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aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Climate and Nature Financial Risk<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Financial discipline overview<\/h1><p class=\"nx-scene-lede\">Climate and nature financial risk is the discipline that translates physical and policy change into financial terms: losses, defaults, valuations, capital and protection gaps. This page sets out the discipline as research rather than execution: what it examines across insurance, banking and investment, the methods it uses and where sector-level analysis stops. It is the starting point for the platform&#8217;s topic pages.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/sector\/risk-transmission\/\">Open Financial-system transmission <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/\">Back to Climate and Nature Financial Risk<\/a><\/div><\/div><dl class=\"nx-scene-stats nx-es-stats\"><div><dt class=\"nx-eyebrow\">STEM methods<\/dt><dd>5<\/dd><dd class=\"nx-scene-stat-note\">Canonical methods this field applies<\/dd><\/div><div><dt class=\"nx-eyebrow\">Topics<\/dt><dd>8<\/dd><dd class=\"nx-scene-stat-note\">Subject pages in the field<\/dd><\/div><div><dt class=\"nx-eyebrow\">Counterparts<\/dt><dd>10<\/dd><dd class=\"nx-scene-stat-note\">Platforms in shared fields across the network<\/dd><\/div><div><dt class=\"nx-eyebrow\">Report series<\/dt><dd>2<\/dd><dd class=\"nx-scene-stat-note\">Reports series it contributes to<\/dd><\/div><\/dl><\/section><section id=\"nx-sec-the-discipline\" class=\"nx-section\" data-hue=\"climate\" data-variant=\"split\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The discipline<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">From hazard and policy to balance sheets.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 12a10.06 10.06 1 0 0-20 0Z\"\/><path d=\"M12 12v8a2 2 0 0 0 4 0\"\/><path d=\"M12 2v1\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Insurance<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Underwriting and reserves<\/h3><p class=\"nx-p nx-mt-1\">Claims, pricing and the availability of cover. See <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/topics\/insurance-bank-investment-effects\/\">Insurance, bank and investment effects<\/a>.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect width=\"20\" height=\"12\" x=\"2\" y=\"6\" rx=\"2\"\/><circle cx=\"12\" cy=\"12\" r=\"2\"\/><path d=\"M6 12h.01M18 12h.01\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Banking<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Credit and collateral<\/h3><p class=\"nx-p nx-mt-1\">Borrowers&#8217; ability to repay and the value of collateral.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 3v18h18\"\/><path d=\"m19 9-5 5-4-4-3 3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Investment<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Valuation and allocation<\/h3><p class=\"nx-p nx-mt-1\">Repricing of securities and portfolios.<\/p><\/div><\/div><p class=\"nx-p\">The field combines <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/stem\/climate-science\/\">climate and atmospheric science<\/a> and ecology and biodiversity science, which describe how hazards and ecosystems are changing, with financial economics and macro-finance, which explains how those changes reach cash flows, asset prices and credit. <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/stem\/scenario-stress\/\">scenario design and stress testing<\/a> provides the tools for exploring futures that history cannot describe, and spatial statistics and geostatistics links hazards to the location of exposed assets.<\/p><p class=\"nx-p nx-mt-2\">It recognises three risk families, physical, transition and nature-related, and a further dimension of <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 liability-risk\" data-tk=\"Nexus risk vocabulary\" data-td=\"Risk that parties who have suffered loss seek compensation from those they hold responsible, such as emitters or decision-makers who failed to act.\" data-ts=\"NRS-C1\" data-tr=\"draft\">liability risk<\/a>, where parties seek compensation for climate-related losses. All are characterised by long horizons, <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 deep-uncertainty\" data-tk=\"Nexus risk vocabulary\" data-td=\"A situation in which the parties cannot agree on the models describing a system, the probability of key inputs, or how to value outcomes. Under deep uncertainty Nexus favours scenarios and robust decisions over single\u2026\" data-ts=\"NRS-C1\" data-tr=\"draft\">deep uncertainty<\/a> and non-linear effects.<\/p><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"biodiversity\" data-tone=\"alt\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Geography<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Activity and exposure in Southeast Asia.<\/h2><p class=\"nx-lede\">Population density, night lights and flood water over Southeast Asia, from NASA GIBS. Each layer carries its own date.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"southeast-asia:finance\" data-ml-feeds=\"eonet|https:\/\/eonet.gsfc.nasa.gov\/api\/v3\/events\" data-ml-src=\"finance\" data-ml-plan=\"p-84b31dbd\" data-ml-view=\"2d\" data-ml-ctx=\"theme:finance\" data-ml-list=\"gibs.health.people gibs.energy.ntl gibs.water.flood gibs.health.lstd gibs.food.cover gibs.biodiversity.evi ev.eonet ev.usgs r.hbase r.dnb r.labels\" data-ml-tools=\"inspect measure aoi export\"><div class=\"nx-wm\" data-nx-water=\"ctx-finance\" data-wm-domain=\"ctx-finance\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"92,-11,141,24\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Activity and exposure, Southeast Asia: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,people||||\" aria-pressed=\"false\">People and floods<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"flood,ntl||||\" aria-pressed=\"false\">Floods and lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl,people||||\" aria-pressed=\"false\">Lights and people<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"people||||\" aria-pressed=\"false\">Population<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">3<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Activity and exposure, for this page<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Population density\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"estimated\" data-wm-lic=\"CC BY 4.0\" data-wm-unit=\"people\/km\u00b2\">Estimated<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.health.people\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Estimated<\/dd><dt>Source<\/dt><dd>Gridded Population of the World v4.11 (NASA SEDAC (CIESIN, Columbia University))<\/dd><dt>Provider<\/dt><dd>NASA SEDAC (CIESIN, Columbia University)<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener noreferrer\">CC BY 4.0<\/a><\/dd><dt>Vintage<\/dt><dd>null; Census-based estimate, static (2020)<\/dd><dt>Resolution<\/dt><dd>about 1 km grid<\/dd><dt>Uncertainty<\/dt><dd>Census-based estimate of people per square kilometre in 2020, shown as exposure context; not a count of people affected by any hazard.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-short=\"Night lights\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"nW\/(cm\u00b2 sr)\">Observed<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.energy.ntl\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed<\/dd><dt>Source<\/dt><dd>VIIRS Black Marble (VNP46A2) (NASA LAADS DAAC)<\/dd><dt>Provider<\/dt><dd>NASA LAADS DAAC<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite radiance, corrected for moonlight and atmosphere<\/dd><dt>Newest at build<\/dt><dd>2026-10-12<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite night-time radiance for the date shown; lights are a proxy for electricity use and outages, not a measurement of supply or access.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"flood\" aria-pressed=\"true\" data-wm-z=\"22\" data-wm-lag=\"0\" data-wm-short=\"Flood water\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite detection; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Flood water, 3-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS Global Flood Product \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\">Observed (clouds leave gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"flood\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.water.flood\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (clouds leave gaps)<\/dd><dt>Source<\/dt><dd>VIIRS Global Flood Product (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite detection; clouds leave gaps<\/dd><dt>Newest at build<\/dt><dd>2026-10-14<\/dd><dt>Resolution<\/dt><dd>about 250 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite detection; clouds leave gaps. Satellite or model raster as the provider publishes it. Clouds, swath gaps and retrieval error leave gaps and noise; values are indicators, not measurements at a place.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"lstd\" aria-pressed=\"false\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Land temperature, day\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite 8-day composite; persistent cloud still leaves gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land surface temperature, day, 8-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 Level 3, 8-day \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"\u00b0C\">Observed (persistent cloud still leaves gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"lstd\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.health.lstd\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (persistent cloud still leaves gaps)<\/dd><dt>Source<\/dt><dd>VIIRS NOAA-20 Level 3, 8-day (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>8-day; Satellite 8-day composite; persistent cloud still leaves gaps<\/dd><dt>Newest at build<\/dt><dd>2026-09-14<\/dd><dt>Resolution<\/dt><dd>about 1 km grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite skin temperature of the ground over the 8 days ending on the date shown, a heat exposure indicator; not air temperature, heat index or a heat warning.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"cover\" aria-pressed=\"false\" data-wm-z=\"24\" data-wm-lag=\"0\" data-wm-time=\"latest\" data-wm-op=\"0.7\" data-wm-short=\"Land cover\" data-wm-prov=\"NASA LP DAAC\" data-wm-kind=\"Satellite classification; latest year GIBS publishes\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land cover type (IGBP), yearly<\/span><span class=\"nx-wm-layer-src\">NASA LP DAAC MODIS Terra and Aqua land cover (MCD12Q1) \u00b7 <span data-wm-date=\"cover\">2024<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"modelled\" data-wm-lic=\"NASA open data\" data-wm-unit=\"class\">Modelled (latest year GIBS publishes)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"cover\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.food.cover\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Modelled (latest year GIBS publishes)<\/dd><dt>Source<\/dt><dd>MODIS Terra and Aqua land cover (MCD12Q1) (NASA LP DAAC)<\/dd><dt>Provider<\/dt><dd>NASA LP DAAC<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>yearly; Satellite classification; latest year GIBS publishes<\/dd><dt>Newest at build<\/dt><dd>2024-01-01<\/dd><dt>Resolution<\/dt><dd>about 500 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite land cover classes for the year shown, including croplands; a classification with known errors, not a farm register.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"evi\" aria-pressed=\"false\" data-wm-z=\"25\" data-wm-lag=\"0\" data-wm-op=\"0.85\" data-wm-short=\"Vegetation (EVI)\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite index; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Enhanced vegetation index, rolling 8 days<\/span><span class=\"nx-wm-layer-src\">NASA LANCE MODIS Terra EVI \u00b7 <span data-wm-date=\"evi\">13 Oct 2026<\/span><\/span><span class=\"nx-wm-layer-src\" data-wm-ep=\"observed\" data-wm-lic=\"NASA open data\" data-wm-unit=\"EVI\">Observed (clouds leave gaps)<\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"evi\" hidden><\/div><details class=\"nx-wm-prov\" data-wm-prov-for=\"gibs.biodiversity.evi\"><summary>About this layer<\/summary><dl class=\"nx-wm-prov-list\"><dt>Evidence<\/dt><dd>Observed (clouds leave gaps)<\/dd><dt>Source<\/dt><dd>MODIS Terra EVI (NASA LANCE)<\/dd><dt>Provider<\/dt><dd>NASA LANCE<\/dd><dt>Licence<\/dt><dd><a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener noreferrer\">NASA open data<\/a><\/dd><dt>Vintage<\/dt><dd>daily; Satellite index; clouds leave gaps<\/dd><dt>Newest at build<\/dt><dd>2026-10-13<\/dd><dt>Resolution<\/dt><dd>about 250 m grid<\/dd><dt>Uncertainty<\/dt><dd>Satellite vegetation index for the 8 days to the date shown, a habitat condition indicator; not a measure of species or biodiversity.<\/dd><dt>Reached through<\/dt><dd>gibs.earthdata.nasa.gov, only after you allow the live map<\/dd><\/dl><\/details><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 3.5 6.5-3.5\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"tools\" aria-controls=\"nx-wm-menu\" aria-expanded=\"false\" aria-label=\"Expert tools\" title=\"Expert tools\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3 4.5l10 0m-10 3.5 10 0m-10 3.5 10 0m-7.5-8.5 0 3m5 .5 0 3m-3.5.5 0 3\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><span class=\"nx-wm-sep\" aria-hidden=\"true\"><\/span><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"in\" aria-label=\"Zoom in\" title=\"Zoom in\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 3v10M3 8h10\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" 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0m7.5-3.5 0 3.5-3.5 0\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-menu\" id=\"nx-wm-menu\" role=\"menu\" aria-label=\"Expert tools\" hidden><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"measure\">Measure distance<kbd>M<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"xt\" data-wm-xt=\"NxAjSJ6JoGGZsXu22d+kvA4nR9AJ6Njy+\/Xy2FIyELw=\">More expert tools<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\" aria-valuemin=\"0\" aria-valuemax=\"30\" aria-valuenow=\"30\" aria-valuetext=\"Latest available\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Blue Marble (NASA) \u00b7 \u00a9 OpenStreetMap contributors (ODbL) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>Activity and exposure, framed on Southeast Asia.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date. They are indicators, not assessments of any place.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Blue Marble \u00b7 <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">\u00a9 OpenStreetMap contributors<\/a> \u00b7 Natural Earth \u00b7 NASA EONET \u00b7 U.S. Geological Survey \u00b7 CIESIN\/Columbia, NASA SEDAC HBASE<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/doi.org\/10.7927\/H49C6VHW\" rel=\"noopener\">doi:10.7927\/H49C6VHW<\/a>. <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.modis-viirs.land\">MODIS land products (vegetation indices, gross primary production, land cover), NASA LP DAAC and LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). Cite as: NASA\/METI\/AIST\/Japan Spacesystems and U.S.\/Japan ASTER Science Team (2019). ASTER Global Digital Elevation Model V003. <a class=\"nx-link\" href=\"https:\/\/doi.org\/10.5067\/ASTER\/ASTGTM.003\" rel=\"noopener\">doi:10.5067\/ASTER\/ASTGTM.003<\/a>. <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li data-wm-credit=\"nasa.gibs.reference-osm\">\u00a9 OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">ODbL<\/a><\/li><li data-wm-credit=\"nasa.earth-observatory.blue-marble\">Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into hexagonal cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li>Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, \u00a9 OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.<\/li><li><\/li><li>Live events: NASA Earth Observatory Natural Event Tracker (EONET); events are indicative and keep their original source links.<\/li><li>Live: NASA EONET Events are indicative, not authority warnings.<\/li><li>Live: U.S. Geological Survey Events are indicative, not authority warnings.<\/li><li>Context: CIESIN\/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.<\/li><li>NASA GIBS: We acknowledge the use of imagery provided by services from NASA&#8217;s Global Imagery Browse Services (GIBS), part of NASA&#8217;s Earth Science Data and Information System (ESDIS).<\/li><li>Optional layers (5 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a> \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/li><li>Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/li><li>Land cover type (IGBP), yearly: MODIS Terra and Aqua land cover (MCD12Q1), NASA LP DAAC \u00b7 <span data-wm-date=\"cover\">2024<\/span><\/li><li>Enhanced vegetation index, rolling 8 days: MODIS Terra EVI, NASA LANCE \u00b7 <span data-wm-date=\"evi\">13 Oct 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P04\/sector\/#map\" data-nxf-title=\"Climate and Nature Financial Risk live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"finance\" aria-label=\"Transmission map, Monitor, Methods, Research, not execution\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Transmission map, Monitor, Methods, Research, not execution\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-pg-nx-gra-ap04-se\" aria-selected=\"true\" data-key=\"p1\">Transmission map<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-s-4-sec\" aria-selected=\"false\" data-key=\"p2\">Monitor<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-sec-methods\" aria-selected=\"false\" data-key=\"p3\">Methods<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-4\" aria-controls=\"nx-sec-research-not-execution\" aria-selected=\"false\" data-key=\"p4\">Research, not execution<\/button><\/div><section id=\"nx-sec-pg-nx-gra-ap04-se\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-3\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Transmission map<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Where climate and nature risk enter institutions.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th>Institution<\/th><th>Main channel<\/th><th>Evidence needed<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Institution\">Banks<\/td><td data-label=\"Main channel\">Collateral and borrower income<\/td><td data-label=\"Evidence needed\">Collateral location; sector exposure<\/td><\/tr><tr><td data-label=\"Institution\">Insurers<\/td><td data-label=\"Main channel\">Claims and asset values<\/td><td data-label=\"Evidence needed\">Insured exposure; investment holdings<\/td><\/tr><tr><td data-label=\"Institution\">Asset owners<\/td><td data-label=\"Main channel\">Repricing and stranded assets<\/td><td data-label=\"Evidence needed\">Asset-level attribution<\/td><\/tr><tr><td data-label=\"Institution\">Governments<\/td><td data-label=\"Main channel\">Contingent liabilities and revenue<\/td><td data-label=\"Evidence needed\">Fiscal exposure and protection gaps<\/td><\/tr><\/tbody><\/table><\/div><p class=\"nx-p\">Shocks travel between these parts, and Climate and Nature Financial Risk studies the links: How do climate and nature reach balance sheets? The evidence base is hazard layers, pathways, ecosystem data.<\/p><\/div><\/div><\/section><section id=\"nx-s-4-sec\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" aria-labelledby=\"nx-s-4\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Monitor<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Field overview.<\/h2><p class=\"nx-lede\">The screen a team would use to follow this subject: its measures, states and decisions. Names are examples and values are illustrative.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-climfin-field\" data-cx=\"climfin.field\" data-variant=\"section\" aria-label=\"Field overview: illustrative console with example names and values\" data-nx-z=\"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\"><figcaption class=\"nx-fk-cap\"><span>Field overview: the screen&#8217;s structure, terms and states for Climate and nature financial risk.<\/span><span data-honesty=\"true\">Example names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><\/section><section id=\"nx-sec-methods\" class=\"nx-section nx-band-panel\" data-hue=\"biodiversity\" data-variant=\"stack\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Methods<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">How the field produces evidence.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Hazard and exposure modelling<\/h3><p class=\"nx-p nx-mt-1\">Combining hazard maps with asset locations. See <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/topics\/physical-climate-risk\/\">Physical climate risk<\/a> and Model and measurement gaps.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Scenario analysis<\/h3><p class=\"nx-p nx-mt-1\">Exploring plausible futures and their financial effects, presented under <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/tools\/scenarios\/\">scenarios<\/a>. See <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/topics\/scenario-analysis\/\">Scenario analysis<\/a>.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Dependency mapping<\/h3><p class=\"nx-p nx-mt-1\">Linking sectors to the ecosystem services they rely on. See <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/topics\/nature-dependencies\/\">Nature dependencies<\/a>.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Disclosure analysis<\/h3><p class=\"nx-p nx-mt-1\">Assessing the quality and comparability of reported data. See <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/topics\/disclosure-and-data\/\">Disclosure and data<\/a>.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><section id=\"nx-sec-research-not-execution\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Research, not execution<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Where sector-level analysis stops.<\/h2><p class=\"nx-lede\">The platform works at sector level and with aggregated data. It does not assess individual firms, assets or portfolios, issue ratings or scores, recommend transactions or constitute advice.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\"><li>No climate or nature scores for any firm, asset or fund.<\/li><li>No exchange among participants of prices, underwriting terms, positions or strategies.<\/li><li>No product labelling or certification.<\/li><\/ul><p class=\"nx-note nx-mt-3\">GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, introduce counterparties or take transaction-based pay, and readiness work is not approval.<\/p><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-2\" data-tone=\"alt\" data-hue=\"climate\" aria-label=\"Transmission, Sources, Pages, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Transmission, Sources, Pages, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-1\" aria-controls=\"nx-sec-transmission\" aria-selected=\"true\" data-key=\"p1\">Transmission<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-2\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"false\" data-key=\"p2\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-3\" aria-controls=\"nx-s-9-sec\" aria-selected=\"false\" data-key=\"p3\">Pages<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-4\" aria-controls=\"nx-s-10-sec\" aria-selected=\"false\" data-key=\"p4\">Questions<\/button><\/div><section id=\"nx-sec-transmission\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" data-variant=\"split\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Transmission<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">How risk moves through the sector.<\/h2><p class=\"nx-lede\">The companion page <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/sector\/risk-transmission\/\">financial-system transmission<\/a> shows how real-system and financial vulnerabilities propagate. Institutional responses are convened at the Global Risks Forum (GRF), in <a class=\"nx-link\" href=\"https:\/\/globalriskforum.com\/climate-nature-governance\/\">Climate and Nature Governance<\/a>.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"biodiversity\" data-variant=\"stack\" aria-labelledby=\"nx-s-8\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.bis.org\/bcbs\/publ\/d532.htm\"><span>BCBS Principles for the effective management and supervision of climate-related financial risks (2022)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.iais.org\/2025\/04\/iais-publishes-comprehensive-application-paper-on-the-supervision-of-climate-related-risks-in-the-insurance-sector\/\"><span>IAIS Application Paper on the supervision of climate-related risks in the insurance sector (April 2025)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-9-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-9\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Pages<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Pages in Financial discipline overview.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cards\" data-cols=\"3\"><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/sector\/risk-transmission\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Financial-system transmission<\/h3><\/a><\/div><\/div><\/div><\/section><section id=\"nx-s-10-sec\" class=\"nx-section nx-band-panel\" data-hue=\"climate\" aria-labelledby=\"nx-s-10\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Does GRA advise firms in this sector?<\/summary><div class=\"nx-answer\">GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, introduce counterparties or take transaction-based pay, and readiness work is not approval.<\/div><\/details><details><summary>What is liability risk?<\/summary><div class=\"nx-answer\">The risk that parties who suffer climate-related losses seek compensation from those they hold responsible, which can affect firms and their insurers.<\/div><\/details><details><summary>Who uses this research?<\/summary><div class=\"nx-answer\">Institutions, supervisors, researchers and the public, each for their own purposes and under their own rules.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"biodiversity\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a> is the Consortium&#8217;s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Climate and Nature Financial Risk<\/span><span class=\"nx-chip\">Finance and Insurance Readiness<\/span><span class=\"nx-chip\">Scenario and Stress-Test<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/climate-nature-financial-risk\/write-to-us\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. 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