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\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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n2pr1rv1.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"fieldmap\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P03 \u00b7 TOPIC \u00b7 public-investment-and-resili<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Disaster Risk Finance<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Topic dossier \u00b7 Disaster Risk Finance<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Public investment and resilience<\/h1><p class=\"nx-tagline\">The cheapest disaster to finance is the one that causes less damage. Public investment in resilient infrastructure, building codes, land-use planning and early warning reduces the losses that later need financing. Getting there requires appraisal methods that count avoided losses and budgets that fund maintenance. This page sets out how resilience enters public investment, how it is measured, and who decides.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/\">Back to Topics<\/a><\/div><\/div><div class=\"nx-hero-stage\" data-lv-fill=\"map\" data-lv-id=\"hazard\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"pacific-islands:finance\" data-ml-points=\"on\" data-ml-src=\"finance\" data-ml-plan=\"p-a1984956\"><div class=\"nx-wm\" data-nx-water=\"ctx-finance\" data-wm-domain=\"ctx-finance\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"150,-24,190,0\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Activity and exposure, Pacific Island states: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl,people||||\" aria-pressed=\"false\">Lights and people<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"people||||\" aria-pressed=\"false\">Population<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl||||\" aria-pressed=\"false\">Night lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood||||\" aria-pressed=\"false\">Floods this week<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">2<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Activity and exposure, for this page<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Population density\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-short=\"Night lights\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"flood\" aria-pressed=\"false\" data-wm-z=\"22\" data-wm-lag=\"0\" data-wm-short=\"Flood water\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite detection; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Flood water, 3-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS Global Flood Product \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"flood\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"fires\" aria-pressed=\"false\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-op=\"1\" data-wm-breaks=\"10,50,200\" data-wm-short=\"Fires and flares\" data-wm-prov=\"NASA LANCE FIRMS\" data-wm-kind=\"Satellite detection; clouds and overpass timing leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Active fires and thermal anomalies, last day<\/span><span class=\"nx-wm-layer-src\">NASA LANCE FIRMS VIIRS NOAA-20 375 m (FIRMS) \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"fires\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"lstd\" aria-pressed=\"false\" data-wm-z=\"24\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Land temperature, day\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite 8-day composite; persistent cloud still leaves gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land surface temperature, day, 8-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 Level 3, 8-day \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"lstd\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"true\" aria-pressed=\"false\" data-wm-z=\"25\" data-wm-lag=\"1\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite image\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">True colour<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 corrected reflectance \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"true\" hidden><\/div><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert tools\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 4.5l10 0m-10 3.5 10 0m-10 3.5 10 0m-7.5-8.5 0 3m5 .5 0 3m-3.5.5 0 3\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><span class=\"nx-wm-sep\" aria-hidden=\"true\"><\/span><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"in\" aria-label=\"Zoom in\" title=\"Zoom in\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 3v10M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"out\" aria-label=\"Zoom out\" title=\"Zoom out\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"reset\" aria-label=\"Reset the view\" title=\"Reset the view\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.2 8a4.8 4.8 0 1 0 1.5-3.5M3.2 2.6v2.6h2.6\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"full\" aria-label=\"Full screen\" title=\"Full screen\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.5 6l0-3.5 3.5 0m7.5 3.5 0-3.5-3.5 0m-7.5 7.5 0 3.5 3.5 0m7.5-3.5 0 3.5-3.5 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-menu\" id=\"nx-wm-menu\" role=\"menu\" aria-label=\"Expert tools\" hidden><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"measure\">Measure distance<kbd>M<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"compare\">Compare two dates<kbd>C<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"xt\" data-wm-xt=\"nD8AHC9C+3M3ObZpd9R\/Lxb2bo29sfEuijTslQu3cAY=\">More expert tools<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Blue Marble (NASA) \u00b7 \u00a9 OpenStreetMap contributors (ODbL) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>For public investment and resilience, in GRA's spatial-finance reading, the map opens on population density and night lights with built-up and settlement extent from NASA GIBS, framed on Pacific Island states; 4 further NASA layers wait in the list.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Blue Marble \u00b7 \u00a9 OpenStreetMap contributors \u00b7 Natural Earth \u00b7 GDACS \u00b7 USGS \u00b7 CIESIN\/Columbia, NASA SEDAC HBASE<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.firms\">NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li data-wm-credit=\"nasa.gibs.reference-osm\">\u00a9 OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">ODbL<\/a><\/li><li data-wm-credit=\"nasa.earth-observatory.blue-marble\">Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li>Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, \u00a9 OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.<\/li><li>Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, \u00a9 MapLibre contributors.<\/li><li>Live: GDACS (EC JRC \/ UN OCHA) Events are indicative, not official warnings.<\/li><li>Live: USGS Events are indicative, not official warnings.<\/li><li>Context: CIESIN\/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.<\/li><li>Optional layers (5 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/li><li>Active fires and thermal anomalies, last day: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/li><li>Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/li><li>True colour: VIIRS NOAA-20 corrected reflectance, NASA LANCE \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P03\/topics\/public-investment-and-resilience\/#map\" data-nxf-title=\"Disaster Risk Finance live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-s-3-sec\"><span>02<\/span>Parametric trigger monitor, in outline<\/a><a href=\"#nx-sec-question\"><span>03<\/span>Public investment and resilience:\u2026<\/a><a href=\"#nx-sec-terms\"><span>04<\/span>Terms used on this page<\/a><a href=\"#nx-sec-indicators\"><span>05<\/span>What is measured, and how well<\/a><a href=\"#nx-sec-pipeline\"><span>06<\/span>From sources to decisions<\/a><a href=\"#nx-sec-sources\"><span>07<\/span>Where the evidence comes from<\/a><a href=\"#nx-sec-decisions\"><span>08<\/span>Who decides, and what the evidence\u2026<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"split\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Resilient public investment is public spending on infrastructure, codes, planning and warning designed to reduce future disaster losses. Appraisal that counts avoided losses, funded maintenance and careful siting decide its effect. Planning and finance ministries, infrastructure agencies and development banks hold the decisions.<\/p><\/div><\/div><\/section><section id=\"nx-s-3-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Console<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Parametric trigger monitor, in outline.<\/h2><p class=\"nx-lede\">The working screen behind this subject: its structure, terms and states. Names are placeholders and values illustrative.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-drf-triggers\" data-cx=\"drf.triggers\" data-variant=\"section\" aria-label=\"Parametric trigger monitor: illustrative console with placeholder names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h3 class=\"nx-fk-title\">Parametric trigger monitor<\/h3><p class=\"nx-fk-sub\">Public investment and resilience \u00b7 Sovereign C \u00b7 Season 2<\/p><\/div><div class=\"nx-fk-actions\"><button type=\"button\" class=\"nx-fk-btn\" data-fk-act=\"menu\" aria-haspopup=\"true\" aria-expanded=\"false\" hidden><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11\"\/><path d=\"m7 10 5 5 5-5\"\/><path d=\"M5 20h14\"\/><\/svg>Export<\/button><ul class=\"nx-fk-menu\" data-fk-menu=\"true\" hidden><li><button type=\"button\" data-fk-act=\"export-png\">Image<small>PNG of the map or chart<\/small><\/button><\/li><li><button type=\"button\" data-fk-act=\"export-csv\">Data<small>CSV of the figure's values<\/small><\/button><\/li><\/ul><\/div><\/div><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Index approaching trigger<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Disaster Risk Finance<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"chart\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Index vs trigger<\/h4><\/div><\/div><svg class=\"nx-fk-svg\" viewBox=\"0 0 460 210\" width=\"460\" height=\"210\" role=\"img\" aria-label=\"Index vs trigger\" focusable=\"false\" tabindex=\"0\" preserveAspectRatio=\"xMidYMid meet\" data-fk-chart=\"cx-drf-triggers-c0\" data-fk-xs=\"lin,0,23,36,446\" data-fk-ys=\"lin,0,100,180,20\" data-fk-series=\"Index|ink|l||0:49.3;1:50.9;2:54.2;3:53;4:57.4;5:63;6:69;7:70.8;8:76.6;9:74.9;10:74.8;11:81.5;12:82.4;13:83;14:81.5;15:78;16:74.2;17:70.3;18:74;19:72.5;20:71.1;21:76.3;22:83.1;23:84.6~Long-term mean|acc|l||0:52.4;1:56.6;2:57.7;3:57;4:55.4;5:54.7;6:54.8;7:57;8:60.1;9:58.7;10:58;11:63;12:68.1;13:70.6;14:72.9;15:75.2;16:77.2;17:81.7;18:82.3;19:83.5;20:83.6;21:84.4;22:89.5;23:92.9\" data-nx-z=\"lZbLcqMwEEV\/hdJa6UjqRo8q49Usmd38AAHFqELIFCYzzt9PCYEfSTzYKzeUpHN1EG02g6\/HrKnG6uG1YE9V37B09ZKuHsZ2mO\/UBev9jmWHgqFm2UfBlGDZ39CMbcFICpa1PuzasWBEYNnjdjP6w+XaXfXkuzNAl5Y\/xCnTiohs+2sIu50fNo9x+nazO65QHfyebTdd6P3x3m4IDcsOMmU6qDmbTOE+VMGkFV+yjKF+Od+IdMSyOOKh6uv2bSjYa2iazrPtD\/+SySXKFbIkTOipuJmdRq\/BaQWuyIFL+Lm8OcAyfi2CXYmAOAeYitvd4y1wqVboRPODn4qb6Wn0Kl1\/S68OYX956o7wCD2nP+7uP8JXF7siUqSdWIT8015837CtWHt+X7C0YOkGLF3Bqvxurli44gauuMLN796vnrF6naqvQM3dm11OqVqHqitQKY5bvZg\/t9mz\/iY+Td+P1TCybf3++t5VY\/jjs6EK\/XPVdVnjn0Mdxiz0jT\/wbO+r\/Vu\/YOJp\/l2N7QkVen9q6N1DdfqzCP0Ly5qC\/UTNpZAgyxzBcmdBl0aC4Q4BS+sg5y4HVUphALm1sVQ5SG5cLAm5dqBLqQVYrjWYUhoLmucGqJROA3EtQJVKEmAssVSoQHKK06YmxymuqrQBw8nE0uag0wAUCMTzmACVBMW1BCwRHdcG8hJzDS7e0yUaAsM1legU5DGKKkkKwBjFlaQsKE6mJNKcCHR8rv+V9XSSVdX1fNFU+7Zg4\/Duj\/ZcJE3yrANK8qwBk+RZC3aW52RUMsmLESd5TgHO8tLISZ7FWE7yrAY5y7OTm0neJD\/JM3JWp80sTiPQIs6BmcXlOvpCF73iLI5sLCdxpGFRRyd1lM\/iUIOd1KEEiupOXbMe3vZ7lrWhaXxfsPS7tNH4con0bolv+388sxdfOW0Yb\/mKkVM7+Ac=\"><\/svg><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"table\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Payment structure<\/h4><\/div><\/div><div class=\"nx-fk-tablewrap\" data-fk-view=\"table:cx-drf-triggers-t1\"><table class=\"nx-fk-table\" data-fk-table=\"cx-drf-triggers-t1\" aria-label=\"Payment structure\"><thead><tr><th scope=\"col\" data-col=\"c0\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c0\">Level<\/button><\/th><th scope=\"col\" data-col=\"c1\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c1\">Index value<\/button><\/th><th scope=\"col\" data-col=\"c2\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c2\">Payment share<\/button><\/th><th scope=\"col\" data-col=\"c3\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c3\">State<\/button><\/th><\/tr><\/thead><tbody><tr data-fk-key=\"cx-drf-triggers:r1-0\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Attachment<\/td><td data-num=\"true\" data-sv=\"63\">63<\/td><td data-num=\"true\">0<\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Close<\/span><\/td><\/tr><tr data-fk-key=\"cx-drf-triggers:r1-1\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Mid<\/td><td data-num=\"true\" data-sv=\"76\">76<\/td><td data-num=\"true\" data-sv=\"55\">55<\/td><td><span class=\"nx-fk-pill\" data-state=\"off\"><i aria-hidden=\"true\"><\/i>Not met<\/span><\/td><\/tr><tr data-fk-key=\"cx-drf-triggers:r1-2\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Exhaustion<\/td><td data-num=\"true\" data-sv=\"92\">92<\/td><td data-num=\"true\">100<\/td><td><span class=\"nx-fk-pill\" data-state=\"off\"><i aria-hidden=\"true\"><\/i>Not met<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"bullets\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Risk layers<\/h4><p class=\"nx-fk-panel-sub\">local m, pre-arranged<\/p><\/div><\/div><div class=\"nx-fk-chart\"><svg class=\"nx-fk-svg\" viewBox=\"0 0 460 128\" width=\"460\" height=\"128\" role=\"img\" focusable=\"false\" preserveAspectRatio=\"xMidYMid meet\" aria-label=\"Risk layers\" data-fk-chart=\"bars\"><g data-m=\"row\" data-k=\"r-b0\"><text data-m=\"rlabel\" x=\"124\" y=\"19\" text-anchor=\"end\">Contingency budget<\/text><rect data-m=\"bar\" data-k=\"b-b0\" data-c=\"s4\" x=\"132\" y=\"4\" width=\"21.8\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b0\" x=\"159.8\" y=\"19\">52 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"0\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b1\"><text data-m=\"rlabel\" x=\"124\" y=\"49\" text-anchor=\"end\">Contingent credit<\/text><rect data-m=\"bar\" data-k=\"b-b1\" data-c=\"s4\" x=\"132\" y=\"34\" width=\"47\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b1\" x=\"185\" y=\"49\">113 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"30\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b2\"><text data-m=\"rlabel\" x=\"124\" y=\"79\" text-anchor=\"end\">Parametric cover<\/text><rect data-m=\"bar\" data-k=\"b-b2\" data-c=\"s4\" x=\"132\" y=\"64\" width=\"36.8\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b2\" x=\"174.8\" y=\"79\">88 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"60\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b3\"><text data-m=\"rlabel\" x=\"124\" y=\"109\" text-anchor=\"end\">Funding gap, 1-in-50<\/text><rect data-m=\"bar\" data-k=\"b-b3\" data-c=\"neg\" x=\"132\" y=\"94\" width=\"81.9\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b3\" x=\"219.9\" y=\"109\">197 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"90\" width=\"460\" height=\"30\"\/><\/g><\/svg><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"steps\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Payment to people<\/h4><\/div><\/div><ol class=\"nx-cx-steps\" data-n=\"5\"><li data-st=\"now\"><span class=\"nx-cx-sn\">Trigger<\/span><span class=\"nx-cx-snote\">agent confirms<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Payment<\/span><span class=\"nx-cx-snote\"><span class=\"nx-cx-n\">11<\/span> days<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Treasury<\/span><span class=\"nx-cx-snote\">transfer<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Social protection<\/span><span class=\"nx-cx-snote\">scale-up<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Households<\/span><span class=\"nx-cx-snote\">cash<\/span><\/li><\/ol><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Parametric trigger monitor: the screen's structure, terms and states for Public investment and resilience.<\/span><span data-honesty=\"true\">Placeholder names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><\/section><section id=\"nx-sec-question\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"split\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Public investment and resilience: how the risk develops.<\/h2><p class=\"nx-lede\">Risk-sensitive budget and capital projects. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 22V4a2 2 0 0 1 2-2h8a2 2 0 0 1 2 2v18Z\"\/><path d=\"M6 12H4a2 2 0 0 0-2 2v6a2 2 0 0 0 2 2h2\"\/><path d=\"M18 9h2a2 2 0 0 1 2 2v9a2 2 0 0 1-2 2h-2\"\/><path d=\"M10 6h4\"\/><path d=\"M10 10h4\"\/><path d=\"M10 14h4\"\/><path d=\"M10 18h4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Appraisal misses avoided losses<\/h3><p class=\"nx-p nx-mt-1\">Standard cost-benefit appraisal often ignores disaster risk or counts only direct damage. Including avoided losses, disruption and co-benefits changes which projects rank highest.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"3\"\/><circle cx=\"19\" cy=\"5\" r=\"2\"\/><circle cx=\"5\" cy=\"19\" r=\"2\"\/><path d=\"M10.4 21.9a10 10 0 0 0 9.941-15.416\"\/><path d=\"M13.5 2.1a10 10 0 0 0-9.841 15.416\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Maintenance is underfunded<\/h3><p class=\"nx-p nx-mt-1\">New assets are funded; upkeep is not. Poorly maintained drains, embankments and roads fail in events they were designed to withstand.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M14.106 5.553a2 2 0 0 0 1.788 0l3.659-1.83A1 1 0 0 1 21 4.619v12.764a1 1 0 0 1-.553.894l-4.553 2.277a2 2 0 0 1-1.788 0l-4.212-2.106a2 2 0 0 0-1.788 0l-3.659 1.83A1 1 0 0 1 3 19.381V6.618a1 1 0 0 1 .553-.894l4.553-2.277a2 2 0 0 1 1.788 0z\"\/><path d=\"M15 5.76v15\"\/><path d=\"M9 3.24v15\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Location decides exposure<\/h3><p class=\"nx-p nx-mt-1\">Building in floodplains or on unstable slopes locks in risk for decades. Land-use rules and siting decisions shape future losses more than engineering alone.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"8\" cy=\"8\" r=\"6\"\/><path d=\"M18.09 10.37A6 6 0 1 1 10.34 18\"\/><path d=\"M7 6h1v4\"\/><path d=\"m16.71 13.88.7.71-2.82 2.82\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Benefits are invisible<\/h3><p class=\"nx-p nx-mt-1\">Avoided losses do not appear in any account. Budget processes reward visible projects over prevention whose success is a disaster that did not happen.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Avoided losses<\/td><td data-label=\"Definition\">Damage and disruption that do not occur because of a risk reduction measure.<\/td><\/tr><tr><td data-label=\"Term\">Benefit-cost ratio<\/td><td data-label=\"Definition\">The present value of a project's benefits divided by the present value of its costs.<\/td><\/tr><tr><td data-label=\"Term\">Public investment management<\/td><td data-label=\"Definition\">The institutions and processes governments use to plan, appraise, select and deliver public investment.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Public investment projects screened for disaster risk<\/td><td data-label=\"Unit\">share of approved projects<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Public investment management records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">DECLARED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Maintenance spending on public infrastructure<\/td><td data-label=\"Unit\">currency and share of asset value<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Budget execution<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Infrastructure assets in high-hazard zones<\/td><td data-label=\"Unit\">count or value<\/td><td data-label=\"Cadence\">periodic<\/td><td data-label=\"Source type\">Asset registers and hazard maps<\/td><td data-label=\"Label\"><span class=\"nx-chip\">MODELLED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Benefit-cost ratio of risk reduction investments<\/td><td data-label=\"Unit\">ratio<\/td><td data-label=\"Cadence\">per appraisal<\/td><td data-label=\"Source type\">Project appraisals<\/td><td data-label=\"Label\"><span class=\"nx-chip\">MODELLED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Building code adoption and enforcement<\/td><td data-label=\"Unit\">categorical<\/td><td data-label=\"Cadence\">on change<\/td><td data-label=\"Source type\">National building regulations<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Public investment management assessment scores<\/td><td data-label=\"Unit\">score by institution<\/td><td data-label=\"Cadence\">on assessment<\/td><td data-label=\"Source type\">IMF PIMA reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A-P03\/topics\/public-investment-and-resilience\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-pipeline\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">From sources to decisions.<\/h2><p class=\"nx-lede\">The topic as a computational graph: named sources feed the methods, an evidence review gates the outputs, and the decisions stay with the authorities that hold them.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Pipeline canvas<\/strong> \u00b7 Public investment and resilience as a run graph<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p03-topics-public-investment-and-resili-t nx-dag-a-p03-topics-public-investment-and-resili-d\" data-nx-z=\"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\"><title id=\"nx-dag-a-p03-topics-public-investment-and-resili-t\">Public investment and resilience: disaster risk finance by layers<\/title><desc id=\"nx-dag-a-p03-topics-public-investment-and-resili-d\">The risk profile is split into layers: frequent events from contingency budgets, less frequent from contingent credit, rare from insurance or risk transfer; pre-agreed plans and triggers make funds reach people fast. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig. 02<\/strong><span>Nodes carry their type, two metric rows and a state; connectors show what feeds what; dashed frames name the owners; the timeline is the cadence. Design of the pipeline, not a record of a run.<\/span><\/p><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"split\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">IMF Public Investment Management Assessments<\/td><td data-label=\"What it gives\">Quality of public investment institutions including climate<\/td><td data-label=\"Licence class\">Free, IMF terms<\/td><\/tr><tr><td data-label=\"Source\">World Bank Lifelines report and resilient infrastructure work<\/td><td data-label=\"What it gives\">Analysis of infrastructure disruption and resilience benefits<\/td><td data-label=\"Licence class\">Free, World Bank terms<\/td><\/tr><tr><td data-label=\"Source\">Coalition for Disaster Resilient Infrastructure reports<\/td><td data-label=\"What it gives\">Infrastructure resilience practice and data<\/td><td data-label=\"Licence class\">Free to read, terms to check<\/td><\/tr><tr><td data-label=\"Source\">National Institute of Building Sciences mitigation saves studies<\/td><td data-label=\"What it gives\">Benefit-cost analysis of hazard mitigation in the United States<\/td><td data-label=\"Licence class\">Free to read, terms to check<\/td><\/tr><tr><td data-label=\"Source\">OECD infrastructure resilience guidance<\/td><td data-label=\"What it gives\">Policy guidance on resilient infrastructure<\/td><td data-label=\"Licence class\">Free, OECD terms<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A-P03\/topics\/public-investment-and-resilience\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-decisions\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Disaster Risk Finance prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">Planning and finance ministries<\/td><td data-label=\"The question\">How appraisal rules treat disaster risk<\/td><td data-label=\"Evidence this page serves\">Appraisal methods and comparable practice<\/td><\/tr><tr><td data-label=\"Who decides\">Infrastructure agencies<\/td><td data-label=\"The question\">Which assets to strengthen, maintain or relocate<\/td><td data-label=\"Evidence this page serves\">Asset exposure and condition data<\/td><\/tr><tr><td data-label=\"Who decides\">Local land-use authorities<\/td><td data-label=\"The question\">Where development may proceed<\/td><td data-label=\"Evidence this page serves\">Hazard maps and loss evidence<\/td><\/tr><tr><td data-label=\"Who decides\">Development banks<\/td><td data-label=\"The question\">Which resilience investments to finance<\/td><td data-label=\"Evidence this page serves\">Benefit-cost evidence and country priorities<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Guide to including disaster risk in project appraisal<\/li><li>Method note on avoided-loss benefit-cost analysis<\/li><li>Comparative notes on maintenance budgeting<\/li><li>Questions for planning ministries on siting<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-core-questions\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">The questions experts ask.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Are new public investments located and designed with disaster risk in mind?<\/li><li>How are the benefits of resilience investment, mostly avoided losses, valued in budget decisions?<\/li><li>How is maintenance funded, so that assets keep their resilience over time?<\/li><li>How do climate projections enter design standards for long-lived assets?<\/li><li>How do budget processes track and prioritize resilience spending?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-mechanisms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Risk in the public investment cycle.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Public investment management covers appraisal, selection, implementation and maintenance of capital projects. Disaster risk can enter at each stage: appraisal can include hazard exposure and avoided losses, selection can prioritize resilience, implementation can apply appropriate standards, and maintenance budgets can preserve performance. In practice, avoided losses are hard to see and easy to discount, while upfront costs are visible, so resilience is often under-funded.<\/p><p class=\"nx-p\">Long-lived assets such as bridges, ports and hospitals will face hazard conditions that differ from those in historical records. Design approaches that consider a range of future climates, or that allow later upgrades, can reduce the risk of costly failure. Maintenance is frequently neglected in budgets, and deferred maintenance erodes resilience before a disaster reveals it.<\/p><p class=\"nx-p\">Budget tagging, which identifies resilience and climate-related spending in budgets, helps governments see and manage these investments, though definitions vary.<\/p><p class=\"nx-p\">Financing and investment interact. Governments that understand their contingent liabilities can see more clearly how resilience investment reduces future fiscal exposure, and some disaster finance arrangements reward or require risk reduction, linking ex ante investment with ex post protection.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods-and-data\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"split\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and data<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">Methods and their limits.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 3v18h18\"\/><path d=\"M18 17V9\"\/><path d=\"M13 17V5\"\/><path d=\"M8 17v-3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Appraisal<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Cost-benefit analysis<\/h3><p class=\"nx-p nx-mt-1\">Including avoided losses in project appraisal; results depend on hazard probabilities and discount rates.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polygon points=\"16.24 7.76 14.12 14.12 7.76 16.24 9.88 9.88 16.24 7.76\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Planning<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Robust decision methods<\/h3><p class=\"nx-p nx-mt-1\">Testing designs across many futures; demands data and expertise.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"8\" height=\"4\" x=\"8\" y=\"2\" rx=\"1\" ry=\"1\"\/><path d=\"M16 4h2a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2V6a2 2 0 0 1 2-2h2\"\/><path d=\"m9 14 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Budgeting<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Budget tagging<\/h3><p class=\"nx-p nx-mt-1\">Identifying resilience spending in budgets; classification is partly subjective.<\/p><\/div><\/div><p class=\"nx-note nx-mt-3\">Limits: avoided losses are uncertain and hard to verify, and appraisal results are sensitive to assumptions about future hazards and discounting.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/stem\/economics\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Economics and development economics<\/span><span class=\"nx-mledger-role\">Cost of ex post versus ex ante finance \u00b7 Household welfare effects \u00b7 Fiscal impact of disasters<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/science\/economics\/\" aria-label=\"Economics and development economics: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/stem\/decision-analysis\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Decision analysis under uncertainty<\/span><span class=\"nx-mledger-role\">Choosing an instrument mix \u00b7 Trigger threshold choice \u00b7 Release rules for contingency funds<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/decision-analysis\/\" aria-label=\"Decision analysis under uncertainty: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/stem\/forecasting\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Forecasting and time-series analysis<\/span><span class=\"nx-mledger-role\">Forecast verification for triggers \u00b7 Seasonal outlooks for drought finance<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/forecasting\/\" aria-label=\"Forecasting and time-series analysis: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Benefit-cost ratios depend on hazard models, discount rates and which benefits are counted, and published ratios come from specific contexts. Asset registers are incomplete. Maintenance data are poor in many countries. Disaster Risk Finance explains appraisal methods; it does not appraise any project or advise any government.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-14-sec\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-14\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Does disaster risk reduction pay for itself?<\/summary><div class=\"nx-answer\">Studies in specific contexts report benefits exceeding costs for many mitigation measures, but results depend on hazard, location, discount rate and what is counted.<\/div><\/details><details><summary>What is a public investment management assessment?<\/summary><div class=\"nx-answer\">An IMF tool that assesses the institutions governments use to plan, allocate and implement public investment, including a climate module.<\/div><\/details><details><summary>Why does maintenance matter for disaster finance?<\/summary><div class=\"nx-answer\">Because poorly maintained assets fail in events they were built to withstand, creating losses that then need financing.<\/div><\/details><details><summary>Is resilience investment always worthwhile?<\/summary><div class=\"nx-answer\">Not always. Returns depend on hazard, exposure and cost; appraisal helps identify where investment is most effective.<\/div><\/details><details><summary>Does GRA appraise projects?<\/summary><div class=\"nx-answer\">No. GRA does not appraise, rate or recommend projects.<\/div><\/details><details><summary>Why is maintenance part of disaster finance?<\/summary><div class=\"nx-answer\">Because poorly maintained assets fail more readily in disasters, raising the costs governments must then meet.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-15\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-15\" class=\"nx-h3 nx-mt-2\">Around Disaster Risk Finance.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/risk-financing-layers\/\">Risk financing layers <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/sovereign-contingent-liabilities\/\">Sovereign contingent liabilities <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/insurance-and-public-pools\/\">Insurance and public pools <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/anticipatory-finance\/\">Anticipatory finance <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/post-disaster-financing\/\">Post disaster financing <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/financing-evidence-and-diligence\/\">Financing evidence and diligence <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/\">Disaster Risk Finance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-16\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Disaster Risk Finance<\/span><h2 id=\"nx-close-16\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Disaster%20Risk%20Finance%3A%20Public%20investment%20and%20resilience\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/public-investment-and-resilience\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/public-investment-and-resilience\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Does disaster risk reduction pay for itself?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Studies in specific contexts report benefits exceeding costs for many mitigation measures, but results depend on hazard, location, discount rate and what is counted.\"}},{\"@type\":\"Question\",\"name\":\"What is a public investment management assessment?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"An IMF tool that assesses the institutions governments use to plan, allocate and implement public investment, including a climate module.\"}},{\"@type\":\"Question\",\"name\":\"Why does maintenance matter for disaster finance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because poorly maintained assets fail in events they were built to withstand, creating losses that then need financing.\"}},{\"@type\":\"Question\",\"name\":\"Is resilience investment always worthwhile?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Not always. 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