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frSjqYvNZM\/E2p\/qWjQnTOwE8SqDig6B9ui+jIg7bD+OoQ0w0FbxsSq1ppmjC7A0gWKWLW9fKv5SeayDmklld30FYwesMAuBQMrRj48KC6Lwblapb6gOYOhSxThiZkyHrgK0HqrhYxzlsFokW93KXWDeEbqFDnyd1MVPV0rZSb0wZskiIkiZiaoD0B\/yqlMAxdu65M8NCUEBjzPkgUT3igyl8DAVzuZz3UxgAVa3YdA6iBvVGaaH4ShzH4rHXoXc7t6cx4eqjdzroE725Lo+4rZ0ypLDOHWBHBhCN+Dp9JXf7lpojYCX53WSkwzTsHoGBJ1qq2lnURhEhOAjTSVAHAvAPejXLsHAPC\/tk5r8Jmm6xMh9U5SVeZrFZ1px7uJVfl1Isyh02oOnVZz6FS7t6QzpSzlZNpVSZnmhoxmwpjRhV6ZyWHsknea1NuqmBtegEhaxs+1nNGKt+oLocbpklUFBmkF6gkaHP+9LuI2KOobQM9YzhNBoeh2fTL3V92nu6W410lqB8Rc+DImpnzWxH+UHg6FLVmceOApC3z1o8yy2+Z+PunJaDNCt\/hN9NweKx5XkGkBLAnuoiTh8yCevYrpNGSeVAKZ5mV0JdYM6m+ai3+DJcJvsD74TVsbo\/oT3jZ6n23CBCtiD4Z09aJm+B2e91gjmidcK4+bt2BdtoD3pd+8j5WbpR2fdV6xn9MX78Cw9iqJWZhMaXgp3MLa6XHbC5rSd5CMcrc2uZu0U532rFsUML2SpfBOPSZZgHfLOO2WITNKvoJUYDpvB4UAVQwu5RDpJO\/WJnbRnur\/L6pKwMDo2wwSVtcCJoX1K5NDcgqqKWPfCpbzyziIwLsavwaHiOqy1sEYaDQOIqE55KuKvp9Rbg\/+86SPOndpCP7pK0b+ufhnB+lftggE8xejpOBEkbjOvyrf3at9WWDLyew7NqCJYvb7p6tzG6fdP5p0XFcjpvVxUJIzMBsxLDGxWzuIhJOnfj90Ri0YgZ0BM5RcYS7JOw1McRWcMWTBVMPQx0vh3GhXYLeDJbIaEqSFEPjqFUPbK9YNZSPq7TkxLj6pSPODNfPUW6wjs\/tpILCrFpEibBCGtq9Ytb8jF4TC3lI6QRJ\/VHy5F4+bHwmyyfdvWFNMYdlHtTXegINBLPGodo8NHMDy8O8kiR4eTuVSjv9oMrGExvlD7ayXYyZNaTkz3oIo4MuSyw1YYd8P6G5t+BqWAWNIW1v\/Vrdr8xY836orfQbXeGPe2oYzUpfSbXCN78112amVMmianLKeXqZXrggKKpnF\/K+Rq4EBimvAl5Gr8STtTP03rLenEGhp4C4u5EO0813lYG5ypD0HCL2gmhdEQ8VUhlQLPFNRKifG1cVVk3JVpVwRYRIsfyHkVoiWom2oiQWHKsrBUAZWIpoq1fxYJ4uBJX6q1D+kkqeiHBfK4UF6yVUXU3hDZZM\/8NinIFVRmdSbqkWWJxmhF0qaBMKINBWlbeEnweuVTbUq+dpziBCACAtNYNH1QaZc0ZQXGTgcG1RUBXWu0bZySL6f\/sNcri3YJldXQqe5lW1NCDHQNiXb1BTlY5dG5nZt5qL35tqmxLBOrQIp5EK0zTqphbCyIRgFVj\/wZjiOBUUGsTs3xYCeb9KEC3\/B6LZ2Goxuhffk3sy1exwFnmkLhOGtcLBMsApIw1upPJyKDFBE3fF23emVkkEQAtxj3CNGutCKtCb9MW9STVAuQ3kfNRaauBSNXYs3w4F9q04rxbgSi3cxoMQK3pLbWTlTUy0KIOgAyxdIgwH\/q5pq94PrcevC0nFNx+5QrhZssKoH3fFVjOO6XDmcXwlt8lUM6LoiOa5fCYVSK5c\/Gv9B2fiAdWeUaimQ+IWALMWX4fQsacaqGDzp9D0\/RNtUODQq42o3sEHMVV5GZ80WqJCBzFKv7eoGpZpLI209Ymz8WbRDAjajL+PPPepTJgYlgmbUs5MYkbW0P21SCF5TeFK48yYAq0yZesNUaCl2RR+kHT33YbdH4SVJLypS5TCwPBYyzg76\/QoY1O9Mbd\/RYYwJmr1q738vcwRXfmkUe49IwX9QMrmYz9Vboa1uW21lfa\/ltW6i+Lajm6TZ4oaBu3gVpXwD5mz7pfZmto+1qZCibc34TvI3VinCX1SquTwL37LNwwPVIsbpW7ZBDfOplmZg6\/KXzKdFyNV6HSSHL0xumsdCTsU2gnZ4bBpjeOCWFW2tLx8Nf5E\/nwc+f8s2F5D11DS00725v3Zzg9Dwkpzo49fS7HOBf0Pl4UG8EAVtY6Ya2jGu7Z6GhQJhVGN+rTDHT+PqNe7vSQSBgf9WL3cwLrMsWd2A6wZSpUIeLaVKliqz3Jfjo\/DstFmGP87yOe3gS+zR8jv4L5NV\/CjHsJ\/jaVmXiUY97xXAboKcs5hlaj0HelAy\/sREeMRTSDB2FHz9faQiVfCH76O4NHZZqOCuL3j\/sP65gfvdykJGgeqPT5C0mjMg5RvD25TmebBk1XS7H92bhmKQKvjlEwUu2EYy8yuTo8tju6uMyzDsrCGoy\/+HKPdJEo1gEdEuEN73hohbZBmL+SeazZg4urLLDFmU0o4fUWQQ14Pn5IkBIdCSgrdDZwdTDpGydhDOIMJ4xs68xhE7k0HGzJ4xZw9HKoa9Z9Uex15+KA0\/IpoWgaO0YfARVBixs3dNhZGo8B2zI+b01iiigjkjVVzORwaO4PfTnGVLll3A3kEf1N1uh60wMSlXC7XAV+cMbedMSyS2mqBSIO2dYcMAulkdZOSyZlrcfjLf4YzBQtr8A2eMz1nEuh72OsroriYA++HmU7LjvK8npmonqFlGVIsHfG8uHx4aEwbsuol2jMCl7wf8RbJ+alsJ8ooIACzKtg\/hc+LUS5rG0hCm1VIgXnehBkBbM6vZT+vu2HU2B9cD1X14MLQjhHBnI6+Lct2iVO3sG6cbs2ee4nuzk\/krkrsYfRaLHozTeNbbfwJ7vtB48iJMpm1PcNGWqi4UI0158V1NuRgCQZO8V\/ZNuzy+R1up23YWqvfIuid62fYoL8jdJI7Fuq1MKu32Y838Pbyucv4eXqufv4fV05p7ERvF+STGrq7ci9RTl\/WIp0S3aEfB0Eq\/UGd\/IR0NE\/hqAUfuWMzfJR5D2+5XL\/azQOVT84oYy7Vt1J1rq5m23plzS1x5Jnv9Si5MwZymlW+BVr4Fqt1LK\/oPYeC15tBvzXE7GTf8M7GTyY+jJGPpLuhHsXDQNxB2CYfEdJwRHftExxu5fJDnsX4yxjH5mYDLoBdwmXRmuKjaJl2R4EmvRvFEaMGqCT7InsRogg+Sx8EHxWAO8MfBB9lg3rFTZw2JTKN5ylyOb0iBr0gxXgmP2HmGtlcks25INlhVCzpQWcXoplJW2egK3lbmDZ6bVx2h36lo61cbL5vGSI\/727pzsa07l1E18c5WRoEzCKgWTtoYz1SEeYf2RbVq8KGa\/S60u+46AtZNorE335FH5WVaNV6mG+llWjVeppsdL9NlWyzUgK8Ik44m+VBvYBa7gXlopqJ28r1qvUPCl4SvOuutek21wldyTfVdd5HV9QO1hE1V9HNZ2nCZ\/0NTqrXjo7aUZfAjk\/tSDKIfWLjT7yKB2r+XKi39j8yjSEXWomcdwWK0sY0CVEY\/ZxrdtZZRZRUt9llFrZYS1fYn75WcvJNHk\/cN2q7Um3byFt\/fmbw37eTtPzF5+6isG9ubtoOfmI6F4H5inp3+CK8SX+CrSW92S56a3ZIfzm71uWTw7z6extC2Oz1Nd6anfshAQnQ4UVrN1qOJlZw1U3dMEpw0ETmcMDtxcAGPoeHgjDA7drAPj6H0cxXnHkTbnHvyCN+Zmo04GqjeqEBj1R8VaMjRNiC\/BGUT4x109gB65xlDLa6OVffOQbP64PouNO4cx2UIy7hNOMXOz5jF60iIgnhwWJdymzs41MJ4ZnPwEdncIXBaxErkm+FUp2ntNoYF1L1\/dmL5dWEbURiEPdkcTjP7gwkU2gOI2KWsOlAuTH7hS4mhmqydcgK8MRM8Z2szxinlnfCs6sh9RGJ77uBZN4hqVsdCRVBwJCz5mtg7MrHuzoyJdScEOKujoyL7DlDvgK5y1ovTbsPA\/CDunJCei93rrSx1ZOAFmQ1mTUU50a38jFl5zZVLEti5M5rjKUngJcL35HJwOZwOpsLOPluI3jFlouDYzh3UxrKVC3Jv3ZG86R931XbfmpHty8lH8z3++Mr8C083HOLxGfaY+1HEnXHxfsXCMDf\/ZNgLZgHPzd8ZXkTmW4azeGa+ZtgNaZSav+K8iMzPDEd0wT5kyT\/mimH2raDhK5rxORwwhYKu4Tic+W+GU34df4CotinDceCyt5G5YKW1G\/AdErs633dUH+hzD7vn8zyV4QAnEjvu9q1eR63uH9CF8krOmpsw7NgpYztxyKQ6aWPH1RF45OxcDXDavRqgwcKbzujvVRn4KnTJnQCjOdFx1DmfPAPvwVnQ+A6qnIE9c+CyBkI42s6HxLBEcQJsOA6Ey0RDUp3JlfsD0Xh+DhEhPowDw5L2q0QAc0pGGsXEtwrJi6YJTdxeUYYMzoduwGzORzHjqyRbKA7ZRonXDZ9rFB\/T4sRjeUU9TgjTPJbmOMYcF81wx34tl5joVnwWWLG4XKKWieU30gGkguhWcZbULCkErp3YhWg68MKXX7r4KqXe2FfDRpZrO08XDHvMTWnNac2qMgQdpZMsSqvTykqe+yqe9xpUnZeyorPAiuo+NAPG3MHPAn5y+LkkdrSntLumGdai4Vku30YGKhd2BBLP4VFfMXLZu11kSi6lJ1pF1kxmnKJOl93YU6dmS6PY7wmAbS7mody+FxF0lzL3PbIAQnJ76gyNskIgpAKg7cK+d4ZkYU8d686+d+o6K9WT7uVa2nBNtmHWa8OKzLQ0SdUu3Xf26jHdNwTAQHdq3wgibpzxwl45A9UYpvbKEUpg9QshEdrO7ZUzJACtSLvaS9qVJM0YB61IvxHd+nZ2olvf6pr\/3Jv3T5lXM47r3L1k0QNjp2lrVypxv3V\/2gCyOfR77fR4cGXHzriDVW3ztiUEdT7ezQG2whX5szoKZjv49710y5NhnhrgBMcIvyAf7Y+1UWM4+E2lxXo1QUyMUHpvhHb6Wzb9zchA1u\/yvS2i1jvb3GQ4NgMMqsNMMAzCmZnhpODw4uOpa85xmplXOGPUnZt\/45xxHjLzd7BiWSa81I1uak9cBppPg7B7lUR1SFomgIHjqUyLcaW1xOUxzVI\/bgjFgZZzlrYFtUltiYCB6vOzoPjBk7Bj6Mh6apH6FcMKW8Jtv9HtmeCe2JwnW99MsGvGeGFynHOzwGEQL3Izw\/k8WZmBxjcpy0XAcomXAVvl5naW0XTe40k7RTYNTPDRid5vMj6a6OKunPEEZ4SPJ9hvU2F1PTo+wnCKN8ag+HBEFAXPLGnHMC2vpoOIpu1EDqfAamPkbYl24qG7qU0B9gcHvKXt91v4LuXIlzPmRk6V8lTpqL77YDKcDKr3wV2jzWdovLEqlWwXQ7+9j2OBcFZ\/wx0PC4QXTjvCK0OsJ7WOUVaJLXfwVDReCMK+tCcOTBegNYUENZCTPQXtWEXN9yyCezK3L8UufireYBd\/RdR78PGmlY\/3Br4N+JY+3isC25DfyGqoFqMVGlzhP8nNUM1GN2hwZclxXdXNZZHnuhUNCQQisVBVwB5W8FYugCLFVJg3gzWp+F7AtzLMq09XMUPZqBpQcMX8+0IuYGWQl2cqt8qwDXMC4rEhz2J3oYaE\/tGFfnuM+KcAHXRB6d4SU1liKUX2qGf83jJh5uCP5GjY3vrBtDSzZ85ggwbH+AUphqo\/\/Dg87VzWMgdja+Ig\/IZk\/VToKnVql62zHk+h685qpvqL0YJtKqipDGcdZsfKcFbiuhA3yFy4hGOnJKUVx+8QAnIhbuIQ78aFvJzDlLdlCLScU84aVFB3zGuwPTbLqAcAJVko2F13ItTm0vLEBsLuZhcuuI2zDvijYP+wJh78qn3SxckLBXereAGFdMt+MzwCkMg9orE7TzLFfCSHc21yfKHknGZ8T+rZSCSzGFoVBZ4XMqXErQoRrWptXag8X85UsFQjvJWuWkmrqbxk4KBlsbs5EJr0IPEP+Jwd5MGaMwYx4jGHS68OIOy8yJh3MN0cuDR3qccOJOdbsYur+RRTESUpsB1TYT6hnx8vYUQfdh\/ZOZW3+tEcEzczS5XT5o7tOzJuqICZZU+SUU861UppuzCVXBny6uQMv1DuOEsPlCE3lTshApyzWW7agOgreGkW2DVFnywxwGYAy7Br8rNqFC6abipumSkdvIQYfbMYZkOl5ikwqCOiKc1ydRvTiJlKxTYFr8wEZ8kqN2Mc0bUJs5Fv6gD63TSO8Iym5nMcmfYRfnaEJ0f4+MTBdB3kN6IpypWs6UAOioME9qSr8YB5AHaF8mnOOvJkKcgXnlJ8kJ+GAd\/sWRHZTn3Z0c6hXvBHUXeOHh4MHD+BMXUh+ZH448q2qiXDNo0a4dgVy\/NtbG652fZ2LsZwvjIbBcidjtboQ3v6o8QeFFXdYMPEJCo8Ojhfmu1niaeA1o5hoN7mzjjGkwpVfJc43cVLM5s7A5BajSkgJc56FQt2tRXXnyWe0szcwk8LHIOFBFcClXBqK9ixMcBwaQ7eaYJhWqbly1HR+Xh4qJPSbhJ8lI0jB5rBIXK\/6ZNNX1CqkSK7lwAd0Ng7yDc5Z1HgHghaQZOIp+zuCgZKTVvJFAw2tZuERRSLUSWE3C+UiaEFCV6TIFUVjXmu4LiIZFRihTVtsF4wvmIsjlm+By1t0D7QGftI4V6oXZyswfkI5O+pi7YoihCRuLVDNE\/GIjhyzAYl+J4XaZDvGT06TjoKTa5GoP\/HPYWWczuudFbQqDPZFWLnvH5NHLRNSFy7vSqWUt\/fYWreDP+DPDnwoR1LGhas7okBwkUccFNJfDgGx7R4ZCAcJ5xVw8g\/J\/qFQn3OsgNl2I7BKhVG4lAR2iYXc3kl+0r\/NDIF\/ZI3tIG2zQ94ciCXOjs09acEoEeSWJUhiFMol7oLaBL6t65JrB+amm7g60C41bMiFdeA7alL5OlxomcW10XzpO1Nt0nO2+5fd3hZdsulRGgqSbEQHMtF4bUQh8pBwucsyw9WcxYfBLziZOmUsELs96JqQSn4MBK2iNnMPXc9XjSzGOw6jZKl0hXmd2WId7gKBFY9Y0copvLukbBLnMRyG\/vR9C92M7wggigkYfFVoAB2AMSmzTaAbbPqRhM5ddzSbJGLQyM546pouIL16kLYCgh1K\/UVYlAeqi+\/CjQWPnmaIw8Dj2VElgmhWOCCBFfqnk1uIdWIrhXc9BrZce1utWB\/wSo1gF603\/pJ\/j+TI2zAEkc03esy6J9J6V022L2x2Sc2HGofZJjbE2eQOXhD7EJCigoiPIPS9TfZveZTrECaq6eaNYXYzhj5ctGHcPd2UQFs1yab9nO3BANKMOoSOtfKyuUROdLbBdIdmY2PdLxo706MEM7bL9UY3aFBhMYLfNlC7wTEko7FfPAUjYKK4eVeouWnCLp\/ogRx5eJ3SoB0WUJalyCz6G0WiQOXt9SrfykHTuOJmuJOpPwU3yM0znAn\/R5P0ThzGnN0Xrurqvh38wSL7druXY1gaEhTvOgdpfwlgbmo0pg970heOxNitdU6uXAHdL8Nx0FwQVazU4Xv+xdUpUS30rPa62ultYRXpNDWG\/XSToWeFc8qhPu+vXpqBf3uvrl6SmiP7bTeC4NUvGrvBZjWO1+dhHtSR3scTEtU+eTh\/gd+IX57iu2i8ZpBSuAhc2SYI2PnAuS+32Vetyiq\/S5i7671u0T7\/S6zp\/wud61zIJIeErwgG1D\/kdx52Tw8QAK8CY5YvHe+L5PX3KmhrBkvLrTTY1MzTpHFO0f+\/IG6uDC0E9MQTL9DWw666CaI2UsKXfJo4OOjge+gsi5fTey5A6X08GDHAfevI6h63BMLwPrGvboX+aCTCu2DGDZYXJaHo5YJPrDzUDve9ZH4wlZHgyPtGN\/9vEiB69Lyq04qcG3KZkFc7YxyjWauOocONBcBIri6f+\/DNdxUzjunVCOxcMm0mM3MSCxXMg3WK2ZW3VAokdU+3+8uJtrENLSjHbFFFxmcEjczLW+TILBKE2aL3FEGuoaz4ZGgbXiEt+KcvSlvMMAQE2IaEFMvb0swo4sTXTePdR3Lc+hRZ6kl71lNs8A09GHNUEPXh2p0caybcNNDWWIIl\/k\/yTXryRV6mspHc6Eu6xfwFc7FjVf1y5kxaXZCt14Q1Z4muMwb8wBWbmI9LHgirHfb7q04dlaJvoMcXGPkB0ncwZDe\/BpFrCIOAr+15+oFsu07HW8A4N6BQ+UgTlYKtpX3KcsoD2JwrL1slu3Ka2leOXanOztObVdeQUAkGNNQ1QGfB3ltjpZt2ER1Xr609m+CapU\/gHjibq7GRviyEwsS7gtGz30FPTwoCk7IC6Yq8ZqNZuEo9+EKU3HrI9w6Wk8U4b6godwf1Y4ln4bhVPzJBas9KPtL\/J9m7P8lif+kFOmr2PmLFKsgqzlTb4poYhtZTfC6gmXyjj5fPuqddDkDdM8vxZrY14A9jk4cvNhRnTdB8DA02nk1BT0LudQUd+OkamHLEu3UUQsMWoByhlcQLohKpM7tyNkJehQs1mDZ2vtDHimRwE4pvCVxBduxZ2lN4qrdoXza6ga6iLJIA\/NfYrMSODD8V23w3kCzMibO+d8Il\/EiDV4k3kYVG5t4K+4Bqc9siEgtKCNPabaQdV\/9sG6BvLf2q07tV6J2gdupA2\/dIjPb76siK5G8NUgAYTx2\/hwJB7WgQmtjU2kqxA1q79jXXSMGWPc9EgMAnxDDQRAfpCJz1avSLOEJmA3wF03er+IPWZKyjG80l4ahmuIVqmlbYbljXHbjSGVZsSb3HmENIt961ZfAKj9j+VxNxVU3IpZQuYC+bsrDgjNVxv\/BXSgQDyEDACEok2tJrCrunMawL9MJilk0UDjoI9FkKGUHraavXmoChfU70IhTnInO8fNN+B6xNR0idHQvGb\/LWw6a1x4RT5TmZgl4q\/aUdgUpsjTx2pbWZKZP8OOyZsZllxOlXExqsC6FZHiK1PB\/ySWhx7ZekZk67o3EhntyWzF8Op5d6cwtl02Pj2hav2Y0lzf4tKdMf2lHA8SBZqTGuviNqRznuP4GuhEy\/5bQBIuCJbCK+WwvF\/GhYWk8I102ZgBRU3ljAPDxFgirXgTLMlT+aAbJGPU2Sh2TCqXKtczPzzw7UcsQQiHZk6Htpdo5UpqJWG+tCnWFiLyfqyqA7SOpt6p57RrEmTNRaR0QDEfEVgf7UnoT0femg42IPdGCvC0lnpVTCPHdZknCb2k2A+V4qOvp+kBcw4SaKOOwWpBVZxWm1bV596T\/d6iqASZiioE5Vtuq24LTxy3ahar3bZ0e3tKab7l08jbfr4MQ+rwt2SnqUxw5DVX1iYvzb5kXVOeNHoFVRU0z5rMsHwlbepS7IhT6AC4hRwrad6Cu0pL3nR5VlqH8u1t+HbxW9H0+3Zv4Xpu8LHt\/rOsl83MSMqsHvAmmZL0Daznd3Pbd\/8NfwqTaMY2ipIA\/VoM93IkmAsd3J1A4gc4BHPrCVBEkLJBl+2L4s1WJ878YLaWwWf8f<\/script><script 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auto;padding:0 16px;font-family:ui-sans-serif,system-ui,-apple-system,\"Segoe UI\",sans-serif;line-height:1.55;overflow-wrap:break-word}#nxe-n280z7m4.nxe :where(*,*::before,*::after){box-sizing:inherit}#nxe-n280z7m4.nxe :where(section,header,footer,nav,aside){display:block;margin:0 0 32px}#nxe-n280z7m4.nxe :where(h1,h2,h3,h4){line-height:1.2;margin:24px 0 12px;font-weight:600}#nxe-n280z7m4.nxe :where(p,ul,ol,dl,table,figure,details){margin:0 0 16px}#nxe-n280z7m4.nxe :where(ul,ol){padding-left:20px}#nxe-n280z7m4.nxe a{color:inherit;text-decoration:underline;text-underline-offset:2px}#nxe-n280z7m4.nxe table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}#nxe-n280z7m4.nxe :where(th,td){padding:6px 8px;text-align:left;vertical-align:top;border-bottom:1px solid;border-color:inherit}#nxe-n280z7m4.nxe svg{display:none}#nxe-n280z7m4.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-n280z7m4.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n280z7m4.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"dossier\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P08 \u00b7 TOPIC \u00b7 cyber-enabled-financial-crim<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Financial Crime and Fraud Risk<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Topic dossier \u00b7 Financial Crime and Fraud Risk<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Cyber enabled financial crime<\/h1><p class=\"nx-tagline\">Cyber-enabled financial crime uses digital intrusion and deception to steal or extort: business email compromise, account takeover, ransomware payments and theft from crypto-asset platforms. Proceeds are laundered quickly, often through virtual assets. This page sets out how cyber-enabled crime and its laundering develop, how they are measured, and which institutions decide on prevention, reporting and recovery.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/\">Back to Topics<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Dossier<\/strong><\/span><span class=\"nx-eyebrow\">A-P08 \u00b7 topic<\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"#nx-sec-brief-answer\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">In brief<\/span><span class=\"nx-register-v\">Definition and scope<\/span><\/a><\/li><li><a href=\"#nx-sec-question\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">The question<\/span><span class=\"nx-register-v\">4 mechanisms<\/span><\/a><\/li><li><a href=\"#nx-sec-terms\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Key terms<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">3<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-field\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Field<\/span><span class=\"nx-register-v\">H3 field plate<\/span><\/a><\/li><li><a href=\"#nx-sec-indicators\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Indicators<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">6<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-pipeline\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Pipeline<\/span><span class=\"nx-register-v\">Run graph<\/span><\/a><\/li><li><a href=\"#nx-sec-sources\"><span class=\"nx-register-n\">07<\/span><span class=\"nx-register-k\">Sources<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">5<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-decisions\"><span class=\"nx-register-n\">08<\/span><span class=\"nx-register-k\">Decision holders<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">4<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-methods\"><span class=\"nx-register-n\">09<\/span><span class=\"nx-register-k\">Methods<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">4<\/span><\/span><\/a><\/li><\/ol><p class=\"nx-register-foot\">GRA \u00b7 In development \u00b7 service level R0<\/p><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-sec-field\"><span>02<\/span>Settlement dependencies, and what\u2026<\/a><a href=\"#nx-s-4-sec\"><span>03<\/span>Alert triage and investigations, in\u2026<\/a><a href=\"#nx-sec-question\"><span>04<\/span>Cyber enabled financial crime: how\u2026<\/a><a href=\"#nx-sec-terms\"><span>05<\/span>Terms used on this page<\/a><a href=\"#nx-sec-indicators\"><span>06<\/span>What is measured, and how well<\/a><a href=\"#nx-sec-pipeline\"><span>07<\/span>From sources to decisions<\/a><a href=\"#nx-sec-sources\"><span>08<\/span>Where the evidence comes from<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Cyber-enabled financial crime is theft or extortion carried out through digital intrusion and deception, such as business email compromise, account takeover, ransomware and crypto-asset hacks, with proceeds laundered quickly. Finance and security teams, boards, virtual asset regulators and law enforcement hold the decisions.<\/p><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Spatial finance<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Settlement dependencies, and what fails with a node.<\/h2><p class=\"nx-lede\">How a failure at one financial centre can spread through settlement links. Design links, not real dependencies.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><figure class=\"nx-fk nx-sf\" data-fk=\"payments-network\" data-gl=\"sf:payments-network\" data-sf=\"payments-network\" aria-label=\"Interactive map: sixteen financial centres joined by design dependency links. The panel chooses a centre to fail and steps the cascade.\" data-nx-z=\"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\"><figcaption class=\"nx-fk-cap\"><span>Sixteen financial centres, and how a failure at one spreads through settlement links.<\/span><span data-honesty=\"true\">Design links, not the real dependencies of any infrastructure.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/topics\/cyber-enabled-financial-crime\/#map\" data-nxf-title=\"Financial Crime and Fraud Risk live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"project\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Console<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Alert triage and investigations, in outline.<\/h2><p class=\"nx-lede\">The working screen behind this subject: its structure, terms and states. Names are placeholders and values illustrative.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-fincrime-alerts\" data-cx=\"fincrime.alerts\" data-variant=\"section\" aria-label=\"Alert triage and investigations: illustrative console with placeholder names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h3 class=\"nx-fk-title\">Alert triage and investigations<\/h3><p class=\"nx-fk-sub\">Cyber enabled financial crime \u00b7 Bank B monitoring \u00b7 Today<\/p><\/div><div class=\"nx-fk-actions\"><button type=\"button\" class=\"nx-fk-btn\" data-fk-act=\"menu\" aria-haspopup=\"true\" aria-expanded=\"false\" hidden><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11\"\/><path d=\"m7 10 5 5 5-5\"\/><path d=\"M5 20h14\"\/><\/svg>Export<\/button><ul class=\"nx-fk-menu\" data-fk-menu=\"true\" hidden><li><button type=\"button\" data-fk-act=\"export-png\">Image<small>PNG of the map or chart<\/small><\/button><\/li><li><button type=\"button\" data-fk-act=\"export-csv\">Data<small>CSV of the figure's values<\/small><\/button><\/li><\/ul><\/div><\/div><ul class=\"nx-fk-kpis\" data-n=\"4\"><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Alerts today<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k0\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">940<\/span><\/div><div data-fk-view=\"spark:k0\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,23L10.2,16.7L18.4,8.3L26.5,11.6L34.7,3L42.9,12.4L51.1,16L59.3,14.6L67.5,5.8L75.6,15.7L83.8,20L92,11.4L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,23L10.2,16.7L18.4,8.3L26.5,11.6L34.7,3L42.9,12.4L51.1,16L59.3,14.6L67.5,5.8L75.6,15.7L83.8,20L92,11.4\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"11.4\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Escalated to cases<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k1\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">4<\/span><span class=\"nx-fk-kpi-u\">pct of alerts<\/span><\/div><div data-fk-view=\"spark:k1\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,12.8L10.2,16L18.4,14.1L26.5,12.3L34.7,11.8L42.9,15.9L51.1,19.7L59.3,19.3L67.5,19.2L75.6,21L83.8,23L92,3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,12.8L10.2,16L18.4,14.1L26.5,12.3L34.7,11.8L42.9,15.9L51.1,19.7L59.3,19.3L67.5,19.2L75.6,21L83.8,23L92,3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"3\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Open cases older than 30 days<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k2\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">38<\/span><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Watch<\/span><\/div><div data-fk-view=\"spark:k2\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,13.6L10.2,12.4L18.4,16.3L26.5,12.3L34.7,15.3L42.9,16.7L51.1,19.1L59.3,18.7L67.5,23L75.6,22.4L83.8,22.4L92,3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,13.6L10.2,12.4L18.4,16.3L26.5,12.3L34.7,15.3L42.9,16.7L51.1,19.1L59.3,18.7L67.5,23L75.6,22.4L83.8,22.4L92,3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"3\" r=\"2.4\"\/><\/svg><\/div><\/li><li class=\"nx-fk-kpi\"><span class=\"nx-fk-kpi-l\">Reports filed this month<\/span><div class=\"nx-fk-kpi-line\" data-fk-view=\"kpi:k3\"><span class=\"nx-fk-kpi-v\" data-k=\"kv\" data-tn=\"true\">74<\/span><span class=\"nx-fk-pill\" data-state=\"met\"><i aria-hidden=\"true\"><\/i>Normal<\/span><\/div><div data-fk-view=\"spark:k3\"><svg class=\"nx-fk-spark\" viewBox=\"0 0 96 26\" aria-hidden=\"true\" focusable=\"false\" preserveAspectRatio=\"none\"><path data-m=\"sarea\" data-k=\"sa\" d=\"M2,21.5L10.2,23L18.4,21.3L26.5,13.9L34.7,16.3L42.9,10.9L51.1,6.2L59.3,4.8L67.5,4.8L75.6,3L83.8,10.8L92,9.3L92,26L2,26Z\"\/><path data-m=\"sline\" data-k=\"sl\" d=\"M2,21.5L10.2,23L18.4,21.3L26.5,13.9L34.7,16.3L42.9,10.9L51.1,6.2L59.3,4.8L67.5,4.8L75.6,3L83.8,10.8L92,9.3\"\/><circle data-m=\"sdot\" data-k=\"sd\" cx=\"92\" cy=\"9.3\" r=\"2.4\"\/><\/svg><\/div><\/li><\/ul><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Backlog above target<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Financial Crime and Fraud Risk<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"queue\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Alert queue<\/h4><\/div><\/div><ol class=\"nx-cx-q\"><li><span class=\"nx-fk-pill\" data-state=\"not\"><i aria-hidden=\"true\"><\/i>H<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Rapid in-out through new accounts<\/span><span class=\"nx-cx-qm\">Scenario TM-07 \u00b7 score <span class=\"nx-cx-n\">85<\/span><\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">2<\/span> h<\/span><\/li><li><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>M<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Trade invoice price outlier<\/span><span class=\"nx-cx-qm\">Scenario TB-03 \u00b7 score <span class=\"nx-cx-n\">75<\/span><\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">7<\/span> h<\/span><\/li><li><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>M<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Structuring below threshold<\/span><span class=\"nx-cx-qm\">Scenario TM-02 \u00b7 score <span class=\"nx-cx-n\">60<\/span><\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">3<\/span> h<\/span><\/li><li><span class=\"nx-fk-pill\" data-state=\"info\"><i aria-hidden=\"true\"><\/i>L<\/span><span class=\"nx-cx-qb\"><span class=\"nx-cx-qt\">Name match, sanctions list<\/span><span class=\"nx-cx-qm\">Likely false positive<\/span><\/span><span class=\"nx-cx-age\"><span class=\"nx-cx-n\">3<\/span> h<\/span><\/li><\/ol><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"map\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Counterparty network, case CS-5615<\/h4><p class=\"nx-fk-panel-sub\">red: accounts under review<\/p><\/div><\/div><div class=\"nx-cx-map\"><svg class=\"nx-cx-svg\" viewBox=\"0 0 480 250\" role=\"img\" aria-label=\"Counterparty network, case CS-8453: schematic on placeholder geography. Illustrative.\" focusable=\"false\" data-nx-z=\"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\"><\/svg><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"6\" data-t=\"steps\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Case path<\/h4><\/div><\/div><ol class=\"nx-cx-steps\" data-n=\"6\"><li data-st=\"done\"><span class=\"nx-cx-sn\">Alert<\/span><span class=\"nx-cx-snote\">scenario<\/span><\/li><li data-st=\"done\"><span class=\"nx-cx-sn\">Triage<\/span><span class=\"nx-cx-snote\">analyst<\/span><\/li><li data-st=\"now\"><span class=\"nx-cx-sn\">Investigate<\/span><span class=\"nx-cx-snote\">case<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Decide<\/span><span class=\"nx-cx-snote\">MLRO<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Report<\/span><span class=\"nx-cx-snote\">to FIU<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Feedback<\/span><span class=\"nx-cx-snote\">tuning<\/span><\/li><\/ol><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Alert triage and investigations: the screen's structure, terms and states for Cyber enabled financial crime.<\/span><span data-honesty=\"true\">Placeholder names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><\/section><section id=\"nx-sec-question\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Cyber enabled financial crime: how the risk develops.<\/h2><p class=\"nx-lede\">Cyber\/fraud intersections. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"20\" height=\"16\" x=\"2\" y=\"4\" rx=\"2\"\/><path d=\"m22 7-8.97 5.7a1.94 1.94 0 0 1-2.06 0L2 7\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Business email compromise<\/h3><p class=\"nx-p nx-mt-1\">Criminals impersonate executives or suppliers by email to redirect payments. Losses per case can be large and recovery depends on speed.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"18\" height=\"11\" x=\"3\" y=\"11\" rx=\"2\" ry=\"2\"\/><path d=\"M7 11V7a5 5 0 0 1 10 0v4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Ransomware payments<\/h3><p class=\"nx-p nx-mt-1\">Extortion payments, usually in crypto-assets, fund criminal groups. Payment decisions raise sanctions and reporting questions.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"7\" height=\"7\" x=\"14\" y=\"3\" rx=\"1\"\/><path d=\"M10 21V8a1 1 0 0 0-1-1H4a1 1 0 0 0-1 1v12a1 1 0 0 0 1 1h12a1 1 0 0 0 1-1v-5a1 1 0 0 0-1-1H3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Crypto-asset theft and laundering<\/h3><p class=\"nx-p nx-mt-1\">Hacks of exchanges and decentralised protocols are laundered through mixers, cross-chain bridges and unregulated exchanges. Blockchain analytics trace some flows.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"m11 17 2 2a1 1 0 1 0 3-3\"\/><path d=\"m14 14 2.5 2.5a1 1 0 1 0 3-3l-3.88-3.88a3 3 0 0 0-4.24 0l-.88.88a1 1 0 1 1-3-3l2.81-2.81a5.79 5.79 0 0 1 7.06-.87l.47.28a2 2 0 0 0 1.42.25L21 4\"\/><path d=\"m21 3 1 11h-2\"\/><path d=\"M3 3 2 14l6.5 6.5a1 1 0 1 0 3-3\"\/><path d=\"M3 4h8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Recovery needs cooperation<\/h3><p class=\"nx-p nx-mt-1\">Freezing stolen funds requires rapid cooperation between banks, exchanges, FIUs and law enforcement across borders.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Business email compromise<\/td><td data-label=\"Definition\">Fraud using compromised or spoofed email to trick staff into making payments.<\/td><\/tr><tr><td data-label=\"Term\">Mixer<\/td><td data-label=\"Definition\">A service that pools and redistributes crypto-assets to obscure the link between sender and recipient.<\/td><\/tr><tr><td data-label=\"Term\">Virtual asset service provider<\/td><td data-label=\"Definition\">A business that exchanges, transfers or safekeeps virtual assets for others, as the FATF defines it.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Business email compromise losses<\/td><td data-label=\"Unit\">currency<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Law enforcement complaint data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Ransomware payments<\/td><td data-label=\"Unit\">currency, estimated<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Blockchain analytics and law enforcement<\/td><td data-label=\"Label\"><span class=\"nx-chip\">ESTIMATED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Crypto-asset hacks and thefts<\/td><td data-label=\"Unit\">currency and count<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Blockchain analytics<\/td><td data-label=\"Label\"><span class=\"nx-chip\">ESTIMATED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Funds frozen after rapid reporting<\/td><td data-label=\"Unit\">currency<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Law enforcement reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Virtual asset service providers applying the travel rule<\/td><td data-label=\"Unit\">share of jurisdictions or firms<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">FATF targeted updates<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Cyber incidents with financial loss reported by firms<\/td><td data-label=\"Unit\">count<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Regulator incident data<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/topics\/cyber-enabled-financial-crime\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-pipeline\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">From sources to decisions.<\/h2><p class=\"nx-lede\">The topic as a computational graph: named sources feed the methods, an evidence review gates the outputs, and the decisions stay with the authorities that hold them.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Pipeline canvas<\/strong> \u00b7 Cyber enabled financial crime as a run graph<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p08-topics-cyber-enabled-financial-crim-t nx-dag-a-p08-topics-cyber-enabled-financial-crim-d\" data-nx-z=\"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\"><title id=\"nx-dag-a-p08-topics-cyber-enabled-financial-crim-t\">Cyber enabled financial crime: from customer due diligence to suspicious activity report<\/title><desc id=\"nx-dag-a-p08-topics-cyber-enabled-financial-crim-d\">Customer due diligence sets a risk rating; transaction monitoring scenarios raise alerts; analysts triage and investigate; the MLRO decides whether to report to the financial intelligence unit; feedback tunes the scenarios. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig. 02<\/strong><span>Nodes carry their type, two metric rows and a state; connectors show what feeds what; dashed frames name the owners; the timeline is the cadence. Design of the pipeline, not a record of a run.<\/span><\/p><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">FBI Internet Crime Complaint Center report<\/td><td data-label=\"What it gives\">Business email compromise and cyber-enabled fraud complaints<\/td><td data-label=\"Licence class\">Public domain<\/td><\/tr><tr><td data-label=\"Source\">FATF targeted updates on virtual assets<\/td><td data-label=\"What it gives\">Implementation of standards for virtual asset service providers<\/td><td data-label=\"Licence class\">Free, FATF terms<\/td><\/tr><tr><td data-label=\"Source\">Europol Internet Organised Crime Threat Assessment (IOCTA)<\/td><td data-label=\"What it gives\">Trends in cyber-enabled crime<\/td><td data-label=\"Licence class\">Free, Europol terms<\/td><\/tr><tr><td data-label=\"Source\">Blockchain analytics firms' public crime reports<\/td><td data-label=\"What it gives\">Estimates of illicit crypto-asset flows<\/td><td data-label=\"Licence class\">Proprietary, reports free to read<\/td><\/tr><tr><td data-label=\"Source\">FinCEN advisories on ransomware and business email compromise<\/td><td data-label=\"What it gives\">Red flags and reporting expectations<\/td><td data-label=\"Licence class\">Public domain<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A-P08\/topics\/cyber-enabled-financial-crime\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-decisions\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Financial Crime and Fraud Risk prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"ledger\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">Firm finance and security teams<\/td><td data-label=\"The question\">How to verify payment instruction changes<\/td><td data-label=\"Evidence this page serves\">Fraud patterns and control evidence<\/td><\/tr><tr><td data-label=\"Who decides\">Boards facing extortion<\/td><td data-label=\"The question\">Whether a ransom payment is lawful and whether to pay<\/td><td data-label=\"Evidence this page serves\">Legal advice, sanctions lists and authority guidance<\/td><\/tr><tr><td data-label=\"Who decides\">Virtual asset regulators<\/td><td data-label=\"The question\">How to apply the FATF standards to service providers<\/td><td data-label=\"Evidence this page serves\">Implementation evidence<\/td><\/tr><tr><td data-label=\"Who decides\">Law enforcement and FIUs<\/td><td data-label=\"The question\">How to trace, freeze and recover proceeds<\/td><td data-label=\"Evidence this page serves\">Reports and analytics<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Guide to cyber-enabled financial crime types<\/li><li>Brief on ransomware payments, sanctions and reporting<\/li><li>Method note on reading blockchain analytics estimates<\/li><li>Questions for boards on payment verification controls<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-core-questions\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">What experts ask.<\/h2><p class=\"nx-lede\">Researchers at the cyber and fraud boundary ask how attacks become losses.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>How do cyber intrusions translate into fraud, theft and extortion?<\/li><li>How do business email compromise and invoice fraud exploit organizational processes?<\/li><li>How is ransomware monetised, and what role do digital assets play?<\/li><li>How can cyber security and fraud functions share information and coordinate?<\/li><li>How is AI changing both attacks and defences?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-mechanisms-and-drivers\" class=\"nx-section\" data-hue=\"infrastructure\" data-variant=\"stack\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms and drivers<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">From intrusion to illicit funds.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Cyber-enabled financial crime uses technical compromise to steal credentials, take over accounts, divert payments or extort victims. Business email compromise impersonates executives or suppliers to redirect payments. Ransomware encrypts systems and demands payment, often in digital assets. Stolen data fuels identity fraud. The proceeds then pass through laundering networks.<\/p><p class=\"nx-p\">Institutions often organize cyber security and fraud prevention separately, with different data, tools and reporting lines. Attacks that cross the boundary can fall between them. Coordination, shared intelligence and joint exercises help. AI is changing the landscape, enabling more convincing phishing and impersonation as well as better detection.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods-and-data\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and data<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">How the evidence is built, and where it stops.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Incident analysis<\/h3><p class=\"nx-p nx-mt-1\">Studying attacks and their monetisation, with input from <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/ai-ml\/\">AI and machine learning<\/a> for detection. Incidents are under-reported.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Digital asset tracing<\/h3><p class=\"nx-p nx-mt-1\">Analysing ransomware flows with <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/distributed-ledgers\/\">distributed ledgers<\/a> methods. Attribution is uncertain.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Organizational research<\/h3><p class=\"nx-p nx-mt-1\">Studying coordination between cyber and fraud teams. Practices vary widely.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Scenario exercises<\/h3><p class=\"nx-p nx-mt-1\">Testing responses to combined attacks. Planned theme: <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/universe\/\">a cyber-enabled fraud wave<\/a>.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-14\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/distributed-ledgers\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Distributed ledgers and digital assets<\/span><span class=\"nx-mledger-role\">Blockchain analytics \u00b7 Travel rule implementation \u00b7 Obfuscation techniques<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/distributed-ledgers\/\" aria-label=\"Distributed ledgers and digital assets: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/network-science\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Network science and contagion<\/span><span class=\"nx-mledger-role\">Mule network detection \u00b7 Ownership chain analysis \u00b7 Cross-institution patterns<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/network-science\/\" aria-label=\"Network science and contagion: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/ai-ml\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Artificial intelligence and machine learning<\/span><span class=\"nx-mledger-role\">Real-time fraud scoring \u00b7 Alert prioritisation \u00b7 Fairness in fraud controls<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/ai-ml\/\" aria-label=\"Artificial intelligence and machine learning: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/stem\/data-engineering\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">04<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Data engineering, interoperability and stewardship<\/span><span class=\"nx-mledger-role\">Screening data quality \u00b7 Monitoring coverage checks \u00b7 Retention and minimisation<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/data-engineering\/\" aria-label=\"Data engineering, interoperability and stewardship: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Cyber-enabled crime is under-reported. Estimates of illicit crypto flows come from private analytics firms using their own attribution methods and are revised. Recovery statistics are partial. Descriptions here are general and omit operational detail. Financial Crime and Fraud Risk explains patterns and controls; it does not trace funds, attribute crimes or give legal advice.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-15-sec\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-15\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">14<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-15\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>What is business email compromise?<\/summary><div class=\"nx-answer\">Fraud in which criminals use compromised or spoofed email accounts to trick staff into making payments or changing bank details.<\/div><\/details><details><summary>Can blockchain transactions be traced?<\/summary><div class=\"nx-answer\">Public blockchains record transactions openly, so analytics can follow many flows, though mixers, cross-chain transfers and privacy tools make tracing harder.<\/div><\/details><details><summary>Is paying a ransom legal?<\/summary><div class=\"nx-answer\">It depends on the jurisdiction and the recipient. Payments to sanctioned persons are prohibited, and authorities generally discourage payment.<\/div><\/details><details><summary>Why should cyber and fraud teams work together?<\/summary><div class=\"nx-answer\">Because many attacks begin as cyber intrusions and end as financial fraud. Separated teams can miss the full picture.<\/div><\/details><details><summary>Does the platform publish exploit details?<\/summary><div class=\"nx-answer\">No. It publishes analysis at a level that informs defence. Vulnerabilities are handled by their owners under coordinated disclosure.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-16\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-16\" class=\"nx-h3 nx-mt-2\">Around Financial Crime and Fraud Risk.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/payments-fraud\/\">Payments fraud <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/identity-fraud\/\">Identity fraud <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/money-laundering-risk\/\">Money laundering risk <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/suspicious-activity-controls\/\">Suspicious activity controls <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/consumer-scams\/\">Consumer scams <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/financial-sanctions-risk\/\">Financial sanctions risk <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/\">Financial Crime and Fraud Risk home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-17\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Financial Crime and Fraud Risk<\/span><h2 id=\"nx-close-17\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Financial%20Crime%20and%20Fraud%20Risk%3A%20Cyber%20enabled%20financial%20crime\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/cyber-enabled-financial-crime\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/financial-crime-fraud\/topics\/cyber-enabled-financial-crime\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is business email compromise?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Fraud in which criminals use compromised or spoofed email accounts to trick staff into making payments or changing bank details.\"}},{\"@type\":\"Question\",\"name\":\"Can blockchain transactions be traced?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Public blockchains record transactions openly, so analytics can follow many flows, though mixers, cross-chain transfers and privacy tools make tracing harder.\"}},{\"@type\":\"Question\",\"name\":\"Is paying a ransom legal?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the jurisdiction and the recipient. 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