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<\/script><script 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\"><style>#nxe-nwnwt3ql.nxe{display:block;box-sizing:border-box;max-width:1180px;margin:0 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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-nwnwt3ql.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"console\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P08 \u00b7 TOPIC \u00b7 suspicious-activity-controls<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Financial Crime and Fraud Risk<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Topic dossier \u00b7 Financial Crime and Fraud Risk<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Suspicious activity controls<\/h1><p class=\"nx-tagline\">Financial institutions must know their customers, monitor transactions and report suspicion to financial intelligence units. These controls are costly and produce many reports, while the share that lead to law enforcement action is hard to observe. This page sets out how customer due diligence, monitoring and reporting work and where they are ineffective, how effectiveness is measured, and who decides.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/\">Back to Topics<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Dossier<\/strong><\/span><span class=\"nx-eyebrow\">A-P08 \u00b7 topic<\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"#nx-sec-brief-answer\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">In brief<\/span><span class=\"nx-register-v\">Definition and scope<\/span><\/a><\/li><li><a href=\"#nx-sec-question\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">The question<\/span><span class=\"nx-register-v\">4 mechanisms<\/span><\/a><\/li><li><a href=\"#nx-sec-terms\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Key terms<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">3<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-field\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Field<\/span><span class=\"nx-register-v\">H3 field plate<\/span><\/a><\/li><li><a href=\"#nx-sec-indicators\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Indicators<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">6<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-pipeline\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Pipeline<\/span><span class=\"nx-register-v\">Run graph<\/span><\/a><\/li><li><a href=\"#nx-sec-sources\"><span class=\"nx-register-n\">07<\/span><span class=\"nx-register-k\">Sources<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">5<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-decisions\"><span class=\"nx-register-n\">08<\/span><span class=\"nx-register-k\">Decision holders<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">4<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-methods\"><span class=\"nx-register-n\">09<\/span><span class=\"nx-register-k\">Methods<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">3<\/span><\/span><\/a><\/li><\/ol><p class=\"nx-register-foot\">GRA \u00b7 In development \u00b7 service level R0<\/p><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-sec-field\"><span>02<\/span>Settlement dependencies, and what\u2026<\/a><a href=\"#nx-sec-question\"><span>03<\/span>Suspicious activity controls: how\u2026<\/a><a href=\"#nx-sec-terms\"><span>04<\/span>Terms used on this page<\/a><a href=\"#nx-sec-indicators\"><span>05<\/span>What is measured, and how well<\/a><a href=\"#nx-sec-pipeline\"><span>06<\/span>From sources to decisions<\/a><a href=\"#nx-sec-sources\"><span>07<\/span>Where the evidence comes from<\/a><a href=\"#nx-sec-decisions\"><span>08<\/span>Who decides, and what the evidence\u2026<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Suspicious activity reporting is the duty of regulated firms to report suspected criminal proceeds or terrorist financing to their financial intelligence unit, supported by customer due diligence and transaction monitoring. Its effectiveness is hard to observe. Reporting officers, FIUs, supervisors and legislators hold the decisions.<\/p><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Spatial finance<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Settlement dependencies, and what fails with a node.<\/h2><p class=\"nx-lede\">How a failure at one financial centre can spread through settlement links. Design links, not real dependencies.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><figure class=\"nx-fk nx-sf\" data-fk=\"payments-network\" data-gl=\"sf:payments-network\" data-sf=\"payments-network\" aria-label=\"Interactive map: sixteen financial centres joined by design dependency links. The panel chooses a centre to fail and steps the cascade.\" 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\"><figcaption class=\"nx-fk-cap\"><span>Sixteen financial centres, and how a failure at one spreads through settlement links.<\/span><span data-honesty=\"true\">Design links, not the real dependencies of any infrastructure.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/topics\/suspicious-activity-controls\/#map\" data-nxf-title=\"Financial Crime and Fraud Risk live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-question\" class=\"nx-section\" data-hue=\"project\" data-variant=\"split\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Suspicious activity controls: how the risk develops.<\/h2><p class=\"nx-lede\">Investigation responsibility and safeguards. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M14 2v4a2 2 0 0 0 2 2h4\"\/><path d=\"M4.268 21a2 2 0 0 0 1.727 1H18a2 2 0 0 0 2-2V7l-5-5H6a2 2 0 0 0-2 2v3\"\/><path d=\"m9 18-1.5-1.5\"\/><circle cx=\"5\" cy=\"14\" r=\"3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Rules generate noise<\/h3><p class=\"nx-p nx-mt-1\">Rule-based transaction monitoring flags many alerts that turn out to be legitimate. Analysts spend time clearing false positives, and real cases can be missed in volume.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"8\" height=\"4\" x=\"8\" y=\"2\" rx=\"1\" ry=\"1\"\/><path d=\"M16 4h2a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2V6a2 2 0 0 1 2-2h2\"\/><path d=\"m9 14 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Defensive reporting<\/h3><p class=\"nx-p nx-mt-1\">Fear of penalties encourages filing reports of low value, which strains FIUs. Feedback from FIUs to reporters is often limited.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"m12.83 2.18a2 2 0 0 0-1.66 0L2.6 6.08a1 1 0 0 0 0 1.83l8.58 3.91a2 2 0 0 0 1.66 0l8.58-3.9a1 1 0 0 0 0-1.83Z\"\/><path d=\"m22 17.65-9.17 4.16a2 2 0 0 1-1.66 0L2 17.65\"\/><path d=\"m22 12.65-9.17 4.16a2 2 0 0 1-1.66 0L2 12.65\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Each bank sees a fragment<\/h3><p class=\"nx-p nx-mt-1\">Launderers spread activity across institutions. One bank sees only part of the pattern, which is why information sharing partnerships exist.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3.85 8.62a4 4 0 0 1 4.78-4.77 4 4 0 0 1 6.74 0 4 4 0 0 1 4.78 4.78 4 4 0 0 1 0 6.74 4 4 0 0 1-4.77 4.78 4 4 0 0 1-6.75 0 4 4 0 0 1-4.78-4.77 4 4 0 0 1 0-6.76Z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Effectiveness versus compliance<\/h3><p class=\"nx-p nx-mt-1\">Supervisors increasingly ask whether controls produce useful intelligence, not only whether processes exist. Measuring that requires outcome data from law enforcement.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Suspicious activity report<\/td><td data-label=\"Definition\">A report by a regulated firm to its FIU about activity it suspects involves crime.<\/td><\/tr><tr><td data-label=\"Term\">False positive<\/td><td data-label=\"Definition\">An alert that, on review, does not indicate suspicious activity.<\/td><\/tr><tr><td data-label=\"Term\">Tipping off<\/td><td data-label=\"Definition\">Disclosing to a person that a report or investigation concerns them, which is generally prohibited.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section\" data-hue=\"infrastructure\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Suspicious activity reports filed<\/td><td data-label=\"Unit\">count by sector<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">FIU annual reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Transaction monitoring false positive rate<\/td><td data-label=\"Unit\">share of alerts closed without report<\/td><td data-label=\"Cadence\">periodic<\/td><td data-label=\"Source type\">Firm data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Reports used in investigations<\/td><td data-label=\"Unit\">count or share<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">FIU and law enforcement reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Feedback provided by FIU to reporters<\/td><td data-label=\"Unit\">count of feedback instances<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">FIU reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Public-private partnership cases<\/td><td data-label=\"Unit\">count<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Partnership reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">AML enforcement penalties<\/td><td data-label=\"Unit\">count and currency<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Regulator enforcement records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/topics\/suspicious-activity-controls\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-pipeline\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">From sources to decisions.<\/h2><p class=\"nx-lede\">The topic as a computational graph: named sources feed the methods, an evidence review gates the outputs, and the decisions stay with the authorities that hold them.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Pipeline canvas<\/strong> \u00b7 Suspicious activity controls as a run graph<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p08-topics-suspicious-activity-controls-t nx-dag-a-p08-topics-suspicious-activity-controls-d\" data-nx-z=\"zVzNcuM4kn4VBPcyHWvKxA\/\/IkqO8Nrqbke5pB5bnt460iQsMYoivSTlnzrtcc\/7EPsKe99HmSeZwA8pUKZEUGTV7KFMqCQkMhOZHxLIJD5F9Km4+PQclCXNUxBHUyN9M6NgZQbms+WZZfYch4VZbIvnOIyzbWEGYRm\/xOW7GWZpmWdJYUZZWRjgNY7K9dSAjgHWNF6tS9GWlB\/SuCymxrag+f1zENJF+lBQ4+JTGOdhQkGYBAX7mtF6imkSGSB8mxqeAcJ3\/sinhjVxjfOLT+eS4sWnTZB\/o\/lpPAd5nr0a4CWmr\/+WvU0NC1jAA2wg+vTvU8Plja9TgxhADPOnEM+pPv8uZXQMkOUxTcupEWzLzCzKIC\/NnL7QnAv4HJTrnXhy2GhqfAFsyFvgAQJu+eDfuXSC+gjCmUn8Qv9JEsqxNcQ8F\/aX07Dc0QiD9CVQTApZ1s6obIcYIH9jfJ3Ljod\/9xQnydTY5slf\/uUks\/6lHqNm7jlIaWIywgZgajXAO\/\/byoRjMQJJnComvg7i3CwM8AZ5vzdUdXqHvAN4R1XHkr4pI2+yNANbM06\/IT409PjY2DbAU5aWZhF\/p1MDWhPbAKynGaThOsunBp8xAySUOY5ZPAdhnK6YQ1mEboyLfJsW4Bw8xWmQhnGQmGEeb6gZpJH5lAdbcA6CTQLOQbu2Pp2zsfa1lGYRNctgBbZm+Wg+BtGKcp4JgRPE2Uaw1pmPFMzwxOzig\/JXpE32rSDquZIoxpOmNrwPytjEUZTQNm1Apozr2f3Nb3Nw9zCvBFvtOCgfDRAFZcDlz9Kp8T3LNmacGiDPEjo1HrdlmaUGKIPHOI2oMI8gjwMzCR5pIn4P4tT4YPHr+JmL4nvuhAj97GwKkYmCquwLpiHSbSG+709coRjSZSSH9WI5TDH\/WunjfKWhk2xb9lMK63BYKzaZeONpxXEncCSt\/P2\/\/ltXL0+xvkrYbw9rw\/L3dYFdpp9TdIHciT+SLn69Werq4jkJ3rWVwX98UBue7TA7aOqDEOZFJ+jDcz1pacP18cft5VdVIQcEcO0Ppu1bJ5q2Z+EJHon928uvi4cl+L\/\/Bbd37SC\/yrOtkAGLZdD1FYtUQR3KNds7JgIWYC5I+bjBv6+7pEHEeP88X\/wJlr\/PwNXD\/XLxZaYrAPLc0STAFhwiwpfF\/Ga56GScQLFcQA+PwDmSxHx3COs387\/N7pc3v10uZ13su7531HIwQtrce5Y3gulcz65urmfgcn4N7mZ\/LO5qTGvGuTRaUSAeVbTLAK4o6fPUsOWnpzzbTI0wiuTnMpsaec43Retbmq54wCjjZOh7ABIErgDCiLeQZYknJuxZxeUmTaNTY9pddM4j248imU9JvUHp5ui8l1achlbKN0Up5eawUrBtSRZYi7HAn5iw5z9FKcc5GqIUZhydSsEQAehBcMVbiDiNJ4bwpyulm6PzRjxA+creQw\/7ACIImI8r7vjI82RAh7A\/UaKARlQEcdfOQlIVmwoM0UQuCsRjy7HOruKioKsNTUt12T9sDCnfwChK8JoeslGUECQHjMG3pD0SxO0PYF+oniCHPUczhl+6J\/E4\/8cnEXtOFeP7UJ1EpIZyPSeRWN6kWo0t7UkMEpqXxfE5bMjtN+QOEkXuOH1pnzjbE9N0BRzIJwrYHuFPB3rjT1yHBAw0FBE417UMmyTP2oVwXSKF8CzONHBdIYwHrZ8vBGoIIdiupSiCAyuv7zhSCGhZnGvgO2Lpg5aFRl17NZyoW4rjjsQ2y66MCV3FkWxP3VT0dCTfI9KRoO\/oo6HUR9rDl1i4elj8cpvSXrPIEJHP4pjBgpYxNuXg1qchBrQ8S66lvMnkaDbGXOB1zLFTjuPmCC0bV0dajdXZxhN0sj0yTZywPD9RGj0G4bcD5xTsaLE6YYyytDmhlVuyb9WgXp5SXG2LMtvQHERbCqI4iVc0DSsK5fsznRqsWdDdkh+UdGpcL+Yz+T8bODXiiKZlXL6zfXf2mtK84OcE4ns0NT5\/vZKf+CZqanxOs1dQrikIJQPa5yrtHJ8ByeYZ4CpoPdl9zN7khlFggrXbfEJbQRnX2z+rb9JZ0yDSIoScnoSg204IogMU4pAp621q2BLnrN2WFKoRCFEMtYkBnM4qeX9eG6DMg7R4ynIWB7FmEpT0L7Z1Bi3\/F+HqGJCJHVomBMiEExsQ9rcggDUBnNgvdmgBaCLWNvn\/FCYxWZv98PsXDFz2A8B\/ILoU7HtB6KMbFUFaiO0yBFvz1WEpB7YDl+Iia+\/oHDIqFx+N5O\/\/+T+V+xzfj1eKJF1H8l078svl5f1s2TUoagxq+xqHABet3tZPOnZa0T3Q569XxxMlAtUEJjKy2NkdiDiNbYzdP0ECXSjPSCFpnux4PbMji3l9pLOfun3O2CSytC30ZeKWR0751MDCHvugrd1A23o\/KKHrLi6+gTwo43TVQNhNFinLVxu+Jtkrm+wNjeLthrXW8Wqt4OszzeMsisOxQFbh9Axw9nRwFWEyErB2UtJG1prS6dCKapgfH1sRQQ1whTDBpg0QwACbjjYcIgcdxUNlPvVwopZ5KAx+WVzPbvVAsB5TDwVbfaKndHowWHmXBhZiYv8QLMQO\/plYyL2mBQsP98C+NRg9cQM966NWiUlL5jQiFVf0DlCDJAHhOkhTmhQKbv4ap1ezObi\/vAOsX1yUcVg0QfRLlsZlpg+dKpunRKV8ozRGVHqQUN+oFCN7YFSKVfAdLyrF0P1\/GZVi5LWisGoavcI1bOOfH4xiRyeddqF6Vj+hPEuHfquL9opKMSE\/JCrFtv0To1J+EqSFqwezNRJXN01clQAXpytQhDQN8jgrusLTu4f5\/Gb+mwKw+TahBV+P2a9VjC3XOS3WWRINBNY2PuvgNN+mKQurteLT4RDbSal3fDoAZFEN+O4PiU9VmB0Ynx5Cxo9zq71fr6UfipEnRKqaELnnGz3l0oPJnZfpRKmoqj5SsdG2GzmrU6JUm1SFPMOwUeLLIXgMwpCmJdhKqOPxJ3SZSAIpmU1xrDwes9ZRLteCTpS768Fc9HgPIB4qj1WMrI\/lq6CkrclKgeV10k5i5CXLAYIyj4NV8xC3QYdDOKtzUQPkNEjei1LB7TDJCgqyHNAiDJJdfwnfN+kLLcpYENaEcJW9M8C6ir9dgXFVKecOjow7KPUIjSUlBE+FbSKRH0E8OmwTTM4QxBK2XYASG9gm\/2fa37Vhm9iSRURaYVudTz1Uq4Um\/jC0Vsu0joN1PaSDteJZ4Qg9xXEdHdofXEoDq21clYkjYo0Yx9q2XVWg2nAIVqszcRg5ucOEXApHD2ttD7X2OIKW\/7GlWxq1FjkIvNxVCEhE2qFYzNxSQcwyKL41EfOvD7OH2bWCmWFQUAUwU1q+Zvm34TDZYOoMME7OgJTtKFI60BsJKTspaSNlTel0pHQqsP0BSOkgR0FKDPDae\/F+x\/oY6RDnKEY2JlMPVWp5h4Lk8vL+sx5I1kPqgSSz\/J6y6CGk9CENXHRhXXml4CLxG+n5E3DRJbBK\/A\/DRQEX3cjIHaQXMrou6YuMEQ3jYgdxe+VTAhyVopVqy317twB7XeWZ6z49jpCXD8vfF3c3y6\/qwQDlwXCWgzRTw8ucBsXuJFei5TUN44iCII2A6Kd\/OqCyeqa0gm25zvK4fD8OnR60RoLOTkra0FlTOh06vQp9fwB0etBToBMBdw0tFmu+QEsbPT3sHUXPxrTqIU4t8lD0ZDX19zeLuR6C1sPqIWjDLXoKpgel0sE0oNTzrZYQ03GHhpg+IlWF8zAorXGlG025z\/RCU9+pI1Orbw8bnR6ZwmZp1q5ErcrBCwspM\/DrzUPf0HRXRAeqIjoFeyMaROz13rHAt8Fqn4CV1TiOVDLQTUobd3ekTi8agBb8cRVZjHijbKB31AotfLyCqjGlevi0E3lo0YB+3LobU69ooMUv+gqnVzNQuZhOpgpalgxl1aKB4aEshMiWsezAqgHdWFZ4Tq\/CAQjt3nVXbWhKmkmubY1uVV5+m+7XXWngaFV6q4DnI02yV7Ncs0RbSkFJi3K0KFYweRKCDk9qdZPqj6AD0lq1x\/2IvBZHUDWxdTqCHsz287nsiS6Ds1gnQKdmFmu\/Cl1XIr38VZtX9cNONZU1KnYOzGX1x07tdJTSxT52ErCJ03gTPButt8LI6ZLnNJ7irsqVMIQob\/M3iWw2LVVdwkGqExpoT5QgiN\/dUBMWdGEfurYnb38YmW7NLybD6Yq0X5PfMeiKk2TxMgmsXibhpjqMbrWmCqfC9cZtOOXdWVHlV+jHcE2qTMkYdtFO+dQZZBdaVVZWVdbu6GBPvTtA0EGVH\/e4h4kgeRETa5wf9nZ5YQJBO2931QugIFJvqzoO9FjgBiHO3hqovW4RmfEHy5svs9ub+YyVSizmM3B1eV9nlj5qQegAsrNQrgXW4EpgUMiUYBMN9qErXJ445NSFV1w8wnOhXdxiy2F0Gb+y2Z9jLG5FGYPnZSNze4hpgn3BMm\/0Z5gQPA67Si6ti2fbhZWiZbM\/37Zrj6VosSPoYtq1pC3zRn+GXWskWxabf71Ar\/L\/vTDv0Jgtr2ZRpdariVhlzrdeb5V3s8sRlHolrN5Zp4R4e0QS8zHIPy73bvVusErT81gBUxtRPS341kTv7KO1GLhTeo+fko8tf4PqQA3Ye\/cHHZS\/5ZWUTvH9sYRHDpKFairN\/qLDhuh836clfFstq64WbMseagR1bLrTQ5PqUCNASE8PbQVEnfJDZ5j0dQSNbUveOaDSHCo7RrpW0Foa0Ck+coZOvxLaEvFy+we6Q5VAsKYjtOX3OlWA3YE4oO5IbORWPqDQPayAxpnka\/MQsrow8M2s2K0+v0pW5Rnlq8kvj4ET7BHouY7vWNj2bWM\/OEj5dUYctWDVQcaPsi3CBNQIE5qyi2rZ+jUymXEljWqyj1caoGOTbWZpg2zFCyPrTwYdl8wXfx6+fnC3hXHlfXXqHoY05Oixh3FtNMom5mZ+\/8fsarm4YzuY+9nt7Go5uwbzxfWBUsWPR4v8U2GWcZnQJmvOHmuovW4+44Xm8nUIvQiuHsI7OWzkM7f4c767spAPyY09ToupwV9TN3Y8MCFfQEsW3bZaeTn8cpC4\/RfEaUkTeRkE2KZxCZI4iAvdooFaB74\/SAc38z8elvcHlBCnz1uWK9DXgq+V1Cobrxzmfd\/1rWS34cD5f1geET7blj2l3+fnUEovzHIageb1V5oSo2GzPfvbzfVsfjU7IDJ9YTc1sOtU9GVGemlM6eyAXWfOph3kNMzyiEY9FUCGTfnD\/HZx9fnQlG\/TJAu\/9ZpyojXlLWHjPwA=\"><title id=\"nx-dag-a-p08-topics-suspicious-activity-controls-t\">Suspicious activity controls: from customer due diligence to suspicious activity report<\/title><desc id=\"nx-dag-a-p08-topics-suspicious-activity-controls-d\">Customer due diligence sets a risk rating; transaction monitoring scenarios raise alerts; analysts triage and investigate; the MLRO decides whether to report to the financial intelligence unit; feedback tunes the scenarios. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig. 02<\/strong><span>Nodes carry their type, two metric rows and a state; connectors show what feeds what; dashed frames name the owners; the timeline is the cadence. Design of the pipeline, not a record of a run.<\/span><\/p><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">FinCEN SAR statistics<\/td><td data-label=\"What it gives\">United States suspicious activity report volumes<\/td><td data-label=\"Licence class\">Public domain<\/td><\/tr><tr><td data-label=\"Source\">UK Financial Intelligence Unit SARs annual report<\/td><td data-label=\"What it gives\">UK reporting and use of SARs<\/td><td data-label=\"Licence class\">Open Government Licence<\/td><\/tr><tr><td data-label=\"Source\">Europol Financial Intelligence Public Private Partnership publications<\/td><td data-label=\"What it gives\">Partnership practice in Europe<\/td><td data-label=\"Licence class\">Free, Europol terms<\/td><\/tr><tr><td data-label=\"Source\">FATF guidance on partnerships and information sharing<\/td><td data-label=\"What it gives\">Practice on private sector information sharing<\/td><td data-label=\"Licence class\">Free, FATF terms<\/td><\/tr><tr><td data-label=\"Source\">Regulator enforcement notices<\/td><td data-label=\"What it gives\">AML control failures and penalties<\/td><td data-label=\"Licence class\">Public records, terms per regulator<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/topics\/suspicious-activity-controls\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-decisions\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Financial Crime and Fraud Risk prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">Money laundering reporting officers<\/td><td data-label=\"The question\">Which alerts become reports and how monitoring is tuned<\/td><td data-label=\"Evidence this page serves\">Alert data, typologies and FIU feedback<\/td><\/tr><tr><td data-label=\"Who decides\">FIUs<\/td><td data-label=\"The question\">How reports are analysed, disseminated and fed back<\/td><td data-label=\"Evidence this page serves\">Report volumes and outcomes<\/td><\/tr><tr><td data-label=\"Who decides\">AML supervisors<\/td><td data-label=\"The question\">Whether controls are effective as well as present<\/td><td data-label=\"Evidence this page serves\">Supervisory testing and outcome evidence<\/td><\/tr><tr><td data-label=\"Who decides\">Legislators<\/td><td data-label=\"The question\">What information sharing between institutions is permitted<\/td><td data-label=\"Evidence this page serves\">Partnership evidence and privacy safeguards<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Guide to due diligence, monitoring and reporting duties<\/li><li>Brief on measuring the effectiveness of suspicious activity reporting<\/li><li>Comparative notes on public-private information sharing<\/li><li>Questions for boards on monitoring model performance<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-core-questions\" class=\"nx-section\" data-hue=\"project\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">What experts ask.<\/h2><p class=\"nx-lede\">Researchers on suspicious activity controls ask how reporting turns into useful intelligence.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>How do institutions decide what is suspicious, and how consistent are their judgements?<\/li><li>How useful are suspicious activity reports to authorities, and how is feedback provided?<\/li><li>Where does responsibility lie between institutions, intelligence units and law enforcement?<\/li><li>How are customers' rights protected when accounts are restricted or closed on suspicion?<\/li><li>How do confidentiality and tipping-off rules affect customers and information sharing?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-mechanisms-and-drivers\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms and drivers<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Defensive reporting and the intelligence gap.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Institutions monitor transactions and customer behaviour, investigate alerts and report suspicion to the financial intelligence unit. Fear of penalties can lead to defensive reporting: large volumes of low-value reports that strain authorities' capacity. Feedback from authorities to reporters is often limited, so institutions cannot easily learn which reports are useful.<\/p><p class=\"nx-p\">Institutions are not investigators or prosecutors. They report suspicion; authorities decide whether to investigate. Customers subject to suspicion may have accounts restricted or closed without explanation because of confidentiality rules, which raises questions of fairness and redress. Partnerships between public and private sectors aim to improve intelligence while respecting these boundaries.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods-and-data\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"split\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and data<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">How the evidence is built, and where it stops.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Alert and reporting analysis<\/h3><p class=\"nx-p nx-mt-1\">Studying monitoring and reporting processes with <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/ai-ml\/\">machine learning<\/a> and data engineering expertise. Report contents are confidential.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Public-private partnership review<\/h3><p class=\"nx-p nx-mt-1\">Examining information-sharing arrangements. Evaluations are limited.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Legal analysis<\/h3><p class=\"nx-p nx-mt-1\">Comparing reporting, confidentiality and redress rules. Practice varies.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Practitioner research<\/h3><p class=\"nx-p nx-mt-1\">Learning from analysts and investigators. Requires safeguards for sensitive information.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/ai-ml\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Artificial intelligence and machine learning<\/span><span class=\"nx-mledger-role\">Real-time fraud scoring \u00b7 Alert prioritisation \u00b7 Fairness in fraud controls<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/ai-ml\/\" aria-label=\"Artificial intelligence and machine learning: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/data-engineering\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Data engineering, interoperability and stewardship<\/span><span class=\"nx-mledger-role\">Screening data quality \u00b7 Monitoring coverage checks \u00b7 Retention and minimisation<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/data-engineering\/\" aria-label=\"Data engineering, interoperability and stewardship: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/network-science\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Network science and contagion<\/span><span class=\"nx-mledger-role\">Mule network detection \u00b7 Ownership chain analysis \u00b7 Cross-institution patterns<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/network-science\/\" aria-label=\"Network science and contagion: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Outcome data linking reports to investigations and convictions are scarce and rarely public. False positive rates are firm-reported with different definitions. Enforcement records show failures that were caught, not overall effectiveness. Financial Crime and Fraud Risk explains controls; it does not assess any firm's programme or give compliance advice.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-14-sec\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-14\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>What is a suspicious activity report?<\/summary><div class=\"nx-answer\">A report by a regulated firm to its national financial intelligence unit about activity it suspects involves criminal proceeds or terrorist financing.<\/div><\/details><details><summary>Why are false positive rates high?<\/summary><div class=\"nx-answer\">Because rule-based monitoring flags broad patterns to avoid missing cases, and most flagged activity has legitimate explanations.<\/div><\/details><details><summary>What is a public-private partnership in AML?<\/summary><div class=\"nx-answer\">An arrangement in which law enforcement, FIUs and financial institutions share information under legal safeguards to detect and disrupt financial crime.<\/div><\/details><details><summary>What is tipping off?<\/summary><div class=\"nx-answer\">Informing a customer that they are subject to a suspicious activity report or investigation, which is generally prohibited to avoid prejudicing an investigation.<\/div><\/details><details><summary>Can a customer challenge an account closure?<\/summary><div class=\"nx-answer\">Rights vary by jurisdiction. Complaints and ombudsman routes may be available, though confidentiality rules can limit the information given.<\/div><\/details><details><summary>Does GRA receive suspicious activity reports?<\/summary><div class=\"nx-answer\">No. GRA is not a law enforcement body, financial intelligence unit or regulator. It does not investigate cases, receive reports of suspicious activity, screen customers or hold customer data.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-15\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-15\" class=\"nx-h3 nx-mt-2\">Around Financial Crime and Fraud Risk.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/payments-fraud\/\">Payments fraud <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/identity-fraud\/\">Identity fraud <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/money-laundering-risk\/\">Money laundering risk <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/\">Consumer scams <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/financial-sanctions-risk\/\">Financial sanctions risk <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/cyber-enabled-financial-crime\/\">Cyber enabled financial crime <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\">Financial Crime and Fraud Risk home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-16\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Financial Crime and Fraud Risk<\/span><h2 id=\"nx-close-16\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Financial%20Crime%20and%20Fraud%20Risk%3A%20Suspicious%20activity%20controls\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/suspicious-activity-controls\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/suspicious-activity-controls\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is a suspicious activity report?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A report by a regulated firm to its national financial intelligence unit about activity it suspects involves criminal proceeds or terrorist financing.\"}},{\"@type\":\"Question\",\"name\":\"Why are false positive rates high?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because rule-based monitoring flags broad patterns to avoid missing cases, and most flagged activity has legitimate explanations.\"}},{\"@type\":\"Question\",\"name\":\"What is a public-private partnership in AML?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"An arrangement in which law enforcement, FIUs and financial institutions share information under legal safeguards to detect and disrupt financial crime.\"}},{\"@type\":\"Question\",\"name\":\"What is tipping off?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Informing a customer that they are subject to a suspicious activity report or investigation, which is generally prohibited to avoid prejudicing an investigation.\"}},{\"@type\":\"Question\",\"name\":\"Can a customer challenge an account closure?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Rights vary by jurisdiction. 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