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\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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n2ank7uu.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-hero\" data-layout=\"ledger\" aria-labelledby=\"nx-title-1\"><div class=\"nx-container\"><div class=\"nx-theme-toggle\" role=\"group\" aria-label=\"Appearance of this page\" hidden><button type=\"button\" data-mode=\"light\" aria-pressed=\"false\">Light<\/button><button type=\"button\" data-mode=\"dark\" aria-pressed=\"false\">Dark<\/button><button type=\"button\" data-mode=\"auto\" aria-pressed=\"true\">Auto<\/button><\/div><div class=\"nx-folio\" aria-label=\"Document reference\"><strong>A-P07 \u00b7 EVIDENCE \u00b7 research<\/strong>GRA dossier \u00b7 service level R0<\/div><div class=\"nx-hero-grid\"><div class=\"nx-hero-text\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">GRA<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">AI and Financial Model Risk<\/span><span class=\"nx-eyebrow\" aria-hidden=\"true\">\u00b7<\/span><span class=\"nx-eyebrow\">In development<\/span><\/div><div class=\"nx-accent-row\"><span class=\"nx-accent-rule\" aria-hidden=\"true\"><\/span><span>Research and evidence<\/span><\/div><h1 id=\"nx-title-1\" class=\"nx-hero-title\">Professional research<\/h1><p class=\"nx-tagline\">The research behind AI and Financial Model Risk: the questions it asks, the methods it uses and how evidence is reviewed before it is published.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/research\/methods\/\">Open Analysis and uncertainty <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/\">Back to AI and Financial Model Risk<\/a><\/div><\/div><div class=\"nx-hero-panel\"><div class=\"nx-register\" data-variant=\"ledger\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>AI and Financial Model Risk<\/strong><\/span><span class=\"nx-eyebrow\">Register<\/span><\/div><ol class=\"nx-register-rows\"><li><div><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">Fields<\/span><span class=\"nx-register-v\">Artificial intelligence, Financial stability<\/span><\/div><\/li><li><div><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">STEM methods<\/span><span class=\"nx-register-v\">4 canonical methods applied<\/span><\/div><\/li><li><div><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Topics<\/span><span class=\"nx-register-v\">8 subject pages<\/span><\/div><\/li><li><div><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Counterparts<\/span><span class=\"nx-register-v\">5 platforms in shared fields<\/span><\/div><\/li><li><div><span class=\"nx-register-n\">05<\/span><span class=\"nx-register-k\">Publisher<\/span><span class=\"nx-register-v\">The Global Risks Alliance<\/span><\/div><\/li><li><a href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/research\/methods\/\"><span class=\"nx-register-n\">06<\/span><span class=\"nx-register-k\">Section<\/span><span class=\"nx-register-v\">Analysis and uncertainty<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/research\/sources\/\"><span class=\"nx-register-n\">07<\/span><span class=\"nx-register-k\">Section<\/span><span class=\"nx-register-v\">Financial source and licence register<\/span><\/a><\/li><\/ol><p class=\"nx-register-foot\">GRA \u00b7 In development \u00b7 service level R0<\/p><\/div><\/div><\/div><\/div><\/section> <nav class=\"nx-index-strip\" data-nx-spy=\"true\" aria-label=\"On this page\"><div class=\"nx-container\"><a href=\"#nx-sec-brief-answer\"><span>01<\/span>The short answer<\/a><a href=\"#nx-s-3-sec\"><span>02<\/span>Draft to published version<\/a><a href=\"#nx-sec-field\"><span>03<\/span>Connected activity in California<\/a><a href=\"#nx-sec-questions\"><span>04<\/span>What the research asks<\/a><a href=\"#nx-sec-pg-nx-gra-a-p07-rs\"><span>05<\/span>The questions AI and Financial Model\u2026<\/a><a href=\"#nx-sec-evidence\"><span>06<\/span>Every result keeps its label<\/a><a href=\"#nx-sec-terms\"><span>07<\/span>Terms used on this page<\/a><a href=\"#nx-sec-pg-sources\"><span>08<\/span>Where this page's references lead<\/a><\/div><\/nav> <section id=\"nx-sec-brief-answer\" class=\"nx-section\" data-hue=\"project\" data-variant=\"inset\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">In brief<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">The short answer.<\/h2><p class=\"nx-lede\">AI and Financial Model Risk research is the evidence work behind the platform: questions such as model risk governance and credit and pricing models, answered with artificial intelligence and machine learning as well as AI evaluation and assurance engineering and reviewed before publication. Every result carries an evidence label, from observed to modelled or expert judgement, and missing data is shown as missing, never filled silently.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"search\" data-nxf-kind=\"search\" data-nxf-resource=\"nexus:\/\/gra\/A-P07\/research\/#search\" data-nxf-title=\"Search publications\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-s-3-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Canvas<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Draft to published version.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-plate\" data-wide=\"true\"><div class=\"nx-plate-label\"><span class=\"nx-eyebrow\"><strong>Canvas<\/strong> \u00b7 draft to published version<\/span><span class=\"nx-eyebrow\">Design, not a record<\/span><\/div><div class=\"nx-figure-frame\" data-scene=\"true\"><svg class=\"nx-figure nx-ui nx-dag\" viewBox=\"0 0 1200 564\" data-nx-dag=\"true\" data-w=\"1200\" data-h=\"564\" role=\"img\" aria-labelledby=\"nx-dag-a-p07-research-prisma-t nx-dag-a-p07-research-prisma-d\" data-nx-z=\"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\"><title id=\"nx-dag-a-p07-research-prisma-t\">Professional research: systematic evidence synthesis<\/title><desc id=\"nx-dag-a-p07-research-prisma-d\">A question is framed with its owner and a protocol registered; records are searched, screened and checked for eligibility by two reviewers; data are extracted, synthesised and graded for certainty before a brief is written. Design of the process, not a record of a run.<\/desc><\/svg><\/div><\/div><p class=\"nx-caption\"><strong>Fig.<\/strong><span>How a finding is reviewed before it is published. Design, not a record.<\/span><\/p><\/div><\/div><\/div><\/section><section id=\"nx-sec-field\" class=\"nx-section\" data-hue=\"project\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Geography<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">Connected activity in California.<\/h2><p class=\"nx-lede\">For professional research, in GRA's spatial-finance reading, the map opens on night lights, population density and true-colour imagery with night lights tonight from NASA GIBS, framed on California; 3 further NASA layers wait in the list.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-cmap-field\" data-nx-map=\"ctx-field\" data-cmap=\"california:digital\" data-ml-src=\"digital\" data-ml-plan=\"p-8e9649fd\"><div class=\"nx-wm\" data-nx-water=\"ctx-digital\" data-wm-domain=\"ctx-digital\" data-wm-tiles=\"on\" data-wm-flat=\"on\" data-wm-focus=\"-124.5,32.4,-114,42\" data-ws-live=\"off\" data-claim=\"INTEGRATED\" data-wm-panel=\"closed\" data-wm-mode=\"2d\"><div class=\"nx-wm-stage\" tabindex=\"0\" role=\"application\" aria-roledescription=\"interactive map\" aria-label=\"Connected activity, California: satellite and model layers from NASA on a 3D terrain of ASTER GDEM elevation. Arrow keys move; with Shift they turn and tilt in 3D; plus and minus zoom, 0 resets; I inspects, question mark lists the keys.\" aria-describedby=\"nx-wm-help\"><canvas class=\"nx-wm-canvas\" aria-hidden=\"true\"><\/canvas><p class=\"nx-wm-noscript\">The interactive map needs JavaScript; the layer list and sources are below.<\/p><div class=\"nx-wm-presets\" role=\"group\" aria-label=\"Quick views\"><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl,people||||\" aria-pressed=\"false\">Lights and people<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"ntl||||\" aria-pressed=\"false\">Night lights<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"people||||\" aria-pressed=\"false\">Population<\/button><button type=\"button\" class=\"nx-wm-preset\" data-wm-preset=\"true||||\" aria-pressed=\"false\">True colour<\/button><\/div><div class=\"nx-wm-panel\" id=\"nx-wm-panel\" role=\"region\" aria-label=\"Map layers\"><div class=\"nx-wm-panel-head\"><p class=\"nx-wm-panel-title\">Layers <span class=\"nx-wm-count\">3<\/span><\/p><button type=\"button\" class=\"nx-wm-icon nx-wm-panel-close\" data-wm-act=\"panel\" aria-label=\"Close the layer list\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-panel-body\"><div class=\"nx-wm-group\"><p class=\"nx-wm-group-title\">Connected activity, for this page<\/p><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"ntl\" aria-pressed=\"true\" data-wm-z=\"20\" data-wm-lag=\"0\" data-wm-op=\"0.9\" data-wm-short=\"Night lights\" data-wm-prov=\"NASA LAADS DAAC\" data-wm-kind=\"Satellite radiance, corrected for moonlight and atmosphere\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Night-time lights, daily<\/span><span class=\"nx-wm-layer-src\">NASA LAADS DAAC VIIRS Black Marble (VNP46A2) \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"ntl\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"people\" aria-pressed=\"true\" data-wm-z=\"21\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Population density\" data-wm-prov=\"NASA SEDAC (CIESIN, Columbia University)\" data-wm-kind=\"Census-based estimate, static (2020)\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Population density, 2020<\/span><span class=\"nx-wm-layer-src\">NASA SEDAC (CIESIN, Columbia University) Gridded Population of the World v4.11 \u00b7 <span data-wm-date=\"people\">static<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"people\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"true\" aria-pressed=\"true\" data-wm-z=\"22\" data-wm-lag=\"1\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite image\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">True colour<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 corrected reflectance \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"true\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"cover\" aria-pressed=\"false\" data-wm-z=\"23\" data-wm-lag=\"0\" data-wm-time=\"latest\" data-wm-op=\"0.7\" data-wm-short=\"Land cover\" data-wm-prov=\"NASA LP DAAC\" data-wm-kind=\"Satellite classification; latest year GIBS publishes\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land cover type (IGBP), yearly<\/span><span class=\"nx-wm-layer-src\">NASA LP DAAC MODIS Terra and Aqua land cover (MCD12Q1) \u00b7 <span data-wm-date=\"cover\">2024<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"cover\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"flood\" aria-pressed=\"false\" data-wm-z=\"24\" data-wm-lag=\"0\" data-wm-short=\"Flood water\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite detection; clouds leave gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Flood water, 3-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS Global Flood Product \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"flood\" hidden><\/div><button type=\"button\" class=\"nx-wm-layer\" data-wm-toggle=\"lstd\" aria-pressed=\"false\" data-wm-z=\"25\" data-wm-lag=\"0\" data-wm-op=\"0.8\" data-wm-short=\"Land temperature, day\" data-wm-prov=\"NASA LANCE\" data-wm-kind=\"Satellite 8-day composite; persistent cloud still leaves gaps\"><span class=\"nx-wm-check\" aria-hidden=\"true\"><\/span><span class=\"nx-wm-layer-text\"><span class=\"nx-wm-layer-name\">Land surface temperature, day, 8-day composite<\/span><span class=\"nx-wm-layer-src\">NASA LANCE VIIRS NOAA-20 Level 3, 8-day \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/span><\/span><\/button><div class=\"nx-wm-tools\" data-wm-tools=\"lstd\" hidden><\/div><\/div><\/div><\/div><div class=\"nx-wm-rail\" role=\"toolbar\" aria-orientation=\"vertical\" aria-label=\"Map controls\"><button type=\"button\" class=\"nx-wm-icon nx-wm-open\" data-wm-act=\"panel\" aria-controls=\"nx-wm-panel\" aria-expanded=\"false\" aria-label=\"Layers\" title=\"Layers\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M8 2.5l-6.5 3.5 6.5 3.5 6.5-3.5zm-6.5 6.5 6.5 3.5 6.5-3.5m-13 2.8 6.5 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stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-menu\" id=\"nx-wm-menu\" role=\"menu\" aria-label=\"Expert tools\" hidden><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"inspect\">Inspect a point<kbd>I<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"measure\">Measure distance<kbd>M<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitemcheckbox\" aria-checked=\"false\" data-wm-tool=\"compare\">Compare two dates<kbd>C<\/kbd><\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"share\">Copy a link to this view<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"png\">Export as PNG with credits<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"xt\" data-wm-xt=\"nD8AHC9C+3M3ObZpd9R\/Lxb2bo29sfEuijTslQu3cAY=\">More expert tools<\/button><button type=\"button\" class=\"nx-wm-menu-item\" role=\"menuitem\" data-wm-tool=\"keys\">Keyboard shortcuts<kbd>?<\/kbd><\/button><\/div><div class=\"nx-wm-keys\" role=\"dialog\" aria-label=\"Keyboard shortcuts\" hidden><p class=\"nx-wm-keys-title\">Keyboard, with the map focused<\/p><dl class=\"nx-wm-keys-list\"><\/dl><button type=\"button\" class=\"nx-wm-icon nx-wm-keys-close\" data-wm-tool=\"keys\" aria-label=\"Close the shortcuts\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><p class=\"nx-wm-hint\" hidden>Hold Ctrl or \u2318 and scroll to zoom<\/p><p class=\"nx-wm-toolbar\" role=\"status\" hidden><\/p><div class=\"nx-wm-tip\" role=\"tooltip\" hidden><\/div><div class=\"nx-wm-pin\" hidden><div class=\"nx-wm-pin-head\"><p class=\"nx-wm-pin-title\"><\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-act=\"unpin\" aria-label=\"Close the card\"><svg viewBox=\"0 0 16 16\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M3.5 3.5l9 9M12.5 3.5l-9 9\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><\/button><\/div><div class=\"nx-wm-pin-chart\"><\/div><div class=\"nx-wm-pin-body\"><\/div><\/div><div class=\"nx-wm-dock\"><div class=\"nx-wm-time\" role=\"group\" aria-label=\"Imagery date\"><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"prev\" aria-label=\"One day earlier\">\u2039<\/button><p class=\"nx-wm-time-label\">Latest available<\/p><button type=\"button\" class=\"nx-wm-icon\" data-wm-step=\"next\" aria-label=\"One day later\">\u203a<\/button><span class=\"nx-wm-track\" role=\"slider\" tabindex=\"0\" aria-label=\"Imagery date, up to 30 days back\"><\/span><button type=\"button\" class=\"nx-wm-latest\" data-wm-step=\"latest\" aria-pressed=\"true\">Latest<\/button><\/div><div class=\"nx-wm-chips\" role=\"group\" aria-label=\"Legends\"><\/div><p class=\"nx-wm-attrib\">NASA GIBS \/ EOSDIS \u00b7 ASTER GDEM (METI, NASA) \u00b7 Blue Marble (NASA) \u00b7 \u00a9 OpenStreetMap contributors (ODbL) \u00b7 Natural Earth<\/p><div class=\"nx-wm-legends\" aria-live=\"polite\" hidden><\/div><\/div><\/div><div class=\"nx-container nx-wm-below\"><p class=\"nx-wm-status\" role=\"status\">Loading the latest NASA imagery.<\/p><p id=\"nx-wm-help\" class=\"nx-wm-help\">Drag to move. Ctrl or \u2318 and scroll, pinch or the buttons to zoom; hover for the values under the pointer; reset returns to the region.<\/p><p class=\"nx-caption\"><span>For professional research, in GRA's spatial-finance reading, the map opens on night lights, population density and true-colour imagery with night lights tonight from NASA GIBS, framed on California; 3 further NASA layers wait in the list.<\/span><span data-honesty=\"true\">Satellite and model products as NASA publishes them, each with its own date; indicators, not assessments of any place; claim ceiling INTEGRATED.<\/span><\/p><details class=\"nx-wm-credits\"><summary><span class=\"nx-wm-credits-line\">Data: NASA GIBS \u00b7 ASTER GDEM \u00b7 Blue Marble \u00b7 \u00a9 OpenStreetMap contributors \u00b7 Natural Earth \u00b7 NASA\/NOAA VIIRS \u00b7 CIESIN\/Columbia, NASA SEDAC HBASE \u00b7 GDACS<\/span><span class=\"nx-wm-credits-more\">Sources and licences<\/span><\/summary><p class=\"nx-wm-credit\"><ul class=\"nx-wm-credit-list\"><li data-wm-credit=\"nasa.gibs.field-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.gibs.water-layers\">We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.laads.black-marble\">VIIRS Black Marble night-time lights, NASA Goddard Space Flight Center; distributed by the NASA Level-1 and Atmosphere Archive and Distribution System (LAADS DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"sedac.gpw-v4\">Center for International Earth Science Information Network (CIESIN), Columbia University. 2018. Gridded Population of the World, Version 4 (GPWv4): Population Density, Revision 11. NASA Socioeconomic Data and Applications Center (SEDAC). Licensed under CC BY 4.0. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/creativecommons.org\/licenses\/by\/4.0\/\" rel=\"noopener\">CC BY 4.0<\/a><\/li><li data-wm-credit=\"nasa.lance.viirs-water\">VIIRS near-real-time products (flood, land surface temperature, snow cover, corrected reflectance), NASA LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa.modis-viirs.land\">MODIS land products (vegetation indices, gross primary production, land cover), NASA LP DAAC and LANCE; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"nasa-meti.aster-gdem-v3\">ASTER GDEM is a product of METI and NASA (ASTER Global Digital Elevation Model V003, NASA LP DAAC); imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li data-wm-credit=\"naturalearth.all-scales\">Made with Natural Earth. Free vector and raster map data @ naturalearthdata.com. <a class=\"nx-link\" href=\"https:\/\/www.naturalearthdata.com\/about\/terms-of-use\/\" rel=\"noopener\">Public domain<\/a><\/li><li data-wm-credit=\"nasa.gibs.reference-osm\">\u00a9 OpenStreetMap contributors (ODbL), via NASA GIBS (coastlines, boundaries, roads and place names). Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.openstreetmap.org\/copyright\" rel=\"noopener\">ODbL<\/a><\/li><li data-wm-credit=\"nasa.earth-observatory.blue-marble\">Blue Marble, NASA Earth Observatory; imagery via NASA GIBS. Colours redrawn from the published colour map; values averaged into H3 cells where shown (modified). <a class=\"nx-link\" href=\"https:\/\/www.earthdata.nasa.gov\/engage\/open-data-services-software-policies\" rel=\"noopener\">NASA open data<\/a><\/li><li>Context on the globe and flat map: coastlines, boundaries, roads and place names from NASA GIBS reference layers (OpenStreetMap data, ODbL, \u00a9 OpenStreetMap contributors); Blue Marble imagery as an optional base; 3D terrain and the elevation read-out from the ASTER GDEM elevation colour index (5 m to 200 m classes, exaggerated for legibility). Boundaries are drawn as published and imply no position on any territory.<\/li><li>Globe: MapLibre GL JS 6.9.1, BSD-3-Clause, \u00a9 MapLibre contributors.<\/li><li>Observed (EO): NASA\/NOAA VIIRS (Suomi NPP). We acknowledge the use of imagery provided by services from NASA's Global Imagery Browse Services (GIBS), part of NASA's Earth Science Data and Information System (ESDIS).<\/li><li>Context: CIESIN\/Columbia, NASA SEDAC HBASE. Center for International Earth Science Information Network (CIESIN), Columbia University, and NASA Socioeconomic Data and Applications Center (SEDAC): Global Human Built-up And Settlement Extent (HBASE) 2010; Seto, Guneralp and Hutyra 2012, Global Grid of Probabilities of Urban Expansion to 2030; Global Urban Heat Island (UHI) Data Set, 2013.<\/li><li>Live: GDACS (EC JRC \/ UN OCHA) Events are indicative, not official warnings.<\/li><li>Optional layers (4 sources in the layer list: live, forecast, observed and context) print their provider credit on the map and here when switched on; forecasts are model output and derived indices are estimates.<\/li><\/ul><p class=\"nx-wm-credit\"><strong>Layers and dates<\/strong><\/p><ul class=\"nx-wm-credit-list\"><li>Night-time lights, daily: VIIRS Black Marble (VNP46A2), NASA LAADS DAAC \u00b7 <span data-wm-date=\"ntl\">12 Oct 2026<\/span><\/li><li>Population density, 2020: Population: CIESIN, Columbia University, Gridded Population of the World v4.11 (2018), NASA SEDAC, CC BY 4.0 \u00b7 <span data-wm-date=\"people\">static<\/span><\/li><li>True colour: VIIRS NOAA-20 corrected reflectance, NASA LANCE \u00b7 <span data-wm-date=\"true\">13 Oct 2026<\/span><\/li><li>Land cover type (IGBP), yearly: MODIS Terra and Aqua land cover (MCD12Q1), NASA LP DAAC \u00b7 <span data-wm-date=\"cover\">2024<\/span><\/li><li>Flood water, 3-day composite: VIIRS Global Flood Product, NASA LANCE \u00b7 <span data-wm-date=\"flood\">14 Oct 2026<\/span><\/li><li>Land surface temperature, day, 8-day composite: VIIRS NOAA-20 Level 3, 8-day, NASA LANCE \u00b7 <span data-wm-date=\"lstd\">14 Sep 2026<\/span><\/li><\/ul><\/p><\/details><\/div><\/div><div class=\"nx-live-slot nx-live-slot--map\" data-nxf-slot=\"map\" data-nxf-kind=\"map\" data-nxf-resource=\"nexus:\/\/gra\/A-P07\/research\/#map\" data-nxf-title=\"AI and Financial Model Risk live map\" data-nxf-height=\"560\" hidden><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-questions\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"band\" aria-labelledby=\"nx-s-5\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">What the research asks.<\/h2><\/div><div class=\"nx-section-body\"><ol class=\"nx-rows\"><li><span class=\"nx-eyebrow nx-index\">01<\/span><div><h3 class=\"nx-h4\">Model risk governance<\/h3><p class=\"nx-p nx-mt-1\">Inventory, ownership and validation.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">02<\/span><div><h3 class=\"nx-h4\">Credit and pricing models<\/h3><p class=\"nx-p nx-mt-1\">Finance-specific automated decisions.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">03<\/span><div><h3 class=\"nx-h4\">Generative AI in finance<\/h3><p class=\"nx-p nx-mt-1\">Use cases and failure controls.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">04<\/span><div><h3 class=\"nx-h4\">Explainability and fairness<\/h3><p class=\"nx-p nx-mt-1\">Interpretation, bias and accountability.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">05<\/span><div><h3 class=\"nx-h4\">Model monitoring and drift<\/h3><p class=\"nx-p nx-mt-1\">Changes over time and review thresholds.<\/p><\/div><\/li><li><span class=\"nx-eyebrow nx-index\">06<\/span><div><h3 class=\"nx-h4\">Human in the loop controls<\/h3><p class=\"nx-p nx-mt-1\">Authority and approvals.<\/p><\/div><\/li><\/ol><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"evidence\" data-nxf-kind=\"evidence\" data-nxf-resource=\"nexus:\/\/gra\/A-P07\/research\/#evidence\" data-nxf-title=\"Evidence records\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-a-p07-rs\" class=\"nx-section\" data-hue=\"project\" aria-labelledby=\"nx-s-6\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Research questions<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">The questions AI and Financial Model Risk research works on.<\/h2><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th>Question<\/th><th>Evidence used<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Question\">How to govern generative AI?<\/td><td data-label=\"Evidence used\">model records and monitoring data<\/td><\/tr><tr><td data-label=\"Question\">Do explanations help?<\/td><td data-label=\"Evidence used\">SAR flood extents<\/td><\/tr><tr><td data-label=\"Question\">How do common models herd?<\/td><td data-label=\"Evidence used\">validation methods<\/td><\/tr><\/tbody><\/table><\/div><p class=\"nx-p\">AI and Financial Model Risk research concerns model and AI risk. It is written for model risk managers and validators and data scientists in finance, carries an evidence label on every value and never performs any institution's own analysis of fairness opinions.<\/p><\/div><\/div><\/section><section id=\"nx-sec-evidence\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"inset\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Evidence<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Every result keeps its label.<\/h2><p class=\"nx-lede\">Results are labelled as observed, officially reported, estimated, modelled, forecast, scenario or expert judgement. Missing data is shown as missing, never filled silently.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><span class=\"nx-eyebrow\">Methods<\/span><h3 class=\"nx-h4 nx-mt-2\">Methods and uncertainty<\/h3><p class=\"nx-p nx-mt-1\"><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/research\/methods\/\">How results are produced and where they stop<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">Sources<\/span><h3 class=\"nx-h4 nx-mt-2\">Source and data register<\/h3><p class=\"nx-p nx-mt-1\"><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/research\/sources\/\">Where data comes from and on what terms<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">Publications<\/span><h3 class=\"nx-h4 nx-mt-2\">Reviewed outputs<\/h3><p class=\"nx-p nx-mt-1\"><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/publications\/\">Citable work with its editorial status<\/a><\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-terms\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" data-variant=\"band\" aria-labelledby=\"nx-s-8\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Key terms<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">Terms used on this page.<\/h2><p class=\"nx-lede\">Each term as this page uses it. Where a standard-setting body defines the term, the wording follows that body.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"register\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Term<\/th><th scope=\"col\">Definition<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Term\">Research integrity<\/td><td data-label=\"Definition\">Conduct of research in line with principles of reliability, honesty, respect and accountability, as the European Code of Conduct for Research Integrity sets them out.<\/td><\/tr><tr><td data-label=\"Term\">Evidence label<\/td><td data-label=\"Definition\">A tag naming the kind of evidence, such as observed or modelled, that should survive every summary.<\/td><\/tr><tr><td data-label=\"Term\">Reproducibility<\/td><td data-label=\"Definition\">Obtaining consistent results using the same data and analysis code as the original study.<\/td><\/tr><tr><td data-label=\"Term\">Probability of default<\/td><td data-label=\"Definition\">The likelihood that a borrower defaults within a period, usually one year.<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-9\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">Where this page's references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.federalreserve.gov\/supervisionreg\/srletters\/srletters.htm\"><span>US interagency revised guidance on model risk management, SR 26-2 (April 2026), superseding SR 11-7<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/www.bankofengland.co.uk\/prudential-regulation\/publication\/2023\/may\/model-risk-management-principles-for-banks-ss\"><span>PRA SS1\/23 Model risk management principles for banks<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/eur-lex.europa.eu\/eli\/reg\/2024\/1689\/oj\"><span>EU AI Act (Regulation 2024\/1689) as amended by the AI Omnibus, Regulation 2026\/1744 (credit-scoring high-risk duties from 2 December 2027)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-10-sec\" class=\"nx-section\" data-hue=\"project\" aria-labelledby=\"nx-s-10\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Pages<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Pages in Professional research.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cards\" data-cols=\"3\"><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/research\/methods\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Analysis and uncertainty<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/research\/sources\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Financial source and licence register<\/h3><\/a><\/div><\/div><\/div><\/section><section id=\"nx-s-11-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Can I propose a research question?<\/summary><div class=\"nx-answer\">Yes. Write to <a class=\"nx-link\" href=\"mailto:contact@globalriskalliance.com?subject=AI%20and%20Financial%20Model%20Risk%3A%20research%20question\">contact@globalriskalliance.com<\/a> with the question, the context and who would use the answer. A proposal receives a reference; it does not commit the platform to the work.<\/div><\/details><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-rel-12\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Related<\/span><h2 id=\"nx-rel-12\" class=\"nx-h3 nx-mt-2\">Around AI and Financial Model Risk.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Related\"><a href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/about\/\">Industry scope and publisher <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/sector\/\">Financial discipline overview <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/innovation\/\">Technology and emerging practices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/readiness\/\">Resilience and finance readiness <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/programmes\/\">Research and industry programmes <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/tools\/\">Analytical and data resources <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/\">AI and Financial Model Risk home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/counterparts\/\">Counterparts across the Consortium <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/\">The Global Risks Alliance home <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/\">GRA governance and trust <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-13\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">AI and Financial Model Risk<\/span><h2 id=\"nx-close-13\" class=\"nx-section-title\">Bring your expertise to this field.<\/h2><p class=\"nx-lede\">The current service level is R0: information and enquiries. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"mailto:contact@globalriskalliance.com?subject=AI%20and%20Financial%20Model%20Risk%3A%20Professional%20research\">Write to the team <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/research\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/research\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Can I propose a research question?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. 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