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<\/script><script 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auto;padding:0 16px;font-family:ui-sans-serif,system-ui,-apple-system,\"Segoe UI\",sans-serif;line-height:1.55;overflow-wrap:break-word}#nxe-nc6niayw.nxe :where(*,*::before,*::after){box-sizing:inherit}#nxe-nc6niayw.nxe :where(section,header,footer,nav,aside){display:block;margin:0 0 32px}#nxe-nc6niayw.nxe :where(h1,h2,h3,h4){line-height:1.2;margin:24px 0 12px;font-weight:600}#nxe-nc6niayw.nxe :where(p,ul,ol,dl,table,figure,details){margin:0 0 16px}#nxe-nc6niayw.nxe :where(ul,ol){padding-left:20px}#nxe-nc6niayw.nxe a{color:inherit;text-decoration:underline;text-underline-offset:2px}#nxe-nc6niayw.nxe table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}#nxe-nc6niayw.nxe :where(th,td){padding:6px 8px;text-align:left;vertical-align:top;border-bottom:1px solid;border-color:inherit}#nxe-nc6niayw.nxe svg{display:none}#nxe-nc6niayw.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-nc6niayw.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-nc6niayw.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"dag\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P03 \u00b7 TOPIC \u00b7 anticipatory-finance<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Disaster Risk Finance<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Topic dossier \u00b7 Disaster Risk Finance<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Anticipatory finance<\/h1><p class=\"nx-tagline\">Anticipatory finance releases money on a forecast, before a flood, cyclone or drought strikes, so that people can evacuate, protect assets or receive cash before losses peak. It needs reliable forecasts, pre-agreed triggers and actions, and delivery systems ready to act. This page sets out how anticipatory finance works and fails, the evidence on it, and who decides triggers and funds.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/\">Back to Topics<\/a><\/div><\/div><div class=\"nx-hero-canvas\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Systems<\/strong> \u00b7 around this subject<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-drf-triggers\" data-cx=\"drf.triggers\" data-variant=\"section\" aria-label=\"Parametric trigger monitor: illustrative console with placeholder names and values\"><div class=\"nx-fk-head\"><div class=\"nx-fk-heading\"><h2 class=\"nx-fk-title\">Parametric trigger monitor<\/h2><p class=\"nx-fk-sub\">Anticipatory finance \u00b7 Sovereign C \u00b7 Season 2<\/p><\/div><div class=\"nx-fk-actions\"><button type=\"button\" class=\"nx-fk-btn\" data-fk-act=\"menu\" aria-haspopup=\"true\" aria-expanded=\"false\" hidden><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 4v11\"\/><path d=\"m7 10 5 5 5-5\"\/><path d=\"M5 20h14\"\/><\/svg>Export<\/button><ul class=\"nx-fk-menu\" data-fk-menu=\"true\" hidden><li><button type=\"button\" data-fk-act=\"export-png\">Image<small>PNG of the map or chart<\/small><\/button><\/li><li><button type=\"button\" data-fk-act=\"export-csv\">Data<small>CSV of the figure's values<\/small><\/button><\/li><\/ul><\/div><\/div><div class=\"nx-cx-status\"><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Index approaching trigger<\/span><span class=\"nx-cx-prod\">GRA \u00b7 Disaster Risk Finance<\/span><\/div><div class=\"nx-cx-grid\"><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"chart\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Index vs trigger<\/h4><\/div><\/div><svg class=\"nx-fk-svg\" viewBox=\"0 0 460 210\" width=\"460\" height=\"210\" role=\"img\" aria-label=\"Index vs trigger\" focusable=\"false\" tabindex=\"0\" preserveAspectRatio=\"xMidYMid meet\" data-fk-chart=\"cx-drf-triggers-c0\" data-fk-xs=\"lin,0,23,36,446\" data-fk-ys=\"lin,0,100,180,20\" data-fk-series=\"Index|ink|l||0:46.5;1:49.3;2:51.5;3:50.1;4:55.3;5:60.9;6:58.9;7:64;8:62.4;9:66.4;10:73;11:72.9;12:69.9;13:66.5;14:64.7;15:63.4;16:64.9;17:63.1;18:60.3;19:62.5;20:65.1;21:64.9;22:67.7;23:72.4~Long-term mean|acc|l||0:52.4;1:56.6;2:57.7;3:57;4:55.4;5:54.7;6:54.8;7:57;8:60.1;9:58.7;10:58;11:63;12:68.1;13:70.6;14:72.9;15:75.2;16:77.2;17:81.7;18:82.3;19:83.5;20:83.6;21:84.4;22:89.5;23:92.9\" 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class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"table\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Payment structure<\/h4><\/div><\/div><div class=\"nx-fk-tablewrap\" data-fk-view=\"table:cx-drf-triggers-t1\"><table class=\"nx-fk-table\" data-fk-table=\"cx-drf-triggers-t1\" aria-label=\"Payment structure\"><thead><tr><th scope=\"col\" data-col=\"c0\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c0\">Level<\/button><\/th><th scope=\"col\" data-col=\"c1\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c1\">Index value<\/button><\/th><th scope=\"col\" data-col=\"c2\" data-num=\"true\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c2\">Payment share<\/button><\/th><th scope=\"col\" data-col=\"c3\" aria-sort=\"none\"><button type=\"button\" data-fk-sort=\"c3\">State<\/button><\/th><\/tr><\/thead><tbody><tr data-fk-key=\"cx-drf-triggers:r1-0\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Attachment<\/td><td data-num=\"true\" data-sv=\"67\">67<\/td><td data-num=\"true\">0<\/td><td><span class=\"nx-fk-pill\" data-state=\"near\"><i aria-hidden=\"true\"><\/i>Close<\/span><\/td><\/tr><tr data-fk-key=\"cx-drf-triggers:r1-1\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Mid<\/td><td data-num=\"true\" data-sv=\"75\">75<\/td><td data-num=\"true\" data-sv=\"49\">49<\/td><td><span class=\"nx-fk-pill\" data-state=\"off\"><i aria-hidden=\"true\"><\/i>Not met<\/span><\/td><\/tr><tr data-fk-key=\"cx-drf-triggers:r1-2\" tabindex=\"0\" role=\"row\" aria-selected=\"false\"><td>Exhaustion<\/td><td data-num=\"true\" data-sv=\"92\">92<\/td><td data-num=\"true\">100<\/td><td><span class=\"nx-fk-pill\" data-state=\"off\"><i aria-hidden=\"true\"><\/i>Not met<\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"bullets\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Risk layers<\/h4><p class=\"nx-fk-panel-sub\">local m, pre-arranged<\/p><\/div><\/div><div class=\"nx-fk-chart\"><svg class=\"nx-fk-svg\" viewBox=\"0 0 460 128\" width=\"460\" height=\"128\" role=\"img\" focusable=\"false\" preserveAspectRatio=\"xMidYMid meet\" aria-label=\"Risk layers\" data-fk-chart=\"bars\"><g data-m=\"row\" data-k=\"r-b0\"><text data-m=\"rlabel\" x=\"124\" y=\"19\" text-anchor=\"end\">Contingency budget<\/text><rect data-m=\"bar\" data-k=\"b-b0\" data-c=\"s4\" x=\"132\" y=\"4\" width=\"23.9\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b0\" x=\"161.9\" y=\"19\">58 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"0\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b1\"><text data-m=\"rlabel\" x=\"124\" y=\"49\" text-anchor=\"end\">Contingent credit<\/text><rect data-m=\"bar\" data-k=\"b-b1\" data-c=\"s4\" x=\"132\" y=\"34\" width=\"67.1\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b1\" x=\"205.1\" y=\"49\">161 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"30\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b2\"><text data-m=\"rlabel\" x=\"124\" y=\"79\" text-anchor=\"end\">Parametric cover<\/text><rect data-m=\"bar\" data-k=\"b-b2\" data-c=\"s4\" x=\"132\" y=\"64\" width=\"59.2\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b2\" x=\"197.2\" y=\"79\">142 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"60\" width=\"460\" height=\"30\"\/><\/g><g data-m=\"row\" data-k=\"r-b3\"><text data-m=\"rlabel\" x=\"124\" y=\"109\" text-anchor=\"end\">Funding gap, 1-in-50<\/text><rect data-m=\"bar\" data-k=\"b-b3\" data-c=\"neg\" x=\"132\" y=\"94\" width=\"47.4\" height=\"22\"\/><text data-m=\"vlabel\" data-k=\"v-b3\" x=\"185.4\" y=\"109\">114 m<\/text><rect data-m=\"hit\" x=\"0\" y=\"90\" width=\"460\" height=\"30\"\/><\/g><\/svg><\/div><\/div><div class=\"nx-fk-panel nx-cx-p\" data-w=\"3\" data-t=\"steps\"><div class=\"nx-fk-panel-head\"><div><h4 class=\"nx-fk-panel-title\">Payment to people<\/h4><\/div><\/div><ol class=\"nx-cx-steps\" data-n=\"5\"><li data-st=\"now\"><span class=\"nx-cx-sn\">Trigger<\/span><span class=\"nx-cx-snote\">agent confirms<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Payment<\/span><span class=\"nx-cx-snote\"><span class=\"nx-cx-n\">15<\/span> days<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Treasury<\/span><span class=\"nx-cx-snote\">transfer<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Social protection<\/span><span class=\"nx-cx-snote\">scale-up<\/span><\/li><li data-st=\"todo\"><span class=\"nx-cx-sn\">Households<\/span><span class=\"nx-cx-snote\">cash<\/span><\/li><\/ol><\/div><\/div><div class=\"nx-fk-tip\" aria-hidden=\"true\" hidden><\/div><figcaption class=\"nx-fk-cap\"><span>Parametric trigger monitor: the screen's structure, terms and states for Anticipatory finance.<\/span><span data-honesty=\"true\">Placeholder names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><p class=\"nx-caption\"><strong>Fig.<\/strong><span>Parametric trigger monitor. Design wireframe with placeholder names and illustrative values, not a record or a live system.<\/span><\/p><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-sec-field\"><span>02<\/span>A drought index against its\u2026<\/a><a href=\"#nx-sec-question\"><span>03<\/span>Anticipatory finance: how the risk\u2026<\/a><a href=\"#nx-sec-terms\"><span>04<\/span>Terms used on this page<\/a><a href=\"#nx-sec-indicators\"><span>05<\/span>What is measured, and how well<\/a><a href=\"#nx-sec-pipeline\"><span>06<\/span>From sources to decisions<\/a><a href=\"#nx-sec-sources\"><span>07<\/span>Where the evidence comes from<\/a><a href=\"#nx-sec-decisions\"><span>08<\/span>Who decides, and what the evidence\u2026<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Anticipatory finance is money released on a forecast before a hazard strikes, so that people and agencies can act to reduce losses. It depends on forecast skill, pre-agreed triggers and actions, and delivery systems. Humanitarian coordinators, governments, meteorological services and donors hold the decisions.<\/p><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Spatial finance<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">A drought index against its attachment point.<\/h2><p class=\"nx-lede\">How a dry season is read against the point where drought cover starts to pay. Synthetic season and design terms.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><figure class=\"nx-fk nx-sf\" data-fk=\"parametric-drought\" data-gl=\"sf:parametric-drought\" data-sf=\"parametric-drought\" data-sx-credit=\"Natural Earth (public domain) | synthetic season and design terms\" data-sx-src=\"Natural Earth ~ public domain ~ https:\/\/www.naturalearthdata.com\/ | Design scenario values by the Global Risks Alliance ~ illustrative, not data\" data-sf-learn-views=\"sched\" aria-label=\"Interactive map: a design rainfall-season index across the agricultural zone of Senegal, Mali, Burkina Faso and Niger. The panel chooses a country and steps the season.\" 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\"><figcaption class=\"nx-fk-cap\"><span>A rainfall season across the Sahel, read against the points where drought cover would start and stop paying.<\/span><span data-honesty=\"true\">Synthetic season and design terms; no cover is implied.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P03\/topics\/anticipatory-finance\/#map\" data-nxf-title=\"Disaster Risk Finance live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-question\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Anticipatory finance: how the risk develops.<\/h2><p class=\"nx-lede\">Triggers and preparedness evidence. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M19.07 4.93A10 10 0 0 0 6.99 3.34\"\/><path d=\"M4 6h.01\"\/><path d=\"M2.29 9.62A10 10 0 1 0 21.31 8.35\"\/><path d=\"M16.24 7.76A6 6 0 1 0 8.23 16.67\"\/><path d=\"M12 18h.01\"\/><path d=\"M17.99 11.66A6 6 0 0 1 15.77 16.67\"\/><circle cx=\"12\" cy=\"12\" r=\"2\"\/><path d=\"m13.41 10.59 5.66-5.66\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Forecasts set the trigger<\/h3><p class=\"nx-p nx-mt-1\">Triggers are tied to forecast thresholds with known lead time and skill. A trigger too sensitive wastes money on false alarms; too strict, it misses events.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"8\" height=\"4\" x=\"8\" y=\"2\" rx=\"1\" ry=\"1\"\/><path d=\"M16 4h2a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2V6a2 2 0 0 1 2-2h2\"\/><path d=\"m9 14 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Actions are agreed in advance<\/h3><p class=\"nx-p nx-mt-1\">Frameworks list who does what when a trigger is reached: cash transfers, evacuation, livestock protection. Pre-agreement removes the delay of deciding during the event.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"6\" cy=\"19\" r=\"3\"\/><path d=\"M9 19h8.5a3.5 3.5 0 0 0 0-7h-11a3.5 3.5 0 0 1 0-7H15\"\/><circle cx=\"18\" cy=\"5\" r=\"3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Delivery systems must exist<\/h3><p class=\"nx-p nx-mt-1\">Cash reaches people quickly only through existing registries and payment channels. Without them, early money arrives late.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"3\"\/><circle cx=\"19\" cy=\"5\" r=\"2\"\/><circle cx=\"5\" cy=\"19\" r=\"2\"\/><path d=\"M10.4 21.9a10 10 0 0 0 9.941-15.416\"\/><path d=\"M13.5 2.1a10 10 0 0 0-9.841 15.416\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Learning from triggers<\/h3><p class=\"nx-p nx-mt-1\">Each activation and non-activation is evidence on trigger design. Evaluation compares outcomes with and without early action.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Early action protocol<\/td><td data-label=\"Definition\">A pre-agreed plan specifying triggers, actions, roles and funding for acting before a forecast hazard.<\/td><\/tr><tr><td data-label=\"Term\">Forecast-based financing<\/td><td data-label=\"Definition\">Funding released automatically when a forecast crosses a pre-set threshold.<\/td><\/tr><tr><td data-label=\"Term\">Lead time<\/td><td data-label=\"Definition\">The time between a trigger being reached and the expected hazard impact.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Anticipatory action frameworks active<\/td><td data-label=\"Unit\">count by country and hazard<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">OCHA and partner records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Funds pre-arranged for anticipatory action<\/td><td data-label=\"Unit\">currency<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Fund records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Trigger activations<\/td><td data-label=\"Unit\">count<\/td><td data-label=\"Cadence\">per season<\/td><td data-label=\"Source type\">Framework records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OBSERVED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Lead time between disbursement and hazard peak<\/td><td data-label=\"Unit\">days<\/td><td data-label=\"Cadence\">per activation<\/td><td data-label=\"Source type\">Activation records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OBSERVED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">False activation rate<\/td><td data-label=\"Unit\">share of activations without the forecast impact<\/td><td data-label=\"Cadence\">periodic<\/td><td data-label=\"Source type\">Evaluations<\/td><td data-label=\"Label\"><span class=\"nx-chip\">ESTIMATED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Households reached before the hazard<\/td><td data-label=\"Unit\">count<\/td><td data-label=\"Cadence\">per activation<\/td><td data-label=\"Source type\">Programme records<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A-P03\/topics\/anticipatory-finance\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-pipeline\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">From sources to decisions.<\/h2><p class=\"nx-lede\">The topic as a computational graph: named sources feed the methods, an evidence review gates the outputs, and the decisions stay with the authorities that hold them.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Pipeline canvas<\/strong> \u00b7 Anticipatory finance as a run graph<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p03-topics-anticipatory-finance-flood-e-t nx-dag-a-p03-topics-anticipatory-finance-flood-e-d\" data-nx-z=\"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\"><title id=\"nx-dag-a-p03-topics-anticipatory-finance-flood-e-t\">Anticipatory finance: flood forecasting and warning chain<\/title><desc id=\"nx-dag-a-p03-topics-anticipatory-finance-flood-e-d\">Rainfall forecasts drive a hydrological then a hydraulic model; inundation maps are compared with thresholds; the mandated authority issues the warning, it reaches people through every channel, and action follows. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig. 02<\/strong><span>Nodes carry their type, two metric rows and a state; connectors show what feeds what; dashed frames name the owners; the timeline is the cadence. Design of the pipeline, not a record of a run.<\/span><\/p><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">OCHA anticipatory action records and CERF allocations<\/td><td data-label=\"What it gives\">Frameworks, activations and funding<\/td><td data-label=\"Licence class\">Free, OCHA terms<\/td><\/tr><tr><td data-label=\"Source\">IFRC Disaster Response Emergency Fund anticipatory pillar records<\/td><td data-label=\"What it gives\">Early action protocols and activations<\/td><td data-label=\"Licence class\">Free to read, IFRC terms<\/td><\/tr><tr><td data-label=\"Source\">Start Network records<\/td><td data-label=\"What it gives\">Forecast-based funding activations by NGOs<\/td><td data-label=\"Licence class\">Free to read, terms to check<\/td><\/tr><tr><td data-label=\"Source\">Anticipation Hub evidence database<\/td><td data-label=\"What it gives\">Evaluations and practice on anticipatory action<\/td><td data-label=\"Licence class\">Free to read, terms to check<\/td><\/tr><tr><td data-label=\"Source\">WMO and national forecast verification<\/td><td data-label=\"What it gives\">Forecast skill for trigger design<\/td><td data-label=\"Licence class\">Free, WMO terms; national terms vary<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A-P03\/topics\/anticipatory-finance\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-decisions\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Disaster Risk Finance prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"ledger\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">Humanitarian coordinators and fund managers<\/td><td data-label=\"The question\">Which frameworks to pre-fund and at what trigger<\/td><td data-label=\"Evidence this page serves\">Forecast skill, cost and evaluation evidence<\/td><\/tr><tr><td data-label=\"Who decides\">Governments and social protection agencies<\/td><td data-label=\"The question\">Whether to link early action to national systems<\/td><td data-label=\"Evidence this page serves\">Delivery capacity and pilot evidence<\/td><\/tr><tr><td data-label=\"Who decides\">Meteorological services<\/td><td data-label=\"The question\">Which forecast products support triggers<\/td><td data-label=\"Evidence this page serves\">Verification and user requirements<\/td><\/tr><tr><td data-label=\"Who decides\">Donors<\/td><td data-label=\"The question\">How much to commit to anticipatory finance<\/td><td data-label=\"Evidence this page serves\">Evaluations and portfolio records<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Guide to designing forecast-based triggers<\/li><li>Method note on false alarm and miss trade-offs<\/li><li>Comparative notes on anticipatory action frameworks<\/li><li>Questions for funders on evidence of early action<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-core-questions\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">The questions experts ask.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Is the forecast skilful enough, at sufficient lead time, to justify acting?<\/li><li>What trigger, based on which forecast or observation, should release funds?<\/li><li>What actions will the funds pay for, and are they effective when taken early?<\/li><li>What happens if the trigger is reached but the event does not occur, or the reverse?<\/li><li>Who has the authority to activate funds and act?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-mechanisms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Forecasts, triggers and early action.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Anticipatory arrangements link three elements: a forecast or early observation, a trigger rule that defines when funds are released, and a pre-agreed plan for early actions. Forecast skill varies by hazard and lead time: slow-onset hazards such as drought, and some floods and tropical cyclones, can be forecast with useful lead times, while earthquakes cannot. Triggers must balance false alarms, when funds are released but the event does not materialize, against missed events.<\/p><p class=\"nx-p\">The value of acting early depends on what the money buys. Cash transfers, protection of productive assets and evacuation support have shown benefits in evaluations, but effects vary. Plans must be agreed in advance, because there is little time to decide once a forecast is issued.<\/p><p class=\"nx-p\">Funding sources include dedicated humanitarian funds, contingent arrangements with development institutions and parametric insurance with forecast-based triggers. In every case, release is a decision of the competent body under agreed rules, and nothing is released automatically without that authority.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods-and-data\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and data<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">Methods and their limits.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3.85 8.62a4 4 0 0 1 4.78-4.77 4 4 0 0 1 6.74 0 4 4 0 0 1 4.78 4.78 4 4 0 0 1 0 6.74 4 4 0 0 1-4.77 4.78 4 4 0 0 1-6.75 0 4 4 0 0 1-4.78-4.77 4 4 0 0 1 0-6.76Z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Verification<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Forecast verification<\/h3><p class=\"nx-p nx-mt-1\">Measuring forecast skill against observations at relevant lead times.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><circle cx=\"12\" cy=\"12\" r=\"6\"\/><circle cx=\"12\" cy=\"12\" r=\"2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Triggers<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Trigger design<\/h3><p class=\"nx-p nx-mt-1\">Setting thresholds by analysing historical forecasts and impacts.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 3v18h18\"\/><path d=\"m19 9-5 5-4-4-3 3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Evaluation<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Impact evaluation<\/h3><p class=\"nx-p nx-mt-1\">Assessing whether early actions reduced losses; counterfactuals are hard to establish.<\/p><\/div><\/div><p class=\"nx-note nx-mt-3\">Limits: historical forecast archives may be short, impacts depend on local conditions forecasts do not capture, and evaluations of early action are still building an evidence base.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/stem\/forecasting\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Forecasting and time-series analysis<\/span><span class=\"nx-mledger-role\">Forecast verification for triggers \u00b7 Seasonal outlooks for drought finance<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/forecasting\/\" aria-label=\"Forecasting and time-series analysis: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/stem\/decision-analysis\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Decision analysis under uncertainty<\/span><span class=\"nx-mledger-role\">Choosing an instrument mix \u00b7 Trigger threshold choice \u00b7 Release rules for contingency funds<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/decision-analysis\/\" aria-label=\"Decision analysis under uncertainty: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/stem\/economics\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Economics and development economics<\/span><span class=\"nx-mledger-role\">Cost of ex post versus ex ante finance \u00b7 Household welfare effects \u00b7 Fiscal impact of disasters<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/science\/economics\/\" aria-label=\"Economics and development economics: canonical page on the STEM Commons\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Evidence on the effect of anticipatory action comes from a limited number of evaluated activations. Forecast skill varies by hazard and region. Counterfactuals are hard to establish. Disaster Risk Finance explains design and evidence; it does not issue forecasts, trigger funds or advise any agency.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-14-sec\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-14\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>What is anticipatory action?<\/summary><div class=\"nx-answer\">Action taken ahead of a predicted hazard to prevent or reduce its humanitarian impact, financed in advance and triggered by forecasts.<\/div><\/details><details><summary>How is a trigger set?<\/summary><div class=\"nx-answer\">By choosing a forecast threshold and lead time that balance the costs of acting on a false alarm against the costs of missing an event, using forecast verification.<\/div><\/details><details><summary>Does early action reduce losses?<\/summary><div class=\"nx-answer\">Evaluations of specific activations report benefits such as fewer distress sales of assets, but evidence is still building and results depend on context.<\/div><\/details><details><summary>Does anticipatory finance release funds automatically?<\/summary><div class=\"nx-answer\">No. Release follows agreed rules and is a decision of the competent body. GRA studies these arrangements and plays no role in activation.<\/div><\/details><details><summary>What if the forecast is wrong?<\/summary><div class=\"nx-answer\">False alarms are an accepted cost of acting early. Trigger design balances that cost against the losses avoided when forecasts are right.<\/div><\/details><details><summary>Where is anticipatory finance tested?<\/summary><div class=\"nx-answer\">In the Nexus Universe theme on pre-arranged finance for anticipatory action, an exercise setting whose results are labelled as exercises.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-15\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-15\" class=\"nx-h3 nx-mt-2\">Around Disaster Risk Finance.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/risk-financing-layers\/\">Risk financing layers <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/sovereign-contingent-liabilities\/\">Sovereign contingent liabilities <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/insurance-and-public-pools\/\">Insurance and public pools <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/post-disaster-financing\/\">Post disaster financing <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/public-investment-and-resilience\/\">Public investment and resilience <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/financing-evidence-and-diligence\/\">Financing evidence and diligence <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/\">Disaster Risk Finance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-16\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Disaster Risk Finance<\/span><h2 id=\"nx-close-16\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Disaster%20Risk%20Finance%3A%20Anticipatory%20finance\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/anticipatory-finance\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/anticipatory-finance\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is anticipatory action?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Action taken ahead of a predicted hazard to prevent or reduce its humanitarian impact, financed in advance and triggered by forecasts.\"}},{\"@type\":\"Question\",\"name\":\"How is a trigger set?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"By choosing a forecast threshold and lead time that balance the costs of acting on a false alarm against the costs of missing an event, using forecast verification.\"}},{\"@type\":\"Question\",\"name\":\"Does early action reduce losses?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Evaluations of specific activations report benefits such as fewer distress sales of assets, but evidence is still building and results depend on context.\"}},{\"@type\":\"Question\",\"name\":\"Does anticipatory finance release funds automatically?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Release follows agreed rules and is a decision of the competent body. GRA studies these arrangements and plays no role in activation.\"}},{\"@type\":\"Question\",\"name\":\"What if the forecast is wrong?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"False alarms are an accepted cost of acting early. 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