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auto;padding:0 16px;font-family:ui-sans-serif,system-ui,-apple-system,\"Segoe UI\",sans-serif;line-height:1.55;overflow-wrap:break-word}#nxe-n1cj4md6.nxe :where(*,*::before,*::after){box-sizing:inherit}#nxe-n1cj4md6.nxe :where(section,header,footer,nav,aside){display:block;margin:0 0 32px}#nxe-n1cj4md6.nxe :where(h1,h2,h3,h4){line-height:1.2;margin:24px 0 12px;font-weight:600}#nxe-n1cj4md6.nxe :where(p,ul,ol,dl,table,figure,details){margin:0 0 16px}#nxe-n1cj4md6.nxe :where(ul,ol){padding-left:20px}#nxe-n1cj4md6.nxe a{color:inherit;text-decoration:underline;text-underline-offset:2px}#nxe-n1cj4md6.nxe table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}#nxe-n1cj4md6.nxe :where(th,td){padding:6px 8px;text-align:left;vertical-align:top;border-bottom:1px solid;border-color:inherit}#nxe-n1cj4md6.nxe svg{display:none}#nxe-n1cj4md6.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-n1cj4md6.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n1cj4md6.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"dag\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P03 \u00b7 TOPIC \u00b7 post-disaster-financing<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Disaster Risk Finance<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Topic dossier \u00b7 Disaster Risk Finance<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Post disaster financing<\/h1><p class=\"nx-tagline\">After a disaster, governments assemble money from many sources: budget reallocation, contingency funds, emergency loans, insurance payouts, humanitarian appeals, debt service pauses and reconstruction grants. Each has its own speed, cost and conditions. This page sets out how post-disaster financing works and where it fails, the records that track it, and who decides.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/\">Back to Topics<\/a><\/div><\/div><div class=\"nx-hero-canvas\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Systems<\/strong> \u00b7 around this subject<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-drf-triggers\" data-cx=\"drf.triggers\" data-variant=\"section\" aria-label=\"Parametric trigger monitor: illustrative console with placeholder names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h2 class=\"nx-fk-title\">Parametric trigger monitor<\/h2><p class=\"nx-fk-sub\">Post disaster financing \u00b7 Sovereign C \u00b7 Season 1<\/p><\/div><div class=\"nx-fk-actions\"><button type=\"button\" class=\"nx-fk-btn\" data-fk-act=\"menu\" aria-haspopup=\"true\" aria-expanded=\"false\" hidden><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11\"\/><path d=\"m7 10 5 5 5-5\"\/><path d=\"M5 20h14\"\/><\/svg>Export<\/button><ul class=\"nx-fk-menu\" data-fk-menu=\"true\" hidden><li><button type=\"button\" data-fk-act=\"export-png\">Image<small>PNG of the map or chart<\/small><\/button><\/li><li><button type=\"button\" data-fk-act=\"export-csv\">Data<small>CSV of the figure's values<\/small><\/button><\/li><\/ul><\/div><\/div><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Index approaching trigger<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Disaster Risk Finance<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"chart\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Index vs trigger<\/h4><\/div><\/div><svg class=\"nx-fk-svg\" viewBox=\"0 0 460 210\" width=\"460\" height=\"210\" role=\"img\" aria-label=\"Index vs trigger\" focusable=\"false\" tabindex=\"0\" preserveAspectRatio=\"xMidYMid meet\" data-fk-chart=\"cx-drf-triggers-c0\" data-fk-xs=\"lin,0,23,36,446\" data-fk-ys=\"lin,0,100,180,20\" data-fk-series=\"Index|ink|l||0:43;1:42;2:40.5;3:47.4;4:49.9;5:47.7;6:47.4;7:44.9;8:51.9;9:56.2;10:56.3;11:52.6;12:57.1;13:63.5;14:60.2;15:63.5;16:59.5;17:66;18:65.5;19:65;20:71.5;21:68.5;22:73.4;23:78.5~Long-term mean|acc|l||0:52.4;1:56.6;2:57.7;3:57;4:55.4;5:54.7;6:54.8;7:57;8:60.1;9:58.7;10:58;11:63;12:68.1;13:70.6;14:72.9;15:75.2;16:77.2;17:81.7;18:82.3;19:83.5;20:83.6;21:84.4;22:89.5;23:92.9\" 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class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"table\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Payment structure<\/h4><\/div><\/div><div class=\"nx-fk-tablewrap\" data-fk-view=\"table:cx-drf-triggers-t1\"><table class=\"nx-fk-table\" data-fk-table=\"cx-drf-triggers-t1\" aria-label=\"Payment structure\"><thead><tr><th scope=\"col\" data-col=\"c0\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c0\">Level<\/button><\/th><th scope=\"col\" data-col=\"c1\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c1\">Index value<\/button><\/th><th scope=\"col\" data-col=\"c2\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c2\">Payment share<\/button><\/th><th scope=\"col\" data-col=\"c3\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c3\">State<\/button><\/th><\/tr><\/thead><tbody><tr data-fk-key=\"cx-drf-triggers:r1-0\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Attachment<\/td><td data-num=\"true\" data-sv=\"63\">63<\/td><td data-num=\"true\">0<\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Close<\/span><\/td><\/tr><tr data-fk-key=\"cx-drf-triggers:r1-1\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Mid<\/td><td data-num=\"true\" data-sv=\"79\">79<\/td><td data-num=\"true\" data-sv=\"42\">42<\/td><td><span class=\"nx-fk-pill\" data-state=\"off\"><i aria-hidden=\"true\"><\/i>Not met<\/span><\/td><\/tr><tr data-fk-key=\"cx-drf-triggers:r1-2\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Exhaustion<\/td><td data-num=\"true\" data-sv=\"91\">91<\/td><td data-num=\"true\">100<\/td><td><span class=\"nx-fk-pill\" data-state=\"off\"><i aria-hidden=\"true\"><\/i>Not met<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"bullets\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Risk layers<\/h4><p class=\"nx-fk-panel-sub\">local m, pre-arranged<\/p><\/div><\/div><div class=\"nx-fk-chart\"><svg class=\"nx-fk-svg\" viewBox=\"0 0 460 128\" width=\"460\" height=\"128\" role=\"img\" focusable=\"false\" preserveAspectRatio=\"xMidYMid meet\" aria-label=\"Risk layers\" data-fk-chart=\"bars\"><g data-m=\"row\" data-k=\"r-b0\"><text data-m=\"rlabel\" x=\"124\" y=\"19\" text-anchor=\"end\">Contingency budget<\/text><rect data-m=\"bar\" data-k=\"b-b0\" data-c=\"s4\" x=\"132\" y=\"4\" width=\"13.8\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b0\" x=\"151.8\" y=\"19\">33 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"0\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b1\"><text data-m=\"rlabel\" x=\"124\" y=\"49\" text-anchor=\"end\">Contingent credit<\/text><rect data-m=\"bar\" data-k=\"b-b1\" data-c=\"s4\" x=\"132\" y=\"34\" width=\"74.7\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b1\" x=\"212.7\" y=\"49\">180 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"30\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b2\"><text data-m=\"rlabel\" x=\"124\" y=\"79\" text-anchor=\"end\">Parametric cover<\/text><rect data-m=\"bar\" data-k=\"b-b2\" data-c=\"s4\" x=\"132\" y=\"64\" width=\"40.8\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b2\" x=\"178.8\" y=\"79\">98 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"60\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b3\"><text data-m=\"rlabel\" x=\"124\" y=\"109\" text-anchor=\"end\">Funding gap, 1-in-50<\/text><rect data-m=\"bar\" data-k=\"b-b3\" data-c=\"neg\" x=\"132\" y=\"94\" width=\"47.9\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b3\" x=\"185.9\" y=\"109\">115 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"90\" width=\"460\" height=\"30\"\/><\/g><\/svg><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"steps\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Payment to people<\/h4><\/div><\/div><ol class=\"nx-cx-steps\" data-n=\"5\"><li data-st=\"now\"><span class=\"nx-cx-sn\">Trigger<\/span><span class=\"nx-cx-snote\">agent confirms<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Payment<\/span><span class=\"nx-cx-snote\"><span class=\"nx-cx-n\">14<\/span> days<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Treasury<\/span><span class=\"nx-cx-snote\">transfer<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Social protection<\/span><span class=\"nx-cx-snote\">scale-up<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Households<\/span><span class=\"nx-cx-snote\">cash<\/span><\/li><\/ol><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Parametric trigger monitor: the screen's structure, terms and states for Post disaster financing.<\/span><span data-honesty=\"true\">Placeholder names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><p class=\"nx-caption\"><strong>Fig.<\/strong><span>Parametric trigger monitor. Design wireframe with placeholder names and illustrative values, not a record or a live system.<\/span><\/p><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-sec-field\"><span>02<\/span>From a satellite tile to an exposure\u2026<\/a><a href=\"#nx-sec-question\"><span>03<\/span>Post disaster financing: how the\u2026<\/a><a href=\"#nx-sec-terms\"><span>04<\/span>Terms used on this page<\/a><a href=\"#nx-sec-indicators\"><span>05<\/span>What is measured, and how well<\/a><a href=\"#nx-sec-pipeline\"><span>06<\/span>From sources to decisions<\/a><a href=\"#nx-sec-sources\"><span>07<\/span>Where the evidence comes from<\/a><a href=\"#nx-sec-decisions\"><span>08<\/span>Who decides, and what the evidence\u2026<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Post-disaster financing is the money governments assemble after a disaster from budget reallocation, contingency funds, emergency loans, insurance payouts, appeals, debt pauses and grants. Sources differ in speed, cost and conditions. Finance ministries, lenders, donors and IMF and MDB boards hold the decisions.<\/p><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Spatial finance<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">From a satellite tile to an exposure update.<\/h2><p class=\"nx-lede\">How satellite radar turns a flood into an exposure update. Synthetic scene; no real event or place.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><figure class=\"nx-fk nx-sf\" data-fk=\"geoai-eo\" data-gl=\"sf:geoai-eo\" data-sf=\"geoai-eo\" data-sx-credit=\"synthetic scene and schematic model\" data-sx-src=\"Synthetic scene ~ illustrative, not data\" data-sf-learn-views=\"pipeline pr\" aria-label=\"Interactive figure: the four steps of a flood mapping workflow on a synthetic radar scene, from the tile to the detected flood and an update of affected buildings. The panel steps through or plays the sequence.\" data-nx-z=\"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\"><figcaption class=\"nx-fk-cap\"><span>How satellite radar maps a flood and updates the count of affected buildings.<\/span><span data-honesty=\"true\">Synthetic scene and schematic model; no real event or place.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P03\/topics\/post-disaster-financing\/#map\" data-nxf-title=\"Disaster Risk Finance live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-question\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Post disaster financing: how the risk develops.<\/h2><p class=\"nx-lede\">Liquidity timing and recovery resources. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 22h14\"\/><path d=\"M5 2h14\"\/><path d=\"M17 22v-4.172a2 2 0 0 0-.586-1.414L12 12l-4.414 4.414A2 2 0 0 0 7 17.828V22\"\/><path d=\"M7 2v4.172a2 2 0 0 0 .586 1.414L12 12l4.414-4.414A2 2 0 0 0 17 6.172V2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Ex post money is slow<\/h3><p class=\"nx-p nx-mt-1\">Appeals, supplementary budgets and new loans take weeks or months. Relief needs come first, so early funds often come from reallocations that cut other spending.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"20\" height=\"12\" x=\"2\" y=\"6\" rx=\"2\"\/><circle cx=\"12\" cy=\"12\" r=\"2\"\/><path d=\"M6 12h.01M18 12h.01\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Debt pause clauses free cash<\/h3><p class=\"nx-p nx-mt-1\">Climate resilient debt clauses let borrowers defer debt service after a qualifying disaster, freeing cash when revenue falls. Coverage of a country's debt determines their effect.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"m12.83 2.18a2 2 0 0 0-1.66 0L2.6 6.08a1 1 0 0 0 0 1.83l8.58 3.91a2 2 0 0 0 1.66 0l8.58-3.9a1 1 0 0 0 0-1.83Z\"\/><path d=\"m22 17.65-9.17 4.16a2 2 0 0 1-1.66 0L2 17.65\"\/><path d=\"m22 12.65-9.17 4.16a2 2 0 0 1-1.66 0L2 12.65\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Pledges exceed disbursements<\/h3><p class=\"nx-p nx-mt-1\">Donor pledges at conferences are announced quickly, disbursed slowly and partly. Tracking from pledge to spend shows the gap.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"8\" cy=\"8\" r=\"6\"\/><path d=\"M18.09 10.37A6 6 0 1 1 10.34 18\"\/><path d=\"M7 6h1v4\"\/><path d=\"m16.71 13.88.7.71-2.82 2.82\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Borrowing raises future risk<\/h3><p class=\"nx-p nx-mt-1\">Emergency borrowing finances recovery but adds debt. Without concessional terms, it can weaken resilience to the next disaster.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Ex post financing<\/td><td data-label=\"Definition\">Funding mobilised after a disaster has occurred, such as new borrowing or appeals.<\/td><\/tr><tr><td data-label=\"Term\">Climate resilient debt clause<\/td><td data-label=\"Definition\">A clause allowing a borrower to defer debt service after a qualifying disaster.<\/td><\/tr><tr><td data-label=\"Term\">Budget reallocation<\/td><td data-label=\"Definition\">Moving approved budget funds from other uses to disaster response.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Humanitarian appeal funding<\/td><td data-label=\"Unit\">currency and share of requirements<\/td><td data-label=\"Cadence\">per appeal<\/td><td data-label=\"Source type\">OCHA Financial Tracking Service<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Pledges disbursed after recovery conferences<\/td><td data-label=\"Unit\">share of pledged amount<\/td><td data-label=\"Cadence\">periodic<\/td><td data-label=\"Source type\">Tracking reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Debt with climate resilient debt clauses<\/td><td data-label=\"Unit\">currency and share of external debt<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Lender and debt office records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Budget reallocations after disasters<\/td><td data-label=\"Unit\">currency<\/td><td data-label=\"Cadence\">per event<\/td><td data-label=\"Source type\">Budget execution<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Emergency lending approved<\/td><td data-label=\"Unit\">currency<\/td><td data-label=\"Cadence\">per event<\/td><td data-label=\"Source type\">IMF and MDB records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Time from event to first external disbursement<\/td><td data-label=\"Unit\">days<\/td><td data-label=\"Cadence\">per event<\/td><td data-label=\"Source type\">Funding records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OBSERVED<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A-P03\/topics\/post-disaster-financing\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-pipeline\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">From sources to decisions.<\/h2><p class=\"nx-lede\">The topic as a computational graph: named sources feed the methods, an evidence review gates the outputs, and the decisions stay with the authorities that hold them.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Pipeline canvas<\/strong> \u00b7 Post disaster financing as a run graph<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p03-topics-post-disaster-financing-drf--t nx-dag-a-p03-topics-post-disaster-financing-drf--d\" data-nx-z=\"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\"><title id=\"nx-dag-a-p03-topics-post-disaster-financing-drf--t\">Post disaster financing: disaster risk finance by layers<\/title><desc id=\"nx-dag-a-p03-topics-post-disaster-financing-drf--d\">The risk profile is split into layers: frequent events from contingency budgets, less frequent from contingent credit, rare from insurance or risk transfer; pre-agreed plans and triggers make funds reach people fast. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig. 02<\/strong><span>Nodes carry their type, two metric rows and a state; connectors show what feeds what; dashed frames name the owners; the timeline is the cadence. Design of the pipeline, not a record of a run.<\/span><\/p><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">OCHA Financial Tracking Service<\/td><td data-label=\"What it gives\">Humanitarian funding flows by crisis<\/td><td data-label=\"Licence class\">Free, OCHA terms<\/td><\/tr><tr><td data-label=\"Source\">IMF Rapid Financing Instrument and Rapid Credit Facility records<\/td><td data-label=\"What it gives\">Emergency financing approvals<\/td><td data-label=\"Licence class\">Free, IMF terms<\/td><\/tr><tr><td data-label=\"Source\">World Bank Crisis Response Window and Rapid Response Option records<\/td><td data-label=\"What it gives\">Crisis financing for eligible countries<\/td><td data-label=\"Licence class\">Free, World Bank terms<\/td><\/tr><tr><td data-label=\"Source\">ICMA climate resilient debt clause term sheet and lender announcements<\/td><td data-label=\"What it gives\">Model terms and use of debt pause clauses<\/td><td data-label=\"Licence class\">Free to read, ICMA terms<\/td><\/tr><tr><td data-label=\"Source\">Recovery conference pledge tracking reports<\/td><td data-label=\"What it gives\">Pledges against disbursements<\/td><td data-label=\"Licence class\">Public records, terms per publisher<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A-P03\/topics\/post-disaster-financing\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-decisions\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Disaster Risk Finance prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"ledger\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">Finance ministries<\/td><td data-label=\"The question\">Which sources to draw on and in what order<\/td><td data-label=\"Evidence this page serves\">Speed, cost and conditions of each source<\/td><\/tr><tr><td data-label=\"Who decides\">Lenders and bondholders<\/td><td data-label=\"The question\">Whether to include debt pause clauses<\/td><td data-label=\"Evidence this page serves\">Clause terms and evidence of use<\/td><\/tr><tr><td data-label=\"Who decides\">Donors and humanitarian funds<\/td><td data-label=\"The question\">How fast and how much to disburse<\/td><td data-label=\"Evidence this page serves\">Needs assessments and funding records<\/td><\/tr><tr><td data-label=\"Who decides\">IMF and MDB boards<\/td><td data-label=\"The question\">Whether to approve emergency financing<\/td><td data-label=\"Evidence this page serves\">Country requests and instrument criteria<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Guide to post-disaster financing sources by speed and cost<\/li><li>Brief on climate resilient debt clauses<\/li><li>Method note on tracking pledges to disbursements<\/li><li>Questions for finance ministries on sequencing<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-core-questions\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">The questions experts ask.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>How much money is needed in each phase after a disaster, and when?<\/li><li>Which sources can provide funds in the first days and weeks?<\/li><li>How fast do budget reallocations, insurance claims, contingent credit and international assistance arrive?<\/li><li>How are funds channelled to households, firms and local governments?<\/li><li>How does post-disaster borrowing affect long-term fiscal sustainability?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-mechanisms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Timing, sources and channels.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Immediate needs, such as search and rescue, shelter, food and health care, are relatively small but urgent. Recovery needs, such as restoring power, water and livelihoods, are larger and span months. Reconstruction is largest and longest. Funding sources have different timing: reserve funds and contingent credit can be fast if rules are clear; insurance claims vary, with parametric cover often faster than indemnity cover; budget reallocations require approvals; international appeals and reconstruction loans take longer.<\/p><p class=\"nx-p\">Channels matter as much as sources. Funds must reach people through social protection systems, local governments, utilities or humanitarian organizations. Countries with social protection systems that can scale up, and with registries of potential recipients, can deliver support faster. Weak procurement and financial management systems can slow spending even when money is available.<\/p><p class=\"nx-p\">Ex post financing, raised only after an event, avoids paying in advance but tends to be slower, more uncertain and sometimes more costly. Large post-disaster borrowing can strain debt sustainability.<\/p><p class=\"nx-p\">Transparency of flows supports trust. Publishing what was received, from whom and how it was spent helps affected communities, parliaments and partners see whether resources reached those in need, and it improves planning for the next event.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods-and-data\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and data<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">Methods and their limits.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"8\" height=\"4\" x=\"8\" y=\"2\" rx=\"1\" ry=\"1\"\/><path d=\"M16 4h2a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2V6a2 2 0 0 1 2-2h2\"\/><path d=\"m9 14 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Needs<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Damage and needs assessment<\/h3><p class=\"nx-p nx-mt-1\">Post-disaster assessments estimate damage, losses and recovery needs.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M5 22h14\"\/><path d=\"M5 2h14\"\/><path d=\"M17 22v-4.172a2 2 0 0 0-.586-1.414L12 12l-4.414 4.414A2 2 0 0 0 7 17.828V22\"\/><path d=\"M7 2v4.172a2 2 0 0 0 .586 1.414L12 12l4.414-4.414A2 2 0 0 0 17 6.172V2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Timing<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Funding flow analysis<\/h3><p class=\"nx-p nx-mt-1\">Tracking when funds from each source arrived in past events.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 3v18h18\"\/><path d=\"m19 9-5 5-4-4-3 3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Fiscal<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Debt sustainability analysis<\/h3><p class=\"nx-p nx-mt-1\">Assessing how post-disaster borrowing affects debt paths.<\/p><\/div><\/div><p class=\"nx-note nx-mt-3\">Limits: data on the timing of funds are often incomplete, needs assessments involve estimation under pressure, and the counterfactual cost of delay is hard to measure.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/stem\/economics\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Economics and development economics<\/span><span class=\"nx-mledger-role\">Cost of ex post versus ex ante finance \u00b7 Household welfare effects \u00b7 Fiscal impact of disasters<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/science\/economics\/\" aria-label=\"Economics and development economics: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/stem\/decision-analysis\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Decision analysis under uncertainty<\/span><span class=\"nx-mledger-role\">Choosing an instrument mix \u00b7 Trigger threshold choice \u00b7 Release rules for contingency funds<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/decision-analysis\/\" aria-label=\"Decision analysis under uncertainty: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/stem\/actuarial-math\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Actuarial mathematics<\/span><span class=\"nx-mledger-role\">Sizing retention and transfer layers \u00b7 Pricing parametric cover \u00b7 Contingency fund sizing<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/actuarial-math\/\" aria-label=\"Actuarial mathematics: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Funding trackers miss domestic and some private flows. Disbursement data lag pledges and use different definitions. Effects of debt pause clauses are just starting to be observed. Disaster Risk Finance explains sources and evidence; it does not arrange financing or advise any government or lender.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-14-sec\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-14\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>What is a climate resilient debt clause?<\/summary><div class=\"nx-answer\">A clause in a loan or bond that lets the borrower defer debt service for a period after a qualifying natural disaster, with the deferred amounts paid later.<\/div><\/details><details><summary>Why is ex post financing a problem?<\/summary><div class=\"nx-answer\">It is slow, uncertain and often costly, so relief may wait and other spending gets cut while money is assembled.<\/div><\/details><details><summary>What does the Financial Tracking Service record?<\/summary><div class=\"nx-answer\">Reported humanitarian funding flows from donors to recipients, by crisis, sector and appeal, as a public record maintained by OCHA.<\/div><\/details><details><summary>Does GRA provide post-disaster funding?<\/summary><div class=\"nx-answer\">No. GRA does not lend or provide funding of any kind.<\/div><\/details><details><summary>Why does timing matter so much?<\/summary><div class=\"nx-answer\">Because delays force households and firms into costly coping strategies and prolong disruption, raising the total cost of the disaster.<\/div><\/details><details><summary>What role does social protection play?<\/summary><div class=\"nx-answer\">Social protection systems that can scale up provide a fast channel to deliver support to affected households.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-15\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-15\" class=\"nx-h3 nx-mt-2\">Around Disaster Risk Finance.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/risk-financing-layers\/\">Risk financing layers <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/sovereign-contingent-liabilities\/\">Sovereign contingent liabilities <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/insurance-and-public-pools\/\">Insurance and public pools <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/anticipatory-finance\/\">Anticipatory finance <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/public-investment-and-resilience\/\">Public investment and resilience <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/financing-evidence-and-diligence\/\">Financing evidence and diligence <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/\">Disaster Risk Finance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-16\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Disaster Risk Finance<\/span><h2 id=\"nx-close-16\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Disaster%20Risk%20Finance%3A%20Post%20disaster%20financing\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/post-disaster-financing\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/post-disaster-financing\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is a climate resilient debt clause?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A clause in a loan or bond that lets the borrower defer debt service for a period after a qualifying natural disaster, with the deferred amounts paid later.\"}},{\"@type\":\"Question\",\"name\":\"Why is ex post financing a problem?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is slow, uncertain and often costly, so relief may wait and other spending gets cut while money is assembled.\"}},{\"@type\":\"Question\",\"name\":\"What does the Financial Tracking Service record?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Reported humanitarian funding flows from donors to recipients, by crisis, sector and appeal, as a public record maintained by OCHA.\"}},{\"@type\":\"Question\",\"name\":\"Does GRA provide post-disaster funding?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. GRA does not lend or provide funding of any kind.\"}},{\"@type\":\"Question\",\"name\":\"Why does timing matter so much?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because delays force households and firms into costly coping strategies and prolong disruption, raising the total cost of the disaster.\"}},{\"@type\":\"Question\",\"name\":\"What role does social protection play?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Social protection systems that can scale up provide a fast channel to deliver support to affected households.\"}}]},{\"@type\":\"DefinedTermSet\",\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/post-disaster-financing\/#terms\",\"name\":\"Key terms: Post disaster financing\",\"inLanguage\":\"en\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/post-disaster-financing\/#webpage\"},\"hasDefinedTerm\":[{\"@type\":\"DefinedTerm\",\"name\":\"Ex post financing\",\"description\":\"Funding mobilised after a disaster has occurred, such as new borrowing or appeals.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/post-disaster-financing\/#terms\"}},{\"@type\":\"DefinedTerm\",\"name\":\"Climate resilient debt clause\",\"description\":\"A clause allowing a borrower to defer debt service after a qualifying disaster.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/post-disaster-financing\/#terms\"}},{\"@type\":\"DefinedTerm\",\"name\":\"Budget reallocation\",\"description\":\"Moving approved budget funds from other uses to disaster response.\",\"inDefinedTermSet\":{\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/post-disaster-financing\/#terms\"}}]}]}<\/script>\n\n<!-- nx-rev:f15c14061aa612ea -->","protected":false},"excerpt":{"rendered":"<p>LightDarkAuto A-P03 \u00b7 TOPIC \u00b7 post-disaster-financingGRA dossier \u00b7 service level R0 GRA\u00b7Disaster Risk Finance\u00b7In development Topic dossier \u00b7 Disaster Risk Finance Post disaster financing After a disaster, governments assemble money &hellip; <a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/post-disaster-financing\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Post disaster financing&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":56,"menu_order":480,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_buddyx_sub_header_visibility":"","_buddyx_sub_header_title_visibility":"","_hide_show_side_panel":"","_buddyxpro_page_sidebar":"","_buddyxpro_page_disable_header":"","_buddyxpro_page_disable_footer":"","_buddyxpro_page_content_width":"","_buddyxpro_page_header_style":"","_buddyxpro_page_color_mode":"","_buddyxpro_page_loader":"","footnotes":""},"class_list":["post-77","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/globalriskalliance.com\/disaster-risk-finance\/wp-json\/wp\/v2\/pages\/77","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/globalriskalliance.com\/disaster-risk-finance\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/globalriskalliance.com\/disaster-risk-finance\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/disaster-risk-finance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/disaster-risk-finance\/wp-json\/wp\/v2\/comments?post=77"}],"version-history":[{"count":1,"href":"https:\/\/globalriskalliance.com\/disaster-risk-finance\/wp-json\/wp\/v2\/pages\/77\/revisions"}],"predecessor-version":[{"id":122,"href":"https:\/\/globalriskalliance.com\/disaster-risk-finance\/wp-json\/wp\/v2\/pages\/77\/revisions\/122"}],"up":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/disaster-risk-finance\/wp-json\/wp\/v2\/pages\/56"}],"wp:attachment":[{"href":"https:\/\/globalriskalliance.com\/disaster-risk-finance\/wp-json\/wp\/v2\/media?parent=77"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}