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\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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-nhx06na0.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"globe\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P03 \u00b7 NETWORK \u00b7 risk-transmission<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Disaster Risk Finance<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Disaster Risk Finance \u00b7 Financial-system transmission<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Financial-system transmission<\/h1><p class=\"nx-tagline\">A disaster is a physical event, but its financial consequences travel far beyond the affected area: into public budgets, sovereign debt, banks' loan books, insurers' balance sheets and the incomes of households and firms. This page shows how real-system and financial vulnerabilities propagate after disasters, the channels and amplifiers involved, and the limits of what aggregate research can show. It is shared industry research, not advice.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/sector\/\">Back to Financial discipline overview<\/a><\/div><dl class=\"nx-facts\"><div><dt class=\"nx-eyebrow\">Publisher<\/dt><dd>The Global Risks Alliance<\/dd><\/div><div><dt class=\"nx-eyebrow\">Field<\/dt><dd>Disaster and crisis, Sovereign and public finance, Development finance, Insurance and catastrophe<\/dd><\/div><div><dt class=\"nx-eyebrow\">Status<\/dt><dd>In development<\/dd><\/div><div><dt class=\"nx-eyebrow\">Service level<\/dt><dd>R0: information and enquiries<\/dd><\/div><\/dl><\/div><div class=\"nx-hero-stage\" data-lv-fill=\"map\" data-lv-id=\"hazard\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"world:climate\" data-ml-points=\"on\" data-ml-src=\"climate\" data-ml-plan=\"p-8e628cca\"><div class=\"nx-wm\" data-nx-water=\"ctx-climate\" data-wm-domain=\"ctx-climate\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"-180,-58,180,84\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Climate signals, World: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,people||||\" aria-pressed=\"false\">People and floods<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,ntl||||\" aria-pressed=\"false\">Floods and lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl,people||||\" aria-pressed=\"false\">Lights and people<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"people||||\" aria-pressed=\"false\">Population<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">3<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Climate signals, for this page<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Population density\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-short=\"Night lights\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"flood\" aria-pressed=\"true\" data-wm-z=\"22\" data-wm-lag=\"0\" data-wm-short=\"Flood water\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite detection; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Flood water, 3-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS Global Flood Product \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"flood\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"fires\" aria-pressed=\"false\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-op=\"1\" data-wm-breaks=\"10,50,200\" data-wm-short=\"Fires and flares\" data-wm-prov=\"NASA LANCE FIRMS\" data-wm-kind=\"Satellite detection; clouds and overpass timing leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Active fires and thermal anomalies, last day<\/span><span class=\"nx-wm-layer-src\">NASA LANCE FIRMS VIIRS NOAA-20 375 m (FIRMS) \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"fires\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"lstd\" aria-pressed=\"false\" data-wm-z=\"24\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Land temperature, day\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite 8-day composite; persistent cloud still leaves gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land surface temperature, day, 8-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 Level 3, 8-day \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"lstd\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"imerg\" aria-pressed=\"false\" data-wm-z=\"25\" data-wm-lag=\"0\" data-wm-short=\"Precipitation\" data-wm-prov=\"NASA GES DISC\" data-wm-kind=\"Satellite estimate, near real time\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Precipitation rate, daily mean<\/span><span class=\"nx-wm-layer-src\">NASA GES DISC GPM IMERG \u00b7 <span data-wm-date=\"imerg\">12 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"imerg\" hidden><\/div><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert tools\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 4.5l10 0m-10 3.5 10 0m-10 3.5 10 0m-7.5-8.5 0 3m5 .5 0 3m-3.5.5 0 3\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><span class=\"nx-wm-sep\" aria-hidden=\"true\"><\/span><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"in\" aria-label=\"Zoom in\" title=\"Zoom in\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 3v10M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"out\" aria-label=\"Zoom out\" title=\"Zoom out\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"reset\" aria-label=\"Reset the view\" title=\"Reset the view\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.2 8a4.8 4.8 0 1 0 1.5-3.5M3.2 2.6v2.6h2.6\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"full\" aria-label=\"Full screen\" title=\"Full screen\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M2.5 6l0-3.5 3.5 0m7.5 3.5 0-3.5-3.5 0m-7.5 7.5 0 3.5 3.5 0m7.5-3.5 0 3.5-3.5 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-menu\" id=\"nx-wm-menu\" role=\"menu\" aria-label=\"Expert tools\" hidden><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"measure\">Measure distance<kbd>M<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"compare\">Compare two dates<kbd>C<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"xt\" data-wm-xt=\"nD8AHC9C+3M3ObZpd9R\/Lxb2bo29sfEuijTslQu3cAY=\">More expert tools<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Blue Marble (NASA) \u00b7 \u00a9 OpenStreetMap contributors (ODbL) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>For financial-system transmission, in GRA's spatial-finance reading, the map opens on population density, night lights and flood water with built-up and settlement extent from NASA GIBS, framed on World; 3 further NASA layers wait in the list.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Blue Marble \u00b7 \u00a9 OpenStreetMap contributors \u00b7 Natural Earth \u00b7 NASA EONET \u00b7 GDACS \u00b7 CIESIN\/Columbia, NASA SEDAC HBASE<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.firms\">NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gpm.imerg\">GPM IMERG precipitation, NASA Precipitation Processing System; distributed by the NASA Goddard Earth Sciences Data and Information Services Center (GES DISC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li data-wm-credit=\"nasa.gibs.reference-osm\">\u00a9 OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">ODbL<\/a><\/li><li data-wm-credit=\"nasa.earth-observatory.blue-marble\">Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li>Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, \u00a9 OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.<\/li><li>Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, \u00a9 MapLibre contributors.<\/li><li>Live: NASA EONET Events are indicative, not official warnings.<\/li><li>Live: GDACS (EC JRC \/ UN OCHA) Events are indicative, not official warnings.<\/li><li>Context: CIESIN\/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.<\/li><li>Optional layers (24 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/li><li>Active fires and thermal anomalies, last day: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/li><li>Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/li><li>Precipitation rate, daily mean: GPM IMERG, NASA GES DISC \u00b7 <span data-wm-date=\"imerg\">12 Oct 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P03\/sector\/risk-transmission\/#map\" data-nxf-title=\"Disaster Risk Finance live map\" data-nxf-height=\"560\" hidden><\/div><\/div><p class=\"nx-caption\"><strong>Geography<\/strong><span>For financial-system transmission, in GRA's spatial-finance reading, the map opens on population density, night lights and flood water with built-up and settlement extent from NASA GIBS, framed on World; 3 further NASA layers wait in the list.<\/span><\/p><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-s-3-sec\"><span>02<\/span>One field, three institutions<\/a><a href=\"#nx-s-4-sec\"><span>03<\/span>Field overview, in outline<\/a><a href=\"#nx-sec-channels\"><span>04<\/span>How disaster losses reach finance<\/a><a href=\"#nx-sec-pg-nx-gra-ap03-rt-fiscal\"><span>05<\/span>How unfunded disaster costs travel<\/a><a href=\"#nx-sec-pg-nx-gra-ap03-rt-gov\"><span>06<\/span>Who decides the layers<\/a><a href=\"#nx-sec-amplifiers\"><span>07<\/span>Why some disasters become financial\u2026<\/a><a href=\"#nx-sec-from-finance-back-to-resilience\"><span>08<\/span>When financing shapes recovery<\/a><\/div><\/nav> <div class=\"nx-signals\" role=\"group\" aria-label=\"Disaster Risk Finance in figures, from the registry\"><div class=\"nx-container\"><dl><div><dt class=\"nx-eyebrow\">STEM methods<\/dt><dd class=\"nx-metric\" data-count=\"true\">4<\/dd><dd class=\"nx-metric-note\">Canonical methods this field applies<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><div><dt class=\"nx-eyebrow\">Topics<\/dt><dd class=\"nx-metric\" data-count=\"true\">8<\/dd><dd class=\"nx-metric-note\">Subject pages in the field<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><div><dt class=\"nx-eyebrow\">Counterparts<\/dt><dd class=\"nx-metric\" data-count=\"true\">6<\/dd><dd class=\"nx-metric-note\">Platforms in shared fields at GCRI, GRF and GRA<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><div><dt class=\"nx-eyebrow\">Report series<\/dt><dd class=\"nx-metric\" data-count=\"true\">2<\/dd><dd class=\"nx-metric-note\">Nexus Reports series it contributes to<\/dd><dd class=\"nx-sig-wrap\"><span class=\"nx-sig\" aria-hidden=\"true\"><\/span><\/dd><\/div><\/dl><\/div><\/div><section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Risk transmission in Disaster Risk Finance is the path by which physical, transition, technology and systemic shocks reach the sector and travel onward through balance sheets, markets and the real economy. Analysis uses aggregated, sector-level indicators such as disaster contingency reserve and contingent credit available; it assesses no individual firm and is not investment advice.<\/p><\/div><\/div><\/section><section id=\"nx-s-3-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">One field, three institutions.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Canvas<\/strong> \u00b7 one field, three institutions<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p03-consortium-t nx-dag-a-p03-consortium-d\" data-nx-z=\"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\"><title id=\"nx-dag-a-p03-consortium-t\">One field, three institutions: Disaster Risk Finance and its counterparts<\/title><desc id=\"nx-dag-a-p03-consortium-d\">GCRI studies the field as science, GRF governs and convenes it, GRA builds shared financial understanding; the Nexus Universe tests work across them and the competent authorities decide. Design of the arrangement, not a record.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig.<\/strong><span>How GCRI, GRF and GRA share one field while the authorities decide. Design, not a record.<\/span><\/p><\/div><\/div><\/div><\/section><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Console<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Field overview, in outline.<\/h2><p class=\"nx-lede\">The working screen behind this subject: its structure, terms and states. Names are placeholders and values illustrative.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-drf-field\" data-cx=\"drf.field\" data-variant=\"section\" aria-label=\"Field overview: illustrative console with placeholder names and values\" data-nx-z=\"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\"><figcaption class=\"nx-fk-cap\"><span>Field overview: the screen's structure, terms and states for Disaster risk finance.<\/span><span data-honesty=\"true\">Placeholder names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><\/section><section id=\"nx-sec-channels\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Channels<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">How disaster losses reach finance.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"3\" x2=\"21\" y1=\"22\" y2=\"22\"\/><line x1=\"6\" x2=\"6\" y1=\"18\" y2=\"11\"\/><line x1=\"10\" x2=\"10\" y1=\"18\" y2=\"11\"\/><line x1=\"14\" x2=\"14\" y1=\"18\" y2=\"11\"\/><line x1=\"18\" x2=\"18\" y1=\"18\" y2=\"11\"\/><polygon points=\"12 2 20 7 4 7\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Fiscal<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Public budgets<\/h3><p class=\"nx-p nx-mt-1\">Relief, reconstruction and lost revenue widen deficits and raise debt, sometimes affecting credit standing and borrowing costs.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"20\" height=\"12\" x=\"2\" y=\"6\" rx=\"2\"\/><circle cx=\"12\" cy=\"12\" r=\"2\"\/><path d=\"M6 12h.01M18 12h.01\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Banking<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Credit losses<\/h3><p class=\"nx-p nx-mt-1\">Damage to collateral and borrowers' incomes raises defaults, especially for local lenders concentrated in the affected area.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 12a10.06 10.06 1 0 0-20 0Z\"\/><path d=\"M12 12v8a2 2 0 0 0 4 0\"\/><path d=\"M12 2v1\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Insurance<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Claims and capital<\/h3><p class=\"nx-p nx-mt-1\">Insured losses draw on insurers' and reinsurers' capital and can raise prices or reduce availability afterwards.<\/p><\/div><\/div><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"search\" data-nxf-kind=\"search\" data-nxf-resource=\"nexus:\/\/gra\/A-P03\/sector\/risk-transmission\/#search\" data-nxf-title=\"Find a counterpart\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-ap03-rt-fiscal\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Fiscal channel<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">How unfunded disaster costs travel.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li><strong>Budget reallocation<\/strong> delays other public investment.<\/li><li><strong>Emergency borrowing<\/strong> raises debt and may raise its cost.<\/li><li><strong>Arrears<\/strong> to suppliers weaken local firms and banks.<\/li><li><strong>Delayed recovery<\/strong> lengthens income loss for households.<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-pg-nx-gra-ap03-rt-gov\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Governance<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Who decides the layers.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Choices of layers and instruments are public finance decisions with legal and political dimensions. Governance questions continue at <a class=\"nx-link\" href=\"https:\/\/globalriskforum.com\/disaster-crisis-governance\/topics\/disaster-authority-and-mandates\/\">GRF disaster authority and mandates<\/a> and disaster finance governance.<\/p><\/div><\/div><\/section><section id=\"nx-sec-amplifiers\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"split\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Amplifiers<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Why some disasters become financial crises.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Concentration amplifies impact: when an event hits a country's main economic centre, a small island economy or a region where local banks hold most of their loans, losses are large relative to capacity. Low insurance coverage shifts losses onto governments and households. High existing debt reduces fiscal space to respond. Delayed funding forces costly coping strategies and slows recovery, increasing the long-term economic cost.<\/p><p class=\"nx-p\">Feedback loops matter. Fiscal stress can raise sovereign borrowing costs, which in turn affect banks holding government debt. Repeated disasters can make insurance unaffordable or unavailable in high-risk areas, leaving more losses uninsured. Climate change is expected to increase the frequency or intensity of some hazards, which raises questions about the long-term sustainability of current arrangements.<\/p><\/div><\/div><\/section><section id=\"nx-sec-from-finance-back-to-resilience\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">From finance back to resilience<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">When financing shapes recovery.<\/h2><p class=\"nx-lede\">Finance also feeds back into physical resilience. Timely, predictable funding allows faster repair of critical services and support to households, while delayed or uncertain funding prolongs disruption. Pre-arranged finance linked to plans can reduce the human cost of disasters; these links are studied with GCRI at <a class=\"nx-link\" href=\"https:\/\/therisk.global\/disaster-resilience\/topics\/recovery-and-reconstruction\/\">recovery and reconstruction<\/a>.<\/p><\/div><div class=\"nx-section-body\"><p class=\"nx-note nx-mt-3\">Analysis uses aggregated data and published sources. It does not assess any government's or firm's position, recommend transactions or constitute advice. Any data from firms is aggregated before use, under the safeguards set out in GRA's written competition policy.<\/p><\/div><\/div><\/section><section id=\"nx-sec-related\" class=\"nx-section\" data-hue=\"systemic\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Related<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Where to go next.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Budget exposure: <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/sovereign-contingent-liabilities\/\">sovereign contingent liabilities<\/a>.<\/li><li>Timing of funds: <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/topics\/post-disaster-financing\/\">post-disaster financing<\/a>.<\/li><li>Fiscal risk research at GRA: <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/public-finance-sovereign-debt\/topics\/climate-and-disaster-fiscal-risk\/\">climate and disaster fiscal risk<\/a>.<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Transmission channel<\/td><td data-label=\"Definition\">The route by which a shock reaches financial institutions' balance sheets.<\/td><\/tr><tr><td data-label=\"Term\">Contagion<\/td><td data-label=\"Definition\">Transmission of losses or stress from one institution or market to others.<\/td><\/tr><tr><td data-label=\"Term\">Second-round effects<\/td><td data-label=\"Definition\">Feedback from bank losses to the economy, such as tighter credit deepening a downturn.<\/td><\/tr><tr><td data-label=\"Term\">Common exposure<\/td><td data-label=\"Definition\">Holdings of the same or similar assets by several institutions, which makes their losses move together.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section\" data-hue=\"systemic\" data-variant=\"stack\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">Where this page's references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.imf.org\/en\/Topics\/fiscal-policies\/fiscal-transparency\"><span>IMF Public Investment Management Assessment (PIMA) and Fiscal Transparency Code, fiscal risks pillar<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.worldbank.org\/en\/news\/factsheet\/2024\/11\/12\/crisis-preparedness-and-response-toolkit\"><span>World Bank climate resilient debt clauses and crisis preparedness toolkit (expanded 2023 and 2024)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-13-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Is competitor data shared?<\/summary><div class=\"nx-answer\">No. Any data from firms is aggregated before use, under the safeguards set out in GRA's written competition policy, which counsel reviews before membership opens.<\/div><\/details><details><summary>Does this page assess specific countries?<\/summary><div class=\"nx-answer\">No. It describes general channels. Country-level research appears only in reviewed dossiers, which are evidence, not ratings.<\/div><\/details><details><summary>Who acts on these risks?<\/summary><div class=\"nx-answer\">Finance ministries, central banks, supervisors and development institutions, under their own mandates.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-14\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-14\" class=\"nx-h3 nx-mt-2\">Around Disaster Risk Finance.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/\">Disaster Risk Finance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-15\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Disaster Risk Finance<\/span><h2 id=\"nx-close-15\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Disaster%20Risk%20Finance%3A%20Financial-system%20transmission\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/sector\/risk-transmission\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/disaster-risk-finance\/sector\/risk-transmission\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is competitor data shared?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Any data from firms is aggregated before use, under the safeguards set out in GRA's written competition policy, which counsel reviews before membership opens.\"}},{\"@type\":\"Question\",\"name\":\"Does this page assess specific countries?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. It describes general channels. 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