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:where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n209gh4b.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 AI and Financial Model Risk<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Professional learning<\/h1><p class=\"nx-scene-lede\">Professionals learn through risk, actuarial and data science qualifications. Platform learning material explains <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 model-risk\" data-tk=\"Nexus risk vocabulary\" data-td=\"Risk of harm from decisions based on models that are wrong, misused or applied outside their validity domain.\" data-ts=\"NRS-C1\" data-tr=\"draft\">model risk<\/a> management and AI governance for boards and non-specialists.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/write-to-us\/contact\/\">Make an enquiry <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/ai-financial-model-risk\/\">Back to AI and Financial Model Risk<\/a><\/div><\/div><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contents<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">Professional learning in four parts.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"editorial\"><div class=\"nx-hero-panel\"><div class=\"nx-register\" data-variant=\"contents\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>In this dossier<\/strong><\/span><span class=\"nx-eyebrow\">4 parts<\/span><\/div><ol class=\"nx-register-rows\"><li><a href=\"#nx-sec-paths\"><span class=\"nx-register-n\">01<\/span><span class=\"nx-register-k\">Paths<\/span><span class=\"nx-register-v\">Start from the methods<\/span><\/a><\/li><li><a href=\"#nx-sec-pg-nx-gra-ap07-le\"><span class=\"nx-register-n\">02<\/span><span class=\"nx-register-k\">Notes<\/span><span class=\"nx-register-v\">Learning notes<\/span><\/a><\/li><li><a href=\"#nx-sec-status\"><span class=\"nx-register-n\">03<\/span><span class=\"nx-register-k\">Status<\/span><span class=\"nx-register-v\">How courses are added<\/span><\/a><\/li><li><a href=\"#nx-sec-pg-sources\"><span class=\"nx-register-n\">04<\/span><span class=\"nx-register-k\">Sources<\/span><span class=\"nx-register-v\">Where this page&#8217;s references lead<\/span><\/a><\/li><\/ol><\/div><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-paths\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" data-variant=\"stack\" aria-labelledby=\"nx-s-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Paths<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Start from the methods.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-chips\"><span class=\"nx-chip\">Artificial intelligence and machine learning<\/span><span class=\"nx-chip\">AI evaluation and assurance engineering<\/span><span class=\"nx-chip\">Uncertainty quantification and model validation<\/span><span class=\"nx-chip\">Probability and statistics<\/span><\/div><p class=\"nx-p nx-mt-3\">Each method links to its canonical page, which lists teaching material as it is published.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"workflow\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/A-P07\/learning\/#workflow\" data-nxf-title=\"Participation\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-sec-pg-nx-gra-ap07-le\" class=\"nx-section\" data-hue=\"project\" data-variant=\"split\" aria-labelledby=\"nx-s-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Notes<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Learning notes.<\/h2><\/div><div class=\"nx-section-body\" data-lv=\"columns\"><ul class=\"nx-list\"><li>What changed from SR 11-7 to SR 26-2.<\/li><li>High-risk AI in credit and insurance under the EU AI Act.<\/li><li>Drift, bias and explainability in plain terms.<\/li><\/ul><p class=\"nx-p\">AI and Financial <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 model-risk\" data-tk=\"Nexus risk vocabulary\" data-td=\"Risk of harm from decisions based on models that are wrong, misused or applied outside their validity domain.\" data-ts=\"NRS-C1\" data-tr=\"draft\">Model Risk<\/a> learning material is designed around generative AI governance, explainability and drift monitoring.<\/p><\/div><\/div><\/section><div class=\"nx-live-slot\" data-nxf-slot=\"search\" data-nxf-kind=\"search\" data-nxf-resource=\"nexus:\/\/gra\/A-P07\/learning\/#search\" data-nxf-title=\"Find a group\" data-nxf-height=\"520\" hidden><\/div><section id=\"nx-s-4-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Process<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">How the process runs.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><div class=\"nx-pe\" id=\"nx-pe-wg-lifecycle\" data-nx-pe=\"nx-pe-wg-lifecycle\" data-active=\"wg-lifecycle\"><div class=\"nx-pe-shell\"><p class=\"nx-pe-eb\">Process<\/p><h2 class=\"nx-pe-title\">Professional learning: Working group, charter to sunset<\/h2><p class=\"nx-pe-cap\">A working group is chartered by record for a fixed timebox, delivers bounded assignments, drafts and recommends, then dissolves unless renewed; it does not adopt.<\/p><ol class=\"nx-pe-steps\"><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">01 Form<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">01<\/span><span class=\"nx-pe-st\">NLC proposes the group<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Leadership Council<\/span><span class=\"nx-pe-sm\">The NLC proposes working groups and nominates chairs, editors and experts from its leadership pools. It does not charter.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">02<\/span><span class=\"nx-pe-st\">Charter by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A working group is chartered by record for a timebox of at most twenty-four months. The charter sets its scope, roles and decision rule.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">03<\/span><span class=\"nx-pe-st\">Members join by competence<\/span><span class=\"nx-pe-k\">Step \u00b7 Members<\/span><span class=\"nx-pe-sm\">Experts, practitioners, students and volunteers join by competence. Members declare interests and recuse on conflict.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">02 Work<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">04<\/span><span class=\"nx-pe-st\">Workplan from the national agenda<\/span><span class=\"nx-pe-k\">Step<\/span><span class=\"nx-pe-sm\">Assignments come from the national agenda and the year&#8217;s missions. Each states the competence it needs and how the work will be reviewed.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">05<\/span><span class=\"nx-pe-st\">Drafts and deliverables, delivered monthly<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Groups deliver monthly. For standards they draft the national profile and deviation register and run national public comment and pilots.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">03 Review<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">06<\/span><span class=\"nx-pe-st\">Contribution record and review<\/span><span class=\"nx-pe-k\">Gate<\/span><span class=\"nx-pe-sm\">Each contribution is recorded and reviewed. A working group drafts and recommends; it does not adopt.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">07<\/span><span class=\"nx-pe-st\">Recognition follows the record<\/span><span class=\"nx-pe-k\">Record<\/span><span class=\"nx-pe-sm\">Contribution records are kept, so that recognition follows the record.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">08<\/span><span class=\"nx-pe-st\">National adoption is decided elsewhere<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">The National Standards Council decides the adoption mode and the national profile. The working group proposes and never decides.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">04 Close<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">09<\/span><span class=\"nx-pe-st\">Dissolved by default, or renewed by record<\/span><span class=\"nx-pe-k\">Decision \u00b7 National Standards Council<\/span><span class=\"nx-pe-sm\">A group is dissolved by default at the end of the timebox. The National Standards Council renews or closes it, on the NLC&#8217;s proposal.<\/span><\/li><\/ol><\/li><\/ol><p class=\"nx-pe-foot\"><span><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/governance-in-operation\/nwg\" rel=\"noopener\">National Working Groups<\/a> \u00b7 National Standards Council \u00b7 Decision rights<\/span><span>Designed programme process, not a record of operation. No cycle has run and every programme is at service level R0. A gate is a programme decision, never a public-authority approval, certification or deployment authorisation. No working group is constituted. The charter rules belong to the proposed <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a> working model.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"project\" aria-label=\"Status, Sources, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Status, Sources, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-status\" aria-selected=\"true\" data-key=\"p1\">Status<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-sec-pg-sources\" aria-selected=\"false\" data-key=\"p2\">Sources<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-s-7-sec\" aria-selected=\"false\" data-key=\"p3\">Questions<\/button><\/div><section id=\"nx-sec-status\" class=\"nx-section nx-band-panel\" data-hue=\"project\" data-variant=\"inset\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Status<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">How courses are added.<\/h2><p class=\"nx-lede\">Courses are listed once approved, with their provider, level and terms. Completing a course is a learning record, not a professional licence or certification.<\/p><\/div><\/div><\/section><section id=\"nx-sec-pg-sources\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"stack\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Sources<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">Where this page&#8217;s references lead.<\/h2><p class=\"nx-lede\">The bodies and documents this page is read against. Status and editions change; each link goes to the issuing body.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"columns\"><ul class=\"nx-list\" data-nav=\"true\"><li><a class=\"nx-link\" href=\"https:\/\/www.federalreserve.gov\/supervisionreg\/srletters.htm\"><span>US interagency revised guidance on model risk management, SR 26-2 (April 2026), superseding SR 11-7<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/eur-lex.europa.eu\/eli\/reg\/2024\/1689\/oj\"><span>EU AI Act (Regulation 2024\/1689) as amended by the AI Omnibus, Regulation 2026\/1744 (credit-scoring high-risk duties from 2 December 2027)<\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/section><section id=\"nx-s-7-sec\" class=\"nx-section nx-band-panel\" data-hue=\"project\" aria-labelledby=\"nx-s-7\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Are courses free?<\/summary><div class=\"nx-answer\">Each course states its own terms when it is listed.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-iskalliance-com-ai-financial-model-risk-learning-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-iskalliance-com-ai-financial-model-risk-learning-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-iskalliance-com-ai-financial-model-risk-learning-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/model\/scenarios\/urban-flood\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Urban flood<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/technology-digital\/artificial-intelligence\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Artificial intelligence and machine learning<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-8\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">AI and Financial Model Risk<\/span><h2 id=\"nx-close-8\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. 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