx-lv-rail-n\">Corrections and the next annual agenda<\/span><\/a><\/li><\/ol><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-paths\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Paths<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Start from the methods.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-chips\"><span class=\"nx-chip\">Artificial intelligence and machine learning<\/span><span class=\"nx-chip\">Network science and contagion<\/span><span class=\"nx-chip\">Data engineering, interoperability and stewardship<\/span><span class=\"nx-chip\">Digital identity and public digital systems<\/span><span class=\"nx-chip\">Distributed ledgers and digital assets<\/span><\/div><p class=\"nx-p nx-mt-3\">Each method links to its canonical page, which lists teaching material as it is published.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"workflow\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/learning\/#workflow\" data-nxf-title=\"Participation\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-ap08-le\" class=\"nx-section\" data-hue=\"project\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Notes<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Learning notes.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Reading a mutual evaluation report.<\/li><li>Payment transparency under revised Recommendation 16.<\/li><li>Fraud risks in relief payments.<\/li><\/ul><p class=\"nx-p\">Financial Crime and Fraud Risk learning material is designed around crisis fraud, mule networks and payment transparency.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"search\" data-nxf-kind=\"search\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/learning\/#search\" data-nxf-title=\"Find a group\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Process<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">How the process runs.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-pe\" id=\"nx-pe-wg-lifecycle\" data-nx-pe=\"nx-pe-wg-lifecycle\" data-active=\"wg-lifecycle\"><div class=\"nx-pe-shell\"><p class=\"nx-pe-eb\">Process<\/p><h2 class=\"nx-pe-title\">Professional learning: Working group, charter to sunset<\/h2><p class=\"nx-pe-cap\">A working group is chartered by record for a fixed timebox, delivers bounded assignments, drafts and recommends, then dissolves unless renewed; it does not adopt.<\/p><ol class=\"nx-pe-steps\"><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">01 Form<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">01<\/span><span class=\"nx-pe-st\">NLC proposes the group<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Leadership Council<\/span><span class=\"nx-pe-sm\">The NLC proposes working groups and nominates chairs, editors and experts from its leadership pools. It does not charter.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">02<\/span><span class=\"nx-pe-st\">Charter by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A working group is chartered by record for a timebox of at most twenty-four months. The charter sets its scope, roles and decision rule.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">03<\/span><span class=\"nx-pe-st\">Members join by competence<\/span><span class=\"nx-pe-k\">Step \u00b7 Members<\/span><span class=\"nx-pe-sm\">Experts, practitioners, students and volunteers join by competence. Members declare interests and recuse on conflict.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">02 Work<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">04<\/span><span class=\"nx-pe-st\">Workplan from the national agenda<\/span><span class=\"nx-pe-k\">Step<\/span><span class=\"nx-pe-sm\">Assignments come from the national agenda and the year&#8217;s missions. Each states the competence it needs and how the work will be reviewed.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">05<\/span><span class=\"nx-pe-st\">Drafts and deliverables, delivered monthly<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Groups deliver monthly. For standards they draft the national profile and deviation register and run national public comment and pilots.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">03 Review<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">06<\/span><span class=\"nx-pe-st\">Contribution record and review<\/span><span class=\"nx-pe-k\">Gate<\/span><span class=\"nx-pe-sm\">Each contribution is recorded and reviewed. A working group drafts and recommends; it does not adopt.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">07<\/span><span class=\"nx-pe-st\">Recognition follows the record<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Contribution records are kept, so that recognition follows the record.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">08<\/span><span class=\"nx-pe-st\">National adoption is decided elsewhere<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">The National Standards Council decides the adoption mode and the national profile. The working group proposes and never decides.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">04 Close<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">09<\/span><span class=\"nx-pe-st\">Dissolved by default, or renewed by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A group is dissolved by default at the end of the timebox. The National Standards Council renews or closes it, on the NLC&#8217;s proposal.<\/span><\/li><\/ol><\/li><\/ol><p class=\"nx-pe-foot\"><span><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/nwg\" rel=\"noopener\">National Working Groups<\/a> \u00b7 National Standards Council \u00b7 Decision rights<\/span><span>Designed programme process, not a record of operation. No cycle has run and every programme is at service level R0. A gate is a programme decision, never a public-authority approval, certification or deployment authorisation. No working group is constituted. The charter rules belong to the proposed <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a> working model.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"infrastructure\" aria-label=\"Status, Sources, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Status, Sources, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-status\" aria-selected=\"true\" data-key=\"p1\">Status<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"false\" data-key=\"p2\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-s-7-sec\" aria-selected=\"false\" data-key=\"p3\">Questions<\/button><\/div><section id=\"nx-sec-status\" class=\"nx-section nx-band-panel\" data-hue=\"infrastructure\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Status<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">How courses are added.<\/h2><p class=\"nx-lede\">Courses are listed once approved, with their provider, level and terms. Completing a course is a learning record, not a professional licence or certification.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"project\" data-variant=\"stack\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li><a class=\"nx-link\" href=\"https:\/\/www.fatf-gafi.org\/en\/publications\/Fatfrecommendations\/update-Recommendation-16-payment-transparency-june-2025.html\">FATF Recommendations, including revised Recommendation 16 on payment transparency (June 2025; implementation by end-2030)<\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-7-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Are courses free?<\/summary><div class=\"nx-answer\">Each course states its own terms when it is listed.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-lriskalliance-com-financial-crime-fraud-learning-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-lriskalliance-com-financial-crime-fraud-learning-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-lriskalliance-com-financial-crime-fraud-learning-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/model\/scenarios\/urban-flood\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Urban flood<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/financial-crime\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Financial crime and fraud<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-8\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Financial Crime and Fraud Risk<\/span><h2 id=\"nx-close-8\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/write-to-us\/readiness-request\/\">Propose a readiness pilot <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-legal-9\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Legal<\/span><h2 id=\"nx-legal-9\" class=\"nx-h3 nx-mt-2\">Legal documents.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Legal documents\"><a href=\"https:\/\/globalriskalliance.com\/legal\/terms\/\">Platform Terms of Use <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/privacy\/\">Platform Privacy Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/cookies\/\">Platform Cookie and Storage Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/legal-notice\/\">Legal Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/acceptable-use\/\">Acceptable Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/participation-terms\/\">Participation and Events Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/contribution-terms\/\">Contribution Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/research-and-data-terms\/\">Research and Data Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/ai-use\/\">AI-use Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/intellectual-property\/\">Intellectual Property and Licensing <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/trademark-policy\/\">Trademark and Name Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/disclaimer\/\">Disclaimers and Data Notices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/corrections\/\">Corrections and Right of Reply Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/complaints-and-integrity\/\">Complaints and integrity reporting <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/security\/\">Security and responsible disclosure <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/code-of-conduct\/\">Code of Conduct <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\">Accessibility Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/third-party-notices\/\">Third-party notices and attributions <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><p class=\"nx-note nx-mt-3\">Maps, data and figures on this site are shown for context and general information. They are not advice, forecasts or warnings; the limits of the information are set out in the Disclaimers and Data Notices.<\/p><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n<!-- nx-rev:659adc296b066a47 -->\n<!-- nx-shared:834ad6323d4b -->\n<!-- nx-path:\/learning\/ -->","protected":false},"excerpt":{"rendered":"<p>40){clearInterval(re)}},400);n.NXLive={allowed:d,blocked:f,grant:B,register:V,hosts:E.length}})();GRA \u00b7 Financial Crime and Fraud Risk<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":516,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_buddyx_sub_header_visibility":"","_buddyx_sub_header_title_visibility":"","_hide_show_side_panel":"","_buddyxpro_page_sidebar":"","_buddyxpro_page_disable_header":"","_buddyxpro_page_disable_footer":"","_buddyxpro_page_content_width":"","_buddyxpro_page_header_style":"","_buddyxpro_page_color_mode":"","_buddyxpro_page_loader":"","_nx_seo_description":"","_nx_seo_title":"","_nx_seo_image":"","_nx_seo_jsonld":"","_nx_i18n_locale":"","_nx_i18n_group":"","nexus_page_kind":"","footnotes":"","_nx_seo_image_alt":"","_nx_seo_canonical":"","_nx_seo_robots":"","_nx_seo_schema_type":""},"class_list":["post-18","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/pages\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":1,"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/pages\/18\/revisions"}],"predecessor-version":[{"id":64,"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/pages\/18\/revisions\/64"}],"wp:attachment":[{"href":"https:\/\/globalriskalliance.com\/financial-crime-fraud\/wp-json\/wp\/v2\/media?parent=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}