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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n9njt0yh.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Climate and Nature Financial Risk<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Ecology and biodiversity science for climate and nature financial risk<\/h1><p class=\"nx-scene-lede\">Ecology explains how ecosystems function and how they degrade. In nature-related financial risk it supplies the evidence on ecosystem services, thresholds and condition that dependency and impact assessments rely on.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/stem\/\">Back to STEM foundation of Climate and Nature Financial Risk<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"climate\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Register<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">Ecology and biodiversity science for climate and nature financial risk on the record.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"console\"><div class=\"nx-hero-panel\"><div class=\"nx-register\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Method record<\/strong><\/span><span class=\"nx-eyebrow\">STEM method<\/span><\/div><ol class=\"nx-register-rows\"><li><div><span class=\"nx-register-k\">Method<\/span><span class=\"nx-register-v\">Ecology and biodiversity science<\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Steward<\/span><span class=\"nx-register-v\"><a class=\"nx-link\" href=\"https:\/\/therisk.global\/biodiversity-nexus\/\">Biodiversity Nexus<\/a><\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Applied in<\/span><span class=\"nx-register-v\">Climate and Nature Financial Risk<\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Data<\/span><span class=\"nx-register-v\"><a class=\"nx-link\" href=\"#nx-sec-data\">3 inputs<\/a><\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Checks<\/span><span class=\"nx-register-v\"><a class=\"nx-link\" href=\"#nx-sec-checks\">3 validation steps<\/a><\/span><\/div><\/li><li><div><span class=\"nx-register-k\">Canonical page<\/span><span class=\"nx-register-v\"><a class=\"nx-link\" href=\"https:\/\/therisk.global\/stem\/science\/ecology\/\">STEM Commons<\/a><\/span><\/div><\/li><\/ol><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-application\" class=\"nx-section\" data-hue=\"biodiversity\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Application<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">What ecology and biodiversity science does here.<\/h2><p class=\"nx-lede\">Ecology studies the interactions among organisms and between organisms and their environment, from populations to ecosystems. It explains how <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h27\" data-tc=\"NHS-1 eco.species.biodiversity-loss\" data-tk=\"Land and ecosystems \u00b7 Biodiversity and species stress\" data-td=\"Decline in the variety and abundance of species and habitats that weakens services such as pollination, fisheries and soil formation.\" data-ts=\"NRS-H27\" data-tr=\"draft\">biodiversity loss<\/a> and ecosystem change alter services such as pollination, water regulation and disease control. In climate and hazards, biodiversity and nature and capital markets and investment, ecological assessment identifies dependencies of agriculture, water and health on natural <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\">systems<\/a>. It supports nature-related disclosure and the evaluation of tipping-point risks. The canonical description is on <a class=\"nx-link\" href=\"https:\/\/therisk.global\/stem\/science\/ecology\/\">the STEM Commons<\/a>.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cols\"><article><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\" data-size=\"lg\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M7 20h10\"\/><path d=\"M10 20c5.5-2.5.8-6.4 3-10\"\/><path d=\"M9.5 9.4c1.1.8 1.8 2.2 2.3 3.7-2 .4-3.5.4-4.8-.3-1.2-.6-2.3-1.9-3-4.2 2.8-.5 4.4 0 5.5.8z\"\/><path d=\"M14.1 6a7 7 0 0 0-1.1 4c1.9-.1 3.3-.6 4.3-1.4 1-1 1.6-2.3 1.7-4.6-2.7.1-4 1-4.9 2z\"\/><\/svg><\/span><\/div><h3 class=\"nx-h3 nx-mt-2\">Ecosystem service dependency<\/h3><p class=\"nx-p nx-mt-1\">Evidence on pollination, water regulation and soil services is linked to the sectors and locations that depend on them.<\/p><\/article><article><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\" data-size=\"lg\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M14.106 5.553a2 2 0 0 0 1.788 0l3.659-1.83A1 1 0 0 1 21 4.619v12.764a1 1 0 0 1-.553.894l-4.553 2.277a2 2 0 0 1-1.788 0l-4.212-2.106a2 2 0 0 0-1.788 0l-3.659 1.83A1 1 0 0 1 3 19.381V6.618a1 1 0 0 1 .553-.894l4.553-2.277a2 2 0 0 1 1.788 0z\"\/><path d=\"M15 5.76v15\"\/><path d=\"M9 3.24v15\"\/><\/svg><\/span><\/div><h3 class=\"nx-h3 nx-mt-2\">Ecosystem condition at asset sites<\/h3><p class=\"nx-p nx-mt-1\">Condition indicators for ecosystems near operations are assessed to judge whether the services a business depends on are at risk.<\/p><\/article><article><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\" data-size=\"lg\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 12h-2.48a2 2 0 0 0-1.93 1.46l-2.35 8.36a.25.25 0 0 1-.48 0L9.24 2.18a.25.25 0 0 0-.48 0l-2.35 8.36A2 2 0 0 1 4.49 12H2\"\/><\/svg><\/span><\/div><h3 class=\"nx-h3 nx-mt-2\">Thresholds and regime shifts<\/h3><p class=\"nx-p nx-mt-1\">Evidence on ecosystem tipping points, such as <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h25\" data-tc=\"NHS-1 eco.forest.forest-dieback\" data-tk=\"Land and ecosystems \u00b7 Forest and woodland stress\" data-td=\"Widespread tree decline and death from drought, heat, pests or disease.\" data-ts=\"NRS-H25\" data-tr=\"draft\">forest dieback<\/a> or <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h27\" data-tc=\"NHS-1 eco.species.fishery-collapse\" data-tk=\"Land and ecosystems \u00b7 Biodiversity and species stress\" data-td=\"A fish stock cut so far by fishing, warming or habitat loss that it can no longer sustain catches.\" data-ts=\"NRS-H27\" data-tr=\"draft\">fishery collapse<\/a>, informs the design of severe nature scenarios.<\/p><\/article><\/div><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Geography<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Habitat condition in Southeast Asia.<\/h2><p class=\"nx-lede\">Land cover, vegetation, night lights and population density over Southeast Asia, from NASA GIBS. Each layer carries its own date.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"southeast-asia:biodiversity\" data-ml-points=\"on\" data-ml-feeds=\"eonet|https:\/\/eonet.gsfc.nasa.gov\/api\/v3\/events\" data-ml-src=\"biodiversity\" data-ml-plan=\"p-a239005e\" data-ml-view=\"3d\" data-ml-ctx=\"theme:biodiversity\" data-ml-list=\"gibs.food.cover gibs.biodiversity.evi gibs.energy.ntl gibs.health.people gibs.food.gpp gibs.energy.fires ev.eonet r.dist r.hbase r.dnb r.hls r.labels r.pace\" data-ml-tools=\"inspect measure compare aoi export\"><div class=\"nx-wm\" data-nx-water=\"ctx-biodiversity\" data-wm-domain=\"ctx-biodiversity\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"92,-11,141,24\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Habitat condition, Southeast Asia: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl,people||||\" aria-pressed=\"false\">Lights and people<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"cover||||\" aria-pressed=\"false\">Land cover<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"evi||||\" aria-pressed=\"false\">Vegetation<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl||||\" aria-pressed=\"false\">Night lights<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">4<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Habitat condition, for this page<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"cover\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-time=\"latest\" data-wm-op=\"0.7\" data-wm-short=\"Land cover\" data-wm-prov=\"NASA LP DAAC\" data-wm-kind=\"Satellite classification; latest year GIBS publishes\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land cover type (IGBP), yearly<\/span><span class=\"nx-wm-layer-src\">NASA LP DAAC MODIS Terra and Aqua land cover (MCD12Q1) \u00b7 <span data-wm-date=\"cover\">2024<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"modelled\" data-wm-lic=\"NASA open data\" data-wm-unit=\"class\">Modelled (latest year GIBS publishes)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"cover\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.food.cover\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Modelled (latest year GIBS publishes)<\/dd><dt>Source<\/dt><dd>MODIS Terra and Aqua land cover (MCD12Q1) (NASA LP DAAC)<\/dd><dt>Provider<\/dt><dd>NASA LP DAAC<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>yearly; Satellite classification; latest year GIBS publishes<\/dd><dt>Newest at build<\/dt><dd>2024-01-01<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite land cover classes for the year shown, including croplands; a classification with known errors, not a farm register.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"evi\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.85\" data-wm-short=\"Vegetation (EVI)\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite index; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Enhanced vegetation index, rolling 8 days<\/span><span class=\"nx-wm-layer-src\">NASA LANCE MODIS Terra EVI \u00b7 <span data-wm-date=\"evi\">13 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"EVI\">Observed (clouds leave gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"evi\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.biodiversity.evi\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (clouds leave gaps)<\/dd><dt>Source<\/dt><dd>MODIS Terra EVI (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite index; clouds leave gaps<\/dd><dt>Newest at build<\/dt><dd>2026-10-13<\/dd><dt>Resolution<\/dt><dd>about 250 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite vegetation index for the 8 days to the date shown, a habitat condition indicator; not a measure of species or biodiversity.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"22\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-short=\"Night lights\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"nW\/(cm\u00b2 sr)\">Observed<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.energy.ntl\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed<\/dd><dt>Source<\/dt><dd>VIIRS Black Marble (VNP46A2) (NASA LAADS DAAC)<\/dd><dt>Provider<\/dt><dd>NASA LAADS DAAC<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite radiance, corrected for moonlight and atmosphere<\/dd><dt>Newest at build<\/dt><dd>2026-10-12<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite night-time radiance for the date shown; lights are a proxy for electricity use and outages, not a measurement of supply or access.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Population density\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"estimated\" data-wm-lic=\"CC BY 4.0\" data-wm-unit=\"people\/km\u00b2\">Estimated<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.health.people\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Estimated<\/dd><dt>Source<\/dt><dd>Gridded Population of the World v4.11 (NASA SEDAC (CIESIN, Columbia University))<\/dd><dt>Provider<\/dt><dd>NASA SEDAC (CIESIN, Columbia University)<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener noreferrer\">CC BY 4.0<\/a><\/dd><dt>Vintage<\/dt><dd>null; Census-based estimate, static (2020)<\/dd><dt>Resolution<\/dt><dd>about 1 km grid<\/dd><dt>Uncertainty<\/dt><dd>Census-based estimate of people per square kilometre in 2020, shown as exposure context; not a count of people affected by any hazard.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"gpp\" aria-pressed=\"false\" data-wm-z=\"24\" data-wm-lag=\"0\" data-wm-time=\"latest\" data-wm-op=\"0.85\" data-wm-short=\"Plant growth (GPP)\" data-wm-prov=\"NASA LP DAAC\" data-wm-kind=\"Satellite-driven model; latest 8-day period GIBS publishes\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Gross primary production, 8-day total<\/span><span class=\"nx-wm-layer-src\">NASA LP DAAC MODIS Aqua GPP (MYD17) \u00b7 <span data-wm-date=\"gpp\">30 Sep 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"modelled\" data-wm-lic=\"NASA open data\" data-wm-unit=\"kgC\/m\u00b2\">Modelled (latest 8-day period GIBS publishes)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"gpp\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.food.gpp\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Modelled (latest 8-day period GIBS publishes)<\/dd><dt>Source<\/dt><dd>MODIS Aqua GPP (MYD17) (NASA LP DAAC)<\/dd><dt>Provider<\/dt><dd>NASA LP DAAC<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>8-day; Satellite-driven model; latest 8-day period GIBS publishes<\/dd><dt>Newest at build<\/dt><dd>2026-09-30<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Model estimate of carbon taken up by plants over the 8-day period shown; an indicator of growth, not harvest or production.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"fires\" aria-pressed=\"false\" data-wm-z=\"25\" data-wm-lag=\"0\" data-wm-op=\"1\" data-wm-breaks=\"10,50,200\" data-wm-short=\"Fires and flares\" data-wm-prov=\"NASA LANCE FIRMS\" data-wm-kind=\"Satellite detection; clouds and overpass timing leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Active fires and thermal anomalies<\/span><span class=\"nx-wm-layer-src\">NASA LANCE FIRMS VIIRS NOAA-20 375 m (FIRMS) \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"MW\">Observed (clouds and overpass timing leave gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"fires\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.energy.fires\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (clouds and overpass timing leave gaps)<\/dd><dt>Source<\/dt><dd>VIIRS NOAA-20 375 m (FIRMS) (NASA LANCE FIRMS)<\/dd><dt>Provider<\/dt><dd>NASA LANCE FIRMS<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite detection; clouds and overpass timing leave gaps<\/dd><dt>Newest at build<\/dt><dd>2026-10-13<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite hot-spot detections for the day shown, including gas flares and industrial heat; not a confirmed fire, an incident report or a warning.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert 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aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"measure\">Measure distance<kbd>M<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"compare\">Compare two dates<kbd>C<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"xt\" data-wm-xt=\"NxAjSJ6JoGGZsXu22d+kvA4nR9AJ6Njy+\/Xy2FIyELw=\">More expert tools<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\" aria-valuemin=\"0\" aria-valuemax=\"30\" aria-valuenow=\"30\" aria-valuetext=\"Latest available\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Blue Marble (NASA) \u00b7 \u00a9 OpenStreetMap contributors (ODbL) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>Habitat condition, framed on Southeast Asia.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date. They are indicators, not assessments of any place.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Blue Marble \u00b7 <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">\u00a9 OpenStreetMap contributors<\/a> \u00b7 Natural Earth \u00b7 NASA EONET \u00b7 NASA JPL OPERA DIST-ALERT \u00b7 CIESIN\/Columbia, NASA SEDAC HBASE<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.modis-viirs.land\">MODIS land products (vegetation indices, gross primary production, land cover), NASA LP DAAC and LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/doi.org\/10.7927\/H49C6VHW\" rel=\"noopener\">doi:10.7927\/H49C6VHW<\/a>. <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.lance.firms\">NASA Fire Information for Resource Management System (FIRMS), VIIRS 375 m active fire product, NASA LANCE; vector tiles via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). Cite as: NASA\/METI\/AIST\/Japan Spacesystems and U.S.\/Japan ASTER Science Team (2019). ASTER Global Digital Elevation Model V003. <a class=\"nx-link\" href=\"https:\/\/doi.org\/10.5067\/ASTER\/ASTGTM.003\" rel=\"noopener\">doi:10.5067\/ASTER\/ASTGTM.003<\/a>. <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li data-wm-credit=\"nasa.gibs.reference-osm\">\u00a9 OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">ODbL<\/a><\/li><li data-wm-credit=\"nasa.earth-observatory.blue-marble\">Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li>Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, \u00a9 OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.<\/li><li><\/li><li>Live events: NASA Earth Observatory Natural Event Tracker (EONET); events are indicative and keep their original source links.<\/li><li>Live: NASA EONET Events are indicative, not authority warnings.<\/li><li>Observed (EO): NASA JPL OPERA DIST-ALERT (contains modified Copernicus Sentinel data 2026). We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS).<\/li><li>Context: CIESIN\/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.<\/li><li>NASA GIBS: We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS).<\/li><li>Optional layers (7 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Land cover type (IGBP), yearly: MODIS Terra and Aqua land cover (MCD12Q1), NASA LP DAAC \u00b7 <span data-wm-date=\"cover\">2024<\/span><\/li><li>Enhanced vegetation index, rolling 8 days: MODIS Terra EVI, NASA LANCE \u00b7 <span data-wm-date=\"evi\">13 Oct 2026<\/span><\/li><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a> \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>Gross primary production, 8-day total: MODIS Aqua GPP (MYD17), NASA LP DAAC \u00b7 <span data-wm-date=\"gpp\">30 Sep 2026<\/span><\/li><li>Active fires and thermal anomalies: VIIRS NOAA-20 375 m (FIRMS), NASA LANCE FIRMS \u00b7 <span data-wm-date=\"fires\">13 Oct 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P04\/stem\/ecology\/#map\" data-nxf-title=\"Climate and Nature Financial Risk live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"climate\" aria-label=\"Data, Scenario model, Validation\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Data, Scenario model, Validation\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-data\" aria-selected=\"true\" data-key=\"p1\">Data<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-instrument\" aria-selected=\"false\" data-key=\"p2\">Scenario model<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-sec-checks\" aria-selected=\"false\" data-key=\"p3\">Validation<\/button><\/div><section id=\"nx-sec-data\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" data-variant=\"stack\" aria-labelledby=\"nx-s-4\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Data<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">What the method consumes.<\/h2><p class=\"nx-lede\">Datasets and records used by ecology and biodiversity science on this platform, with the role each plays and the label its values carry. Sources are listed in <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/research\/sources\/\">the source register<\/a>.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Data<\/th><th scope=\"col\">Role<\/th><th scope=\"col\">Label<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Data\">ENCORE dependency data<\/td><td data-label=\"Role\">Sector dependencies<\/td><td data-label=\"Label\"><span class=\"nx-chip\">ESTIMATED<\/span><\/td><\/tr><tr><td data-label=\"Data\">Biodiversity and protected area data<\/td><td data-label=\"Role\">Site sensitivity<\/td><td data-label=\"Label\"><span class=\"nx-chip\">Published statistics<\/span><\/td><\/tr><tr><td data-label=\"Data\">Ecosystem condition indicators<\/td><td data-label=\"Role\">State of nature<\/td><td data-label=\"Label\"><span class=\"nx-chip\">OBSERVED<\/span><\/td><\/tr><\/tbody><\/table><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"data\" data-nxf-kind=\"data\" data-nxf-resource=\"nexus:\/\/gra\/A-P04\/stem\/ecology\/#data\" data-nxf-title=\"Method record\" data-nxf-height=\"520\" hidden><\/div><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A-P04\/stem\/ecology\/#evidence\" data-nxf-title=\"Evidence\" data-nxf-height=\"520\" hidden><\/div><\/div><\/div><\/section><section id=\"nx-sec-instrument\" class=\"nx-section nx-band-panel\" data-hue=\"biodiversity\" data-ns-layout=\"es-wide\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Scenario model<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Transition and physical risk on a portfolio.<\/h2><p class=\"nx-lede\">Three scenario families after the NGFS framework move a sector portfolio through carbon costs and warming damages; the transmission view follows the losses to lenders, investors, public finances and households. Scenario: named assumptions about the future, not a forecast. The map on this page shows Southeast Asia; the model itself is not tied to a place.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-in nx-fk\" id=\"nx-in-imate-nature-financial-risk-stem-ecology-0\" data-nxi=\"transition\" data-nxi-id=\"transition\" data-nxi-z=\"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\" aria-label=\"Transition and physical risk on a portfolio\"><div class=\"nx-in-body\"><div class=\"nx-in-main\"><div class=\"nx-in-tabs\" data-nxi-tabs=\"true\" aria-label=\"Views of the model\" hidden><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"result\">Result<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"bars\">By sector<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"flow\">Transmission<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"fan\">Uncertainty<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"tornado\">Sensitivity<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"loops\">Loops<\/button><\/div><div class=\"nx-in-stage\" id=\"nx-in-imate-nature-financial-risk-stem-ecology-0-stage\" data-nxi-stage=\"true\" data-view=\"result\"><svg class=\"nx-in-svg\" viewBox=\"0 0 720 340\" role=\"img\" aria-label=\"Value change by scenario\" data-nx-z=\"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\"><\/svg><\/div><p class=\"nx-in-tip\" data-nxi-tip=\"true\" aria-live=\"polite\"><\/p><div class=\"nx-in-bar\" data-nxi-bar=\"true\" role=\"group\" aria-label=\"Play over time\" hidden><button type=\"button\" class=\"nx-in-btn\" data-nxi-prev=\"true\" aria-label=\"Step back\">&#8249;<\/button><button type=\"button\" class=\"nx-in-btn\" data-nxi-play=\"true\" aria-pressed=\"false\">Play<\/button><button type=\"button\" class=\"nx-in-btn\" data-nxi-next=\"true\" aria-label=\"Step forward\">&#8250;<\/button><span class=\"nx-in-step\" data-nxi-step=\"true\" aria-live=\"polite\"><\/span><\/div><\/div><div class=\"nx-in-side\"><p class=\"nx-eyebrow\">Controls<\/p><div class=\"nx-in-ctl\" data-nxi-ctl=\"true\"><dl class=\"nx-in-pv\"><div><dt>Carbon price at the horizon, orderly path<\/dt><dd>200 per tCO2<\/dd><\/div><div><dt>Delay before a disorderly transition<\/dt><dd>50% of horizon<\/dd><\/div><div><dt>Cost passed to customers<\/dt><dd>50%<\/dd><\/div><div><dt>Warming today above pre-industrial<\/dt><dd>1.30\u00b0C<\/dd><\/div><div><dt>Warming per decade, current policies<\/dt><dd>0.25\u00b0C<\/dd><\/div><div><dt>Damage coefficient<\/dt><dd>0.24% per \u00b0C\u00b2<\/dd><\/div><div><dt>Years ahead<\/dt><dd>25 years<\/dd><\/div><\/dl><\/div><p class=\"nx-eyebrow\">Readouts<\/p><dl class=\"nx-in-out\" data-nxi-out=\"true\" aria-live=\"polite\"><div><dt>Worst scenario at the horizon<\/dt><dd>\u221233.6% of value<\/dd><\/div><\/dl><\/div><\/div><details class=\"nx-in-more\"><summary>Numbers, methods and sources<\/summary><div class=\"nx-in-more-in\"><div class=\"nx-in-tblw\" data-nxi-table=\"true\"><table class=\"nx-in-tbl\"><thead><tr><th scope=\"col\">Year<\/th><th scope=\"col\">Orderly transition (% value)<\/th><th scope=\"col\">Delayed, disorderly transition (% value)<\/th><th scope=\"col\">Current policies (% value)<\/th><\/tr><\/thead><tbody><tr><th scope=\"row\">0<\/th><td>\u22120.38<\/td><td>\u22120.38<\/td><td>\u22120.38<\/td><\/tr><tr><th scope=\"row\">3<\/th><td>\u22122.87<\/td><td>\u22120.53<\/td><td>\u22120.67<\/td><\/tr><tr><th scope=\"row\">6<\/th><td>\u22125.36<\/td><td>\u22120.68<\/td><td>\u22120.97<\/td><\/tr><tr><th scope=\"row\">9<\/th><td>\u22127.84<\/td><td>\u22120.84<\/td><td>\u22121.27<\/td><\/tr><tr><th scope=\"row\">12<\/th><td>\u221210.33<\/td><td>\u22120.99<\/td><td>\u22121.57<\/td><\/tr><tr><th scope=\"row\">15<\/th><td>\u221212.82<\/td><td>\u22127.12<\/td><td>\u22121.87<\/td><\/tr><tr><th scope=\"row\">18<\/th><td>\u221215.31<\/td><td>\u221215.05<\/td><td>\u22122.17<\/td><\/tr><tr><th scope=\"row\">21<\/th><td>\u221217.80<\/td><td>\u221223.00<\/td><td>\u22122.48<\/td><\/tr><tr><th scope=\"row\">24<\/th><td>\u221220.29<\/td><td>\u221230.94<\/td><td>\u22122.79<\/td><\/tr><\/tbody><\/table><\/div><button type=\"button\" class=\"nx-in-btn\" data-nxi-csv=\"true\" hidden>Download the numbers (CSV)<\/button><h4 class=\"nx-h4\">Methods<\/h4><ol class=\"nx-in-meth\"><li>Climate scenario families <span class=\"nx-in-cite\">NGFS (2023), Climate Scenarios for central banks and supervisors, Phase IV<\/span><\/li><li>Climate stress test of the financial system <span class=\"nx-in-cite\">Battiston and others (2017), Nature Climate Change 7<\/span><\/li><li>Damage function <span class=\"nx-in-cite\">Nordhaus (2017), Revisiting the social cost of carbon, PNAS 114<\/span><\/li><li>Transmission channels <span class=\"nx-in-cite\">BCBS (2021), Climate-related risk drivers and their transmission channels<\/span><\/li><li>Uncertainty fan (parameter Monte Carlo) <span class=\"nx-in-cite\">Spiegelhalter, Pearson and Short (2011), Visualising uncertainty about the future, Science 333<\/span><\/li><li>One-at-a-time sensitivity (tornado) <span class=\"nx-in-cite\">Saltelli and others (2008), Global Sensitivity Analysis: The Primer, Wiley<\/span><\/li><\/ol><h4 class=\"nx-h4\">Data<\/h4><p class=\"nx-p\">The model runs on the teaching values set by the controls. To calibrate it for a place, read it against these admitted layers and series, which this page&#8217;s map can draw:<\/p><ul class=\"nx-in-src\"><li>Urban extents <span class=\"nx-in-cite\">Natural Earth<\/span><\/li><li>Seaports <span class=\"nx-in-cite\">Natural Earth<\/span><\/li><li>Past year, daily temperature (ERA5 via Open-Meteo) <span class=\"nx-in-cite\">Open-Meteo.com (CC BY 4.0), Copernicus ERA5 (C3S\/ECMWF) \u00b7 register open-meteo.public-pages<\/span><\/li><li>Surface air temperature, daytime (AIRS) <span class=\"nx-in-cite\">NASA AIRS \u00b7 register nasa.gibs.context-live-layers<\/span><\/li><\/ul><\/div><\/details><figcaption class=\"nx-caption\">Transition and physical risk on a portfolio. Illustrative teaching model: it runs on the values set by the controls, not on measured data. Methods: Climate scenario families (NGFS (2023), Climate Scenarios for central banks and supervisors, Phase IV); Climate stress test of the financial system (Battiston and others (2017), Nature Climate Change 7); Damage function (Nordhaus (2017), Revisiting the social cost of carbon, PNAS 114).<\/figcaption><div class=\"nx-in-pls\"><p class=\"nx-eyebrow\">Across the six pillars, led by Nexus Consortium<\/p><ul class=\"nx-in-pl\" aria-label=\"Where this instrument connects across the pillars\"><li data-pillar=\"labs\" data-hue=\"social\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Experiments<\/span> <a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-labs\/\">Labs<\/a><\/li><li data-pillar=\"foundry\" data-hue=\"infrastructure\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Built in<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/foundry\/\">Climate and Nature Financial Risk in Foundry<\/a><\/li><li data-pillar=\"universe\" data-hue=\"water\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Tested at<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/universe\/\">Climate and Nature Financial Risk in Universe<\/a><\/li><li data-pillar=\"standards\" data-hue=\"biodiversity\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Codified in<\/span> <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/climate\/\">Climate and Earth Systems in Standards<\/a><\/li><li data-pillar=\"reports\" data-hue=\"energy\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Published in<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/reports\/\">Climate and Nature Financial Risk in Reports<\/a><\/li><li data-pillar=\"academy\" data-hue=\"risk\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Taught in<\/span> <a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/earth-environment\/\">Faculty of Earth and Environmental Sciences in Academy<\/a><\/li><\/ul><\/div><span class=\"nx-in-keep\" hidden><i data-c=\"c1\"><\/i><i data-c=\"c2\"><\/i><i data-c=\"c3\"><\/i><i data-c=\"c4\"><\/i><i data-c=\"c5\"><\/i><i data-c=\"c6\"><\/i><i data-c=\"l0\"><\/i><i data-c=\"l1\"><\/i><i data-c=\"l2\"><\/i><i data-c=\"l3\"><\/i><i data-c=\"l5\"><\/i><i data-c=\"h3\"><\/i><i data-c=\"neg\"><\/i><i data-c=\"on0\"><\/i><i data-c=\"on1\"><\/i><i data-l=\"0\"><\/i><i data-l=\"1\"><\/i><i data-l=\"2\"><\/i><i data-l=\"3\"><\/i><i data-l=\"4\"><\/i><i data-l=\"5\"><\/i><i data-on=\"0\"><\/i><i data-on=\"1\"><\/i><i data-pol=\"p\"><\/i><i data-pol=\"n\"><\/i><i data-k=\"R\"><\/i><i data-k=\"B\"><\/i><i data-k=\"dash\"><\/i><i data-dash=\"true\"><\/i><i data-view=\"result\"><\/i><i data-nxi-live=\"on\"><\/i><i data-nxi-live=\"off\"><\/i><i class=\"nx-in-svg nx-in-grid nx-in-ax nx-in-tk nx-in-at nx-in-ln nx-in-band nx-in-lbl nx-in-lk nx-in-ref nx-in-reft nx-in-mk nx-in-x nx-in-rect nx-in-val nx-in-rowl nx-in-cl nx-in-arrow nx-in-pol nx-in-cln nx-in-loop nx-in-edge nx-in-node nx-in-nl nx-in-reach nx-in-trib nx-in-agent nx-in-flow nx-in-legend nx-in-sw nx-in-note nx-in-loops nx-in-3d nx-in-cv nx-in-field nx-in-fl nx-in-fv nx-in-range nx-in-btn nx-in-err nx-in-tbl nx-in-cite\"><\/i><\/span><\/figure><\/div><\/div><\/section><section id=\"nx-sec-checks\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Validation<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">How results are checked.<\/h2><p class=\"nx-lede\">Predictions are compared with independent survey data and long-term monitoring sites. Experimental manipulations and natural experiments test causal mechanisms.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"ledger\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Check<\/th><th scope=\"col\">How it is done<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Check\">Location specificity<\/td><td data-label=\"How it is done\">Assessments use site data, not only sector averages<\/td><\/tr><tr><td data-label=\"Check\">Indicator validity<\/td><td data-label=\"How it is done\">Condition metrics are matched to the service assessed<\/td><\/tr><tr><td data-label=\"Check\">Expert review<\/td><td data-label=\"How it is done\">Ecological inferences are reviewed by ecologists<\/td><\/tr><\/tbody><\/table><\/div><p class=\"nx-note nx-mt-3\">Ecosystems show nonlinear responses and thresholds that are hard to anticipate from past data. Sampling is uneven across regions and taxa.<\/p><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-twin\" class=\"nx-section\" data-hue=\"climate\" data-span=\"wide\" data-ns-layout=\"twin\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Twin and cascade simulator<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Trace a shock to the balance sheet.<\/h2><p class=\"nx-lede\">Assembled from the <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a> area profile <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/climate\/biodiversity-risk-standards\/\">Biodiversity and nature risk standards<\/a>: the shocks it names, the <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\">systems<\/a> and sectors that carry the loss, the controls that dampen it and the data that observe it. Pick an initiating shock and step through the cascade to see which exposures it reaches and where losses could concentrate. The Map view places the run on an example geography with open data. Every weight is a stated assumption. An exercise, not a forecast, a valuation, a rating or investment advice. To model a place of your own choosing, open the full <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/system-builder\/\">System Builder<\/a>.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-ns-twin\" data-ns-data=\"nx-twin-es-stem-ecology-A-P04\" data-ns-credits=\"Nexus Standards registry and area profiles; Nexus Hazard Standard NHS-1 1.1.0\"><div class=\"nx-ns-twin-static\"><div><p class=\"nx-eyebrow\">Hazards<\/p><ul class=\"nx-list\"><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h25\" data-tc=\"NHS-1 eco.forest.deforestation\" data-tk=\"Land and ecosystems \u00b7 Forest and woodland stress\" data-td=\"Clearing of forest for other land uses, losing habitat, carbon storage and watershed protection.\" data-ts=\"NRS-H25\" data-tr=\"draft\">Deforestation<\/a><\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h27\" data-tc=\"NHS-1 eco.species.biodiversity-loss\" data-tk=\"Land and ecosystems \u00b7 Biodiversity and species stress\" data-td=\"Decline in the variety and abundance of species and habitats that weakens services such as pollination, fisheries and soil formation.\" data-ts=\"NRS-H27\" data-tr=\"draft\">Biodiversity loss<\/a> (set off downstream)<\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h21\" data-tc=\"NHS-1 geo.surface.soil-erosion\" data-tk=\"Solid Earth \u00b7 Erosion and sediment movement\" data-td=\"Loss of topsoil to water or wind, stripping fertility and filling reservoirs and channels downstream.\" data-ts=\"NRS-H21\" data-tr=\"draft\">Soil erosion<\/a> (set off downstream)<\/li><li>Land-system change boundary transgression (set off downstream)<\/li><li>Amazon rainforest dieback (set off downstream)<\/li><li>Slope slide (set off downstream)<\/li><li>Flash flood (set off downstream)<\/li><li>Zoonotic spillover event (set off downstream)<\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/hazards\/wildfire-and-vegetation-fire-standards\/\" data-tc=\"NHS-1 eco.wildfire.wildfire\" data-tk=\"Land and ecosystems \u00b7 Vegetation and peat fire\" data-td=\"An uncontrolled fire in forest, scrub or grass that burns structures, crops and habitat and fills the air with smoke.\" data-ts=\"NRS-H24\" data-tr=\"draft\">Wildfire<\/a> (set off downstream)<\/li><li>Emerging arbovirus outbreak (set off downstream)<\/li><li>Malaria resurgence (set off downstream)<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Systems and couplings<\/p><ul class=\"nx-list\"><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/climate\/biodiversity-risk-standards\/\">Biodiversity and nature risk standards<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/climate\/climate-risk-standards\/\">Climate risk standards<\/a> <span class=\"nx-ns-sub\">Feedback<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/health\/health-risk-standards\/\">Health risk standards<\/a> <span class=\"nx-ns-sub\">Cascade<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/water-food\/food-risk-standards\/\">Food and agriculture risk standards<\/a> <span class=\"nx-ns-sub\">Dependency<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/climate\/environmental-degradation-hazard-standards\/\">Environmental degradation hazard standards<\/a> <span class=\"nx-ns-sub\">Shared hazard records<\/span><\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Controls<\/p><ul class=\"nx-list\"><li><code>NS-0<\/code> Constitution and principles<\/li><li><code>NS-1<\/code> The <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/uni\/\" data-tc=\"UNI\" data-tk=\"Nexus Standards\" data-td=\"The universal identifier of every Nexus artifact (NS-1)\">UNI<\/a> and the artefact catalogue (grammar v0.2: domain, sector, region and environment segments)<\/li><li><code>NS-3<\/code> Risk record UNIs (grammar, legacy crosswalk, allocation authority)<\/li><li><code>NS-3b<\/code> Dataset and product metadata profile (STAC, DCAT, PROV-O)<\/li><li><code>NS-5<\/code> Figure, map and visualisation standard (with the UI\/UX kit)<\/li><li><code>NS-9<\/code> Contextual UNIs (deployments, instances, programme instances)<\/li><li><code>NS-11<\/code> Verification and monitoring (evidence, attestations, zero-trust conformance observation)<\/li><li><code>NRS-N5<\/code> Biodiversity and nature risk and resilience<\/li><li><code>NRS-H65<\/code> Hazard family: Planetary boundary transgressions (NHS-1 planet.boundary)<\/li><li><code>NRS-H27<\/code> Hazard family: Biodiversity and species stress (NHS-1 eco.species)<\/li><li><code>NRS-H26<\/code> Hazard family: Land and wetland degradation (NHS-1 eco.land)<\/li><li><code>NRS-H28<\/code> Hazard family: Climate-state shifts (NHS-1 eco.climate-state)<\/li><li><code>NRS-H64<\/code> Hazard family: Ecosystem regime shifts (NHS-1 eco.regime-shift)<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Observation<\/p><ul class=\"nx-list\"><li>GBIF occurrence API and downloads (listed for reference)<\/li><li>World Database on Protected and Conserved Areas (listed for reference)<\/li><li>Global Forest Watch tree cover loss (Hansen\/UMD) and alerts (listed for reference)<\/li><li>ESA WorldCover 10 m land cover (listed for reference)<\/li><li>Copernicus Land Monitoring Service products (listed for reference)<\/li><li>Red List Index<\/li><li>Forest area as a proportion of total land area<\/li><li>Proportion of important sites for terrestrial and freshwater biodiversity covered by protected areas<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Example geography<\/p><ul class=\"nx-list\"><li>Pacific Island states: 150 hexagonal cells<\/li><li>Vegetation disturbance alerts, 30 m (OPERA DIST-ALERT), NASA GIBS<\/li><li>Surface soil moisture (SMAP), NASA GIBS<\/li><li>Night lights tonight, outages (VIIRS Day\/Night Band), NASA GIBS<\/li><li>Rain rate, last half hour (IMERG), NASA GIBS<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-connections\" class=\"nx-section\" data-hue=\"biodiversity\" data-tone=\"alt\" data-variant=\"split\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Connections<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Topics that rely on this method.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/topics\/nature-dependencies\/\"><span>Nature dependencies<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/topics\/adaptation-and-insurability\/\"><span>Adaptation and insurability<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/topics\/model-and-measurement-gaps\/\"><span>Model and measurement gaps<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-sec-signature\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sector signature<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Where exposure in ecology and biodiversity science for climate and nature financial risk travels.<\/h2><p class=\"nx-lede\">The sectors that carry exposure in ecology and biodiversity science for climate and nature financial risk and how a loss in one passes to the others, across portfolios and public finances.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><figure class=\"nx-nsig\" data-nx-sig=\"WFHB\" data-sig-name=\"Biodiversity and its partners\" data-sig-line=\"Biodiversity gives pollination and soils to food (0.6), watershed regulation to water (0.5) and zoonotic spillover and medicines to health (0.4).\" data-sig-inst=\"The Global Risks Alliance\"><div class=\"nx-nsig-plate\"><div class=\"nx-nsig-strip\" role=\"group\" aria-label=\"Signatures in context\" hidden><\/div><div class=\"nx-nsig-stage\"><div class=\"nx-nsig-top\"><span>Select corners \u00b7 hover lines<\/span><span class=\"nx-nsig-pairs\">6 \/ 15 relations<\/span><\/div><div class=\"nx-nsig-tilt\"><svg class=\"nx-nsig-svg\" viewBox=\"-370 -290 740 580\" role=\"img\" aria-label=\"Sector signature hexagon: Water, Food, Health and Biodiversity selected, 6 of 15 relations in play, coupling 0.46. Teaching values.\" focusable=\"false\" data-nx-z=\"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\"><\/svg><\/div><\/div><div class=\"nx-nsig-read\"><div><p class=\"nx-nsig-k\">Signature<\/p><p class=\"nx-nsig-name\">Biodiversity and its partners<\/p><p class=\"nx-nsig-line\">Biodiversity gives pollination and soils to food (0.6), watershed regulation to water (0.5) and zoonotic spillover and medicines to health (0.4).<\/p><\/div><p class=\"nx-nsig-code\" aria-live=\"polite\"><span>W<\/span> \u00b7 <span class=\"nx-nsig-off\">E<\/span> \u00b7 <span class=\"nx-nsig-off\">I<\/span> \u00b7 <span>F<\/span> \u00b7 <span>H<\/span> \u00b7 <span>B<\/span><\/p><dl class=\"nx-nsig-stats\"><div><dt>Sectors<\/dt><dd><strong>4<\/strong> <small>of 6<\/small><\/dd><\/div><div><dt>Relations<\/dt><dd><strong>6<\/strong> <small>of 15<\/small><\/dd><\/div><div><dt>Coupling<\/dt><dd><strong>0.46<\/strong> <small>share of total<\/small><\/dd><\/div><\/dl><div class=\"nx-nsig-detail\"><h3 class=\"nx-nsig-dh\">Strongest relations in play<\/h3><ul class=\"nx-nsig-rel\"><li><span class=\"nx-nsig-rt\"><b>Food \u2192 Biodiversity<\/b> \u00b7 land conversion<\/span><span class=\"nx-nsig-bar\" data-v=\"6\" aria-hidden=\"true\"><i><\/i><\/span><span class=\"nx-nsig-v\">0.6<\/span><\/li><li><span class=\"nx-nsig-rt\"><b>Water \u2192 Food<\/b> \u00b7 irrigation<\/span><span class=\"nx-nsig-bar\" data-v=\"8\" aria-hidden=\"true\"><i><\/i><\/span><span class=\"nx-nsig-v\">0.8<\/span><\/li><li><span class=\"nx-nsig-rt\"><b>Water \u2192 Biodiversity<\/b> \u00b7 environmental flows<\/span><span class=\"nx-nsig-bar\" data-v=\"6\" aria-hidden=\"true\"><i><\/i><\/span><span class=\"nx-nsig-v\">0.6<\/span><\/li><li><span class=\"nx-nsig-rt\"><b>Food \u2192 Health<\/b> \u00b7 nutrition<\/span><span class=\"nx-nsig-bar\" data-v=\"7\" aria-hidden=\"true\"><i><\/i><\/span><span class=\"nx-nsig-v\">0.7<\/span><\/li><\/ul><\/div><div class=\"nx-nsig-actions\" hidden><button type=\"button\" class=\"nx-nsig-btn\" data-sig-act=\"all\">Select all<\/button><button type=\"button\" class=\"nx-nsig-btn\" data-sig-act=\"clear\">Clear<\/button><button type=\"button\" class=\"nx-nsig-btn nx-nsig-pri\" data-sig-act=\"copy\">Copy signature<\/button><\/div><\/div><\/div><figcaption class=\"nx-nsig-note\">Teaching values for a typical city-region, not measurements for any place. Coupling is the summed strength of the relations in play, as a share of all fifteen.<\/figcaption><\/figure><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-2\" data-hue=\"climate\" aria-label=\"Stewardship, Exposure, loss and capital, Connected, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Stewardship, Exposure, loss and capital, Connected, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-1\" aria-controls=\"nx-sec-stewardship\" aria-selected=\"true\" data-key=\"p1\">Stewardship<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-2\" aria-controls=\"nx-sec-audience\" aria-selected=\"false\" data-key=\"p2\">Exposure, loss and capital<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-3\" aria-controls=\"nx-s-12-sec\" aria-selected=\"false\" data-key=\"p3\">Connected<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-4\" aria-controls=\"nx-s-13-sec\" aria-selected=\"false\" data-key=\"p4\">Questions<\/button><\/div><section id=\"nx-sec-stewardship\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" data-variant=\"stack\" aria-labelledby=\"nx-s-10\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Stewardship<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Who maintains the method.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/therisk.global\/biodiversity-nexus\/\">Biodiversity Nexus<\/a> stewards ecology and biodiversity science for the Consortium and reviews how it is applied across platforms.<\/p><\/div><div class=\"nx-section-body\"><p class=\"nx-p\"><a class=\"nx-link\" href=\"https:\/\/therisk.global\/stem\/science\/ecology\/\">Canonical page: Ecology and biodiversity science<\/a><\/p><\/div><\/div><\/section><section id=\"nx-sec-audience\" class=\"nx-section nx-band-panel\" data-hue=\"biodiversity\" aria-labelledby=\"nx-s-11\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Exposure, loss and capital<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">What it means for exposure, loss and capital.<\/h2><p class=\"nx-lede\">The exposure, loss, scenario and capital views a risk officer, supervisor or ministry of finance would ask for, with the frameworks they report against. Structures follow supervisory and actuarial practice. Values are illustrative: never prices, ratings or advice.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-au\" data-au-voice=\"finance\" data-au-n=\"1\"><figure class=\"nx-au-c\" data-au-fig=\"scenario-pathways\"><h3 class=\"nx-h4\">Scenario pathways<\/h3><p class=\"nx-p nx-au-what\">How ecology and biodiversity science for climate and nature financial risk could be stressed under the scenario families central banks and supervisors use.<\/p><div class=\"nx-au-fig\"><svg class=\"nx-au-svg\" viewBox=\"0 0 560 214\" role=\"img\" aria-label=\"Combined transition and physical pressure under three scenario families\" focusable=\"false\"><line class=\"nx-au-ax\" x1=\"46\" y1=\"190\" x2=\"450\" y2=\"190\"\/><line class=\"nx-au-ax\" x1=\"46\" y1=\"16\" x2=\"46\" y2=\"190\"\/><path class=\"nx-au-ln\" d=\"M46 155.2l80.8-38.3 80.8-13.9 80.8 7 80.8 10.4 80.8 8.7\"\/><text class=\"nx-au-t\" x=\"458\" y=\"133.1\" text-anchor=\"start\">Orderly<\/text><path class=\"nx-au-ac\" d=\"M46 155.2l80.8-3.5 80.8-13.9 80.8-73.1 80.8 10.5 80.8 19.1\"\/><text class=\"nx-au-t\" x=\"458\" y=\"98.3\" text-anchor=\"start\">Disorderly<\/text><path class=\"nx-au-ln nx-au-dash\" d=\"M46 155.2l80.8-7 80.8-10.4 80.8-13.9 80.8-20.9 80.8-27.8\"\/><text class=\"nx-au-t\" x=\"458\" y=\"79.16\" text-anchor=\"start\">Hot house world<\/text><text class=\"nx-au-t\" x=\"46\" y=\"206\" text-anchor=\"middle\">2025<\/text><text class=\"nx-au-t\" x=\"126.8\" y=\"206\" text-anchor=\"middle\">2030<\/text><text class=\"nx-au-t\" x=\"207.6\" y=\"206\" text-anchor=\"middle\">2035<\/text><text class=\"nx-au-t\" x=\"288.4\" y=\"206\" text-anchor=\"middle\">2040<\/text><text class=\"nx-au-t\" x=\"369.2\" y=\"206\" text-anchor=\"middle\">2045<\/text><text class=\"nx-au-t\" x=\"450\" y=\"206\" text-anchor=\"middle\">2050<\/text><text class=\"nx-au-t\" x=\"40\" y=\"33.4\" text-anchor=\"end\">high<\/text><text class=\"nx-au-t\" x=\"40\" y=\"172.6\" text-anchor=\"end\">low<\/text><\/svg><\/div><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Scenario family<\/th><th scope=\"col\">Transition risk<\/th><th scope=\"col\">Physical risk<\/th><th scope=\"col\">What a stress test asks<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Scenario family\">Orderly<\/td><td data-label=\"Transition risk\">Early, gradual policy<\/td><td data-label=\"Physical risk\">Lower<\/td><td data-label=\"What a stress test asks\">Can the book absorb a steady repricing?<\/td><\/tr><tr><td data-label=\"Scenario family\">Disorderly<\/td><td data-label=\"Transition risk\">Late, abrupt policy<\/td><td data-label=\"Physical risk\">Lower to medium<\/td><td data-label=\"What a stress test asks\">What breaks under a sudden repricing and credit migration?<\/td><\/tr><tr><td data-label=\"Scenario family\">Hot house world<\/td><td data-label=\"Transition risk\">Limited policy<\/td><td data-label=\"Physical risk\">High and rising<\/td><td data-label=\"What a stress test asks\">Where do physical losses concentrate in collateral and insurance?<\/td><\/tr><\/tbody><\/table><\/div><figcaption class=\"nx-caption\"><span>Scenario families as defined by the NGFS; the curves are an illustrative combined pressure index, not NGFS variables or forecasts.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-chips nx-au-fw\" aria-label=\"Frameworks cited\"><span class=\"nx-chip\">NGFS climate scenarios \u00b7 Network for Greening the Financial System<\/span><span class=\"nx-chip\">IFRS S2 Climate-related Disclosures \u00b7 ISSB<\/span><span class=\"nx-chip\">TCFD recommendations \u00b7 Financial Stability Board TCFD<\/span><span class=\"nx-chip\">Principles for the effective management of climate-related financial risks \u00b7 Basel Committee on Banking Supervision<\/span><\/div><\/div><\/div><\/section><section id=\"nx-s-12-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-12\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Connected<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">Where this page leads across the Consortium.<\/h2><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/therisk.global\/biodiversity-nexus\/stem\/ecology\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Steward platform<\/span><span class=\"nx-dest-host\"><abbr title=\"The Global Centre for Risk and Innovation\">GCRI<\/abbr><\/span><\/span><span class=\"nx-dest-title\">Ecology and biodiversity science<\/span><span class=\"nx-dest-why\">Biodiversity Nexus stewards this method.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-13-sec\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" aria-labelledby=\"nx-s-13\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>What are the limits of ecology and biodiversity science in this field?<\/summary><div class=\"nx-answer\">Ecosystems show nonlinear responses and thresholds that are hard to anticipate from past data. Sampling is uneven across regions and taxa.<\/div><\/details><details><summary>How are results checked?<\/summary><div class=\"nx-answer\">Predictions are compared with independent survey data and long-term monitoring sites. Experimental manipulations and natural experiments test causal mechanisms.<\/div><\/details><details><summary>Are the values on this page real?<\/summary><div class=\"nx-answer\">The data names, roles and checks are real descriptions of practice. The canvas shows a design of the method&#8217;s use, not a run; no result is reported here.<\/div><\/details><details><summary>Where else is this method applied?<\/summary><div class=\"nx-answer\">The <a class=\"nx-link\" href=\"https:\/\/therisk.global\/stem\/science\/ecology\/\">canonical method page<\/a> lists every platform that applies it.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"biodiversity\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> is the Consortium&#8217;s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Climate and Nature Financial Risk<\/span><span class=\"nx-chip\">Finance and Insurance Readiness<\/span><span class=\"nx-chip\">Scenario and Stress-Test<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/write-to-us\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. 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A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-e-com-climate-nature-financial-risk-stem-ecology-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-e-com-climate-nature-financial-risk-stem-ecology-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-e-com-climate-nature-financial-risk-stem-ecology-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/model\/sectors\/biodiversity#what-biodiversity-gives\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Biodiversity<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/climate-nature-finance\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Climate and nature financial risk<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-14\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Climate and Nature Financial Risk<\/span><h2 id=\"nx-close-14\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. 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They are not advice, forecasts or warnings; the limits of the information are set out in the Disclaimers and Data Notices.<\/p><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"TechArticle\",\"@id\":\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/stem\/ecology\/#article\",\"headline\":\"Ecology and biodiversity science for climate and nature financial risk\",\"description\":\"Ecology for nature-related financial risk: ecosystem service dependency, condition at asset sites and thresholds that inform severe nature scenarios.\",\"inLanguage\":\"en\",\"about\":{\"@type\":\"Thing\",\"name\":\"ecology for nature-related financial risk\"},\"author\":{\"@id\":\"https:\/\/globalriskalliance.com\/#organization\",\"@type\":\"Organization\",\"name\":\"The Global Risks Alliance\",\"url\":\"https:\/\/globalriskalliance.com\/\",\"alternateName\":\"GRA\"},\"publisher\":{\"@id\":\"https:\/\/globalriskalliance.com\/#organization\"},\"mainEntityOfPage\":{\"@id\":\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/stem\/ecology\/#webpage\"},\"isAccessibleForFree\":true,\"mentions\":[{\"@type\":\"Thing\",\"name\":\"ENCORE dependency data\"},{\"@type\":\"Thing\",\"name\":\"Biodiversity and protected area data\"},{\"@type\":\"Thing\",\"name\":\"Ecosystem condition indicators\"}]}]}<\/script>\n\n<!-- nx-rev:03ce641f75c900e1 -->\n<!-- nx-shared:adea0fe22ebd -->\n<!-- nx-path:\/stem\/ecology\/ -->","protected":false},"excerpt":{"rendered":"<p>Ecology explains how ecosystems function and how they degrade. 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