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auto;padding:0 16px;font-family:ui-sans-serif,system-ui,-apple-system,\"Segoe UI\",sans-serif;line-height:1.55;overflow-wrap:break-word}#nxe-ndikwlw2.nxe :where(*,*::before,*::after){box-sizing:inherit}#nxe-ndikwlw2.nxe :where(section,header,footer,nav,aside){display:block;margin:0 0 32px}#nxe-ndikwlw2.nxe :where(h1,h2,h3,h4){line-height:1.2;margin:24px 0 12px;font-weight:600}#nxe-ndikwlw2.nxe :where(p,ul,ol,dl,table,figure,details){margin:0 0 16px}#nxe-ndikwlw2.nxe :where(ul,ol){padding-left:20px}#nxe-ndikwlw2.nxe a{color:inherit;text-decoration:underline;text-underline-offset:2px}#nxe-ndikwlw2.nxe table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}#nxe-ndikwlw2.nxe :where(th,td){padding:6px 8px;text-align:left;vertical-align:top;border-bottom:1px solid;border-color:inherit}#nxe-ndikwlw2.nxe svg{display:none}#nxe-ndikwlw2.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-ndikwlw2.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-ndikwlw2.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"console\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A06 \u00b7 TOPIC \u00b7 safeguards-and-impact<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Development Finance Nexus<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">Established<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Topic dossier \u00b7 Development Finance Nexus<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Safeguards and impact<\/h1><p class=\"nx-tagline\">Environmental and social safeguards are the requirements lenders set so that financed projects avoid, minimise and offset harm to people and the environment. The World Bank Environmental and Social Framework, the IFC Performance Standards and the Equator Principles share a logic: assess, manage, consult, monitor and disclose. This page sets out how safeguard risk develops through the project cycle, which records evidence compliance, and who decides.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/topics\/\">Back to Topics<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Dossier<\/strong><\/span><span class=\"nx-eyebrow\">A06 \u00b7 topic<\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"#nx-sec-brief-answer\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">In brief<\/span><span class=\"nx-register-v\">Definition and scope<\/span><\/a><\/li><li><a href=\"#nx-sec-question\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">The question<\/span><span class=\"nx-register-v\">4 mechanisms<\/span><\/a><\/li><li><a href=\"#nx-sec-terms\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Key terms<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">3<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-field\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Field<\/span><span class=\"nx-register-v\">H3 field plate<\/span><\/a><\/li><li><a href=\"#nx-sec-indicators\"><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Indicators<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">7<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-pipeline\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Pipeline<\/span><span class=\"nx-register-v\">Run graph<\/span><\/a><\/li><li><a href=\"#nx-sec-sources\"><span class=\"nx-register-n\">07<\/span><span class=\"nx-register-k\">Sources<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">6<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-decisions\"><span class=\"nx-register-n\">08<\/span><span class=\"nx-register-k\">Decision holders<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">4<\/span><\/span><\/a><\/li><li><a href=\"#nx-sec-methods\"><span class=\"nx-register-n\">09<\/span><span class=\"nx-register-k\">Methods<\/span><span class=\"nx-register-v\"><span class=\"nx-register-num\">5<\/span><\/span><\/a><\/li><\/ol><p class=\"nx-register-foot\">GRA \u00b7 Established \u00b7 service level R0<\/p><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-sec-field\"><span>02<\/span>Where projects sit, and which layer\u2026<\/a><a href=\"#nx-sec-question\"><span>03<\/span>Safeguards and impact: how the risk\u2026<\/a><a href=\"#nx-sec-terms\"><span>04<\/span>Terms used on this page<\/a><a href=\"#nx-sec-indicators\"><span>05<\/span>What is measured, and how well<\/a><a href=\"#nx-sec-pipeline\"><span>06<\/span>From sources to decisions<\/a><a href=\"#nx-sec-sources\"><span>07<\/span>Where the evidence comes from<\/a><a href=\"#nx-sec-decisions\"><span>08<\/span>Who decides, and what the evidence\u2026<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">Environmental and social safeguards are the requirements lenders set so that financed projects avoid, minimise and offset harm to people and the environment. The World Bank Environmental and Social Framework, the IFC Performance Standards and the Equator Principles classify risk, set the mitigation hierarchy and fix commitments that contractors must deliver.<\/p><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Spatial finance<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Where projects sit, and which layer protects them.<\/h2><p class=\"nx-lede\">Where development projects meet hazard and poverty, and which financing layer protects them. Hypothetical projects and design values.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><figure class=\"nx-fk nx-sf\" data-fk=\"dfi-siting\" data-gl=\"sf:dfi-siting\" data-sf=\"dfi-siting\" data-sx-credit=\"Natural Earth (public domain) | relief: Mapzen Terrain Tiles | hypothetical projects and design values\" data-sx-src=\"Natural Earth ~ public domain ~ https:\/\/www.naturalearthdata.com\/ | Mapzen Terrain Tiles relief (SRTM, GMTED2010, ETOPO1) ~ attribution as published by Mapzen ~ https:\/\/github.com\/tilezen\/joerd\/blob\/master\/docs\/attribution.md | Design scenario values by the Global Risks Alliance ~ illustrative, not data\" data-sf-learn-views=\"layers\" aria-label=\"Interactive map: ten hypothetical projects in Mozambique and Malawi over a design hazard and a poverty proxy, linked to a risk-layering diagram. The panel chooses a layer or a project.\" 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\"><figcaption class=\"nx-fk-cap\"><span>Development projects in Mozambique and Malawi against hazard and poverty, with the financing layer that would protect each.<\/span><span data-honesty=\"true\">Hypothetical projects and design values; no country's strategy is shown.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A06\/topics\/safeguards-and-impact\/#map\" data-nxf-title=\"Development Finance Nexus live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-question\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The question<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Safeguards and impact: how the risk develops.<\/h2><p class=\"nx-lede\">Environmental and social safeguards. The dossier below sets out how the risk develops, what is measured, where the data come from, how it is modelled and who decides.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"2\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"8\" height=\"4\" x=\"8\" y=\"2\" rx=\"1\" ry=\"1\"\/><path d=\"M16 4h2a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2V6a2 2 0 0 1 2-2h2\"\/><path d=\"m9 14 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Classification sets the depth<\/h3><p class=\"nx-p nx-mt-1\">Risk classification at concept stage decides the depth of assessment, consultation and disclosure that follows. An underclassified project proceeds with instruments too light for the risk it carries.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><circle cx=\"12\" cy=\"12\" r=\"6\"\/><circle cx=\"12\" cy=\"12\" r=\"2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">The mitigation hierarchy<\/h3><p class=\"nx-p nx-mt-1\">Avoid first, then minimise, restore and offset. When avoidance is skipped because the design was fixed before assessment, mitigation costs rise and residual impacts on people and habitats remain.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"8\" height=\"8\" x=\"3\" y=\"3\" rx=\"2\"\/><path d=\"M7 11v4a2 2 0 0 0 2 2h4\"\/><rect width=\"8\" height=\"8\" x=\"13\" y=\"13\" rx=\"2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">The contractor delivery gap<\/h3><p class=\"nx-p nx-mt-1\">Commitments in the environmental and social commitment plan are delivered by contractors. Where works contracts do not carry the obligations with budgets, staff and penalties, plans stay on paper.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"4.5\" r=\"2.5\"\/><path d=\"m10.2 6.3-3.9 3.9\"\/><circle cx=\"4.5\" cy=\"12\" r=\"2.5\"\/><path d=\"M7 12h10\"\/><circle cx=\"19.5\" cy=\"12\" r=\"2.5\"\/><path d=\"m13.8 17.7 3.9-3.9\"\/><circle cx=\"12\" cy=\"19.5\" r=\"2.5\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Mechanism<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Non-compliance escalates<\/h3><p class=\"nx-p nx-mt-1\">Unaddressed impacts lead to complaints, compliance reviews, disbursement suspension and reputational exposure for lenders. In project finance, breach of environmental and social covenants can become an event of default.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Mitigation hierarchy<\/td><td data-label=\"Definition\">The sequence avoid, minimise, restore, then offset, applied to project impacts.<\/td><\/tr><tr><td data-label=\"Term\">Environmental and social commitment plan<\/td><td data-label=\"Definition\">The agreed list of measures and timelines a borrower must carry out to meet safeguard requirements.<\/td><\/tr><tr><td data-label=\"Term\">Category A project<\/td><td data-label=\"Definition\">A project with potentially significant adverse impacts that are diverse, irreversible or unprecedented.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-indicators\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Indicators<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">What is measured, and how well.<\/h2><p class=\"nx-lede\">Each indicator carries its unit, its cadence, the kind of source behind it and the evidence label a value would carry. No values are shown: a programme supplies them under its own authority.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Indicator<\/th><th scope=\"col\">Unit<\/th><th scope=\"col\">Cadence<\/th><th scope=\"col\">Source type<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Indicator\">Environmental and social risk classification<\/td><td data-label=\"Unit\">category (high, substantial, moderate, low; or A, B, C, FI)<\/td><td data-label=\"Cadence\">at approval<\/td><td data-label=\"Source type\">Environmental and social review summaries<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Commitment plan actions completed on schedule<\/td><td data-label=\"Unit\">percent of actions due<\/td><td data-label=\"Cadence\">semi-annual<\/td><td data-label=\"Source type\">Project environmental and social monitoring reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Environmental and social performance rating<\/td><td data-label=\"Unit\">rating scale<\/td><td data-label=\"Cadence\">semi-annual<\/td><td data-label=\"Source type\">MDB implementation status reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OFFICIAL<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Serious environmental and social incidents<\/td><td data-label=\"Unit\">count by type<\/td><td data-label=\"Cadence\">quarterly<\/td><td data-label=\"Source type\">Incident reports to the lender<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Project footprint overlapping critical habitat or protected areas<\/td><td data-label=\"Unit\">hectares<\/td><td data-label=\"Cadence\">per project<\/td><td data-label=\"Source type\">Screening against protected area and key biodiversity area layers<\/td><td data-label=\"Label\"><span class=\"nx-chip\">ESTIMATED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Independent monitoring visits completed<\/td><td data-label=\"Unit\">count<\/td><td data-label=\"Cadence\">per reporting period<\/td><td data-label=\"Source type\">Lenders' independent environmental and social consultant reports<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><tr><td data-label=\"Indicator\">Projects reaching financial close under the Equator Principles<\/td><td data-label=\"Unit\">count by category<\/td><td data-label=\"Cadence\">annual<\/td><td data-label=\"Source type\">Equator Principles financial institution reporting<\/td><td data-label=\"Label\"><span class=\"nx-chip\">REPORTED<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"indicators\" data-nxf-kind=\"indicator\" data-nxf-resource=\"nexus:\/\/gra\/A06\/topics\/safeguards-and-impact\/#indicators\" data-nxf-title=\"Indicators\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-pipeline\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">From sources to decisions.<\/h2><p class=\"nx-lede\">The topic as a computational graph: named sources feed the methods, an evidence review gates the outputs, and the decisions stay with the authorities that hold them.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Pipeline canvas<\/strong> \u00b7 Safeguards and impact as a run graph<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a06-topics-safeguards-and-impact-programm-t nx-dag-a06-topics-safeguards-and-impact-programm-d\" data-nx-z=\"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\"><title id=\"nx-dag-a06-topics-safeguards-and-impact-programm-t\">Safeguards and impact: a programme through its gates<\/title><desc id=\"nx-dag-a06-topics-safeguards-and-impact-programm-d\">A request with a named owner becomes a scoping note; inputs are qualified at a gate; delivery runs in workstreams; a controlled test and an independent review precede publication; the owner decides. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig. 02<\/strong><span>Nodes carry their type, two metric rows and a state; connectors show what feeds what; dashed frames name the owners; the timeline is the cadence. Design of the pipeline, not a record of a run.<\/span><\/p><\/div><\/div><\/section><section id=\"nx-sec-sources\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Where the evidence comes from.<\/h2><p class=\"nx-lede\">Named public datasets and institutional records, each with its licence class. Sources by agreement are used only under their terms and never republished.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Source<\/th><th scope=\"col\">What it gives<\/th><th scope=\"col\">Licence class<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Source\">World Bank disclosed environmental and social documents<\/td><td data-label=\"What it gives\">Review summaries, commitment plans, impact assessments and resettlement plans<\/td><td data-label=\"Licence class\">Public under the World Bank access to information policy<\/td><\/tr><tr><td data-label=\"Source\">IFC Project Information and Data Portal<\/td><td data-label=\"What it gives\">Environmental and social review summaries and categories for IFC investments<\/td><td data-label=\"Licence class\">Public under the IFC access to information policy<\/td><\/tr><tr><td data-label=\"Source\">Equator Principles financial institution reports<\/td><td data-label=\"What it gives\">Project finance transactions by category and region, and implementation reporting<\/td><td data-label=\"Licence class\">Public, terms per institution<\/td><\/tr><tr><td data-label=\"Source\">Integrated Biodiversity Assessment Tool (IBAT)<\/td><td data-label=\"What it gives\">Screening against protected areas, key biodiversity areas and the IUCN Red List<\/td><td data-label=\"Licence class\">Licensed, subscription with research access<\/td><\/tr><tr><td data-label=\"Source\">World Database on Protected Areas (Protected Planet)<\/td><td data-label=\"What it gives\">Boundaries and status of protected areas<\/td><td data-label=\"Licence class\">Free for non-commercial use, terms<\/td><\/tr><tr><td data-label=\"Source\">World Bank Inspection Panel and IFC and MIGA CAO case registers<\/td><td data-label=\"What it gives\">Compliance investigations, findings and management action plans<\/td><td data-label=\"Licence class\">Public records<\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A06\/topics\/safeguards-and-impact\/#evidence\" data-nxf-title=\"Sources\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-decisions\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Decisions<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Who decides, and what the evidence serves.<\/h2><p class=\"nx-lede\">Development Finance Nexus prepares evidence. The decisions below are taken by the authorities named, under their own rules, and never by the platform.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Who decides<\/th><th scope=\"col\">The question<\/th><th scope=\"col\">Evidence this page serves<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Who decides\">MDB management and boards<\/td><td data-label=\"The question\">Whether the classification, instruments and commitment plan are adequate for approval<\/td><td data-label=\"Evidence this page serves\">Screening evidence, disclosed instruments, consultation record<\/td><\/tr><tr><td data-label=\"Who decides\">Equator Principles financial institutions<\/td><td data-label=\"The question\">Whether a transaction meets the applicable standards before financial close<\/td><td data-label=\"Evidence this page serves\">Independent review findings, action plan, covenant package<\/td><\/tr><tr><td data-label=\"Who decides\">National environmental assessment authorities<\/td><td data-label=\"The question\">Whether to grant, condition or refuse an environmental licence<\/td><td data-label=\"Evidence this page serves\">Impact assessment, consultation record, monitoring commitments<\/td><\/tr><tr><td data-label=\"Who decides\">Project sponsors and contractors<\/td><td data-label=\"The question\">How to budget and staff safeguard obligations in works contracts<\/td><td data-label=\"Evidence this page serves\">Commitment plan actions, incident history on comparable projects<\/td><\/tr><\/tbody><\/table><\/div><h3 class=\"nx-h4 nx-mt-4\">Outputs this topic produces<\/h3><ul class=\"nx-list\"><li>Safeguard evidence profiles by project stage, from classification to completion<\/li><li>Screening maps of habitats, protected areas and affected settlements, generalised for publication<\/li><li>Comparisons of commitment plans with monitoring records<\/li><li>Question sets for lenders' independent environmental and social review<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-core-questions\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Core questions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">What the industry asks.<\/h2><p class=\"nx-lede\">Development projects can cause serious harm when risks are overlooked: people displaced without adequate compensation, ecosystems damaged, workers injured or communities exposed to new hazards. Safeguards exist to prevent this, and their failures carry human, legal and reputational costs. Safeguards also support resilience: projects that respect communities and ecosystems are more likely to deliver lasting benefits.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>Which environmental and social risks does a project pose, and are they identified early enough to change design?<\/li><li>How are affected people consulted, compensated and able to raise grievances?<\/li><li>Are mitigation measures implemented and monitored throughout construction and operation?<\/li><li>What evidence shows whether safeguards achieve their intended outcomes?<\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-mechanisms\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Mechanisms<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">How risk and finance interact.<\/h2><p class=\"nx-lede\">Safeguards follow a hierarchy and a project cycle.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"m12.83 2.18a2 2 0 0 0-1.66 0L2.6 6.08a1 1 0 0 0 0 1.83l8.58 3.91a2 2 0 0 0 1.66 0l8.58-3.9a1 1 0 0 0 0-1.83Z\"\/><path d=\"m22 17.65-9.17 4.16a2 2 0 0 1-1.66 0L2 17.65\"\/><path d=\"m22 12.65-9.17 4.16a2 2 0 0 1-1.66 0L2 12.65\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Hierarchy<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Avoid, minimize, mitigate<\/h3><p class=\"nx-p nx-mt-1\">Safeguard practice gives priority to avoiding harm, then minimizing it, then mitigating and finally offsetting or compensating residual impacts.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"8\" height=\"4\" x=\"8\" y=\"2\" rx=\"1\" ry=\"1\"\/><path d=\"M16 4h2a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2V6a2 2 0 0 1 2-2h2\"\/><path d=\"m9 14 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Process<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Assessment and plans<\/h3><p class=\"nx-p nx-mt-1\">Screening, impact assessment, management plans and consultation, scaled to the level of risk.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"m14.5 12.5-8 8a2.119 2.119 0 1 1-3-3l8-8\"\/><path d=\"m16 16 6-6\"\/><path d=\"m8 8 6-6\"\/><path d=\"m9 7 8 8\"\/><path d=\"m21 11-8-8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Accountability<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Grievance and redress<\/h3><p class=\"nx-p nx-mt-1\">Project-level grievance mechanisms and independent accountability mechanisms give affected people a route to raise concerns.<\/p><\/div><\/div><p class=\"nx-p\">Evaluations of safeguard practice have often found that the biggest failures occur not in assessment but in implementation: commitments made at approval are not carried through, monitoring lapses and grievances go unanswered. Evidence on what makes implementation work, including the capacity of borrowers and the independence of monitoring, is therefore as important as evidence on assessment methods.<\/p><\/div><\/div><\/section><section id=\"nx-sec-methods-and-evidence\" class=\"nx-section\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-12\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods and evidence<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">How the evidence is built, and its limits.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Impact assessment<\/h3><p class=\"nx-p nx-mt-1\">Environmental and social impact assessment follows established methods. Quality depends on data, independence and timing.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Monitoring<\/h3><p class=\"nx-p nx-mt-1\">Tracking of mitigation measures during implementation. Monitoring often weakens after financing is committed.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Grievance data<\/h3><p class=\"nx-p nx-mt-1\">Records of complaints and their resolution reveal problems, though many affected people do not complain.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Outcome evaluation<\/h3><p class=\"nx-p nx-mt-1\">Evaluation of whether safeguards protected people and environments, using <a class=\"nx-link\" href=\"https:\/\/therisk.global\/stem\/mathematics\/causal-inference\/\" target=\"_blank\" rel=\"noopener\">causal inference and impact evaluation<\/a> where feasible.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section\" data-hue=\"infrastructure\" data-tone=\"alt\" aria-labelledby=\"nx-s-13\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">How it is studied, and what the methods cannot say.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-methods\" data-limits=\"true\"><ol class=\"nx-mledger\" aria-label=\"Methods\"><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/stem\/geospatial\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">01<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Geospatial information systems<\/span><span class=\"nx-mledger-role\">Safeguard screening of a project footprint \u00b7 Physical climate exposure of assets<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/technology\/geospatial\/\" aria-label=\"Geospatial information systems: canonical page on the STEM Commons\" target=\"_blank\" rel=\"noopener\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/stem\/causal-inference\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">02<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Causal inference and impact evaluation<\/span><span class=\"nx-mledger-role\">Evaluating a credit line or guarantee \u00b7 Infrastructure impact on households<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/causal-inference\/\" aria-label=\"Causal inference and impact evaluation: canonical page on the STEM Commons\" target=\"_blank\" rel=\"noopener\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/stem\/decision-analysis\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">03<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Decision analysis under uncertainty<\/span><span class=\"nx-mledger-role\">Robust choice of design standard \u00b7 Multi-criteria pipeline screening<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/mathematics\/decision-analysis\/\" aria-label=\"Decision analysis under uncertainty: canonical page on the STEM Commons\" target=\"_blank\" rel=\"noopener\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/stem\/economics\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">04<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Economics and development economics<\/span><span class=\"nx-mledger-role\">Economic appraisal of a project \u00b7 Debt sustainability context \u00b7 Tariff and subsidy incidence<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/science\/economics\/\" aria-label=\"Economics and development economics: canonical page on the STEM Commons\" target=\"_blank\" rel=\"noopener\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><li><a class=\"nx-mledger-main\" href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/stem\/agricultural-science\/\"><span class=\"nx-mledger-n\" aria-hidden=\"true\">05<\/span><span class=\"nx-mledger-body\"><span class=\"nx-mledger-name\">Agricultural, soil and food science<\/span><span class=\"nx-mledger-role\">Irrigation scheme appraisal \u00b7 Index insurance and credit design<\/span><\/span><span class=\"nx-mledger-go\"><span class=\"nx-mledger-go-label\">Applied here<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><div class=\"nx-mledger-aside\"><a class=\"nx-mledger-canon\" href=\"https:\/\/therisk.global\/stem\/science\/agricultural-science\/\" aria-label=\"Agricultural, soil and food science: canonical page on the STEM Commons\" target=\"_blank\" rel=\"noopener\">Canonical \u00b7 STEM Commons <span aria-hidden=\"true\">\u2197<\/span><\/a><\/div><\/li><\/ol><aside class=\"nx-limits\" aria-label=\"What the methods cannot say\"><span class=\"nx-eyebrow\">What the methods cannot say<\/span><p class=\"nx-limits-text\">Safeguard documents describe plans; implementation evidence comes from monitoring reports that are often self-reported and disclosed late. Each institution applies classification with its own definitions, so categories are not fully comparable. Biodiversity layers miss unmapped habitats and informal land uses. The platform does not certify compliance with any standard; borrowers, lenders, regulators and accountability mechanisms hold that judgement.<\/p><\/aside><\/div><\/div><\/div><\/section><section id=\"nx-s-14-sec\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-14\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>How do the ESF, the Performance Standards and the Equator Principles relate?<\/summary><div class=\"nx-answer\">The World Bank applies its Environmental and Social Framework to its lending; IFC applies its Performance Standards to private clients; Equator Principles institutions apply the Performance Standards to project finance through their own procedures.<\/div><\/details><details><summary>What is an environmental and social commitment plan?<\/summary><div class=\"nx-answer\">A document agreed between borrower and lender that lists the measures, timing and responsibilities needed to meet the applicable standards. Under the ESF it forms part of the legal agreement.<\/div><\/details><details><summary>Does the platform verify safeguard compliance?<\/summary><div class=\"nx-answer\">No. It sets out what evidence exists and how it is labelled. Compliance is judged by the lenders, their independent consultants, national regulators and accountability mechanisms.<\/div><\/details><details><summary>Does GRA assess whether projects comply with safeguards?<\/summary><div class=\"nx-answer\">No. Compliance is assessed by the financing institutions, national authorities and independent accountability mechanisms.<\/div><\/details><details><summary>What is the mitigation hierarchy?<\/summary><div class=\"nx-answer\">The principle that harm should first be avoided, then minimized, then mitigated, with offsets or compensation only for what remains.<\/div><\/details><details><summary>Why do safeguards matter for resilience?<\/summary><div class=\"nx-answer\">Projects that harm communities or ecosystems can increase vulnerability, provoke conflict and fail to deliver lasting benefits.<\/div><\/details><details><summary>Are safeguard standards the same across institutions?<\/summary><div class=\"nx-answer\">They share common principles but differ in detail. Shared understanding helps where institutions co-finance projects.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-15\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-15\" class=\"nx-h3 nx-mt-2\">Around Development Finance Nexus.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/topics\/country-programme-readiness\/\">Country programme readiness <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/topics\/public-investment-and-projects\/\">Public investment and projects <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/topics\/climate-adaptation-finance\/\">Climate adaptation finance <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/topics\/food-water-energy-investment\/\">Food, water and energy investment <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/topics\/social-and-inclusion\/\">Social risk and inclusion <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/topics\/financing-gaps-and-evidence\/\">Financing gaps and evidence <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/\">Development Finance Nexus home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-16\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Development Finance Nexus<\/span><h2 id=\"nx-close-16\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=Development%20Finance%20Nexus%3A%20Safeguards%20and%20impact\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/development-finance-nexus\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/development-finance-nexus\/topics\/safeguards-and-impact\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/development-finance-nexus\/topics\/safeguards-and-impact\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How do the ESF, the Performance Standards and the Equator Principles relate?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The World Bank applies its Environmental and Social Framework to its lending; IFC applies its Performance Standards to private clients; Equator Principles institutions apply the Performance Standards to project finance through their own procedures.\"}},{\"@type\":\"Question\",\"name\":\"What is an environmental and social commitment plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A document agreed between borrower and lender that lists the measures, timing and responsibilities needed to meet the applicable standards. 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