{"id":9,"date":"2026-11-01T16:40:51","date_gmt":"2026-11-01T16:40:51","guid":{"rendered":"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/?page_id=9"},"modified":"2026-11-01T16:40:51","modified_gmt":"2026-11-01T16:40:51","slug":"home","status":"publish","type":"page","link":"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/","title":{"rendered":"Actuarial and Quantitative Risk"},"content":{"rendered":"\n<!-- Nexus network page \u00b7 https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/ \u00b7 source authored \u00b7 generated by integrations\/wordpress\/network\/build.mjs, never edit this file --><script>window.nexusLiveStrings={\"label\":\"Load the live map\",\"note\":\"Imagery and feeds come from other services (NASA, USGS, OpenStreetMap) and load only when you ask.\"};<\/script><script>(function(){\"use strict\";var n=window,l=document,y=\"nexus.live-map\",$=\"nexus.live-map.reload\";if(n.NXLive){return}var E=[\/(^|\\.)gibs\\.earthdata\\.nasa\\.gov$\/i,\/(^|\\.)eonet\\.gsfc\\.nasa\\.gov$\/i,\/(^|\\.)power\\.larc\\.nasa\\.gov$\/i,\/(^|\\.)earthquake\\.usgs\\.gov$\/i,\/(^|\\.)open-meteo\\.com$\/i,\/(^|\\.)openfreemap\\.org$\/i,\/(^|\\.)openstreetmap\\.org$\/i,\/(^|\\.)cartocdn\\.com$\/i,\/(^|\\.)arcgisonline\\.com$\/i,\/(^|\\.)maplibre\\.org$\/i,\/(^|\\.)protomaps\\.com$\/i,\/(^|\\.)versatiles\\.org$\/i,\/(^|\\.)amazonaws\\.com$\/i,\/(^|\\.)raw\\.githubusercontent\\.com$\/i,\/(^|\\.)media\\.githubusercontent\\.com$\/i,\/(^|\\.)geoboundaries\\.org$\/i,\/(^|\\.)jsdelivr\\.net$\/i,\/(^|\\.)unpkg\\.com$\/i,\/(^|\\.)cdn[j]s\\.cloudflare\\.com$\/i,\/(^|\\.)googleapis\\.com$\/i,\/(^|\\.)gstatic\\.com$\/i];var C=[\/(^|\\.)amazonaws\\.com$\/i];var b=n.nexusLiveStrings?n.nexusLiveStrings:{};var A={label:b.label?b.label:\"Load the live map\",note:b.note?b.note:\"Imagery and feeds come from other services (NASA, USGS, OpenStreetMap) and load only when you ask.\"};var I=[\"experience\",\"external\",\"optional-content\",\"embeds\",\"media\"];var p=[],u=[],k=0;function j(){try{if(n.localStorage.getItem(y)===\"1\"){return true}}catch(e){}try{return n.sessionStorage.getItem(y)===\"1\"}catch(e){return false}}function S(){var e=n.nexusConsent;if(!e){return null}return typeof e.allows===\"function\"?e:null}function z(){var e=n.nexusConsent;if(!e){return false}if(typeof e.granted!==\"function\"){return false}for(var t=0;t<I.length;t++){try{if(e.granted(I[t])){return true}}catch(r){}}return false}function d(e){var t=S();if(t){try{return t.allows(e?e:\"maps\")===true}catch(r){return false}}return j()?true:z()}function D(e){try{var t=e?typeof e===\"string\"?e:e.url?e.url:e.href?e.href:String(e):\"\";var r=new URL(t,l.baseURI);if(r.protocol!==\"http:\"){if(r.protocol!==\"https:\"){return\"\"}}return r.origin===n.location.origin?\"\":r.hostname}catch(o){return\"\"}}function X(e){for(var t=0;t<C.length;t++){if(C[t].test(e)){return\"globe\"}}return\"maps\"}function f(e){var t=D(e);if(!t){return false}var r=false;for(var o=0;o<E.length;o++){if(E[o].test(t)){r=true;break}}if(!r){return false}if(d(X(t))){return false}k++;return true}var w=0;function c(){if(w){return}w=setTimeout(function(){w=0;L()},250)}function v(e){setTimeout(function(){try{e.dispatchEvent(new Event(\"error\"))}catch(t){}},0)}var N=n.fetch;if(N){n.fetch=function(e){if(f(e)){c();return Promise.reject(new TypeError(\"Blocked until the live map is loaded\"))}return N.apply(this,arguments)}}var g=n.XMLHttpRequest?n.XMLHttpRequest.prototype:null;if(g){var K=g.open,_=g.send;g.open=function(e,t){this.__nxLiveUrl=t;return K.apply(this,arguments)};g.send=function(){if(f(this.__nxLiveUrl)){c();v(this);return}return _.apply(this,arguments)}}var h=n.HTMLImageElement?Object.getOwnPropertyDescriptor(n.HTMLImageElement.prototype,\"src\"):null;if(h){if(h.set){Object.defineProperty(n.HTMLImageElement.prototype,\"src\",{configurable:true,enumerable:h.enumerable,get:h.get,set:function(e){if(f(e)){c();v(this);return}h.set.call(this,e)}})}}var O=n.Element?n.Element.prototype.setAttribute:null;if(O){n.Element.prototype.setAttribute=function(e,t){if(e===\"src\"){if(this.tagName===\"IMG\"){if(f(t)){c();v(this);return}}}return O.apply(this,arguments)}}function M(e){if(!e){return false}if(e.tagName===\"SCRIPT\"){return f(e.src)}if(e.tagName===\"LINK\"){return f(e.href)}return false}if(n.Node){var G=n.Node.prototype.appendChild,Y=n.Node.prototype.insertBefore;n.Node.prototype.appendChild=function(e){if(M(e)){c();v(e);return e}return G.apply(this,arguments)};n.Node.prototype.insertBefore=function(e){if(M(e)){c();v(e);return e}return Y.apply(this,arguments)}}var R='[data-nx-map=\"ctx-field\"],[data-nx-le],[data-nx-eo],[data-grx-globe],[data-grx-obs]';function T(){var e=[l];var t=l.querySelectorAll(\"*\");for(var r=0;r<t.length;r++){if(t[r].shadowRoot){e.push(t[r].shadowRoot)}}return e}function B(){var e=S();if(e){if(typeof e.enable===\"function\"){try{e.enable(\"maps\",\"site\")}catch(t){}try{e.enable(\"globe\",\"site\")}catch(t){}m();return}}try{n.localStorage.setItem(y,\"1\")}catch(t){try{n.sessionStorage.setItem(y,\"1\")}catch(r){}}m()}function F(e,t){var r=e.createElement(\"button\");r.type=\"button\";r.textContent=A.label;r.setAttribute(\"style\",\"pointer-events:auto;min-height:44px;min-width:44px;padding:0 18px;cursor:pointer;font:inherit;font-weight:600;font-size:14px;line-height:1.2;border-radius:2px;border:1px solid var(--nx-border-strong,#8a8a8a);background:var(--nx-text-primary,#111);color:var(--nx-bg-canvas,#fff)\");var o=\"nx-live-note-\"+Math.floor(Math.random()*1e9);r.setAttribute(\"aria-describedby\",o);r.addEventListener(\"click\",B);r.addEventListener(\"focus\",function(){r.style.outline=\"2px solid var(--nx-focus,#4c9aff)\";r.style.outlineOffset=\"2px\"});r.addEventListener(\"blur\",function(){r.style.outline=\"\"});var a=e.createElement(\"span\");a.id=o;a.textContent=A.note;a.setAttribute(\"style\",\"pointer-events:none;font-size:12px;line-height:1.4;padding:3px 7px;border-radius:2px;background:var(--nx-bg-canvas,#fff);color:var(--nx-text-secondary,#333);border:1px solid var(--nx-border-hairline,#bbb);max-width:34em\");t.appendChild(r);t.appendChild(a)}function W(e){var t=e.ownerDocument;var r=t.createElement(\"div\");r.className=\"nx-live-gate\";r.setAttribute(\"style\",\"position:absolute;inset-block-start:10px;inset-inline-start:10px;z-index:6;display:flex;flex-direction:column;align-items:flex-start;gap:6px;max-width:calc(100% - 20px);pointer-events:none;font:inherit\");var o=S();var a=false;if(o){if(typeof o.placeholder===\"function\"){try{var s=t.createElement(\"div\");s.setAttribute(\"style\",\"pointer-events:auto\");r.appendChild(s);o.placeholder(s,\"maps\");a=s.childNodes.length>0;if(!a){r.removeChild(s)}}catch(i){a=false}}}if(!a){F(t,r)}return r}function L(){if(d(\"maps\")){return}var e=T();for(var t=0;t<e.length;t++){var r=e[t].querySelectorAll(R);for(var o=0;o<r.length;o++){var a=r[o];if(a.getAttribute(\"data-nx-live-gate\")){continue}if(a.closest(\".nx-live-gate\")){continue}var s=a.getBoundingClientRect();if(s.width<120){continue}var i=a.querySelector(\".le-stage,.eo-stage\");if(!i){if(a.hasAttribute(\"data-nx-le\")||a.hasAttribute(\"data-nx-eo\")){continue}i=a}a.setAttribute(\"data-nx-live-gate\",\"1\");var H=n.getComputedStyle(i);if(H.position===\"static\"){i.style.position=\"relative\"}var U=W(i);i.appendChild(U);u.push({host:a,wrap:U,stage:i})}}J()}function J(){for(var e=0;e<u.length;e++){var t=u[e].stage,r=t?t.querySelector(\".nx-wm-presets\"):null;var o=r?r.getBoundingClientRect():null;if(o?o.height>0:false){var a=Math.round(o.bottom-t.getBoundingClientRect().top+8)+\"px\";if(u[e].wrap.style.insetBlockStart!==a){u[e].wrap.style.insetBlockStart=a}}}}function Q(){for(var e=0;e<u.length;e++){try{u[e].wrap.remove()}catch(t){}try{u[e].host.removeAttribute(\"data-nx-live-gate\")}catch(t){}}u=[]}function V(e,t,r){p.push({name:e,selector:t,fn:r});if(x){try{r(\"on\")}catch(o){}}}function Z(e){for(var t=0;t<p.length;t++){try{p[t].fn(e)}catch(r){}}}function ee(){var e=[],t=T();for(var r=0;r<t.length;r++){var o=t[r].querySelectorAll(R);for(var a=0;a<o.length;a++){var s=false;for(var i=0;i<p.length;i++){try{if(o[a].matches(p[i].selector)){s=true;break}}catch(H){}}if(!s){e.push(o[a])}}}return e}function te(e){if(k===0){return}if(ee().length===0){return}var t=e?\"on\":\"off\";try{if(n.sessionStorage.getItem($)===t){return}n.sessionStorage.setItem($,t)}catch(r){return}n.location.reload()}var x=d(\"maps\");function m(){var e=d(\"maps\");if(e===x){if(!e){c()}return}x=e;if(e){Q()}Z(e?\"on\":\"off\");if(!e){c()}try{l.dispatchEvent(new CustomEvent(\"nexus:live-map\",{detail:{granted:e}}))}catch(t){}te(e)}function q(){L();if(n.MutationObserver){var e=new n.MutationObserver(function(){if(x){return}c()});e.observe(l.documentElement,{childList:true,subtree:true});setTimeout(function(){e.disconnect()},2e4)}}if(l.readyState===\"loading\"){l.addEventListener(\"DOMContentLoaded\",q)}else{q()}n.addEventListener(\"load\",function(){setTimeout(L,400)});l.addEventListener(\"nexus-consent:ready\",m);l.addEventListener(\"nexus-consent:change\",m);var P=0;var re=setInterval(function(){P++;m();if(P>40){clearInterval(re)}},400);n.NXLive={allowed:d,blocked:f,grant:B,register:V,hosts:E.length}})();<\/script><style>.clb-color-switcher, .bx-color-mode-toggle, .color-switcher, .page-headline { display: none !important; }<\/style><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-pe-nx-pe-a-p11\" data-nx-z=\"1\" data-nx-asset=\"pe.74a77ad5fc96.txt\" data-nx-sri=\"sha256-dKd61fyWrwicIYsG7iM2bNhmpcK7BqUI+Y2T6jls2HY=\"><\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-pe-engine\" data-nx-run=\"process-explorer\" data-nx-src=\"nexus-embed-process-explorer.476be5e6f30c.js\" data-nx-sri=\"sha256-R2vl5vMMhMHiDSUeocfN9QJvXuBE6Ah0036X5lTEXRg=\"><\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-sm-tab\" data-nx-z=\"1\" data-label=\"3D matrix\" data-play=\"Play tour\" data-nx-asset=\"sm-tab.4da905625552.txt\" data-nx-sri=\"sha256-TakFYlVSHgjnE4HEGjWAuVX45aqTVOpkLoe0hGXiTFs=\"><\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-sm-engine\" data-nx-run=\"system-matrix\" data-nx-src=\"nexus-embed-system-matrix.1ee829467163.js\" data-nx-sri=\"sha256-HugpRnFj1ijQXq5KhUO2cPAJeHvc5AVrh0Hj\/xMaIU0=\"><\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-phex-engine\" data-nx-run=\"phex\" data-nx-src=\"nexus-embed-pillarhex.72472ece1f39.js\" data-nx-sri=\"sha256-ckcuzh85gJZHv\/zzjn\/hc92gc0akV4\/uLRQzwS\/yj2U=\"><\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-fig-engine\" data-nx-run=\"fig\" data-nx-src=\"nexus-embed-fig.e0043d1c48f4.js\" data-nx-sri=\"sha256-4AQ9HEj0t7DeCXoXRqlCRLwincTWj8Q0KfAo+eCw1Xc=\"><\/script><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nxe-gl-sf-cat-ep\" data-nx-pack=\"deflate\">lLsJkFzHeSaY7z7qrj7RuBoNQODRaNZdr2DJVgMgLpIgSBC8FPRsHa\/uoy8cLA9jxrERuxOesGc9a4cjPLGzDo3XMyGPZzyyLY9lW5JtWSdFyRIlkQRI3I0+quuudx8blVkAJY804SkAnS8z\/\/zP7\/8z81Xj23EAfmXuytyx0PxcSXxz7tjcavZYOrl2VFyam58rFaqZuWNzj\/qp5Ko4d+xX5pZWasVhuzZ3bE4U596an8uuJCvi3LHPHA0KgfmjUWF+2AqRN+bnanPHPhOYD7wxP7c8dyywEIjOz5WTQ7a\/MncoBeeCsWA48MZb83PpWnJ17dEEHJ6Ph0ORN9566yf5pMVyeXVItiKuzh0Lz89V544FA\/Ho\/NxyGooIzs8tX4FPgfj8XGnuWHx+LvWIbygciUbmg\/FQAAotZFbnjs0J4UAiksoK4UAwHBs2iWhi2Agh1ATgYDyagb1wGDVwUBDQYDKFekJWCAcTodGciJoo5CkEYS+BFggBNBhAvRCag8vjwdHcaDCKeA51CWZjMdiLwyYbQk08inpIejwEe2E0GA+guSSaGyofFEKjOUQZyKAmDUkiiGc4hCjhgkRsNAeZCQGkUgzJiwQRpYAaJCiWQnPDdSEhA5cLcUgZyUASIRKBc2koKJlErKH0UDo2dF1IRP4UIlFEOZpLojnoEAH1hGwQzUFmYnS4LpQJZdDyNOolECVklkEeFKNJ1BuuC6WCsJcKQOmZKFRQTAfRIOQiJhOIGZSQRs4SIlBPMTlSN4l6yIYsMjMIHSKKSGsIsFAaBieUDEfQYAotgN4VU8PBcAKGKpyIIbHRGOqN5KUQCaQMwhiF0lFkXxR5QhgtF5H0FKJEmgXDSHoAyQsglaAnRDGGKDOIUkSCEGUWkmQCQSQB+SWIVBJQHEJBuCCCTEln0FwMyRvNjbRGAQghdVOQdTqArA1EEDNEiXAmZkZ+QZQjlQQUDuieUCYQRoNhpNlIOtJ61EtDCckAUikYRQ1iloBiMzCBwgHYhMRAEmmNJAQTqAebANQljJIrlBbTSF3k8gzCmYDCD7M\/nAgjL4kj1iISFIDroogkEkIqhZEERAIdEhQTMbROgJQQpuEATMpQWkQ+E9EClJRiBiqYRY4MwNQOBwIIS9E06gWQZggTyQzSJYHkIUwEkGZRCBRhFEaEyKAw8gSCcHwkDyESYWlUrMQEAi1yuYjKhZiA3hUg3MIBEUEKMgtH4LpwQETKB5G6QTQIIxYOBINoeQxphgKHYiSMEig4UjeFmAlIJQGpC7mgihlKZpEgEeUDzMZwNoxQFx3picIfRCTpkUMQyUhsbMQaaRZChqE8EmIoOCj\/RFSX0lmkIMyjsABdFxZiiATlihBDOINcQun0yC8htAB5QkwiG0YWBdAcokwGUTPyLkptmH\/h7EMJcHkC1sFwII0GQ6hcxJDr0mmkBKrCUMEw2iZCieSIJ7IvCeeyIzDEESUKzqgmZ6OIEpky8mAgLaI5BO8kQlYaATODwhFB\/oTVLZRF1TSTRGamR3oiZ8GaHEqM8ig90hoJyox0QUpkRspH0QKUfxnkM1TWkpkhl0hqBFM4F8qkomgwjVyA4JZEHsygOASgStkRaDMoxPDIEUnFEEIiqL6geh0QRv6EekYgriMRmMWRCOQZysB6HYmMHBJE9Qy6NSyGRoPI81GU77D2RFIjEAlIM+i6MHJIZKREIDEaRDtJCqUv3MAikSwKahIxg\/COCKhmIUiFszBJIqlRVqGMQ6eZcCAx4oKUF5HrICYiEQibSCSKrEVVI5GAEiIQn5EIdHIkkkUkEFKRMIRNJIXAHoEQjkSgutEwMiyCdsoIyttIBKVaAi4XYHULRxC8E7AXSYWRr1EiIOhHhASSAJ0cDceQDRBgEXRMi0bhsTAsQgmRYArpCRM2EkQRE2DZjkTg8SAajiElUsgUCNNoeOQJBFoR4jMiwG0ikgwhnskRpYBYRxFlAs2hqKSQKUnkXQiGSBhmfyQFkRUJBeCgACttJASLfyQI8ygiwP09Gka2h5GZKcQ6gkwJj3pIQghiMBIKoqAmkXtQdqBjYSQSHLEeLYdNCEY6EkQqBRGzcBKBaGQmUh6dxKNR2IsiZ0VSSWQYPIdEonAjiqCaFUkh6REUzVAaoXxkJtIlDI8OkaiQRINQpZSAYAMhFQnCvSMSRZSo1kWCQeTIVBBxgV6KJhAzlGpRWCciofRIUBJxgdUmnUFegmeiSDSBAg436EgsgrhER0ogvwSQJ2A5jAQRGEKwZkViKO5RWGYiaYTrIDoepJFDogLCGcJnGpauSAgpMUqEKGyiUeT5aHDEEwUVnuAjoQySDs+Y0XByJA\/qEoV1PhJDZS0Izy\/REJQXQVkVjaI0TGdQPkRGekIb0gLyGcyxCKr6kWhwNCcgQQIUK4yUH0lPIhLUwLNpNIN2+3QGmRJHRo+ikkBwQymaGPXiKA7xCKJMI2bI5TBiscAoxChT0xBLsQyMWHQEMHTqimVQxKIwgWJxlLBou47FwyPp0IMoV2IZRJJAuZmGh5NYHBbxyAgo6XQUSR8KiqH7WCSRRB6E97\/wKA5puD\/E4vBAEEGHk1gcIjkWQGBIi8hZ6FiI8BKLw1NsNBJEcIuhQWRYNICAkhyZmULKIyfD2MYCMH5REW4hMXThiMZhqYyFEZcEysYgLJxREW4akQSskdEITLxoPIJiBHMsFoFQjIZg\/YyK8KQaDUGwx4LI2kQK+RqeRmPowhFD5T6WeWhKBC2A6AnBmhUVEfii0OhYBhaWGLquxkalGZXfWAbaHgtAREZDcEeIigjeERixWAJuYDF0PY5lQiMSaFEkMZKeQVygl0JiBi1HPXjijIaio3UjXZB0WJpjCRQ\/9JoiloEwjWRHnhjhE3ophup8NJRFboVax9BtN4rO5VF0KI1l4giDCMlCDNkAi2MMnaij6GQci8eRLvDoEAsKKA4wO2KonsVQ\/GLxKDIFgV2AZ5sYKpyxODIsAg\/ysUQQJVBsxAV6F50LYoEA0hOee2KxENITXvyi6FQSi8IiEENH6VgQBTwWQgFA4EMnj2gEHqxjkQDCUhphCWEC3YFicXguiMVQBoTg3TCWCKK5CFoOIRwTRj5DORZNoexPI6NhUY3FEBTjcN+MxRNIbAYhC3k3ChMhFkTBQUkSRefdWFxAWsN8j6G3KjF08YuhFyixeAJZi5QPQhDFBKhnNAJTOxZDykfhVh5DF9RYLDUahMrHkiMJSaRZBM1BCUEE\/VgSQRge+WOBEAoHBFgsMuKJ0ikCr\/gxtH3GYikUnCiCPtxJYtEg0hrWrBg6MsZH9Qzd8WJoT42ik2NMiELW6PAciyJ4C\/D2GUdVOBaFt6WYEEWGIUECcmQEXqFiAiyx8aiAEAkvHLFoEJmJ9lT0Ti4qwKofFeCJM4oOe1EB7g\/RbBA5GTbRLNxa41EBoQDNReExO5pFR7gsNCUWDIxIkK9hhscE5KVoNAy5wGSOo00qHg2MdEmgXhI2QdRDHhRGsYV+iaJDfvxh\/KAn4pHwiEREXIbLhRC8dwihDEoZWMFi0cCIcmQRMnMEjSDCEkpKAZ7PhBHKUcEVAqggCQjJMVgS4kkYKgElbCwxQuvDHuIJX4sIaO+IJ6GzhFAWqYTAIKShSqKIEg\/e\/4QQ1EVIJxDO4AYmpJGzwjBU8WQAMRMRzjLIIgHZDm\/z8VByxCUKbYCnmXgY6SkgzbLwABlPwvIbD0OthQCsYEIA4joeSiIzR1HJICjCc4iQhuVJQK9dYyiaQgA5GRXOeAqWJyELJQhpAemCPIFeDQhoh42hG4qAjiOJKLzgJKKR0QIUB4SCFLzOJdD2KaAXu3FUe4Q0dF0C4SwRjSAFoUoJtL\/HUxFkJgSYEIW7vYBuBUIQ1iUhiExJQ2gIKDcTUYjyeApeVIQ01CWBYiSE4M4lZKMo4MERSQwxgwrGYB4JGbiTxFOwHAoZmLBCBgUuG0URQ9aGINiFDNw0Eml4tBUysOgIabivxFPQS0IQzaVh\/gkZCG8hkxoth4PhkSlR5N0gsg+W+wSqL0IGnkOETHI0iOTBPUfIJNE6mDICeqEhBAXka5Qy6MUEfHM6VDc50my4ICFC2MTR24NEZBQ4WCeEMARDIo1wFkSC4ggMaHNLRODGIARhFU6G4TlECMIACGIc2QczXBDh5p0Mo\/DH4akkGYbLExHkXXQjEtCggF7tCMHgiBLqEof1OoFemAoixGAyHEVKIJ\/F4d1QQC+WhDDckpNhGP5kGJbK5MiweGq0DokNIWbQZ0l0Sk+FIXoSaeiXVBgWnQRCSCKOXJ6AYEikIKCTUeieRAruvgkRblLJEFyeQJhIIYck4kEkAWI3GYKntUQGAjqJ9oBUGO4PyVBk1CAPCkh6GA3C4pFE1\/9kDEY6GYoilZDP0IvypCCgOei6ZAi6PClA0CayIy4QYEmUQMkQxFlSSCIPwsRLpWGVSoVgjUxkQoh1EFkELyMpVA6TAgocqlJJdOlNpQVkH3RkCr02T6ErYhK9mkuFoENSIsyVZCKI5EFPpNA3Dkn0kjIVCo5IMmgOKQgPsyn0MiCZQOvSiIsIUy2FLvypNCRJoW8OkglYcJPotpQKwaqfSqNwJEJIXSgoja6rKfQlQTIDUZdCp9h0KIPWxREJPO+m0Av2ZAbiLB3KIAnwYpRGm1QqDZGcSsMDVhpV6BR6Z5xKw9NhOgTPkekEDGNKhLFNoy0rPVIXVdoUeg2TQifcVAoWlvTI6BQ81KTQXpxKwTNDKgXBkArB62oqFUV6ImvRNwepVBQxCyBHwtc+aRSVdAi6LpWCh4V0OIpUgiU9PQpxCnoijdIwjb6zSSF8plJxxBpuROkw3BHS6LusVCo06kHKLEy8TBIWj3QYZlUmmUIN9EsmCd+cpLPwdpZJwiKXSSaT2eEXxeLwK+OCmBVLYl4Uc2KuUC6VCpW8WK6IuXKhmF\/KF8SlUq2YXc6J2Up2qVwor+bLhUwxV8xly5V8USzm87lKIV8s5Kv5QiVTKJTFXLGQLRcrxVypXCiWa+XVUmEpmy+UqoXiWq6SLRWqlZxYKJcK5Wp5rVDM54uV6spquVaqrhTKpWu5ar2wvFarlnLL+WyxVFkqrlSW8uW1pVq+ulzJZ5ZyxfJqcXmlnC1Vs4WqWCtnspVitbwsVlbyS+VcZVWsZqrFQiFbqRWv1fLLYr6wVitXK5WV2lK+mqtUlirVUnZpqZxdXSnkxKX8aqVYW15aKi6vFIqFcnG5sLxaW86WitV8tbKUW64Vy4ViMVfKVyrl4uW1fL6UWymXSrUrhVz1cmkpX6gWlivl5Wr5SnmpMHRAVswv164sF6rlYrZUuFzNl6oFceixQr6Uq63lxJJYrYil0lK5sLxUy63WssWlYnE1d7W8Vl2pZHP5Wm65sJZbLq+IV4sFMV9dra4VasVcMb9Wq2ZrK8VKqVRcLhUKJfHalYxYruWz1WKxWChns2trxeVStlAt5iq5fKmSLdXENbFUKpdXSlmxsJIvlguZcrG8XCsvicMAlpYKuUq5WM\/m8qWVUr5YrpZzhWx2ZXm5Ui5Vs0ulUj5fza\/mK4XlQi6TrYjZQrZYqxWyBTFbzQ17+XI1W10pF0r5fKGcL5Wzy7lCJV8sFStLtXx5tbxUWy6sFvLZUjafq5UruWohL65minmxlhdL+UoxV8hni8vZXLFSLmWHOFwurmVzq9lKvlIoLBWKJXGtuFQWK8VaeajpUrZQy9VWMqVsMbe0nM\/mivlsLlfOlfP5SqacKxRK1WqumikvVSql\/JWVpaVCqZBfy4vFfKWYr9RWKpXq5WKxkC0USqXSUrVYruZKlUouV1gu5kq5slgUs8ul1apYrlTKuUKxkC\/nxXI2X6oUM1WxWBg6OlcrZlfEQkHM5grZYrVWKYnlfKlYrhSztVI5V1oqrIqVQqlWyQ3DVsmJtWx+pbCWXSosV6piKVuqFgulSmW5VrpcWBaz2ZxYKBQKxaVSbql0pZAXsyuFQi0jFiq5ajmbyxfETL6QKZZLxVy+UMjns+V8JpvLF6vlQk3M5FdzuWy+ks2Wc6v5zNVirpIf5q6YLa3mllZyq0vZaiVbyOYqxZVCPluoLecLhUqlWlzNLuVXLou1XKlcyRRWxFJxKV8q5LLZWma1Wq7kC7lsNZsrFAq5QlkUS7lsNpctisVsrpTLzc3PLYkrhfLcsbnA\/\/InNPr3j5+CwUAgGBrRwIF\/vDI8pAiGA6FAKAzXBkc0wRBcEQqHQqFgMBgKBcIjFqFhEw4EQ8HgcBqKGFIOByB5IDj8GRo+B4dfWwaGy4fLhtPD5yENnA+GECkUAvkFg+HgqDMcHaoXCoQh3ZBRePgcCoeHj0O1wsFAODTUePjN8lDnIRG0IBhG1gxtDkOFA0H0CaAfD+kCaA3yFeQYhGvgA+oHw0MXBeBjMDz8A3lAmWE4C\/+NHsIjOQ8fAj\/ZfzgWRhPD1eFwEH5PGoZL0XrYH87BYTgJP6P5hyLgt8KjUUgeQAyHncCwCUEPISHIaCQuCK0NP1yBrAwOo\/rQuJFywVF3NIvAgmQ\/FP0THB6uH8YtBOnCMBDInUOlELYCo3iEYZQCo3ChZ7jmp9AceviInkM\/AXrUhB5RBSA4YTN6GooKQdeEhsYOTQ6FoW+Qh4bDo08oAL9sDwchpIIhpEcI2h4YQis4zI4Qcs9wLojmhl56BN+PATYCElo1AtyQBP4dDsMpyDGAJEDPhAKPUDnkF3poC7InBBP50cDD4bn5uXqtOjx61H\/ep\/zw3+ihXK6X4QeOoh\/wE4vBn4\/6JbEk1uuxUr1eqoulbD0rlur1upgdUoiIoD78k42J9Ww9JqJFwykxL9Zj9VBIjAn5bF0UssMVYqmeF+rZel0Q81mhDpkIa0KpHhHza\/VSvZ6HRHlRjOTrEeGyIKzV66XiWqSeF+uRurgmFqHINWFNyNdLa2v1tWI9spar10uXL+eH\/CJr9VyxvlavX67Xi\/V8rpjLF3P15Xp+OZcrpnL14Z\/UkDC3XE8Vc\/V6rj4kHA4tI5PjuWK9noovD7u51JCgGK\/X41fr9eLVq+Gr9Xo9XA8PO8On5av1+nAsEA4MB+vwR7g+7ASGTb1eqw9nh+PoZ71Wg+OQphYeEoRrgXA0XI8G6uHRcthE61HE8BHjn\/kJfvwY\/Uf9\/xntz\/us\/I+91Z\/srf68yZ9cuVp9+FRFwyvDp2G7OnqoV4dPK\/X6SnU4Wh0OVxGz6k9LGX4K9cTwU6\/XKwXUr9cTlUqiUqkMx+qVQiWRqBcKleHqROGh6CHdiL7wiNNPsYWf9E9NpB9NL6Vh90o9nV4aDqcz6SvDpr6UTtfTVzL1NByt1zNL9fqV+lK9Xs8Mm0wdPsGmjprM6N8\/4ZMc\/oU\/\/omfa49+Xrv2sPdP\/oyKx+rcsc98Zu6lZGFJLMwmV8Tk3HwouhCIzAdDwYVofD78xvxn5p67XEklH04HEwuB0Hw8tCDE5kPD2fPi1dnXaiul0XwksBCPzh+NhxcSwvAXWz8z91whWfkJ5vHE\/FEhsBAKo9mLYu1yeTQbjg9lBkMjuRfzYrWeF6sP14YWotH5YDCyEAwhgrOra8lq6tHySHAhGJwPJYa\/KxtEDJLVXP6R6uHgQigELYuEEYOTyXIh+ZB\/WFhIoOnYaPrZZK62OpqNLUSi8+GFcAKxfrFQm82Is+eSVbGwUhvRHA2FhiyORsKPzHu2tjq7WM2JZfEho3B4IZGYPxoMCgvBkYfOJUvJlbXkQy6xhWB8PhiILQjh+QhkUqg8mgyGhr9tfDQeHzZw9Yu1ivixBxLzwdBCREBaHk+upMVyrZr8eD6cmA8NBaP5y6sfmx9dCM4Hkfeg9S\/VSm\/WPp6MJeaD4cQwuCg4hWouuVRbeSg6uBBKzAcD4QUhipQ+kVxNpsrJajr5seGx+aPxhVgICX8umVkpZD6GTWT+aBhKQX6rZmoPVYsGF6LzRwPDuMPJxVQhU3ykeHQhPPQ5RC3kK2bEcvnv\/qj6KHIhYf5oPLoQHbn79SEs6vna5YfAiixEQ\/PBYHwhNkLei2K6kH1o2VFhIRCfPxqODGMLGbwklmcXrxSuPDQstBAQ5sORhXgcaXCmNnsiX5h9rlDNz54orL350EWBhbgAAxtLjHyUF6vVj1MrvBBIzA9zQ0CptVjOFcSVR8CJDQWEh3GHUl4vpGofTwnzQ0QFRtF59nKymkl+bIAQGXIPhR\/qd3l17ZF3Q4kFITR\/NBFdCEeQfSeSS+LsS7WrDymODjEbmg8Kw8QJvvHG\/Fw+WZ879plfGf4a+lz6zfTc\/FwV\/qr83Pnaylp+dnGtnKyuFYbjqbljc+deOJFbPHkysnjm7GL66vE3YZs7Xl88c\/ZU+oWXrx5\/9elT6cWXrx1\/dRH2xcXjkcXTF9Ovn7tWqp6+mD752urzxcXQsw\/ba+dOPl167uILsD0bDhWzyfOJWjg099b8z1Dp6eTqmrhSnUWqXUimC9lHmp25ejyyePZkffHM6mJ28Xj857WXFo+\/sPj088dfqJ07mXvplaXzy7Xgslg5G3utuFR4fnnUVs4WFk+cXTybW\/zZmrwi\/nxNzg0lnF88M5QoXkWSUXv1H\/XXaounc4vJxeOwff5sLlI4WTgL2wvJk4nahVDuqeTJ1XNvXq0+eyK9eu7Ni9Hos9XSZfFi9OqnPvWzNUMana1mCsnqSKHTueMvLD63eHLxzAvDoAUWzzy3mFkcBg31XxWvifFT4dULz9aEyznx7PFa7kxhUSweXz57phZ7PlFbiRWvpBYXVxcXf47Qi7XLa\/mjQ6f8tOQzV0+knwrmTiyeyS1CKPwPbeHS4rkXFsuLJ2AbP3tltfj8m88+bM9Gnivm3nz+5NnI+Z9y1c\/WYvHy6toK2gdWxFyh9lCLs0MtrubOLJ65NLQ7+PPa\/OKJpxfPvrAI21H4Cz\/dXirlL148de7spVLl6mJq8fjq4ulh+z\/1yz+Cx9NDbSKLzy2efmHx9cXjpcXTF3\/aB+fqq9Xn30zHz10ThpDJLh6H7T9dwpnFE+mnnjp5bfFMbVHMDYEG2xgEXu54rHz1xKuL59KL5asn6\/krz5wWIq+O2lQ9nx22r4\/sQvY9kiwufyz4RGElfblydCR5NiWW10biX8wdX33qfD36ev5U+ekzT7+ePp5PB4JXLornM+Fg+YWXL127tLp0UayfWzkbzBVfOZF8\/eWl8qlXll5Olp8JP72SupR++cVrFwulc7EXakvnT18KnLtQyz0pnoidPR+7mn+9fip89pX0m+ffPBt+rphey5dDp1999fVMvlx9KZS5kIq8diUvBi+mXj5XezmUf\/X8qTcDrz776qXE6xevla6cvrh8cq36ZCh9LrpaKZ8UXzq\/fCW0\/NQrK4mleKKavfr00uLF0v+iueeunjy7+FTu\/NPnVl+o5E+kriavnKmmxXQxfjpbufx8PBJfOXH1uWcX8+nlcxdXFl9ZPZ58JnZt+cSl\/PlI+NSZly+df7l49pWz+ZdK155\/6XjizJnAa089X028eCF06anXT54qPHf6zJWsGH0yHg49HVj8ibT\/p6l3fvHE64vnImcKl54MnxdyQjx45vKlxZcvHj919rUX8pnjpwNC6qUnr70aC6aCL194+aXgqeqlV157MRF8+sxLLySvVpffTKaefP1K5Eqi8mTo+HLo9Mrra5cuCedfunrtSvCSeDFzNlC6fPFi9ETqhXOr1y6Gn46nLuYvJ0PR1Kvx6pVl8VQ08Er11MX0y\/FEdCVw7ud4N7lSSKXEZHV2qZxcE2dTtcvVTHLlzUcpc\/yFxXQ9cqIcCL\/2Yua14+VU7OXLSy+HXn4zfOb5+olnn3rh9SvHnwkeX0nF1i4\/GbkWrb5ZvnQy8jNlLZaXClXx6JlCJVlOvpms\/qSzLiwuvrJYv\/DU8VeeO\/Xa1bJ44uXIUvLC2vEnAydXM1cyVxfPLD59MXf+XOjp4msvxs4Lixdray8WgqcgvbB24s3Asy8nM0v1QvD5WCJVDdSef7Pw1NUTZ5NXErVTp5978ZnE6ivL10KJM89eE8sXkpcD8ZWXLr9w+tris0+HVouvvHnh3FP12tWTi8PqcHXx1cVTZ1975nKmkku8ngqWr1xOPRldiyRyQwy8MT8nXhn+n7Fqeu5YLBAIzM8NXyCE4VN2ODY\/lxXnjoUWovNz6SFhIQD\/y1l4fm4tOXxRGRnOrATmjsUD83MrwbljkdjwYWnuWHAhND8H\/4NaIjo\/tzRkEnsL\/v+4R1xCD7nEEI9QFPEIfcwjDHkEF4KQRXAh8tZbb1Hgy5bXLQH5AWM693Dgs9a2iyA1RjLNPjHgLJqxeBJ8xep3BgYPMHIP2LH\/AP\/hs32ssXdD7mOq66Z+y2Mw\/Xb7q9SG3dmtewZEw\/\/eroGz\/5iOsZPjYxpOOzGHQp6aBI\/jF+0PbezLbwO7OdDvEeDzqsFi+FGvYw89sWeGwxgvbR+gGOB0AEB8F7xL5KQ93+Su+wYugl33mp4N3uYdTuD66PBN3y3HoPn+5C16BzR+GfwyaL\/uecLc6\/4lxU16eNJyN+dcuzs4sYtm7F3t56ynpN3SPeMQfbo\/wU+yDcZFPNY+hE\/JB4lPOi3Sr+7fsb0u2zvOTbw7ibmnzRl5fGuP1DQObwPv7t50R+uNuSf87klcPybNSLjUGbgls\/u+eY9ufHi7u2Hfk9s929pobWxttZVN29z3kZ\/cIx9uHewumPGW0WA23Tv7GM+4Y1biO\/yse8rtcNm+rmdjYsqv7FcptxqnvM0nFcY62AIPaHOs73bsnRzjXX\/16b6yeVTfr7larOlV2C2sc1e91V43b5I\/tL\/TackPfvA26ZuZ9T2B75P83Z0bLmmGODA53sUUV+9B4yvdLazjs31z5rccvd2Als0epXY6D3pGR7fAXzduqhr4wJD7pLRubkubdHf\/+CGF2yYJXGZ1W+a0PV\/UWtQtq81\/i9QcJlAVAH4T\/Cb4t8OfDLhNLqmcB+w2wGAT61I6A\/6Y+qrq2GIwWxjM6bj9FzT4gPyiSjO6W1IwmTVocIP6Y0UZMN\/meGpvbxcN3PQfKtj3ac1+3HSbJguO0MuKOq1qxl2qzcisZX1iEnyP2qtyfzghsQ3ix\/Qmy9iPa1PgiOpTDPmgJZCz4Kw6KZN637iDr5v\/ngG76edlc4+mateZO7QP30uDx+hLsjFjfI0A9ITt2Atw8j\/pdzYYl+FWVc1H8dpYRyPdm1xTITZ9FK61NkGfd1M79ldpk3FSssu3f8LpZPw2pxk+MEmtqL2jMo55NLfapG5zg+3vOVXrPu+b4yyPTBAO3fFp8B+p91V2rHFaIcjDvQk1IPubY9L13lPGbHOvtb+rbX7IPRi7ba4PzPVEw9VRJ\/\/0blAl2W86fsQ\/oJnxv9cw82t0y+MinmdUnhmf8fT428x7lNO5jbfotjawbjBfoL\/AtLkJcHdC83vYCSrc6\/a9Xj8b3p7rmfRjPPg29e8V7ULzjrHR2cY2\/T0eY3l6nAFdKifteYY41jHVTu8\/kfdZkCA\/O8DGtrS2DyjTdz2mxbMgRP+tLL3RnOa+hP2AHic3WMsFvkW8LpkSf5PRmCZlkA2HQuJypO2TxwesE\/wD9auSfqH7eOML3QcKkL7NSfw\/HH7MuUOcGAc71G\/J+CdkUuqbfyW\/A27TFve49QfEvfHd9Jgq9A9ZB8fvMn5rouU5CL5A\/RdZnrw51nhasaybiktVuS8qf6d\/jhvQ982m9wGbpt63\/4IZsE+B29SHU\/udUWNCluh5aQ8\/pfkbXpaf6BJ+c9wD\/gt1RHFt8dPGNH5Qo+UdeV\/TVG7iO2zX8w4DzMdp8BXqP8vYbt3Ta7pvE4wLWNR5RfZIWEe2bhJbTsy66bXtCWafvQfHx8Cz9L9UaDc+TsrYU4NdyomeV5vW7nWuY3\/CbjOA9to3mE2uz7lDIEu\/p7BvMHvtXdqEw0v\/onWGTFinrFPKBc1u\/Tp4svnf2h+q3zK\/au02erK3944ia\/cMAswZoP9t6m3z74m\/4i3qsFvCnErUdZ+4xXqpgwzN3uNl8zSzH\/t15kP3e4zOgqepWU3r2Zu87uAIv+YdWCyoUr+iKE61T9+3Wtx9z2zvCA3uE5JmHlDGDYy+wTVZ8EcE0CXGOqBIlsqtMzrN\/i6suaAGaqA6\/MkCwAwIg5ZiuFefpX33Tsk0ximUxRmmPHGDvbujsFPPOA2SA59g6PED4ASFk55dLo9HZwiXxt0HTd\/W37S6EhjQgGUsndZt+e\/1NrHXpLV7oIdjmgbojt7pUhY96PIK2Gh6KGbgs2SjTxI91b2D2fR9stPXtgc9S1Il1extbW93zS55y3Ob37L6uqXhMmeQ6uObLnLPNqHIDc86eE\/faLGmQSiGinUcHbNFdbS7N78rG127RQGFvzstHb7Ldu1Wu0+3aGmyP3kXfKgA8M3pPyVw87u86egRMm05fuQwx3f2tChs6oHXcgx8pA941DH2ELXb2N0nCXXvDk9RByQG\/FvsRq\/v7DcJ3WU5SJMjwf+Lfa9nKKxmuCnweew\/9mQGk2kTp0jwV9iv9zSLUAmOBv+dtLuWV8HMPveAHGfA\/0kyfdutsa3rlMSZ\/J4KWKGM\/mfBZwEY18a2Zv1HBo7W7PUDvbk+kAbuez7Nt+4f4N+hNyd+7PiWdc\/\/N\/pWj2x9wWmOc\/QEpQ\/Wu93uPcnd3en8WNEHt2VV3sS7O9\/UPiTM3b+E72J5527HuJdw8NomqSkDR0\/ReFVpgL7TYkmmZ6y7bzsA13EyDh\/PWPt4r+WmvZxBDli3ftPQyLZ1j7rDKo4HY2eBVzLBE642szH2EX3f4QAHuRme5CccCWvMsc\/YL7tJzp7TbXMfPjH434gZOcIAg\/ztrvQprcVuWU1cZ7EceI\/4Ad3rWK2GLQ+Y9290eu985Nd6A4zoMxL2RfauMeibzE2zJ+utDzoKUHgdrPsMII3jng39a\/6d6e\/0v\/MFYEveLtUzNjWZslmKMZhNv0wNaNsa9wDCZ\/rHCadpN6hW70eE5MBdPbvjbnmcpDbp7U948MnHwezWCW4S7JdmaNrew1Hum\/w4ZdBjri7DMc9QHBPi\/PqhBkONqzMDGxsbC2lqe9d3jjr4\/h5qr+noc4Zb4YiZHj8PjhH\/jDwHnOGNcHOMOtaZbliAb5FgRqIA62F9n7DoXkv1UO7BdHcd26RNjjTWN9pYS9Z1T4dsDMj7Tmzse1M3JmRCtbco1WM57jc\/GhBgcw942yYdD85s7xoQvQMSZe10qZ5\/24U5ZNvwmpo8oVl2j9KpD6bv+yV2vX+3g6sd6tYiWLR58Of2jkNlJELXxmRPg+5QdGdGYX3gX9vfd8jbYOC4R+P2Xp4e4LjD7XNawGmSA7un2QPN5MBv21POjV26ZWmM7FI8Ok5o+EGoz5exLwNvk2xoOlj3crRzQvfJvvfxlv+OrFmqV+c7zITtoS1w16kQTV6mdjMOefZ9tj8x4XNOAX931phgwHn77ziJ6PSMFm6OOdgxGlyx\/znvsdysRsl2VzoMLoIY1+zveGRzZ9La6GpN0N1pgDsKY8qbTgXrMpKywavYnd0mLflknzmGu5w9su+iXJaLd+KcNkZ5dzsYZooxH2fAN+zdvDbZYdkW9iMHhU3T4E\/tTY7ssQY2rlGq4gJPApuTMMup4E0bH\/TNAWdpLmWX5iUZ5gngB\/+OA1OeMZ3caRsdsmG80zGbfs7BHJYsQh4oSnN9TDU2\/T2gSYzi45QdWmdwZ3cM03pvE1aPksfoMRMobtXFLbhY0uPTPNYMDcJ2lnPfJ8f6fs0CCgsu2b\/CcfsHpnaHuM8A0qu5WPCa\/SkOcymU+j0nAxwMpTNj4F\/adVbBrSMcKR3usca+wbSyyW5h77u+YSnsdc7Edsbc9rS8axfYso+wDxyWu88\/0G\/bYMvb8j3Ys\/HkA19ztudq+qQDNxyWPv83vwTGu76WU\/a0FcXPgbv6f9A2\/P0ZfY8k2zuMhH00D9Lg981\/oV+XGsAwNszWrq6lOCV7fUe6o7+Hbw3IjjEg1b7VYBq62sA1N+2QaG2n176tgh2p3dE648ZYUx1sbvaUHUlpMH0X82cO2YPZXUadtFmPi+Ytn2M347QIjjVJmWVYeUon2WnzCM84x7Qx4PL47DHnGCD0g9K4a9zyM2Mup5vVaHIOcBMTDGX5ffpM1+Fl7anrj5neraMycWdHfoLwev0+guQHfBs07nz\/HRe0711gzymq1nJ8ffL7k\/c3TnO8i+H8pvsF8HvW\/6X1+A6h8DvaO37co+Pbqrz9EdAMhe53d3pNtYE3eh\/yJrUDdvotrNfZATu02n9f2iAMZZNSOEU1OIUw5T5+X20NJLynKZ0tTGUwd8cecNoJ0Ozf2zGBTG\/NfM+pOSmXdNAaYz0T9B3\/2AFGnXzcQXcfaERv0eXmn1Aw7pfn9hleepc57XzL+ymd4nnqAvgD+xn8ParvfODAFe1WX5PJd7XBOEFt46Az3sY7Dl3r421OxbdoG2\/r69MYq01j4wZ4wOBAMm2711KIgdHw9Wck7O\/1LdrCKTdJMhbFMsChYSa7Z4\/PHuPGJxniSWqKnyF8\/s4+fa+Lszh+0vSQBM6AuZbL4uhdMtXzb1om2+82Bu9ruvZAk+kNzAs+sj9N+Ppnwd4p4HT7sZnXLhwBzifv23elP3n\/nR9\/56\/eu70bfNb2EuN3nfaTfzoBDk0dGLilXTMmPwAqA9ytXcZejmb9KgvcW60\/By2n0lV0W7nRU5VfBP8f2MbcW1O4c+C2aGXMsFUPw1k0TRm73Zb\/VRtMPQbAVXClwZj6NrHB9v0Dyeho2g8HCtEydhSpvyHp0rbWxA5ojOSxPDgm65bd16k+vr5tSc6WoWiWIRk2aJAW1jFUXPd1zc59SeuprqPgX2EfYn+M4c37XZ3UNBnvqBizQ2qsbht9ZbDdlXbAAxXv7CgPKEU3rDZNTMqE7OxzJJjxD2aAS+Fx0HMBRtnNjs3MYEGnv71fd4x\/cOGDC17wa1hWawJD1ygdEB+aMj2gceMAyXAyC4g+RRr7xkEBy2oUoHWSmsT1AyoJHJoNOIVXFFLG2vqAMk21qxA6bVPgNyjZxe7qAXuLNn8d+z3iR0RfNne2Gzv+nrUx2WtjsqtHNVmVbJp9123m+5bpe8BsOluE2+dj++w+0jabHEbz2DhDOHSeo236x3zf7DDrThVr0zZJOXv6+2MSPk6ylEb2CMy3TZOcRe2YA8qitidlUmZYv+b0kKZjkts+\/Is8477rYj1Nn2tq0zPmuu0mfKf7B\/TY1rOSp4cPNvVbnj+wup3ZO8TgcZ5g+6yrF6B8nu74U5ZfHXM7nS0n7+xowsBhPhgA1Uvtd1K7a7anv2PtYtzgMLevP+WacmwzvPYLdzO827FNAnyDpycH\/sN+F+nRo32yvaM5u8w9vT\/ZU+6+b06yLDXJ05zP2Xfx2JZTH\/d6112HPDrgB44dxZhwy+wc9vjgsK85YZEH8c\/wbdcUNsUfwaM0g0d0n2MeHGZpbox9Sp0z7htHZZr0g1+QjqpeSd\/8AyVG+nsOiiVmzUWJNF\/yYsYz0myPU\/rtXcrsxJg8S81pR2iPOevvcjPaZ9TX+75OhHzBeEzxdUx9F7nbOEt8onmQnna1OU77NP64dEze89+AvI6tS\/6WU+dkQtfJD1p\/vv5VWXXd7bzNyMoOfr+n7mwomD5117SbbVlmpQ83Vf1uQ9u561bO7ezmnD4eI\/cvnPIe2uO1Ntr9re9Mt7W3P3qn71P\/1I0Tt6UH5N9pX\/rhF3\/4F+b+Pq+P8S57cmtvC2u0N6xb8t07XfVrf91fBz2+37mvmm4T46cIn874zOkx1yQzM6Z9pLTAnTHFvUF\/OK4+ft\/1PeM7Ult3DIA22G7KoHeP3bA2uM3uXeUHxA\/HbhEN7V32rsdgf8xubjf6bK9BfZfvgW26df8v9bsuyVxnZbLrlImBftd5byCFf+B9QDM779g7DoxZ1xvjKnVDbqrv6LL6Z6rcc2s7Oik1ugdkHbunafw6uC1vTf41uLX1447l3N5qG3Sn3\/Vhnp5rYJm8A7xEv8RQT0pHdhaauvku\/Q32prtD3ndFaBCiObYfUnTl3+w+hM1yoEe9z9uRwdlOG\/uCftP1nttB7mbAXeq3HHpY2cRvMR8wlHmYBn9J7fDsGL5L3avhxJ9x4Fn6VwnyaY1k9xt7u5+ntmgH9i4Nfon8Oob\/LUsxu9V9EpgCf0ctkP4Ap09VyRPMHHFEcWs96UvSl3b+9v2\/bZOtI9ifcBp1w2FSE7ztfwzfGQch8gnHDtMA39xD37nbb4x3bWen3fMZjwMPtRsb7+\/GOT+v4FyPmgSfpi51+7buchtmrHlEblg3G8BQsB3njziDaFibzIAh9Q2ZUwbPgw9FGvwaxXftdRfAxrU96pYL\/A7x\/+AUpU8MPNiEaphb\/fvkgCfpLX4KNykwjb+rYlM6ZmyxFg324g1V9nZN3HAAXmaBgt1TbbrN9IGtO3VadZI86OmC7pzWfaxT9qqadp+R5RYn+UCCfgpjGGzf1meUd7p9o9WS7A3XDxk\/dcf3vrfDxFQH2PskqFFVXHrHzbIPtNsdSd6htux1fkvb6JnEBwMdNL7yFZVRVLDT7N3HJNeG+uCBs7v5vnGfvzehLmguvy868djxlx57jZu3Z3377UPkoc4v6eu9SQdYpA\/hgzvW14iv0Qa4y23Rv6jvpcf7r7Nggm5iyrvUh5SL7pNPqKy+pwou068ZzhP2KWYGrNqrnbeU6\/bvW79v8MRp9ZP0EdXX32LPMeeMTyqOnf9gfsVeuPf+Ftabtm9pNweHW5S13ZqxfqBMqZr5jd4uGbDv6ZK+uzfTZo0b4+91GWnTuvDRb6n\/VW1s3+v+cPCX\/VbX7kntW232RsO+570L3nM0xnu7PnRJftN\/38Mwvakxdh\/Leqne2\/QDt82z+i+Mv202qNbY1BNvs+sscH4b\/Hf7z8e+xr5BfY79AUvwz3DnGJb5FutzP43v5RSuAj6lTTqi7SuO73EEAyJGmlJd1pgBZN2+PUWi0zxFkD5y3GQbP+BNAXzVPI3xnM7KpD6BO3j\/ObDl61kqhbs94zxJ8Yrf9pFOL407Jpxuv2evefBHnjsW3u6pKhg4cQdHAu97vV7rw\/Vb16WOcluziJ4hk1v29uC60gMyowCVk03gM90aQXvtT13nwV+bJ3GNaUvGQDMs1dOZmCB5jcuCf42\/LxFB09p4FsRZAA5u7d1yarzm8zoxn+K+vneDl\/YC9tbghnnDdWNGm1BYz6dY1xzHH8T2GZRk9wd9wyA2FEoHSl\/FDcMC1wcAyK1xFYD1tmQQkrnnJtUeXN\/3Oc82e4tTHFsuiddxhrJoiga724F\/4Fqk4SLcW24dH4xvH24ywHVTMR\/Q9\/aoOEb2yM2pG\/4BZvNNz0AGhkt39DwPdlmeTcvkW44+xjMMh3na1OCTN73wFI672hMYs3Go65TlAd2TB5tk1xqwO6Dn6J3z\/jvwhvlD3aFxnLs\/fcNWvdtWbyE0vs8LHJIhHWQI1erMKtTQo9u7cYdG0Q5rF+fU6QFjOQnsgykF0DM63Qd9fotRyC3\/1iHMWO\/c0wzw\/X1Yv401HSrWZSnXwC8TNAcop8Py0eNP2P5P8w6DUTwA87AY3ncCcIShmzxODBy4lybZKRanPaSNt2YsSsYJZT9FOw4zDG1iDp1ULIORSVVvmTu05LR597S5240BnzJO0yqLcSx7wI8x3\/eaji5odTTaPNQALu\/OsT4\/MOhp6Qi2t7Vva0bz2D6N+YC\/qfz4g\/fuA72jXcfeVRX1vrne2DaUdl8H28otuatttTcara7ZJ+\/Kg+6NrQe3d+RBLwAO27+p2TM06dlDztywm5PGpMpKk8CpOdcpoG2y9if6poprjj71QB7gusbYfFP7Vkv+UCZNbLOtuAfUerNldULNMZqVPKZLmnT5ZIZiDJ7djzHUbPMXwefsX9OwZuNHLW2A630ZmFqT6zkU3XYPGNvv9N6xLY5w3PKr+m1bUtShT7hbTV1ybrP2+Htz3\/EpFPEvvjhxh6PHZDft8iq4risA+CSWdbhJn5Odnph00R4Lpzb2bjtNN+00GNwpeRo9QA\/4Z8Au8DXNMv2SqoH3+8ByKrbd6QCVHZBfkRwS0MZdfMfqk6rWJ7oT\/em7lu7YMTWizemODdrEWN5mSYyf8lKqgxzTKcpn8ApP2DRNOgwCB7zbg3NTBO8EThK3vdMHbEajNMPob+6sKzbfZRpA4e3DLTcxZzJNpWtv8JI0cDbog+CPwEA1rQGpGZgmmb4BRbmbtqwaWs+wBrzadJqmiWmsQW7pNmF5KFznAMaqjAEwXqf4\/TRjO7SxvnsKfBn8umorMrCojk4NSIPFHA1e1XDdYAek6SQIjWZ1F+bQOZIaUC3fNLgOrqqGznRMnepZ5qH3CdwkCJakeAA4mjToMb\/BsTOaqeAdbRPbVhRyCsxjv6oq66S80yQ1zQCyBPQBbeAai+Om3XO0aJIB3l3WOOUH46arNc2CWYxSBz6cM5mege\/wD1wePziIfVvhCdL08mCGAb4G4BwAHP7AMie6OyrQjF6H3HQ2OJDBOJXELdLJmOwNvdcH2ifw0yAPFnWNUNXBdV1jb1umzq3jls\/AtI5iKZuaYbUdg3HN0ef5acmN+VlCNT\/ydbHrrDQO3ComzbBTY6RTB2ZfZiS7r7QZnHOTjOaxuV2cSTNdBrgHLhXDj8hOy0M7KAwLaC2Zsbyyp00CXmcHbcVSGbUlA03vuGbBJ8Bv61i7u4FJfH9M8xEMNXyHy+KUYQ88PZriAONjVBZ3eFVXzylhNtMaa5p6v2N2OUD3iZZzHCyAL+lkH7S6Nj7w9Z0m0Nyyh6CcfsKYJnHcq022Bl28z65LbnARyPrNpqLYMqNoGqnM8E7Fbfkc6kRrUiGOgg+Jfw50ztjbkzqmqeOyDgZdySZ5mdFsldbUNmU5ZGvQpN7T7vYsa5PbNFTuOqM4+cfI\/R+ytz0WOaPPTanymPcpL036VAJwzWmcH0wCmgGXiP8KGFeL6Gik7NJZcg8w7b1aB+9p21vKRqvfNZQBr4AWCyiKtTwOTpdUrk+TfoNgdjlZy7VrMC1TppegB2M0WMG+r+luXbfvO3DgZcEK1lEtl+7QCaPh2CQJzLUHfA\/7v1XrgOpXWXxs\/bDh123brXh0y+zZ33C4KAXv0arDsPu+r1MM1hh0gaKboOmfYvePgxPWEk58yPWI9riGK5Ob+5vGoX17MJbBWQfhUXDM25r770Zb2dzeC05Zz+Gdu93mdt8atDWjj7XYpi5JRqdhdRndhU+2jgFs\/DRgF2SWdRITt\/1bUxbboE2v7NoHfNZvYF8AUtMaUNucQSmS7O24lcX2QXNX81BnvO2xmQngkp34S5LbDLqi2kT3Dqco3\/8LYDe+BmaAF\/u85ZFZmWD3T1o8NT6YujuzQepsF7MaVBf7B33TYwI\/4zV8JEcbZo9SNAlsRYEKZmy3TSnTBkk7SX0cH6MIcMFNEcbL8ssS2P\/DE++ekCl5sgfwye+D3qBn6z9QFfsBqZsDZaexZSi4ZGhds9XRgKz3Mb3HmrasGdgGrdEY0JykvyM3mKalMPYs+H3sDy2GBOf3mA4K80eAvbgPfPdZcPtz\/Oc4k+zq4I9109qhGn3D0PauOzb1Bi5pKm\/x9Bi+T+dxf2ccvAViwGq59QWMNHjg7DoInOFInHc6ANP3NEnF0PBmu2f8AATAN7HHsdtU0\/vd\/rq9s35fUdkeAK6WYhuTXcwYtJl1qyn3gcRv6DIYsCrTsLYMvaE0LWcHqJrqxsgNHrgGYxZwMSx11IW5HAuA23sk8YmnldmBg3EfgfocBS7S76UtlnTq08S0C59UxxUGOChOmgY858T96ozDa5NbbtU5MDqtH7WVwbqsdtkBUPp9oH\/UkW6A9u6WqwtuHgQYNof12HXQdIB12eg7TW6Lu9u8Y9\/zq9wDnL+FfdZDuBVCdsrj1BgPKKcTsIqDcc9wrOMJr8fnIFmFBhjtBTeAHwzMvlsCBvl9u0sZ7TGJt\/0kq++zeIXGgH9IA4BmS+wdXKGahoTt8A++SjdZzCdPUV4urmC\/sBe8Df6ZbU\/TJMYpBOXqTFAMxuuuu3Rb3tRbnGITN8yN3vXdhGebI3mLxgDhBDQ3LTMYRh4CBmha+jQ+rmI4q\/q58aanbwBaszXaNlR7g9PkPgCKogOdMljMqRgdv+WVQNsY7LTH2\/TArRMaz1FjXowDCvi8RU3Zh9u2viPJrITJ\/r4X\/C54xW5jstGZuG\/y60e+66TH\/QTfZxVbJwHFUoBygs8D2Rrzkg7gbfNNHKMazb7GNRzSpLYXfBf8lu20OYoGPo+bIGmLJ9nxSXaMcBgU5tzBew4JGNNdWzMsSTYs1f6TdZzq2ZKuerYfAwVwEAcfqS1SkbZwuSdTdz13Ws2uRa0P+jsDj8nIe5pu24tPeXAvReosu8szxlhgFz824WYdpFMm+o5Na+uACnYm+5Ti0YhD4BRYxvr2pvRDXTUbWztyC7t3j1BoGwwUlev1uxNth8etMuMcLvHAP8l5Tac8xZG61XFoLA52SbM8NuZwOPWZcXAU3AHYgQaDewxqU+5zbWJLBk1eki210WUGncMfTfSfcGOHpgENFsDfAPvABrBvEMYU8wR4zc7hzcdkvkVtKy1S1Zqazre+2sXMjjJQLVu5c4+8wQ6wntHas\/5pDDx+xAKMhlmTwx2Pdg4oy9PwAs+EZeqOxjzNGU6aoLCDU+C0\/W9wc7zjuE+19XUKY1Smy61jhtLVnL1ZjFIs3bPlpxnaZ0ywPp2TImDG\/hMc8+jTxBjN2k52wumVyb\/EJfJet99r\/vjdt7tWh2+SGHHXMCnFVJTWjxVZwW1qYIP2Lm2KfKIzNeFlz5C+j+z2pOn7pOTEKZ29ZfddbppkZ2y3zKi2OqN7KRZsmr+Ky4Y1cPQZ4GIsb5NkwO\/ZJGaoXcPSPZrTrbJPgP\/DlgA1af\/COt9ykuOmw8diLgIDvGqBXQ1yw1boDZuasTgNvwnAj79i35uRbxDf5bvWf+b6oKduu6x5x4xj0u\/BHfZs28nMSi6JxDjwPTuJ79BbDVuZtjnNdjlom\/eA38C\/hWsmoXZ1izY1HRCcAm5Jcz2G3u8g3X2LAb+Lv40bvf0+m1MIZSDpBwBj3yS2+A1ComVLM5yqZnRIxdL1lv3FzS9u9D5y3p\/veiw3SXJzjkllzJrm2cPTe3iaM03O7XACjlEYFlzBv4qbMgUIGtfclMk0TQfcb8Akzess4dJIQyZbahs0OWIG\/DL+JXBI3nXXYzlcPmrM4El20nIPAOszMEmSgc60TKk3IG1epky2be\/caQFdPgoO4S\/aezHPLHuIZ9kpD4Y5WY6YYUlSm1OcqmOMnHDPUidMnh0zn5SMHbKlD3od\/MHeb3m+ZilKx6lgA4bgZG+P++Av3\/+6fNfacgFui9NP\/s7J33GDf4V\/HacJZWryyAO2925jXJLMTq9LbBH2LD9DeMF9jCUxQsNIr7XnyOMq2SaA1LMs0pBl0BjwX92lcKCFKYTH5imc1ug+GBiWRmoMeBX\/MnGXA11Ox5tjHtu1G\/zvuJfYpYzP72Ld1sQ+c0pnCG7Tpbn7mCq19R33YFeH75qAHgDJgT\/Y6eDXH\/uG+w61sRd8DbtA7mJIDjdcOOB7nOpQdzfdFqOD6+uYrBvrJpCVXk8DPV1RgCbjA2Xzqa3xTz7mcssUwHGRZAyGtoi+ToG\/tbyugctUOY0CFPi6xbrGTY1rE7jsBX1AstO6z0XMmH7V5+JUf4\/csNof9Tl7W2kRrf3NGNiLCSzRNNdbvQ2Ka4KWhwDNLesfWl3Mdn3o7Dss58ChqFaPt7mWYbIKb0w0+qbDmGWPTPiVCWtXk2T8zNE7JDvB\/f\/kvHdcXNl993\/uvXN7m04VSKCyaqCKKAIBAoRE703S7ro8TnFJ4jhZJxsnfuw4cUlsJ67rJLurQu8IgVChSAKhsuodEL3D9Llz752587wGWZa83t3YifP6\/X7P71\/gNfd8P+fc4XzP+XzeEMf6SaQd8nIL8jJgDB4MMLjKy5v5RXhZbfIKYhgIhj5D4Ms2ATeRuAbSmvWK2gJZRDewI5J9QQsMKGRlvJhgMMqQl\/bzINSIAQSYcMkuSnb\/h6usvBVd9MSCn0F3cNuc17oguF13Q5ZFtzijXYCXiccLvMJjjGSAaNd2p0aYGcLnAnCt7GchYNihtmi8bpwHKEUoOGqAZF5DkpCGpr1coIdnFBWOe2HajsvkqNe8NKsghmXUzZokhx\/Gu6CF+fXgDthAEBrIwAjqMH+YdesRTuYsGyeYWRzDGI0IZsIWUBpeS2tE0q2zu12UrDdNLZmt8u0wu9bMPiWHPNOPhh+yIosxlhCQi+ym3AjsslqskHVBmHd47DrZo8wJotehEiSXyos6aErlpVF6jtHQRo6VKK+G9hChDGFnNcAGPyUhmsRhPxSZ09jQOeAQ3csus7JMe3iVQUB4jXUveII8xRBDUKqkAQYnK29n9YzLoHf5uTZaVK5V2BaPfmm1ZzOxlVsl+MH+w7MuFKY9epyX1FatqHjvylab1TXmWMRGbU4rtTwhzoFxcdQxiwlglplAFj1TaC9t1wmwnZ3FbhCiP6624RO0iZO\/CHbDv8BFyC3aYcRinXZAJofgNQmoZcEryi5Ydq52eiW7h3LQGExqKPQDzgs5SbNVdPIum+iWGbtnlBI97icWyO6wTczOTw8LwPbEIt9Hl4QR4HVaBBGTl62i5NItbTOtWl7nCl5OtGz22CcQi\/80ThGSZo5lwRaNm3KoPaTNYFT8E3ZxgNZQ5lArSckhiFGjnzWYFSfhBLBlHpuOFOxLrolEJcjJiNEhkIpdhF1aFeMNYyDMhaiDN8oagrNTgugxhoAzUDxuASrRBIU6aQFadsEOUeVye1S21U4GQe24imApC4cLai9lheQdJqciOCQnzSAQNkrRYDO8CZcIuxcacduJZZWX51BKDpBIFkTA49i4F5jxR5QdnlrVoyNYw3ykgNtCpYg9oB82YKZFzzw6LjjHOKfaYbKCvuvw7MK8wJoRJ21SgXs2G2rhJLVZfNcPp1aRXpVTA8hFv2VHGKJXGJVK4chADUTTgMdg4IfhjJchUYYVgQ5HCS9BaUWSYZOdvAVzrYkCC\/AOVFyDc26cxABDYzgh05LixUyKRPDBSriM2C4I9mXc5XRBogyWbLhstwt2SBLBnKQAi8Nh8grTsNXthu2eRXpEq2MVxLLKRROIawPrMiA8qSKD1CqVBkckPhzMwFmonubdqIVEvRp\/tSpQcEsIREgiMu9QIKMUgKxfQmHMzSwi8LBlEnNpYEjCYNQhuhwSsAuSShStiLQGZCHfRUkUYcU1DKKiXau8aSLlYWSPc8wleqbtIjzvtgmLMuKWPU+wGe88DXuMGK7wXCA9K1txC6uBpQiQggSqMFLlJ7NmDlpDe7RhjiALLOOQ0YMvkHNrl7bZvZhF9LhNZrcwJbg9FmJBo0BWzRxspueVpw6re5nzGBDczKGQTaOSdZiWsdCSbLYqrJQASuBrCOWgAZA4hHfSMzqrGsUpxotZN8zhiJ+EciZW4TTrJcwpOlgItWKyzsl5gtHVKKTS0hzgEMK62+Tn5UzwY5uHcLgmCA9vg5eX5rSC3gTclAA5J+ZEttFfUAm2IWxWvYguRkx6nJhNdOlW9h5GnKAJDyTwikZNQ24MM7qDCD8kzOaUHVZ4xvWggZjjAI4cQ4DIuYCgfkbBuAcJEhjZLdKSJGitIAz8XDUMAgL8ccoW5NWyQEfguJiYCPQ06lnPIhAzFzsGXLg0Ylu0Ic+6Ji1W3qGbW5IXn7mWHPCM2eGd00k7R1eBT6t2wbJBhhFa1gmw5DYZPF43K2Nul7K4RHlNsuj0Mj+ThggvJakYfwnoCCOtwjSkQofFAq3qbRjdYGfdsgR51XZcDER4JyNtlCCn4EBFj3dRcgpexSJZvUsukxMip2WZGMG9ytL0HCJ4BJXAcyrF66ezIyIOoQI+Z72GCvCMW0C9qIMjvSgpqXUwiSFaJ7bW\/gcUhOKQJgxEqR5As5jbPqSRPIpgXhIwYhbMynbcqbhoJ2TBFNgqe1RODIItmJN14TAlEy4Uo2Rjmkcvw0qeh5LQINCHFEIuBTjcKrPDa3I7sbu47Fl0K\/gYCUOYRKEIslpWa7wwTuEiT2klNUS6SSekBVeQLkimZUi2T817Jl1zKrN2gsVVbkATsKhhtqG0ZIBRDlxC9DCqFf1kUvR68CUGmnPDFivp1sCBM7AUDP4Z2Q27g2RIdsLSrERNO0fg64xThcKyW0LtpFdlwxXCgaiDjKRBCZBJMlzBpgNMiqBSg1KVFhZgyeRwu+bBEiYjTgrg4xo35gd2uxEv7dRpwd+owmA3OU86RqglyKHygGvSHA8xFK61qCE1r0I0QqBXw4FK1TbYjdgty5jogkzktMfEIB4X7vPs7VA2bwU7VYGQE5UlF+FERcVGAKvpoRW1GZ2iIpog1OwZlT2YE52U3b4dDkupJlCBhFA3Cxs8gCFQLYq7VSpI40ZITicrPMK4IFkvAjLUutoIvoJchgRM2UWFOQNdTqvLjiMmacEJlGXcKpkhC+vFnIwKI0gnrqAoBfpgDpY8yqQKqGYIlUiDEA+A6TUgDrkGeXlMLXKwlgISZZc8MjIvzzg49wLtkD12lUDJLovBAaFLTkyxLRPARppWOYKWSBKHEQwF1IYIMAP\/LeIRUBGZk+675lRT0rxKcngFBykSuGJHTXabMkaboXnBrVjpJe+83k5b1BRp0\/lBITyprGf9UT9ozXwi9BrtDxmcehFxKg4\/2TqHiR4zxYBUhIIxg0fjgiWt7PbOmmZYCUEZDHPyYDtyApKBRxIVQWAslKJDKZki3RCMush5WCZCwTEkA3IY3WqEsNEuFyogY17BLaOi4B5e79J6FP1N3gShpBMHiE2QcAmHvJxK5eYxL4wTMKrWgQ6kBwiKW+dS3ALic7YIiFt0ACdrcTspiOZQAIWiKsmIgQXkq0BWCV7YQSMQSgMX8tfApnhlh4c0KU7tLBBwD77d6s+CCNV3gKhall0ysC8g3Ky8DFtQOkRDBAGNH0hDMryE2onCQU5UEibdXsFOWGUZszlFWHYhDo8zGPLlA1gYJ\/SYn7QOTMN\/7MUVlkIlDmVcEBmswkhKVqYo2WXmINLFBYsHwXaRENapcMEP9nNAtiV5emTeQQgOm+y2mK3QPcsCLGhtyBINdqu+6bUiyxb7MDJh0BgcAZsdKofbHUSAcsXOLATKIjcdMI0rgFgMQkGEt5YRMcjKuCQ1BhK9xxi3R2th3ACbVmMgzvtDBlpE3ATkYQUKBW94v8o4UL8RGLEGYuDPvQcYkUBspAuBXMwq8Mx9h51ZdlkIu4ahRWIeh3AuGNG4Amc4F4w7aFm9jC7wLJBJC+IKwWmFmnAAiyQLsMfjB37uTmINITyBEjRCciaS4FyYC4yOOQlgdpmemSwz0BJmgxdwN0\/rA+ggDtxyf4dWmDlIFM0KKlqtsFljZz1aOwkJq\/Ggn4C3PU9Jy+MlhzKhWnZPOu2QZF8Ck5pRBuCsAd5sZiCdQAi8EmAVSJ1oVVPeYHMQSSs8YYFZwm+jl1evRVeHBOsgDWciVQQpUphMqhENr6JQSCFRgGkXApUA2q2mUBL10ATOKLRKQ3lxC0zb\/GUNjEkM4e8kl2xAdCGLNgkaipbVEiLqcE6HB5FBbh2Oe4JIAndiNkhBBciJL0NmnGBNakExoU5EQU2oQ7HhE9tlj52ZJ1BCIBB0ARnaYMZmvSbyjG1ZcFquTw2Jkt0771o2zbOTFOJ2WJfVlxlbgO90d5HEednq9JhoikYogldMZtFmFgkzDRnnUMTYrwxZb8JLBPgJ+Ay26HFMq52rPKtJBzesI8HnoX8mMJMGkCQW5lIJgsPtNPWDHCQVo70YG7bM7ljLixtIWg\/BGpaHCSvq0IirzOys6MKlnTZ\/hVkiHYy8Dwny6O2rgL9E0v74ahCC+2lXcU6WklbTeiKU5VAO2orD3DJmFi3IouIg5HB\/lz8bTAKDFqNpgDootSoABNq2PQxaxKVwq\/8SAUIIDRY2vTQvLtmQWdFkQuc8XqcTMDa7yzXmQCAT5rTa5h5Lk06rPE\/ShJvlaefCI5vNuyQ4rZRHIwBJzRlFrZd1ItKkQ3AuWp0O4xI+EmgBss2BSsyoS3F0fjA86JkT7LjodDgnPQsLotfByYQKm\/II6CLhZFSqJVxwmJQh18IcAjlYRbLQcxpMZdPKngV\/WK1bDaECI0LPSJxxuqyoafKhx4wJ6IzstFjVXrcNu8OOkSLiYBcxs1sIvG2UFJ4ClEsN+y8Qz3iJX9Z7VHZF0skqFPWQehWrGBkcCSRwKhRFCDALfZO8uaBx8Iqe4dUSafdEgVrkNvAwKhjRi6gc7FRcKGIWzWbFiTt1JspsBGq3yi3P7nDDoptyIMs2l4tzKl6XyaG4NCqVymj1G4YsxhHGqpPIadsE6et4ZQzHJQxyE4DCaY8KIgnUw6lIAiaADG+AYN4sSojDrb9Gw2ALBXYgjQCjrMy0BxJEFyoGeGnZS6tBpqofeOywhRYMgCYhDePv8EqSBHtoUYYli1VAMfAplQCcuNlOL5AebBW+8r2mmqJVtBuo7UarYyPYourzMghjVc2iMklgotOh91JOPa5Rg9fmF5BNJnl52auf0bvZca07wOaRnE7CsQym5BGVINjgJZdV5TCEoFpklJAxA+1gESVEC7ajI4pNtvmZp03tZCOpo+6rwjGv6gHLISG2UDpUCqDXKGuCQSryHgIwG+slWfWMHlAS5jXNibLohLwybaNwTDKNcYBcxjDcgapIO4KKgQhCOREUBTjyCwS2amyyzkpowWeRUARGxAhbKMK4tS5cZjyyk1KsmEUapRa9CwTCyepxDCjgT0neAbQu3CRRLgpcAT8iUZSFIdrq0fNLyvQiZ8dU\/qAajJKzyJJoEJ1OCy5I9CwvkxhlEyRIcFgwt4Zg\/QUc5UkE4nivoF5WYaALJJNLUxvX6SizamY2FHwe+j7pcltxkyzZTR4LCnSOAIci44JCmSlRlBi7Z1nlJCAMU0miR2\/TAYkIhbUYYCQWwyQYB5Pg2yTlkRjACMA6r4NYYAMfkPMYal7C3E7OC0mMR2EIwNuA3oXqwNfBHVyFCBonBLMEblXbyIewhM8SXkvIA8rDOdQeWuRhwr16xbmOPJwTRXHKIZuxJUVw2mGbbGNsrFvkVbxGRaxZ5e8gcZWX8oM5nqchwkG5IHuIS\/HaBES0YuALACXnFMgpumlBG8CBY4ge8mqIUBGXzS5FESVIZXG7ISuMEjIFh4HPonthq8cWalma8zPZLFqby7rKKT7tU4Yc52gHtqhHtU6GYrSBcaRCThJiKPDrRxmnEQqUjaSOp7BQV4DVxYMHyEXIbMUWZIf9Fm7CFVwFqxkW4kUKZYC\/qNMDBdkCSZTCS143hSIKJ8Fe3knKVlFWzG4POeJc1j\/lZM1GwOnAaugxTHg20xim4mnqgWZyw9B6WYKF0AnCBFlVsmwn7RZJNbcWqBEjvbC0CJldTsTqdM54h+YmCSsP3MPOWTBn0Y\/YXDbcqUUxG+fCdCxN6TkOe81tDNcLXNDGAMboYQmVYZI2Aw58CcmkSW4OlccXTdzovMM7r\/eoKci4mV7wd6xiwL\/DJRRDKwxBuHkRtjswl9tplzAbCfzA55WvyA5sSnEbVKTMjhIw78GvO83LHjP5IERHeox3EfOap+GkhsSinFoRCgJvQ2rVbaNsNcvL160mYHHZpRG7zTtOSzS0ygapjAAjSIXCJAIJ9oSKKEIaeFJLxO4AGfBZ2GNkOYSnKP0iu0X2t4Y8inbvEVDAmYjFoHnYRLsxGHvGOPeqVFbykW3xkqtfWF6weARcRsY8k5jLKQmw5DI6CKfaoZFZq0rQ2QIVo4NZDHRsHwLOQAwH3fD3YVTl5TCdy+qG4Fls5SeeAGERcRIyRG0F3fB9rx0fIdyYy+2Zdgleu8XrmnO6XEOW0WEPsMsi9MwsecVpYWFyUjI7lLsUpOYwhcPVWj+MwXHOwBA0rF27OUAOojhWE75GB3gXA+nkkFWgExqDwXfAtw+CdKCWGJT0kDgUZNnG+MNahXOiGCqFotQIO2LxyLxllUVROtfeW+1226D5wC2gE7JDjwCYc4H1zeubl0doBzHKCqTZI9Ai4eXtBLEGqJEgESU1QBeihkQ\/JUAIMpG2CKeR1\/EyhZMcwrmDBFxaI6KCKCB22Yx1gg6wBbwHziGXBrzT1mVgFyVgxV2uZUFSTWhmgBUXaYA4jXZU0FhhO41D9FYCpfwpilnLuP14TGBQxo16OZfGxi3zy1Y7DKk9qEue8ptNAhoGyCAHUUgUk1QCcNsl0ikistfMKFqOApPgLvIYTMwBk3930JyWWdThO5kIzUr+2tsrLMHuDZieZjjE5Qf7XCpoCMlYqWf00NwCoMCc9w3YQdi9XrNDgmwBGIopKozhQBHyZYhY1s\/yVlIl4yoUIl2RgixSTo9ocXgIkI30QBJlg5yPURfhoTF0TQj4CfJVCOUB46JF2M0KkMyoMAV1yx6VLIuwQEkuyeOB3Uukil4UHNwChFII7iRRIBIE66BAIfJDSJFVXqcgQcwyh2KU3U+SCJCK\/BuEK4TAMBDi0Atu1yIGHoIIGVZbvGARxQjvNpAG\/hBml0lZmoEFPzNhYWTdPA74WYwNohDexCmoCvfybhjoVZCKwmAVYdfAVKCBUVAZYlDYS1oUCyxSzzDJ43U4RIURaBcik\/PMyBN5HLVJLh24JrdLL1MsvrQHPE8O0zP0wquJj1ktBWD3F+RXXafPfagYCHF\/DfW5HH2OR5vMg1vuw7Sow4M+emevsEbwgfubrIB+cn9g2BK6ytdHuFSrwFbPCfZF3yGqvdyrncfkwif3KwRIVTj2Zc8k0iObSHBSMbG\/nvNHVBhoVhDObfexAJxAtqnAacVqIRVI5VRQ0KGs+uW9ioNFwX2FY323Kr7blTBgUeaQX79vExT3K\/dttLTN6btvw4CaZOCPvnMb1\/wELCl76P9neocPdVmLYOp5l7UG6B1+yv87u6wP9747vV8kgetFVuzDve+He2MK7PaeIV+k61CEWOdz5lpsBDjqjSJl\/NU8me9n75CvZs7IUAyUeb\/GuIGvl5ZJsxEFX\/DmMM97aYteB97yvk385+kzF4yBb3q\/RVmdL5J9JHjLG8G8mir0pQw14F+8o7QvefhJyUQMnPVaSNH1IrWHgz7vduplpk8ykqDSK9CvJh4tvBOJA3Pev6ZG0VcTiL97qvJ3zzyKyEYQDAbJ\/35iMErzPC\/4PIHIAj\/AUb+ZUnyeXgwA3\/WmEL9dzu9lLvA1sA5Ekb990vLFPnbt6oDVv7l\/fZ7b\/K\/s9EnwNijFZNPLHn\/RIwk4uAri5ef\/NxDGq7J4SfABaCZ9HQVNvuwwPtwnYGAZfIt8scdfpXzyHh8FKPS3pEkKWPL1MCHgz6C\/In3dglX5bfsM2hnsedFn4OAL0Kjk8\/ERXgQBapkjwWchRfRIKy4+QtH6PH1eayj4J6hQ8mhVMFDLmk9KcCE2MP+bKTAvQ4K\/gN4lnKZfPwchwNegxza353lmXWadhMuCgX+HPrApEiF5SQ+qKCiohZpswOlLrrsIFeiE\/skGCQjpBsFgAOoXf3d\/oc+VSICnkEV8kep4nvEgwBXoLdIkvDwDuGdBgR5eFH3pEF9KBAN62C2+yIcIagbUwX9P\/fr+\/MWuHQeD8CnYZZXh53tYOpICV+En0IvTZ8mjTKgg33k0ATxwFPSy61f8VeEUiEY6wYe7foxaC2ZgFf3f70B8fQwOMpBu8MIR6nOH8uDLSALt5j6uMxF5AhxHcPlVYoMTx8ADZIvsIzo8Zzt8MqFjFXAi\/y4v2\/4r5JNly0dRQvRAQGLoYf0nZ4lGmUWwSNDAoHrL+\/Jc9\/k5iO+sFwOlKgW8OCtx+vw3KsYuLj6nIPiICE7TRvBj1SXvy3ORab3ndzgX+bhzFgw0qtS25\/wFH4kBA09VN0UfrQaTCULmcDCtekd8zrd5zrr5TWqBGqxBy0Qf92U5+uOoML\/tuQwB9qE66VWah2Qzgl1oofW3TWHZvQT4X+g\/uF7SP4Q1di0Kvo2qOV+y05fw\/HBSqx7+IrrkWgT8\/yW0I1E132uzWz0O\/LfgjpAu6Ne4I3aR\/d24I7SksTwnjyhXFNcy4V56QR1R7G6TZVlYXLbMAlH1PEFkYe2oQPhSRPQ2JvAjUkSCR+Xz7rs1iOp5LsCyWkZfpAoU96zHSsz6v8wzuA0Wv99MVPg8t\/9Vv77d8MJz\/8JJ\/9wn\/z+brZmdfzWj5PD+PvgB0LQvRY+N\/e4Z+jXeYPfHpWk+yqH\/0akXtZWWXyRUnJYP51MI20elTlSoL1niRX0pEVkBdv4BZGMWDfPM1O8nP+bxuuysHPjko9Jjm2aD7b8b++bDhLbfB5PGL\/I\/J9KsCf390mjsB2wH\/mcYcj6alUH4KDrV70q4QsE59IHg41SpwmSeAKdRUpJhpZuZxCGIUiIcYUmgA40XX2WA\/T4JZKSEiR9mkKk6yPYPM8h4cBnd6Po44paPxoWBTjSaRtpf5J0p0IR2ul5llD2nljHgR+hPna9yxF7SxTAwgg7QLxLUrtIPs+VIMIMW06+mrn0p7E\/mexmAHf2eIBK\/DafMifuBb6F\/q\/pwwvqT0thGgGHvuD6OXge1glb82qucOxxosEXnC0qbj9jWjSBYBfH\/R2YA7BIFUXrpC\/04f+dLn6gWJhb+5+5OF4c+zsfq8xJ\/tHt4JujjboVe9RJ\/smf3w77K\/64b9IUn8qN9cJD9jmYxyOKd5V64wOfcrl+5xiMifb5rM\/LbuLZtTz\/uBiTEs37io+4mVqEvT\/wXyBtBL878X9JafDdGDzb5zs8F3sQCCt\/IhEMaet2Ut230+sjUrI8f85IH8yqz9LfLUTwQBPmjMuZLl38zX\/7r2bVgjwbZyoX4BUIvUw4GV+wHvtQJ4l5PPc8yoeBFBkr5YOIUtrySKXoGBGphw83nOZ3nWSDax15x6mUSeZ53C+BfzYdp4d\/2ruXXEwWflFH45FuSD9\/OMOpAYq2BVwiUEvHf2Xflux\/e9f5Lioz87LkH0Q7J1Ie5EaiEjj33JL7w4fk8aIvkK+6s5x4yJ3C84iIzOsCKi8y+jD93kRmWaRl3+DxbjM2\/\/8MuLPgjvQa21Rb9J3kNSHPAqM9rMHvblxOd9X68y+mjfFQvnVIfnSpltzx3aL105n2c+8CE\/cqtt+KgBDofL2S154WTMAh\/6Rb0cXY++g74P\/Oj\/nZsDNzw8bwe0oZz\/9\/j9XyYWYsDLfYZ4QVr1sed\/SjqBwrWYl8SnhNo5XUECMC+4XrJuPURb0kQgkW6XMRL2qrziFONgRAsivCxZGCNLckla0Es9gXIkvzxnBMfB0UMYEA65oHEDb9JJZF3MiAD8yLuux6Pe+45V+YFZ8Yj0mATdhN\/lWjzgnKjAzHYLvE57VQZRh68yjvlg18lom4HX8MqJfcb8rrfK+n0FZYq+Lz3818E38LGPf+30VNecmE+F\/QZ\/Gy4NS86IvUp03jl3uagN9hWYjhrc2KWeU3LvYuWwDexC+sdudGbkh+RTVcebQz8Jtr3mit7z4aEB1jL4FMk4DKS7onom+7vRCaSw+Ld\/tuFfXGFS7rWnv563ULWef8vIgfdW3sn+ztUl9Y8Tfy6\/1H4kLT5wtjlduxeUkjc1\/2NxNVrzdRk4u49uc7Ani\/4fwa\/eqOFmU6M2pVj9+\/Z7f8t4tpgEzmRtCs6Twju3uX\/p57MpdDWu5dPaUeztsQ99NtP3L7URE0k7orOcwZ3X\/U7h4Wcedx1Fho7sP5AivenfhFwlrj53MilNvxe8pq93\/arJx6dP4V0B40l7YzJF77hF4aHdj4+0wWeHViXngbS\/SahbNems0OXWon7KWHxcX5\/j6\/pfNLZCUYOrDt4AIr105IjHZ2emxHPknbEFrhIPzbOv7L3fI1huiwhtXTeZjwEZ4ubzw1fbMHv7Q+LXzaG42s6HnV2gJH09QfTwXHjPm+uZW3b3YtN3NOMzQnFxveI9R1P29uVx+nhGYeQDCPszbOEt97pa+SHMrcmhBi\/jvif\/uD8aXzm0PaUgyJujCfWn37Sfkp5fHBdZgbsNjBYaPu9zlPws0ObD2YoFsOAkm8Ob7nV16geyopIGDDsRvzbb5xvx2cydqQcEjsMw\/i604\/a27xPDq3PzISqDe1oaPvdzjZkNGPLwUzPfxjivAWWta23+xr4p1kR+\/7GsM1TsBjScK2vXj+Wvyvhs4a\/w9e1P2xvBU8yXsvMBp8yDGLhp+6fboWGMjZlZHkrDHpszam7Ha3wSOaWQ1nKIUOdt8C6ru12bz33JDNin8FwHPY7de18GzGbuSsl08UY8tyFc8F1V\/rqjROFexKAQYLCO2719D1sI+cyovY79AZQaFvfdqe3nn2csXVfjT7cXTQbVNvfV+c3WRSTcELfCRUIGzsf9HZZ2qi5zHf1b4NC+4ZTd3rrmMeHtib+sT7NU7QQWj\/YW6sfK4jaV65\/1100v6puoK\/WOF4YvS9D\/1dQobCx415vHTmRsT0pXT8Cihwb2u\/01tGPDm1NNOi+crMvgi3MWB9\/x9rQ\/pTTfVYpXV7TMNhTrRnJi0qyaxeizDnJMfnzfOuFK42GM9obSqkprHGwp1rt+3279ms3eyPYooz1Cbet9aeentK+vlASlNA3U10z3RfvX1qr3aWULq9uuNJTpX2Wvyfpz7RPdYtVlVNd8bry8uC0vs9pz+1ZzE3aW7ioa+6+XKf\/tHa7t9Qc1nS1u4ofzt2dVKD9h5s9kUxR5vp9t211bU+ytX+hX6qsnOjcq60oDzlwMU0bsWc5JzmuYEHTcmGg3sBq\/8VbZglvvtpdxQ3l7E4ya35wszuSKc7akHjbVtf65KHGqp2vqZw9l2AoLQ9I6b2peUZHtY\/UVwtXD60pLCEbNQFsdMdYfY1jID2ksISu0bzhLbOENQ2ujCcq6ReaNja2c6K+xt5\/ILiwmPme5mc3L0Qyxdkbkm\/Zaluf\/L0mk4s7M1lfY7ucFlRYzH1V8w1696mh+irX1YzwwlLii5oJbu\/Z6YZa66WUgIJi\/o80nslyVWTL\/cYq9+3sTQWlmvvTZfTO9if11Y4bB9cVFWn+ko8\/N9NQa7m437+gSJ2jAbutmft35s6w7ec\/aArI1vzJTCm7q2Oortp2PX1tcYbm9p75vKT44kVDU\/elWv1BTREb0zFWX23v99XDpGnqdIvVVT79y8qC0vr2ayK95eawxivdleqR3D3JsZq92GtNN1sq4Yd523LLlJ2ad5Vy0+qG\/u5KzbP8mOSdmvfQDY03WiuRR3k7cso8WzQHffMXV7Sga+7urzOs17x\/81wkXZKzYf8te23L4zDNRnp329P6StfVzLWFZcQaDa+UL4XWXe6u1I0WxiYHa2q187VVc+f2GUrK\/Pf3spqayTJka8u9pirPnezN+YzmbzzlCyG1F7sr9eNFe5NozaWopZzk2MJ5bcuFK3VGlSYeWd10paOaeJa351Cpy6lecJfPB9f0dp80ThQnJNnUNXBo00BnNTmaF32wRFhW1\/AJPj3Nffv9C4rVY2o\/OKS5v6uaGsuLOVDiHFZ\/D9vUeLP5JHQ\/b1teuXdYXeaumA2q6uk56TdVui\/pqfrfdjoO7o\/InqI7z99tDXqovq5bqqqaOhOvLSsLTuu7q45RJ1yYa6g19SYF5JWob6tL0Q2N11srVY\/zd+aUu2+o\/wEKbu4\/W0NP5MamlTiuqG9Ru1qf1J8Ur2WtKyrHT6m37HSm79+aNUmdOX+vLahV\/aPomfzExNIl\/8ae3mpdi7psshTe0nyvqVq5m7Mlv1H9r0hY4+DpKnw4PyqjTGxU39Iu1FbPnkvQl5T5p\/QeUx\/36RVTOKdb0evf1PJO26H923KmmI7zt1sCf6ymo+fyEhNKFo1NPRdr9N9R97kr5oKqe7pPGidL9iX9b\/VX8C2Nt5tOgLt5EfkV4G31FTauY6yuynY5PaSojH1bnYxtbPyg+QT8IH97boXylvrvfetvb\/GCobn7co3hK+oa9LXGGy0nkYf5O3IqPH+s\/px634XZFX0WD\/nn\/4E6Fwpuvnyu2qdHaonjM2odvbv1Sd0J19WsdUUVxKfVf61a13jt1En0Sf7urHK5UP3+ZAmypeV+U43nbvamvHz1JRDUfOl8DTOZG5dSYs9Rr9rpSN+\/xaffhfutQQfVyUz0qeG6k86BjLCiCuqgugAJa7xyupIYzt+TUeZKVNu1i7XVs2cTdCWlASm9MepHTEz7SN1JR\/+hNUXldLT6bT7h7HR9tbkvJaCwRP2aunWH88D+zZmTVNeFB23BYepePKLxduNx7+28iILDUIj6Fyv6dXf71ktiUoiaVCecn2moMfUm+xeUaELUP8A2N95sPgHdy9+ed9i7Sv23uuXq6umueG1ZaVBan14NuLjOsbpK26UDPn216k+hrzVcbz2hepi\/M6fCzanf\/KW+xhV9SfUN1fqGa20n0Mf5u7IrZIX\/Ibf3zERdlfViWnBRGafwhXTUip6DWeuKDxMSXzhZAm9uud9cq9zP3pwn8r0TJWBT892WWvAgZ0uuk4+YKFFea7rTWgs\/zI3IsfBVSHjjYPtJfCh\/T2a5aOHn6T1tQ3UnhCuZ4cUVpJlfG7n5g+GeNsuD7e6YwFQzPxa1kJsUWzyvb+keqDUu8D8EIS2\/mh\/bDL+aj++arK+y9KUGFZbxE7zRNx8dvvmIPlTuGuF\/FGnqvDx7YxeRtTdg57UnPA3KbWHNVy5UsiPZe5Jv8z\/WWyprxjv28hWlIekXL\/EndzgOJP9qPnr4P8e3Nt5qPA7u5EcWHAEX+GFsS8PNpuPQ3fxt+Ue87XwrurHhRstx5EHBztzDnhb+z90Vs4FVz+crKamJf0+3XF0z3RWvWZmPE3zCnrncxLjieWNzT3+N4Rg\/FLHpxlB3m\/XhjvCkLO7f+X07nKnJGzMnqLPdj04Fv8NPg1W+9cxM5Malltrf4efGiz0bmu601SGPciOyf8b\/+TYxMSksBU56ivV0j\/yQb4ycOXdhcRD6YCeRGRfwXf4PkPDGK6dX9M6ocH2L742aX9HTsKLnl\/khb7l1TfPAhUruWU508pf4oG3SvsQ1Mfe8Z03XekY\/y0frlmtqZs7Ga0tLAlP73uRbnusVx1WUhKZfepMf3OZKSlqbPo539wx3hhzlL+CRjbcbjnlv50cUHIUq+B9hWxo+aDoG3S3Ynn\/EW8D\/KGLj9afdbbaHO9cmZbEZ\/KciN94c6elEHseYd4ftO8DHQiFNl89W0WN5cWll9jS+P3LjbaF\/9Gq\/8yI3tWs\/n+0+PBtQdaH7hP90aVJSAl85XuRe33TnVL3qcW5EViy\/a4cjNelX+u3gu5B1DYPtJ\/CnBXsyD4ur+GNR8zmJMcVzhpaeK7XGVXwkWNMycKHFVs1O5u7d788P3uzYTpXnb0y\/6axqfMTwDd5yy+qmfp8+uTHJKF8c8TQtPDpDtf4ic2HoCsRf3uZKSgxPHye6Jz+4fN\/LbYxayE6MLprTt\/YM1vnJHE5sa7zd8L5yKz+i8Cjs4sp0pprama54zYqeTi4T2+zTB75XsCP\/qGLhutBNDdebjyH3C3bmHfVYuDb34blAX72+9ZS8zL21ZzZv396SBb\/m3ss1hnluI7qx4VrLMdXDgl25R9xj3M9VGxquth5HHxXszj4iP+I27bCv6EGf63l0Kvg2546ay02MXVl\/AzXGm5zRWfqIfLdloOo155s5MVe4gO3O5MR1B8fJ7sHrZ42XuIVI+sz1\/l7Onr4zNsHayb0f8TQ1PDrduq5r6EoH18HxkU9Swvek29adHR7sYNu5tyMnUsL2pNvWnxsZ7GQbuc\/BYY0DnSfI4fyYgxXOOu7WzdPbyfKCjQdvOqsaHtVxddvYjhuXezjbwZ1xidYT3N95yy2hTZcvVPKjubHJ\/8HpPRXzK99\/xqmSxOR\/555Baxr7z5yknuXHplc43+H+boctLXFT1iRztudhW\/BPuWxie+Od+veVm\/kRRa\/DP+VY33zsKZrVt\/ZcrfP7IYdhm+tvNL0P3\/Ppq3yfaxkvcK9rvtveqHqSszXzn7kvbudP37h0gRuNcuxPXP897i2duaZuuiteXVIcmHrxu9xfoJvqrzcfU90v2JV71P1drhQKbbrcVUmP5sUeKHd8g5tRvVZ\/rfUY+rBgd85R+RvcP7kPz62sV7\/p0uTkb3CTeltl3XhHHFteHJp+6Wtcxq327URFwaZDN4XKhgd\/zf21UrG8qr7vwknteEF88l9xZaoN9VfbjmGPCqKyj0hvce\/sXsxK3F04q2\/ruV7v\/xZ3D4Q0XT5XyYzlxaWW2f+cuxSp77rW38PZ03fF7rN+ibuOrG8YPHUcf1ywJ+uI+Edc8cp8HbStP+ebrz\/ghqNmc\/fFFs\/7tfQO1Bo\/y0k6S3Xd1Jm9fGlxcNrFz3CCp2IpuLb3wkndRFFC8qe5fLCq+dL5KnY8Ny6lzPZpLglZ23Cl\/TjxtCA687CrjNu4eykzcVfBjO5Uz42GgCKuAw5vGOg4QQ4VRB86LGRwX\/ZULATV9HSfNEwWJyYncG\/rrVV1E51xbFlRyIFLe7nU7Xz7jUvnOUvGzvhk616uwFtuDm28dKGSH8uLS47mvvLL+WbPzgxevrWH+\/J4nry2+e7pJvRpztaMzVwfurn+evP7yL3CnXmvezZwd5UKU0jDxQsnNeP5e5NDuEsRT9PWRR+yrjvzdKCdW8Vtj3ySujb6kG392adXTrNB3O49M7n74krm\/Zt7+2sMAVzuruVDidvzpjWne281BfpzD6io5oe174uDOa+VvI7ruEDVhvpB3\/wURmUflXgu79aplfnMuOk62fAA5v5lu7r9+sVznDlzZ\/x+q8yuBSHNly6s6Le\/zCqyMztNBxMjc6fUHb13mgNd7OAOS9q+zVmTXNfglQ6Di73pqVgMqu25cFI\/WbQv2cZqdy9m7tvp07f3RkPADFv54n3hxnLjkp+xV2+1bccOF2zOvCmeaLh\/j63ctZSxb0f+tLa992ZjwE323YinB9bHZFjXnXk8cIobYD9H7mq8V\/ue+3reluI3VD2sQO5uul\/7nnQtd1PJG9h5tlqpMPnWY6VmoiA+uZ39A9Vr9Vdb38ceFkblHJVaWcOemdyEFb36+muMTewfbVefun7xLGfK3JWQYj3JvqZULAXX+dbPZOG+5GPsyR26thu9XdxS9s59qdafse9HzeYkxBTP+bX0Xak1fo+t\/lW9U0WJyd9lI3Zo2673dnHLWb6\/\/0dWGcuRwlrudbZiwzlbDv4je4aJPfW05n1Hf+bakqP037EzEU\/S1sdk\/rK+v2EjouayE\/YUzRlb+67W+b3F7mfj2odqjtkvZ4SXHGXeYj+\/U9\/6Qc8ZbiE7dlfGwpfZju2atmt9vuft2pdq\/VN2vadiPrD6QvdJw3RJUvKX2Ju3WrdjRwq2ZN0UT9Tf\/zRr36FvvdFzhlvM3pl4wPom2717PishqnDW2NZ3rd6\/nE3erj7l+zxT1u6EVGsWu8mnX9uKftlHpUz27R261uu9Z3x6JKZZU9i83QuZCbsKZgyn+m40+MezabdbtqFHCrZm35SP19\/byfaPZYtrWu6dacNHsrekb2MjIscPrI\/JtK0\/83igjd3Epo9lC6ubpfabF9qIZzkb2JldCxkJO\/Nn9O19HzQGrGK\/76uv9wy\/nLV7X5qFZd9i49qHfXocCi85ylLs13YtHkrYnjetO331UqueYC\/cbt6GHC2IyLnlPtZwF2EhT8V8gE8P40xJcjLCBm5Xt13tO8ObsqIS0iwQe4vY2XCn7l3PjfytxW8ibuYf0S3115vfQ+4V7sp7w+Nk8nfoWq\/1dPKLObsS0y1OxqvaVH+t5T30fuHu3NdlO0PuMjbf6D7NzeXuSDpoXWb+QrVxZb09KNyd87o0zXzdXTHrX3W++6TfbOn+pGcMFfnkwGsxWdZ1Zx71t3J3mV13mrbBrxdE5t7yHGu4c5fZJlY807x\/uu\/katPRQwk3mNVjddrJQzHRRUvB7f1XOpjW0TrdVGZsTNFiUNvlgfeZ+ud62C6t6PE+s3+0Vj+dFRdTvBDYemngPUbGt9ffqn9X+aAgsuhN+N+Z96YzyI1nR9pOCw9TwrLfYTTkzoa7te+6r\/vqV73D3Ea31l9veg+5W7gz\/w3Pj5h\/W3nf3pWv5W0peRP9VyYvMqTz5uWLw2d4a0b03m8z\/2unsfl6dzs\/n7sr+ZDlL5nX3RWzflXnuk\/6zZXuT\/oT5hId3fKo5j1hIHtD6Rvkp5ksJqb1cc17zv6s9aVvUG8wu39Zf94tz\/v1d0qZX0TypwYudvKWzOj4A5Yi5h4T2\/Zk5X1ZV\/o6ncaUrbwP79svZ6wteZ2JY049r897s2Bb0ZtQLLNutNYwnb3XV3\/LxYEY5n0ssv6Dhneh24U7Ct70bmP27jQ2Xbtwip\/L252cYXmNqbvTGAm9UbAt\/5byfsPttcxnqKim+zXvSldzN5W8iQcxS9Se5gc174qDORtL3yQCmMs7DM1XL5zi5\/OikjMsGuYrdHTLw5r3hCs5r5W+QRJMvLti1lh1rrvSf64sJUmhv7JSTwdvyYyJT7fcpfHRWsNMdnxs8UJAS9\/AB\/SbI9UBcwVJsaUzxvoL\/T10d6S6baDvNG\/Oikk4aDlLFz2tWm2qOBBX9kxzsrO\/iV4arg6cL0yOK50y1J3v\/w9647Mav9m8fbElc36NPf0\/p4Pd5TPGqrM9lf7zZSlJP6Ejh6pClsrS4srGtJVnLv+YHnpStcZ8+GBs2Yj6REf\/t+iS0Vr9TFZ8TPFCQOvFgS\/SquHq4MWSlLiyCX312cufpUd0jvrW6fOxdFFO0P7Ln6HfiVS39fe186bs2IRDlmL6mlg+pjne0VcZYjpycF8u\/fazGqPvP3TJnF9TT\/9eOki37\/JMc81Cb6x\/bokxmj7pe15mfEzxYkDbxYHtdLVUPqk9caa3Mnip4kBiJJ0tlo+qj53uq1xtPnowYRPtlstnDFVne6r8F8pSksLpK0+qwsyHD8aVjfAnTvfT9FapfFxzvLO3ctXy4fR9BP11uXxaX9nVUxW4WJ6aiNF\/Hqlpu9x3yjfefRkWhL7xrNY4m7MvtmTer7m3H6FNbNzpoZr3bZcPhpe8zkpU3pOqcMuRQ7Flw9zx9v4pqkUsH1Mf7+irCvXVd5eK0SX46pnvW6nnNvWPo7X6WZ9+i\/6tfQM3qcePq9Zaj2bElg2xx07191D\/JJVN+OqrCl6uOLDvNBXKxp56UvO+vT9jXenrTDWVE6lpvdzXxi9nx+3LtLxDtTyrNc79cnw9\/d+hxiJMWXEJaVSBdW377Uv\/QE3eq93qfjN\/V\/Fd1buN1\/+eujtap5vNjI8pWvJv6xv4Y6pIl9DvG9\/FmICcEuNhauBx1Vrb0cxfjqeU6jSINadGz+7BSzJXpw7mUT26hIGZltr5i9H+2cXGbAqM1hrmsvfFFi8YW3r6M6i8l+MteZ05QBXcr9kiv5m\/u+Qu+m7jtVTKtd2vsf98Ez9XELs\/1xJDrRqr085mrIzn1MWBPdRr+vjB2da6ubOrLsSQhZHU+YjZrN3xceEFlrXtty5uoTK5uI6hmmPWy+nhJUe5EOr0aJ1uLjMhpmjRr61vQE9teVIVbj2S4ZuPY+39KPXlSG3Lpd4Wfilnb2K2BaayR+v0c1n7YooXjK29A3byqkGqPT16LgoryVidOjhLopHaVt\/fL+fs3ZdtGSb\/w1+pPP2ocztUfmjjwQ+ekH98rzbC82bBruI7yLsNNx6TN\/08VaefnNmJlB1af+DGXfLnEeOZ2+ILLWtP3bxYx98mM3+t\/ttkkq++trq5S1Fsfm7AFXKPUao5\/ezsbrTk0JrUq73kuUhd86WeZvVi7t6kHPM5kh9vUM8eiIsuMPt3XrpylvySQaw7PX4+Cis+FJoy2EH+fLROP79Sv7Gtd6COfBIAKjvvdUR4yw9uOXS7hoz1V6o6Hp\/ZAZcdei39gxNkdqSu5VJvs9qnR475GFk\/1qCZO7g3utDkd\/rilV+Qj39tvbxDbh+tM8xn74sp8s3vwA\/Jrvs1W6Q386JK7vnq+QbpZxDrOyYu7MGLDoXsH\/xLcn8g5Hv+VqU8fevBO18h\/yJiKHN7fJElvO2Dvjr+j0k6YjhrR0KxObz1Rl8t\/xkyzSjXdjw7txstPrgm5epR8qeR+uaLPU0r9eeaS8hKLrZzqPa4tf9AePERPodc96Bms+h7\/n3s3aarh8gBsWScP9F5sSbEfDg94QAZwseeGa49bulPCys+wieTGyN1Lc8\/Lz4x1xxNthjdtZ0j53apSg6Gp1zbQRpG6wwL2YkxRQu+E4N15L1fq38deS4ipO1K3\/mnPsXi9+nIhmd1xsWclROb5gv9HKkOQiq77nRs9pSnRR68z5I\/eFC9SXwzd0\/pffzdpqs0ObN1OHunr96W6701aooM8nPXdA6f24mUpK9NvY6S\/aP1uoXMfTGFS4a23gEv8fbWkZxd+0rMYc3XemvUMvFnK3o0qhfy4pPyzDYi5Vmt32JecmzxnL7pQr+V4LaO5O5OLDGFNV3tqdbMEm+M1usXshJjihYNrT0DU0Tir62\/SeK9LSP5UYmlpjWNg93VmmeEKlL\/K33yzEPEN\/w8NWeGzu6AS9LXpd54TPzpWIN2\/mB8dMGy4XTflXMEN9agXchIiC5cMrT3XjlLuB5Xh9uO+L4vmGOn+msJNgipOnunc7OnLDUy\/X4NscHPU9vlq7f4wNqUG\/9B1I7W6xZ99S7q23oGfkF8JXzhcEpy2bThxLkLVYE\/JbIiDb+qN9\/8A6J9rFGzkB4fnW8ydFy88j0CGakNXC5MjSuZ1tSd7f8OEd6X0j134uTkuUS\/IxXB3yHuDtWsMpcciCudUFefufyPxMZndX5LK3rpGs\/3\/y3x9hbfvYrvzuZKd5X2K8Sf8DFdw3UnzAOpYUWH1V8imC3PCqKTypbX1A9cqNJ+kYgOVlWdv9m5QS5N2Z7+6I+Id\/pSu+ePn5w8m2g8UrHqc8RPh2uCTEVpcSVTmtqu\/k8TJeNN\/ELa3j15FsOZS4NHiV9sHi2MSS5bWl03cKFSV0p8O2yxIjWpdFp\/8mx3VWAxYRlt0C1m7IspWNKf6r1SRJgfVG90+dbPA\/zd5sEs4kb4\/OGU\/WXTxhPnLlQGpBN0EFJ97u6ZTZ7SlIgD99OJmcfVa+1HMmNLV\/RPJ1xjTeqFA\/F78s2GzouDqcR6sWiUO9F5qS7Uejg9fj9RPFIbsFyQEls8o6k\/259MbBquCTYXH4grmVTXnLmcRNwJUlWfv33mNXdpyrb0h1HEj4MdeWlRGcNEvflM17X1xP5NYyV795cvhlZfOn9SH0yse66fZSAtvOgwH0z8ZLyZX0iNi8qzGLouDQYR5385HyUTfHXn5UBiX19q95xPvyTjkYpgDXFz43jp3pSKhZCqi+dOGljiZ3zM2eG6k+aBlLCiCjVMHHhSHb5S3zBz\/FQ\/IP63WDTGnTxzqT7EWnEg3ouvXzt3OGV\/+YzxxLnzJwNkvGzjeFn8yuf1nTtpEPC3No8WxSaXL62u7b9QqbPiByb3D3PN1+6eC7fk7t46iT8da1IvHojfk2fSd14cHMWnHtSs6F+yov9DPH6kLsBUkBpbPO3T6wE+N5EyzDVdvXMu3JobFfEAvzeea9WffXb5yu1z4bb82\/hnuejOp7UnrFcOrC0+wt3Av76iX94U3dx1rSmoC\/\/qeEewORNP3Lsn16Lv6sK\/O5EyzDYN3vbdukdFdOL\/NpkyzDdfvXs23JKze2s7\/v7FA90Lx06Mn0nUv14R0oT\/zdq5IykpFTN+x3311uNVQ7WrLKXpcSXjfHVn\/wn8m2uWKtISS6d0vj1N0H\/gweNtxsW0+D15Zv2Zi4M\/wPdsHC9LSDm8sKqy99wJw\/fxqCc1r+j7fbxw82hx3P6KpdW1l8+f1H0Djx2qCbGWpceVjHFVHf1\/h2vXLJX7Pl9b2dVbFfQ3uGUy9eV4t\/wh\/gNuT+fTuhPWwQNriw5zn8a\/EGxfqZ9p7rrWGPQp\/PWxJu3SwYTovGXd6d4rR\/D3plKH1S1X750NN2fv3lyOX39aE2otOxhXMsZWdvTn4pfFgnGu8uylhlXW8tT4LDxj+mIYmZG2ce+IcLrr4SH8R09qwuyHM2JLRpgT7f2p+LnhuiBzUVps8RRf19WfiodNpA2zDQO3usJtBdGRyXja1Mp473WFW3KitiTixPjBCaa+\/2ZXuL0wdnsc\/u1f6hOyos82vFAdfX6koco0mLymoEyzDX\/9ac1qW\/mh2JJR9uTp\/o140sOaja43cvaUPMTfaxnciP\/bdF84mZm2MX5EOHXm4Wv444m0Ya5x4HZXuDU\/OnIDPj+ZNsw3D97tCrfk7tkahtt99bdevd8Vfj\/alRWKV45lzfEt9o7LN8+E2wuD8A2Rfk193bXqufyE5CKzP254VLNBeD07uuQR+V7rFQ3evfI+ViyGVl88d0KvwYXVvvkp++X8UPg\/TaYNc01X7pwJt+TtiaDwrz7X4\/aZcGtBTCSOvzOVNsy3DN7rCjfnRG3B8DfG04aZ+udPj90uYmXBtry0qPwppvnstcYgC5Y23Rfmqy9hJPCq99QSFjn5vL4za6350RFL2LdWL5en7Sud0lZ19VUFLWABEweG2Pr+W2fW2gpit01jjWL+OFt59lLjKltZ6t4p7MkLvat8ek9hytiBYaZu5flFcdsfYyeG64IsRWmxRSvzeR9761HNeuH17JiSx+T7rVeuYz+Z7g0nsg5s2jfsOnXmwTXsLfWeCyMN1abBJN98XcH8Vi+XpSU8H091UAdWHWzLT9tTMMU2dV1tCGrHfjzTvRbPTd+cOCS2dN4\/hSG\/1Hs2PyG52NyAUc68J+TxzqtN64Uj6XvqsSxD1AfTHc1z17YHpuf6\/Qv2+FHtOuFoVkzJE\/L9toEfYJs2jZf+qh7997D5mQvr8Lz0LUlPxeaO+1\/Dqh7XrnUeyYwpHqKOnxp4G\/uZmDfOVp673BRiK0vZ+yXsD33PO3FmsHmdcDh9z+exfx6uD7IWpcUWTnF1Xf1\/iD1eN31kf+qRmYDj584e9\/8c9gt1VPdIY7XpauKa\/FLtp7DE2fPrsfyDW5KfSk0d9z6F4YbdN6Z8490RdDDXrwzzhL7UoyooB4t5XLvOeTQzpvgpeaxtIBtLHWkIsOSnxhbOcA1n+zOxZxH+TX3dNb\/UIwP79LqZIym+5x87d\/Z4QCymelIb7jycEVs87KsnFvvq8\/oXn9e\/C\/tB6HJpWnzplLa662J10Bbsq3zUuaH6KvO1lPCCMvUmbGrm\/Dos7+CW\/SvjfQ0bGW4ItBamxhZOc\/Vd\/WuxG0\/q1jgqDsUWj9AnT\/f7Y\/8aGdDQd75aPV2YsL\/UbMQi16\/oMRt4\/NzZY\/567Bti7jhTde5yc4i9LCWOwf7laV2ovexgbNEoU9nRj2MTwZb8tD2FU1zj2cH6IBQ7r97dPdJYY7qWuCa\/RPt\/qjjzqLbOO\/1rtQ3CIFYvGDAYJLFLYLOaXWITktCKJBA4M9PkpL+mv7STnmamndN2mnSaZiadLkmbNkkNQgtoAyGxSexmNUYCY5t9X8wuBGLTNudecGL\/+Z73+z7P5\/m+773nHulKTmTqSz3mEqMwKmfqTNk4voO8dlq86CbR99UHAXoryIFX+aTd+mqfZaTuoj\/rjPTsEtMAcmNaHnTILUhhL7pJmvoGkAvr+jBAjzh9pmoc70e2HtFmXEStg\/Whx6W5ib3ID1\/rj8S\/CxkfYGLmJrFXPRS6AZm\/AnnL+27\/YoNyazgpkML0VSB\/eEpbcpO09dUHHnJzUoXIOfS9zjlV7e5wRjCd4\/UN8ufedweXNMqt4cTAIobvV8jElzoMklkYTZqyKhvHP0fCYm8ou9ul6DVmejbX9DEyfUYReFiSn8JacpM2932IFEUscTOIgu1AaZde6PNTZCjeX9alF6NX2RkknukHyLMZxa1Ddl4Kc8WttqXvLeSXSaGSvsYq9xlucqHAzEFWBO1wc9N4F3nYyMAAE5OUxF5Fg3noyH\/BrAmIpPKXN6uA\/aIh\/4K+C\/DvDWeG0DmeeUjeKXUJJW3vUwdauDkpOcg\/zigCDjl5Kcxlt5qW\/izk+ssWLIJNjsmbtMq1TxORcS9bMUgmOTp3yqrQPo1AkmeV\/oes3BTGqpustT8c+dgzvme+Xr7z5P5tGss7DPke\/pasSydCr3AySHxTCPIgYqnku7zuyPcC9likZM6qp0I3UOvvgvwE8GORo8\/9IMi2FfK0u6zbqAkzs9JiNxB\/n1XfPuJ4kEnJjFU3+Toi7yK\/t7T1kcR\/BRHkGd89VyfffZIeXMzyWkBYsCtl2bnlG\/7Cttaqa\/OIHMxa+Xf9mEOUrxRNu8u6AH12On4C8RHIr9gduR9MY3mPIprwt2q7WkXoZU5GbuneI8SvsKuCnG\/1uhA+q0XT7vLuUYAvPbYZ4R\/6spxEFKxdr9Lpq25qEcaIZXB\/A6SdeqGPHGGeLZq9ItEPNtw55hMTpAi3c72X\/kJ9a9V1MeKvp0XLqJqOPk2AhZOVUongvtGfLxFj6y0YBJMcnTdlVWqe\/hXx9TJl+mpNx0hD2EFJJuEPiEl0XNdcnXxvJD2kmOX5e0TIemsYkk6Oyp221mnHP0Xk4c77cau6TVd17T8QUEJATVdrtedySUZe2d6HiNig7Yt+6h5J\/D9ApAL60o4RddhBSVbc+wjyHGXWRawbVAP8id9H4F42YxGsouj8KZtC8\/RdxOYpeQVV29mnvWXhZKa8jfhR6Ho5iVh+0Y9\/RrztRehbaFDtGJJvU+g+byF+CuRhkKPypm1K7TgXIQ3YZZOSS1a95Lr+Gn8uYmitNRRZTI7KnbHWaZ\/REBNL1Gk3afsTNeaQmxVPRtzxJgwuauq2jYlB5GKffIQyYpmbCfRbAvQ7G9G1Spl2l3eNNYSZmekxCYhtzKqAmAvuf2vV9QSENvaWvFsv8lxhpxP5e3cRp2hC91y9Ys+QHkJjesUi0iOWeZkkwdYtSYdO6BuNSDkjr6JkXX2N\/hZ2Zko4QuBJ6JmrV+4a7gfTGF7hiA8APknbcD3mkJcdH4r48VrRtLuy+2lDmKOYGBWEeHueOuMq0g3Vhx6VEhOCEJ2ehEfzatWuMTWYyvC+gfgpcD5zX51PX8ST8BV+FuAvBvxdENeDtrmkNN6qD7g\/cITfGmXaXXGeLyMGhrjzsgkLZxVFF0za5JqnB\/DNBdo0SqR\/XB9mKSXeM8M\/OStcQ8m7+ppuWlgZKbvwD2L8ld0dEvQKIz2bZ9qG\/ylgh0UE+6\/vr\/FfgttjA2TdOpHnMiedVLq3CO+ap00D\/HVhR6WkhB7495doU25i\/XAd5pCfc1cP\/37QFo+Uxgf4esT+OngoIbCmu0XoucRNzxPsNcFfnBWsoxTdfc03LMz0FA2ctFg8jRLpHtdhAD4xXPZt3nad0LcSvhSwwyamlKx6y\/T9Uv\/P4Oa54hlXUetgXehRWW7ip\/CU8JXSbFL55i1Ru67K71P43AKoNwTokRI+gtNjbil7OsQX+d6HB2Iv9h+83t6HD+BWwfX+wPXg9\/\/heoA\/nb\/qKwH4\/wn+U0CvunVIFWYpy03gwzvP8tddFT39LTeOGGnJHHhc4DaHmMpd9ZHp+6T+ZHjKIn0KJWodUgH+9xLgiW\/cb0LgTxfoU6AeBtALhrtZ89ZdlY\/6W68f0dOSg+Eetzf5gL+fRNct8veAS+fp067VLYOqsKOyvEQUvCE2UNatr\/ZcYqeTyvZc4f8ZuFUC+tfqeyX+TpgDuN+f59NVXT+B\/T\/Qr2VQCfqdwPIIQdLulirPRXA\/NmAca+5LV9Wjft21o+L7yUuwT1+tB3nnYSlBW1xiGm\/VV6p\/JPF\/ARvNfpEfSqEgwptmGjS2Ydi7+KDa7lah52JJeq5g7zHsow11OJRHi6W8cErrRwdgPdjVMuB+eRO8XzbCrAC\/rtpzkQPwq2H\/sJI2XOt6+\/XXjmipyTJYMfY1\/msPYb+PDZT1nOcllu19Bpt9I9+nsGBCUA2QZwHM81tYXNh6OYlUvn6jSqeruvFrWEb0KiM9i7cHnnLPn8PWrMRN1\/q+\/ja\/I2pK8k9g9figmu\/4P4D54NbKckjlGzer23TCaz+C3QnaPM9f0\/ZI4v8ObBSK00y017tOFOGyi4\/egf0QitVOdtS7TpBxWbSjd2AoYNypRk2ScZk0y9uwWgi2cbJb7TZZiMugHr4NK4RgGid7GtymCrHp1MMKWNpmfQS0lIanPXeK64zlMHpMAHhelxhp2XxTOeyX5\/3EU184JfXGXFiULWfLRd0\/0O57TElJToHhX+\/X9Xuwj8PWgfMGPi9W3cDBBFuqKIigmFD8DFJdZ8DB\/r5ZFwkpLSbQnkFEdYY7sA\/AfPxVP2lbj9j\/Nux7YH7BJpjfLxBmxd9+rb83YAGv+qno6pB4+sG8X\/MT3vCF4SCYpqkejdtUATaNcugDG3Jimqd6NVenCjD3iw58YD90hjVP9WmvTudjUoHxVRhOM9le7zJRhM2hHXvDWhxhrdMDje7n3yp7wd5yhLZODzZ5zORiEgv3UTAXR5bJpWlwoBO9mhuT6IRqo1aZGdn8XX95V7vEywklv\/a8I7y+B20D89MJ9HGIUGXYgirtWXsujYMDnZ7HBYlJi9DJN\/gfQxn2zF1w3uu4MDFpEIoG+nvxvCu83gulOoFv+huvTueFpZAPOqEK2LMMtzwMkXaC0xy2tkHd4c8yceRiZ0SrR9uEtgH6+NYWIyuRs+qr6hiq9a+DEs\/7e36+\/OTQbzCv69dCj22ZOy7awYFOb8D\/c+ifotaYGdm83Ztgvv+GusUEqh6B5+N+Ft\/0MdS4yJpECZuG5FiLoCDh36ERUWuszGz+7k1ZZ7vE63vQePh4Fq6IiYrqnNDILQLon3FrpeD+itp01X5E6M1tRbSznB7HGIdWqUbuQDejg1S9nWL0Ij01i2\/yg\/YusidRVY2DMlDfHbrhaSRjCjhOvHaqsRZ6BaqHP83GUdio6PaJBpnlEPJN5Do7M4e\/c6O2s03ivQkRfLe+vDBxAhIfuc7JAuZrOtrE3u0QywIwrx2oBef1kP6I9ZKsHP42OO\/TCGn0NBZhC0uceM2ktgYqhyzDx3JwVA4qpm1CXWv5CtKNW+dnk8o2b4jadSK\/X0HG8ME1j1qFnvMl9\/MEe\/8K+SBnJud2AREZql9obrOWQo5jg2W9umrPec59UtkeCyKCj57rtQN6xRBxxMtv\/SU+FMjGAmcSVQnyVZCTyBB0+Do\/m1i6eUPcrhf5pkJ+RwiWPmqp8pzjpuWX77lAltAGKo7CcxLULxrE0EuQh7DRTGwR2y2mc1IjO4RDMvDBtb06Iegv2HM6t6Jv1\/V3itEL9JQsvsnmfBs+mo2lclCx7ZMNNZY1J\/duiKinsRI9V5pGrjCtOD8C+Xjb10G+JWfljizG8RYzjjUGe6gY6XT+KD5EDNbz0worTDrnFzHByr52MXqemZLNNymd\/7pQMomq1PTXYC0VRUlKpxxtoIZT+RCC+oVaDFE4nXEh4kdNVcD6ggpTjTMF0H\/wSl\/kRO6e+7HHYP9QjHzj9LsXIurRvuL7xvk\/cGMOllqCwrdNqqWWL5038a\/6nUoq2\/vSOQjmlaDn6cmZPFO683fhG9wsIm\/ruqRDL\/W973wH4HvY0C\/FWh5QkuOd0ujg+oEuCXq+OCmTZ4p0juzKYkH\/UcA\/xHk5MUTco630mOOnkSv2TxwGD0NxZHEZJK7uWV015NjRu8D9Ti\/J5HgevlGSlcPduibtaJP6bDogptf11h3Db4yfO4iIkVxcMQ8Vp5usE1uGHV5Rm8yMLM6un6KzQ+Y15BjDvuRnEXkb18UdeonfI0dGXIi0t1mInuOl5gtMDQ4DIUTa2yJEz3GBscLxvTf0ax2EfVmsExxD\/6EY+dLxhcdIcWSxABpX90wldP7F8UUM8Pa7BD3HSMrmm37taAHzqC\/682vH1aRgSU+j0GOel1ZYvv8zx23cBi+LyN28Ju7QS\/3ed1zHh8j69SL0HDuZVGriO67HhUj7vuVhOaiv6VGTsxzTMSHKwfZXfskOgcdIcRQd4BlXVjnvOvCv8cpHsI4\/+N7SPG5VXl6h3Muln3o6\/oIYzsPSS1HxrZMqkeXE\/vl5PQGsNxzZH5jlsc4HTAJrFPpQYVi063Gb3Mycki0\/aWdbre+CPWuBB\/JIQJ4Ze3MM+GsL9BwjMZtnemb\/HOQpB3hUVU6jfTF8i5OZzdn2q+lsl\/k8sYtTgmSPmkVXF9n380sPFPYugIdRirrbMqmstvzN\/vBb\/aMH1OQv7C7hmyWZORzQX+b7G3tkxBY7M5u97Vvb1S73+ZW9wiyPhXzL++\/26fsBql7d+fvC3MN\/s+dFbjMzslg7PvKuDoX3B\/ZSjxF6NMCneqqsdL5nL4vaoadnMPZ8VN2dSs9S+3zENuu7erYdssibcAV4cAAP2c4O3yrJyGZv+dZ0tct98+xbiMf5WEYZ6h7In2b\/ScQ2G1jvKwPWp9q\/Tg6qedQkdl\/k3C8oNWPtlVE7xekZ9D3vuu4ulWeQHQXUZ7PAPAofD\/ufPAz0aHrFBZ+bvfzbfJCHCgPU\/jB8i\/NdvcXWDvIyQV6l974tL\/pOw5OeWvT5t2ybtueRO\/T0TMaut7K7U+W1ZLuGHMrHMgWoe82TCqFlwXa4AOQD3wd9QEuetP029o7ycbsUPctMyOGZXtjYr\/RlgP6wLQiY75CiZxn3srmmYdsPI3cYoL4C0O+x\/Spql5aeUbznVdfdVefZYKPH3Kkb7qxBzxbfzSwxKWyXI3eY6ZmMHbDeu9rmH7VbDNargPqvbJ9E31GPdMsu+P9uY4H9rx+QAnxJf7EJzAqwH0ywH3+wYaPvaEZ6ZOhZSlwa2\/QL26OoDWpaOm3Pq76nu97zZ7Yc5FABlilwTQDyHr1rIycH1vY2S9yXOKn5fLPAdrSveK2\/bFt6+hY7kJiSxbLc0Czp8mx\/9DDQY8D9GFNWOpNtv8TfkT\/WS9GzrAQiz4Sx5Z\/z9Z\/zBdkgyEGwvwnNUwqhxc\/2B9BP6r7MTs3nmV9aLfuv8y9ZH1\/oE0D9JWvNInfCBcx7\/ICW9MJair+jGG6rQc8y7+VwTUrrZ2+s\/7l1Az1aHEsrd+LrRusroT+xYr6dB66H96zfvKFHs\/KQAwUYVrlrYtOUouoo3Oq8mK\/BnVTQEm9byd7jRfiCMnuUxthYDb9hHfIw0mPpD6AE1ajyofOG9c+eYzQ8pdwZU29UV0FR1s24kNqh1hr0HCchl2uCWkP3lbGQBwyQT2k4OPMD\/JgCVFLztEJoWTt7sFQycaWyfvDcb+BMb1LGOsF66EOlQX8m8xqn4MkCR3SDUSuEac8QaMC\/AoJXjaoqIf97tq1vIaB4dFwe+L72j8\/Yb+j9y5ne+zmZkF9qj9QamkVw9lmr6ZyHMQp9qDIUnw16GOl4+gMoXmVUPnTizxqXOBOXK+sHa3Gn5bQE\/JkT0V8QBvLOKIQW2NnvLvQiNIYmEfzoNMtrnEooEjii1AaNEHZwOur5lEqglDuj6w0NQuj2KRw9SseDvEZVJWT5tNmkioFU0AmMMWilyvDsVIfozw9lClDJLbPKastvT\/s9wHqQp9L549NGU10MpKKYQB+DVtYZ3j+dWmZNIIX1j+U4axnt3vdPl5JWOCl5HPMtWV9LrXvcaeoKcwJZXT+swNnKaHcJp5+QmrAIBiUyf8qmahgPPf2bu5ERy3wAIyhH5Q8d6FNVry7bt5R3k9SxXS1Zg50ukZpwSCYlsmDSpmwYh55qz\/3xxWOQynrD6Uk0qQmDoBdF5k9fUbY83T4ZyNrjZiUy570kHYOKkIWTcu8XRXH5pfZwzUiTCD548vGFf8EUoNd1ErfCnEBUq4eVOFsp7W7nSdkbPB+f\/GmFMYEQqZ8ocfZSavwPTn7jFyYf0Fa5TLOSyYLjt04oycsl9\/O4+wE1vc0Sj7KTAlN9jLOchqeNQavURt+T363QJ+Ei9RMVzs6nxnuePPYLk\/drq1yn2cnk8mP4CcsPowD0plhJ4DjC8xktjipwRtWPqIXQk+OZq0Z6LKsCRlCNyisdx8dzvhjloFZ4ZYqZSBac7B7nmdTRTgEVT30KrWowbh8rokObJ\/u0HjMF2BTy\/tbxu75Y1ZBWeHmSkUgWnM4d\/0Knib3EY0QUjZ1JlM\/Gjh+krPDS8\/i7tyQ9LWKvluPZPUCPgqc+hQkbjE3HnV4TRfGFpQ5cw5NGEez3x3JfrBLUA\/xPKcfTew3RTkERnvIUKtQYbx\/7ZO2WklJK5r1Eut6a4BvH7+81RDsEZDzlKUyoNbocf4LsKwhhlrqmNM8rREenR71ek0XxBXwHVvOkUQxbO7q01xDlKCPjKePw6kbj7NE++jktjlrmjKgfUVdDR4683EfpscxyWKxqVFHlGDp6f4U2CRM3PKnHOniUuM6j2ZSV0oy8sp0AcVdztc9HR\/hdTZSttABPGUeImo3vHTGuGukxzHI4XvVULrT\/4Gj0KvDLJgEsVjWmEDrYR307mkhraX4s5RlS1DJ696jEa6oovhDk00pg2KNSYJ6fF1v07JK4ddTtCH3VWBzNFMDxdYDeqWV\/WxN5xs8F5iW60R7LUuqqIDtXsHmruqNF6Ce3DLsB9WVwfN24vNr+Z8vOtjbijEeKJT+\/LNGP\/peFvVI0BZVoRzQYJ5ccx7LoU1cu1re3VPnhLZvbjRFnXGJM4fPL0raxQEvRCnkKKm0c0WIgXHKc8\/Da\/VefL7e3VF0bOVzbboo44+bEFDy\/LG0fazzMXimcgkgbRxoxkJJCgujw59vN4acl2TEFL67UdIz9\/nA\/FVy\/eQtc\/9nhL9xGaZFM8DecCrGNdpi8UjAFqWkaacJASgoIpMMPt1vCTzlZ0fkvrtR2Po07THYbpUUweIhY9XOFxBZ0OJS6IsjJu9Dz2zjAr+RPQWqaDc0YKKeA8OLAjBqlRjC4iFj1C6XUpjyoBPLmVWwGCNubK\/2+Oni41Yo7ZqVF5U24ynvG\/3gQEO1Bz\/VL7DUrWzcH7390gFnJm4bUthhawqCcfMJ\/HuBQRgqOwUXiGyaVNdasg6+2dNhj5v2o3ElXRe942sGHqcuA\/ta5fvLB\/Wg0Pc836dG+snlzIC3iYN7VSMEySpD4hillrTX8AHF5KD+IznZJaF5SyY+DDwJWcqedtS0GXRiUnYcPPIjf0mGPmKlRpEmUsm982uzlaigKY3AuETQzStnZU\/MXrsYiDJ2DxGumlTLrEzP1wj8Q8PcdMCdffpwfSGddSWheqlOc9JljtvSYI0ZKJHEKpex\/1mH2XiFNO2WtRn0YjJ2LF5l7N9swFnpyJHHKTTXw7Gtz55UnhcF01uX4xnmV\/PS\/zAMuBnIonXWJoJ1Vyc9+YxZstoUdFidFEqfd6gaffWhG3XvOuFtUbo1QPdFUId81v395OD+wmHnlXvNynfLkXbNloy3sgJYYQZy+Wj\/0\/F3zWbQXo9A7uXtXqd3uzygzhwD8+RXbgdUdzZW+NHPXJvj\/ApE5oH6R+bONtlAzNSEiZ8Zd\/fh5jPmvy8QZiExvbAuFskj4CPM7CRPsxKKKE5x8UFPpEmyeu\/eClVBUcRqueKypvHzVTCee8ihxrMnLkoYncuzp\/icb7aFm6t3w7Bn3huEXM\/sTOSd8Sjx76oq4YViGMe5\/tpwz46e3qxuXWwlbxJH9TqKVS8EzJy9JGwwK3Ff7ecSz1\/T+to9fbibAqYWB+UZHfeOiYL+JaOVSwXq1QYEr2f\/lRucdc1FceOYsdhDZeHc\/c7mZgKCRA\/MN9nrtYuR+2rneFKCnwAbv40j2EmosYwIhVRuVOPT+W4lTJcnkCgu2dkBTibqy\/7ONrjtmMgGXMWtr7ps8MOleJs4dNk8M6JeHQtzy10x\/Izk41Bj6BLxGPVYXPmVyrPfevZpFCkp5Fjpw0P7cdGMjYf6gpXVnMHIx5mreExMd5CkKzDfY6jRLraZ4opVHjWNNXZKonyiw35ga1x\/dvZpd4J42fNDWtP890z8tN8chwXprXcNSlukmyVFCjaVPwKVqowp33STOOeNT4llTl8UNwwrMVdPXRDuXSmBMIqRqgxILN3223nPPPafQI23YrNfu9+xdXW6KQxZTgwoMVpV64eu9P79Wr8Ly9gKXm+MuFdOCCgxnqvoFzp4heZ6fVlC+B34q4Jm492mOlUe5y5y+JG54rMCs7Latdd3zyKV4ZQybW9S7\/bv\/8dq8EvP5rjn7jE+5x5y5LNYMKcIwuwvZZ\/yii7EyNHhXttpxz72w2C972Kyt2zzaoWWf8osSmbNXxNoBxZ2Bndas41JyEmvOVdTYrwj5Pw==<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-sf-engine\" data-nx-run=\"sf\" data-nx-asset=\"run-sf.dbf55ee3b3f0.txt\" data-nx-sri=\"sha256-2\/Ve47PwoYhiZwzTsJQmBD2oaKls9UcvpivMq6SqpCY=\"><\/script><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nx-twin-es-home-A-P11\" data-nx-pack=\"deflate\">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<\/script><script data-digest=\"1HDcdXHFCxvm20tlR9FHTN8XvrJhNFlbW03tKxwWJ8I=\" type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-es-load\" data-nx-run=\"estates\">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<\/script><script type=\"application\/json\" class=\"_iub_cs_skip\" id=\"nxe-assets\">{\"nxe-es-code\":{\"f\":\"es-code.d470dc7571c5.txt\",\"s\":\"sha256-1HDcdXHFCxvm20tlR9FHTN8XvrJhNFlbW03tKxwWJ8I=\",\"a\":\"\"},\"nxe-gl-base-od\":{\"f\":\"gl-base-od.e0622a96e899.txt\",\"s\":\"sha256-4GIqluiZJntyAGfMYGNoAXwwxMKhdab+7YEFBoLlZ5o=\",\"a\":\" data-nx-pack=\\\"deflate\\\"\"},\"nxe-map-context\":{\"f\":\"map-context.a965226720a1.txt\",\"s\":\"sha256-qWUiZyChbKiTtLWpFCZROVpB5QISXNBKfepOJ+zOkWA=\",\"a\":\" data-nx-pack=\\\"deflate\\\"\"},\"nxe-map-pool\":{\"f\":\"map-pool.c31dae84875a.txt\",\"s\":\"sha256-wx2uhIda8fEz4BK1sUQO7edPcs22Bvn4FE0NpYLDyEo=\",\"a\":\" data-nx-pack=\\\"deflate\\\"\"},\"nxe-ml-src-code\":{\"f\":\"ml-src-code.5a99eb24c979.txt\",\"s\":\"sha256-WpnrJMl5+Rt6GCPchYzz9V8Fw\/mt0BVdtedF3t\/o0+o=\",\"a\":\"\"},\"nxe-xt-code\":{\"f\":\"xt-code.371023489e89.txt\",\"s\":\"sha256-NxAjSJ6JoGGZsXu22d+kvA4nR9AJ6Njy+\/Xy2FIyELw=\",\"a\":\"\"}}<\/script><script type=\"text\/x-nexus\" class=\"_iub_cs_skip\" id=\"nxe-mount\" data-nx-run=\"mount\">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<\/script><script class=\"_iub_cs_skip\" id=\"nxe-boot\" data-od=\"NxAjSJ6JoGGZsXu22d+kvA4nR9AJ6Njy+\/Xy2FIyELw=\">if(typeof window.__nxStill!==\"function\")window.__nxStill=function(){try{if(document.documentElement.hasAttribute(\"data-nx-still\"))return true;if(document.body?\/(?:^|\\s)mdp-readabler-stop-animations(?:\\s|$)\/.test(document.body.className):false)return true;var g=JSON.parse(window.localStorage.getItem(\"readabler\")||\"{}\");return g?g.stopAnimations===true||g.stopAnimations===\"true\"||g.stopAnimations===1:false}catch(G){return false}};(function(){function g(e,a){var f=atob(e),s=new Uint8Array(f.length),r;for(r=0;r< f.length;r++){s[r]=f.charCodeAt(r)}var o=0,i=0,u=0,n=new Uint8Array(Math.max(1024,s.length*6)),t=0;var c=[3,4,5,6,7,8,9,10,11,13,15,17,19,23,27,31,35,43,51,59,67,83,99,115,131,163,195,227,258];var d=[0,0,0,0,0,0,0,0,1,1,1,1,2,2,2,2,3,3,3,3,4,4,4,4,5,5,5,5,0];var m=[1,2,3,4,5,7,9,13,17,25,33,49,65,97,129,193,257,385,513,769,1025,1537,2049,3073,4097,6145,8193,12289,16385,24577];var y=[0,0,0,0,1,1,2,2,3,3,4,4,5,5,6,6,7,7,8,8,9,9,10,10,11,11,12,12,13,13];var ct=[16,17,18,0,8,7,9,6,10,5,11,4,12,3,13,2,14,1,15];function b(w){while(u< w){if(o>=s.length){throw new Error(\"nx-inflate: truncated\")}i|=s[o++]<< u;u+=8}var h=i%(1<< w);i>>>=w;u-=w;return h}function S(w,h,A){var v=new Uint16Array(16),_=new Uint16Array(16),p=new Uint16Array(A),x;for(x=0;x< A;x++){v[w[h+x]]++}v[0]=0;for(x=1;x<16;x++){_[x]=_[x-1]+v[x-1]}for(x=0;x< A;x++){if(w[h+x]){p[_[w[h+x]]++]=x}}return{count:v,sym:p}}function X(w){var h=0,A=0,v=0,_,p;for(_=1;_<16;_++){h|=b(1);p=w.count[_];if(h-p< A){return w.sym[v+(h-A)]}v+=p;A+=p;A<<=1;h<<=1}throw new Error(\"nx-inflate: bad code\")}function B(w){if(t+w<=n.length){return}var h=new Uint8Array(Math.max(n.length*2,t+w));h.set(n.subarray(0,t));n=h}var j=null,W=null,Y=0;while(!Y){Y=b(1);var q=b(2),J,H;if(q===0){i=0;u=0;var D=s[o]|s[o+1]<<8;o+=4;B(D);n.set(s.subarray(o,o+D),t);t+=D;o+=D;continue}if(q===1){if(!j){var Z=new Uint8Array(288),k=new Uint8Array(30);for(r=0;r<288;r++){Z[r]=r<144?8:r<256?9:r<280?7:8}for(r=0;r<30;r++){k[r]=5}j=S(Z,0,288);W=S(k,0,30)}J=j;H=W}else if(q===2){var F=b(5)+257,tt=b(5)+1,dt=b(4)+4,N=new Uint8Array(320),nt=new Uint8Array(19);for(r=0;r< dt;r++){nt[ct[r]]=b(3)}var lt=S(nt,0,19),U=0;while(U< F+tt){var O=X(lt),R=0,et=0;if(O<16){N[U++]=O;continue}if(O===16){if(!U){throw new Error(\"nx-inflate: bad repeat\")}et=N[U-1];R=3+b(2)}else if(O===17){R=3+b(3)}else{R=11+b(7)}while(R--){N[U++]=et}}J=S(N,0,F);H=S(N,F,tt)}else{throw new Error(\"nx-inflate: bad block\")}for(;;){var E=X(J);if(E<256){B(1);n[t++]=E;continue}if(E===256){break}E-=257;var rt=c[E]+b(d[E]),at=X(H),it=m[at]+b(y[at]);if(it>t){throw new Error(\"nx-inflate: bad distance\")}B(rt);for(var ot=0;ot< rt;ot++){n[t]=n[t-it];t++}}}return a?n.subarray(0,t):new TextDecoder(\"utf-8\").decode(n.subarray(0,t))}if(typeof window.__nxInflate!==\"function\"){window.__nxInflate=g}function G(e){var a=g(e,true),f=a[0]|a[1]<<8|a[2]<<16|a[3]<<24;var s=a.subarray(4+f);function r(o,i){var u=\"\",n=s.subarray(o,o+i);for(var t=0;i>t;t+=8192){u+=String.fromCharCode.apply(null,n.subarray(t,t+8192))}return btoa(u)}return JSON.parse(new TextDecoder(\"utf-8\").decode(a.subarray(4,4+f)),function(o,i){return i?i.$b?r(i.$b[0],i.$b[1]):i:i})}if(typeof window.__nxUnpack!==\"function\"){window.__nxUnpack=G}if(typeof window.__nxLate!==\"function\"){window.__nxLate=function(e,a){if(document.readyState!==\"loading\"){return null}if(!document.querySelector('template[data-nx-libs-last~=\"'+e+'\"]')){return null}return new Promise(function(f,s){document.addEventListener(\"DOMContentLoaded\",function(){var r=a();if(r){f(r)}else{s(new Error(\"nx-late: \"+e))}},{once:true})})}}if(typeof window.__nxAsset!==\"function\"){var I={};window.__nxAsset=function(e,a){if(I[e]){return I[e]}var f=document.getElementById(\"nxe-boot\"),s=[],r=window.NX_ASSET_BASE,o=f?f.getAttribute(\"data-nx-asset-base\"):\"\";if(r){s.push(String(r))}if(o){s.push(o)}s.push(\"\/wp-content\/uploads\/nexus-assets\/\");function i(t){if(!a){return t}return crypto.subtle.digest(\"SHA-256\",new TextEncoder().encode(t)).then(function(c){if(\"sha256-\"+btoa(String.fromCharCode.apply(null,new Uint8Array(c)))!==a){throw new Error(\"nx-asset: integrity\")}return t})}function u(t){if(t>=s.length){return Promise.reject(new Error(\"nx-asset: \"+e))}var c=s[t].charAt(s[t].length-1)===\"\/\"?s[t]:s[t]+\"\/\";return fetch(c+e,{credentials:\"omit\"}).then(function(d){if(!d.ok){throw new Error(\"nx-asset: \"+d.status)}return d.text()}).then(i).then(null,function(){return u(t+1)})}var n=u(0);I[e]=n;n.then(null,function(){delete I[e]});return n}}if(typeof window.__nxText!==\"function\"){window.__nxText=function(e){if(!e){return Promise.reject(new Error(\"nx-text: none\"))}var a=e.getAttribute(\"data-nx-asset\");if(a?!e.textContent:false){return window.__nxAsset(a,e.getAttribute(\"data-nx-sri\")||\"\")}return Promise.resolve(e.textContent)}}function ut(e){var a=e.getAttribute(\"data-nx-asset\");if(a?!e.textContent:false){return window.__nxAsset(a,e.getAttribute(\"data-nx-sri\")||\"\").then(function(n){return window.__nxInflate(n)})}var f=e.getAttribute(\"data-nx-src\");if(f?!e.textContent:false){var s=window.NX_RUNTIME||{},r=s.base||window.NX_RUNTIME_BASE||\"\",o=(s.files||{})[f.replace(\/\\.[0-9a-f]{12}(\\.js)$\/,\"$1\")]||null,i=[];if(r){i.push([r+f,e.getAttribute(\"data-nx-sri\")||\"\"])}if(o?!!o.url:false){i.push([o.url,o.sri||\"\"])}var u=function(n){if(n>=i.length){return Promise.reject(new Error(\"nx-lazy: \"+f))}var t={credentials:\"same-origin\"};if(i[n][1]){t.integrity=i[n][1]}return fetch(i[n][0],t).then(function(c){if(!c.ok){throw new Error(\"nx-lazy: \"+c.status)}return c.text()}).then(null,function(){return u(n+1)})};return u(0)}return Promise.resolve(window.__nxInflate(e.textContent))}function st(e){var a=e[0].getAttribute(\"data-nx-on-sight\")||\"[data-nx-map]\",f=null,s=false;function r(){if(s){return}s=true;if(f){f.disconnect()}var i=document.querySelectorAll(\"script[data-nx-on-sight][data-nx-asset]:not([data-nx-run])\"),u=[];for(var n=0;n!==i.length;n++){(function(t){if(t.textContent){return}u.push(window.__nxAsset(t.getAttribute(\"data-nx-asset\"),t.getAttribute(\"data-nx-sri\")||\"\").then(function(c){t.textContent=c;t.removeAttribute(\"data-nx-asset\")},function(){t.setAttribute(\"data-nx-ran\",\"failed\")}))})(i[n])}Promise.all(u.concat(e.map(function(t){return ut(t).then(null,function(){return null})}))).then(function(t){var c=t.slice(u.length);for(var d=0;d!==e.length;d++){if(c[d]===null){e[d].setAttribute(\"data-nx-ran\",\"failed\");continue}var m=document.createElement(\"script\");m.className=\"_iub_cs_skip\";m.setAttribute(\"data-nx-runtime\",e[d].getAttribute(\"data-nx-run\"));m.textContent=c[d];(document.head||document.documentElement).appendChild(m);e[d].setAttribute(\"data-nx-ran\",\"true\")}try{document.dispatchEvent(new CustomEvent(\"nexus:lazy-ready\"))}catch(y){}})}function o(){if(s){return}var i=[document],u=document.querySelectorAll(\".nxe-host\"),n=[],t,c;for(t=0;t!==u.length;t++){if(u[t].shadowRoot){i.push(u[t].shadowRoot)}}for(t=0;t!==i.length;t++){c=i[t].querySelectorAll(a);for(var d=0;d!==c.length;d++){n.push(c[d])}}if(!n.length){return}if(!window.IntersectionObserver){r();return}f=f||new IntersectionObserver(function(m){for(var y=0;y!==m.length;y++){if(m[y].isIntersecting){r();return}}},{rootMargin:\"800px 0px 800px 0px\"});for(t=0;t!==n.length;t++){if(!n[t].__nxLazySeen){n[t].__nxLazySeen=true;f.observe(n[t])}}}document.addEventListener(\"DOMContentLoaded\",o);document.addEventListener(\"nexus:runtime-ready\",o);window.addEventListener(\"load\",o);setTimeout(o,0)}var K=document.querySelectorAll(\"script[data-nx-run]\"),C=[],$=[];for(var z=0;z< K.length;z++){var l=K[z];if(l.hasAttribute(\"data-nx-ran\")){continue}if(l.hasAttribute(\"data-nx-on-sight\")){l.setAttribute(\"data-nx-ran\",\"waiting\");$.push(l);continue}if(l.hasAttribute(\"data-nx-src\")?!l.textContent:false){l.setAttribute(\"data-nx-ran\",\"loading\");C.push(l);continue}if(l.hasAttribute(\"data-nx-asset\")?!l.textContent:false){l.setAttribute(\"data-nx-ran\",\"loading\");C.push(l);continue}l.setAttribute(\"data-nx-ran\",\"true\");try{var L=document.createElement(\"script\");L.className=\"_iub_cs_skip\";L.setAttribute(\"data-nx-runtime\",l.getAttribute(\"data-nx-run\"));L.textContent=window.__nxInflate(l.textContent);(document.head||document.documentElement).appendChild(L)}catch(e){l.setAttribute(\"data-nx-ran\",\"failed\")}}if($.length){st($)}if(!C.length){return}var Q=window.NX_RUNTIME||{},V=Q.base||window.NX_RUNTIME_BASE||\"\",T=window.__nxMount,P=[];if(typeof T===\"function\"){window.__nxMount=function(e){P.push(e)}}function ft(){if(typeof T===\"function\"){window.__nxMount=T;for(var e=0;e< P.length;e++){try{T(P[e])}catch(a){}}}try{document.dispatchEvent(new CustomEvent(\"nexus:runtime-ready\"))}catch(a){}}function M(e){if(e>=C.length){ft();return}var a=C[e],f=a.getAttribute(\"data-nx-src\")||\"\",s=Q.files||{},r=[];if(a.hasAttribute(\"data-nx-asset\")){window.__nxAsset(a.getAttribute(\"data-nx-asset\"),a.getAttribute(\"data-nx-sri\")||\"\").then(function(u){var n=document.createElement(\"script\");n.className=\"_iub_cs_skip\";n.setAttribute(\"data-nx-runtime\",a.getAttribute(\"data-nx-run\"));n.textContent=window.__nxInflate(u);(document.head||document.documentElement).appendChild(n);a.setAttribute(\"data-nx-ran\",\"true\")}).then(null,function(){a.setAttribute(\"data-nx-ran\",\"failed\")}).then(function(){M(e+1)});return}var o=s[f.replace(\/\\.[0-9a-f]{12}(\\.js)$\/,\"$1\")]||null;if(V){r.push([V+f,a.getAttribute(\"data-nx-sri\")||\"\"])}if(o?!!o.url:false){r.push([o.url,o.sri||\"\"])}function i(u){if(u>=r.length){a.setAttribute(\"data-nx-ran\",\"failed\");M(e+1);return}var n=document.createElement(\"script\");n.className=\"_iub_cs_skip\";n.setAttribute(\"data-nx-runtime\",a.getAttribute(\"data-nx-run\"));if(r[u][1]){n.integrity=r[u][1]}n.onload=function(){a.setAttribute(\"data-nx-ran\",\"true\");M(e+1)};n.onerror=function(){if(n.parentNode){n.parentNode.removeChild(n)}i(u+1)};n.src=r[u][0];(document.head||document.documentElement).appendChild(n)}i(0)}M(0)})();<\/script><div class=\"nxe-host\" data-nxe-embed=\"n-a-p11-home\"><div class=\"nxe\" id=\"nxe-n211d26u\" data-inst=\"gra\" data-theme=\"dark\" data-grammar=\"atlas\" data-domain=\"finance\" data-arche=\"home\" lang=\"en\" data-nx-css=\"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\"><style>#nxe-n211d26u.nxe{display:block;box-sizing:border-box;max-width:1180px;margin:0 auto;padding:0 16px;font-family:ui-sans-serif,system-ui,-apple-system,\"Segoe UI\",sans-serif;line-height:1.55;overflow-wrap:break-word}#nxe-n211d26u.nxe :where(*,*::before,*::after){box-sizing:inherit}#nxe-n211d26u.nxe :where(section,header,footer,nav,aside){display:block;margin:0 0 32px}#nxe-n211d26u.nxe :where(h1,h2,h3,h4){line-height:1.2;margin:24px 0 12px;font-weight:600}#nxe-n211d26u.nxe :where(p,ul,ol,dl,table,figure,details){margin:0 0 16px}#nxe-n211d26u.nxe :where(ul,ol){padding-left:20px}#nxe-n211d26u.nxe a{color:inherit;text-decoration:underline;text-underline-offset:2px}#nxe-n211d26u.nxe table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}#nxe-n211d26u.nxe :where(th,td){padding:6px 8px;text-align:left;vertical-align:top;border-bottom:1px solid;border-color:inherit}#nxe-n211d26u.nxe svg{display:none}#nxe-n211d26u.nxe svg.nx-i{display:inline-block;width:18px;height:18px;vertical-align:-3px}#nxe-n211d26u.nxe :where([role=\"tablist\"],[role=\"toolbar\"],[hidden],button,.nx-theme-toggle,.nx-live-slot){display:none}#nxe-n211d26u.nxe img{max-width:100%;height:auto}<\/style><svg class=\"nx-defs\" aria-hidden=\"true\" focusable=\"false\" width=\"0\" height=\"0\"><defs><linearGradient id=\"nx-gi\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-giu\" gradientUnits=\"userSpaceOnUse\" x1=\"0\" y1=\"0\" x2=\"800\" y2=\"0\"><stop offset=\"0\" class=\"nx-gi-a\"\/><stop offset=\"0.55\" class=\"nx-gi-b\"\/><stop offset=\"1\" class=\"nx-gi-c\"\/><\/linearGradient><linearGradient id=\"nx-gp\" x1=\"0\" y1=\"0\" x2=\"1\" y2=\"1\"><stop offset=\"0\" class=\"nx-gp-a\"\/><stop offset=\"1\" class=\"nx-gp-b\"\/><\/linearGradient><\/defs><\/svg><section class=\"nx-scene nx-es-scene\" data-scene=\"text\" data-ground=\"none\" data-es-org=\"gra\" aria-labelledby=\"nx-scene-title\"><div class=\"nx-scene-intro nx-es-intro\"><p class=\"nx-eyebrow\"><abbr title=\"The Global Risks Alliance\">GRA<\/abbr> \u00b7 Actuarial and Quantitative Risk<\/p><span class=\"nx-scene-rule\" aria-hidden=\"true\"><\/span><p class=\"nx-scene-accent nx-es-sig\"><strong>Spatial finance<\/strong><span>Where capital meets hazard, exposure and transition<\/span><\/p><h1 id=\"nx-scene-title\" class=\"nx-scene-title\">Actuarial and Quantitative Risk<\/h1><p class=\"nx-scene-lede\">The quantitative core of financial risk: actuarial and statistical methods that turn hazard, exposure and behaviour into loss distributions, capital and pricing questions, with their uncertainty stated. Actuarial and Quantitative Risk is an established platform of The Global Risks Alliance.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/about\/\">Open Mandate and publisher <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/about\/\">About GRA<\/a><\/div><\/div><dl class=\"nx-scene-stats nx-es-stats\"><div><dt class=\"nx-eyebrow\">STEM methods<\/dt><dd>6<\/dd><dd class=\"nx-scene-stat-note\">Canonical methods this field applies<\/dd><\/div><div><dt class=\"nx-eyebrow\">Topics<\/dt><dd>8<\/dd><dd class=\"nx-scene-stat-note\">Subject pages in the field<\/dd><\/div><div><dt class=\"nx-eyebrow\">Counterparts<\/dt><dd>4<\/dd><dd class=\"nx-scene-stat-note\">Platforms in shared fields across the network<\/dd><\/div><div><dt class=\"nx-eyebrow\">Report series<\/dt><dd>2<\/dd><dd class=\"nx-scene-stat-note\">Reports series it contributes to<\/dd><\/div><\/dl><\/section><section id=\"nx-s-1-sec\" class=\"nx-section\" data-hue=\"finance\" data-tone=\"alt\" aria-labelledby=\"nx-s-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">01<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contents<\/span><\/div><h2 id=\"nx-s-1\" class=\"nx-section-title\">Actuarial and Quantitative Risk in seven parts.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-es-fig\" data-es-layout=\"protocol\"><div class=\"nx-hero-panel\"><div class=\"nx-lv-steps\"><div class=\"nx-register-head\"><span class=\"nx-eyebrow\"><strong>Reading order<\/strong><\/span><span class=\"nx-eyebrow\">6 steps<\/span><\/div><ol><li><a href=\"#nx-sec-what-the-platform-does\"><span class=\"nx-lv-steps-n\">01<\/span><span class=\"nx-lv-steps-t\">What the platform does<\/span><span class=\"nx-lv-steps-d\">Shared methods, stated uncertainty, no sign-off<\/span><\/a><\/li><li><a href=\"#nx-sec-frameworks\"><span class=\"nx-lv-steps-n\">02<\/span><span class=\"nx-lv-steps-t\">Frameworks<\/span><span class=\"nx-lv-steps-d\">What the work is read against<\/span><\/a><\/li><li><a href=\"#nx-sec-overview\"><span class=\"nx-lv-steps-n\">03<\/span><span class=\"nx-lv-steps-t\">Overview<\/span><span class=\"nx-lv-steps-d\">What Actuarial and Quantitative Risk does<\/span><\/a><\/li><li><a href=\"#nx-sec-the-problem\"><span class=\"nx-lv-steps-n\">04<\/span><span class=\"nx-lv-steps-t\">The problem<\/span><span class=\"nx-lv-steps-d\">Why quantitative models fail when they matter most<\/span><\/a><\/li><li><a href=\"#nx-sec-foundation-and-counterparts\"><span class=\"nx-lv-steps-n\">05<\/span><span class=\"nx-lv-steps-t\">Foundation and counterparts<\/span><span class=\"nx-lv-steps-d\">Grounded in mathematics, connected across three institutions<\/span><\/a><\/li><li><a href=\"#nx-sec-areas\"><span class=\"nx-lv-steps-n\">06<\/span><span class=\"nx-lv-steps-t\">Coverage<\/span><span class=\"nx-lv-steps-d\">The areas of insurance and catastrophe this platform takes on<\/span><\/a><\/li><\/ol><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-1\" data-hue=\"project\" aria-label=\"What the platform does, Monitor, Topics\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"What the platform does, Monitor, Topics\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-1\" aria-controls=\"nx-sec-what-the-platform-does\" aria-selected=\"true\" data-key=\"p1\">What the platform does<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-2\" aria-controls=\"nx-s-3-sec\" aria-selected=\"false\" data-key=\"p2\">Monitor<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-1-tab-3\" aria-controls=\"nx-s-4-sec\" aria-selected=\"false\" data-key=\"p3\">Topics<\/button><\/div><section id=\"nx-sec-what-the-platform-does\" class=\"nx-section nx-band-panel\" data-hue=\"project\" aria-labelledby=\"nx-s-2\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">02<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">What the platform does<\/span><\/div><h2 id=\"nx-s-2\" class=\"nx-section-title\">Shared methods, stated uncertainty, no sign-off.<\/h2><p class=\"nx-lede\">The platform builds shared industry understanding of actuarial mathematics, extreme value theory, stochastic modelling, credibility and pricing theory and model validation. It is GRA&#8217;s STEM core, and its the Global Centre for Risk and Innovation (GCRI) counterpart is <a class=\"nx-link\" href=\"https:\/\/therisk.global\/systems-modelling\/\">Systems Science and Modelling<\/a>.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M8 3H2v15h7c1.7 0 3 1.3 3 3V7c0-2.2-1.8-4-4-4Z\"\/><path d=\"m16 12 2 2 4-4\"\/><path d=\"M22 6V3h-6c-2.2 0-4 1.8-4 4v14c0-1.7 1.3-3 3-3h7v-2.3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Notes<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Method notes<\/h3><p class=\"nx-p nx-mt-1\">Clear accounts of methods, assumptions and limits, written for practitioners and reviewers.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3.85 8.62a4 4 0 0 1 4.78-4.77 4 4 0 0 1 6.74 0 4 4 0 0 1 4.78 4.78 4 4 0 0 1 0 6.74 4 4 0 0 1-4.77 4.78 4 4 0 0 1-6.75 0 4 4 0 0 1-4.78-4.77 4 4 0 0 1 0-6.76Z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Validation<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Model validation guidance<\/h3><p class=\"nx-p nx-mt-1\">Research on back-testing, benchmarking and challenger models, without validating any firm&#8217;s model.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M21.42 10.922a1 1 0 0 0-.019-1.838L12.83 5.18a2 2 0 0 0-1.66 0L2.6 9.08a1 1 0 0 0 0 1.832l8.57 3.908a2 2 0 0 0 1.66 0z\"\/><path d=\"M22 10v6\"\/><path d=\"M6 12.5V16a6 3 0 0 0 12 0v-3.5\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Annexes<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Quantitative annexes<\/h3><p class=\"nx-p nx-mt-1\">Method annexes for GRA finance-readiness dossiers, and teaching material.<\/p><\/div><\/div><p class=\"nx-note nx-mt-3\">GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval. Competition safeguards are designed and set out in a written policy.<\/p><\/div><\/div><\/section><section id=\"nx-s-3-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-3\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">03<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Monitor<\/span><\/div><h2 id=\"nx-s-3\" class=\"nx-section-title\">Reserving workbench.<\/h2><p class=\"nx-lede\">The screen a team would use to follow this field: its measures, states and decisions. Names are examples and values are illustrative.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-fk nx-cx\" data-fk=\"cx-actuarial-reserving\" data-cx=\"actuarial.reserving\" data-variant=\"section\" aria-label=\"Reserving workbench: illustrative console with example names and values\" data-nx-z=\"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\"><figcaption class=\"nx-fk-cap\"><span>Reserving workbench: the screen&#8217;s structure, terms and states for Long-tail book.<\/span><span data-honesty=\"true\">Example names and illustrative values; a design, not a record or a live system.<\/span><\/figcaption><\/figure><\/div><\/div><\/section><section id=\"nx-s-4-sec\" class=\"nx-section nx-band-panel\" data-hue=\"project\" aria-labelledby=\"nx-s-4\" role=\"tabpanel\" data-band-tab=\"nx-band-1-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">04<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Topics<\/span><\/div><h2 id=\"nx-s-4\" class=\"nx-section-title\">The questions this field works on.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cards\" data-cols=\"3\"><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/topics\/loss-distributions\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Loss distributions<\/h3><p class=\"nx-p nx-mt-1\">Frequency, severity and aggregate loss, and how tails are estimated.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/topics\/extreme-value-methods\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Extreme value methods<\/h3><p class=\"nx-p nx-mt-1\">Tail estimation for hazards, markets and operational losses.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/topics\/climate-adjusted-pricing\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Climate-adjusted pricing questions<\/h3><p class=\"nx-p nx-mt-1\">How non-stationary hazard changes pricing assumptions.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/topics\/credibility-and-sparse-data\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Credibility and sparse data<\/h3><p class=\"nx-p nx-mt-1\">Working where loss history is short or missing.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/topics\/dependence-and-correlation\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Dependence and correlation<\/h3><p class=\"nx-p nx-mt-1\">Copulas, contagion and why correlations break in stress.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/topics\/capital-and-solvency-models\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Capital and solvency models<\/h3><p class=\"nx-p nx-mt-1\">Internal models, standard formulas and their assumptions.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/topics\/model-validation-quant\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Quantitative model validation<\/h3><p class=\"nx-p nx-mt-1\">Back-testing, benchmarking and challenger models.<\/p><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/topics\/mortality-and-longevity\/\"><span class=\"nx-eyebrow\">Topic<\/span><h3 class=\"nx-h4 nx-mt-2\">Mortality and longevity<\/h3><p class=\"nx-p nx-mt-1\">Health, heat and demographic change in life and pension risk.<\/p><\/a><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-2\" data-tone=\"alt\" data-hue=\"finance\" aria-label=\"Loss model, Frameworks\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Loss model, Frameworks\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-1\" aria-controls=\"nx-sec-instrument\" aria-selected=\"true\" data-key=\"p1\">Loss model<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-2-tab-2\" aria-controls=\"nx-sec-frameworks\" aria-selected=\"false\" data-key=\"p2\">Frameworks<\/button><\/div><section id=\"nx-sec-instrument\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-ns-layout=\"es-wide\" aria-labelledby=\"nx-s-5\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">05<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Loss model<\/span><\/div><h2 id=\"nx-s-5\" class=\"nx-section-title\">Loss exceedance, average annual loss and probable maximum loss.<\/h2><p class=\"nx-lede\">The loss a portfolio in the footprint can expect per year and at the 1 in 100 and 1 in 250 levels that insurers and lenders price, from the same three blocks every <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 catastrophe-model\" data-tk=\"Nexus risk vocabulary\" data-td=\"A model combining a stochastic hazard event set, exposure and vulnerability functions to estimate the distribution of losses from rare, severe events.\" data-ts=\"NRS-C1\" data-tr=\"draft\">catastrophe model<\/a> uses. Teaching model with stated illustrative values, not a prediction.<\/p><\/div><div class=\"nx-section-body\"><figure class=\"nx-in nx-fk\" id=\"nx-in-actuarial-quantitative-risk-0\" data-nxi=\"hevl\" data-nxi-id=\"hevl\" data-nxi-z=\"lZVNb+M2EIb\/ymCABbwAa4iynezq1qIFWqCHYrvoJfCBFscRUYoUyJFjb+D\/XpD6iJxs0PYki5RnHr4vZ+YZ2bAlrPB3HyPQuSbSytUkQJ0oqEcC5VyvLNi0r5yGLviDOliCVp1N27d5BwU23lHkC1b4lVTdGPcIrddk4clwA5EVkwZjbR85KDYngpOyPUUBzjMo6AJpU7Pxbo0COxVUG7F6eEajscK2R4FWHcimBJfO1MpOaI36poIG45hcNHyBlfW1SpE+osDeGcYKX3aN03RGga1xWBXrUmCrzlhtBEamLi0VpcAMh5UUaH1auxfYGKzkenMVI9OBWC2o\/uwCKQ3+CHTmQC1FWMVaWfpPFNsRo1xvFyDybiYp1p8mlruRZSbh5hbltzmNYnhqTN1Ao+wRuBlVBxOTb\/yvZHLWR5YLrk8z1naAKhNdgtqt72asb7dUP5vYUYjGuyTSqbeOgjoYa\/jywvEiidxNmdfL1HKhyG43SbL5PKQv1velQI1VOVPERgVa+pTeM8GghMuyjJfo6D13wbiFMh9mLSaeoph4XmC2xYCyKUYdioxRzBhd8Ew1L0D+GFaSHpGV0yn\/KhD3wUFHwXi9uDkXUiG+Jtl9j2Q3kpQjScbNKHuBR3MmjdUzmv67pkdK25vt\/Wd5Feh77npelKFSdnGAH9+2iIVss8T4ypCutbIoFnFy71EMMpkhiwKmw74TSi5Dlbt3Q5W7\/xHqfMt0U0Lvgb3VLx90L7BuVOCk8xkr\/LL0FFY5iADrH2HuD5eJffVh6CCdj6QH0rT\/TpuGug8nwmty3HcxJXReU3IMf33VFlHkf1Pif7l66YVCTeZEGqI6Uv7wl5S\/z2Xz102d7gVa4\/5OCR4KIYXci4ft+NyNTynK\/CyFFD8MPzZ5YSO2Qu73M+x0q36SrxykmMZM2zF0M6iYps9UM3XPuYmlr1d51FjSVS7m7m1lfUxTZdJGinI\/G\/\/lJjudiICOR6q5WsYx7mSYIhx6Y3UabgdqjNNgWED0g2F9oAyZEBydeRiaj8E\/wUpTrIM5kB7mXe3brme6xUo6JYWu+6tAR\/x1NH1wUsxJxG3zzDlz8V3\/AQ==\" aria-label=\"Loss exceedance, average annual loss and probable maximum loss\"><div class=\"nx-in-body\"><div class=\"nx-in-main\"><div class=\"nx-in-tabs\" data-nxi-tabs=\"true\" aria-label=\"Views of the model\" hidden><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"result\">Result<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"fan\">Uncertainty<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"tornado\">Sensitivity<\/button><button type=\"button\" class=\"nx-in-tab\" data-nxi-view=\"loops\">Loops<\/button><\/div><div class=\"nx-in-stage\" id=\"nx-in-actuarial-quantitative-risk-0-stage\" data-nxi-stage=\"true\" data-view=\"result\"><svg class=\"nx-in-svg\" viewBox=\"0 0 720 340\" role=\"img\" aria-label=\"Loss exceedance curve\" data-nx-z=\"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\"><\/svg><\/div><p class=\"nx-in-tip\" data-nxi-tip=\"true\" aria-live=\"polite\"><\/p><div class=\"nx-in-bar\" data-nxi-bar=\"true\" role=\"group\" aria-label=\"Play over time\" hidden><button type=\"button\" class=\"nx-in-btn\" data-nxi-prev=\"true\" aria-label=\"Step back\">&#8249;<\/button><button type=\"button\" class=\"nx-in-btn\" data-nxi-play=\"true\" aria-pressed=\"false\">Play<\/button><button type=\"button\" class=\"nx-in-btn\" data-nxi-next=\"true\" aria-label=\"Step forward\">&#8250;<\/button><span class=\"nx-in-step\" data-nxi-step=\"true\" aria-live=\"polite\"><\/span><\/div><\/div><div class=\"nx-in-side\"><p class=\"nx-eyebrow\">Controls<\/p><div class=\"nx-in-ctl\" data-nxi-ctl=\"true\"><dl class=\"nx-in-pv\"><div><dt>Typical annual hazard intensity (location)<\/dt><dd>1.00 intensity index<\/dd><\/div><div><dt>Spread of extremes (scale)<\/dt><dd>0.80 intensity index<\/dd><\/div><div><dt>Intensity at which half the value is lost<\/dt><dd>4.00 intensity index<\/dd><\/div><div><dt>Dispersion of vulnerability<\/dt><dd>0.55<\/dd><\/div><div><dt>Share of value in the hazard footprint<\/dt><dd>40%<\/dd><\/div><div><dt>Protection standard (return period)<\/dt><dd>50 years<\/dd><\/div><\/dl><\/div><p class=\"nx-eyebrow\">Readouts<\/p><dl class=\"nx-in-out\" data-nxi-out=\"true\" aria-live=\"polite\"><div><dt>Average annual loss<\/dt><dd>0.51% of value<\/dd><\/div><div><dt>Loss at 1 in 100 years<\/dt><dd>24.5% of value<\/dd><\/div><div><dt>Loss at 1 in 250 years<\/dt><dd>28.4% of value<\/dd><\/div><div><dt>Intensity at 1 in 100 years<\/dt><dd>4.68 intensity index<\/dd><\/div><\/dl><\/div><\/div><details class=\"nx-in-more\"><summary>Numbers, methods and sources<\/summary><div class=\"nx-in-more-in\"><div class=\"nx-in-tblw\" data-nxi-table=\"true\"><table class=\"nx-in-tbl\"><thead><tr><th scope=\"col\">Return period (years)<\/th><th scope=\"col\">Intensity (intensity index)<\/th><th scope=\"col\">Loss (% of value)<\/th><\/tr><\/thead><tbody><tr><th scope=\"row\">1<\/th><td>0.09<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">2<\/th><td>1.27<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">4<\/th><td>1.91<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">7<\/th><td>2.47<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">13<\/th><td>3.00<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">24<\/th><td>3.51<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">44<\/th><td>4.02<\/td><td>0.00<\/td><\/tr><tr><th scope=\"row\">82<\/th><td>4.53<\/td><td>23.55<\/td><\/tr><tr><th scope=\"row\">154<\/th><td>5.03<\/td><td>26.44<\/td><\/tr><tr><th scope=\"row\">287<\/th><td>5.53<\/td><td>28.87<\/td><\/tr><tr><th scope=\"row\">536<\/th><td>6.03<\/td><td>30.88<\/td><\/tr><tr><th scope=\"row\">1,000<\/th><td>6.53<\/td><td>32.53<\/td><\/tr><\/tbody><\/table><\/div><button type=\"button\" class=\"nx-in-btn\" data-nxi-csv=\"true\" hidden>Download the numbers (CSV)<\/button><h4 class=\"nx-h4\">Methods<\/h4><ol class=\"nx-in-meth\"><li>Gumbel extreme-value hazard <span class=\"nx-in-cite\">Gumbel (1958), Statistics of Extremes, Columbia University Press<\/span><\/li><li>Lognormal fragility (vulnerability) <span class=\"nx-in-cite\">FEMA (2003), HAZUS-MH Technical Manual<\/span><\/li><li>Exceedance-probability curve and average annual loss <span class=\"nx-in-cite\">Grossi and Kunreuther (2005), Catastrophe Modeling, Springer<\/span><\/li><li>Levee effect <span class=\"nx-in-cite\">Di Baldassarre and others (2013), Socio-hydrology, HESS 17<\/span><\/li><li>Uncertainty fan (parameter Monte Carlo) <span class=\"nx-in-cite\">Spiegelhalter, Pearson and Short (2011), Visualising uncertainty about the future, Science 333<\/span><\/li><li>One-at-a-time sensitivity (tornado) <span class=\"nx-in-cite\">Saltelli and others (2008), Global Sensitivity Analysis: The Primer, Wiley<\/span><\/li><\/ol><h4 class=\"nx-h4\">Data<\/h4><p class=\"nx-p\">The model runs on the teaching values set by the controls. To calibrate it for a place, read it against these admitted layers and series, which this page&#8217;s map can draw:<\/p><ul class=\"nx-in-src\"><li>Rivers <span class=\"nx-in-cite\">Natural Earth<\/span><\/li><li>Urban extents <span class=\"nx-in-cite\">Natural Earth<\/span><\/li><li>Cities <span class=\"nx-in-cite\">Natural Earth<\/span><\/li><li>Earthquakes M4.5+, past week (USGS) <span class=\"nx-in-cite\">U.S. Geological Survey \u00b7 register usgs.earthquake.summary-feeds<\/span><\/li><li>Rain rate, last half hour (IMERG) <span class=\"nx-in-cite\">NASA GPM IMERG Early \u00b7 register nasa.gibs.context-live-layers<\/span><\/li><li>River discharge forecast, 30 days with range (GloFAS via Open-Meteo) <span class=\"nx-in-cite\">Open-Meteo.com (CC BY 4.0), Copernicus GloFAS \u00b7 register open-meteo.public-pages<\/span><\/li><li>Built-up and settlement extent, 2010 (HBASE, Landsat) <span class=\"nx-in-cite\">CIESIN\/Columbia, NASA SEDAC HBASE \u00b7 register sedac.context-urban-layers<\/span><\/li><\/ul><\/div><\/details><figcaption class=\"nx-caption\">Loss exceedance, average annual loss and probable maximum loss. Illustrative teaching model: it runs on the values set by the controls, not on measured data. Methods: Gumbel extreme-value hazard (Gumbel (1958), Statistics of Extremes, Columbia University Press); Lognormal fragility (vulnerability) (FEMA (2003), HAZUS-MH Technical Manual); Exceedance-probability curve and average annual loss (Grossi and Kunreuther (2005), Catastrophe Modeling, Springer).<\/figcaption><div class=\"nx-in-pls\"><p class=\"nx-eyebrow\">Across the six pillars, led by Nexus Consortium<\/p><ul class=\"nx-in-pl\" aria-label=\"Where this instrument connects across the pillars\"><li data-pillar=\"labs\" data-hue=\"social\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Experiments<\/span> <a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-labs\/\">Labs<\/a><\/li><li data-pillar=\"foundry\" data-hue=\"infrastructure\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Built in<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/foundry\/\">Actuarial and Quantitative Risk in Foundry<\/a><\/li><li data-pillar=\"universe\" data-hue=\"water\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Tested at<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/universe\/\">Actuarial and Quantitative Risk in Universe<\/a><\/li><li data-pillar=\"standards\" data-hue=\"biodiversity\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Codified in<\/span> <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/\">Finance, Insurance and the Economy in Standards<\/a><\/li><li data-pillar=\"reports\" data-hue=\"energy\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Published in<\/span> <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/reports\/\">Actuarial and Quantitative Risk in Reports<\/a><\/li><li data-pillar=\"academy\" data-hue=\"risk\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-in-plv\">Taught in<\/span> <a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/finance-economics\/\">Faculty of Finance and Economics in Academy<\/a><\/li><\/ul><\/div><span class=\"nx-in-keep\" hidden><i data-c=\"c1\"><\/i><i data-c=\"c2\"><\/i><i data-c=\"c3\"><\/i><i data-c=\"c4\"><\/i><i data-c=\"c5\"><\/i><i data-c=\"c6\"><\/i><i data-c=\"l0\"><\/i><i data-c=\"l1\"><\/i><i data-c=\"l2\"><\/i><i data-c=\"l3\"><\/i><i data-c=\"l5\"><\/i><i data-c=\"h3\"><\/i><i data-c=\"neg\"><\/i><i data-c=\"on0\"><\/i><i data-c=\"on1\"><\/i><i data-l=\"0\"><\/i><i data-l=\"1\"><\/i><i data-l=\"2\"><\/i><i data-l=\"3\"><\/i><i data-l=\"4\"><\/i><i data-l=\"5\"><\/i><i data-on=\"0\"><\/i><i data-on=\"1\"><\/i><i data-pol=\"p\"><\/i><i data-pol=\"n\"><\/i><i data-k=\"R\"><\/i><i data-k=\"B\"><\/i><i data-k=\"dash\"><\/i><i data-dash=\"true\"><\/i><i data-view=\"result\"><\/i><i data-nxi-live=\"on\"><\/i><i data-nxi-live=\"off\"><\/i><i class=\"nx-in-svg nx-in-grid nx-in-ax nx-in-tk nx-in-at nx-in-ln nx-in-band nx-in-lbl nx-in-lk nx-in-ref nx-in-reft nx-in-mk nx-in-x nx-in-rect nx-in-val nx-in-rowl nx-in-cl nx-in-arrow nx-in-pol nx-in-cln nx-in-loop nx-in-edge nx-in-node nx-in-nl nx-in-reach nx-in-trib nx-in-agent nx-in-flow nx-in-legend nx-in-sw nx-in-note nx-in-loops nx-in-3d nx-in-cv nx-in-field nx-in-fl nx-in-fv nx-in-range nx-in-btn nx-in-err nx-in-tbl nx-in-cite\"><\/i><\/span><\/figure><\/div><\/div><\/section><section id=\"nx-sec-frameworks\" class=\"nx-section nx-band-panel\" data-hue=\"project\" data-variant=\"split\" aria-labelledby=\"nx-s-6\" role=\"tabpanel\" data-band-tab=\"nx-band-2-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">06<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Frameworks<\/span><\/div><h2 id=\"nx-s-6\" class=\"nx-section-title\">What the work is read against.<\/h2><p class=\"nx-lede\">The platform does not set standards. It reads its evidence against the frameworks that competent bodies have adopted, so a finding can be placed where a decision-maker already works.<\/p><\/div><div class=\"nx-section-body\" data-lv=\"ledger\"><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Framework or standard<\/th><th scope=\"col\">Body<\/th><th scope=\"col\">What it sets<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Framework or standard\">International Standards of Actuarial Practice<\/td><td data-label=\"Body\">International Actuarial Association (IAA)<\/td><td data-label=\"What it sets\">Model standards for actuarial work, including general practice, IFRS 17, ERM, and models<\/td><\/tr><tr><td data-label=\"Framework or standard\">Actuarial Standards of Practice<\/td><td data-label=\"Body\">Actuarial Standards Board (United States)<\/td><td data-label=\"What it sets\">Professional standards on topics including modelling, credibility, risk classification and catastrophe modelling<\/td><\/tr><tr><td data-label=\"Framework or standard\">Insurance Capital Standard<\/td><td data-label=\"Body\">International Association of Insurance Supervisors (IAIS)<\/td><td data-label=\"What it sets\">A group-wide prescribed capital requirement for internationally active insurance groups, adopted after a monitoring period<\/td><\/tr><tr><td data-label=\"Framework or standard\">Solvency II<\/td><td data-label=\"Body\">European Union, with EIOPA technical standards<\/td><td data-label=\"What it sets\">Risk-based capital calibrated to a one-in-two-hundred-year loss over one year, with standard formula and internal model routes<\/td><\/tr><tr><td data-label=\"Framework or standard\">IFRS 17 Insurance Contracts<\/td><td data-label=\"Body\">International Accounting Standards Board<\/td><td data-label=\"What it sets\">Measurement of insurance liabilities, including the risk adjustment for non-financial risk<\/td><\/tr><tr><td data-label=\"Framework or standard\">Actuarial Profession Standards and Technical Actuarial Standards<\/td><td data-label=\"Body\">Institute and Faculty of Actuaries; Financial Reporting Council (United Kingdom)<\/td><td data-label=\"What it sets\">Professional conduct and technical standards for actuarial work in the United Kingdom<\/td><\/tr><tr><td data-label=\"Framework or standard\">CMI Mortality Projections Model<\/td><td data-label=\"Body\">Continuous Mortality Investigation of the Institute and Faculty of Actuaries<\/td><td data-label=\"What it sets\">A widely used model for projecting mortality improvements in the United Kingdom<\/td><\/tr><tr><td data-label=\"Framework or standard\">Mortality improvement scales<\/td><td data-label=\"Body\">Society of Actuaries (United States)<\/td><td data-label=\"What it sets\">Published scales and tools for projecting mortality improvement for pension and insurance use<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-twin\" class=\"nx-section\" data-hue=\"finance\" data-span=\"wide\" data-ns-layout=\"twin\" aria-labelledby=\"nx-s-7\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">07<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Twin and cascade simulator<\/span><\/div><h2 id=\"nx-s-7\" class=\"nx-section-title\">Trace a shock in Actuarial and Quantitative Risk to the balance sheet.<\/h2><p class=\"nx-lede\">Assembled from the <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a> area profile <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/insurance-and-reinsurance\/\">Insurance and reinsurance<\/a>: the shocks it names, the <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\">systems<\/a> and sectors that carry the loss, the controls that dampen it and the data that observe it. Pick an initiating shock and step through the cascade to see which exposures it reaches and where losses could concentrate. The Map view places the run on an example geography with open data. Every weight is a stated assumption. An exercise, not a forecast, a valuation, a rating or investment advice. To model a place of your own choosing, open the full <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/system-builder\/\">System Builder<\/a>.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-ns-twin\" data-ns-data=\"nx-twin-es-home-A-P11\" data-ns-credits=\"Nexus Standards registry and area profiles; Nexus Hazard Standard NHS-1 1.1.0\"><div class=\"nx-ns-twin-static\"><div><p class=\"nx-eyebrow\">Hazards<\/p><ul class=\"nx-list\"><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/hazards\/hydrometeorological-hazard-standards\/\" data-tc=\"NHS-1 atmo.cyclone.tropical-cyclone\" data-tk=\"Atmosphere and weather \u00b7 Cyclonic storm systems\" data-td=\"A warm-core rotating storm over tropical oceans whose winds, rain and surge threaten coasts and inland river basins.\" data-ts=\"NRS-H2\" data-tr=\"draft\">Tropical cyclone<\/a><\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/hazards\/geophysical-hazard-standards\/\" data-tc=\"NHS-1 geo.seismic.earthquake\" data-tk=\"Solid Earth \u00b7 Fault shaking and rupture\" data-td=\"Sudden slip on a fault releasing seismic waves that shake the ground and damage structures and lifelines.\" data-ts=\"NRS-H17\" data-tr=\"draft\">Earthquake<\/a><\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h9\" data-tc=\"NHS-1 water.flood.ice-jam-flood\" data-tk=\"Water systems \u00b7 Freshwater inundation\" data-td=\"River water backing up behind an ice blockage and flooding adjacent land, sometimes with ice and debris.\" data-ts=\"NRS-H9\" data-tr=\"draft\">Ice-jam flood<\/a><\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/hazards\/wildfire-and-vegetation-fire-standards\/\" data-tc=\"NHS-1 eco.wildfire.wildfire\" data-tk=\"Land and ecosystems \u00b7 Vegetation and peat fire\" data-td=\"An uncontrolled fire in forest, scrub or grass that burns structures, crops and habitat and fills the air with smoke.\" data-ts=\"NRS-H24\" data-tr=\"draft\">Wildfire<\/a><\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h11\" data-tc=\"NHS-1 water.coastal.storm-surge\" data-tk=\"Water systems \u00b7 Coastal and sea-level hazards\" data-td=\"Sea level pushed above the tide by storm wind and low pressure, flooding the coast.\" data-ts=\"NRS-H11\" data-tr=\"draft\">Storm surge<\/a> (set off downstream)<\/li><li><a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-h4\" data-tc=\"NHS-1 atmo.precipitation.heavy-rain\" data-tk=\"Atmosphere and weather \u00b7 Precipitation extremes\" data-td=\"Rain falling fast or long enough to overwhelm drainage, soils and streams and to trigger floods and slope failures.\" data-ts=\"NRS-H4\" data-tr=\"draft\">Intense rainfall<\/a> (set off downstream)<\/li><li>River flood (set off downstream)<\/li><li>Flash flood (set off downstream)<\/li><li>Dangerous surf (set off downstream)<\/li><li>Widespread power outage (set off downstream)<\/li><li>Mass displacement (set off downstream)<\/li><li>Coastal flood (set off downstream)<\/li><li>Aftershock sequence (set off downstream)<\/li><li>Fault surface rupture (set off downstream)<\/li><li>Soil liquefaction (set off downstream)<\/li><li>Slope slide (set off downstream)<\/li><li>Rockfall (set off downstream)<\/li><li>Tsunami (set off downstream)<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Systems and couplings<\/p><ul class=\"nx-list\"><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/insurance-and-reinsurance\/\">Insurance and reinsurance<\/a><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/banking\/\">Banking<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/finance\/development-finance-institutions\/\">Development finance institutions<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/humanitarian\/humanitarian-sector-standards\/\">Humanitarian and civil society<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><li><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/water-food\/agriculture-sector-standards\/\">Agriculture and land use<\/a> <span class=\"nx-ns-sub\">Coupling<\/span><\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Controls<\/p><ul class=\"nx-list\"><li><code>NS-0<\/code> Constitution and principles<\/li><li><code>NS-3<\/code> Risk record UNIs (grammar, legacy crosswalk, allocation authority)<\/li><li><code>NS-9<\/code> Contextual UNIs (deployments, instances, programme instances)<\/li><li><code>NS-10<\/code> Policies and clauses (machine-readable obligations: definition, binding, evaluation and enforcement)<\/li><li><code>NS-11<\/code> Verification and monitoring (evidence, attestations, zero-trust conformance observation)<\/li><li><code>NS-14<\/code> Conformance and crosswalk to external standards<\/li><li><code>NRS-F3<\/code> Insurance, catastrophe risk and protection gaps<\/li><li><code>NRS-H113<\/code> Hazard family: Financial-system fragility (NHS-1 soc.financial-system)<\/li><li><code>NRS-U17<\/code> <a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/universe\">Universe<\/a> platform profile: Insurance Nexus<\/li><li><code>NRS-H71<\/code> Hazard family: Deep-time and cosmic catastrophes (NHS-1 planet.deep-time)<\/li><li><code>NRS-H65<\/code> Hazard family: Planetary boundary transgressions (NHS-1 planet.boundary)<\/li><li><code>NRS-F8<\/code> Parametric and index-based risk transfer<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Observation<\/p><ul class=\"nx-list\"><li>OECD Data Explorer (incl. Creditor Reporting System, insurance and pension statistics) (listed for reference)<\/li><li>Insurance statistics (listed for reference)<\/li><li>USGS earthquake GeoJSON summary feeds (listed for reference)<\/li><li>Direct economic loss attributed to disasters in relation to global gross domestic product (GDP)<\/li><li>Direct economic loss attributed to disasters in relation to global gross domestic product<\/li><li>(a) Number of commercial bank branches per 100,000 adults and (b) number of automated teller machines (ATMs) per 100,000 adults<\/li><\/ul><\/div><div><p class=\"nx-eyebrow\">Example geography<\/p><ul class=\"nx-list\"><li>Western Europe: 152 hexagonal cells<\/li><li>Rain rate, last half hour (IMERG), NASA GIBS<\/li><li>Night lights tonight, outages (VIIRS Day\/Night Band), NASA GIBS<\/li><li>Surface water through cloud, 30 m (OPERA DSWx-S1 radar), NASA GIBS<\/li><li>Carbon monoxide, smoke transport (AIRS), NASA GIBS<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-3\" data-hue=\"project\" aria-label=\"Overview, Exposure, loss and capital, The problem\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Overview, Exposure, loss and capital, The problem\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-3-tab-1\" aria-controls=\"nx-sec-overview\" aria-selected=\"true\" data-key=\"p1\">Overview<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-3-tab-2\" aria-controls=\"nx-sec-audience\" aria-selected=\"false\" data-key=\"p2\">Exposure, loss and capital<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-3-tab-3\" aria-controls=\"nx-sec-the-problem\" aria-selected=\"false\" data-key=\"p3\">The problem<\/button><\/div><section id=\"nx-sec-overview\" class=\"nx-section nx-band-panel\" data-hue=\"project\" data-variant=\"inset\" aria-labelledby=\"nx-s-8\" role=\"tabpanel\" data-band-tab=\"nx-band-3-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">08<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Overview<\/span><\/div><h2 id=\"nx-s-8\" class=\"nx-section-title\">What Actuarial and Quantitative Risk does.<\/h2><p class=\"nx-lede\">Actuarial and quantitative risk is the mathematics behind insurance and financial risk estimates, from loss distributions to capital models. Global Risks Alliance&#8217;s platform explains loss and extreme value methods, climate-adjusted pricing, credibility, dependence, solvency models, validation and mortality and longevity, under professional standards. It gives no actuarial opinions.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"3\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2\"\/><circle cx=\"9\" cy=\"7\" r=\"4\"\/><path d=\"M22 21v-2a4 4 0 0 0-3-3.87\"\/><path d=\"M16 3.13a4 4 0 0 1 0 7.75\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Who it serves<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Its community<\/h3><p class=\"nx-p nx-mt-1\">Actuaries; quantitative analysts; catastrophe modellers; risk modellers; model validators; academic statisticians.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M6 18h8\"\/><path d=\"M3 22h18\"\/><path d=\"M14 22a7 7 0 1 0 0-14h-1\"\/><path d=\"M9 14h2\"\/><path d=\"M9 12a2 2 0 0 1-2-2V6h6v4a2 2 0 0 1-2 2Z\"\/><path d=\"M12 6V3a1 1 0 0 0-1-1H9a1 1 0 0 0-1 1v3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">How it works<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Its methods<\/h3><p class=\"nx-p nx-mt-1\">Actuarial mathematics; extreme value theory; stochastic modelling; credibility and pricing theory; model validation.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z\"\/><path d=\"M14 2v4a2 2 0 0 0 2 2h4\"\/><path d=\"M10 9H8\"\/><path d=\"M16 13H8\"\/><path d=\"M16 17H8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">What it produces<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Its outputs<\/h3><p class=\"nx-p nx-mt-1\">Method notes; model validation guidance; quantitative annexes to finance-readiness dossiers; teaching material.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-audience\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-9\" role=\"tabpanel\" data-band-tab=\"nx-band-3-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">09<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Exposure, loss and capital<\/span><\/div><h2 id=\"nx-s-9\" class=\"nx-section-title\">What Actuarial and Quantitative Risk means for exposure, loss and capital.<\/h2><p class=\"nx-lede\">The exposure, loss, scenario and capital views a risk officer, supervisor or ministry of finance would ask for, with the frameworks they report against. Structures follow supervisory and actuarial practice. Values are illustrative: never prices, ratings or advice.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-au\" data-au-voice=\"finance\" data-au-n=\"2\"><figure class=\"nx-au-c\" data-au-fig=\"exposure-loss\"><h3 class=\"nx-h4\">Exposure and loss at return periods<\/h3><p class=\"nx-p nx-au-what\">How losses from Actuarial and Quantitative Risk grow with severity, gross and net of reinsurance, against capital.<\/p><div class=\"nx-au-cols\"><div class=\"nx-au-fig\"><svg class=\"nx-au-svg\" viewBox=\"0 0 560 214\" role=\"img\" aria-label=\"Exceedance probability curve, gross and net loss by return period\" focusable=\"false\"><line class=\"nx-au-ax\" x1=\"50\" y1=\"186\" x2=\"540\" y2=\"186\"\/><line class=\"nx-au-ax\" x1=\"50\" y1=\"16\" x2=\"50\" y2=\"186\"\/><path class=\"nx-au-ln\" d=\"M50 156.3l163.3-40.4 163.4-27.6 163.3-46.8\"\/><path class=\"nx-au-ac\" d=\"M50 164.8l163.3-23.4 163.4-12.8 163.3-25.5\"\/><text class=\"nx-au-t\" x=\"50\" y=\"202\" text-anchor=\"middle\">1 in 10<\/text><circle class=\"nx-au-nd nx-au-nd-ac\" cx=\"50.0\" cy=\"164.8\" r=\"3.5\"\/><text class=\"nx-au-t\" x=\"213.33\" y=\"202\" text-anchor=\"middle\">1 in 50<\/text><circle class=\"nx-au-nd nx-au-nd-ac\" cx=\"213.3\" cy=\"141.4\" r=\"3.5\"\/><text class=\"nx-au-t\" x=\"376.67\" y=\"202\" text-anchor=\"middle\">1 in 100<\/text><circle class=\"nx-au-nd nx-au-nd-ac\" cx=\"376.7\" cy=\"128.6\" r=\"3.5\"\/><text class=\"nx-au-t\" x=\"540\" y=\"202\" text-anchor=\"middle\">1 in 250<\/text><circle class=\"nx-au-nd nx-au-nd-ac\" cx=\"540.0\" cy=\"103.1\" r=\"3.5\"\/><text class=\"nx-au-t\" x=\"534\" y=\"33.5\" text-anchor=\"end\">gross<\/text><text class=\"nx-au-t\" x=\"526\" y=\"129.13\" text-anchor=\"end\">net of reinsurance<\/text><text class=\"nx-au-t\" x=\"44\" y=\"20\" text-anchor=\"end\">80<\/text><text class=\"nx-au-t\" x=\"44\" y=\"190\" text-anchor=\"end\">0<\/text><\/svg><\/div><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-stack=\"true\"><thead><tr><th scope=\"col\">Return period<\/th><th scope=\"col\">Annual probability<\/th><th scope=\"col\">Gross loss<\/th><th scope=\"col\">Net loss<\/th><th scope=\"col\">Net, capital = 100<\/th><\/tr><\/thead><tbody><tr><td data-label=\"Return period\">1 in 10<\/td><td data-label=\"Annual probability\">0.10<\/td><td data-label=\"Gross loss\">14<\/td><td data-label=\"Net loss\">10<\/td><td data-label=\"Net, capital = 100\"><span class=\"nx-au-num\">10<\/span><\/td><\/tr><tr><td data-label=\"Return period\">1 in 50<\/td><td data-label=\"Annual probability\">0.02<\/td><td data-label=\"Gross loss\">33<\/td><td data-label=\"Net loss\">21<\/td><td data-label=\"Net, capital = 100\"><span class=\"nx-au-num\">21<\/span><\/td><\/tr><tr><td data-label=\"Return period\">1 in 100<\/td><td data-label=\"Annual probability\">0.01<\/td><td data-label=\"Gross loss\">46<\/td><td data-label=\"Net loss\">27<\/td><td data-label=\"Net, capital = 100\"><span class=\"nx-au-num\">27<\/span><\/td><\/tr><tr><td data-label=\"Return period\">1 in 250<\/td><td data-label=\"Annual probability\">0.004<\/td><td data-label=\"Gross loss\">68<\/td><td data-label=\"Net loss\">39<\/td><td data-label=\"Net, capital = 100\"><span class=\"nx-au-num\">39<\/span><\/td><\/tr><tr><td data-label=\"Return period\">Average annual loss<\/td><td data-label=\"Annual probability\"><\/td><td data-label=\"Gross loss\">3.1<\/td><td data-label=\"Net loss\">2.2<\/td><td data-label=\"Net, capital = 100\">2.2<\/td><\/tr><\/tbody><\/table><\/div><\/div><figcaption class=\"nx-caption\"><span>Illustrative loss index for a example portfolio (capital = 100): the exceedance-probability form insurers and supervisors read. Not data on any institution, not a price or a rating.<\/span><\/figcaption><\/figure><figure class=\"nx-au-c\" data-au-fig=\"transmission\"><h3 class=\"nx-h4\">Transmission channels<\/h3><p class=\"nx-p nx-au-what\">How a shock in Actuarial and Quantitative Risk reaches credit, market, underwriting, liquidity and operational risk, and feeds back.<\/p><div class=\"nx-au-fig\"><svg class=\"nx-au-svg\" viewBox=\"0 0 560 268\" role=\"img\" aria-label=\"Transmission channels from shocks through micro and macro channels to financial risks\" focusable=\"false\" data-nx-z=\"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\"><\/svg><\/div><figcaption class=\"nx-caption\"><span>Channel structure after the Basel Committee&#8217;s work on climate-related risk drivers and transmission channels; links shown are typical paths, not estimated exposures.<\/span><\/figcaption><\/figure><\/div><div class=\"nx-chips nx-au-fw\" aria-label=\"Frameworks cited\"><span class=\"nx-chip\">NGFS climate scenarios \u00b7 Network for Greening the Financial System<\/span><span class=\"nx-chip\">IFRS S2 Climate-related Disclosures \u00b7 ISSB<\/span><span class=\"nx-chip\">TCFD recommendations \u00b7 Financial Stability Board TCFD<\/span><span class=\"nx-chip\">Principles for the effective management of climate-related financial risks \u00b7 Basel Committee on Banking Supervision<\/span><\/div><\/div><\/div><\/section><section id=\"nx-sec-the-problem\" class=\"nx-section nx-band-panel\" data-hue=\"project\" aria-labelledby=\"nx-s-10\" role=\"tabpanel\" data-band-tab=\"nx-band-3-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">10<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">The problem<\/span><\/div><h2 id=\"nx-s-10\" class=\"nx-section-title\">Why quantitative models fail when they matter most.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">Actuarial science and quantitative finance exist to put numbers on uncertainty: how often claims occur and how large they are, how long people live, how asset values move and how much capital is needed to survive bad years. These methods are powerful, and they underpin the solvency of insurers, pension funds and banks. Their failures are also well documented. Models calibrated on calm periods underestimated losses in financial crises; catastrophe models have been surprised by events outside their historical experience; correlations that looked stable broke down under stress; and longevity assumptions have repeatedly needed revision.<\/p><p class=\"nx-p\">Three features make these failures systemic. First, the tail of the loss distribution, where rare but severe outcomes sit, is precisely where data are scarcest and estimates least certain. Second, dependence between risks tends to rise in a crisis, so diversification that looked reliable disappears when it is needed. Third, the world changes: <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 climate-change\" data-tk=\"Nexus risk vocabulary\" data-td=\"A change in the state of the climate that persists for decades or longer, identified by shifts in averages and variability; in current practice, mainly the change driven by human emissions.\" data-ts=\"NRS-C1\" data-tr=\"draft\">climate change<\/a>, medical advances, technology and new financial structures make the past an imperfect guide to the future. When many institutions use similar models and assumptions, their errors can be correlated too.<\/p><p class=\"nx-p\">Good quantitative practice responds by stating uncertainty honestly, testing models against data they were not built on, challenging them with alternatives and being clear about what they cannot represent. That practice is shared across insurance, banking, pensions and financial stability, which is why it needs a common professional home.<\/p><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-spatial\" class=\"nx-section\" data-hue=\"finance\" aria-labelledby=\"nx-s-11\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">11<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Spatial finance<\/span><\/div><h2 id=\"nx-s-11\" class=\"nx-section-title\">Exposure, hazard and the exceedance curve.<\/h2><p class=\"nx-lede\">Which places drive loss in a severe year, and how far it reaches into reinsurance. Illustrative design values.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-canvas-wrap\"><figure class=\"nx-fk nx-sf\" data-fk=\"cat-ep\" data-gl=\"sf:cat-ep\" data-sf=\"cat-ep\" data-sx-credit=\"Natural Earth (public domain) | design event set, not a model output\" data-sx-src=\"Natural Earth ~ public domain ~ https:\/\/www.naturalearthdata.com\/ | Design scenario values by the Global Risks Alliance ~ illustrative, not data\" data-sf-learn-views=\"ep\" aria-label=\"Interactive map: coastal exposure under cyclone basins and earthquake belts, linked to a loss exceedance curve. Choosing a return period on the curve marks the places that lose at it.\" data-nx-zf=\"figure.aa67601c1a0b.txt\" data-nx-zs=\"sha256-qmdgHBoLwbHYOZ49XGwQHMoz\/4JQIZssycOx6q5HvFo=\"><figcaption class=\"nx-fk-cap\"><span>Coastal exposure under cyclone and earthquake zones, beside the loss curve it produces.<\/span><span data-honesty=\"true\">Illustrative design values, not a model output or a price.<\/span><\/figcaption><\/figure><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-4\" data-hue=\"project\" aria-label=\"Foundation and counterparts, Coverage, Grounding, Cycle\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Foundation and counterparts, Coverage, Grounding, Cycle\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-4-tab-1\" aria-controls=\"nx-sec-foundation-and-counterparts\" aria-selected=\"true\" data-key=\"p1\">Foundation and counterparts<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-4-tab-2\" aria-controls=\"nx-sec-areas\" aria-selected=\"false\" data-key=\"p2\">Coverage<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-4-tab-3\" aria-controls=\"nx-sec-grounding\" aria-selected=\"false\" data-key=\"p3\">Grounding<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-4-tab-4\" aria-controls=\"nx-sec-cycle\" aria-selected=\"false\" data-key=\"p4\">Cycle<\/button><\/div><section id=\"nx-sec-foundation-and-counterparts\" class=\"nx-section nx-band-panel\" data-hue=\"project\" data-variant=\"split\" aria-labelledby=\"nx-s-12\" role=\"tabpanel\" data-band-tab=\"nx-band-4-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">12<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Foundation and counterparts<\/span><\/div><h2 id=\"nx-s-12\" class=\"nx-section-title\">Grounded in mathematics, connected across three institutions.<\/h2><\/div><div class=\"nx-section-body\"><p class=\"nx-p\">The platform stewards <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/stem\/actuarial-math\/\">actuarial mathematics<\/a> and financial and risk engineering in the STEM Commons, and applies extreme value theory and <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 tail-risk\" data-tk=\"Nexus risk vocabulary\" data-td=\"Risk from outcomes at the far end of a distribution, which are rare but carry very large consequences and often dominate total expected harm.\" data-ts=\"NRS-C1\" data-tr=\"draft\">tail risk<\/a>, probability and statistics, uncertainty quantification and model validation and high-performance, cloud and edge computing. It sits in the fields of <a class=\"nx-link\" href=\"https:\/\/therisk.global\/fields\/insurance\/\">insurance and catastrophe<\/a>, methods and modelling and capital markets and investment.<\/p><p class=\"nx-p\">At The Global Centre for Risk and Innovation (GCRI), its counterparts are <a class=\"nx-link\" href=\"https:\/\/therisk.global\/systems-modelling\/\">Systems Science and Modelling<\/a>, <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 systemic-risk\" data-tk=\"Nexus risk vocabulary\" data-td=\"Risk that the failure or disruption of parts of an interconnected system propagates through its dependencies to impair the functioning of the whole, often beyond the sector or place where it began. It arises from\u2026\" data-ts=\"NRS-C1\" data-tr=\"draft\">Systemic Risk<\/a> Management, <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/labs\" data-tc=\"Labs\" data-tk=\"Nexus Standards\" data-td=\"The research pillar of the programme, one of six (OR-11, OR-12)\">Labs<\/a> and Foundry, where reproducible compute is designed to run. Within GRA, the platform supplies methods to <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/reinsurance-catastrophe\/\">Reinsurance and Catastrophe<\/a>, Insurance Nexus and AI and Financial <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 model-risk\" data-tk=\"Nexus risk vocabulary\" data-td=\"Risk of harm from decisions based on models that are wrong, misused or applied outside their validity domain.\" data-ts=\"NRS-C1\" data-tr=\"draft\">Model Risk<\/a>, and actuarial methods remain a chapter topic of Reinsurance and Catastrophe. Research feeds the <a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-reports\/series\/methods-technical\/\">Methods and Technical<\/a> and Finance and Insurance Readiness series, and the Universe theme shared quantitative methods for an edition tests them in an exercise setting.<\/p><\/div><\/div><\/section><section id=\"nx-sec-areas\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"inset\" aria-labelledby=\"nx-s-13\" role=\"tabpanel\" data-band-tab=\"nx-band-4-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">13<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Coverage<\/span><\/div><h2 id=\"nx-s-13\" class=\"nx-section-title\">The areas of insurance and catastrophe this platform takes on.<\/h2><p class=\"nx-lede\">Actuarial and Quantitative Risk studies the mathematics behind insurance and financial risk estimates: loss distributions, extreme value methods, climate-adjusted pricing, credibility when data are sparse, dependence between risks, capital and solvency models, model validation and mortality and longevity. Its pages set out how each method works, where it fails, which data and professional standards apply, and who signs off the results, with every source labelled. Global Risks Alliance shares professional understanding and does not give actuarial opinions or advice.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cells\" data-cols=\"4\"><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 3v18h18\"\/><path d=\"M18 17V9\"\/><path d=\"M13 17V5\"\/><path d=\"M8 17v-3\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Area<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Loss distributions<\/h3><p class=\"nx-p nx-mt-1\">Frequency and severity models, aggregate loss distributions and the choices that shape their tails.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 12h-2.48a2 2 0 0 0-1.93 1.46l-2.35 8.36a.25.25 0 0 1-.48 0L9.24 2.18a.25.25 0 0 0-.48 0l-2.35 8.36A2 2 0 0 1 4.49 12H2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Area<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Extreme value methods<\/h3><p class=\"nx-p nx-mt-1\">Modelling the largest losses and hazard extremes beyond the observed record, with their uncertainty.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 2v2\"\/><path d=\"m4.93 4.93 1.41 1.41\"\/><path d=\"M20 12h2\"\/><path d=\"m19.07 4.93-1.41 1.41\"\/><path d=\"M15.947 12.65a4 4 0 0 0-5.925-4.128\"\/><path d=\"M3 20a5 5 0 1 1 8.9-4H13a3 3 0 0 1 2 5.24\"\/><path d=\"M11 20v2\"\/><path d=\"M7 19v2\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Area<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Climate-adjusted pricing<\/h3><p class=\"nx-p nx-mt-1\">Adjusting premiums and loss estimates for changing hazard rather than relying on past averages alone.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"m12.83 2.18a2 2 0 0 0-1.66 0L2.6 6.08a1 1 0 0 0 0 1.83l8.58 3.91a2 2 0 0 0 1.66 0l8.58-3.9a1 1 0 0 0 0-1.83Z\"\/><path d=\"m22 17.65-9.17 4.16a2 2 0 0 1-1.66 0L2 17.65\"\/><path d=\"m22 12.65-9.17 4.16a2 2 0 0 1-1.66 0L2 12.65\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Area<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Credibility and sparse data<\/h3><p class=\"nx-p nx-mt-1\">Blending limited own experience with wider data, and estimating risks with few observations.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><rect x=\"16\" y=\"16\" width=\"6\" height=\"6\" rx=\"1\"\/><rect x=\"2\" y=\"16\" width=\"6\" height=\"6\" rx=\"1\"\/><rect x=\"9\" y=\"2\" width=\"6\" height=\"6\" rx=\"1\"\/><path d=\"M5 16v-3a1 1 0 0 1 1-1h12a1 1 0 0 1 1 1v3\"\/><path d=\"M12 12V8\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Area<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Dependence and correlation<\/h3><p class=\"nx-p nx-mt-1\">How risks move together, especially in the tail, and how diversification credit is justified.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M20 13c0 5-3.5 7.5-7.66 8.95a1 1 0 0 1-.67-.01C7.5 20.5 4 18 4 13V6a1 1 0 0 1 1-1c2 0 4.5-1.2 6.24-2.72a1.17 1.17 0 0 1 1.52 0C14.51 3.81 17 5 19 5a1 1 0 0 1 1 1z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Area<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Capital and solvency models<\/h3><p class=\"nx-p nx-mt-1\">Standard formulas and internal models that set the capital insurers and banks must hold.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3.85 8.62a4 4 0 0 1 4.78-4.77 4 4 0 0 1 6.74 0 4 4 0 0 1 4.78 4.78 4 4 0 0 1 0 6.74 4 4 0 0 1-4.77 4.78 4 4 0 0 1-6.75 0 4 4 0 0 1-4.78-4.77 4 4 0 0 1 0-6.76Z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Area<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Model validation<\/h3><p class=\"nx-p nx-mt-1\">Testing, back-testing and independent review of quantitative models against professional and supervisory standards.<\/p><\/div><div><div class=\"nx-glyph-row\"><span class=\"nx-glyph\" data-tone=\"accent\"><svg class=\"nx-i\" viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M19 14c1.49-1.46 3-3.21 3-5.5A5.5 5.5 0 0 0 16.5 3c-1.76 0-3 .5-4.5 2-1.5-1.5-2.74-2-4.5-2A5.5 5.5 0 0 0 2 8.5c0 2.3 1.5 4.05 3 5.5l7 7Z\"\/><path d=\"M3.22 12l6.28 0 .5-1 2 4.5 2-7 1.5 3.5 5.27 0\"\/><\/svg><\/span><span class=\"nx-eyebrow\">Area<\/span><\/div><h3 class=\"nx-h4 nx-mt-2\">Mortality and longevity<\/h3><p class=\"nx-p nx-mt-1\">Mortality tables, improvement projections and the risk that people live longer than assumed.<\/p><\/div><\/div><\/div><\/div><\/section><section id=\"nx-sec-grounding\" class=\"nx-section nx-band-panel\" data-hue=\"project\" aria-labelledby=\"nx-s-14\" role=\"tabpanel\" data-band-tab=\"nx-band-4-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">14<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Grounding<\/span><\/div><h2 id=\"nx-s-14\" class=\"nx-section-title\">Built on named science, technology, engineering and mathematics.<\/h2><p class=\"nx-lede\">Every claim on Actuarial and Quantitative Risk rests on methods with a canonical page in the STEM Commons, so readers can see what a finding depends on and where its limits lie.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-chips\"><span class=\"nx-chip\">Actuarial mathematics<\/span><span class=\"nx-chip\">Extreme value theory and tail risk<\/span><span class=\"nx-chip\">Probability and statistics<\/span><span class=\"nx-chip\">Uncertainty quantification and model validation<\/span><span class=\"nx-chip\">Financial and risk engineering<\/span><span class=\"nx-chip\">High-performance, cloud and edge computing<\/span><\/div><p class=\"nx-p nx-mt-3\"><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/stem\/\">See the STEM foundation of Actuarial and Quantitative Risk<\/a><\/p><\/div><\/div><\/section><section id=\"nx-sec-cycle\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" data-variant=\"split\" aria-labelledby=\"nx-s-15\" role=\"tabpanel\" data-band-tab=\"nx-band-4-tab-4\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">15<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Cycle<\/span><\/div><h2 id=\"nx-s-15\" class=\"nx-section-title\">How work moves in this field.<\/h2><p class=\"nx-lede\">A question becomes evidence, a governed build, an organised community, a controlled test, a reviewed publication and, finally, a decision taken by the competent authority under its own rules.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-cycle-lanes\"><ol class=\"nx-pl-list\"><li data-pillar=\"universe\" data-hue=\"water\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><strong>Question<\/strong> <span class=\"nx-pl-in\">Universe<\/span> National, regional or institutional priority. <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/programmes\/\">Question in Actuarial and Quantitative Risk<\/a><\/li><li data-pillar=\"foundry\" data-hue=\"infrastructure\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><strong>Evidence<\/strong> <span class=\"nx-pl-in\">Foundry<\/span> STEM foundation of the platform. <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/stem\/\">Evidence in Actuarial and Quantitative Risk<\/a><\/li><li data-pillar=\"foundry\" data-hue=\"infrastructure\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><strong>Build<\/strong> <span class=\"nx-pl-in\">Foundry<\/span> Foundry. <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/foundry\/\">Build in Actuarial and Quantitative Risk<\/a><\/li><li data-pillar=\"universe\" data-hue=\"water\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><strong>Organise<\/strong> <span class=\"nx-pl-in\">Universe<\/span> <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/organization\/architecture\/ii.-definitions\/i.-nexus-ecosystem\" data-tc=\"Nexus Ecosystem\" data-tk=\"Nexus Standards\" data-td=\"The whole of the institutions, pillars, systems and communities\">Nexus ecosystem<\/a>. <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/community\/\">Organise in Actuarial and Quantitative Risk<\/a><\/li><li data-pillar=\"universe\" data-hue=\"water\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><strong>Test<\/strong> <span class=\"nx-pl-in\">Universe<\/span> Universe (independent site). <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/universe\/\">Test in Actuarial and Quantitative Risk<\/a><\/li><li data-pillar=\"reports\" data-hue=\"energy\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><strong>Publish<\/strong> <span class=\"nx-pl-in\"><a class=\"nx-link\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/reports\">Reports<\/a><\/span> Reports. <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/reports\/\">Publish in Actuarial and Quantitative Risk<\/a><\/li><li data-pillar=\"authority\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><strong>Decide<\/strong> <span class=\"nx-pl-in\">Competent authority<\/span> Competent authorities and institutions, through <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-s18\" data-tc=\"NXS-RLS\" data-tk=\"Nexus system\" data-td=\"Participants, agreements and handoffs\" data-ts=\"NRS-S18\">NXS-RLS (participants, agreements and handoffs)<\/a>. <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/trust\/\">Decide in Actuarial and Quantitative Risk<\/a><\/li><li data-pillar=\"universe\" data-hue=\"water\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><strong>Renew<\/strong> <span class=\"nx-pl-in\">Universe<\/span> Corrections and the next annual agenda. <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/programmes\/\">Renew in Actuarial and Quantitative Risk<\/a><\/li><\/ol><p class=\"nx-caption\"><span>Each step of the cycle in the pillar it runs in; the decision stays with the competent authority, outside the programme.<\/span><\/p><ul class=\"nx-pl-legend\" aria-label=\"Pillars\"><li data-pillar=\"labs\" data-hue=\"social\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-labs\/\">Labs<\/a><\/li><li data-pillar=\"foundry\" data-hue=\"infrastructure\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-foundry\/\">Foundry<\/a><\/li><li data-pillar=\"universe\" data-hue=\"water\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><a class=\"nx-link\" href=\"https:\/\/universe.nexus\/\">Universe<\/a><\/li><li data-pillar=\"standards\" data-hue=\"biodiversity\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/\">Nexus Standards<\/a><\/li><li data-pillar=\"reports\" data-hue=\"energy\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><a class=\"nx-link\" href=\"https:\/\/therisk.global\/nexus-reports\/\">Reports<\/a><\/li><li data-pillar=\"academy\" data-hue=\"risk\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/\">Risk Academy<\/a><\/li><li data-pillar=\"authority\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span>Competent authority (outside the programme)<\/li><\/ul><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-pillars\" class=\"nx-section\" data-hue=\"project\" data-variant=\"inset\" aria-labelledby=\"nx-s-16\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">16<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Six pillars<\/span><\/div><h2 id=\"nx-s-16\" class=\"nx-section-title\">How this works across the six pillars.<\/h2><p class=\"nx-lede\">Actuarial and Quantitative Risk works through six pillars of one annual programme, led by the Nexus Consortium, with GCRI, the Global Risks Forum (GRF) and GRA each contributing in its role: explore, experiment and prototype in <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/programme\/labs\" data-tc=\"Labs\" data-tk=\"Nexus Standards\" data-td=\"The research pillar of the programme, one of six (OR-11, OR-12)\">Labs<\/a>, build, simulate and prepare in Foundry, convene and test in Universe, codify, correct and apply in <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a>, publish in every format in Reports, teach in the open in Risk Academy.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-pl-ring nx-canvas-wrap\" data-pl-hex=\"true\"><figure class=\"nx-nsig nx-phex\" data-nx-phex=\"012345\" data-phex-ctx=\"whole\" data-phex=\"{&quot;S&quot;:[{&quot;id&quot;:&quot;labs&quot;,&quot;c&quot;:&quot;L&quot;,&quot;name&quot;:&quot;Labs&quot;,&quot;full&quot;:&quot;Labs&quot;,&quot;verb&quot;:&quot;Experiments&quot;,&quot;url&quot;:&quot;https:\/\/therisk.global\/nexus-labs\/&quot;,&quot;home&quot;:&quot;https:\/\/therisk.global\/nexus-labs\/&quot;,&quot;does&quot;:[&quot;Turns open questions into designed experiments&quot;,&quot;Prototypes new methods, data pipelines and tools&quot;,&quot;Records failures and limits alongside results&quot;,&quot;Hands reproducible prototypes to the Foundry&quot;]},{&quot;id&quot;:&quot;foundry&quot;,&quot;c&quot;:&quot;F&quot;,&quot;name&quot;:&quot;Foundry&quot;,&quot;full&quot;:&quot;Foundry&quot;,&quot;verb&quot;:&quot;Builds&quot;,&quot;url&quot;:&quot;https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/foundry\/&quot;,&quot;home&quot;:&quot;https:\/\/therisk.global\/nexus-foundry\/&quot;,&quot;does&quot;:[&quot;Builds the cycle's software, data and environments&quot;,&quot;Simulates scenarios and runs benchmarks&quot;,&quot;Monitors hazards, systems and evidence&quot;,&quot;Develops and tracks the National Portfolio&quot;]},{&quot;id&quot;:&quot;universe&quot;,&quot;c&quot;:&quot;U&quot;,&quot;name&quot;:&quot;Universe&quot;,&quot;full&quot;:&quot;Universe&quot;,&quot;verb&quot;:&quot;Convenes and tests&quot;,&quot;url&quot;:&quot;https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/universe\/&quot;,&quot;home&quot;:&quot;https:\/\/universe.nexus\/&quot;,&quot;does&quot;:[&quot;Sets the annual mandate and admits missions&quot;,&quot;Runs readiness, the controlled build and Action Week&quot;,&quot;Stands down temporary capacity and seals evidence&quot;,&quot;Reviews the year and renews the mandate&quot;]},{&quot;id&quot;:&quot;standards&quot;,&quot;c&quot;:&quot;S&quot;,&quot;name&quot;:&quot;Standards&quot;,&quot;full&quot;:&quot;Nexus Standards&quot;,&quot;verb&quot;:&quot;Codify and correct&quot;,&quot;url&quot;:&quot;https:\/\/nexustandards.com\/finance\/&quot;,&quot;home&quot;:&quot;https:\/\/nexustandards.com\/&quot;,&quot;does&quot;:[&quot;Identifies every artefact with a UNI&quot;,&quot;Routes work to the standards that apply&quot;,&quot;Validates and monitors conformance evidence&quot;,&quot;Takes cycle findings as change proposals&quot;,&quot;Records national adoption&quot;]},{&quot;id&quot;:&quot;reports&quot;,&quot;c&quot;:&quot;R&quot;,&quot;name&quot;:&quot;Reports&quot;,&quot;full&quot;:&quot;Reports&quot;,&quot;verb&quot;:&quot;Publishes&quot;,&quot;url&quot;:&quot;https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/reports\/&quot;,&quot;home&quot;:&quot;https:\/\/therisk.global\/nexus-reports\/&quot;,&quot;does&quot;:[&quot;Publishes four editions a year, with Q4 as the annual flagship&quot;,&quot;Maintains country and regional profiles&quot;,&quot;Publishes exponential technology streams&quot;,&quot;Records corrections and method changes&quot;]},{&quot;id&quot;:&quot;academy&quot;,&quot;c&quot;:&quot;A&quot;,&quot;name&quot;:&quot;Academy&quot;,&quot;full&quot;:&quot;Risk Academy&quot;,&quot;verb&quot;:&quot;Teaches&quot;,&quot;url&quot;:&quot;https:\/\/risksacademy.com\/finance-economics\/&quot;,&quot;home&quot;:&quot;https:\/\/risksacademy.com\/&quot;,&quot;does&quot;:[&quot;Publishes a course for every system, standard and programme role&quot;,&quot;Assesses learning on real cycle tasks&quot;,&quot;Issues microcredentials and achievements through accountable issuers&quot;,&quot;Feeds qualified people into the next cycle&quot;]}],&quot;H&quot;:[{&quot;id&quot;:&quot;F01&quot;,&quot;f&quot;:2,&quot;t&quot;:1,&quot;ph&quot;:&quot;READINESS_PREPARATION&quot;,&quot;art&quot;:&quot;Admitted mission becomes a cycle project with a decision case&quot;},{&quot;id&quot;:&quot;F02&quot;,&quot;f&quot;:1,&quot;t&quot;:2,&quot;ph&quot;:&quot;CONTROLLED_BUILD&quot;,&quot;art&quot;:&quot;Core Build Report and go or no-go evidence&quot;},{&quot;id&quot;:&quot;F03&quot;,&quot;f&quot;:1,&quot;t&quot;:4,&quot;ph&quot;:&quot;CLOSEOUT&quot;,&quot;art&quot;:&quot;Sealed observations and indicator series behind a profile&quot;},{&quot;id&quot;:&quot;F04&quot;,&quot;f&quot;:2,&quot;t&quot;:4,&quot;ph&quot;:&quot;AFTER_ACTION_REVIEW&quot;,&quot;art&quot;:&quot;After-action and scenario findings for chapters 10 and 13&quot;},{&quot;id&quot;:&quot;F05&quot;,&quot;f&quot;:1,&quot;t&quot;:4,&quot;ph&quot;:&quot;AFTER_ACTION_REVIEW&quot;,&quot;art&quot;:&quot;National Portfolio movement for chapter 11&quot;},{&quot;id&quot;:&quot;F06&quot;,&quot;f&quot;:4,&quot;t&quot;:3,&quot;ph&quot;:&quot;CORRECTION&quot;,&quot;art&quot;:&quot;Method and correction findings as change proposals&quot;},{&quot;id&quot;:&quot;F07&quot;,&quot;f&quot;:2,&quot;t&quot;:3,&quot;ph&quot;:&quot;DOCKET_REVIEW&quot;,&quot;art&quot;:&quot;Docket items that need a standard or a profile&quot;},{&quot;id&quot;:&quot;F08&quot;,&quot;f&quot;:3,&quot;t&quot;:1,&quot;ph&quot;:&quot;READINESS_PREPARATION&quot;,&quot;art&quot;:&quot;Composed mission profiles and national adoption records&quot;},{&quot;id&quot;:&quot;F09&quot;,&quot;f&quot;:3,&quot;t&quot;:5,&quot;ph&quot;:&quot;RENEWAL&quot;,&quot;art&quot;:&quot;Each adopted standard or profile becomes a course module&quot;},{&quot;id&quot;:&quot;F10&quot;,&quot;f&quot;:2,&quot;t&quot;:5,&quot;ph&quot;:&quot;CLOSEOUT&quot;,&quot;art&quot;:&quot;Assessed cycle tasks become completion evidence&quot;},{&quot;id&quot;:&quot;F11&quot;,&quot;f&quot;:5,&quot;t&quot;:2,&quot;ph&quot;:&quot;RENEWAL&quot;,&quot;art&quot;:&quot;Qualified participants for the next cycle's roles&quot;},{&quot;id&quot;:&quot;F12&quot;,&quot;f&quot;:4,&quot;t&quot;:2,&quot;ph&quot;:&quot;RENEWAL&quot;,&quot;art&quot;:&quot;Q4 synthesis informs the next-year mandate&quot;},{&quot;id&quot;:&quot;F13&quot;,&quot;f&quot;:1,&quot;t&quot;:3,&quot;ph&quot;:&quot;CONTROLLED_BUILD&quot;,&quot;art&quot;:&quot;Validation and monitoring evidence for conformance review&quot;},{&quot;id&quot;:&quot;F14&quot;,&quot;f&quot;:1,&quot;t&quot;:5,&quot;ph&quot;:&quot;PLANNING&quot;,&quot;art&quot;:&quot;Each system's rooms become a learning-by-doing course&quot;},{&quot;id&quot;:&quot;R1&quot;,&quot;f&quot;:3,&quot;t&quot;:4,&quot;ph&quot;:null,&quot;art&quot;:&quot;Applied in editions&quot;},{&quot;id&quot;:&quot;R2&quot;,&quot;f&quot;:4,&quot;t&quot;:5,&quot;ph&quot;:null,&quot;art&quot;:&quot;Taught in the open&quot;},{&quot;id&quot;:&quot;R3&quot;,&quot;f&quot;:5,&quot;t&quot;:0,&quot;ph&quot;:null,&quot;art&quot;:&quot;Questions become experiments&quot;},{&quot;id&quot;:&quot;R4&quot;,&quot;f&quot;:0,&quot;t&quot;:1,&quot;ph&quot;:null,&quot;art&quot;:&quot;Tested prototypes are built&quot;}],&quot;PH&quot;:[[&quot;PLANNING&quot;,&quot;Planning&quot;],[&quot;READINESS_PREPARATION&quot;,&quot;Readiness preparation&quot;],[&quot;CONTROLLED_BUILD&quot;,&quot;Controlled build&quot;],[&quot;CLOSEOUT&quot;,&quot;Closeout&quot;],[&quot;AFTER_ACTION_REVIEW&quot;,&quot;After-action review&quot;],[&quot;CORRECTION&quot;,&quot;Correction&quot;],[&quot;DOCKET_REVIEW&quot;,&quot;Docket review&quot;],[&quot;RENEWAL&quot;,&quot;Renewal&quot;]],&quot;L&quot;:[[1,3],[1,2],[2,5],[2,4],[1,5,2],[1,4,3],[1,4,2],[1,2,3],[2,3,5],[1,5,2,3],[1,4,2,3],[1,3,5,2],[1,2,4,3],[2,4,3,5],[1,5,2,4,3],[1,4,3,5,2],[0,1,2,3,4,5]],&quot;CTX&quot;:[{&quot;id&quot;:&quot;whole&quot;,&quot;n&quot;:&quot;The whole programme&quot;,&quot;s&quot;:[0,1,2,3,4,5],&quot;t&quot;:&quot;Every pillar hands its work to another; together they close the year's feedback loops.&quot;},{&quot;id&quot;:&quot;practice&quot;,&quot;n&quot;:&quot;From prototype to practice&quot;,&quot;s&quot;:[0,1,2,3],&quot;t&quot;:&quot;A Labs prototype is built in the Foundry, tested in a Universe mission and codified as a standard.&quot;},{&quot;id&quot;:&quot;build-test&quot;,&quot;n&quot;:&quot;Build and test&quot;,&quot;s&quot;:[1,2],&quot;t&quot;:&quot;The Foundry builds what a mission needs; Universe returns the go or no-go evidence.&quot;},{&quot;id&quot;:&quot;conformance&quot;,&quot;n&quot;:&quot;Conformance&quot;,&quot;s&quot;:[1,3],&quot;t&quot;:&quot;Validation evidence goes to Standards for review; composed profiles come back for the next build.&quot;},{&quot;id&quot;:&quot;correction&quot;,&quot;n&quot;:&quot;A finding becomes a correction&quot;,&quot;s&quot;:[1,4,3],&quot;t&quot;:&quot;Observations are published, a method finding becomes a change proposal, the corrected profile returns to the build.&quot;},{&quot;id&quot;:&quot;mandate&quot;,&quot;n&quot;:&quot;Setting the next mandate&quot;,&quot;s&quot;:[2,4],&quot;t&quot;:&quot;After-action findings go into the editions; the Q4 synthesis informs next year's mandate.&quot;},{&quot;id&quot;:&quot;people&quot;,&quot;n&quot;:&quot;People for the next cycle&quot;,&quot;s&quot;:[2,5],&quot;t&quot;:&quot;Assessed cycle tasks become completion evidence; qualified participants take roles in the next cycle.&quot;},{&quot;id&quot;:&quot;learning&quot;,&quot;n&quot;:&quot;Learning by doing&quot;,&quot;s&quot;:[1,2,5],&quot;t&quot;:&quot;Each system's rooms become a course; learners join missions, and missions return to the Foundry.&quot;}]}\"><div class=\"nx-nsig-plate\"><div class=\"nx-nsig-strip\" role=\"group\" aria-label=\"Routes through the programme\" hidden><\/div><div class=\"nx-nsig-stage\"><div class=\"nx-nsig-top\"><span>Select pillars \u00b7 hover lines<\/span><span class=\"nx-nsig-pairs\">18 \/ 18 handoffs<\/span><\/div><div class=\"nx-nsig-tilt\"><svg class=\"nx-nsig-svg\" viewBox=\"-370 -290 740 580\" role=\"img\" aria-label=\"The six pillars of the Consortium's programme: 18 of 18 handoffs in play, 17 feedback loops closed.\" focusable=\"false\" data-nx-z=\"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\"><\/svg><\/div><p class=\"nx-phex-legend\" aria-hidden=\"true\"><span><i class=\"nx-phex-k1\"><\/i>handoff in play<\/span><span><i class=\"nx-phex-k2\"><\/i>recorded handoff<\/span><span><i class=\"nx-phex-k3\"><\/i>no direct handoff<\/span><\/p><div class=\"nx-phex-phase\" hidden><p class=\"nx-phex-phh\"><span class=\"nx-phex-phk\">Programme year<\/span><span class=\"nx-phex-pn\">All phases<\/span><\/p><div class=\"nx-phex-steps\" role=\"group\" aria-label=\"Phases of the programme year\"><\/div><div class=\"nx-nsig-actions\"><button type=\"button\" class=\"nx-nsig-btn\" data-phex-act=\"play\">Play the year<\/button><button type=\"button\" class=\"nx-nsig-btn\" data-phex-act=\"allph\">All phases<\/button><\/div><\/div><\/div><div class=\"nx-nsig-read\"><div><p class=\"nx-nsig-k\">Route<\/p><p class=\"nx-nsig-name\">The whole programme<\/p><p class=\"nx-nsig-line\">Every pillar hands its work to another; together they close the year&#8217;s feedback loops.<\/p><\/div><p class=\"nx-nsig-code\" aria-live=\"polite\"><span>L<\/span> \u00b7 <span>F<\/span> \u00b7 <span>U<\/span> \u00b7 <span>S<\/span> \u00b7 <span>R<\/span> \u00b7 <span>A<\/span><\/p><dl class=\"nx-nsig-stats\"><div><dt>Pillars<\/dt><dd><strong>6<\/strong> <small>of 6<\/small><\/dd><\/div><div><dt>Handoffs<\/dt><dd><strong>18<\/strong> <small>of 18<\/small><\/dd><\/div><div><dt>Loops<\/dt><dd><strong>17<\/strong> <small>closed<\/small><\/dd><\/div><\/dl><div class=\"nx-nsig-detail\"><h3 class=\"nx-nsig-dh\">Handoffs in play<\/h3><ul class=\"nx-nsig-rel nx-phex-rel\"><li class=\"nx-phex-h\"><span class=\"nx-phex-id\">F01<\/span><span class=\"nx-nsig-rt\"><b>Universe \u2192 Foundry<\/b> \u00b7 Admitted mission becomes a cycle project with a decision case<\/span><span class=\"nx-phex-ph\">Readiness preparation<\/span><\/li><li class=\"nx-phex-h\"><span class=\"nx-phex-id\">F02<\/span><span class=\"nx-nsig-rt\"><b>Foundry \u2192 Universe<\/b> \u00b7 Core Build Report and go or no-go evidence<\/span><span class=\"nx-phex-ph\">Controlled build<\/span><\/li><li class=\"nx-phex-h\"><span class=\"nx-phex-id\">F03<\/span><span class=\"nx-nsig-rt\"><b>Foundry \u2192 Reports<\/b> \u00b7 Sealed observations and indicator series behind a profile<\/span><span class=\"nx-phex-ph\">Closeout<\/span><\/li><li class=\"nx-phex-h\"><span class=\"nx-phex-id\">F04<\/span><span class=\"nx-nsig-rt\"><b>Universe \u2192 Reports<\/b> \u00b7 After-action and scenario findings for chapters 10 and 13<\/span><span class=\"nx-phex-ph\">After-action review<\/span><\/li><\/ul><p class=\"nx-nsig-hint\">and 14 more<\/p><\/div><div class=\"nx-nsig-actions\" data-phex-acts=\"true\" hidden><button type=\"button\" class=\"nx-nsig-btn\" data-phex-act=\"all\">Whole ring<\/button><button type=\"button\" class=\"nx-nsig-btn\" data-phex-act=\"clear\">Clear<\/button><button type=\"button\" class=\"nx-nsig-btn nx-nsig-pri\" data-phex-act=\"copy\">Copy route<\/button><\/div><\/div><\/div><figcaption class=\"nx-nsig-note\">F01 to F14 are the recorded handoffs of the programme year, each with the artefact that moves and its phase; R1, R2, R3 and R4 carry work around the ring. A loop counts when every pillar on it is selected. Every pillar is led by the Nexus Consortium.<\/figcaption><\/figure><ol class=\"nx-pl-list\"><li data-pillar=\"labs\" data-hue=\"social\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-pl-name\">Labs<\/span><span class=\"nx-pl-role\">Where questions become experiments and prototypes: new methods, data and tools are tried in the open, with their limits on record, before the Foundry builds them, under the Nexus Consortium.<\/span><a class=\"nx-link nx-pl-go\" href=\"https:\/\/therisk.global\/nexus-labs\/\">Labs<\/a><\/li><li data-pillar=\"foundry\" data-hue=\"infrastructure\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-pl-name\">Foundry<\/span><span class=\"nx-pl-role\">Where exposure and scenario evidence is built so supervisors, insurers and investors can read it.<\/span><a class=\"nx-link nx-pl-go\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/foundry\/\">Actuarial and Quantitative Risk in Foundry<\/a><a class=\"nx-link nx-pl-home\" href=\"https:\/\/therisk.global\/nexus-foundry\/\">Foundry<\/a><\/li><li data-pillar=\"universe\" data-hue=\"water\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-pl-name\">Universe<\/span><span class=\"nx-pl-role\">Where scenarios are tested in controlled exercises, and finance-readiness dialogues read what they mean for capital and cover.<\/span><a class=\"nx-link nx-pl-go\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/universe\/\">Actuarial and Quantitative Risk in Universe<\/a><a class=\"nx-link nx-pl-home\" href=\"https:\/\/universe.nexus\/\">universe.nexus<\/a><\/li><li data-pillar=\"standards\" data-hue=\"biodiversity\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-pl-name\">Nexus Standards<\/span><span class=\"nx-pl-role\">Where disclosure and data rules are codified so risk evidence is comparable for finance and insurance.<\/span><a class=\"nx-link nx-pl-go\" href=\"https:\/\/nexustandards.com\/finance\/\">Finance, Insurance and the Economy in Standards<\/a><a class=\"nx-link nx-pl-home\" href=\"https:\/\/nexustandards.com\/\">nexustandards.com<\/a><\/li><li data-pillar=\"reports\" data-hue=\"energy\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-pl-name\">Reports<\/span><span class=\"nx-pl-role\">Where sector analysis and the finance and insurance readiness series are published, with exposure and limits stated.<\/span><a class=\"nx-link nx-pl-go\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/reports\/\">Actuarial and Quantitative Risk in Reports<\/a><a class=\"nx-link nx-pl-home\" href=\"https:\/\/therisk.global\/nexus-reports\/\">Reports<\/a><\/li><li data-pillar=\"academy\" data-hue=\"risk\"><span class=\"nx-pl-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-pl-name\">Risk Academy<\/span><span class=\"nx-pl-role\">Where finance, insurance and public-finance professionals learn to read risk evidence, on Risk Academy.<\/span><a class=\"nx-link nx-pl-go\" href=\"https:\/\/risksacademy.com\/finance-economics\/\">Faculty of Finance and Economics in Academy<\/a><a class=\"nx-link nx-pl-home\" href=\"https:\/\/risksacademy.com\/\">risksacademy.com<\/a><\/li><\/ol><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-band=\"auto\" data-band-id=\"nx-band-5\" data-hue=\"finance\" aria-label=\"Consortium, Pages, Questions\"><div class=\"nx-container\"><div class=\"nx-hm-band nx-band\" data-nx-tabs=\"true\" data-active=\"p1\"><div class=\"nx-tablist nx-hm-tabs\" role=\"tablist\" aria-label=\"Consortium, Pages, Questions\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-5-tab-1\" aria-controls=\"nx-sec-consortium\" aria-selected=\"true\" data-key=\"p1\">Consortium<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-5-tab-2\" aria-controls=\"nx-s-18-sec\" aria-selected=\"false\" data-key=\"p2\">Pages<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-band-5-tab-3\" aria-controls=\"nx-s-19-sec\" aria-selected=\"false\" data-key=\"p3\">Questions<\/button><\/div><section id=\"nx-sec-consortium\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-17\" role=\"tabpanel\" data-band-tab=\"nx-band-5-tab-1\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">17<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Consortium<\/span><\/div><h2 id=\"nx-s-17\" class=\"nx-section-title\">The same field, seen three ways.<\/h2><p class=\"nx-lede\">GCRI studies a field as science, GRF governs it and GRA builds shared financial understanding of it. Actuarial and Quantitative Risk links to its counterparts so that work on one side is visible on the others.<\/p><\/div><div class=\"nx-section-body\"><div class=\"nx-table-wrap\"><ul class=\"nx-dir\" data-cols=\"3\" aria-label=\"Platform\"><li><a class=\"nx-dir-row\" href=\"https:\/\/therisk.global\/nexus-labs\/\"><span class=\"nx-dir-name\">Labs<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Institution<\/span><span class=\"nx-dir-v\">GCRI<\/span><\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Shared field<\/span><span class=\"nx-dir-v\">Methods and modelling<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/therisk.global\/nexus-foundry\/\"><span class=\"nx-dir-name\">Foundry<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Institution<\/span><span class=\"nx-dir-v\">GCRI<\/span><\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Shared field<\/span><span class=\"nx-dir-v\">Methods and modelling<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/therisk.global\/risk-management\/\"><span class=\"nx-dir-name\">Systemic Risk Management<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Institution<\/span><span class=\"nx-dir-v\">GCRI<\/span><\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Shared field<\/span><span class=\"nx-dir-v\">Methods and modelling<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><li><a class=\"nx-dir-row\" href=\"https:\/\/therisk.global\/systems-modelling\/\"><span class=\"nx-dir-name\">Systems Science and Modelling<\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Institution<\/span><span class=\"nx-dir-v\">GCRI<\/span><\/span><span class=\"nx-dir-fact\"><span class=\"nx-dir-k\">Shared field<\/span><span class=\"nx-dir-v\">Methods and modelling<\/span><\/span><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/li><\/ul><\/div><\/div><\/div><\/section><section id=\"nx-s-18-sec\" class=\"nx-section nx-band-panel\" data-hue=\"project\" aria-labelledby=\"nx-s-18\" role=\"tabpanel\" data-band-tab=\"nx-band-5-tab-2\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">18<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Pages<\/span><\/div><h2 id=\"nx-s-18\" class=\"nx-section-title\">Pages in Actuarial and Quantitative Risk.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-cards\" data-cols=\"3\"><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/about\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Mandate and publisher<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/field\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Field overview<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/research\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Research and evidence<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/innovation\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Innovation and practical technology<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/programmes\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Programmes and projects<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/tools\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Data and technical methods<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/community\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Specialist community<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/learning\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Learning and professional development<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/events\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Events and technical dialogues<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/publications\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Research and publications<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/participate\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Participation paths<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/contact\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Contact the specialist team<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/trust\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Trust, rights and status<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/stem\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">STEM foundation of Actuarial and Quantitative Risk<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/cycle\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">How work moves in this field<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/foundry\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Build in Foundry<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/universe\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Test in Universe<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/reports\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Publish in Reports<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/counterparts\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">The same field across the Consortium<\/h3><\/a><a class=\"nx-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/topics\/\"><span class=\"nx-eyebrow\">Page<\/span><h3 class=\"nx-h4 nx-mt-2\">Topics<\/h3><\/a><\/div><\/div><\/div><\/section><section id=\"nx-s-19-sec\" class=\"nx-section nx-band-panel\" data-hue=\"finance\" aria-labelledby=\"nx-s-19\" role=\"tabpanel\" data-band-tab=\"nx-band-5-tab-3\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">19<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Questions<\/span><\/div><h2 id=\"nx-s-19\" class=\"nx-section-title\">Questions and answers.<\/h2><\/div><div class=\"nx-section-body\"><div class=\"nx-faq\"><details><summary>Who publishes Actuarial and Quantitative Risk?<\/summary><div class=\"nx-answer\">The Global Risks Alliance (GRA) publishes Actuarial and Quantitative Risk and is responsible for what it publishes. GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.<\/div><\/details><details><summary>Is Actuarial and Quantitative Risk active?<\/summary><div class=\"nx-answer\">Actuarial and Quantitative Risk is an established platform of The Global Risks Alliance. Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/div><\/details><details><summary>How can I contribute?<\/summary><div class=\"nx-answer\">Start with <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/participate\/\">the participation paths<\/a> or write to the contact form. An enquiry receives a reference; it does not create membership, a role or an assignment.<\/div><\/details><details><summary>Where are findings published?<\/summary><div class=\"nx-answer\">Reviewed outputs appear on <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/publications\/\">the publications page<\/a>, and contributions to the Reports series are listed on Publish in Reports.<\/div><\/details><details><summary>Which values on this platform are real?<\/summary><div class=\"nx-answer\">Indicator names, units, sources, methods and frameworks are real. Levels in figures and canvases are examples in a design. A programme replaces them with labelled evidence it owns.<\/div><\/details><details><summary>How do I report an error?<\/summary><div class=\"nx-answer\">Use <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/trust\/corrections\/\">corrections and concerns<\/a>, or write to the integrity concern form. A correction is recorded as a new version, never a silent edit.<\/div><\/details><details><summary>Does the platform validate or approve models?<\/summary><div class=\"nx-answer\">No. This is shared industry research on methods, not actuarial, investment or regulatory advice to any firm, and GRA does not validate, approve or sign off any model.<\/div><\/details><details><summary>Is this a professional actuarial body?<\/summary><div class=\"nx-answer\">No. It does not admit members to a profession, set professional standards or discipline practitioners. Those roles belong to actuarial associations and regulators.<\/div><\/details><\/div><\/div><\/div><\/section><\/div><\/div><\/section><section id=\"nx-sec-nr-gateway\" class=\"nx-section\" data-hue=\"project\" data-tone=\"alt\" aria-labelledby=\"nx-nr-gateway-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Reports<\/span><span class=\"nx-rule\" aria-hidden=\"true\"><\/span><span class=\"nx-eyebrow\">Contribute<\/span><\/div><h2 id=\"nx-nr-gateway-h\" class=\"nx-section-title\">Contribute evidence from this page.<\/h2><p class=\"nx-lede\">Reports is the Consortium&#8217;s quarterly publication. What you know about this subject can become evidence, a case or a correction in the next edition, credited to you and published under CC BY 4.0 where it is your own work.<\/p><div class=\"nx-chips\"><span class=\"nx-chip\">Global Risks Alliance<\/span><span class=\"nx-chip\">Actuarial and Quantitative Risk<\/span><span class=\"nx-chip\">Methods and Technical<\/span><span class=\"nx-chip\">Finance and Insurance Readiness<\/span><\/div><\/div><div class=\"nx-section-body\"><ul class=\"nx-dest\"><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/write-to-us\/contact\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Email<\/span><span class=\"nx-dest-host\">Gateway GW-GRA<\/span><\/span><span class=\"nx-dest-title\">Send it from this page<\/span><span class=\"nx-dest-why\">Evidence, a correction, a case, a method, a review, a translation or profile input. It arrives tagged with this page, so the editor who owns it receives it.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/open-science\/#nx-sec-zenodo\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Zenodo<\/span><span class=\"nx-dest-host\">Open deposit<\/span><\/span><span class=\"nx-dest-title\">Deposit it and submit to the community<\/span><span class=\"nx-dest-why\">Publish your own record on Zenodo with your ORCID iD, then submit it to the Reports community there. Curators review it; the DOI stays yours.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><li><a class=\"nx-dest-card\" href=\"https:\/\/globalriskalliance.com\/nexus-reports\/contribute\/\"><span class=\"nx-dest-top\"><span class=\"nx-dest-rel\">Reports<\/span><span class=\"nx-dest-host\">Global Risks Alliance<\/span><\/span><span class=\"nx-dest-title\">See every way to contribute<\/span><span class=\"nx-dest-why\">The contribution types, how each is reviewed, what credit you receive, the licence and what is never accepted.<\/span><span class=\"nx-dest-go\" aria-hidden=\"true\"><svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/span><\/a><\/li><\/ul><div class=\"nx-live-slot\" data-nxf-slot=\"contribute\" data-nxf-kind=\"workflow\" data-nxf-resource=\"nexus:\/\/gra\/actuarial-quantitative-risk#contribute\" data-nxf-title=\"Contribute evidence\" data-nxf-height=\"480\" hidden><\/div><p class=\"nx-note nx-mt-3\">Never send personal data, sensitive infrastructure detail or anything you have no right to share. A contribution is reviewed before use; sending it confers no authorship or editorial rights, and sponsorship never buys a finding.<\/p><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-scn-h-a-p11\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">How it works<\/span><h2 id=\"nx-scn-h-a-p11\" class=\"nx-h3 nx-mt-2\">How Actuarial and Quantitative Risk works.<\/h2><p class=\"nx-lede nx-mt-2\">Choose a view and press Play to follow the platform&#8217;s process, its programme year, the standards it applies and how its findings are published. The outline shows how the work is designed to run, not the status of any decision.<\/p><div class=\"nx-mt-3\"><div class=\"nx-pe\" id=\"nx-pe-a-p11\" data-nx-pe=\"nx-pe-a-p11\" data-active=\"platforms\"><div class=\"nx-pe-shell\"><p class=\"nx-pe-eb\">Actuarial and Quantitative Risk<\/p><h2 class=\"nx-pe-title\">How Actuarial and Quantitative Risk works<\/h2><p class=\"nx-pe-others\"><span aria-current=\"true\">Platforms<\/span> \u00b7 <span>Programme year<\/span> \u00b7 <span>Standards<\/span> \u00b7 <span>Reports<\/span><\/p><p class=\"nx-pe-cap\">A platform joins a field to named methods, labelled evidence and the outputs it publishes, without becoming the authority it serves.<\/p><ol class=\"nx-pe-steps\"><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">01 Scope<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">01<\/span><span class=\"nx-pe-st\">Field and families<\/span><span class=\"nx-pe-k\">Start \u00b7 The platform lead<\/span><span class=\"nx-pe-sm\">The home states the field, its families and who it serves.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">02<\/span><span class=\"nx-pe-st\">Topic dossiers<\/span><span class=\"nx-pe-k\">Record \u00b7 Platform authors<\/span><span class=\"nx-pe-sm\">Topics explain the subject with labelled evidence.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">02 Evidence<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">03<\/span><span class=\"nx-pe-st\">Evidence labels<\/span><span class=\"nx-pe-k\">Record \u00b7 GCRI<\/span><span class=\"nx-pe-sm\">Each value is labelled: observed, published statistics, estimated, modelled, scenario or unknown.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">04<\/span><span class=\"nx-pe-st\">Methods<\/span><span class=\"nx-pe-k\">Step \u00b7 Method owners<\/span><span class=\"nx-pe-sm\">Methods come from the STEM Commons, each with one canonical page.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">03 Work<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">05<\/span><span class=\"nx-pe-st\">Scenarios on the <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\">systems<\/a><\/span><span class=\"nx-pe-k\">Model \u00b7 Foundry pillar<\/span><span class=\"nx-pe-sm\">Scenarios run on the Nexus systems, labelled as scenario.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">06<\/span><span class=\"nx-pe-st\">Standards that apply<\/span><span class=\"nx-pe-k\">Record \u00b7 <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a><\/span><span class=\"nx-pe-sm\">The platform names the standards that apply. A validator report is evidence for review.<\/span><\/li><\/ol><\/li><li class=\"nx-pe-lane\"><h3 class=\"nx-pe-lane-t\">04 Publish<\/h3><ol><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">07<\/span><span class=\"nx-pe-st\">Editions<\/span><span class=\"nx-pe-k\">Record \u00b7 Reports<\/span><span class=\"nx-pe-sm\">Findings are published through Reports with their limits.<\/span><\/li><li class=\"nx-pe-step\"><span class=\"nx-pe-n\" translate=\"no\">08<\/span><span class=\"nx-pe-st\">Authority decides<\/span><span class=\"nx-pe-k\">Outcome \u00b7 The competent authority<\/span><span class=\"nx-pe-sm\">Decisions and execution stay with the government, operator or licensed institution.<\/span><\/li><\/ol><\/li><\/ol><p class=\"nx-pe-foot\"><span><a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/\" rel=\"noopener\">Actuarial and Quantitative Risk home<\/a> \u00b7 Platforms \u00b7 Shared methods<\/span><span>An outline of how the work is designed to run; it does not report the status of any decision or record.<\/span><\/p><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" id=\"nx-tp-alliance-com-actuarial-quantitative-risk\" data-nx-takepart=\"GRA\" aria-labelledby=\"nx-tp-alliance-com-actuarial-quantitative-risk-h\"><div class=\"nx-container\"><div class=\"nx-eyebrow-row\"><span class=\"nx-eyebrow\">Take part<\/span><\/div><h2 id=\"nx-tp-alliance-com-actuarial-quantitative-risk-h\" class=\"nx-h3 nx-mt-2\">Take part in Actuarial and Quantitative Risk.<\/h2><p class=\"nx-lede nx-mt-2\">Start from who you are. Answer an open call. Or form and lead a competence cell on the Actuarial and Quantitative Risk platform.<\/p><div class=\"nx-mt-3\" data-nx-tabs=\"true\" data-active=\"routes\"><div class=\"nx-tablist\" role=\"tablist\" aria-label=\"Ways to take part\"><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-tp-alliance-com-actuarial-quantitative-risk-tab-routes\" aria-controls=\"nx-tp-alliance-com-actuarial-quantitative-risk-panel-routes\" aria-selected=\"true\" data-key=\"routes\">Routes<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-tp-alliance-com-actuarial-quantitative-risk-tab-calls\" aria-controls=\"nx-tp-alliance-com-actuarial-quantitative-risk-panel-calls\" aria-selected=\"false\" data-key=\"calls\">Open calls<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-tp-alliance-com-actuarial-quantitative-risk-tab-cell\" aria-controls=\"nx-tp-alliance-com-actuarial-quantitative-risk-panel-cell\" aria-selected=\"false\" data-key=\"cell\">Cells and CERTs<\/button><button class=\"nx-tab\" type=\"button\" role=\"tab\" id=\"nx-tp-alliance-com-actuarial-quantitative-risk-tab-index\" aria-controls=\"nx-tp-alliance-com-actuarial-quantitative-risk-panel-index\" aria-selected=\"false\" data-key=\"index\">The Index<\/button><\/div><div class=\"nx-panel\" role=\"tabpanel\" id=\"nx-tp-alliance-com-actuarial-quantitative-risk-panel-routes\" aria-labelledby=\"nx-tp-alliance-com-actuarial-quantitative-risk-tab-routes\"><div class=\"nx-cells\" data-cols=\"3\"><div><span class=\"nx-eyebrow\">Route<\/span><h3 class=\"nx-h4 nx-mt-2\">National institutions<\/h3><p class=\"nx-p nx-mt-1\">Ministries, statistics offices and agencies: a national desk and chapter, and a seat in the working groups. <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/communities\/national-chapters\/\">National chapters<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">Route<\/span><h3 class=\"nx-h4 nx-mt-2\">Sectors and professions<\/h3><p class=\"nx-p nx-mt-1\">Operators, regulators, banks, insurers and professional bodies whose work touches Actuarial and Quantitative Risk. <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/participate\/\">Participate<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">Route<\/span><h3 class=\"nx-h4 nx-mt-2\">Learning<\/h3><p class=\"nx-p nx-mt-1\">Courses and practice, with a record of every course completed. Free to study. <a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/open-learning\/\">Open learning<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">Route<\/span><h3 class=\"nx-h4 nx-mt-2\">Standards<\/h3><p class=\"nx-p nx-mt-1\">Draft, review and adopt the methods and data standards with the working groups. <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/communities\/working-groups\/\">Working groups<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">Route<\/span><h3 class=\"nx-h4 nx-mt-2\">Communities and research<\/h3><p class=\"nx-p nx-mt-1\">Universities, civil society and individual experts: projects, data and review. <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/contact\/\">Write to the team<\/a><\/p><\/div><\/div><\/div><div class=\"nx-panel\" role=\"tabpanel\" id=\"nx-tp-alliance-com-actuarial-quantitative-risk-panel-calls\" aria-labelledby=\"nx-tp-alliance-com-actuarial-quantitative-risk-tab-calls\" hidden><div class=\"nx-table-wrap\"><table class=\"nx-table\" data-nx-calls=\"true\"><thead><tr><th scope=\"col\">Open call<\/th><th scope=\"col\">Seeks<\/th><th scope=\"col\">Closes<\/th><\/tr><\/thead><tbody><tr data-closes=\"2026-12-15\"><td>Founding call for experts to the working groups <span class=\"nx-chip\">CALL-FOUNDING-EXPERTS<\/span><\/td><td>expert, editor, chair<\/td><td>2026-12-15<\/td><\/tr><tr data-closes=\"2026-12-01\"><td>Open nomination for the three independent expert seats of the Global Standards Council <span class=\"nx-chip\">CALL-GSC-IND<\/span><\/td><td>council-member<\/td><td>2026-12-01<\/td><\/tr><tr data-closes=\"2026-12-15\"><td>Nominations of interim regional members (applies only if the transitional provision is decided) <span class=\"nx-chip\">CALL-GSC-REG<\/span><\/td><td>council-member<\/td><td>2026-12-15<\/td><\/tr><tr data-closes=\"2027-01-31\"><td>Review of the wave-1 risk core outlines (C1, C2, C3, C4, C8, C10, C11) <span class=\"nx-chip\">CALL-REVIEW-WAVE1<\/span><\/td><td>contributor<\/td><td>2027-01-31<\/td><\/tr><tr data-closes=\"2027-01-31\"><td>Experts for the core standards of risk science: uncertainty and evidence grading, scales, structured expert judgement, tolerability, extremes and compound events, catastrophic and existential risk, ethics and equity, units and measurement (NRS-C17 to NRS-C24) <span class=\"nx-chip\">CALL-CORE-SCIENCE<\/span><\/td><td>expert, editor, chair<\/td><td>2027-01-31<\/td><\/tr><tr data-closes=\"2027-03-31\"><td>Independent reviewers for the families of the hazard atlas, three from at least two regions for each family (NHS2-R19), priority families first <span class=\"nx-chip\">CALL-ATLAS-REVIEW<\/span><\/td><td>expert<\/td><td>2027-03-31<\/td><\/tr><tr data-closes=\"2026-11-30\"><td>Members of the interim Frontier Safety Review Panel and red-team reviewers (biosafety and biosecurity, AI safety and security, critical-infrastructure security); applications treated in confidence <span class=\"nx-chip\">CALL-FRONTIER-SAFETY-REVIEW<\/span><\/td><td>expert<\/td><td>2026-11-30<\/td><\/tr><tr data-closes=\"2027-01-31\"><td>Experts in ontology, metrology, software verification and conformity assessment for the requirement register, the NHS-2 machine representation, the conformance test suites and the conformity assessment scheme <span class=\"nx-chip\">CALL-CONFORMANCE-ONTOLOGY<\/span><\/td><td>expert, editor<\/td><td>2027-01-31<\/td><\/tr><\/tbody><\/table><\/div><p class=\"nx-note\">Calls past their closing date are hidden automatically. Every call, proposal and route: <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/communities\/open-areas-and-calls\/\">open areas and calls<\/a>.<\/p><\/div><div class=\"nx-panel\" role=\"tabpanel\" id=\"nx-tp-alliance-com-actuarial-quantitative-risk-panel-cell\" aria-labelledby=\"nx-tp-alliance-com-actuarial-quantitative-risk-tab-cell\" hidden><div class=\"nx-panel-split\"><ol class=\"nx-terms\"><li><h3 class=\"nx-terms-t\">Gather the cell<\/h3><p class=\"nx-terms-d\">Bring together three to seven people with complementary skills: data, field practice, policy and communication.<\/p><\/li><li><h3 class=\"nx-terms-t\">Register it<\/h3><p class=\"nx-terms-d\">Write to the team with the cell&#8217;s name, members, area and region. You receive a reference and a contact. <a class=\"nx-link\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/contact\/\">Write to the team<\/a><\/p><\/li><li><h3 class=\"nx-terms-t\">Choose a charter<\/h3><p class=\"nx-terms-d\">Pick one focus: research and evidence, data and maps, standards review, or community preparedness.<\/p><\/li><li><h3 class=\"nx-terms-t\">Learn together<\/h3><p class=\"nx-terms-d\">Follow shared study paths at Risk Academy, with practice and a record of every course completed. <a class=\"nx-link\" href=\"https:\/\/risksacademy.com\/hazards-resilience\/\">Hazards and resilience<\/a><\/p><\/li><li><h3 class=\"nx-terms-t\">Lead and report<\/h3><p class=\"nx-terms-d\">Hold regular sessions. Publish what the cell learns through Reports. Bring findings to the working groups. <a class=\"nx-link\" href=\"https:\/\/nexustandards.com\/communities\/working-groups\/\">Working groups<\/a><\/p><\/li><\/ol><aside class=\"nx-callout nx-panel-aside\" aria-labelledby=\"nx-tp-alliance-com-actuarial-quantitative-risk-cert\"><h3 class=\"nx-h4\" id=\"nx-tp-alliance-com-actuarial-quantitative-risk-cert\">Specialise as a Community Emergency Response Team (CERT)<\/h3><p class=\"nx-p\">A CERT prepares its neighbourhood for the hazards it faces. It builds a local hazard profile from this site&#8217;s map. It trains in household and street preparedness. It learns first aid and light search through recognised local providers, and it runs drills.<\/p><p class=\"nx-p\">A CERT works alongside the local emergency services and follows their direction. It never replaces them and is not an emergency service.<\/p><\/aside><\/div><\/div><div class=\"nx-panel\" role=\"tabpanel\" id=\"nx-tp-alliance-com-actuarial-quantitative-risk-panel-index\" aria-labelledby=\"nx-tp-alliance-com-actuarial-quantitative-risk-tab-index\" hidden><p class=\"nx-panel-lead\">What a national team or a local community can do on The Global Risks Index (<a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-s6\" data-tc=\"NXS-GRX\" data-tk=\"Nexus system\" data-td=\"Canonical data, provenance and risk\" data-ts=\"NRS-S6\">NXS-GRX<\/a>) today.<\/p><div class=\"nx-cells\" data-cols=\"4\"><div><span class=\"nx-eyebrow\">NXS-GRX<\/span><h3 class=\"nx-h4 nx-mt-2\">Your country&#8217;s profile<\/h3><p class=\"nx-p nx-mt-1\">Open risk profiles for 195 countries, with sources and licences on every value. <a class=\"nx-link\" href=\"https:\/\/risksindex.com\/\">Open the Index<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">NXS-GRX<\/span><h3 class=\"nx-h4 nx-mt-2\">Correct or reply<\/h3><p class=\"nx-p nx-mt-1\">Correct a value or reply for your country. The change is logged with its effect. <a class=\"nx-link\" href=\"https:\/\/risksindex.com\/\">Open the Index<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">NXS-GRX<\/span><h3 class=\"nx-h4 nx-mt-2\">Offer data<\/h3><p class=\"nx-p nx-mt-1\">Offer a dataset. It enters through the licence gate, with your credit. <a class=\"nx-link\" href=\"https:\/\/risksindex.com\/\">Open the Index<\/a><\/p><\/div><div><span class=\"nx-eyebrow\">NXS-GRX<\/span><h3 class=\"nx-h4 nx-mt-2\">Use the open data<\/h3><p class=\"nx-p nx-mt-1\">Layers, profiles and tiles through the open API. <a class=\"nx-link\" href=\"https:\/\/risksindex.com\/\">Open the Index<\/a><\/p><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"nx-section\" data-hue=\"finance\" id=\"nx-grix-alliance-com-actuarial-quantitative-risk\" data-tone=\"alt\" data-nx-grix=\"risk:world\" aria-labelledby=\"nx-grix-alliance-com-actuarial-quantitative-risk-h\"><div class=\"nx-container\"><div class=\"nx-section-head\"><span class=\"nx-eyebrow\">The Global Risks Index<\/span><h2 id=\"nx-grix-alliance-com-actuarial-quantitative-risk-h\" class=\"nx-section-title\">Every figure on this page is indexed: hazards, climate, conflict, the world.<\/h2><p class=\"nx-lede\">The Index is the Consortium&#8217;s indexing system for risk data. Every indicator, hazard, series and country profile carries its <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/\" data-tc=\"Nexus Standards\" data-tk=\"Nexus Standards\" data-td=\"The foundation standards\">Nexus Standards<\/a> identifier, its source and its licence, so what this page shows can be traced, corrected and reused.<\/p><\/div><div class=\"nx-grix\"><ol class=\"nx-grix-rail\" aria-label=\"The data pipeline\"><li class=\"nx-grix-node\"><span class=\"nx-grix-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-grix-k\">01 \u00b7 Sources<\/span><span class=\"nx-grix-t\">205 registered sources<\/span><span class=\"nx-grix-m\">Every value keeps its source and licence; withheld values are counted.<\/span><a class=\"nx-link nx-grix-go\" href=\"https:\/\/risksindex.com\/data\/\">Data and licences<\/a><\/li><li class=\"nx-grix-node\"><span class=\"nx-grix-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-grix-k\">02 \u00b7 Nexus Standards<\/span><span class=\"nx-grix-t\">NIS-1 and NHS-1<\/span><span class=\"nx-grix-m\">451 indicators, 905 hazards; every record carries a <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/uni\/\" data-tc=\"UNI\" data-tk=\"Nexus Standards\" data-td=\"The universal identifier of every Nexus artifact (NS-1)\">UNI<\/a>.<\/span><a class=\"nx-link nx-grix-go\" href=\"https:\/\/nexustandards.com\/\">Nexus Standards<\/a><\/li><li class=\"nx-grix-node\"><span class=\"nx-grix-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-grix-k\">03 \u00b7 The Index<\/span><span class=\"nx-grix-t\">54 series, 195 country profiles<\/span><span class=\"nx-grix-m\">Computed on the standards; no value is published until an edition is released.<\/span><a class=\"nx-link nx-grix-go\" href=\"https:\/\/risksindex.com\/\">The Global Risks Index<\/a><\/li><li class=\"nx-grix-node\"><span class=\"nx-grix-dot\" aria-hidden=\"true\"><\/span><span class=\"nx-grix-k\">04 \u00b7 This page<\/span><span class=\"nx-grix-t\">Actuarial and Quantitative Risk<\/span><span class=\"nx-grix-m\">Maps, figures and feeds read the Index in the context of hazards, climate, conflict.<\/span><a class=\"nx-link nx-grix-go\" href=\"https:\/\/risksindex.com\/developers\/\">Public API<\/a><\/li><\/ol><div class=\"nx-grix-kpis\"><div class=\"nx-grix-kpi\"><span class=\"nx-eyebrow\">Sources<\/span><span class=\"nx-metric\" data-count=\"true\">205<\/span><span class=\"nx-metric-note\">registered, each with its licence<\/span><\/div><div class=\"nx-grix-kpi\"><span class=\"nx-eyebrow\">Indicators<\/span><span class=\"nx-metric\" data-count=\"true\">451<\/span><span class=\"nx-metric-note\">NIS-1, 106 composites, 20 domain indices<\/span><\/div><div class=\"nx-grix-kpi\"><span class=\"nx-eyebrow\">Hazards<\/span><span class=\"nx-metric\" data-count=\"true\">905<\/span><span class=\"nx-metric-note\">NHS-1, crosswalked to UNDRR-ISC HIPs<\/span><\/div><div class=\"nx-grix-kpi\"><span class=\"nx-eyebrow\">Series<\/span><span class=\"nx-metric\" data-count=\"true\">54<\/span><span class=\"nx-metric-note\">global, sector, strategic, technology, thematic<\/span><\/div><div class=\"nx-grix-kpi\"><span class=\"nx-eyebrow\">Country profiles<\/span><span class=\"nx-metric\" data-count=\"true\">195<\/span><span class=\"nx-metric-note\">one site per country<\/span><\/div><\/div><div class=\"nx-grix-grid\"><div class=\"nx-grix-col\"><h3 class=\"nx-grix-h\">Series in this context <span class=\"nx-grix-hm\">hazards, climate, conflict<\/span><\/h3><ol class=\"nx-grix-ledger\"><li class=\"nx-grix-row\"><span class=\"nx-grix-fam\">GLB<\/span><span class=\"nx-grix-row-b\"><a class=\"nx-grix-row-t\" href=\"https:\/\/risksindex.com\/global\/\">Global Systems<\/a><span class=\"nx-grix-row-d\">The state of interdependent <a class=\"nx-link nx-term\" href=\"https:\/\/nexustandards.com\/standards\/nrs\/#nrs-c1\" data-tc=\"NRS-C1 global-risk\" data-tk=\"Nexus risk vocabulary\" data-td=\"Nexus risk class: a risk whose hazard, consequences or causal chain crosses national borders and acts at continental or planetary scale, so that no single country can assess or manage it alone.\" data-ts=\"NRS-C1\" data-tr=\"draft\">global risk<\/a>: the twenty domain indices aggregated to the world, the five core <a class=\"nx-link nx-term\" href=\"https:\/\/docs.therisk.global\/organization\/systems\" data-tc=\"Systems\" data-tk=\"Nexus Standards\" data-td=\"The twenty Nexus systems, NXS-CMD to NXS-LAB\">systems<\/a> (water, energy, food, health, biodiversity) and their couplings, the global tail register and the gap\u2026<\/span><\/span><span class=\"nx-grix-row-r\"><span class=\"nx-grix-uni\" title=\"Nexus Universal Identifier (NS-1)\">NXS-GRX-AR-000002<\/span><span class=\"nx-grix-dom\">Hazards \u00b7 Climate \u00b7 Conflict<\/span><\/span><\/li><li class=\"nx-grix-row\"><span class=\"nx-grix-fam\">TH<\/span><span class=\"nx-grix-row-b\"><a class=\"nx-grix-row-t\" href=\"https:\/\/risksindex.com\/series\/th-04\/\">Disaster Risk Intelligence (DRI)<\/a><span class=\"nx-grix-row-d\">Signals, observations, event streams, geospatial layers and scenario packs turned into structured risk intelligence for preparedness and planning.<\/span><\/span><span class=\"nx-grix-row-r\"><span class=\"nx-grix-uni\" title=\"Nexus Universal Identifier (NS-1)\">NXS-GRX-AR-000111<\/span><span class=\"nx-grix-dom\">Hazards \u00b7 Climate \u00b7 Conflict<\/span><\/span><\/li><li class=\"nx-grix-row\"><span class=\"nx-grix-fam\">GS<\/span><span class=\"nx-grix-row-b\"><a class=\"nx-grix-row-t\" href=\"https:\/\/risksindex.com\/series\/gs-10\/\">Global Cities<\/a><span class=\"nx-grix-row-d\">Urban exposure, heat, flooding, informal settlement, service dependency and the economic weight of cities at risk.<\/span><\/span><span class=\"nx-grix-row-r\"><span class=\"nx-grix-uni\" title=\"Nexus Universal Identifier (NS-1)\">NXS-GRX-AR-000068<\/span><span class=\"nx-grix-dom\">Hazards \u00b7 Infrastructure \u00b7 Climate<\/span><\/span><\/li><li class=\"nx-grix-row\"><span class=\"nx-grix-fam\">GS<\/span><span class=\"nx-grix-row-b\"><a class=\"nx-grix-row-t\" href=\"https:\/\/risksindex.com\/series\/gs-07\/\">Global Climate<\/a><span class=\"nx-grix-row-d\">Chronic and acute physical climate hazard, transition exposure, adaptation gaps and scenario pathways to 2030, 2050 and 2100.<\/span><\/span><span class=\"nx-grix-row-r\"><span class=\"nx-grix-uni\" title=\"Nexus Universal Identifier (NS-1)\">NXS-GRX-AR-000065<\/span><span class=\"nx-grix-dom\">Climate \u00b7 Hazards \u00b7 Finance<\/span><\/span><\/li><\/ol><p class=\"nx-grix-foot\" data-nav=\"inline\"><a class=\"nx-link\" href=\"https:\/\/risksindex.com\/series\/\">All 54 series<\/a> \u00b7 <a class=\"nx-link\" href=\"https:\/\/risksindex.com\/indices\/\">The 20 domain indices<\/a><\/p><\/div><div class=\"nx-grix-col nx-grix-side\"><div class=\"nx-grix-panel\"><h3 class=\"nx-grix-h\">Country profiles <span class=\"nx-grix-hm\">the world<\/span><\/h3><div class=\"nx-grix-chips\"><a class=\"nx-grix-chip\" href=\"https:\/\/risksindex.com\/countries\/\">All 195 country profiles<\/a><\/div><p class=\"nx-grix-foot\">Every country profile carries the source and licence of each value. <a class=\"nx-link\" href=\"https:\/\/risksindex.com\/contribute\/\">Correct a value or reply<\/a><\/p><\/div><div class=\"nx-grix-panel\"><h3 class=\"nx-grix-h\">Hazard domains <span class=\"nx-grix-hm\">NHS-1<\/span><\/h3><ul class=\"nx-grix-list\"><li><a class=\"nx-grix-row-t\" href=\"https:\/\/risksindex.com\/hazards\/atmo\/\">Atmosphere and weather<\/a><span class=\"nx-grix-uni\" title=\"Nexus Universal Identifier (NS-1)\">NXS-GRX-AR-000135<\/span><\/li><li><a class=\"nx-grix-row-t\" href=\"https:\/\/risksindex.com\/hazards\/geo\/\">Solid Earth<\/a><span class=\"nx-grix-uni\" title=\"Nexus Universal Identifier (NS-1)\">NXS-GRX-AR-000138<\/span><\/li><li><a class=\"nx-grix-row-t\" href=\"https:\/\/risksindex.com\/hazards\/sys\/\">Systemic and compound events<\/a><span class=\"nx-grix-uni\" title=\"Nexus Universal Identifier (NS-1)\">NXS-GRX-AR-000148<\/span><\/li><\/ul><\/div><div class=\"nx-grix-panel\"><h3 class=\"nx-grix-h\">Geodata and API <span class=\"nx-grix-hm\">open<\/span><\/h3><p class=\"nx-grix-m\">Open layers on an equal-area hexagon grid, shown as densities per km\u00b2 or as symbols: <span class=\"nx-grix-tag\">People \u00b7 GHSL 2025<\/span><span class=\"nx-grix-tag\">People \u00b7 WorldPop 2025<\/span><span class=\"nx-grix-tag\">Built-up area<\/span><span class=\"nx-grix-tag\">Ports<\/span><span class=\"nx-grix-tag\">Airports<\/span><span class=\"nx-grix-tag\">Roads<\/span><span class=\"nx-grix-tag\">Railways<\/span><span class=\"nx-grix-tag\">Rivers and lake centrelines<\/span><\/p><ul class=\"nx-grix-list\"><li><a class=\"nx-grix-row-t\" href=\"https:\/\/risksindex.com\/observatory\/\">Risk Observatory map<\/a><span class=\"nx-grix-dom\">open<\/span><\/li><\/ul><p class=\"nx-grix-m\"><code class=\"nx-grix-code\">\/api\/v1\/public\/grix<\/code> \u00b7 <code class=\"nx-grix-code\">https:\/\/nexustandards.com\/uni\/{uni}<\/code><br><a class=\"nx-link\" href=\"https:\/\/risksindex.com\/developers\/\">Developers<\/a> \u00b7 Data \u00b7 Made with Natural Earth, Public domain; GHSL and WorldPop, CC BY 4.0<\/p><\/div><\/div><\/div><p class=\"nx-grix-note\">Snapshot of the Index registries pinned 2026-10-23 \u00b7 22c6eed. Research and risk-analytics information: not a rating, an official classification, a warning, a benchmark or advice.<\/p><\/div><\/div><\/section><section class=\"nx-section nx-deeper-band\" aria-labelledby=\"nx-deeper-obalriskalliance-com-actuarial-quantitative-risk-h\"><div class=\"nx-container\"><nav class=\"nx-deeper\" aria-labelledby=\"nx-deeper-obalriskalliance-com-actuarial-quantitative-risk-h\" data-nx-deeper=\"3\" data-nx-resources=\"1 1 1\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-obalriskalliance-com-actuarial-quantitative-risk-h\">Go deeper<\/h2><ul><li><a href=\"https:\/\/docs.therisk.global\/organization\/model\/scenarios\/storm-surge\" data-ext><span class=\"nx-deeper-k\">Documentation:<\/span> Coastal storm surge<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/finance-economics\/actuarial-science\/\" data-ext><span class=\"nx-deeper-k\">Academy:<\/span> Actuarial science<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/finance\/financial-and-economic-risk-standards\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Financial and economic risk standards<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><nav class=\"nx-deeper nx-hubs\" aria-labelledby=\"nx-deeper-obalriskalliance-com-actuarial-quantitative-risk-hubs-h\" data-nx-hubs=\"6\"><h2 class=\"nx-deeper-h\" id=\"nx-deeper-obalriskalliance-com-actuarial-quantitative-risk-hubs-h\">The same subject across the Consortium<\/h2><ul><li><a href=\"https:\/\/therisk.global\/systems-modelling\/\" data-ext><span class=\"nx-deeper-k\">Science:<\/span> Systems Science and Modelling<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/globalriskforum.com\/research\/\" data-ext><span class=\"nx-deeper-k\">Policy:<\/span> Research Nexus<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/nexustandards.com\/data\/\" data-ext><span class=\"nx-deeper-k\">Standards:<\/span> Data and Evidence<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksacademy.com\/risk-science\/\" data-ext><span class=\"nx-deeper-k\">Learn:<\/span> Faculty of Risk Science and Methods<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/risksindex.com\/methodology\/\" data-ext><span class=\"nx-deeper-k\">Index:<\/span> Methodology of the index<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><li><a href=\"https:\/\/therisk.global\/nexus-reports\/areas\/systems-modelling\/\" data-ext><span class=\"nx-deeper-k\">Reports:<\/span> Systems Science and Modelling in Reports<span class=\"nx-deeper-x\" aria-hidden=\"true\">\u2197<\/span><span class=\"nx-deeper-sr\"> (opens another site)<\/span><\/a><\/li><\/ul><\/nav><\/div><\/section><section class=\"nx-closing\" aria-labelledby=\"nx-close-20\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Actuarial and Quantitative Risk<\/span><h2 id=\"nx-close-20\" class=\"nx-section-title\">Bring an exposure or capital question to the Alliance.<\/h2><p class=\"nx-lede\">Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.<\/p><div class=\"nx-actions\"><a class=\"nx-btn\" data-variant=\"primary\" href=\"https:\/\/globalriskalliance.com\/write-to-us\/readiness-request\/\">Propose a readiness pilot <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a class=\"nx-btn\" data-variant=\"secondary\" href=\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/contact\/\">See all contact routes<\/a><\/div><\/div><\/section><section class=\"nx-section\" data-tone=\"alt\" aria-labelledby=\"nx-legal-21\"><div class=\"nx-container\"><span class=\"nx-eyebrow\">Legal<\/span><h2 id=\"nx-legal-21\" class=\"nx-h3 nx-mt-2\">Legal documents.<\/h2><nav class=\"nx-related nx-mt-3\" aria-label=\"Legal documents\"><a href=\"https:\/\/globalriskalliance.com\/legal\/terms\/\">Platform Terms of Use <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/privacy\/\">Platform Privacy Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/cookies\/\">Platform Cookie and Storage Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/legal-notice\/\">Legal Notice <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/acceptable-use\/\">Acceptable Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/participation-terms\/\">Participation and Events Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/contribution-terms\/\">Contribution Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/research-and-data-terms\/\">Research and Data Terms <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/ai-use\/\">AI-use Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/intellectual-property\/\">Intellectual Property and Licensing <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/trademark-policy\/\">Trademark and Name Use Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/disclaimer\/\">Disclaimers and Data Notices <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/corrections\/\">Corrections and Right of Reply Policy <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/complaints-and-integrity\/\">Complaints and integrity reporting <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/security\/\">Security and responsible disclosure <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/code-of-conduct\/\">Code of Conduct <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/trust\/accessibility\/\">Accessibility Statement <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><a href=\"https:\/\/globalriskalliance.com\/legal\/third-party-notices\/\">Third-party notices and attributions <svg class=\"nx-arrow\" viewBox=\"0 0 16 16\" aria-hidden=\"true\"><path d=\"M3 8h10M9 4l4 4-4 4\"\/><\/svg><\/a><\/nav><p class=\"nx-note nx-mt-3\">Maps, data and figures on this site are shown for context and general information. They are not advice, forecasts or warnings; the limits of the information are set out in the Disclaimers and Data Notices.<\/p><\/div><\/section><\/div><\/div><script class=\"_iub_cs_skip\">window.__nxMount ? window.__nxMount(document.currentScript) : null;<\/script>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/#faq\",\"isPartOf\":{\"@id\":\"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/#webpage\"},\"inLanguage\":\"en\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Who publishes Actuarial and Quantitative Risk?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Global Risks Alliance (GRA) publishes Actuarial and Quantitative Risk and is responsible for what it publishes. GRA is a nonprofit business league for the financial services industry. It does not lend, underwrite, rate, invest, advise on or arrange transactions, and readiness work is not approval.\"}},{\"@type\":\"Question\",\"name\":\"Is Actuarial and Quantitative Risk active?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Actuarial and Quantitative Risk is an established platform of The Global Risks Alliance. Information and enquiries are open today. An enquiry receives a reference and names the next step; applications, payments, compute allocations and registrations open only when their team, terms and review capacity exist.\"}},{\"@type\":\"Question\",\"name\":\"How can I contribute?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Start with the participation paths or write to the contact form. An enquiry receives a reference; it does not create membership, a role or an assignment.\"}},{\"@type\":\"Question\",\"name\":\"Where are findings published?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Reviewed outputs appear on the publications page , and contributions to the Reports series are listed on Publish in Reports.\"}},{\"@type\":\"Question\",\"name\":\"Which values on this platform are real?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Indicator names, units, sources, methods and frameworks are real. Levels in figures and canvases are examples in a design. A programme replaces them with labelled evidence it owns.\"}},{\"@type\":\"Question\",\"name\":\"How do I report an error?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Use corrections and concerns , or write to the integrity concern form. A correction is recorded as a new version, never a silent edit.\"}},{\"@type\":\"Question\",\"name\":\"Does the platform validate or approve models?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. This is shared industry research on methods, not actuarial, investment or regulatory advice to any firm, and GRA does not validate, approve or sign off any model.\"}},{\"@type\":\"Question\",\"name\":\"Is this a professional actuarial body?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. It does not admit members to a profession, set professional standards or discipline practitioners. Those roles belong to actuarial associations and regulators.\"}}]}]}<\/script>\n\n<!-- nx-rev:6a50272a1865d597 -->\n<!-- nx-shared:64084c41ff78 -->\n<!-- nx-path:\/ -->","protected":false},"excerpt":{"rendered":"<p>40){clearInterval(re)}},400);n.NXLive={allowed:d,blocked:f,grant:B,register:V,hosts:E.length}})();GRA \u00b7 Actuarial and Quantitative Risk<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":128,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_buddyx_sub_header_visibility":"","_buddyx_sub_header_title_visibility":"","_hide_show_side_panel":"","_buddyxpro_page_sidebar":"","_buddyxpro_page_disable_header":"","_buddyxpro_page_disable_footer":"","_buddyxpro_page_content_width":"","_buddyxpro_page_header_style":"","_buddyxpro_page_color_mode":"","_buddyxpro_page_loader":"","_nx_seo_description":"","_nx_seo_title":"","_nx_seo_image":"","_nx_seo_jsonld":"","_nx_i18n_locale":"","_nx_i18n_group":"","nexus_page_kind":"","footnotes":"","_nx_seo_image_alt":"","_nx_seo_canonical":"","_nx_seo_robots":"","_nx_seo_schema_type":""},"class_list":["post-9","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/wp-json\/wp\/v2\/pages\/9","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/wp-json\/wp\/v2\/comments?post=9"}],"version-history":[{"count":1,"href":"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/wp-json\/wp\/v2\/pages\/9\/revisions"}],"predecessor-version":[{"id":55,"href":"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/wp-json\/wp\/v2\/pages\/9\/revisions\/55"}],"wp:attachment":[{"href":"https:\/\/globalriskalliance.com\/actuarial-quantitative-risk\/wp-json\/wp\/v2\/media?parent=9"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}